Bancorpsouth Bank Mortgage Rates, Fees & Info

Tupelo, MS

LEI: Q7C315HKI8VX0SSKBS64

Tax ID: 64-0117230

5 stars - out of 5 stars, based on 137 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Bancorpsouth Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Bancorpsouth Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Houston, Dallas, Jackson, Memphis, and Austin among others. Bancorpsouth Bank has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Bancorpsouth Bank is typically an average fee lendor.


Originations

18,799

Origination Dollar Volume (All Markets)

$4,472,695,000

Employee count

6,595 Show all (40) awards

Relative Rate

Bancorpsouth Bank's average 30 year fixed rate mortgage of loans were 3.19%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.04%.

Relative Fees

Bancorpsouth Bank's average total fees for a 30 year fixed rate mortgage are $4,460.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 953 $388,995,000 $408,179 $5,987 3.29%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 620 $347,350,000 $560,242 $6,413 3.30%
JACKSON, MS (FHA|USDA|VA) 1,527 $293,465,000 $192,184 $3,847 3.03%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1,446 $274,970,000 $190,159 $3,979 3.24%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 474 $222,630,000 $469,684 $5,957 3.23%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 708 $198,960,000 $281,017 $3,785 3.29%
Outside of Metro Areas 1,293 $197,965,000 $153,105 $3,061 3.27%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 771 $173,735,000 $225,337 $3,491 3.37%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 777 $163,055,000 $209,852 $3,441 3.30%
Tupelo, MS (FHA|USDA|VA) 921 $136,105,000 $147,780 $3,394 3.15%
MOBILE, AL (FHA|USDA|VA) 579 $118,875,000 $205,311 $3,729 3.29%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 412 $115,310,000 $279,879 $3,202 3.31%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 434 $94,010,000 $216,613 $3,776 3.23%
HUNTSVILLE, AL (FHA|USDA|VA) 396 $88,780,000 $224,192 $3,730 3.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 214 $87,600,000 $409,346 $4,514 3.47%
SPRINGFIELD, MO (FHA|USDA|VA) 457 $85,445,000 $186,969 $2,830 3.38%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 313 $77,145,000 $246,470 $3,928 3.59%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 301 $62,705,000 $208,322 $3,049 3.46%
HATTIESBURG, MS (FHA|USDA|VA) 357 $59,055,000 $165,420 $3,160 3.20%
Oxford, MS (FHA|USDA|VA) 258 $54,070,000 $209,574 $3,417 3.26%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 182 $52,220,000 $286,923 $3,261 3.20%
BATON ROUGE, LA (FHA|USDA|VA) 230 $52,210,000 $227,000 $3,615 3.45%
FORT SMITH, AR-OK (FHA|USDA|VA) 387 $50,385,000 $130,194 $3,052 3.21%
Starkville, MS (FHA|USDA|VA) 235 $45,205,000 $192,362 $3,500 3.17%
JACKSON, TN (FHA|USDA|VA) 306 $43,870,000 $143,366 $2,265 3.35%
LONGVIEW, TX (FHA|USDA|VA) 209 $41,575,000 $198,923 $3,460 3.40%
TYLER, TX (FHA|USDA|VA) 126 $37,960,000 $301,270 $4,378 3.24%
ST. LOUIS, MO-IL (FHA|USDA|VA) 131 $37,505,000 $286,298 $3,477 3.46%
LAFAYETTE, LA (FHA|USDA|VA) 174 $35,540,000 $204,253 $4,067 3.39%
PANAMA CITY, FL (FHA|USDA|VA) 85 $35,195,000 $414,059 $4,997 3.50%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 106 $33,220,000 $313,396 $3,225 3.82%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 73 $31,555,000 $432,260 $5,143 3.37%
Columbus, MS (FHA|USDA|VA) 209 $30,745,000 $147,105 $3,284 3.03%
MONROE, LA (FHA|USDA|VA) 200 $30,620,000 $153,100 $3,510 3.48%
TUSCALOOSA, AL (FHA|USDA|VA) 118 $30,010,000 $254,322 $4,364 3.09%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 10 $28,580,000 $2,858,000 $11,890 3.08%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 81 $28,085,000 $346,728 $3,946 3.14%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 66 $26,260,000 $397,879 $6,170 3.21%
Nacogdoches, TX (FHA|USDA|VA) 156 $25,710,000 $164,808 $3,185 3.25%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 126 $24,760,000 $196,508 $3,216 3.34%
SHERMAN-DENISON, TX (FHA|USDA|VA) 76 $22,600,000 $297,368 $5,875 3.38%
TEXARKANA, TX-AR (FHA|USDA|VA) 116 $21,880,000 $188,621 $3,001 3.57%
WICHITA, KS (FHA|USDA|VA) 1 $20,215,000 $20,215,000 $0 3.75%
Vicksburg, MS (FHA|USDA|VA) 137 $19,965,000 $145,730 $3,793 3.12%
Kalispell, MT (FHA|USDA|VA) 3 $18,255,000 $6,085,000 $7,910 3.75%
Corinth, MS (FHA|USDA|VA) 124 $17,100,000 $137,903 $3,046 3.21%
JONESBORO, AR (FHA|USDA|VA) 116 $16,180,000 $139,483 $2,621 3.38%
Albertville, AL (FHA|USDA|VA) 135 $15,045,000 $111,444 $2,584 3.43%
Laurel, MS (FHA|USDA|VA) 131 $14,635,000 $111,718 $2,484 3.29%
CLEVELAND, TN (FHA|USDA|VA) 64 $13,640,000 $213,125 $4,313 3.15%
WACO, TX (FHA|USDA|VA) 48 $13,600,000 $283,333 $4,179 3.51%
Lufkin, TX (FHA|USDA|VA) 64 $13,570,000 $212,031 $3,080 3.35%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 51 $13,345,000 $261,667 $3,919 3.46%
LAKE CHARLES, LA (FHA|USDA|VA) 35 $10,785,000 $308,143 $3,835 3.35%
Grenada, MS (FHA|USDA|VA) 75 $10,655,000 $142,067 $3,474 3.11%
Scottsboro, AL (FHA|USDA|VA) 55 $10,555,000 $191,909 $2,984 3.49%
ALEXANDRIA, LA (FHA|USDA|VA) 59 $10,285,000 $174,322 $3,707 3.39%
MONTGOMERY, AL (FHA|USDA|VA) 44 $9,230,000 $209,773 $2,956 3.32%
West Point, MS (FHA|USDA|VA) 74 $8,600,000 $116,216 $3,187 3.35%
HOT SPRINGS, AR (FHA|USDA|VA) 33 $7,315,000 $221,667 $2,351 3.53%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $7,280,000 $606,667 $9,493 3.42%
Athens, TX (FHA|USDA|VA) 16 $7,180,000 $448,750 $4,990 3.58%
DECATUR, AL (FHA|USDA|VA) 30 $6,460,000 $215,333 $3,332 3.59%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 21 $5,845,000 $278,333 $5,190 3.21%
Cleveland, MS (FHA|USDA|VA) 43 $5,835,000 $135,698 $4,481 2.80%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $5,745,000 $1,915,000 $6,192 3.41%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 13 $5,615,000 $431,923 $10,414 3.27%
Paragould, AR (FHA|USDA|VA) 51 $5,465,000 $107,157 $2,637 3.32%
Cullman, AL (FHA|USDA|VA) 15 $5,095,000 $339,667 $4,267 3.15%
Talladega-Sylacauga, AL (FHA|USDA|VA) 8 $4,950,000 $618,750 $3,287 3.56%
OKLAHOMA CITY, OK (FHA|USDA|VA) 18 $4,950,000 $275,000 $2,945 3.05%
CORPUS CHRISTI, TX (FHA|USDA|VA) 14 $4,940,000 $352,857 $5,410 3.59%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 17 $4,655,000 $273,824 $2,945 3.29%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $4,495,000 $1,498,333 $9,949 3.37%
Camden, AR (FHA|USDA|VA) 41 $4,055,000 $98,902 $2,051 3.44%
Branson, MO (FHA|USDA|VA) 13 $4,015,000 $308,846 $2,330 3.56%
Hope, AR (FHA|USDA|VA) 27 $3,745,000 $138,704 $1,401 3.47%
El Dorado, AR (FHA|USDA|VA) 34 $3,590,000 $105,588 $1,846 3.27%
Alexander City, AL (FHA|USDA|VA) 11 $3,355,000 $305,000 $3,335 3.16%
KANSAS CITY, MO-KS (FHA|USDA|VA) 9 $3,295,000 $366,111 $2,890 3.74%
Bonham, TX (FHA|USDA|VA) 10 $3,280,000 $328,000 $4,896 3.44%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 15 $3,145,000 $209,667 $4,338 4.07%
Meridian, MS (FHA|USDA|VA) 15 $2,975,000 $198,333 $3,546 2.51%
Lebanon, MO (FHA|USDA|VA) 2 $2,750,000 $1,375,000 $4,191 3.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 12 $2,710,000 $225,833 $3,383 3.52%
Fredericksburg, TX (FHA|USDA|VA) 3 $2,555,000 $851,667 $13,506 3.21%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $2,525,000 $505,000 $4,665 2.95%
GADSDEN, AL (FHA|USDA|VA) 22 $2,490,000 $113,182 $2,791 3.41%
Jacksonville, TX (FHA|USDA|VA) 11 $2,455,000 $223,182 $4,077 3.39%
KNOXVILLE, TN (FHA|USDA|VA) 9 $2,395,000 $266,111 $3,542 3.23%
Mineral Wells, TX (FHA|USDA|VA) 2 $2,370,000 $1,185,000 $0 4.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 17 $2,235,000 $131,471 $2,403 3.43%
Key West, FL (FHA|USDA|VA) 1 $2,205,000 $2,205,000 $0 3.60%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $2,190,000 $1,095,000 $16,788 3.13%
DALTON, GA (FHA|USDA|VA) 10 $2,170,000 $217,000 $5,519 2.90%
DOTHAN, AL (FHA|USDA|VA) 6 $2,170,000 $361,667 $3,969 2.81%
Glenwood Springs, CO (FHA|USDA|VA) 2 $2,110,000 $1,055,000 $3,673 3.43%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $2,075,000 $230,556 $4,746 3.55%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $6,501 3.12%
Sevierville, TN (FHA|USDA|VA) 6 $1,980,000 $330,000 $3,483 3.73%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,980,000 $495,000 $8,671 3.16%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $1,850,000 $308,333 $3,295 3.42%
Martin, TN (FHA|USDA|VA) 17 $1,845,000 $108,529 $1,506 3.28%
Ruston, LA (FHA|USDA|VA) 21 $1,815,000 $86,429 $3,889 3.41%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $1,790,000 $895,000 $834 3.38%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $1,700,000 $425,000 $3,411 3.06%
Brookhaven, MS (FHA|USDA|VA) 9 $1,605,000 $178,333 $4,556 3.18%
DeRidder, LA (FHA|USDA|VA) 5 $1,545,000 $309,000 $4,636 3.35%
JACKSONVILLE, FL (FHA|USDA|VA) 4 $1,520,000 $380,000 $6,524 3.16%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $1,455,000 $485,000 $6,731 3.50%
LUBBOCK, TX (FHA|USDA|VA) 4 $1,430,000 $357,500 $4,413 3.12%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $1,400,000 $350,000 $15,417 3.77%
Lewisburg, TN (FHA|USDA|VA) 7 $1,375,000 $196,429 $5,918 3.21%
Opelousas, LA (FHA|USDA|VA) 6 $1,350,000 $225,000 $4,798 3.31%
Fort Payne, AL (FHA|USDA|VA) 10 $1,290,000 $129,000 $4,205 3.72%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 6 $1,230,000 $205,000 $3,692 3.23%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $1,210,000 $605,000 $5,751 3.00%
Indianola, MS (FHA|USDA|VA) 12 $1,210,000 $100,833 $3,738 2.18%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $1,210,000 $605,000 $6,137 3.37%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,500 2.90%
Gainesville, TX (FHA|USDA|VA) 3 $1,135,000 $378,333 $6,815 3.42%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $1,090,000 $136,250 $4,950 3.16%
Magnolia, AR (FHA|USDA|VA) 13 $1,055,000 $81,154 $1,958 3.48%
Kerrville, TX (FHA|USDA|VA) 3 $1,045,000 $348,333 $5,434 3.00%
Greenwood, MS (FHA|USDA|VA) 9 $995,000 $110,556 $3,648 2.72%
Atmore, AL (FHA|USDA|VA) 6 $970,000 $161,667 $4,007 3.58%
Blytheville, AR (FHA|USDA|VA) 12 $940,000 $78,333 $1,956 3.60%
Rockport, TX (FHA|USDA|VA) 3 $935,000 $311,667 $5,470 3.21%
Athens, TN (FHA|USDA|VA) 5 $895,000 $179,000 $5,169 2.88%
ASHEVILLE, NC (FHA|USDA|VA) 2 $870,000 $435,000 $6,053 2.94%
Brenham, TX (FHA|USDA|VA) 2 $840,000 $420,000 $6,611 3.13%
Batesville, AR (FHA|USDA|VA) 7 $815,000 $116,429 $1,841 3.21%
Greenville, MS (FHA|USDA|VA) 8 $810,000 $101,250 $3,632 2.66%
JOPLIN, MO (FHA|USDA|VA) 5 $795,000 $159,000 $1,835 3.58%
TULSA, OK (FHA|USDA|VA) 4 $790,000 $197,500 $4,029 3.18%
Tahlequah, OK (FHA|USDA|VA) 1 $765,000 $765,000 $8,715 3.13%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $760,000 $380,000 $3,949 3.31%
Harrison, AR (FHA|USDA|VA) 3 $755,000 $251,667 $4,868 3.21%
Brownsville, TN (FHA|USDA|VA) 7 $745,000 $106,429 $3,015 3.59%
GAINESVILLE, FL (FHA|USDA|VA) 3 $735,000 $245,000 $2,914 2.88%
Enterprise, AL (FHA|USDA|VA) 2 $730,000 $365,000 $11,404 3.56%
Paris, TN (FHA|USDA|VA) 3 $705,000 $235,000 $2,538 3.08%
McComb, MS (FHA|USDA|VA) 1 $705,000 $705,000 $4,787 2.99%
Minden, LA (FHA|USDA|VA) 7 $685,000 $97,857 $3,077 3.66%
Jasper, AL (FHA|USDA|VA) 6 $670,000 $111,667 $3,745 3.58%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $655,000 $218,333 $3,602 3.13%
Palestine, TX (FHA|USDA|VA) 4 $630,000 $157,500 $3,316 3.34%
Russellville, AR (FHA|USDA|VA) 2 $610,000 $305,000 $3,253 3.25%
Port Lavaca, TX (FHA|USDA|VA) 1 $605,000 $605,000 $0 3.99%
Andrews, TX (FHA|USDA|VA) 1 $605,000 $605,000 $0 3.25%
Tifton, GA (FHA|USDA|VA) 2 $590,000 $295,000 $4,123 2.99%
Shelbyville, TN (FHA|USDA|VA) 3 $585,000 $195,000 $6,650 3.08%
Edwards, CO (FHA|USDA|VA) 1 $545,000 $545,000 $2,705 2.25%
Granbury, TX (FHA|USDA|VA) 1 $545,000 $545,000 $5,888 3.00%
El Campo, TX (FHA|USDA|VA) 3 $545,000 $181,667 $4,264 3.00%
AMARILLO, TX (FHA|USDA|VA) 1 $545,000 $545,000 $5,799 2.88%
Corsicana, TX (FHA|USDA|VA) 1 $535,000 $535,000 $5,686 2.88%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $530,000 $132,500 $4,093 3.22%
Clarksdale, MS (FHA|USDA|VA) 5 $525,000 $105,000 $3,094 3.02%
Bay City, TX (FHA|USDA|VA) 4 $520,000 $130,000 $3,174 3.37%
HAMMOND, LA (FHA|USDA|VA) 3 $495,000 $165,000 $7,933 3.42%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $485,000 $485,000 $0 3.50%
Dyersburg, TN (FHA|USDA|VA) 5 $475,000 $95,000 $1,953 3.80%
Natchitoches, LA (FHA|USDA|VA) 2 $470,000 $235,000 $5,458 3.44%
ABILENE, TX (FHA|USDA|VA) 2 $460,000 $230,000 $4,202 3.06%
Mount Pleasant, TX (FHA|USDA|VA) 3 $455,000 $151,667 $2,458 2.83%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $455,000 $455,000 $5,001 2.88%
PINE BLUFF, AR (FHA|USDA|VA) 3 $445,000 $148,333 $3,761 3.38%
COLUMBIA, SC (FHA|USDA|VA) 3 $405,000 $135,000 $0 4.25%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $395,000 $131,667 $2,905 3.41%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $390,000 $195,000 $2,731 2.75%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 1 $385,000 $385,000 $3,713 2.88%
Del Rio, TX (FHA|USDA|VA) 1 $385,000 $385,000 $7,180 3.13%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $385,000 $385,000 $4,316 3.38%
MORRISTOWN, TN (FHA|USDA|VA) 2 $380,000 $190,000 $2,598 3.31%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $375,000 $375,000 $3,616 3.13%
Hannibal, MO (FHA|USDA|VA) 1 $365,000 $365,000 $3,019 3.13%
Morgan City, LA (FHA|USDA|VA) 1 $355,000 $355,000 $3,923 3.13%
Dayton, TN (FHA|USDA|VA) 3 $355,000 $118,333 $2,614 3.98%
Cullowhee, NC (FHA|USDA|VA) 1 $355,000 $355,000 $0 3.99%
MORGANTOWN, WV (FHA|USDA|VA) 1 $355,000 $355,000 $4,096 3.00%
Mountain Home, AR (FHA|USDA|VA) 2 $350,000 $175,000 $2,817 3.43%
Paris, TX (FHA|USDA|VA) 1 $345,000 $345,000 $4,029 4.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $330,000 $165,000 $0 3.23%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $315,000 $315,000 $3,745 3.13%
Brownwood, TX (FHA|USDA|VA) 1 $315,000 $315,000 $10,140 3.00%
Picayune, MS (FHA|USDA|VA) 6 $270,000 $45,000 $614 3.33%
FORT COLLINS, CO (FHA|USDA|VA) 1 $245,000 $245,000 $1,953 3.00%
GAINESVILLE, GA (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.25%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $245,000 $245,000 $4,286 3.50%
Fort Polk South, LA (FHA|USDA|VA) 1 $225,000 $225,000 $3,052 2.99%
Troy, AL (FHA|USDA|VA) 1 $225,000 $225,000 $6,778 2.63%
Searcy, AR (FHA|USDA|VA) 2 $220,000 $110,000 $2,844 3.38%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.99%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,456 3.50%
LAWTON, OK (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.99%
Natchez, MS-LA (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.75%
OCALA, FL (FHA|USDA|VA) 1 $175,000 $175,000 $3,223 3.13%
Cookeville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,845 3.38%
Calhoun, GA (FHA|USDA|VA) 1 $155,000 $155,000 $5,573 2.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $145,000 $145,000 $2,290 3.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.75%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,738 2.88%
SUMTER, SC (FHA|USDA|VA) 1 $135,000 $135,000 $6,002 3.38%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $125,000 $125,000 $3,223 2.38%
Miami, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,079 3.25%
Selma, AL (FHA|USDA|VA) 1 $115,000 $115,000 $4,536 3.00%
Malvern, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,413 2.50%
Jennings, LA (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.50%
Stephenville, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.99%
Arkadelphia, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.99%
LaGrange, GA-AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.75%
Lawrenceburg, TN (FHA|USDA|VA) 1 $45,000 $45,000 $2,033 2.38%
Union City, TN (FHA|USDA|VA) 1 $25,000 $25,000 $383 3.99%
Wilson, NC (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.99%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $15,000 $15,000 $218 4.99%

Bancorpsouth Bank's top markets include Houston, Dallas, Jackson, Memphis, and Austin among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 16,532 $4,007,070,000 $242,383 $3,457 3.32%
FHA 1,570 $305,570,000 $194,631 $6,438 2.98%
VA 375 $108,505,000 $289,347 $5,548 2.84%
USDA 322 $51,550,000 $160,093 $4,571 2.86%

For the 2021 period, Bancorpsouth Bank's most frequently originated loan type of loans were Conventional, with 16,532 originations. Their 2nd most popular type is FHA, with 1,570 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 8,999 $2,673,975,000 $297,141 $4,417 3.22%
Refi 5,519 $1,114,705,000 $201,976 $2,853 3.31%
Other 2,633 $279,855,000 $106,288 $1,854 3.40%
Cash Out Refi 1,462 $364,270,000 $249,159 $3,952 3.20%
Home Improvement 186 $39,890,000 $214,462 $737 3.95%

For the 2021, Bancorpsouth Bank's most frequently cited loan purpose of loans were Home Purchase, with 8,999 originations. The 2nd most popular reason of loans were Refi, with 5,519 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 9,131 $2,665,665,000 $291,936 $4,460 3.19%
10 Year 4,419 $439,055,000 $99,356 $1,048 3.30%
15 Year 2,052 $407,230,000 $198,455 $3,033 2.97%
20 Year 1,459 $369,915,000 $253,540 $3,064 3.79%
Other 1,361 $484,475,000 $355,970 $2,138 3.55%
1 Year 190 $48,820,000 $256,947 $0 3.90%
5 Year 153 $31,645,000 $206,830 $489 3.85%
3 Year 19 $5,195,000 $273,421 $191 3.56%
30+ year 15 $20,695,000 $1,379,667 $22,820 3.05%

For the 2021, Bancorpsouth Bank's most frequently cited loan length of loans were 30 Year, with 9,131 originations. The 2nd most popular length of loans were 10 Year, with 4,419 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 9,406 $2,189,460,000 $232,773
$1k-2k 2,073 $673,025,000 $324,662
$2k-3k 454 $140,680,000 $309,868
$3k-4k 320 $173,790,000 $543,094
$5k+ 157 $115,345,000 $734,682

$4,460 of loans were Bancorpsouth Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 9,406 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 11,587 $2,565,735,000 $221,432
2.5-3% 5,374 $1,459,860,000 $271,652
<2.5% 1,001 $228,895,000 $228,666
4-5% 750 $207,400,000 $276,533
5-6% 81 $10,605,000 $130,926
6-7% 3 $85,000 $28,333
Over 8% 2 $30,000 $15,000
7-8% 1 $85,000 $85,000

During 2021, Bancorpsouth Bank's average interest rate of loans were 3.19%, while their most frequently originated rate bucket of loans were 3-4%, with 11,587 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 5,652 $829,100,000 $146,691 $3,318 3.31%
$200k-400k 5,632 $1,548,480,000 $274,943 $4,353 3.15%
$100,000 or less 5,168 $277,660,000 $53,727 $1,729 3.40%
$400k-600k 1,449 $695,795,000 $480,190 $4,956 3.14%
$600k-1MM 545 $408,285,000 $749,147 $6,603 3.41%
$1MM+ 353 $713,375,000 $2,020,892 $11,635 3.39%

2021 saw Bancorpsouth Bank place emphasis on $100k-200k loans with 5,652 originations, totaling $829,100,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 3,519 $567,855,000 $161,368 $3,753 3.17%
$100k-150k 3,264 $693,310,000 $212,411 $4,023 3.21%
$50k or less 2,965 $342,465,000 $115,503 $2,891 3.22%
$150k-250k 2,507 $670,095,000 $267,290 $4,209 3.24%
$75k-100k 2,482 $458,230,000 $184,621 $4,042 3.18%
$250k+ 2,006 $1,000,940,000 $498,973 $6,051 3.29%

Bancorpsouth Bank lent most frequently to those with incomes in the $50k-75k range, with 3,519 originations. The second most popular income band? $100k-150k, with 3,264 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 4,445 $945,875,000 $212,795 $3,650 3.22%
30-36% 3,326 $742,640,000 $223,283 $3,864 3.24%
<20% 3,024 $572,870,000 $189,441 $3,175 3.28%
39% 826 $193,840,000 $234,673 $3,990 3.29%
36% 602 $143,470,000 $238,322 $3,925 3.24%
37% 596 $153,160,000 $256,980 $4,024 3.23%
38% 586 $147,540,000 $251,775 $4,187 3.24%
44% 473 $121,095,000 $256,015 $4,238 3.10%
41% 471 $128,985,000 $273,854 $4,543 3.22%
42% 457 $112,435,000 $246,028 $4,164 3.24%
50-60% 415 $85,055,000 $204,952 $5,886 2.89%
40% 413 $100,365,000 $243,015 $3,915 3.24%
43% 373 $103,175,000 $276,609 $4,375 3.09%
45% 251 $54,785,000 $218,267 $4,389 3.01%
49% 231 $55,715,000 $241,190 $4,642 2.93%
47% 212 $48,230,000 $227,500 $4,460 2.95%
46% 209 $46,065,000 $220,407 $4,637 3.01%
48% 190 $41,500,000 $218,421 $4,324 2.97%
>60% 63 $10,135,000 $160,873 $1,415 3.89%

Bancorpsouth Bank lent most frequently to those with DTI ratios of 20-30%, with 4,445 originations. The next most common DTI ratio? 30-36%, with 3,326 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 13,313 $2,903,515,000 $218,096 $3,790 3.23%
Not applicable 1,580 $652,020,000 $412,671 $560 3.97%
Not provided 1,382 $408,250,000 $295,405 $4,558 3.19%
Black 2,060 $366,140,000 $177,738 $4,126 3.13%
Asian 298 $99,360,000 $333,423 $4,541 3.17%
American Indian 85 $19,915,000 $234,294 $4,033 3.17%
Asian Indian 32 $10,510,000 $328,438 $4,781 3.42%
Other Asian 15 $5,655,000 $377,000 $12,573 3.28%
Native Hawaiian 13 $3,515,000 $270,385 $4,158 3.08%
Other Pacific Islander 11 $1,675,000 $152,273 $927 3.63%
Vietnamese 5 $775,000 $155,000 $0 3.75%
Japanese 2 $670,000 $335,000 $2,951 3.50%
Chinese 1 $295,000 $295,000 $0 3.99%
Korean 1 $255,000 $255,000 $1,980 2.99%
Filipino 1 $145,000 $145,000 $0 3.50%

Approval Rates

Total approvals of all applications
89.02%

Bancorpsouth Bank has an average approval rate.

Pick Rate

Approvals leading to origination
78.84%

Bancorpsouth Bank has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 18,799 $4,472,695,000 $237,922

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
18,799 $4,472,695,000 $237,922

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 2,152 $257,470,000 $119,642 $2,185 3.39%
40-60% 2,200 $578,230,000 $262,832 $3,203 3.23%
60-80% 5,040 $1,533,000,000 $304,167 $3,770 3.32%
80-100% 6,896 $1,901,280,000 $275,708 $4,468 3.23%
Over 100% 252 $84,790,000 $336,468 $5,813 3.03%
Under 20% 2,256 $117,020,000 $51,871 $404 3.27%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
BANCORPSOUTH BANK Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 8.3%
BANCORPSOUTH BANK Conventional home mortgage Incorrect information on your report 1 8.3%
BANCORPSOUTH BANK Conventional home mortgage Trouble during payment process 7 58.3%
BANCORPSOUTH BANK FHA mortgage Trouble during payment process 1 8.3%
BANCORPSOUTH BANK Other type of mortgage Closing on a mortgage 1 8.3%
BANCORPSOUTH BANK VA mortgage Struggling to pay mortgage 1 8.3%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Bancorpsouth Bank 2009 S Church Ave Louisville, MS 39339 Full Service B&M $28,414
Bancorpsouth Bank 301 W Wiygul St Fulton, MS 38843 Full Service B&M $184,970
Bancorpsouth Bank 517 South Lamar Boulevard Oxford, MS 38655 Full Service B&M $282,104
Bancorpsouth Bank 3704 North St Nacogdoches, TX 75965 Limited, Drive-thru $0
Bancorpsouth Bank 701 South 52nd Street Rogers, AR 72758 Full Service B&M $18,334
Bancorpsouth Bank 1011 W Collin Raye Dr De Queen, AR 71832 Full Service B&M $16,523
Bancorpsouth Bank 2006 S Main St Stuttgart, AR 72160 Full Service B&M $14,761
Bancorpsouth Bank 101 W Main Street El Dorado, AR 71730 Full Service B&M $164,507
Bancorpsouth Bank 101 West 23rd St. Panama City, FL 32405 Full Service B&M $336,872
Bancorpsouth Bank 10149 Central Ave Diberville, MS 39540 Full Service B&M $46,419
Bancorpsouth Bank 1721 S Beckham Ave Tyler, TX 75701 Full Service B&M $35,893
Bancorpsouth Bank 170 Us Highway 59 S Garrison, TX 75946 Full Service B&M $47,805
Bancorpsouth Bank 17 Highway 64 E Alma, AR 72921 Full Service B&M $40,673
Bancorpsouth Bank 1020 Highway 49 South Richland, MS 39218 Full Service B&M $65,867
Bancorpsouth Bank 1101 Board Street Suite 110 Chattanooga, TN 37402 Full Service B&M $2,573
Bancorpsouth Bank 1101 E Pinecrest Dr Marshall, TX 75670 Full Service B&M $143,319
Bancorpsouth Bank 111 6th St Chilton, TX 76632 Limited, Drive-thru $9,130
Bancorpsouth Bank 111 East Main Street Florence, MS 39073 Full Service B&M $49,703
Bancorpsouth Bank 1115a Main St Buda, TX 78610 Full Service B&M $17,570
Bancorpsouth Bank 112 W Pine St Taylor, AR 71861 Full Service B&M $10,864
Bancorpsouth Bank 1137 W Washington St Camden, AR 71701 Full Service B&M $13,404
Bancorpsouth Bank 115 East Washington Street Houston, MS 38851 Full Service B&M $172,267
Bancorpsouth Bank 115 Public Sq Bruce, MS 38915 Full Service B&M $59,351
Bancorpsouth Bank 11525 Highway 49 N Marmaduke, AR 72443 Full Service B&M $15,592
Bancorpsouth Bank 118 N Court St Carlisle, AR 72024 Full Service B&M $44,012
Bancorpsouth Bank 120 Colony Crossing Way Madison, MS 39110 Full Service B&M $87,444
Bancorpsouth Bank 120 Ed Schmidt Blvd, Suite A Hutto, TX 78634 Full Service B&M $12,125
Bancorpsouth Bank 120 N Lehmberg Rd Columbus, MS 39702 Full Service B&M $28,538
Bancorpsouth Bank 13309 N. Highway 27 Chickamauga, GA 30707 Full Service B&M $30,562
Bancorpsouth Bank 13331 Emerald Coast Pkwy Miramar Beach, FL 32550 Full Service B&M $54,848
Bancorpsouth Bank 134 N Marcus St Alto, TX 75925 Full Service B&M $22,852
Bancorpsouth Bank 13423 La-73 Prairieville, LA 70769 Full Service B&M $21,528
Bancorpsouth Bank 1353 Cody Rd S Mobile, AL 36695 Full Service B&M $35,832
Bancorpsouth Bank 139 N Poplar St Dresden, TN 38225 Full Service B&M $37,231
Bancorpsouth Bank 1410 Mormon Mill Rd Marble Falls, TX 78654 Full Service B&M $110,899
Bancorpsouth Bank 1411 Highway 67 S Pocahontas, AR 72455 Full Service B&M $19,904
Bancorpsouth Bank 1411 N Highland Ave Jackson, TN 38301 Full Service B&M $45,845
Bancorpsouth Bank 143 W Central Ave Petal, MS 39465 Full Service B&M $84,890
Bancorpsouth Bank 1434 South Highland Avenue Jackson, TN 38301 Full Service B&M $65,861
Bancorpsouth Bank 1451 Canton Mart Road Jackson, MS 39211 Full Service B&M $45,167
Bancorpsouth Bank 14550 W Fm 1431 Kingsland, TX 78639 Full Service B&M $28,141
Bancorpsouth Bank 150 E Metro Dr Flowood, MS 39232 Full Service B&M $38,902
Bancorpsouth Bank 201 E Davilla St Granger, TX 76530 Full Service B&M $20,888
Bancorpsouth Bank 201 South Spring Street Tupelo, MS 38804 Full Service B&M $978,653
Bancorpsouth Bank 201 St Nazaire Rd Broussard, LA 70518 Full Service B&M $15,769
Bancorpsouth Bank 201 W Main Ave Lumberton, MS 39455 Full Service B&M $27,841
Bancorpsouth Bank 2040 Us Highway 45 Byp S Trenton, TN 38382 Full Service B&M $33,105
Bancorpsouth Bank 205 W Sweet Potato Street Vardaman, MS 38878 Full Service B&M $55,157
Bancorpsouth Bank 206 S Dalton St Bartlett, TX 76511 Full Service B&M $29,088
Bancorpsouth Bank 207 N Main St Elgin, TX 78621 Full Service B&M $13,263
Bancorpsouth Bank 207 S 1st St Booneville, MS 38829 Full Service B&M $112,486
Bancorpsouth Bank 2144 E Kearney St Springfield, MO 65803 Full Service B&M $32,019
Bancorpsouth Bank 215 Westmoreland St Mason, TX 76856 Full Service B&M $27,409
Bancorpsouth Bank 2174 Main Street Madison, MS 39110 Full Service B&M $57,999
Bancorpsouth Bank 21783 Alabama Highway 79 Skyline, AL 35768 Limited, Drive-thru $10,201
Bancorpsouth Bank 219 Main Street Nettleton, MS 38858 Full Service B&M $67,630
Bancorpsouth Bank 2805 Moss Street Lafayette, LA 70501 Full Service B&M $2,837
Bancorpsouth Bank 2850 N Highland Ave Jackson, TN 38305 Full Service B&M $73,663
Bancorpsouth Bank 2855 N Main Street Belton, TX 76513 Full Service B&M $42,427
Bancorpsouth Bank 2866 Mcdowell Rd Ext Jackson, MS 39204 Full Service B&M $26,836
Bancorpsouth Bank 2900 North Loop W, Ste 150 Houston, TX 77092 Full Service B&M $9,037
Bancorpsouth Bank 2909 13th Street Gulfport, MS 39501 Full Service B&M $41,885
Bancorpsouth Bank 2918 Brentwood Dr Lufkin, TX 75901 Full Service B&M $116,877
Bancorpsouth Bank 29975 Alabama Highway 35 Woodville, AL 35776 Full Service B&M $17,993
Bancorpsouth Bank 300 N Jackson St Magnolia, AR 71753 Full Service B&M $90,462
Bancorpsouth Bank 300 N Trenton St Ruston, LA 71270 Full Service B&M $28,860
Bancorpsouth Bank 3000 New Boston Rd Texarkana, TX 75501 Full Service B&M $69,166
Bancorpsouth Bank 3003 Airline Dr Bossier City, LA 71111 Full Service B&M $80,178
Bancorpsouth Bank 301 East Main Street Jackson, TN 38301 Full Service B&M $309,327
Bancorpsouth Bank 301 Hill Street Ellisville, MS 39437 Full Service B&M $54,908
Bancorpsouth Bank 3211 E Battlefield St Springfield, MO 65804 Full Service B&M $106,153
Bancorpsouth Bank 3230 Highway 371 N Mantachie, MS 38855 Full Service B&M $42,661
Bancorpsouth Bank 32330 La Highway 16 Denham Springs, LA 70726 Full Service B&M $22,776
Bancorpsouth Bank 326 West 3rd Street Forest, MS 39074 Full Service B&M $36,240
Bancorpsouth Bank 3290 Dauphin St Mobile, AL 36606 Full Service B&M $102,117
Bancorpsouth Bank 33440 Highway 43 Thomasville, AL 36784 Full Service B&M $22,187
Bancorpsouth Bank 3345 S Campbell Ave Springfield, MO 65807 Full Service B&M $37,326
Bancorpsouth Bank 3390 N Futrall Dr Fayetteville, AR 72703 Full Service B&M $17,644
Bancorpsouth Bank 3400 Central Avenue Hot Springs, AR 71913 Full Service B&M $24,625
Bancorpsouth Bank 3401 Colonnnade Parkway Birmingham, AL 35243 Full Service B&M $26,732
Bancorpsouth Bank 3500 Ranch Road 620 S, Building D Austin, TX 78738 Full Service B&M $11,395
Bancorpsouth Bank 3501 Cypress St West Monroe, LA 71291 Full Service B&M $69,535
Bancorpsouth Bank 3524 Highway 28 E Pineville, LA 71360 Full Service B&M $27,255
Bancorpsouth Bank 3694 S Houston Levee Rd Collierville, TN 38017 Full Service B&M $81,972
Bancorpsouth Bank 3939 S Fremont Ave Springfield, MO 65804 Full Service B&M $50,676
Bancorpsouth Bank 3951 W Parmer Ln, Ste 100 Austin, TX 78727 Full Service B&M $47,364
Bancorpsouth Bank 40 North Pauline Street Memphis, TN 38105 Full Service B&M $12,553
Bancorpsouth Bank 400 South Highway 6 Riesel, TX 76682 Full Service B&M $29,329
Bancorpsouth Bank 400 University Drive Starkville, MS 39759 Full Service B&M $71,710
Bancorpsouth Bank 401 Franklin Street Se Huntsville, AL 35801 Full Service B&M $106,806
Bancorpsouth Bank 402 N Main St Temple, TX 76501 Full Service B&M $12,112
Bancorpsouth Bank 402 S Broad St Scottsboro, AL 35768 Full Service B&M $217,319
Bancorpsouth Bank 402 West White Street Anna, TX 75409 Full Service B&M $48,519
Bancorpsouth Bank 4039 S Kansas Expy Springfield, MO 65807 Full Service B&M $195,128
Bancorpsouth Bank 405 N Highway 95 Little River Academy, TX 76554 Full Service B&M $21,027
Bancorpsouth Bank 407 Hwy 80 East Clinton, MS 39056 Full Service B&M $104,250
Bancorpsouth Bank 408 South Main Street Copperas Cove, TX 76522 Full Service B&M $0
Bancorpsouth Bank 4094 Sterlington Rd Monroe, LA 71203 Full Service B&M $55,531
Bancorpsouth Bank 41 Hughes Rd Madison, AL 35758 Full Service B&M $58,100
Bancorpsouth Bank 410 Sutton Rd Se, Ste A Owens Cross Roads, AL 35763 Full Service B&M $15,018
Bancorpsouth Bank 4103 East Central Texas Expressway Killeen, TX 76543 Full Service B&M $0
Bancorpsouth Bank 412 S Main St Stuttgart, AR 72160 Full Service B&M $95,996
Bancorpsouth Bank 414 South Seventh Street Opelika, AL 36801 Full Service B&M $139,861
Bancorpsouth Bank 416 Ms-15 S New Albany, MS 38652 Full Service B&M $34,655
Bancorpsouth Bank 418 Travis St Shreveport, LA 71101 Full Service B&M $86,438
Bancorpsouth Bank 420 N Brindlee Mountain Pkwy Arab, AL 35016 Full Service B&M $40,113
Bancorpsouth Bank 4359 Mall Drive Tupelo, MS 38801 Full Service B&M $59,339
Bancorpsouth Bank 456 S Coley Rd Tupelo, MS 38801 Full Service B&M $116,837
Bancorpsouth Bank 4600 Jackson St Alexandria, LA 71303 Full Service B&M $26,204
Bancorpsouth Bank 4650 Hardy Street Hattiesburg, MS 39402 Full Service B&M $58,902
Bancorpsouth Bank 4652 Lake Street Lake Charles, LA 70605 Full Service B&M $43,086
Bancorpsouth Bank 4680 Highway 280 Birmingham, AL 35242 Full Service B&M $64,728
Bancorpsouth Bank 475 Southland Drive Hoover, AL 35226 Full Service B&M $82,494
Bancorpsouth Bank 4890 Bayou Blvd Pensacola, FL 32503 Full Service B&M $34,474
Bancorpsouth Bank 4901 Bosque Blvd Waco, TX 76710 Full Service B&M $157,487
Bancorpsouth Bank 4920 San Felipe St Houston, TX 77056 Full Service B&M $103,591
Bancorpsouth Bank 4968 Tammy Little Drive Section, AL 35771 Full Service B&M $33,290
Bancorpsouth Bank 50 S Main St Salado, TX 76571 Full Service B&M $95,628
Bancorpsouth Bank 500 North Sam Rayburn Freeway Sherman, TX 75090 Full Service B&M $46,832
Bancorpsouth Bank 500 S John Redditt Dr Lufkin, TX 75904 Full Service B&M $36,324
Bancorpsouth Bank 505 E Business 190 Copperas Cove, TX 76522 Full Service B&M $169,999
Bancorpsouth Bank 505 E Palm Valley Blvd, Suite 100 Round Rock, TX 78664 Full Service B&M $18,750
Bancorpsouth Bank 5100 Highway 51 North Senatobia, MS 38668 Full Service B&M $52,543
Bancorpsouth Bank 5122 Cypress St West Monroe, LA 71291 Full Service B&M $24,258
Bancorpsouth Bank 515 Mulberry Ave Selmer, TN 38375 Full Service B&M $94,004
Bancorpsouth Bank 51616 Al Highway 277 Bridgeport, AL 35740 Full Service B&M $25,836
Bancorpsouth Bank 5217 Maryland Way Brentwood, TN 37027 Full Service B&M $179,069
Bancorpsouth Bank 525 East Capitol Street Jackson, MS 39201 Full Service B&M $482,274
Bancorpsouth Bank 5253 Hollister St Houston, TX 77040 Full Service B&M $16,785
Bancorpsouth Bank 526 S Bells St Alamo, TN 38001 Full Service B&M $39,185
Bancorpsouth Bank 530 S. Carrier Parkway Grand Prairie, TX 75051 Full Service B&M $132,915
Bancorpsouth Bank 5399 Main Street Grant, AL 35747 Full Service B&M $49,311
Bancorpsouth Bank 5500 Bagby Avenue Waco, TX 76711 Full Service B&M $69,721
Bancorpsouth Bank 5501 W Highway 290, Suite A Austin, TX 78735 Full Service B&M $125,702
Bancorpsouth Bank 5550 Sw H K Dodgen Loop Temple, TX 76504 Full Service B&M $106,318
Bancorpsouth Bank 5702 Richmond Rd Texarkana, TX 75503 Full Service B&M $123,002
Bancorpsouth Bank 5767 Terry Rd Byram, MS 39272 Full Service B&M $56,819
Bancorpsouth Bank 5800 Highway 71 S Fort Smith, AR 72908 Full Service B&M $59,100
Bancorpsouth Bank 5900 Riley Park Dr Fort Smith, AR 72916 Full Service B&M $23,164
Bancorpsouth Bank 5902 E Johnson Ave Jonesboro, AR 72401 Full Service B&M $11,828
Bancorpsouth Bank 5905 Trussville Crossings Blvd Birmingham, AL 35235 Full Service B&M $32,677
Bancorpsouth Bank 5980 Getwell Rd Southaven, MS 38672 Full Service B&M $108,095
Bancorpsouth Bank 60 East Commerce Street Hernando, MS 38632 Full Service B&M $159,629
Bancorpsouth Bank 600 Azalea Drive Waynesboro, MS 39367 Full Service B&M $30,226
Bancorpsouth Bank 600 Grand Panama Blvd, Suite 101 Panama City Beach, FL 32407 Full Service B&M $95,387
Bancorpsouth Bank 601 N Fillmore Street Corinth, MS 38834 Full Service B&M $212,891
Bancorpsouth Bank 6025 Line Ave Shreveport, LA 71106 Full Service B&M $220,893
Bancorpsouth Bank 6051 Jones Creek Rd Baton Rouge, LA 70817 Full Service B&M $21,836
Bancorpsouth Bank 6100 Corporate Blvd Baton Rouge, LA 70808 Full Service B&M $104,417
Bancorpsouth Bank 611 E Wood St Ashdown, AR 71822 Full Service B&M $12,179
Bancorpsouth Bank 625 Battlefield Parkway Fort Oglethorpe, GA 30742 Full Service B&M $61,127
Bancorpsouth Bank 631 Broad St, Ste 150 Chattanooga, TN 37402 Full Service B&M $15,919
Bancorpsouth Bank 6345 Hwy 41 Ringgold, GA 30736 Full Service B&M $34,552
Bancorpsouth Bank 6363 Poplar Avenue, Suite 125 Memphis, TN 38119 Full Service B&M $128,124
Bancorpsouth Bank 6471 Us Highway 98 Hattiesburg, MS 39402 Full Service B&M $124,116
Bancorpsouth Bank 6500 N Mo Pac Expy, Building One, Suite 1101 Austin, TX 78731 Full Service B&M $82,836
Bancorpsouth Bank 66 E Main St Sherman, MS 38828 Full Service B&M $40,780
Bancorpsouth Bank 661 W Central Texas Expy Harker Heights, TX 76548 Full Service B&M $245,239
Bancorpsouth Bank 662 E Broad St West Point, MS 39773 Full Service B&M $81,746
Bancorpsouth Bank 6675 Stage Road Bartlett, TN 38134 Full Service B&M $78,853
Bancorpsouth Bank 6677 Siegen Ln Baton Rouge, LA 70809 Full Service B&M $19,009
Bancorpsouth Bank 6800 Highway 64 Oakland, TN 38060 Full Service B&M $43,194
Bancorpsouth Bank 6832 Pines Rd Shreveport, LA 71129 Full Service B&M $19,815
Bancorpsouth Bank 6955 Goodman Rd Olive Branch, MS 38654 Full Service B&M $121,237
Bancorpsouth Bank 699 S Friendswood Dr, Suite 101 Friendswood, TX 77546 Full Service B&M $7,062
Bancorpsouth Bank 700 S Main St Jonesboro, AR 72401 Full Service B&M $28,855
Bancorpsouth Bank 7000 Rogers Ave Fort Smith, AR 72903 Full Service B&M $109,027
Bancorpsouth Bank 701 E. Laurel Street Scottsboro, AL 35768 Limited, Drive-thru $0
Bancorpsouth Bank 7100 Hacks Cross Rd Olive Branch, MS 38654 Full Service B&M $40,144
Bancorpsouth Bank 7100 Us Highway 431 Albertville, AL 35950 Full Service B&M $73,879
Bancorpsouth Bank 711 San Gabriel Village Blvd, Suite 100 Georgetown, TX 78626 Full Service B&M $58,712
Bancorpsouth Bank 7122 Nolensville Road Nolensville, TN 37135 Full Service B&M $35,244
Bancorpsouth Bank 7125 Airways Blvd Southaven, MS 38671 Full Service B&M $168,134
Bancorpsouth Bank 713 Broadway Drive Hattiesburg, MS 39401 Full Service B&M $43,999
Bancorpsouth Bank 7285 W Adams Ave Temple, TX 76502 Full Service B&M $44,596
Bancorpsouth Bank 7302 Highway 72 W Madison, AL 35758 Full Service B&M $45,070
Bancorpsouth Bank 749 W Keiser Ave Osceola, AR 72370 Full Service B&M $67,883
Bancorpsouth Bank 750 Sunset Dr Grenada, MS 38901 Full Service B&M $71,460
Bancorpsouth Bank 758 S Pear Orchard Rd Ridgeland, MS 39157 Full Service B&M $33,093
Bancorpsouth Bank 760 Howard Avenue Biloxi, MS 39530 Full Service B&M $150,212
Bancorpsouth Bank 7600 S Broadway Ave Tyler, TX 75703 Full Service B&M $94,804
Bancorpsouth Bank 7800 Winchester Rd Memphis, TN 38125 Full Service B&M $37,055
Bancorpsouth Bank 7890 West Highway 11 Tom Bean, TX 75489 Full Service B&M $33,963
Bancorpsouth Bank 7906 N Sam Houston Pkwy W Ste 100 Houston, TX 77064 Full Service B&M $74,692
Bancorpsouth Bank 800 Garrett Dr Bossier City, LA 71111 Full Service B&M $31,247
Bancorpsouth Bank 800 N Main St Brinkley, AR 72021 Full Service B&M $24,383
Bancorpsouth Bank 802 Highway 12 West Starkville, MS 39759 Full Service B&M $96,229
Bancorpsouth Bank 803 W Center St Greenwood, AR 72936 Full Service B&M $49,313
Bancorpsouth Bank 8031 Airline Highway Baton Rouge, LA 70815 Full Service B&M $1,367
Bancorpsouth Bank 807 E Glenn Ave Auburn, AL 36830 Full Service B&M $48,046
Bancorpsouth Bank 810 S Rock St Ste 100 Georgetown, TX 78626 Full Service B&M $5,931
Bancorpsouth Bank 813 N Main St Taylor, TX 76574 Full Service B&M $33,485
Bancorpsouth Bank 8146 Us-51 N Millington, TN 38053 Full Service B&M $32,666
Bancorpsouth Bank 815 Highway 51 N Covington, TN 38019 Full Service B&M $127,887
Bancorpsouth Bank 820 South Street Vicksburg, MS 39180 Full Service B&M $190,219
Bancorpsouth Bank 821 N Jackson St Houston, MS 38851 Limited, Drive-thru $14,867
Bancorpsouth Bank 8235 Forsyth Blvd, Suite 100 Clayton, MO 63105 Full Service B&M $23,813
Bancorpsouth Bank 8340 Us Highway 64, Suite 102 Bartlett, TN 38133 Full Service B&M $27,149
Bancorpsouth Bank 8410 Highway 90a, Suite 100 Sugar Land, TX 77478 Full Service B&M $88,046
Bancorpsouth Bank 8433 1st Ave Leeds, AL 35094 Full Service B&M $31,701
Bancorpsouth Bank 8585 Fern Avenue Shreveport, LA 71105 Full Service B&M $277,286
Bancorpsouth Bank 8848 Northwest Drive Southaven, MS 38671 Full Service B&M $60,450
Bancorpsouth Bank 8966 Goodman Rd Olive Branch, MS 38654 Full Service B&M $235,968
Bancorpsouth Bank 9010 Ellerbe Rd Shreveport, LA 71106 Full Service B&M $59,747
Bancorpsouth Bank 9030 Moffett Road Semmes, AL 36575 Full Service B&M $5,844
Bancorpsouth Bank 904 E Hawkins Pkwy Longview, TX 75605 Full Service B&M $41,286
Bancorpsouth Bank 905 Cowan Rd Gulfport, MS 39507 Full Service B&M $46,873
Bancorpsouth Bank 905 Main Street Gatesville, TX 76528 Full Service B&M $385,004
Bancorpsouth Bank 907 Ford St Llano, TX 78643 Full Service B&M $45,718
Bancorpsouth Bank 909 N 18th St Monroe, LA 71201 Full Service B&M $185,010
Bancorpsouth Bank 914 Murfreesboro Rd Franklin, TN 37064 Full Service B&M $80,352
Bancorpsouth Bank 9200 Mansfield Rd Shreveport, LA 71118 Full Service B&M $41,923
Bancorpsouth Bank 9290 Alabama Highway 40 Henagar, AL 35978 Full Service B&M $65,122
Bancorpsouth Bank 9650 W Fm 2147 Horseshoe Bay, TX 78657 Full Service B&M $72,648
Bancorpsouth Bank 10 Commerce St Hayneville, AL 36040 Full Service B&M $24,897
Bancorpsouth Bank 100 Hardy Street Hattiesburg, MS 39401 Full Service B&M $368,245
Bancorpsouth Bank 100 N Veterans Blvd Tupelo, MS 38801 Full Service B&M $32,564
Bancorpsouth Bank 100 Primos Rd Flowood, MS 39232 Full Service B&M $41,207
Bancorpsouth Bank 1000 Union University Drive Jackson, TN 38305 Full Service B&M $161,936
Bancorpsouth Bank 1003 Washington Avenue Ocean Springs, MS 39564 Full Service B&M $79,589
Bancorpsouth Bank 1005 Ellis Ave Jackson, MS 39209 Full Service B&M $976
Bancorpsouth Bank 101 E 9th St Lampasas, TX 76550 Full Service B&M $173,495
Bancorpsouth Bank 101 E Polk St Burnet, TX 78611 Full Service B&M $60,928
Bancorpsouth Bank 101 Gene Autry Dr. Tioga, TX 76271 Full Service B&M $17,734
Bancorpsouth Bank 101 N 4th St Lometa, TX 76853 Full Service B&M $25,773
Bancorpsouth Bank 101 N Chester St Hazen, AR 72064 Full Service B&M $25,136
Bancorpsouth Bank 101 Rock Creek Pkwy Fairhope, AL 36532 Full Service B&M $32,198
Bancorpsouth Bank 101 Santa Fe Drive Woodway, TX 76712 Full Service B&M $43,746
Bancorpsouth Bank 120 Service Drive Brandon, MS 39042 Full Service B&M $57,254
Bancorpsouth Bank 121 E Main St Melbourne, AR 72556 Full Service B&M $41,976
Bancorpsouth Bank 1211 S Shackleford Rd Little Rock, AR 72211 Full Service B&M $30,162
Bancorpsouth Bank 1215 South Gloster Street Tupelo, MS 38801 Full Service B&M $53,008
Bancorpsouth Bank 1222 Rogers Ave Fort Smith, AR 72901 Full Service B&M $292,330
Bancorpsouth Bank 123 Washington St Ne Camden, AR 71701 Full Service B&M $83,918
Bancorpsouth Bank 1240 Highway 61 North Vicksburg, MS 39183 Full Service B&M $42,595
Bancorpsouth Bank 1263 N Market St Shreveport, LA 71107 Full Service B&M $54,499
Bancorpsouth Bank 12655 N Central Expy, Suite 100 Dallas, TX 75243 Full Service B&M $75,944
Bancorpsouth Bank 127 E Front St Iuka, MS 38852 Full Service B&M $124,765
Bancorpsouth Bank 1284 Main Street Tishomingo, MS 38873 Full Service B&M $21,190
Bancorpsouth Bank 1301 Fisher St Goldthwaite, TX 76844 Full Service B&M $44,330
Bancorpsouth Bank 1301 Gunter Ave Guntersville, AL 35976 Full Service B&M $150,659
Bancorpsouth Bank 1309 Main Street Conway, AR 72034 Full Service B&M $8,706
Bancorpsouth Bank 1500 E Main Street Humboldt, TN 38343 Full Service B&M $58,718
Bancorpsouth Bank 1501 Lakeland Drive Jackson, MS 39216 Full Service B&M $64,767
Bancorpsouth Bank 1503 E Madison Ave Bastrop, LA 71220 Full Service B&M $68,769
Bancorpsouth Bank 1510 N West Ave El Dorado, AR 71730 Full Service B&M $10,565
Bancorpsouth Bank 1535 South Broad Street Scottsboro, AL 35768 Limited, Drive-thru $2,027
Bancorpsouth Bank 15410 5th Street Gulfport, MS 39503 Full Service B&M $51,801
Bancorpsouth Bank 1562 Goodman Rd W Horn Lake, MS 38637 Full Service B&M $29,884
Bancorpsouth Bank 1620 Grand Avenue Pkwy, Ste 100 Pflugerville, TX 78660 Full Service B&M $20,662
Bancorpsouth Bank 16225 Us-64 Somerville, TN 38068 Full Service B&M $33,862
Bancorpsouth Bank 164 Live Oak St Marlin, TX 76661 Full Service B&M $72,842
Bancorpsouth Bank 16550 W Main St Louisville, MS 39339 Full Service B&M $100,902
Bancorpsouth Bank 16610 Highway 3 Webster, TX 77598 Full Service B&M $88,359
Bancorpsouth Bank 1671 Simpson Highway 49 Magee, MS 39111 Full Service B&M $28,682
Bancorpsouth Bank 16744 Southwest Fwy Sugar Land, TX 77479 Full Service B&M $35,772
Bancorpsouth Bank 177 East Jefferson Street Van Alstyne, TX 75495 Full Service B&M $86,883
Bancorpsouth Bank 17703 Cantrell Rd Little Rock, AR 72223 Full Service B&M $18,563
Bancorpsouth Bank 1778 Popps Ferry Rd Biloxi, MS 39532 Full Service B&M $33,509
Bancorpsouth Bank 178 Commerce Street Batesville, MS 38606 Full Service B&M $37,513
Bancorpsouth Bank 18111 Katy Fwy Houston, TX 77094 Full Service B&M $114,740
Bancorpsouth Bank 1833 Linwood Dr Paragould, AR 72450 Full Service B&M $54,809
Bancorpsouth Bank 1851 North Gloster Street Tupelo, MS 38804 Full Service B&M $53,176
Bancorpsouth Bank 1901 College Ave Jackson, AL 36545 Full Service B&M $134,202
Bancorpsouth Bank 1906 S Harper Rd Corinth, MS 38834 Full Service B&M $41,739
Bancorpsouth Bank 1929 Jackson Avenue West Oxford, MS 38655 Full Service B&M $36,629
Bancorpsouth Bank 200 S Bell St Hamilton, TX 76531 Full Service B&M $71,006
Bancorpsouth Bank 200 S Elm St Hope, AR 71801 Full Service B&M $114,245
Bancorpsouth Bank 2002 N 7th St West Monroe, LA 71291 Full Service B&M $68,544
Bancorpsouth Bank 2006 Highway 56 E Calico Rock, AR 72519 Full Service B&M $15,075
Bancorpsouth Bank 2200 N State Line Ave Texarkana, AR 71854 Full Service B&M $35,687
Bancorpsouth Bank 2201 Fair Park Blvd Jonesboro, AR 72401 Full Service B&M $99,640
Bancorpsouth Bank 2201 N Rodney Parham Rd Little Rock, AR 72212 Full Service B&M $9,561
Bancorpsouth Bank 2211 Highland Avenue South Birmingham, AL 35205 Full Service B&M $111,349
Bancorpsouth Bank 2220 Highway 45 N Columbus, MS 39705 Full Service B&M $86,106
Bancorpsouth Bank 2300 Eldorado Pkwy Mckinney, TX 75070 Full Service B&M $35,613
Bancorpsouth Bank 2301 Highway 80 East Pearl, MS 39208 Full Service B&M $80,719
Bancorpsouth Bank 23123 Cinco Ranch Blvd Katy, TX 77494 Full Service B&M $83,212
Bancorpsouth Bank 2333 Us-431 S Boaz, AL 35957 Full Service B&M $22,392
Bancorpsouth Bank 2364 Pass Road Biloxi, MS 39531 Full Service B&M $51,695
Bancorpsouth Bank 2399 County Road 58 Pisgah, AL 35765 Full Service B&M $20,875
Bancorpsouth Bank 2400 North St Nacogdoches, TX 75965 Full Service B&M $410,976
Bancorpsouth Bank 2405 S Mckenzie St Foley, AL 36535 Full Service B&M $41,907
Bancorpsouth Bank 2420 Pepperell Parkway Opelika, AL 36801 Full Service B&M $48,693
Bancorpsouth Bank 2450 Moody Parkway Moody, AL 35004 Full Service B&M $28,521
Bancorpsouth Bank 25303 Kukykendahl Rd Tomball, TX 77375 Full Service B&M $136,806
Bancorpsouth Bank 2541 Highway 145 Saltillo, MS 38866 Full Service B&M $42,422
Bancorpsouth Bank 2600 North State Street Jackson, MS 39216 Full Service B&M $48,912
Bancorpsouth Bank 2601 South St Nacogdoches, TX 75964 Full Service B&M $56,853
Bancorpsouth Bank 2620 E Sunshine St Springfield, MO 65804 Full Service B&M $55,018
Bancorpsouth Bank 26327 Main St Ardmore, TN 38449 Full Service B&M $63,160
Bancorpsouth Bank 2651 N Harwood St Dallas, TX 75201 Full Service B&M $12,196
Bancorpsouth Bank 27 Byrd Blvd Petal, MS 39465 Full Service B&M $50,528
Bancorpsouth Bank 27200 Fm 1093 Fulshear, TX 77441 Full Service B&M $3,362
Bancorpsouth Bank 2721 Alma Hwy Van Buren, AR 72956 Full Service B&M $30,185
Bancorpsouth Bank 2796 Highway 15 Bay Springs, MS 39422 Full Service B&M $19,059
Bancorpsouth Bank 2800 Cantrell Rd Little Rock, AR 72202 Full Service B&M $71,338
Bancorpsouth Bank 2800 Virginia Pkwy Mckinney, TX 75071 Full Service B&M $68,444
Bancorpsouth Bank 305 E Colorado Blvd Dallas, TX 75203 Full Service B&M $97,903
Bancorpsouth Bank 305 Oak St Oakland, MS 38948 Full Service B&M $19,967
Bancorpsouth Bank 30585 Al-225 Spanish Fort, AL 36527 Full Service B&M $29,559
Bancorpsouth Bank 307 E Jones Street Fort Deposit, AL 36032 Full Service B&M $14,828
Bancorpsouth Bank 307 Spruce St Lewisville, AR 71845 Full Service B&M $19,193
Bancorpsouth Bank 3101 Hardy Street Hattiesburg, MS 39401 Full Service B&M $66,839
Bancorpsouth Bank 3117 Grand Ave Fort Smith, AR 72904 Full Service B&M $42,778
Bancorpsouth Bank 3120 H G Mosley Pkwy Longview, TX 75605 Full Service B&M $124,603
Bancorpsouth Bank 3134 Indiana Ave Vicksburg, MS 39180 Full Service B&M $94,474
Bancorpsouth Bank 315 Settlers Trace Blvd Lafayette, LA 70508 Full Service B&M $33,572
Bancorpsouth Bank 317 North 5th Avenue Laurel, MS 39440 Full Service B&M $60,667
Bancorpsouth Bank 32 Beal Parkway, Nw Fort Walton Beach, FL 32548 Full Service B&M $39,682
Bancorpsouth Bank 320 N Mccoy Blvd New Boston, TX 75570 Full Service B&M $62,652
Bancorpsouth Bank 320 South Preston Road Celina, TX 75009 Full Service B&M $37,625
Bancorpsouth Bank 1026 College St Milan, TN 38358 Full Service B&M $78,680
Bancorpsouth Bank 1028 Fort Dale Road Greenville, AL 36037 Full Service B&M $21,895
Bancorpsouth Bank 103 Commerce St Horseshoe Bend, AR 72512 Full Service B&M $16,125
Bancorpsouth Bank 103 Main St Grove Hill, AL 36451 Full Service B&M $34,266
Bancorpsouth Bank 103 Mccord Rd Pontotoc, MS 38863 Full Service B&M $36,346
Bancorpsouth Bank 1035 Mcingvale Rd Hernando, MS 38632 Full Service B&M $52,606
Bancorpsouth Bank 1046 Church Rd W Ste 101 Southaven, MS 38671 Full Service B&M $38,622
Bancorpsouth Bank 1049 Highland Colony Pkwy Ridgeland, MS 39157 Full Service B&M $81,709
Bancorpsouth Bank 107 Glenda St Rayville, LA 71269 Full Service B&M $70,240
Bancorpsouth Bank 107 Highway 145 N Aberdeen, MS 39730 Full Service B&M $91,975
Bancorpsouth Bank 107 N Main St Ridgely, TN 38080 Full Service B&M $24,377
Bancorpsouth Bank 109 Main St Hooks, TX 75561 Full Service B&M $16,123
Bancorpsouth Bank 110 South 16th Avenue Laurel, MS 39440 Full Service B&M $63,041

For 2021, Bancorpsouth Bank had 325 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $883,467
Net interest income $807,088
Total noninterest income $375,518
Gross Fiduciary activities income $22,189
Service charges on deposit accounts $50,714
Trading account gains and fees $21
Additional Noninterest Income $302,594
Pre-tax net operating income $247,345
Securities gains (or losses, -) $-417
Income before extraordinary items $195,162
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $195,162
Minority interest net income $0
Net income $195,162
Sale, conversion, retirement of capital stock, net $-153,342
Net operating income $195,491

Bancorpsouth Bank's gross interest income from loans was $883,467,000.
Bancorpsouth Bank's net interest income from loans was $807,088,000.
Bancorpsouth Bank's fee based income from loans was $50,714,000.
Bancorpsouth Bank's net income from loans was $195,162,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $76,379
Provision for credit losses $138,062
Total noninterest expense $797,199
Salaries and employee benefits $472,158
Premises and equipment expense $81,396
Additional noninterest expense $243,645
Applicable income taxes $51,766
Net charge-offs $-5,314
Cash dividends $109,611

Bancorpsouth Bank's interest expense for loans was $76,379,000.
Bancorpsouth Bank's payroll and benefits expense were $472,158,000.
Bancorpsouth Bank's property, plant and equipment expenses $81,396,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.3%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $39,812,482
Deposits held in domestic offices $39,812,482
Deposits by Individuals, partnerships, and corporations $33,884,923
Deposits by U.S. Government $21,509
Deposits by States and political subdivisions in the U.S. $4,426,513
Deposits by Commercial banks and other depository institutions in U.S. $1,479,537
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $7,357,303
Demand deposits $7,124,913
Nontransaction accounts $32,455,179
Money market deposit accounts (MMDAs) $18,672,442
Other savings deposits (excluding MMDAs) $9,884,329
Total time deposits $3,898,408
Total time and savings deposits $32,687,569
Noninterest-bearing deposits $13,630,409
Interest-bearing deposits $26,182,073
Retail deposits $38,402,466
IRAs and Keogh plan accounts $569,177
Brokered deposits $395,105
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $47,665,560
Cash & Balances due from depository institutions $1,294,569
Interest-bearing balances $638,437
Total securities $15,632,078
Federal funds sold & reverse repurchase $110
Net loans and leases $26,770,436
Loan and leases loss allowance $446,415
Trading account assets $17,847
Bank premises and fixed assets $757,560
Other real estate owned $16,637
Goodwill and other intangibles $1,677,956
All other assets $1,498,367

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $47,665,560
Total Liabilities $42,417,573
Total deposits $39,812,482
Interest-bearing deposits $26,182,073
Deposits held in domestic offices $39,812,482
% insured (estimated) $55
Federal funds purchased and repurchase agreements $1,282,188
Trading liabilities $8,827
Other borrowed funds $186,004
Subordinated debt $478,669
All other liabilities $649,403

Issued Loan Types

Type Value (in 000's)
Net loans and leases $26,770,436
Loan and leases loss allowance $446,415
Total loans and leases (domestic) $27,216,851
All real estate loans $19,074,420
Real estate loans in domestic offices $19,074,420
Construction and development loans $2,924,324
Residential 1-4 family construction $705,935
Other construction, all land development and other land $2,218,389
Loans secured by nonfarm nonresidential properties $7,350,775
Nonfarm nonresidential secured by owner-occupied properties $3,151,459
Commercial real estate & other non-farm, non-residential $4,199,316
Multifamily residential real estate $725,020
1-4 family residential loans $7,658,038
Farmland loans $416,263
Loans held in foreign offices $0
Farm loans $122,972
Commercial and industrial loans $6,949,305
To non-U.S. addressees $0
Loans to individuals $305,722
Credit card loans $65,275
Related Plans $97,599
Consumer Auto Loans $59,192
Other loans to individuals $83,656
All other loans & leases $764,432
Loans to foreign governments and official institutions $0
Other loans $594,643
Loans to depository institutions and acceptances of other banks $1,500
Loans not secured by real estate $198,293
Loans secured by real estate to non-U.S. addressees $5,496
Restructured Loans & leases $6,323
Non 1-4 family restructured loans & leases $3,507
Total loans and leases (foreign) $0

BancorpSouth Bank had $26,770,436,000 of loans outstanding in 2021. $19,074,420,000 of loans were in real estate loans. $2,924,324,000 of loans were in development loans. $725,020,000 of loans were in multifamily mortgage loans. $7,658,038,000 of loans were in 1-4 family mortgage loans. $122,972,000 of loans were in farm loans. $65,275,000 of loans were in credit card loans. $59,192,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 7,489 $1,488,042 $198,697
Nonfarm, nonresidential loans - <$100k 2,639 $119,846 $45,413
Nonfarm, nonresidential loans - $100-250k 2,505 $445,444 $177,822
Nonfarm, nonresidential loans - $250k-1MM 2,345 $922,752 $393,498
Commercial & Industrial, US addressed loans - <$1MM 24,450 $1,222,447 $49,998
Commercial & Industrial, US addressed loans - <$100k 20,066 $372,957 $18,587
Commercial & Industrial, US addressed loans - $100-250k 2,556 $303,814 $118,863
Commercial & Industrial, US addressed loans - $250k-1MM 1,828 $545,676 $298,510
Farmland loans - <$1MM 2,055 $215,572 $104,901
Farmland loans - <$100k 1,308 $55,771 $42,638
Farmland loans - $100-250k 508 $79,543 $156,581
Farmland loans - $250k-1MM 239 $80,258 $335,808
Agriculture operations loans - <$1MM 2,292 $80,438 $35,095
Agriculture operations loans - <$100k 2,086 $38,898 $18,647
Agriculture operations loans - $100-250k 149 $22,058 $148,040
Agriculture operations loans - $250k-1MM 57 $19,482 $341,789