Salina Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Salina averaged 6.7% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.85% and one month ago for the week of 2025-04-17, the average rate was 6.87%.

    Salina's average rate one year ago was 7.16%.

    For refis of the same type during the week of 2025-05-22, the average rate was 6.96%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Salina 30 Year Fixed Rate 2025-05-22 6.7%
    Salina 30 Year Fixed Rate Refi 2025-05-22 6.96%
    Salina 15 Year Fixed Rate 2025-05-22 6.01%
    Salina 15 Year Fixed Rate Refi 2025-05-22 6.11%
    Salina 30 Year FHA 2025-05-22 6.91%
    Salina 30 Year FHA Refi 2025-05-22 6.71%
    Salina 30 Year USDA 2025-05-22 6.63%
    Salina 30 Year USDA Refi 2025-05-22 6.63%
    Salina 30 Year VA 2025-05-22 6.32%
    Salina 30 Year VA Refi 2025-05-22 6.52%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Salina, KS.

    Salina Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Salina, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    NBH Bank 28 6.48% $2,763
    QUICKEN LOANS, LLC 17 6.73% $5,309
    Sunflower Bank 12 6.57% $2,645
    MID AMERICA MORTGAGE, INC. 10 6.98% $4,281
    FLAT BRANCH MORTGAGE, INC. 5 6.60% $3,490
    Equity Bank 4 6.19% $2,618
    Landmark National Bank 3 6.29% $2,196
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.54% $3,532
    Mortgage Investment Services Corporation 3 6.83% $3,071
    Capitol Federal Savings Bank 3 6.58% $2,516
    NBKC BANK 3 6.67% $1,998
    Arvest Bank 3 6.50% $2,405
    UNITED WHOLESALE MORTGAGE, LLC 3 7.46% $4,282
    USAA Federal Savings Bank 3 6.54% $4,178
    Mr. Cooper ( Nationstar Mortgage ) 2 7.13% $6,485
    U.S. Bank 2 6.74% $2,385
    CREDIT UNION OF AMERICA 2 5.69% $5,019
    MERITRUST Federal Credit Union 2 6.38% $2,055
    PLANET HOME LENDING, LLC 2 6.00% $3,101
    JPMorgan Chase Bank 1 7.25% $3,533
    LOANDEPOT.COM, LLC 1 5.63% $8,378
    Midwest Mortgage Associates Corporation 1 6.99% $3,950
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.63% $6,101
    NEWREZ LLC 1 5.99% $5,211
    North American Savings Bank, F.S.B. 1 6.13% $8,586
    Northpointe Bank 1 5.88% $3,061
    NP, Inc. 1 7.63% $5,520
    PLAZA HOME MORTGAGE, INC. 1 7.63% $2,835
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.63% $2,700
    ROYAL UNITED MORTGAGE LLC 1 7.13% $6,950
    Simmons Bank 1 6.63% $2,734
    T2 FINANCIAL LLC 1 6.88% $3,169
    The Dart Bank 1 7.00% $3,627
    The Loan Store, Inc. 1 6.88% $7,131
    Truist 1 7.13% $2,359
    Truity Federal Credit Union 1 6.00% $1,964
    UMB Bank 1 6.13% $2,101
    University Bank 1 6.99% $3,366
    ALLIED MORTGAGE GROUP, INC. 1 6.50% $1,886
    Wells Fargo Bank 1 6.88% $4,120
    AMERICAN FINANCIAL NETWORK, INC. 1 7.13% $3,169
    AMERICAN FINANCING CORPORATION 1 6.38% $4,579
    Bank of America 1 6.25% $4,491
    Barrington Bank & Trust Company, N.A. 1 7.63% $2,615
    Central National Bank 1 6.38% $1,401
    Citizens Bank 1 6.63% $4,426
    Community National Bank & Trust 1 6.75% $5,985
    Emprise Bank 1 6.50% $2,005
    ENDEAVOR CAPITAL, LLC. 1 5.38% $3,692
    Farm Credit Mid-America, ACA 1 7.00% $7,913
    Fidelity Bank 1 6.38% $2,756
    Flagstar Bank, FSB 1 6.99% $3,150
    FREEDOM MORTGAGE CORPORATION 1 6.49% $6,382
    GOLDEN PLAINS 1 6.63% $2,025
    Great Plains Federal Credit Un 1 6.15% $2,432
    HEARTLAND CREDIT UNION 1 6.88% $1,918
    HOMESIDE FINANCIAL, LLC 1 7.00% $2,666
    Intrust Bank 1 6.25% $1,626

    Salina Average Closing Costs & Other Stats

    Salina, KS's 58 lenders originated 600 loans during 2024. The total origination value was $117,190,000, with an average loan value of $195,317.

    Salina's average closing costs are $3,727.

    The top Salina lender as defined by loan originations is NBH Bank, with 28 loans originated. Their average total fees are $2,763, which is $2,546 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Salina lenders (with over 10 loans originated) are Sunflower Bank ($2,645), NBH Bank ($2,763), MID AMERICA MORTGAGE, INC. ($4,281), QUICKEN LOANS, LLC ($5,309) and .

    The lowest rate Salina lenders (with over 10 loans originated) are NBH Bank (6.48%), Sunflower Bank (6.57%), QUICKEN LOANS, LLC (6.73%), MID AMERICA MORTGAGE, INC. (6.98%) and .

    Salina, KS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Capitol Federal Savings Bank $625,000 $23,945,000 3,731.2% 20.4%
    NBH Bank $8,320,000 $12,560,000 51.0% 10.7%
    The Bennington State Bank $30,445,000 $11,905,000 -60.9% 10.2%
    Mortgage Research Center, LLC $3,565,000 $6,595,000 85.0% 5.6%
    QUICKEN LOANS, LLC $3,950,000 $6,480,000 64.1% 5.5%
    MID AMERICA MORTGAGE, INC. $5,180,000 $5,720,000 10.4% 4.9%
    Sunflower Bank $5,080,000 $3,210,000 -36.8% 2.7%
    UNITED WHOLESALE MORTGAGE, LLC $580,000 $2,335,000 302.6% 2.0%
    FREEDOM MORTGAGE CORPORATION $1,010,000 $1,945,000 92.6% 1.7%
    Equity Bank $1,335,000 $1,690,000 26.6% 1.4%
    Intrust Bank $1,495,000 n/a 1.3%
    PENNYMAC LOAN SERVICES, LLC $3,240,000 $1,400,000 -56.8% 1.2%
    USAA Federal Savings Bank $1,710,000 $1,255,000 -26.6% 1.1%
    FLAT BRANCH MORTGAGE, INC. $875,000 $1,230,000 40.6% 1.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $340,000 $1,195,000 251.5% 1.0%
    Mortgage Investment Services Corporation $1,865,000 $1,145,000 -38.6% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $630,000 $1,070,000 69.8% 0.9%
    U.S. Bank $1,675,000 $1,025,000 -38.8% 0.9%
    NBKC BANK $125,000 $1,010,000 708.0% 0.9%
    Arvest Bank $520,000 $975,000 87.5% 0.8%
    NEW DAY FINANCIAL, LLC $95,000 $960,000 910.5% 0.8%
    LOANDEPOT.COM, LLC $590,000 $925,000 56.8% 0.8%
    Plains Commerce Bank $355,000 $875,000 146.5% 0.7%
    ROYAL UNITED MORTGAGE LLC $180,000 $860,000 377.8% 0.7%
    NEWREZ LLC $310,000 $815,000 162.9% 0.7%
    CREDIT UNION OF AMERICA $320,000 $790,000 146.9% 0.7%
    AMERICAN FINANCIAL NETWORK, INC. $190,000 $775,000 307.9% 0.7%
    Landmark National Bank $760,000 n/a 0.6%
    BROKER SOLUTIONS, INC. $715,000 $705,000 -1.4% 0.6%
    PLANET HOME LENDING, LLC $985,000 $695,000 -29.4% 0.6%
    Members Mortgage Services, L.L.C. $685,000 n/a 0.6%
    Wells Fargo Bank $940,000 $655,000 -30.3% 0.6%
    JPMorgan Chase Bank $725,000 $590,000 -18.6% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $495,000 $580,000 17.2% 0.5%
    Figure Lending LLC $575,000 n/a 0.5%
    NAVY FEDERAL CREDIT UNION $1,050,000 $565,000 -46.2% 0.5%
    Farm Credit Mid-America, ACA $655,000 $495,000 -24.4% 0.4%
    UMB Bank $925,000 $480,000 -48.1% 0.4%
    Northpointe Bank $475,000 n/a 0.4%
    Commerce Bank $25,000 $465,000 1,760.0% 0.4%
    Carrington Mortgage Services, LLC $215,000 $445,000 107.0% 0.4%
    AMERISAVE MORTGAGE CORPORATION $490,000 $425,000 -13.3% 0.4%
    American Mortgage & Equity Consultants, Inc. $420,000 n/a 0.4%
    Regent Financial Group, Inc. $390,000 n/a 0.3%
    MERITRUST Federal Credit Union $380,000 n/a 0.3%
    PREMIA MORTGAGE, LLC $365,000 n/a 0.3%
    Truist $45,000 $365,000 711.1% 0.3%
    VILLAGE CAPITAL MORTGAGE $355,000 n/a 0.3%
    JLB CORPORATION $345,000 n/a 0.3%
    ALLIED MORTGAGE GROUP, INC. $335,000 n/a 0.3%
    OPEN MORTGAGE, LLC $325,000 $335,000 3.1% 0.3%
    The Dart Bank $335,000 n/a 0.3%
    Community National Bank & Trust $175,000 $330,000 88.6% 0.3%
    Great Plains Federal Credit Un $585,000 $330,000 -43.6% 0.3%
    Paramount Residential Mortgage Group, Inc. $605,000 $320,000 -47.1% 0.3%
    Central National Bank $885,000 $315,000 -64.4% 0.3%
    Willamette Valley Bank $285,000 n/a 0.2%
    NP, Inc. $265,000 n/a 0.2%
    LEADERONE FINANCIAL CORPORATION $370,000 $260,000 -29.7% 0.2%
    GOLDEN PLAINS $255,000 $255,000 0.0% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $125,000 $235,000 88.0% 0.2%
    Bank of America $650,000 $235,000 -63.8% 0.2%
    GUILD MORTGAGE COMPANY $295,000 $235,000 -20.3% 0.2%
    HEARTLAND CREDIT UNION $235,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $85,000 $230,000 170.6% 0.2%
    The Citizens State Bank $135,000 $230,000 70.4% 0.2%
    Midwest Mortgage Associates Corporation $225,000 n/a 0.2%
    Citizens Bank $215,000 n/a 0.2%
    Bell Bank $210,000 n/a 0.2%
    T2 FINANCIAL LLC $205,000 n/a 0.2%
    Flagstar Bank, FSB $355,000 $195,000 -45.1% 0.2%
    Texana Bank $195,000 n/a 0.2%
    ENDEAVOR CAPITAL, LLC. $185,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $185,000 n/a 0.2%
    Equity Prime Mortgage LLC $175,000 n/a 0.1%
    North American Savings Bank, F.S.B. $175,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $275,000 $165,000 -40.0% 0.1%
    The Loan Store, Inc. $165,000 n/a 0.1%
    Emprise Bank $145,000 $160,000 10.3% 0.1%
    DAS Acquisition Company, LLC $250,000 $155,000 -38.0% 0.1%
    HOMESIDE FINANCIAL, LLC $145,000 n/a 0.1%
    RCB Bank $145,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $495,000 $135,000 -72.7% 0.1%
    Truity Federal Credit Union $125,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $115,000 n/a 0.1%
    Simmons Bank $110,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $35,000 $105,000 200.0% 0.1%
    Regions Bank $105,000 n/a 0.1%
    University Bank $105,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $95,000 n/a 0.1%
    Peoples Bank $95,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $95,000 n/a 0.1%
    Availa Bank $85,000 n/a 0.1%
    Fidelity Bank $195,000 $85,000 -56.4% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $520,000 $75,000 -85.6% 0.1%
    LONGBRIDGE FINANCIAL, LLC $75,000 n/a 0.1%
    PHH Mortgage Corporation $75,000 n/a 0.1%
    Mazuma Credit Union $65,000 n/a 0.1%
    Citibank $85,000 $55,000 -35.3% 0.0%
    Discover Bank $90,000 $55,000 -38.9% 0.0%
    Coastal Community Bank $195,000 $45,000 -76.9% 0.0%
    MID AMERICAN $45,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $35,000 n/a 0.0%
    Pinnacle Bank $25,000 n/a 0.0%
    Azura Credit Union $15,000 n/a 0.0%
    BOKF $15,000 n/a 0.0%

    Salina's top lender by overall market share is Capitol Federal Savings Bank, with 20.4% market share. In second place, with 10.7%, is NBH Bank, having originated $12,560,000 in loans. In third place, with 10.2%, is The Bennington State Bank, having originated $11,905,000 in loans. In fourth place, with 5.6%, is Mortgage Research Center, LLC, having originated $6,595,000 in loans. In fifth place, with 5.5%, is QUICKEN LOANS, LLC, having originated $6,480,000 in loans.

    Salina Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Salina (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $135,700 (-8.8%) $181,666 (-7.5%) 0.00 155
    2018-02-01 $156,050 (5.8%) $192,050 (-3.7%) 0.00 158
    2018-03-01 $150,000 (0.0%) $191,661 (-3.4%) 0.00 152
    2018-04-01 $158,975 (9.6%) $198,116 (3.8%) 0.00 170
    2018-05-01 $159,475 (7.2%) $195,628 (3.4%) 0.00 172
    2018-06-01 $155,450 (0.5%) $188,693 (0.7%) 0.00 177
    2018-07-01 $148,225 (0.5%) $186,593 (0.1%) 0.00 183
    2018-08-01 $145,000 (0.3%) $180,570 (-1.3%) 0.00 184
    2018-09-01 $144,950 (0.0%) $183,899 (-0.1%) 0.00 181
    2018-10-01 $147,225 (0.7%) $190,138 (2.9%) 0.00 178
    2018-11-01 $151,925 (4.8%) $191,343 (6.2%) 0.00 179
    2018-12-01 $158,900 (14.3%) $190,077 (5.8%) 0.00 169
    2019-01-01 $158,975 (17.2%) $194,761 (7.2%) 0.00 150
    2019-02-01 $142,475 (-8.7%) $192,038 (0.0%) 0.00 145
    2019-03-01 $153,186 (2.1%) $196,451 (2.5%) 0.00 124
    2019-04-01 $173,950 (9.4%) $205,440 (3.7%) 0.00 119
    2019-05-01 $187,500 (17.6%) $223,557 (14.3%) 0.00 129
    2019-06-01 $169,900 (9.3%) $220,555 (16.9%) 0.00 134
    2019-07-01 $152,500 (2.9%) $193,130 (3.5%) 0.00 172
    2019-08-01 $147,209 (1.5%) $189,418 (4.9%) 0.00 175
    2019-09-01 $143,098 (-1.3%) $189,251 (2.9%) 0.00 178
    2019-10-01 $141,907 (-3.6%) $192,168 (1.1%) 0.00 180
    2019-11-01 $144,400 (-5.0%) $194,097 (1.4%) 0.00 151
    2019-12-01 $142,475 (-10.3%) $190,813 (0.4%) 0.00 149
    2020-01-01 $149,000 (-6.3%) $198,502 (1.9%) 0.00 137
    2020-02-01 $147,200 (3.3%) $196,186 (2.2%) 0.00 122
    2020-03-01 $150,900 (-1.5%) $205,358 (4.5%) 0.00 127
    2020-04-01 $149,450 (-14.1%) $206,276 (0.4%) 0.00 134
    2020-05-01 $147,450 (-21.4%) $196,203 (-12.2%) 0.00 116
    2020-06-01 $146,500 (-13.8%) $207,435 (-6.0%) 0.00 100
    2020-07-01 $140,100 (-8.1%) $208,335 (7.9%) 0.00 86
    2020-08-01 $145,000 (-1.5%) $217,040 (14.6%) 0.00 79
    2020-09-01 $134,825 (-5.8%) $206,100 (8.9%) 0.00 85
    2020-10-01 $122,500 (-13.7%) $189,729 (-1.3%) 0.00 80
    2020-11-01 $123,975 (-14.1%) $185,361 (-4.5%) 0.00 76
    2020-12-01 $114,000 (-20.0%) $185,550 (-2.8%) 0.00 70
    2021-01-01 $127,000 (-14.8%) $204,301 (2.9%) 0.00 63
    2021-02-01 $149,925 (1.9%) $223,160 (13.8%) 0.00 66
    2021-03-01 $147,975 (-1.9%) $211,608 (3.0%) 0.00 63
    2021-04-01 $124,850 (-16.5%) $176,610 (-14.4%) 0.00 59
    2021-05-01 $135,000 (-8.4%) $194,261 (-1.0%) 0.00 52
    2021-06-01 $141,500 (-3.4%) $207,628 (0.1%) 0.00 54
    2021-07-01 $139,900 (-0.1%) $254,439 (22.1%) 0.00 56
    2021-08-01 $126,950 (-12.5%) $240,075 (10.6%) 0.00 57
    2021-09-01 $129,700 (-3.8%) $226,816 (10.1%) 0.00 67
    2021-10-01 $136,000 (11.0%) $244,000 (28.6%) 0.00 58
    2021-11-01 $96,700 (-22.0%) $195,589 (5.5%) 0.00 73
    2021-12-01 $126,225 (10.7%) $233,275 (25.7%) 0.00 65
    2022-01-01 $109,000 (-14.2%) $241,870 (18.4%) 0.00 49
    2022-02-01 $91,000 (-39.3%) $247,586 (11.0%) 0.00 60
    2022-03-01 $98,725 (-33.3%) $235,072 (11.1%) 0.00 59
    2022-04-01 $142,000 (13.7%) $248,472 (40.7%) 0.00 66
    2022-05-01 $129,375 (-4.2%) $195,050 (0.4%) 0.00 66
    2022-06-01 $130,975 (-7.4%) $201,017 (-3.2%) 0.00 67
    2022-07-01 $192,450 (37.6%) $259,207 (1.9%) 0.00 66
    2022-08-01 $209,975 (65.4%) $290,672 (21.1%) 0.00 65
    2022-09-01 $172,200 (32.8%) $256,739 (13.2%) 0.00 70
    2022-10-01 $172,450 (26.8%) $243,934 (0.0%) 0.00 83
    2022-11-01 $180,000 (86.1%) $240,131 (22.8%) 0.00 87
    2022-12-01 $180,000 (42.6%) $225,168 (-3.5%) 0.00 71
    2023-01-01 $204,000 (87.2%) $254,868 (5.4%) 0.00 64
    2023-02-01 $179,250 (97.0%) $248,127 (0.2%) 0.00 65
    2023-03-01 $196,750 (99.3%) $279,166 (18.8%) 0.00 61
    2023-04-01 $204,000 (43.7%) $285,423 (14.9%) 0.00 64
    2023-05-01 $210,200 (62.5%) $304,068 (55.9%) 0.00 63
    2023-06-01 $218,350 (66.7%) $304,204 (51.3%) 0.00 68
    2023-07-01 $240,000 (24.7%) $310,823 (19.9%) 0.00 75
    2023-08-01 $233,625 (11.3%) $293,546 (1.0%) 0.00 87
    2023-09-01 $216,000 (25.4%) $286,404 (11.6%) 0.00 83
    2023-10-01 $229,375 (33.0%) $293,526 (20.3%) 0.00 91
    2023-11-01 $240,000 (33.3%) $281,454 (17.2%) 0.00 94
    2023-12-01 $230,000 (27.8%) $274,824 (22.1%) 0.00 93
    2024-01-01 $220,000 (7.8%) $275,770 (8.2%) 0.00 85
    2024-02-01 $205,750 (14.8%) $270,903 (9.2%) 0.00 69
    2024-03-01 $230,000 (16.9%) $248,481 (-11.0%) 0.00 72
    2024-04-01 $219,500 (7.6%) $275,933 (-3.3%) 0.00 69
    2024-05-01 $236,750 (12.6%) $287,810 (-5.4%) 0.00 69
    2024-06-01 $215,000 (-1.5%) $256,640 (-15.6%) 0.00 73
    2024-07-01 $217,250 (-9.5%) $276,552 (-11.0%) 0.00 98
    2024-08-01 $220,000 (-5.8%) $268,695 (-8.5%) 0.00 109
    2024-09-01 $216,500 (0.2%) $283,852 (-0.9%) 0.00 109
    2024-10-01 $209,500 (-8.7%) $280,884 (-4.3%) 0.00 105
    2024-11-01 $214,000 (-10.8%) $278,335 (-1.1%) 0.00 106
    2024-12-01 $215,000 (-6.5%) $267,125 (-2.8%) 0.00 96
    2025-01-01 $223,425 (1.6%) $267,657 (-2.9%) 0.00 91
    2025-02-01 $214,500 (4.3%) $258,629 (-4.5%) 0.00 93
    2025-03-01 $229,000 (-0.4%) $266,818 (7.4%) 0.00 96
    2025-04-01 $225,000 (2.5%) $253,159 (-8.3%) 0.00 103
    Salina's median listing price for 2025-04-01 was $225,000, a difference of $5,500 (2.5%) versus the prior year and $-4,000 versus the prior month.

    Salina's median listing price comes in at 0% of the national average.

    Salina's average listing price for 2025-04-01 was $253,159, a difference of $-22,774 (-8.3%) versus the prior year and $-13,659 versus the prior month.

    For the 2025-04-01 period, Salina had 103 MLS listings, a difference of 7 listings (7%) versus the prior month and 34 listings (49%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Salina (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,427 sqft
    2018-02-01 0 days 1,427 sqft
    2018-03-01 0 days 1,443 sqft
    2018-04-01 0 days 1,482 sqft
    2018-05-01 0 days 1,477 sqft
    2018-06-01 0 days 1,496 sqft
    2018-07-01 0 days 1,520 sqft
    2018-08-01 0 days 1,475 sqft
    2018-09-01 0 days 1,478 sqft
    2018-10-01 0 days 1,504 sqft
    2018-11-01 0 days 1,493 sqft
    2018-12-01 0 days 1,494 sqft
    2019-01-01 0 days 1,497 sqft
    2019-02-01 0 days 1,471 sqft
    2019-03-01 0 days 1,511 sqft
    2019-04-01 0 days 1,585 sqft
    2019-05-01 0 days 1,609 sqft
    2019-06-01 0 days 1,559 sqft
    2019-07-01 0 days 1,487 sqft
    2019-08-01 0 days 1,484 sqft
    2019-09-01 0 days 1,468 sqft
    2019-10-01 0 days 1,458 sqft
    2019-11-01 0 days 1,470 sqft
    2019-12-01 0 days 1,441 sqft
    2020-01-01 0 days 1,463 sqft
    2020-02-01 0 days 1,456 sqft
    2020-03-01 0 days 1,468 sqft
    2020-04-01 0 days 1,482 sqft
    2020-05-01 0 days 1,467 sqft
    2020-06-01 0 days 1,468 sqft
    2020-07-01 0 days 1,440 sqft
    2020-08-01 0 days 1,438 sqft
    2020-09-01 0 days 1,442 sqft
    2020-10-01 0 days 1,340 sqft
    2020-11-01 0 days 1,392 sqft
    2020-12-01 0 days 1,356 sqft
    2021-01-01 0 days 1,477 sqft
    2021-02-01 0 days 1,542 sqft
    2021-03-01 0 days 1,424 sqft
    2021-04-01 0 days 1,298 sqft
    2021-05-01 0 days 1,344 sqft
    2021-06-01 0 days 1,438 sqft
    2021-07-01 0 days 1,406 sqft
    2021-08-01 0 days 1,364 sqft
    2021-09-01 0 days 1,384 sqft
    2021-10-01 0 days 1,380 sqft
    2021-11-01 0 days 1,140 sqft
    2021-12-01 0 days 1,242 sqft
    2022-01-01 0 days 1,144 sqft
    2022-02-01 0 days 1,144 sqft
    2022-03-01 0 days 1,144 sqft
    2022-04-01 0 days 1,187 sqft
    2022-05-01 0 days 1,219 sqft
    2022-06-01 0 days 1,197 sqft
    2022-07-01 0 days 1,472 sqft
    2022-08-01 0 days 1,476 sqft
    2022-09-01 0 days 1,390 sqft
    2022-10-01 0 days 1,394 sqft
    2022-11-01 0 days 1,382 sqft
    2022-12-01 0 days 1,364 sqft
    2023-01-01 0 days 1,435 sqft
    2023-02-01 0 days 1,388 sqft
    2023-03-01 0 days 1,458 sqft
    2023-04-01 0 days 1,456 sqft
    2023-05-01 0 days 1,501 sqft
    2023-06-01 0 days 1,582 sqft
    2023-07-01 0 days 1,624 sqft
    2023-08-01 0 days 1,648 sqft
    2023-09-01 0 days 1,602 sqft
    2023-10-01 0 days 1,620 sqft
    2023-11-01 0 days 1,610 sqft
    2023-12-01 0 days 1,539 sqft
    2024-01-01 0 days 1,597 sqft
    2024-02-01 0 days 1,545 sqft
    2024-03-01 0 days 1,488 sqft
    2024-04-01 0 days 1,447 sqft
    2024-05-01 0 days 1,607 sqft
    2024-06-01 0 days 1,587 sqft
    2024-07-01 0 days 1,593 sqft
    2024-08-01 0 days 1,479 sqft
    2024-09-01 0 days 1,506 sqft
    2024-10-01 0 days 1,595 sqft
    2024-11-01 0 days 1,700 sqft
    2024-12-01 0 days 1,762 sqft
    2025-01-01 0 days 1,622 sqft
    2025-02-01 0 days 1,653 sqft
    2025-03-01 0 days 1,587 sqft
    2025-04-01 0 days 1,591 sqft
    Salina's median listing age (time on market) for 2025-04-01 was 0 days.

    Salina's median square footage for active listings during the 2025-04-01 period was 1,591 sqft. One year prior, the average listing was 1,447 sqft.

    Salina, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 389 $69,375,000 $178,342
    Refi 74 $35,060,000 $473,784
    Cash Out Refi 73 $9,105,000 $124,726
    Other 34 $1,880,000 $55,294
    Home Improvement 30 $1,770,000 $59,000

    Salina's most frequently cited loan purpose was Home Purchase, with 389 originations. The 2nd most popular reason was Refi, with 74 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 242 $45,050,000 $186,157
    7-8% 98 $38,460,000 $392,449
    5-6% 78 $14,130,000 $181,154
    Over 8% 66 $4,050,000 $61,364
    4-5% 12 $1,880,000 $156,667
    2.5-3% 2 $820,000 $410,000
    3-4% 1 $125,000 $125,000
    <2.5% 1 $15,000 $15,000

    During 2024, Salina's most frequently originated rate bucket was 6-7%, with 242 originations.

    Loan Sizing (Salina, KS MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 252 $36,520,000 $144,921
    $100,000 or less 188 $10,720,000 $57,021
    $200k-400k 141 $37,815,000 $268,191
    $400k-600k 15 $7,115,000 $474,333
    $600k-1000k 2 $1,520,000 $760,000
    $Over $1MM 2 $23,500,000 $11,750,000

    Salina's loan sizing saw the bucket of loans from $100k-200k with 252 originations, totaling $36,520,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 280 $54,750,000 $195,536
    60-80% 78 $35,100,000 $450,000
    20-40% 44 $2,920,000 $66,364
    40-60% 38 $6,000,000 $157,895
    Under 20% 38 $1,030,000 $27,105
    Over 100% 8 $2,050,000 $256,250

    Salina's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 280 originations, totaling $54,750,000 in origination value.