Pinehurst - Southern Pines Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Pinehurst - Southern Pines averaged
6.5%
for the week of 2023-03-23, compared to the national average of
6.42% for the same period.
The average rate for the prior week (2023-03-16) was
6.58% and
one month ago for the week of 2023-02-16, the
average rate was 6.5%.
Pinehurst - Southern Pines's average rate one year ago was 3.79%.
For refis of the same type during the week of 2023-03-23, the average rate
was 6.85%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-23 | 6.42% |
| Pinehurst - Southern Pines 30 Year Fixed Rate | 2023-03-23 | 6.5% |
| Pinehurst - Southern Pines 30 Year Fixed Rate Refi | 2023-03-23 | 6.85% |
| Pinehurst - Southern Pines 15 Year Fixed Rate | 2023-03-23 | 6.07% |
| Pinehurst - Southern Pines 15 Year Fixed Rate Refi | 2023-03-23 | 6.55% |
| Pinehurst - Southern Pines 30 Year FHA | 2023-03-23 | 6.3% |
| Pinehurst - Southern Pines 30 Year FHA Refi | 2023-03-23 | 5.82% |
| Pinehurst - Southern Pines 30 Year USDA | 2023-03-23 | 6.35% |
| Pinehurst - Southern Pines 30 Year USDA Refi | 2023-03-23 | 5.87% |
| Pinehurst - Southern Pines 30 Year VA | 2023-03-23 | 6.17% |
| Pinehurst - Southern Pines 30 Year VA Refi | 2023-03-23 | 5.78% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pinehurst-Southern Pines, NC.
Pinehurst - Southern Pines Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pinehurst-Southern Pines, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Pinehurst - Southern Pines Average Closing Costs & Other Stats
Pinehurst-Southern Pines, NC's 189 lenders originated 3,980
loans during 2022. The total origination value was $1,212,360,000, with an average loan value of
$304,613.
Pinehurst - Southern Pines's average closing costs are $5,567.
The top Pinehurst - Southern Pines lender as defined by loan originations is QUICKEN LOANS, LLC, with
113 loans originated. Their average total fees are
$6,485, which is $1,501
higher than the next largest lender,
NFM, INC..
The lowest fee Pinehurst - Southern Pines lenders (with over 10 loans originated) are
GoPrime Mortgage, Inc. ($3,430), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,777), Alcova Mortgage LLC ($3,813), NAVY FEDERAL CREDIT UNION ($3,862) and Truist ($3,925).
The lowest rate Pinehurst - Southern Pines lenders (with over 10 loans originated) are
Bank of America (3.77%), LOCAL GOVERNMENT FEDERAL CREDIT UNION (3.83%), AMERISAVE MORTGAGE CORPORATION (3.95%), First Bank (3.96%) and First-Citizens Bank & Trust Company (3.96%).
Pinehurst-Southern Pines, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| First Bank | $61,885,000 | $68,030,000 | 9.9% | 5.6% |
| First-Citizens Bank & Trust Company | $69,480,000 | $65,550,000 | -5.7% | 5.4% |
| Prosperity Home Mortgage, LLC | $39,730,000 | $58,030,000 | 46.1% | 4.8% |
| QUICKEN LOANS, LLC | $130,710,000 | $58,025,000 | -55.6% | 4.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $28,905,000 | $53,425,000 | 84.8% | 4.4% |
| NFM, INC. | $121,335,000 | $52,670,000 | -56.6% | 4.3% |
| MOVEMENT MORTGAGE, LLC | $72,420,000 | $52,315,000 | -27.8% | 4.3% |
| Truist | $61,465,000 | $43,165,000 | -29.8% | 3.6% |
| STATE EMPLOYEES' | $47,080,000 | $39,675,000 | -15.7% | 3.3% |
| GoPrime Mortgage, Inc. | $60,295,000 | $31,390,000 | -47.9% | 2.6% |
| Mortgage Research Center, LLC | $51,320,000 | $29,165,000 | -43.2% | 2.4% |
| Alcova Mortgage LLC | $28,780,000 | $22,805,000 | -20.8% | 1.9% |
| First National Bank of Pennsylvania | $20,950,000 | $22,555,000 | 7.7% | 1.9% |
| Wells Fargo Bank | $43,715,000 | $20,225,000 | -53.7% | 1.7% |
| The Fidelity Bank | $17,645,000 | $19,915,000 | 12.9% | 1.6% |
| NAVY FEDERAL CREDIT UNION | $34,235,000 | $18,740,000 | -45.3% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $38,350,000 | $15,970,000 | -58.4% | 1.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $12,470,000 | $15,575,000 | 24.9% | 1.3% |
| FREEDOM MORTGAGE CORPORATION | $74,920,000 | $15,495,000 | -79.3% | 1.3% |
| USAA Federal Savings Bank | $19,210,000 | $15,410,000 | -19.8% | 1.3% |
| PNC Bank | $22,760,000 | $14,865,000 | -34.7% | 1.2% |
| LOANDEPOT.COM, LLC | $28,150,000 | $14,375,000 | -48.9% | 1.2% |
| JET HOMELOANS, LLC | $6,165,000 | $12,980,000 | 110.5% | 1.1% |
| CALIBER HOME LOANS, INC. | $18,990,000 | $11,880,000 | -37.4% | 1.0% |
| Bank of America | $17,975,000 | $11,005,000 | -38.8% | 0.9% |
| INTERCOASTAL MORTGAGE COMPANY | $5,670,000 | $10,845,000 | 91.3% | 0.9% |
| UNION HOME MORTGAGE CORP. | $18,110,000 | $10,560,000 | -41.7% | 0.9% |
| CMG MORTGAGE, INC. | $22,890,000 | $10,475,000 | -54.2% | 0.9% |
| GUARANTEED RATE, INC. | $9,740,000 | $10,310,000 | 5.9% | 0.9% |
| Southern First Bank | $170,000 | $10,310,000 | 5,964.7% | 0.9% |
| CORNERSTONE HOME LENDING, INC. | $19,250,000 | $10,165,000 | -47.2% | 0.8% |
| HOME POINT FINANCIAL CORPORATION | $10,285,000 | $9,520,000 | -7.4% | 0.8% |
| TD Bank | $4,765,000 | $9,295,000 | 95.1% | 0.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,030,000 | $9,260,000 | 356.2% | 0.8% |
| U.S. Bank | $7,335,000 | $8,990,000 | 22.6% | 0.7% |
| PENTAGON FEDERAL CREDIT UNION | $15,025,000 | $7,455,000 | -50.4% | 0.6% |
| Alpha Mortgage Corporation | $1,650,000 | $7,320,000 | 343.6% | 0.6% |
| The Federal Savings Bank | $3,665,000 | $7,255,000 | 98.0% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $7,290,000 | $7,130,000 | -2.2% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $12,555,000 | $6,830,000 | -45.6% | 0.6% |
| American Security Mortgage Corp. | $19,980,000 | $6,825,000 | -65.8% | 0.6% |
| Blue Ridge Bank | $17,560,000 | $6,825,000 | -61.1% | 0.6% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $5,430,000 | $6,795,000 | 25.1% | 0.6% |
| HOMESIDE FINANCIAL, LLC | $10,530,000 | $6,620,000 | -37.1% | 0.5% |
| First Horizon Bank | $7,360,000 | $6,375,000 | -13.4% | 0.5% |
| BROKER SOLUTIONS, INC. | $6,140,000 | $6,310,000 | 2.8% | 0.5% |
| DHI MORTGAGE COMPANY, LTD. | $1,585,000 | $5,575,000 | 251.7% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,270,000 | $5,370,000 | 64.2% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $8,955,000 | $5,245,000 | -41.4% | 0.4% |
| Morgan Stanley Private Bank | $2,805,000 | $4,850,000 | 72.9% | 0.4% |
| ANGEL OAK HOME LOANS LLC | $2,880,000 | $4,835,000 | 67.9% | 0.4% |
| NEW DAY FINANCIAL, LLC | $8,195,000 | $4,835,000 | -41.0% | 0.4% |
| Flagstar Bank, FSB | $5,010,000 | $4,365,000 | -12.9% | 0.4% |
| JPMorgan Chase Bank | $12,425,000 | $4,245,000 | -65.8% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $22,270,000 | $4,090,000 | -81.6% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,025,000 | $4,065,000 | 34.4% | 0.3% |
| EQUITY RESOURCES, INC. | $8,875,000 | $3,650,000 | -58.9% | 0.3% |
| Citibank | $1,125,000 | $3,640,000 | 223.6% | 0.3% |
| North American Savings Bank, F.S.B. | $5,965,000 | $3,630,000 | -39.1% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $8,305,000 | $3,340,000 | -59.8% | 0.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | $6,320,000 | $3,320,000 | -47.5% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,035,000 | $3,065,000 | 50.6% | 0.3% |
| Northpointe Bank | $6,065,000 | $3,055,000 | -49.6% | 0.3% |
| Citizens Bank | $2,350,000 | $2,890,000 | 23.0% | 0.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $6,150,000 | $2,825,000 | -54.1% | 0.2% |
| Towne Bank | $2,155,000 | $2,780,000 | 29.0% | 0.2% |
| BETTER MORTGAGE CORPORATION | $16,175,000 | $2,515,000 | -84.5% | 0.2% |
| SOUTHERN TRUST MORTGAGE, LLC | $22,595,000 | $2,500,000 | -88.9% | 0.2% |
| NEWREZ LLC | $11,325,000 | $2,275,000 | -79.9% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $8,000,000 | $2,115,000 | -73.6% | 0.2% |
| AgFirst Farm Credit Bank | $3,520,000 | $2,090,000 | -40.6% | 0.2% |
| Goldman Sachs Bank USA | $1,960,000 | n/a | 0.2% | |
| COASTAL Federal Credit Union | $4,385,000 | $1,915,000 | -56.3% | 0.2% |
| United Bank | $295,000 | $1,880,000 | 537.3% | 0.2% |
| 1ST SIGNATURE LENDING, LLC | $220,000 | $1,875,000 | 752.3% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $3,235,000 | $1,785,000 | -44.8% | 0.1% |
| Armed Forces Bank | $1,780,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $820,000 | $1,780,000 | 117.1% | 0.1% |
| Charles Schwab Bank, SSB | $365,000 | $1,675,000 | 358.9% | 0.1% |
| South State Bank | $435,000 | $1,645,000 | 278.2% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $275,000 | $1,630,000 | 492.7% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,565,000 | n/a | 0.1% | |
| Amalgamated Bank | $1,530,000 | n/a | 0.1% | |
| ACADEMY MORTGAGE CORPORATION | $125,000 | $1,515,000 | 1,112.0% | 0.1% |
| SPRING EQ, LLC | $415,000 | $1,485,000 | 257.8% | 0.1% |
| NBH Bank | $650,000 | $1,465,000 | 125.4% | 0.1% |
| Southern Bank and Trust Company | $330,000 | $1,440,000 | 336.4% | 0.1% |
| HOMESTEAD FUNDING CORP. | $1,680,000 | $1,430,000 | -14.9% | 0.1% |
| AMERICAN FINANCING CORPORATION | $2,720,000 | $1,410,000 | -48.2% | 0.1% |
| Mid-Continent Funding, Inc. | $265,000 | $1,410,000 | 432.1% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $600,000 | $1,395,000 | 132.5% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $1,080,000 | $1,390,000 | 28.7% | 0.1% |
| UBS Bank USA | $2,190,000 | $1,385,000 | -36.8% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $115,000 | $1,380,000 | 1,100.0% | 0.1% |
| United Community Bank | $265,000 | $1,375,000 | 418.9% | 0.1% |
| ITHINK FINANCIAL Credit Union | $1,355,000 | n/a | 0.1% | |
| The Huntington National Bank | $115,000 | $1,350,000 | 1,073.9% | 0.1% |
| THE MORTGAGE FIRM, INC. | $2,375,000 | $1,345,000 | -43.4% | 0.1% |
| Cf Bank | $345,000 | $1,335,000 | 287.0% | 0.1% |
| OVM FINANCIAL, INC. | $2,720,000 | $1,325,000 | -51.3% | 0.1% |
| Figure Lending LLC | $265,000 | $1,320,000 | 398.1% | 0.1% |
| Carrington Mortgage Services, LLC | $1,525,000 | $1,315,000 | -13.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $6,040,000 | $1,280,000 | -78.8% | 0.1% |
| The Central Trust Bank | $530,000 | $1,275,000 | 140.6% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $1,270,000 | n/a | 0.1% | |
| BNC National Bank | $5,325,000 | $1,255,000 | -76.4% | 0.1% |
| MCLEAN MORTGAGE CORPORATION | $1,275,000 | $1,250,000 | -2.0% | 0.1% |
| Pinnacle Bank | $1,555,000 | $1,235,000 | -20.6% | 0.1% |
| Regions Bank | $1,195,000 | $1,210,000 | 1.3% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,050,000 | $1,210,000 | 15.2% | 0.1% |
| SIRVA MORTGAGE, INC. | $445,000 | $1,205,000 | 170.8% | 0.1% |
| Magnolia Bank | $605,000 | $1,195,000 | 97.5% | 0.1% |
| Truliant Federal Credit Union | $825,000 | $1,170,000 | 41.8% | 0.1% |
| Fifth Third Bank | $2,805,000 | $1,160,000 | -58.6% | 0.1% |
| UMB Bank | $355,000 | $1,155,000 | 225.4% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,110,000 | $1,125,000 | 1.4% | 0.1% |
| Raymond James Bank | $1,110,000 | n/a | 0.1% | |
| Ameris Bank | $6,450,000 | $1,105,000 | -82.9% | 0.1% |
| CORNING | $185,000 | $1,085,000 | 486.5% | 0.1% |
| CERTAINTY HOME LOANS, LLC | $4,615,000 | $1,075,000 | -76.7% | 0.1% |
| NBKC BANK | $4,600,000 | $1,065,000 | -76.8% | 0.1% |
| Capital Bank | $1,975,000 | $1,050,000 | -46.8% | 0.1% |
| Renasant Bank | $3,080,000 | $1,050,000 | -65.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $935,000 | $1,000,000 | 7.0% | 0.1% |
| WesBanco Bank, Inc. | $485,000 | $995,000 | 105.2% | 0.1% |
| EVANSVILLE TEACHERS | $955,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,140,000 | $955,000 | -55.4% | 0.1% |
| Mutual Federal Bank | $940,000 | n/a | 0.1% | |
| RUOFF MORTGAGE COMPANY, INC. | $1,100,000 | $940,000 | -14.5% | 0.1% |
| Sunflower Bank | $1,575,000 | $940,000 | -40.3% | 0.1% |
| AMERIFIRST FINANCIAL CORPORATION | $635,000 | $935,000 | 47.2% | 0.1% |
| First Mortgage Solutions, LLC | $1,120,000 | $935,000 | -16.5% | 0.1% |
| CLEARPATH LENDING | $7,190,000 | $930,000 | -87.1% | 0.1% |
| George Mason Mortgage, LLC | $1,440,000 | $930,000 | -35.4% | 0.1% |
| Lincoln FSB of Nebraska | $930,000 | n/a | 0.1% | |
| ACOPIA, LLC | $1,370,000 | $920,000 | -32.8% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $1,225,000 | $915,000 | -25.3% | 0.1% |
| LOANFLIGHT LENDING, LLC | $910,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $295,000 | $905,000 | 206.8% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,120,000 | $905,000 | -57.3% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $875,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $5,880,000 | $860,000 | -85.4% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $855,000 | n/a | 0.1% | |
| ALLEGACY FEDERAL CREDIT UNION | $235,000 | $845,000 | 259.6% | 0.1% |
| EVERETT FINANCIAL, INC. | $380,000 | $845,000 | 122.4% | 0.1% |
| Citadel Servicing Corporation | $825,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $3,085,000 | $815,000 | -73.6% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,905,000 | $810,000 | -57.5% | 0.1% |
| ARC HOME LLC | $1,455,000 | $805,000 | -44.7% | 0.1% |
| Atlantic Coast Mortgage, LLC | $880,000 | $805,000 | -8.5% | 0.1% |
| Franklin Savings Bank | $805,000 | n/a | 0.1% | |
| The Northern Trust Company | $775,000 | $805,000 | 3.9% | 0.1% |
| Nations Lending Corporation | $625,000 | $800,000 | 28.0% | 0.1% |
| Community First National Bank | $790,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $1,745,000 | $770,000 | -55.9% | 0.1% |
| Lumbee Guaranty Bank | $770,000 | n/a | 0.1% | |
| Northwest Federal Credit Union | $385,000 | $770,000 | 100.0% | 0.1% |
| FineMark National Bank & Trust | $755,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $1,265,000 | $745,000 | -41.1% | 0.1% |
| Ally Bank | $535,000 | $730,000 | 36.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,410,000 | $715,000 | -49.3% | 0.1% |
| First Guaranty Mortgage Corporation | $4,370,000 | $710,000 | -83.8% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $370,000 | $710,000 | 91.9% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $1,945,000 | $680,000 | -65.0% | 0.1% |
| A&D Mortgage LLC | $675,000 | n/a | 0.1% | |
| HUNT MORTGAGE CORPORATION | $670,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $1,985,000 | $665,000 | -66.5% | 0.1% |
| SWBC MORTGAGE CORPORATION | $245,000 | $650,000 | 165.3% | 0.1% |
| First Western Trust Bank | $415,000 | $645,000 | 55.4% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $295,000 | $640,000 | 116.9% | 0.1% |
| Coastal Carolina National Bank | $355,000 | $635,000 | 78.9% | 0.1% |
| FRANKLIN MINT | $625,000 | n/a | 0.1% | |
| Johnson Bank | $625,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $860,000 | $615,000 | -28.5% | 0.1% |
| City National Bank | $610,000 | n/a | 0.1% | |
| Marine Federal Credit Union | $595,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $415,000 | $580,000 | 39.8% | 0.0% |
| M&T Bank | $2,400,000 | $575,000 | -76.0% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $135,000 | $565,000 | 318.5% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,505,000 | $560,000 | -62.8% | 0.0% |
| Equity Prime Mortgage LLC | $560,000 | n/a | 0.0% | |
| 1st Colonial Community Bank | $555,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $365,000 | $555,000 | 52.1% | 0.0% |
| SOUTH CENTRAL BANK, INC. | $555,000 | n/a | 0.0% | |
| HOMESTAR FINANCIAL CORPORATION | $225,000 | $550,000 | 144.4% | 0.0% |
| LADERA LENDING, INC. | $1,440,000 | $550,000 | -61.8% | 0.0% |
| Colonial Savings, F.A. | $135,000 | $545,000 | 303.7% | 0.0% |
| Allen Tate Mortgage Partners, LLC | $535,000 | n/a | 0.0% | |
| The Farmers & Merchants State Bank | $515,000 | n/a | 0.0% | |
| North State Bank | $675,000 | $505,000 | -25.2% | 0.0% |
| Uwharrie Bank | $1,280,000 | $500,000 | -60.9% | 0.0% |
| West Town Bank & Trust | $570,000 | $495,000 | -13.2% | 0.0% |
| Corporate Investors Mortgage Group, Inc. | $1,275,000 | $485,000 | -62.0% | 0.0% |
| THRIVE MORTGAGE, LLC | $480,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $780,000 | $465,000 | -40.4% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $75,000 | $455,000 | 506.7% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $285,000 | $445,000 | 56.1% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $435,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $435,000 | n/a | 0.0% | |
| Service Federal Credit Union | $75,000 | $435,000 | 480.0% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $245,000 | $435,000 | 77.6% | 0.0% |
| Atlantic Union Bank | $425,000 | n/a | 0.0% | |
| EASTMAN | $425,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $295,000 | $425,000 | 44.1% | 0.0% |
| NTFN, INC. | $425,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $3,710,000 | $425,000 | -88.5% | 0.0% |
| ALLIANT CREDIT UNION | $305,000 | $415,000 | 36.1% | 0.0% |
| Carolina Farm Credit, ACA | $2,565,000 | $410,000 | -84.0% | 0.0% |
| BancorpSouth Bank | $405,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $325,000 | $405,000 | 24.6% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $195,000 | $405,000 | 107.7% | 0.0% |
| RESIDENTIAL BANCORP. | $405,000 | n/a | 0.0% | |
| State Bank of Lizton | $405,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $395,000 | n/a | 0.0% | |
| HANSCOM | $395,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,170,000 | $390,000 | -66.7% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $255,000 | $385,000 | 51.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $380,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $375,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $385,000 | $375,000 | -2.6% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $365,000 | n/a | 0.0% | |
| Inwood National Bank | $365,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $215,000 | $365,000 | 69.8% | 0.0% |
| Academy Bank | $355,000 | n/a | 0.0% | |
| Discover Bank | $120,000 | $355,000 | 195.8% | 0.0% |
| First Federal Bank | $1,055,000 | $355,000 | -66.4% | 0.0% |
| Texana Bank | $145,000 | $355,000 | 144.8% | 0.0% |
| HAMILTON HOME LOANS, INC. | $345,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $345,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $560,000 | $335,000 | -40.2% | 0.0% |
| LENDINGONE, LLC | $255,000 | $330,000 | 29.4% | 0.0% |
| Commerce Home Mortgage, Inc. | $325,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $35,000 | $325,000 | 828.6% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,595,000 | $315,000 | -80.3% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $315,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $305,000 | n/a | 0.0% | |
| Mortgage Network, Inc. | $650,000 | $305,000 | -53.1% | 0.0% |
| RBC Bank, (Georgia) | $620,000 | $305,000 | -50.8% | 0.0% |
| UNITED MORTGAGE CORP. | $305,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $2,075,000 | $295,000 | -85.8% | 0.0% |
| T2 FINANCIAL LLC | $135,000 | $295,000 | 118.5% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $290,000 | n/a | 0.0% | |
| RESOURCE FINANCIAL SERVICES, INC. | $725,000 | $290,000 | -60.0% | 0.0% |
| Acre Mortgage and Financial Inc | $285,000 | n/a | 0.0% | |
| MILEND, INC. | $275,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $270,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $330,000 | $270,000 | -18.2% | 0.0% |
| First Heritage Mortgage, LLC | $1,210,000 | $265,000 | -78.1% | 0.0% |
| Old National Bank | $265,000 | n/a | 0.0% | |
| TOWER | $1,060,000 | $260,000 | -75.5% | 0.0% |
| Auto Club Trust, FSB | $255,000 | n/a | 0.0% | |
| Axos Bank | $580,000 | $255,000 | -56.0% | 0.0% |
| Deere Employees Credit Union | $585,000 | $255,000 | -56.4% | 0.0% |
| FOUNDERS FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| NEXTMARK | $110,000 | $255,000 | 131.8% | 0.0% |
| Union Savings Bank | $255,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $235,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $235,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $470,000 | $235,000 | -50.0% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $225,000 | n/a | 0.0% | |
| VISIONBank | $225,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $215,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $215,000 | n/a | 0.0% | |
| FIRST BANCORP, INC. | $215,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $215,000 | n/a | 0.0% | |
| Towne Mortgage of the Carolinas, LLC | $490,000 | $215,000 | -56.1% | 0.0% |
| CIS Financial Services, Inc. | $235,000 | $205,000 | -12.8% | 0.0% |
| FirstBank | $610,000 | $205,000 | -66.4% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| First Reliance Bank | $195,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $510,000 | $195,000 | -61.8% | 0.0% |
| AMWEST FUNDING CORP. | $225,000 | $185,000 | -17.8% | 0.0% |
| Superior Credit Union, Inc. | $185,000 | n/a | 0.0% | |
| CAPITAL CENTER, L.L.C. | $3,985,000 | $175,000 | -95.6% | 0.0% |
| KELLER MORTGAGE, LLC | $5,085,000 | $175,000 | -96.6% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $235,000 | $165,000 | -29.8% | 0.0% |
| INTERCAP LENDING INC. | $165,000 | n/a | 0.0% | |
| Old Second National Bank | $165,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $990,000 | $165,000 | -83.3% | 0.0% |
| Bethpage Federal Credit Union | $105,000 | $160,000 | 52.4% | 0.0% |
| Advance Financial Group, LLC | $155,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $700,000 | $155,000 | -77.9% | 0.0% |
| CAROLINAS TELCO FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $135,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $1,055,000 | $125,000 | -88.2% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $235,000 | $125,000 | -46.8% | 0.0% |
| C & F Mortgage Corporation | $225,000 | $115,000 | -48.9% | 0.0% |
| Hometown Equity Mortgage, LLC | $115,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $115,000 | n/a | 0.0% | |
| SHELTER HOME MORTGAGE, LLC | $115,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $105,000 | n/a | 0.0% | |
| Anderson Brothers Bank | $95,000 | n/a | 0.0% | |
| CNB Bank | $505,000 | $75,000 | -85.1% | 0.0% |
| CSL Financial, LLC | $75,000 | n/a | 0.0% | |
| Baxter Credit Union | $450,000 | $55,000 | -87.8% | 0.0% |
| BMO Harris Bank | $360,000 | $35,000 | -90.3% | 0.0% |
| Carter Bank & Trust | $35,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $20,000 | $25,000 | 25.0% | 0.0% |
Pinehurst - Southern Pines's top lender by overall market share is First Bank, with 5.6% market share. In second place, with 5.4%, is First-Citizens Bank & Trust Company, having originated $65,550,000 in loans. In third place, with 4.8%, is Prosperity Home Mortgage, LLC, having originated $58,030,000 in loans. In fourth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $58,025,000 in loans. In fifth place, with 4.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $53,425,000 in loans.
Pinehurst - Southern Pines Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Pinehurst - Southern Pines (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $299,900 (1.3%) | $379,508 (4.2%) | 0.00 | 837 |
| 2018-02-01 | $301,137 (2.5%) | $384,663 (4.8%) | 0.00 | 832 |
| 2018-03-01 | $309,950 (3.8%) | $389,808 (6.1%) | 0.00 | 843 |
| 2018-04-01 | $308,344 (3.0%) | $390,998 (6.3%) | 0.00 | 872 |
| 2018-05-01 | $300,000 (0.0%) | $387,286 (4.9%) | 0.00 | 899 |
| 2018-06-01 | $300,000 (0.3%) | $391,773 (6.8%) | 0.00 | 884 |
| 2018-07-01 | $307,566 (2.9%) | $393,962 (7.6%) | 0.00 | 830 |
| 2018-08-01 | $305,500 (1.9%) | $391,360 (6.2%) | 0.00 | 821 |
| 2018-09-01 | $306,815 (2.3%) | $386,721 (3.8%) | 0.00 | 808 |
| 2018-10-01 | $309,168 (3.1%) | $387,944 (5.0%) | 0.00 | 785 |
| 2018-11-01 | $306,816 (2.3%) | $385,798 (2.4%) | 0.00 | 769 |
| 2018-12-01 | $304,950 (1.7%) | $386,789 (2.3%) | 0.00 | 761 |
| 2019-01-01 | $307,000 (2.4%) | $390,857 (3.0%) | 0.00 | 716 |
| 2019-02-01 | $312,500 (3.8%) | $396,205 (3.0%) | 0.00 | 739 |
| 2019-03-01 | $318,416 (2.7%) | $412,624 (5.9%) | 0.00 | 719 |
| 2019-04-01 | $323,985 (5.1%) | $428,055 (9.5%) | 0.00 | 716 |
| 2019-05-01 | $336,250 (12.1%) | $431,560 (11.4%) | 0.00 | 713 |
| 2019-06-01 | $333,860 (11.3%) | $424,199 (8.3%) | 0.00 | 715 |
| 2019-07-01 | $334,360 (8.7%) | $428,895 (8.9%) | 0.00 | 679 |
| 2019-08-01 | $332,678 (8.9%) | $428,178 (9.4%) | 0.00 | 675 |
| 2019-09-01 | $331,115 (7.9%) | $426,861 (10.4%) | 0.00 | 671 |
| 2019-10-01 | $329,950 (6.7%) | $426,222 (9.9%) | 0.00 | 667 |
| 2019-11-01 | $329,900 (7.5%) | $432,634 (12.1%) | 0.00 | 624 |
| 2019-12-01 | $331,865 (8.8%) | $440,093 (13.8%) | 0.00 | 588 |
| 2020-01-01 | $333,595 (8.7%) | $436,811 (11.8%) | 0.00 | 561 |
| 2020-02-01 | $339,205 (8.6%) | $429,585 (8.4%) | 0.00 | 549 |
| 2020-03-01 | $339,450 (6.6%) | $427,843 (3.7%) | 0.00 | 576 |
| 2020-04-01 | $337,179 (4.1%) | $414,272 (-3.2%) | 0.00 | 589 |
| 2020-05-01 | $339,450 (1.0%) | $417,576 (-3.2%) | 0.00 | 528 |
| 2020-06-01 | $335,750 (0.6%) | $424,670 (0.1%) | 0.00 | 468 |
| 2020-07-01 | $329,988 (-1.3%) | $424,742 (-1.0%) | 0.00 | 415 |
| 2020-08-01 | $330,000 (-0.8%) | $437,839 (2.3%) | 0.00 | 399 |
| 2020-09-01 | $342,820 (3.5%) | $442,130 (3.6%) | 0.00 | 372 |
| 2020-10-01 | $345,000 (4.6%) | $444,511 (4.3%) | 0.00 | 328 |
| 2020-11-01 | $349,290 (5.9%) | $441,107 (2.0%) | 0.00 | 305 |
| 2020-12-01 | $347,000 (4.6%) | $457,739 (4.0%) | 0.00 | 277 |
| 2021-01-01 | $362,815 (8.8%) | $493,969 (13.1%) | 0.00 | 207 |
| 2021-02-01 | $364,320 (7.4%) | $498,113 (16.0%) | 0.00 | 175 |
| 2021-03-01 | $357,475 (5.3%) | $479,964 (12.2%) | 0.00 | 236 |
| 2021-04-01 | $364,360 (8.1%) | $479,307 (15.7%) | 0.00 | 270 |
| 2021-05-01 | $364,900 (7.5%) | $527,880 (26.4%) | 0.00 | 139 |
| 2021-06-01 | $372,475 (10.9%) | $504,552 (18.8%) | 0.00 | 152 |
| 2021-07-01 | $377,000 (14.3%) | $529,372 (24.6%) | 0.00 | 155 |
| 2021-08-01 | $382,292 (15.9%) | $507,236 (15.9%) | 0.00 | 185 |
| 2021-09-01 | $385,000 (12.3%) | $485,668 (9.9%) | 0.00 | 184 |
| 2021-10-01 | $389,698 (13.0%) | $513,057 (15.4%) | 0.00 | 192 |
| 2021-11-01 | $399,000 (14.2%) | $588,283 (33.4%) | 0.00 | 195 |
| 2021-12-01 | $399,000 (15.0%) | $584,620 (27.7%) | 0.00 | 158 |
| 2022-01-01 | $399,000 (10.0%) | $604,068 (22.3%) | 0.00 | 144 |
| 2022-02-01 | $432,313 (18.7%) | $656,980 (31.9%) | 0.00 | 100 |
| 2022-03-01 | $464,000 (29.8%) | $621,767 (29.5%) | 0.00 | 104 |
| 2022-04-01 | $452,500 (24.2%) | $616,449 (28.6%) | 0.00 | 134 |
| 2022-05-01 | $449,925 (23.3%) | $571,905 (8.3%) | 0.00 | 181 |
| 2022-06-01 | $449,900 (20.8%) | $612,802 (21.5%) | 0.00 | 221 |
| 2022-07-01 | $455,150 (20.7%) | $609,391 (15.1%) | 0.00 | 251 |
| 2022-08-01 | $447,700 (17.1%) | $592,205 (16.8%) | 0.00 | 291 |
| 2022-09-01 | $456,171 (18.5%) | $583,502 (20.1%) | 0.00 | 323 |
| 2022-10-01 | $459,000 (17.8%) | $587,254 (14.5%) | 0.00 | 351 |
| 2022-11-01 | $449,975 (12.8%) | $576,115 (-2.1%) | 0.00 | 364 |
| 2022-12-01 | $449,950 (12.8%) | $567,433 (-2.9%) | 0.00 | 349 |
| 2023-01-01 | $449,500 (12.7%) | $558,063 (-7.6%) | 0.00 | 316 |
| 2023-02-01 | $447,600 (3.5%) | $552,698 (-15.9%) | 0.00 | 269 |
Pinehurst - Southern Pines's median listing price for 2023-02-01 was $447,600, a difference of
$15,287
(3.5%) versus the prior year and
$-1,900 versus the prior month.
Pinehurst - Southern Pines's median listing price comes in at 0% of the national average.
Pinehurst - Southern Pines's average listing price for 2023-02-01 was $552,698, a difference of $-104,282 (-15.9%) versus the prior year and $-5,365 versus the prior month.
For the 2023-02-01 period, Pinehurst - Southern Pines had 269 MLS listings, a difference of -47 listings (-15%) versus the prior month and 169 listings (169%) versus the prior year.
Pinehurst - Southern Pines's median listing price comes in at 0% of the national average.
Pinehurst - Southern Pines's average listing price for 2023-02-01 was $552,698, a difference of $-104,282 (-15.9%) versus the prior year and $-5,365 versus the prior month.
For the 2023-02-01 period, Pinehurst - Southern Pines had 269 MLS listings, a difference of -47 listings (-15%) versus the prior month and 169 listings (169%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Pinehurst - Southern Pines (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,500 sqft |
| 2018-02-01 | 0 days | 2,500 sqft |
| 2018-03-01 | 0 days | 2,500 sqft |
| 2018-04-01 | 0 days | 2,500 sqft |
| 2018-05-01 | 0 days | 2,500 sqft |
| 2018-06-01 | 0 days | 2,500 sqft |
| 2018-07-01 | 0 days | 2,515 sqft |
| 2018-08-01 | 0 days | 2,500 sqft |
| 2018-09-01 | 0 days | 2,500 sqft |
| 2018-10-01 | 0 days | 2,500 sqft |
| 2018-11-01 | 0 days | 2,500 sqft |
| 2018-12-01 | 0 days | 2,500 sqft |
| 2019-01-01 | 0 days | 2,500 sqft |
| 2019-02-01 | 0 days | 2,448 sqft |
| 2019-03-01 | 0 days | 2,480 sqft |
| 2019-04-01 | 0 days | 2,538 sqft |
| 2019-05-01 | 0 days | 2,558 sqft |
| 2019-06-01 | 0 days | 2,538 sqft |
| 2019-07-01 | 0 days | 2,548 sqft |
| 2019-08-01 | 0 days | 2,548 sqft |
| 2019-09-01 | 0 days | 2,551 sqft |
| 2019-10-01 | 0 days | 2,552 sqft |
| 2019-11-01 | 0 days | 2,510 sqft |
| 2019-12-01 | 0 days | 2,552 sqft |
| 2020-01-01 | 0 days | 2,506 sqft |
| 2020-02-01 | 0 days | 2,513 sqft |
| 2020-03-01 | 0 days | 2,527 sqft |
| 2020-04-01 | 0 days | 2,501 sqft |
| 2020-05-01 | 0 days | 2,500 sqft |
| 2020-06-01 | 0 days | 2,501 sqft |
| 2020-07-01 | 0 days | 2,492 sqft |
| 2020-08-01 | 0 days | 2,495 sqft |
| 2020-09-01 | 0 days | 2,529 sqft |
| 2020-10-01 | 0 days | 2,536 sqft |
| 2020-11-01 | 0 days | 2,519 sqft |
| 2020-12-01 | 0 days | 2,503 sqft |
| 2021-01-01 | 0 days | 2,500 sqft |
| 2021-02-01 | 0 days | 2,334 sqft |
| 2021-03-01 | 0 days | 2,308 sqft |
| 2021-04-01 | 0 days | 2,332 sqft |
| 2021-05-01 | 0 days | 2,240 sqft |
| 2021-06-01 | 0 days | 2,287 sqft |
| 2021-07-01 | 0 days | 2,262 sqft |
| 2021-08-01 | 0 days | 2,317 sqft |
| 2021-09-01 | 0 days | 2,286 sqft |
| 2021-10-01 | 0 days | 2,290 sqft |
| 2021-11-01 | 0 days | 2,382 sqft |
| 2021-12-01 | 0 days | 2,364 sqft |
| 2022-01-01 | 0 days | 2,387 sqft |
| 2022-02-01 | 0 days | 2,344 sqft |
| 2022-03-01 | 0 days | 2,455 sqft |
| 2022-04-01 | 0 days | 2,445 sqft |
| 2022-05-01 | 0 days | 2,424 sqft |
| 2022-06-01 | 0 days | 2,415 sqft |
| 2022-07-01 | 0 days | 2,500 sqft |
| 2022-08-01 | 0 days | 2,449 sqft |
| 2022-09-01 | 0 days | 2,485 sqft |
| 2022-10-01 | 0 days | 2,500 sqft |
| 2022-11-01 | 0 days | 2,449 sqft |
| 2022-12-01 | 0 days | 2,480 sqft |
| 2023-01-01 | 0 days | 2,444 sqft |
| 2023-02-01 | 0 days | 2,411 sqft |
Pinehurst - Southern Pines's median listing age (time on market) for 2023-02-01 was 0 days.
Pinehurst - Southern Pines's median square footage for active listings during the 2023-02-01 period was 2,411 sqft. One year prior, the average listing was 2,344 sqft.
Pinehurst - Southern Pines's median square footage for active listings during the 2023-02-01 period was 2,411 sqft. One year prior, the average listing was 2,344 sqft.
Pinehurst-Southern Pines, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,199 | $838,675,000 | $381,389 |
| Cash Out Refi | 599 | $172,875,000 | $288,606 |
| Refi | 506 | $112,530,000 | $222,391 |
| Other | 358 | $50,390,000 | $140,754 |
| Home Improvement | 318 | $37,890,000 | $119,151 |
Pinehurst - Southern Pines's most frequently cited loan purpose was Home Purchase, with 2,199 originations. The 2nd most popular reason was Cash Out Refi, with 599 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,090 | $327,720,000 | $300,661 |
| 4-5% | 982 | $333,600,000 | $339,715 |
| 5-6% | 790 | $253,560,000 | $320,962 |
| 6-7% | 408 | $108,580,000 | $266,127 |
| 2.5-3% | 401 | $119,005,000 | $296,771 |
| <2.5% | 122 | $35,300,000 | $289,344 |
| 7-8% | 102 | $23,490,000 | $230,294 |
| Over 8% | 72 | $7,240,000 | $100,556 |
During 2022, Pinehurst - Southern Pines's most frequently originated rate bucket was 3-4%, with 1,090 originations.
Loan Sizing (Pinehurst-Southern Pines, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,651 | $487,585,000 | $295,327 |
| $100k-200k | 782 | $113,030,000 | $144,540 |
| $400k-600k | 753 | $355,785,000 | $472,490 |
| $100,000 or less | 552 | $32,600,000 | $59,058 |
| $600k-1000k | 191 | $137,405,000 | $719,398 |
| $Over $1MM | 51 | $85,955,000 | $1,685,392 |
Pinehurst - Southern Pines's loan sizing saw the bucket of loans from $200k-400k with 1,651 originations, totaling $487,585,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,396 | $525,790,000 | $376,640 |
| 60-80% | 915 | $320,335,000 | $350,093 |
| 40-60% | 488 | $143,930,000 | $294,939 |
| 20-40% | 458 | $66,550,000 | $145,306 |
| Under 20% | 393 | $28,975,000 | $73,728 |
| Over 100% | 297 | $117,115,000 | $394,327 |
Pinehurst - Southern Pines's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,396 originations, totaling $525,790,000 in origination value.