Phh Mortgage Corporation Rates, Fees & Info
Mount Laurel, NJLEI: PAOOWF3GUFM46FBSP561
Tax ID: 22-2195996
3.3 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Phh Mortgage Corporation is a mid-sized mortgage company specializing in Refi and Cash Out Refi loans. Phh Mortgage Corporation has a high proportion of conventional loans. They have a a high proportion of FHA loans. Their top markets include Los Angeles, New York, Riverside, Phoenix, and Denver among others. Phh Mortgage Corporation has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Phh Mortgage Corporation is typically an average fee lendor.Originations
14,131Origination Dollar Volume (All Markets)
$3,589,335,000Awards
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PHH Mortgage Corporation - 2021
PHH Mortgage Corporation is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Phh Mortgage Corporation's average 30 year fixed rate mortgage of loans were
3.29%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.14%.
Relative Fees
Phh Mortgage Corporation's average total fees for a 30 year fixed rate
mortgage are $5,989.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 774 | $314,470,000 | $406,292 | $6,482 | 2.73% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 611 | $198,025,000 | $324,100 | $6,541 | 2.96% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 485 | $137,305,000 | $283,103 | $5,991 | 2.68% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 560 | $135,760,000 | $242,429 | $5,950 | 2.73% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 441 | $135,125,000 | $306,406 | $5,829 | 2.61% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 273 | $120,085,000 | $439,872 | $6,502 | 2.70% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 386 | $118,110,000 | $305,984 | $5,840 | 3.04% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 241 | $95,345,000 | $395,622 | $7,013 | 2.65% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 281 | $90,815,000 | $323,185 | $5,738 | 2.74% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 363 | $83,035,000 | $228,747 | $6,438 | 3.10% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 363 | $74,765,000 | $205,964 | $5,533 | 3.18% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 238 | $73,690,000 | $309,622 | $5,936 | 2.61% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 272 | $72,070,000 | $264,963 | $5,743 | 2.95% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 333 | $68,595,000 | $205,991 | $5,411 | 3.07% |
| Outside of Metro Areas | 342 | $66,060,000 | $193,158 | $5,144 | 3.02% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 199 | $64,155,000 | $322,387 | $5,929 | 2.78% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 243 | $61,435,000 | $252,819 | $5,237 | 2.81% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 293 | $59,045,000 | $201,519 | $5,419 | 3.11% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 183 | $51,615,000 | $282,049 | $5,687 | 2.61% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 231 | $47,995,000 | $207,771 | $5,354 | 3.14% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 137 | $39,185,000 | $286,022 | $6,750 | 2.66% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 79 | $36,585,000 | $463,101 | $6,247 | 3.11% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 152 | $31,830,000 | $209,408 | $5,427 | 2.94% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 132 | $31,670,000 | $239,924 | $5,251 | 3.18% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 116 | $31,520,000 | $271,724 | $5,330 | 2.61% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 128 | $28,490,000 | $222,578 | $5,196 | 3.13% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 63 | $27,315,000 | $433,571 | $7,539 | 2.67% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 101 | $26,965,000 | $266,980 | $6,165 | 2.88% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 156 | $26,670,000 | $170,962 | $5,048 | 3.40% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 108 | $23,750,000 | $219,907 | $5,338 | 3.22% |
| VALLEJO, CA (FHA|USDA|VA) | 72 | $23,710,000 | $329,306 | $6,020 | 2.83% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 111 | $23,685,000 | $213,378 | $5,779 | 3.05% |
| BOISE CITY, ID (FHA|USDA|VA) | 79 | $20,245,000 | $256,266 | $6,104 | 2.44% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 90 | $19,850,000 | $220,556 | $5,336 | 3.14% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 79 | $18,775,000 | $237,658 | $5,680 | 3.13% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 75 | $18,305,000 | $244,067 | $5,638 | 2.96% |
| TUCSON, AZ (FHA|USDA|VA) | 88 | $17,770,000 | $201,932 | $4,880 | 2.89% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 106 | $17,570,000 | $165,755 | $4,841 | 3.27% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 46 | $17,340,000 | $376,957 | $6,355 | 2.59% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 79 | $17,055,000 | $215,886 | $5,190 | 3.10% |
| ST. GEORGE, UT (FHA|USDA|VA) | 57 | $16,555,000 | $290,439 | $4,469 | 2.76% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 84 | $16,000,000 | $190,476 | $5,026 | 2.95% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 86 | $15,630,000 | $181,744 | $5,237 | 3.03% |
| RENO, NV (FHA|USDA|VA) | 52 | $15,620,000 | $300,385 | $6,119 | 2.61% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 47 | $14,745,000 | $313,723 | $6,129 | 2.92% |
| PROVO-OREM, UT (FHA|USDA|VA) | 45 | $14,615,000 | $324,778 | $5,621 | 2.67% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 59 | $14,485,000 | $245,508 | $7,484 | 2.39% |
| STOCKTON, CA (FHA|USDA|VA) | 49 | $14,005,000 | $285,816 | $6,570 | 2.76% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 63 | $13,705,000 | $217,540 | $5,661 | 3.10% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 56 | $13,570,000 | $242,321 | $5,486 | 2.51% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 72 | $13,500,000 | $187,500 | $5,140 | 3.29% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 56 | $13,490,000 | $240,893 | $5,158 | 2.77% |
| MODESTO, CA (FHA|USDA|VA) | 53 | $13,295,000 | $250,849 | $6,529 | 2.63% |
| RICHMOND, VA (FHA|USDA|VA) | 61 | $12,515,000 | $205,164 | $5,717 | 2.98% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 56 | $12,190,000 | $217,679 | $5,455 | 3.08% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 56 | $11,970,000 | $213,750 | $4,767 | 2.60% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 31 | $11,885,000 | $383,387 | $5,851 | 3.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 36 | $11,640,000 | $323,333 | $4,453 | 2.33% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 41 | $11,205,000 | $273,293 | $5,473 | 3.00% |
| FRESNO, CA (FHA|USDA|VA) | 47 | $11,015,000 | $234,362 | $6,215 | 3.02% |
| COLUMBUS, OH (FHA|USDA|VA) | 66 | $10,970,000 | $166,212 | $5,959 | 3.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 42 | $10,360,000 | $246,667 | $5,724 | 2.56% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 59 | $10,195,000 | $172,797 | $4,634 | 3.35% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 36 | $10,190,000 | $283,056 | $5,750 | 2.57% |
| BOULDER, CO (FHA|USDA|VA) | 28 | $9,540,000 | $340,714 | $6,401 | 2.64% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 47 | $9,405,000 | $200,106 | $5,259 | 3.18% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 23 | $9,385,000 | $408,043 | $6,078 | 2.54% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 53 | $9,335,000 | $176,132 | $5,246 | 3.27% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 57 | $8,925,000 | $156,579 | $5,638 | 3.25% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 36 | $8,790,000 | $244,167 | $6,019 | 2.98% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 34 | $8,560,000 | $251,765 | $5,890 | 3.19% |
| GREELEY, CO (FHA|USDA|VA) | 35 | $8,435,000 | $241,000 | $5,812 | 2.78% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 42 | $8,300,000 | $197,619 | $4,907 | 2.92% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 43 | $8,225,000 | $191,279 | $6,558 | 3.14% |
| FORT COLLINS, CO (FHA|USDA|VA) | 33 | $7,985,000 | $241,970 | $6,539 | 2.64% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 38 | $7,860,000 | $206,842 | $5,536 | 2.95% |
| KNOXVILLE, TN (FHA|USDA|VA) | 42 | $7,650,000 | $182,143 | $5,344 | 2.71% |
| COLUMBIA, SC (FHA|USDA|VA) | 42 | $7,550,000 | $179,762 | $4,571 | 3.29% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 36 | $7,340,000 | $203,889 | $5,299 | 3.41% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 45 | $7,245,000 | $161,000 | $5,310 | 3.18% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 17 | $6,965,000 | $409,706 | $6,219 | 2.36% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 36 | $6,950,000 | $193,056 | $4,956 | 2.85% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 31 | $6,575,000 | $212,097 | $4,756 | 2.45% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 28 | $6,550,000 | $233,929 | $5,459 | 3.22% |
| SALINAS, CA (FHA|USDA|VA) | 18 | $6,400,000 | $355,556 | $7,614 | 2.95% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 37 | $6,365,000 | $172,027 | $6,016 | 2.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 41 | $6,235,000 | $152,073 | $5,733 | 3.46% |
| ASHEVILLE, NC (FHA|USDA|VA) | 19 | $5,735,000 | $301,842 | $5,568 | 2.95% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 26 | $5,700,000 | $219,231 | $4,894 | 3.30% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 23 | $5,565,000 | $241,957 | $5,410 | 3.26% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 25 | $5,495,000 | $219,800 | $5,090 | 3.02% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 20 | $5,420,000 | $271,000 | $5,161 | 2.90% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 26 | $5,180,000 | $199,231 | $6,053 | 3.18% |
| Outside of Metro Areas | 18 | $5,050,000 | $280,556 | $5,876 | 2.74% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 31 | $4,915,000 | $158,548 | $5,254 | 3.19% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 26 | $4,790,000 | $184,231 | $5,530 | 3.19% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 22 | $4,780,000 | $217,273 | $5,482 | 2.91% |
| MERCED, CA (FHA|USDA|VA) | 18 | $4,750,000 | $263,889 | $6,672 | 2.67% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 20 | $4,660,000 | $233,000 | $5,148 | 2.55% |
| SALEM, OR (FHA|USDA|VA) | 22 | $4,620,000 | $210,000 | $6,383 | 2.54% |
| BELLINGHAM, WA (FHA|USDA|VA) | 17 | $4,595,000 | $270,294 | $8,174 | 2.85% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 23 | $4,565,000 | $198,478 | $4,322 | 3.26% |
| YUBA CITY, CA (FHA|USDA|VA) | 16 | $4,500,000 | $281,250 | $5,908 | 2.91% |
| CHICO, CA (FHA|USDA|VA) | 18 | $4,440,000 | $246,667 | $5,712 | 2.79% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 26 | $4,440,000 | $170,769 | $4,768 | 3.24% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 24 | $4,390,000 | $182,917 | $5,954 | 3.78% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 19 | $4,285,000 | $225,526 | $7,115 | 2.95% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 27 | $4,125,000 | $152,778 | $5,629 | 3.05% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 22 | $4,110,000 | $186,818 | $4,980 | 3.04% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 18 | $4,110,000 | $228,333 | $5,232 | 2.78% |
| SAVANNAH, GA (FHA|USDA|VA) | 22 | $3,870,000 | $175,909 | $4,559 | 3.47% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 16 | $3,850,000 | $240,625 | $6,437 | 3.20% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 19 | $3,815,000 | $200,789 | $4,708 | 3.27% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 25 | $3,805,000 | $152,200 | $3,902 | 3.09% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 26 | $3,760,000 | $144,615 | $4,355 | 3.17% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 15 | $3,725,000 | $248,333 | $6,799 | 2.89% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 18 | $3,690,000 | $205,000 | $4,972 | 3.32% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 12 | $3,650,000 | $304,167 | $4,298 | 2.48% |
| OCALA, FL (FHA|USDA|VA) | 28 | $3,630,000 | $129,643 | $4,251 | 2.63% |
| AKRON, OH (FHA|USDA|VA) | 27 | $3,625,000 | $134,259 | $5,591 | 3.15% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 20 | $3,570,000 | $178,500 | $6,474 | 2.84% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 20 | $3,550,000 | $177,500 | $4,823 | 3.00% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 9 | $3,515,000 | $390,556 | $4,772 | 3.05% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 17 | $3,505,000 | $206,176 | $5,897 | 2.40% |
| REDDING, CA (FHA|USDA|VA) | 14 | $3,470,000 | $247,857 | $6,549 | 2.65% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 17 | $3,435,000 | $202,059 | $5,099 | 2.89% |
| WILMINGTON, NC (FHA|USDA|VA) | 15 | $3,345,000 | $223,000 | $5,811 | 2.97% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 15 | $3,335,000 | $222,333 | $5,949 | 3.12% |
| FLINT, MI (FHA|USDA|VA) | 22 | $3,330,000 | $151,364 | $5,150 | 3.68% |
| ANCHORAGE, AK (FHA|USDA|VA) | 14 | $3,300,000 | $235,714 | $7,437 | 3.01% |
| MISSOULA, MT (FHA|USDA|VA) | 12 | $3,300,000 | $275,000 | $12,090 | 2.11% |
| BEND, OR (FHA|USDA|VA) | 13 | $3,285,000 | $252,692 | $6,120 | 2.89% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 11 | $3,275,000 | $297,727 | $4,992 | 2.52% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 19 | $3,165,000 | $166,579 | $5,720 | 3.09% |
| DOVER, DE (FHA|USDA|VA) | 14 | $3,090,000 | $220,714 | $4,586 | 3.14% |
| EL PASO, TX (FHA|USDA|VA) | 24 | $3,070,000 | $127,917 | $4,708 | 3.14% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 14 | $3,040,000 | $217,143 | $5,904 | 3.27% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 15 | $3,025,000 | $201,667 | $5,272 | 2.62% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 10 | $3,000,000 | $300,000 | $7,970 | 3.08% |
| TWIN FALLS, ID (FHA|USDA|VA) | 16 | $2,970,000 | $185,625 | $0 | 1.93% |
| PUEBLO, CO (FHA|USDA|VA) | 18 | $2,930,000 | $162,778 | $5,491 | 2.58% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 19 | $2,925,000 | $153,947 | $4,950 | 3.13% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 21 | $2,865,000 | $136,429 | $4,886 | 2.71% |
| NAPA, CA (FHA|USDA|VA) | 7 | $2,845,000 | $406,429 | $6,047 | 2.59% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 15 | $2,795,000 | $186,333 | $3,719 | 3.43% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 15 | $2,675,000 | $178,333 | $4,488 | 3.01% |
| ANN ARBOR, MI (FHA|USDA|VA) | 14 | $2,660,000 | $190,000 | $4,852 | 3.14% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 14 | $2,620,000 | $187,143 | $3,942 | 2.43% |
| LONGVIEW, WA (FHA|USDA|VA) | 11 | $2,595,000 | $235,909 | $4,532 | 2.53% |
| WICHITA, KS (FHA|USDA|VA) | 20 | $2,590,000 | $129,500 | $5,451 | 3.33% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 16 | $2,510,000 | $156,875 | $4,648 | 3.41% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 14 | $2,500,000 | $178,571 | $5,115 | 2.43% |
| LANCASTER, PA (FHA|USDA|VA) | 12 | $2,450,000 | $204,167 | $6,242 | 3.28% |
| Heber, UT (FHA|USDA|VA) | 6 | $2,420,000 | $403,333 | $10,292 | 2.69% |
| GAINESVILLE, FL (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $5,005 | 2.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $4,521 | 3.18% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 12 | $2,370,000 | $197,500 | $5,722 | 3.40% |
| MADERA, CA (FHA|USDA|VA) | 8 | $2,370,000 | $296,250 | $5,430 | 2.93% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 18 | $2,360,000 | $131,111 | $4,709 | 3.24% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 12 | $2,340,000 | $195,000 | $4,948 | 2.95% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 20 | $2,270,000 | $113,500 | $4,477 | 3.47% |
| TULSA, OK (FHA|USDA|VA) | 15 | $2,235,000 | $149,000 | $5,663 | 3.22% |
| BATON ROUGE, LA (FHA|USDA|VA) | 10 | $2,180,000 | $218,000 | $5,224 | 3.68% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $6,738 | 2.92% |
| MEDFORD, OR (FHA|USDA|VA) | 9 | $2,165,000 | $240,556 | $6,441 | 3.14% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 14 | $2,150,000 | $153,571 | $4,701 | 2.99% |
| READING, PA (FHA|USDA|VA) | 13 | $2,145,000 | $165,000 | $5,926 | 3.15% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 12 | $2,130,000 | $177,500 | $6,747 | 2.88% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $4,829 | 2.66% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $4,261 | 2.69% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 13 | $2,005,000 | $154,231 | $4,214 | 3.24% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $5,835 | 3.06% |
| Torrington, CT (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $6,944 | 3.17% |
| Astoria, OR (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $4,461 | 2.74% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $5,724 | 3.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 11 | $1,925,000 | $175,000 | $4,665 | 3.15% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 10 | $1,920,000 | $192,000 | $4,628 | 2.98% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 16 | $1,920,000 | $120,000 | $3,224 | 3.07% |
| VISALIA, CA (FHA|USDA|VA) | 11 | $1,865,000 | $169,545 | $6,111 | 3.14% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $7,017 | 2.66% |
| Kalispell, MT (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $5,942 | 2.48% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $5,717 | 2.89% |
| SPARTANBURG, SC (FHA|USDA|VA) | 11 | $1,785,000 | $162,273 | $5,185 | 3.20% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $4,574 | 3.48% |
| YUMA, AZ (FHA|USDA|VA) | 12 | $1,710,000 | $142,500 | $5,187 | 3.28% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 10 | $1,690,000 | $169,000 | $5,609 | 2.77% |
| FORT WAYNE, IN (FHA|USDA|VA) | 12 | $1,630,000 | $135,833 | $3,413 | 3.19% |
| JACKSON, MS (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $5,937 | 3.19% |
| Cañon City, CO (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $4,294 | 2.54% |
| TOLEDO, OH (FHA|USDA|VA) | 10 | $1,550,000 | $155,000 | $7,057 | 3.30% |
| DULUTH, MN-WI (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $3,294 | 3.16% |
| ROCHESTER, NY (FHA|USDA|VA) | 12 | $1,530,000 | $127,500 | $3,783 | 3.35% |
| JACKSON, MI (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $4,471 | 3.22% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $5,696 | 3.04% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 12 | $1,500,000 | $125,000 | $4,285 | 3.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $7,106 | 2.48% |
| Durango, CO (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $7,345 | 3.16% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $5,953 | 3.15% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 10 | $1,460,000 | $146,000 | $5,350 | 3.40% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $3,489 | 2.27% |
| Oak Harbor, WA (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $5,460 | 2.29% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $3,990 | 3.15% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $8,648 | 2.72% |
| SYRACUSE, NY (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $4,387 | 3.64% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 10 | $1,410,000 | $141,000 | $6,726 | 2.98% |
| YAKIMA, WA (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $6,007 | 2.96% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $5,840 | 2.84% |
| ROANOKE, VA (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $4,497 | 2.85% |
| LOGAN, UT-ID (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $4,684 | 2.45% |
| MADISON, WI (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $6,814 | 2.93% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 10 | $1,310,000 | $131,000 | $5,899 | 2.76% |
| RACINE, WI (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $5,041 | 3.54% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $4,588 | 3.48% |
| Sevierville, TN (FHA|USDA|VA) | 9 | $1,275,000 | $141,667 | $5,024 | 2.59% |
| LINCOLN, NE (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $4,400 | 3.29% |
| Cullowhee, NC (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $8,930 | 2.81% |
| ODESSA, TX (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $5,239 | 3.39% |
| MOBILE, AL (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $3,860 | 3.28% |
| Newport, OR (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $6,663 | 2.83% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 10 | $1,220,000 | $122,000 | $4,622 | 3.60% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $4,594 | 3.24% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $4,750 | 3.41% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $6,880 | 2.52% |
| NEW BERN, NC (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $3,528 | 3.09% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 8 | $1,140,000 | $142,500 | $4,575 | 3.16% |
| Crossville, TN (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $6,653 | 2.55% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 10 | $1,130,000 | $113,000 | $3,795 | 3.01% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $5,758 | 2.66% |
| Shelby, NC (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $5,475 | 3.19% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $4,087 | 3.03% |
| Shelton, WA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $6,372 | 2.36% |
| MIDLAND, MI (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $5,834 | 3.57% |
| Holland, MI (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $5,189 | 3.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $5,431 | 3.26% |
| Winnemucca, NV (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $4,390 | 3.33% |
| APPLETON, WI (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $4,106 | 3.25% |
| Granbury, TX (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $4,693 | 2.89% |
| Port Angeles, WA (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $3,835 | 2.49% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $4,902 | 2.94% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $6,680 | 2.34% |
| DECATUR, AL (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $5,445 | 2.55% |
| LONGVIEW, TX (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $5,277 | 3.22% |
| HARRISONBURG, VA (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $6,737 | 3.06% |
| MONROE, MI (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,574 | 3.69% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $6,914 | 2.96% |
| GETTYSBURG, PA (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $5,744 | 3.14% |
| Burley, ID (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $4,402 | 2.36% |
| Juneau, AK (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $3,801 | 3.46% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $5,457 | 3.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $0 | 2.20% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $4,525 | 3.05% |
| Pottsville, PA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $5,688 | 3.10% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $7,075 | 3.47% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $6,274 | 2.72% |
| TYLER, TX (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $4,411 | 2.83% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,220 | 2.76% |
| VICTORIA, TX (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $5,566 | 3.08% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $4,736 | 3.42% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $3,202 | 3.18% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,845 | 3.13% |
| Concord, NH (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,203 | 3.23% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,775 | 2.67% |
| COLUMBIA, MO (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $4,970 | 3.53% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,378 | 3.37% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $5,733 | 3.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,313 | 3.40% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $5,192 | 3.48% |
| UTICA-ROME, NY (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $3,386 | 3.33% |
| Bardstown, KY (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,073 | 2.63% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $4,027 | 3.38% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $7,813 | 2.36% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $4,241 | 3.46% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $4,085 | 2.99% |
| GREAT FALLS, MT (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $6,415 | 2.96% |
| Roseburg, OR (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $5,587 | 2.25% |
| WACO, TX (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $6,709 | 3.21% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $4,203 | 3.22% |
| AMARILLO, TX (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $4,060 | 3.08% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $3,068 | 3.29% |
| Adrian, MI (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,662 | 2.99% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $3,999 | 3.22% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,353 | 2.73% |
| Klamath Falls, OR (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $4,765 | 2.84% |
| Kearney, NE (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,086 | 3.41% |
| MORGANTOWN, WV (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $4,521 | 3.15% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $3,875 | 3.18% |
| LAWTON, OK (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $4,182 | 3.30% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,312 | 3.02% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $5,478 | 2.48% |
| SANTA FE, NM (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $6,306 | 2.88% |
| Forest City, NC (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,061 | 3.21% |
| KOKOMO, IN (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $4,479 | 3.25% |
| Centralia, WA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,417 | 3.29% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $4,507 | 3.18% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $5,310 | 2.98% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $7,036 | 3.03% |
| Fernley, NV (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $1,017 | 2.24% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,487 | 3.19% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $5,333 | 3.44% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $6,041 | 2.83% |
| Seneca, SC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,877 | 2.61% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $3,229 | 2.98% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $9,335 | 2.85% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,735 | 3.28% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $4,540 | 4.08% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $5,237 | 3.83% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,359 | 3.22% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,715 | 3.17% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $9,153 | 2.36% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,189 | 3.47% |
| Keene, NH (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,915 | 2.82% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,871 | 3.56% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,778 | 3.47% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,193 | 2.84% |
| ERIE, PA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,878 | 3.78% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,317 | 3.16% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,729 | 3.16% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 2.03% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,738 | 2.39% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $565,000 | $80,714 | $3,072 | 3.10% |
| Elko, NV (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,140 | 2.79% |
| Brevard, NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,896 | 3.04% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,141 | 2.86% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,792 | 2.66% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,981 | 2.75% |
| ABILENE, TX (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,194 | 3.06% |
| TOPEKA, KS (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,829 | 3.20% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,359 | 3.19% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 1.96% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $6,986 | 2.71% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 2.27% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,191 | 3.14% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,100 | 2.54% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,159 | 3.58% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $16,628 | 2.64% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,370 | 2.75% |
| Payson, AZ (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,341 | 2.79% |
| Montrose, CO (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $0 | 2.07% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,167 | 3.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $6,140 | 2.82% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $1,987 | 3.01% |
| Branson, MO (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $6,208 | 3.72% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,279 | 3.13% |
| BECKLEY, WV (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $4,422 | 3.47% |
| DALTON, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,092 | 2.92% |
| NILES, MI (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $3,521 | 3.68% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $5,078 | 3.41% |
| Hood River, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $13,689 | 2.10% |
| Sonora, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $11,612 | 3.06% |
| Cornelia, GA (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $5,537 | 3.55% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,417 | 2.66% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $10,251 | 2.63% |
| New Castle, PA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,435 | 3.31% |
| Roswell, NM (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,416 | 3.33% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $3,677 | 2.71% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,474 | 2.61% |
| Brenham, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,643 | 3.07% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,303 | 2.62% |
| Edwards, CO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,516 | 2.38% |
| SAGINAW, MI (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,706 | 3.25% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,850 | 3.50% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,126 | 3.25% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,221 | 2.75% |
| Starkville, MS (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,385 | 3.00% |
| Brookings, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 1.80% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,887 | 3.56% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,283 | 2.79% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,052 | 3.50% |
| Coffeyville, KS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,679 | 2.88% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,062 | 3.54% |
| Price, UT (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,468 | 2.82% |
| ENID, OK (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,271 | 2.69% |
| Sanford, NC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $1,749 | 2.93% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,720 | 3.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,289 | 3.03% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $3,324 | 2.98% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,115 | 3.33% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $4,321 | 3.30% |
| Riverton, WY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,768 | 3.38% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,151 | 4.22% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,832 | 3.06% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $2,113 | 3.47% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $2,988 | 2.94% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,530 | 2.88% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,188 | 2.16% |
| LAREDO, TX (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $3,118 | 4.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,969 | 3.81% |
| Boone, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,202 | 2.75% |
| Paragould, AR (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,505 | 2.78% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,984 | 2.52% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,017 | 3.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,043 | 3.13% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,614 | 2.88% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,969 | 3.25% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,792 | 2.25% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,340 | 3.38% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,957 | 3.00% |
| Fort Polk South, LA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $1,694 | 3.17% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,270 | 2.42% |
| Durant, OK (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,263 | 2.43% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,927 | 2.82% |
| Lake City, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,362 | 3.25% |
| Albertville, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,536 | 2.81% |
| Marquette, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,776 | 3.13% |
| Athens, TN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,265 | 2.72% |
| Prineville, OR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 2.75% |
| Tupelo, MS (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $4,781 | 3.17% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,931 | 2.90% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,169 | 2.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,787 | 2.88% |
| Hailey, ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,844 | 2.88% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,790 | 3.63% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,330 | 3.38% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 2.22% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,432 | 3.75% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,533 | 3.00% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,360 | 3.44% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,444 | 3.75% |
| ROME, GA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,638 | 3.26% |
| North Vernon, IN (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,939 | 2.80% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,961 | 3.31% |
| DuBois, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,251 | 2.94% |
| Meridian, MS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,733 | 4.13% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,042 | 2.75% |
| Willmar, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,152 | 2.88% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,180 | 2.37% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,617 | 2.76% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,469 | 3.31% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,302 | 2.81% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,668 | 3.06% |
| New Castle, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,066 | 3.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,657 | 3.13% |
| Bennington, VT (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,474 | 3.13% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,519 | 2.84% |
| Sterling, CO (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,019 | 3.65% |
| Celina, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,271 | 2.88% |
| Huntington, IN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,957 | 2.56% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,446 | 3.50% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,775 | 2.50% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,283 | 3.38% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,743 | 2.72% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 2.14% |
| Moscow, ID (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,930 | 3.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,965 | 3.94% |
| Malone, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,111 | 2.88% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,498 | 3.25% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,140 | 3.50% |
| Key West, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,326 | 3.63% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,334 | 2.75% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,159 | 3.13% |
| Searcy, AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,273 | 3.31% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,231 | 3.38% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,492 | 3.91% |
| Oxford, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,859 | 3.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,813 | 2.88% |
| Barre, VT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,877 | 2.88% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,131 | 3.67% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 1.96% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,432 | 2.28% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,574 | 4.25% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,527 | 3.54% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,995 | 2.88% |
| Sidney, OH (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,884 | 3.83% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,648 | 4.13% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,915 | 3.00% |
| Scottsbluff, NE (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,864 | 3.18% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,789 | 3.81% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 2.14% |
| Paris, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,406 | 2.50% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,867 | 3.88% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,271 | 3.13% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,926 | 2.74% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,768 | 3.63% |
| Portales, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 1.97% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,043 | 3.75% |
| Indiana, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,460 | 3.13% |
| Garden City, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,325 | 2.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 1.96% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,171 | 5.70% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $923 | 2.84% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,298 | 3.69% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,871 | 3.25% |
| Salem, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,500 | 3.44% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,889 | 4.13% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,567 | 2.75% |
| Marietta, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,939 | 3.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,631 | 4.00% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,561 | 3.44% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,701 | 2.79% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,149 | 3.50% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 2.46% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,174 | 3.63% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,264 | 2.81% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,847 | 4.19% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,646 | 2.63% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,958 | 4.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.08% |
| Dumas, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,833 | 2.50% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,077 | 3.00% |
| Palatka, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,627 | 3.63% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,842 | 3.38% |
| Urbana, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,664 | 2.88% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,425 | 3.38% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,279 | 4.31% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,628 | 3.25% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,751 | 2.88% |
| Silver City, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,230 | 3.00% |
| Seymour, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,033 | 3.50% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,250 | 2.72% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,690 | 3.25% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,223 | 3.50% |
| Marion, NC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,002 | 2.54% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 2.14% |
| Danville, VA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,692 | 2.75% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,875 | 2.63% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,397 | 3.50% |
| Minot, ND (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,412 | 4.13% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,132 | 4.00% |
| Americus, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,824 | 3.50% |
| Rockport, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,848 | 3.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,767 | 4.19% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,734 | 2.88% |
| Austin, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,075 | 2.88% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 2.45% |
| Cullman, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,382 | 2.88% |
| Helena, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,556 | 3.63% |
| Effingham, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,088 | 3.75% |
| Clovis, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,656 | 2.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 2.27% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,120 | 4.00% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 2.06% |
| Kendallville, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,172 | 3.44% |
| Douglas, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.75% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.07% |
| Craig, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,520 | 3.50% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,186 | 2.88% |
| Fremont, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,737 | 2.88% |
| Gillette, WY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,937 | 3.63% |
| London, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,416 | 3.63% |
| Snyder, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,013 | 3.13% |
| Somerset, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 1.83% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,605 | 3.13% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.42% |
| Jesup, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,121 | 4.75% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,151 | 3.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,577 | 3.38% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,184 | 4.00% |
| Sayre, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,792 | 2.88% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $809 | 2.57% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,983 | 4.00% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,294 | 2.54% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,665 | 3.50% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,399 | 4.25% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,521 | 3.75% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,467 | 3.38% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.09% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,660 | 3.88% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,037 | 2.63% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,598 | 3.88% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,945 | 3.50% |
| Henderson, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,145 | 2.88% |
| Auburn, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,986 | 3.29% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 1.99% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,351 | 3.75% |
| Danville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,363 | 3.63% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,495 | 3.38% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.44% |
| Pullman, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,204 | 3.38% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,791 | 3.38% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,047 | 4.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 1.91% |
| Española, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,315 | 3.13% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,853 | 3.25% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,347 | 3.63% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,041 | 4.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,674 | 3.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,742 | 3.38% |
| Bedford, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,876 | 4.06% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,250 | 3.29% |
| Safford, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.49% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,201 | 2.63% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,075 | 3.13% |
| Martin, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,925 | 3.13% |
| Central City, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,730 | 3.75% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,081 | 4.38% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,071 | 3.75% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,867 | 2.75% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,315 | 3.13% |
| Freeport, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,930 | 2.50% |
| Wilson, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,016 | 4.13% |
| Winona, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,414 | 3.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,850 | 3.75% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $2,716 | 3.63% |
| Fallon, NV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,263 | 3.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,921 | 3.13% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,697 | 2.88% |
| Peru, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,342 | 4.88% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,593 | 3.75% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,689 | 3.50% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.56% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,804 | 3.13% |
| Cortland, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,205 | 2.88% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.52% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,400 | 2.75% |
| Jasper, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,158 | 3.25% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,508 | 3.63% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,903 | 3.13% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,895 | 2.75% |
| Alma, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,622 | 3.63% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,081 | 4.13% |
| Palestine, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,067 | 3.00% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,106 | 3.88% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,131 | 4.13% |
| Malvern, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,494 | 3.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,051 | 3.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.48% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,382 | 3.38% |
| El Campo, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 1.70% |
| Russellville, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.03% |
| Defiance, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,174 | 2.88% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.48% |
| Minden, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 1.84% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,092 | 3.25% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,601 | 4.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,273 | 4.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,941 | 4.50% |
| Angola, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,250 | 3.13% |
| Ashland, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,854 | 3.63% |
| Jasper, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 1.96% |
| LIMA, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,270 | 3.50% |
| Levelland, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,917 | 3.88% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,555 | 4.50% |
| Susanville, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,287 | 3.13% |
| Centralia, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,143 | 4.38% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,263 | 3.75% |
| Richmond, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,875 | 3.75% |
| Kinston, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,007 | 3.75% |
| Wabash, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $780 | 3.63% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 2.31% |
Phh Mortgage Corporation's top markets include Los Angeles, New York, Riverside, Phoenix, and Denver among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 8,537 | $2,225,725,000 | $260,715 | $5,802 | 3.23% |
| FHA | 4,949 | $1,240,305,000 | $250,617 | $4,959 | 2.39% |
| VA | 645 | $123,305,000 | $191,171 | $4,356 | 3.01% |
For the 2021 period, Phh Mortgage Corporation's most frequently originated loan type of loans were Conventional, with 8,537 originations. Their 2nd most popular type is FHA, with 4,949 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 8,307 | $2,090,025,000 | $251,598 | $4,987 | 2.69% |
| Cash Out Refi | 5,187 | $1,351,545,000 | $260,564 | $6,233 | 3.34% |
| Home Improvement | 408 | $96,810,000 | $237,279 | $0 | 2.28% |
| Home Purchase | 229 | $50,955,000 | $222,511 | $5,256 | 3.17% |
For the 2021, Phh Mortgage Corporation's most frequently cited loan purpose of loans were Refi, with 8,307 originations. The 2nd most popular reason of loans were Cash Out Refi, with 5,187 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 6,084 | $1,640,360,000 | $269,619 | $5,989 | 3.29% |
| Other | 4,769 | $1,265,165,000 | $265,289 | $4,965 | 2.37% |
| 15 Year | 2,017 | $424,775,000 | $210,597 | $5,097 | 2.94% |
| 20 Year | 1,067 | $226,055,000 | $211,860 | $5,164 | 3.27% |
| 10 Year | 194 | $32,980,000 | $170,000 | $4,970 | 3.02% |
For the 2021, Phh Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 6,084 originations. The 2nd most popular length of loans were Other, with 4,769 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $3k-4k | 3,398 | $711,310,000 | $209,332 |
| $5k+ | 2,411 | $734,165,000 | $304,506 |
| $1k-2k | 1,729 | $516,455,000 | $298,702 |
| $2k-3k | 1,501 | $339,495,000 | $226,179 |
| $<1k | 769 | $120,905,000 | $157,224 |
$5,989 of loans were Phh Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $3k-4k bucket, with 3,398 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 4,946 | $1,081,120,000 | $218,585 |
| 2.5-3% | 4,340 | $1,236,680,000 | $284,949 |
| <2.5% | 4,041 | $1,122,175,000 | $277,697 |
| 4-5% | 756 | $116,330,000 | $153,876 |
| 6-7% | 32 | $28,250,000 | $882,813 |
| 5-6% | 6 | $1,270,000 | $211,667 |
| 7-8% | 6 | $2,590,000 | $431,667 |
| Over 8% | 2 | $50,000 | $25,000 |
During 2021, Phh Mortgage Corporation's average interest rate of loans were 3.29%, while their most frequently originated rate bucket of loans were 3-4%, with 4,946 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 6,337 | $1,799,375,000 | $283,947 | $6,171 | 2.80% |
| $100k-200k | 4,721 | $711,815,000 | $150,776 | $5,068 | 3.10% |
| $400k-600k | 1,912 | $898,240,000 | $469,791 | $6,355 | 2.64% |
| $100,000 or less | 1,031 | $82,215,000 | $79,743 | $3,650 | 3.34% |
| $600k-1MM | 124 | $85,580,000 | $690,161 | $11,016 | 3.60% |
| $1MM+ | 6 | $12,110,000 | $2,018,333 | $0 | 6.68% |
2021 saw Phh Mortgage Corporation place emphasis on $200k-400k loans with 6,337 originations, totaling $1,799,375,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k or less | 5,037 | $1,197,785,000 | $237,797 | $5,332 | 2.57% |
| $100k-150k | 2,335 | $685,925,000 | $293,758 | $6,090 | 3.10% |
| $50k-75k | 2,296 | $495,410,000 | $215,771 | $5,715 | 3.20% |
| $75k-100k | 1,863 | $463,435,000 | $248,757 | $5,925 | 3.19% |
| $150k-250k | 1,389 | $479,955,000 | $345,540 | $6,145 | 2.97% |
| $250k+ | 336 | $131,840,000 | $392,381 | $6,571 | 2.89% |
Phh Mortgage Corporation lent most frequently to those with incomes in the $50k or less range, with 5,037 originations. The second most popular income band? $100k-150k, with 2,335 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 2,068 | $518,530,000 | $250,740 | $5,715 | 3.16% |
| 30-36% | 1,756 | $450,010,000 | $256,270 | $5,836 | 3.22% |
| <20% | 626 | $145,250,000 | $232,029 | $5,519 | 3.10% |
| 44% | 450 | $120,500,000 | $267,778 | $5,999 | 3.36% |
| 43% | 404 | $106,250,000 | $262,995 | $6,207 | 3.32% |
| 40% | 355 | $90,225,000 | $254,155 | $6,026 | 3.31% |
| 41% | 353 | $91,575,000 | $259,419 | $6,139 | 3.26% |
| 39% | 348 | $92,350,000 | $265,374 | $5,999 | 3.26% |
| 42% | 343 | $89,565,000 | $261,122 | $5,879 | 3.28% |
| 38% | 334 | $88,310,000 | $264,401 | $6,176 | 3.26% |
| 37% | 319 | $81,505,000 | $255,502 | $5,732 | 3.24% |
| 36% | 305 | $77,085,000 | $252,738 | $6,141 | 3.24% |
| 45% | 279 | $74,025,000 | $265,323 | $6,119 | 3.26% |
| 49% | 224 | $63,500,000 | $283,482 | $6,032 | 3.16% |
| 48% | 217 | $58,275,000 | $268,548 | $5,917 | 3.11% |
| 46% | 215 | $56,605,000 | $263,279 | $5,808 | 3.14% |
| 47% | 191 | $50,125,000 | $262,435 | $5,927 | 3.19% |
| 50-60% | 149 | $36,145,000 | $242,584 | $7,541 | 3.13% |
| >60% | 5 | $1,085,000 | $217,000 | $8,410 | 3.40% |
Phh Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,068 originations. The next most common DTI ratio? 30-36%, with 1,756 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 10,357 | $2,620,155,000 | $252,984 | $5,616 | 2.88% |
| Black | 1,690 | $383,940,000 | $227,183 | $5,575 | 3.16% |
| Not provided | 1,348 | $361,490,000 | $268,168 | $5,763 | 2.97% |
| Asian | 489 | $162,305,000 | $331,912 | $6,173 | 2.90% |
| American Indian | 172 | $39,090,000 | $227,267 | $5,497 | 2.96% |
| Native Hawaiian | 43 | $11,615,000 | $270,116 | $5,475 | 3.22% |
| Filipino | 7 | $3,135,000 | $447,857 | $8,194 | 2.86% |
| Asian Indian | 10 | $3,130,000 | $313,000 | $7,433 | 2.85% |
| Other Asian | 5 | $1,245,000 | $249,000 | $8,598 | 2.49% |
| Japanese | 3 | $1,035,000 | $345,000 | $6,767 | 2.48% |
| Other Pacific Islander | 3 | $905,000 | $301,667 | $4,807 | 3.29% |
| Chinese | 2 | $510,000 | $255,000 | $2,941 | 2.66% |
| Vietnamese | 1 | $395,000 | $395,000 | $0 | 1.68% |
| Korean | 1 | $385,000 | $385,000 | $0 | 1.83% |
Approval Rates
Total approvals of all applications70.73%
Phh Mortgage Corporation has a below average approval rate.
Pick Rate
Approvals leading to origination0.30%
Phh Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 14,131 | $3,589,335,000 | $254,004 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 14,131 | $3,589,335,000 | $254,004 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 909 | $202,905,000 | $223,218 | $5,380 | 3.07% |
| 40-60% | 5,744 | $1,432,650,000 | $249,417 | $5,350 | 2.74% |
| 60-80% | 6,344 | $1,705,360,000 | $268,815 | $5,919 | 3.01% |
| 80-100% | 1,068 | $236,770,000 | $221,695 | $5,491 | 3.30% |
| Over 100% | 7 | $1,195,000 | $170,714 | $3,753 | 3.02% |
| Under 20% | 59 | $10,455,000 | $177,203 | $5,260 | 3.12% |
