Coffeyville Mortgage Rates

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Loan Attributes
  • Market Conditions & Pricing
  • Time on Market/Property Size
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Coffeyville averaged 6.26% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

    The average rate for the prior week (2022-06-23) was 6.47% and one month ago for the week of 2022-05-26, the average rate was 5.66%.

    Coffeyville's average rate one year ago was 3.41%.

    For refis of the same type during the week of 2022-06-30, the average rate was 5.98%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-30 5.7%
    Coffeyville 30 Year Fixed Rate 2022-06-30 6.26%
    Coffeyville 30 Year Fixed Rate Refi 2022-06-30 5.98%
    Coffeyville 15 Year Fixed Rate 2022-06-30 6.18%
    Coffeyville 15 Year Fixed Rate Refi 2022-06-30 5.29%
    Coffeyville 30 Year FHA 2022-06-30 5.96%
    Coffeyville 30 Year FHA Refi 2022-06-30 5.72%
    Coffeyville 30 Year USDA 2022-06-30 5.59%
    Coffeyville 30 Year USDA Refi 2022-06-30 5.61%
    Coffeyville 30 Year VA 2022-06-30 5.75%
    Coffeyville 30 Year VA Refi 2022-06-30 5.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Coffeyville, KS.

    Coffeyville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Coffeyville, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    Community National Bank & Trust 20 3.32% $2,679
    FLAT BRANCH MORTGAGE, INC. 18 3.19% $2,643
    QUICKEN LOANS, LLC 15 3.10% $5,483
    Flagstar Bank, FSB 6 2.83% $2,867
    Arvest Bank 6 3.54% $2,939
    Mortgage Investment Services Corporation 6 3.73% $2,716
    Sierra Pacific Mortgage Company, Inc. 6 3.21% $3,793
    Deere Employees Credit Union 5 2.90% $2,473
    Equity Bank 4 3.66% $2,467
    HOMESIDE FINANCIAL, LLC 3 3.46% $3,772
    UNITED WHOLESALE MORTGAGE, LLC 3 3.17% $3,273
    CHURCHILL MORTGAGE CORPORATION 2 3.44% $3,283
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.31% $2,995
    Farm Credit Mid-America, ACA 2 3.45% $5,577
    PHH Mortgage Corporation 2 2.88% $5,679
    BETTER MORTGAGE CORPORATION 2 3.25% $5,310
    AMERISAVE MORTGAGE CORPORATION 2 3.19% $7,555
    AMERICAN FINANCIAL NETWORK, INC. 2 3.63% $6,783
    Truity Federal Credit Union 2 3.13% $2,130
    NAVY FEDERAL CREDIT UNION 1 2.63% $3,104
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 2.99% $3,707
    RBC Bank, (Georgia) 1 3.88% $1,413
    Regent Financial Group, Inc. 1 2.50% $2,327
    SKYWARD 1 2.75% $2,779
    Southwest Missouri Bank 1 2.49% $2,050
    THRIVE MORTGAGE, LLC 1 2.75% $2,584
    Truist Bank 1 3.10% $3,391
    United Fidelity Funding Corp. 1 3.63% $3,995
    American Airlines Federal Credit Union 1 2.88% $0
    Wells Fargo Bank 1 2.63% $410
    Bank of America 1 2.75% $2,776
    Bank of Colorado 1 3.88% $3,758
    Bank of the West 1 3.38% $2,989
    BOKF 1 2.88% $2,754
    CALIBER HOME LOANS, INC. 1 4.25% $1,988
    Carrington Mortgage Services, LLC 1 3.50% $7,226
    Central National Bank 1 2.63% $1,296
    Citizens Bank 1 3.00% $3,953
    ENDEAVOR CAPITAL, LLC. 1 3.13% $2,503
    Fidelity Bank 1 3.38% $2,279
    FINANCE OF AMERICA MORTGAGE LLC 1 3.25% $3,036
    First Federal Bank of Kansas City 1 3.00% $2,508
    FREEDOM MORTGAGE CORPORATION 1 2.99% $3,937
    HEARTLAND CREDIT UNION 1 3.13% $7,248
    KELLER MORTGAGE, LLC 1 3.63% $1,488
    MERITRUST Federal Credit Union 1 3.88% $2,676
    Mortgage Research Center, LLC 1 2.75% $4,100
    Mr. Cooper ( Nationstar Mortgage ) 1 3.63% $3,008

    Coffeyville, KS's 48 lenders originated 551 loans during 2021. The total origination value was $64,795,000, with an average loan value of $117,595.

    The top Coffeyville lender as defined by loan originations is Community National Bank & Trust, with 20 loans originated. Their average total fees are $2,679, which is $36 higher than the next largest lender, FLAT BRANCH MORTGAGE, INC..

    The lowest fee Coffeyville lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. ($2,643), Community National Bank & Trust ($2,679), QUICKEN LOANS, LLC ($5,483), .

    The lowest rate Coffeyville lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (3.10%), FLAT BRANCH MORTGAGE, INC. (3.19%), Community National Bank & Trust (3.32%), .

    Coffeyville, KS Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    QUICKEN LOANS, LLC $7,685,000 $9,295,000 20.9% 14.3%
    Community National Bank & Trust $7,650,000 $7,700,000 0.7% 11.9%
    FLAT BRANCH MORTGAGE, INC. $2,640,000 $5,420,000 105.3% 8.4%
    FirstOak Bank $3,995,000 $4,695,000 17.5% 7.2%
    Mortgage Investment Services Corporation $3,130,000 $3,570,000 14.1% 5.5%
    AMERICAN FINANCIAL NETWORK, INC. $2,110,000 $2,495,000 18.2% 3.9%
    Flagstar Bank, FSB $105,000 $2,115,000 1,914.3% 3.3%
    FREEDOM MORTGAGE CORPORATION $2,220,000 $2,085,000 -6.1% 3.2%
    CHURCHILL MORTGAGE CORPORATION $970,000 $1,905,000 96.4% 2.9%
    Sierra Pacific Mortgage Company, Inc. $1,015,000 $1,840,000 81.3% 2.8%
    UNITED WHOLESALE MORTGAGE, LLC $75,000 $1,395,000 1,760.0% 2.2%
    Deere Employees Credit Union $395,000 $1,335,000 238.0% 2.1%
    Equity Bank $3,600,000 $1,210,000 -66.4% 1.9%
    Farm Credit Mid-America, ACA $840,000 $1,135,000 35.1% 1.8%
    Mortgage Research Center, LLC $955,000 $1,050,000 9.9% 1.6%
    Barrington Bank & Trust Company, N.A. $550,000 $1,015,000 84.5% 1.6%
    Arvest Bank $1,395,000 $900,000 -35.5% 1.4%
    HOMESIDE FINANCIAL, LLC $890,000 n/a 1.4%
    LOANDEPOT.COM, LLC $540,000 $810,000 50.0% 1.3%
    SKYWARD $790,000 $780,000 -1.3% 1.2%
    BROKER SOLUTIONS, INC. $690,000 n/a 1.1%
    Truity Federal Credit Union $830,000 $650,000 -21.7% 1.0%
    BETTER MORTGAGE CORPORATION $345,000 $580,000 68.1% 0.9%
    NEWREZ LLC $75,000 $580,000 673.3% 0.9%
    United Fidelity Funding Corp. $1,080,000 $555,000 -48.6% 0.9%
    AMERISAVE MORTGAGE CORPORATION $935,000 $545,000 -41.7% 0.8%
    NEW DAY FINANCIAL, LLC $290,000 $445,000 53.4% 0.7%
    PHH Mortgage Corporation $430,000 n/a 0.7%
    LEADERONE FINANCIAL CORPORATION $85,000 $405,000 376.5% 0.6%
    CALIBER HOME LOANS, INC. $120,000 $380,000 216.7% 0.6%
    USAA Federal Savings Bank $440,000 $370,000 -15.9% 0.6%
    Wells Fargo Bank $405,000 $340,000 -16.0% 0.5%
    Citizens Bank $335,000 n/a 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $365,000 $335,000 -8.2% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $320,000 $275,000 -14.1% 0.4%
    COMMUNITY MORTGAGE, LLC $265,000 n/a 0.4%
    HEARTLAND CREDIT UNION $240,000 n/a 0.4%
    SENTE MORTGAGE, INC. $235,000 n/a 0.4%
    21ST MORTGAGE CORPORATION $240,000 $220,000 -8.3% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $185,000 $215,000 16.2% 0.3%
    BOKF $125,000 $210,000 68.0% 0.3%
    Carrington Mortgage Services, LLC $65,000 $210,000 223.1% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $470,000 $200,000 -57.4% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $195,000 n/a 0.3%
    ROYAL UNITED MORTGAGE LLC $410,000 $190,000 -53.7% 0.3%
    Bank of the West $175,000 n/a 0.3%
    Chickasaw Community Bank $330,000 $175,000 -47.0% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $225,000 $175,000 -22.2% 0.3%
    KELLER MORTGAGE, LLC $165,000 $170,000 3.0% 0.3%
    Central National Bank $155,000 n/a 0.2%
    Gateway First Bank $300,000 $155,000 -48.3% 0.2%
    PLAZA HOME MORTGAGE, INC. $155,000 n/a 0.2%
    THRIVE MORTGAGE, LLC $155,000 n/a 0.2%
    ENDEAVOR CAPITAL, LLC. $145,000 $145,000 0.0% 0.2%
    Members Mortgage Services, L.L.C. $145,000 n/a 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $145,000 n/a 0.2%
    Regent Financial Group, Inc. $135,000 n/a 0.2%
    Bank of America $440,000 $115,000 -73.9% 0.2%
    Labette Bank $115,000 n/a 0.2%
    Regent Bank $110,000 n/a 0.2%
    Bank of Colorado $105,000 n/a 0.2%
    Commerce Bank $105,000 n/a 0.2%
    First Federal Bank of Kansas City $105,000 n/a 0.2%
    Southwest Missouri Bank $105,000 n/a 0.2%
    Washington Trust Bank $105,000 n/a 0.2%
    Citibank $85,000 n/a 0.1%
    FirstTrust Home Loans, Inc. $85,000 n/a 0.1%
    GUARANTEED RATE, INC. $85,000 n/a 0.1%
    MERITRUST Federal Credit Union $85,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $235,000 $85,000 -63.8% 0.1%
    American Airlines Federal Credit Union $75,000 n/a 0.1%
    Fidelity Bank $65,000 n/a 0.1%
    PENNYMAC LOAN SERVICES, LLC $325,000 $65,000 -80.0% 0.1%
    RBC Bank, (Georgia) $65,000 n/a 0.1%
    Truist Bank $65,000 n/a 0.1%
    US MORTGAGE CORPORATION $65,000 n/a 0.1%
    Discover Bank $45,000 $55,000 22.2% 0.1%
    First Guaranty Mortgage Corporation $55,000 n/a 0.1%
    GERSHMAN INVESTMENT CORP. $65,000 $55,000 -15.4% 0.1%
    NAVY FEDERAL CREDIT UNION $685,000 $55,000 -92.0% 0.1%
    PENTAGON FEDERAL CREDIT UNION $55,000 n/a 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $45,000 n/a 0.1%
    GNBank $45,000 n/a 0.1%
    Intrust Bank $35,000 n/a 0.1%
    People's Bank of Seneca $35,000 n/a 0.1%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
    SPRING EQ, LLC $25,000 n/a 0.0%

    Coffeyville's top lender by overall market share is QUICKEN LOANS, LLC, with 14.3% market share. In second place, with 11.9%, is Community National Bank & Trust, having originated $7,700,000 in loans. In third place, with 8.4%, is FLAT BRANCH MORTGAGE, INC., having originated $5,420,000 in loans. In third place, with 7.2%, is FirstOak Bank, having originated $4,695,000 in loans. In third place, with 5.5%, is Mortgage Investment Services Corporation, having originated $3,570,000 in loans.

    Coffeyville, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 340 $38,330,000 $112,735
    Refi 132 $16,320,000 $123,636
    Cash Out Refi 66 $9,200,000 $139,394
    Home Improvement 9 $685,000 $76,111
    Other 4 $260,000 $65,000

    Coffeyville's most frequently cited loan purpose was Home Purchase, with 340 originations. The 2nd most popular reason was Refi, with 132 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 185 $20,235,000 $109,378
    2.5-3% 167 $22,755,000 $136,257
    <2.5% 82 $12,100,000 $147,561
    4-5% 39 $2,725,000 $69,872
    5-6% 28 $1,450,000 $51,786
    6-7% 5 $275,000 $55,000
    Over 8% 2 $200,000 $100,000
    7-8% 1 $55,000 $55,000

    During 2021, Coffeyville's most frequently originated rate bucket was 3-4%, with 185 originations.

    Loan Sizing (Coffeyville, KS MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 270 $16,470,000 $61,000
    $100k-200k 212 $30,200,000 $142,453
    $200k-400k 66 $16,790,000 $254,394
    $400k-600k 3 $1,335,000 $445,000

    Coffeyville's loan sizing saw the bucket of loans from $100,000 or less with 270 originations, totaling $16,470,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 302 $36,200,000 $119,868
    60-80% 131 $15,495,000 $118,282
    40-60% 34 $3,880,000 $114,118
    20-40% 14 $810,000 $57,857
    Over 100% 5 $785,000 $157,000
    Under 20% 4 $80,000 $20,000

    Coffeyville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 302 originations, totaling $36,200,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Coffeyville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $69,450 (-5.5%) $92,666 (-13.7%) 0.00 288
    2018-02-01 $65,400 (-6.4%) $88,316 (-14.4%) 0.00 288
    2018-03-01 $64,900 (-5.8%) $96,892 (-6.7%) 0.00 295
    2018-04-01 $62,000 (-11.3%) $103,974 (1.7%) 0.00 299
    2018-05-01 $64,900 (-7.2%) $105,507 (1.6%) 0.00 297
    2018-06-01 $64,000 (-8.4%) $105,380 (10.2%) 0.00 298
    2018-07-01 $63,750 (-12.1%) $104,950 (8.6%) 0.00 294
    2018-08-01 $65,250 (-11.5%) $114,278 (14.2%) 0.00 291
    2018-09-01 $69,900 (0.0%) $117,551 (23.4%) 0.00 289
    2018-10-01 $63,800 (-7.5%) $110,178 (20.5%) 0.00 293
    2018-11-01 $59,200 (-14.2%) $106,159 (17.1%) 0.00 310
    2018-12-01 $57,500 (-17.7%) $109,052 (16.1%) 0.00 296
    2019-01-01 $62,450 (-10.1%) $117,307 (26.6%) 0.00 272
    2019-02-01 $65,000 (-0.6%) $119,687 (35.5%) 0.00 276
    2019-03-01 $69,243 (6.7%) $118,719 (22.5%) 0.00 278
    2019-04-01 $71,693 (15.6%) $115,634 (11.2%) 0.00 276
    2019-05-01 $72,700 (12.0%) $120,117 (13.9%) 0.00 257
    2019-06-01 $75,000 (17.2%) $120,050 (13.9%) 0.00 258
    2019-07-01 $74,950 (17.6%) $123,978 (18.1%) 0.00 255
    2019-08-01 $75,514 (15.7%) $123,707 (8.3%) 0.00 245
    2019-09-01 $75,000 (7.3%) $114,398 (-2.7%) 0.00 224
    2019-10-01 $73,000 (14.4%) $114,652 (4.1%) 0.00 232
    2019-11-01 $66,000 (11.5%) $104,557 (-1.5%) 0.00 239
    2019-12-01 $65,500 (13.9%) $103,735 (-4.9%) 0.00 220
    2020-01-01 $71,550 (14.6%) $109,029 (-7.1%) 0.00 195
    2020-02-01 $78,000 (20.0%) $115,362 (-3.6%) 0.00 190
    2020-03-01 $82,200 (18.7%) $116,843 (-1.6%) 0.00 181
    2020-04-01 $88,250 (23.1%) $118,222 (2.2%) 0.00 183
    2020-05-01 $78,900 (8.5%) $114,840 (-4.4%) 0.00 183
    2020-06-01 $90,450 (20.6%) $120,358 (0.3%) 0.00 160
    2020-07-01 $95,450 (27.4%) $123,477 (-0.4%) 0.00 158
    2020-08-01 $91,900 (21.7%) $119,553 (-3.4%) 0.00 151
    2020-09-01 $87,450 (16.6%) $114,310 (-0.1%) 0.00 137
    2020-10-01 $75,000 (2.7%) $103,189 (-10.0%) 0.00 130
    2020-11-01 $75,000 (13.6%) $101,843 (-2.6%) 0.00 124
    2020-12-01 $70,000 (6.9%) $102,017 (-1.7%) 0.00 133
    2021-01-01 $70,000 (-2.2%) $100,710 (-7.6%) 0.00 113
    2021-02-01 $73,900 (-5.3%) $108,382 (-6.1%) 0.00 93
    2021-03-01 $75,250 (-8.5%) $112,184 (-4.0%) 0.00 82
    2021-04-01 $68,500 (-22.4%) $104,561 (-11.6%) 0.00 75
    2021-05-01 $71,999 (-8.8%) $101,712 (-11.4%) 0.00 80
    2021-06-01 $76,250 (-15.7%) $104,233 (-13.4%) 0.00 86
    2021-07-01 $69,250 (-27.5%) $108,786 (-11.9%) 0.00 71
    2021-08-01 $70,600 (-23.2%) $109,350 (-8.5%) 0.00 70
    2021-09-01 $65,000 (-25.7%) $94,667 (-17.2%) 0.00 64
    2021-10-01 $79,900 (6.5%) $106,139 (2.9%) 0.00 59
    2021-11-01 $69,900 (-6.8%) $101,525 (-0.3%) 0.00 70
    2021-12-01 $69,450 (-0.8%) $92,737 (-9.1%) 0.00 80
    2022-01-01 $70,000 (0.0%) $87,573 (-13.0%) 0.00 73
    2022-02-01 $74,500 (0.8%) $97,085 (-10.4%) 0.00 63
    2022-03-01 $82,950 (10.2%) $122,310 (9.0%) 0.00 59
    2022-04-01 $79,000 (15.3%) $116,114 (11.1%) 0.00 68
    2022-05-01 $83,000 (15.3%) $124,511 (22.4%) 0.00 65
    2022-06-01 $97,150 (27.4%) $127,917 (22.7%) 0.00 63
    Coffeyville's median listing price for 2022-06-01 was $97,150, a difference of $20,900 (27.4%) versus the prior year and $14,150 versus the prior month.

    Coffeyville's median listing price comes in at 0% of the national average.

    Coffeyville's average listing price for 2022-06-01 was $127,917, a difference of $23,684 (22.7%) versus the prior year and $3,406 versus the prior month.

    For the 2022-06-01 period, Coffeyville had 63 MLS listings, a difference of -2 listings (-3%) versus the prior month and -23 listings (-27%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Coffeyville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,565 sqft
    2018-02-01 0 days 1,533 sqft
    2018-03-01 0 days 1,532 sqft
    2018-04-01 0 days 1,522 sqft
    2018-05-01 0 days 1,536 sqft
    2018-06-01 0 days 1,562 sqft
    2018-07-01 0 days 1,544 sqft
    2018-08-01 0 days 1,612 sqft
    2018-09-01 0 days 1,622 sqft
    2018-10-01 0 days 1,550 sqft
    2018-11-01 0 days 1,518 sqft
    2018-12-01 0 days 1,524 sqft
    2019-01-01 0 days 1,552 sqft
    2019-02-01 0 days 1,552 sqft
    2019-03-01 0 days 1,577 sqft
    2019-04-01 0 days 1,612 sqft
    2019-05-01 0 days 1,576 sqft
    2019-06-01 0 days 1,611 sqft
    2019-07-01 0 days 1,593 sqft
    2019-08-01 0 days 1,608 sqft
    2019-09-01 0 days 1,606 sqft
    2019-10-01 0 days 1,593 sqft
    2019-11-01 0 days 1,558 sqft
    2019-12-01 0 days 1,564 sqft
    2020-01-01 0 days 1,610 sqft
    2020-02-01 0 days 1,658 sqft
    2020-03-01 0 days 1,678 sqft
    2020-04-01 0 days 1,675 sqft
    2020-05-01 0 days 1,674 sqft
    2020-06-01 0 days 1,674 sqft
    2020-07-01 0 days 1,745 sqft
    2020-08-01 0 days 1,682 sqft
    2020-09-01 0 days 1,622 sqft
    2020-10-01 0 days 1,560 sqft
    2020-11-01 0 days 1,596 sqft
    2020-12-01 0 days 1,478 sqft
    2021-01-01 0 days 1,488 sqft
    2021-02-01 0 days 1,575 sqft
    2021-03-01 0 days 1,546 sqft
    2021-04-01 0 days 1,386 sqft
    2021-05-01 0 days 1,316 sqft
    2021-06-01 0 days 1,401 sqft
    2021-07-01 0 days 1,282 sqft
    2021-08-01 0 days 1,374 sqft
    2021-09-01 0 days 1,367 sqft
    2021-10-01 0 days 1,401 sqft
    2021-11-01 0 days 1,351 sqft
    2021-12-01 0 days 1,347 sqft
    2022-01-01 0 days 1,352 sqft
    2022-02-01 0 days 1,396 sqft
    2022-03-01 0 days 1,473 sqft
    2022-04-01 0 days 1,575 sqft
    2022-05-01 0 days 1,624 sqft
    2022-06-01 0 days 1,584 sqft
    Coffeyville's median listing age (time on market) for 2022-06-01 was 0 days.

    Coffeyville's median square footage for active listings during the 2022-06-01 period was 1,584 sqft. One year prior, the average listing was 1,401 sqft.