Pinehurst - Southern Pines Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Pinehurst - Southern Pines averaged 7.02% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 6.77% and one month ago for the week of 2023-10-19, the average rate was 7.26%.

Pinehurst - Southern Pines's average rate one year ago was 6.04%.

For refis of the same type during the week of 2023-11-22, the average rate was 6.33%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Pinehurst - Southern Pines 30 Year Fixed Rate 2023-11-22 7.02%
Pinehurst - Southern Pines 30 Year Fixed Rate Refi 2023-11-22 6.33%
Pinehurst - Southern Pines 15 Year Fixed Rate 2023-11-22 6.09%
Pinehurst - Southern Pines 15 Year Fixed Rate Refi 2023-11-22 6.2%
Pinehurst - Southern Pines 30 Year FHA 2023-11-22 -0.54%
Pinehurst - Southern Pines 30 Year FHA Refi 2023-11-22 -0.2%
Pinehurst - Southern Pines 30 Year USDA 2023-11-22 0%
Pinehurst - Southern Pines 30 Year USDA Refi 2023-11-22 0.1%
Pinehurst - Southern Pines 30 Year VA 2023-11-22 -0.66%
Pinehurst - Southern Pines 30 Year VA Refi 2023-11-22 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pinehurst-Southern Pines, NC.

Pinehurst - Southern Pines Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pinehurst-Southern Pines, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 113 4.89% $6,485
NFM, INC. 77 5.10% $4,985
STATE EMPLOYEES' 74 3.96% $3,983
First-Citizens Bank & Trust Company 69 3.96% $4,288
MOVEMENT MORTGAGE, LLC 62 4.91% $5,544
Prosperity Home Mortgage, LLC 61 5.14% $6,097
UNITED WHOLESALE MORTGAGE, LLC 53 4.90% $6,470
Wells Fargo Bank 42 4.56% $4,549
First Bank 41 3.96% $4,159
Alcova Mortgage LLC 41 4.79% $3,813
GoPrime Mortgage, Inc. 36 4.93% $3,430
Truist 30 4.04% $3,925
The Fidelity Bank 24 5.02% $5,467
LOCAL GOVERNMENT FEDERAL CREDIT UNION 21 3.83% $3,777
CMG MORTGAGE, INC. 17 5.32% $6,282
First National Bank of Pennsylvania 16 4.13% $4,115
NAVY FEDERAL CREDIT UNION 14 4.98% $3,862
PENNYMAC LOAN SERVICES, LLC 13 4.67% $9,082
U.S. Bank 13 4.56% $3,990
Bank of America 11 3.77% $6,209
Mr. Cooper ( Nationstar Mortgage ) 11 4.45% $7,578
PNC Bank 11 4.27% $5,834
GUARANTEED RATE, INC. 11 4.57% $4,656
CALIBER HOME LOANS, INC. 10 4.85% $5,288
AMERISAVE MORTGAGE CORPORATION 10 3.95% $6,593
LOANDEPOT.COM, LLC 10 4.66% $6,513
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 5.72% $4,301
JPMorgan Chase Bank 9 4.10% $3,052
First Horizon Bank 9 4.28% $5,196
TD Bank 9 4.60% $4,859
HOME POINT FINANCIAL CORPORATION 8 5.33% $5,890
CROSSCOUNTRY MORTGAGE, LLC 8 5.81% $7,985
DHI MORTGAGE COMPANY, LTD. 8 4.50% $3,940
UNION HOME MORTGAGE CORP. 8 4.34% $7,195
Morgan Stanley Private Bank 8 3.57% $3,851
Flagstar Bank, FSB 8 5.01% $4,268
Blue Ridge Bank 7 4.14% $7,702
JET HOMELOANS, LLC 7 5.50% $6,162
CORNERSTONE HOME LENDING, INC. 7 5.75% $4,829
SUCCESS MORTGAGE PARTNERS, INC. 7 4.71% $4,881
INTERCOASTAL MORTGAGE COMPANY 7 5.39% $6,282
Alpha Mortgage Corporation 7 4.45% $4,456
FREEDOM MORTGAGE CORPORATION 7 4.82% $7,745
Citizens Bank 7 4.09% $5,997
American Security Mortgage Corp. 7 4.89% $4,110
VANDERBILT MORTGAGE AND FINANCE, INC. 7 6.50% $7,913
EQUITY RESOURCES, INC. 7 5.45% $4,106
SOUTHERN TRUST MORTGAGE, LLC 6 4.33% $4,353
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 5.58% $4,944
BROKER SOLUTIONS, INC. 6 5.33% $7,324
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 5 5.12% $4,307
Northpointe Bank 5 4.43% $7,882
BETTER MORTGAGE CORPORATION 5 2.93% $5,121
South State Bank 5 4.33% $4,292
CARDINAL FINANCIAL 5 5.33% $4,967
THE MORTGAGE FIRM, INC. 5 5.78% $5,336
AgFirst Farm Credit Bank 5 4.65% $7,779
USAA Federal Savings Bank 4 5.75% $8,514
ANGEL OAK HOME LOANS LLC 4 3.75% $4,400
Citibank 4 3.72% $5,130
MUTUAL OF OMAHA MORTGAGE, INC. 4 4.66% $9,304
HOMESIDE FINANCIAL, LLC 4 4.31% $5,959
NEWREZ LLC 4 4.75% $5,109
AMERICAN FINANCING CORPORATION 4 4.15% $6,735
CORNING 3 4.96% $3,131
UBS Bank USA 3 4.54% $3,813
United Community Bank 3 4.42% $4,238
PROVIDENT FUNDING ASSOCIATES, L.P. 3 5.04% $4,261
Fifth Third Bank 3 4.04% $4,653
EVERETT FINANCIAL, INC. 3 4.04% $2,215
Pinnacle Bank 3 4.54% $2,780
Charles Schwab Bank, SSB 3 4.29% $4,504
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 5.29% $4,322
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 4.37% $7,584
Nations Lending Corporation 3 4.79% $3,228
CHURCHILL MORTGAGE CORPORATION 3 5.63% $4,596
Mortgage Research Center, LLC 3 4.63% $3,870
ITHINK FINANCIAL Credit Union 3 4.17% $4,662
MCLEAN MORTGAGE CORPORATION 3 3.63% $5,378
Stifel Bank and Trust 3 2.67% $2,428
Northwest Federal Credit Union 2 6.50% $3,857
RESOURCE FINANCIAL SERVICES, INC. 2 3.50% $2,792
Goldman Sachs Bank USA 2 3.55% $4,039
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 3.38% $2,150
LADERA LENDING, INC. 2 4.56% $8,565
GUARANTEED RATE AFFINITY, LLC 2 4.66% $2,174
NATIONWIDE MORTGAGE BANKERS, INC. 2 6.81% $22,506
RUOFF MORTGAGE COMPANY, INC. 2 5.94% $3,250
Kwik Mortgage Corporation 2 3.56% $1,736
Sierra Pacific Mortgage Company, Inc. 2 5.63% $10,955
CONTOUR MORTGAGE CORPORATION 2 6.75% $13,068
The Huntington National Bank 2 3.00% $9,082
Regions Bank 2 4.44% $4,593
Truliant Federal Credit Union 2 5.56% $3,198
Amalgamated Bank 2 4.25% $4,891
FINANCE OF AMERICA MORTGAGE LLC 2 4.88% $4,906
Raymond James Bank 2 2.44% $3,149
AMERIFIRST FINANCIAL CORPORATION 2 6.06% $4,511
HOMESTEAD FUNDING CORP. 2 5.50% $5,481
ROYAL UNITED MORTGAGE LLC 2 6.06% $5,998
Third Federal Savings and Loan Association of Cleveland 2 2.89% $2,197
First Mortgage Solutions, LLC 2 3.31% $2,632
Uwharrie Bank 2 5.38% $2,291
21ST MORTGAGE CORPORATION 2 6.85% $5,556
SIRVA MORTGAGE, INC. 2 4.81% $1,112
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 5.69% $5,540
Atlantic Coast Mortgage, LLC 2 4.56% $5,338
Wyndham Capital Mortgage, Inc. 1 6.13% $9,771
ABSOLUTE HOME MORTGAGE CORPORATION 1 3.50% $3,971
ACADEMY MORTGAGE CORPORATION 1 6.00% $4,201
ACOPIA, LLC 1 3.75% $6,904
Acre Mortgage and Financial Inc 1 5.99% $5,085
A&D Mortgage LLC 1 6.38% $24,398
Advance Financial Group, LLC 1 3.75% $2,429
ALLEGACY FEDERAL CREDIT UNION 1 5.63% $5,489
ALLIANT CREDIT UNION 1 5.63% $2,669
Ally Bank 1 4.63% $12,073
AMERICAN FEDERAL MORTGAGE CORPORATION 1 5.75% $3,222
AmeriHome Mortgage Company, LLC 1 5.50% $6,271
Ameris Bank 1 4.49% $3,956
ARC HOME LLC 1 7.75% $9,895
Atlantic Union Bank 1 5.13% $4,006
Auto Club Trust, FSB 1 3.99% $2,169
Axos Bank 1 3.25% $6,390
BAYSHORE MORTGAGE FUNDING, LLC 1 3.99% $4,575
CAROLINAS TELCO FEDERAL CREDIT UNION 1 5.75% $3,324
CERTAINTY HOME LOANS, LLC 1 5.23% $7,406
Cf Bank 1 4.00% $3,680
C & F Mortgage Corporation 1 3.63% $3,552
Citadel Servicing Corporation 1 7.38% $12,347
City National Bank 1 5.30% $4,973
Coastal Carolina National Bank 1 5.63% $3,959
COASTAL Federal Credit Union 1 4.25% $2,917
Commerce Home Mortgage, Inc. 1 6.50% $9,242
COMPASS MORTGAGE, INC. 1 5.50% $2,875
Corporate Investors Mortgage Group, Inc. 1 4.38% $3,728
EASTMAN 1 5.25% $5,234
Encompass Lending Group, LP 1 5.13% $3,986
Equity Prime Mortgage LLC 1 4.38% $6,479
EVANSVILLE TEACHERS 1 4.75% $5,453
FIRST BANCORP 1 4.88% $3,285
FirstBank 1 3.75% $2,376
First Federal Savings and Loan Association of Lakewood 1 3.24% $4,588
First Heritage Mortgage, LLC 1 5.38% $7,311
First Reliance Bank 1 5.88% $3,037
First Western Trust Bank 1 4.88% $4,527
FRANKLIN MINT 1 3.25% $9,417
George Mason Mortgage, LLC 1 3.88% $9,999
HANSCOM 1 3.63% $4,709
HOMESTAR FINANCIAL CORPORATION 1 5.00% $5,196
HOMEXPRESS MORTGAGE CORP. 1 9.13% $13,728
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.99% $4,004
HUNT MORTGAGE CORPORATION 1 3.63% $3,819
Inwood National Bank 1 5.13% $4,088
Johnson Bank 1 4.38% $3,591
KELLER MORTGAGE, LLC 1 4.75% $6,351
LAKEVIEW LOAN SERVICING, LLC 1 3.25% $1,218
Lincoln FSB of Nebraska 1 3.00% $4,696
MILEND, INC. 1 3.88% $4,826
MORIA DEVELOPMENT, INC. 1 4.13% $4,336
Mortgage Assurance Inc. 1 4.63% $4,106
Mortgage Network, Inc. 1 5.99% $7,905
M&T Bank 1 3.50% $4,280
Mutual Federal Bank 1 5.63% $4,528
NJ LENDERS CORP. 1 5.13% $2,867
North American Savings Bank, F.S.B. 1 4.88% $5,407
North State Bank 1 5.75% $4,254
Old National Bank 1 3.75% $2,513
Old Second National Bank 1 4.88% $3,288
PIKE CREEK MORTGAGE SERVICES, INC. 1 4.38% $4,186
PLAZA HOME MORTGAGE, INC. 1 3.00% $9,217
PLUS RELOCATION MORTGAGE, LLC 1 6.00% $12,721
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.38% $7,493
RBC Bank, (Georgia) 1 5.13% $1,941
Renasant Bank 1 5.38% $3,145
RESIDENTIAL BANCORP 1 4.38% $11,565
SHELTER HOME MORTGAGE, LLC 1 4.63% $4,083
STAR ONE CREDIT UNION 1 5.13% $2,589
Superior Credit Union, Inc. 1 5.00% $3,552
SWBC MORTGAGE CORPORATION 1 5.00% $4,442
The Farmers & Merchants State Bank 1 4.59% $8,623
The Federal Savings Bank 1 4.63% $38,521
The Northern Trust Company 1 2.63% $5,434
UMB Bank 1 3.14% $4,435
Union Savings Bank 1 4.00% $3,866
WesBanco 1 2.88% $5,449
West Town Bank & Trust 1 3.13% $4,324
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 5.13% $3,884
1st Colonial Community Bank 1 4.50% $8,405

Pinehurst - Southern Pines Average Closing Costs & Other Stats

Pinehurst-Southern Pines, NC's 189 lenders originated 3,980 loans during 2022. The total origination value was $1,212,360,000, with an average loan value of $304,613.

Pinehurst - Southern Pines's average closing costs are $5,567.

The top Pinehurst - Southern Pines lender as defined by loan originations is QUICKEN LOANS, LLC, with 113 loans originated. Their average total fees are $6,485, which is $1,501 higher than the next largest lender, NFM, INC..

The lowest fee Pinehurst - Southern Pines lenders (with over 10 loans originated) are GoPrime Mortgage, Inc. ($3,430), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,777), Alcova Mortgage LLC ($3,813), NAVY FEDERAL CREDIT UNION ($3,862) and Truist ($3,925).

The lowest rate Pinehurst - Southern Pines lenders (with over 10 loans originated) are Bank of America (3.77%), LOCAL GOVERNMENT FEDERAL CREDIT UNION (3.83%), AMERISAVE MORTGAGE CORPORATION (3.95%), First Bank (3.96%) and First-Citizens Bank & Trust Company (3.96%).

Pinehurst-Southern Pines, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
First Bank $61,885,000 $68,030,000 9.9% 5.6%
First-Citizens Bank & Trust Company $69,480,000 $65,550,000 -5.7% 5.4%
Prosperity Home Mortgage, LLC $39,730,000 $58,030,000 46.1% 4.8%
QUICKEN LOANS, LLC $130,710,000 $58,025,000 -55.6% 4.8%
UNITED WHOLESALE MORTGAGE, LLC $28,905,000 $53,425,000 84.8% 4.4%
NFM, INC. $121,335,000 $52,670,000 -56.6% 4.3%
MOVEMENT MORTGAGE, LLC $72,420,000 $52,315,000 -27.8% 4.3%
Truist $61,465,000 $43,165,000 -29.8% 3.6%
STATE EMPLOYEES' $47,080,000 $39,675,000 -15.7% 3.3%
GoPrime Mortgage, Inc. $60,295,000 $31,390,000 -47.9% 2.6%
Mortgage Research Center, LLC $51,320,000 $29,165,000 -43.2% 2.4%
Alcova Mortgage LLC $28,780,000 $22,805,000 -20.8% 1.9%
First National Bank of Pennsylvania $20,950,000 $22,555,000 7.7% 1.9%
Wells Fargo Bank $43,715,000 $20,225,000 -53.7% 1.7%
The Fidelity Bank $17,645,000 $19,915,000 12.9% 1.6%
NAVY FEDERAL CREDIT UNION $34,235,000 $18,740,000 -45.3% 1.5%
PENNYMAC LOAN SERVICES, LLC $38,350,000 $15,970,000 -58.4% 1.3%
CROSSCOUNTRY MORTGAGE, LLC $12,470,000 $15,575,000 24.9% 1.3%
FREEDOM MORTGAGE CORPORATION $74,920,000 $15,495,000 -79.3% 1.3%
USAA Federal Savings Bank $19,210,000 $15,410,000 -19.8% 1.3%
PNC Bank $22,760,000 $14,865,000 -34.7% 1.2%
LOANDEPOT.COM, LLC $28,150,000 $14,375,000 -48.9% 1.2%
JET HOMELOANS, LLC $6,165,000 $12,980,000 110.5% 1.1%
CALIBER HOME LOANS, INC. $18,990,000 $11,880,000 -37.4% 1.0%
Bank of America $17,975,000 $11,005,000 -38.8% 0.9%
INTERCOASTAL MORTGAGE COMPANY $5,670,000 $10,845,000 91.3% 0.9%
UNION HOME MORTGAGE CORP. $18,110,000 $10,560,000 -41.7% 0.9%
CMG MORTGAGE, INC. $22,890,000 $10,475,000 -54.2% 0.9%
GUARANTEED RATE, INC. $9,740,000 $10,310,000 5.9% 0.9%
Southern First Bank $170,000 $10,310,000 5,964.7% 0.9%
CORNERSTONE HOME LENDING, INC. $19,250,000 $10,165,000 -47.2% 0.8%
HOME POINT FINANCIAL CORPORATION $10,285,000 $9,520,000 -7.4% 0.8%
TD Bank $4,765,000 $9,295,000 95.1% 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,030,000 $9,260,000 356.2% 0.8%
U.S. Bank $7,335,000 $8,990,000 22.6% 0.7%
PENTAGON FEDERAL CREDIT UNION $15,025,000 $7,455,000 -50.4% 0.6%
Alpha Mortgage Corporation $1,650,000 $7,320,000 343.6% 0.6%
The Federal Savings Bank $3,665,000 $7,255,000 98.0% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,290,000 $7,130,000 -2.2% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $12,555,000 $6,830,000 -45.6% 0.6%
American Security Mortgage Corp. $19,980,000 $6,825,000 -65.8% 0.6%
Blue Ridge Bank $17,560,000 $6,825,000 -61.1% 0.6%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $5,430,000 $6,795,000 25.1% 0.6%
HOMESIDE FINANCIAL, LLC $10,530,000 $6,620,000 -37.1% 0.5%
First Horizon Bank $7,360,000 $6,375,000 -13.4% 0.5%
BROKER SOLUTIONS, INC. $6,140,000 $6,310,000 2.8% 0.5%
DHI MORTGAGE COMPANY, LTD. $1,585,000 $5,575,000 251.7% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,270,000 $5,370,000 64.2% 0.4%
AMERISAVE MORTGAGE CORPORATION $8,955,000 $5,245,000 -41.4% 0.4%
Morgan Stanley Private Bank $2,805,000 $4,850,000 72.9% 0.4%
ANGEL OAK HOME LOANS LLC $2,880,000 $4,835,000 67.9% 0.4%
NEW DAY FINANCIAL, LLC $8,195,000 $4,835,000 -41.0% 0.4%
Flagstar Bank, FSB $5,010,000 $4,365,000 -12.9% 0.4%
JPMorgan Chase Bank $12,425,000 $4,245,000 -65.8% 0.4%
LAKEVIEW LOAN SERVICING, LLC $22,270,000 $4,090,000 -81.6% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,025,000 $4,065,000 34.4% 0.3%
EQUITY RESOURCES, INC. $8,875,000 $3,650,000 -58.9% 0.3%
Citibank $1,125,000 $3,640,000 223.6% 0.3%
North American Savings Bank, F.S.B. $5,965,000 $3,630,000 -39.1% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $8,305,000 $3,340,000 -59.8% 0.3%
SUCCESS MORTGAGE PARTNERS, INC. $6,320,000 $3,320,000 -47.5% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $2,035,000 $3,065,000 50.6% 0.3%
Northpointe Bank $6,065,000 $3,055,000 -49.6% 0.3%
Citizens Bank $2,350,000 $2,890,000 23.0% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $6,150,000 $2,825,000 -54.1% 0.2%
Towne Bank $2,155,000 $2,780,000 29.0% 0.2%
BETTER MORTGAGE CORPORATION $16,175,000 $2,515,000 -84.5% 0.2%
SOUTHERN TRUST MORTGAGE, LLC $22,595,000 $2,500,000 -88.9% 0.2%
NEWREZ LLC $11,325,000 $2,275,000 -79.9% 0.2%
Wyndham Capital Mortgage, Inc. $8,000,000 $2,115,000 -73.6% 0.2%
AgFirst Farm Credit Bank $3,520,000 $2,090,000 -40.6% 0.2%
Goldman Sachs Bank USA $1,960,000 n/a 0.2%
COASTAL Federal Credit Union $4,385,000 $1,915,000 -56.3% 0.2%
United Bank $295,000 $1,880,000 537.3% 0.2%
1ST SIGNATURE LENDING, LLC $220,000 $1,875,000 752.3% 0.2%
CHURCHILL MORTGAGE CORPORATION $3,235,000 $1,785,000 -44.8% 0.1%
Armed Forces Bank $1,780,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $820,000 $1,780,000 117.1% 0.1%
Charles Schwab Bank, SSB $365,000 $1,675,000 358.9% 0.1%
South State Bank $435,000 $1,645,000 278.2% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $275,000 $1,630,000 492.7% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,565,000 n/a 0.1%
Amalgamated Bank $1,530,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $125,000 $1,515,000 1,112.0% 0.1%
SPRING EQ, LLC $415,000 $1,485,000 257.8% 0.1%
NBH Bank $650,000 $1,465,000 125.4% 0.1%
Southern Bank and Trust Company $330,000 $1,440,000 336.4% 0.1%
HOMESTEAD FUNDING CORP. $1,680,000 $1,430,000 -14.9% 0.1%
AMERICAN FINANCING CORPORATION $2,720,000 $1,410,000 -48.2% 0.1%
Mid-Continent Funding, Inc. $265,000 $1,410,000 432.1% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $600,000 $1,395,000 132.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $1,080,000 $1,390,000 28.7% 0.1%
UBS Bank USA $2,190,000 $1,385,000 -36.8% 0.1%
LENDINGHOME FUNDING CORPORATION $115,000 $1,380,000 1,100.0% 0.1%
United Community Bank $265,000 $1,375,000 418.9% 0.1%
ITHINK FINANCIAL Credit Union $1,355,000 n/a 0.1%
The Huntington National Bank $115,000 $1,350,000 1,073.9% 0.1%
THE MORTGAGE FIRM, INC. $2,375,000 $1,345,000 -43.4% 0.1%
Cf Bank $345,000 $1,335,000 287.0% 0.1%
OVM FINANCIAL, INC. $2,720,000 $1,325,000 -51.3% 0.1%
Figure Lending LLC $265,000 $1,320,000 398.1% 0.1%
Carrington Mortgage Services, LLC $1,525,000 $1,315,000 -13.8% 0.1%
VILLAGE CAPITAL MORTGAGE $6,040,000 $1,280,000 -78.8% 0.1%
The Central Trust Bank $530,000 $1,275,000 140.6% 0.1%
Sierra Pacific Mortgage Company, Inc. $1,270,000 n/a 0.1%
BNC National Bank $5,325,000 $1,255,000 -76.4% 0.1%
MCLEAN MORTGAGE CORPORATION $1,275,000 $1,250,000 -2.0% 0.1%
Pinnacle Bank $1,555,000 $1,235,000 -20.6% 0.1%
Regions Bank $1,195,000 $1,210,000 1.3% 0.1%
TOP FLITE FINANCIAL, INC. $1,050,000 $1,210,000 15.2% 0.1%
SIRVA MORTGAGE, INC. $445,000 $1,205,000 170.8% 0.1%
Magnolia Bank $605,000 $1,195,000 97.5% 0.1%
Truliant Federal Credit Union $825,000 $1,170,000 41.8% 0.1%
Fifth Third Bank $2,805,000 $1,160,000 -58.6% 0.1%
UMB Bank $355,000 $1,155,000 225.4% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,110,000 $1,125,000 1.4% 0.1%
Raymond James Bank $1,110,000 n/a 0.1%
Ameris Bank $6,450,000 $1,105,000 -82.9% 0.1%
CORNING $185,000 $1,085,000 486.5% 0.1%
CERTAINTY HOME LOANS, LLC $4,615,000 $1,075,000 -76.7% 0.1%
NBKC BANK $4,600,000 $1,065,000 -76.8% 0.1%
Capital Bank $1,975,000 $1,050,000 -46.8% 0.1%
Renasant Bank $3,080,000 $1,050,000 -65.9% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $935,000 $1,000,000 7.0% 0.1%
WesBanco Bank, Inc. $485,000 $995,000 105.2% 0.1%
EVANSVILLE TEACHERS $955,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,140,000 $955,000 -55.4% 0.1%
Mutual Federal Bank $940,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $1,100,000 $940,000 -14.5% 0.1%
Sunflower Bank $1,575,000 $940,000 -40.3% 0.1%
AMERIFIRST FINANCIAL CORPORATION $635,000 $935,000 47.2% 0.1%
First Mortgage Solutions, LLC $1,120,000 $935,000 -16.5% 0.1%
CLEARPATH LENDING $7,190,000 $930,000 -87.1% 0.1%
George Mason Mortgage, LLC $1,440,000 $930,000 -35.4% 0.1%
Lincoln FSB of Nebraska $930,000 n/a 0.1%
ACOPIA, LLC $1,370,000 $920,000 -32.8% 0.1%
CONTOUR MORTGAGE CORPORATION $1,225,000 $915,000 -25.3% 0.1%
LOANFLIGHT LENDING, LLC $910,000 n/a 0.1%
AMERICAN ADVISORS GROUP $295,000 $905,000 206.8% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $2,120,000 $905,000 -57.3% 0.1%
LONGBRIDGE FINANCIAL, LLC $875,000 n/a 0.1%
Stifel Bank and Trust $5,880,000 $860,000 -85.4% 0.1%
First Federal Savings and Loan Association of Lakewood $855,000 n/a 0.1%
ALLEGACY FEDERAL CREDIT UNION $235,000 $845,000 259.6% 0.1%
EVERETT FINANCIAL, INC. $380,000 $845,000 122.4% 0.1%
Citadel Servicing Corporation $825,000 n/a 0.1%
Strong Home Mortgage, LLC $3,085,000 $815,000 -73.6% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,905,000 $810,000 -57.5% 0.1%
ARC HOME LLC $1,455,000 $805,000 -44.7% 0.1%
Atlantic Coast Mortgage, LLC $880,000 $805,000 -8.5% 0.1%
Franklin Savings Bank $805,000 n/a 0.1%
The Northern Trust Company $775,000 $805,000 3.9% 0.1%
Nations Lending Corporation $625,000 $800,000 28.0% 0.1%
Community First National Bank $790,000 n/a 0.1%
DAS Acquisition Company, LLC $1,745,000 $770,000 -55.9% 0.1%
Lumbee Guaranty Bank $770,000 n/a 0.1%
Northwest Federal Credit Union $385,000 $770,000 100.0% 0.1%
FineMark National Bank & Trust $755,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $1,265,000 $745,000 -41.1% 0.1%
Ally Bank $535,000 $730,000 36.4% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,410,000 $715,000 -49.3% 0.1%
First Guaranty Mortgage Corporation $4,370,000 $710,000 -83.8% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $370,000 $710,000 91.9% 0.1%
HOMESPIRE MORTGAGE CORPORATION $1,945,000 $680,000 -65.0% 0.1%
A&D Mortgage LLC $675,000 n/a 0.1%
HUNT MORTGAGE CORPORATION $670,000 n/a 0.1%
Lakeview Community Capital, LLC $1,985,000 $665,000 -66.5% 0.1%
SWBC MORTGAGE CORPORATION $245,000 $650,000 165.3% 0.1%
First Western Trust Bank $415,000 $645,000 55.4% 0.1%
ROYAL UNITED MORTGAGE LLC $295,000 $640,000 116.9% 0.1%
Coastal Carolina National Bank $355,000 $635,000 78.9% 0.1%
FRANKLIN MINT $625,000 n/a 0.1%
Johnson Bank $625,000 n/a 0.1%
GUILD MORTGAGE COMPANY $860,000 $615,000 -28.5% 0.1%
City National Bank $610,000 n/a 0.1%
Marine Federal Credit Union $595,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $415,000 $580,000 39.8% 0.0%
M&T Bank $2,400,000 $575,000 -76.0% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $135,000 $565,000 318.5% 0.0%
21ST MORTGAGE CORPORATION $1,505,000 $560,000 -62.8% 0.0%
Equity Prime Mortgage LLC $560,000 n/a 0.0%
1st Colonial Community Bank $555,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $365,000 $555,000 52.1% 0.0%
SOUTH CENTRAL BANK, INC. $555,000 n/a 0.0%
HOMESTAR FINANCIAL CORPORATION $225,000 $550,000 144.4% 0.0%
LADERA LENDING, INC. $1,440,000 $550,000 -61.8% 0.0%
Colonial Savings, F.A. $135,000 $545,000 303.7% 0.0%
Allen Tate Mortgage Partners, LLC $535,000 n/a 0.0%
The Farmers & Merchants State Bank $515,000 n/a 0.0%
North State Bank $675,000 $505,000 -25.2% 0.0%
Uwharrie Bank $1,280,000 $500,000 -60.9% 0.0%
West Town Bank & Trust $570,000 $495,000 -13.2% 0.0%
Corporate Investors Mortgage Group, Inc. $1,275,000 $485,000 -62.0% 0.0%
THRIVE MORTGAGE, LLC $480,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $780,000 $465,000 -40.4% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $75,000 $455,000 506.7% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $285,000 $445,000 56.1% 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $435,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $435,000 n/a 0.0%
Service Federal Credit Union $75,000 $435,000 480.0% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $245,000 $435,000 77.6% 0.0%
Atlantic Union Bank $425,000 n/a 0.0%
EASTMAN $425,000 n/a 0.0%
MORTGAGE INVESTORS GROUP, INC. $295,000 $425,000 44.1% 0.0%
NTFN, INC. $425,000 n/a 0.0%
PLANET HOME LENDING, LLC $3,710,000 $425,000 -88.5% 0.0%
ALLIANT CREDIT UNION $305,000 $415,000 36.1% 0.0%
Carolina Farm Credit, ACA $2,565,000 $410,000 -84.0% 0.0%
BancorpSouth Bank $405,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $325,000 $405,000 24.6% 0.0%
HOMEXPRESS MORTGAGE CORP. $195,000 $405,000 107.7% 0.0%
RESIDENTIAL BANCORP. $405,000 n/a 0.0%
State Bank of Lizton $405,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $395,000 n/a 0.0%
HANSCOM $395,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,170,000 $390,000 -66.7% 0.0%
FIRST HOME MORTGAGE CORPORATION $255,000 $385,000 51.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $380,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $375,000 n/a 0.0%
Mortgage Assurance Inc. $385,000 $375,000 -2.6% 0.0%
CIVIC FINANCIAL SERVICES, LLC $365,000 n/a 0.0%
Inwood National Bank $365,000 n/a 0.0%
SOUTHWEST FUNDING, LP $215,000 $365,000 69.8% 0.0%
Academy Bank $355,000 n/a 0.0%
Discover Bank $120,000 $355,000 195.8% 0.0%
First Federal Bank $1,055,000 $355,000 -66.4% 0.0%
Texana Bank $145,000 $355,000 144.8% 0.0%
HAMILTON HOME LOANS, INC. $345,000 n/a 0.0%
STAR ONE CREDIT UNION $345,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $560,000 $335,000 -40.2% 0.0%
LENDINGONE, LLC $255,000 $330,000 29.4% 0.0%
Commerce Home Mortgage, Inc. $325,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $35,000 $325,000 828.6% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,595,000 $315,000 -80.3% 0.0%
Century Mortgage Company DBA Century Lending Company $315,000 n/a 0.0%
Encompass Lending Group, LP $305,000 n/a 0.0%
Mortgage Network, Inc. $650,000 $305,000 -53.1% 0.0%
RBC Bank, (Georgia) $620,000 $305,000 -50.8% 0.0%
UNITED MORTGAGE CORP. $305,000 n/a 0.0%
Meridian Bank Corporation $2,075,000 $295,000 -85.8% 0.0%
T2 FINANCIAL LLC $135,000 $295,000 118.5% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $290,000 n/a 0.0%
RESOURCE FINANCIAL SERVICES, INC. $725,000 $290,000 -60.0% 0.0%
Acre Mortgage and Financial Inc $285,000 n/a 0.0%
MILEND, INC. $275,000 n/a 0.0%
Kwik Mortgage Corporation $270,000 n/a 0.0%
PHH Mortgage Corporation $330,000 $270,000 -18.2% 0.0%
First Heritage Mortgage, LLC $1,210,000 $265,000 -78.1% 0.0%
Old National Bank $265,000 n/a 0.0%
TOWER $1,060,000 $260,000 -75.5% 0.0%
Auto Club Trust, FSB $255,000 n/a 0.0%
Axos Bank $580,000 $255,000 -56.0% 0.0%
Deere Employees Credit Union $585,000 $255,000 -56.4% 0.0%
FOUNDERS FEDERAL CREDIT UNION $255,000 n/a 0.0%
NEXTMARK $110,000 $255,000 131.8% 0.0%
Union Savings Bank $255,000 n/a 0.0%
COMPASS MORTGAGE, INC. $235,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $235,000 n/a 0.0%
NJ LENDERS CORP. $235,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $470,000 $235,000 -50.0% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $225,000 n/a 0.0%
VISIONBank $225,000 n/a 0.0%
BELEM SERVICING LLC $215,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $215,000 n/a 0.0%
FIRST BANCORP, INC. $215,000 n/a 0.0%
Princeton Mortgage Corporation $215,000 n/a 0.0%
Towne Mortgage of the Carolinas, LLC $490,000 $215,000 -56.1% 0.0%
CIS Financial Services, Inc. $235,000 $205,000 -12.8% 0.0%
FirstBank $610,000 $205,000 -66.4% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $195,000 n/a 0.0%
First Reliance Bank $195,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $510,000 $195,000 -61.8% 0.0%
AMWEST FUNDING CORP. $225,000 $185,000 -17.8% 0.0%
Superior Credit Union, Inc. $185,000 n/a 0.0%
CAPITAL CENTER, L.L.C. $3,985,000 $175,000 -95.6% 0.0%
KELLER MORTGAGE, LLC $5,085,000 $175,000 -96.6% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $235,000 $165,000 -29.8% 0.0%
INTERCAP LENDING INC. $165,000 n/a 0.0%
Old Second National Bank $165,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $990,000 $165,000 -83.3% 0.0%
Bethpage Federal Credit Union $105,000 $160,000 52.4% 0.0%
Advance Financial Group, LLC $155,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $700,000 $155,000 -77.9% 0.0%
CAROLINAS TELCO FEDERAL CREDIT UNION $135,000 n/a 0.0%
JUSTICE Federal Credit Union $135,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $125,000 n/a 0.0%
SOFI LENDING CORP. $1,055,000 $125,000 -88.2% 0.0%
TRIAD FINANCIAL SERVICES, INC. $235,000 $125,000 -46.8% 0.0%
C & F Mortgage Corporation $225,000 $115,000 -48.9% 0.0%
Hometown Equity Mortgage, LLC $115,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $115,000 n/a 0.0%
SHELTER HOME MORTGAGE, LLC $115,000 n/a 0.0%
American Airlines Federal Credit Union $105,000 n/a 0.0%
Anderson Brothers Bank $95,000 n/a 0.0%
CNB Bank $505,000 $75,000 -85.1% 0.0%
CSL Financial, LLC $75,000 n/a 0.0%
Baxter Credit Union $450,000 $55,000 -87.8% 0.0%
BMO Harris Bank $360,000 $35,000 -90.3% 0.0%
Carter Bank & Trust $35,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $20,000 $25,000 25.0% 0.0%

Pinehurst - Southern Pines's top lender by overall market share is First Bank, with 5.6% market share. In second place, with 5.4%, is First-Citizens Bank & Trust Company, having originated $65,550,000 in loans. In third place, with 4.8%, is Prosperity Home Mortgage, LLC, having originated $58,030,000 in loans. In fourth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $58,025,000 in loans. In fifth place, with 4.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $53,425,000 in loans.


Pinehurst - Southern Pines Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Pinehurst - Southern Pines (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $299,900 (1.3%) $379,508 (4.2%) 0.00 837
2018-02-01 $301,137 (2.5%) $384,663 (4.8%) 0.00 832
2018-03-01 $309,950 (3.8%) $389,808 (6.1%) 0.00 843
2018-04-01 $308,344 (3.0%) $390,998 (6.3%) 0.00 872
2018-05-01 $300,000 (0.0%) $387,286 (4.9%) 0.00 899
2018-06-01 $300,000 (0.3%) $391,773 (6.8%) 0.00 884
2018-07-01 $307,541 (2.9%) $393,962 (7.6%) 0.00 830
2018-08-01 $305,500 (1.9%) $391,360 (6.2%) 0.00 821
2018-09-01 $306,815 (2.3%) $386,721 (3.8%) 0.00 808
2018-10-01 $309,168 (3.1%) $387,944 (5.0%) 0.00 785
2018-11-01 $306,816 (2.3%) $385,798 (2.4%) 0.00 769
2018-12-01 $304,950 (1.7%) $386,789 (2.3%) 0.00 761
2019-01-01 $307,000 (2.4%) $390,857 (3.0%) 0.00 716
2019-02-01 $312,500 (3.8%) $396,205 (3.0%) 0.00 739
2019-03-01 $318,416 (2.7%) $412,632 (5.9%) 0.00 718
2019-04-01 $323,985 (5.1%) $427,859 (9.4%) 0.00 713
2019-05-01 $336,250 (12.1%) $431,560 (11.4%) 0.00 713
2019-06-01 $333,860 (11.3%) $424,199 (8.3%) 0.00 715
2019-07-01 $334,360 (8.7%) $428,895 (8.9%) 0.00 679
2019-08-01 $332,678 (8.9%) $428,178 (9.4%) 0.00 675
2019-09-01 $331,115 (7.9%) $426,861 (10.4%) 0.00 671
2019-10-01 $329,950 (6.7%) $426,222 (9.9%) 0.00 667
2019-11-01 $329,900 (7.5%) $432,634 (12.1%) 0.00 624
2019-12-01 $331,865 (8.8%) $440,093 (13.8%) 0.00 588
2020-01-01 $333,595 (8.7%) $436,811 (11.8%) 0.00 561
2020-02-01 $339,205 (8.6%) $429,585 (8.4%) 0.00 549
2020-03-01 $339,450 (6.6%) $427,843 (3.7%) 0.00 576
2020-04-01 $337,179 (4.1%) $414,272 (-3.2%) 0.00 589
2020-05-01 $339,450 (1.0%) $417,576 (-3.2%) 0.00 528
2020-06-01 $335,750 (0.6%) $424,670 (0.1%) 0.00 468
2020-07-01 $329,988 (-1.3%) $424,742 (-1.0%) 0.00 415
2020-08-01 $330,000 (-0.8%) $437,839 (2.3%) 0.00 399
2020-09-01 $342,820 (3.5%) $442,130 (3.6%) 0.00 372
2020-10-01 $345,000 (4.6%) $444,511 (4.3%) 0.00 328
2020-11-01 $349,290 (5.9%) $441,107 (2.0%) 0.00 305
2020-12-01 $347,000 (4.6%) $457,739 (4.0%) 0.00 277
2021-01-01 $362,815 (8.8%) $493,969 (13.1%) 0.00 207
2021-02-01 $364,320 (7.4%) $498,113 (16.0%) 0.00 175
2021-03-01 $357,475 (5.3%) $479,964 (12.2%) 0.00 236
2021-04-01 $364,360 (8.1%) $479,307 (15.7%) 0.00 270
2021-05-01 $364,900 (7.5%) $527,880 (26.4%) 0.00 139
2021-06-01 $372,475 (10.9%) $504,552 (18.8%) 0.00 152
2021-07-01 $377,000 (14.3%) $529,372 (24.6%) 0.00 155
2021-08-01 $382,292 (15.9%) $507,236 (15.9%) 0.00 185
2021-09-01 $385,000 (12.3%) $484,296 (9.5%) 0.00 184
2021-10-01 $389,698 (13.0%) $513,057 (15.4%) 0.00 192
2021-11-01 $399,000 (14.2%) $588,283 (33.4%) 0.00 195
2021-12-01 $399,000 (15.0%) $584,620 (27.7%) 0.00 158
2022-01-01 $399,000 (10.0%) $604,068 (22.3%) 0.00 144
2022-02-01 $432,313 (18.7%) $656,980 (31.9%) 0.00 100
2022-03-01 $464,000 (29.8%) $621,767 (29.5%) 0.00 104
2022-04-01 $452,500 (24.2%) $616,449 (28.6%) 0.00 134
2022-05-01 $449,913 (23.3%) $571,905 (8.3%) 0.00 181
2022-06-01 $449,913 (20.8%) $614,146 (21.7%) 0.00 220
2022-07-01 $455,441 (20.8%) $610,637 (15.4%) 0.00 250
2022-08-01 $447,950 (17.2%) $591,550 (16.6%) 0.00 290
2022-09-01 $456,234 (18.5%) $584,096 (20.6%) 0.00 322
2022-10-01 $459,000 (17.8%) $586,584 (14.3%) 0.00 351
2022-11-01 $449,963 (12.8%) $575,618 (-2.2%) 0.00 364
2022-12-01 $449,900 (12.8%) $567,136 (-3.0%) 0.00 348
2023-01-01 $445,375 (11.6%) $555,963 (-8.0%) 0.00 315
2023-02-01 $444,750 (2.9%) $551,356 (-16.1%) 0.00 269
2023-03-01 $456,500 (-1.6%) $545,910 (-12.2%) 0.00 247
2023-04-01 $469,000 (3.7%) $564,050 (-8.5%) 0.00 238
2023-05-01 $475,216 (5.6%) $564,377 (-1.3%) 0.00 254
2023-06-01 $477,166 (6.1%) $564,679 (-8.1%) 0.00 297
2023-07-01 $477,166 (4.8%) $585,343 (-4.1%) 0.00 316
2023-08-01 $484,450 (8.2%) $597,356 (1.0%) 0.00 322
2023-09-01 $471,400 (3.3%) $583,795 (-0.1%) 0.00 363
2023-10-01 $455,000 (-0.9%) $561,459 (-4.3%) 0.00 381
Pinehurst - Southern Pines's median listing price for 2023-10-01 was $455,000, a difference of $-4,000 (-0.9%) versus the prior year and $-16,400 versus the prior month.

Pinehurst - Southern Pines's median listing price comes in at 0% of the national average.

Pinehurst - Southern Pines's average listing price for 2023-10-01 was $561,459, a difference of $-25,125 (-4.3%) versus the prior year and $-22,336 versus the prior month.

For the 2023-10-01 period, Pinehurst - Southern Pines had 381 MLS listings, a difference of 18 listings (5%) versus the prior month and 30 listings (9%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Pinehurst - Southern Pines (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,500 sqft
2018-02-01 0 days 2,500 sqft
2018-03-01 0 days 2,500 sqft
2018-04-01 0 days 2,500 sqft
2018-05-01 0 days 2,500 sqft
2018-06-01 0 days 2,500 sqft
2018-07-01 0 days 2,512 sqft
2018-08-01 0 days 2,500 sqft
2018-09-01 0 days 2,500 sqft
2018-10-01 0 days 2,500 sqft
2018-11-01 0 days 2,500 sqft
2018-12-01 0 days 2,500 sqft
2019-01-01 0 days 2,500 sqft
2019-02-01 0 days 2,451 sqft
2019-03-01 0 days 2,483 sqft
2019-04-01 0 days 2,540 sqft
2019-05-01 0 days 2,557 sqft
2019-06-01 0 days 2,538 sqft
2019-07-01 0 days 2,549 sqft
2019-08-01 0 days 2,548 sqft
2019-09-01 0 days 2,550 sqft
2019-10-01 0 days 2,550 sqft
2019-11-01 0 days 2,510 sqft
2019-12-01 0 days 2,553 sqft
2020-01-01 0 days 2,516 sqft
2020-02-01 0 days 2,516 sqft
2020-03-01 0 days 2,534 sqft
2020-04-01 0 days 2,516 sqft
2020-05-01 0 days 2,516 sqft
2020-06-01 0 days 2,510 sqft
2020-07-01 0 days 2,493 sqft
2020-08-01 0 days 2,496 sqft
2020-09-01 0 days 2,531 sqft
2020-10-01 0 days 2,539 sqft
2020-11-01 0 days 2,530 sqft
2020-12-01 0 days 2,506 sqft
2021-01-01 0 days 2,500 sqft
2021-02-01 0 days 2,342 sqft
2021-03-01 0 days 2,311 sqft
2021-04-01 0 days 2,341 sqft
2021-05-01 0 days 2,240 sqft
2021-06-01 0 days 2,295 sqft
2021-07-01 0 days 2,251 sqft
2021-08-01 0 days 2,317 sqft
2021-09-01 0 days 2,286 sqft
2021-10-01 0 days 2,295 sqft
2021-11-01 0 days 2,376 sqft
2021-12-01 0 days 2,363 sqft
2022-01-01 0 days 2,377 sqft
2022-02-01 0 days 2,344 sqft
2022-03-01 0 days 2,455 sqft
2022-04-01 0 days 2,445 sqft
2022-05-01 0 days 2,429 sqft
2022-06-01 0 days 2,419 sqft
2022-07-01 0 days 2,500 sqft
2022-08-01 0 days 2,459 sqft
2022-09-01 0 days 2,491 sqft
2022-10-01 0 days 2,500 sqft
2022-11-01 0 days 2,451 sqft
2022-12-01 0 days 2,480 sqft
2023-01-01 0 days 2,444 sqft
2023-02-01 0 days 2,411 sqft
2023-03-01 0 days 2,416 sqft
2023-04-01 0 days 2,458 sqft
2023-05-01 0 days 2,379 sqft
2023-06-01 0 days 2,365 sqft
2023-07-01 0 days 2,375 sqft
2023-08-01 0 days 2,331 sqft
2023-09-01 0 days 2,283 sqft
2023-10-01 0 days 2,209 sqft
Pinehurst - Southern Pines's median listing age (time on market) for 2023-10-01 was 0 days.

Pinehurst - Southern Pines's median square footage for active listings during the 2023-10-01 period was 2,209 sqft. One year prior, the average listing was 2,500 sqft.

Pinehurst-Southern Pines, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,199 $838,675,000 $381,389
Cash Out Refi 599 $172,875,000 $288,606
Refi 506 $112,530,000 $222,391
Other 358 $50,390,000 $140,754
Home Improvement 318 $37,890,000 $119,151

Pinehurst - Southern Pines's most frequently cited loan purpose was Home Purchase, with 2,199 originations. The 2nd most popular reason was Cash Out Refi, with 599 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,090 $327,720,000 $300,661
4-5% 982 $333,600,000 $339,715
5-6% 790 $253,560,000 $320,962
6-7% 408 $108,580,000 $266,127
2.5-3% 401 $119,005,000 $296,771
<2.5% 122 $35,300,000 $289,344
7-8% 102 $23,490,000 $230,294
Over 8% 72 $7,240,000 $100,556

During 2022, Pinehurst - Southern Pines's most frequently originated rate bucket was 3-4%, with 1,090 originations.

Loan Sizing (Pinehurst-Southern Pines, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,651 $487,585,000 $295,327
$100k-200k 782 $113,030,000 $144,540
$400k-600k 753 $355,785,000 $472,490
$100,000 or less 552 $32,600,000 $59,058
$600k-1000k 191 $137,405,000 $719,398
$Over $1MM 51 $85,955,000 $1,685,392

Pinehurst - Southern Pines's loan sizing saw the bucket of loans from $200k-400k with 1,651 originations, totaling $487,585,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,396 $525,790,000 $376,640
60-80% 915 $320,335,000 $350,093
40-60% 488 $143,930,000 $294,939
20-40% 458 $66,550,000 $145,306
Under 20% 393 $28,975,000 $73,728
Over 100% 297 $117,115,000 $394,327

Pinehurst - Southern Pines's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,396 originations, totaling $525,790,000 in origination value.