Wallick & Volk Mortgage Rates, Fees & Info
Cheyenne, WYLEI: 549300FWQNRPTKXB8G79
Tax ID: 83-0171636
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Mortgage Data
Review & Overview
Wallick & Volk is a smaller mortgage company specializing in Home Purchase loans. Wallick & Volk has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Cheyenne, Phoenix, San Antonio, Casper, and Waco among others. We have data for 65 markets. (Some data included below & more in-depth data is available with an active subscription.)Wallick & Volk has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wallick & Volk is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.39% | 12/2/24 |
30 Year Conventional Refi | 6.76% | 12/2/24 |
30 Year Cash-out Refi | 7.00% | 12/2/24 |
30 Year FHA Purchase | 7.44% | 12/2/24 |
30 Year FHA Refi | 7.42% | 12/2/24 |
30 Year VA Purchase | 6.25% | 12/2/24 |
30 Year VA Refi | 6.25% | 12/2/24 |
30 Year USDA Purchase | 6.57% | 12/2/24 |
15 Year Conventional Purchase | 6.50% | 12/2/24 |
15 Year Conventional Refi | 6.44% | 12/2/24 |
15 Year Cash-out Refi | 6.44% | 12/2/24 |
15 Year VA Refi | 5.68% | 12/2/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Wallick & Volk Mortgage Calculator
Your Estimates
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This is not an official calculator from Wallick & Volk. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,486Origination Dollar Volume (All Markets)
$389,810,000Wallick & Volk - 2023
Wallick & Volk is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Wallick & Volk's average 30 year fixed mortgage rate was
6.08%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.4%.
Relative Fees (Closing Costs)
Wallick & Volk's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,953.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
CHEYENNE, WY (FHA|USDA|VA) | 199 | $52,115,000 | $261,884 | $7,856 | 5.54% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 138 | $44,190,000 | $320,217 | $8,196 | 6.89% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 128 | $36,910,000 | $288,359 | $7,421 | 6.63% |
CASPER, WY (FHA|USDA|VA) | 207 | $35,765,000 | $172,778 | $6,472 | 4.56% |
WACO, TX (FHA|USDA|VA) | 128 | $31,710,000 | $247,734 | $6,760 | 6.80% |
VICTORIA, TX (FHA|USDA|VA) | 128 | $31,060,000 | $242,656 | $8,895 | 6.52% |
EL CENTRO, CA (FHA|USDA|VA) | 82 | $24,910,000 | $303,780 | $10,473 | 5.88% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 53 | $19,885,000 | $375,189 | $8,967 | 5.95% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 44 | $14,110,000 | $320,682 | $7,611 | 6.89% |
Outside of Metro Areas | 60 | $13,240,000 | $220,667 | $7,314 | 5.97% |
FLAGSTAFF, AZ (FHA|USDA|VA) | 35 | $12,355,000 | $353,000 | $9,113 | 6.84% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 56 | $12,080,000 | $215,714 | $7,395 | 6.38% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 44 | $11,170,000 | $253,864 | $8,031 | 6.87% |
Outside of Metro Areas | 20 | $7,700,000 | $385,000 | $9,147 | 6.73% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 9 | $3,425,000 | $380,556 | $10,678 | 6.40% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 12 | $3,130,000 | $260,833 | $6,298 | 6.49% |
Port Lavaca, TX (FHA|USDA|VA) | 14 | $3,050,000 | $217,857 | $7,278 | 6.74% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $7,199 | 6.66% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $10,942 | 6.90% |
Riverton, WY (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $5,865 | 5.84% |
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $12,495 | 5.25% |
FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $15,912 | 6.29% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $8,322 | 6.83% |
Aberdeen, WA (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $4,455 | 5.23% |
Payson, AZ (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $9,303 | 6.66% |
Brenham, TX (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $3,280 | 6.66% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $14,087 | 6.21% |
TUCSON, AZ (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $5,089 | 6.79% |
Gillette, WY (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $4,750 | 6.06% |
Show Low, AZ (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,004 | 5.90% |
Laramie, WY (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $7,630 | 5.55% |
YUMA, AZ (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $11,636 | 7.21% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $5,679 | 6.88% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $8,213 | 6.38% |
Uvalde, TX (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $7,156 | 6.24% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $6,284 | 3.59% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $9,030 | 5.75% |
SANTA FE, NM (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,981 | 7.25% |
PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $23,089 | 6.25% |
Granbury, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,874 | 7.08% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $870 | 7.00% |
FRESNO, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2 | 6.38% |
Port Angeles, WA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $5,367 | 5.38% |
Oak Harbor, WA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,219 | 3.69% |
Rockport, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $12,255 | 7.38% |
EspaƱola, NM (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $12,856 | 6.88% |
Durango, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $51 | 5.88% |
LINCOLN, NE (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $22,683 | 7.25% |
BOISE CITY, ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,717 | 5.75% |
Sandpoint, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.50% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $14,618 | 3.75% |
Corsicana, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,143 | 6.75% |
Del Rio, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,733 | 6.00% |
Bay City, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,047 | 7.00% |
Rock Springs, WY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,860 | 8.75% |
LAREDO, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,739 | 7.38% |
POCATELLO, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,983 | 5.50% |
ABILENE, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,247 | 7.25% |
Lexington, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $13,765 | 6.63% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,323 | 5.88% |
Moscow, ID (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,671 | 6.50% |
Portales, NM (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,391 | 7.31% |
WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,163 | 9.00% |
Las Vegas, NM (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,600 | 7.19% |
Crescent City, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,095 | 6.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against Wallick & Volk based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2023, Wallick & Volk's most frequently originated type of loan was Conventional, with 764 originations. Their 2nd most popular type was FHA, with 555 originations.
Loan Reason
For 2023, Wallick & Volk's most frequently cited loan purpose was Home Purchase, with 1,418 originations. The 2nd most popular reason was Cash Out Refi, with 41 originations.
Loan Duration/Length
For 2023, Wallick & Volk's most frequently cited loan duration was 30 Year, with 1,423 originations. The 2nd most popular length was 10 Year, with 33 originations.
Origination Fees/Closing Costs
Wallick & Volk's average total fees were $7,953, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 588 originations.
Interest Rates
During 2023, Wallick & Volk's average interest rate for loans was 6.08%, while their most frequently originated rate bucket for loans was 6-7%, with 656 originations.
Loan Sizing
2023 saw Wallick & Volk place emphasis on $200k-400k loans with 777 originations, totaling $224,295,000 in origination value.
Applicant Income
Wallick & Volk lent most frequently to those with incomes in the $100k-150k range, with 404 originations. The second most popular income band? $50k-75k, with 384 originations.
Applicant Debt to Income Ratio
Wallick & Volk lent most frequently to those with DTI ratios of 30-36%, with 215 originations. The next most common DTI ratio? 50-60%, with 194 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.81%
Wallick & Volk has an average approval rate.
Pick Rate
Approvals leading to origination74.29%
Wallick & Volk has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 1,486 | $389,810,000 | $262,322 |