Coffeyville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Coffeyville averaged
6.15%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
6.11% and
one month ago for the week of 2024-08-29, the
average rate was 6.68%.
Coffeyville's average rate one year ago was 7.54%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.22%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
Coffeyville 30 Year Fixed Rate | 2024-10-03 | 6.15% |
Coffeyville 30 Year Fixed Rate Refi | 2024-10-03 | 6.22% |
Coffeyville 15 Year Fixed Rate | 2024-10-03 | 5.15% |
Coffeyville 15 Year Fixed Rate Refi | 2024-10-03 | 5.15% |
Coffeyville 30 Year FHA | 2024-10-03 | 5.75% |
Coffeyville 30 Year FHA Refi | 2024-10-03 | 5.89% |
Coffeyville 30 Year USDA | 2024-10-03 | 5.97% |
Coffeyville 30 Year USDA Refi | 2024-10-03 | 5.87% |
Coffeyville 30 Year VA | 2024-10-03 | 5.4% |
Coffeyville 30 Year VA Refi | 2024-10-03 | 5.8% |
Coffeyville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Coffeyville, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Coffeyville Average Closing Costs & Other Stats
Coffeyville, KS's 36 lenders originated 407
loans during 2023. The total origination value was $47,995,000, with an average loan value of
$117,924.
Coffeyville's average closing costs are $4,135.
The top Coffeyville lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
30 loans originated. Their average total fees are
$3,480, which is $417
higher than the next largest lender,
Community National Bank & Trust.
The lowest fee Coffeyville lenders (with over 10 loans originated) are
Community National Bank & Trust ($3,064), FLAT BRANCH MORTGAGE, INC. ($3,480), QUICKEN LOANS, LLC ($7,085), .
The lowest rate Coffeyville lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. (6.74%), QUICKEN LOANS, LLC (6.85%), Community National Bank & Trust (7.41%), .
Coffeyville, KS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
FLAT BRANCH MORTGAGE, INC. | $6,570,000 | $9,920,000 | 51.0% | 20.7% |
Community National Bank & Trust | $8,250,000 | $7,000,000 | -15.2% | 14.6% |
FirstOak Bank | $5,730,000 | $3,970,000 | -30.7% | 8.3% |
QUICKEN LOANS, LLC | $4,370,000 | $3,110,000 | -28.8% | 6.5% |
Mortgage Research Center, LLC | $2,515,000 | $1,875,000 | -25.4% | 3.9% |
Equity Bank | $935,000 | $1,775,000 | 89.8% | 3.7% |
CHURCHILL MORTGAGE CORPORATION | $1,530,000 | $1,255,000 | -18.0% | 2.6% |
AMERICAN FINANCIAL NETWORK, INC. | $1,245,000 | n/a | 2.6% | |
Sierra Pacific Mortgage Company, Inc. | $2,065,000 | $930,000 | -55.0% | 1.9% |
Mortgage Investment Services Corporation | $2,320,000 | $920,000 | -60.3% | 1.9% |
Arvest Bank | $370,000 | $855,000 | 131.1% | 1.8% |
Deere Employees Credit Union | $905,000 | $815,000 | -9.9% | 1.7% |
UNITED WHOLESALE MORTGAGE, LLC | $505,000 | $800,000 | 58.4% | 1.7% |
RCB Bank | $45,000 | $765,000 | 1,600.0% | 1.6% |
United Fidelity Funding Corp. | $260,000 | $720,000 | 176.9% | 1.5% |
Wells Fargo Bank | $300,000 | $550,000 | 83.3% | 1.1% |
NEWREZ LLC | $155,000 | $535,000 | 245.2% | 1.1% |
BLUE SKY BANK | $385,000 | n/a | 0.8% | |
MidFirst Bank | $385,000 | n/a | 0.8% | |
HEARTLAND CREDIT UNION | $285,000 | $370,000 | 29.8% | 0.8% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $85,000 | $365,000 | 329.4% | 0.8% |
Bankers' Bank | $360,000 | n/a | 0.8% | |
NEW DAY FINANCIAL, LLC | $340,000 | n/a | 0.7% | |
GUARANTEED RATE AFFINITY, LLC | $335,000 | n/a | 0.7% | |
NAVY FEDERAL CREDIT UNION | $515,000 | $335,000 | -35.0% | 0.7% |
Neighborhood Loans, Inc. | $335,000 | n/a | 0.7% | |
Gateway First Bank | $315,000 | n/a | 0.7% | |
USAA Federal Savings Bank | $125,000 | $300,000 | 140.0% | 0.6% |
Great Plains Federal Credit Un | $295,000 | n/a | 0.6% | |
BANK OF LITTLE ROCK MORTGAGE CORPORATION | $165,000 | $265,000 | 60.6% | 0.6% |
KS StateBank | $260,000 | n/a | 0.5% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $95,000 | $260,000 | 173.7% | 0.5% |
U.S. Bank | $305,000 | $255,000 | -16.4% | 0.5% |
Armstrong Bank | $40,000 | $245,000 | 512.5% | 0.5% |
HALLMARK HOME MORTGAGE, LLC | $245,000 | n/a | 0.5% | |
OPEN MORTGAGE, LLC | $815,000 | $240,000 | -70.6% | 0.5% |
SUN WEST MORTGAGE COMPANY, INC. | $235,000 | n/a | 0.5% | |
TRIAD FINANCIAL SERVICES, INC. | $230,000 | $220,000 | -4.3% | 0.5% |
CROSSCOUNTRY MORTGAGE, LLC | $215,000 | $200,000 | -7.0% | 0.4% |
ZILLOW HOME LOANS, LLC | $200,000 | n/a | 0.4% | |
Farm Credit Mid-America, ACA | $740,000 | $185,000 | -75.0% | 0.4% |
FIRST COMMUNITY MORTGAGE, INC. | $185,000 | n/a | 0.4% | |
Bank of America | $340,000 | $180,000 | -47.1% | 0.4% |
BOKF | $320,000 | $175,000 | -45.3% | 0.4% |
DAS Acquisition Company, LLC | $175,000 | n/a | 0.4% | |
FREEDOM MORTGAGE CORPORATION | $615,000 | $175,000 | -71.5% | 0.4% |
AMERISAVE MORTGAGE CORPORATION | $75,000 | $160,000 | 113.3% | 0.3% |
AmeriHome Mortgage Company, LLC | $155,000 | n/a | 0.3% | |
Capitol Federal Savings Bank | $155,000 | n/a | 0.3% | |
COMMUNITY MORTGAGE, LLC | $155,000 | n/a | 0.3% | |
Discover Bank | $155,000 | n/a | 0.3% | |
LOANPAL, LLC | $145,000 | n/a | 0.3% | |
LAKEVIEW LOAN SERVICING, LLC | $135,000 | n/a | 0.3% | |
SENTE MORTGAGE, INC. | $135,000 | n/a | 0.3% | |
MERITRUST Federal Credit Union | $130,000 | n/a | 0.3% | |
Carrington Mortgage Services, LLC | $65,000 | $125,000 | 92.3% | 0.3% |
Coastal Community Bank | $115,000 | n/a | 0.2% | |
Actors Federal Credit Union | $95,000 | n/a | 0.2% | |
Prosperity Home Mortgage, LLC | $95,000 | n/a | 0.2% | |
ROYAL UNITED MORTGAGE LLC | $310,000 | $95,000 | -69.4% | 0.2% |
Truity Federal Credit Union | $15,000 | $95,000 | 533.3% | 0.2% |
Labette Bank | $160,000 | $85,000 | -46.9% | 0.2% |
Waterstone Mortgage Corporation | $85,000 | n/a | 0.2% | |
Chickasaw Community Bank | $145,000 | $75,000 | -48.3% | 0.2% |
Citizens Bank of Kansas | $235,000 | $75,000 | -68.1% | 0.2% |
ASSEMBLIES OF GOD Credit Union | $65,000 | n/a | 0.1% | |
EVERETT FINANCIAL, INC. | $65,000 | n/a | 0.1% | |
Mr. Cooper ( Nationstar Mortgage ) | $1,095,000 | $65,000 | -94.1% | 0.1% |
Servion, Inc. | $65,000 | n/a | 0.1% | |
BROKER SOLUTIONS, INC. | $315,000 | $55,000 | -82.5% | 0.1% |
Figure Lending LLC | $55,000 | n/a | 0.1% | |
Country Club Bank | $45,000 | n/a | 0.1% | |
Members Mortgage Services, L.L.C. | $45,000 | n/a | 0.1% | |
Baxter Credit Union | $35,000 | n/a | 0.1% | |
PENNYMAC LOAN SERVICES, LLC | $440,000 | $35,000 | -92.0% | 0.1% |
Emprise Bank | $25,000 | n/a | 0.1% | |
QUANTUM CREDIT UNION | $25,000 | n/a | 0.1% |
Coffeyville's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 20.7% market share. In second place, with 14.6%, is Community National Bank & Trust, having originated $7,000,000 in loans. In third place, with 8.3%, is FirstOak Bank, having originated $3,970,000 in loans. In fourth place, with 6.5%, is QUICKEN LOANS, LLC, having originated $3,110,000 in loans. In fifth place, with 3.9%, is Mortgage Research Center, LLC, having originated $1,875,000 in loans.
Coffeyville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Coffeyville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $69,250 (-4.8%) | $91,687 (-4.8%) | 0.00 | 290 |
2018-02-01 | $64,850 (-7.2%) | $86,923 (-6.7%) | 0.00 | 288 |
2018-03-01 | $63,000 (-6.7%) | $93,999 (0.3%) | 0.00 | 294 |
2018-04-01 | $59,950 (-14.2%) | $101,658 (6.9%) | 0.00 | 295 |
2018-05-01 | $64,900 (-7.2%) | $103,698 (7.5%) | 0.00 | 292 |
2018-06-01 | $64,600 (-9.3%) | $104,145 (8.2%) | 0.00 | 291 |
2018-07-01 | $63,475 (-14.1%) | $96,954 (0.7%) | 0.00 | 292 |
2018-08-01 | $65,125 (-12.5%) | $106,638 (7.3%) | 0.00 | 291 |
2018-09-01 | $69,500 (-0.6%) | $109,197 (15.7%) | 0.00 | 288 |
2018-10-01 | $63,750 (-6.1%) | $102,613 (13.1%) | 0.00 | 293 |
2018-11-01 | $58,500 (-13.0%) | $98,459 (9.4%) | 0.00 | 309 |
2018-12-01 | $54,900 (-21.5%) | $100,133 (6.9%) | 0.00 | 294 |
2019-01-01 | $60,250 (-13.0%) | $104,750 (14.3%) | 0.00 | 268 |
2019-02-01 | $58,250 (-10.2%) | $104,402 (20.1%) | 0.00 | 271 |
2019-03-01 | $62,814 (-0.3%) | $108,476 (15.4%) | 0.00 | 271 |
2019-04-01 | $68,814 (14.8%) | $111,975 (10.2%) | 0.00 | 271 |
2019-05-01 | $70,200 (8.2%) | $117,736 (13.5%) | 0.00 | 248 |
2019-06-01 | $69,900 (8.2%) | $116,984 (12.3%) | 0.00 | 249 |
2019-07-01 | $69,975 (10.2%) | $117,880 (21.6%) | 0.00 | 246 |
2019-08-01 | $73,700 (13.2%) | $121,861 (14.3%) | 0.00 | 241 |
2019-09-01 | $71,900 (3.5%) | $116,737 (6.9%) | 0.00 | 230 |
2019-10-01 | $70,225 (10.2%) | $111,141 (8.3%) | 0.00 | 227 |
2019-11-01 | $65,000 (11.1%) | $101,029 (2.6%) | 0.00 | 235 |
2019-12-01 | $63,125 (15.0%) | $102,444 (2.3%) | 0.00 | 217 |
2020-01-01 | $69,500 (15.4%) | $107,339 (2.5%) | 0.00 | 195 |
2020-02-01 | $75,000 (28.8%) | $112,105 (7.4%) | 0.00 | 191 |
2020-03-01 | $79,000 (25.8%) | $113,544 (4.7%) | 0.00 | 182 |
2020-04-01 | $82,225 (19.5%) | $115,084 (2.8%) | 0.00 | 184 |
2020-05-01 | $75,500 (7.6%) | $113,064 (-4.0%) | 0.00 | 183 |
2020-06-01 | $90,725 (29.8%) | $120,450 (3.0%) | 0.00 | 161 |
2020-07-01 | $94,950 (35.7%) | $122,546 (4.0%) | 0.00 | 160 |
2020-08-01 | $90,000 (22.1%) | $117,233 (-3.8%) | 0.00 | 152 |
2020-09-01 | $87,000 (21.0%) | $112,784 (-3.4%) | 0.00 | 139 |
2020-10-01 | $75,000 (6.8%) | $103,083 (-7.3%) | 0.00 | 134 |
2020-11-01 | $75,375 (16.0%) | $102,641 (1.6%) | 0.00 | 126 |
2020-12-01 | $69,900 (10.7%) | $97,196 (-5.1%) | 0.00 | 131 |
2021-01-01 | $69,900 (0.6%) | $95,953 (-10.6%) | 0.00 | 113 |
2021-02-01 | $69,974 (-6.7%) | $99,204 (-11.5%) | 0.00 | 91 |
2021-03-01 | $73,300 (-7.2%) | $103,501 (-8.9%) | 0.00 | 81 |
2021-04-01 | $66,000 (-19.7%) | $97,666 (-15.1%) | 0.00 | 75 |
2021-05-01 | $69,750 (-7.6%) | $95,770 (-15.3%) | 0.00 | 80 |
2021-06-01 | $77,325 (-14.8%) | $103,641 (-14.0%) | 0.00 | 86 |
2021-07-01 | $69,250 (-27.1%) | $108,354 (-11.6%) | 0.00 | 71 |
2021-08-01 | $65,475 (-27.3%) | $98,864 (-15.7%) | 0.00 | 68 |
2021-09-01 | $65,000 (-25.3%) | $100,835 (-10.6%) | 0.00 | 63 |
2021-10-01 | $79,000 (5.3%) | $111,132 (7.8%) | 0.00 | 60 |
2021-11-01 | $69,175 (-8.2%) | $104,626 (1.9%) | 0.00 | 71 |
2021-12-01 | $69,375 (-0.8%) | $96,284 (-0.9%) | 0.00 | 80 |
2022-01-01 | $70,000 (0.1%) | $92,520 (-3.6%) | 0.00 | 74 |
2022-02-01 | $73,000 (4.3%) | $99,559 (0.4%) | 0.00 | 63 |
2022-03-01 | $82,925 (13.1%) | $125,829 (21.6%) | 0.00 | 60 |
2022-04-01 | $79,000 (19.7%) | $113,979 (16.7%) | 0.00 | 68 |
2022-05-01 | $83,225 (19.3%) | $121,830 (27.2%) | 0.00 | 65 |
2022-06-01 | $96,525 (24.8%) | $130,169 (25.6%) | 0.00 | 64 |
2022-07-01 | $125,000 (80.5%) | $162,428 (49.9%) | 0.00 | 67 |
2022-08-01 | $103,750 (58.5%) | $160,744 (62.6%) | 0.00 | 90 |
2022-09-01 | $96,800 (48.9%) | $175,150 (73.7%) | 0.00 | 85 |
2022-10-01 | $96,450 (22.1%) | $173,745 (56.3%) | 0.00 | 90 |
2022-11-01 | $93,175 (34.7%) | $170,064 (62.5%) | 0.00 | 87 |
2022-12-01 | $95,000 (36.9%) | $169,781 (76.3%) | 0.00 | 70 |
2023-01-01 | $97,900 (39.9%) | $164,996 (78.3%) | 0.00 | 68 |
2023-02-01 | $119,950 (64.3%) | $172,338 (73.1%) | 0.00 | 69 |
2023-03-01 | $121,125 (46.1%) | $163,743 (30.1%) | 0.00 | 76 |
2023-04-01 | $124,750 (57.9%) | $172,464 (51.3%) | 0.00 | 78 |
2023-05-01 | $130,175 (56.4%) | $173,121 (42.1%) | 0.00 | 82 |
2023-06-01 | $116,150 (20.3%) | $155,818 (19.7%) | 0.00 | 78 |
2023-07-01 | $119,950 (-4.0%) | $173,790 (7.0%) | 0.00 | 80 |
2023-08-01 | $125,000 (20.5%) | $175,953 (9.5%) | 0.00 | 83 |
2023-09-01 | $125,000 (29.1%) | $192,359 (9.8%) | 0.00 | 73 |
2023-10-01 | $122,500 (27.0%) | $187,948 (8.2%) | 0.00 | 76 |
2023-11-01 | $107,225 (15.1%) | $168,106 (-1.2%) | 0.00 | 88 |
2023-12-01 | $130,750 (37.6%) | $185,685 (9.4%) | 0.00 | 87 |
2024-01-01 | $142,350 (45.4%) | $201,334 (22.0%) | 0.00 | 83 |
2024-02-01 | $145,750 (21.5%) | $213,031 (23.6%) | 0.00 | 76 |
2024-03-01 | $159,500 (31.7%) | $215,843 (31.8%) | 0.00 | 75 |
2024-04-01 | $160,975 (29.0%) | $219,277 (27.1%) | 0.00 | 92 |
2024-05-01 | $178,700 (37.3%) | $225,101 (30.0%) | 0.00 | 100 |
2024-06-01 | $167,000 (43.8%) | $221,407 (42.1%) | 0.00 | 109 |
2024-07-01 | $169,450 (41.3%) | $233,137 (34.2%) | 0.00 | 119 |
2024-08-01 | $159,950 (28.0%) | $213,885 (21.6%) | 0.00 | 127 |
2024-09-01 | $143,575 (14.9%) | $223,783 (16.3%) | 0.00 | 135 |
Coffeyville's median listing price comes in at 0% of the national average.
Coffeyville's average listing price for 2024-09-01 was $223,783, a difference of $31,424 (16.3%) versus the prior year and $9,898 versus the prior month.
For the 2024-09-01 period, Coffeyville had 135 MLS listings, a difference of 8 listings (6%) versus the prior month and 62 listings (85%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Coffeyville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,561 sqft |
2018-02-01 | 0 days | 1,532 sqft |
2018-03-01 | 0 days | 1,527 sqft |
2018-04-01 | 0 days | 1,510 sqft |
2018-05-01 | 0 days | 1,534 sqft |
2018-06-01 | 0 days | 1,560 sqft |
2018-07-01 | 0 days | 1,542 sqft |
2018-08-01 | 0 days | 1,609 sqft |
2018-09-01 | 0 days | 1,620 sqft |
2018-10-01 | 0 days | 1,546 sqft |
2018-11-01 | 0 days | 1,506 sqft |
2018-12-01 | 0 days | 1,518 sqft |
2019-01-01 | 0 days | 1,541 sqft |
2019-02-01 | 0 days | 1,540 sqft |
2019-03-01 | 0 days | 1,554 sqft |
2019-04-01 | 0 days | 1,579 sqft |
2019-05-01 | 0 days | 1,548 sqft |
2019-06-01 | 0 days | 1,591 sqft |
2019-07-01 | 0 days | 1,560 sqft |
2019-08-01 | 0 days | 1,591 sqft |
2019-09-01 | 0 days | 1,592 sqft |
2019-10-01 | 0 days | 1,592 sqft |
2019-11-01 | 0 days | 1,542 sqft |
2019-12-01 | 0 days | 1,565 sqft |
2020-01-01 | 0 days | 1,601 sqft |
2020-02-01 | 0 days | 1,657 sqft |
2020-03-01 | 0 days | 1,673 sqft |
2020-04-01 | 0 days | 1,672 sqft |
2020-05-01 | 0 days | 1,673 sqft |
2020-06-01 | 0 days | 1,666 sqft |
2020-07-01 | 0 days | 1,694 sqft |
2020-08-01 | 0 days | 1,656 sqft |
2020-09-01 | 0 days | 1,593 sqft |
2020-10-01 | 0 days | 1,508 sqft |
2020-11-01 | 0 days | 1,583 sqft |
2020-12-01 | 0 days | 1,475 sqft |
2021-01-01 | 0 days | 1,459 sqft |
2021-02-01 | 0 days | 1,548 sqft |
2021-03-01 | 0 days | 1,544 sqft |
2021-04-01 | 0 days | 1,360 sqft |
2021-05-01 | 0 days | 1,316 sqft |
2021-06-01 | 0 days | 1,424 sqft |
2021-07-01 | 0 days | 1,344 sqft |
2021-08-01 | 0 days | 1,359 sqft |
2021-09-01 | 0 days | 1,383 sqft |
2021-10-01 | 0 days | 1,392 sqft |
2021-11-01 | 0 days | 1,381 sqft |
2021-12-01 | 0 days | 1,380 sqft |
2022-01-01 | 0 days | 1,392 sqft |
2022-02-01 | 0 days | 1,400 sqft |
2022-03-01 | 0 days | 1,478 sqft |
2022-04-01 | 0 days | 1,615 sqft |
2022-05-01 | 0 days | 1,643 sqft |
2022-06-01 | 0 days | 1,595 sqft |
2022-07-01 | 0 days | 1,566 sqft |
2022-08-01 | 0 days | 1,487 sqft |
2022-09-01 | 0 days | 1,468 sqft |
2022-10-01 | 0 days | 1,520 sqft |
2022-11-01 | 0 days | 1,548 sqft |
2022-12-01 | 0 days | 1,573 sqft |
2023-01-01 | 0 days | 1,617 sqft |
2023-02-01 | 0 days | 1,570 sqft |
2023-03-01 | 0 days | 1,523 sqft |
2023-04-01 | 0 days | 1,531 sqft |
2023-05-01 | 0 days | 1,543 sqft |
2023-06-01 | 0 days | 1,551 sqft |
2023-07-01 | 0 days | 1,614 sqft |
2023-08-01 | 0 days | 1,630 sqft |
2023-09-01 | 0 days | 1,650 sqft |
2023-10-01 | 0 days | 1,571 sqft |
2023-11-01 | 0 days | 1,575 sqft |
2023-12-01 | 0 days | 1,590 sqft |
2024-01-01 | 0 days | 1,537 sqft |
2024-02-01 | 0 days | 1,539 sqft |
2024-03-01 | 0 days | 1,537 sqft |
2024-04-01 | 0 days | 1,680 sqft |
2024-05-01 | 0 days | 1,767 sqft |
2024-06-01 | 0 days | 1,706 sqft |
2024-07-01 | 0 days | 1,682 sqft |
2024-08-01 | 0 days | 1,614 sqft |
2024-09-01 | 0 days | 1,600 sqft |
Coffeyville's median square footage for active listings during the 2024-09-01 period was 1,600 sqft. One year prior, the average listing was 1,650 sqft.
Coffeyville, KS Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 300 | $39,920,000 | $133,067 |
Cash Out Refi | 37 | $4,135,000 | $111,757 |
Refi | 31 | $2,065,000 | $66,613 |
Home Improvement | 23 | $1,015,000 | $44,130 |
Other | 16 | $860,000 | $53,750 |
Coffeyville's most frequently cited loan purpose was Home Purchase, with 300 originations. The 2nd most popular reason was Cash Out Refi, with 37 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 153 | $19,885,000 | $129,967 |
7-8% | 120 | $12,710,000 | $105,917 |
Over 8% | 66 | $4,220,000 | $63,939 |
5-6% | 36 | $5,760,000 | $160,000 |
4-5% | 5 | $545,000 | $109,000 |
<2.5% | 4 | $220,000 | $55,000 |
3-4% | 1 | $25,000 | $25,000 |
During 2023, Coffeyville's most frequently originated rate bucket was 6-7%, with 153 originations.
Loan Sizing (Coffeyville, KS MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 224 | $13,000,000 | $58,036 |
$100k-200k | 125 | $17,915,000 | $143,320 |
$200k-400k | 53 | $14,005,000 | $264,245 |
$400k-600k | 3 | $1,285,000 | $428,333 |
$600k-1000k | 1 | $685,000 | $685,000 |
$Over $1MM | 1 | $1,105,000 | $1,105,000 |
Coffeyville's loan sizing saw the bucket of loans from $100,000 or less with 224 originations, totaling $13,000,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 248 | $32,330,000 | $130,363 |
60-80% | 63 | $7,235,000 | $114,841 |
20-40% | 28 | $1,460,000 | $52,143 |
40-60% | 27 | $1,745,000 | $64,630 |
Under 20% | 16 | $340,000 | $21,250 |
Over 100% | 2 | $250,000 | $125,000 |
Coffeyville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 248 originations, totaling $32,330,000 in origination value.