Salina Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Salina averaged 6.79% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.63% and one month ago for the week of 2024-03-07, the average rate was 6.69%.

Salina's average rate one year ago was 6.39%.

For refis of the same type during the week of 2024-04-11, the average rate was 7.48%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Salina 30 Year Fixed Rate 2024-04-11 6.79%
Salina 30 Year Fixed Rate Refi 2024-04-11 7.48%
Salina 15 Year Fixed Rate 2024-04-11 6.16%
Salina 15 Year Fixed Rate Refi 2024-04-11 6.36%
Salina 30 Year FHA 2024-04-11 6.65%
Salina 30 Year FHA Refi 2024-04-11 6.64%
Salina 30 Year USDA 2024-04-11 6.51%
Salina 30 Year USDA Refi 2024-04-11 6.81%
Salina 30 Year VA 2024-04-11 6.57%
Salina 30 Year VA Refi 2024-04-11 6.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Salina, KS.

Salina Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Salina, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
NBH Bank 22 6.54% $2,566
Sunflower Bank 15 6.85% $2,930
MID AMERICA MORTGAGE, INC. 12 6.68% $2,383
QUICKEN LOANS, LLC 7 6.75% $7,476
Wells Fargo Bank 5 6.70% $3,712
BROKER SOLUTIONS, INC. 5 6.87% $4,046
JPMorgan Chase Bank 4 7.50% $2,011
Mortgage Investment Services Corporation 4 6.88% $2,805
RED DIAMOND HOME LOANS, LLC 3 7.04% $4,513
U.S. Bank 2 6.49% $3,019
West Gate Bank 2 6.25% $2,939
ZILLOW HOME LOANS, LLC 2 7.00% $4,187
Equity Bank 2 6.38% $2,166
Capitol Federal Savings Bank 2 6.13% $1,741
LOANDEPOT.COM, LLC 2 7.13% $3,401
Arvest Bank 2 5.81% $2,323
CHURCHILL MORTGAGE CORPORATION 2 6.69% $3,563
MUTUAL OF OMAHA MORTGAGE, INC. 2 7.69% $4,303
NAVY FEDERAL CREDIT UNION 2 7.63% $2,477
Bank of America 2 6.94% $2,498
GOLDEN PLAINS 1 5.50% $1,390
Great Plains Federal Credit Un 1 5.95% $2,314
GUILD MORTGAGE COMPANY 1 7.99% $2,676
KELLER MORTGAGE, LLC 1 5.63% $2,627
Mortgage Research Center, LLC 1 7.25% $4,669
Mr. Cooper ( Nationstar Mortgage ) 1 7.99% $5,943
NBKC BANK 1 7.00% $2,637
Neighborhood Loans, Inc. 1 6.50% $2,868
Nicolet National Bank 1 6.63% $2,529
OPEN MORTGAGE, LLC 1 7.00% $4,210
Paramount Residential Mortgage Group, Inc. 1 7.25% $4,165
PENNYMAC LOAN SERVICES, LLC 1 6.63% $5,254
PLAZA HOME MORTGAGE, INC. 1 7.13% $3,077
PNC Bank 1 6.38% $2,143
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.88% $5,926
ROYAL UNITED MORTGAGE LLC 1 7.13% $7,355
AMERICAN FINANCIAL NETWORK, INC. 1 7.00% $2,878
UMB Bank 1 6.89% $1,278
UNITED WHOLESALE MORTGAGE, LLC 1 7.74% $6,414
USAA Federal Savings Bank 1 5.50% $4,859
The Federal Savings Bank 1 7.88% $3,381
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.25% $6,643
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.38% $2,406
Central National Bank 1 6.50% $1,616
COMMUNITYAMERICA 1 6.25% $3,456
COMMUNITY MORTGAGE, LLC 1 7.50% $3,711
CREDIT UNION OF AMERICA 1 5.38% $2,766
CROSSCOUNTRY MORTGAGE, LLC 1 7.75% $3,410
DAS Acquisition Company, LLC 1 6.88% $3,986
Emprise Bank 1 6.63% $1,932
Envista Credit Union 1 7.13% $5,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.49% $2,943
Farm Credit Mid-America, ACA 1 7.38% $8,236
Farmers Bank & Trust 1 6.75% $1,758
Fidelity Bank 1 5.88% $1,640
First Federal Bank 1 7.50% $2,457
First National Bank of America 1 9.50% $10,955
Flagstar Bank, FSB 1 6.00% $2,984
FLAT BRANCH MORTGAGE, INC. 1 6.75% $2,546
Gateway First Bank 1 7.00% $2,210

Salina Average Closing Costs & Other Stats

Salina, KS's 60 lenders originated 511 loans during 2023. The total origination value was $107,145,000, with an average loan value of $209,677.

Salina's average closing costs are $3,573.

The top Salina lender as defined by loan originations is NBH Bank, with 22 loans originated. Their average total fees are $2,566, which is $364 lower than the next largest lender, Sunflower Bank.

The lowest fee Salina lenders (with over 10 loans originated) are MID AMERICA MORTGAGE, INC. ($2,383), NBH Bank ($2,566), Sunflower Bank ($2,930), .

The lowest rate Salina lenders (with over 10 loans originated) are NBH Bank (6.54%), MID AMERICA MORTGAGE, INC. (6.68%), Sunflower Bank (6.85%), .

Salina, KS Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
The Bennington State Bank $26,240,000 $30,445,000 16.0% 28.4%
GREYSTONE SERVICING COMPANY LLC $10,435,000 n/a 9.7%
NBH Bank $12,210,000 $8,320,000 -31.9% 7.8%
MID AMERICA MORTGAGE, INC. $3,940,000 $5,180,000 31.5% 4.8%
Sunflower Bank $5,845,000 $5,080,000 -13.1% 4.7%
QUICKEN LOANS, LLC $5,280,000 $3,950,000 -25.2% 3.7%
Mortgage Research Center, LLC $3,155,000 $3,565,000 13.0% 3.3%
PENNYMAC LOAN SERVICES, LLC $440,000 $3,240,000 636.4% 3.0%
Mortgage Investment Services Corporation $3,640,000 $1,865,000 -48.8% 1.7%
USAA Federal Savings Bank $960,000 $1,710,000 78.1% 1.6%
U.S. Bank $65,000 $1,675,000 2,476.9% 1.6%
Equity Bank $1,045,000 $1,335,000 27.8% 1.2%
NAVY FEDERAL CREDIT UNION $1,100,000 $1,050,000 -4.5% 1.0%
FREEDOM MORTGAGE CORPORATION $2,610,000 $1,010,000 -61.3% 0.9%
PLANET HOME LENDING, LLC $795,000 $985,000 23.9% 0.9%
Wells Fargo Bank $1,190,000 $940,000 -21.0% 0.9%
UMB Bank $605,000 $925,000 52.9% 0.9%
Central National Bank $4,265,000 $885,000 -79.2% 0.8%
FLAT BRANCH MORTGAGE, INC. $820,000 $875,000 6.7% 0.8%
RED DIAMOND HOME LOANS, LLC $300,000 $800,000 166.7% 0.7%
JPMorgan Chase Bank $350,000 $725,000 107.1% 0.7%
BROKER SOLUTIONS, INC. $255,000 $715,000 180.4% 0.7%
Farm Credit Mid-America, ACA $655,000 n/a 0.6%
Bank of America $430,000 $650,000 51.2% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $1,990,000 $630,000 -68.3% 0.6%
Capitol Federal Savings Bank $1,695,000 $625,000 -63.1% 0.6%
Gateway First Bank $495,000 $625,000 26.3% 0.6%
United Bank & Trust $625,000 n/a 0.6%
Paramount Residential Mortgage Group, Inc. $320,000 $605,000 89.1% 0.6%
LOANDEPOT.COM, LLC $1,275,000 $590,000 -53.7% 0.6%
Great Plains Federal Credit Un $585,000 n/a 0.5%
UNITED WHOLESALE MORTGAGE, LLC $190,000 $580,000 205.3% 0.5%
Arvest Bank $270,000 $520,000 92.6% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $520,000 n/a 0.5%
West Gate Bank $435,000 $510,000 17.2% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,250,000 $495,000 -60.4% 0.5%
PRIMARY RESIDENTIAL MORTGAGE, INC. $845,000 $495,000 -41.4% 0.5%
AMERISAVE MORTGAGE CORPORATION $1,295,000 $490,000 -62.2% 0.5%
ZILLOW HOME LOANS, LLC $420,000 n/a 0.4%
OCMBC, INC. $390,000 n/a 0.4%
LEADERONE FINANCIAL CORPORATION $250,000 $370,000 48.0% 0.3%
Flagstar Bank, FSB $705,000 $355,000 -49.6% 0.3%
Plains Commerce Bank $240,000 $355,000 47.9% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $155,000 $340,000 119.4% 0.3%
OPEN MORTGAGE, LLC $405,000 $325,000 -19.8% 0.3%
CREDIT UNION OF AMERICA $1,115,000 $320,000 -71.3% 0.3%
COMMUNITYAMERICA $320,000 $310,000 -3.1% 0.3%
NEWREZ LLC $220,000 $310,000 40.9% 0.3%
First National Bank of America $295,000 n/a 0.3%
GUILD MORTGAGE COMPANY $295,000 n/a 0.3%
Nicolet National Bank $285,000 n/a 0.3%
PLAZA HOME MORTGAGE, INC. $355,000 $275,000 -22.5% 0.3%
First Federal Bank $255,000 n/a 0.2%
GOLDEN PLAINS $290,000 $255,000 -12.1% 0.2%
DAS Acquisition Company, LLC $250,000 n/a 0.2%
Farmers Bank & Trust $225,000 n/a 0.2%
Carrington Mortgage Services, LLC $495,000 $215,000 -56.6% 0.2%
CHURCHILL MORTGAGE CORPORATION $230,000 $210,000 -8.7% 0.2%
The Farmers State Bank of Westmoreland $315,000 $205,000 -34.9% 0.2%
Coastal Community Bank $195,000 n/a 0.2%
Fidelity Bank $195,000 n/a 0.2%
AMERICAN FINANCIAL NETWORK, INC. $190,000 n/a 0.2%
LOANPAL, LLC $190,000 n/a 0.2%
PNC Bank $185,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $210,000 $180,000 -14.3% 0.2%
Community National Bank & Trust $175,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $155,000 n/a 0.1%
KELLER MORTGAGE, LLC $755,000 $155,000 -79.5% 0.1%
Neighborhood Loans, Inc. $155,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $255,000 $155,000 -39.2% 0.1%
Emprise Bank $460,000 $145,000 -68.5% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $145,000 n/a 0.1%
The Citizens State Bank $215,000 $135,000 -37.2% 0.1%
UNION HOME MORTGAGE CORP. $930,000 $135,000 -85.5% 0.1%
AmeriHome Mortgage Company, LLC $125,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $75,000 $125,000 66.7% 0.1%
DOMINION FINANCIAL SERVICES, LLC $125,000 n/a 0.1%
GUARANTEED RATE, INC. $285,000 $125,000 -56.1% 0.1%
NBKC BANK $295,000 $125,000 -57.6% 0.1%
Envista Credit Union $120,000 n/a 0.1%
The Federal Savings Bank $245,000 $120,000 -51.0% 0.1%
PEOPLES STATE BANK $975,000 $115,000 -88.2% 0.1%
Community Bank $105,000 n/a 0.1%
COMMUNITY MORTGAGE, LLC $105,000 n/a 0.1%
GNBank $105,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $105,000 n/a 0.1%
Bank of Colorado $95,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $260,000 $95,000 -63.5% 0.1%
United Fidelity Funding Corp. $95,000 n/a 0.1%
Discover Bank $85,000 $90,000 5.9% 0.1%
AMERICAN FINANCING CORPORATION $725,000 $85,000 -88.3% 0.1%
Citibank $85,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $55,000 n/a 0.1%
SPRING EQ, LLC $140,000 $55,000 -60.7% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $125,000 $45,000 -64.0% 0.0%
Truist $45,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $35,000 n/a 0.0%
KANSAS STATE UNIVERSITY Federal Credit Union $35,000 n/a 0.0%
Commerce Bank $55,000 $25,000 -54.5% 0.0%

Salina's top lender by overall market share is The Bennington State Bank, with 28.4% market share. In second place, with 9.7%, is GREYSTONE SERVICING COMPANY LLC, having originated $10,435,000 in loans. In third place, with 7.8%, is NBH Bank, having originated $8,320,000 in loans. In fourth place, with 4.8%, is MID AMERICA MORTGAGE, INC., having originated $5,180,000 in loans. In fifth place, with 4.7%, is Sunflower Bank, having originated $5,080,000 in loans.


Salina Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Salina (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $135,700 (-8.8%) $181,666 (-7.5%) 0.00 155
2018-02-01 $156,050 (5.8%) $192,050 (-3.7%) 0.00 158
2018-03-01 $150,000 (0.0%) $191,661 (-3.4%) 0.00 152
2018-04-01 $158,975 (9.6%) $198,116 (3.8%) 0.00 170
2018-05-01 $159,475 (7.2%) $195,628 (3.4%) 0.00 172
2018-06-01 $155,450 (0.5%) $188,693 (0.7%) 0.00 177
2018-07-01 $148,225 (0.5%) $186,593 (0.1%) 0.00 183
2018-08-01 $145,000 (0.3%) $180,570 (-1.3%) 0.00 184
2018-09-01 $144,950 (0.0%) $183,899 (-0.1%) 0.00 181
2018-10-01 $147,225 (0.7%) $190,138 (2.9%) 0.00 178
2018-11-01 $151,925 (4.8%) $191,343 (6.2%) 0.00 179
2018-12-01 $158,900 (14.3%) $190,077 (5.8%) 0.00 169
2019-01-01 $158,975 (17.2%) $194,761 (7.2%) 0.00 150
2019-02-01 $142,475 (-8.7%) $192,038 (0.0%) 0.00 145
2019-03-01 $152,350 (1.6%) $196,240 (2.4%) 0.00 124
2019-04-01 $171,975 (8.2%) $204,974 (3.5%) 0.00 118
2019-05-01 $187,500 (17.6%) $223,260 (14.1%) 0.00 128
2019-06-01 $169,900 (9.3%) $220,213 (16.7%) 0.00 133
2019-07-01 $152,500 (2.9%) $192,972 (3.4%) 0.00 171
2019-08-01 $147,209 (1.5%) $189,369 (4.9%) 0.00 174
2019-09-01 $143,098 (-1.3%) $189,130 (2.8%) 0.00 176
2019-10-01 $141,657 (-3.8%) $192,012 (1.0%) 0.00 179
2019-11-01 $144,000 (-5.2%) $193,944 (1.4%) 0.00 150
2019-12-01 $141,450 (-11.0%) $190,599 (0.3%) 0.00 148
2020-01-01 $148,975 (-6.3%) $198,408 (1.9%) 0.00 137
2020-02-01 $147,200 (3.3%) $196,186 (2.2%) 0.00 122
2020-03-01 $150,900 (-1.0%) $205,358 (4.7%) 0.00 127
2020-04-01 $149,450 (-13.1%) $206,276 (0.6%) 0.00 134
2020-05-01 $147,450 (-21.4%) $196,203 (-12.1%) 0.00 116
2020-06-01 $146,500 (-13.8%) $207,435 (-5.8%) 0.00 100
2020-07-01 $140,100 (-8.1%) $208,335 (8.0%) 0.00 86
2020-08-01 $145,000 (-1.5%) $217,040 (14.6%) 0.00 79
2020-09-01 $134,825 (-5.8%) $206,100 (9.0%) 0.00 85
2020-10-01 $122,500 (-13.5%) $189,729 (-1.2%) 0.00 80
2020-11-01 $123,975 (-13.9%) $185,361 (-4.4%) 0.00 76
2020-12-01 $114,000 (-19.4%) $185,550 (-2.7%) 0.00 70
2021-01-01 $127,000 (-14.8%) $204,301 (3.0%) 0.00 63
2021-02-01 $149,925 (1.9%) $223,160 (13.8%) 0.00 66
2021-03-01 $147,975 (-1.9%) $211,608 (3.0%) 0.00 63
2021-04-01 $124,850 (-16.5%) $176,610 (-14.4%) 0.00 59
2021-05-01 $135,000 (-8.4%) $194,261 (-1.0%) 0.00 52
2021-06-01 $141,500 (-3.4%) $207,628 (0.1%) 0.00 54
2021-07-01 $139,900 (-0.1%) $254,439 (22.1%) 0.00 56
2021-08-01 $126,950 (-12.5%) $240,075 (10.6%) 0.00 57
2021-09-01 $129,700 (-3.8%) $226,816 (10.1%) 0.00 67
2021-10-01 $136,000 (11.0%) $244,000 (28.6%) 0.00 58
2021-11-01 $96,700 (-22.0%) $195,589 (5.5%) 0.00 73
2021-12-01 $126,225 (10.7%) $233,275 (25.7%) 0.00 65
2022-01-01 $109,000 (-14.2%) $241,870 (18.4%) 0.00 49
2022-02-01 $91,000 (-39.3%) $247,586 (11.0%) 0.00 60
2022-03-01 $98,725 (-33.3%) $235,072 (11.1%) 0.00 59
2022-04-01 $142,000 (13.7%) $248,472 (40.7%) 0.00 66
2022-05-01 $129,375 (-4.2%) $195,050 (0.4%) 0.00 66
2022-06-01 $130,975 (-7.4%) $201,017 (-3.2%) 0.00 67
2022-07-01 $192,450 (37.6%) $259,207 (1.9%) 0.00 66
2022-08-01 $209,975 (65.4%) $290,672 (21.1%) 0.00 65
2022-09-01 $172,200 (32.8%) $256,739 (13.2%) 0.00 70
2022-10-01 $172,450 (26.8%) $243,934 (0.0%) 0.00 83
2022-11-01 $180,000 (86.1%) $240,131 (22.8%) 0.00 87
2022-12-01 $180,000 (42.6%) $225,168 (-3.5%) 0.00 71
2023-01-01 $204,000 (87.2%) $254,868 (5.4%) 0.00 64
2023-02-01 $179,250 (97.0%) $248,127 (0.2%) 0.00 65
2023-03-01 $196,750 (99.3%) $279,166 (18.8%) 0.00 61
2023-04-01 $204,000 (43.7%) $285,423 (14.9%) 0.00 64
2023-05-01 $210,200 (62.5%) $304,068 (55.9%) 0.00 63
2023-06-01 $218,350 (66.7%) $304,204 (51.3%) 0.00 68
2023-07-01 $240,000 (24.7%) $310,823 (19.9%) 0.00 75
2023-08-01 $233,625 (11.3%) $293,546 (1.0%) 0.00 87
2023-09-01 $216,000 (25.4%) $286,404 (11.6%) 0.00 83
2023-10-01 $229,375 (33.0%) $293,526 (20.3%) 0.00 91
2023-11-01 $240,000 (33.3%) $281,454 (17.2%) 0.00 94
2023-12-01 $230,000 (27.8%) $274,824 (22.1%) 0.00 93
2024-01-01 $220,000 (7.8%) $275,770 (8.2%) 0.00 85
2024-02-01 $205,750 (14.8%) $270,903 (9.2%) 0.00 69
2024-03-01 $230,000 (16.9%) $248,481 (-11.0%) 0.00 72
Salina's median listing price for 2024-03-01 was $230,000, a difference of $33,250 (16.9%) versus the prior year and $24,250 versus the prior month.

Salina's median listing price comes in at 0% of the national average.

Salina's average listing price for 2024-03-01 was $248,481, a difference of $-30,685 (-11.0%) versus the prior year and $-22,422 versus the prior month.

For the 2024-03-01 period, Salina had 72 MLS listings, a difference of 3 listings (4%) versus the prior month and 11 listings (18%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Salina (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,427 sqft
2018-02-01 0 days 1,427 sqft
2018-03-01 0 days 1,443 sqft
2018-04-01 0 days 1,482 sqft
2018-05-01 0 days 1,477 sqft
2018-06-01 0 days 1,496 sqft
2018-07-01 0 days 1,520 sqft
2018-08-01 0 days 1,475 sqft
2018-09-01 0 days 1,478 sqft
2018-10-01 0 days 1,504 sqft
2018-11-01 0 days 1,493 sqft
2018-12-01 0 days 1,494 sqft
2019-01-01 0 days 1,497 sqft
2019-02-01 0 days 1,471 sqft
2019-03-01 0 days 1,511 sqft
2019-04-01 0 days 1,584 sqft
2019-05-01 0 days 1,605 sqft
2019-06-01 0 days 1,551 sqft
2019-07-01 0 days 1,486 sqft
2019-08-01 0 days 1,483 sqft
2019-09-01 0 days 1,466 sqft
2019-10-01 0 days 1,456 sqft
2019-11-01 0 days 1,465 sqft
2019-12-01 0 days 1,434 sqft
2020-01-01 0 days 1,463 sqft
2020-02-01 0 days 1,456 sqft
2020-03-01 0 days 1,468 sqft
2020-04-01 0 days 1,482 sqft
2020-05-01 0 days 1,467 sqft
2020-06-01 0 days 1,468 sqft
2020-07-01 0 days 1,440 sqft
2020-08-01 0 days 1,438 sqft
2020-09-01 0 days 1,442 sqft
2020-10-01 0 days 1,340 sqft
2020-11-01 0 days 1,392 sqft
2020-12-01 0 days 1,356 sqft
2021-01-01 0 days 1,477 sqft
2021-02-01 0 days 1,542 sqft
2021-03-01 0 days 1,424 sqft
2021-04-01 0 days 1,298 sqft
2021-05-01 0 days 1,344 sqft
2021-06-01 0 days 1,438 sqft
2021-07-01 0 days 1,400 sqft
2021-08-01 0 days 1,350 sqft
2021-09-01 0 days 1,375 sqft
2021-10-01 0 days 1,374 sqft
2021-11-01 0 days 1,132 sqft
2021-12-01 0 days 1,229 sqft
2022-01-01 0 days 1,144 sqft
2022-02-01 0 days 1,144 sqft
2022-03-01 0 days 1,144 sqft
2022-04-01 0 days 1,185 sqft
2022-05-01 0 days 1,219 sqft
2022-06-01 0 days 1,197 sqft
2022-07-01 0 days 1,472 sqft
2022-08-01 0 days 1,476 sqft
2022-09-01 0 days 1,390 sqft
2022-10-01 0 days 1,394 sqft
2022-11-01 0 days 1,382 sqft
2022-12-01 0 days 1,364 sqft
2023-01-01 0 days 1,435 sqft
2023-02-01 0 days 1,388 sqft
2023-03-01 0 days 1,441 sqft
2023-04-01 0 days 1,451 sqft
2023-05-01 0 days 1,497 sqft
2023-06-01 0 days 1,570 sqft
2023-07-01 0 days 1,624 sqft
2023-08-01 0 days 1,643 sqft
2023-09-01 0 days 1,597 sqft
2023-10-01 0 days 1,606 sqft
2023-11-01 0 days 1,602 sqft
2023-12-01 0 days 1,526 sqft
2024-01-01 0 days 1,590 sqft
2024-02-01 0 days 1,519 sqft
2024-03-01 0 days 1,488 sqft
Salina's median listing age (time on market) for 2024-03-01 was 0 days.

Salina's median square footage for active listings during the 2024-03-01 period was 1,488 sqft. One year prior, the average listing was 1,441 sqft.

Salina, KS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 362 $73,740,000 $203,702
Cash Out Refi 51 $7,225,000 $141,667
Home Improvement 34 $20,510,000 $603,235
Refi 34 $4,270,000 $125,588
Other 30 $1,400,000 $46,667

Salina's most frequently cited loan purpose was Home Purchase, with 362 originations. The 2nd most popular reason was Cash Out Refi, with 51 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 164 $26,640,000 $162,439
7-8% 110 $17,860,000 $162,364
5-6% 79 $14,335,000 $181,456
Over 8% 43 $4,145,000 $96,395
4-5% 4 $850,000 $212,500
<2.5% 3 $135,000 $45,000
3-4% 3 $555,000 $185,000

During 2023, Salina's most frequently originated rate bucket was 6-7%, with 164 originations.

Loan Sizing (Salina, KS MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 204 $30,010,000 $147,108
$100,000 or less 173 $10,015,000 $57,890
$200k-400k 118 $31,170,000 $264,153
$400k-600k 9 $4,285,000 $476,111
$Over $1MM 4 $29,680,000 $7,420,000
$600k-1000k 3 $1,985,000 $661,667

Salina's loan sizing saw the bucket of loans from $100k-200k with 204 originations, totaling $30,010,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 232 $40,350,000 $173,922
60-80% 87 $14,045,000 $161,437
20-40% 29 $1,785,000 $61,552
Under 20% 25 $795,000 $31,800
40-60% 23 $14,175,000 $616,304
Over 100% 11 $3,805,000 $345,909

Salina's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 232 originations, totaling $40,350,000 in origination value.