Coffeyville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Coffeyville averaged 6.82% for the week of 2025-05-08, compared to the national average of 6.76% for the same period.

The average rate for the prior week (2025-05-01) was 7.12% and one month ago for the week of 2025-04-03, the average rate was 7.1%.

Coffeyville's average rate one year ago was 7.38%.

For refis of the same type during the week of 2025-05-08, the average rate was 7.06%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-05-08 6.76%
Coffeyville 30 Year Fixed Rate 2025-05-08 6.82%
Coffeyville 30 Year Fixed Rate Refi 2025-05-08 7.06%
Coffeyville 15 Year Fixed Rate 2025-05-08 5.69%
Coffeyville 15 Year Fixed Rate Refi 2025-05-08 6.19%
Coffeyville 30 Year FHA 2025-05-08 6.28%
Coffeyville 30 Year FHA Refi 2025-05-08 6.48%
Coffeyville 30 Year USDA 2025-05-08 6.27%
Coffeyville 30 Year USDA Refi 2025-05-08 6.57%
Coffeyville 30 Year VA 2025-05-08 6.37%
Coffeyville 30 Year VA Refi 2025-05-08 6.37%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Coffeyville, KS.

Coffeyville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Coffeyville, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 29 6.66% $3,437
Community National Bank & Trust 21 7.30% $3,016
QUICKEN LOANS, LLC 10 7.10% $4,231
AMERICAN FINANCIAL NETWORK, INC. 3 7.08% $3,142
Farm Credit Mid-America, ACA 3 7.21% $5,877
Equity Bank 3 6.33% $3,018
Arvest Bank 3 6.83% $3,422
NEWREZ LLC 2 6.81% $4,687
GUILD MORTGAGE COMPANY 2 6.99% $3,195
ROYAL UNITED MORTGAGE LLC 2 7.19% $4,355
NAVY FEDERAL CREDIT UNION 2 6.44% $2,563
LAKEVIEW LOAN SERVICING, LLC 1 7.63% $3,868
LEADERONE FINANCIAL CORPORATION 1 6.75% $3,739
Mortgage Investment Services Corporation 1 7.13% $2,850
Mortgage Research Center, LLC 1 5.50% $1,535
NBKC BANK 1 7.13% $3,403
PNC Bank 1 6.00% $4,494
SKYWARD 1 7.25% $3,650
Springfield First Community Bank 1 6.63% $2,893
TOWNE MORTGAGE COMPANY 1 7.63% $4,301
Truity Federal Credit Union 1 6.13% $1,690
UNITED WHOLESALE MORTGAGE, LLC 1 7.63% $5,794
Wells Fargo Bank 1 6.88% $4,917
AMERICAN FINANCING CORPORATION 1 7.63% $6,766
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.75% $9,513
BROKER SOLUTIONS, INC. 1 7.50% $5,714
Deere Employees Credit Union 1 7.13% $2,997
Emprise Bank 1 6.63% $2,564
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.99% $4,708
Farmers Bank & Trust 1 7.13% $3,123
First International Bank & Trust 1 8.50% $3,336
Gateway First Bank 1 7.63% $3,323
JPMorgan Chase Bank 1 7.13% $2,559

Coffeyville Average Closing Costs & Other Stats

Coffeyville, KS's 33 lenders originated 435 loans during 2024. The total origination value was $49,455,000, with an average loan value of $113,690.

Coffeyville's average closing costs are $4,230.

The top Coffeyville lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 29 loans originated. Their average total fees are $3,437, which is $421 higher than the next largest lender, Community National Bank & Trust.

The lowest fee Coffeyville lenders (with over 10 loans originated) are Community National Bank & Trust ($3,016), FLAT BRANCH MORTGAGE, INC. ($3,437), QUICKEN LOANS, LLC ($4,231), .

The lowest rate Coffeyville lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.66%), QUICKEN LOANS, LLC (7.10%), Community National Bank & Trust (7.30%), .

Coffeyville, KS Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
FLAT BRANCH MORTGAGE, INC. $9,920,000 $10,810,000 9.0% 21.9%
Community National Bank & Trust $7,000,000 $8,920,000 27.4% 18.0%
FirstOak Bank $3,970,000 $3,380,000 -14.9% 6.8%
QUICKEN LOANS, LLC $3,110,000 $2,555,000 -17.8% 5.2%
AMERICAN FINANCIAL NETWORK, INC. $1,245,000 $2,515,000 102.0% 5.1%
Mortgage Research Center, LLC $1,875,000 $2,025,000 8.0% 4.1%
Farm Credit Mid-America, ACA $185,000 $1,445,000 681.1% 2.9%
Equity Bank $1,775,000 $1,165,000 -34.4% 2.4%
Arvest Bank $855,000 $1,050,000 22.8% 2.1%
BROKER SOLUTIONS, INC. $55,000 $965,000 1,654.5% 2.0%
Mortgage Investment Services Corporation $920,000 $725,000 -21.2% 1.5%
PENNYMAC LOAN SERVICES, LLC $35,000 $700,000 1,900.0% 1.4%
UNITED WHOLESALE MORTGAGE, LLC $800,000 $650,000 -18.8% 1.3%
SOUTHWEST STAGE FUNDING, LLC $575,000 n/a 1.2%
LOANDEPOT.COM, LLC $510,000 n/a 1.0%
NEWREZ LLC $535,000 $495,000 -7.5% 1.0%
FREEDOM MORTGAGE CORPORATION $175,000 $445,000 154.3% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $65,000 $425,000 553.8% 0.9%
NAVY FEDERAL CREDIT UNION $335,000 $405,000 20.9% 0.8%
American Mortgage Bank, LLC $380,000 n/a 0.8%
Gateway First Bank $315,000 $380,000 20.6% 0.8%
Deere Employees Credit Union $815,000 $375,000 -54.0% 0.8%
Truity Federal Credit Union $95,000 $355,000 273.7% 0.7%
GUILD MORTGAGE COMPANY $330,000 n/a 0.7%
USAA Federal Savings Bank $300,000 $300,000 0.0% 0.6%
AMERISAVE MORTGAGE CORPORATION $160,000 $280,000 75.0% 0.6%
LEADERONE FINANCIAL CORPORATION $280,000 n/a 0.6%
ROYAL UNITED MORTGAGE LLC $95,000 $275,000 189.5% 0.6%
CHURCHILL MORTGAGE CORPORATION $1,255,000 $270,000 -78.5% 0.5%
NEW DAY FINANCIAL, LLC $340,000 $265,000 -22.1% 0.5%
JPMorgan Chase Bank $235,000 n/a 0.5%
ANGEL OAK MORTGAGE SOLUTIONS LLC $225,000 n/a 0.5%
NBKC BANK $225,000 n/a 0.5%
Labette Bank $85,000 $210,000 147.1% 0.4%
PNC Bank $210,000 n/a 0.4%
TRIAD FINANCIAL SERVICES, INC. $220,000 $205,000 -6.8% 0.4%
Springfield First Community Bank $195,000 n/a 0.4%
THE MORTGAGE LINK, INC. $195,000 n/a 0.4%
Southern Bancorp Bank $185,000 n/a 0.4%
Farmers Bank & Trust $175,000 n/a 0.4%
First State Bank of St. Charles, Missouri $175,000 n/a 0.4%
SKYWARD $175,000 n/a 0.4%
AMERICAN FINANCING CORPORATION $155,000 n/a 0.3%
Charles Schwab Bank, SSB $155,000 n/a 0.3%
COMMUNITYAMERICA $155,000 n/a 0.3%
21ST MORTGAGE CORPORATION $145,000 n/a 0.3%
American Bank of Oklahoma $145,000 n/a 0.3%
American Airlines Federal Credit Union $135,000 n/a 0.3%
Bank of America $180,000 $135,000 -25.0% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $200,000 $135,000 -32.5% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $135,000 n/a 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $260,000 $115,000 -55.8% 0.2%
The Farmers State Bank of Westmoreland $105,000 n/a 0.2%
TruHome Solutions, LLC $105,000 n/a 0.2%
Figure Lending LLC $55,000 $100,000 81.8% 0.2%
Members Mortgage Services, L.L.C. $45,000 $100,000 122.2% 0.2%
CARDINAL FINANCIAL $95,000 n/a 0.2%
Chickasaw Community Bank $75,000 $95,000 26.7% 0.2%
Sierra Pacific Mortgage Company, Inc. $930,000 $95,000 -89.8% 0.2%
Wells Fargo Bank $550,000 $95,000 -82.7% 0.2%
Emprise Bank $25,000 $85,000 240.0% 0.2%
LOANPAL, LLC $145,000 $85,000 -41.4% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $85,000 n/a 0.2%
ENDEAVOR CAPITAL, LLC. $75,000 n/a 0.2%
V.I.P. MORTGAGE, INC. $75,000 n/a 0.2%
First International Bank & Trust $65,000 n/a 0.1%
MID AMERICAN $65,000 n/a 0.1%
S1L, Inc. $65,000 n/a 0.1%
Discover Bank $155,000 $55,000 -64.5% 0.1%
TOWNE MORTGAGE COMPANY $55,000 n/a 0.1%
ALTRA $45,000 n/a 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $45,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $135,000 $45,000 -66.7% 0.1%
Great Plains Federal Credit Un $295,000 $35,000 -88.1% 0.1%
Commerce Bank $25,000 n/a 0.1%
RCB Bank $765,000 $25,000 -96.7% 0.1%
First Oklahoma Bank $15,000 n/a 0.0%
The Bennington State Bank $15,000 n/a 0.0%

Coffeyville's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 21.9% market share. In second place, with 18.0%, is Community National Bank & Trust, having originated $8,920,000 in loans. In third place, with 6.8%, is FirstOak Bank, having originated $3,380,000 in loans. In fourth place, with 5.2%, is QUICKEN LOANS, LLC, having originated $2,555,000 in loans. In fifth place, with 5.1%, is AMERICAN FINANCIAL NETWORK, INC., having originated $2,515,000 in loans.

Coffeyville, KS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 273 $34,775,000 $127,381
Refi 52 $5,440,000 $104,615
Cash Out Refi 46 $5,380,000 $116,957
Home Improvement 36 $1,830,000 $50,833
Other 28 $2,030,000 $72,500

Coffeyville's most frequently cited loan purpose was Home Purchase, with 273 originations. The 2nd most popular reason was Refi, with 52 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 161 $20,395,000 $126,677
7-8% 102 $12,320,000 $120,784
Over 8% 98 $6,280,000 $64,082
5-6% 37 $5,715,000 $154,459
4-5% 6 $490,000 $81,667

During 2024, Coffeyville's most frequently originated rate bucket was 6-7%, with 161 originations.

Loan Sizing (Coffeyville, KS MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 251 $14,295,000 $56,952
$100k-200k 121 $17,485,000 $144,504
$200k-400k 58 $15,060,000 $259,655
$400k-600k 4 $1,910,000 $477,500
$600k-1000k 1 $705,000 $705,000

Coffeyville's loan sizing saw the bucket of loans from $100,000 or less with 251 originations, totaling $14,295,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 204 $26,800,000 $131,373
60-80% 84 $10,280,000 $122,381
20-40% 50 $2,580,000 $51,600
40-60% 36 $3,400,000 $94,444
Under 20% 18 $320,000 $17,778
Over 100% 5 $655,000 $131,000

Coffeyville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 204 originations, totaling $26,800,000 in origination value.