Pinehurst - Southern Pines Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Pinehurst - Southern Pines averaged 6.21% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.18% and one month ago for the week of 2022-05-19, the average rate was 5.55%.

Pinehurst - Southern Pines's average rate one year ago was 2.91%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Pinehurst - Southern Pines 30 Year Fixed Rate 2022-06-23 6.21%
Pinehurst - Southern Pines 30 Year Fixed Rate Refi 2022-06-23 5.92%
Pinehurst - Southern Pines 15 Year Fixed Rate 2022-06-23 5.1%
Pinehurst - Southern Pines 15 Year Fixed Rate Refi 2022-06-23 5.39%
Pinehurst - Southern Pines 30 Year FHA 2022-06-23 0.03%
Pinehurst - Southern Pines 30 Year FHA Refi 2022-06-23 -0.07%
Pinehurst - Southern Pines 30 Year USDA 2022-06-23 0.14%
Pinehurst - Southern Pines 30 Year USDA Refi 2022-06-23 -0.29%
Pinehurst - Southern Pines 30 Year VA 2022-06-23 0.15%
Pinehurst - Southern Pines 30 Year VA Refi 2022-06-23 0.06%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pinehurst-Southern Pines, NC.

Pinehurst - Southern Pines Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Pinehurst-Southern Pines, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 220 3.03% $4,551
NFM, INC. 194 3.12% $3,509
STATE EMPLOYEES' 100 3.29% $3,996
First-Citizens Bank & Trust Company 92 3.11% $3,995
Truist Bank 87 2.97% $4,204
MOVEMENT MORTGAGE, LLC 86 3.04% $3,794
Wells Fargo Bank 75 3.06% $3,039
Prosperity Home Mortgage, LLC 67 3.21% $4,135
First Bank 60 3.00% $4,069
GoPrime Mortgage, Inc. 56 2.95% $2,809
UNITED WHOLESALE MORTGAGE, LLC 54 3.08% $3,953
Alcova Mortgage LLC 47 2.97% $2,619
CMG MORTGAGE, INC. 39 3.13% $4,306
LOANDEPOT.COM, LLC 38 2.99% $3,927
CORNERSTONE HOME LENDING, INC. 31 3.09% $4,224
Bank of America 29 2.75% $3,494
BETTER MORTGAGE CORPORATION 29 2.94% $3,089
First National Bank of Pennsylvania 28 2.94% $3,393
American Security Mortgage Corp. 27 2.79% $3,148
The Fidelity Bank 26 3.13% $3,372
NAVY FEDERAL CREDIT UNION 25 3.20% $4,603
JPMorgan Chase Bank 24 2.90% $2,595
PNC Bank 24 2.95% $3,653
AMERISAVE MORTGAGE CORPORATION 21 2.98% $4,600
CALIBER HOME LOANS, INC. 20 3.24% $4,225
Mr. Cooper ( Nationstar Mortgage ) 19 3.33% $5,019
NEWREZ LLC 16 3.02% $5,161
SOUTHERN TRUST MORTGAGE, LLC 16 3.08% $3,747
UNION HOME MORTGAGE CORP. 15 3.00% $4,222
PENNYMAC LOAN SERVICES, LLC 15 3.07% $5,039
Wyndham Capital Mortgage, Inc. 15 2.93% $1,747
Blue Ridge Bank 14 3.45% $4,666
LOCAL GOVERNMENT FEDERAL CREDIT UNION 14 3.32% $3,622
HOME POINT FINANCIAL CORPORATION 14 3.08% $3,820
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 3.17% $3,274
Flagstar Bank, FSB 12 3.03% $3,378
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 12 3.18% $4,263
Stifel Bank and Trust 12 2.82% $2,780
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 12 3.18% $3,626
RESIDENTIAL MORTGAGE SERVICES, INC. 12 3.08% $3,819
GUARANTEED RATE, INC. 12 3.06% $3,929
HOMESIDE FINANCIAL, LLC 11 3.09% $3,618
U.S. Bank 11 3.04% $4,871
BROKER SOLUTIONS, INC. 11 2.90% $4,426
Renasant Bank 10 2.99% $2,636
AMERICAN FINANCIAL NETWORK, INC. 10 3.08% $6,517
Ameris Bank 10 3.09% $3,637
TD Bank 10 3.11% $4,300
SUCCESS MORTGAGE PARTNERS, INC. 10 3.35% $4,702
CAPITAL CENTER, L.L.C. 10 3.09% $1,500
KELLER MORTGAGE, LLC 10 3.08% $2,715
InterContinental Capital Group, Inc 9 2.86% $3,447
FREEDOM MORTGAGE CORPORATION 9 3.07% $3,972
EQUITY RESOURCES, INC. 9 2.90% $3,385
PENTAGON FEDERAL CREDIT UNION 9 3.00% $3,146
First Horizon Bank 8 3.12% $4,204
INTERCOASTAL MORTGAGE COMPANY 8 3.17% $3,648
CROSSCOUNTRY MORTGAGE, LLC 7 3.41% $4,350
CERTAINTY HOME LOANS, LLC 7 3.09% $5,898
AMERICAN FINANCING CORPORATION 7 3.21% $4,635
Citizens Bank 7 3.02% $3,040
Northpointe Bank 6 3.17% $4,484
Fifth Third Bank 5 3.10% $4,218
JET HOMELOANS, LLC 5 3.57% $3,749
ANGEL OAK HOME LOANS LLC 5 4.52% $8,424
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 3.33% $3,273
RELIANCE FIRST CAPITAL, LLC 5 3.00% $6,737
COASTAL Federal Credit Union 5 2.86% $3,223
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 3.10% $3,559
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 3.48% $4,442
Morgan Stanley Private Bank 5 3.16% $3,811
Wolfe Financial, Inc 4 3.31% $3,494
First Home Bank 4 3.47% $14,515
Towne Bank 4 3.09% $3,566
VANDERBILT MORTGAGE AND FINANCE, INC. 4 3.34% $4,616
HOMESTEAD FUNDING CORP. 4 2.91% $3,066
George Mason Mortgage, LLC 4 2.90% $3,031
KeyBank 4 2.84% $3,461
THE MORTGAGE FIRM, INC. 4 3.34% $3,580
ARC HOME LLC 4 4.04% $3,005
EMM LOANS LLC 4 2.84% $6,436
EMBRACE HOME LOANS, INC. 3 3.00% $5,067
The Federal Savings Bank 3 3.17% $2,978
Mortgage Research Center, LLC 3 2.83% $3,950
GUARANTEED RATE AFFINITY, LLC 3 3.63% $3,093
AMERIFIRST FINANCIAL CORPORATION 3 3.67% $4,073
LADERA LENDING, INC. 3 3.00% $5,123
GUILD MORTGAGE COMPANY 3 3.75% $3,430
Strong Home Mortgage, LLC 3 3.00% $978
OVM FINANCIAL, INC. 3 3.04% $3,283
Paramount Residential Mortgage Group, Inc. 3 3.46% $6,315
Corporate Investors Mortgage Group, Inc. 3 3.13% $4,762
Regions Bank 3 3.00% $4,480
Capital City Home Loans, LLC 3 2.63% $2,973
RUOFF MORTGAGE COMPANY, INC. 3 2.92% $1,621
First Guaranty Mortgage Corporation 3 3.67% $17,995
SOFI LENDING CORP. 3 2.88% $4,632
MUTUAL OF OMAHA MORTGAGE, INC. 3 3.13% $3,734
ZILLOW HOME LOANS, LLC 2 3.06% $4,711
AgFirst Farm Credit Bank 2 3.44% $6,572
Alpha Mortgage Corporation 2 3.63% $3,911
Assurance Financial Group, L.L.C. 2 3.25% $3,072
Axos Bank 2 3.00% $1,597
BNC National Bank 2 3.25% $5,766
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 3.00% $3,381
DRAPER AND KRAMER MORTGAGE CORP. 2 3.06% $3,027
FINANCE OF AMERICA MORTGAGE LLC 2 3.31% $6,218
First Federal Bank 2 3.13% $5,691
First Mortgage Solutions, LLC 2 2.63% $5,000
GMFS LLC 2 3.06% $4,496
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 3.06% $3,222
LAKEVIEW LOAN SERVICING, LLC 2 3.56% $2,936
LAND HOME FINANCIAL SERVICES, INC. 2 3.44% $6,359
Manufacturers and Traders Trust Company 2 3.31% $5,256
MORTGAGE FINANCIAL GROUP, INC. 2 3.13% $5,421
NORTHEAST HOME LOAN, LLC 2 2.75% $4,036
NP, Inc. 2 3.37% $3,774
Paramount Bank 2 2.81% $3,035
Plains Commerce Bank 2 2.94% $6,626
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.69% $2,759
RAPID MORTGAGE COMPANY 2 2.88% $4,067
RBC Bank, (Georgia) 2 2.94% $2,381
SeaTrust Mortgage Company 2 3.00% $4,240
Shamrock Home Loans, Inc. 2 3.19% $4,291
Third Federal Savings and Loan Association of Cleveland 2 2.84% $2,465
TOWNE MORTGAGE COMPANY 2 3.13% $4,769
Truliant Federal Credit Union 2 3.31% $2,788
UBS Bank USA 2 3.00% $4,486
Uwharrie Bank 2 3.44% $2,048
First United Bank and Trust Company 1 2.88% $3,042
Mortgage Assurance Inc. 1 2.88% $2,387
United Community Bank 1 2.63% $2,924
MORTGAGE INVESTORS GROUP, INC. 1 3.25% $3,155
Mortgage Network, Inc. 1 3.13% $3,858
FIRST SAVINGS MORTGAGE CORPORATION 1 2.63% $3,094
First Savings Bank 1 2.75% $3,737
First Midwest Bank 1 3.50% $4,392
First Internet Bank of Indiana 1 3.00% $3,099
First Financial Bank 1 2.75% $2,453
NBKC BANK 1 2.88% $1,849
NEW DAY FINANCIAL, LLC 1 2.50% $4,544
First Federal Bank of the Midwest 1 2.63% $3,810
EXCITE Credit Union 1 3.25% $3,579
Nicolet National Bank 1 3.25% $4,353
North American Savings Bank, F.S.B. 1 2.38% $5,692
AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $2,550
EVERETT FINANCIAL, INC. 1 3.13% $2,581
North State Bank 1 3.13% $2,304
Northwest Federal Credit Union 1 3.00% $2,326
USAA Federal Savings Bank 1 2.75% $7,211
DIRECT MORTGAGE LOANS, LLC 1 3.25% $3,459
PANORAMA MORTGAGE GROUP, LLC 1 2.75% $3,898
USAlliance Federal Credit Union 1 3.13% $5,852
Deere Employees Credit Union 1 2.38% $3,911
DEEPHAVEN MORTGAGE LLC 1 6.13% $4,752
CRESCENT MORTGAGE COMPANY 1 2.88% $3,101
PHH Mortgage Corporation 1 4.13% $5,293
Pinnacle Bank 1 3.38% $3,670
AMERICAN FINANCIAL RESOURCES, INC. 1 3.25% $3,264
PLANET HOME LENDING, LLC 1 3.25% $2,027
Cornerstone National Bank & Trust Company 1 2.63% $3,454
POLARIS HOME FUNDING CORP. 1 3.25% $5,494
PREMIA MORTGAGE, LLC 1 2.75% $0
PREMIER LENDING, INC. 1 2.75% $3,752
Presidential Bank, FSB 1 3.50% $3,398
CONTOUR MORTGAGE CORPORATION 1 2.38% $5,280
Colten Mortgage, LLC 1 2.75% $2,791
PROPER RATE, LLC 1 3.13% $4,875
CNB Bank 1 2.75% $3,667
ACADEMY MORTGAGE CORPORATION 1 3.00% $3,385
Citibank 1 2.00% $6,154
ALLEGACY FEDERAL CREDIT UNION 1 2.75% $3,382
Vellum Mortgage, Inc. 1 3.00% $2,893
CIS Financial Services, Inc. 1 2.88% $3,916
CHURCHILL MORTGAGE CORPORATION 1 3.63% $3,237
Charles Schwab Bank, SSB 1 1.75% $2,774
Carrington Mortgage Services, LLC 1 2.88% $4,613
RESOURCE FINANCIAL SERVICES, INC. 1 2.88% $2,537
ROSS MORTGAGE CORPORATION 1 2.88% $4,817
ROYAL UNITED MORTGAGE LLC 1 3.38% $4,994
BNY Mellon 1 2.13% $3,752
Alerus Financial 1 3.25% $1,716
WesBanco Bank, Inc. 1 2.75% $4,119
SIGNATURE MORTGAGE CORPORATION 1 3.38% $6,607
Silicon Valley Bank 1 2.25% $3,081
SIRVA MORTGAGE, INC. 1 3.00% $0
BM Real Estate Services, Inc. 1 2.75% $3,758
Southern First Bank 1 3.60% $2,272
BMO Harris Bank 1 2.75% $3,689
South State Bank 1 3.75% $3,355
SOUTHWEST FUNDING, LP 1 3.75% $6,658
SOVEREIGN LENDING GROUP INCORPORATED 1 2.50% $4,132
SpiritBank 1 2.88% $6,009
Bell Bank 1 3.25% $2,586
STEARNS LENDING, LLC 1 3.13% $1,186
BAYCOAST MORTGAGE COMPANY, LLC 1 2.88% $3,677
BAY CAPITAL MORTGAGE CORPORATION 1 3.50% $3,219
Barrington Bank & Trust Company, N.A. 1 3.00% $2,530
SUN WEST MORTGAGE COMPANY, INC. 1 2.50% $5,148
SWBC MORTGAGE CORPORATION 1 2.75% $5,266
Synovus Bank 1 2.75% $4,477
T2 FINANCIAL LLC 1 3.50% $3,314
Bank-Fund Staff Federal Credit Union 1 2.88% $5,569
The Central Trust Bank 1 3.49% $3,040
Austin Capital Bank SSB 1 4.13% $5,106
Atlantic Home Loans, Inc. 1 3.13% $3,809
The Huntington National Bank 1 3.38% $3,221
Arvest Bank 1 2.88% $3,583
The Northern Trust Company 1 3.00% $21,727
Wilmington Savings Fund Society, FSB 1 3.25% $4,256
TIAA, FSB 1 3.13% $4,189
AmRes Corporation 1 2.75% $2,300
Advisors Mortgage Group, L.L.C. 1 2.99% $2,760
AmeriHome Mortgage Company, LLC 1 3.25% $4,324
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 2.13% $6,148
HOMEXPRESS MORTGAGE CORP. 1 4.38% $8,096
Hometown Lenders, Inc. 1 3.38% $4,102
HOMESTAR FINANCIAL CORPORATION 1 3.25% $3,830
HOMESPIRE MORTGAGE CORPORATION 1 4.00% $7,554
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.00% $3,826
Heartland Bank 1 3.13% $3,311
ACOPIA, LLC 1 3.75% $3,505
UMB Bank 1 2.23% $2,202
LANGLEY 1 2.99% $3,002
LEADERONE FINANCIAL CORPORATION 1 3.00% $3,378
Lend Smart Mortgage, LLC 1 3.00% $5,535
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.25% $1,082
LOANPAL, LLC 1 2.99% $2,496
First Western Trust Bank 1 2.50% $3,937
Magnolia Bank 1 2.75% $3,044
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.13% $4,107
MCLEAN MORTGAGE CORPORATION 1 2.75% $4,252
Mid Penn Bank 1 4.50% $8,313

Pinehurst-Southern Pines, NC's 233 lenders originated 6,536 loans during 2021. The total origination value was $1,802,960,000, with an average loan value of $275,851.

The top Pinehurst - Southern Pines lender as defined by loan originations is QUICKEN LOANS, LLC, with 220 loans originated. Their average total fees are $4,551, which is $1,042 higher than the next largest lender, NFM, INC..

The lowest fee Pinehurst - Southern Pines lenders (with over 10 loans originated) are CAPITAL CENTER, L.L.C. ($1,500), Wyndham Capital Mortgage, Inc. ($1,747), JPMorgan Chase Bank ($2,595), Alcova Mortgage LLC ($2,619) and Renasant Bank ($2,636).

The lowest rate Pinehurst - Southern Pines lenders (with over 10 loans originated) are Bank of America (2.75%), American Security Mortgage Corp. (2.79%), Stifel Bank and Trust (2.82%), BROKER SOLUTIONS, INC. (2.90%) and JPMorgan Chase Bank (2.90%).

Pinehurst-Southern Pines, NC Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $121,070,000 $130,710,000 8.0% 7.2%
NFM, INC. $99,040,000 $121,335,000 22.5% 6.7%
FREEDOM MORTGAGE CORPORATION $94,960,000 $74,920,000 -21.1% 4.2%
MOVEMENT MORTGAGE, LLC $70,850,000 $72,420,000 2.2% 4.0%
First-Citizens Bank & Trust Company $56,505,000 $69,480,000 23.0% 3.9%
First Bank $58,470,000 $61,885,000 5.8% 3.4%
Truist Bank $50,865,000 $61,465,000 20.8% 3.4%
GoPrime Mortgage, Inc. $54,530,000 $60,295,000 10.6% 3.3%
Mortgage Research Center, LLC $45,115,000 $51,320,000 13.8% 2.8%
STATE EMPLOYEES' $38,215,000 $47,080,000 23.2% 2.6%
Wells Fargo Bank $50,295,000 $43,715,000 -13.1% 2.4%
Prosperity Home Mortgage, LLC $30,675,000 $39,730,000 29.5% 2.2%
PENNYMAC LOAN SERVICES, LLC $20,450,000 $38,350,000 87.5% 2.1%
NAVY FEDERAL CREDIT UNION $22,385,000 $34,235,000 52.9% 1.9%
UNITED WHOLESALE MORTGAGE, LLC $18,990,000 $28,905,000 52.2% 1.6%
Alcova Mortgage LLC $32,230,000 $28,780,000 -10.7% 1.6%
LOANDEPOT.COM, LLC $16,455,000 $28,150,000 71.1% 1.6%
CMG MORTGAGE, INC. $32,165,000 $22,890,000 -28.8% 1.3%
PNC Bank $21,145,000 $22,760,000 7.6% 1.3%
SOUTHERN TRUST MORTGAGE, LLC $33,160,000 $22,595,000 -31.9% 1.3%
LAKEVIEW LOAN SERVICING, LLC $32,700,000 $22,270,000 -31.9% 1.2%
First National Bank of Pennsylvania $18,285,000 $20,950,000 14.6% 1.2%
American Security Mortgage Corp. $17,055,000 $19,980,000 17.2% 1.1%
CORNERSTONE HOME LENDING, INC. $27,320,000 $19,250,000 -29.5% 1.1%
USAA Federal Savings Bank $46,540,000 $19,210,000 -58.7% 1.1%
CALIBER HOME LOANS, INC. $17,925,000 $18,990,000 5.9% 1.1%
UNION HOME MORTGAGE CORP. $20,450,000 $18,110,000 -11.4% 1.0%
Bank of America $11,445,000 $17,975,000 57.1% 1.0%
The Fidelity Bank $18,350,000 $17,645,000 -3.8% 1.0%
Blue Ridge Bank $9,315,000 $17,560,000 88.5% 1.0%
BETTER MORTGAGE CORPORATION $5,790,000 $16,175,000 179.4% 0.9%
PENTAGON FEDERAL CREDIT UNION $5,550,000 $15,025,000 170.7% 0.8%
ORIX REAL ESTATE CAPITAL, LLC $13,445,000 n/a 0.7%
Mr. Cooper ( Nationstar Mortgage ) $15,640,000 $12,555,000 -19.7% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $10,415,000 $12,470,000 19.7% 0.7%
JPMorgan Chase Bank $7,790,000 $12,425,000 59.5% 0.7%
RESIDENTIAL MORTGAGE SERVICES, INC. $17,255,000 $12,200,000 -29.3% 0.7%
NEWREZ LLC $7,200,000 $11,325,000 57.3% 0.6%
HOMESIDE FINANCIAL, LLC $12,630,000 $10,530,000 -16.6% 0.6%
HOME POINT FINANCIAL CORPORATION $4,505,000 $10,285,000 128.3% 0.6%
GUARANTEED RATE, INC. $8,385,000 $9,740,000 16.2% 0.5%
AMERISAVE MORTGAGE CORPORATION $7,610,000 $8,955,000 17.7% 0.5%
EQUITY RESOURCES, INC. $15,970,000 $8,875,000 -44.4% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,460,000 $8,305,000 52.1% 0.5%
NEW DAY FINANCIAL, LLC $10,625,000 $8,195,000 -22.9% 0.5%
Wyndham Capital Mortgage, Inc. $6,015,000 $8,000,000 33.0% 0.4%
First Horizon Bank $1,225,000 $7,360,000 500.8% 0.4%
U.S. Bank $4,075,000 $7,335,000 80.0% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,875,000 $7,290,000 -17.9% 0.4%
InterContinental Capital Group, Inc $9,730,000 $7,245,000 -25.5% 0.4%
CLEARPATH LENDING $11,130,000 $7,190,000 -35.4% 0.4%
Ameris Bank $12,390,000 $6,450,000 -47.9% 0.4%
SUCCESS MORTGAGE PARTNERS, INC. $2,080,000 $6,320,000 203.8% 0.4%
JET HOMELOANS, LLC $6,165,000 n/a 0.3%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $2,340,000 $6,150,000 162.8% 0.3%
BROKER SOLUTIONS, INC. $3,020,000 $6,140,000 103.3% 0.3%
Northpointe Bank $3,765,000 $6,065,000 61.1% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $6,110,000 $6,040,000 -1.1% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $5,285,000 $5,965,000 12.9% 0.3%
North American Savings Bank, F.S.B. $6,630,000 $5,965,000 -10.0% 0.3%
Stifel Bank and Trust $4,245,000 $5,880,000 38.5% 0.3%
INTERCOASTAL MORTGAGE COMPANY $3,455,000 $5,670,000 64.1% 0.3%
FAY SERVICING, LLC $5,565,000 n/a 0.3%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $1,925,000 $5,430,000 182.1% 0.3%
BNC National Bank $3,735,000 $5,325,000 42.6% 0.3%
KELLER MORTGAGE, LLC $5,620,000 $5,085,000 -9.5% 0.3%
Flagstar Bank, FSB $1,840,000 $5,010,000 172.3% 0.3%
TD Bank $2,980,000 $4,765,000 59.9% 0.3%
CERTAINTY HOME LOANS, LLC $5,575,000 $4,615,000 -17.2% 0.3%
NBKC BANK $6,715,000 $4,600,000 -31.5% 0.3%
Paramount Bank $1,645,000 $4,515,000 174.5% 0.3%
COASTAL Federal Credit Union $2,415,000 $4,385,000 81.6% 0.2%
First Guaranty Mortgage Corporation $5,110,000 $4,370,000 -14.5% 0.2%
CAPITAL CENTER, L.L.C. $885,000 $3,985,000 350.3% 0.2%
PLANET HOME LENDING, LLC $2,940,000 $3,710,000 26.2% 0.2%
The Federal Savings Bank $9,480,000 $3,665,000 -61.3% 0.2%
AgFirst Farm Credit Bank $2,815,000 $3,520,000 25.0% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,560,000 $3,270,000 109.6% 0.2%
CHURCHILL MORTGAGE CORPORATION $2,940,000 $3,235,000 10.0% 0.2%
Strong Home Mortgage, LLC $1,865,000 $3,085,000 65.4% 0.2%
Renasant Bank $7,595,000 $3,080,000 -59.4% 0.2%
First Home Bank $1,035,000 $3,030,000 192.8% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,480,000 $3,025,000 -44.8% 0.2%
ANGEL OAK HOME LOANS LLC $1,210,000 $2,880,000 138.0% 0.2%
Fifth Third Bank $2,160,000 $2,805,000 29.9% 0.2%
Morgan Stanley Private Bank $600,000 $2,805,000 367.5% 0.2%
AMERICAN FINANCING CORPORATION $335,000 $2,720,000 711.9% 0.2%
OVM FINANCIAL, INC. $4,855,000 $2,720,000 -44.0% 0.2%
Carolina Farm Credit, ACA $1,610,000 $2,565,000 59.3% 0.1%
Manufacturers and Traders Trust Company $185,000 $2,400,000 1,197.3% 0.1%
THE MORTGAGE FIRM, INC. $400,000 $2,375,000 493.8% 0.1%
Citizens Bank $2,425,000 $2,350,000 -3.1% 0.1%
UBS Bank USA $1,695,000 $2,190,000 29.2% 0.1%
Towne Bank $1,035,000 $2,155,000 108.2% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $305,000 $2,140,000 601.6% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $610,000 $2,120,000 247.5% 0.1%
EMBRACE HOME LOANS, INC. $1,485,000 $2,085,000 40.4% 0.1%
Meridian Bank Corporation $3,520,000 $2,075,000 -41.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $3,075,000 $2,035,000 -33.8% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,465,000 $2,030,000 -17.6% 0.1%
Barrington Bank & Trust Company, N.A. $5,255,000 $2,010,000 -61.8% 0.1%
Lakeview Community Capital, LLC $1,670,000 $1,985,000 18.9% 0.1%
Capital Bank $765,000 $1,975,000 158.2% 0.1%
HOMESPIRE MORTGAGE CORPORATION $665,000 $1,945,000 192.5% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,565,000 $1,905,000 21.7% 0.1%
DAS Acquisition Company, LLC $1,265,000 $1,745,000 37.9% 0.1%
Low VA Rates, LLC $2,630,000 $1,705,000 -35.2% 0.1%
HOMESTEAD FUNDING CORP. $955,000 $1,680,000 75.9% 0.1%
Alpha Mortgage Corporation $1,650,000 n/a 0.1%
NP, Inc. $1,300,000 $1,635,000 25.8% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,175,000 $1,595,000 -26.7% 0.1%
DHI MORTGAGE COMPANY, LTD. $1,585,000 n/a 0.1%
Sunflower Bank $225,000 $1,575,000 600.0% 0.1%
Pinnacle Bank $990,000 $1,555,000 57.1% 0.1%
KeyBank $640,000 $1,530,000 139.1% 0.1%
Carrington Mortgage Services, LLC $4,325,000 $1,525,000 -64.7% 0.1%
21ST MORTGAGE CORPORATION $485,000 $1,505,000 210.3% 0.1%
ARC HOME LLC $620,000 $1,455,000 134.7% 0.1%
George Mason Mortgage, LLC $795,000 $1,440,000 81.1% 0.1%
LADERA LENDING, INC. $1,440,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $985,000 $1,410,000 43.1% 0.1%
ACOPIA, LLC $415,000 $1,370,000 230.1% 0.1%
Uwharrie Bank $1,270,000 $1,280,000 0.8% 0.1%
Corporate Investors Mortgage Group, Inc. $1,385,000 $1,275,000 -7.9% 0.1%
MCLEAN MORTGAGE CORPORATION $1,490,000 $1,275,000 -14.4% 0.1%
PLAZA HOME MORTGAGE, INC. $765,000 $1,265,000 65.4% 0.1%
CONTOUR MORTGAGE CORPORATION $205,000 $1,225,000 497.6% 0.1%
First Heritage Mortgage, LLC $680,000 $1,210,000 77.9% 0.1%
Regions Bank $1,665,000 $1,195,000 -28.2% 0.1%
EMM LOANS LLC $550,000 $1,190,000 116.4% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $3,095,000 $1,170,000 -62.2% 0.1%
Citibank $1,125,000 n/a 0.1%
First Mortgage Solutions, LLC $885,000 $1,120,000 26.6% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,230,000 $1,110,000 -9.8% 0.1%
RUOFF MORTGAGE COMPANY, INC. $125,000 $1,100,000 780.0% 0.1%
TIAA, FSB $2,060,000 $1,095,000 -46.8% 0.1%
STEARNS LENDING, LLC $1,280,000 $1,090,000 -14.8% 0.1%
First Midwest Bank $1,360,000 $1,085,000 -20.2% 0.1%
Third Federal Savings and Loan Association of Cleveland $1,235,000 $1,080,000 -12.6% 0.1%
TOWER $690,000 $1,060,000 53.6% 0.1%
First Federal Bank $1,765,000 $1,055,000 -40.2% 0.1%
SOFI LENDING CORP. $1,270,000 $1,055,000 -16.9% 0.1%
TOP FLITE FINANCIAL, INC. $225,000 $1,050,000 366.7% 0.1%
BNY Mellon $995,000 n/a 0.1%
REVERSE MORTGAGE FUNDING LLC $990,000 $990,000 0.0% 0.1%
Synovus Bank $980,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $935,000 n/a 0.1%
NORTHEAST HOME LOAN, LLC $700,000 $910,000 30.0% 0.1%
USAlliance Federal Credit Union $905,000 n/a 0.1%
Presidential Bank, FSB $1,485,000 $895,000 -39.7% 0.0%
Atlantic Coast Mortgage, LLC $390,000 $880,000 125.6% 0.0%
ACCELERATE MORTGAGE, LLC $1,590,000 $865,000 -45.6% 0.0%
PREMIA MORTGAGE, LLC $895,000 $865,000 -3.4% 0.0%
GUILD MORTGAGE COMPANY $1,590,000 $860,000 -45.9% 0.0%
MID AMERICA MORTGAGE, INC. $1,045,000 $855,000 -18.2% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $1,810,000 $835,000 -53.9% 0.0%
TELCOE FEDERAL CREDIT UNION $825,000 n/a 0.0%
Truliant Federal Credit Union $1,400,000 $825,000 -41.1% 0.0%
Paramount Residential Mortgage Group, Inc. $1,195,000 $820,000 -31.4% 0.0%
Shamrock Home Loans, Inc. $820,000 n/a 0.0%
SeaTrust Mortgage Company $800,000 n/a 0.0%
AgCarolina Farm Credit, FLCA $795,000 n/a 0.0%
Wolfe Financial, Inc $1,135,000 $785,000 -30.8% 0.0%
TOWNE MORTGAGE COMPANY $790,000 $780,000 -1.3% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $775,000 n/a 0.0%
The Northern Trust Company $775,000 n/a 0.0%
PROPER RATE, LLC $735,000 n/a 0.0%
Mid Penn Bank $725,000 n/a 0.0%
RESOURCE FINANCIAL SERVICES, INC. $725,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $410,000 $720,000 75.6% 0.0%
ALLIED MORTGAGE GROUP, INC. $440,000 $700,000 59.1% 0.0%
Bank of England $955,000 $690,000 -27.7% 0.0%
North State Bank $145,000 $675,000 365.5% 0.0%
DIRECT MORTGAGE LOANS, LLC $115,000 $655,000 469.6% 0.0%
Mortgage Network, Inc. $650,000 n/a 0.0%
NBH Bank $1,425,000 $650,000 -54.4% 0.0%
AMERIFIRST FINANCIAL CORPORATION $560,000 $635,000 13.4% 0.0%
V.I.P. MORTGAGE, INC. $630,000 n/a 0.0%
Hometown Lenders, Inc. $1,045,000 $625,000 -40.2% 0.0%
Nations Lending Corporation $955,000 $625,000 -34.6% 0.0%
RAPID MORTGAGE COMPANY $245,000 $625,000 155.1% 0.0%
Silicon Valley Bank $625,000 n/a 0.0%
Plains Commerce Bank $475,000 $620,000 30.5% 0.0%
RBC Bank, (Georgia) $620,000 n/a 0.0%
BM Real Estate Services, Inc. $275,000 $615,000 123.6% 0.0%
FirstBank $690,000 $610,000 -11.6% 0.0%
Magnolia Bank $1,610,000 $605,000 -62.4% 0.0%
Watermark Capital, Inc. $605,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,025,000 $600,000 -41.5% 0.0%
Capital City Home Loans, LLC $365,000 $585,000 60.3% 0.0%
Deere Employees Credit Union $615,000 $585,000 -4.9% 0.0%
Axos Bank $325,000 $580,000 78.5% 0.0%
West Town Bank & Trust $265,000 $570,000 115.1% 0.0%
AmeriHome Mortgage Company, LLC $435,000 $560,000 28.7% 0.0%
AmRes Corporation $175,000 $560,000 220.0% 0.0%
TJC Mortgage, Inc. $1,380,000 $560,000 -59.4% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,195,000 $555,000 -53.6% 0.0%
Colten Mortgage, LLC $390,000 $550,000 41.0% 0.0%
KS StateBank $1,660,000 $545,000 -67.2% 0.0%
ROSS MORTGAGE CORPORATION $545,000 n/a 0.0%
Ally Bank $1,115,000 $535,000 -52.0% 0.0%
The Central Trust Bank $795,000 $530,000 -33.3% 0.0%
SOUTHWEST STAGE FUNDING, LLC $270,000 $510,000 88.9% 0.0%
CNB Bank $505,000 n/a 0.0%
Towne Mortgage of the Carolinas, LLC $185,000 $490,000 164.9% 0.0%
DEEPHAVEN MORTGAGE LLC $485,000 n/a 0.0%
WesBanco Bank, Inc. $485,000 n/a 0.0%
PREMIER LENDING, INC. $355,000 $470,000 32.4% 0.0%
ZILLOW HOME LOANS, LLC $205,000 $470,000 129.3% 0.0%
Austin Capital Bank SSB $155,000 $465,000 200.0% 0.0%
Cornerstone National Bank & Trust Company $455,000 n/a 0.0%
Baxter Credit Union $75,000 $450,000 500.0% 0.0%
SIRVA MORTGAGE, INC. $445,000 n/a 0.0%
SpiritBank $445,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $125,000 $440,000 252.0% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $435,000 n/a 0.0%
South State Bank $365,000 $435,000 19.2% 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $425,000 n/a 0.0%
U S WIDE FINANCIAL LLC $425,000 n/a 0.0%
First Western Trust Bank $415,000 n/a 0.0%
Nicolet National Bank $415,000 n/a 0.0%
SPRING EQ, LLC $45,000 $415,000 822.2% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $670,000 $415,000 -38.1% 0.0%
GMFS LLC $410,000 n/a 0.0%
EXCITE Credit Union $405,000 n/a 0.0%
First Savings Bank $1,625,000 $405,000 -75.1% 0.0%
INB $405,000 n/a 0.0%
MORTGAGE FINANCIAL GROUP, INC. $535,000 $400,000 -25.2% 0.0%
Mortgage Assurance Inc. $570,000 $385,000 -32.5% 0.0%
Northwest Federal Credit Union $765,000 $385,000 -49.7% 0.0%
EVERETT FINANCIAL, INC. $380,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,150,000 $370,000 -67.8% 0.0%
Charles Schwab Bank, SSB $550,000 $365,000 -33.6% 0.0%
PANORAMA MORTGAGE GROUP, LLC $365,000 n/a 0.0%
BMO Harris Bank $360,000 n/a 0.0%
BEST CAPITAL FUNDING $355,000 n/a 0.0%
Coastal Carolina National Bank $355,000 n/a 0.0%
UMB Bank $355,000 n/a 0.0%
Cf Bank $1,035,000 $345,000 -66.7% 0.0%
Assurance Financial Group, L.L.C. $680,000 $340,000 -50.0% 0.0%
Heartland Bank $335,000 n/a 0.0%
RADIUS FINANCIAL GROUP INC. $335,000 n/a 0.0%
The First State Bank $335,000 n/a 0.0%
PHH Mortgage Corporation $630,000 $330,000 -47.6% 0.0%
Southern Bank and Trust Company $750,000 $330,000 -56.0% 0.0%
Atlantic Home Loans, Inc. $325,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $325,000 n/a 0.0%
Countybank $325,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $325,000 n/a 0.0%
Goldwater Bank, N.A. $325,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $315,000 n/a 0.0%
Evolve Bank & Trust $235,000 $315,000 34.0% 0.0%
Wilmington Savings Fund Society, FSB $560,000 $315,000 -43.8% 0.0%
ALLIANT CREDIT UNION $305,000 n/a 0.0%
First Federal Bank of the Midwest $305,000 n/a 0.0%
Gateway First Bank $490,000 $305,000 -37.8% 0.0%
LEADERONE FINANCIAL CORPORATION $580,000 $305,000 -47.4% 0.0%
MIDWEST LOAN SOLUTIONS, INC. $305,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $295,000 n/a 0.0%
AMERICAN ADVISORS GROUP $615,000 $295,000 -52.0% 0.0%
APEX HOME LOANS, INC. $295,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $295,000 n/a 0.0%
MORTGAGE INVESTORS GROUP, INC. $245,000 $295,000 20.4% 0.0%
ROYAL UNITED MORTGAGE LLC $475,000 $295,000 -37.9% 0.0%
United Bank $295,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $245,000 $285,000 16.3% 0.0%
First Financial Bank $285,000 n/a 0.0%
American Community Bank of Indiana $275,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $275,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $145,000 $275,000 89.7% 0.0%
Figure Lending LLC $170,000 $265,000 55.9% 0.0%
LANGLEY $275,000 $265,000 -3.6% 0.0%
Mid-Continent Funding, Inc. $975,000 $265,000 -72.8% 0.0%
United Community Bank $155,000 $265,000 71.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $460,000 $260,000 -43.5% 0.0%
FIRST HOME MORTGAGE CORPORATION $1,040,000 $255,000 -75.5% 0.0%
LENDINGONE, LLC $290,000 $255,000 -12.1% 0.0%
FBC MORTGAGE, LLC $385,000 $245,000 -36.4% 0.0%
First United Corporation $245,000 n/a 0.0%
F&M Bank $205,000 $245,000 19.5% 0.0%
Lend Smart Mortgage, LLC $520,000 $245,000 -52.9% 0.0%
LOANPAL, LLC $105,000 $245,000 133.3% 0.0%
SWBC MORTGAGE CORPORATION $255,000 $245,000 -3.9% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $245,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $235,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $675,000 $235,000 -65.2% 0.0%
AMCAP MORTGAGE, LTD. $175,000 $235,000 34.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $225,000 $235,000 4.4% 0.0%
CIS Financial Services, Inc. $235,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $245,000 $235,000 -4.1% 0.0%
OCEANSIDE MORTGAGE COMPANY $235,000 $235,000 0.0% 0.0%
SIGNATURE MORTGAGE CORPORATION $530,000 $235,000 -55.7% 0.0%
TRIAD FINANCIAL SERVICES, INC. $240,000 $235,000 -2.1% 0.0%
AMWEST FUNDING CORP. $225,000 n/a 0.0%
Arvest Bank $135,000 $225,000 66.7% 0.0%
BAYER HERITAGE $225,000 n/a 0.0%
C & F Mortgage Corporation $515,000 $225,000 -56.3% 0.0%
HOMESTAR FINANCIAL CORPORATION $225,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $970,000 $220,000 -77.3% 0.0%
SOUTHWEST FUNDING, LP $215,000 n/a 0.0%
Vellum Mortgage, Inc. $215,000 n/a 0.0%
Credence Funding Corporation $530,000 $205,000 -61.3% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $205,000 n/a 0.0%
BAY CAPITAL MORTGAGE CORPORATION $285,000 $195,000 -31.6% 0.0%
First United Bank and Trust Company $195,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $195,000 n/a 0.0%
Santander Bank, N.A. $195,000 n/a 0.0%
CORNING $245,000 $185,000 -24.5% 0.0%
S&T Bank $185,000 n/a 0.0%
Alerus Financial $175,000 n/a 0.0%
DUKE UNIVERSITY FEDERAL CREDIT UNION $175,000 n/a 0.0%
First American Bank $175,000 n/a 0.0%
Keystone Funding, Inc. $175,000 n/a 0.0%
Southern First Bank $170,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $165,000 $165,000 0.0% 0.0%
First National Bank $165,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $510,000 $165,000 -67.6% 0.0%
Visio Financial Services Inc. $165,000 n/a 0.0%
Apple Federal Credit Union $155,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $155,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $155,000 n/a 0.0%
First Internet Bank of Indiana $275,000 $145,000 -47.3% 0.0%
PARKSIDE LENDING, LLC $145,000 n/a 0.0%
Texana Bank $275,000 $145,000 -47.3% 0.0%
Colonial Savings, F.A. $275,000 $135,000 -50.9% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $135,000 n/a 0.0%
T2 FINANCIAL LLC $700,000 $135,000 -80.7% 0.0%
ACADEMY MORTGAGE CORPORATION $1,105,000 $125,000 -88.7% 0.0%
Discover Bank $465,000 $120,000 -74.2% 0.0%
1st National Bank $115,000 n/a 0.0%
FIRST SAVINGS MORTGAGE CORPORATION $335,000 $115,000 -65.7% 0.0%
LENDINGHOME FUNDING CORPORATION $175,000 $115,000 -34.3% 0.0%
The Huntington National Bank $195,000 $115,000 -41.0% 0.0%
NEXTMARK $110,000 n/a 0.0%
Bethpage Federal Credit Union $105,000 n/a 0.0%
LATINO COMMUNITY CREDIT UNION $65,000 $95,000 46.2% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $75,000 n/a 0.0%
Service Federal Credit Union $75,000 n/a 0.0%
Bell Bank $55,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $35,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $20,000 n/a 0.0%
VISION FINANCIAL $15,000 n/a 0.0%

Pinehurst - Southern Pines's top lender by overall market share is QUICKEN LOANS, LLC, with 7.2% market share. In second place, with 6.7%, is NFM, INC., having originated $121,335,000 in loans. In third place, with 4.2%, is FREEDOM MORTGAGE CORPORATION, having originated $74,920,000 in loans. In third place, with 4.0%, is MOVEMENT MORTGAGE, LLC, having originated $72,420,000 in loans. In third place, with 3.9%, is First-Citizens Bank & Trust Company, having originated $69,480,000 in loans.


Pinehurst-Southern Pines, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,624 $846,890,000 $322,748
Refi 2,593 $663,275,000 $255,794
Cash Out Refi 868 $227,460,000 $262,051
Other 238 $36,480,000 $153,277
Home Improvement 213 $28,855,000 $135,469

Pinehurst - Southern Pines's most frequently cited loan purpose was Home Purchase, with 2,624 originations. The 2nd most popular reason was Refi, with 2,593 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,580 $727,250,000 $281,880
<2.5% 1,884 $568,550,000 $301,778
3-4% 1,823 $463,315,000 $254,150
4-5% 168 $31,680,000 $188,571
5-6% 29 $5,915,000 $203,966
Over 8% 20 $1,810,000 $90,500
6-7% 14 $2,260,000 $161,429
7-8% 12 $920,000 $76,667

During 2021, Pinehurst - Southern Pines's most frequently originated rate bucket was 2.5-3%, with 2,580 originations.

Loan Sizing (Pinehurst-Southern Pines, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,407 $977,435,000 $286,890
$100k-200k 1,588 $241,180,000 $151,877
$400k-600k 812 $379,650,000 $467,549
$100,000 or less 535 $33,695,000 $62,981
$600k-1000k 164 $119,500,000 $728,659
$Over $1MM 30 $51,500,000 $1,716,667

Pinehurst - Southern Pines's loan sizing saw the bucket of loans from $200k-400k with 3,407 originations, totaling $977,435,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,378 $746,180,000 $313,785
60-80% 1,848 $516,970,000 $279,746
40-60% 806 $183,960,000 $228,238
Over 100% 407 $160,695,000 $394,828
20-40% 398 $61,430,000 $154,347
Under 20% 264 $15,820,000 $59,924

Pinehurst - Southern Pines's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,378 originations, totaling $746,180,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Pinehurst - Southern Pines (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $299,925 (0.9%) $376,151 (4.1%) 0.00 951
2018-02-01 $304,950 (3.4%) $377,513 (3.1%) 0.00 951
2018-03-01 $310,000 (3.8%) $380,218 (3.3%) 0.00 958
2018-04-01 $312,450 (4.2%) $385,499 (5.4%) 0.00 982
2018-05-01 $305,000 (1.7%) $381,197 (3.5%) 0.00 1,031
2018-06-01 $300,607 (0.9%) $387,731 (6.1%) 0.00 1,031
2018-07-01 $307,566 (2.9%) $389,529 (6.3%) 0.00 971
2018-08-01 $305,733 (1.1%) $387,926 (4.5%) 0.00 962
2018-09-01 $310,000 (3.3%) $383,720 (2.4%) 0.00 943
2018-10-01 $310,050 (3.4%) $383,923 (3.9%) 0.00 928
2018-11-01 $308,837 (3.0%) $380,966 (2.1%) 0.00 907
2018-12-01 $305,000 (1.7%) $381,795 (2.0%) 0.00 901
2019-01-01 $309,000 (3.0%) $383,798 (2.0%) 0.00 853
2019-02-01 $315,775 (3.6%) $387,345 (2.6%) 0.00 859
2019-03-01 $321,571 (3.7%) $406,743 (7.0%) 0.00 799
2019-04-01 $327,250 (4.7%) $423,078 (9.8%) 0.00 777
2019-05-01 $334,318 (9.6%) $425,271 (11.6%) 0.00 784
2019-06-01 $335,000 (11.4%) $421,567 (8.7%) 0.00 788
2019-07-01 $334,916 (8.9%) $425,312 (9.2%) 0.00 755
2019-08-01 $332,286 (8.7%) $428,347 (10.4%) 0.00 759
2019-09-01 $330,000 (6.5%) $430,781 (12.3%) 0.00 761
2019-10-01 $329,770 (6.4%) $424,303 (10.5%) 0.00 767
2019-11-01 $329,900 (6.8%) $436,583 (14.6%) 0.00 710
2019-12-01 $330,825 (8.5%) $446,423 (16.9%) 0.00 681
2020-01-01 $330,000 (6.8%) $437,059 (13.9%) 0.00 655
2020-02-01 $336,500 (6.6%) $431,110 (11.3%) 0.00 643
2020-03-01 $336,940 (4.8%) $421,372 (3.6%) 0.00 667
2020-04-01 $329,900 (0.8%) $402,751 (-4.8%) 0.00 681
2020-05-01 $330,453 (-1.2%) $411,639 (-3.2%) 0.00 611
2020-06-01 $330,227 (-1.4%) $414,482 (-1.7%) 0.00 553
2020-07-01 $329,625 (-1.6%) $418,410 (-1.6%) 0.00 494
2020-08-01 $333,520 (0.4%) $437,701 (2.2%) 0.00 447
2020-09-01 $344,950 (4.5%) $441,089 (2.4%) 0.00 420
2020-10-01 $345,000 (4.6%) $443,271 (4.5%) 0.00 378
2020-11-01 $344,950 (4.6%) $437,319 (0.2%) 0.00 348
2020-12-01 $339,500 (2.6%) $449,506 (0.7%) 0.00 320
2021-01-01 $349,999 (6.1%) $470,636 (7.7%) 0.00 242
2021-02-01 $355,000 (5.5%) $476,430 (10.5%) 0.00 201
2021-03-01 $349,000 (3.6%) $464,985 (10.4%) 0.00 253
2021-04-01 $357,450 (8.4%) $463,862 (15.2%) 0.00 278
2021-05-01 $360,000 (8.9%) $523,216 (27.1%) 0.00 146
2021-06-01 $367,500 (11.3%) $494,858 (19.4%) 0.00 165
2021-07-01 $377,000 (14.4%) $526,021 (25.7%) 0.00 154
2021-08-01 $382,296 (14.6%) $497,308 (13.6%) 0.00 199
2021-09-01 $389,450 (12.9%) $479,841 (8.8%) 0.00 198
2021-10-01 $389,000 (12.8%) $505,341 (14.0%) 0.00 209
2021-11-01 $399,000 (15.7%) $582,931 (33.3%) 0.00 279
2021-12-01 $391,450 (15.3%) $575,223 (28.0%) 0.00 170
2022-01-01 $399,000 (14.0%) $599,489 (27.4%) 0.00 151
2022-02-01 $429,000 (20.9%) $651,157 (36.7%) 0.00 111
2022-03-01 $460,250 (31.9%) $640,637 (37.8%) 0.00 113
2022-04-01 $450,000 (25.9%) $620,805 (33.8%) 0.00 137
2022-05-01 $450,000 (25.0%) $576,383 (10.2%) 0.00 187
Pinehurst - Southern Pines's median listing price for 2022-05-01 was $450,000, a difference of $90,000 (25.0%) versus the prior year and $0 versus the prior month.

Pinehurst - Southern Pines's median listing price comes in at 0% of the national average.

Pinehurst - Southern Pines's average listing price for 2022-05-01 was $576,383, a difference of $53,167 (10.2%) versus the prior year and $-44,422 versus the prior month.

For the 2022-05-01 period, Pinehurst - Southern Pines had 187 MLS listings, a difference of 50 listings (36%) versus the prior month and 41 listings (28%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Pinehurst - Southern Pines (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,500 sqft
2018-02-01 0 days 2,500 sqft
2018-03-01 0 days 2,500 sqft
2018-04-01 0 days 2,500 sqft
2018-05-01 0 days 2,500 sqft
2018-06-01 0 days 2,500 sqft
2018-07-01 0 days 2,515 sqft
2018-08-01 0 days 2,500 sqft
2018-09-01 0 days 2,500 sqft
2018-10-01 0 days 2,500 sqft
2018-11-01 0 days 2,500 sqft
2018-12-01 0 days 2,500 sqft
2019-01-01 0 days 2,492 sqft
2019-02-01 0 days 2,474 sqft
2019-03-01 0 days 2,519 sqft
2019-04-01 0 days 2,571 sqft
2019-05-01 0 days 2,575 sqft
2019-06-01 0 days 2,600 sqft
2019-07-01 0 days 2,563 sqft
2019-08-01 0 days 2,580 sqft
2019-09-01 0 days 2,557 sqft
2019-10-01 0 days 2,604 sqft
2019-11-01 0 days 2,611 sqft
2019-12-01 0 days 2,610 sqft
2020-01-01 0 days 2,528 sqft
2020-02-01 0 days 2,516 sqft
2020-03-01 0 days 2,527 sqft
2020-04-01 0 days 2,500 sqft
2020-05-01 0 days 2,500 sqft
2020-06-01 0 days 2,500 sqft
2020-07-01 0 days 2,500 sqft
2020-08-01 0 days 2,500 sqft
2020-09-01 0 days 2,508 sqft
2020-10-01 0 days 2,500 sqft
2020-11-01 0 days 2,492 sqft
2020-12-01 0 days 2,467 sqft
2021-01-01 0 days 2,493 sqft
2021-02-01 0 days 2,319 sqft
2021-03-01 0 days 2,302 sqft
2021-04-01 0 days 2,308 sqft
2021-05-01 0 days 2,240 sqft
2021-06-01 0 days 2,252 sqft
2021-07-01 0 days 2,133 sqft
2021-08-01 0 days 2,300 sqft
2021-09-01 0 days 2,300 sqft
2021-10-01 0 days 2,232 sqft
2021-11-01 0 days 2,333 sqft
2021-12-01 0 days 2,300 sqft
2022-01-01 0 days 2,363 sqft
2022-02-01 0 days 2,333 sqft
2022-03-01 0 days 2,478 sqft
2022-04-01 0 days 2,424 sqft
2022-05-01 0 days 2,433 sqft
Pinehurst - Southern Pines's median listing age (time on market) for 2022-05-01 was 0 days.

Pinehurst - Southern Pines's median square footage for active listings during the 2022-05-01 period was 2,433 sqft. One year prior, the average listing was 2,240 sqft.