Nbkc Bank Mortgage Rates, Fees & Info

KANSAS, KS

LEI: 213800XR2TCBQJSF1X93

Tax ID: 48-1213018

5 stars - out of 5 stars, based on 136 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Nbkc Bank is a mid-sized bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Nbkc Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Kansas City, Seattle, Washington, Los Angeles, and New York among others. Nbkc Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Nbkc Bank is typically an average fee lendor.


Originations

18,364

Origination Dollar Volume (All Markets)

$6,644,240,000

Employee count

442 Show all (276) awards

Relative Rate

Nbkc Bank's average 30 year fixed rate mortgage of loans were 2.84%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.31%.

Relative Fees

Nbkc Bank's average total fees for a 30 year fixed rate mortgage are $3,549.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,250 $370,600,000 $296,480 $2,212 2.84%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 674 $293,320,000 $435,193 $2,931 2.75%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 656 $292,570,000 $445,991 $3,281 2.66%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 552 $269,640,000 $488,478 $2,879 2.80%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 615 $252,045,000 $409,829 $3,856 2.74%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 503 $175,065,000 $348,042 $3,294 2.82%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 470 $161,460,000 $343,532 $2,565 2.79%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 445 $155,835,000 $350,191 $2,747 2.76%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 403 $151,555,000 $376,067 $3,117 2.79%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 321 $151,385,000 $471,604 $3,243 2.78%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 426 $148,220,000 $347,934 $3,751 2.73%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 283 $143,115,000 $505,707 $2,675 2.80%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 322 $132,150,000 $410,404 $2,888 2.80%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 321 $121,355,000 $378,053 $3,079 2.82%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 265 $114,495,000 $432,057 $2,817 2.73%
URBAN HONOLULU, HI (FHA|USDA|VA) 206 $112,470,000 $545,971 $4,690 2.68%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 353 $111,425,000 $315,652 $4,064 2.72%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 321 $107,035,000 $333,442 $2,140 2.74%
Outside of Metro Areas 333 $96,795,000 $290,676 $3,288 2.80%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 247 $94,935,000 $384,352 $2,678 2.76%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 274 $92,210,000 $336,533 $3,051 2.77%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 248 $83,430,000 $336,411 $3,882 2.74%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 199 $82,955,000 $416,859 $7,135 2.63%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 236 $82,890,000 $351,229 $3,584 2.79%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 228 $81,590,000 $357,851 $4,008 2.73%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 212 $73,780,000 $348,019 $4,755 2.68%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 224 $73,690,000 $328,973 $3,497 2.83%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 163 $59,625,000 $365,798 $4,030 2.66%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 148 $55,470,000 $374,797 $2,516 2.76%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 98 $52,990,000 $540,714 $2,491 2.74%
ANCHORAGE, AK (FHA|USDA|VA) 130 $50,850,000 $391,154 $4,663 2.63%
BOISE CITY, ID (FHA|USDA|VA) 141 $50,025,000 $354,787 $3,861 2.81%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 152 $49,180,000 $323,553 $3,984 2.76%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 111 $46,495,000 $418,874 $3,849 2.62%
RENO, NV (FHA|USDA|VA) 125 $45,405,000 $363,240 $2,698 2.83%
JACKSONVILLE, FL (FHA|USDA|VA) 122 $43,040,000 $352,787 $4,680 2.73%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 129 $41,495,000 $321,667 $3,168 2.76%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 114 $41,210,000 $361,491 $3,586 2.66%
SALT LAKE CITY, UT (FHA|USDA|VA) 105 $40,385,000 $384,619 $2,572 2.84%
RALEIGH-CARY, NC (FHA|USDA|VA) 120 $40,010,000 $333,417 $2,742 2.73%
COLORADO SPRINGS, CO (FHA|USDA|VA) 91 $37,565,000 $412,802 $4,522 2.64%
ST. LOUIS, MO-IL (FHA|USDA|VA) 124 $35,830,000 $288,952 $3,322 2.71%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 74 $35,450,000 $479,054 $3,056 2.84%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 119 $33,605,000 $282,395 $2,258 2.80%
Hilo, HI (FHA|USDA|VA) 66 $31,600,000 $478,788 $4,412 2.79%
TUCSON, AZ (FHA|USDA|VA) 100 $28,380,000 $283,800 $3,345 2.83%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 70 $28,150,000 $402,143 $3,757 2.67%
COLUMBUS, OH (FHA|USDA|VA) 95 $27,635,000 $290,895 $2,249 2.80%
VALLEJO, CA (FHA|USDA|VA) 59 $26,755,000 $453,475 $3,792 2.77%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 86 $26,640,000 $309,767 $2,852 2.67%
St. Marys, GA (FHA|USDA|VA) 101 $26,305,000 $260,446 $5,515 2.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 79 $24,615,000 $311,582 $4,157 2.68%
ALBUQUERQUE, NM (FHA|USDA|VA) 75 $23,605,000 $314,733 $3,924 2.69%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 59 $22,635,000 $383,644 $3,061 2.71%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 51 $22,585,000 $442,843 $3,924 2.74%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 59 $22,555,000 $382,288 $5,794 2.70%
PROVO-OREM, UT (FHA|USDA|VA) 55 $22,365,000 $406,636 $2,645 2.87%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 58 $21,520,000 $371,034 $3,396 2.70%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 72 $20,410,000 $283,472 $2,041 2.76%
STOCKTON, CA (FHA|USDA|VA) 55 $20,145,000 $366,273 $2,634 2.86%
RICHMOND, VA (FHA|USDA|VA) 56 $19,490,000 $348,036 $2,678 2.68%
FRESNO, CA (FHA|USDA|VA) 60 $19,420,000 $323,667 $2,118 2.82%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 51 $18,885,000 $370,294 $4,292 2.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 67 $18,335,000 $273,657 $3,146 2.68%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 54 $17,610,000 $326,111 $3,871 2.85%
SALEM, OR (FHA|USDA|VA) 46 $16,950,000 $368,478 $3,207 2.72%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 53 $16,745,000 $315,943 $3,058 2.71%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 51 $16,495,000 $323,431 $6,373 2.70%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 45 $16,325,000 $362,778 $3,902 2.80%
FORT COLLINS, CO (FHA|USDA|VA) 41 $15,255,000 $372,073 $2,324 2.76%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 52 $14,740,000 $283,462 $3,169 2.73%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 39 $14,735,000 $377,821 $4,205 2.78%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 45 $14,675,000 $326,111 $4,144 2.73%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 46 $14,630,000 $318,043 $3,769 2.84%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 40 $14,400,000 $360,000 $2,717 2.72%
TULSA, OK (FHA|USDA|VA) 45 $14,085,000 $313,000 $4,002 2.60%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 41 $13,835,000 $337,439 $2,422 2.70%
MODESTO, CA (FHA|USDA|VA) 41 $13,505,000 $329,390 $2,544 2.81%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 48 $13,380,000 $278,750 $3,134 2.81%
BELLINGHAM, WA (FHA|USDA|VA) 34 $13,240,000 $389,412 $2,360 2.76%
WICHITA, KS (FHA|USDA|VA) 52 $12,850,000 $247,115 $4,111 2.83%
BEND, OR (FHA|USDA|VA) 32 $12,640,000 $395,000 $3,841 2.85%
SALINAS, CA (FHA|USDA|VA) 27 $12,185,000 $451,296 $2,138 2.91%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 36 $12,120,000 $336,667 $2,137 2.74%
KNOXVILLE, TN (FHA|USDA|VA) 41 $12,075,000 $294,512 $2,882 2.79%
Kapaa, HI (FHA|USDA|VA) 21 $12,055,000 $574,048 $4,250 2.76%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 30 $12,010,000 $400,333 $2,097 2.83%
DAYTON-KETTERING, OH (FHA|USDA|VA) 38 $11,790,000 $310,263 $4,168 2.70%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 34 $11,750,000 $345,588 $2,837 2.59%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 24 $11,410,000 $475,417 $2,466 2.72%
BOULDER, CO (FHA|USDA|VA) 25 $11,305,000 $452,200 $2,938 2.74%
HUNTSVILLE, AL (FHA|USDA|VA) 31 $10,845,000 $349,839 $2,950 2.58%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 27 $10,835,000 $401,296 $2,266 2.84%
PITTSBURGH, PA (FHA|USDA|VA) 36 $10,740,000 $298,333 $3,801 2.67%
Bozeman, MT (FHA|USDA|VA) 26 $10,640,000 $409,231 $2,324 2.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 32 $10,520,000 $328,750 $2,238 2.73%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 24 $10,400,000 $433,333 $2,641 2.80%
ASHEVILLE, NC (FHA|USDA|VA) 31 $10,355,000 $334,032 $3,157 2.73%
Heber, UT (FHA|USDA|VA) 18 $10,330,000 $573,889 $2,824 2.97%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 38 $10,170,000 $267,632 $2,787 2.69%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 33 $10,065,000 $305,000 $3,628 2.67%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 26 $9,620,000 $370,000 $4,191 2.75%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 28 $9,610,000 $343,214 $3,970 2.75%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 37 $9,455,000 $255,541 $2,763 2.77%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 30 $9,430,000 $314,333 $2,592 2.81%
BAKERSFIELD, CA (FHA|USDA|VA) 30 $9,090,000 $303,000 $2,928 2.85%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 22 $8,790,000 $399,545 $2,554 2.64%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 22 $8,450,000 $384,091 $2,528 2.84%
Outside of Metro Areas 22 $8,440,000 $383,636 $3,250 2.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 26 $8,290,000 $318,846 $3,985 2.70%
SALISBURY, MD-DE (FHA|USDA|VA) 21 $8,215,000 $391,190 $2,364 2.67%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 22 $8,130,000 $369,545 $3,228 2.71%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 22 $7,920,000 $360,000 $4,872 2.72%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 25 $7,875,000 $315,000 $3,207 2.79%
Gardnerville Ranchos, NV (FHA|USDA|VA) 19 $7,665,000 $403,421 $1,550 2.66%
COLUMBIA, SC (FHA|USDA|VA) 26 $7,630,000 $293,462 $3,464 2.72%
MEDFORD, OR (FHA|USDA|VA) 26 $7,480,000 $287,692 $3,029 2.82%
ANN ARBOR, MI (FHA|USDA|VA) 22 $7,470,000 $339,545 $1,864 2.69%
TALLAHASSEE, FL (FHA|USDA|VA) 25 $7,405,000 $296,200 $2,979 2.79%
WORCESTER, MA-CT (FHA|USDA|VA) 24 $7,210,000 $300,417 $2,362 2.77%
Oak Harbor, WA (FHA|USDA|VA) 17 $7,165,000 $421,471 $3,342 2.65%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 25 $7,115,000 $284,600 $2,361 3.16%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 20 $7,050,000 $352,500 $2,621 2.57%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 23 $7,005,000 $304,565 $4,085 2.70%
Clovis, NM (FHA|USDA|VA) 29 $6,895,000 $237,759 $6,223 2.82%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 25 $6,845,000 $273,800 $2,289 2.86%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 19 $6,825,000 $359,211 $4,203 2.68%
ENID, OK (FHA|USDA|VA) 26 $6,710,000 $258,077 $5,828 2.81%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 20 $6,670,000 $333,500 $5,025 2.59%
IDAHO FALLS, ID (FHA|USDA|VA) 21 $6,605,000 $314,524 $2,839 2.90%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 19 $6,415,000 $337,632 $3,061 2.67%
PORT ST. LUCIE, FL (FHA|USDA|VA) 18 $6,300,000 $350,000 $2,931 2.72%
DOVER, DE (FHA|USDA|VA) 24 $6,290,000 $262,083 $4,409 2.69%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 22 $6,200,000 $281,818 $3,189 2.69%
VALDOSTA, GA (FHA|USDA|VA) 27 $6,065,000 $224,630 $6,146 2.81%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 22 $6,020,000 $273,636 $1,930 2.78%
ST. GEORGE, UT (FHA|USDA|VA) 20 $5,930,000 $296,500 $2,443 3.04%
PANAMA CITY, FL (FHA|USDA|VA) 18 $5,890,000 $327,222 $4,464 2.82%
CHEYENNE, WY (FHA|USDA|VA) 16 $5,770,000 $360,625 $3,456 2.65%
WARNER ROBINS, GA (FHA|USDA|VA) 22 $5,760,000 $261,818 $3,915 2.71%
GAINESVILLE, GA (FHA|USDA|VA) 16 $5,740,000 $358,750 $2,462 2.68%
SANTA FE, NM (FHA|USDA|VA) 18 $5,700,000 $316,667 $3,559 2.82%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 18 $5,700,000 $316,667 $2,685 2.62%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 17 $5,685,000 $334,412 $3,607 2.82%
WILMINGTON, NC (FHA|USDA|VA) 17 $5,615,000 $330,294 $4,111 2.76%
Alamogordo, NM (FHA|USDA|VA) 20 $5,610,000 $280,500 $6,448 2.58%
GREELEY, CO (FHA|USDA|VA) 13 $5,465,000 $420,385 $2,582 2.79%
BATON ROUGE, LA (FHA|USDA|VA) 18 $5,350,000 $297,222 $3,257 2.72%
NAPA, CA (FHA|USDA|VA) 12 $5,180,000 $431,667 $1,824 2.72%
Breckenridge, CO (FHA|USDA|VA) 11 $5,025,000 $456,818 $2,576 2.75%
ROCHESTER, MN (FHA|USDA|VA) 15 $5,015,000 $334,333 $2,332 2.60%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 21 $4,965,000 $236,429 $3,729 2.77%
VISALIA, CA (FHA|USDA|VA) 18 $4,960,000 $275,556 $2,913 3.01%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 15 $4,805,000 $320,333 $6,598 2.63%
Kalispell, MT (FHA|USDA|VA) 13 $4,775,000 $367,308 $4,215 2.73%
PUNTA GORDA, FL (FHA|USDA|VA) 15 $4,775,000 $318,333 $3,669 2.75%
SPARTANBURG, SC (FHA|USDA|VA) 15 $4,685,000 $312,333 $2,539 2.70%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 14 $4,600,000 $328,571 $4,001 2.48%
ABILENE, TX (FHA|USDA|VA) 15 $4,595,000 $306,333 $6,755 2.59%
MADISON, WI (FHA|USDA|VA) 13 $4,585,000 $352,692 $3,736 2.64%
SPRINGFIELD, MA (FHA|USDA|VA) 15 $4,505,000 $300,333 $3,309 2.65%
SAVANNAH, GA (FHA|USDA|VA) 14 $4,440,000 $317,143 $4,671 2.75%
Truckee-Grass Valley, CA (FHA|USDA|VA) 11 $4,405,000 $400,455 $3,003 2.73%
Edwards, CO (FHA|USDA|VA) 5 $4,405,000 $881,000 $3,379 2.78%
WINSTON-SALEM, NC (FHA|USDA|VA) 16 $4,380,000 $273,750 $2,533 2.71%
MONTGOMERY, AL (FHA|USDA|VA) 17 $4,335,000 $255,000 $3,400 2.77%
LANCASTER, PA (FHA|USDA|VA) 14 $4,330,000 $309,286 $3,631 2.51%
CARSON CITY, NV (FHA|USDA|VA) 11 $4,265,000 $387,727 $3,608 2.76%
MANHATTAN, KS (FHA|USDA|VA) 17 $4,245,000 $249,706 $3,504 2.85%
Key West, FL (FHA|USDA|VA) 7 $4,235,000 $605,000 $9,801 2.79%
MOBILE, AL (FHA|USDA|VA) 15 $4,225,000 $281,667 $3,237 2.78%
Shelton, WA (FHA|USDA|VA) 12 $4,210,000 $350,833 $7,883 2.65%
FLAGSTAFF, AZ (FHA|USDA|VA) 10 $4,210,000 $421,000 $2,188 2.78%
LINCOLN, NE (FHA|USDA|VA) 16 $4,170,000 $260,625 $2,012 2.84%
FAYETTEVILLE, NC (FHA|USDA|VA) 14 $4,140,000 $295,714 $6,421 2.59%
YUBA CITY, CA (FHA|USDA|VA) 11 $4,055,000 $368,636 $2,040 2.59%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 14 $4,050,000 $289,286 $1,696 2.71%
MADERA, CA (FHA|USDA|VA) 11 $3,995,000 $363,182 $4,012 2.59%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 14 $3,950,000 $282,143 $2,874 2.82%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 11 $3,915,000 $355,909 $2,152 2.91%
CORVALLIS, OR (FHA|USDA|VA) 12 $3,910,000 $325,833 $3,854 2.68%
Morehead City, NC (FHA|USDA|VA) 12 $3,890,000 $324,167 $3,436 2.76%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 15 $3,825,000 $255,000 $2,098 2.86%
TOPEKA, KS (FHA|USDA|VA) 15 $3,745,000 $249,667 $3,758 2.90%
TOLEDO, OH (FHA|USDA|VA) 13 $3,685,000 $283,462 $2,396 3.00%
Helena, MT (FHA|USDA|VA) 10 $3,670,000 $367,000 $2,693 2.64%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 12 $3,650,000 $304,167 $3,173 2.97%
CHICO, CA (FHA|USDA|VA) 11 $3,645,000 $331,364 $1,754 2.86%
Show Low, AZ (FHA|USDA|VA) 9 $3,635,000 $403,889 $3,110 2.89%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 14 $3,630,000 $259,286 $2,794 2.87%
COLUMBIA, MO (FHA|USDA|VA) 11 $3,625,000 $329,545 $2,970 2.74%
SYRACUSE, NY (FHA|USDA|VA) 10 $3,540,000 $354,000 $5,724 2.67%
EL PASO, TX (FHA|USDA|VA) 16 $3,530,000 $220,625 $3,876 2.89%
JACKSONVILLE, NC (FHA|USDA|VA) 11 $3,525,000 $320,455 $6,764 2.97%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $3,355,000 $258,077 $3,231 2.74%
LAWRENCE, KS (FHA|USDA|VA) 12 $3,310,000 $275,833 $2,670 2.89%
YAKIMA, WA (FHA|USDA|VA) 10 $3,280,000 $328,000 $2,246 2.75%
Sevierville, TN (FHA|USDA|VA) 8 $3,270,000 $408,750 $3,609 3.33%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 15 $3,265,000 $217,667 $3,819 2.87%
Warrensburg, MO (FHA|USDA|VA) 13 $3,265,000 $251,154 $2,204 2.74%
ALBANY-LEBANON, OR (FHA|USDA|VA) 11 $3,245,000 $295,000 $3,953 2.79%
SPRINGFIELD, MO (FHA|USDA|VA) 11 $3,245,000 $295,000 $2,910 2.73%
Concord, NH (FHA|USDA|VA) 9 $3,235,000 $359,444 $2,235 2.64%
MERCED, CA (FHA|USDA|VA) 12 $3,230,000 $269,167 $2,743 2.94%
Port Angeles, WA (FHA|USDA|VA) 10 $3,170,000 $317,000 $2,277 2.94%
OCALA, FL (FHA|USDA|VA) 10 $3,090,000 $309,000 $4,018 2.74%
Traverse City, MI (FHA|USDA|VA) 10 $3,080,000 $308,000 $2,035 2.74%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 12 $3,050,000 $254,167 $3,767 2.66%
Torrington, CT (FHA|USDA|VA) 9 $3,035,000 $337,222 $3,917 2.64%
Columbus, MS (FHA|USDA|VA) 10 $3,010,000 $301,000 $4,837 2.50%
Steamboat Springs, CO (FHA|USDA|VA) 5 $2,985,000 $597,000 $4,292 2.90%
BILLINGS, MT (FHA|USDA|VA) 9 $2,915,000 $323,889 $2,681 2.94%
WINCHESTER, VA-WV (FHA|USDA|VA) 7 $2,905,000 $415,000 $3,676 2.64%
EL CENTRO, CA (FHA|USDA|VA) 11 $2,895,000 $263,182 $3,715 2.82%
GRAND JUNCTION, CO (FHA|USDA|VA) 8 $2,880,000 $360,000 $2,841 2.69%
AKRON, OH (FHA|USDA|VA) 12 $2,880,000 $240,000 $1,972 2.79%
ROCHESTER, NY (FHA|USDA|VA) 10 $2,850,000 $285,000 $2,713 2.56%
THE VILLAGES, FL (FHA|USDA|VA) 10 $2,820,000 $282,000 $3,798 2.69%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $2,815,000 $312,778 $3,334 2.74%
MIDLAND, TX (FHA|USDA|VA) 7 $2,815,000 $402,143 $5,437 2.50%
WALLA WALLA, WA (FHA|USDA|VA) 8 $2,790,000 $348,750 $2,278 2.75%
LAFAYETTE, LA (FHA|USDA|VA) 9 $2,735,000 $303,889 $2,499 2.68%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 11 $2,685,000 $244,091 $5,176 2.93%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 9 $2,665,000 $296,111 $3,083 2.87%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 7 $2,625,000 $375,000 $1,602 2.55%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 9 $2,575,000 $286,111 $4,546 2.56%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 8 $2,550,000 $318,750 $2,012 2.86%
Juneau, AK (FHA|USDA|VA) 6 $2,530,000 $421,667 $3,944 2.71%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $2,430,000 $303,750 $2,832 2.81%
Granbury, TX (FHA|USDA|VA) 7 $2,425,000 $346,429 $4,031 2.55%
Cullowhee, NC (FHA|USDA|VA) 7 $2,405,000 $343,571 $3,104 2.73%
KINGSTON, NY (FHA|USDA|VA) 6 $2,400,000 $400,000 $4,720 2.96%
CANTON-MASSILLON, OH (FHA|USDA|VA) 7 $2,375,000 $339,286 $3,529 2.82%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 8 $2,370,000 $296,250 $2,503 2.72%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $2,365,000 $473,000 $5,337 3.05%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $2,355,000 $336,429 $2,936 2.70%
STAUNTON, VA (FHA|USDA|VA) 7 $2,345,000 $335,000 $2,542 2.80%
Lebanon, NH-VT (FHA|USDA|VA) 6 $2,320,000 $386,667 $2,597 2.67%
WENATCHEE, WA (FHA|USDA|VA) 7 $2,265,000 $323,571 $2,546 2.84%
Rexburg, ID (FHA|USDA|VA) 6 $2,260,000 $376,667 $3,845 3.00%
Fernley, NV (FHA|USDA|VA) 7 $2,255,000 $322,143 $1,884 3.05%
AMARILLO, TX (FHA|USDA|VA) 7 $2,245,000 $320,714 $6,150 2.93%
HOT SPRINGS, AR (FHA|USDA|VA) 7 $2,245,000 $320,714 $1,754 2.55%
COLUMBUS, GA-AL (FHA|USDA|VA) 8 $2,230,000 $278,750 $2,691 2.50%
Durango, CO (FHA|USDA|VA) 5 $2,205,000 $441,000 $2,226 2.68%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $2,175,000 $310,714 $4,607 2.66%
FAIRBANKS, AK (FHA|USDA|VA) 7 $2,115,000 $302,143 $5,003 2.50%
ROANOKE, VA (FHA|USDA|VA) 6 $2,090,000 $348,333 $1,507 2.81%
Laconia, NH (FHA|USDA|VA) 5 $2,065,000 $413,000 $4,236 2.65%
READING, PA (FHA|USDA|VA) 8 $2,060,000 $257,500 $3,227 2.53%
SUMTER, SC (FHA|USDA|VA) 8 $1,970,000 $246,250 $4,523 2.67%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 7 $1,965,000 $280,714 $1,967 2.73%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 9 $1,955,000 $217,222 $2,368 3.12%
Elko, NV (FHA|USDA|VA) 6 $1,950,000 $325,000 $5,677 2.91%
Montrose, CO (FHA|USDA|VA) 5 $1,945,000 $389,000 $3,833 3.15%
JACKSON, MS (FHA|USDA|VA) 9 $1,945,000 $216,111 $3,008 2.68%
DULUTH, MN-WI (FHA|USDA|VA) 6 $1,930,000 $321,667 $3,505 2.58%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 7 $1,915,000 $273,571 $2,837 2.77%
Hailey, ID (FHA|USDA|VA) 5 $1,905,000 $381,000 $4,109 2.93%
NEW BERN, NC (FHA|USDA|VA) 7 $1,895,000 $270,714 $3,163 2.87%
Forest City, NC (FHA|USDA|VA) 5 $1,885,000 $377,000 $2,635 2.75%
Ellensburg, WA (FHA|USDA|VA) 6 $1,880,000 $313,333 $2,238 2.71%
WACO, TX (FHA|USDA|VA) 5 $1,875,000 $375,000 $3,570 2.78%
GAINESVILLE, FL (FHA|USDA|VA) 6 $1,860,000 $310,000 $3,508 2.60%
JOPLIN, MO (FHA|USDA|VA) 8 $1,860,000 $232,500 $2,519 2.70%
GREEN BAY, WI (FHA|USDA|VA) 5 $1,855,000 $371,000 $3,194 2.53%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,840,000 $460,000 $6,901 2.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $1,835,000 $262,143 $4,700 3.03%
MISSOULA, MT (FHA|USDA|VA) 6 $1,830,000 $305,000 $2,088 2.65%
Pahrump, NV (FHA|USDA|VA) 6 $1,820,000 $303,333 $2,911 2.81%
BLOOMINGTON, IN (FHA|USDA|VA) 5 $1,815,000 $363,000 $1,483 2.63%
Klamath Falls, OR (FHA|USDA|VA) 5 $1,815,000 $363,000 $4,107 2.88%
HARRISONBURG, VA (FHA|USDA|VA) 6 $1,800,000 $300,000 $2,498 3.02%
LYNCHBURG, VA (FHA|USDA|VA) 7 $1,725,000 $246,429 $2,045 2.71%
FARGO, ND-MN (FHA|USDA|VA) 8 $1,720,000 $215,000 $1,919 2.91%
YUMA, AZ (FHA|USDA|VA) 5 $1,715,000 $343,000 $4,694 2.67%
Georgetown, SC (FHA|USDA|VA) 5 $1,665,000 $333,000 $3,007 2.65%
Eureka-Arcata, CA (FHA|USDA|VA) 5 $1,645,000 $329,000 $3,107 3.15%
Minot, ND (FHA|USDA|VA) 5 $1,635,000 $327,000 $5,264 2.55%
GLENS FALLS, NY (FHA|USDA|VA) 4 $1,630,000 $407,500 $7,333 2.66%
Del Rio, TX (FHA|USDA|VA) 8 $1,620,000 $202,500 $4,279 2.70%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $1,600,000 $266,667 $1,177 2.73%
MUSKEGON, MI (FHA|USDA|VA) 6 $1,590,000 $265,000 $3,204 2.71%
BOWLING GREEN, KY (FHA|USDA|VA) 6 $1,590,000 $265,000 $3,257 2.73%
REDDING, CA (FHA|USDA|VA) 5 $1,585,000 $317,000 $2,237 2.80%
RAPID CITY, SD (FHA|USDA|VA) 5 $1,575,000 $315,000 $1,901 2.68%
SPRINGFIELD, IL (FHA|USDA|VA) 5 $1,555,000 $311,000 $6,281 2.60%
Seneca, SC (FHA|USDA|VA) 4 $1,550,000 $387,500 $1,995 2.41%
Altus, OK (FHA|USDA|VA) 6 $1,540,000 $256,667 $4,622 2.52%
Fallon, NV (FHA|USDA|VA) 5 $1,525,000 $305,000 $4,776 2.90%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 5 $1,505,000 $301,000 $5,804 2.75%
Glenwood Springs, CO (FHA|USDA|VA) 4 $1,500,000 $375,000 $2,129 2.94%
Hood River, OR (FHA|USDA|VA) 4 $1,490,000 $372,500 $2,558 2.72%
Keene, NH (FHA|USDA|VA) 4 $1,490,000 $372,500 $4,157 2.69%
LAKE CHARLES, LA (FHA|USDA|VA) 6 $1,470,000 $245,000 $1,876 2.79%
Pullman, WA (FHA|USDA|VA) 4 $1,470,000 $367,500 $2,695 2.66%
BRUNSWICK, GA (FHA|USDA|VA) 5 $1,465,000 $293,000 $2,917 2.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 7 $1,445,000 $206,429 $2,519 2.95%
Sandpoint, ID (FHA|USDA|VA) 5 $1,425,000 $285,000 $3,125 2.73%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $1,410,000 $235,000 $2,336 2.83%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,400,000 $350,000 $2,154 3.34%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,365,000 $273,000 $3,464 2.70%
DECATUR, AL (FHA|USDA|VA) 5 $1,345,000 $269,000 $1,715 2.90%
Clearlake, CA (FHA|USDA|VA) 4 $1,330,000 $332,500 $2,156 3.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 6 $1,310,000 $218,333 $5,437 2.73%
TWIN FALLS, ID (FHA|USDA|VA) 4 $1,300,000 $325,000 $2,643 2.81%
BINGHAMTON, NY (FHA|USDA|VA) 5 $1,295,000 $259,000 $7,265 3.00%
Los Alamos, NM (FHA|USDA|VA) 3 $1,285,000 $428,333 $2,674 2.63%
Brainerd, MN (FHA|USDA|VA) 5 $1,255,000 $251,000 $3,396 2.63%
Ontario, OR-ID (FHA|USDA|VA) 3 $1,245,000 $415,000 $5,288 2.79%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,215,000 $243,000 $4,632 2.68%
APPLETON, WI (FHA|USDA|VA) 5 $1,215,000 $243,000 $4,187 2.98%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,880 2.53%
POCATELLO, ID (FHA|USDA|VA) 5 $1,205,000 $241,000 $2,762 3.00%
Aberdeen, WA (FHA|USDA|VA) 5 $1,205,000 $241,000 $3,496 2.80%
Washington, NC (FHA|USDA|VA) 4 $1,190,000 $297,500 $2,051 2.91%
Jefferson, GA (FHA|USDA|VA) 4 $1,190,000 $297,500 $2,343 2.69%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $1,170,000 $292,500 $2,602 2.94%
Boone, NC (FHA|USDA|VA) 4 $1,140,000 $285,000 $1,040 2.65%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,115,000 $371,667 $2,012 2.75%
Bennington, VT (FHA|USDA|VA) 3 $1,065,000 $355,000 $2,325 2.38%
Jackson, WY-ID (FHA|USDA|VA) 2 $1,050,000 $525,000 $3,437 2.88%
Roseburg, OR (FHA|USDA|VA) 3 $1,045,000 $348,333 $2,564 2.33%
Athens, TX (FHA|USDA|VA) 3 $1,045,000 $348,333 $5,496 2.79%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 3 $1,025,000 $341,667 $1,835 2.54%
PITTSFIELD, MA (FHA|USDA|VA) 3 $1,005,000 $335,000 $2,831 3.00%
Payson, AZ (FHA|USDA|VA) 3 $965,000 $321,667 $2,571 2.88%
LUBBOCK, TX (FHA|USDA|VA) 3 $955,000 $318,333 $3,681 2.92%
Alexander City, AL (FHA|USDA|VA) 2 $950,000 $475,000 $2,573 2.87%
MONROE, MI (FHA|USDA|VA) 3 $935,000 $311,667 $9,326 2.88%
LAWTON, OK (FHA|USDA|VA) 3 $925,000 $308,333 $1,899 2.54%
FLINT, MI (FHA|USDA|VA) 6 $910,000 $151,667 $1,979 3.00%
Barre, VT (FHA|USDA|VA) 3 $895,000 $298,333 $1,899 2.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $885,000 $295,000 $1,344 3.20%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $885,000 $295,000 $4,582 2.33%
Mountain Home, ID (FHA|USDA|VA) 3 $885,000 $295,000 $5,342 3.00%
MONROE, LA (FHA|USDA|VA) 3 $885,000 $295,000 $10,596 2.96%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $865,000 $173,000 $2,874 2.83%
Huntsville, TX (FHA|USDA|VA) 3 $865,000 $288,333 $4,883 2.79%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $860,000 $215,000 $3,333 2.66%
OWENSBORO, KY (FHA|USDA|VA) 3 $855,000 $285,000 $1,903 3.00%
Red Bluff, CA (FHA|USDA|VA) 3 $855,000 $285,000 $2,031 2.71%
Ukiah, CA (FHA|USDA|VA) 2 $850,000 $425,000 $2,217 2.81%
Sedalia, MO (FHA|USDA|VA) 5 $845,000 $169,000 $1,651 2.95%
GREAT FALLS, MT (FHA|USDA|VA) 3 $835,000 $278,333 $4,908 2.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $835,000 $278,333 $1,837 2.92%
Garden City, KS (FHA|USDA|VA) 2 $820,000 $410,000 $2,248 2.25%
RACINE, WI (FHA|USDA|VA) 3 $815,000 $271,667 $1,937 3.17%
Wapakoneta, OH (FHA|USDA|VA) 2 $810,000 $405,000 $1,454 2.25%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $810,000 $405,000 $2,475 2.44%
PEORIA, IL (FHA|USDA|VA) 3 $805,000 $268,333 $2,582 2.96%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $800,000 $400,000 $2,425 2.81%
BISMARCK, ND (FHA|USDA|VA) 2 $800,000 $400,000 $3,395 2.56%
Moses Lake, WA (FHA|USDA|VA) 2 $800,000 $400,000 $3,672 2.56%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $795,000 $265,000 $1,477 2.79%
Cedar City, UT (FHA|USDA|VA) 2 $790,000 $395,000 $2,184 3.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $790,000 $197,500 $3,916 2.81%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $785,000 $785,000 $6,309 3.00%
Chillicothe, OH (FHA|USDA|VA) 3 $785,000 $261,667 $2,749 3.21%
West Plains, MO (FHA|USDA|VA) 3 $785,000 $261,667 $1,823 2.92%
BURLINGTON, NC (FHA|USDA|VA) 3 $765,000 $255,000 $2,034 3.17%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $765,000 $255,000 $4,985 2.50%
NILES, MI (FHA|USDA|VA) 3 $765,000 $255,000 $1,996 2.71%
Moultrie, GA (FHA|USDA|VA) 2 $740,000 $370,000 $3,079 2.75%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $740,000 $370,000 $2,993 3.25%
Farmington, MO (FHA|USDA|VA) 2 $740,000 $370,000 $3,797 2.75%
DOTHAN, AL (FHA|USDA|VA) 3 $735,000 $245,000 $2,078 2.75%
PUEBLO, CO (FHA|USDA|VA) 3 $735,000 $245,000 $2,311 2.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $735,000 $245,000 $2,854 2.87%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $730,000 $365,000 $4,565 2.69%
IOWA CITY, IA (FHA|USDA|VA) 3 $725,000 $241,667 $1,989 2.67%
Whitewater, WI (FHA|USDA|VA) 3 $715,000 $238,333 $2,108 2.96%
Bardstown, KY (FHA|USDA|VA) 2 $710,000 $355,000 $6,266 2.75%
Frankfort, KY (FHA|USDA|VA) 2 $710,000 $355,000 $2,691 2.88%
Marshalltown, IA (FHA|USDA|VA) 3 $705,000 $235,000 $1,535 2.71%
Spearfish, SD (FHA|USDA|VA) 1 $705,000 $705,000 $1,074 2.75%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $705,000 $235,000 $2,981 3.42%
Enterprise, AL (FHA|USDA|VA) 3 $705,000 $235,000 $5,640 2.83%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $695,000 $231,667 $1,870 2.67%
Shawnee, OK (FHA|USDA|VA) 2 $690,000 $345,000 $3,344 2.87%
Oneonta, NY (FHA|USDA|VA) 3 $685,000 $228,333 $2,053 2.92%
Branson, MO (FHA|USDA|VA) 3 $685,000 $228,333 $1,681 2.67%
Warsaw, IN (FHA|USDA|VA) 2 $680,000 $340,000 $1,168 2.56%
Astoria, OR (FHA|USDA|VA) 2 $670,000 $335,000 $2,389 2.50%
Albertville, AL (FHA|USDA|VA) 2 $670,000 $335,000 $5,373 2.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $665,000 $221,667 $7,723 2.79%
ALBANY, GA (FHA|USDA|VA) 3 $665,000 $221,667 $2,241 2.79%
Moscow, ID (FHA|USDA|VA) 2 $660,000 $330,000 $2,369 2.88%
Kerrville, TX (FHA|USDA|VA) 2 $650,000 $325,000 $3,709 2.56%
Celina, OH (FHA|USDA|VA) 1 $645,000 $645,000 $3,118 2.25%
CHARLESTON, WV (FHA|USDA|VA) 2 $640,000 $320,000 $2,984 2.63%
Muskogee, OK (FHA|USDA|VA) 1 $635,000 $635,000 $3,651 2.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $635,000 $211,667 $3,677 2.66%
LEBANON, PA (FHA|USDA|VA) 2 $630,000 $315,000 $7,447 2.56%
LAS CRUCES, NM (FHA|USDA|VA) 2 $630,000 $315,000 $3,496 2.31%
LaGrange, GA-AL (FHA|USDA|VA) 2 $630,000 $315,000 $2,037 2.63%
GRAND ISLAND, NE (FHA|USDA|VA) 3 $625,000 $208,333 $1,558 3.04%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $610,000 $305,000 $1,607 2.56%
Gainesville, TX (FHA|USDA|VA) 2 $610,000 $305,000 $2,916 2.50%
TYLER, TX (FHA|USDA|VA) 2 $610,000 $305,000 $2,052 2.62%
Pella, IA (FHA|USDA|VA) 2 $610,000 $305,000 $6,428 2.50%
Athens, TN (FHA|USDA|VA) 3 $605,000 $201,667 $1,804 2.88%
Peru, IN (FHA|USDA|VA) 2 $600,000 $300,000 $2,547 2.75%
Brenham, TX (FHA|USDA|VA) 2 $600,000 $300,000 $2,183 2.56%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $600,000 $300,000 $3,358 2.69%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $595,000 $198,333 $3,043 3.08%
MANKATO, MN (FHA|USDA|VA) 1 $585,000 $585,000 $23,909 2.75%
DALTON, GA (FHA|USDA|VA) 3 $585,000 $195,000 $2,068 2.88%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $580,000 $290,000 $1,856 2.56%
ROCKFORD, IL (FHA|USDA|VA) 2 $580,000 $290,000 $2,057 2.69%
Statesboro, GA (FHA|USDA|VA) 2 $580,000 $290,000 $5,378 2.63%
Cornelia, GA (FHA|USDA|VA) 2 $580,000 $290,000 $2,848 2.88%
UTICA-ROME, NY (FHA|USDA|VA) 3 $575,000 $191,667 $2,466 2.79%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $560,000 $280,000 $1,416 2.63%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $550,000 $275,000 $2,421 2.81%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $545,000 $181,667 $1,476 2.92%
Scottsboro, AL (FHA|USDA|VA) 1 $545,000 $545,000 $3,734 2.88%
Newport, OR (FHA|USDA|VA) 1 $545,000 $545,000 $3,458 3.38%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $545,000 $545,000 $3,005 2.75%
Dayton, TN (FHA|USDA|VA) 1 $545,000 $545,000 $12,355 2.25%
Big Spring, TX (FHA|USDA|VA) 1 $535,000 $535,000 $4,624 2.63%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $530,000 $265,000 $2,217 2.88%
GRANTS PASS, OR (FHA|USDA|VA) 2 $530,000 $265,000 $2,538 2.88%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $510,000 $255,000 $2,314 2.81%
SHEBOYGAN, WI (FHA|USDA|VA) 3 $505,000 $168,333 $1,722 3.00%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $500,000 $250,000 $1,463 2.31%
Blackfoot, ID (FHA|USDA|VA) 2 $500,000 $250,000 $2,366 3.00%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $500,000 $250,000 $1,288 2.50%
JACKSON, TN (FHA|USDA|VA) 2 $500,000 $250,000 $2,717 3.31%
Fairmont, WV (FHA|USDA|VA) 2 $490,000 $245,000 $5,162 2.75%
CASPER, WY (FHA|USDA|VA) 2 $490,000 $245,000 $1,839 2.44%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $490,000 $245,000 $5,944 3.31%
PINE BLUFF, AR (FHA|USDA|VA) 1 $485,000 $485,000 $3,296 2.25%
MORGANTOWN, WV (FHA|USDA|VA) 1 $475,000 $475,000 $3,354 2.75%
El Campo, TX (FHA|USDA|VA) 1 $465,000 $465,000 $4,427 2.88%
Fairmont, MN (FHA|USDA|VA) 1 $465,000 $465,000 $3,761 2.63%
Ruidoso, NM (FHA|USDA|VA) 2 $460,000 $230,000 $1,925 2.88%
LONGVIEW, TX (FHA|USDA|VA) 2 $460,000 $230,000 $5,524 3.00%
Holland, MI (FHA|USDA|VA) 2 $450,000 $225,000 $1,669 2.81%
Starkville, MS (FHA|USDA|VA) 2 $450,000 $225,000 $10,018 3.12%
Palestine, TX (FHA|USDA|VA) 1 $445,000 $445,000 $2,568 2.75%
Shelby, NC (FHA|USDA|VA) 1 $445,000 $445,000 $5,934 2.75%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $440,000 $220,000 $1,811 2.69%
FORT WAYNE, IN (FHA|USDA|VA) 2 $440,000 $220,000 $2,239 3.31%
Athens, OH (FHA|USDA|VA) 2 $430,000 $215,000 $4,374 3.19%
Ruston, LA (FHA|USDA|VA) 2 $430,000 $215,000 $2,345 2.94%
Centralia, WA (FHA|USDA|VA) 2 $420,000 $210,000 $3,411 2.75%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $420,000 $210,000 $6,540 2.25%
Lexington, NE (FHA|USDA|VA) 2 $420,000 $210,000 $6,386 3.63%
MUNCIE, IN (FHA|USDA|VA) 2 $420,000 $210,000 $2,852 3.00%
ITHACA, NY (FHA|USDA|VA) 1 $415,000 $415,000 $4,930 2.00%
The Dalles, OR (FHA|USDA|VA) 2 $410,000 $205,000 $3,001 3.56%
Rock Springs, WY (FHA|USDA|VA) 2 $410,000 $205,000 $2,484 3.00%
Cadillac, MI (FHA|USDA|VA) 1 $405,000 $405,000 $16,112 2.75%
SAN ANGELO, TX (FHA|USDA|VA) 1 $405,000 $405,000 $6,339 2.88%
GADSDEN, AL (FHA|USDA|VA) 2 $400,000 $200,000 $3,846 2.81%
DANVILLE, IL (FHA|USDA|VA) 2 $400,000 $200,000 $1,597 2.87%
GOLDSBORO, NC (FHA|USDA|VA) 2 $400,000 $200,000 $3,634 2.75%
McMinnville, TN (FHA|USDA|VA) 1 $395,000 $395,000 $912 2.38%
Auburn, NY (FHA|USDA|VA) 2 $390,000 $195,000 $3,248 2.31%
Corinth, MS (FHA|USDA|VA) 1 $385,000 $385,000 $2,947 2.25%
Mason City, IA (FHA|USDA|VA) 1 $375,000 $375,000 $1,334 2.63%
LOGAN, UT-ID (FHA|USDA|VA) 1 $375,000 $375,000 $1,303 2.88%
Fergus Falls, MN (FHA|USDA|VA) 1 $375,000 $375,000 $2,679 2.63%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $365,000 $365,000 $10,450 2.75%
Bemidji, MN (FHA|USDA|VA) 1 $365,000 $365,000 $3,115 2.75%
HINESVILLE, GA (FHA|USDA|VA) 2 $360,000 $180,000 $6,288 3.13%
Quincy, IL-MO (FHA|USDA|VA) 2 $360,000 $180,000 $5,076 2.75%
Central City, KY (FHA|USDA|VA) 1 $355,000 $355,000 $1,682 2.63%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $355,000 $355,000 $3,248 2.25%
Red Wing, MN (FHA|USDA|VA) 1 $355,000 $355,000 $1,311 2.75%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $355,000 $355,000 $2,010 2.25%
Plattsburgh, NY (FHA|USDA|VA) 2 $350,000 $175,000 $2,000 3.12%
Richmond-Berea, KY (FHA|USDA|VA) 1 $345,000 $345,000 $3,926 2.13%
Gillette, WY (FHA|USDA|VA) 1 $345,000 $345,000 $1,498 2.88%
Plainview, TX (FHA|USDA|VA) 1 $345,000 $345,000 $3,143 2.00%
Calhoun, GA (FHA|USDA|VA) 2 $340,000 $170,000 $1,755 3.50%
Norwalk, OH (FHA|USDA|VA) 1 $335,000 $335,000 $1,271 2.88%
Danville, VA (FHA|USDA|VA) 1 $335,000 $335,000 $4,697 2.88%
Willmar, MN (FHA|USDA|VA) 1 $335,000 $335,000 $1,278 2.25%
MORRISTOWN, TN (FHA|USDA|VA) 2 $330,000 $165,000 $2,602 2.81%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $325,000 $325,000 $2,765 2.88%
Greenwood, SC (FHA|USDA|VA) 1 $325,000 $325,000 $2,127 2.38%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $325,000 $325,000 $2,127 2.88%
Duncan, OK (FHA|USDA|VA) 1 $315,000 $315,000 $2,939 2.38%
BANGOR, ME (FHA|USDA|VA) 2 $310,000 $155,000 $3,002 3.38%
Grand Rapids, MN (FHA|USDA|VA) 1 $305,000 $305,000 $1,729 2.75%
Stillwater, OK (FHA|USDA|VA) 1 $305,000 $305,000 $4,077 2.75%
Cullman, AL (FHA|USDA|VA) 1 $305,000 $305,000 $1,430 2.88%
Huron, SD (FHA|USDA|VA) 1 $295,000 $295,000 $2,164 3.50%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $295,000 $295,000 $1,678 2.75%
Angola, IN (FHA|USDA|VA) 1 $295,000 $295,000 $4,528 2.88%
ROME, GA (FHA|USDA|VA) 1 $295,000 $295,000 $2,366 2.63%
Vincennes, IN (FHA|USDA|VA) 1 $295,000 $295,000 $2,298 2.75%
Danville, KY (FHA|USDA|VA) 1 $295,000 $295,000 $2,189 2.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $285,000 $285,000 $1,534 2.99%
Mount Pleasant, MI (FHA|USDA|VA) 1 $285,000 $285,000 $1,581 2.25%
LAREDO, TX (FHA|USDA|VA) 1 $285,000 $285,000 $1,990 2.63%
Findlay, OH (FHA|USDA|VA) 1 $285,000 $285,000 $3,251 2.25%
DeRidder, LA (FHA|USDA|VA) 1 $275,000 $275,000 $12,697 2.75%
Española, NM (FHA|USDA|VA) 1 $275,000 $275,000 $3,267 3.00%
Pittsburg, KS (FHA|USDA|VA) 1 $265,000 $265,000 $2,789 3.13%
ODESSA, TX (FHA|USDA|VA) 1 $265,000 $265,000 $3,553 3.13%
Vineyard Haven, MA (FHA|USDA|VA) 1 $265,000 $265,000 $1,878 2.99%
VICTORIA, TX (FHA|USDA|VA) 1 $265,000 $265,000 $1,459 2.63%
Othello, WA (FHA|USDA|VA) 1 $255,000 $255,000 $6,375 2.88%
HAMMOND, LA (FHA|USDA|VA) 1 $255,000 $255,000 $1,578 3.38%
FARMINGTON, NM (FHA|USDA|VA) 1 $255,000 $255,000 $1,232 2.75%
La Grande, OR (FHA|USDA|VA) 1 $255,000 $255,000 $2,088 3.00%
Riverton, WY (FHA|USDA|VA) 1 $255,000 $255,000 $1,923 2.88%
Marion, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,005 2.88%
Coos Bay, OR (FHA|USDA|VA) 1 $255,000 $255,000 $1,697 2.88%
Beaver Dam, WI (FHA|USDA|VA) 1 $255,000 $255,000 $1,644 2.75%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $250,000 $125,000 $2,208 2.88%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $245,000 $245,000 $667 2.75%
Corning, NY (FHA|USDA|VA) 1 $245,000 $245,000 $1,866 2.88%
Henderson, NC (FHA|USDA|VA) 1 $245,000 $245,000 $1,994 2.99%
Williston, ND (FHA|USDA|VA) 1 $245,000 $245,000 $2,391 2.50%
Taos, NM (FHA|USDA|VA) 1 $245,000 $245,000 $2,257 2.13%
New Castle, PA (FHA|USDA|VA) 2 $240,000 $120,000 $3,608 3.19%
Bartlesville, OK (FHA|USDA|VA) 1 $235,000 $235,000 $6,416 2.75%
Silver City, NM (FHA|USDA|VA) 1 $235,000 $235,000 $3,510 2.75%
Malone, NY (FHA|USDA|VA) 1 $235,000 $235,000 $1,987 2.88%
Ada, OK (FHA|USDA|VA) 1 $235,000 $235,000 $1,830 2.63%
Minden, LA (FHA|USDA|VA) 1 $235,000 $235,000 $3,081 3.13%
West Point, MS (FHA|USDA|VA) 1 $235,000 $235,000 $3,501 3.25%
Dyersburg, TN (FHA|USDA|VA) 1 $225,000 $225,000 $1,942 2.75%
Safford, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $4,102 3.25%
Roswell, NM (FHA|USDA|VA) 1 $225,000 $225,000 $3,720 2.50%
GREENVILLE, NC (FHA|USDA|VA) 1 $225,000 $225,000 $1,668 2.88%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $225,000 $225,000 $1,906 2.88%
Owatonna, MN (FHA|USDA|VA) 1 $215,000 $215,000 $2,425 2.88%
Marion, OH (FHA|USDA|VA) 1 $215,000 $215,000 $3,615 2.99%
Huntington, IN (FHA|USDA|VA) 2 $210,000 $105,000 $1,548 3.44%
Tupelo, MS (FHA|USDA|VA) 1 $205,000 $205,000 $1,723 2.88%
Jesup, GA (FHA|USDA|VA) 1 $205,000 $205,000 $5,580 2.75%
Tahlequah, OK (FHA|USDA|VA) 1 $205,000 $205,000 $3,420 2.75%
Russellville, AR (FHA|USDA|VA) 1 $195,000 $195,000 $84 2.75%
Uvalde, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,271 2.25%
Lewisburg, PA (FHA|USDA|VA) 1 $195,000 $195,000 $2,226 2.25%
Crawfordsville, IN (FHA|USDA|VA) 1 $195,000 $195,000 $1,320 2.75%
Rockingham, NC (FHA|USDA|VA) 1 $195,000 $195,000 $1,070 2.88%
Orangeburg, SC (FHA|USDA|VA) 1 $195,000 $195,000 $8,390 2.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $185,000 $185,000 $1,371 3.13%
Marietta, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,582 2.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,904 3.13%
Vernal, UT (FHA|USDA|VA) 1 $185,000 $185,000 $1,350 2.99%
Lake City, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,224 3.25%
KANKAKEE, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,086 3.13%
Ozark, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,180 2.25%
Waycross, GA (FHA|USDA|VA) 1 $185,000 $185,000 $8,858 2.75%
Mount Airy, NC (FHA|USDA|VA) 1 $175,000 $175,000 $2,475 3.25%
Bluffton, IN (FHA|USDA|VA) 1 $175,000 $175,000 $951 2.75%
Oxford, MS (FHA|USDA|VA) 1 $175,000 $175,000 $5,287 2.50%
Ashland, OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,620 2.25%
Jasper, AL (FHA|USDA|VA) 1 $175,000 $175,000 $2,078 3.75%
Kearney, NE (FHA|USDA|VA) 1 $175,000 $175,000 $1,723 3.49%
Stevens Point, WI (FHA|USDA|VA) 1 $175,000 $175,000 $2,422 2.75%
Crossville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $1,068 2.88%
Jacksonville, IL (FHA|USDA|VA) 1 $165,000 $165,000 $3,978 2.75%
Fort Payne, AL (FHA|USDA|VA) 1 $165,000 $165,000 $1,699 2.75%
Palatka, FL (FHA|USDA|VA) 1 $165,000 $165,000 $4,733 2.75%
Hutchinson, KS (FHA|USDA|VA) 1 $155,000 $155,000 $1,496 2.75%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $155,000 $155,000 $1,494 2.50%
Richmond, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,456 3.25%
Ottawa, IL (FHA|USDA|VA) 1 $145,000 $145,000 $1,600 3.00%
Crescent City, CA (FHA|USDA|VA) 1 $145,000 $145,000 $1,318 2.99%
FLORENCE, SC (FHA|USDA|VA) 1 $145,000 $145,000 $1,240 2.63%
Effingham, IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,178 3.00%
Somerset, PA (FHA|USDA|VA) 1 $135,000 $135,000 $4,764 3.00%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,552 2.88%
ALTOONA, PA (FHA|USDA|VA) 1 $135,000 $135,000 $2,461 3.63%
Winnemucca, NV (FHA|USDA|VA) 1 $135,000 $135,000 $2,428 2.50%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $125,000 $125,000 $4,075 2.99%
Cañon City, CO (FHA|USDA|VA) 1 $125,000 $125,000 $1,287 2.63%
Price, UT (FHA|USDA|VA) 1 $125,000 $125,000 $2,563 2.88%
Kinston, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,505 2.88%
Austin, MN (FHA|USDA|VA) 1 $115,000 $115,000 $777 2.75%
Thomaston, GA (FHA|USDA|VA) 1 $105,000 $105,000 $1,549 3.13%
SAGINAW, MI (FHA|USDA|VA) 1 $95,000 $95,000 $4,120 3.25%
Sunbury, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,677 3.88%
JACKSON, MI (FHA|USDA|VA) 1 $85,000 $85,000 $1,063 3.38%
Dixon, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,184 3.50%
Albemarle, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,638 2.99%
Shelbyville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $2,557 3.25%
Portales, NM (FHA|USDA|VA) 1 $75,000 $75,000 $3,867 2.25%
McPherson, KS (FHA|USDA|VA) 1 $75,000 $75,000 $2,092 3.49%
St. Marys, PA (FHA|USDA|VA) 1 $75,000 $75,000 $3,323 3.50%

Nbkc Bank's top markets include Kansas City, Seattle, Washington, Los Angeles, and New York among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 14,463 $5,069,755,000 $350,533 $2,604 2.83%
VA 3,817 $1,550,355,000 $406,171 $5,760 2.50%
FHA 84 $24,130,000 $287,262 $8,037 2.92%

For the 2021 period, Nbkc Bank's most frequently originated loan type of loans were Conventional, with 14,463 originations. Their 2nd most popular type is VA, with 3,817 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 8,770 $3,053,240,000 $348,146 $2,219 2.68%
Home Purchase 4,878 $1,872,560,000 $383,879 $5,421 2.81%
Cash Out Refi 4,683 $1,709,255,000 $364,991 $3,065 2.86%
Home Improvement 33 $9,185,000 $278,333 $2,741 3.10%

For the 2021, Nbkc Bank's most frequently cited loan purpose of loans were Refi, with 8,770 originations. The 2nd most popular reason of loans were Home Purchase, with 4,878 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 14,761 $5,536,985,000 $375,109 $3,549 2.84%
15 Year 2,924 $884,130,000 $302,370 $2,209 2.38%
20 Year 566 $180,940,000 $319,682 $2,142 2.73%
Other 72 $24,740,000 $343,611 $2,231 2.80%
10 Year 30 $6,980,000 $232,667 $2,238 2.47%
5 Year 8 $8,770,000 $1,096,250 $0 4.14%
1 Year 2 $220,000 $110,000 $0 4.38%
3 Year 1 $1,475,000 $1,475,000 $0 3.85%

For the 2021, Nbkc Bank's most frequently cited loan length of loans were 30 Year, with 14,761 originations. The 2nd most popular length of loans were 15 Year, with 2,924 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 14,854 $5,361,030,000 $360,915
$1k-2k 1,822 $613,280,000 $336,597
$2k-3k 794 $276,980,000 $348,841
$3k-4k 585 $228,795,000 $391,103
$5k+ 288 $149,360,000 $518,611

$3,549 of loans were Nbkc Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 14,854 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 10,694 $3,908,250,000 $365,462
<2.5% 4,889 $1,885,855,000 $385,734
3-4% 2,695 $829,955,000 $307,961
4-5% 84 $19,980,000 $237,857
5-6% 1 $125,000 $125,000
6-7% 1 $75,000 $75,000

During 2021, Nbkc Bank's average interest rate of loans were 2.84%, while their most frequently originated rate bucket of loans were 2.5-3%, with 10,694 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 9,442 $2,826,510,000 $299,355 $2,944 2.76%
$400k-600k 5,517 $2,649,105,000 $480,171 $3,636 2.67%
$100k-200k 2,214 $360,920,000 $163,017 $2,393 2.96%
$600k-1MM 978 $697,280,000 $712,965 $5,898 2.78%
$100,000 or less 135 $11,235,000 $83,222 $2,489 3.29%
$1MM+ 78 $99,190,000 $1,271,667 $14,315 2.61%

2021 saw Nbkc Bank place emphasis on $200k-400k loans with 9,442 originations, totaling $2,826,510,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 5,301 $1,955,565,000 $368,905 $3,416 2.78%
$150k-250k 4,222 $1,784,900,000 $422,762 $3,336 2.75%
$75k-100k 2,962 $921,290,000 $311,036 $3,405 2.81%
$50k-75k 2,204 $566,630,000 $257,092 $3,199 2.87%
$250k+ 1,386 $652,130,000 $470,512 $3,414 2.71%
$50k or less 656 $122,440,000 $186,646 $2,751 3.00%

Nbkc Bank lent most frequently to those with incomes in the $100k-150k range, with 5,301 originations. The second most popular income band? $150k-250k, with 4,222 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 4,411 $1,527,645,000 $346,326 $2,886 2.76%
30-36% 3,237 $1,178,675,000 $364,126 $3,284 2.80%
<20% 1,717 $552,715,000 $321,907 $2,469 2.72%
44% 590 $208,600,000 $353,559 $3,473 2.92%
37% 583 $214,985,000 $368,756 $3,388 2.82%
41% 558 $209,720,000 $375,842 $3,751 2.86%
40% 551 $201,585,000 $365,853 $3,656 2.86%
38% 549 $198,475,000 $361,521 $3,522 2.82%
36% 547 $201,275,000 $367,962 $3,455 2.82%
42% 543 $196,515,000 $361,906 $3,427 2.85%
43% 534 $197,270,000 $369,419 $3,464 2.83%
45% 522 $192,570,000 $368,908 $3,590 2.84%
39% 521 $193,735,000 $371,852 $3,560 2.80%
50-60% 422 $180,480,000 $427,678 $7,634 2.63%
46% 374 $137,990,000 $368,957 $3,786 2.81%
47% 363 $139,515,000 $384,339 $3,940 2.77%
49% 362 $137,340,000 $379,392 $3,808 2.80%
48% 330 $125,490,000 $380,273 $3,826 2.81%
>60% 19 $8,405,000 $442,368 $8,933 2.56%

Nbkc Bank lent most frequently to those with DTI ratios of 20-30%, with 4,411 originations. The next most common DTI ratio? 30-36%, with 3,237 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 13,045 $4,628,785,000 $354,832 $3,275 2.76%
Not provided 2,690 $1,014,470,000 $377,126 $3,255 2.77%
Asian 1,763 $690,655,000 $391,750 $3,231 2.74%
Black 747 $255,685,000 $342,282 $3,735 2.80%
Native Hawaiian 38 $15,640,000 $411,579 $3,250 2.83%
American Indian 35 $13,685,000 $391,000 $2,761 2.65%
Not applicable 14 $12,500,000 $892,857 $0 4.34%
Asian Indian 9 $3,365,000 $373,889 $2,354 2.89%
Filipino 7 $3,095,000 $442,143 $3,461 2.80%
Korean 5 $1,915,000 $383,000 $4,936 2.78%
Chinese 4 $1,490,000 $372,500 $2,817 2.88%
Other Asian 2 $950,000 $475,000 $2,324 2.50%
Vietnamese 2 $900,000 $450,000 $4,655 2.81%
Other Pacific Islander 2 $680,000 $340,000 $1,539 2.63%
Guamanian 1 $425,000 $425,000 $1,292 2.63%

Approval Rates

Total approvals of all applications
95.20%

Nbkc Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
59.00%

Nbkc Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 18,364 $6,644,240,000 $361,808

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
18,364 $6,644,240,000 $361,808

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 882 $242,530,000 $274,977 $2,323 2.74%
40-60% 4,108 $1,391,430,000 $338,712 $2,259 2.72%
60-80% 7,123 $2,601,665,000 $365,248 $2,721 2.85%
80-100% 5,623 $2,165,365,000 $385,091 $3,985 2.70%
Over 100% 557 $227,125,000 $407,765 $12,609 2.55%
Under 20% 71 $16,125,000 $227,113 $2,558 2.83%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Nbkc Bank 10700 Nall Ave Overland Park, KS 66211 Full Service B&M $295,948
Nbkc Bank 3510 W 95th Street Leawood, KS 66206 Full Service B&M $111,697
Nbkc Bank 8320 Ward Parkway Kansas City, MO 64114 Full Service B&M $397,029
Nbkc Bank 9750 North Ash Avenue Kansas City, MO 64157 Full Service B&M $81,441

For 2021, Nbkc Bank had 4 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $21,005
Net interest income $17,676
Total noninterest income $178,171
Gross Fiduciary activities income $0
Service charges on deposit accounts $92
Trading account gains and fees $0
Additional Noninterest Income $178,079
Pre-tax net operating income $49,161
Securities gains (or losses, -) $16
Income before extraordinary items $48,572
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $48,572
Minority interest net income $0
Net income $48,572
Sale, conversion, retirement of capital stock, net $0
Net operating income $48,556

Nbkc Bank's gross interest income from loans was $21,005,000.
Nbkc Bank's net interest income from loans was $17,676,000.
Nbkc Bank's fee based income from loans was $92,000.
Nbkc Bank's net income from loans was $48,572,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $3,329
Provision for credit losses $-825
Total noninterest expense $147,511
Salaries and employee benefits $91,694
Premises and equipment expense $6,348
Additional noninterest expense $49,469
Applicable income taxes $605
Net charge-offs $-58
Cash dividends $48,855

Nbkc Bank's interest expense for loans was $3,329,000.
Nbkc Bank's payroll and benefits expense were $91,694,000.
Nbkc Bank's property, plant and equipment expenses $6,348,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 1.0%
HELOC loans 0.0%
All other family 1.0%
Commercial & industrial loans 3.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 1.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $840,527
Deposits held in domestic offices $840,527
Deposits by Individuals, partnerships, and corporations $839,103
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $1,424
Deposits by Commercial banks and other depository institutions in U.S. $0
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $452,134
Demand deposits $345,392
Nontransaction accounts $388,393
Money market deposit accounts (MMDAs) $267,326
Other savings deposits (excluding MMDAs) $5,288
Total time deposits $115,779
Total time and savings deposits $495,135
Noninterest-bearing deposits $332,501
Interest-bearing deposits $508,026
Retail deposits $817,198
IRAs and Keogh plan accounts $21,810
Brokered deposits $9,413
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $1,041,605
Cash & Balances due from depository institutions $295,552
Interest-bearing balances $293,356
Total securities $84,604
Federal funds sold & reverse repurchase $0
Net loans and leases $548,292
Loan and leases loss allowance $9,421
Trading account assets $0
Bank premises and fixed assets $7,833
Other real estate owned $0
Goodwill and other intangibles $34,988
All other assets $70,336

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $1,041,605
Total Liabilities $883,927
Total deposits $840,527
Interest-bearing deposits $508,026
Deposits held in domestic offices $840,527
% insured (estimated) $82
Federal funds purchased and repurchase agreements $4,850
Trading liabilities $0
Other borrowed funds $20,000
Subordinated debt $0
All other liabilities $18,550

Issued Loan Types

Type Value (in 000's)
Net loans and leases $548,292
Loan and leases loss allowance $9,421
Total loans and leases (domestic) $557,713
All real estate loans $515,207
Real estate loans in domestic offices $515,207
Construction and development loans $67,373
Residential 1-4 family construction $39,480
Other construction, all land development and other land $27,893
Loans secured by nonfarm nonresidential properties $140,017
Nonfarm nonresidential secured by owner-occupied properties $27,555
Commercial real estate & other non-farm, non-residential $112,462
Multifamily residential real estate $22,519
1-4 family residential loans $285,298
Farmland loans $0
Loans held in foreign offices $0
Farm loans $57
Commercial and industrial loans $27,471
To non-U.S. addressees $0
Loans to individuals $11,472
Credit card loans $0
Related Plans $0
Consumer Auto Loans $274
Other loans to individuals $11,198
All other loans & leases $3,506
Loans to foreign governments and official institutions $0
Other loans $276
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $408
Non 1-4 family restructured loans & leases $0
Total loans and leases (foreign) $0

NBKC BANK had $548,292,000 of loans outstanding in 2021. $515,207,000 of loans were in real estate loans. $67,373,000 of loans were in development loans. $22,519,000 of loans were in multifamily mortgage loans. $285,298,000 of loans were in 1-4 family mortgage loans. $57,000 of loans were in farm loans. $0 of loans were in credit card loans. $274,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 53 $20,371 $384,358
Nonfarm, nonresidential loans - <$100k 4 $154 $38,500
Nonfarm, nonresidential loans - $100-250k 11 $1,214 $110,364
Nonfarm, nonresidential loans - $250k-1MM 38 $19,003 $500,079
Commercial & Industrial, US addressed loans - <$1MM 248 $19,244 $77,597
Commercial & Industrial, US addressed loans - <$100k 144 $3,757 $26,090
Commercial & Industrial, US addressed loans - $100-250k 74 $5,903 $79,770
Commercial & Industrial, US addressed loans - $250k-1MM 30 $9,584 $319,467