North Platte VA Loan Rates, Closing Costs & Stats
North Platte, NE
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
North Platte's 21 lenders originated 50 VA loans during 2024. The total origination value was $10,690,000, with an average VA loan value of $213,800.
North Platte VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in North Platte
averaged
6.94%
for the week of 2025-07-18, compared to the national average (all VA variants) of
6.385% for the same period.
North Platte's average VA mortgage closing costs are $5,369.
The average rate for the prior week (2025-07-11) was
6.52% and
one month ago for the week of 2025-06-13, the
average rate was 6.8%.
The average rate one year ago was 6.6%.
For refis of the same type during the week of 2025-07-18, the average rate
was 6.39%.
North Platte VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the North Platte level.
| Name | # of Loans | 2024 Avg. 30yFix Rate | 2024 Avg. Closing Costs |
|---|---|---|---|
| Mortgage Research Center, LLC | 15 | 6.80% | $4,529 |
| QUICKEN LOANS, LLC | 5 | 6.14% | $7,893 |
| PENNYMAC LOAN SERVICES, LLC | 3 | 5.50% | $6,397 |
| NEW DAY FINANCIAL, LLC | 3 | 7.33% | $7,059 |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | 6.44% | $2,135 |
| FREEDOM MORTGAGE CORPORATION | 2 | 6.38% | $2,128 |
| The Federal Savings Bank | 2 | 5.88% | $14,290 |
| UNITED WHOLESALE MORTGAGE, LLC | 2 | 5.94% | $3,170 |
| Adams Bank & Trust | 2 | 5.19% | $4,340 |
| LOANDEPOT.COM, LLC | 1 | 6.75% | $12,937 |
| NBKC BANK | 1 | 6.50% | $3,451 |
| NEWREZ LLC | 1 | 6.25% | $6,497 |
| USAA Federal Savings Bank | 1 | 6.63% | $6,972 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | 6.75% | $2,426 |
| Carrington Mortgage Services, LLC | 1 | 6.38% | $12,245 |
| CHARTER WEST BANK | 1 | 5.38% | $5,353 |
| First Interstate Bank | 1 | 6.50% | $2,400 |
| First National Bank of Omaha | 1 | 6.13% | $10,193 |
| First State Bank | 1 | 6.25% | $14,305 |
| GUILD MORTGAGE COMPANY | 1 | 4.75% | $3,402 |
| LAKEVIEW LOAN SERVICING, LLC | 1 | 5.25% | $4,948 |
The top North Platte VA lender as defined by loan originations is Mortgage Research Center, LLC, with
15 VA loans originated. Their average total fees are
$4,529, which is $3,363
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee North Platte VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($4,529), .
The lowest rate North Platte VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC (6.80%), .