Nfm Mortgage Rates, Fees & Info
LINTHICUM, MDLEI: 549300MCIFZSDHUT8X63
Tax ID: 52-2102740
3 stars - Updated: 11/11/24
-
out of 5 stars, based on 126 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Nfm is a mid-sized mortgage company specializing in Home Purchase loans. Nfm has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Columbus, Baltimore, Phoenix, and Philadelphia among others. We have data for 416 markets. (Some data included below & more in-depth data is available with an active subscription.)Nfm has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nfm is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.83% | 11/11/24 |
| 30 Year Conventional Refi | 6.69% | 11/11/24 |
| 30 Year Cash-out Refi | 6.95% | 11/11/24 |
| 30 Year FHA Purchase | 7.54% | 11/11/24 |
| 30 Year FHA Refi | 7.24% | 11/11/24 |
| 30 Year VA Purchase | 6.34% | 11/11/24 |
| 30 Year VA Refi | 5.91% | 11/11/24 |
| 30 Year USDA Purchase | 7.04% | 11/11/24 |
| 15 Year Conventional Purchase | 6.21% | 11/11/24 |
| 15 Year Conventional Refi | 6.21% | 11/11/24 |
| 15 Year Cash-out Refi | 6.21% | 11/11/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nfm Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Nfm. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
15,850Origination Dollar Volume (All Markets)
$5,571,150,000Awards
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NFM - 2023
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For 2023, less than of lenders were eligible for this award.
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Relative Rate
Nfm's average 30 year fixed mortgage rate was
6.8%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.32%.
Relative Fees (Closing Costs)
Nfm's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,121.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,098 | $506,090,000 | $460,920 | $10,732 | 6.73% |
| COLUMBUS, OH (FHA|USDA|VA) | 1,632 | $444,600,000 | $272,426 | $8,613 | 7.22% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,122 | $394,170,000 | $351,310 | $10,188 | 6.90% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 866 | $357,600,000 | $412,933 | $11,222 | 5.82% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,105 | $341,125,000 | $308,710 | $8,688 | 6.75% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 472 | $263,220,000 | $557,669 | $12,496 | 6.77% |
| RICHMOND, VA (FHA|USDA|VA) | 698 | $231,830,000 | $332,135 | $8,756 | 6.97% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 577 | $213,265,000 | $369,610 | $8,862 | 7.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 542 | $204,580,000 | $377,454 | $9,393 | 6.88% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 498 | $203,450,000 | $408,534 | $11,962 | 6.48% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 416 | $121,020,000 | $290,913 | $9,703 | 7.02% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 260 | $108,380,000 | $416,846 | $10,038 | 6.60% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 162 | $100,390,000 | $619,691 | $14,101 | 6.74% |
| Outside of Metro Areas | 325 | $86,865,000 | $267,277 | $8,542 | 7.09% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 268 | $83,960,000 | $313,284 | $10,677 | 6.31% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 191 | $80,755,000 | $422,801 | $11,847 | 6.83% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 210 | $77,230,000 | $367,762 | $11,555 | 7.03% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 182 | $66,700,000 | $366,484 | $10,508 | 6.67% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 127 | $66,105,000 | $520,512 | $13,098 | 6.62% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 126 | $64,870,000 | $514,841 | $11,295 | 6.87% |
| DOVER, DE (FHA|USDA|VA) | 182 | $53,090,000 | $291,703 | $10,955 | 6.69% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 109 | $51,025,000 | $468,119 | $11,273 | 6.82% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 123 | $50,105,000 | $407,358 | $8,882 | 6.58% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 137 | $47,355,000 | $345,657 | $11,538 | 6.69% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 133 | $47,135,000 | $354,398 | $9,566 | 6.80% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 155 | $46,935,000 | $302,806 | $8,730 | 7.02% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 91 | $44,835,000 | $492,692 | $10,408 | 6.85% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 127 | $42,655,000 | $335,866 | $10,303 | 6.36% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 94 | $39,580,000 | $421,064 | $14,104 | 6.96% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 104 | $35,150,000 | $337,981 | $9,178 | 6.95% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 91 | $35,035,000 | $385,000 | $8,761 | 6.97% |
| Steamboat Springs, CO (FHA|USDA|VA) | 50 | $31,260,000 | $625,200 | $9,498 | 7.16% |
| TWIN FALLS, ID (FHA|USDA|VA) | 94 | $29,070,000 | $309,255 | $10,802 | 6.56% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 100 | $28,640,000 | $286,400 | $8,911 | 6.71% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 59 | $24,725,000 | $419,068 | $7,612 | 7.11% |
| KNOXVILLE, TN (FHA|USDA|VA) | 81 | $22,305,000 | $275,370 | $8,722 | 6.83% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 105 | $21,525,000 | $205,000 | $7,694 | 7.16% |
| TOLEDO, OH (FHA|USDA|VA) | 108 | $21,300,000 | $197,222 | $6,847 | 7.40% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 84 | $20,650,000 | $245,833 | $9,073 | 6.64% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 58 | $20,640,000 | $355,862 | $10,860 | 6.70% |
| RENO, NV (FHA|USDA|VA) | 53 | $19,455,000 | $367,075 | $12,890 | 6.87% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 64 | $19,390,000 | $302,969 | $9,428 | 7.10% |
| BOISE CITY, ID (FHA|USDA|VA) | 50 | $17,910,000 | $358,200 | $10,646 | 6.43% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 48 | $17,790,000 | $370,625 | $10,929 | 6.78% |
| VALLEJO, CA (FHA|USDA|VA) | 33 | $17,685,000 | $535,909 | $14,982 | 6.47% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 39 | $16,765,000 | $429,872 | $10,744 | 6.55% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 42 | $15,190,000 | $361,667 | $9,042 | 6.73% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 56 | $14,840,000 | $265,000 | $9,665 | 6.91% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 42 | $14,740,000 | $350,952 | $8,910 | 6.63% |
| SAVANNAH, GA (FHA|USDA|VA) | 46 | $14,250,000 | $309,783 | $10,095 | 7.40% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 45 | $14,145,000 | $314,333 | $9,824 | 6.80% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 41 | $12,365,000 | $301,585 | $11,391 | 7.06% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 50 | $11,590,000 | $231,800 | $7,428 | 6.72% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 26 | $11,220,000 | $431,538 | $12,846 | 6.91% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 27 | $10,765,000 | $398,704 | $8,968 | 6.93% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 30 | $10,450,000 | $348,333 | $8,725 | 6.89% |
| Craig, CO (FHA|USDA|VA) | 42 | $10,380,000 | $247,143 | $7,997 | 7.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 18 | $10,190,000 | $566,111 | $13,546 | 6.45% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 38 | $10,120,000 | $266,316 | $7,513 | 7.28% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 33 | $9,845,000 | $298,333 | $11,444 | 7.19% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 16 | $9,580,000 | $598,750 | $9,110 | 7.16% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 54 | $9,460,000 | $175,185 | $6,682 | 7.42% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 26 | $9,180,000 | $353,077 | $11,738 | 6.92% |
| AKRON, OH (FHA|USDA|VA) | 51 | $9,175,000 | $179,902 | $6,833 | 7.57% |
| READING, PA (FHA|USDA|VA) | 27 | $8,855,000 | $327,963 | $11,071 | 6.83% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 27 | $8,545,000 | $316,481 | $8,916 | 7.15% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 20 | $8,450,000 | $422,500 | $11,081 | 7.47% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 41 | $8,115,000 | $197,927 | $9,007 | 6.98% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 29 | $8,105,000 | $279,483 | $8,750 | 7.19% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 19 | $8,055,000 | $423,947 | $13,272 | 6.77% |
| Hilo, HI (FHA|USDA|VA) | 18 | $7,900,000 | $438,889 | $12,167 | 7.23% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 44 | $7,770,000 | $176,591 | $7,213 | 7.21% |
| PUEBLO, CO (FHA|USDA|VA) | 29 | $7,735,000 | $266,724 | $9,988 | 6.68% |
| Mount Vernon, OH (FHA|USDA|VA) | 29 | $7,555,000 | $260,517 | $7,906 | 7.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 13 | $7,155,000 | $550,385 | $11,153 | 6.92% |
| GREELEY, CO (FHA|USDA|VA) | 17 | $7,145,000 | $420,294 | $11,435 | 6.66% |
| STAUNTON, VA (FHA|USDA|VA) | 27 | $7,015,000 | $259,815 | $7,646 | 7.22% |
| STOCKTON, CA (FHA|USDA|VA) | 16 | $6,960,000 | $435,000 | $13,818 | 6.76% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 32 | $6,910,000 | $215,938 | $7,548 | 6.88% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 28 | $6,610,000 | $236,071 | $6,710 | 7.11% |
| SPARTANBURG, SC (FHA|USDA|VA) | 23 | $6,375,000 | $277,174 | $8,948 | 6.76% |
| Durant, OK (FHA|USDA|VA) | 27 | $6,255,000 | $231,667 | $9,018 | 6.83% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 20 | $6,080,000 | $304,000 | $8,376 | 7.16% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 17 | $6,035,000 | $355,000 | $12,261 | 6.86% |
| Burley, ID (FHA|USDA|VA) | 22 | $5,790,000 | $263,182 | $9,661 | 6.44% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 21 | $5,765,000 | $274,524 | $8,016 | 6.96% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 21 | $5,745,000 | $273,571 | $11,102 | 6.74% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 16 | $5,590,000 | $349,375 | $9,942 | 6.85% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 32 | $5,310,000 | $165,938 | $6,885 | 7.72% |
| Marion, OH (FHA|USDA|VA) | 33 | $5,085,000 | $154,091 | $6,451 | 7.42% |
| Ellensburg, WA (FHA|USDA|VA) | 6 | $4,670,000 | $778,333 | $15,668 | 7.10% |
| Cambridge, MD (FHA|USDA|VA) | 17 | $4,505,000 | $265,000 | $9,097 | 7.22% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $4,480,000 | $560,000 | $11,676 | 6.97% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 14 | $4,410,000 | $315,000 | $11,586 | 7.12% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 18 | $4,390,000 | $243,889 | $7,675 | 6.92% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 14 | $4,320,000 | $308,571 | $7,867 | 6.80% |
| LYNCHBURG, VA (FHA|USDA|VA) | 17 | $4,305,000 | $253,235 | $6,242 | 7.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 9 | $4,235,000 | $470,556 | $12,915 | 6.54% |
| Easton, MD (FHA|USDA|VA) | 13 | $4,205,000 | $323,462 | $6,988 | 6.97% |
| GETTYSBURG, PA (FHA|USDA|VA) | 15 | $3,935,000 | $262,333 | $9,077 | 6.70% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $3,915,000 | $783,000 | $14,604 | 6.40% |
| YUBA CITY, CA (FHA|USDA|VA) | 9 | $3,895,000 | $432,778 | $13,058 | 5.96% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 16 | $3,830,000 | $239,375 | $8,973 | 6.71% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 14 | $3,760,000 | $268,571 | $8,752 | 7.36% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 12 | $3,760,000 | $313,333 | $12,521 | 6.56% |
| Rockport, TX (FHA|USDA|VA) | 8 | $3,730,000 | $466,250 | $14,291 | 6.97% |
| MANSFIELD, OH (FHA|USDA|VA) | 20 | $3,720,000 | $186,000 | $8,626 | 7.55% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $3,710,000 | $371,000 | $13,822 | 7.05% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 11 | $3,705,000 | $336,818 | $8,801 | 7.09% |
| Zanesville, OH (FHA|USDA|VA) | 22 | $3,670,000 | $166,818 | $7,498 | 7.70% |
| WILMINGTON, NC (FHA|USDA|VA) | 8 | $3,580,000 | $447,500 | $11,760 | 6.53% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 11 | $3,155,000 | $286,818 | $8,101 | 7.35% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $3,105,000 | $443,571 | $11,159 | 6.96% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $8,761 | 7.63% |
| LANCASTER, PA (FHA|USDA|VA) | 13 | $3,015,000 | $231,923 | $9,917 | 6.61% |
| Key West, FL (FHA|USDA|VA) | 6 | $2,980,000 | $496,667 | $13,822 | 6.52% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $2,975,000 | $330,556 | $10,639 | 7.57% |
| OCALA, FL (FHA|USDA|VA) | 12 | $2,970,000 | $247,500 | $9,065 | 6.94% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 7 | $2,885,000 | $412,143 | $17,002 | 6.98% |
| Sevierville, TN (FHA|USDA|VA) | 7 | $2,845,000 | $406,429 | $10,172 | 7.55% |
| Centralia, WA (FHA|USDA|VA) | 7 | $2,775,000 | $396,429 | $7,459 | 6.73% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 9 | $2,765,000 | $307,222 | $9,046 | 7.74% |
| COLUMBIA, SC (FHA|USDA|VA) | 10 | $2,730,000 | $273,000 | $8,371 | 7.08% |
| FORT COLLINS, CO (FHA|USDA|VA) | 7 | $2,725,000 | $389,286 | $8,242 | 6.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $2,695,000 | $299,444 | $9,437 | 6.94% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $2,690,000 | $336,250 | $9,272 | 6.93% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $2,630,000 | $438,333 | $7,431 | 6.79% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $2,620,000 | $187,143 | $6,795 | 7.81% |
| Oak Harbor, WA (FHA|USDA|VA) | 6 | $2,580,000 | $430,000 | $6,868 | 6.73% |
| Urbana, OH (FHA|USDA|VA) | 17 | $2,575,000 | $151,471 | $6,572 | 8.01% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 9 | $2,565,000 | $285,000 | $9,285 | 6.62% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 10 | $2,560,000 | $256,000 | $7,434 | 7.46% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 11 | $2,525,000 | $229,545 | $10,941 | 6.79% |
| Fernley, NV (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $8,655 | 6.86% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 10 | $2,410,000 | $241,000 | $10,244 | 7.17% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 12 | $2,330,000 | $194,167 | $7,134 | 7.51% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $2,290,000 | $381,667 | $12,614 | 7.29% |
| ROANOKE, VA (FHA|USDA|VA) | 7 | $2,285,000 | $326,429 | $7,568 | 6.93% |
| Sanford, NC (FHA|USDA|VA) | 5 | $2,265,000 | $453,000 | $9,348 | 6.65% |
| HARRISONBURG, VA (FHA|USDA|VA) | 9 | $2,255,000 | $250,556 | $9,386 | 6.92% |
| Jefferson, GA (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $7,752 | 6.94% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $2,060,000 | $515,000 | $14,015 | 7.37% |
| Aberdeen, WA (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $8,199 | 7.71% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,990,000 | $497,500 | $10,111 | 7.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $9,240 | 7.25% |
| MOBILE, AL (FHA|USDA|VA) | 11 | $1,965,000 | $178,636 | $7,849 | 7.26% |
| GREENVILLE, NC (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $8,121 | 7.19% |
| PITTSBURGH, PA (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $9,408 | 7.07% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $10,158 | 7.34% |
| MORRISTOWN, TN (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $7,966 | 7.15% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $1,795,000 | $163,182 | $4,745 | 7.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $9,328 | 7.31% |
| Wilson, NC (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $8,465 | 6.70% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $10,272 | 6.67% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $1,720,000 | $430,000 | $6,147 | 7.22% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $6,050 | 7.70% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $9,485 | 6.63% |
| Bellefontaine, OH (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $7,423 | 7.41% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,610,000 | $805,000 | $9,476 | 7.63% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $14,593 | 7.09% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $5,872 | 6.75% |
| Arcadia, FL (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $16,724 | 6.55% |
| DALTON, GA (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $7,516 | 7.15% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $7,167 | 6.57% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $1,520,000 | $760,000 | $18,826 | 6.68% |
| Chillicothe, OH (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $9,352 | 7.21% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $13,639 | 6.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $9,820 | 7.61% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $10,700 | 7.67% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $9,302 | 7.41% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $9,110 | 6.33% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $8,727 | 7.06% |
| Statesboro, GA (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $12,711 | 7.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $12,333 | 7.15% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $7,631 | 7.14% |
| Okeechobee, FL (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $10,179 | 7.18% |
| Brenham, TX (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $9,996 | 7.08% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $6,066 | 7.13% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $10,991 | 6.75% |
| Rockingham, NC (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $6,281 | 7.06% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $5,930 | 6.64% |
| TULSA, OK (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $10,588 | 6.75% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $12,591 | 7.12% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $8,761 | 6.60% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $9,106 | 7.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $8,069 | 6.48% |
| Quincy, IL-MO (FHA|USDA|VA) | 9 | $1,205,000 | $133,889 | $5,488 | 6.87% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $8,993 | 7.15% |
| Shelton, WA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $8,910 | 7.00% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $14,189 | 6.91% |
| MADERA, CA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $9,862 | 7.29% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $11,159 | 6.31% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $11,043 | 7.31% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $13,220 | 6.50% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $7,717 | 7.58% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $7,930 | 7.09% |
| Madisonville, KY (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $5,654 | 6.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $6,501 | 7.40% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $6,197 | 6.81% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,251 | 7.16% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $14,906 | 7.16% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $8,843 | 6.96% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $10,091 | 6.44% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $0 | 8.43% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $5,951 | 7.88% |
| Boone, NC (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $5,698 | 6.69% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $7,307 | 7.21% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $8,843 | 6.45% |
| Washington Court House, OH (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $7,235 | 7.25% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $13,497 | 7.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $11,694 | 7.31% |
| Jackson, OH (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $7,089 | 7.21% |
| NEW BERN, NC (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $6,004 | 6.95% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $9,982 | 7.50% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $11,817 | 6.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $6,865 | 7.98% |
| Granbury, TX (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $8,138 | 7.21% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $5,284 | 7.35% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $10,981 | 6.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $6,609 | 7.55% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $8,631 | 7.37% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,926 | 7.42% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $11,356 | 7.54% |
| Calhoun, GA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $7,236 | 6.44% |
| Athens, TX (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $12,330 | 7.25% |
| MONROE, MI (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,784 | 7.42% |
| Coshocton, OH (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $7,958 | 7.40% |
| Danville, VA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,786 | 7.28% |
| BEND, OR (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $6,738 | 6.75% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,167 | 7.58% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $6,024 | 7.42% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $6,525 | 7.64% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $5,109 | 7.56% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,826 | 7.31% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $11,458 | 6.75% |
| Wilmington, OH (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $7,094 | 7.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $10,192 | 7.38% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $11,844 | 7.08% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $7,351 | 7.50% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $7,389 | 6.56% |
| Thomaston, GA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $8,301 | 8.12% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,639 | 6.71% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $12,584 | 7.42% |
| Seneca, SC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $14,327 | 6.69% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $10,533 | 6.56% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $11,779 | 6.38% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $11,900 | 7.06% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $15,733 | 7.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $13,738 | 6.69% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $10,597 | 6.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,077 | 7.13% |
| Sonora, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $11,012 | 7.19% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $10,172 | 6.92% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $5,682 | 7.77% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $11,959 | 6.88% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $13,172 | 7.56% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $14,756 | 7.13% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $6,920 | 6.75% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,602 | 7.08% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,135 | 8.09% |
| Athens, TN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $7,204 | 6.56% |
| ROME, GA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,549 | 7.00% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,297 | 6.38% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $9,352 | 7.50% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $4,829 | 7.25% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $17,491 | 7.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,264 | 6.88% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $14,809 | 7.06% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 8.63% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $11,086 | 6.99% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,629 | 7.31% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,975 | 6.69% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,459 | 6.25% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,884 | 6.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,781 | 6.13% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,628 | 6.94% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,237 | 6.75% |
| Shelby, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,385 | 7.13% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,314 | 7.12% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,229 | 8.16% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $8,656 | 6.54% |
| Albertville, AL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,284 | 6.63% |
| Laconia, NH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,757 | 6.81% |
| Wooster, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,526 | 7.33% |
| Branson, MO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $9,572 | 7.13% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,756 | 7.25% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,977 | 6.50% |
| Ashland, OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,141 | 6.63% |
| Hailey, ID (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $10,244 | 7.13% |
| Elko, NV (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $23,990 | 6.75% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,789 | 6.99% |
| Cullman, AL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 7.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,992 | 7.13% |
| Orangeburg, SC (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $7,701 | 8.28% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,194 | 7.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,740 | 7.99% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,139 | 6.91% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,091 | 7.63% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,962 | 6.50% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,538 | 6.38% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,007 | 8.63% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,153 | 7.13% |
| Kearney, NE (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $21,016 | 7.13% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $18,977 | 6.13% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,136 | 6.13% |
| Centralia, IL (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $4,207 | 7.56% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,113 | 7.13% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,241 | 7.50% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $15,033 | 7.00% |
| Greenville, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,048 | 7.31% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,378 | 7.50% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,316 | 6.99% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,565 | 6.88% |
| Snyder, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $17,393 | 6.63% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,316 | 7.44% |
| Washington, NC (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,293 | 7.21% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $16,770 | 6.13% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,395 | 6.63% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,056 | 6.88% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,188 | 6.99% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,074 | 6.50% |
| Fallon, NV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,429 | 5.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,053 | 7.13% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,336 | 7.71% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,837 | 6.63% |
| Hood River, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,923 | 6.99% |
| Elk City, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,768 | 6.88% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,417 | 6.63% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,496 | 7.63% |
| Henderson, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,332 | 8.06% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,318 | 6.75% |
| New Castle, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $9,273 | 6.63% |
| Malvern, AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,109 | 6.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,284 | 7.63% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,188 | 7.88% |
| Portsmouth, OH (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,979 | 7.75% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,828 | 6.00% |
| Payson, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,861 | 7.00% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,239 | 6.50% |
| Lake City, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,770 | 7.50% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,752 | 6.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,043 | 7.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,729 | 7.25% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,909 | 7.13% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,974 | 7.38% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,955 | 6.99% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,658 | 6.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,551 | 8.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,238 | 7.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,795 | 7.00% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,185 | 7.13% |
| Elkins, WV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,228 | 7.06% |
| Beeville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,199 | 6.63% |
| Jesup, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,913 | 7.63% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,920 | 6.99% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,438 | 7.38% |
| Paris, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,503 | 7.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,859 | 7.38% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,190 | 7.13% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,781 | 7.25% |
| Dayton, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,462 | 7.13% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,528 | 7.13% |
| Athens, OH (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $4,208 | 7.75% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,099 | 8.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,269 | 6.13% |
| Berlin, NH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,251 | 7.38% |
| Sidney, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,759 | 8.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,860 | 8.38% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,610 | 6.75% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,050 | 7.13% |
| Somerset, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,084 | 7.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,690 | 6.38% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,883 | 6.63% |
| Kinston, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,302 | 6.44% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,044 | 6.63% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,950 | 6.63% |
| Oxford, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.63% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,762 | 6.99% |
| TYLER, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,096 | 7.63% |
| Jasper, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,429 | 7.38% |
| Celina, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,065 | 8.37% |
| Lock Haven, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,741 | 8.63% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,240 | 7.13% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,112 | 6.75% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,065 | 6.75% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.25% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,765 | 7.13% |
| Austin, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,847 | 7.13% |
| Vernon, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,938 | 6.50% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,494 | 6.63% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,302 | 6.63% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,461 | 6.99% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,403 | 6.88% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,541 | 6.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,586 | 7.13% |
| Huntington, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,271 | 5.63% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,537 | 6.75% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,910 | 7.63% |
| Findlay, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,180 | 7.75% |
| Camden, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,975 | 7.25% |
| Mason City, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,399 | 6.13% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,755 | 7.38% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,027 | 6.63% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,878 | 7.13% |
| Salem, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,927 | 8.25% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,030 | 6.63% |
| Hope, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,196 | 6.63% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,759 | 7.25% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,438 | 6.00% |
| Dublin, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,682 | 6.63% |
| FLINT, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,955 | 7.38% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,801 | 7.25% |
| LIMA, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.63% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,963 | 7.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,578 | 6.50% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,120 | 6.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against NFM based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2023, Nfm's most frequently originated type of loan was Conventional, with 10,207 originations. Their 2nd most popular type was FHA, with 4,104 originations.
Loan Reason
For 2023, Nfm's most frequently cited loan purpose was Home Purchase, with 15,105 originations. The 2nd most popular reason was Cash Out Refi, with 540 originations.
Loan Duration/Length
For 2023, Nfm's most frequently cited loan duration was 30 Year, with 15,275 originations. The 2nd most popular length was 10 Year, with 350 originations.
Origination Fees/Closing Costs
Nfm's average total fees were $10,121, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 5,746 originations.
Interest Rates
During 2023, Nfm's average interest rate for loans was 6.80%, while their most frequently originated rate bucket for loans was 6-7%, with 7,590 originations.
Loan Sizing
2023 saw Nfm place emphasis on $200k-400k loans with 7,944 originations, totaling $2,385,750,000 in origination value.
Applicant Income
Nfm lent most frequently to those with incomes in the $100k-150k range, with 4,594 originations. The second most popular income band? $75k-100k, with 3,299 originations.
Applicant Debt to Income Ratio
Nfm lent most frequently to those with DTI ratios of 50-60%, with 2,266 originations. The next most common DTI ratio? 30-36%, with 2,097 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.84%
Nfm has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination74.74%
Nfm has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 15,850 | $5,571,150,000 | $351,492 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 15,850 | $5,571,150,000 | $351,492 |