Coffeyville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Coffeyville averaged
6.82%
for the week of 2025-05-08, compared to the national average of
6.76% for the same period.
The average rate for the prior week (2025-05-01) was
7.12% and
one month ago for the week of 2025-04-03, the
average rate was 7.1%.
Coffeyville's average rate one year ago was 7.38%.
For refis of the same type during the week of 2025-05-08, the average rate
was 7.06%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-08 | 6.76% |
| Coffeyville 30 Year Fixed Rate | 2025-05-08 | 6.82% |
| Coffeyville 30 Year Fixed Rate Refi | 2025-05-08 | 7.06% |
| Coffeyville 15 Year Fixed Rate | 2025-05-08 | 5.69% |
| Coffeyville 15 Year Fixed Rate Refi | 2025-05-08 | 6.19% |
| Coffeyville 30 Year FHA | 2025-05-08 | 6.28% |
| Coffeyville 30 Year FHA Refi | 2025-05-08 | 6.48% |
| Coffeyville 30 Year USDA | 2025-05-08 | 6.27% |
| Coffeyville 30 Year USDA Refi | 2025-05-08 | 6.57% |
| Coffeyville 30 Year VA | 2025-05-08 | 6.37% |
| Coffeyville 30 Year VA Refi | 2025-05-08 | 6.37% |
Coffeyville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Coffeyville, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Coffeyville Average Closing Costs & Other Stats
Coffeyville, KS's 33 lenders originated 435
loans during 2024. The total origination value was $49,455,000, with an average loan value of
$113,690.
Coffeyville's average closing costs are $4,230.
The top Coffeyville lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
29 loans originated. Their average total fees are
$3,437, which is $421
higher than the next largest lender,
Community National Bank & Trust.
The lowest fee Coffeyville lenders (with over 10 loans originated) are
Community National Bank & Trust ($3,016), FLAT BRANCH MORTGAGE, INC. ($3,437), QUICKEN LOANS, LLC ($4,231), .
The lowest rate Coffeyville lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. (6.66%), QUICKEN LOANS, LLC (7.10%), Community National Bank & Trust (7.30%), .
Coffeyville, KS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| FLAT BRANCH MORTGAGE, INC. | $9,920,000 | $10,810,000 | 9.0% | 21.9% |
| Community National Bank & Trust | $7,000,000 | $8,920,000 | 27.4% | 18.0% |
| FirstOak Bank | $3,970,000 | $3,380,000 | -14.9% | 6.8% |
| QUICKEN LOANS, LLC | $3,110,000 | $2,555,000 | -17.8% | 5.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,245,000 | $2,515,000 | 102.0% | 5.1% |
| Mortgage Research Center, LLC | $1,875,000 | $2,025,000 | 8.0% | 4.1% |
| Farm Credit Mid-America, ACA | $185,000 | $1,445,000 | 681.1% | 2.9% |
| Equity Bank | $1,775,000 | $1,165,000 | -34.4% | 2.4% |
| Arvest Bank | $855,000 | $1,050,000 | 22.8% | 2.1% |
| BROKER SOLUTIONS, INC. | $55,000 | $965,000 | 1,654.5% | 2.0% |
| Mortgage Investment Services Corporation | $920,000 | $725,000 | -21.2% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $35,000 | $700,000 | 1,900.0% | 1.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $800,000 | $650,000 | -18.8% | 1.3% |
| SOUTHWEST STAGE FUNDING, LLC | $575,000 | n/a | 1.2% | |
| LOANDEPOT.COM, LLC | $510,000 | n/a | 1.0% | |
| NEWREZ LLC | $535,000 | $495,000 | -7.5% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $175,000 | $445,000 | 154.3% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $65,000 | $425,000 | 553.8% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $335,000 | $405,000 | 20.9% | 0.8% |
| American Mortgage Bank, LLC | $380,000 | n/a | 0.8% | |
| Gateway First Bank | $315,000 | $380,000 | 20.6% | 0.8% |
| Deere Employees Credit Union | $815,000 | $375,000 | -54.0% | 0.8% |
| Truity Federal Credit Union | $95,000 | $355,000 | 273.7% | 0.7% |
| GUILD MORTGAGE COMPANY | $330,000 | n/a | 0.7% | |
| USAA Federal Savings Bank | $300,000 | $300,000 | 0.0% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $160,000 | $280,000 | 75.0% | 0.6% |
| LEADERONE FINANCIAL CORPORATION | $280,000 | n/a | 0.6% | |
| ROYAL UNITED MORTGAGE LLC | $95,000 | $275,000 | 189.5% | 0.6% |
| CHURCHILL MORTGAGE CORPORATION | $1,255,000 | $270,000 | -78.5% | 0.5% |
| NEW DAY FINANCIAL, LLC | $340,000 | $265,000 | -22.1% | 0.5% |
| JPMorgan Chase Bank | $235,000 | n/a | 0.5% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $225,000 | n/a | 0.5% | |
| NBKC BANK | $225,000 | n/a | 0.5% | |
| Labette Bank | $85,000 | $210,000 | 147.1% | 0.4% |
| PNC Bank | $210,000 | n/a | 0.4% | |
| TRIAD FINANCIAL SERVICES, INC. | $220,000 | $205,000 | -6.8% | 0.4% |
| Springfield First Community Bank | $195,000 | n/a | 0.4% | |
| THE MORTGAGE LINK, INC. | $195,000 | n/a | 0.4% | |
| Southern Bancorp Bank | $185,000 | n/a | 0.4% | |
| Farmers Bank & Trust | $175,000 | n/a | 0.4% | |
| First State Bank of St. Charles, Missouri | $175,000 | n/a | 0.4% | |
| SKYWARD | $175,000 | n/a | 0.4% | |
| AMERICAN FINANCING CORPORATION | $155,000 | n/a | 0.3% | |
| Charles Schwab Bank, SSB | $155,000 | n/a | 0.3% | |
| COMMUNITYAMERICA | $155,000 | n/a | 0.3% | |
| 21ST MORTGAGE CORPORATION | $145,000 | n/a | 0.3% | |
| American Bank of Oklahoma | $145,000 | n/a | 0.3% | |
| American Airlines Federal Credit Union | $135,000 | n/a | 0.3% | |
| Bank of America | $180,000 | $135,000 | -25.0% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $200,000 | $135,000 | -32.5% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $135,000 | n/a | 0.3% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $260,000 | $115,000 | -55.8% | 0.2% |
| The Farmers State Bank of Westmoreland | $105,000 | n/a | 0.2% | |
| TruHome Solutions, LLC | $105,000 | n/a | 0.2% | |
| Figure Lending LLC | $55,000 | $100,000 | 81.8% | 0.2% |
| Members Mortgage Services, L.L.C. | $45,000 | $100,000 | 122.2% | 0.2% |
| CARDINAL FINANCIAL | $95,000 | n/a | 0.2% | |
| Chickasaw Community Bank | $75,000 | $95,000 | 26.7% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $930,000 | $95,000 | -89.8% | 0.2% |
| Wells Fargo Bank | $550,000 | $95,000 | -82.7% | 0.2% |
| Emprise Bank | $25,000 | $85,000 | 240.0% | 0.2% |
| LOANPAL, LLC | $145,000 | $85,000 | -41.4% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $85,000 | n/a | 0.2% | |
| ENDEAVOR CAPITAL, LLC. | $75,000 | n/a | 0.2% | |
| V.I.P. MORTGAGE, INC. | $75,000 | n/a | 0.2% | |
| First International Bank & Trust | $65,000 | n/a | 0.1% | |
| MID AMERICAN | $65,000 | n/a | 0.1% | |
| S1L, Inc. | $65,000 | n/a | 0.1% | |
| Discover Bank | $155,000 | $55,000 | -64.5% | 0.1% |
| TOWNE MORTGAGE COMPANY | $55,000 | n/a | 0.1% | |
| ALTRA | $45,000 | n/a | 0.1% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $45,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $135,000 | $45,000 | -66.7% | 0.1% |
| Great Plains Federal Credit Un | $295,000 | $35,000 | -88.1% | 0.1% |
| Commerce Bank | $25,000 | n/a | 0.1% | |
| RCB Bank | $765,000 | $25,000 | -96.7% | 0.1% |
| First Oklahoma Bank | $15,000 | n/a | 0.0% | |
| The Bennington State Bank | $15,000 | n/a | 0.0% |
Coffeyville's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 21.9% market share. In second place, with 18.0%, is Community National Bank & Trust, having originated $8,920,000 in loans. In third place, with 6.8%, is FirstOak Bank, having originated $3,380,000 in loans. In fourth place, with 5.2%, is QUICKEN LOANS, LLC, having originated $2,555,000 in loans. In fifth place, with 5.1%, is AMERICAN FINANCIAL NETWORK, INC., having originated $2,515,000 in loans.
Coffeyville, KS Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 273 | $34,775,000 | $127,381 |
| Refi | 52 | $5,440,000 | $104,615 |
| Cash Out Refi | 46 | $5,380,000 | $116,957 |
| Home Improvement | 36 | $1,830,000 | $50,833 |
| Other | 28 | $2,030,000 | $72,500 |
Coffeyville's most frequently cited loan purpose was Home Purchase, with 273 originations. The 2nd most popular reason was Refi, with 52 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 161 | $20,395,000 | $126,677 |
| 7-8% | 102 | $12,320,000 | $120,784 |
| Over 8% | 98 | $6,280,000 | $64,082 |
| 5-6% | 37 | $5,715,000 | $154,459 |
| 4-5% | 6 | $490,000 | $81,667 |
During 2024, Coffeyville's most frequently originated rate bucket was 6-7%, with 161 originations.
Loan Sizing (Coffeyville, KS MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 251 | $14,295,000 | $56,952 |
| $100k-200k | 121 | $17,485,000 | $144,504 |
| $200k-400k | 58 | $15,060,000 | $259,655 |
| $400k-600k | 4 | $1,910,000 | $477,500 |
| $600k-1000k | 1 | $705,000 | $705,000 |
Coffeyville's loan sizing saw the bucket of loans from $100,000 or less with 251 originations, totaling $14,295,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 204 | $26,800,000 | $131,373 |
| 60-80% | 84 | $10,280,000 | $122,381 |
| 20-40% | 50 | $2,580,000 | $51,600 |
| 40-60% | 36 | $3,400,000 | $94,444 |
| Under 20% | 18 | $320,000 | $17,778 |
| Over 100% | 5 | $655,000 | $131,000 |
Coffeyville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 204 originations, totaling $26,800,000 in origination value.