Phh Mortgage Corporation Rates, Fees & Info

Mount Laurel, NJ

LEI: PAOOWF3GUFM46FBSP561

Tax ID: 22-2195996

4.8 stars - out of 5 stars, based on 96 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Phh Mortgage Corporation is a small mortgage company specializing in Refi and Cash Out Refi loans. Phh Mortgage Corporation has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, New York, Riverside, Phoenix, and Denver among others. We have data for 599 markets. (Some data included below & more in-depth data is available with an active subscription.)

Phh Mortgage Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Phh Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.70% 6/4/23
30 Year Conventional Refi 6.73% 6/4/23
30 Year Cash-out Refi 6.94% 6/4/23
30 Year FHA Purchase 7.24% 6/4/23
30 Year FHA Refi 7.57% 6/4/23
30 Year VA Purchase 5.83% 6/4/23
30 Year VA Refi 6.78% 6/4/23
30 Year USDA Purchase 6.27% 6/4/23
15 Year Conventional Purchase 6.30% 6/4/23
15 Year Conventional Refi 6.58% 6/4/23
15 Year Cash-out Refi 6.58% 6/4/23
15 Year FHA Refi 7.48% 6/4/23
15 Year VA Refi 7.26% 6/4/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Phh Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Phh Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,183

Origination Dollar Volume (All Markets)

$2,445,855,000
Show all (11) awards

Relative Rate

Phh Mortgage Corporation's average 30 year fixed mortgage rate was 4.57%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -0.19%.

Relative Fees (Closing Costs)

Phh Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $7,318.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 405 $178,285,000 $440,210 $8,099 4.50%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 290 $96,640,000 $333,241 $9,276 4.28%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 291 $92,055,000 $316,340 $7,610 4.29%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 326 $89,370,000 $274,141 $7,546 4.62%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 257 $84,215,000 $327,685 $7,298 4.31%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 328 $80,890,000 $246,616 $6,845 4.58%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 150 $66,690,000 $444,600 $8,099 4.56%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 137 $65,995,000 $481,715 $8,342 4.63%
Outside of Metro Areas 312 $62,330,000 $199,776 $6,634 4.55%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 199 $59,865,000 $300,829 $7,858 4.60%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 242 $55,290,000 $228,471 $6,849 4.58%
SALT LAKE CITY, UT (FHA|USDA|VA) 177 $54,855,000 $309,915 $8,094 4.52%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 156 $53,000,000 $339,744 $7,160 4.31%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 141 $44,145,000 $313,085 $8,083 4.35%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 134 $44,080,000 $328,955 $7,102 4.28%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 198 $41,490,000 $209,545 $6,639 4.84%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 107 $40,445,000 $377,991 $8,333 4.27%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 155 $38,955,000 $251,323 $6,846 4.63%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 174 $37,890,000 $217,759 $7,719 4.57%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 153 $31,965,000 $208,922 $6,079 4.63%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 99 $31,015,000 $313,283 $7,247 4.20%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 95 $27,395,000 $288,368 $6,342 4.46%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 121 $25,965,000 $214,587 $6,493 4.68%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 97 $24,765,000 $255,309 $5,940 4.34%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 80 $21,030,000 $262,875 $6,843 4.37%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 69 $19,625,000 $284,420 $7,701 4.30%
TUCSON, AZ (FHA|USDA|VA) 85 $19,315,000 $227,235 $7,234 4.36%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 34 $18,400,000 $541,176 $10,952 4.76%
PROVO-OREM, UT (FHA|USDA|VA) 57 $17,095,000 $299,912 $6,295 4.66%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 41 $16,355,000 $398,902 $8,846 4.20%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 64 $15,830,000 $247,344 $5,601 4.73%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 64 $14,940,000 $233,438 $6,554 4.28%
KNOXVILLE, TN (FHA|USDA|VA) 77 $14,875,000 $193,182 $6,964 4.42%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 85 $14,535,000 $171,000 $6,026 4.39%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 66 $14,470,000 $219,242 $7,153 4.59%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 57 $14,275,000 $250,439 $7,773 4.62%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 65 $14,215,000 $218,692 $6,196 4.19%
ST. GEORGE, UT (FHA|USDA|VA) 45 $13,005,000 $289,000 $6,558 4.16%
JACKSONVILLE, FL (FHA|USDA|VA) 61 $12,775,000 $209,426 $6,158 4.68%
BOISE CITY, ID (FHA|USDA|VA) 49 $12,375,000 $252,551 $6,397 4.37%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 64 $12,160,000 $190,000 $5,401 4.79%
KANSAS CITY, MO-KS (FHA|USDA|VA) 60 $11,620,000 $193,667 $6,781 4.78%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 26 $11,540,000 $443,846 $9,667 4.46%
MODESTO, CA (FHA|USDA|VA) 43 $11,415,000 $265,465 $10,669 4.25%
RALEIGH-CARY, NC (FHA|USDA|VA) 45 $11,295,000 $251,000 $6,160 4.04%
STOCKTON, CA (FHA|USDA|VA) 34 $10,940,000 $321,765 $9,422 4.14%
COLORADO SPRINGS, CO (FHA|USDA|VA) 37 $10,645,000 $287,703 $6,936 4.30%
RENO, NV (FHA|USDA|VA) 35 $10,525,000 $300,714 $7,686 4.23%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 37 $10,455,000 $282,568 $7,562 4.73%
ST. LOUIS, MO-IL (FHA|USDA|VA) 57 $10,025,000 $175,877 $5,583 4.42%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 31 $9,955,000 $321,129 $9,262 4.84%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 32 $9,440,000 $295,000 $7,804 4.27%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 25 $9,055,000 $362,200 $7,579 4.58%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 48 $8,760,000 $182,500 $6,432 4.65%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 35 $8,205,000 $234,429 $8,081 4.80%
WORCESTER, MA-CT (FHA|USDA|VA) 33 $8,055,000 $244,091 $6,583 4.44%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 32 $7,770,000 $242,813 $6,650 4.12%
FORT COLLINS, CO (FHA|USDA|VA) 24 $7,740,000 $322,500 $6,325 4.64%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 36 $7,540,000 $209,444 $6,731 4.43%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 28 $7,220,000 $257,857 $7,110 4.40%
ALBUQUERQUE, NM (FHA|USDA|VA) 32 $7,090,000 $221,563 $6,199 4.32%
PORT ST. LUCIE, FL (FHA|USDA|VA) 29 $7,055,000 $243,276 $7,213 4.17%
ASHEVILLE, NC (FHA|USDA|VA) 26 $6,990,000 $268,846 $7,873 3.74%
BOULDER, CO (FHA|USDA|VA) 17 $6,915,000 $406,765 $9,037 3.95%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 33 $6,855,000 $207,727 $7,082 4.66%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 28 $6,840,000 $244,286 $6,749 5.10%
RICHMOND, VA (FHA|USDA|VA) 34 $6,820,000 $200,588 $7,119 4.78%
VALLEJO, CA (FHA|USDA|VA) 17 $6,735,000 $396,176 $11,446 3.95%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 28 $6,670,000 $238,214 $7,287 4.62%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 22 $6,620,000 $300,909 $7,696 4.40%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 13 $6,185,000 $475,769 $5,563 3.96%
BAKERSFIELD, CA (FHA|USDA|VA) 29 $6,065,000 $209,138 $6,205 4.72%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 13 $6,045,000 $465,000 $3,836 5.02%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 19 $5,975,000 $314,474 $5,505 4.78%
FRESNO, CA (FHA|USDA|VA) 25 $5,825,000 $233,000 $6,754 4.33%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 26 $5,770,000 $221,923 $7,666 4.20%
GREELEY, CO (FHA|USDA|VA) 20 $5,690,000 $284,500 $8,179 3.97%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 26 $5,650,000 $217,308 $6,816 4.65%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 28 $5,440,000 $194,286 $7,577 4.17%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 21 $5,365,000 $255,476 $8,037 3.96%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 29 $5,265,000 $181,552 $6,920 5.17%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 21 $5,235,000 $249,286 $7,892 4.67%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 23 $5,225,000 $227,174 $7,981 4.32%
SALINAS, CA (FHA|USDA|VA) 11 $5,155,000 $468,636 $10,584 3.73%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 27 $4,965,000 $183,889 $6,655 4.52%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 18 $4,930,000 $273,889 $6,683 4.10%
COLUMBUS, OH (FHA|USDA|VA) 28 $4,770,000 $170,357 $6,740 4.21%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 17 $4,745,000 $279,118 $7,881 4.48%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 21 $4,655,000 $221,667 $7,219 4.25%
BEND, OR (FHA|USDA|VA) 13 $4,655,000 $358,077 $7,971 4.13%
Heber, UT (FHA|USDA|VA) 8 $4,180,000 $522,500 $12,057 5.05%
TWIN FALLS, ID (FHA|USDA|VA) 22 $4,140,000 $188,182 $7,279 4.42%
LOGAN, UT-ID (FHA|USDA|VA) 16 $4,130,000 $258,125 $6,365 4.11%
OKLAHOMA CITY, OK (FHA|USDA|VA) 22 $4,110,000 $186,818 $8,151 4.56%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $4,035,000 $366,818 $6,734 4.72%
GRAND JUNCTION, CO (FHA|USDA|VA) 18 $4,020,000 $223,333 $5,925 4.53%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 11 $4,005,000 $364,091 $6,136 4.51%
OCALA, FL (FHA|USDA|VA) 27 $3,995,000 $147,963 $5,736 4.17%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 24 $3,900,000 $162,500 $5,470 4.74%
ANCHORAGE, AK (FHA|USDA|VA) 12 $3,890,000 $324,167 $6,237 3.79%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 15 $3,695,000 $246,333 $7,258 4.14%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 17 $3,595,000 $211,471 $6,344 5.03%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 11 $3,545,000 $322,273 $8,969 5.04%
COLUMBIA, SC (FHA|USDA|VA) 19 $3,505,000 $184,474 $6,294 4.59%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 15 $3,475,000 $231,667 $6,904 3.97%
Truckee-Grass Valley, CA (FHA|USDA|VA) 10 $3,450,000 $345,000 $6,852 5.27%
TULSA, OK (FHA|USDA|VA) 19 $3,375,000 $177,632 $6,527 4.18%
PITTSBURGH, PA (FHA|USDA|VA) 24 $3,350,000 $139,583 $6,586 4.65%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 10 $3,140,000 $314,000 $7,147 4.00%
SALISBURY, MD-DE (FHA|USDA|VA) 14 $3,130,000 $223,571 $5,792 4.57%
MISSOULA, MT (FHA|USDA|VA) 10 $3,080,000 $308,000 $0 3.72%
SALEM, OR (FHA|USDA|VA) 12 $2,970,000 $247,500 $11,781 4.85%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 17 $2,955,000 $173,824 $7,312 4.52%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 20 $2,950,000 $147,500 $4,532 4.80%
LOUISVILLE, KY (FHA|USDA|VA) 15 $2,935,000 $195,667 $7,059 4.66%
Kalispell, MT (FHA|USDA|VA) 9 $2,915,000 $323,889 $5,654 4.66%
WINSTON-SALEM, NC (FHA|USDA|VA) 15 $2,865,000 $191,000 $5,044 4.47%
PUNTA GORDA, FL (FHA|USDA|VA) 10 $2,800,000 $280,000 $7,235 4.36%
Key West, FL (FHA|USDA|VA) 6 $2,780,000 $463,333 $10,666 4.37%
YUBA CITY, CA (FHA|USDA|VA) 10 $2,750,000 $275,000 $5,068 3.97%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 14 $2,650,000 $189,286 $6,729 4.63%
Bozeman, MT (FHA|USDA|VA) 7 $2,635,000 $376,429 $7,151 3.73%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 13 $2,625,000 $201,923 $7,202 4.91%
Show Low, AZ (FHA|USDA|VA) 9 $2,585,000 $287,222 $8,474 4.50%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 9 $2,575,000 $286,111 $7,078 4.15%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 9 $2,565,000 $285,000 $7,014 4.10%
REDDING, CA (FHA|USDA|VA) 11 $2,555,000 $232,273 $5,852 4.70%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 14 $2,550,000 $182,143 $4,748 4.11%
SPRINGFIELD, MO (FHA|USDA|VA) 15 $2,535,000 $169,000 $5,419 4.15%
IDAHO FALLS, ID (FHA|USDA|VA) 14 $2,480,000 $177,143 $6,949 4.87%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 15 $2,415,000 $161,000 $6,222 4.45%
MEDFORD, OR (FHA|USDA|VA) 11 $2,395,000 $217,727 $7,330 5.31%
FLAGSTAFF, AZ (FHA|USDA|VA) 7 $2,325,000 $332,143 $5,960 4.34%
LUBBOCK, TX (FHA|USDA|VA) 14 $2,320,000 $165,714 $5,822 4.82%
VISALIA, CA (FHA|USDA|VA) 11 $2,295,000 $208,636 $8,630 4.10%
Cedar City, UT (FHA|USDA|VA) 9 $2,285,000 $253,889 $6,057 4.51%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 12 $2,280,000 $190,000 $5,807 4.45%
MERCED, CA (FHA|USDA|VA) 10 $2,230,000 $223,000 $5,587 3.72%
MONTGOMERY, AL (FHA|USDA|VA) 9 $2,195,000 $243,889 $3,861 4.64%
Torrington, CT (FHA|USDA|VA) 8 $2,180,000 $272,500 $7,944 4.38%
BATON ROUGE, LA (FHA|USDA|VA) 11 $2,175,000 $197,727 $7,486 4.70%
Outside of Metro Areas 6 $2,140,000 $356,667 $8,473 4.14%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 13 $2,055,000 $158,077 $5,279 4.48%
CHICO, CA (FHA|USDA|VA) 8 $2,020,000 $252,500 $12,700 3.65%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 12 $2,010,000 $167,500 $6,043 4.44%
HUNTSVILLE, AL (FHA|USDA|VA) 8 $1,990,000 $248,750 $8,654 4.99%
YORK-HANOVER, PA (FHA|USDA|VA) 8 $1,970,000 $246,250 $9,136 5.03%
OCEAN CITY, NJ (FHA|USDA|VA) 6 $1,940,000 $323,333 $5,488 4.63%
EL PASO, TX (FHA|USDA|VA) 10 $1,920,000 $192,000 $5,687 4.53%
WICHITA, KS (FHA|USDA|VA) 15 $1,905,000 $127,000 $5,131 4.58%
Sevierville, TN (FHA|USDA|VA) 9 $1,895,000 $210,556 $8,970 4.51%
THE VILLAGES, FL (FHA|USDA|VA) 8 $1,890,000 $236,250 $7,232 4.82%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $1,880,000 $313,333 $9,749 3.66%
GRANTS PASS, OR (FHA|USDA|VA) 8 $1,880,000 $235,000 $6,331 4.80%
Prineville, OR (FHA|USDA|VA) 7 $1,855,000 $265,000 $8,233 4.98%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $1,850,000 $462,500 $0 2.96%
CARSON CITY, NV (FHA|USDA|VA) 6 $1,840,000 $306,667 $7,579 3.78%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 13 $1,795,000 $138,077 $7,354 4.88%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $1,770,000 $295,000 $6,264 3.95%
WILMINGTON, NC (FHA|USDA|VA) 7 $1,765,000 $252,143 $5,660 4.68%
Fredericksburg, TX (FHA|USDA|VA) 4 $1,760,000 $440,000 $17,747 4.49%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 9 $1,735,000 $192,778 $8,250 4.74%
DAYTON-KETTERING, OH (FHA|USDA|VA) 13 $1,725,000 $132,692 $5,429 4.68%
LONGVIEW, WA (FHA|USDA|VA) 9 $1,695,000 $188,333 $6,708 4.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 8 $1,690,000 $211,250 $7,218 5.51%
Glenwood Springs, CO (FHA|USDA|VA) 5 $1,685,000 $337,000 $9,156 3.66%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 10 $1,660,000 $166,000 $6,752 5.33%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 10 $1,660,000 $166,000 $5,267 4.63%
TALLAHASSEE, FL (FHA|USDA|VA) 9 $1,575,000 $175,000 $7,097 4.47%
EAST STROUDSBURG, PA (FHA|USDA|VA) 9 $1,575,000 $175,000 $7,825 5.31%
Fernley, NV (FHA|USDA|VA) 7 $1,555,000 $222,143 $5,068 5.41%
NAPA, CA (FHA|USDA|VA) 3 $1,545,000 $515,000 $11,192 4.16%
LANCASTER, PA (FHA|USDA|VA) 8 $1,510,000 $188,750 $7,080 5.21%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $1,505,000 $301,000 $5,743 4.02%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $1,490,000 $186,250 $7,420 4.87%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 10 $1,430,000 $143,000 $5,336 5.13%
READING, PA (FHA|USDA|VA) 8 $1,420,000 $177,500 $7,609 3.88%
AKRON, OH (FHA|USDA|VA) 11 $1,415,000 $128,636 $6,983 4.95%
SANTA FE, NM (FHA|USDA|VA) 5 $1,415,000 $283,000 $6,968 4.12%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $1,410,000 $352,500 $11,594 4.00%
Durango, CO (FHA|USDA|VA) 4 $1,410,000 $352,500 $7,183 3.55%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $1,405,000 $200,714 $7,138 4.01%
Burley, ID (FHA|USDA|VA) 7 $1,395,000 $199,286 $6,455 4.23%
MORRISTOWN, TN (FHA|USDA|VA) 11 $1,375,000 $125,000 $0 3.46%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $1,370,000 $171,250 $6,214 4.89%
DOVER, DE (FHA|USDA|VA) 5 $1,365,000 $273,000 $9,328 4.21%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,360,000 $226,667 $4,501 4.74%
PANAMA CITY, FL (FHA|USDA|VA) 6 $1,340,000 $223,333 $7,691 5.82%
BELLINGHAM, WA (FHA|USDA|VA) 4 $1,310,000 $327,500 $0 3.18%
Sandpoint, ID (FHA|USDA|VA) 4 $1,290,000 $322,500 $7,820 4.57%
Granbury, TX (FHA|USDA|VA) 4 $1,270,000 $317,500 $8,564 4.63%
WINCHESTER, VA-WV (FHA|USDA|VA) 7 $1,265,000 $180,714 $8,246 4.07%
SPARTANBURG, SC (FHA|USDA|VA) 8 $1,260,000 $157,500 $5,919 5.33%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 6 $1,210,000 $201,667 $6,833 4.62%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $1,205,000 $241,000 $8,211 5.32%
Morehead City, NC (FHA|USDA|VA) 4 $1,190,000 $297,500 $4,153 3.72%
PUEBLO, CO (FHA|USDA|VA) 7 $1,185,000 $169,286 $0 3.88%
Concord, NH (FHA|USDA|VA) 5 $1,175,000 $235,000 $6,979 4.61%
Aberdeen, WA (FHA|USDA|VA) 8 $1,160,000 $145,000 $8,649 4.94%
FAYETTEVILLE, NC (FHA|USDA|VA) 9 $1,155,000 $128,333 $3,778 5.68%
ROANOKE, VA (FHA|USDA|VA) 7 $1,145,000 $163,571 $6,679 4.71%
SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,279 6.28%
Lebanon, NH-VT (FHA|USDA|VA) 3 $1,105,000 $368,333 $4,856 5.48%
NEW BERN, NC (FHA|USDA|VA) 5 $1,095,000 $219,000 $10,095 5.18%
FLINT, MI (FHA|USDA|VA) 10 $1,090,000 $109,000 $5,643 5.16%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,090,000 $181,667 $6,530 5.55%
TUSCALOOSA, AL (FHA|USDA|VA) 4 $1,080,000 $270,000 $5,072 4.72%
BILLINGS, MT (FHA|USDA|VA) 7 $1,055,000 $150,714 $7,546 5.13%
GAINESVILLE, GA (FHA|USDA|VA) 5 $1,055,000 $211,000 $5,443 4.48%
KINGSTON, NY (FHA|USDA|VA) 4 $1,040,000 $260,000 $9,423 4.13%
Cornelia, GA (FHA|USDA|VA) 3 $1,035,000 $345,000 $6,011 4.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,030,000 $171,667 $5,697 4.80%
Newport, OR (FHA|USDA|VA) 3 $1,015,000 $338,333 $8,602 3.03%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,010,000 $252,500 $6,286 4.05%
SAN ANGELO, TX (FHA|USDA|VA) 5 $995,000 $199,000 $7,255 4.86%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $995,000 $331,667 $4,402 3.93%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 5 $975,000 $195,000 $6,422 5.10%
Clearlake, CA (FHA|USDA|VA) 6 $960,000 $160,000 $7,069 4.94%
SYRACUSE, NY (FHA|USDA|VA) 7 $955,000 $136,429 $7,013 4.77%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 6 $950,000 $158,333 $7,271 3.86%
ANN ARBOR, MI (FHA|USDA|VA) 5 $925,000 $185,000 $8,437 3.89%
TOLEDO, OH (FHA|USDA|VA) 6 $920,000 $153,333 $7,492 4.96%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $915,000 $305,000 $3,807 3.80%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $900,000 $225,000 $11,017 3.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 6 $900,000 $150,000 $8,089 3.49%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $900,000 $450,000 $4,840 3.06%
BRUNSWICK, GA (FHA|USDA|VA) 4 $890,000 $222,500 $7,316 3.10%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $890,000 $222,500 $4,608 5.47%
WACO, TX (FHA|USDA|VA) 6 $890,000 $148,333 $5,682 4.69%
LEWISTON, ID-WA (FHA|USDA|VA) 5 $885,000 $177,000 $0 4.36%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $885,000 $295,000 $6,048 3.79%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $880,000 $220,000 $3,689 4.39%
TYLER, TX (FHA|USDA|VA) 6 $880,000 $146,667 $5,760 3.11%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $870,000 $145,000 $6,448 4.91%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $865,000 $173,000 $5,837 5.07%
Centralia, WA (FHA|USDA|VA) 3 $865,000 $288,333 $0 4.02%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $860,000 $215,000 $3,290 4.94%
GLENS FALLS, NY (FHA|USDA|VA) 5 $855,000 $171,000 $5,074 3.95%
ROCHESTER, NY (FHA|USDA|VA) 4 $850,000 $212,500 $6,988 4.22%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $840,000 $210,000 $3,704 4.00%
YAKIMA, WA (FHA|USDA|VA) 6 $840,000 $140,000 $4,555 4.43%
YUMA, AZ (FHA|USDA|VA) 6 $840,000 $140,000 $5,025 5.19%
La Grande, OR (FHA|USDA|VA) 3 $835,000 $278,333 $6,466 4.94%
HARRISONBURG, VA (FHA|USDA|VA) 3 $825,000 $275,000 $6,250 4.21%
MOBILE, AL (FHA|USDA|VA) 7 $815,000 $116,429 $4,599 4.41%
Shelton, WA (FHA|USDA|VA) 3 $815,000 $271,667 $0 5.62%
Crossville, TN (FHA|USDA|VA) 4 $800,000 $200,000 $4,385 3.70%
FORT WAYNE, IN (FHA|USDA|VA) 7 $795,000 $113,571 $5,569 5.23%
LAS CRUCES, NM (FHA|USDA|VA) 6 $790,000 $131,667 $4,653 5.09%
GREEN BAY, WI (FHA|USDA|VA) 4 $790,000 $197,500 $6,903 4.41%
DECATUR, AL (FHA|USDA|VA) 5 $775,000 $155,000 $4,261 4.60%
MADISON, WI (FHA|USDA|VA) 4 $770,000 $192,500 $6,539 4.04%
LINCOLN, NE (FHA|USDA|VA) 4 $750,000 $187,500 $4,500 3.67%
Branson, MO (FHA|USDA|VA) 4 $750,000 $187,500 $7,340 5.19%
Vernal, UT (FHA|USDA|VA) 4 $740,000 $185,000 $0 5.19%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $735,000 $147,000 $6,232 4.73%
JACKSON, TN (FHA|USDA|VA) 4 $730,000 $182,500 $7,873 6.75%
ODESSA, TX (FHA|USDA|VA) 3 $725,000 $241,667 $6,941 5.46%
Edwards, CO (FHA|USDA|VA) 2 $720,000 $360,000 $8,858 4.31%
ROCHESTER, MN (FHA|USDA|VA) 2 $720,000 $360,000 $5,891 4.56%
Astoria, OR (FHA|USDA|VA) 2 $720,000 $360,000 $5,263 2.62%
SAVANNAH, GA (FHA|USDA|VA) 5 $715,000 $143,000 $5,274 4.11%
LONGVIEW, TX (FHA|USDA|VA) 5 $715,000 $143,000 $4,480 3.45%
WALLA WALLA, WA (FHA|USDA|VA) 4 $710,000 $177,500 $6,666 5.74%
GAINESVILLE, FL (FHA|USDA|VA) 3 $705,000 $235,000 $5,716 3.63%
WHEELING, WV-OH (FHA|USDA|VA) 2 $700,000 $350,000 $16,051 4.31%
Stillwater, OK (FHA|USDA|VA) 2 $700,000 $350,000 $8,746 3.88%
POCATELLO, ID (FHA|USDA|VA) 4 $700,000 $175,000 $5,596 6.13%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 4 $690,000 $172,500 $7,586 4.36%
FLORENCE, SC (FHA|USDA|VA) 3 $685,000 $228,333 $6,792 4.83%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 5 $675,000 $135,000 $4,730 4.65%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $670,000 $167,500 $4,874 4.35%
GETTYSBURG, PA (FHA|USDA|VA) 4 $670,000 $167,500 $9,977 4.75%
Laconia, NH (FHA|USDA|VA) 3 $655,000 $218,333 $6,259 5.15%
Port Angeles, WA (FHA|USDA|VA) 2 $650,000 $325,000 $0 2.39%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $640,000 $160,000 $6,357 4.56%
CLEVELAND, TN (FHA|USDA|VA) 4 $630,000 $157,500 $0 3.57%
Bedford, IN (FHA|USDA|VA) 2 $630,000 $315,000 $9,311 2.58%
Statesboro, GA (FHA|USDA|VA) 2 $630,000 $315,000 $4,439 3.00%
Jefferson, GA (FHA|USDA|VA) 4 $630,000 $157,500 $6,920 4.55%
Red Bluff, CA (FHA|USDA|VA) 3 $625,000 $208,333 $0 5.68%
LYNCHBURG, VA (FHA|USDA|VA) 5 $615,000 $123,000 $6,031 3.76%
Gainesville, TX (FHA|USDA|VA) 2 $610,000 $305,000 $4,785 5.63%
Pahrump, NV (FHA|USDA|VA) 3 $605,000 $201,667 $9,996 3.42%
Roseburg, OR (FHA|USDA|VA) 4 $600,000 $150,000 $5,400 4.88%
LAWRENCE, KS (FHA|USDA|VA) 2 $590,000 $295,000 $9,554 4.94%
MUSKEGON, MI (FHA|USDA|VA) 5 $585,000 $117,000 $5,737 5.18%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $585,000 $117,000 $7,335 4.77%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $580,000 $290,000 $5,595 4.75%
Athens, TX (FHA|USDA|VA) 3 $575,000 $191,667 $8,522 6.12%
MUNCIE, IN (FHA|USDA|VA) 4 $570,000 $142,500 $7,074 4.50%
Payson, AZ (FHA|USDA|VA) 3 $565,000 $188,333 $6,842 4.89%
Ontario, OR-ID (FHA|USDA|VA) 4 $560,000 $140,000 $5,440 2.98%
KOKOMO, IN (FHA|USDA|VA) 6 $560,000 $93,333 $4,700 4.70%
Baraboo, WI (FHA|USDA|VA) 2 $560,000 $280,000 $3,986 5.28%
MIDLAND, MI (FHA|USDA|VA) 4 $550,000 $137,500 $6,372 4.56%
Clewiston, FL (FHA|USDA|VA) 2 $540,000 $270,000 $3,572 5.44%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $540,000 $270,000 $4,741 3.69%
LAFAYETTE, LA (FHA|USDA|VA) 2 $540,000 $270,000 $6,067 4.88%
UTICA-ROME, NY (FHA|USDA|VA) 5 $535,000 $107,000 $5,468 4.80%
Butte-Silver Bow, MT (FHA|USDA|VA) 2 $530,000 $265,000 $13,703 5.10%
Montrose, CO (FHA|USDA|VA) 2 $530,000 $265,000 $0 3.25%
West Plains, MO (FHA|USDA|VA) 3 $525,000 $175,000 $6,151 4.17%
Traverse City, MI (FHA|USDA|VA) 1 $525,000 $525,000 $0 3.56%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $515,000 $171,667 $5,502 4.54%
The Dalles, OR (FHA|USDA|VA) 2 $510,000 $255,000 $0 3.72%
APPLETON, WI (FHA|USDA|VA) 3 $505,000 $168,333 $5,573 4.39%
Albemarle, NC (FHA|USDA|VA) 1 $505,000 $505,000 $8,557 5.50%
COLUMBIA, MO (FHA|USDA|VA) 3 $505,000 $168,333 $4,411 3.85%
Wooster, OH (FHA|USDA|VA) 4 $500,000 $125,000 $4,244 4.60%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $500,000 $125,000 $7,780 4.66%
MADERA, CA (FHA|USDA|VA) 2 $500,000 $250,000 $11,167 3.53%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $495,000 $165,000 $6,199 4.22%
HINESVILLE, GA (FHA|USDA|VA) 3 $495,000 $165,000 $6,889 4.09%
Fort Leonard Wood, MO (FHA|USDA|VA) 3 $495,000 $165,000 $3,570 4.96%
Paducah, KY-IL (FHA|USDA|VA) 1 $485,000 $485,000 $5,662 5.88%
Easton, MD (FHA|USDA|VA) 1 $485,000 $485,000 $0 5.50%
Kerrville, TX (FHA|USDA|VA) 1 $485,000 $485,000 $0 2.43%
Cañon City, CO (FHA|USDA|VA) 2 $480,000 $240,000 $3,851 6.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $475,000 $158,333 $5,141 5.79%
Pottsville, PA (FHA|USDA|VA) 3 $475,000 $158,333 $7,400 5.00%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $470,000 $117,500 $6,404 5.03%
VALDOSTA, GA (FHA|USDA|VA) 3 $465,000 $155,000 $7,048 4.35%
Cookeville, TN (FHA|USDA|VA) 3 $455,000 $151,667 $3,293 3.15%
NILES, MI (FHA|USDA|VA) 4 $450,000 $112,500 $6,671 4.19%
Ketchikan, AK (FHA|USDA|VA) 2 $450,000 $225,000 $5,182 4.75%
AMARILLO, TX (FHA|USDA|VA) 4 $450,000 $112,500 $4,476 3.86%
Winnemucca, NV (FHA|USDA|VA) 3 $445,000 $148,333 $5,604 5.38%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $445,000 $148,333 $5,029 4.79%
Frankfort, KY (FHA|USDA|VA) 1 $445,000 $445,000 $5,442 3.63%
CORVALLIS, OR (FHA|USDA|VA) 1 $435,000 $435,000 $3,619 4.88%
Ellensburg, WA (FHA|USDA|VA) 2 $430,000 $215,000 $8,603 6.08%
Beeville, TX (FHA|USDA|VA) 1 $425,000 $425,000 $8,590 2.63%
Steamboat Springs, CO (FHA|USDA|VA) 1 $425,000 $425,000 $0 7.12%
McMinnville, TN (FHA|USDA|VA) 2 $420,000 $210,000 $4,752 5.03%
MONROE, LA (FHA|USDA|VA) 2 $420,000 $210,000 $11,612 5.38%
DALTON, GA (FHA|USDA|VA) 2 $420,000 $210,000 $7,159 6.31%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $415,000 $138,333 $6,358 4.06%
DULUTH, MN-WI (FHA|USDA|VA) 2 $410,000 $205,000 $4,619 4.31%
Orangeburg, SC (FHA|USDA|VA) 3 $405,000 $135,000 $6,291 5.00%
Rolla, MO (FHA|USDA|VA) 3 $405,000 $135,000 $5,277 5.62%
Juneau, AK (FHA|USDA|VA) 1 $405,000 $405,000 $0 6.71%
GADSDEN, AL (FHA|USDA|VA) 2 $390,000 $195,000 $4,044 5.19%
TOPEKA, KS (FHA|USDA|VA) 3 $385,000 $128,333 $5,993 4.57%
Wilson, NC (FHA|USDA|VA) 3 $385,000 $128,333 $6,617 4.62%
Crescent City, CA (FHA|USDA|VA) 2 $380,000 $190,000 $5,918 7.81%
Gillette, WY (FHA|USDA|VA) 2 $380,000 $190,000 $6,840 4.75%
Holland, MI (FHA|USDA|VA) 2 $380,000 $190,000 $0 4.47%
SPRINGFIELD, OH (FHA|USDA|VA) 4 $380,000 $95,000 $5,222 3.97%
Jasper, AL (FHA|USDA|VA) 1 $375,000 $375,000 $7,534 3.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $370,000 $185,000 $7,365 5.25%
LEBANON, PA (FHA|USDA|VA) 2 $370,000 $185,000 $7,963 4.06%
ST. CLOUD, MN (FHA|USDA|VA) 4 $370,000 $92,500 $3,673 4.05%
ROCKFORD, IL (FHA|USDA|VA) 4 $370,000 $92,500 $5,100 4.90%
Keene, NH (FHA|USDA|VA) 1 $365,000 $365,000 $12,758 5.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $365,000 $121,667 $1,618 5.19%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $365,000 $365,000 $6,187 2.75%
COLUMBUS, IN (FHA|USDA|VA) 2 $360,000 $180,000 $3,702 3.81%
Coos Bay, OR (FHA|USDA|VA) 2 $360,000 $180,000 $6,947 4.89%
Oxford, MS (FHA|USDA|VA) 2 $360,000 $180,000 $6,313 3.50%
RAPID CITY, SD (FHA|USDA|VA) 2 $350,000 $175,000 $4,403 3.44%
PITTSFIELD, MA (FHA|USDA|VA) 2 $350,000 $175,000 $7,337 4.87%
Maryville, MO (FHA|USDA|VA) 2 $350,000 $175,000 $7,466 3.75%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $345,000 $345,000 $5,670 3.50%
Dayton, TN (FHA|USDA|VA) 2 $340,000 $170,000 $4,510 5.45%
Warrensburg, MO (FHA|USDA|VA) 2 $340,000 $170,000 $3,926 4.77%
Hood River, OR (FHA|USDA|VA) 1 $335,000 $335,000 $0 4.73%
HAMMOND, LA (FHA|USDA|VA) 2 $330,000 $165,000 $8,382 5.14%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $330,000 $165,000 $4,505 2.83%
Rutland, VT (FHA|USDA|VA) 2 $330,000 $165,000 $7,875 4.75%
JOPLIN, MO (FHA|USDA|VA) 2 $320,000 $160,000 $6,025 3.62%
Forest City, NC (FHA|USDA|VA) 2 $320,000 $160,000 $5,861 4.44%
Hutchinson, KS (FHA|USDA|VA) 2 $310,000 $155,000 $5,831 4.81%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $310,000 $155,000 $7,464 5.62%
Bartlesville, OK (FHA|USDA|VA) 2 $310,000 $155,000 $6,041 3.81%
LAWTON, OK (FHA|USDA|VA) 2 $310,000 $155,000 $4,177 3.81%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $305,000 $305,000 $10,725 3.75%
Hudson, NY (FHA|USDA|VA) 1 $305,000 $305,000 $13,616 6.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $300,000 $150,000 $5,921 4.34%
Salem, OH (FHA|USDA|VA) 2 $300,000 $150,000 $4,875 4.00%
MANHATTAN, KS (FHA|USDA|VA) 2 $300,000 $150,000 $5,961 4.00%
Breckenridge, CO (FHA|USDA|VA) 1 $295,000 $295,000 $4,200 2.38%
Rochelle, IL (FHA|USDA|VA) 1 $295,000 $295,000 $5,751 6.13%
AMES, IA (FHA|USDA|VA) 1 $295,000 $295,000 $6,989 3.25%
Bonham, TX (FHA|USDA|VA) 2 $290,000 $145,000 $6,186 4.88%
Clovis, NM (FHA|USDA|VA) 2 $290,000 $145,000 $3,692 3.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $285,000 $95,000 $3,518 3.82%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $285,000 $285,000 $5,497 2.88%
Sonora, CA (FHA|USDA|VA) 1 $285,000 $285,000 $5,675 4.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $285,000 $95,000 $6,074 5.04%
Brenham, TX (FHA|USDA|VA) 2 $280,000 $140,000 $4,591 5.29%
Georgetown, SC (FHA|USDA|VA) 2 $280,000 $140,000 $6,253 3.94%
Helena, MT (FHA|USDA|VA) 2 $280,000 $140,000 $5,396 3.69%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $280,000 $140,000 $5,585 4.88%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $280,000 $140,000 $4,254 3.69%
GREENVILLE, NC (FHA|USDA|VA) 2 $280,000 $140,000 $3,421 6.02%
Menomonie, WI (FHA|USDA|VA) 1 $275,000 $275,000 $3,038 3.50%
Roswell, NM (FHA|USDA|VA) 3 $275,000 $91,667 $4,311 5.04%
Sanford, NC (FHA|USDA|VA) 2 $270,000 $135,000 $4,068 4.21%
MANSFIELD, OH (FHA|USDA|VA) 2 $270,000 $135,000 $4,603 4.91%
SUMTER, SC (FHA|USDA|VA) 2 $270,000 $135,000 $6,153 5.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $270,000 $135,000 $4,521 3.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $270,000 $135,000 $4,967 3.06%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $270,000 $135,000 $3,308 3.62%
Ludington, MI (FHA|USDA|VA) 2 $270,000 $135,000 $0 4.25%
Adrian, MI (FHA|USDA|VA) 1 $265,000 $265,000 $7,585 4.88%
JACKSON, MS (FHA|USDA|VA) 3 $265,000 $88,333 $5,563 4.42%
Dublin, GA (FHA|USDA|VA) 1 $265,000 $265,000 $4,921 5.63%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $260,000 $130,000 $7,635 5.38%
Wilmington, OH (FHA|USDA|VA) 2 $260,000 $130,000 $6,639 4.06%
Warsaw, IN (FHA|USDA|VA) 1 $255,000 $255,000 $10,286 4.38%
JONESBORO, AR (FHA|USDA|VA) 2 $250,000 $125,000 $5,443 4.06%
Greenville, MS (FHA|USDA|VA) 2 $250,000 $125,000 $4,657 4.13%
STAUNTON, VA (FHA|USDA|VA) 2 $250,000 $125,000 $4,148 3.25%
Paris, TN (FHA|USDA|VA) 1 $245,000 $245,000 $3,934 3.63%
MIDLAND, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.73%
Shelbyville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $6,859 3.88%
Fort Payne, AL (FHA|USDA|VA) 2 $240,000 $120,000 $5,699 3.44%
Searcy, AR (FHA|USDA|VA) 2 $240,000 $120,000 $6,877 4.15%
Lufkin, TX (FHA|USDA|VA) 2 $240,000 $120,000 $4,911 3.12%
ERIE, PA (FHA|USDA|VA) 2 $240,000 $120,000 $8,416 6.22%
Brownwood, TX (FHA|USDA|VA) 1 $235,000 $235,000 $0 5.34%
DeRidder, LA (FHA|USDA|VA) 1 $235,000 $235,000 $5,110 3.63%
Sheridan, WY (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.83%
Burlington, IA-IL (FHA|USDA|VA) 2 $230,000 $115,000 $3,994 5.00%
Klamath Falls, OR (FHA|USDA|VA) 2 $230,000 $115,000 $0 4.62%
Riverton, WY (FHA|USDA|VA) 1 $225,000 $225,000 $5,806 4.50%
Minden, LA (FHA|USDA|VA) 1 $225,000 $225,000 $7,171 3.88%
Sulphur Springs, TX (FHA|USDA|VA) 1 $225,000 $225,000 $7,849 5.00%
Moscow, ID (FHA|USDA|VA) 1 $225,000 $225,000 $8,690 4.38%
Rexburg, ID (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.43%
Calhoun, GA (FHA|USDA|VA) 1 $225,000 $225,000 $3,679 2.88%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $220,000 $110,000 $5,575 5.69%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $220,000 $110,000 $6,525 5.31%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $220,000 $110,000 $6,172 4.56%
Harrison, AR (FHA|USDA|VA) 1 $215,000 $215,000 $5,881 5.63%
Paragould, AR (FHA|USDA|VA) 1 $215,000 $215,000 $4,663 3.63%
Opelousas, LA (FHA|USDA|VA) 1 $215,000 $215,000 $4,034 3.50%
New Castle, PA (FHA|USDA|VA) 2 $210,000 $105,000 $5,590 4.75%
ABILENE, TX (FHA|USDA|VA) 2 $210,000 $105,000 $4,542 3.44%
DOTHAN, AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,401 3.25%
Silver City, NM (FHA|USDA|VA) 1 $205,000 $205,000 $5,880 3.25%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $205,000 $205,000 $5,786 4.75%
Oak Harbor, WA (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.66%
Sterling, CO (FHA|USDA|VA) 1 $205,000 $205,000 $5,578 6.38%
ENID, OK (FHA|USDA|VA) 1 $205,000 $205,000 $6,309 6.00%
Union, SC (FHA|USDA|VA) 1 $205,000 $205,000 $9,000 5.88%
Rock Springs, WY (FHA|USDA|VA) 1 $205,000 $205,000 $6,870 7.13%
Hailey, ID (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.60%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $205,000 $205,000 $4,881 3.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $195,000 $195,000 $6,616 5.75%
Fallon, NV (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.00%
Bradford, PA (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.79%
Shelby, NC (FHA|USDA|VA) 2 $190,000 $95,000 $4,698 3.96%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $190,000 $95,000 $5,125 3.65%
PEORIA, IL (FHA|USDA|VA) 3 $185,000 $61,667 $3,874 3.86%
Lumberton, NC (FHA|USDA|VA) 1 $185,000 $185,000 $2,683 4.13%
Escanaba, MI (FHA|USDA|VA) 1 $185,000 $185,000 $10,827 4.88%
CASPER, WY (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.43%
BURLINGTON, NC (FHA|USDA|VA) 2 $180,000 $90,000 $0 7.31%
Hutchinson, MN (FHA|USDA|VA) 1 $175,000 $175,000 $5,563 4.50%
Shawnee, OK (FHA|USDA|VA) 1 $165,000 $165,000 $10,301 4.50%
Okeechobee, FL (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.11%
Evanston, WY (FHA|USDA|VA) 1 $165,000 $165,000 $5,193 3.50%
FARGO, ND-MN (FHA|USDA|VA) 1 $165,000 $165,000 $9,167 5.38%
Scottsbluff, NE (FHA|USDA|VA) 1 $165,000 $165,000 $7,196 3.25%
Sedalia, MO (FHA|USDA|VA) 1 $165,000 $165,000 $6,367 3.50%
Madisonville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $6,921 5.75%
Sterling, IL (FHA|USDA|VA) 2 $160,000 $80,000 $3,639 4.50%
Thomaston, GA (FHA|USDA|VA) 2 $160,000 $80,000 $0 5.75%
Atmore, AL (FHA|USDA|VA) 2 $160,000 $80,000 $5,024 5.14%
Newport, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,092 5.50%
Jacksonville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,356 6.13%
Hobbs, NM (FHA|USDA|VA) 1 $155,000 $155,000 $7,600 3.75%
Macomb, IL (FHA|USDA|VA) 1 $155,000 $155,000 $7,625 5.38%
Fairmont, WV (FHA|USDA|VA) 1 $155,000 $155,000 $5,708 3.25%
New Castle, IN (FHA|USDA|VA) 1 $155,000 $155,000 $5,189 3.88%
El Campo, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,228 3.88%
Port Lavaca, TX (FHA|USDA|VA) 1 $155,000 $155,000 $6,622 7.13%
Red Wing, MN (FHA|USDA|VA) 1 $155,000 $155,000 $4,776 3.63%
Sturgis, MI (FHA|USDA|VA) 1 $155,000 $155,000 $6,161 5.13%
Blackfoot, ID (FHA|USDA|VA) 1 $155,000 $155,000 $4,924 4.13%
Big Rapids, MI (FHA|USDA|VA) 1 $155,000 $155,000 $9,230 5.88%
Waycross, GA (FHA|USDA|VA) 1 $155,000 $155,000 $6,246 3.88%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.98%
Alexander City, AL (FHA|USDA|VA) 2 $150,000 $75,000 $2,677 5.22%
McAlester, OK (FHA|USDA|VA) 1 $145,000 $145,000 $7,898 3.50%
Coshocton, OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.83%
Boone, NC (FHA|USDA|VA) 1 $145,000 $145,000 $6,303 4.88%
Fairmont, MN (FHA|USDA|VA) 1 $145,000 $145,000 $6,022 5.88%
Richmond, IN (FHA|USDA|VA) 1 $145,000 $145,000 $7,043 5.63%
Thomasville, GA (FHA|USDA|VA) 1 $145,000 $145,000 $6,640 5.63%
Las Vegas, NM (FHA|USDA|VA) 1 $145,000 $145,000 $6,955 2.50%
FOND DU LAC, WI (FHA|USDA|VA) 1 $145,000 $145,000 $6,424 2.38%
Ashland, OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.16%
Wauchula, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.52%
EL CENTRO, CA (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.69%
CHARLESTON, WV (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.28%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,997 4.13%
Nogales, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.75%
Brevard, NC (FHA|USDA|VA) 1 $135,000 $135,000 $6,709 4.88%
Vicksburg, MS (FHA|USDA|VA) 1 $135,000 $135,000 $5,502 3.50%
Uvalde, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,591 6.13%
Picayune, MS (FHA|USDA|VA) 1 $135,000 $135,000 $6,145 5.88%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $135,000 $135,000 $5,931 4.50%
Mineral Wells, TX (FHA|USDA|VA) 1 $135,000 $135,000 $5,672 5.75%
Mount Vernon, OH (FHA|USDA|VA) 1 $135,000 $135,000 $6,905 3.50%
RACINE, WI (FHA|USDA|VA) 1 $125,000 $125,000 $3,030 3.50%
Laurinburg, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,589 4.38%
Fort Morgan, CO (FHA|USDA|VA) 1 $125,000 $125,000 $3,880 5.50%
Lawrenceburg, TN (FHA|USDA|VA) 1 $125,000 $125,000 $6,290 4.25%
Sayre, PA (FHA|USDA|VA) 1 $125,000 $125,000 $5,193 4.75%
Corsicana, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,841 5.00%
Richmond-Berea, KY (FHA|USDA|VA) 1 $125,000 $125,000 $4,299 3.88%
Berlin, NH (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.72%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $125,000 $125,000 $5,198 5.13%
Muskogee, OK (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.30%
Laramie, WY (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.81%
ROME, GA (FHA|USDA|VA) 1 $115,000 $115,000 $3,365 3.63%
Cullowhee, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.73%
Oneonta, NY (FHA|USDA|VA) 1 $115,000 $115,000 $3,482 4.50%
North Vernon, IN (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.23%
Enterprise, AL (FHA|USDA|VA) 1 $115,000 $115,000 $5,444 4.25%
St. Marys, GA (FHA|USDA|VA) 1 $115,000 $115,000 $3,355 4.25%
St. Marys, PA (FHA|USDA|VA) 1 $115,000 $115,000 $5,923 5.50%
KANKAKEE, IL (FHA|USDA|VA) 1 $115,000 $115,000 $7,911 5.25%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.55%
MONROE, MI (FHA|USDA|VA) 1 $115,000 $115,000 $6,040 3.88%
BAY CITY, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,816 5.25%
Marshall, MN (FHA|USDA|VA) 1 $115,000 $115,000 $3,407 5.13%
Gaffney, SC (FHA|USDA|VA) 1 $115,000 $115,000 $6,313 4.50%
LaGrange, GA-AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.12%
Bemidji, MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.99%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.53%
Marion, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.54%
Douglas, GA (FHA|USDA|VA) 1 $105,000 $105,000 $4,564 3.88%
Somerset, KY (FHA|USDA|VA) 1 $105,000 $105,000 $3,100 4.25%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $105,000 $105,000 $3,334 4.88%
Cadillac, MI (FHA|USDA|VA) 1 $105,000 $105,000 $5,927 5.50%
SAGINAW, MI (FHA|USDA|VA) 1 $105,000 $105,000 $5,857 2.63%
Seneca, SC (FHA|USDA|VA) 1 $105,000 $105,000 $7,723 3.75%
Mount Sterling, KY (FHA|USDA|VA) 1 $105,000 $105,000 $4,453 6.13%
IOWA CITY, IA (FHA|USDA|VA) 1 $105,000 $105,000 $1,252 3.75%
Price, UT (FHA|USDA|VA) 1 $105,000 $105,000 $5,670 3.88%
Marshalltown, IA (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.80%
Tiffin, OH (FHA|USDA|VA) 1 $105,000 $105,000 $4,550 2.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $95,000 $95,000 $3,558 7.13%
Elk City, OK (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.00%
Palatka, FL (FHA|USDA|VA) 1 $95,000 $95,000 $5,098 5.00%
Mount Airy, NC (FHA|USDA|VA) 1 $95,000 $95,000 $4,733 6.13%
Findlay, OH (FHA|USDA|VA) 1 $95,000 $95,000 $5,357 3.88%
Peru, IN (FHA|USDA|VA) 1 $95,000 $95,000 $3,541 5.13%
Meridian, MS (FHA|USDA|VA) 1 $95,000 $95,000 $4,770 4.13%
Rockport, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.24%
Dodge City, KS (FHA|USDA|VA) 1 $95,000 $95,000 $4,541 3.63%
Auburn, IN (FHA|USDA|VA) 1 $95,000 $95,000 $4,990 5.50%
Athens, TN (FHA|USDA|VA) 1 $95,000 $95,000 $5,535 4.75%
FAIRBANKS, AK (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.26%
Logansport, IN (FHA|USDA|VA) 1 $95,000 $95,000 $6,855 5.13%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $95,000 $95,000 $4,673 6.75%
Murray, KY (FHA|USDA|VA) 1 $85,000 $85,000 $4,493 3.25%
Lake City, FL (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.14%
PINE BLUFF, AR (FHA|USDA|VA) 1 $85,000 $85,000 $3,918 6.88%
Greeneville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.06%
Cambridge, MD (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.99%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,984 5.63%
DUBUQUE, IA (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.09%
Washington Court House, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,304 4.75%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $75,000 $75,000 $5,182 5.38%
Freeport, IL (FHA|USDA|VA) 1 $75,000 $75,000 $5,245 4.75%
Corinth, MS (FHA|USDA|VA) 1 $75,000 $75,000 $4,730 3.00%
Marshall, MO (FHA|USDA|VA) 1 $75,000 $75,000 $3,498 5.00%
Urbana, OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,546 5.88%
Sunbury, PA (FHA|USDA|VA) 1 $75,000 $75,000 $5,240 5.88%
Española, NM (FHA|USDA|VA) 1 $75,000 $75,000 $5,071 3.75%
Laurel, MS (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.90%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $75,000 $75,000 $7,677 3.50%
Marion, IN (FHA|USDA|VA) 1 $75,000 $75,000 $4,958 3.88%
DuBois, PA (FHA|USDA|VA) 1 $75,000 $75,000 $5,736 4.50%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.79%
OWENSBORO, KY (FHA|USDA|VA) 1 $65,000 $65,000 $4,392 5.63%
Houghton, MI (FHA|USDA|VA) 1 $65,000 $65,000 $4,451 6.63%
Nacogdoches, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.11%
Campbellsville, KY (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.30%
Batesville, AR (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.96%
BANGOR, ME (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.22%
Manitowoc, WI (FHA|USDA|VA) 1 $65,000 $65,000 $4,181 5.25%
Sandusky, OH (FHA|USDA|VA) 1 $65,000 $65,000 $5,946 5.63%
Greenwood, SC (FHA|USDA|VA) 1 $65,000 $65,000 $5,106 6.13%
Hillsdale, MI (FHA|USDA|VA) 1 $65,000 $65,000 $4,761 3.50%
Owatonna, MN (FHA|USDA|VA) 1 $65,000 $65,000 $4,050 5.75%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $55,000 $55,000 $2,889 6.25%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $55,000 $55,000 $3,526 4.75%
Kinston, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.25%
Madison, IN (FHA|USDA|VA) 1 $55,000 $55,000 $3,974 5.50%
Ottawa, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.25%
Marion, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.30%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.95%
ALTOONA, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.30%
Phh Mortgage Corporation's top markets include Los Angeles, New York, Riverside, Phoenix, and Denver among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,594 $1,205,600,000 $262,429 $6,818 4.36%
    FHA 3,663 $966,975,000 $263,984 $0 4.37%
    FHA 288 $59,260,000 $205,764 $9,602 4.79%
    FHA 274 $76,320,000 $278,540 $0 4.59%
    VA 202 $85,950,000 $425,495 $0 9.03%
    VA 135 $32,775,000 $242,778 $7,920 4.50%
    Reverse Mortgage 27 $18,975,000 $702,778 $0 6.46%

    For 2022, Phh Mortgage Corporation's most frequently originated type of loan was Conventional, with 4,594 originations. Their 2nd most popular type was FHA, with 3,663 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 4,630 $1,253,170,000 $270,663 $5,815 4.37%
    Cash Out Refi 3,712 $967,810,000 $260,725 $7,264 4.49%
    Home Improvement 479 $116,165,000 $242,516 $0 4.87%
    Home Purchase 362 $108,710,000 $300,304 $8,161 5.56%

    For 2022, Phh Mortgage Corporation's most frequently cited loan purpose was Refi, with 4,630 originations. The 2nd most popular reason was Cash Out Refi, with 3,712 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 4,273 $1,171,345,000 $274,127 $6,202 4.61%
    30 Year 3,752 $1,023,590,000 $272,812 $7,318 4.57%
    15 Year 776 $168,910,000 $217,668 $6,095 3.70%
    20 Year 301 $69,355,000 $230,415 $6,252 4.13%
    10 Year 81 $12,655,000 $156,235 $5,254 3.78%

    For 2022, Phh Mortgage Corporation's most frequently cited loan duration was Other, with 4,273 originations. The 2nd most popular length was 30 Year, with 3,752 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,867 $588,385,000 $315,150
    $3k-4k 925 $182,645,000 $197,454
    $4k-5k 832 $181,260,000 $217,861
    $1k-2k 644 $186,490,000 $289,581
    $2k-3k 611 $133,045,000 $217,750
    $<1k 138 $25,810,000 $187,029

    Phh Mortgage Corporation's average total fees were $7,318, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,867 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,765 $753,835,000 $272,635
    4-5% 1,888 $470,780,000 $249,354
    5-6% 1,638 $395,910,000 $241,703
    2.5-3% 981 $313,255,000 $319,322
    6-7% 830 $203,170,000 $244,783
    <2.5% 526 $153,980,000 $292,738
    7-8% 298 $68,810,000 $230,906
    Over 8% 254 $85,260,000 $335,669
    % 3 $855,000 $285,000

    During 2022, Phh Mortgage Corporation's average interest rate for loans was 4.57%, while their most frequently originated rate bucket for loans was 3-4%, with 2,765 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,999 $1,132,425,000 $283,177 $7,558 4.37%
    $100k-200k 2,927 $444,175,000 $151,751 $5,853 4.70%
    $400k-600k 1,422 $674,920,000 $474,627 $8,677 4.11%
    $100,000 or less 636 $50,140,000 $78,836 $4,454 4.93%
    $600k-1MM 187 $128,015,000 $684,572 $12,460 5.21%
    $1MM+ 12 $16,180,000 $1,348,333 $0 8.07%

    2022 saw Phh Mortgage Corporation place emphasis on $200k-400k loans with 3,999 originations, totaling $1,132,425,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 4,391 $1,086,245,000 $247,380 $5,638 4.62%
    $50k-75k 1,551 $346,515,000 $223,414 $6,602 4.60%
    $100k-150k 1,259 $391,985,000 $311,346 $7,599 4.28%
    $75k-100k 1,008 $258,730,000 $256,677 $7,141 4.40%
    $150k-250k 703 $266,005,000 $378,385 $7,821 4.09%
    $250k+ 184 $80,360,000 $436,739 $8,917 4.16%

    Phh Mortgage Corporation lent most frequently to those with incomes in the $50k or less range, with 4,391 originations. The second most popular income band? $50k-75k, with 1,551 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 840 $218,330,000 $259,917 $6,778 4.35%
    20-30% 781 $190,315,000 $243,681 $6,258 4.13%
    44% 387 $106,365,000 $274,845 $7,358 4.49%
    43% 319 $87,565,000 $274,498 $7,346 4.57%
    41% 237 $64,595,000 $272,553 $7,143 4.55%
    42% 233 $57,875,000 $248,391 $6,910 4.67%
    <20% 220 $50,770,000 $230,773 $6,363 3.90%
    45% 209 $53,725,000 $257,057 $7,624 4.56%
    40% 207 $52,575,000 $253,986 $6,771 4.64%
    39% 205 $53,165,000 $259,341 $7,374 4.39%
    36% 194 $49,580,000 $255,567 $6,829 4.42%
    37% 193 $49,685,000 $257,435 $7,152 4.34%
    49% 192 $55,560,000 $289,375 $7,589 4.45%
    38% 159 $42,805,000 $269,214 $6,692 4.35%
    48% 151 $42,135,000 $279,040 $7,811 4.40%
    50-60% 147 $39,095,000 $265,952 $10,376 4.88%
    47% 141 $37,145,000 $263,440 $7,643 4.40%
    46% 132 $36,210,000 $274,318 $7,422 4.37%
    >60% 1 $355,000 $355,000 $15,419 5.13%

    Phh Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 840 originations. The next most common DTI ratio? 20-30%, with 781 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,001 $1,870,125,000 $267,123 $6,949 4.48%
    Black 1,018 $230,330,000 $226,257 $6,939 4.69%
    Not provided 791 $222,555,000 $281,359 $7,135 4.53%
    Asian 249 $88,195,000 $354,197 $7,730 4.00%
    American Indian 90 $23,270,000 $258,556 $7,549 4.67%
    Native Hawaiian or Islander 19 $5,395,000 $283,947 $7,850 4.21%
    Filipino 7 $2,695,000 $385,000 $4,168 5.79%
    Asian Indian 3 $1,465,000 $488,333 $15,137 3.07%
    Chinese 1 $585,000 $585,000 $6,120 3.25%
    Japanese 1 $505,000 $505,000 $0 3.43%
    Other Asian 2 $470,000 $235,000 $0 5.00%
    Other Pacific Islander 1 $265,000 $265,000 $0 4.21%

    Approval Rates

    Total approvals of all applications
    89.24%

    Phh Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    32.84%

    Phh Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,183 $2,445,855,000 $266,346

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    9,183 $2,445,855,000 $266,346

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 678 $146,820,000 $216,549 $5,997 5.16%
    40-60% 4,725 $1,213,865,000 $256,903 $6,392 4.56%
    60-80% 3,237 $931,985,000 $287,916 $7,286 4.22%
    80-100% 499 $143,665,000 $287,906 $8,231 4.74%
    Over 100% 5 $2,145,000 $429,000 $20,868 5.37%
    Under 20% 39 $7,375,000 $189,103 $5,678 4.54%