Phh Mortgage Corporation Rates, Fees & Info

Mount Laurel, NJ

LEI: PAOOWF3GUFM46FBSP561

Tax ID: 22-2195996

3.3 stars - out of 5 stars, based on 119 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Phh Mortgage Corporation is a mid-sized mortgage company specializing in Refi and Cash Out Refi loans. Phh Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, New York, Riverside, Phoenix, and Denver among others. We have data for 639 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Phh Mortgage Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Phh Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.25% 12/4/22
    30 Year Conventional Refi 6.95% 12/4/22
    30 Year Cash-out Refi 7.24% 12/4/22
    30 Year FHA Purchase 7.94% 12/4/22
    30 Year FHA Refi 7.91% 12/4/22
    30 Year VA Purchase 6.45% 12/4/22
    30 Year VA Refi 6.82% 12/4/22
    30 Year USDA Purchase 6.58% 12/4/22
    30 Year USDA Refi 6.58% 12/4/22
    15 Year Conventional Purchase 6.16% 12/4/22
    15 Year Conventional Refi 6.61% 12/4/22
    15 Year Cash-out Refi 6.61% 12/4/22
    15 Year FHA Purchase 5.76% 12/4/22
    15 Year FHA Refi 7.46% 12/4/22
    15 Year VA Purchase 5.76% 12/4/22
    15 Year VA Refi 6.73% 12/4/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    14,131

    Origination Dollar Volume (All Markets)

    $3,589,335,000
    Show all (11) awards

    Relative Rate

    Phh Mortgage Corporation's average 30 year fixed mortgage rate was 3.29%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.14%.

    Relative Fees (Closing Costs)

    Phh Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $5,989.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 774 $314,470,000 $406,292 $6,482 2.73%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 611 $198,025,000 $324,100 $6,541 2.96%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 485 $137,305,000 $283,103 $5,991 2.68%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 560 $135,760,000 $242,429 $5,950 2.73%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 441 $135,125,000 $306,406 $5,829 2.61%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 273 $120,085,000 $439,872 $6,502 2.70%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 386 $118,110,000 $305,984 $5,840 3.04%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 241 $95,345,000 $395,622 $7,013 2.65%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 281 $90,815,000 $323,185 $5,738 2.74%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 363 $83,035,000 $228,747 $6,438 3.10%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 363 $74,765,000 $205,964 $5,533 3.18%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 238 $73,690,000 $309,622 $5,936 2.61%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 272 $72,070,000 $264,963 $5,743 2.95%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 333 $68,595,000 $205,991 $5,411 3.07%
    Outside of Metro Areas 342 $66,060,000 $193,158 $5,144 3.02%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 199 $64,155,000 $322,387 $5,929 2.78%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 243 $61,435,000 $252,819 $5,237 2.81%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 293 $59,045,000 $201,519 $5,419 3.11%
    SALT LAKE CITY, UT (FHA|USDA|VA) 183 $51,615,000 $282,049 $5,687 2.61%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 231 $47,995,000 $207,771 $5,354 3.14%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 137 $39,185,000 $286,022 $6,750 2.66%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 79 $36,585,000 $463,101 $6,247 3.11%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 152 $31,830,000 $209,408 $5,427 2.94%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 132 $31,670,000 $239,924 $5,251 3.18%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 116 $31,520,000 $271,724 $5,330 2.61%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 128 $28,490,000 $222,578 $5,196 3.13%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 63 $27,315,000 $433,571 $7,539 2.67%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 101 $26,965,000 $266,980 $6,165 2.88%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 156 $26,670,000 $170,962 $5,048 3.40%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 108 $23,750,000 $219,907 $5,338 3.22%
    VALLEJO, CA (FHA|USDA|VA) 72 $23,710,000 $329,306 $6,020 2.83%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 111 $23,685,000 $213,378 $5,779 3.05%
    BOISE CITY, ID (FHA|USDA|VA) 79 $20,245,000 $256,266 $6,104 2.44%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 90 $19,850,000 $220,556 $5,336 3.14%
    RALEIGH-CARY, NC (FHA|USDA|VA) 79 $18,775,000 $237,658 $5,680 3.13%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 75 $18,305,000 $244,067 $5,638 2.96%
    TUCSON, AZ (FHA|USDA|VA) 88 $17,770,000 $201,932 $4,880 2.89%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 106 $17,570,000 $165,755 $4,841 3.27%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 46 $17,340,000 $376,957 $6,355 2.59%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 79 $17,055,000 $215,886 $5,190 3.10%
    ST. GEORGE, UT (FHA|USDA|VA) 57 $16,555,000 $290,439 $4,469 2.76%
    JACKSONVILLE, FL (FHA|USDA|VA) 84 $16,000,000 $190,476 $5,026 2.95%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 86 $15,630,000 $181,744 $5,237 3.03%
    RENO, NV (FHA|USDA|VA) 52 $15,620,000 $300,385 $6,119 2.61%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 47 $14,745,000 $313,723 $6,129 2.92%
    PROVO-OREM, UT (FHA|USDA|VA) 45 $14,615,000 $324,778 $5,621 2.67%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 59 $14,485,000 $245,508 $7,484 2.39%
    STOCKTON, CA (FHA|USDA|VA) 49 $14,005,000 $285,816 $6,570 2.76%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 63 $13,705,000 $217,540 $5,661 3.10%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 56 $13,570,000 $242,321 $5,486 2.51%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 72 $13,500,000 $187,500 $5,140 3.29%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 56 $13,490,000 $240,893 $5,158 2.77%
    MODESTO, CA (FHA|USDA|VA) 53 $13,295,000 $250,849 $6,529 2.63%
    RICHMOND, VA (FHA|USDA|VA) 61 $12,515,000 $205,164 $5,717 2.98%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 56 $12,190,000 $217,679 $5,455 3.08%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 56 $11,970,000 $213,750 $4,767 2.60%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 31 $11,885,000 $383,387 $5,851 3.00%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 36 $11,640,000 $323,333 $4,453 2.33%
    WORCESTER, MA-CT (FHA|USDA|VA) 41 $11,205,000 $273,293 $5,473 3.00%
    FRESNO, CA (FHA|USDA|VA) 47 $11,015,000 $234,362 $6,215 3.02%
    COLUMBUS, OH (FHA|USDA|VA) 66 $10,970,000 $166,212 $5,959 3.25%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 42 $10,360,000 $246,667 $5,724 2.56%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 59 $10,195,000 $172,797 $4,634 3.35%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 36 $10,190,000 $283,056 $5,750 2.57%
    BOULDER, CO (FHA|USDA|VA) 28 $9,540,000 $340,714 $6,401 2.64%
    ALBUQUERQUE, NM (FHA|USDA|VA) 47 $9,405,000 $200,106 $5,259 3.18%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 23 $9,385,000 $408,043 $6,078 2.54%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 53 $9,335,000 $176,132 $5,246 3.27%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 57 $8,925,000 $156,579 $5,638 3.25%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 36 $8,790,000 $244,167 $6,019 2.98%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 34 $8,560,000 $251,765 $5,890 3.19%
    GREELEY, CO (FHA|USDA|VA) 35 $8,435,000 $241,000 $5,812 2.78%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 42 $8,300,000 $197,619 $4,907 2.92%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 43 $8,225,000 $191,279 $6,558 3.14%
    FORT COLLINS, CO (FHA|USDA|VA) 33 $7,985,000 $241,970 $6,539 2.64%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 38 $7,860,000 $206,842 $5,536 2.95%
    KNOXVILLE, TN (FHA|USDA|VA) 42 $7,650,000 $182,143 $5,344 2.71%
    COLUMBIA, SC (FHA|USDA|VA) 42 $7,550,000 $179,762 $4,571 3.29%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 36 $7,340,000 $203,889 $5,299 3.41%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 45 $7,245,000 $161,000 $5,310 3.18%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 17 $6,965,000 $409,706 $6,219 2.36%
    BAKERSFIELD, CA (FHA|USDA|VA) 36 $6,950,000 $193,056 $4,956 2.85%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 31 $6,575,000 $212,097 $4,756 2.45%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 28 $6,550,000 $233,929 $5,459 3.22%
    SALINAS, CA (FHA|USDA|VA) 18 $6,400,000 $355,556 $7,614 2.95%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 37 $6,365,000 $172,027 $6,016 2.75%
    PITTSBURGH, PA (FHA|USDA|VA) 41 $6,235,000 $152,073 $5,733 3.46%
    ASHEVILLE, NC (FHA|USDA|VA) 19 $5,735,000 $301,842 $5,568 2.95%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 26 $5,700,000 $219,231 $4,894 3.30%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 23 $5,565,000 $241,957 $5,410 3.26%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 25 $5,495,000 $219,800 $5,090 3.02%
    SALISBURY, MD-DE (FHA|USDA|VA) 20 $5,420,000 $271,000 $5,161 2.90%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 26 $5,180,000 $199,231 $6,053 3.18%
    Outside of Metro Areas 18 $5,050,000 $280,556 $5,876 2.74%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 31 $4,915,000 $158,548 $5,254 3.19%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 26 $4,790,000 $184,231 $5,530 3.19%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 22 $4,780,000 $217,273 $5,482 2.91%
    MERCED, CA (FHA|USDA|VA) 18 $4,750,000 $263,889 $6,672 2.67%
    PUNTA GORDA, FL (FHA|USDA|VA) 20 $4,660,000 $233,000 $5,148 2.55%
    SALEM, OR (FHA|USDA|VA) 22 $4,620,000 $210,000 $6,383 2.54%
    BELLINGHAM, WA (FHA|USDA|VA) 17 $4,595,000 $270,294 $8,174 2.85%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 23 $4,565,000 $198,478 $4,322 3.26%
    YUBA CITY, CA (FHA|USDA|VA) 16 $4,500,000 $281,250 $5,908 2.91%
    CHICO, CA (FHA|USDA|VA) 18 $4,440,000 $246,667 $5,712 2.79%
    WINSTON-SALEM, NC (FHA|USDA|VA) 26 $4,440,000 $170,769 $4,768 3.24%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 24 $4,390,000 $182,917 $5,954 3.78%
    YORK-HANOVER, PA (FHA|USDA|VA) 19 $4,285,000 $225,526 $7,115 2.95%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 27 $4,125,000 $152,778 $5,629 3.05%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 22 $4,110,000 $186,818 $4,980 3.04%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 18 $4,110,000 $228,333 $5,232 2.78%
    SAVANNAH, GA (FHA|USDA|VA) 22 $3,870,000 $175,909 $4,559 3.47%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 16 $3,850,000 $240,625 $6,437 3.20%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 19 $3,815,000 $200,789 $4,708 3.27%
    FAYETTEVILLE, NC (FHA|USDA|VA) 25 $3,805,000 $152,200 $3,902 3.09%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 26 $3,760,000 $144,615 $4,355 3.17%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 15 $3,725,000 $248,333 $6,799 2.89%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 18 $3,690,000 $205,000 $4,972 3.32%
    FLAGSTAFF, AZ (FHA|USDA|VA) 12 $3,650,000 $304,167 $4,298 2.48%
    OCALA, FL (FHA|USDA|VA) 28 $3,630,000 $129,643 $4,251 2.63%
    AKRON, OH (FHA|USDA|VA) 27 $3,625,000 $134,259 $5,591 3.15%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 20 $3,570,000 $178,500 $6,474 2.84%
    HUNTSVILLE, AL (FHA|USDA|VA) 20 $3,550,000 $177,500 $4,823 3.00%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 9 $3,515,000 $390,556 $4,772 3.05%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 17 $3,505,000 $206,176 $5,897 2.40%
    REDDING, CA (FHA|USDA|VA) 14 $3,470,000 $247,857 $6,549 2.65%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 17 $3,435,000 $202,059 $5,099 2.89%
    WILMINGTON, NC (FHA|USDA|VA) 15 $3,345,000 $223,000 $5,811 2.97%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 15 $3,335,000 $222,333 $5,949 3.12%
    FLINT, MI (FHA|USDA|VA) 22 $3,330,000 $151,364 $5,150 3.68%
    ANCHORAGE, AK (FHA|USDA|VA) 14 $3,300,000 $235,714 $7,437 3.01%
    MISSOULA, MT (FHA|USDA|VA) 12 $3,300,000 $275,000 $12,090 2.11%
    BEND, OR (FHA|USDA|VA) 13 $3,285,000 $252,692 $6,120 2.89%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 11 $3,275,000 $297,727 $4,992 2.52%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 19 $3,165,000 $166,579 $5,720 3.09%
    DOVER, DE (FHA|USDA|VA) 14 $3,090,000 $220,714 $4,586 3.14%
    EL PASO, TX (FHA|USDA|VA) 24 $3,070,000 $127,917 $4,708 3.14%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 14 $3,040,000 $217,143 $5,904 3.27%
    GRAND JUNCTION, CO (FHA|USDA|VA) 15 $3,025,000 $201,667 $5,272 2.62%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $3,000,000 $300,000 $7,970 3.08%
    TWIN FALLS, ID (FHA|USDA|VA) 16 $2,970,000 $185,625 $0 1.93%
    PUEBLO, CO (FHA|USDA|VA) 18 $2,930,000 $162,778 $5,491 2.58%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 19 $2,925,000 $153,947 $4,950 3.13%
    SPRINGFIELD, MO (FHA|USDA|VA) 21 $2,865,000 $136,429 $4,886 2.71%
    NAPA, CA (FHA|USDA|VA) 7 $2,845,000 $406,429 $6,047 2.59%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 15 $2,795,000 $186,333 $3,719 3.43%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 15 $2,675,000 $178,333 $4,488 3.01%
    ANN ARBOR, MI (FHA|USDA|VA) 14 $2,660,000 $190,000 $4,852 3.14%
    SPRINGFIELD, MA (FHA|USDA|VA) 14 $2,620,000 $187,143 $3,942 2.43%
    LONGVIEW, WA (FHA|USDA|VA) 11 $2,595,000 $235,909 $4,532 2.53%
    WICHITA, KS (FHA|USDA|VA) 20 $2,590,000 $129,500 $5,451 3.33%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 16 $2,510,000 $156,875 $4,648 3.41%
    IDAHO FALLS, ID (FHA|USDA|VA) 14 $2,500,000 $178,571 $5,115 2.43%
    LANCASTER, PA (FHA|USDA|VA) 12 $2,450,000 $204,167 $6,242 3.28%
    Heber, UT (FHA|USDA|VA) 6 $2,420,000 $403,333 $10,292 2.69%
    GAINESVILLE, FL (FHA|USDA|VA) 12 $2,410,000 $200,833 $5,005 2.88%
    OCEAN CITY, NJ (FHA|USDA|VA) 9 $2,375,000 $263,889 $4,521 3.18%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 12 $2,370,000 $197,500 $5,722 3.40%
    MADERA, CA (FHA|USDA|VA) 8 $2,370,000 $296,250 $5,430 2.93%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 18 $2,360,000 $131,111 $4,709 3.24%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 12 $2,340,000 $195,000 $4,948 2.95%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 20 $2,270,000 $113,500 $4,477 3.47%
    TULSA, OK (FHA|USDA|VA) 15 $2,235,000 $149,000 $5,663 3.22%
    BATON ROUGE, LA (FHA|USDA|VA) 10 $2,180,000 $218,000 $5,224 3.68%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 9 $2,175,000 $241,667 $6,738 2.92%
    MEDFORD, OR (FHA|USDA|VA) 9 $2,165,000 $240,556 $6,441 3.14%
    WARNER ROBINS, GA (FHA|USDA|VA) 14 $2,150,000 $153,571 $4,701 2.99%
    READING, PA (FHA|USDA|VA) 13 $2,145,000 $165,000 $5,926 3.15%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 12 $2,130,000 $177,500 $6,747 2.88%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 7 $2,065,000 $295,000 $4,829 2.66%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 8 $2,050,000 $256,250 $4,261 2.69%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 13 $2,005,000 $154,231 $4,214 3.24%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 7 $1,975,000 $282,143 $5,835 3.06%
    Torrington, CT (FHA|USDA|VA) 8 $1,970,000 $246,250 $6,944 3.17%
    Astoria, OR (FHA|USDA|VA) 6 $1,940,000 $323,333 $4,461 2.74%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 9 $1,935,000 $215,000 $5,724 3.00%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 11 $1,925,000 $175,000 $4,665 3.15%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 10 $1,920,000 $192,000 $4,628 2.98%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 16 $1,920,000 $120,000 $3,224 3.07%
    VISALIA, CA (FHA|USDA|VA) 11 $1,865,000 $169,545 $6,111 3.14%
    Breckenridge, CO (FHA|USDA|VA) 4 $1,850,000 $462,500 $7,017 2.66%
    Kalispell, MT (FHA|USDA|VA) 6 $1,850,000 $308,333 $5,942 2.48%
    TALLAHASSEE, FL (FHA|USDA|VA) 8 $1,820,000 $227,500 $5,717 2.89%
    SPARTANBURG, SC (FHA|USDA|VA) 11 $1,785,000 $162,273 $5,185 3.20%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 10 $1,740,000 $174,000 $4,574 3.48%
    YUMA, AZ (FHA|USDA|VA) 12 $1,710,000 $142,500 $5,187 3.28%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 10 $1,690,000 $169,000 $5,609 2.77%
    FORT WAYNE, IN (FHA|USDA|VA) 12 $1,630,000 $135,833 $3,413 3.19%
    JACKSON, MS (FHA|USDA|VA) 9 $1,575,000 $175,000 $5,937 3.19%
    Cañon City, CO (FHA|USDA|VA) 8 $1,570,000 $196,250 $4,294 2.54%
    TOLEDO, OH (FHA|USDA|VA) 10 $1,550,000 $155,000 $7,057 3.30%
    DULUTH, MN-WI (FHA|USDA|VA) 8 $1,550,000 $193,750 $3,294 3.16%
    ROCHESTER, NY (FHA|USDA|VA) 12 $1,530,000 $127,500 $3,783 3.35%
    JACKSON, MI (FHA|USDA|VA) 8 $1,500,000 $187,500 $4,471 3.22%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 6 $1,500,000 $250,000 $5,696 3.04%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $1,500,000 $125,000 $4,285 3.25%
    GRANTS PASS, OR (FHA|USDA|VA) 7 $1,495,000 $213,571 $7,106 2.48%
    Durango, CO (FHA|USDA|VA) 4 $1,480,000 $370,000 $7,345 3.16%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $1,475,000 $210,714 $5,953 3.15%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 10 $1,460,000 $146,000 $5,350 3.40%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 9 $1,455,000 $161,667 $3,489 2.27%
    Oak Harbor, WA (FHA|USDA|VA) 5 $1,435,000 $287,000 $5,460 2.29%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 9 $1,435,000 $159,444 $3,990 3.15%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $1,420,000 $236,667 $8,648 2.72%
    SYRACUSE, NY (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,387 3.64%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 10 $1,410,000 $141,000 $6,726 2.98%
    YAKIMA, WA (FHA|USDA|VA) 8 $1,400,000 $175,000 $6,007 2.96%
    PANAMA CITY, FL (FHA|USDA|VA) 7 $1,395,000 $199,286 $5,840 2.84%
    ROANOKE, VA (FHA|USDA|VA) 8 $1,350,000 $168,750 $4,497 2.85%
    LOGAN, UT-ID (FHA|USDA|VA) 6 $1,320,000 $220,000 $4,684 2.45%
    MADISON, WI (FHA|USDA|VA) 7 $1,315,000 $187,857 $6,814 2.93%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 10 $1,310,000 $131,000 $5,899 2.76%
    RACINE, WI (FHA|USDA|VA) 6 $1,300,000 $216,667 $5,041 3.54%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 8 $1,300,000 $162,500 $4,588 3.48%
    Sevierville, TN (FHA|USDA|VA) 9 $1,275,000 $141,667 $5,024 2.59%
    LINCOLN, NE (FHA|USDA|VA) 8 $1,270,000 $158,750 $4,400 3.29%
    Cullowhee, NC (FHA|USDA|VA) 5 $1,265,000 $253,000 $8,930 2.81%
    ODESSA, TX (FHA|USDA|VA) 7 $1,255,000 $179,286 $5,239 3.39%
    MOBILE, AL (FHA|USDA|VA) 10 $1,240,000 $124,000 $3,860 3.28%
    Newport, OR (FHA|USDA|VA) 5 $1,235,000 $247,000 $6,663 2.83%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 10 $1,220,000 $122,000 $4,622 3.60%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 6 $1,190,000 $198,333 $4,594 3.24%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 8 $1,180,000 $147,500 $4,750 3.41%
    Bozeman, MT (FHA|USDA|VA) 3 $1,165,000 $388,333 $6,880 2.52%
    NEW BERN, NC (FHA|USDA|VA) 8 $1,150,000 $143,750 $3,528 3.09%
    ROCKY MOUNT, NC (FHA|USDA|VA) 8 $1,140,000 $142,500 $4,575 3.16%
    Crossville, TN (FHA|USDA|VA) 5 $1,135,000 $227,000 $6,653 2.55%
    COLUMBUS, GA-AL (FHA|USDA|VA) 10 $1,130,000 $113,000 $3,795 3.01%
    Eureka-Arcata, CA (FHA|USDA|VA) 5 $1,125,000 $225,000 $5,758 2.66%
    Shelby, NC (FHA|USDA|VA) 6 $1,120,000 $186,667 $5,475 3.19%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,110,000 $277,500 $4,087 3.03%
    Shelton, WA (FHA|USDA|VA) 5 $1,105,000 $221,000 $6,372 2.36%
    MIDLAND, MI (FHA|USDA|VA) 7 $1,105,000 $157,857 $5,834 3.57%
    Holland, MI (FHA|USDA|VA) 5 $1,105,000 $221,000 $5,189 3.50%
    Lebanon, NH-VT (FHA|USDA|VA) 6 $1,090,000 $181,667 $5,431 3.26%
    Winnemucca, NV (FHA|USDA|VA) 3 $1,085,000 $361,667 $4,390 3.33%
    APPLETON, WI (FHA|USDA|VA) 7 $1,075,000 $153,571 $4,106 3.25%
    Granbury, TX (FHA|USDA|VA) 4 $1,070,000 $267,500 $4,693 2.89%
    Port Angeles, WA (FHA|USDA|VA) 6 $1,070,000 $178,333 $3,835 2.49%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 6 $1,060,000 $176,667 $4,902 2.94%
    WALLA WALLA, WA (FHA|USDA|VA) 4 $1,050,000 $262,500 $6,680 2.34%
    DECATUR, AL (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,445 2.55%
    LONGVIEW, TX (FHA|USDA|VA) 6 $1,020,000 $170,000 $5,277 3.22%
    HARRISONBURG, VA (FHA|USDA|VA) 5 $1,005,000 $201,000 $6,737 3.06%
    MONROE, MI (FHA|USDA|VA) 6 $1,000,000 $166,667 $4,574 3.69%
    Jefferson, GA (FHA|USDA|VA) 5 $995,000 $199,000 $6,914 2.96%
    GETTYSBURG, PA (FHA|USDA|VA) 5 $975,000 $195,000 $5,744 3.14%
    Burley, ID (FHA|USDA|VA) 6 $960,000 $160,000 $4,402 2.36%
    Juneau, AK (FHA|USDA|VA) 3 $955,000 $318,333 $3,801 3.46%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 5 $955,000 $191,000 $5,457 3.00%
    THE VILLAGES, FL (FHA|USDA|VA) 5 $955,000 $191,000 $0 2.20%
    DOTHAN, AL (FHA|USDA|VA) 5 $945,000 $189,000 $4,525 3.05%
    Pottsville, PA (FHA|USDA|VA) 6 $940,000 $156,667 $5,688 3.10%
    LYNCHBURG, VA (FHA|USDA|VA) 4 $930,000 $232,500 $7,075 3.47%
    STAUNTON, VA (FHA|USDA|VA) 5 $925,000 $185,000 $6,274 2.72%
    TYLER, TX (FHA|USDA|VA) 5 $905,000 $181,000 $4,411 2.83%
    Georgetown, SC (FHA|USDA|VA) 4 $900,000 $225,000 $5,220 2.76%
    VICTORIA, TX (FHA|USDA|VA) 5 $895,000 $179,000 $5,566 3.08%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $890,000 $148,333 $4,736 3.42%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 7 $885,000 $126,429 $3,202 3.18%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 5 $875,000 $175,000 $4,845 3.13%
    Concord, NH (FHA|USDA|VA) 4 $870,000 $217,500 $6,203 3.23%
    Frankfort, KY (FHA|USDA|VA) 3 $845,000 $281,667 $6,775 2.67%
    COLUMBIA, MO (FHA|USDA|VA) 5 $845,000 $169,000 $4,970 3.53%
    EL CENTRO, CA (FHA|USDA|VA) 4 $840,000 $210,000 $5,378 3.37%
    MIDLAND, TX (FHA|USDA|VA) 3 $835,000 $278,333 $5,733 3.00%
    ST. CLOUD, MN (FHA|USDA|VA) 5 $835,000 $167,000 $4,313 3.40%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $825,000 $165,000 $5,192 3.48%
    UTICA-ROME, NY (FHA|USDA|VA) 5 $815,000 $163,000 $3,386 3.33%
    Bardstown, KY (FHA|USDA|VA) 5 $815,000 $163,000 $4,073 2.63%
    WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 6 $810,000 $135,000 $4,027 3.38%
    WENATCHEE, WA (FHA|USDA|VA) 3 $805,000 $268,333 $7,813 2.36%
    GREENVILLE, NC (FHA|USDA|VA) 3 $805,000 $268,333 $4,241 3.46%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 6 $790,000 $131,667 $4,085 2.99%
    GREAT FALLS, MT (FHA|USDA|VA) 5 $785,000 $157,000 $6,415 2.96%
    Roseburg, OR (FHA|USDA|VA) 6 $780,000 $130,000 $5,587 2.25%
    WACO, TX (FHA|USDA|VA) 5 $775,000 $155,000 $6,709 3.21%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $775,000 $155,000 $4,203 3.22%
    AMARILLO, TX (FHA|USDA|VA) 7 $775,000 $110,714 $4,060 3.08%
    JACKSONVILLE, NC (FHA|USDA|VA) 6 $770,000 $128,333 $3,068 3.29%
    Adrian, MI (FHA|USDA|VA) 5 $765,000 $153,000 $4,662 2.99%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 6 $760,000 $126,667 $3,999 3.22%
    GAINESVILLE, GA (FHA|USDA|VA) 4 $760,000 $190,000 $3,353 2.73%
    Klamath Falls, OR (FHA|USDA|VA) 5 $755,000 $151,000 $4,765 2.84%
    Kearney, NE (FHA|USDA|VA) 3 $745,000 $248,333 $4,086 3.41%
    MORGANTOWN, WV (FHA|USDA|VA) 5 $745,000 $149,000 $4,521 3.15%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $735,000 $147,000 $3,875 3.18%
    LAWTON, OK (FHA|USDA|VA) 5 $735,000 $147,000 $4,182 3.30%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $720,000 $180,000 $4,312 3.02%
    Jackson, WY-ID (FHA|USDA|VA) 2 $710,000 $355,000 $5,478 2.48%
    SANTA FE, NM (FHA|USDA|VA) 4 $700,000 $175,000 $6,306 2.88%
    Forest City, NC (FHA|USDA|VA) 4 $700,000 $175,000 $5,061 3.21%
    KOKOMO, IN (FHA|USDA|VA) 6 $700,000 $116,667 $4,479 3.25%
    Centralia, WA (FHA|USDA|VA) 3 $695,000 $231,667 $7,417 3.29%
    BLOOMINGTON, IN (FHA|USDA|VA) 5 $695,000 $139,000 $4,507 3.18%
    LEWISTON, ID-WA (FHA|USDA|VA) 5 $695,000 $139,000 $5,310 2.98%
    SPRINGFIELD, OH (FHA|USDA|VA) 4 $690,000 $172,500 $7,036 3.03%
    Fernley, NV (FHA|USDA|VA) 3 $675,000 $225,000 $1,017 2.24%
    WILLIAMSPORT, PA (FHA|USDA|VA) 3 $675,000 $225,000 $4,487 3.19%
    HOT SPRINGS, AR (FHA|USDA|VA) 4 $670,000 $167,500 $5,333 3.44%
    FLORENCE, SC (FHA|USDA|VA) 4 $660,000 $165,000 $6,041 2.83%
    Seneca, SC (FHA|USDA|VA) 3 $655,000 $218,333 $3,877 2.61%
    MONTGOMERY, AL (FHA|USDA|VA) 5 $635,000 $127,000 $3,229 2.98%
    Ukiah, CA (FHA|USDA|VA) 3 $635,000 $211,667 $9,335 2.85%
    Faribault-Northfield, MN (FHA|USDA|VA) 4 $630,000 $157,500 $3,735 3.28%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $625,000 $125,000 $4,540 4.08%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $625,000 $125,000 $5,237 3.83%
    LEBANON, PA (FHA|USDA|VA) 4 $620,000 $155,000 $6,359 3.22%
    BANGOR, ME (FHA|USDA|VA) 3 $615,000 $205,000 $5,715 3.17%
    Cedar City, UT (FHA|USDA|VA) 2 $600,000 $300,000 $9,153 2.36%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 4 $600,000 $150,000 $5,189 3.47%
    Keene, NH (FHA|USDA|VA) 2 $590,000 $295,000 $2,915 2.82%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $590,000 $147,500 $3,871 3.56%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $590,000 $147,500 $5,778 3.47%
    FARGO, ND-MN (FHA|USDA|VA) 4 $580,000 $145,000 $5,193 2.84%
    ERIE, PA (FHA|USDA|VA) 4 $580,000 $145,000 $4,878 3.78%
    WINCHESTER, VA-WV (FHA|USDA|VA) 4 $580,000 $145,000 $5,317 3.16%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $580,000 $145,000 $5,729 3.16%
    PITTSFIELD, MA (FHA|USDA|VA) 2 $570,000 $285,000 $0 2.03%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 4 $570,000 $142,500 $6,738 2.39%
    ROCKFORD, IL (FHA|USDA|VA) 7 $565,000 $80,714 $3,072 3.10%
    Elko, NV (FHA|USDA|VA) 3 $565,000 $188,333 $5,140 2.79%
    Brevard, NC (FHA|USDA|VA) 3 $565,000 $188,333 $5,896 3.04%
    Statesboro, GA (FHA|USDA|VA) 3 $565,000 $188,333 $6,141 2.86%
    Aberdeen, WA (FHA|USDA|VA) 4 $560,000 $140,000 $4,792 2.66%
    TUSCALOOSA, AL (FHA|USDA|VA) 3 $555,000 $185,000 $6,981 2.75%
    ABILENE, TX (FHA|USDA|VA) 4 $550,000 $137,500 $5,194 3.06%
    TOPEKA, KS (FHA|USDA|VA) 4 $550,000 $137,500 $4,829 3.20%
    POCATELLO, ID (FHA|USDA|VA) 3 $545,000 $181,667 $5,359 3.19%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $545,000 $545,000 $0 1.96%
    HATTIESBURG, MS (FHA|USDA|VA) 4 $540,000 $135,000 $6,986 2.71%
    Fort Morgan, CO (FHA|USDA|VA) 2 $540,000 $270,000 $0 2.27%
    Augusta-Waterville, ME (FHA|USDA|VA) 4 $540,000 $135,000 $3,191 3.14%
    BILLINGS, MT (FHA|USDA|VA) 2 $540,000 $270,000 $7,100 2.54%
    HINESVILLE, GA (FHA|USDA|VA) 3 $535,000 $178,333 $4,159 3.58%
    Kill Devil Hills, NC (FHA|USDA|VA) 2 $530,000 $265,000 $16,628 2.64%
    Alexandria, MN (FHA|USDA|VA) 2 $530,000 $265,000 $3,370 2.75%
    Payson, AZ (FHA|USDA|VA) 3 $525,000 $175,000 $4,341 2.79%
    Montrose, CO (FHA|USDA|VA) 3 $525,000 $175,000 $0 2.07%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $520,000 $260,000 $6,167 3.25%
    GREEN BAY, WI (FHA|USDA|VA) 4 $520,000 $130,000 $6,140 2.82%
    VALDOSTA, GA (FHA|USDA|VA) 5 $515,000 $103,000 $1,987 3.01%
    Branson, MO (FHA|USDA|VA) 4 $510,000 $127,500 $6,208 3.72%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $500,000 $250,000 $5,279 3.13%
    BECKLEY, WV (FHA|USDA|VA) 4 $500,000 $125,000 $4,422 3.47%
    DALTON, GA (FHA|USDA|VA) 3 $495,000 $165,000 $3,092 2.92%
    NILES, MI (FHA|USDA|VA) 5 $495,000 $99,000 $3,521 3.68%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 4 $490,000 $122,500 $5,078 3.41%
    Hood River, OR (FHA|USDA|VA) 2 $490,000 $245,000 $13,689 2.10%
    Sonora, CA (FHA|USDA|VA) 2 $490,000 $245,000 $11,612 3.06%
    Cornelia, GA (FHA|USDA|VA) 4 $490,000 $122,500 $5,537 3.55%
    Glenwood Springs, CO (FHA|USDA|VA) 2 $480,000 $240,000 $6,417 2.66%
    LAKE CHARLES, LA (FHA|USDA|VA) 2 $480,000 $240,000 $10,251 2.63%
    New Castle, PA (FHA|USDA|VA) 2 $480,000 $240,000 $5,435 3.31%
    Roswell, NM (FHA|USDA|VA) 3 $475,000 $158,333 $5,416 3.33%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $475,000 $95,000 $3,677 2.71%
    Moses Lake, WA (FHA|USDA|VA) 4 $470,000 $117,500 $4,474 2.61%
    Brenham, TX (FHA|USDA|VA) 3 $465,000 $155,000 $6,643 3.07%
    Pahrump, NV (FHA|USDA|VA) 3 $465,000 $155,000 $4,303 2.62%
    Edwards, CO (FHA|USDA|VA) 1 $465,000 $465,000 $4,516 2.38%
    SAGINAW, MI (FHA|USDA|VA) 4 $460,000 $115,000 $4,706 3.25%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 4 $460,000 $115,000 $4,850 3.50%
    BAY CITY, MI (FHA|USDA|VA) 3 $455,000 $151,667 $6,126 3.25%
    Orangeburg, SC (FHA|USDA|VA) 3 $455,000 $151,667 $4,221 2.75%
    Starkville, MS (FHA|USDA|VA) 2 $450,000 $225,000 $5,385 3.00%
    Brookings, OR (FHA|USDA|VA) 1 $445,000 $445,000 $0 1.80%
    KINGSTON, NY (FHA|USDA|VA) 2 $430,000 $215,000 $7,887 3.56%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $430,000 $215,000 $4,283 2.79%
    SHEBOYGAN, WI (FHA|USDA|VA) 2 $430,000 $215,000 $6,052 3.50%
    Coffeyville, KS (FHA|USDA|VA) 2 $430,000 $215,000 $5,679 2.88%
    ALBANY, GA (FHA|USDA|VA) 3 $425,000 $141,667 $4,062 3.54%
    Price, UT (FHA|USDA|VA) 3 $425,000 $141,667 $7,468 2.82%
    ENID, OK (FHA|USDA|VA) 2 $420,000 $210,000 $5,271 2.69%
    Sanford, NC (FHA|USDA|VA) 3 $415,000 $138,333 $1,749 2.93%
    LAS CRUCES, NM (FHA|USDA|VA) 3 $415,000 $138,333 $5,720 3.13%
    CLEVELAND, TN (FHA|USDA|VA) 3 $415,000 $138,333 $5,289 3.03%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 4 $410,000 $102,500 $3,324 2.98%
    WICHITA FALLS, TX (FHA|USDA|VA) 3 $405,000 $135,000 $4,115 3.33%
    LUBBOCK, TX (FHA|USDA|VA) 4 $400,000 $100,000 $4,321 3.30%
    Riverton, WY (FHA|USDA|VA) 2 $400,000 $200,000 $4,768 3.38%
    CHEYENNE, WY (FHA|USDA|VA) 2 $390,000 $195,000 $7,151 4.22%
    Corsicana, TX (FHA|USDA|VA) 2 $390,000 $195,000 $5,832 3.06%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 4 $390,000 $97,500 $2,113 3.47%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $385,000 $128,333 $2,988 2.94%
    ELMIRA, NY (FHA|USDA|VA) 1 $385,000 $385,000 $3,530 2.88%
    Big Rapids, MI (FHA|USDA|VA) 2 $380,000 $190,000 $3,188 2.16%
    LAREDO, TX (FHA|USDA|VA) 4 $380,000 $95,000 $3,118 4.00%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $380,000 $190,000 $3,969 3.81%
    Boone, NC (FHA|USDA|VA) 1 $375,000 $375,000 $4,202 2.75%
    Paragould, AR (FHA|USDA|VA) 3 $375,000 $125,000 $4,505 2.78%
    SAN ANGELO, TX (FHA|USDA|VA) 2 $370,000 $185,000 $8,984 2.52%
    Morehead City, NC (FHA|USDA|VA) 2 $370,000 $185,000 $3,017 3.50%
    Mount Vernon, OH (FHA|USDA|VA) 2 $370,000 $185,000 $8,043 3.13%
    JONESBORO, AR (FHA|USDA|VA) 1 $365,000 $365,000 $2,614 2.88%
    BRUNSWICK, GA (FHA|USDA|VA) 1 $365,000 $365,000 $2,969 3.25%
    Butte-Silver Bow, MT (FHA|USDA|VA) 1 $365,000 $365,000 $3,792 2.25%
    Wilmington, OH (FHA|USDA|VA) 2 $360,000 $180,000 $6,340 3.38%
    Los Alamos, NM (FHA|USDA|VA) 1 $355,000 $355,000 $3,957 3.00%
    Fort Polk South, LA (FHA|USDA|VA) 3 $355,000 $118,333 $1,694 3.17%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $355,000 $118,333 $3,270 2.42%
    Durant, OK (FHA|USDA|VA) 3 $355,000 $118,333 $5,263 2.43%
    St. Marys, GA (FHA|USDA|VA) 3 $355,000 $118,333 $5,927 2.82%
    Lake City, FL (FHA|USDA|VA) 2 $350,000 $175,000 $3,362 3.25%
    Albertville, AL (FHA|USDA|VA) 2 $350,000 $175,000 $4,536 2.81%
    Marquette, MI (FHA|USDA|VA) 2 $350,000 $175,000 $5,776 3.13%
    Athens, TN (FHA|USDA|VA) 2 $350,000 $175,000 $5,265 2.72%
    Prineville, OR (FHA|USDA|VA) 2 $350,000 $175,000 $0 2.75%
    Tupelo, MS (FHA|USDA|VA) 4 $350,000 $87,500 $4,781 3.17%
    LAFAYETTE, LA (FHA|USDA|VA) 3 $345,000 $115,000 $4,931 2.90%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $345,000 $345,000 $3,169 2.50%
    Stevens Point, WI (FHA|USDA|VA) 1 $345,000 $345,000 $7,787 2.88%
    Hailey, ID (FHA|USDA|VA) 1 $345,000 $345,000 $9,844 2.88%
    Rexburg, ID (FHA|USDA|VA) 2 $340,000 $170,000 $7,790 3.63%
    STATE COLLEGE, PA (FHA|USDA|VA) 2 $340,000 $170,000 $5,330 3.38%
    Clearlake, CA (FHA|USDA|VA) 3 $335,000 $111,667 $0 2.22%
    PINE BLUFF, AR (FHA|USDA|VA) 3 $335,000 $111,667 $4,432 3.75%
    JOHNSTOWN, PA (FHA|USDA|VA) 2 $330,000 $165,000 $4,533 3.00%
    RAPID CITY, SD (FHA|USDA|VA) 2 $330,000 $165,000 $7,360 3.44%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $330,000 $165,000 $5,444 3.75%
    ROME, GA (FHA|USDA|VA) 3 $325,000 $108,333 $3,638 3.26%
    North Vernon, IN (FHA|USDA|VA) 3 $325,000 $108,333 $3,939 2.80%
    Show Low, AZ (FHA|USDA|VA) 2 $320,000 $160,000 $2,961 3.31%
    DuBois, PA (FHA|USDA|VA) 2 $320,000 $160,000 $6,251 2.94%
    Meridian, MS (FHA|USDA|VA) 2 $320,000 $160,000 $2,733 4.13%
    GADSDEN, AL (FHA|USDA|VA) 1 $315,000 $315,000 $4,042 2.75%
    Willmar, MN (FHA|USDA|VA) 1 $315,000 $315,000 $3,152 2.88%
    Ellensburg, WA (FHA|USDA|VA) 2 $310,000 $155,000 $5,180 2.37%
    Lufkin, TX (FHA|USDA|VA) 2 $310,000 $155,000 $8,617 2.76%
    BINGHAMTON, NY (FHA|USDA|VA) 2 $310,000 $155,000 $8,469 3.31%
    ROCHESTER, MN (FHA|USDA|VA) 2 $310,000 $155,000 $4,302 2.81%
    CARSON CITY, NV (FHA|USDA|VA) 2 $300,000 $150,000 $3,668 3.06%
    New Castle, IN (FHA|USDA|VA) 2 $300,000 $150,000 $5,066 3.13%
    SIOUX FALLS, SD (FHA|USDA|VA) 2 $300,000 $150,000 $5,657 3.13%
    Bennington, VT (FHA|USDA|VA) 2 $300,000 $150,000 $3,474 3.13%
    Traverse City, MI (FHA|USDA|VA) 2 $300,000 $150,000 $5,519 2.84%
    Sterling, CO (FHA|USDA|VA) 2 $300,000 $150,000 $5,019 3.65%
    Celina, OH (FHA|USDA|VA) 1 $295,000 $295,000 $3,271 2.88%
    Huntington, IN (FHA|USDA|VA) 3 $295,000 $98,333 $3,957 2.56%
    GLENS FALLS, NY (FHA|USDA|VA) 1 $295,000 $295,000 $4,446 3.50%
    Whitewater, WI (FHA|USDA|VA) 1 $295,000 $295,000 $2,775 2.50%
    Shawnee, OK (FHA|USDA|VA) 1 $295,000 $295,000 $10,283 3.38%
    Richmond-Berea, KY (FHA|USDA|VA) 3 $295,000 $98,333 $4,743 2.72%
    Coos Bay, OR (FHA|USDA|VA) 2 $290,000 $145,000 $0 2.14%
    Moscow, ID (FHA|USDA|VA) 2 $290,000 $145,000 $4,930 3.00%
    CHARLESTON, WV (FHA|USDA|VA) 2 $290,000 $145,000 $6,965 3.94%
    Malone, NY (FHA|USDA|VA) 1 $285,000 $285,000 $9,111 2.88%
    Manitowoc, WI (FHA|USDA|VA) 1 $285,000 $285,000 $2,498 3.25%
    HAMMOND, LA (FHA|USDA|VA) 1 $285,000 $285,000 $6,140 3.50%
    Key West, FL (FHA|USDA|VA) 1 $275,000 $275,000 $3,326 3.63%
    Grand Rapids, MN (FHA|USDA|VA) 1 $275,000 $275,000 $4,334 2.75%
    Gainesville, TX (FHA|USDA|VA) 1 $275,000 $275,000 $7,159 3.13%
    Searcy, AR (FHA|USDA|VA) 2 $270,000 $135,000 $5,273 3.31%
    Ashtabula, OH (FHA|USDA|VA) 2 $270,000 $135,000 $5,231 3.38%
    Vicksburg, MS (FHA|USDA|VA) 2 $270,000 $135,000 $1,492 3.91%
    Oxford, MS (FHA|USDA|VA) 1 $265,000 $265,000 $9,859 3.00%
    IOWA CITY, IA (FHA|USDA|VA) 1 $265,000 $265,000 $2,813 2.88%
    Barre, VT (FHA|USDA|VA) 1 $265,000 $265,000 $5,877 2.88%
    Norwalk, OH (FHA|USDA|VA) 3 $265,000 $88,333 $4,131 3.67%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $265,000 $265,000 $0 1.96%
    Ardmore, OK (FHA|USDA|VA) 2 $260,000 $130,000 $7,432 2.28%
    FARMINGTON, NM (FHA|USDA|VA) 2 $260,000 $130,000 $4,574 4.25%
    MUNCIE, IN (FHA|USDA|VA) 3 $255,000 $85,000 $3,527 3.54%
    ITHACA, NY (FHA|USDA|VA) 1 $255,000 $255,000 $2,995 2.88%
    Sidney, OH (FHA|USDA|VA) 3 $255,000 $85,000 $3,884 3.83%
    SUMTER, SC (FHA|USDA|VA) 2 $250,000 $125,000 $4,648 4.13%
    Brainerd, MN (FHA|USDA|VA) 2 $250,000 $125,000 $4,915 3.00%
    Scottsbluff, NE (FHA|USDA|VA) 2 $250,000 $125,000 $2,864 3.18%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $250,000 $125,000 $5,789 3.81%
    Sandpoint, ID (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.14%
    Paris, TX (FHA|USDA|VA) 1 $245,000 $245,000 $7,406 2.50%
    Bemidji, MN (FHA|USDA|VA) 1 $245,000 $245,000 $4,867 3.88%
    Elizabeth City, NC (FHA|USDA|VA) 1 $245,000 $245,000 $5,271 3.13%
    ALTOONA, PA (FHA|USDA|VA) 2 $240,000 $120,000 $5,926 2.74%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $240,000 $120,000 $4,768 3.63%
    Portales, NM (FHA|USDA|VA) 1 $235,000 $235,000 $0 1.97%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $235,000 $235,000 $3,043 3.75%
    Indiana, PA (FHA|USDA|VA) 1 $235,000 $235,000 $9,460 3.13%
    Garden City, KS (FHA|USDA|VA) 1 $235,000 $235,000 $6,325 2.75%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $235,000 $235,000 $0 1.96%
    Gaffney, SC (FHA|USDA|VA) 2 $230,000 $115,000 $3,171 5.70%
    Crescent City, CA (FHA|USDA|VA) 2 $230,000 $115,000 $923 2.84%
    TERRE HAUTE, IN (FHA|USDA|VA) 2 $230,000 $115,000 $3,298 3.69%
    Greeneville, TN (FHA|USDA|VA) 2 $230,000 $115,000 $2,871 3.25%
    Salem, OH (FHA|USDA|VA) 2 $230,000 $115,000 $6,500 3.44%
    MANHATTAN, KS (FHA|USDA|VA) 1 $225,000 $225,000 $9,889 4.13%
    Fairmont, WV (FHA|USDA|VA) 1 $225,000 $225,000 $5,567 2.75%
    Marietta, OH (FHA|USDA|VA) 2 $220,000 $110,000 $4,939 3.88%
    MUSKEGON, MI (FHA|USDA|VA) 2 $220,000 $110,000 $2,631 4.00%
    DECATUR, IL (FHA|USDA|VA) 2 $220,000 $110,000 $4,561 3.44%
    Kerrville, TX (FHA|USDA|VA) 2 $220,000 $110,000 $2,701 2.79%
    BURLINGTON, NC (FHA|USDA|VA) 1 $215,000 $215,000 $8,149 3.50%
    Lewisburg, TN (FHA|USDA|VA) 1 $215,000 $215,000 $0 2.46%
    Albemarle, NC (FHA|USDA|VA) 1 $215,000 $215,000 $4,174 3.63%
    OWENSBORO, KY (FHA|USDA|VA) 2 $210,000 $105,000 $4,264 2.81%
    JACKSON, TN (FHA|USDA|VA) 2 $210,000 $105,000 $3,847 4.19%
    SPRINGFIELD, IL (FHA|USDA|VA) 2 $210,000 $105,000 $3,646 2.63%
    Pittsburg, KS (FHA|USDA|VA) 1 $205,000 $205,000 $6,958 4.38%
    CORVALLIS, OR (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.08%
    Dumas, TX (FHA|USDA|VA) 1 $205,000 $205,000 $2,833 2.50%
    Bluffton, IN (FHA|USDA|VA) 1 $205,000 $205,000 $8,077 3.00%
    Palatka, FL (FHA|USDA|VA) 1 $205,000 $205,000 $7,627 3.63%
    Spearfish, SD (FHA|USDA|VA) 1 $205,000 $205,000 $4,842 3.38%
    Urbana, OH (FHA|USDA|VA) 1 $205,000 $205,000 $6,664 2.88%
    Zanesville, OH (FHA|USDA|VA) 2 $200,000 $100,000 $3,425 3.38%
    JOPLIN, MO (FHA|USDA|VA) 2 $200,000 $100,000 $4,279 4.31%
    Jacksonville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $6,628 3.25%
    Huntsville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $6,751 2.88%
    Silver City, NM (FHA|USDA|VA) 1 $195,000 $195,000 $5,230 3.00%
    Seymour, IN (FHA|USDA|VA) 1 $195,000 $195,000 $6,033 3.50%
    Ontario, OR-ID (FHA|USDA|VA) 2 $190,000 $95,000 $5,250 2.72%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $185,000 $185,000 $5,690 3.25%
    Fairfield, IA (FHA|USDA|VA) 1 $185,000 $185,000 $8,223 3.50%
    Marion, NC (FHA|USDA|VA) 2 $180,000 $90,000 $5,002 2.54%
    Bartlesville, OK (FHA|USDA|VA) 2 $180,000 $90,000 $0 2.14%
    Danville, VA (FHA|USDA|VA) 2 $180,000 $90,000 $2,692 2.75%
    Baraboo, WI (FHA|USDA|VA) 1 $175,000 $175,000 $9,875 2.63%
    Lebanon, MO (FHA|USDA|VA) 1 $175,000 $175,000 $5,397 3.50%
    Minot, ND (FHA|USDA|VA) 1 $175,000 $175,000 $7,412 4.13%
    Mount Airy, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,132 4.00%
    Americus, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,824 3.50%
    Rockport, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,848 3.75%
    FOND DU LAC, WI (FHA|USDA|VA) 2 $170,000 $85,000 $4,767 4.19%
    BLOOMINGTON, IL (FHA|USDA|VA) 2 $170,000 $85,000 $4,734 2.88%
    Austin, MN (FHA|USDA|VA) 1 $165,000 $165,000 $4,075 2.88%
    Fredericksburg, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.45%
    Cullman, AL (FHA|USDA|VA) 1 $165,000 $165,000 $9,382 2.88%
    Helena, MT (FHA|USDA|VA) 1 $165,000 $165,000 $5,556 3.63%
    Effingham, IL (FHA|USDA|VA) 1 $165,000 $165,000 $1,088 3.75%
    Clovis, NM (FHA|USDA|VA) 1 $165,000 $165,000 $1,656 2.50%
    JOHNSON CITY, TN (FHA|USDA|VA) 2 $160,000 $80,000 $0 2.27%
    Mount Sterling, KY (FHA|USDA|VA) 2 $160,000 $80,000 $4,120 4.00%
    Warsaw, IN (FHA|USDA|VA) 2 $160,000 $80,000 $0 2.06%
    Kendallville, IN (FHA|USDA|VA) 2 $160,000 $80,000 $2,172 3.44%
    Douglas, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.75%
    The Dalles, OR (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.07%
    Craig, CO (FHA|USDA|VA) 1 $155,000 $155,000 $6,520 3.50%
    TEXARKANA, TX-AR (FHA|USDA|VA) 1 $155,000 $155,000 $3,186 2.88%
    Fremont, NE (FHA|USDA|VA) 1 $155,000 $155,000 $4,737 2.88%
    Gillette, WY (FHA|USDA|VA) 1 $155,000 $155,000 $5,937 3.63%
    London, KY (FHA|USDA|VA) 1 $155,000 $155,000 $5,416 3.63%
    Snyder, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,013 3.13%
    Somerset, PA (FHA|USDA|VA) 1 $155,000 $155,000 $0 1.83%
    GRAND ISLAND, NE (FHA|USDA|VA) 1 $155,000 $155,000 $2,605 3.13%
    Sulphur Springs, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.42%
    Jesup, GA (FHA|USDA|VA) 1 $155,000 $155,000 $6,121 4.75%
    Tiffin, OH (FHA|USDA|VA) 1 $155,000 $155,000 $5,151 3.50%
    Wooster, OH (FHA|USDA|VA) 1 $155,000 $155,000 $4,577 3.38%
    Frankfort, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,184 4.00%
    Sayre, PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,792 2.88%
    Crawfordsville, IN (FHA|USDA|VA) 2 $150,000 $75,000 $809 2.57%
    PEORIA, IL (FHA|USDA|VA) 2 $150,000 $75,000 $4,983 4.00%
    LaGrange, GA-AL (FHA|USDA|VA) 2 $150,000 $75,000 $1,294 2.54%
    Enterprise, AL (FHA|USDA|VA) 1 $145,000 $145,000 $1,665 3.50%
    Fergus Falls, MN (FHA|USDA|VA) 1 $145,000 $145,000 $2,399 4.25%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $145,000 $145,000 $6,521 3.75%
    Rockingham, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,467 3.38%
    Marinette, WI-MI (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.09%
    MANSFIELD, OH (FHA|USDA|VA) 1 $145,000 $145,000 $8,660 3.88%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $145,000 $145,000 $3,037 2.63%
    Lewistown, PA (FHA|USDA|VA) 1 $145,000 $145,000 $2,598 3.88%
    Laurinburg, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,945 3.50%
    Henderson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,145 2.88%
    Auburn, IN (FHA|USDA|VA) 2 $140,000 $70,000 $2,986 3.29%
    Lumberton, NC (FHA|USDA|VA) 2 $140,000 $70,000 $0 1.99%
    COLUMBUS, IN (FHA|USDA|VA) 2 $140,000 $70,000 $2,351 3.75%
    Danville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $5,363 3.63%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $135,000 $135,000 $7,495 3.38%
    Washington Court House, OH (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.44%
    Pullman, WA (FHA|USDA|VA) 1 $135,000 $135,000 $5,204 3.38%
    Thomasville, GA (FHA|USDA|VA) 1 $135,000 $135,000 $5,791 3.38%
    Bluefield, WV-VA (FHA|USDA|VA) 2 $130,000 $65,000 $3,047 4.50%
    LAWRENCE, KS (FHA|USDA|VA) 1 $125,000 $125,000 $0 1.91%
    Española, NM (FHA|USDA|VA) 1 $125,000 $125,000 $1,315 3.13%
    Natchitoches, LA (FHA|USDA|VA) 1 $125,000 $125,000 $4,853 3.25%
    Jamestown, ND (FHA|USDA|VA) 1 $125,000 $125,000 $4,347 3.63%
    Calhoun, GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,041 4.00%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $125,000 $125,000 $3,674 3.00%
    BATTLE CREEK, MI (FHA|USDA|VA) 1 $125,000 $125,000 $1,742 3.38%
    Bedford, IN (FHA|USDA|VA) 2 $120,000 $60,000 $2,876 4.06%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $120,000 $60,000 $4,250 3.29%
    Safford, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.49%
    Red Bluff, CA (FHA|USDA|VA) 1 $115,000 $115,000 $6,201 2.63%
    Ottawa, IL (FHA|USDA|VA) 1 $115,000 $115,000 $1,075 3.13%
    Martin, TN (FHA|USDA|VA) 1 $115,000 $115,000 $2,925 3.13%
    Central City, KY (FHA|USDA|VA) 1 $115,000 $115,000 $4,730 3.75%
    KANKAKEE, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,081 4.38%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $115,000 $115,000 $5,071 3.75%
    Hillsdale, MI (FHA|USDA|VA) 1 $115,000 $115,000 $4,867 2.75%
    Wapakoneta, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,315 3.13%
    Freeport, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,930 2.50%
    Wilson, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,016 4.13%
    Winona, MN (FHA|USDA|VA) 1 $115,000 $115,000 $3,414 3.13%
    EAU CLAIRE, WI (FHA|USDA|VA) 1 $115,000 $115,000 $4,850 3.75%
    El Dorado, AR (FHA|USDA|VA) 2 $110,000 $55,000 $2,716 3.63%
    Fallon, NV (FHA|USDA|VA) 1 $105,000 $105,000 $1,263 3.25%
    Bellefontaine, OH (FHA|USDA|VA) 1 $105,000 $105,000 $1,921 3.13%
    Natchez, MS-LA (FHA|USDA|VA) 1 $105,000 $105,000 $4,697 2.88%
    Peru, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,342 4.88%
    Vincennes, IN (FHA|USDA|VA) 1 $105,000 $105,000 $6,593 3.75%
    Rochelle, IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,689 3.50%
    Clewiston, FL (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.56%
    Roanoke Rapids, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,804 3.13%
    Cortland, NY (FHA|USDA|VA) 1 $105,000 $105,000 $5,205 2.88%
    Okeechobee, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.52%
    Toccoa, GA (FHA|USDA|VA) 1 $95,000 $95,000 $4,400 2.75%
    Jasper, AL (FHA|USDA|VA) 1 $95,000 $95,000 $4,158 3.25%
    Red Wing, MN (FHA|USDA|VA) 1 $95,000 $95,000 $4,508 3.63%
    Burlington, IA-IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,903 3.13%
    Big Stone Gap, VA (FHA|USDA|VA) 1 $95,000 $95,000 $4,895 2.75%
    Alma, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,622 3.63%
    Madisonville, KY (FHA|USDA|VA) 1 $95,000 $95,000 $6,081 4.13%
    Palestine, TX (FHA|USDA|VA) 1 $85,000 $85,000 $4,067 3.00%
    Vidalia, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,106 3.88%
    Galesburg, IL (FHA|USDA|VA) 1 $85,000 $85,000 $6,131 4.13%
    Malvern, AR (FHA|USDA|VA) 1 $85,000 $85,000 $4,494 3.50%
    FORT SMITH, AR-OK (FHA|USDA|VA) 1 $85,000 $85,000 $3,051 3.25%
    WHEELING, WV-OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.48%
    Ponca City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $3,382 3.38%
    El Campo, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 1.70%
    Russellville, AR (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.03%
    Defiance, OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,174 2.88%
    Blackfoot, ID (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.48%
    Minden, LA (FHA|USDA|VA) 1 $75,000 $75,000 $0 1.84%
    Thomaston, GA (FHA|USDA|VA) 1 $75,000 $75,000 $1,092 3.25%
    Hutchinson, KS (FHA|USDA|VA) 1 $75,000 $75,000 $4,601 4.50%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $75,000 $75,000 $4,273 4.38%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $75,000 $75,000 $4,941 4.50%
    Angola, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,250 3.13%
    Ashland, OH (FHA|USDA|VA) 1 $65,000 $65,000 $4,854 3.63%
    Jasper, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 1.96%
    LIMA, OH (FHA|USDA|VA) 1 $65,000 $65,000 $2,270 3.50%
    Levelland, TX (FHA|USDA|VA) 1 $65,000 $65,000 $4,917 3.88%
    Big Spring, TX (FHA|USDA|VA) 1 $65,000 $65,000 $4,555 4.50%
    Susanville, CA (FHA|USDA|VA) 1 $65,000 $65,000 $2,287 3.13%
    Centralia, IL (FHA|USDA|VA) 1 $55,000 $55,000 $4,143 4.38%
    Fort Leonard Wood, MO (FHA|USDA|VA) 1 $55,000 $55,000 $1,263 3.75%
    Richmond, IN (FHA|USDA|VA) 1 $55,000 $55,000 $3,875 3.75%
    Kinston, NC (FHA|USDA|VA) 1 $45,000 $45,000 $1,007 3.75%
    Wabash, IN (FHA|USDA|VA) 1 $45,000 $45,000 $780 3.63%
    Oskaloosa, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 2.31%
    Phh Mortgage Corporation's top markets include Los Angeles, New York, Riverside, Phoenix, and Denver among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,502 $2,194,350,000 $258,098 $5,802 3.22%
    FHA 4,068 $1,070,270,000 $263,095 $0 2.17%
    FHA 665 $105,725,000 $158,985 $4,959 3.33%
    VA 645 $123,305,000 $191,171 $4,356 3.01%
    FHA 216 $64,310,000 $297,731 $0 3.49%
    Reverse Mortgage 35 $31,375,000 $896,429 $0 6.77%

    For 2021, Phh Mortgage Corporation's most frequently originated type of loan was Conventional, with 8,502 originations. Their 2nd most popular type was FHA, with 4,068 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 8,307 $2,090,025,000 $251,598 $4,987 2.69%
    Cash Out Refi 5,187 $1,351,545,000 $260,564 $6,233 3.34%
    Home Improvement 408 $96,810,000 $237,279 $0 2.28%
    Home Purchase 229 $50,955,000 $222,511 $5,256 3.17%

    For 2021, Phh Mortgage Corporation's most frequently cited loan purpose was Refi, with 8,307 originations. The 2nd most popular reason was Cash Out Refi, with 5,187 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,084 $1,640,360,000 $269,619 $5,989 3.29%
    Other 4,769 $1,265,165,000 $265,289 $4,965 2.37%
    15 Year 2,017 $424,775,000 $210,597 $5,097 2.94%
    20 Year 1,067 $226,055,000 $211,860 $5,164 3.27%
    10 Year 194 $32,980,000 $170,000 $4,970 3.02%

    For 2021, Phh Mortgage Corporation's most frequently cited loan duration was 30 Year, with 6,084 originations. The 2nd most popular length was Other, with 4,769 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 2,411 $734,165,000 $304,506
    $3k-4k 1,993 $393,895,000 $197,639
    $1k-2k 1,729 $516,455,000 $298,702
    $2k-3k 1,501 $339,495,000 $226,179
    $4k-5k 1,405 $317,415,000 $225,918
    $<1k 769 $120,905,000 $157,224

    Phh Mortgage Corporation's average total fees were $5,989, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,411 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 4,946 $1,081,120,000 $218,585
    2.5-3% 4,341 $1,237,105,000 $284,982
    <2.5% 4,040 $1,121,750,000 $277,661
    4-5% 756 $116,330,000 $153,876
    6-7% 32 $28,250,000 $882,813
    5-6% 6 $1,270,000 $211,667
    7-8% 6 $2,590,000 $431,667
    Over 8% 2 $50,000 $25,000

    During 2021, Phh Mortgage Corporation's average interest rate for loans was 3.29%, while their most frequently originated rate bucket for loans was 3-4%, with 4,946 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,337 $1,799,375,000 $283,947 $6,171 2.80%
    $100k-200k 4,721 $711,815,000 $150,776 $5,068 3.10%
    $400k-600k 1,912 $898,240,000 $469,791 $6,355 2.64%
    $100,000 or less 1,031 $82,215,000 $79,743 $3,650 3.34%
    $600k-1MM 124 $85,580,000 $690,161 $11,016 3.60%
    $1MM+ 6 $12,110,000 $2,018,333 $0 6.68%

    2021 saw Phh Mortgage Corporation place emphasis on $200k-400k loans with 6,337 originations, totaling $1,799,375,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 5,037 $1,197,785,000 $237,797 $5,332 2.57%
    $100k-150k 2,335 $685,925,000 $293,758 $6,090 3.10%
    $50k-75k 2,296 $495,410,000 $215,771 $5,715 3.20%
    $75k-100k 1,863 $463,435,000 $248,757 $5,925 3.19%
    $150k-250k 1,389 $479,955,000 $345,540 $6,145 2.97%
    $250k+ 336 $131,840,000 $392,381 $6,571 2.89%

    Phh Mortgage Corporation lent most frequently to those with incomes in the $50k or less range, with 5,037 originations. The second most popular income band? $100k-150k, with 2,335 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,068 $518,530,000 $250,740 $5,715 3.16%
    30-36% 1,756 $450,010,000 $256,270 $5,836 3.22%
    <20% 626 $145,250,000 $232,029 $5,519 3.10%
    44% 450 $120,500,000 $267,778 $5,999 3.36%
    43% 404 $106,250,000 $262,995 $6,207 3.32%
    40% 355 $90,225,000 $254,155 $6,026 3.31%
    41% 353 $91,575,000 $259,419 $6,139 3.26%
    39% 348 $92,350,000 $265,374 $5,999 3.26%
    42% 343 $89,565,000 $261,122 $5,879 3.28%
    38% 334 $88,310,000 $264,401 $6,176 3.26%
    37% 319 $81,505,000 $255,502 $5,732 3.24%
    36% 305 $77,085,000 $252,738 $6,141 3.24%
    45% 279 $74,025,000 $265,323 $6,119 3.26%
    49% 224 $63,500,000 $283,482 $6,032 3.16%
    48% 217 $58,275,000 $268,548 $5,917 3.11%
    46% 215 $56,605,000 $263,279 $5,808 3.14%
    47% 191 $50,125,000 $262,435 $5,927 3.19%
    50-60% 149 $36,145,000 $242,584 $7,541 3.13%
    >60% 5 $1,085,000 $217,000 $8,410 3.40%

    Phh Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,068 originations. The next most common DTI ratio? 30-36%, with 1,756 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 10,357 $2,620,155,000 $252,984 $5,616 2.88%
    Black 1,690 $383,940,000 $227,183 $5,575 3.16%
    Not provided 1,348 $361,490,000 $268,168 $5,763 2.97%
    Asian 489 $162,305,000 $331,912 $6,173 2.90%
    American Indian 172 $39,090,000 $227,267 $5,497 2.96%
    Native Hawaiian or Islander 43 $11,615,000 $270,116 $5,475 3.22%
    Filipino 7 $3,135,000 $447,857 $8,194 2.86%
    Asian Indian 10 $3,130,000 $313,000 $7,433 2.85%
    Other Asian 5 $1,245,000 $249,000 $8,598 2.49%
    Japanese 3 $1,035,000 $345,000 $6,767 2.48%
    Other Pacific Islander 3 $905,000 $301,667 $4,807 3.29%
    Chinese 2 $510,000 $255,000 $2,941 2.66%
    Vietnamese 1 $395,000 $395,000 $0 1.68%
    Korean 1 $385,000 $385,000 $0 1.83%

    Approval Rates

    Total approvals of all applications
    82.54%

    Phh Mortgage Corporation has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    18.88%

    Phh Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 14,131 $3,589,335,000 $254,004

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    14,131 $3,589,335,000 $254,004

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 909 $202,905,000 $223,218 $5,380 3.07%
    40-60% 5,744 $1,432,650,000 $249,417 $5,350 2.74%
    60-80% 6,344 $1,705,360,000 $268,815 $5,919 3.01%
    80-100% 1,068 $236,770,000 $221,695 $5,491 3.30%
    Over 100% 7 $1,195,000 $170,714 $3,753 3.02%
    Under 20% 59 $10,455,000 $177,203 $5,260 3.12%