Nbkc Bank Mortgage Rates, Fees & Info

KANSAS, KS

LEI: 213800XR2TCBQJSF1X93

Tax ID: 48-1213018

2020 Data | 2019 Data | 2018 Data


Overview

Nbkc Bank is a mid-sized bank specializing in Refi and Home Purchase loans. Nbkc Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Kansas City, Washington, Seattle, Los Angeles, and Phoenix among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Nbkc Bank is typically an average fee lendor.


Originations

20,045

Origination Dollar Volume (All Markets)

$7,185,875,000

Employee count

424

Relative Rate

Nbkc Bank's average 30 year fixed rate mortgage was 3.23%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.13%.

Relative Fees

Nbkc Bank's average total fees for a 30 year fixed rate mortgage are $3,490.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 15,395 $5,380,475,000 $349,495 $2,633 3.21%
VA 4,419 $1,740,525,000 $393,873 $5,428 2.88%
FHA 231 $64,875,000 $280,844 $7,723 3.25%

For the 2020 period, Nbkc Bank's most frequently originated loan type was Conventional, with 15,395 originations. Their 2nd most popular type is VA, with 4,419 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 11,664 $4,241,120,000 $363,608 $2,385 3.09%
Home Purchase 4,867 $1,696,575,000 $348,587 $5,541 3.16%
Cash Out Refi 3,131 $1,111,515,000 $355,003 $3,305 3.26%
Home Improvement 383 $136,665,000 $356,828 $3,124 3.43%

For the 2020, Nbkc Bank's most frequently cited loan purpose was Refi, with 11,664 originations. The 2nd most popular reason was Home Purchase, with 4,867 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 16,766 $6,154,430,000 $367,078 $3,491 3.18%
15 Year 2,086 $650,520,000 $311,850 $2,397 2.80%
20 Year 933 $292,445,000 $313,446 $2,357 3.21%
Other 223 $76,155,000 $341,502 $2,277 3.20%
10 Year 25 $6,165,000 $246,600 $1,750 3.19%
5 Year 9 $4,485,000 $498,333 $0 4.24%
3 Year 2 $1,300,000 $650,000 $0 4.56%
1 Year 1 $375,000 $375,000 $0 4.50%

For the 2020, Nbkc Bank's most frequently cited loan length was 30 Year, with 16,766 originations. The 2nd most popular length was 15 Year, with 2,086 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 14,866 $5,387,480,000 $362,403
$1k-2k 2,583 $848,645,000 $328,550
$2k-3k 1,174 $392,510,000 $334,336
$3k-4k 1,019 $367,535,000 $360,682
$5k+ 361 $173,205,000 $479,792

$3,490 was Nbkc Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 14,866 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 1,320 $429,450,000 $325,341 $3,721 3.18%
KANSAS CITY, MO-KS 1,223 $355,045,000 $290,307 $2,360 3.20%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 722 $320,720,000 $444,211 $3,547 3.03%
SEATTLE-BELLEVUE-KENT, WA 703 $300,745,000 $427,802 $2,820 3.08%
LOS ANGELES-LONG BEACH-GLENDALE, CA 516 $227,480,000 $440,853 $2,825 3.17%
PHOENIX-MESA-CHANDLER, AZ 639 $212,045,000 $331,839 $2,900 3.23%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 446 $197,580,000 $443,004 $3,084 3.13%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 555 $189,805,000 $341,991 $2,846 3.13%
DENVER-AURORA-LAKEWOOD, CO 454 $179,710,000 $395,837 $2,703 3.18%
LAS VEGAS-HENDERSON-PARADISE, NV 506 $172,580,000 $341,067 $3,627 3.17%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 459 $164,845,000 $359,139 $3,055 3.11%
OAKLAND-BERKELEY-LIVERMORE, CA 301 $141,425,000 $469,850 $2,656 3.14%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 362 $129,850,000 $358,702 $3,063 3.24%
ANAHEIM-SANTA ANA-IRVINE, CA 258 $125,750,000 $487,403 $2,846 3.21%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 363 $118,835,000 $327,369 $2,636 3.16%
DALLAS-PLANO-IRVING, TX 332 $115,620,000 $348,253 $4,330 3.15%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 349 $109,585,000 $313,997 $4,164 3.11%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 305 $108,115,000 $354,475 $2,463 3.18%
URBAN HONOLULU, HI 193 $107,645,000 $557,746 $4,388 3.01%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 279 $89,925,000 $322,312 $3,665 3.20%
SAN ANTONIO-NEW BRAUNFELS, TX 222 $76,100,000 $342,793 $5,127 3.01%
TACOMA-LAKEWOOD, WA 193 $71,285,000 $369,352 $3,220 3.16%
CHICAGO-NAPERVILLE-EVANSTON, IL 206 $71,140,000 $345,340 $3,530 3.17%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 185 $70,325,000 $380,135 $5,858 2.99%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 201 $69,185,000 $344,204 $3,881 3.09%
SALT LAKE CITY, UT 189 $68,885,000 $364,471 $2,428 3.23%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 134 $66,690,000 $497,687 $2,757 3.17%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 161 $64,915,000 $403,199 $3,856 3.16%
BALTIMORE-COLUMBIA-TOWSON, MD 158 $62,590,000 $396,139 $3,463 2.95%
RENO, NV 169 $61,265,000 $362,515 $2,715 3.25%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 173 $60,725,000 $351,012 $4,147 2.97%
RALEIGH-CARY, NC 165 $57,135,000 $346,273 $2,907 3.07%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 131 $56,715,000 $432,939 $2,833 3.09%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 172 $55,560,000 $323,023 $3,806 3.12%
NEW BRUNSWICK-LAKEWOOD, NJ 148 $53,000,000 $358,108 $3,569 3.15%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 162 $52,920,000 $326,667 $3,994 3.08%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 141 $51,835,000 $367,624 $2,753 3.12%
ANCHORAGE, AK 133 $51,145,000 $384,549 $4,213 3.00%
BOISE CITY, ID 154 $50,530,000 $328,117 $3,710 3.28%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD 113 $48,015,000 $424,912 $2,952 3.10%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 129 $46,855,000 $363,217 $4,224 3.11%
COLORADO SPRINGS, CO 120 $46,430,000 $386,917 $3,118 3.11%
CHARLESTON-NORTH CHARLESTON, SC 123 $41,415,000 $336,707 $3,810 3.05%
OXNARD-THOUSAND OAKS-VENTURA, CA 96 $41,210,000 $429,271 $2,807 3.09%
ORLANDO-KISSIMMEE-SANFORD, FL 130 $40,820,000 $314,000 $3,203 3.18%
WARREN-TROY-FARMINGTON HILLS, MI 126 $40,200,000 $319,048 $2,561 3.23%
NEWARK, NJ-PA 102 $39,800,000 $390,196 $3,375 3.12%
TUCSON, AZ 118 $36,820,000 $312,034 $3,309 3.13%
ST. LOUIS, MO-IL 117 $34,285,000 $293,034 $2,787 3.17%
OGDEN-CLEARFIELD, UT 93 $33,285,000 $357,903 $3,317 3.11%
JACKSONVILLE, FL 98 $32,170,000 $328,265 $4,513 3.14%
SPOKANE-SPOKANE VALLEY, WA 99 $32,065,000 $323,889 $3,701 3.03%
KAHULUI-WAILUKU-LAHAINA, HI 61 $31,785,000 $521,066 $3,937 3.09%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 63 $31,005,000 $492,143 $2,824 3.13%
PROVO-OREM, UT 84 $30,910,000 $367,976 $2,572 3.21%
BOSTON, MA 67 $29,465,000 $439,776 $2,783 3.09%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 84 $27,670,000 $329,405 $3,239 3.30%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 73 $27,155,000 $371,986 $4,057 3.17%
RICHMOND, VA 68 $24,550,000 $361,029 $2,974 3.13%
INDIANAPOLIS-CARMEL-ANDERSON, IN 77 $23,775,000 $308,766 $2,351 3.13%
BRIDGEPORT-STAMFORD-NORWALK, CT 55 $23,265,000 $423,000 $3,231 3.09%
FRESNO, CA 73 $23,235,000 $318,288 $2,324 3.24%
VALLEJO, CA 59 $22,975,000 $389,407 $4,078 3.17%
STOCKTON, CA 62 $22,760,000 $367,097 $2,137 3.25%
NASSAU COUNTY-SUFFOLK COUNTY, NY 58 $22,390,000 $386,034 $3,794 3.27%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 59 $22,125,000 $375,000 $5,829 3.00%
COLUMBUS, OH 73 $21,995,000 $301,301 $2,357 3.20%
OMAHA-COUNCIL BLUFFS, NE-IA 76 $21,260,000 $279,737 $3,718 3.10%
OKLAHOMA CITY, OK 68 $20,430,000 $300,441 $3,919 3.06%
SALEM, OR 58 $19,570,000 $337,414 $3,151 3.15%
ALBUQUERQUE, NM 66 $19,350,000 $293,182 $3,390 3.12%
MEMPHIS, TN-MS-AR 54 $19,150,000 $354,630 $4,473 3.04%
PENSACOLA-FERRY PASS-BRENT, FL 56 $18,950,000 $338,393 $6,616 2.95%
OLYMPIA-LACEY-TUMWATER, WA 55 $18,875,000 $343,182 $2,817 3.06%
FORT COLLINS, CO 53 $18,265,000 $344,623 $2,567 3.11%
CINCINNATI, OH-KY-IN 54 $17,280,000 $320,000 $3,265 3.09%
BEND, OR 46 $16,930,000 $368,043 $3,784 3.09%
WILMINGTON, DE-MD-NJ 52 $16,220,000 $311,923 $2,918 3.06%
SANTA ROSA-PETALUMA, CA 38 $16,010,000 $421,316 $2,344 3.17%
BOULDER, CO 41 $15,915,000 $388,171 $2,806 3.11%
NORTH PORT-SARASOTA-BRADENTON, FL 50 $15,740,000 $314,800 $3,083 3.24%
DURHAM-CHAPEL HILL, NC 44 $15,670,000 $356,136 $2,972 3.09%
SAN LUIS OBISPO-PASO ROBLES, CA 38 $15,560,000 $409,474 $2,464 3.14%
MILWAUKEE-WAUKESHA, WI 42 $14,870,000 $354,048 $2,706 3.11%
HUNTSVILLE, AL 44 $14,830,000 $337,045 $3,418 3.05%
PROVIDENCE-WARWICK, RI-MA 43 $14,505,000 $337,326 $2,657 3.08%
PHILADELPHIA, PA 40 $14,290,000 $357,250 $5,297 3.06%
SANTA MARIA-SANTA BARBARA, CA 34 $14,210,000 $417,941 $4,067 3.21%
KNOXVILLE, TN 43 $14,085,000 $327,558 $2,676 3.25%
SAN RAFAEL, CA 29 $13,985,000 $482,241 $3,337 3.21%
GREENVILLE-ANDERSON, SC 45 $13,755,000 $305,667 $2,216 3.12%
MIAMI-MIAMI BEACH-KENDALL, FL 43 $13,465,000 $313,140 $3,759 3.16%
LOUISVILLE/JEFFERSON COUNTY, KY-IN 35 $12,915,000 $369,000 $3,771 3.03%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 35 $12,565,000 $359,000 $2,896 3.06%
TULSA, OK 41 $12,495,000 $304,756 $4,680 3.04%
COEUR D'ALENE, ID 42 $12,310,000 $293,095 $3,350 3.27%
MANCHESTER-NASHUA, NH 34 $11,900,000 $350,000 $2,089 3.31%
PITTSBURGH, PA 37 $11,645,000 $314,730 $4,223 3.05%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 38 $11,630,000 $306,053 $2,796 3.10%
NEW ORLEANS-METAIRIE, LA 36 $11,590,000 $321,944 $4,227 3.13%
MODESTO, CA 36 $11,550,000 $320,833 $3,318 3.29%
BIRMINGHAM-HOOVER, AL 37 $11,395,000 $307,973 $2,791 3.14%
CAPE CORAL-FORT MYERS, FL 36 $11,100,000 $308,333 $3,089 3.17%
PALM BAY-MELBOURNE-TITUSVILLE, FL 31 $10,875,000 $350,806 $5,396 3.06%
BAKERSFIELD, CA 37 $10,755,000 $290,676 $2,616 3.31%
KENNEWICK-RICHLAND, WA 31 $10,585,000 $341,452 $2,806 3.17%
HILTON HEAD ISLAND-BLUFFTON, SC 26 $10,480,000 $403,077 $3,162 3.03%
IDAHO FALLS, ID 35 $10,455,000 $298,714 $3,832 3.25%
SALINAS, CA 24 $10,370,000 $432,083 $3,154 3.05%
CHEYENNE, WY 28 $10,250,000 $366,071 $5,553 2.93%
CLEVELAND-ELYRIA, OH 39 $9,785,000 $250,897 $2,840 3.30%
CAMDEN, NJ 30 $9,780,000 $326,000 $3,620 3.02%
DETROIT-DEARBORN-LIVONIA, MI 34 $9,750,000 $286,765 $2,378 3.30%
MOUNT VERNON-ANACORTES, WA 24 $9,740,000 $405,833 $4,416 2.99%
DAYTON-KETTERING, OH 31 $9,645,000 $311,129 $3,746 3.07%
SALISBURY, MD-DE 25 $9,475,000 $379,000 $2,769 3.14%
GREELEY, CO 25 $9,405,000 $376,200 $2,417 3.12%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 26 $9,250,000 $355,769 $2,814 3.49%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 32 $9,190,000 $287,188 $2,643 3.05%
PRESCOTT VALLEY-PRESCOTT, AZ 30 $9,030,000 $301,000 $2,386 3.29%
YAKIMA, WA 27 $8,785,000 $325,370 $2,381 3.35%
SANTA CRUZ-WATSONVILLE, CA 17 $8,735,000 $513,824 $2,112 3.13%
EUGENE-SPRINGFIELD, OR 27 $8,425,000 $312,037 $4,625 3.39%
NAPLES-MARCO ISLAND, FL 25 $8,335,000 $333,400 $2,768 3.20%
WARNER ROBINS, GA 30 $8,320,000 $277,333 $4,206 3.02%
WORCESTER, MA-CT 24 $8,060,000 $335,833 $3,411 3.14%
CHATTANOOGA, TN-GA 25 $7,955,000 $318,200 $3,305 2.97%
CALIFORNIA-LEXINGTON PARK, MD 18 $7,860,000 $436,667 $5,154 2.65%
WENATCHEE, WA 22 $7,860,000 $357,273 $2,970 3.28%
BELLINGHAM, WA 22 $7,850,000 $356,818 $3,830 3.03%
MEDFORD, OR 26 $7,840,000 $301,538 $2,958 3.08%
MISSOULA, MT 21 $7,755,000 $369,286 $2,573 3.18%
AUGUSTA-RICHMOND COUNTY, GA-SC 23 $7,435,000 $323,261 $4,434 3.02%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 21 $7,395,000 $352,143 $3,845 3.22%
SAVANNAH, GA 23 $7,195,000 $312,826 $3,868 3.01%
GARY, IN 24 $7,140,000 $297,500 $2,026 3.30%
SANTA FE, NM 17 $7,075,000 $416,176 $5,891 3.12%
ELGIN, IL 26 $6,800,000 $261,538 $2,832 3.24%
MADISON, WI 17 $6,785,000 $399,118 $4,785 2.75%
CHARLOTTESVILLE, VA 21 $6,785,000 $323,095 $3,074 3.12%
WINSTON-SALEM, NC 22 $6,630,000 $301,364 $2,525 2.99%
ASHEVILLE, NC 19 $6,535,000 $343,947 $3,255 3.14%
NEW HAVEN-MILFORD, CT 24 $6,470,000 $269,583 $3,745 3.27%
SHREVEPORT-BOSSIER CITY, LA 19 $6,335,000 $333,421 $4,312 2.91%
CLARKSVILLE, TN-KY 20 $6,200,000 $310,000 $2,972 2.91%
DES MOINES-WEST DES MOINES, IA 20 $6,090,000 $304,500 $2,386 3.02%
BATON ROUGE, LA 18 $6,070,000 $337,222 $3,340 3.20%
LAWRENCE, KS 23 $6,025,000 $261,957 $2,562 3.22%
ENID, OK 20 $5,980,000 $299,000 $5,430 3.06%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 20 $5,930,000 $296,500 $4,604 3.28%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 16 $5,920,000 $370,000 $4,814 3.12%
GRAND RAPIDS-KENTWOOD, MI 19 $5,875,000 $309,211 $2,529 3.13%
ANN ARBOR, MI 16 $5,870,000 $366,875 $2,012 3.16%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 20 $5,850,000 $292,500 $3,538 2.99%
WILMINGTON, NC 18 $5,640,000 $313,333 $3,513 3.24%
DAPHNE-FAIRHOPE-FOLEY, AL 17 $5,415,000 $318,529 $3,330 3.36%
PANAMA CITY, FL 14 $5,400,000 $385,714 $5,618 3.06%
COLUMBIA, SC 19 $5,375,000 $282,895 $3,192 3.09%
WICHITA, KS 19 $5,185,000 $272,895 $3,754 3.13%
EL CENTRO, CA 17 $4,985,000 $293,235 $3,859 3.51%
PORT ST. LUCIE, FL 15 $4,895,000 $326,333 $4,449 3.04%
BILLINGS, MT 16 $4,860,000 $303,750 $2,528 2.92%
MERCED, CA 15 $4,805,000 $320,333 $2,661 3.18%
PORTLAND-SOUTH PORTLAND, ME 16 $4,680,000 $292,500 $3,182 3.05%
ST. GEORGE, UT 14 $4,660,000 $332,857 $1,767 3.17%
REDDING, CA 14 $4,630,000 $330,714 $2,217 3.06%
MONTGOMERY, AL 16 $4,560,000 $285,000 $4,406 3.07%
LANCASTER, PA 16 $4,500,000 $281,250 $3,785 3.03%
FLAGSTAFF, AZ 12 $4,480,000 $373,333 $3,329 3.09%
CHICO, CA 11 $4,395,000 $399,545 $2,990 2.97%
LINCOLN, NE 18 $4,270,000 $237,222 $3,108 3.31%
BARNSTABLE TOWN, MA 11 $4,255,000 $386,818 $2,228 2.94%
SPARTANBURG, SC 15 $4,245,000 $283,000 $1,930 3.30%
LAKELAND-WINTER HAVEN, FL 14 $4,220,000 $301,429 $4,269 3.11%
NAPA, CA 10 $4,200,000 $420,000 $1,970 3.05%
WINCHESTER, VA-WV 12 $4,140,000 $345,000 $4,881 3.24%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 11 $4,095,000 $372,273 $5,057 3.04%
GREENSBORO-HIGH POINT, NC 14 $4,070,000 $290,714 $2,913 2.79%
VISALIA, CA 13 $4,065,000 $312,692 $4,080 3.24%
GAINESVILLE, GA 12 $4,050,000 $337,500 $2,913 3.31%
MANHATTAN, KS 16 $4,050,000 $253,125 $5,067 3.26%
HARRISBURG-CARLISLE, PA 16 $3,980,000 $248,750 $3,960 3.23%
ROCHESTER, MN 12 $3,790,000 $315,833 $4,582 2.97%
FAYETTEVILLE, NC 16 $3,740,000 $233,750 $3,635 3.07%
LONGVIEW, WA 11 $3,705,000 $336,818 $3,666 3.24%
FAIRBANKS, AK 12 $3,650,000 $304,167 $5,229 2.91%
ALBANY-SCHENECTADY-TROY, NY 12 $3,570,000 $297,500 $4,952 3.08%
HICKORY-LENOIR-MORGANTON, NC 8 $3,510,000 $438,750 $2,946 3.20%
CARSON CITY, NV 10 $3,370,000 $337,000 $2,484 3.06%
HAGERSTOWN-MARTINSBURG, MD-WV 13 $3,275,000 $251,923 $3,506 2.97%
AUBURN-OPELIKA, AL 9 $3,215,000 $357,222 $1,339 3.28%
ABILENE, TX 10 $3,130,000 $313,000 $6,618 3.06%
JACKSONVILLE, NC 12 $3,050,000 $254,167 $4,202 3.22%
YUBA CITY, CA 9 $3,015,000 $335,000 $6,522 2.97%
AKRON, OH 11 $2,985,000 $271,364 $2,760 3.20%
TALLAHASSEE, FL 9 $2,975,000 $330,556 $4,571 3.32%
BURLINGTON-SOUTH BURLINGTON, VT 8 $2,930,000 $366,250 $6,210 3.13%
DOVER, DE 10 $2,930,000 $293,000 $5,319 2.96%
GULFPORT-BILOXI, MS 10 $2,860,000 $286,000 $5,703 3.11%
MADERA, CA 8 $2,860,000 $357,500 $2,149 2.97%
ALBANY-LEBANON, OR 11 $2,845,000 $258,636 $3,017 3.22%
COLUMBIA, MO 9 $2,735,000 $303,889 $1,918 3.11%
CORVALLIS, OR 8 $2,680,000 $335,000 $2,611 3.16%
NORWICH-NEW LONDON, CT 9 $2,675,000 $297,222 $5,011 3.37%
LAKE HAVASU CITY-KINGMAN, AZ 9 $2,675,000 $297,222 $3,180 3.24%
LAFAYETTE, LA 8 $2,660,000 $332,500 $3,337 3.14%
LEXINGTON-FAYETTE, KY 8 $2,650,000 $331,250 $1,784 3.11%
READING, PA 8 $2,640,000 $330,000 $5,731 3.17%
CORPUS CHRISTI, TX 8 $2,620,000 $327,500 $4,452 2.84%
LUBBOCK, TX 8 $2,620,000 $327,500 $4,019 3.28%
WACO, TX 6 $2,550,000 $425,000 $4,425 3.25%
THE VILLAGES, FL 9 $2,545,000 $282,778 $3,149 3.24%
LANSING-EAST LANSING, MI 11 $2,505,000 $227,727 $1,943 3.34%
GRAND JUNCTION, CO 9 $2,505,000 $278,333 $3,532 3.25%
SPRINGFIELD, MO 9 $2,495,000 $277,222 $3,891 3.22%
OCALA, FL 8 $2,470,000 $308,750 $2,875 3.19%
SOUTH BEND-MISHAWAKA, IN-MI 8 $2,370,000 $296,250 $2,380 2.98%
PUNTA GORDA, FL 8 $2,370,000 $296,250 $5,147 3.09%
KALAMAZOO-PORTAGE, MI 7 $2,335,000 $333,571 $2,228 3.20%
SEBASTIAN-VERO BEACH, FL 6 $2,300,000 $383,333 $3,498 3.14%
TOLEDO, OH 9 $2,295,000 $255,000 $3,228 3.11%
VALDOSTA, GA 10 $2,290,000 $229,000 $6,035 3.19%
KILLEEN-TEMPLE, TX 10 $2,270,000 $227,000 $2,868 3.25%
SUMTER, SC 6 $2,230,000 $371,667 $7,433 3.06%
SPRINGFIELD, MA 8 $2,160,000 $270,000 $4,701 3.33%
TRENTON-PRINCETON, NJ 7 $2,095,000 $299,286 $3,153 3.27%
COLLEGE STATION-BRYAN, TX 6 $2,080,000 $346,667 $3,757 3.12%
BUFFALO-CHEEKTOWAGA, NY 6 $2,080,000 $346,667 $7,200 3.31%
TOPEKA, KS 9 $2,075,000 $230,556 $2,763 3.15%
LOGAN, UT-ID 5 $1,995,000 $399,000 $3,801 3.03%
LAS CRUCES, NM 8 $1,990,000 $248,750 $6,213 3.08%
GETTYSBURG, PA 5 $1,945,000 $389,000 $4,735 2.88%
WALLA WALLA, WA 6 $1,780,000 $296,667 $1,988 3.37%
YORK-HANOVER, PA 5 $1,635,000 $327,000 $7,640 2.90%
FARGO, ND-MN 5 $1,625,000 $325,000 $2,489 3.25%
ELIZABETHTOWN-FORT KNOX, KY 5 $1,625,000 $325,000 $6,531 2.93%
SIOUX FALLS, SD 4 $1,600,000 $400,000 $3,297 3.03%
KINGSTON, NY 4 $1,590,000 $397,500 $6,938 3.31%
DOTHAN, AL 4 $1,550,000 $387,500 $1,941 2.91%
POCATELLO, ID 5 $1,505,000 $301,000 $4,466 3.05%
HANFORD-CORCORAN, CA 5 $1,475,000 $295,000 $2,110 3.02%
EL PASO, TX 7 $1,465,000 $209,286 $4,180 3.27%
HOT SPRINGS, AR 4 $1,450,000 $362,500 $2,129 2.72%
LYNCHBURG, VA 4 $1,440,000 $360,000 $2,773 2.94%
MIDLAND, TX 6 $1,410,000 $235,000 $5,102 3.33%
ATHENS-CLARKE COUNTY, GA 6 $1,390,000 $231,667 $4,582 3.71%
SIERRA VISTA-DOUGLAS, AZ 5 $1,385,000 $277,000 $3,222 3.12%
WICHITA FALLS, TX 4 $1,380,000 $345,000 $7,514 2.87%
CANTON-MASSILLON, OH 5 $1,375,000 $275,000 $2,150 2.85%
STATE COLLEGE, PA 4 $1,360,000 $340,000 $4,560 2.84%
BRUNSWICK, GA 5 $1,325,000 $265,000 $2,399 3.20%
SYRACUSE, NY 3 $1,315,000 $438,333 $5,144 3.21%
BOWLING GREEN, KY 4 $1,310,000 $327,500 $2,164 2.84%
BLACKSBURG-CHRISTIANSBURG, VA 5 $1,305,000 $261,000 $1,916 3.08%
ST. JOSEPH, MO-KS 6 $1,270,000 $211,667 $3,838 3.56%
TYLER, TX 4 $1,270,000 $317,500 $7,977 3.09%
MCALLEN-EDINBURG-MISSION, TX 4 $1,250,000 $312,500 $4,467 4.09%
GRAND FORKS, ND-MN 5 $1,245,000 $249,000 $3,196 3.10%
DECATUR, AL 4 $1,230,000 $307,500 $1,512 3.40%
OSHKOSH-NEENAH, WI 2 $1,150,000 $575,000 $2,840 3.43%
SHERMAN-DENISON, TX 3 $1,145,000 $381,667 $4,663 3.16%
FORT SMITH, AR-OK 4 $1,130,000 $282,500 $2,189 3.09%
LA CROSSE-ONALASKA, WI-MN 4 $1,130,000 $282,500 $2,806 3.00%
GAINESVILLE, FL 5 $1,125,000 $225,000 $3,822 3.15%
LEBANON, PA 5 $1,125,000 $225,000 $4,697 3.05%
PARKERSBURG-VIENNA, WV 3 $1,125,000 $375,000 $2,449 3.29%
SCRANTON--WILKES-BARRE, PA 4 $1,110,000 $277,500 $4,158 3.03%
ROANOKE, VA 3 $1,075,000 $358,333 $1,987 3.41%
SPRINGFIELD, IL 3 $1,055,000 $351,667 $2,433 3.25%
GOLDSBORO, NC 4 $1,050,000 $262,500 $4,652 3.00%
ROCKFORD, IL 4 $1,040,000 $260,000 $5,304 3.09%
MORRISTOWN, TN 3 $1,035,000 $345,000 $3,646 3.04%
ROCHESTER, NY 4 $1,020,000 $255,000 $2,632 3.88%
YUMA, AZ 4 $1,020,000 $255,000 $2,663 3.06%
BANGOR, ME 4 $1,000,000 $250,000 $4,239 3.09%
TWIN FALLS, ID 3 $995,000 $331,667 $3,100 3.21%
STAUNTON, VA 3 $885,000 $295,000 $8,336 2.92%
JEFFERSON CITY, MO 5 $885,000 $177,000 $1,985 3.35%
MUSKEGON, MI 2 $850,000 $425,000 $1,518 3.06%
GREAT FALLS, MT 3 $845,000 $281,667 $4,749 3.21%
SIOUX CITY, IA-NE-SD 3 $845,000 $281,667 $5,985 3.00%
EVANSVILLE, IN-KY 2 $840,000 $420,000 $1,635 3.38%
PITTSFIELD, MA 2 $830,000 $415,000 $3,661 2.69%
BEAUMONT-PORT ARTHUR, TX 3 $825,000 $275,000 $4,787 3.49%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 3 $825,000 $275,000 $2,988 3.12%
HUNTINGTON-ASHLAND, WV-KY-OH 3 $825,000 $275,000 $3,523 3.08%
NEW BERN, NC 4 $820,000 $205,000 $4,145 3.53%
MUNCIE, IN 2 $810,000 $405,000 $2,299 3.13%
MONROE, MI 4 $810,000 $202,500 $3,289 3.31%
JACKSON, MS 3 $805,000 $268,333 $4,046 2.83%
NILES, MI 3 $805,000 $268,333 $2,191 3.08%
MORGANTOWN, WV 3 $785,000 $261,667 $1,670 3.21%
ST. CLOUD, MN 3 $775,000 $258,333 $1,473 3.50%
LEWISTON-AUBURN, ME 2 $770,000 $385,000 $1,005 2.56%
BURLINGTON, NC 4 $770,000 $192,500 $2,672 3.28%
RAPID CITY, SD 2 $770,000 $385,000 $2,131 3.13%
FLINT, MI 5 $745,000 $149,000 $3,096 3.40%
CHAMPAIGN-URBANA, IL 3 $725,000 $241,667 $3,042 3.04%
MONROE, LA 2 $720,000 $360,000 $4,038 2.63%
AMARILLO, TX 4 $720,000 $180,000 $3,832 3.47%
ELKHART-GOSHEN, IN 2 $720,000 $360,000 $8,552 3.19%
HOMOSASSA SPRINGS, FL 3 $715,000 $238,333 $1,655 3.13%
TERRE HAUTE, IN 2 $710,000 $355,000 $1,602 3.13%
HARRISONBURG, VA 3 $705,000 $235,000 $1,552 3.33%
BLOOMSBURG-BERWICK, PA 2 $700,000 $350,000 $2,906 3.19%
LAKE CHARLES, LA 2 $690,000 $345,000 $2,800 2.87%
GREENVILLE, NC 2 $640,000 $320,000 $2,368 2.81%
LAFAYETTE-WEST LAFAYETTE, IN 2 $640,000 $320,000 $1,272 2.81%
ATLANTIC CITY-HAMMONTON, NJ 3 $635,000 $211,667 $5,041 2.92%
SPRINGFIELD, OH 2 $630,000 $315,000 $7,880 2.87%
BISMARCK, ND 2 $630,000 $315,000 $4,702 3.44%
PEORIA, IL 3 $625,000 $208,333 $2,101 3.71%
UTICA-ROME, NY 3 $625,000 $208,333 $2,010 3.21%
EAU CLAIRE, WI 2 $590,000 $295,000 $2,057 3.31%
HOUMA-THIBODAUX, LA 2 $590,000 $295,000 $6,697 3.38%
LAREDO, TX 2 $590,000 $295,000 $11,732 2.87%
GLENS FALLS, NY 2 $570,000 $285,000 $7,181 3.75%
MACON-BIBB COUNTY, GA 3 $565,000 $188,333 $3,607 3.04%
DULUTH, MN-WI 2 $550,000 $275,000 $2,730 3.00%
BLOOMINGTON, IN 2 $550,000 $275,000 $9,443 3.19%
MANKATO, MN 2 $550,000 $275,000 $7,747 2.69%
GREEN BAY, WI 2 $540,000 $270,000 $1,233 2.75%
APPLETON, WI 2 $540,000 $270,000 $6,386 2.50%
GRANTS PASS, OR 2 $520,000 $260,000 $1,849 3.38%
FLORENCE-MUSCLE SHOALS, AL 1 $515,000 $515,000 $1,270 3.38%
JACKSON, MI 2 $500,000 $250,000 $1,634 3.19%
VINELAND-BRIDGETON, NJ 1 $495,000 $495,000 $4,527 2.50%
SAN ANGELO, TX 2 $490,000 $245,000 $1,669 3.38%
PINE BLUFF, AR 1 $485,000 $485,000 $2,349 3.25%
TUSCALOOSA, AL 1 $455,000 $455,000 $1,285 3.38%
CHAMBERSBURG-WAYNESBORO, PA 2 $450,000 $225,000 $2,705 3.06%
CLEVELAND, TN 2 $450,000 $225,000 $5,700 3.00%
COLUMBUS, IN 1 $435,000 $435,000 $2,798 2.25%
JOHNSON CITY, TN 1 $425,000 $425,000 $3,158 2.75%
PUEBLO, CO 1 $425,000 $425,000 $7,181 2.25%
COLUMBUS, GA-AL 2 $420,000 $210,000 $1,151 3.50%
OCEAN CITY, NJ 1 $415,000 $415,000 $1,985 2.99%
WAUSAU-WESTON, WI 1 $405,000 $405,000 $5,922 2.63%
JOPLIN, MO 3 $405,000 $135,000 $2,201 3.49%
FORT WAYNE, IN 1 $395,000 $395,000 $1,249 2.99%
CHARLESTON, WV 3 $395,000 $131,667 $3,636 3.46%
BINGHAMTON, NY 2 $390,000 $195,000 $1,393 3.38%
BAY CITY, MI 1 $385,000 $385,000 $1,405 2.75%
BATTLE CREEK, MI 2 $380,000 $190,000 $3,696 3.31%
CEDAR RAPIDS, IA 2 $380,000 $190,000 $4,577 3.56%
MOBILE, AL 2 $380,000 $190,000 $2,838 3.00%
ELMIRA, NY 1 $375,000 $375,000 $4,889 3.00%
CASPER, WY 1 $365,000 $365,000 $14,226 2.75%
BLOOMINGTON, IL 2 $350,000 $175,000 $1,656 3.38%
KOKOMO, IN 1 $335,000 $335,000 $1,715 3.63%
VICTORIA, TX 1 $325,000 $325,000 $1,448 3.25%
LONGVIEW, TX 1 $315,000 $315,000 $2,174 3.50%
WILLIAMSPORT, PA 1 $315,000 $315,000 $2,875 2.99%
EAST STROUDSBURG, PA 2 $310,000 $155,000 $3,456 3.56%
ANNISTON-OXFORD, AL 1 $285,000 $285,000 $836 3.38%
DALTON, GA 1 $285,000 $285,000 $2,227 2.99%
HAMMOND, LA 2 $270,000 $135,000 $2,655 3.37%
RACINE, WI 1 $265,000 $265,000 $1,705 3.50%
SHEBOYGAN, WI 1 $265,000 $265,000 $1,231 3.63%
GADSDEN, AL 1 $245,000 $245,000 $1,581 3.50%
WATERLOO-CEDAR FALLS, IA 1 $245,000 $245,000 $1,999 2.99%
ODESSA, TX 1 $235,000 $235,000 $2,604 3.38%
GRAND ISLAND, NE 1 $235,000 $235,000 $1,337 3.63%
MIDLAND, MI 1 $225,000 $225,000 $1,220 2.63%
WATERTOWN-FORT DRUM, NY 1 $225,000 $225,000 $1,898 3.13%
CAPE GIRARDEAU, MO-IL 1 $225,000 $225,000 $2,302 2.88%
FLORENCE, SC 1 $225,000 $225,000 $3,803 3.99%
AMES, IA 1 $205,000 $205,000 $1,151 3.38%
IOWA CITY, IA 1 $205,000 $205,000 $1,224 2.63%
JACKSON, TN 1 $205,000 $205,000 $1,069 3.63%
JONESBORO, AR 1 $165,000 $165,000 $2,279 3.75%
JANESVILLE-BELOIT, WI 1 $155,000 $155,000 $1,243 3.75%
CARBONDALE-MARION, IL 1 $155,000 $155,000 $1,829 3.50%
TEXARKANA, TX-AR 1 $145,000 $145,000 $3,581 3.75%
BROWNSVILLE-HARLINGEN, TX 1 $135,000 $135,000 $2,173 3.25%
ALTOONA, PA 1 $125,000 $125,000 $2,546 3.50%
KINGSPORT-BRISTOL, TN-VA 1 $115,000 $115,000 $3,047 2.99%
MANSFIELD, OH 1 $115,000 $115,000 $2,519 3.88%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $115,000 $115,000 $2,412 3.63%

Nbkc Bank's top markets include Kansas City, Washington, Seattle, Los Angeles, and Phoenix among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 10,318 $3,483,040,000 $337,569
2.5-3% 7,976 $3,064,160,000 $384,173
<2.5% 1,339 $523,465,000 $390,937
4-5% 378 $104,830,000 $277,328
5-6% 31 $10,175,000 $328,226
6-7% 3 $205,000 $68,333

During 2020, Nbkc Bank's average interest rate was 3.23%, while their most frequently originated rate bucket was 3-4%, with 10,318 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 11,006 $3,328,970,000 $302,469 $3,105 3.14%
$400k-600k 6,241 $2,930,155,000 $469,501 $3,425 3.04%
$100k-200k 1,794 $290,110,000 $161,711 $2,849 3.47%
$600k-1MM 801 $564,205,000 $704,376 $5,809 3.11%
$100,000 or less 153 $12,795,000 $83,627 $2,652 3.69%
$1MM+ 50 $59,640,000 $1,192,800 $12,286 3.02%

2020 saw Nbkc Bank place emphasis on $200k-400k loans with 11,006 originations, totaling $3,328,970,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 5,794 $2,074,130,000 $357,979 $3,391 3.15%
$150k-250k 4,948 $2,015,690,000 $407,375 $3,189 3.12%
$75k-100k 2,939 $924,875,000 $314,690 $3,493 3.20%
$50k-75k 2,208 $561,060,000 $254,103 $3,529 3.26%
$250k+ 1,479 $668,205,000 $451,795 $3,283 3.12%
$50k or less 616 $115,750,000 $187,906 $3,014 3.39%

Nbkc Bank lent most frequently to those with incomes in the $100k-150k range, with 5,794 originations. The second most popular income band? $150k-250k, with 4,948 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 5,004 $1,758,820,000 $351,483 $2,950 3.13%
30-36% 3,304 $1,175,400,000 $355,751 $3,166 3.17%
<20% 1,996 $664,720,000 $333,026 $2,571 3.09%
44% 598 $209,540,000 $350,401 $3,611 3.25%
36% 591 $210,065,000 $355,440 $3,259 3.19%
38% 585 $209,375,000 $357,906 $3,323 3.22%
41% 566 $200,250,000 $353,799 $3,556 3.25%
39% 563 $200,885,000 $356,812 $3,245 3.24%
40% 563 $200,355,000 $355,870 $3,556 3.23%
37% 559 $197,975,000 $354,159 $3,423 3.22%
42% 547 $192,465,000 $351,856 $3,467 3.25%
43% 542 $190,280,000 $351,070 $3,828 3.23%
50-60% 498 $198,130,000 $397,851 $7,538 3.01%
45% 471 $170,165,000 $361,285 $3,870 3.20%
46% 408 $147,810,000 $362,279 $3,936 3.22%
49% 398 $146,640,000 $368,442 $3,789 3.24%
47% 370 $132,380,000 $357,784 $4,456 3.24%
48% 365 $132,075,000 $361,849 $3,987 3.22%
>60% 31 $12,855,000 $414,677 $7,161 3.09%

Nbkc Bank lent most frequently to those with DTI ratios of 20-30%, with 5,004 originations. The next most common DTI ratio? 30-36%, with 3,304 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 14,294 $5,036,670,000 $352,363 $3,351 3.14%
Not provided 3,186 $1,193,960,000 $374,752 $3,105 3.14%
Asian 1,831 $696,325,000 $380,298 $3,026 3.10%
Black 613 $211,465,000 $344,967 $4,184 3.17%
American Indian 42 $16,260,000 $387,143 $4,089 3.11%
Native Hawaiian 35 $13,465,000 $384,714 $3,947 3.11%
Not applicable 14 $6,830,000 $487,857 $0 4.53%
Asian Indian 13 $4,385,000 $337,308 $2,098 3.01%
Filipino 6 $2,370,000 $395,000 $3,262 3.31%
Chinese 4 $1,720,000 $430,000 $1,841 3.03%
Vietnamese 2 $600,000 $300,000 $1,269 3.00%
Guamanian 2 $590,000 $295,000 $5,196 3.69%
Korean 1 $475,000 $475,000 $2,138 2.88%
Other Asian 1 $455,000 $455,000 $1,225 3.25%
Native Hawiian 1 $305,000 $305,000 $2,318 3.38%

Approval Rates

Total approvals of all applications
95.18%

Nbkc Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
54.41%

Nbkc Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 20,045 $7,185,875,000 $358,487

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Multifamily:Site-Built 4 $4,300,000 $1,075,000
Single Family (1-4 Units):Site-Built 20,041 $7,181,575,000 $358,344

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 641 $187,545,000 $292,582 $2,383 3.15%
40-60% 4,112 $1,416,410,000 $344,458 $2,338 3.08%
60-80% 7,666 $2,778,390,000 $362,430 $2,689 3.22%
80-100% 6,834 $2,513,470,000 $367,789 $3,879 3.11%
Over 100% 736 $277,500,000 $377,038 $10,760 2.90%
Under 20% 56 $12,560,000 $224,286 $2,402 3.57%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Nbkc Bank 10700 Nall Ave Overland Park, KS 66211 Full Service B&M $420,063
Nbkc Bank 8320 Ward Parkway Kansas City, MO 64114 Full Service B&M $185,419
Nbkc Bank 9750 North Ash Avenue Kansas City, MO 64157 Full Service B&M $80,094
Nbkc Bank 3510 W 95th Street Leawood, KS 66206 Full Service B&M $111,600

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $26,565
Net interest income $18,046
Total noninterest income $304,287
Gross Fiduciary activities income $0
Service charges on deposit accounts $17
Trading account gains and fees $0
Additional Noninterest Income $304,270
Pre-tax net operating income $154,022
Securities gains (or losses, -) $107
Income before extraordinary items $150,951
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $150,951
Minority interest net income $0
Net income $150,951
Sale, conversion, retirement of capital stock, net $0
Net operating income $150,846

Bank Expenses

Item Value (in 000's)
Total interest expense $8,519
Provision for credit losses $3,150
Total noninterest expense $165,161
Salaries and employee benefits $111,009
Premises and equipment expense $7,169
Additional noninterest expense $46,983
Applicable income taxes $3,178
Net charge-offs $14
Cash dividends $105,360

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 1.0%
HELOC loans 0.0%
All other family 1.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $929,415
Deposits held in domestic offices $929,415
Deposits by Individuals, partnerships, and corporations $896,972
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $1,571
Deposits by Commercial banks and other depository institutions in U.S. $30,872
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $391,871
Demand deposits $292,125
Nontransaction accounts $537,544
Money market deposit accounts (MMDAs) $302,612
Other savings deposits (excluding MMDAs) $10
Total time deposits $234,920
Total time and savings deposits $637,290
Noninterest-bearing deposits $270,788
Interest-bearing deposits $658,626
Retail deposits $881,297
IRAs and Keogh plan accounts $26,719
Brokered deposits $20,912
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $1,148,196
Cash & Balances due from depository institutions $379,105
Interest-bearing balances $376,407
Total securities $110,573
Federal funds sold & reverse repurchase $0
Net loans and leases $523,751
Loan and leases loss allowance $10,188
Trading account assets $0
Bank premises and fixed assets $9,023
Other real estate owned $218
Goodwill and other intangibles $21,412
All other assets $104,114

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $1,148,196
Total Liabilities $988,889
Total deposits $929,415
Interest-bearing deposits $658,626
Deposits held in domestic offices $929,415
% insured (estimated) $68
Federal funds purchased and repurchase agreements $4,999
Trading liabilities $0
Other borrowed funds $20,000
Subordinated debt $0
All other liabilities $34,475

Issued Loan Types

Type Value (in 000's)
Net loans and leases $523,751
Loan and leases loss allowance $10,188
Total loans and leases (domestic) $533,939
All real estate loans $460,582
Real estate loans in domestic offices $460,582
Construction and development loans $42,206
Residential 1-4 family construction $30,100
Other construction, all land development and other land $12,106
Loans secured by nonfarm nonresidential properties $100,678
Nonfarm nonresidential secured by owner-occupied properties $26,452
Commercial real estate & other non-farm, non-residential $74,226
Multifamily residential real estate $26,425
1-4 family residential loans $291,273
Farmland loans $0
Loans held in foreign offices $0
Farm loans $76
Commercial and industrial loans $53,106
To non-U.S. addressees $0
Loans to individuals $14,041
Credit card loans $0
Related Plans $0
Consumer Auto Loans $354
Other loans to individuals $13,687
All other loans & leases $6,134
Loans to foreign governments and official institutions $0
Other loans $218
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $428
Non 1-4 family restructured loans & leases $0
Total loans and leases (foreign) $0

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 51 $18,964 $371,843
Nonfarm, nonresidential loans - <$100k 3 $159 $53,000
Nonfarm, nonresidential loans - $100-250k 12 $1,614 $134,500
Nonfarm, nonresidential loans - $250k-1MM 36 $17,191 $477,528
Commercial & Industrial, US addressed loans - <$1MM 249 $18,207 $73,120
Commercial & Industrial, US addressed loans - <$100k 148 $4,961 $33,520
Commercial & Industrial, US addressed loans - $100-250k 79 $7,364 $93,215
Commercial & Industrial, US addressed loans - $250k-1MM 22 $5,882 $267,364
Agriculture operations loans - <$1MM 1 $76 $76,000
Agriculture operations loans - <$100k 1 $76 $76,000