The First National Bank And Trust Company Of Broken Arrow Mortgage Rates, Fees & Info
Broken Arrow, OKLEI: 549300R6P9WVVQOQF705
Tax ID: 73-0160957
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The First National Bank And Trust Company Of Broken Arrow is a smaller bank specializing in Home Purchase and Refi loans. The First National Bank And Trust Company Of Broken Arrow has a high proportion of conventional loans. Their top markets by origination volume include: Tulsa, Oklahoma City, Enid, Austin, and Kansas City among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)The First National Bank And Trust Company Of Broken Arrow has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
90Origination Dollar Volume (All Markets)
$16,100,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TULSA, OK (FHA|USDA|VA) | 74 | $12,290,000 | $166,081 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $870,000 | $435,000 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $0 | 0.00% |
| ENID, OK (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 0.00% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 90 | $16,100,000 | $178,889 | $0 | 0.00% |
For 2024, The First National Bank And Trust Company Of Broken Arrow's most frequently originated type of loan was Conventional, with 90 originations.
Loan Reason
For 2024, The First National Bank And Trust Company Of Broken Arrow's most frequently cited loan purpose was Home Purchase, with 58 originations. The 2nd most popular reason was Refi, with 23 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 90 | $16,100,000 | $178,889 | $0 | 0.00% |
For 2024, The First National Bank And Trust Company Of Broken Arrow's most frequently cited loan duration was Other, with 90 originations.
Loan Sizing
2024 saw The First National Bank And Trust Company Of Broken Arrow place emphasis on $100k-200k loans with 34 originations, totaling $4,750,000 in origination value.
Applicant Income
The First National Bank And Trust Company Of Broken Arrow lent most frequently to those with incomes in the $100k-150k range, with 4 originations. The second most popular income band? $250k+, with 4 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 90 | $16,100,000 | $178,889 | $0 | 0.00% |
The First National Bank And Trust Company Of Broken Arrow lent most frequently to those with DTI ratios of Exempt%, with 90 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.02%
The First National Bank And Trust Company Of Broken Arrow has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination90.00%
The First National Bank And Trust Company Of Broken Arrow has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 90 | $16,100,000 | $178,889 |