Coffeyville Mortgage Rates
30 Year Fixed Rate mortgages in Coffeyville averaged
6.26%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.47% and
one month ago for the week of 2022-05-26, the
average rate was 5.66%.
Coffeyville's average rate one year ago was 3.41%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.98%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
Coffeyville 30 Year Fixed Rate | 2022-06-30 | 6.26% |
Coffeyville 30 Year Fixed Rate Refi | 2022-06-30 | 5.98% |
Coffeyville 15 Year Fixed Rate | 2022-06-30 | 6.18% |
Coffeyville 15 Year Fixed Rate Refi | 2022-06-30 | 5.29% |
Coffeyville 30 Year FHA | 2022-06-30 | 5.96% |
Coffeyville 30 Year FHA Refi | 2022-06-30 | 5.72% |
Coffeyville 30 Year USDA | 2022-06-30 | 5.59% |
Coffeyville 30 Year USDA Refi | 2022-06-30 | 5.61% |
Coffeyville 30 Year VA | 2022-06-30 | 5.75% |
Coffeyville 30 Year VA Refi | 2022-06-30 | 5.2% |
Coffeyville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Coffeyville, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Coffeyville, KS's 48 lenders originated 551
loans during 2021. The total origination value was $64,795,000, with an average loan value of
$117,595.
The top Coffeyville lender as defined by loan originations is Community National Bank & Trust, with
20 loans originated. Their average total fees are
$2,679, which is $36
higher than the next largest lender,
FLAT BRANCH MORTGAGE, INC..
The lowest fee Coffeyville lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. ($2,643), Community National Bank & Trust ($2,679), QUICKEN LOANS, LLC ($5,483), .
The lowest rate Coffeyville lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (3.10%), FLAT BRANCH MORTGAGE, INC. (3.19%), Community National Bank & Trust (3.32%), .
Coffeyville, KS Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $7,685,000 | $9,295,000 | 20.9% | 14.3% |
Community National Bank & Trust | $7,650,000 | $7,700,000 | 0.7% | 11.9% |
FLAT BRANCH MORTGAGE, INC. | $2,640,000 | $5,420,000 | 105.3% | 8.4% |
FirstOak Bank | $3,995,000 | $4,695,000 | 17.5% | 7.2% |
Mortgage Investment Services Corporation | $3,130,000 | $3,570,000 | 14.1% | 5.5% |
AMERICAN FINANCIAL NETWORK, INC. | $2,110,000 | $2,495,000 | 18.2% | 3.9% |
Flagstar Bank, FSB | $105,000 | $2,115,000 | 1,914.3% | 3.3% |
FREEDOM MORTGAGE CORPORATION | $2,220,000 | $2,085,000 | -6.1% | 3.2% |
CHURCHILL MORTGAGE CORPORATION | $970,000 | $1,905,000 | 96.4% | 2.9% |
Sierra Pacific Mortgage Company, Inc. | $1,015,000 | $1,840,000 | 81.3% | 2.8% |
UNITED WHOLESALE MORTGAGE, LLC | $75,000 | $1,395,000 | 1,760.0% | 2.2% |
Deere Employees Credit Union | $395,000 | $1,335,000 | 238.0% | 2.1% |
Equity Bank | $3,600,000 | $1,210,000 | -66.4% | 1.9% |
Farm Credit Mid-America, ACA | $840,000 | $1,135,000 | 35.1% | 1.8% |
Mortgage Research Center, LLC | $955,000 | $1,050,000 | 9.9% | 1.6% |
Barrington Bank & Trust Company, N.A. | $550,000 | $1,015,000 | 84.5% | 1.6% |
Arvest Bank | $1,395,000 | $900,000 | -35.5% | 1.4% |
HOMESIDE FINANCIAL, LLC | $890,000 | n/a | 1.4% | |
LOANDEPOT.COM, LLC | $540,000 | $810,000 | 50.0% | 1.3% |
SKYWARD | $790,000 | $780,000 | -1.3% | 1.2% |
BROKER SOLUTIONS, INC. | $690,000 | n/a | 1.1% | |
Truity Federal Credit Union | $830,000 | $650,000 | -21.7% | 1.0% |
BETTER MORTGAGE CORPORATION | $345,000 | $580,000 | 68.1% | 0.9% |
NEWREZ LLC | $75,000 | $580,000 | 673.3% | 0.9% |
United Fidelity Funding Corp. | $1,080,000 | $555,000 | -48.6% | 0.9% |
AMERISAVE MORTGAGE CORPORATION | $935,000 | $545,000 | -41.7% | 0.8% |
NEW DAY FINANCIAL, LLC | $290,000 | $445,000 | 53.4% | 0.7% |
PHH Mortgage Corporation | $430,000 | n/a | 0.7% | |
LEADERONE FINANCIAL CORPORATION | $85,000 | $405,000 | 376.5% | 0.6% |
CALIBER HOME LOANS, INC. | $120,000 | $380,000 | 216.7% | 0.6% |
USAA Federal Savings Bank | $440,000 | $370,000 | -15.9% | 0.6% |
Wells Fargo Bank | $405,000 | $340,000 | -16.0% | 0.5% |
Citizens Bank | $335,000 | n/a | 0.5% | |
Mr. Cooper ( Nationstar Mortgage ) | $365,000 | $335,000 | -8.2% | 0.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $320,000 | $275,000 | -14.1% | 0.4% |
COMMUNITY MORTGAGE, LLC | $265,000 | n/a | 0.4% | |
HEARTLAND CREDIT UNION | $240,000 | n/a | 0.4% | |
SENTE MORTGAGE, INC. | $235,000 | n/a | 0.4% | |
21ST MORTGAGE CORPORATION | $240,000 | $220,000 | -8.3% | 0.3% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $185,000 | $215,000 | 16.2% | 0.3% |
BOKF | $125,000 | $210,000 | 68.0% | 0.3% |
Carrington Mortgage Services, LLC | $65,000 | $210,000 | 223.1% | 0.3% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $470,000 | $200,000 | -57.4% | 0.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $195,000 | n/a | 0.3% | |
ROYAL UNITED MORTGAGE LLC | $410,000 | $190,000 | -53.7% | 0.3% |
Bank of the West | $175,000 | n/a | 0.3% | |
Chickasaw Community Bank | $330,000 | $175,000 | -47.0% | 0.3% |
CROSSCOUNTRY MORTGAGE, LLC | $225,000 | $175,000 | -22.2% | 0.3% |
KELLER MORTGAGE, LLC | $165,000 | $170,000 | 3.0% | 0.3% |
Central National Bank | $155,000 | n/a | 0.2% | |
Gateway First Bank | $300,000 | $155,000 | -48.3% | 0.2% |
PLAZA HOME MORTGAGE, INC. | $155,000 | n/a | 0.2% | |
THRIVE MORTGAGE, LLC | $155,000 | n/a | 0.2% | |
ENDEAVOR CAPITAL, LLC. | $145,000 | $145,000 | 0.0% | 0.2% |
Members Mortgage Services, L.L.C. | $145,000 | n/a | 0.2% | |
SUCCESS MORTGAGE PARTNERS, INC. | $145,000 | n/a | 0.2% | |
Regent Financial Group, Inc. | $135,000 | n/a | 0.2% | |
Bank of America | $440,000 | $115,000 | -73.9% | 0.2% |
Labette Bank | $115,000 | n/a | 0.2% | |
Regent Bank | $110,000 | n/a | 0.2% | |
Bank of Colorado | $105,000 | n/a | 0.2% | |
Commerce Bank | $105,000 | n/a | 0.2% | |
First Federal Bank of Kansas City | $105,000 | n/a | 0.2% | |
Southwest Missouri Bank | $105,000 | n/a | 0.2% | |
Washington Trust Bank | $105,000 | n/a | 0.2% | |
Citibank | $85,000 | n/a | 0.1% | |
FirstTrust Home Loans, Inc. | $85,000 | n/a | 0.1% | |
GUARANTEED RATE, INC. | $85,000 | n/a | 0.1% | |
MERITRUST Federal Credit Union | $85,000 | n/a | 0.1% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $235,000 | $85,000 | -63.8% | 0.1% |
American Airlines Federal Credit Union | $75,000 | n/a | 0.1% | |
Fidelity Bank | $65,000 | n/a | 0.1% | |
PENNYMAC LOAN SERVICES, LLC | $325,000 | $65,000 | -80.0% | 0.1% |
RBC Bank, (Georgia) | $65,000 | n/a | 0.1% | |
Truist Bank | $65,000 | n/a | 0.1% | |
US MORTGAGE CORPORATION | $65,000 | n/a | 0.1% | |
Discover Bank | $45,000 | $55,000 | 22.2% | 0.1% |
First Guaranty Mortgage Corporation | $55,000 | n/a | 0.1% | |
GERSHMAN INVESTMENT CORP. | $65,000 | $55,000 | -15.4% | 0.1% |
NAVY FEDERAL CREDIT UNION | $685,000 | $55,000 | -92.0% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $55,000 | n/a | 0.1% | |
FINANCE OF AMERICA MORTGAGE LLC | $45,000 | n/a | 0.1% | |
GNBank | $45,000 | n/a | 0.1% | |
Intrust Bank | $35,000 | n/a | 0.1% | |
People's Bank of Seneca | $35,000 | n/a | 0.1% | |
Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% | |
SPRING EQ, LLC | $25,000 | n/a | 0.0% |
Coffeyville's top lender by overall market share is QUICKEN LOANS, LLC, with 14.3% market share. In second place, with 11.9%, is Community National Bank & Trust, having originated $7,700,000 in loans. In third place, with 8.4%, is FLAT BRANCH MORTGAGE, INC., having originated $5,420,000 in loans. In third place, with 7.2%, is FirstOak Bank, having originated $4,695,000 in loans. In third place, with 5.5%, is Mortgage Investment Services Corporation, having originated $3,570,000 in loans.
Coffeyville, KS Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 340 | $38,330,000 | $112,735 |
Refi | 132 | $16,320,000 | $123,636 |
Cash Out Refi | 66 | $9,200,000 | $139,394 |
Home Improvement | 9 | $685,000 | $76,111 |
Other | 4 | $260,000 | $65,000 |
Coffeyville's most frequently cited loan purpose was Home Purchase, with 340 originations. The 2nd most popular reason was Refi, with 132 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 185 | $20,235,000 | $109,378 |
2.5-3% | 167 | $22,755,000 | $136,257 |
<2.5% | 82 | $12,100,000 | $147,561 |
4-5% | 39 | $2,725,000 | $69,872 |
5-6% | 28 | $1,450,000 | $51,786 |
6-7% | 5 | $275,000 | $55,000 |
Over 8% | 2 | $200,000 | $100,000 |
7-8% | 1 | $55,000 | $55,000 |
During 2021, Coffeyville's most frequently originated rate bucket was 3-4%, with 185 originations.
Loan Sizing (Coffeyville, KS MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 270 | $16,470,000 | $61,000 |
$100k-200k | 212 | $30,200,000 | $142,453 |
$200k-400k | 66 | $16,790,000 | $254,394 |
$400k-600k | 3 | $1,335,000 | $445,000 |
Coffeyville's loan sizing saw the bucket of loans from $100,000 or less with 270 originations, totaling $16,470,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 302 | $36,200,000 | $119,868 |
60-80% | 131 | $15,495,000 | $118,282 |
40-60% | 34 | $3,880,000 | $114,118 |
20-40% | 14 | $810,000 | $57,857 |
Over 100% | 5 | $785,000 | $157,000 |
Under 20% | 4 | $80,000 | $20,000 |
Coffeyville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 302 originations, totaling $36,200,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Coffeyville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $69,450 (-5.5%) | $92,666 (-13.7%) | 0.00 | 288 |
2018-02-01 | $65,400 (-6.4%) | $88,316 (-14.4%) | 0.00 | 288 |
2018-03-01 | $64,900 (-5.8%) | $96,892 (-6.7%) | 0.00 | 295 |
2018-04-01 | $62,000 (-11.3%) | $103,974 (1.7%) | 0.00 | 299 |
2018-05-01 | $64,900 (-7.2%) | $105,507 (1.6%) | 0.00 | 297 |
2018-06-01 | $64,000 (-8.4%) | $105,380 (10.2%) | 0.00 | 298 |
2018-07-01 | $63,750 (-12.1%) | $104,950 (8.6%) | 0.00 | 294 |
2018-08-01 | $65,250 (-11.5%) | $114,278 (14.2%) | 0.00 | 291 |
2018-09-01 | $69,900 (0.0%) | $117,551 (23.4%) | 0.00 | 289 |
2018-10-01 | $63,800 (-7.5%) | $110,178 (20.5%) | 0.00 | 293 |
2018-11-01 | $59,200 (-14.2%) | $106,159 (17.1%) | 0.00 | 310 |
2018-12-01 | $57,500 (-17.7%) | $109,052 (16.1%) | 0.00 | 296 |
2019-01-01 | $62,450 (-10.1%) | $117,307 (26.6%) | 0.00 | 272 |
2019-02-01 | $65,000 (-0.6%) | $119,687 (35.5%) | 0.00 | 276 |
2019-03-01 | $69,243 (6.7%) | $118,719 (22.5%) | 0.00 | 278 |
2019-04-01 | $71,693 (15.6%) | $115,634 (11.2%) | 0.00 | 276 |
2019-05-01 | $72,700 (12.0%) | $120,117 (13.9%) | 0.00 | 257 |
2019-06-01 | $75,000 (17.2%) | $120,050 (13.9%) | 0.00 | 258 |
2019-07-01 | $74,950 (17.6%) | $123,978 (18.1%) | 0.00 | 255 |
2019-08-01 | $75,514 (15.7%) | $123,707 (8.3%) | 0.00 | 245 |
2019-09-01 | $75,000 (7.3%) | $114,398 (-2.7%) | 0.00 | 224 |
2019-10-01 | $73,000 (14.4%) | $114,652 (4.1%) | 0.00 | 232 |
2019-11-01 | $66,000 (11.5%) | $104,557 (-1.5%) | 0.00 | 239 |
2019-12-01 | $65,500 (13.9%) | $103,735 (-4.9%) | 0.00 | 220 |
2020-01-01 | $71,550 (14.6%) | $109,029 (-7.1%) | 0.00 | 195 |
2020-02-01 | $78,000 (20.0%) | $115,362 (-3.6%) | 0.00 | 190 |
2020-03-01 | $82,200 (18.7%) | $116,843 (-1.6%) | 0.00 | 181 |
2020-04-01 | $88,250 (23.1%) | $118,222 (2.2%) | 0.00 | 183 |
2020-05-01 | $78,900 (8.5%) | $114,840 (-4.4%) | 0.00 | 183 |
2020-06-01 | $90,450 (20.6%) | $120,358 (0.3%) | 0.00 | 160 |
2020-07-01 | $95,450 (27.4%) | $123,477 (-0.4%) | 0.00 | 158 |
2020-08-01 | $91,900 (21.7%) | $119,553 (-3.4%) | 0.00 | 151 |
2020-09-01 | $87,450 (16.6%) | $114,310 (-0.1%) | 0.00 | 137 |
2020-10-01 | $75,000 (2.7%) | $103,189 (-10.0%) | 0.00 | 130 |
2020-11-01 | $75,000 (13.6%) | $101,843 (-2.6%) | 0.00 | 124 |
2020-12-01 | $70,000 (6.9%) | $102,017 (-1.7%) | 0.00 | 133 |
2021-01-01 | $70,000 (-2.2%) | $100,710 (-7.6%) | 0.00 | 113 |
2021-02-01 | $73,900 (-5.3%) | $108,382 (-6.1%) | 0.00 | 93 |
2021-03-01 | $75,250 (-8.5%) | $112,184 (-4.0%) | 0.00 | 82 |
2021-04-01 | $68,500 (-22.4%) | $104,561 (-11.6%) | 0.00 | 75 |
2021-05-01 | $71,999 (-8.8%) | $101,712 (-11.4%) | 0.00 | 80 |
2021-06-01 | $76,250 (-15.7%) | $104,233 (-13.4%) | 0.00 | 86 |
2021-07-01 | $69,250 (-27.5%) | $108,786 (-11.9%) | 0.00 | 71 |
2021-08-01 | $70,600 (-23.2%) | $109,350 (-8.5%) | 0.00 | 70 |
2021-09-01 | $65,000 (-25.7%) | $94,667 (-17.2%) | 0.00 | 64 |
2021-10-01 | $79,900 (6.5%) | $106,139 (2.9%) | 0.00 | 59 |
2021-11-01 | $69,900 (-6.8%) | $101,525 (-0.3%) | 0.00 | 70 |
2021-12-01 | $69,450 (-0.8%) | $92,737 (-9.1%) | 0.00 | 80 |
2022-01-01 | $70,000 (0.0%) | $87,573 (-13.0%) | 0.00 | 73 |
2022-02-01 | $74,500 (0.8%) | $97,085 (-10.4%) | 0.00 | 63 |
2022-03-01 | $82,950 (10.2%) | $122,310 (9.0%) | 0.00 | 59 |
2022-04-01 | $79,000 (15.3%) | $116,114 (11.1%) | 0.00 | 68 |
2022-05-01 | $83,000 (15.3%) | $124,511 (22.4%) | 0.00 | 65 |
2022-06-01 | $97,150 (27.4%) | $127,917 (22.7%) | 0.00 | 63 |
Coffeyville's median listing price comes in at 0% of the national average.
Coffeyville's average listing price for 2022-06-01 was $127,917, a difference of $23,684 (22.7%) versus the prior year and $3,406 versus the prior month.
For the 2022-06-01 period, Coffeyville had 63 MLS listings, a difference of -2 listings (-3%) versus the prior month and -23 listings (-27%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Coffeyville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,565 sqft |
2018-02-01 | 0 days | 1,533 sqft |
2018-03-01 | 0 days | 1,532 sqft |
2018-04-01 | 0 days | 1,522 sqft |
2018-05-01 | 0 days | 1,536 sqft |
2018-06-01 | 0 days | 1,562 sqft |
2018-07-01 | 0 days | 1,544 sqft |
2018-08-01 | 0 days | 1,612 sqft |
2018-09-01 | 0 days | 1,622 sqft |
2018-10-01 | 0 days | 1,550 sqft |
2018-11-01 | 0 days | 1,518 sqft |
2018-12-01 | 0 days | 1,524 sqft |
2019-01-01 | 0 days | 1,552 sqft |
2019-02-01 | 0 days | 1,552 sqft |
2019-03-01 | 0 days | 1,577 sqft |
2019-04-01 | 0 days | 1,612 sqft |
2019-05-01 | 0 days | 1,576 sqft |
2019-06-01 | 0 days | 1,611 sqft |
2019-07-01 | 0 days | 1,593 sqft |
2019-08-01 | 0 days | 1,608 sqft |
2019-09-01 | 0 days | 1,606 sqft |
2019-10-01 | 0 days | 1,593 sqft |
2019-11-01 | 0 days | 1,558 sqft |
2019-12-01 | 0 days | 1,564 sqft |
2020-01-01 | 0 days | 1,610 sqft |
2020-02-01 | 0 days | 1,658 sqft |
2020-03-01 | 0 days | 1,678 sqft |
2020-04-01 | 0 days | 1,675 sqft |
2020-05-01 | 0 days | 1,674 sqft |
2020-06-01 | 0 days | 1,674 sqft |
2020-07-01 | 0 days | 1,745 sqft |
2020-08-01 | 0 days | 1,682 sqft |
2020-09-01 | 0 days | 1,622 sqft |
2020-10-01 | 0 days | 1,560 sqft |
2020-11-01 | 0 days | 1,596 sqft |
2020-12-01 | 0 days | 1,478 sqft |
2021-01-01 | 0 days | 1,488 sqft |
2021-02-01 | 0 days | 1,575 sqft |
2021-03-01 | 0 days | 1,546 sqft |
2021-04-01 | 0 days | 1,386 sqft |
2021-05-01 | 0 days | 1,316 sqft |
2021-06-01 | 0 days | 1,401 sqft |
2021-07-01 | 0 days | 1,282 sqft |
2021-08-01 | 0 days | 1,374 sqft |
2021-09-01 | 0 days | 1,367 sqft |
2021-10-01 | 0 days | 1,401 sqft |
2021-11-01 | 0 days | 1,351 sqft |
2021-12-01 | 0 days | 1,347 sqft |
2022-01-01 | 0 days | 1,352 sqft |
2022-02-01 | 0 days | 1,396 sqft |
2022-03-01 | 0 days | 1,473 sqft |
2022-04-01 | 0 days | 1,575 sqft |
2022-05-01 | 0 days | 1,624 sqft |
2022-06-01 | 0 days | 1,584 sqft |
Coffeyville's median square footage for active listings during the 2022-06-01 period was 1,584 sqft. One year prior, the average listing was 1,401 sqft.