Wallick & Volk Mortgage Rates, Fees & Info

Cheyenne, WY

LEI: 549300FWQNRPTKXB8G79

Tax ID: 83-0171636

3.7 stars - out of 5 stars, based on 81 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Wallick & Volk is a small mortgage company specializing in loans. Wallick & Volk has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Phoenix, Seattle, Flagstaff, Prescott Valley, and Cheyenne among others. We have data for 116 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Wallick & Volk has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wallick & Volk is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.51% 10/3/22
    30 Year Conventional Refi 6.64% 10/3/22
    30 Year Cash-out Refi 6.88% 10/3/22
    30 Year FHA Purchase 7.68% 10/3/22
    30 Year FHA Refi 7.28% 10/3/22
    30 Year VA Purchase 6.51% 10/3/22
    30 Year VA Refi 6.25% 10/3/22
    30 Year USDA Purchase 6.82% 10/3/22
    30 Year USDA Refi 6.68% 10/3/22
    15 Year Conventional Purchase 6.38% 10/3/22
    15 Year Conventional Refi 6.40% 10/3/22
    15 Year Cash-out Refi 6.40% 10/3/22
    15 Year FHA Refi 5.96% 10/3/22
    15 Year VA Purchase 6.62% 10/3/22
    15 Year VA Refi 6.00% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    6,637

    Origination Dollar Volume (All Markets)

    $1,772,345,000
    Show all (9) awards

    Relative Rate

    Wallick & Volk 's average 30 year fixed mortgage rate was 3.17%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.02%.

    Relative Fees (Closing Costs)

    Wallick & Volk 's average total fees/closing costs for a 30 year fixed rate mortgage were $5,962.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,067 $309,705,000 $290,258 $5,603 3.32%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 440 $166,550,000 $378,523 $6,092 3.01%
    FLAGSTAFF, AZ (FHA|USDA|VA) 502 $165,310,000 $329,303 $5,570 3.19%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 467 $126,345,000 $270,546 $6,079 3.27%
    CHEYENNE, WY (FHA|USDA|VA) 463 $107,905,000 $233,056 $5,945 2.55%
    WACO, TX (FHA|USDA|VA) 418 $90,980,000 $217,656 $3,810 3.25%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 371 $89,875,000 $242,251 $6,565 3.26%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 201 $87,585,000 $435,746 $8,877 2.78%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 309 $83,305,000 $269,595 $8,304 3.32%
    CASPER, WY (FHA|USDA|VA) 462 $75,040,000 $162,424 $3,882 2.24%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 211 $45,935,000 $217,701 $3,224 3.35%
    ALBUQUERQUE, NM (FHA|USDA|VA) 238 $44,390,000 $186,513 $4,435 3.40%
    VICTORIA, TX (FHA|USDA|VA) 194 $44,200,000 $227,835 $6,497 3.07%
    Outside of Metro Areas 223 $42,745,000 $191,682 $4,788 2.92%
    EL CENTRO, CA (FHA|USDA|VA) 156 $39,880,000 $255,641 $7,056 2.81%
    Outside of Metro Areas 99 $34,955,000 $353,081 $7,455 3.04%
    Show Low, AZ (FHA|USDA|VA) 95 $21,535,000 $226,684 $5,197 3.28%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 82 $21,510,000 $262,317 $6,421 2.41%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 47 $13,965,000 $297,128 $6,735 3.03%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 46 $12,540,000 $272,609 $7,303 3.20%
    Aberdeen, WA (FHA|USDA|VA) 41 $9,345,000 $227,927 $5,158 3.04%
    Huntsville, TX (FHA|USDA|VA) 41 $8,845,000 $215,732 $2,675 3.36%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 27 $8,275,000 $306,481 $5,863 2.94%
    Brenham, TX (FHA|USDA|VA) 30 $7,290,000 $243,000 $3,845 3.23%
    Port Lavaca, TX (FHA|USDA|VA) 32 $6,860,000 $214,375 $6,668 3.23%
    TUCSON, AZ (FHA|USDA|VA) 26 $6,760,000 $260,000 $4,918 3.27%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 18 $6,280,000 $348,889 $9,014 2.78%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 14 $5,220,000 $372,857 $6,321 3.23%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 22 $5,160,000 $234,545 $6,337 3.30%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 25 $5,125,000 $205,000 $4,789 3.12%
    Payson, AZ (FHA|USDA|VA) 14 $4,560,000 $325,714 $7,283 3.38%
    Port Angeles, WA (FHA|USDA|VA) 13 $4,205,000 $323,462 $5,448 2.82%
    Laramie, WY (FHA|USDA|VA) 14 $3,910,000 $279,286 $7,488 3.00%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 9 $3,905,000 $433,889 $4,114 3.24%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 6 $3,430,000 $571,667 $5,766 3.04%
    Sandpoint, ID (FHA|USDA|VA) 7 $2,835,000 $405,000 $9,281 3.07%
    Gillette, WY (FHA|USDA|VA) 11 $2,495,000 $226,818 $3,980 2.40%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $2,320,000 $290,000 $4,664 2.30%
    Riverton, WY (FHA|USDA|VA) 12 $2,200,000 $183,333 $4,444 2.95%
    GREELEY, CO (FHA|USDA|VA) 6 $2,200,000 $366,667 $12,523 3.02%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $2,120,000 $530,000 $8,042 3.28%
    Shelton, WA (FHA|USDA|VA) 8 $2,060,000 $257,500 $6,860 2.67%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 4 $1,980,000 $495,000 $7,895 3.13%
    BELLINGHAM, WA (FHA|USDA|VA) 5 $1,925,000 $385,000 $3,543 3.43%
    Durango, CO (FHA|USDA|VA) 3 $1,905,000 $635,000 $4,689 3.04%
    SANTA FE, NM (FHA|USDA|VA) 8 $1,540,000 $192,500 $5,525 2.95%
    WENATCHEE, WA (FHA|USDA|VA) 3 $1,515,000 $505,000 $5,191 3.25%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $1,420,000 $355,000 $2,742 3.16%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 3 $1,395,000 $465,000 $6,924 2.96%
    Oak Harbor, WA (FHA|USDA|VA) 4 $1,390,000 $347,500 $3,784 3.25%
    LEWISTON, ID-WA (FHA|USDA|VA) 5 $1,175,000 $235,000 $4,561 2.73%
    Moscow, ID (FHA|USDA|VA) 6 $1,110,000 $185,000 $6,467 2.67%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $970,000 $242,500 $4,834 3.13%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $965,000 $321,667 $9,089 2.79%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $965,000 $965,000 $12,604 3.25%
    FORT COLLINS, CO (FHA|USDA|VA) 3 $955,000 $318,333 $8,665 3.17%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $950,000 $475,000 $4,453 3.00%
    Rock Springs, WY (FHA|USDA|VA) 4 $900,000 $225,000 $4,545 2.94%
    Granbury, TX (FHA|USDA|VA) 4 $900,000 $225,000 $7,916 3.31%
    YUMA, AZ (FHA|USDA|VA) 3 $855,000 $285,000 $6,419 2.71%
    LAREDO, TX (FHA|USDA|VA) 5 $855,000 $171,000 $4,559 3.65%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $805,000 $268,333 $6,953 3.42%
    BOISE CITY, ID (FHA|USDA|VA) 2 $760,000 $380,000 $3,378 3.06%
    LAS CRUCES, NM (FHA|USDA|VA) 3 $665,000 $221,667 $3,191 2.46%
    Kerrville, TX (FHA|USDA|VA) 3 $615,000 $205,000 $5,557 2.62%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $605,000 $201,667 $7,584 3.50%
    Centralia, WA (FHA|USDA|VA) 2 $570,000 $285,000 $4,585 3.31%
    Athens, TX (FHA|USDA|VA) 1 $515,000 $515,000 $6,075 3.13%
    MODESTO, CA (FHA|USDA|VA) 2 $510,000 $255,000 $7,032 3.19%
    The Dalles, OR (FHA|USDA|VA) 1 $505,000 $505,000 $5,871 3.50%
    MEDFORD, OR (FHA|USDA|VA) 1 $495,000 $495,000 $1,742 3.00%
    Bay City, TX (FHA|USDA|VA) 3 $485,000 $161,667 $5,511 3.46%
    GRAND JUNCTION, CO (FHA|USDA|VA) 2 $450,000 $225,000 $0 3.56%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $445,000 $445,000 $3,194 2.75%
    FARMINGTON, NM (FHA|USDA|VA) 4 $440,000 $110,000 $3,754 3.94%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $435,000 $145,000 $3,787 3.60%
    Edwards, CO (FHA|USDA|VA) 1 $435,000 $435,000 $3,202 3.50%
    YAKIMA, WA (FHA|USDA|VA) 1 $425,000 $425,000 $7,837 3.25%
    Jackson, WY-ID (FHA|USDA|VA) 1 $415,000 $415,000 $7,098 2.88%
    Ellensburg, WA (FHA|USDA|VA) 1 $415,000 $415,000 $1,479 2.63%
    Safford, AZ (FHA|USDA|VA) 2 $390,000 $195,000 $4,559 3.13%
    MADERA, CA (FHA|USDA|VA) 1 $385,000 $385,000 $11,902 2.88%
    WICHITA FALLS, TX (FHA|USDA|VA) 2 $380,000 $190,000 $4,228 3.44%
    Bonham, TX (FHA|USDA|VA) 1 $365,000 $365,000 $4,219 2.75%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $355,000 $355,000 $8,600 4.00%
    Beeville, TX (FHA|USDA|VA) 2 $340,000 $170,000 $4,389 3.06%
    Rockport, TX (FHA|USDA|VA) 1 $335,000 $335,000 $6,036 3.88%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $335,000 $335,000 $6,379 3.50%
    Taos, NM (FHA|USDA|VA) 2 $310,000 $155,000 $4,706 2.00%
    ABILENE, TX (FHA|USDA|VA) 1 $305,000 $305,000 $5,498 2.25%
    Stephenville, TX (FHA|USDA|VA) 1 $305,000 $305,000 $7,398 3.25%
    Uvalde, TX (FHA|USDA|VA) 2 $300,000 $150,000 $4,850 2.56%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $295,000 $295,000 $6,784 3.25%
    ODESSA, TX (FHA|USDA|VA) 1 $295,000 $295,000 $3,145 4.38%
    Evanston, WY (FHA|USDA|VA) 1 $275,000 $275,000 $2,138 3.63%
    Silver City, NM (FHA|USDA|VA) 1 $275,000 $275,000 $925 3.25%
    Fredericksburg, TX (FHA|USDA|VA) 1 $265,000 $265,000 $12,999 3.13%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $255,000 $255,000 $6,743 3.13%
    EL PASO, TX (FHA|USDA|VA) 2 $250,000 $125,000 $5,227 3.25%
    Española, NM (FHA|USDA|VA) 1 $245,000 $245,000 $10,893 3.00%
    AMARILLO, TX (FHA|USDA|VA) 1 $245,000 $245,000 $8,972 4.13%
    TWIN FALLS, ID (FHA|USDA|VA) 1 $235,000 $235,000 $7,208 3.50%
    LUBBOCK, TX (FHA|USDA|VA) 1 $225,000 $225,000 $9,146 3.63%
    Portales, NM (FHA|USDA|VA) 2 $220,000 $110,000 $2,313 4.06%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $6,523 3.00%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $205,000 $205,000 $2,659 3.25%
    LONGVIEW, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,420 3.50%
    TYLER, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,330 4.00%
    Las Vegas, NM (FHA|USDA|VA) 2 $170,000 $85,000 $3,755 2.00%
    El Campo, TX (FHA|USDA|VA) 1 $165,000 $165,000 $9,901 3.38%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.00%
    Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,666 3.25%
    Scottsbluff, NE (FHA|USDA|VA) 1 $135,000 $135,000 $5,277 2.88%
    Deming, NM (FHA|USDA|VA) 2 $120,000 $60,000 $3,039 1.50%
    Burley, ID (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.38%
    Clovis, NM (FHA|USDA|VA) 2 $70,000 $35,000 $1,916 4.06%

    Wallick & Volk 's top markets include Phoenix, Seattle, Flagstaff, Prescott Valley, and Cheyenne among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,675 $1,234,735,000 $264,114 $4,509 3.01%
    FHA 1,465 $374,365,000 $255,539 $8,365 3.30%
    VA 429 $147,075,000 $342,832 $8,592 2.99%
    USDA 68 $16,170,000 $237,794 $5,871 2.98%

    For 2021, Wallick & Volk 's most frequently originated type of loan was Conventional, with 4,675 originations. Their 2nd most popular type was FHA, with 1,465 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,375 $1,148,185,000 $262,442 $5,864 3.02%
    Refi 1,233 $328,285,000 $266,249 $4,634 3.03%
    Cash Out Refi 968 $281,440,000 $290,744 $6,228 3.33%
    Other 61 $14,435,000 $236,639 $5,071 3.42%

    For 2021, Wallick & Volk 's most frequently cited loan purpose was Home Purchase, with 4,375 originations. The 2nd most popular reason was Refi, with 1,233 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,014 $1,671,170,000 $277,880 $5,962 3.17%
    15 Year 345 $76,685,000 $222,275 $4,187 2.63%
    Other 90 $5,790,000 $64,333 $1,106 0.71%
    20 Year 73 $16,225,000 $222,260 $4,783 3.05%
    3 Year 65 $575,000 $8,846 $15 0.00%
    10 Year 50 $1,900,000 $38,000 $683 2.63%

    For 2021, Wallick & Volk 's most frequently cited loan duration was 30 Year, with 6,014 originations. The 2nd most popular length was 15 Year, with 345 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,964 $417,340,000 $212,495
    $1k-2k 1,415 $378,235,000 $267,304
    $5k+ 930 $370,830,000 $398,742
    $2k-3k 777 $179,825,000 $231,435
    $3k-4k 741 $195,165,000 $263,381
    $4k-5k 520 $163,960,000 $315,308

    Wallick & Volk 's average total fees were $5,962, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,964 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 3,813 $1,105,935,000 $290,043
    2.5-3% 1,780 $496,270,000 $278,803
    <2.5% 749 $98,935,000 $132,089
    4-5% 253 $70,695,000 $279,427
    5-6% 42 $510,000 $12,143

    During 2021, Wallick & Volk 's average interest rate for loans was 3.17%, while their most frequently originated rate bucket for loans was 3-4%, with 3,813 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,478 $976,550,000 $280,779 $6,293 3.27%
    $100k-200k 1,505 $243,455,000 $161,764 $4,302 3.18%
    $400k-600k 895 $428,415,000 $478,676 $7,975 3.23%
    $100,000 or less 620 $17,420,000 $28,097 $834 1.41%
    $600k-1MM 120 $84,380,000 $703,167 $11,718 3.19%
    $1MM+ 19 $22,125,000 $1,164,474 $9,888 3.01%

    2021 saw Wallick & Volk place emphasis on $200k-400k loans with 3,478 originations, totaling $976,550,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,961 $433,685,000 $221,155 $5,388 3.03%
    $100k-150k 1,363 $436,895,000 $320,539 $6,336 3.11%
    $75k-100k 1,294 $354,790,000 $274,181 $6,138 3.11%
    $50k or less 1,124 $186,850,000 $166,237 $4,425 2.95%
    $150k-250k 622 $239,760,000 $385,466 $6,620 3.20%
    $250k+ 185 $90,275,000 $487,973 $6,688 3.21%

    Wallick & Volk lent most frequently to those with incomes in the $50k-75k range, with 1,961 originations. The second most popular income band? $100k-150k, with 1,363 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,132 $293,410,000 $259,196 $4,968 3.00%
    20-30% 1,118 $291,810,000 $261,011 $4,808 3.02%
    <20% 401 $74,225,000 $185,100 $3,263 2.53%
    44% 386 $103,430,000 $267,953 $6,265 3.13%
    50-60% 346 $106,010,000 $306,387 $9,229 3.25%
    43% 312 $86,040,000 $275,769 $6,595 3.18%
    42% 301 $82,505,000 $274,103 $6,298 3.14%
    41% 301 $82,425,000 $273,837 $5,910 3.10%
    39% 275 $74,855,000 $272,200 $5,514 3.05%
    40% 268 $72,210,000 $269,440 $5,678 3.03%
    49% 266 $76,520,000 $287,669 $6,654 3.23%
    38% 239 $65,015,000 $272,029 $5,666 3.17%
    36% 227 $58,475,000 $257,599 $5,390 3.06%
    37% 220 $58,810,000 $267,318 $5,721 3.13%
    45% 218 $59,810,000 $274,358 $6,145 3.27%
    47% 201 $58,425,000 $290,672 $6,631 3.25%
    48% 200 $59,970,000 $299,850 $6,520 3.21%
    46% 174 $51,700,000 $297,126 $6,534 3.28%
    >60% 12 $3,600,000 $300,000 $8,635 2.20%

    Wallick & Volk lent most frequently to those with DTI ratios of 30-36%, with 1,132 originations. The next most common DTI ratio? 20-30%, with 1,118 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,215 $1,373,145,000 $263,307 $5,507 3.05%
    Not provided 751 $208,395,000 $277,490 $5,874 3.10%
    Black 378 $101,690,000 $269,021 $7,380 3.23%
    Asian 147 $47,845,000 $325,476 $5,914 3.25%
    American Indian 90 $21,320,000 $236,889 $6,098 3.12%
    Asian Indian 10 $5,140,000 $514,000 $4,810 3.15%
    Native Hawaiian or Islander 16 $4,640,000 $290,000 $7,801 2.90%
    Other Asian 7 $2,925,000 $417,857 $8,438 2.91%
    Filipino 5 $2,135,000 $427,000 $8,665 3.45%
    Other Pacific Islander 4 $1,390,000 $347,500 $7,980 3.38%
    Korean 3 $1,215,000 $405,000 $10,124 2.92%
    Chinese 4 $850,000 $212,500 $6,138 2.88%
    Guamanian 3 $785,000 $261,667 $6,810 2.25%
    Vietnamese 2 $500,000 $250,000 $5,170 3.25%
    Japanese 2 $370,000 $185,000 $4,861 3.00%

    Approval Rates

    Total approvals of all applications
    93.51%

    Wallick & Volk has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.42%

    Wallick & Volk has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,637 $1,772,345,000 $267,040

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,637 $1,772,345,000 $267,040

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 234 $39,780,000 $170,000 $3,859 3.00%
    40-60% 741 $186,055,000 $251,086 $4,402 3.07%
    60-80% 1,787 $544,975,000 $304,966 $5,656 3.27%
    80-100% 3,287 $955,385,000 $290,656 $6,584 3.28%
    Over 100% 104 $38,510,000 $370,288 $15,107 3.07%
    Under 20% 484 $7,640,000 $15,785 $313 0.94%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    WELLS FARGO & COMPANY Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 242 15.3%
    WELLS FARGO & COMPANY Conventional home mortgage Closing on a mortgage 81 5.1%
    WELLS FARGO & COMPANY Conventional home mortgage Improper use of your report 1 0.1%
    WELLS FARGO & COMPANY Conventional home mortgage Incorrect information on your report 39 2.5%
    WELLS FARGO & COMPANY Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 6 0.4%
    WELLS FARGO & COMPANY Conventional home mortgage Problem with credit report or credit score 2 0.1%
    WELLS FARGO & COMPANY Conventional home mortgage Struggling to pay mortgage 236 14.9%
    WELLS FARGO & COMPANY Conventional home mortgage Trouble during payment process 416 26.2%
    WELLS FARGO & COMPANY FHA mortgage Applying for a mortgage or refinancing an existing mortgage 21 1.3%
    WELLS FARGO & COMPANY FHA mortgage Closing on a mortgage 17 1.1%
    WELLS FARGO & COMPANY FHA mortgage Incorrect information on your report 11 0.7%
    WELLS FARGO & COMPANY FHA mortgage Problem with a credit reporting company's investigation into an existing problem 14 0.9%
    WELLS FARGO & COMPANY FHA mortgage Struggling to pay mortgage 98 6.2%
    WELLS FARGO & COMPANY FHA mortgage Trouble during payment process 79 5.0%
    WELLS FARGO & COMPANY FHA mortgage Unable to get your credit report or credit score 1 0.1%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 23 1.5%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Closing on a mortgage 9 0.6%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Improper use of your report 1 0.1%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Incorrect information on your report 1 0.1%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Struggling to pay mortgage 14 0.9%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Trouble during payment process 43 2.7%
    WELLS FARGO & COMPANY Home equity loan or line of credit (HELOC) Unable to get your credit report or credit score 1 0.1%
    WELLS FARGO & COMPANY Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 40 2.5%
    WELLS FARGO & COMPANY Other type of mortgage Closing on a mortgage 14 0.9%
    WELLS FARGO & COMPANY Other type of mortgage Credit monitoring or identity theft protection services 1 0.1%
    WELLS FARGO & COMPANY Other type of mortgage Improper use of your report 1 0.1%
    WELLS FARGO & COMPANY Other type of mortgage Incorrect information on your report 2 0.1%
    WELLS FARGO & COMPANY Other type of mortgage Struggling to pay mortgage 23 1.5%
    WELLS FARGO & COMPANY Other type of mortgage Trouble during payment process 58 3.7%
    WELLS FARGO & COMPANY Reverse mortgage Struggling to pay mortgage 1 0.1%
    WELLS FARGO & COMPANY Reverse mortgage Trouble during payment process 2 0.1%
    WELLS FARGO & COMPANY VA mortgage Applying for a mortgage or refinancing an existing mortgage 18 1.1%
    WELLS FARGO & COMPANY VA mortgage Closing on a mortgage 18 1.1%
    WELLS FARGO & COMPANY VA mortgage Incorrect information on your report 3 0.2%
    WELLS FARGO & COMPANY VA mortgage Problem with credit report or credit score 2 0.1%
    WELLS FARGO & COMPANY VA mortgage Struggling to pay mortgage 18 1.1%
    WELLS FARGO & COMPANY VA mortgage Trouble during payment process 28 1.8%