Nbkc Bank Mortgage Rates, Fees & Info

KANSAS, KS

LEI: 213800XR2TCBQJSF1X93

Tax ID: 48-1213018

5 stars - out of 5 stars, based on 88 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Nbkc Bank is a mid-sized bank specializing in Home Purchase loans. Nbkc Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Kansas City, New York, Dallas, Washington, and Atlanta among others. We have data for 545 markets. (Some data included below & more in-depth data is available with an active subscription.)

Nbkc Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nbkc Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.28% 6/8/23
30 Year Conventional Refi 6.20% 6/8/23
30 Year Cash-out Refi 6.38% 6/8/23
30 Year FHA Purchase 6.82% 6/8/23
30 Year FHA Refi 6.29% 6/8/23
30 Year VA Purchase 5.84% 6/8/23
30 Year VA Refi 5.79% 6/8/23
15 Year Conventional Purchase 5.64% 6/8/23
15 Year Conventional Refi 5.66% 6/8/23
15 Year Cash-out Refi 5.66% 6/8/23
15 Year VA Purchase 5.68% 6/8/23
15 Year VA Refi 5.51% 6/8/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Nbkc Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Nbkc Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

7,735

Origination Dollar Volume (All Markets)

$3,036,725,000
Show all (276) awards

Relative Rate

Nbkc Bank's average 30 year fixed mortgage rate was 4.46%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -0.3%.

Relative Fees (Closing Costs)

Nbkc Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $5,474.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 577 $193,855,000 $335,971 $3,330 4.73%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 271 $128,865,000 $475,517 $6,080 4.22%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 248 $101,120,000 $407,742 $5,782 4.42%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 200 $100,700,000 $503,500 $5,657 4.19%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 245 $96,025,000 $391,939 $4,886 4.45%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 182 $94,330,000 $518,297 $5,505 4.40%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 201 $76,575,000 $380,970 $5,573 4.45%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 179 $72,735,000 $406,341 $5,049 4.17%
Outside of Metro Areas 208 $68,850,000 $331,010 $5,079 4.57%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 116 $64,170,000 $553,190 $5,305 4.33%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 153 $63,985,000 $418,203 $4,516 4.41%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 132 $52,120,000 $394,848 $6,038 4.31%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 129 $50,815,000 $393,915 $5,327 4.52%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 103 $48,445,000 $470,340 $6,762 4.09%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 111 $48,325,000 $435,360 $4,285 4.24%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 91 $44,355,000 $487,418 $4,538 4.39%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 100 $43,640,000 $436,400 $5,937 4.23%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 91 $42,575,000 $467,857 $10,489 4.23%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 82 $40,430,000 $493,049 $4,095 4.29%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 112 $38,680,000 $345,357 $5,630 4.66%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 101 $37,925,000 $375,495 $6,893 4.49%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 68 $37,720,000 $554,706 $6,398 4.09%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 96 $37,540,000 $391,042 $5,672 4.26%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 87 $37,465,000 $430,632 $4,666 4.11%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 99 $36,005,000 $363,687 $4,059 4.63%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 55 $31,865,000 $579,364 $4,500 4.01%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 64 $29,590,000 $462,344 $5,216 4.03%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 66 $28,470,000 $431,364 $4,576 3.97%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 76 $28,360,000 $373,158 $7,526 4.40%
RALEIGH-CARY, NC (FHA|USDA|VA) 59 $24,145,000 $409,237 $4,214 4.37%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 58 $21,460,000 $370,000 $6,178 4.35%
RENO, NV (FHA|USDA|VA) 47 $21,425,000 $455,851 $4,973 4.25%
JACKSONVILLE, FL (FHA|USDA|VA) 55 $21,375,000 $388,636 $6,425 4.32%
SALT LAKE CITY, UT (FHA|USDA|VA) 42 $21,120,000 $502,857 $5,190 4.28%
ANCHORAGE, AK (FHA|USDA|VA) 48 $20,770,000 $432,708 $4,555 4.17%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 47 $19,755,000 $420,319 $7,731 4.87%
BOISE CITY, ID (FHA|USDA|VA) 44 $19,620,000 $445,909 $4,742 4.38%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 51 $19,465,000 $381,667 $4,850 4.62%
St. Marys, GA (FHA|USDA|VA) 63 $19,025,000 $301,984 $7,811 4.40%
ST. LOUIS, MO-IL (FHA|USDA|VA) 54 $16,320,000 $302,222 $4,689 4.71%
PROVO-OREM, UT (FHA|USDA|VA) 35 $15,525,000 $443,571 $5,871 4.16%
Hilo, HI (FHA|USDA|VA) 31 $14,835,000 $478,548 $5,496 3.83%
URBAN HONOLULU, HI (FHA|USDA|VA) 27 $14,795,000 $547,963 $5,937 3.96%
OKLAHOMA CITY, OK (FHA|USDA|VA) 48 $14,730,000 $306,875 $5,138 4.49%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 35 $13,965,000 $399,000 $4,654 4.14%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 40 $13,440,000 $336,000 $3,010 4.76%
TUCSON, AZ (FHA|USDA|VA) 36 $13,390,000 $371,944 $4,727 4.14%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 30 $12,890,000 $429,667 $6,580 4.31%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 41 $12,745,000 $310,854 $4,334 4.94%
ALBUQUERQUE, NM (FHA|USDA|VA) 35 $12,685,000 $362,429 $4,381 4.51%
COLUMBUS, OH (FHA|USDA|VA) 41 $12,615,000 $307,683 $4,326 4.93%
COLORADO SPRINGS, CO (FHA|USDA|VA) 26 $12,060,000 $463,846 $6,197 4.47%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 35 $11,975,000 $342,143 $7,824 4.29%
RICHMOND, VA (FHA|USDA|VA) 28 $11,650,000 $416,071 $4,948 4.75%
HUNTSVILLE, AL (FHA|USDA|VA) 33 $11,635,000 $352,576 $3,672 4.63%
IDAHO FALLS, ID (FHA|USDA|VA) 28 $11,000,000 $392,857 $4,002 4.42%
TULSA, OK (FHA|USDA|VA) 30 $10,380,000 $346,000 $8,166 4.55%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 21 $10,025,000 $477,381 $6,763 4.20%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 28 $9,610,000 $343,214 $5,145 4.91%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 27 $9,425,000 $349,074 $4,207 4.65%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 26 $9,160,000 $352,308 $5,059 4.32%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 23 $8,985,000 $390,652 $4,416 4.09%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 19 $8,895,000 $468,158 $5,560 4.01%
FORT COLLINS, CO (FHA|USDA|VA) 18 $8,630,000 $479,444 $6,571 3.87%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 23 $8,605,000 $374,130 $5,953 4.40%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 13 $8,435,000 $648,846 $6,019 3.44%
KNOXVILLE, TN (FHA|USDA|VA) 25 $8,395,000 $335,800 $3,853 4.60%
SALEM, OR (FHA|USDA|VA) 21 $8,375,000 $398,810 $4,315 4.19%
LOUISVILLE, KY (FHA|USDA|VA) 24 $8,240,000 $343,333 $5,462 4.59%
WICHITA, KS (FHA|USDA|VA) 32 $8,230,000 $257,188 $6,537 4.49%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 23 $8,185,000 $355,870 $7,400 4.47%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 21 $7,795,000 $371,190 $4,422 4.80%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 17 $7,605,000 $447,353 $3,395 4.62%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 20 $7,590,000 $379,500 $7,192 4.38%
Alamogordo, NM (FHA|USDA|VA) 26 $7,540,000 $290,000 $6,562 4.57%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 25 $7,405,000 $296,200 $5,685 4.47%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 16 $7,370,000 $460,625 $6,077 4.23%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 11 $7,345,000 $667,727 $5,020 3.84%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 18 $6,910,000 $383,889 $4,867 4.40%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 19 $6,855,000 $360,789 $4,464 4.68%
STOCKTON, CA (FHA|USDA|VA) 16 $6,790,000 $424,375 $4,608 4.37%
Kapaa, HI (FHA|USDA|VA) 9 $6,555,000 $728,333 $5,549 3.58%
WORCESTER, MA-CT (FHA|USDA|VA) 17 $6,545,000 $385,000 $4,439 4.67%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 11 $6,445,000 $585,909 $3,897 3.65%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 18 $6,410,000 $356,111 $6,030 4.69%
ASHEVILLE, NC (FHA|USDA|VA) 16 $6,320,000 $395,000 $4,443 5.03%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 25 $6,265,000 $250,600 $4,851 4.81%
PITTSBURGH, PA (FHA|USDA|VA) 20 $6,250,000 $312,500 $5,981 4.57%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 18 $6,250,000 $347,222 $6,424 4.08%
Clovis, NM (FHA|USDA|VA) 25 $6,145,000 $245,800 $6,536 4.67%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 20 $6,060,000 $303,000 $4,392 4.41%
FRESNO, CA (FHA|USDA|VA) 17 $5,995,000 $352,647 $3,213 5.18%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 15 $5,945,000 $396,333 $6,681 4.32%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 17 $5,815,000 $342,059 $7,701 4.11%
SPRINGFIELD, MO (FHA|USDA|VA) 19 $5,665,000 $298,158 $4,522 4.83%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 17 $5,425,000 $319,118 $3,209 4.40%
FAYETTEVILLE, NC (FHA|USDA|VA) 19 $5,415,000 $285,000 $7,783 4.45%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 13 $5,285,000 $406,538 $3,373 4.76%
Outside of Metro Areas 10 $5,280,000 $528,000 $4,236 4.70%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 13 $5,155,000 $396,538 $6,285 4.17%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 19 $5,095,000 $268,158 $5,317 4.97%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 16 $5,040,000 $315,000 $4,708 4.29%
COLUMBIA, SC (FHA|USDA|VA) 16 $5,040,000 $315,000 $6,479 4.30%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 11 $4,975,000 $452,273 $3,055 3.90%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 12 $4,930,000 $410,833 $2,734 4.15%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $4,895,000 $376,538 $7,055 4.75%
ENID, OK (FHA|USDA|VA) 17 $4,655,000 $273,824 $6,813 4.18%
BATON ROUGE, LA (FHA|USDA|VA) 12 $4,640,000 $386,667 $5,822 4.90%
GREELEY, CO (FHA|USDA|VA) 11 $4,635,000 $421,364 $3,819 4.23%
BOULDER, CO (FHA|USDA|VA) 11 $4,605,000 $418,636 $4,708 3.98%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 15 $4,605,000 $307,000 $4,535 5.05%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 11 $4,505,000 $409,545 $4,232 4.36%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 12 $4,480,000 $373,333 $3,450 4.15%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 14 $4,460,000 $318,571 $5,916 4.45%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 15 $4,415,000 $294,333 $5,777 4.45%
BELLINGHAM, WA (FHA|USDA|VA) 8 $4,380,000 $547,500 $3,765 4.27%
BAKERSFIELD, CA (FHA|USDA|VA) 11 $4,345,000 $395,000 $4,563 3.63%
MANHATTAN, KS (FHA|USDA|VA) 16 $4,340,000 $271,250 $5,068 4.51%
SALISBURY, MD-DE (FHA|USDA|VA) 11 $4,255,000 $386,818 $7,880 4.03%
BEND, OR (FHA|USDA|VA) 8 $4,240,000 $530,000 $3,964 3.86%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $4,220,000 $527,500 $10,172 4.31%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 13 $4,215,000 $324,231 $3,387 4.80%
SAVANNAH, GA (FHA|USDA|VA) 12 $4,200,000 $350,000 $6,808 4.77%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 9 $4,175,000 $463,889 $4,808 4.28%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 9 $4,155,000 $461,667 $3,591 3.79%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $4,115,000 $374,091 $4,466 4.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 13 $4,055,000 $311,923 $3,533 4.13%
PORT ST. LUCIE, FL (FHA|USDA|VA) 12 $4,010,000 $334,167 $4,901 4.21%
DAYTON-KETTERING, OH (FHA|USDA|VA) 13 $3,955,000 $304,231 $7,110 4.71%
OCALA, FL (FHA|USDA|VA) 12 $3,900,000 $325,000 $4,530 4.46%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $3,800,000 $475,000 $3,264 4.11%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 12 $3,760,000 $313,333 $6,096 4.79%
VALDOSTA, GA (FHA|USDA|VA) 15 $3,695,000 $246,333 $6,082 4.69%
PANAMA CITY, FL (FHA|USDA|VA) 10 $3,680,000 $368,000 $6,797 4.53%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 10 $3,550,000 $355,000 $5,129 4.12%
CORPUS CHRISTI, TX (FHA|USDA|VA) 10 $3,470,000 $347,000 $7,146 4.82%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 10 $3,470,000 $347,000 $6,256 4.54%
Del Rio, TX (FHA|USDA|VA) 11 $3,455,000 $314,091 $8,329 4.32%
CHEYENNE, WY (FHA|USDA|VA) 7 $3,395,000 $485,000 $11,472 4.84%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 8 $3,340,000 $417,500 $4,501 4.47%
Heber, UT (FHA|USDA|VA) 6 $3,300,000 $550,000 $4,618 4.64%
JACKSON, MS (FHA|USDA|VA) 8 $3,220,000 $402,500 $4,742 3.86%
MODESTO, CA (FHA|USDA|VA) 11 $3,175,000 $288,636 $2,554 4.43%
Warrensburg, MO (FHA|USDA|VA) 10 $3,070,000 $307,000 $6,108 4.15%
Bozeman, MT (FHA|USDA|VA) 6 $2,990,000 $498,333 $4,705 4.79%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 9 $2,975,000 $330,556 $3,966 4.25%
WARNER ROBINS, GA (FHA|USDA|VA) 13 $2,885,000 $221,923 $4,628 5.09%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $2,810,000 $468,333 $4,448 3.87%
AKRON, OH (FHA|USDA|VA) 8 $2,800,000 $350,000 $4,162 4.69%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 10 $2,800,000 $280,000 $5,384 4.78%
SIOUX FALLS, SD (FHA|USDA|VA) 7 $2,765,000 $395,000 $3,285 4.43%
WILMINGTON, NC (FHA|USDA|VA) 8 $2,750,000 $343,750 $6,833 5.23%
Altus, OK (FHA|USDA|VA) 11 $2,745,000 $249,545 $7,507 3.98%
Torrington, CT (FHA|USDA|VA) 5 $2,735,000 $547,000 $6,116 4.28%
MEDFORD, OR (FHA|USDA|VA) 7 $2,715,000 $387,857 $3,995 4.88%
Shelton, WA (FHA|USDA|VA) 7 $2,695,000 $385,000 $6,143 3.93%
JACKSONVILLE, NC (FHA|USDA|VA) 10 $2,680,000 $268,000 $7,413 4.39%
Sandpoint, ID (FHA|USDA|VA) 5 $2,675,000 $535,000 $4,909 4.15%
GAINESVILLE, FL (FHA|USDA|VA) 7 $2,535,000 $362,143 $7,279 5.36%
Lebanon, NH-VT (FHA|USDA|VA) 7 $2,515,000 $359,286 $3,094 4.50%
Columbus, MS (FHA|USDA|VA) 7 $2,485,000 $355,000 $8,315 4.34%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 10 $2,410,000 $241,000 $4,932 4.30%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 6 $2,390,000 $398,333 $9,688 4.69%
SPRINGFIELD, MA (FHA|USDA|VA) 6 $2,270,000 $378,333 $5,659 4.02%
Kalispell, MT (FHA|USDA|VA) 4 $2,250,000 $562,500 $3,289 5.09%
WENATCHEE, WA (FHA|USDA|VA) 4 $2,230,000 $557,500 $3,204 3.84%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $2,220,000 $370,000 $8,409 4.48%
LOGAN, UT-ID (FHA|USDA|VA) 4 $2,180,000 $545,000 $3,938 4.19%
ROCHESTER, NY (FHA|USDA|VA) 7 $2,165,000 $309,286 $7,019 3.89%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 9 $2,135,000 $237,222 $3,368 3.68%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $2,135,000 $711,667 $17,783 4.75%
GLENS FALLS, NY (FHA|USDA|VA) 7 $2,135,000 $305,000 $4,856 5.07%
VALLEJO, CA (FHA|USDA|VA) 5 $2,095,000 $419,000 $3,625 4.15%
THE VILLAGES, FL (FHA|USDA|VA) 4 $2,050,000 $512,500 $3,477 5.56%
Aberdeen, WA (FHA|USDA|VA) 6 $2,040,000 $340,000 $4,791 5.13%
KINGSTON, NY (FHA|USDA|VA) 5 $2,025,000 $405,000 $8,991 3.70%
Oak Harbor, WA (FHA|USDA|VA) 5 $2,025,000 $405,000 $3,161 3.53%
DOVER, DE (FHA|USDA|VA) 6 $2,020,000 $336,667 $6,417 4.21%
CASPER, WY (FHA|USDA|VA) 5 $2,015,000 $403,000 $4,218 3.78%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $2,015,000 $287,857 $3,643 4.19%
MADISON, WI (FHA|USDA|VA) 6 $1,970,000 $328,333 $2,394 4.94%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,970,000 $492,500 $9,169 4.31%
WICHITA FALLS, TX (FHA|USDA|VA) 6 $1,960,000 $326,667 $9,942 4.29%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 6 $1,960,000 $326,667 $5,132 4.79%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 6 $1,940,000 $323,333 $7,504 4.83%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $1,930,000 $482,500 $3,888 4.25%
Fernley, NV (FHA|USDA|VA) 6 $1,890,000 $315,000 $3,501 5.02%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 7 $1,875,000 $267,857 $4,380 4.64%
TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,865,000 $266,429 $3,737 4.18%
CHICO, CA (FHA|USDA|VA) 5 $1,865,000 $373,000 $3,839 4.20%
LANCASTER, PA (FHA|USDA|VA) 4 $1,830,000 $457,500 $6,006 3.91%
MONTGOMERY, AL (FHA|USDA|VA) 6 $1,820,000 $303,333 $3,129 4.58%
LYNCHBURG, VA (FHA|USDA|VA) 5 $1,815,000 $363,000 $2,828 5.32%
TOPEKA, KS (FHA|USDA|VA) 9 $1,795,000 $199,444 $4,173 4.43%
BRUNSWICK, GA (FHA|USDA|VA) 5 $1,795,000 $359,000 $6,578 4.17%
SPARTANBURG, SC (FHA|USDA|VA) 5 $1,735,000 $347,000 $4,742 5.08%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $1,730,000 $432,500 $4,991 4.75%
READING, PA (FHA|USDA|VA) 5 $1,705,000 $341,000 $5,847 4.75%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $1,700,000 $425,000 $6,105 4.03%
JOPLIN, MO (FHA|USDA|VA) 6 $1,690,000 $281,667 $2,663 4.08%
LAFAYETTE, LA (FHA|USDA|VA) 6 $1,680,000 $280,000 $4,123 4.23%
BURLINGTON, NC (FHA|USDA|VA) 4 $1,670,000 $417,500 $3,147 3.90%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 6 $1,670,000 $278,333 $5,593 4.14%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,665,000 $555,000 $6,111 2.96%
CANTON-MASSILLON, OH (FHA|USDA|VA) 6 $1,650,000 $275,000 $2,555 4.37%
SANTA FE, NM (FHA|USDA|VA) 4 $1,640,000 $410,000 $5,440 3.88%
Montrose, CO (FHA|USDA|VA) 3 $1,635,000 $545,000 $3,247 3.83%
YUMA, AZ (FHA|USDA|VA) 5 $1,615,000 $323,000 $8,354 4.50%
Enterprise, AL (FHA|USDA|VA) 5 $1,585,000 $317,000 $10,723 3.80%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,580,000 $263,333 $3,843 4.62%
COLUMBIA, MO (FHA|USDA|VA) 5 $1,555,000 $311,000 $3,917 4.70%
BILLINGS, MT (FHA|USDA|VA) 5 $1,545,000 $309,000 $5,538 4.48%
MIDLAND, TX (FHA|USDA|VA) 4 $1,540,000 $385,000 $3,831 3.34%
SALINAS, CA (FHA|USDA|VA) 4 $1,530,000 $382,500 $3,809 3.81%
FAIRBANKS, AK (FHA|USDA|VA) 5 $1,525,000 $305,000 $8,487 4.60%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $1,525,000 $305,000 $5,783 4.15%
Sevierville, TN (FHA|USDA|VA) 3 $1,465,000 $488,333 $11,474 4.46%
VISALIA, CA (FHA|USDA|VA) 3 $1,445,000 $481,667 $6,384 4.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $1,440,000 $360,000 $6,593 4.40%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $1,440,000 $360,000 $5,497 4.09%
BLOOMINGTON, IL (FHA|USDA|VA) 6 $1,440,000 $240,000 $3,874 4.44%
ST. CLOUD, MN (FHA|USDA|VA) 3 $1,415,000 $471,667 $5,849 4.29%
ST. GEORGE, UT (FHA|USDA|VA) 4 $1,410,000 $352,500 $3,658 4.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,395,000 $279,000 $3,283 5.45%
TOLEDO, OH (FHA|USDA|VA) 4 $1,360,000 $340,000 $4,007 4.47%
Laconia, NH (FHA|USDA|VA) 3 $1,345,000 $448,333 $4,068 4.42%
Morehead City, NC (FHA|USDA|VA) 3 $1,335,000 $445,000 $4,708 4.50%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $1,325,000 $441,667 $2,158 4.38%
HARRISONBURG, VA (FHA|USDA|VA) 3 $1,285,000 $428,333 $5,662 4.46%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,270,000 $317,500 $7,000 4.88%
Concord, NH (FHA|USDA|VA) 3 $1,265,000 $421,667 $4,547 4.00%
SUMTER, SC (FHA|USDA|VA) 5 $1,265,000 $253,000 $5,336 4.38%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $1,260,000 $315,000 $2,881 4.66%
Ellensburg, WA (FHA|USDA|VA) 2 $1,250,000 $625,000 $4,002 3.81%
WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $1,240,000 $310,000 $1,917 4.72%
ABILENE, TX (FHA|USDA|VA) 4 $1,240,000 $310,000 $7,295 4.09%
ROCHESTER, MN (FHA|USDA|VA) 4 $1,230,000 $307,500 $3,482 4.06%
AMARILLO, TX (FHA|USDA|VA) 3 $1,225,000 $408,333 $5,551 4.83%
EL PASO, TX (FHA|USDA|VA) 5 $1,225,000 $245,000 $6,733 5.03%
Show Low, AZ (FHA|USDA|VA) 4 $1,220,000 $305,000 $2,177 5.66%
London, KY (FHA|USDA|VA) 3 $1,215,000 $405,000 $5,182 4.75%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,644 4.28%
Danville, VA (FHA|USDA|VA) 3 $1,195,000 $398,333 $5,090 4.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $1,185,000 $395,000 $4,357 4.83%
Elizabeth City, NC (FHA|USDA|VA) 2 $1,180,000 $590,000 $3,364 5.75%
MOBILE, AL (FHA|USDA|VA) 6 $1,170,000 $195,000 $3,537 4.64%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $1,155,000 $385,000 $4,090 4.88%
Vineyard Haven, MA (FHA|USDA|VA) 2 $1,150,000 $575,000 $6,903 3.13%
Glenwood Springs, CO (FHA|USDA|VA) 2 $1,090,000 $545,000 $2,821 3.49%
ROANOKE, VA (FHA|USDA|VA) 3 $1,075,000 $358,333 $3,447 3.58%
Ukiah, CA (FHA|USDA|VA) 2 $1,070,000 $535,000 $6,159 3.31%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,065,000 $355,000 $6,958 3.46%
Plattsburgh, NY (FHA|USDA|VA) 3 $1,055,000 $351,667 $6,203 3.67%
Seneca, SC (FHA|USDA|VA) 3 $1,045,000 $348,333 $2,767 3.42%
LAWTON, OK (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,794 5.17%
LAWRENCE, KS (FHA|USDA|VA) 4 $1,020,000 $255,000 $2,209 3.50%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $1,015,000 $338,333 $8,059 3.96%
GREAT FALLS, MT (FHA|USDA|VA) 4 $1,010,000 $252,500 $7,792 4.22%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $990,000 $247,500 $3,091 3.56%
WACO, TX (FHA|USDA|VA) 4 $970,000 $242,500 $4,402 4.47%
RACINE, WI (FHA|USDA|VA) 3 $955,000 $318,333 $1,838 6.12%
Jefferson, GA (FHA|USDA|VA) 3 $955,000 $318,333 $6,350 4.96%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $950,000 $475,000 $4,581 5.38%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $935,000 $311,667 $8,615 4.91%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $930,000 $465,000 $3,747 5.38%
Key West, FL (FHA|USDA|VA) 1 $925,000 $925,000 $3,021 2.63%
LINCOLN, NE (FHA|USDA|VA) 3 $925,000 $308,333 $3,736 4.83%
Rexburg, ID (FHA|USDA|VA) 3 $915,000 $305,000 $3,604 5.13%
Cañon City, CO (FHA|USDA|VA) 2 $910,000 $455,000 $4,209 4.00%
Durango, CO (FHA|USDA|VA) 3 $905,000 $301,667 $2,521 4.50%
Fergus Falls, MN (FHA|USDA|VA) 3 $905,000 $301,667 $3,475 4.46%
Centralia, WA (FHA|USDA|VA) 2 $900,000 $450,000 $7,377 4.00%
LAS CRUCES, NM (FHA|USDA|VA) 4 $900,000 $225,000 $5,282 4.62%
Boone, NC (FHA|USDA|VA) 2 $890,000 $445,000 $4,276 4.63%
Traverse City, MI (FHA|USDA|VA) 2 $870,000 $435,000 $7,829 2.93%
FORT WAYNE, IN (FHA|USDA|VA) 3 $865,000 $288,333 $2,787 3.63%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $860,000 $215,000 $3,011 5.56%
Greenwood, SC (FHA|USDA|VA) 2 $860,000 $430,000 $3,966 4.31%
GRANTS PASS, OR (FHA|USDA|VA) 3 $855,000 $285,000 $6,731 5.00%
Ruidoso, NM (FHA|USDA|VA) 3 $835,000 $278,333 $5,562 4.17%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $830,000 $207,500 $6,462 5.44%
Pahrump, NV (FHA|USDA|VA) 3 $825,000 $275,000 $4,225 4.50%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $815,000 $271,667 $3,105 3.58%
CORVALLIS, OR (FHA|USDA|VA) 2 $800,000 $400,000 $2,906 4.19%
Augusta-Waterville, ME (FHA|USDA|VA) 3 $795,000 $265,000 $2,170 4.58%
FARGO, ND-MN (FHA|USDA|VA) 3 $795,000 $265,000 $2,435 5.71%
DULUTH, MN-WI (FHA|USDA|VA) 3 $795,000 $265,000 $2,296 4.33%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $790,000 $395,000 $3,215 4.31%
ALBANY, GA (FHA|USDA|VA) 3 $775,000 $258,333 $7,478 4.42%
MONROE, MI (FHA|USDA|VA) 4 $770,000 $192,500 $6,291 5.69%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $770,000 $385,000 $3,426 2.94%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $770,000 $192,500 $4,813 4.69%
GOLDSBORO, NC (FHA|USDA|VA) 3 $765,000 $255,000 $7,623 4.08%
YUBA CITY, CA (FHA|USDA|VA) 1 $755,000 $755,000 $8,041 2.63%
Hudson, NY (FHA|USDA|VA) 2 $750,000 $375,000 $4,236 5.37%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $750,000 $375,000 $4,070 3.44%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $745,000 $248,333 $3,919 4.92%
REDDING, CA (FHA|USDA|VA) 2 $740,000 $370,000 $6,597 3.25%
Oxford, MS (FHA|USDA|VA) 2 $720,000 $360,000 $2,665 3.38%
Picayune, MS (FHA|USDA|VA) 3 $715,000 $238,333 $1,820 4.88%
LONGVIEW, WA (FHA|USDA|VA) 2 $700,000 $350,000 $4,671 3.25%
Astoria, OR (FHA|USDA|VA) 2 $690,000 $345,000 $2,523 4.56%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $690,000 $345,000 $4,865 3.81%
MORRISTOWN, TN (FHA|USDA|VA) 2 $690,000 $345,000 $3,615 4.25%
Susanville, CA (FHA|USDA|VA) 3 $685,000 $228,333 $5,786 5.33%
PITTSFIELD, MA (FHA|USDA|VA) 2 $680,000 $340,000 $8,374 3.68%
Wilmington, OH (FHA|USDA|VA) 1 $675,000 $675,000 $16,112 3.63%
MERCED, CA (FHA|USDA|VA) 2 $670,000 $335,000 $1,300 3.19%
BECKLEY, WV (FHA|USDA|VA) 3 $655,000 $218,333 $4,565 5.54%
Helena, MT (FHA|USDA|VA) 2 $650,000 $325,000 $2,052 3.00%
Edwards, CO (FHA|USDA|VA) 1 $645,000 $645,000 $1,548 3.38%
Jackson, WY-ID (FHA|USDA|VA) 1 $645,000 $645,000 $6,609 2.88%
Thomaston, GA (FHA|USDA|VA) 1 $645,000 $645,000 $8,075 2.49%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $640,000 $320,000 $10,068 4.06%
MADERA, CA (FHA|USDA|VA) 2 $640,000 $320,000 $3,756 4.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $635,000 $211,667 $6,199 5.04%
JACKSON, TN (FHA|USDA|VA) 2 $630,000 $315,000 $7,964 4.00%
COLUMBUS, IN (FHA|USDA|VA) 2 $630,000 $315,000 $2,524 3.94%
Roseburg, OR (FHA|USDA|VA) 2 $630,000 $315,000 $3,486 4.69%
GREENVILLE, NC (FHA|USDA|VA) 2 $630,000 $315,000 $1,934 4.94%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $620,000 $310,000 $2,266 5.19%
ODESSA, TX (FHA|USDA|VA) 2 $620,000 $310,000 $7,635 4.25%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $620,000 $310,000 $1,917 4.37%
Shawnee, OK (FHA|USDA|VA) 3 $615,000 $205,000 $2,704 4.96%
CHARLESTON, WV (FHA|USDA|VA) 2 $610,000 $305,000 $5,635 4.06%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $610,000 $305,000 $4,219 5.94%
Lewisburg, TN (FHA|USDA|VA) 3 $605,000 $201,667 $5,460 5.21%
Menomonie, WI (FHA|USDA|VA) 3 $605,000 $201,667 $5,411 6.46%
Albertville, AL (FHA|USDA|VA) 2 $600,000 $300,000 $7,295 4.44%
Taos, NM (FHA|USDA|VA) 2 $600,000 $300,000 $6,537 5.25%
North Wilkesboro, NC (FHA|USDA|VA) 2 $600,000 $300,000 $7,345 3.13%
Cookeville, TN (FHA|USDA|VA) 3 $585,000 $195,000 $4,631 3.79%
SYRACUSE, NY (FHA|USDA|VA) 2 $580,000 $290,000 $10,775 4.13%
ERIE, PA (FHA|USDA|VA) 2 $580,000 $290,000 $5,115 6.06%
Oneonta, NY (FHA|USDA|VA) 1 $575,000 $575,000 $15,809 5.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $575,000 $575,000 $3,659 3.38%
Bay City, TX (FHA|USDA|VA) 1 $575,000 $575,000 $13,008 5.50%
NAPA, CA (FHA|USDA|VA) 1 $575,000 $575,000 $6,712 5.00%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $575,000 $575,000 $5,224 4.75%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $570,000 $285,000 $4,814 4.31%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $560,000 $280,000 $7,084 3.81%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $555,000 $555,000 $2,893 3.00%
Shelbyville, TN (FHA|USDA|VA) 2 $550,000 $275,000 $5,909 5.06%
Richmond-Berea, KY (FHA|USDA|VA) 2 $550,000 $275,000 $6,718 4.75%
Port Angeles, WA (FHA|USDA|VA) 2 $540,000 $270,000 $2,087 4.38%
ANN ARBOR, MI (FHA|USDA|VA) 1 $535,000 $535,000 $3,979 3.99%
Marshall, MN (FHA|USDA|VA) 1 $535,000 $535,000 $3,356 4.88%
Alexander City, AL (FHA|USDA|VA) 1 $535,000 $535,000 $4,066 5.00%
YAKIMA, WA (FHA|USDA|VA) 2 $530,000 $265,000 $2,750 4.88%
Branson, MO (FHA|USDA|VA) 2 $530,000 $265,000 $2,681 4.69%
Americus, GA (FHA|USDA|VA) 1 $525,000 $525,000 $2,666 5.88%
Bedford, IN (FHA|USDA|VA) 1 $515,000 $515,000 $13,537 3.25%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $510,000 $255,000 $2,709 4.44%
Hannibal, MO (FHA|USDA|VA) 2 $510,000 $255,000 $1,512 5.19%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $510,000 $255,000 $4,296 4.13%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $505,000 $505,000 $1,257 2.75%
Georgetown, SC (FHA|USDA|VA) 2 $500,000 $250,000 $4,890 5.25%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $495,000 $495,000 $6,031 7.99%
CARSON CITY, NV (FHA|USDA|VA) 1 $495,000 $495,000 $3,745 4.75%
Holland, MI (FHA|USDA|VA) 1 $495,000 $495,000 $4,435 5.99%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $490,000 $245,000 $3,873 4.63%
McAlester, OK (FHA|USDA|VA) 1 $485,000 $485,000 $6,666 4.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $480,000 $240,000 $2,762 5.25%
GREEN BAY, WI (FHA|USDA|VA) 2 $480,000 $240,000 $3,409 4.19%
LUBBOCK, TX (FHA|USDA|VA) 2 $480,000 $240,000 $6,209 5.13%
Forest City, NC (FHA|USDA|VA) 2 $480,000 $240,000 $6,757 3.75%
Sanford, NC (FHA|USDA|VA) 2 $470,000 $235,000 $4,039 5.19%
Ogdensburg-Massena, NY (FHA|USDA|VA) 2 $470,000 $235,000 $7,510 3.69%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $465,000 $465,000 $5,697 3.38%
Newport, OR (FHA|USDA|VA) 1 $465,000 $465,000 $3,314 4.38%
Willmar, MN (FHA|USDA|VA) 1 $465,000 $465,000 $3,150 3.63%
POCATELLO, ID (FHA|USDA|VA) 2 $460,000 $230,000 $3,204 4.06%
Rock Springs, WY (FHA|USDA|VA) 1 $455,000 $455,000 $4,090 5.00%
Cleveland, MS (FHA|USDA|VA) 1 $455,000 $455,000 $4,501 3.50%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $455,000 $455,000 $2,311 2.75%
Portales, NM (FHA|USDA|VA) 2 $450,000 $225,000 $4,319 5.31%
GAINESVILLE, GA (FHA|USDA|VA) 1 $445,000 $445,000 $3,598 5.00%
NEW BERN, NC (FHA|USDA|VA) 2 $440,000 $220,000 $2,404 4.68%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $440,000 $220,000 $7,419 4.81%
JONESBORO, AR (FHA|USDA|VA) 2 $440,000 $220,000 $2,918 5.31%
Orangeburg, SC (FHA|USDA|VA) 1 $435,000 $435,000 $2,601 3.38%
Pierre, SD (FHA|USDA|VA) 1 $435,000 $435,000 $9,566 4.75%
Los Alamos, NM (FHA|USDA|VA) 1 $435,000 $435,000 $3,911 3.75%
Nogales, AZ (FHA|USDA|VA) 2 $430,000 $215,000 $2,792 3.69%
Frankfort, KY (FHA|USDA|VA) 2 $430,000 $215,000 $3,577 3.94%
KOKOMO, IN (FHA|USDA|VA) 1 $415,000 $415,000 $1,904 4.50%
Marinette, WI-MI (FHA|USDA|VA) 2 $410,000 $205,000 $4,340 6.44%
Ruston, LA (FHA|USDA|VA) 1 $405,000 $405,000 $3,388 3.38%
ROME, GA (FHA|USDA|VA) 1 $405,000 $405,000 $7,667 5.00%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $405,000 $405,000 $2,089 5.00%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $405,000 $405,000 $1,265 2.88%
AMES, IA (FHA|USDA|VA) 1 $405,000 $405,000 $7,041 5.00%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $405,000 $405,000 $1,542 5.38%
Farmington, MO (FHA|USDA|VA) 2 $400,000 $200,000 $1,717 3.44%
Mountain Home, ID (FHA|USDA|VA) 1 $395,000 $395,000 $1,473 4.38%
Pullman, WA (FHA|USDA|VA) 1 $395,000 $395,000 $1,597 3.49%
Crawfordsville, IN (FHA|USDA|VA) 2 $390,000 $195,000 $1,239 3.06%
Thomasville, GA (FHA|USDA|VA) 1 $385,000 $385,000 $13,228 4.63%
MUNCIE, IN (FHA|USDA|VA) 1 $385,000 $385,000 $2,358 5.38%
Fredericksburg, TX (FHA|USDA|VA) 1 $385,000 $385,000 $9,782 2.88%
Batesville, AR (FHA|USDA|VA) 2 $380,000 $190,000 $4,612 6.19%
Fallon, NV (FHA|USDA|VA) 1 $375,000 $375,000 $2,107 4.38%
Berlin, NH (FHA|USDA|VA) 1 $375,000 $375,000 $1,891 2.88%
TWIN FALLS, ID (FHA|USDA|VA) 1 $375,000 $375,000 $2,841 3.38%
ROCKFORD, IL (FHA|USDA|VA) 2 $360,000 $180,000 $2,688 5.75%
LAREDO, TX (FHA|USDA|VA) 1 $355,000 $355,000 $0 2.88%
Hobbs, NM (FHA|USDA|VA) 1 $355,000 $355,000 $2,215 5.50%
DOTHAN, AL (FHA|USDA|VA) 1 $355,000 $355,000 $2,746 3.88%
WALLA WALLA, WA (FHA|USDA|VA) 1 $355,000 $355,000 $4,132 4.63%
Adrian, MI (FHA|USDA|VA) 1 $345,000 $345,000 $12,964 5.99%
MISSOULA, MT (FHA|USDA|VA) 1 $345,000 $345,000 $3,618 5.38%
Hutchinson, MN (FHA|USDA|VA) 1 $345,000 $345,000 $8,355 4.38%
Port Lavaca, TX (FHA|USDA|VA) 1 $345,000 $345,000 $13,202 5.38%
Red Bluff, CA (FHA|USDA|VA) 1 $345,000 $345,000 $2,737 5.38%
LONGVIEW, TX (FHA|USDA|VA) 1 $345,000 $345,000 $5,793 3.88%
Albemarle, NC (FHA|USDA|VA) 1 $345,000 $345,000 $2,613 3.25%
UTICA-ROME, NY (FHA|USDA|VA) 1 $335,000 $335,000 $14,479 4.88%
RAPID CITY, SD (FHA|USDA|VA) 1 $335,000 $335,000 $2,489 6.00%
Moses Lake, WA (FHA|USDA|VA) 1 $335,000 $335,000 $1,399 4.13%
Shelby, NC (FHA|USDA|VA) 1 $325,000 $325,000 $10,564 4.88%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $325,000 $325,000 $4,171 5.75%
Elko, NV (FHA|USDA|VA) 1 $325,000 $325,000 $10,340 5.50%
Whitewater, WI (FHA|USDA|VA) 1 $325,000 $325,000 $1,932 3.75%
Breckenridge, CO (FHA|USDA|VA) 1 $325,000 $325,000 $2,458 3.50%
Marion, OH (FHA|USDA|VA) 1 $315,000 $315,000 $1,878 4.75%
PUEBLO, CO (FHA|USDA|VA) 1 $315,000 $315,000 $4,782 4.88%
DuBois, PA (FHA|USDA|VA) 2 $310,000 $155,000 $1,898 3.31%
Olean, NY (FHA|USDA|VA) 2 $310,000 $155,000 $4,794 4.50%
Lock Haven, PA (FHA|USDA|VA) 1 $305,000 $305,000 $3,910 4.88%
Scottsboro, AL (FHA|USDA|VA) 1 $305,000 $305,000 $4,918 6.50%
MORGANTOWN, WV (FHA|USDA|VA) 1 $305,000 $305,000 $3,275 5.00%
Granbury, TX (FHA|USDA|VA) 1 $305,000 $305,000 $3,644 7.00%
Salina, KS (FHA|USDA|VA) 1 $295,000 $295,000 $4,237 5.13%
Roswell, NM (FHA|USDA|VA) 1 $295,000 $295,000 $6,027 3.75%
Russellville, AR (FHA|USDA|VA) 1 $295,000 $295,000 $0 4.63%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $295,000 $295,000 $2,674 3.49%
Ottawa, KS (FHA|USDA|VA) 1 $295,000 $295,000 $4,182 5.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $295,000 $295,000 $4,679 3.49%
PEORIA, IL (FHA|USDA|VA) 2 $290,000 $145,000 $2,719 5.50%
SAN ANGELO, TX (FHA|USDA|VA) 1 $285,000 $285,000 $7,931 2.63%
Sedalia, MO (FHA|USDA|VA) 1 $285,000 $285,000 $1,968 6.25%
Tupelo, MS (FHA|USDA|VA) 1 $285,000 $285,000 $2,546 5.95%
Big Rapids, MI (FHA|USDA|VA) 1 $285,000 $285,000 $4,609 7.63%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $280,000 $140,000 $2,875 6.38%
New Castle, PA (FHA|USDA|VA) 1 $275,000 $275,000 $5,429 5.38%
LaGrange, GA-AL (FHA|USDA|VA) 1 $275,000 $275,000 $2,067 5.00%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $275,000 $275,000 $3,081 2.88%
Brenham, TX (FHA|USDA|VA) 1 $275,000 $275,000 $2,786 6.25%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $275,000 $275,000 $7,129 4.88%
Sonora, CA (FHA|USDA|VA) 1 $275,000 $275,000 $1,714 3.99%
Poplar Bluff, MO (FHA|USDA|VA) 1 $275,000 $275,000 $1,773 3.75%
STAUNTON, VA (FHA|USDA|VA) 1 $275,000 $275,000 $1,800 3.25%
Stephenville, TX (FHA|USDA|VA) 1 $275,000 $275,000 $9,210 2.75%
MIDLAND, MI (FHA|USDA|VA) 2 $270,000 $135,000 $2,974 5.50%
FARMINGTON, NM (FHA|USDA|VA) 1 $265,000 $265,000 $837 6.63%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $2,747 4.00%
Kirksville, MO (FHA|USDA|VA) 1 $265,000 $265,000 $1,902 3.99%
Connersville, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,940 5.38%
MANKATO, MN (FHA|USDA|VA) 1 $255,000 $255,000 $2,789 4.45%
Keene, NH (FHA|USDA|VA) 1 $255,000 $255,000 $4,961 6.38%
Clewiston, FL (FHA|USDA|VA) 1 $255,000 $255,000 $15,826 5.75%
Alma, MI (FHA|USDA|VA) 1 $255,000 $255,000 $1,815 3.38%
Kingsville, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,257 5.38%
HINESVILLE, GA (FHA|USDA|VA) 2 $250,000 $125,000 $3,359 3.94%
Rolla, MO (FHA|USDA|VA) 1 $245,000 $245,000 $2,100 5.38%
Nacogdoches, TX (FHA|USDA|VA) 1 $245,000 $245,000 $7,151 5.00%
Rutland, VT (FHA|USDA|VA) 1 $245,000 $245,000 $3,810 6.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,439 3.00%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $245,000 $245,000 $10,560 2.63%
Burley, ID (FHA|USDA|VA) 1 $245,000 $245,000 $7,650 3.00%
Martin, TN (FHA|USDA|VA) 1 $245,000 $245,000 $2,678 4.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $245,000 $245,000 $4,106 5.38%
Mount Pleasant, MI (FHA|USDA|VA) 1 $245,000 $245,000 $7,917 4.88%
Forrest City, AR (FHA|USDA|VA) 1 $235,000 $235,000 $1,351 4.75%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $235,000 $235,000 $2,195 6.88%
Macomb, IL (FHA|USDA|VA) 1 $235,000 $235,000 $5,803 5.13%
Fort Payne, AL (FHA|USDA|VA) 1 $235,000 $235,000 $2,334 5.13%
Jacksonville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $12,418 4.88%
Palatka, FL (FHA|USDA|VA) 1 $235,000 $235,000 $2,297 3.88%
DECATUR, AL (FHA|USDA|VA) 1 $235,000 $235,000 $6,734 4.75%
Norfolk, NE (FHA|USDA|VA) 1 $235,000 $235,000 $2,344 5.38%
Kinston, NC (FHA|USDA|VA) 1 $235,000 $235,000 $8,743 4.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $235,000 $235,000 $5,007 3.88%
Beaver Dam, WI (FHA|USDA|VA) 1 $225,000 $225,000 $1,464 3.75%
Easton, MD (FHA|USDA|VA) 1 $225,000 $225,000 $1,072 3.88%
Owatonna, MN (FHA|USDA|VA) 1 $225,000 $225,000 $2,792 7.00%
Bluefield, WV-VA (FHA|USDA|VA) 1 $225,000 $225,000 $2,692 5.13%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $225,000 $225,000 $3,423 6.38%
Fort Morgan, CO (FHA|USDA|VA) 1 $225,000 $225,000 $2,184 5.00%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $225,000 $225,000 $1,557 2.75%
Bennington, VT (FHA|USDA|VA) 1 $225,000 $225,000 $2,947 5.13%
Maryville, MO (FHA|USDA|VA) 1 $225,000 $225,000 $1,539 7.13%
Gillette, WY (FHA|USDA|VA) 1 $215,000 $215,000 $2,789 5.75%
Athens, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,484 4.13%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $215,000 $215,000 $1,482 4.38%
Statesboro, GA (FHA|USDA|VA) 1 $215,000 $215,000 $2,575 3.13%
MONROE, LA (FHA|USDA|VA) 1 $215,000 $215,000 $5,807 5.13%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,129 2.75%
Hays, KS (FHA|USDA|VA) 1 $205,000 $205,000 $3,111 5.75%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $205,000 $205,000 $1,936 5.75%
ITHACA, NY (FHA|USDA|VA) 1 $205,000 $205,000 $2,074 3.75%
Barre, VT (FHA|USDA|VA) 1 $205,000 $205,000 $3,574 5.50%
Cedartown, GA (FHA|USDA|VA) 1 $205,000 $205,000 $1,726 3.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,631 5.88%
Marietta, OH (FHA|USDA|VA) 1 $205,000 $205,000 $6,243 3.88%
Safford, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $3,118 5.00%
SAGINAW, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,072 7.38%
Greenville, OH (FHA|USDA|VA) 1 $195,000 $195,000 $6,112 4.88%
Bellefontaine, OH (FHA|USDA|VA) 1 $195,000 $195,000 $8,332 7.63%
Mount Pleasant, TX (FHA|USDA|VA) 1 $195,000 $195,000 $1,717 3.25%
Durant, OK (FHA|USDA|VA) 1 $185,000 $185,000 $3,418 7.13%
Wilson, NC (FHA|USDA|VA) 1 $185,000 $185,000 $5,140 6.25%
LEBANON, PA (FHA|USDA|VA) 1 $185,000 $185,000 $2,960 3.88%
Baraboo, WI (FHA|USDA|VA) 1 $175,000 $175,000 $6,155 4.25%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $175,000 $175,000 $2,411 6.63%
Blackfoot, ID (FHA|USDA|VA) 1 $175,000 $175,000 $2,653 3.38%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $175,000 $175,000 $8,471 4.88%
BINGHAMTON, NY (FHA|USDA|VA) 1 $175,000 $175,000 $4,057 3.50%
Brevard, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,729 3.00%
Great Bend, KS (FHA|USDA|VA) 1 $165,000 $165,000 $5,247 4.75%
Steamboat Springs, CO (FHA|USDA|VA) 1 $165,000 $165,000 $1,443 3.38%
Mount Airy, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,239 7.50%
North Platte, NE (FHA|USDA|VA) 1 $155,000 $155,000 $2,743 4.13%
GETTYSBURG, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,059 3.99%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $155,000 $155,000 $6,267 3.25%
Deming, NM (FHA|USDA|VA) 1 $155,000 $155,000 $3,736 7.63%
Mountain Home, AR (FHA|USDA|VA) 1 $155,000 $155,000 $2,295 5.88%
Escanaba, MI (FHA|USDA|VA) 1 $155,000 $155,000 $3,265 5.25%
Urbana, OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,135 5.13%
Stillwater, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,038 3.75%
Sterling, IL (FHA|USDA|VA) 1 $135,000 $135,000 $1,997 6.38%
Tahlequah, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,824 3.99%
NILES, MI (FHA|USDA|VA) 1 $135,000 $135,000 $7,422 5.13%
Duncan, OK (FHA|USDA|VA) 1 $135,000 $135,000 $2,761 5.45%
Crossville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $2,177 3.38%
HAMMOND, LA (FHA|USDA|VA) 1 $135,000 $135,000 $2,133 6.13%
Corning, NY (FHA|USDA|VA) 1 $125,000 $125,000 $4,420 6.13%
MANSFIELD, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,734 5.63%
Helena-West Helena, AR (FHA|USDA|VA) 1 $115,000 $115,000 $4,612 5.50%
FLINT, MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,434 6.13%
VICTORIA, TX (FHA|USDA|VA) 1 $105,000 $105,000 $6,306 6.63%
Quincy, IL-MO (FHA|USDA|VA) 1 $95,000 $95,000 $1,624 5.38%
Fairmont, WV (FHA|USDA|VA) 1 $95,000 $95,000 $3,704 7.13%
Union City, TN (FHA|USDA|VA) 1 $75,000 $75,000 $2,784 2.75%
Sunbury, PA (FHA|USDA|VA) 1 $75,000 $75,000 $2,265 4.88%
Nbkc Bank's top markets include Kansas City, New York, Dallas, Washington, and Atlanta among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against NBKC BANK based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Titan Mortgage Capital, Inc.
    Similarity Rank: 14
    GUARANTY MORTGAGE SERVICE, INC.
    Similarity Rank: 108
    CREDIT UNION 1
    Similarity Rank: 276
    Liberty Mortgage Corporation
    Similarity Rank: 315
    STRATA Credit Union
    Similarity Rank: 390
    SAFE 1 CREDIT UNION
    Similarity Rank: 393
    Bank of the Pacific
    Similarity Rank: 414
    SELCO COMMUNITY
    Similarity Rank: 425

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,036 $2,333,210,000 $386,549 $4,188 4.48%
    VA 1,492 $641,100,000 $429,692 $8,980 4.12%
    FHA 207 $62,415,000 $301,522 $8,916 4.66%

    For 2022, Nbkc Bank's most frequently originated type of loan was Conventional, with 6,036 originations. Their 2nd most popular type was VA, with 1,492 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,385 $2,191,725,000 $407,006 $5,933 4.65%
    Cash Out Refi 1,628 $574,640,000 $352,973 $3,868 4.09%
    Refi 698 $265,420,000 $380,258 $3,175 3.36%
    Home Improvement 24 $4,940,000 $205,833 $3,002 6.26%

    For 2022, Nbkc Bank's most frequently cited loan purpose was Home Purchase, with 5,385 originations. The 2nd most popular reason was Cash Out Refi, with 1,628 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,951 $2,790,505,000 $401,454 $5,474 4.46%
    15 Year 619 $182,275,000 $294,467 $3,079 4.14%
    20 Year 139 $46,725,000 $336,151 $3,281 3.59%
    Other 13 $4,075,000 $313,462 $5,119 4.16%
    5 Year 5 $10,915,000 $2,183,000 $0 5.19%
    10 Year 4 $370,000 $92,500 $1,909 5.56%
    1 Year 2 $340,000 $170,000 $0 6.25%
    3 Year 2 $1,520,000 $760,000 $0 4.08%

    For 2022, Nbkc Bank's most frequently cited loan duration was 30 Year, with 6,951 originations. The 2nd most popular length was 15 Year, with 619 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 4,690 $1,815,180,000 $387,032
    $1k-2k 1,198 $440,280,000 $367,513
    $2k-3k 623 $228,955,000 $367,504
    $5k+ 485 $249,635,000 $514,711
    $3k-4k 414 $160,640,000 $388,019
    $4k-5k 237 $97,065,000 $409,557

    Nbkc Bank's average total fees were $5,474, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,690 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,247 $935,025,000 $416,121
    3-4% 2,058 $818,560,000 $397,745
    5-6% 1,438 $528,870,000 $367,782
    2.5-3% 960 $416,420,000 $433,771
    6-7% 564 $193,680,000 $343,404
    <2.5% 257 $113,485,000 $441,576
    7-8% 169 $27,865,000 $164,882
    Over 8% 42 $2,820,000 $67,143

    During 2022, Nbkc Bank's average interest rate for loans was 4.46%, while their most frequently originated rate bucket for loans was 4-5%, with 2,247 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,539 $1,069,325,000 $302,155 $4,696 4.45%
    $400k-600k 2,459 $1,200,835,000 $488,343 $5,825 4.20%
    $600k-1MM 823 $573,745,000 $697,139 $7,276 4.17%
    $100k-200k 700 $110,920,000 $158,457 $3,466 4.82%
    $100,000 or less 158 $10,090,000 $63,861 $1,940 6.87%
    $1MM+ 56 $71,810,000 $1,282,321 $16,374 3.91%

    2022 saw Nbkc Bank place emphasis on $200k-400k loans with 3,539 originations, totaling $1,069,325,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,356 $933,110,000 $396,057 $5,401 4.42%
    $150k-250k 2,140 $991,420,000 $463,280 $5,433 4.45%
    $75k-100k 1,328 $431,490,000 $324,917 $5,160 4.42%
    $50k-75k 922 $236,630,000 $256,649 $4,701 4.47%
    $250k+ 675 $363,925,000 $539,148 $5,704 4.33%
    $50k or less 245 $43,825,000 $178,878 $3,664 4.51%

    Nbkc Bank lent most frequently to those with incomes in the $100k-150k range, with 2,356 originations. The second most popular income band? $150k-250k, with 2,140 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,562 $590,220,000 $377,862 $4,577 4.29%
    30-36% 1,409 $547,005,000 $388,222 $4,878 4.39%
    <20% 421 $150,015,000 $356,330 $4,197 4.12%
    50-60% 338 $150,370,000 $444,882 $9,610 4.34%
    42% 332 $122,850,000 $370,030 $4,618 4.72%
    44% 326 $130,540,000 $400,429 $5,350 4.51%
    43% 323 $127,565,000 $394,938 $5,364 4.57%
    40% 315 $121,015,000 $384,175 $4,944 4.56%
    41% 307 $118,865,000 $387,182 $5,434 4.57%
    39% 307 $125,265,000 $408,029 $5,275 4.62%
    38% 284 $110,070,000 $387,570 $5,533 4.41%
    37% 278 $114,830,000 $413,058 $5,263 4.57%
    36% 267 $110,625,000 $414,326 $5,274 4.39%
    49% 265 $107,905,000 $407,189 $6,094 4.51%
    45% 248 $97,520,000 $393,226 $5,268 4.45%
    46% 231 $90,825,000 $393,182 $5,781 4.55%
    47% 221 $88,645,000 $401,109 $5,357 4.45%
    48% 204 $82,010,000 $402,010 $5,525 4.68%
    >60% 20 $11,140,000 $557,000 $16,066 4.57%

    Nbkc Bank lent most frequently to those with DTI ratios of 20-30%, with 1,562 originations. The next most common DTI ratio? 30-36%, with 1,409 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,427 $2,081,565,000 $383,557 $5,145 4.41%
    Not provided 1,053 $421,445,000 $400,233 $5,510 4.45%
    Asian 778 $348,960,000 $448,535 $5,172 4.37%
    Black 424 $151,790,000 $357,995 $5,858 4.58%
    Not applicable 9 $13,465,000 $1,496,111 $0 5.23%
    Asian Indian 12 $6,300,000 $525,000 $6,828 4.47%
    Korean 6 $3,630,000 $605,000 $9,732 4.06%
    Filipino 8 $2,610,000 $326,250 $3,969 4.45%
    American Indian 7 $2,325,000 $332,143 $4,596 4.50%
    Native Hawaiian or Islander 5 $1,995,000 $399,000 $5,915 3.80%
    Chinese 3 $1,665,000 $555,000 $3,066 3.46%
    Other Asian 1 $345,000 $345,000 $6,782 3.38%
    Vietnamese 1 $325,000 $325,000 $1,974 5.63%
    Guamanian 1 $305,000 $305,000 $1,355 3.75%

    Approval Rates

    Total approvals of all applications
    94.18%

    Nbkc Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    59.65%

    Nbkc Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,735 $3,036,725,000 $392,595

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    7,735 $3,036,725,000 $392,595

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 210 $63,990,000 $304,714 $3,444 4.19%
    40-60% 857 $320,745,000 $374,265 $3,374 3.85%
    60-80% 2,448 $981,460,000 $400,923 $4,491 4.28%
    80-100% 3,675 $1,488,695,000 $405,087 $5,466 4.59%
    Over 100% 351 $147,855,000 $421,239 $15,444 4.24%
    Under 20% 137 $12,145,000 $88,650 $1,616 7.25%