Coffeyville Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Coffeyville averaged 6.26% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.47% and one month ago for the week of 2022-05-26, the average rate was 5.66%.

Coffeyville's average rate one year ago was 3.41%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.98%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Coffeyville 30 Year Fixed Rate 2022-06-30 6.26%
Coffeyville 30 Year Fixed Rate Refi 2022-06-30 5.98%
Coffeyville 15 Year Fixed Rate 2022-06-30 6.18%
Coffeyville 15 Year Fixed Rate Refi 2022-06-30 5.29%
Coffeyville 30 Year FHA 2022-06-30 5.96%
Coffeyville 30 Year FHA Refi 2022-06-30 5.72%
Coffeyville 30 Year USDA 2022-06-30 5.59%
Coffeyville 30 Year USDA Refi 2022-06-30 5.61%
Coffeyville 30 Year VA 2022-06-30 5.75%
Coffeyville 30 Year VA Refi 2022-06-30 5.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Coffeyville, KS.

Coffeyville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Coffeyville, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Community National Bank & Trust 20 3.32% $2,679
FLAT BRANCH MORTGAGE, INC. 18 3.19% $2,643
QUICKEN LOANS, LLC 15 3.10% $5,483
Flagstar Bank, FSB 6 2.83% $2,867
Arvest Bank 6 3.54% $2,939
Mortgage Investment Services Corporation 6 3.73% $2,716
Sierra Pacific Mortgage Company, Inc. 6 3.21% $3,793
Deere Employees Credit Union 5 2.90% $2,473
Equity Bank 4 3.66% $2,467
HOMESIDE FINANCIAL, LLC 3 3.46% $3,772
UNITED WHOLESALE MORTGAGE, LLC 3 3.17% $3,273
CHURCHILL MORTGAGE CORPORATION 2 3.44% $3,283
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.31% $2,995
Farm Credit Mid-America, ACA 2 3.45% $5,577
PHH Mortgage Corporation 2 2.88% $5,679
BETTER MORTGAGE CORPORATION 2 3.25% $5,310
AMERISAVE MORTGAGE CORPORATION 2 3.19% $7,555
AMERICAN FINANCIAL NETWORK, INC. 2 3.63% $6,783
Truity Federal Credit Union 2 3.13% $2,130
NAVY FEDERAL CREDIT UNION 1 2.63% $3,104
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 2.99% $3,707
RBC Bank, (Georgia) 1 3.88% $1,413
Regent Financial Group, Inc. 1 2.50% $2,327
SKYWARD 1 2.75% $2,779
Southwest Missouri Bank 1 2.49% $2,050
THRIVE MORTGAGE, LLC 1 2.75% $2,584
Truist Bank 1 3.10% $3,391
United Fidelity Funding Corp. 1 3.63% $3,995
American Airlines Federal Credit Union 1 2.88% $0
Wells Fargo Bank 1 2.63% $410
Bank of America 1 2.75% $2,776
Bank of Colorado 1 3.88% $3,758
Bank of the West 1 3.38% $2,989
BOKF 1 2.88% $2,754
CALIBER HOME LOANS, INC. 1 4.25% $1,988
Carrington Mortgage Services, LLC 1 3.50% $7,226
Central National Bank 1 2.63% $1,296
Citizens Bank 1 3.00% $3,953
ENDEAVOR CAPITAL, LLC. 1 3.13% $2,503
Fidelity Bank 1 3.38% $2,279
FINANCE OF AMERICA MORTGAGE LLC 1 3.25% $3,036
First Federal Bank of Kansas City 1 3.00% $2,508
FREEDOM MORTGAGE CORPORATION 1 2.99% $3,937
HEARTLAND CREDIT UNION 1 3.13% $7,248
KELLER MORTGAGE, LLC 1 3.63% $1,488
MERITRUST Federal Credit Union 1 3.88% $2,676
Mortgage Research Center, LLC 1 2.75% $4,100
Mr. Cooper ( Nationstar Mortgage ) 1 3.63% $3,008

Coffeyville, KS's 48 lenders originated 551 loans during 2021. The total origination value was $64,795,000, with an average loan value of $117,595.

The top Coffeyville lender as defined by loan originations is Community National Bank & Trust, with 20 loans originated. Their average total fees are $2,679, which is $36 higher than the next largest lender, FLAT BRANCH MORTGAGE, INC..

The lowest fee Coffeyville lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. ($2,643), Community National Bank & Trust ($2,679), QUICKEN LOANS, LLC ($5,483), .

The lowest rate Coffeyville lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (3.10%), FLAT BRANCH MORTGAGE, INC. (3.19%), Community National Bank & Trust (3.32%), .

Coffeyville, KS Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $7,685,000 $9,295,000 20.9% 14.3%
Community National Bank & Trust $7,650,000 $7,700,000 0.7% 11.9%
FLAT BRANCH MORTGAGE, INC. $2,640,000 $5,420,000 105.3% 8.4%
FirstOak Bank $3,995,000 $4,695,000 17.5% 7.2%
Mortgage Investment Services Corporation $3,130,000 $3,570,000 14.1% 5.5%
AMERICAN FINANCIAL NETWORK, INC. $2,110,000 $2,495,000 18.2% 3.9%
Flagstar Bank, FSB $105,000 $2,115,000 1,914.3% 3.3%
FREEDOM MORTGAGE CORPORATION $2,220,000 $2,085,000 -6.1% 3.2%
CHURCHILL MORTGAGE CORPORATION $970,000 $1,905,000 96.4% 2.9%
Sierra Pacific Mortgage Company, Inc. $1,015,000 $1,840,000 81.3% 2.8%
UNITED WHOLESALE MORTGAGE, LLC $75,000 $1,395,000 1,760.0% 2.2%
Deere Employees Credit Union $395,000 $1,335,000 238.0% 2.1%
Equity Bank $3,600,000 $1,210,000 -66.4% 1.9%
Farm Credit Mid-America, ACA $840,000 $1,135,000 35.1% 1.8%
Mortgage Research Center, LLC $955,000 $1,050,000 9.9% 1.6%
Barrington Bank & Trust Company, N.A. $550,000 $1,015,000 84.5% 1.6%
Arvest Bank $1,395,000 $900,000 -35.5% 1.4%
HOMESIDE FINANCIAL, LLC $890,000 n/a 1.4%
LOANDEPOT.COM, LLC $540,000 $810,000 50.0% 1.3%
SKYWARD $790,000 $780,000 -1.3% 1.2%
BROKER SOLUTIONS, INC. $690,000 n/a 1.1%
Truity Federal Credit Union $830,000 $650,000 -21.7% 1.0%
BETTER MORTGAGE CORPORATION $345,000 $580,000 68.1% 0.9%
NEWREZ LLC $75,000 $580,000 673.3% 0.9%
United Fidelity Funding Corp. $1,080,000 $555,000 -48.6% 0.9%
AMERISAVE MORTGAGE CORPORATION $935,000 $545,000 -41.7% 0.8%
NEW DAY FINANCIAL, LLC $290,000 $445,000 53.4% 0.7%
PHH Mortgage Corporation $430,000 n/a 0.7%
LEADERONE FINANCIAL CORPORATION $85,000 $405,000 376.5% 0.6%
CALIBER HOME LOANS, INC. $120,000 $380,000 216.7% 0.6%
USAA Federal Savings Bank $440,000 $370,000 -15.9% 0.6%
Wells Fargo Bank $405,000 $340,000 -16.0% 0.5%
Citizens Bank $335,000 n/a 0.5%
Mr. Cooper ( Nationstar Mortgage ) $365,000 $335,000 -8.2% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $320,000 $275,000 -14.1% 0.4%
COMMUNITY MORTGAGE, LLC $265,000 n/a 0.4%
HEARTLAND CREDIT UNION $240,000 n/a 0.4%
SENTE MORTGAGE, INC. $235,000 n/a 0.4%
21ST MORTGAGE CORPORATION $240,000 $220,000 -8.3% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $185,000 $215,000 16.2% 0.3%
BOKF $125,000 $210,000 68.0% 0.3%
Carrington Mortgage Services, LLC $65,000 $210,000 223.1% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $470,000 $200,000 -57.4% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $195,000 n/a 0.3%
ROYAL UNITED MORTGAGE LLC $410,000 $190,000 -53.7% 0.3%
Bank of the West $175,000 n/a 0.3%
Chickasaw Community Bank $330,000 $175,000 -47.0% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $225,000 $175,000 -22.2% 0.3%
KELLER MORTGAGE, LLC $165,000 $170,000 3.0% 0.3%
Central National Bank $155,000 n/a 0.2%
Gateway First Bank $300,000 $155,000 -48.3% 0.2%
PLAZA HOME MORTGAGE, INC. $155,000 n/a 0.2%
THRIVE MORTGAGE, LLC $155,000 n/a 0.2%
ENDEAVOR CAPITAL, LLC. $145,000 $145,000 0.0% 0.2%
Members Mortgage Services, L.L.C. $145,000 n/a 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $145,000 n/a 0.2%
Regent Financial Group, Inc. $135,000 n/a 0.2%
Bank of America $440,000 $115,000 -73.9% 0.2%
Labette Bank $115,000 n/a 0.2%
Regent Bank $110,000 n/a 0.2%
Bank of Colorado $105,000 n/a 0.2%
Commerce Bank $105,000 n/a 0.2%
First Federal Bank of Kansas City $105,000 n/a 0.2%
Southwest Missouri Bank $105,000 n/a 0.2%
Washington Trust Bank $105,000 n/a 0.2%
Citibank $85,000 n/a 0.1%
FirstTrust Home Loans, Inc. $85,000 n/a 0.1%
GUARANTEED RATE, INC. $85,000 n/a 0.1%
MERITRUST Federal Credit Union $85,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $235,000 $85,000 -63.8% 0.1%
American Airlines Federal Credit Union $75,000 n/a 0.1%
Fidelity Bank $65,000 n/a 0.1%
PENNYMAC LOAN SERVICES, LLC $325,000 $65,000 -80.0% 0.1%
RBC Bank, (Georgia) $65,000 n/a 0.1%
Truist Bank $65,000 n/a 0.1%
US MORTGAGE CORPORATION $65,000 n/a 0.1%
Discover Bank $45,000 $55,000 22.2% 0.1%
First Guaranty Mortgage Corporation $55,000 n/a 0.1%
GERSHMAN INVESTMENT CORP. $65,000 $55,000 -15.4% 0.1%
NAVY FEDERAL CREDIT UNION $685,000 $55,000 -92.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $55,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $45,000 n/a 0.1%
GNBank $45,000 n/a 0.1%
Intrust Bank $35,000 n/a 0.1%
People's Bank of Seneca $35,000 n/a 0.1%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
SPRING EQ, LLC $25,000 n/a 0.0%

Coffeyville's top lender by overall market share is QUICKEN LOANS, LLC, with 14.3% market share. In second place, with 11.9%, is Community National Bank & Trust, having originated $7,700,000 in loans. In third place, with 8.4%, is FLAT BRANCH MORTGAGE, INC., having originated $5,420,000 in loans. In third place, with 7.2%, is FirstOak Bank, having originated $4,695,000 in loans. In third place, with 5.5%, is Mortgage Investment Services Corporation, having originated $3,570,000 in loans.


Coffeyville, KS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 340 $38,330,000 $112,735
Refi 132 $16,320,000 $123,636
Cash Out Refi 66 $9,200,000 $139,394
Home Improvement 9 $685,000 $76,111
Other 4 $260,000 $65,000

Coffeyville's most frequently cited loan purpose was Home Purchase, with 340 originations. The 2nd most popular reason was Refi, with 132 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 185 $20,235,000 $109,378
2.5-3% 167 $22,755,000 $136,257
<2.5% 82 $12,100,000 $147,561
4-5% 39 $2,725,000 $69,872
5-6% 28 $1,450,000 $51,786
6-7% 5 $275,000 $55,000
Over 8% 2 $200,000 $100,000
7-8% 1 $55,000 $55,000

During 2021, Coffeyville's most frequently originated rate bucket was 3-4%, with 185 originations.

Loan Sizing (Coffeyville, KS MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 270 $16,470,000 $61,000
$100k-200k 212 $30,200,000 $142,453
$200k-400k 66 $16,790,000 $254,394
$400k-600k 3 $1,335,000 $445,000

Coffeyville's loan sizing saw the bucket of loans from $100,000 or less with 270 originations, totaling $16,470,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 302 $36,200,000 $119,868
60-80% 131 $15,495,000 $118,282
40-60% 34 $3,880,000 $114,118
20-40% 14 $810,000 $57,857
Over 100% 5 $785,000 $157,000
Under 20% 4 $80,000 $20,000

Coffeyville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 302 originations, totaling $36,200,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Coffeyville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $69,450 (-5.5%) $92,666 (-13.7%) 0.00 288
2018-02-01 $65,400 (-6.4%) $88,316 (-14.4%) 0.00 288
2018-03-01 $64,900 (-5.8%) $96,892 (-6.7%) 0.00 295
2018-04-01 $62,000 (-11.3%) $103,974 (1.7%) 0.00 299
2018-05-01 $64,900 (-7.2%) $105,507 (1.6%) 0.00 297
2018-06-01 $64,000 (-8.4%) $105,380 (10.2%) 0.00 298
2018-07-01 $63,750 (-12.1%) $104,950 (8.6%) 0.00 294
2018-08-01 $65,250 (-11.5%) $114,278 (14.2%) 0.00 291
2018-09-01 $69,900 (0.0%) $117,551 (23.4%) 0.00 289
2018-10-01 $63,800 (-7.5%) $110,178 (20.5%) 0.00 293
2018-11-01 $59,200 (-14.2%) $106,159 (17.1%) 0.00 310
2018-12-01 $57,500 (-17.7%) $109,052 (16.1%) 0.00 296
2019-01-01 $62,450 (-10.1%) $117,307 (26.6%) 0.00 272
2019-02-01 $65,000 (-0.6%) $119,687 (35.5%) 0.00 276
2019-03-01 $69,243 (6.7%) $118,719 (22.5%) 0.00 278
2019-04-01 $71,693 (15.6%) $115,634 (11.2%) 0.00 276
2019-05-01 $72,700 (12.0%) $120,117 (13.9%) 0.00 257
2019-06-01 $75,000 (17.2%) $120,050 (13.9%) 0.00 258
2019-07-01 $74,950 (17.6%) $123,978 (18.1%) 0.00 255
2019-08-01 $75,514 (15.7%) $123,707 (8.3%) 0.00 245
2019-09-01 $75,000 (7.3%) $114,398 (-2.7%) 0.00 224
2019-10-01 $73,000 (14.4%) $114,652 (4.1%) 0.00 232
2019-11-01 $66,000 (11.5%) $104,557 (-1.5%) 0.00 239
2019-12-01 $65,500 (13.9%) $103,735 (-4.9%) 0.00 220
2020-01-01 $71,550 (14.6%) $109,029 (-7.1%) 0.00 195
2020-02-01 $78,000 (20.0%) $115,362 (-3.6%) 0.00 190
2020-03-01 $82,200 (18.7%) $116,843 (-1.6%) 0.00 181
2020-04-01 $88,250 (23.1%) $118,222 (2.2%) 0.00 183
2020-05-01 $78,900 (8.5%) $114,840 (-4.4%) 0.00 183
2020-06-01 $90,450 (20.6%) $120,358 (0.3%) 0.00 160
2020-07-01 $95,450 (27.4%) $123,477 (-0.4%) 0.00 158
2020-08-01 $91,900 (21.7%) $119,553 (-3.4%) 0.00 151
2020-09-01 $87,450 (16.6%) $114,310 (-0.1%) 0.00 137
2020-10-01 $75,000 (2.7%) $103,189 (-10.0%) 0.00 130
2020-11-01 $75,000 (13.6%) $101,843 (-2.6%) 0.00 124
2020-12-01 $70,000 (6.9%) $102,017 (-1.7%) 0.00 133
2021-01-01 $70,000 (-2.2%) $100,710 (-7.6%) 0.00 113
2021-02-01 $73,900 (-5.3%) $108,382 (-6.1%) 0.00 93
2021-03-01 $75,250 (-8.5%) $112,184 (-4.0%) 0.00 82
2021-04-01 $68,500 (-22.4%) $104,561 (-11.6%) 0.00 75
2021-05-01 $71,999 (-8.8%) $101,712 (-11.4%) 0.00 80
2021-06-01 $76,250 (-15.7%) $104,233 (-13.4%) 0.00 86
2021-07-01 $69,250 (-27.5%) $108,786 (-11.9%) 0.00 71
2021-08-01 $70,600 (-23.2%) $109,350 (-8.5%) 0.00 70
2021-09-01 $65,000 (-25.7%) $94,667 (-17.2%) 0.00 64
2021-10-01 $79,900 (6.5%) $106,139 (2.9%) 0.00 59
2021-11-01 $69,900 (-6.8%) $101,525 (-0.3%) 0.00 70
2021-12-01 $69,450 (-0.8%) $92,737 (-9.1%) 0.00 80
2022-01-01 $70,000 (0.0%) $87,573 (-13.0%) 0.00 73
2022-02-01 $74,500 (0.8%) $97,085 (-10.4%) 0.00 63
2022-03-01 $82,950 (10.2%) $122,310 (9.0%) 0.00 59
2022-04-01 $79,000 (15.3%) $116,114 (11.1%) 0.00 68
2022-05-01 $83,000 (15.3%) $124,511 (22.4%) 0.00 65
2022-06-01 $97,150 (27.4%) $127,917 (22.7%) 0.00 63
Coffeyville's median listing price for 2022-06-01 was $97,150, a difference of $20,900 (27.4%) versus the prior year and $14,150 versus the prior month.

Coffeyville's median listing price comes in at 0% of the national average.

Coffeyville's average listing price for 2022-06-01 was $127,917, a difference of $23,684 (22.7%) versus the prior year and $3,406 versus the prior month.

For the 2022-06-01 period, Coffeyville had 63 MLS listings, a difference of -2 listings (-3%) versus the prior month and -23 listings (-27%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Coffeyville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,565 sqft
2018-02-01 0 days 1,533 sqft
2018-03-01 0 days 1,532 sqft
2018-04-01 0 days 1,522 sqft
2018-05-01 0 days 1,536 sqft
2018-06-01 0 days 1,562 sqft
2018-07-01 0 days 1,544 sqft
2018-08-01 0 days 1,612 sqft
2018-09-01 0 days 1,622 sqft
2018-10-01 0 days 1,550 sqft
2018-11-01 0 days 1,518 sqft
2018-12-01 0 days 1,524 sqft
2019-01-01 0 days 1,552 sqft
2019-02-01 0 days 1,552 sqft
2019-03-01 0 days 1,577 sqft
2019-04-01 0 days 1,612 sqft
2019-05-01 0 days 1,576 sqft
2019-06-01 0 days 1,611 sqft
2019-07-01 0 days 1,593 sqft
2019-08-01 0 days 1,608 sqft
2019-09-01 0 days 1,606 sqft
2019-10-01 0 days 1,593 sqft
2019-11-01 0 days 1,558 sqft
2019-12-01 0 days 1,564 sqft
2020-01-01 0 days 1,610 sqft
2020-02-01 0 days 1,658 sqft
2020-03-01 0 days 1,678 sqft
2020-04-01 0 days 1,675 sqft
2020-05-01 0 days 1,674 sqft
2020-06-01 0 days 1,674 sqft
2020-07-01 0 days 1,745 sqft
2020-08-01 0 days 1,682 sqft
2020-09-01 0 days 1,622 sqft
2020-10-01 0 days 1,560 sqft
2020-11-01 0 days 1,596 sqft
2020-12-01 0 days 1,478 sqft
2021-01-01 0 days 1,488 sqft
2021-02-01 0 days 1,575 sqft
2021-03-01 0 days 1,546 sqft
2021-04-01 0 days 1,386 sqft
2021-05-01 0 days 1,316 sqft
2021-06-01 0 days 1,401 sqft
2021-07-01 0 days 1,282 sqft
2021-08-01 0 days 1,374 sqft
2021-09-01 0 days 1,367 sqft
2021-10-01 0 days 1,401 sqft
2021-11-01 0 days 1,351 sqft
2021-12-01 0 days 1,347 sqft
2022-01-01 0 days 1,352 sqft
2022-02-01 0 days 1,396 sqft
2022-03-01 0 days 1,473 sqft
2022-04-01 0 days 1,575 sqft
2022-05-01 0 days 1,624 sqft
2022-06-01 0 days 1,584 sqft
Coffeyville's median listing age (time on market) for 2022-06-01 was 0 days.

Coffeyville's median square footage for active listings during the 2022-06-01 period was 1,584 sqft. One year prior, the average listing was 1,401 sqft.