Nfm Mortgage Rates, Fees & Info
LINTHICUM, MDLEI: 549300MCIFZSDHUT8X63
Tax ID: 52-2102740
2.8 stars - Updated: 4/5/25
-
out of 5 stars, based on 131 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Nfm is a mid-sized mortgage company specializing in Home Purchase loans. Nfm has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Columbus, Washington, Baltimore, Phoenix, and Philadelphia among others. We have data for 403 markets. (Some data included below & more in-depth data is available with an active subscription.)Nfm has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nfm is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.17% | 4/5/25 |
| 30 Year Conventional Refi | 7.04% | 4/5/25 |
| 30 Year Cash-out Refi | 7.51% | 4/5/25 |
| 30 Year FHA Purchase | 7.09% | 4/5/25 |
| 30 Year FHA Refi | 7.09% | 4/5/25 |
| 30 Year VA Purchase | 6.41% | 4/5/25 |
| 30 Year VA Refi | 6.10% | 4/5/25 |
| 30 Year USDA Purchase | 7.33% | 4/5/25 |
| 15 Year Conventional Purchase | 6.40% | 4/5/25 |
| 15 Year Conventional Refi | 6.26% | 4/5/25 |
| 15 Year Cash-out Refi | 6.26% | 4/5/25 |
| 15 Year FHA Purchase | 6.63% | 4/5/25 |
| 15 Year VA Purchase | 5.72% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nfm Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Nfm. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
17,246Origination Dollar Volume (All Markets)
$6,599,620,000Awards
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NFM - 2024
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Relative Rate
Nfm's average 30 year fixed mortgage rate was
6.66%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.11%.
Relative Fees (Closing Costs)
Nfm's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,191.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| COLUMBUS, OH (FHA|USDA|VA) | 1,848 | $558,940,000 | $302,457 | $8,719 | 6.88% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,097 | $552,185,000 | $503,359 | $10,351 | 6.71% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,270 | $477,320,000 | $375,843 | $10,203 | 6.80% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,026 | $447,000,000 | $435,673 | $13,394 | 5.45% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,221 | $400,335,000 | $327,875 | $8,445 | 6.76% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 649 | $385,745,000 | $594,368 | $11,750 | 6.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 620 | $255,790,000 | $412,565 | $9,723 | 6.91% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 498 | $214,500,000 | $430,723 | $11,642 | 6.06% |
| RICHMOND, VA (FHA|USDA|VA) | 530 | $187,210,000 | $353,226 | $9,103 | 6.88% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 363 | $177,235,000 | $488,251 | $12,613 | 6.42% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 411 | $175,095,000 | $426,022 | $8,552 | 6.84% |
| Outside of Metro Areas | 460 | $139,070,000 | $302,326 | $8,635 | 6.99% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 381 | $124,315,000 | $326,286 | $9,976 | 6.89% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 274 | $121,250,000 | $442,518 | $9,735 | 6.42% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 184 | $112,860,000 | $613,370 | $13,020 | 6.23% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 251 | $96,265,000 | $383,526 | $11,954 | 7.08% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 217 | $92,645,000 | $426,935 | $10,707 | 6.40% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 260 | $87,340,000 | $335,923 | $11,512 | 5.79% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 174 | $81,870,000 | $470,517 | $11,542 | 6.44% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 110 | $80,030,000 | $727,545 | $13,755 | 6.50% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 133 | $69,775,000 | $524,624 | $10,344 | 6.94% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 185 | $65,705,000 | $355,162 | $9,969 | 6.64% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 135 | $65,035,000 | $481,741 | $14,137 | 6.96% |
| Hilo, HI (FHA|USDA|VA) | 121 | $52,695,000 | $435,496 | $12,923 | 7.03% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 149 | $47,305,000 | $317,483 | $8,343 | 7.03% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 121 | $46,935,000 | $387,893 | $12,173 | 5.91% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 94 | $43,670,000 | $464,574 | $8,599 | 6.87% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 107 | $42,505,000 | $397,243 | $13,341 | 6.64% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 117 | $42,425,000 | $362,607 | $9,846 | 5.92% |
| TWIN FALLS, ID (FHA|USDA|VA) | 124 | $40,750,000 | $328,629 | $10,902 | 6.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 135 | $40,105,000 | $297,074 | $9,535 | 6.41% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 103 | $37,175,000 | $360,922 | $12,224 | 5.58% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 149 | $34,535,000 | $231,779 | $7,232 | 7.12% |
| GREELEY, CO (FHA|USDA|VA) | 80 | $32,750,000 | $409,375 | $9,291 | 6.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 80 | $32,260,000 | $403,250 | $7,413 | 6.95% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 83 | $29,895,000 | $360,181 | $9,126 | 6.88% |
| Steamboat Springs, CO (FHA|USDA|VA) | 48 | $29,270,000 | $609,792 | $8,419 | 7.05% |
| TOLEDO, OH (FHA|USDA|VA) | 134 | $26,590,000 | $198,433 | $6,045 | 7.23% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 75 | $25,555,000 | $340,733 | $11,176 | 7.18% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 51 | $23,525,000 | $461,275 | $7,623 | 6.85% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 61 | $21,815,000 | $357,623 | $9,916 | 6.85% |
| KNOXVILLE, TN (FHA|USDA|VA) | 62 | $20,500,000 | $330,645 | $10,461 | 6.74% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 69 | $19,905,000 | $288,478 | $8,995 | 6.96% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 24 | $18,870,000 | $786,250 | $16,525 | 6.06% |
| VALLEJO, CA (FHA|USDA|VA) | 32 | $18,270,000 | $570,938 | $17,247 | 6.44% |
| MODESTO, CA (FHA|USDA|VA) | 35 | $17,305,000 | $494,429 | $12,694 | 5.94% |
| Burley, ID (FHA|USDA|VA) | 61 | $16,655,000 | $273,033 | $9,808 | 6.52% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 42 | $16,540,000 | $393,810 | $10,130 | 6.84% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 53 | $15,175,000 | $286,321 | $7,172 | 7.11% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 56 | $14,700,000 | $262,500 | $7,779 | 6.94% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 45 | $14,605,000 | $324,556 | $9,151 | 7.20% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 28 | $14,520,000 | $518,571 | $7,821 | 6.90% |
| SAVANNAH, GA (FHA|USDA|VA) | 42 | $13,990,000 | $333,095 | $8,829 | 6.97% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 42 | $13,570,000 | $323,095 | $8,414 | 6.82% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 28 | $13,330,000 | $476,071 | $11,180 | 6.37% |
| STAUNTON, VA (FHA|USDA|VA) | 48 | $13,200,000 | $275,000 | $7,741 | 6.92% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 31 | $13,165,000 | $424,677 | $12,317 | 6.96% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 30 | $12,560,000 | $418,667 | $14,174 | 6.69% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 32 | $12,540,000 | $391,875 | $9,322 | 7.07% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 35 | $12,515,000 | $357,571 | $8,772 | 7.03% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 41 | $12,315,000 | $300,366 | $9,594 | 6.73% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 39 | $12,255,000 | $314,231 | $11,380 | 7.15% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 54 | $12,110,000 | $224,259 | $7,561 | 7.11% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 45 | $11,895,000 | $264,333 | $7,712 | 7.20% |
| Craig, CO (FHA|USDA|VA) | 40 | $11,770,000 | $294,250 | $9,635 | 6.78% |
| GAINESVILLE, FL (FHA|USDA|VA) | 37 | $10,985,000 | $296,892 | $6,212 | 7.08% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 31 | $10,905,000 | $351,774 | $7,817 | 6.86% |
| AKRON, OH (FHA|USDA|VA) | 49 | $10,725,000 | $218,878 | $7,230 | 7.15% |
| COLUMBIA, SC (FHA|USDA|VA) | 35 | $10,525,000 | $300,714 | $8,221 | 6.95% |
| DOVER, DE (FHA|USDA|VA) | 30 | $10,490,000 | $349,667 | $9,886 | 6.66% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 25 | $10,465,000 | $418,600 | $13,185 | 6.64% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 20 | $10,400,000 | $520,000 | $11,377 | 7.06% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 30 | $10,140,000 | $338,000 | $8,745 | 6.95% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 32 | $9,590,000 | $299,688 | $7,694 | 7.11% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 41 | $9,145,000 | $223,049 | $7,682 | 6.88% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 19 | $9,005,000 | $473,947 | $9,675 | 7.19% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 39 | $8,945,000 | $229,359 | $8,227 | 6.74% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 43 | $8,925,000 | $207,558 | $9,814 | 6.80% |
| Easton, MD (FHA|USDA|VA) | 22 | $8,860,000 | $402,727 | $10,764 | 6.86% |
| PUEBLO, CO (FHA|USDA|VA) | 30 | $8,710,000 | $290,333 | $9,597 | 6.41% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 29 | $8,615,000 | $297,069 | $8,708 | 6.96% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 25 | $8,265,000 | $330,600 | $9,688 | 7.11% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 28 | $7,770,000 | $277,500 | $10,295 | 6.75% |
| Cambridge, MD (FHA|USDA|VA) | 31 | $7,655,000 | $246,935 | $8,071 | 7.41% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 14 | $7,630,000 | $545,000 | $9,207 | 6.89% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 20 | $7,320,000 | $366,000 | $10,124 | 6.85% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 18 | $6,910,000 | $383,889 | $11,638 | 6.53% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 17 | $6,695,000 | $393,824 | $11,431 | 6.76% |
| WILMINGTON, NC (FHA|USDA|VA) | 16 | $6,580,000 | $411,250 | $10,417 | 7.02% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 15 | $6,515,000 | $434,333 | $12,918 | 6.45% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 22 | $6,470,000 | $294,091 | $7,496 | 6.96% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 15 | $6,435,000 | $429,000 | $11,494 | 6.56% |
| READING, PA (FHA|USDA|VA) | 20 | $6,420,000 | $321,000 | $11,698 | 6.74% |
| Marion, OH (FHA|USDA|VA) | 30 | $6,370,000 | $212,333 | $7,739 | 7.02% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 34 | $6,060,000 | $178,235 | $6,883 | 7.21% |
| LANCASTER, PA (FHA|USDA|VA) | 22 | $6,010,000 | $273,182 | $12,406 | 6.93% |
| BOISE CITY, ID (FHA|USDA|VA) | 14 | $5,800,000 | $414,286 | $10,856 | 6.37% |
| Zanesville, OH (FHA|USDA|VA) | 30 | $5,680,000 | $189,333 | $7,777 | 7.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 19 | $5,545,000 | $291,842 | $7,881 | 6.86% |
| Mount Vernon, OH (FHA|USDA|VA) | 17 | $5,485,000 | $322,647 | $8,073 | 6.98% |
| SPARTANBURG, SC (FHA|USDA|VA) | 22 | $5,390,000 | $245,000 | $7,718 | 6.68% |
| Ellensburg, WA (FHA|USDA|VA) | 11 | $4,955,000 | $450,455 | $11,599 | 7.01% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 11 | $4,935,000 | $448,636 | $9,699 | 6.53% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 15 | $4,715,000 | $314,333 | $9,900 | 6.65% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 15 | $4,685,000 | $312,333 | $11,862 | 6.90% |
| Sanford, NC (FHA|USDA|VA) | 15 | $4,595,000 | $306,333 | $9,213 | 6.52% |
| PANAMA CITY, FL (FHA|USDA|VA) | 15 | $4,585,000 | $305,667 | $12,015 | 7.09% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 14 | $4,580,000 | $327,143 | $8,488 | 7.43% |
| ROANOKE, VA (FHA|USDA|VA) | 11 | $4,415,000 | $401,364 | $6,422 | 7.42% |
| LYNCHBURG, VA (FHA|USDA|VA) | 17 | $4,315,000 | $253,824 | $7,432 | 7.05% |
| PITTSBURGH, PA (FHA|USDA|VA) | 18 | $4,150,000 | $230,556 | $8,475 | 7.39% |
| Sevierville, TN (FHA|USDA|VA) | 7 | $4,105,000 | $586,429 | $6,650 | 7.59% |
| Durant, OK (FHA|USDA|VA) | 18 | $4,040,000 | $224,444 | $7,731 | 7.07% |
| ASHEVILLE, NC (FHA|USDA|VA) | 11 | $4,015,000 | $365,000 | $9,105 | 7.32% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 12 | $4,000,000 | $333,333 | $8,764 | 7.06% |
| Urbana, OH (FHA|USDA|VA) | 16 | $3,860,000 | $241,250 | $7,782 | 7.09% |
| BELLINGHAM, WA (FHA|USDA|VA) | 9 | $3,785,000 | $420,556 | $8,572 | 6.80% |
| RENO, NV (FHA|USDA|VA) | 9 | $3,755,000 | $417,222 | $10,581 | 6.72% |
| Key West, FL (FHA|USDA|VA) | 4 | $3,750,000 | $937,500 | $21,809 | 7.78% |
| Oak Harbor, WA (FHA|USDA|VA) | 7 | $3,695,000 | $527,857 | $12,064 | 6.80% |
| Washington Court House, OH (FHA|USDA|VA) | 21 | $3,695,000 | $175,952 | $7,583 | 7.60% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 16 | $3,630,000 | $226,875 | $8,454 | 7.22% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $3,625,000 | $517,857 | $16,606 | 6.95% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $3,390,000 | $847,500 | $12,191 | 6.97% |
| Rockport, TX (FHA|USDA|VA) | 10 | $3,170,000 | $317,000 | $7,506 | 7.01% |
| HARRISONBURG, VA (FHA|USDA|VA) | 9 | $3,135,000 | $348,333 | $7,420 | 6.78% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 11 | $3,085,000 | $280,455 | $10,185 | 6.65% |
| BURLINGTON, NC (FHA|USDA|VA) | 9 | $3,025,000 | $336,111 | $8,276 | 6.46% |
| OCALA, FL (FHA|USDA|VA) | 11 | $2,925,000 | $265,909 | $9,108 | 7.17% |
| MOBILE, AL (FHA|USDA|VA) | 13 | $2,895,000 | $222,692 | $6,018 | 7.05% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 10 | $2,890,000 | $289,000 | $9,532 | 7.42% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 9 | $2,855,000 | $317,222 | $7,577 | 6.96% |
| Brenham, TX (FHA|USDA|VA) | 13 | $2,835,000 | $218,077 | $8,420 | 6.38% |
| MANSFIELD, OH (FHA|USDA|VA) | 14 | $2,710,000 | $193,571 | $6,705 | 7.24% |
| FORT COLLINS, CO (FHA|USDA|VA) | 7 | $2,705,000 | $386,429 | $7,286 | 6.71% |
| Bellefontaine, OH (FHA|USDA|VA) | 12 | $2,700,000 | $225,000 | $7,837 | 7.18% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 17 | $2,655,000 | $156,176 | $6,049 | 8.01% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $2,610,000 | $326,250 | $7,605 | 6.97% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $2,540,000 | $423,333 | $10,885 | 6.65% |
| MONROE, MI (FHA|USDA|VA) | 12 | $2,530,000 | $210,833 | $6,962 | 7.22% |
| Aberdeen, WA (FHA|USDA|VA) | 9 | $2,525,000 | $280,556 | $10,516 | 6.96% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $10,127 | 6.91% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $2,465,000 | $352,143 | $14,245 | 6.93% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $2,455,000 | $491,000 | $5,689 | 6.80% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $9,057 | 6.41% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 9 | $2,435,000 | $270,556 | $9,379 | 6.78% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 11 | $2,435,000 | $221,364 | $12,910 | 6.98% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $2,395,000 | $342,143 | $12,703 | 6.98% |
| MADISON, WI (FHA|USDA|VA) | 2 | $2,390,000 | $1,195,000 | $5,194 | 7.44% |
| RACINE, WI (FHA|USDA|VA) | 12 | $2,370,000 | $197,500 | $7,088 | 7.62% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $10,630 | 6.89% |
| GETTYSBURG, PA (FHA|USDA|VA) | 10 | $2,340,000 | $234,000 | $8,462 | 7.01% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 11 | $2,315,000 | $210,455 | $8,014 | 6.82% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $2,270,000 | $378,333 | $10,691 | 6.52% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $8,566 | 7.36% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 5 | $2,235,000 | $447,000 | $7,263 | 7.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 7 | $2,225,000 | $317,857 | $9,180 | 6.89% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $9,576 | 7.35% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $2,135,000 | $711,667 | $9,662 | 7.87% |
| Chillicothe, OH (FHA|USDA|VA) | 10 | $2,110,000 | $211,000 | $8,253 | 6.72% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 11 | $2,095,000 | $190,455 | $7,753 | 7.03% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $2,055,000 | $411,000 | $13,804 | 6.30% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $1,955,000 | $651,667 | $11,386 | 6.41% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $7,416 | 6.75% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $9,548 | 7.37% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,850,000 | $925,000 | $9,825 | 6.88% |
| Granbury, TX (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $10,163 | 8.21% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $7,271 | 7.43% |
| Athens, OH (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $8,636 | 6.97% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $1,705,000 | $568,333 | $10,505 | 7.21% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $7,160 | 7.60% |
| Jefferson, GA (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $8,461 | 6.64% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $6,038 | 6.52% |
| EL PASO, TX (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $6,467 | 7.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $8,655 | 6.77% |
| FORT WAYNE, IN (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $5,776 | 6.96% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,495,000 | $498,333 | $7,942 | 6.96% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $9,612 | 6.45% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $10,493 | 7.04% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $8,924 | 5.14% |
| Rockingham, NC (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $5,567 | 6.67% |
| WACO, TX (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $9,974 | 7.08% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $12,432 | 6.91% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $12,654 | 6.69% |
| Coshocton, OH (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $8,573 | 7.17% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $6,748 | 6.46% |
| Wooster, OH (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $8,303 | 7.13% |
| Laurinburg, NC (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $8,766 | 6.32% |
| COLUMBIA, MO (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $4,648 | 7.08% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $8,702 | 6.79% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $8,372 | 7.50% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $9,867 | 7.00% |
| Centralia, WA (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $29,503 | 5.63% |
| Arcadia, FL (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $20,415 | 5.96% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $11,806 | 6.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $7,755 | 7.20% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $8,164 | 7.25% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $8,592 | 6.75% |
| Hailey, ID (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $15,824 | 6.65% |
| Cambridge, OH (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $8,227 | 7.21% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $8,479 | 6.83% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $7,958 | 6.46% |
| TULSA, OK (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $8,057 | 6.91% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $1,115,000 | $1,115,000 | $9,006 | 7.75% |
| Payson, AZ (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $10,651 | 6.33% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $1,095,000 | $1,095,000 | $7,100 | 6.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $4,183 | 6.72% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $8,779 | 7.13% |
| SALEM, OR (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $10,818 | 6.68% |
| Bennington, VT (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $22,093 | 7.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $7,783 | 6.88% |
| Dayton, TN (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $10,928 | 6.56% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $10,191 | 7.38% |
| MADERA, CA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $6,859 | 7.19% |
| Kinston, NC (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $10,405 | 6.66% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $31,958 | 7.63% |
| Athens, TN (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $7,540 | 7.15% |
| Heber, UT (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $9,616 | 6.63% |
| Ashland, OH (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $9,636 | 7.87% |
| Cookeville, TN (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $7,078 | 7.69% |
| Bonham, TX (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $8,427 | 6.71% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $5,857 | 7.23% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $7,851 | 8.31% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $8,427 | 7.44% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $12,524 | 6.83% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $1,533 | 5.75% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $12,325 | 6.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $10,101 | 6.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $8,914 | 6.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $11,678 | 6.81% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $11,884 | 6.88% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,875 | 6.96% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $16,242 | 6.88% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $16,599 | 6.25% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $16,832 | 6.56% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $9,472 | 6.68% |
| Lumberton, NC (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $8,792 | 7.59% |
| Seneca, SC (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $0 | 7.13% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,630 | 6.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $9,696 | 6.56% |
| Wilson, NC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $9,015 | 6.46% |
| TYLER, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $14,112 | 6.75% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $18,340 | 7.50% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $13,168 | 6.19% |
| CASPER, WY (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $11,671 | 6.19% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $7,003 | 7.78% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $5,021 | 7.95% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $9,063 | 6.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $11,493 | 8.04% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $10,396 | 7.31% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $16,852 | 7.81% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,453 | 6.56% |
| Lake City, FL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $11,025 | 6.54% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $10,777 | 6.71% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $0 | 6.99% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,058 | 7.38% |
| NILES, MI (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $8,114 | 6.99% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $6,349 | 7.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,702 | 6.81% |
| MORGANTOWN, WV (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,378 | 7.21% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,482 | 7.08% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,163 | 6.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $18,329 | 6.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,194 | 7.41% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,992 | 7.96% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $4,893 | 7.13% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,382 | 6.81% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,948 | 7.00% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $11,510 | 7.13% |
| Concord, NH (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $10,582 | 7.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,951 | 6.56% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,353 | 6.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,107 | 7.69% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $16,610 | 5.94% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,231 | 6.31% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $14,831 | 6.88% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,302 | 6.63% |
| Albertville, AL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,536 | 7.08% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,325 | 7.38% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,299 | 7.38% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,371 | 7.94% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $11,055 | 6.50% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $20,831 | 6.50% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,005 | 6.13% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $12,100 | 6.63% |
| Holland, MI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 8.00% |
| FLINT, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,532 | 6.69% |
| Crossville, TN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,583 | 6.56% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,501 | 7.31% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,230 | 6.88% |
| Portsmouth, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,387 | 7.21% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,645 | 7.06% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $19,752 | 6.25% |
| Danville, VA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,662 | 7.19% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,563 | 7.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,028 | 7.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,710 | 7.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $11,997 | 5.88% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,208 | 7.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $10,126 | 5.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,538 | 7.50% |
| NAPA, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,252 | 6.50% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 8.13% |
| Quincy, IL-MO (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $4,435 | 8.22% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,713 | 6.13% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,432 | 6.00% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,890 | 6.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,165 | 7.63% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,181 | 6.69% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,922 | 6.69% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,112 | 7.63% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,046 | 7.13% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,802 | 6.13% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $14,406 | 7.06% |
| Jackson, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,813 | 6.00% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,873 | 5.88% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,009 | 6.38% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,488 | 5.99% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,588 | 5.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,512 | 7.18% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,021 | 7.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 6.75% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,170 | 7.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,880 | 6.50% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,486 | 7.38% |
| Indiana, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,119 | 7.63% |
| Defiance, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,992 | 7.63% |
| Barre, VT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,819 | 7.88% |
| Montrose, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.50% |
| Outside of Metro Areas | 1 | $295,000 | $295,000 | $3,540 | 7.50% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,829 | 5.63% |
| Marietta, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,788 | 7.13% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,885 | 6.88% |
| DALTON, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,926 | 6.13% |
| Troy, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $16,949 | 5.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,543 | 8.75% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,073 | 7.00% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,637 | 7.50% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,762 | 6.50% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,835 | 6.50% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,763 | 6.25% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,364 | 6.88% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,511 | 5.63% |
| Palestine, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,610 | 7.13% |
| Salem, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,677 | 7.38% |
| Adrian, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.25% |
| Sonora, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,133 | 6.99% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,931 | 7.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,744 | 7.99% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,781 | 7.63% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,054 | 5.63% |
| El Campo, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,878 | 7.75% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $14,412 | 6.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,036 | 7.13% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,245 | 6.00% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,069 | 7.93% |
| Malvern, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,050 | 6.38% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,470 | 7.38% |
| DuBois, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,838 | 7.38% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,917 | 6.75% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,455 | 7.50% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,688 | 6.94% |
| ROME, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,334 | 6.38% |
| MONROE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,737 | 6.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,850 | 7.38% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,302 | 5.99% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,601 | 6.13% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,217 | 7.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,255 | 6.38% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,180 | 7.00% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,952 | 6.88% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.63% |
| Williston, ND (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.13% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,571 | 6.88% |
| Newberry, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,400 | 6.13% |
| Shelby, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,557 | 7.25% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,362 | 6.50% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.88% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,522 | 7.50% |
| Lexington, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,300 | 7.25% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,681 | 7.38% |
| Palatka, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,048 | 7.25% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,170 | 6.50% |
| Moberly, MO (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,159 | 9.25% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,243 | 5.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,568 | 7.38% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.50% |
| McAlester, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,056 | 6.88% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.50% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,640 | 7.13% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,034 | 6.38% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,839 | 7.63% |
| Fremont, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,361 | 7.63% |
| La Grande, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,302 | 7.13% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,967 | 6.38% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,455 | 7.38% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,839 | 6.38% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.13% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,841 | 6.99% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,655 | 8.13% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,657 | 7.00% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,623 | 6.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against NFM based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Cedar Point Federal Credit Union
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FIRST FINANCIAL OF MARYLAND
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ESSA Bank & Trust
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Product Mix
For 2024, Nfm's most frequently originated type of loan was Conventional, with 11,188 originations. Their 2nd most popular type was FHA, with 4,281 originations.
Loan Reason
For 2024, Nfm's most frequently cited loan purpose was Home Purchase, with 15,825 originations. The 2nd most popular reason was Refi, with 742 originations.
Loan Duration/Length
For 2024, Nfm's most frequently cited loan duration was 30 Year, with 16,743 originations. The 2nd most popular length was 10 Year, with 178 originations.
Origination Fees/Closing Costs
Nfm's average total fees were $10,191, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 5,905 originations.
Interest Rates
During 2024, Nfm's average interest rate for loans was 6.66%, while their most frequently originated rate bucket for loans was 6-7%, with 8,733 originations.
Loan Sizing
2024 saw Nfm place emphasis on $200k-400k loans with 8,262 originations, totaling $2,501,360,000 in origination value.
Applicant Income
Nfm lent most frequently to those with incomes in the $100k-150k range, with 4,875 originations. The second most popular income band? $150k-250k, with 3,504 originations.
Applicant Debt to Income Ratio
Nfm lent most frequently to those with DTI ratios of 50-60%, with 2,173 originations. The next most common DTI ratio? 30-36%, with 2,160 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.12%
Nfm has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination76.89%
Nfm has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 17,246 | $6,599,620,000 | $382,675 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 17,246 | $6,599,620,000 | $382,675 |