Phh Mortgage Corporation Rates, Fees & Info

Mount Laurel, NJ

LEI: PAOOWF3GUFM46FBSP561

Tax ID: 22-2195996

4.8 stars - Updated: 6/24/24 - out of 5 stars, based on 60 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Phh Mortgage Corporation is a smaller mortgage company specializing in Cash Out Refi and Refi loans. They have a a high proportion of FHA loans. Phh Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, New York, Phoenix, Dallas, and Miami among others. We have data for 461 markets. (Some data included below & more in-depth data is available with an active subscription.)

Phh Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Phh Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.70% 6/24/24
30 Year Conventional Refi 6.73% 6/24/24
30 Year Cash-out Refi 6.94% 6/24/24
30 Year FHA Purchase 7.24% 6/24/24
30 Year FHA Refi 7.57% 6/24/24
30 Year VA Purchase 5.83% 6/24/24
30 Year VA Refi 6.78% 6/24/24
30 Year USDA Purchase 6.27% 6/24/24
15 Year Conventional Purchase 6.30% 6/24/24
15 Year Conventional Refi 6.58% 6/24/24
15 Year Cash-out Refi 6.58% 6/24/24
15 Year FHA Refi 7.48% 6/24/24
15 Year VA Refi 7.26% 6/24/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Phh Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Phh Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,581

Origination Dollar Volume (All Markets)

$875,835,000

Awards

PHH Mortgage Corporation 30 Year Conventional Loans silver PHH Mortgage Corporation FHA Loans gold PHH Mortgage Corporation FHA Loans silver PHH Mortgage Corporation FHA Loans bronze
Show all (4) awards

Relative Rate

Phh Mortgage Corporation's average 30 year fixed mortgage rate was 6.75%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.27%.

Relative Fees (Closing Costs)

Phh Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $8,446.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 153 $64,065,000 $418,725 $11,271 7.25%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 105 $35,785,000 $340,810 $10,855 6.97%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 129 $34,995,000 $271,279 $10,195 6.92%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 127 $32,845,000 $258,622 $7,969 7.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 105 $29,575,000 $281,667 $9,197 7.07%
Outside of Metro Areas 148 $25,830,000 $174,527 $7,072 7.11%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 78 $23,730,000 $304,231 $8,477 7.01%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 43 $21,665,000 $503,837 $10,059 7.17%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 97 $21,515,000 $221,804 $8,241 6.74%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 63 $18,925,000 $300,397 $8,962 7.03%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 45 $18,775,000 $417,222 $10,730 7.06%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 48 $18,090,000 $376,875 $13,775 6.88%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 50 $16,210,000 $324,200 $10,921 6.80%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 63 $15,625,000 $248,016 $9,640 7.08%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 75 $15,115,000 $201,533 $7,760 7.00%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 62 $13,520,000 $218,065 $9,729 6.80%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 49 $12,565,000 $256,429 $8,543 6.83%
SALT LAKE CITY, UT (FHA|USDA|VA) 50 $12,530,000 $250,600 $11,786 7.09%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 57 $12,185,000 $213,772 $8,960 6.86%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 39 $11,995,000 $307,564 $7,901 7.30%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 53 $10,095,000 $190,472 $6,814 6.93%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 29 $8,885,000 $306,379 $9,855 6.96%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 39 $8,455,000 $216,795 $7,542 7.05%
BOISE CITY, ID (FHA|USDA|VA) 28 $6,980,000 $249,286 $9,887 7.00%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 20 $6,620,000 $331,000 $9,409 7.00%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 22 $6,460,000 $293,636 $8,205 6.69%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 29 $6,115,000 $210,862 $0 7.28%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 39 $6,105,000 $156,538 $7,287 7.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 26 $5,870,000 $225,769 $7,934 6.80%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 17 $5,775,000 $339,706 $10,195 6.92%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 21 $5,605,000 $266,905 $9,823 7.29%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 34 $5,480,000 $161,176 $6,120 6.89%
KNOXVILLE, TN (FHA|USDA|VA) 34 $5,450,000 $160,294 $7,309 7.16%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 25 $5,415,000 $216,600 $10,721 7.31%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 10 $5,270,000 $527,000 $7,826 7.08%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 21 $5,255,000 $250,238 $8,432 7.05%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 19 $4,865,000 $256,053 $6,486 6.82%
JACKSONVILLE, FL (FHA|USDA|VA) 24 $4,780,000 $199,167 $6,668 7.11%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 18 $4,680,000 $260,000 $10,515 6.59%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 23 $4,675,000 $203,261 $9,867 6.92%
PROVO-OREM, UT (FHA|USDA|VA) 17 $4,645,000 $273,235 $8,622 6.93%
PORT ST. LUCIE, FL (FHA|USDA|VA) 16 $4,490,000 $280,625 $11,040 7.22%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 22 $4,270,000 $194,091 $9,146 6.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 25 $4,265,000 $170,600 $7,721 6.78%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $4,180,000 $696,667 $8,168 7.39%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 23 $4,175,000 $181,522 $8,642 6.71%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 12 $4,130,000 $344,167 $8,413 7.10%
WORCESTER, MA-CT (FHA|USDA|VA) 15 $4,085,000 $272,333 $10,346 6.63%
TUCSON, AZ (FHA|USDA|VA) 27 $4,025,000 $149,074 $7,426 6.90%
SALISBURY, MD-DE (FHA|USDA|VA) 13 $3,935,000 $302,692 $7,307 7.21%
KANSAS CITY, MO-KS (FHA|USDA|VA) 22 $3,910,000 $177,727 $6,892 6.93%
RICHMOND, VA (FHA|USDA|VA) 20 $3,900,000 $195,000 $6,731 7.04%
RENO, NV (FHA|USDA|VA) 14 $3,660,000 $261,429 $9,503 7.07%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 11 $3,455,000 $314,091 $7,667 6.95%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 16 $3,330,000 $208,125 $7,839 6.86%
COLORADO SPRINGS, CO (FHA|USDA|VA) 15 $3,295,000 $219,667 $8,357 7.18%
ST. GEORGE, UT (FHA|USDA|VA) 13 $3,285,000 $252,692 $6,088 7.19%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 9 $3,165,000 $351,667 $9,870 6.74%
BOULDER, CO (FHA|USDA|VA) 11 $3,055,000 $277,727 $5,114 7.10%
COLUMBUS, OH (FHA|USDA|VA) 15 $3,005,000 $200,333 $12,591 6.37%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 13 $2,995,000 $230,385 $10,712 6.85%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 14 $2,910,000 $207,857 $8,040 6.85%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 15 $2,875,000 $191,667 $7,759 6.60%
GREELEY, CO (FHA|USDA|VA) 11 $2,845,000 $258,636 $9,780 7.16%
RALEIGH-CARY, NC (FHA|USDA|VA) 13 $2,725,000 $209,615 $7,211 6.76%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $2,715,000 $543,000 $14,898 7.01%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $2,670,000 $333,750 $11,206 7.02%
SALEM, OR (FHA|USDA|VA) 11 $2,555,000 $232,273 $10,833 7.14%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 6 $2,470,000 $411,667 $6,602 7.12%
STOCKTON, CA (FHA|USDA|VA) 10 $2,460,000 $246,000 $6,077 7.19%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 13 $2,445,000 $188,077 $6,772 6.79%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 10 $2,380,000 $238,000 $10,027 6.66%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 13 $2,375,000 $182,692 $0 7.42%
VALLEJO, CA (FHA|USDA|VA) 8 $2,250,000 $281,250 $11,616 7.23%
TWIN FALLS, ID (FHA|USDA|VA) 12 $2,180,000 $181,667 $0 6.94%
FORT COLLINS, CO (FHA|USDA|VA) 6 $2,080,000 $346,667 $12,484 6.94%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 10 $2,050,000 $205,000 $8,749 7.05%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 10 $2,010,000 $201,000 $10,960 7.14%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 9 $1,995,000 $221,667 $9,796 6.87%
ALBUQUERQUE, NM (FHA|USDA|VA) 12 $1,990,000 $165,833 $7,978 6.52%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $1,950,000 $243,750 $9,679 6.86%
Heber, UT (FHA|USDA|VA) 5 $1,915,000 $383,000 $0 7.26%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 13 $1,905,000 $146,538 $5,711 6.95%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 10 $1,890,000 $189,000 $8,682 6.95%
Fredericksburg, TX (FHA|USDA|VA) 2 $1,830,000 $915,000 $40,272 6.99%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 6 $1,820,000 $303,333 $4,045 6.80%
MODESTO, CA (FHA|USDA|VA) 6 $1,810,000 $301,667 $11,920 7.22%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $1,765,000 $196,111 $8,334 6.82%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 9 $1,735,000 $192,778 $5,007 7.01%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 10 $1,690,000 $169,000 $5,003 7.10%
MOBILE, AL (FHA|USDA|VA) 9 $1,665,000 $185,000 $4,319 7.08%
OKLAHOMA CITY, OK (FHA|USDA|VA) 9 $1,665,000 $185,000 $10,650 6.54%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 8 $1,660,000 $207,500 $8,568 6.97%
IDAHO FALLS, ID (FHA|USDA|VA) 9 $1,655,000 $183,889 $0 7.11%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 15 $1,615,000 $107,667 $7,678 7.17%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $1,590,000 $159,000 $7,443 7.01%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $1,565,000 $521,667 $12,385 6.49%
FRESNO, CA (FHA|USDA|VA) 7 $1,535,000 $219,286 $9,327 6.85%
PITTSBURGH, PA (FHA|USDA|VA) 8 $1,520,000 $190,000 $7,991 7.02%
HUNTSVILLE, AL (FHA|USDA|VA) 7 $1,515,000 $216,429 $4,792 6.89%
LANCASTER, PA (FHA|USDA|VA) 6 $1,510,000 $251,667 $11,650 6.29%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 7 $1,475,000 $210,714 $5,861 7.09%
Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $1,465,000 $293,000 $0 7.18%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,460,000 $243,333 $9,010 7.19%
COLUMBIA, SC (FHA|USDA|VA) 9 $1,415,000 $157,222 $7,289 6.66%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 8 $1,410,000 $176,250 $7,307 7.11%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 6 $1,390,000 $231,667 $9,534 6.70%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 9 $1,345,000 $149,444 $6,890 6.54%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 6 $1,340,000 $223,333 $10,192 6.44%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $1,335,000 $267,000 $12,111 6.69%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 9 $1,325,000 $147,222 $6,847 6.76%
SAVANNAH, GA (FHA|USDA|VA) 6 $1,280,000 $213,333 $9,609 6.46%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 4 $1,280,000 $320,000 $14,008 6.78%
JONESBORO, AR (FHA|USDA|VA) 2 $1,270,000 $635,000 $23,866 7.31%
LUBBOCK, TX (FHA|USDA|VA) 5 $1,255,000 $251,000 $8,748 6.86%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 9 $1,245,000 $138,333 $7,434 7.32%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $1,185,000 $237,000 $8,745 6.66%
WINSTON-SALEM, NC (FHA|USDA|VA) 6 $1,170,000 $195,000 $6,085 7.32%
Athens, TN (FHA|USDA|VA) 3 $1,165,000 $388,333 $6,392 7.24%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $1,160,000 $290,000 $11,576 6.30%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,150,000 $287,500 $7,094 6.48%
OCALA, FL (FHA|USDA|VA) 9 $1,145,000 $127,222 $7,902 7.04%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $1,125,000 $375,000 $11,058 6.32%
LEWISTON, ID-WA (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,634 7.34%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 8 $1,080,000 $135,000 $5,356 6.69%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $1,075,000 $215,000 $10,810 6.77%
SALINAS, CA (FHA|USDA|VA) 2 $1,000,000 $500,000 $0 7.34%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $995,000 $199,000 $6,801 7.16%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $980,000 $245,000 $5,886 6.75%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $975,000 $195,000 $7,761 7.11%
MIDLAND, TX (FHA|USDA|VA) 2 $950,000 $475,000 $10,853 7.31%
TULSA, OK (FHA|USDA|VA) 7 $945,000 $135,000 $7,405 6.69%
LOGAN, UT-ID (FHA|USDA|VA) 6 $930,000 $155,000 $0 7.20%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 7 $925,000 $132,143 $7,288 6.75%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $915,000 $183,000 $7,778 6.84%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $895,000 $298,333 $10,931 6.43%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $890,000 $222,500 $4,198 6.76%
PUEBLO, CO (FHA|USDA|VA) 6 $890,000 $148,333 $4,436 7.14%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $880,000 $440,000 $0 6.81%
SPRINGFIELD, MO (FHA|USDA|VA) 7 $865,000 $123,571 $5,624 7.30%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $865,000 $173,000 $7,302 6.91%
Clearlake, CA (FHA|USDA|VA) 3 $865,000 $288,333 $8,471 7.24%
TOLEDO, OH (FHA|USDA|VA) 6 $850,000 $141,667 $6,926 6.80%
EL PASO, TX (FHA|USDA|VA) 6 $850,000 $141,667 $5,098 6.96%
LOUISVILLE, KY (FHA|USDA|VA) 7 $825,000 $117,857 $5,660 6.91%
MONTGOMERY, AL (FHA|USDA|VA) 5 $825,000 $165,000 $4,263 7.25%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $825,000 $275,000 $10,745 6.71%
Sevierville, TN (FHA|USDA|VA) 5 $825,000 $165,000 $7,251 7.25%
POCATELLO, ID (FHA|USDA|VA) 4 $780,000 $195,000 $8,643 7.48%
BRUNSWICK, GA (FHA|USDA|VA) 4 $780,000 $195,000 $0 6.81%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $740,000 $185,000 $9,156 6.72%
SPARTANBURG, SC (FHA|USDA|VA) 3 $725,000 $241,667 $6,838 6.96%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $725,000 $241,667 $5,972 6.00%
ASHEVILLE, NC (FHA|USDA|VA) 4 $720,000 $180,000 $10,082 6.93%
SANTA FE, NM (FHA|USDA|VA) 3 $715,000 $238,333 $0 7.34%
Crossville, TN (FHA|USDA|VA) 3 $715,000 $238,333 $3,990 7.36%
CHICO, CA (FHA|USDA|VA) 3 $715,000 $238,333 $4,773 7.00%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $715,000 $238,333 $10,986 6.54%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $700,000 $350,000 $7,530 7.07%
Wooster, OH (FHA|USDA|VA) 2 $690,000 $345,000 $7,651 6.50%
PANAMA CITY, FL (FHA|USDA|VA) 3 $675,000 $225,000 $9,747 6.69%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $665,000 $221,667 $0 7.48%
Show Low, AZ (FHA|USDA|VA) 3 $655,000 $218,333 $9,944 6.80%
DOTHAN, AL (FHA|USDA|VA) 3 $655,000 $218,333 $7,694 6.62%
ABILENE, TX (FHA|USDA|VA) 4 $650,000 $162,500 $6,489 7.38%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $635,000 $211,667 $7,874 7.12%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $635,000 $127,000 $3,324 7.23%
YUMA, AZ (FHA|USDA|VA) 4 $630,000 $157,500 $6,445 6.85%
LAS CRUCES, NM (FHA|USDA|VA) 3 $625,000 $208,333 $8,881 5.88%
WILMINGTON, NC (FHA|USDA|VA) 3 $625,000 $208,333 $8,589 7.42%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $620,000 $310,000 $10,635 5.75%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $620,000 $310,000 $0 6.76%
READING, PA (FHA|USDA|VA) 5 $615,000 $123,000 $6,784 6.76%
GAINESVILLE, FL (FHA|USDA|VA) 3 $595,000 $198,333 $8,396 7.19%
Oxford, MS (FHA|USDA|VA) 2 $590,000 $295,000 $4,947 7.50%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $585,000 $195,000 $8,475 6.88%
Jackson, WY-ID (FHA|USDA|VA) 1 $585,000 $585,000 $0 7.04%
Red Bluff, CA (FHA|USDA|VA) 1 $585,000 $585,000 $0 7.68%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $580,000 $145,000 $5,107 7.06%
BATON ROUGE, LA (FHA|USDA|VA) 3 $575,000 $191,667 $7,778 6.21%
WACO, TX (FHA|USDA|VA) 5 $565,000 $113,000 $5,050 7.55%
Moscow, ID (FHA|USDA|VA) 2 $550,000 $275,000 $20,017 6.36%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $550,000 $275,000 $4,207 7.38%
Kinston, NC (FHA|USDA|VA) 3 $545,000 $181,667 $6,210 6.29%
Frankfort, KY (FHA|USDA|VA) 1 $545,000 $545,000 $12,856 7.25%
ROCHESTER, NY (FHA|USDA|VA) 3 $545,000 $181,667 $8,410 5.92%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $540,000 $135,000 $10,242 6.52%
SUMTER, SC (FHA|USDA|VA) 2 $540,000 $270,000 $12,991 6.00%
Forest City, NC (FHA|USDA|VA) 2 $540,000 $270,000 $11,027 5.69%
Montrose, CO (FHA|USDA|VA) 3 $535,000 $178,333 $0 7.58%
Roseburg, OR (FHA|USDA|VA) 4 $530,000 $132,500 $6,273 7.00%
Prineville, OR (FHA|USDA|VA) 2 $530,000 $265,000 $0 6.53%
ROANOKE, VA (FHA|USDA|VA) 3 $525,000 $175,000 $6,477 7.21%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $525,000 $525,000 $0 8.19%
Port Angeles, WA (FHA|USDA|VA) 3 $525,000 $175,000 $0 6.92%
Oak Harbor, WA (FHA|USDA|VA) 2 $520,000 $260,000 $0 7.16%
NEW BERN, NC (FHA|USDA|VA) 2 $510,000 $255,000 $9,179 6.25%
DOVER, DE (FHA|USDA|VA) 2 $510,000 $255,000 $12,351 6.68%
BEND, OR (FHA|USDA|VA) 2 $500,000 $250,000 $8,345 6.68%
ANCHORAGE, AK (FHA|USDA|VA) 1 $495,000 $495,000 $6,124 6.50%
HARRISONBURG, VA (FHA|USDA|VA) 3 $495,000 $165,000 $8,232 7.11%
TYLER, TX (FHA|USDA|VA) 3 $485,000 $161,667 $7,076 7.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $480,000 $120,000 $4,759 7.16%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $465,000 $155,000 $6,036 7.17%
Hailey, ID (FHA|USDA|VA) 1 $455,000 $455,000 $0 7.67%
Newport, OR (FHA|USDA|VA) 2 $450,000 $225,000 $0 7.41%
PITTSFIELD, MA (FHA|USDA|VA) 2 $450,000 $225,000 $0 7.41%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $450,000 $225,000 $7,411 6.49%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $445,000 $148,333 $5,683 7.05%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $445,000 $148,333 $6,874 7.08%
Edwards, CO (FHA|USDA|VA) 1 $445,000 $445,000 $13,587 5.99%
WICHITA, KS (FHA|USDA|VA) 4 $440,000 $110,000 $5,153 6.63%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $435,000 $145,000 $5,456 6.46%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $425,000 $141,667 $6,472 7.58%
GREEN BAY, WI (FHA|USDA|VA) 2 $420,000 $210,000 $4,733 6.86%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $415,000 $138,333 $5,906 6.73%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $415,000 $415,000 $0 6.56%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $410,000 $102,500 $4,134 7.07%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $405,000 $405,000 $13,687 6.88%
Greensburg, IN (FHA|USDA|VA) 2 $400,000 $200,000 $6,897 7.56%
THE VILLAGES, FL (FHA|USDA|VA) 2 $390,000 $195,000 $5,494 7.60%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $390,000 $195,000 $7,006 6.50%
LONGVIEW, TX (FHA|USDA|VA) 3 $385,000 $128,333 $7,312 7.31%
MISSOULA, MT (FHA|USDA|VA) 2 $380,000 $190,000 $9,783 6.99%
AMARILLO, TX (FHA|USDA|VA) 3 $375,000 $125,000 $6,199 7.12%
UTICA-ROME, NY (FHA|USDA|VA) 3 $375,000 $125,000 $6,322 6.62%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $375,000 $375,000 $0 7.24%
FARMINGTON, NM (FHA|USDA|VA) 2 $370,000 $185,000 $4,755 6.43%
Mount Vernon, OH (FHA|USDA|VA) 2 $360,000 $180,000 $7,095 6.56%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $360,000 $180,000 $0 7.62%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $355,000 $118,333 $7,286 6.71%
FORT WAYNE, IN (FHA|USDA|VA) 3 $355,000 $118,333 $5,178 6.72%
NAPA, CA (FHA|USDA|VA) 1 $355,000 $355,000 $0 7.60%
Sandpoint, ID (FHA|USDA|VA) 2 $350,000 $175,000 $0 6.79%
YUBA CITY, CA (FHA|USDA|VA) 2 $350,000 $175,000 $0 7.51%
Rutland, VT (FHA|USDA|VA) 2 $350,000 $175,000 $11,085 6.89%
Blackfoot, ID (FHA|USDA|VA) 1 $345,000 $345,000 $6,622 5.88%
COLUMBIA, MO (FHA|USDA|VA) 2 $340,000 $170,000 $6,395 7.27%
JACKSON, MS (FHA|USDA|VA) 3 $335,000 $111,667 $6,357 7.21%
La Grande, OR (FHA|USDA|VA) 1 $335,000 $335,000 $21,524 5.49%
Danville, KY (FHA|USDA|VA) 2 $330,000 $165,000 $10,152 6.31%
Cookeville, TN (FHA|USDA|VA) 2 $330,000 $165,000 $8,265 6.67%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $325,000 $325,000 $6,335 6.49%
Traverse City, MI (FHA|USDA|VA) 1 $325,000 $325,000 $9,823 5.88%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $315,000 $315,000 $0 7.80%
AKRON, OH (FHA|USDA|VA) 3 $315,000 $105,000 $6,338 6.40%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $310,000 $155,000 $3,696 7.21%
MORRISTOWN, TN (FHA|USDA|VA) 2 $310,000 $155,000 $8,637 6.99%
Georgetown, SC (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.66%
MANSFIELD, OH (FHA|USDA|VA) 3 $305,000 $101,667 $9,750 6.41%
BELLINGHAM, WA (FHA|USDA|VA) 1 $305,000 $305,000 $8,392 6.63%
VALDOSTA, GA (FHA|USDA|VA) 2 $300,000 $150,000 $6,051 6.31%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $300,000 $150,000 $0 6.99%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $300,000 $150,000 $3,300 7.14%
Helena, MT (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.35%
Hudson, NY (FHA|USDA|VA) 1 $295,000 $295,000 $9,907 6.50%
LAFAYETTE, LA (FHA|USDA|VA) 2 $290,000 $145,000 $6,341 7.63%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $290,000 $145,000 $8,083 6.49%
LINCOLN, NE (FHA|USDA|VA) 2 $290,000 $145,000 $6,483 7.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $285,000 $285,000 $10,325 6.88%
Marion, IN (FHA|USDA|VA) 1 $285,000 $285,000 $11,271 6.88%
IOWA CITY, IA (FHA|USDA|VA) 2 $280,000 $140,000 $4,853 7.16%
Athens, TX (FHA|USDA|VA) 1 $275,000 $275,000 $0 7.04%
ALBANY, GA (FHA|USDA|VA) 3 $275,000 $91,667 $6,039 7.56%
Torrington, CT (FHA|USDA|VA) 1 $275,000 $275,000 $7,755 5.63%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $270,000 $135,000 $8,740 7.00%
REDDING, CA (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.54%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $265,000 $265,000 $14,449 5.99%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $260,000 $130,000 $5,049 6.94%
FLORENCE, SC (FHA|USDA|VA) 2 $260,000 $130,000 $6,024 6.44%
GRANTS PASS, OR (FHA|USDA|VA) 2 $260,000 $130,000 $0 6.43%
MEDFORD, OR (FHA|USDA|VA) 1 $255,000 $255,000 $18,836 5.99%
Beaver Dam, WI (FHA|USDA|VA) 1 $255,000 $255,000 $0 7.14%
MERCED, CA (FHA|USDA|VA) 1 $255,000 $255,000 $10,061 6.13%
NILES, MI (FHA|USDA|VA) 1 $255,000 $255,000 $4,932 7.99%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $250,000 $125,000 $5,115 6.80%
Aberdeen, WA (FHA|USDA|VA) 2 $240,000 $120,000 $0 7.07%
VISALIA, CA (FHA|USDA|VA) 2 $240,000 $120,000 $0 6.73%
Brownwood, TX (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.29%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.44%
Camden, AR (FHA|USDA|VA) 1 $235,000 $235,000 $10,002 5.75%
ROCKFORD, IL (FHA|USDA|VA) 3 $235,000 $78,333 $6,064 6.96%
Rockingham, NC (FHA|USDA|VA) 1 $235,000 $235,000 $4,043 7.63%
SAGINAW, MI (FHA|USDA|VA) 3 $235,000 $78,333 $5,072 6.33%
Adrian, MI (FHA|USDA|VA) 2 $230,000 $115,000 $3,370 6.39%
Kendallville, IN (FHA|USDA|VA) 2 $230,000 $115,000 $6,122 7.00%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $230,000 $115,000 $6,387 7.25%
Huntsville, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.26%
Bozeman, MT (FHA|USDA|VA) 1 $225,000 $225,000 $0 6.82%
Laurel, MS (FHA|USDA|VA) 1 $225,000 $225,000 $9,041 7.13%
Payson, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $14,092 6.63%
Marion, NC (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.66%
Taos, NM (FHA|USDA|VA) 1 $225,000 $225,000 $0 6.91%
Lebanon, NH-VT (FHA|USDA|VA) 1 $225,000 $225,000 $4,143 7.38%
LYNCHBURG, VA (FHA|USDA|VA) 1 $225,000 $225,000 $14,817 5.88%
WALLA WALLA, WA (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.34%
MADERA, CA (FHA|USDA|VA) 1 $225,000 $225,000 $0 6.72%
Bogalusa, LA (FHA|USDA|VA) 2 $220,000 $110,000 $6,575 6.69%
Fernley, NV (FHA|USDA|VA) 1 $215,000 $215,000 $10,540 7.50%
EL CENTRO, CA (FHA|USDA|VA) 1 $215,000 $215,000 $7,254 7.63%
MANHATTAN, KS (FHA|USDA|VA) 1 $215,000 $215,000 $8,118 7.75%
Greeneville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $0 6.54%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $215,000 $215,000 $10,953 6.63%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $210,000 $105,000 $4,070 6.50%
Blytheville, AR (FHA|USDA|VA) 1 $205,000 $205,000 $7,263 6.63%
Dayton, TN (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.32%
Atchison, KS (FHA|USDA|VA) 1 $205,000 $205,000 $7,095 7.50%
St. Marys, GA (FHA|USDA|VA) 1 $205,000 $205,000 $7,545 6.88%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $205,000 $205,000 $12,507 5.63%
Shelton, WA (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.32%
Rexburg, ID (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.06%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $205,000 $205,000 $11,327 5.00%
Pottsville, PA (FHA|USDA|VA) 2 $200,000 $100,000 $7,371 7.13%
JACKSON, TN (FHA|USDA|VA) 2 $200,000 $100,000 $9,071 7.89%
MUNCIE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $7,239 7.49%
FLINT, MI (FHA|USDA|VA) 3 $195,000 $65,000 $3,553 7.04%
DECATUR, AL (FHA|USDA|VA) 2 $190,000 $95,000 $5,422 6.76%
CHARLESTON, WV (FHA|USDA|VA) 2 $190,000 $95,000 $4,930 7.25%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $190,000 $95,000 $5,566 6.63%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $190,000 $95,000 $3,379 7.07%
RAPID CITY, SD (FHA|USDA|VA) 1 $185,000 $185,000 $6,061 7.38%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $185,000 $185,000 $4,154 7.63%
AMES, IA (FHA|USDA|VA) 2 $180,000 $90,000 $5,965 7.10%
MUSKEGON, MI (FHA|USDA|VA) 2 $180,000 $90,000 $4,481 6.88%
Roswell, NM (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.34%
Coos Bay, OR (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.21%
Pahrump, NV (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.04%
Las Vegas, NM (FHA|USDA|VA) 1 $175,000 $175,000 $11,581 6.63%
Kearney, NE (FHA|USDA|VA) 1 $175,000 $175,000 $9,592 7.13%
Kalispell, MT (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.54%
BILLINGS, MT (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.56%
Jefferson, GA (FHA|USDA|VA) 1 $175,000 $175,000 $7,484 6.38%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $175,000 $175,000 $6,717 7.99%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $175,000 $175,000 $11,035 5.99%
Albertville, AL (FHA|USDA|VA) 1 $175,000 $175,000 $5,387 6.88%
KOKOMO, IN (FHA|USDA|VA) 2 $170,000 $85,000 $6,061 7.16%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $170,000 $85,000 $2,852 7.08%
Martin, TN (FHA|USDA|VA) 2 $170,000 $85,000 $4,887 6.85%
Nogales, AZ (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.34%
JOPLIN, MO (FHA|USDA|VA) 2 $170,000 $85,000 $6,101 7.46%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $165,000 $165,000 $7,859 5.88%
APPLETON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $6,249 7.50%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $165,000 $165,000 $5,047 6.13%
PINE BLUFF, AR (FHA|USDA|VA) 1 $165,000 $165,000 $7,847 6.49%
Astoria, OR (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.04%
CLEVELAND, TN (FHA|USDA|VA) 1 $165,000 $165,000 $550 6.38%
LONGVIEW, WA (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.58%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $160,000 $80,000 $5,111 6.88%
Berlin, NH (FHA|USDA|VA) 2 $160,000 $80,000 $4,135 6.89%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,394 7.63%
Cañon City, CO (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.03%
CARSON CITY, NV (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.89%
Moberly, MO (FHA|USDA|VA) 1 $155,000 $155,000 $9,637 6.13%
Wapakoneta, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,555 7.38%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $155,000 $155,000 $3,516 7.13%
London, KY (FHA|USDA|VA) 1 $155,000 $155,000 $5,544 6.50%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,092 7.49%
Farmington, MO (FHA|USDA|VA) 1 $155,000 $155,000 $6,199 6.38%
Coldwater, MI (FHA|USDA|VA) 1 $155,000 $155,000 $10,364 5.63%
Keene, NH (FHA|USDA|VA) 1 $155,000 $155,000 $5,663 6.88%
Concord, NH (FHA|USDA|VA) 1 $155,000 $155,000 $7,980 5.88%
COLUMBUS, IN (FHA|USDA|VA) 1 $155,000 $155,000 $7,624 6.99%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $150,000 $75,000 $8,564 7.07%
STAUNTON, VA (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.92%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $145,000 $145,000 $5,997 7.50%
MADISON, WI (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.26%
CHEYENNE, WY (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.24%
Lake City, FL (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.42%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.93%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,105 6.63%
Vincennes, IN (FHA|USDA|VA) 1 $145,000 $145,000 $4,173 6.63%
Fallon, NV (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.76%
MONROE, LA (FHA|USDA|VA) 1 $145,000 $145,000 $9,956 7.50%
Pampa, TX (FHA|USDA|VA) 1 $145,000 $145,000 $7,362 6.50%
Platteville, WI (FHA|USDA|VA) 1 $145,000 $145,000 $4,320 6.88%
Cedar City, UT (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.51%
Mountain Home, ID (FHA|USDA|VA) 1 $145,000 $145,000 $6,661 7.63%
Laconia, NH (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.81%
Sikeston, MO (FHA|USDA|VA) 1 $145,000 $145,000 $9,020 6.50%
Sheridan, WY (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.53%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $145,000 $145,000 $6,143 6.88%
DeRidder, LA (FHA|USDA|VA) 1 $145,000 $145,000 $6,239 7.63%
Sterling, IL (FHA|USDA|VA) 1 $145,000 $145,000 $9,979 6.49%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.37%
LaGrange, GA-AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,035 6.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.56%
Enterprise, AL (FHA|USDA|VA) 1 $135,000 $135,000 $9,022 6.63%
Danville, VA (FHA|USDA|VA) 1 $135,000 $135,000 $6,762 6.50%
Cullowhee, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.02%
Seymour, IN (FHA|USDA|VA) 1 $135,000 $135,000 $7,759 7.13%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.56%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $125,000 $125,000 $4,857 7.49%
Ukiah, CA (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.15%
ANN ARBOR, MI (FHA|USDA|VA) 1 $125,000 $125,000 $5,188 5.88%
Ashland, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,859 6.50%
Whitewater, WI (FHA|USDA|VA) 1 $125,000 $125,000 $4,319 6.88%
Ruidoso, NM (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.23%
Celina, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,395 6.50%
Riverton, WY (FHA|USDA|VA) 1 $125,000 $125,000 $5,585 6.75%
HATTIESBURG, MS (FHA|USDA|VA) 1 $125,000 $125,000 $6,645 7.49%
DULUTH, MN-WI (FHA|USDA|VA) 1 $125,000 $125,000 $6,420 6.50%
Bedford, IN (FHA|USDA|VA) 1 $125,000 $125,000 $5,091 6.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $115,000 $115,000 $7,878 7.25%
Ashtabula, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,936 7.63%
Winnemucca, NV (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.01%
Batavia, NY (FHA|USDA|VA) 1 $115,000 $115,000 $5,429 7.63%
RACINE, WI (FHA|USDA|VA) 1 $115,000 $115,000 $8,826 5.63%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.93%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $105,000 $105,000 $5,517 6.38%
GAINESVILLE, GA (FHA|USDA|VA) 1 $105,000 $105,000 $4,747 6.49%
Warsaw, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.56%
Sulphur Springs, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,865 5.88%
Newport, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.48%
Indiana, PA (FHA|USDA|VA) 1 $105,000 $105,000 $8,508 6.63%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.59%
El Campo, TX (FHA|USDA|VA) 1 $95,000 $95,000 $4,251 6.99%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,816 5.75%
DUBUQUE, IA (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.14%
Scottsboro, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.13%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.76%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $95,000 $95,000 $4,806 6.00%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $95,000 $95,000 $5,006 6.50%
Burley, ID (FHA|USDA|VA) 1 $95,000 $95,000 $6,114 6.50%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $85,000 $85,000 $5,083 7.13%
Glasgow, KY (FHA|USDA|VA) 1 $85,000 $85,000 $3,633 6.88%
Centralia, WA (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.52%
Richmond, IN (FHA|USDA|VA) 1 $85,000 $85,000 $5,221 7.00%
HINESVILLE, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,035 7.13%
BURLINGTON, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.56%
Houghton, MI (FHA|USDA|VA) 1 $85,000 $85,000 $5,556 6.25%
KANKAKEE, IL (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.84%
Ontario, OR-ID (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.25%
Mayfield, KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.29%
Cadillac, MI (FHA|USDA|VA) 1 $75,000 $75,000 $6,436 6.50%
Ottumwa, IA (FHA|USDA|VA) 1 $75,000 $75,000 $5,598 7.63%
LEBANON, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.76%
Seneca Falls, NY (FHA|USDA|VA) 1 $75,000 $75,000 $3,407 6.88%
Lewistown, PA (FHA|USDA|VA) 1 $75,000 $75,000 $4,523 6.38%
Stillwater, OK (FHA|USDA|VA) 1 $75,000 $75,000 $6,008 6.88%
Oil City, PA (FHA|USDA|VA) 1 $75,000 $75,000 $6,948 8.13%
Manitowoc, WI (FHA|USDA|VA) 1 $75,000 $75,000 $5,313 7.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.03%
Clinton, IA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.81%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $65,000 $65,000 $5,898 7.13%
TOPEKA, KS (FHA|USDA|VA) 1 $65,000 $65,000 $3,090 6.38%
Martinsville, VA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.74%
Forrest City, AR (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.65%
Richmond-Berea, KY (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.40%
Statesboro, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.99%
Bainbridge, GA (FHA|USDA|VA) 1 $65,000 $65,000 $4,078 6.13%
Mount Airy, NC (FHA|USDA|VA) 1 $65,000 $65,000 $4,919 5.63%
GADSDEN, AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.26%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $55,000 $55,000 $2,389 6.00%
Marshall, MN (FHA|USDA|VA) 1 $55,000 $55,000 $4,143 7.25%
Cambridge, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.80%
Ludington, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.41%
GOLDSBORO, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.03%
LAREDO, TX (FHA|USDA|VA) 1 $55,000 $55,000 $2,504 8.13%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.56%
Brownsville, TN (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.21%
Paducah, KY-IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.46%
Phh Mortgage Corporation's top markets include Los Angeles, New York, Phoenix, Dallas, and Miami among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 1,660 $405,290,000 $244,151 $0 7.27%
    Conventional 1,371 $328,365,000 $239,508 $7,176 6.84%
    FHA 418 $103,120,000 $246,699 $11,719 6.39%
    VA 108 $33,720,000 $312,222 $9,742 6.56%
    FHA 24 $5,340,000 $222,500 $0 6.29%

    For 2023, Phh Mortgage Corporation's most frequently originated type of loan was FHA, with 1,660 originations. Their 2nd most popular type was Conventional, with 1,371 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 1,468 $320,420,000 $218,270 $8,189 6.68%
    Refi 1,328 $329,230,000 $247,914 $8,454 7.21%
    Home Purchase 480 $151,970,000 $316,604 $8,848 6.98%
    Home Improvement 305 $74,215,000 $243,328 $0 7.31%

    For 2023, Phh Mortgage Corporation's most frequently cited loan purpose was Cash Out Refi, with 1,468 originations. The 2nd most popular reason was Refi, with 1,328 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,735 $435,395,000 $250,948 $8,446 6.75%
    Other 1,696 $412,800,000 $243,396 $5,915 7.25%
    15 Year 75 $14,825,000 $197,667 $6,936 6.22%
    20 Year 58 $10,890,000 $187,759 $7,776 6.64%
    10 Year 17 $1,925,000 $113,235 $5,485 6.24%

    For 2023, Phh Mortgage Corporation's most frequently cited loan duration was 30 Year, with 1,735 originations. The 2nd most popular length was Other, with 1,696 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 764 $234,390,000 $306,793
    $3k-4k 321 $55,875,000 $174,065
    $4k-5k 314 $65,950,000 $210,032
    $2k-3k 232 $44,020,000 $189,741
    $1k-2k 210 $52,940,000 $252,095
    $<1k 55 $11,895,000 $216,273

    Phh Mortgage Corporation's average total fees were $8,446, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 764 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    7-8% 1,572 $379,780,000 $241,590
    6-7% 1,440 $348,410,000 $241,951
    5-6% 387 $98,875,000 $255,491
    Over 8% 166 $43,250,000 $260,542
    4-5% 10 $3,670,000 $367,000
    % 6 $1,850,000 $308,333

    During 2023, Phh Mortgage Corporation's average interest rate for loans was 6.75%, while their most frequently originated rate bucket for loans was 7-8%, with 1,572 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,401 $210,765,000 $150,439 $6,555 7.00%
    $200k-400k 1,305 $361,165,000 $276,755 $9,805 6.95%
    $400k-600k 385 $184,295,000 $478,688 $11,381 6.97%
    $100,000 or less 368 $28,470,000 $77,364 $4,577 6.94%
    $600k-1MM 110 $75,660,000 $687,818 $13,405 6.94%
    $1MM+ 12 $15,480,000 $1,290,000 $24,589 7.61%

    2023 saw Phh Mortgage Corporation place emphasis on $100k-200k loans with 1,401 originations, totaling $210,765,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,775 $393,705,000 $221,806 $5,918 7.15%
    $50k-75k 588 $116,510,000 $198,146 $7,293 6.83%
    $100k-150k 438 $118,800,000 $271,233 $8,909 6.73%
    $75k-100k 413 $90,745,000 $219,722 $8,347 6.76%
    $150k-250k 265 $98,935,000 $373,340 $10,276 6.78%
    $250k+ 91 $53,885,000 $592,143 $12,083 6.90%

    Phh Mortgage Corporation lent most frequently to those with incomes in the $50k or less range, with 1,775 originations. The second most popular income band? $50k-75k, with 588 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 260 $64,910,000 $249,654 $7,466 6.80%
    50-60% 197 $51,075,000 $259,264 $11,123 6.42%
    20-30% 175 $37,375,000 $213,571 $7,174 6.79%
    43% 116 $27,940,000 $240,862 $8,193 6.65%
    44% 111 $26,905,000 $242,387 $7,563 6.70%
    42% 109 $22,605,000 $207,385 $7,958 6.68%
    49% 105 $27,205,000 $259,095 $9,156 6.73%
    48% 93 $27,945,000 $300,484 $9,526 6.76%
    41% 91 $21,995,000 $241,703 $7,656 6.63%
    39% 83 $21,695,000 $261,386 $8,252 6.89%
    40% 79 $19,425,000 $245,886 $7,659 6.76%
    45% 74 $19,440,000 $262,703 $8,826 6.86%
    46% 74 $18,570,000 $250,946 $8,694 6.77%
    47% 73 $18,205,000 $249,384 $8,411 6.77%
    38% 70 $16,480,000 $235,429 $7,234 6.65%
    37% 63 $14,135,000 $224,365 $8,264 6.62%
    36% 58 $13,370,000 $230,517 $7,446 6.69%
    <20% 53 $12,505,000 $235,943 $7,612 6.78%
    >60% 4 $1,020,000 $255,000 $12,036 7.90%

    Phh Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 260 originations. The next most common DTI ratio? 50-60%, with 197 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,600 $629,010,000 $241,927 $8,109 7.00%
    Not provided 389 $104,325,000 $268,188 $9,071 6.91%
    Black 442 $95,990,000 $217,172 $8,193 6.88%
    Asian 100 $35,360,000 $353,600 $9,768 6.84%
    American Indian 38 $7,460,000 $196,316 $7,104 6.96%
    Native Hawaiian or Islander 9 $2,505,000 $278,333 $14,475 6.89%
    Filipino 1 $775,000 $775,000 $0 8.30%
    Korean 1 $315,000 $315,000 $0 7.22%
    Other Asian 1 $95,000 $95,000 $4,251 6.99%

    Approval Rates

    Total approvals of all applications
    94.57%

    Phh Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    45.99%

    Phh Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,581 $875,835,000 $244,578

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,581 $875,835,000 $244,578

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 540 $103,830,000 $192,278 $5,839 7.10%
    40-60% 1,699 $384,905,000 $226,548 $7,004 7.05%
    60-80% 966 $266,350,000 $275,725 $9,016 6.87%
    80-100% 336 $110,070,000 $327,589 $10,161 6.71%
    Over 100% 7 $2,865,000 $409,286 $13,319 6.77%
    Under 20% 33 $7,815,000 $236,818 $6,187 6.72%