Carrington Mortgage Services Rates, Fees & Info
Wilmington, DELEI: 549300R9S3MVDV4MGF56
Tax ID: 20-8745846
1 stars - Updated: 3/17/25
-
out of 5 stars, based on 108 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Carrington Mortgage Services is a small mortgage company specializing in Cash Out Refi and Home Purchase loans. They have a a high proportion of FHA loans. Carrington Mortgage Services has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Atlanta, Washington, Tampa, and Riverside among others. We have data for 756 markets. (Some data included below & more in-depth data is available with an active subscription.)Carrington Mortgage Services has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Carrington Mortgage Services is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.10% | 3/17/25 |
| 30 Year Conventional Refi | 6.67% | 3/17/25 |
| 30 Year Cash-out Refi | 7.04% | 3/17/25 |
| 30 Year FHA Purchase | 7.61% | 3/17/25 |
| 30 Year FHA Refi | 7.29% | 3/17/25 |
| 30 Year VA Purchase | 6.91% | 3/17/25 |
| 30 Year VA Refi | 6.13% | 3/17/25 |
| 30 Year USDA Purchase | 7.32% | 3/17/25 |
| 30 Year USDA Refi | 6.58% | 3/17/25 |
| 15 Year Conventional Purchase | 6.45% | 3/17/25 |
| 15 Year Conventional Refi | 6.25% | 3/17/25 |
| 15 Year Cash-out Refi | 6.25% | 3/17/25 |
| 15 Year FHA Purchase | 8.55% | 3/17/25 |
| 15 Year FHA Refi | 7.32% | 3/17/25 |
| 15 Year VA Purchase | 7.10% | 3/17/25 |
| 15 Year VA Refi | 6.14% | 3/17/25 |
| 15 Year USDA Refi | 5.68% | 3/17/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Carrington Mortgage Services Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Carrington Mortgage Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
11,657Origination Dollar Volume (All Markets)
$2,492,635,000Awards
×
![]()
Carrington Mortgage Services - 2023
Carrington Mortgage Services is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
Work for Carrington Mortgage Services?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Carrington Mortgage Services's average 30 year fixed mortgage rate was
7.48%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 1%.
Relative Fees (Closing Costs)
Carrington Mortgage Services's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,085.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 308 | $116,970,000 | $379,773 | $14,401 | 8.09% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 523 | $112,315,000 | $214,751 | $10,181 | 7.60% |
| Outside of Metro Areas | 596 | $89,270,000 | $149,782 | $7,638 | 7.18% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 253 | $76,085,000 | $300,731 | $10,817 | 7.72% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 292 | $69,410,000 | $237,705 | $9,689 | 7.75% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 180 | $63,730,000 | $354,056 | $13,463 | 6.95% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 215 | $58,705,000 | $273,047 | $11,269 | 7.14% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 264 | $53,090,000 | $201,098 | $10,235 | 7.81% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 206 | $51,670,000 | $250,825 | $9,702 | 7.10% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 260 | $50,970,000 | $196,038 | $9,038 | 7.59% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 117 | $50,675,000 | $433,120 | $14,963 | 7.89% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 155 | $46,805,000 | $301,968 | $11,182 | 8.13% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 154 | $37,660,000 | $244,545 | $9,480 | 7.76% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 135 | $33,125,000 | $245,370 | $10,708 | 7.62% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 178 | $31,610,000 | $177,584 | $8,451 | 7.83% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 136 | $30,090,000 | $221,250 | $9,287 | 8.02% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 164 | $27,700,000 | $168,902 | $8,242 | 7.51% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 144 | $26,170,000 | $181,736 | $7,661 | 7.74% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 117 | $25,715,000 | $219,786 | $9,164 | 7.56% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 119 | $24,725,000 | $207,773 | $9,228 | 7.53% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 108 | $24,440,000 | $226,296 | $8,984 | 7.10% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 72 | $24,250,000 | $336,806 | $10,342 | 7.39% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 51 | $23,335,000 | $457,549 | $9,189 | 6.57% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 85 | $23,335,000 | $274,529 | $8,662 | 7.64% |
| COLUMBUS, OH (FHA|USDA|VA) | 118 | $22,160,000 | $187,797 | $8,492 | 7.41% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 80 | $19,630,000 | $245,375 | $9,188 | 7.10% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 115 | $19,325,000 | $168,043 | $8,957 | 7.33% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 66 | $18,930,000 | $286,818 | $8,703 | 8.30% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 116 | $17,980,000 | $155,000 | $7,403 | 7.23% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 54 | $17,720,000 | $328,148 | $12,449 | 6.98% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 69 | $16,305,000 | $236,304 | $11,376 | 7.24% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 50 | $16,290,000 | $325,800 | $10,908 | 8.18% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 75 | $16,225,000 | $216,333 | $10,454 | 7.98% |
| RICHMOND, VA (FHA|USDA|VA) | 82 | $15,910,000 | $194,024 | $9,679 | 7.54% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 78 | $15,210,000 | $195,000 | $9,702 | 7.07% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 24 | $15,070,000 | $627,917 | $13,674 | 6.23% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 68 | $14,850,000 | $218,382 | $8,496 | 7.81% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 75 | $14,755,000 | $196,733 | $8,898 | 8.26% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 65 | $14,655,000 | $225,462 | $4,573 | 7.21% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 55 | $13,805,000 | $251,000 | $10,297 | 7.73% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 70 | $13,730,000 | $196,143 | $7,112 | 7.36% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 64 | $13,370,000 | $208,906 | $9,631 | 7.73% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 54 | $13,260,000 | $245,556 | $5,247 | 7.73% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 41 | $12,875,000 | $314,024 | $10,510 | 7.58% |
| COLUMBIA, SC (FHA|USDA|VA) | 68 | $12,830,000 | $188,676 | $7,775 | 7.52% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 54 | $11,670,000 | $216,111 | $7,941 | 7.19% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 45 | $11,375,000 | $252,778 | $11,316 | 6.78% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 63 | $11,355,000 | $180,238 | $8,879 | 7.78% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 45 | $11,355,000 | $252,333 | $8,332 | 7.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 36 | $11,200,000 | $311,111 | $12,772 | 7.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 62 | $11,150,000 | $179,839 | $7,033 | 8.31% |
| OCALA, FL (FHA|USDA|VA) | 55 | $10,905,000 | $198,273 | $10,288 | 7.18% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 59 | $10,755,000 | $182,288 | $7,972 | 7.43% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 65 | $10,515,000 | $161,769 | $6,846 | 7.74% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 48 | $10,470,000 | $218,125 | $5,282 | 7.54% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 23 | $10,425,000 | $453,261 | $15,076 | 6.88% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 37 | $10,325,000 | $279,054 | $10,287 | 9.20% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 60 | $10,240,000 | $170,667 | $9,009 | 7.64% |
| LOUISVILLE, KY (FHA|USDA|VA) | 51 | $10,235,000 | $200,686 | $7,810 | 7.91% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 54 | $9,340,000 | $172,963 | $9,146 | 7.89% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 52 | $9,150,000 | $175,962 | $9,012 | 7.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 55 | $8,375,000 | $152,273 | $6,114 | 7.87% |
| SAVANNAH, GA (FHA|USDA|VA) | 42 | $8,140,000 | $193,810 | $8,728 | 7.54% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 31 | $7,995,000 | $257,903 | $12,533 | 7.47% |
| PITTSBURGH, PA (FHA|USDA|VA) | 51 | $7,965,000 | $156,176 | $8,015 | 7.19% |
| STOCKTON, CA (FHA|USDA|VA) | 24 | $7,940,000 | $330,833 | $14,937 | 6.98% |
| KNOXVILLE, TN (FHA|USDA|VA) | 48 | $7,880,000 | $164,167 | $7,976 | 7.83% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 56 | $7,840,000 | $140,000 | $6,717 | 7.66% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 41 | $7,415,000 | $180,854 | $9,790 | 7.60% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 30 | $7,400,000 | $246,667 | $10,025 | 8.19% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 42 | $7,320,000 | $174,286 | $8,416 | 6.95% |
| TUCSON, AZ (FHA|USDA|VA) | 40 | $7,290,000 | $182,250 | $7,172 | 7.36% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 31 | $6,805,000 | $219,516 | $8,405 | 7.54% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 34 | $6,790,000 | $199,706 | $7,549 | 8.49% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 27 | $6,755,000 | $250,185 | $8,025 | 6.57% |
| FRESNO, CA (FHA|USDA|VA) | 30 | $6,400,000 | $213,333 | $10,237 | 7.70% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 41 | $6,305,000 | $153,780 | $7,339 | 6.95% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 21 | $6,265,000 | $298,333 | $16,384 | 6.99% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 28 | $6,170,000 | $220,357 | $10,992 | 7.41% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 38 | $6,030,000 | $158,684 | $7,365 | 7.21% |
| BATON ROUGE, LA (FHA|USDA|VA) | 34 | $5,990,000 | $176,176 | $9,374 | 7.18% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 19 | $5,975,000 | $314,474 | $10,939 | 6.74% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 32 | $5,870,000 | $183,438 | $9,441 | 6.99% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 31 | $5,615,000 | $181,129 | $8,975 | 7.38% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 33 | $5,575,000 | $168,939 | $7,340 | 7.29% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 28 | $5,570,000 | $198,929 | $8,030 | 7.46% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 24 | $5,400,000 | $225,000 | $3,361 | 7.14% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 25 | $5,235,000 | $209,400 | $11,266 | 6.73% |
| TULSA, OK (FHA|USDA|VA) | 34 | $5,000,000 | $147,059 | $9,129 | 7.47% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 26 | $4,990,000 | $191,923 | $10,235 | 7.12% |
| VISALIA, CA (FHA|USDA|VA) | 23 | $4,885,000 | $212,391 | $9,515 | 6.20% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 30 | $4,870,000 | $162,333 | $9,970 | 6.59% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 12 | $4,830,000 | $402,500 | $19,703 | 8.27% |
| DOVER, DE (FHA|USDA|VA) | 22 | $4,820,000 | $219,091 | $9,958 | 7.29% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 27 | $4,795,000 | $177,593 | $6,033 | 8.70% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 7 | $4,575,000 | $653,571 | $10,761 | 7.72% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 29 | $4,535,000 | $156,379 | $6,441 | 7.12% |
| VALLEJO, CA (FHA|USDA|VA) | 11 | $4,395,000 | $399,545 | $11,728 | 7.87% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 31 | $4,395,000 | $141,774 | $6,517 | 8.19% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 21 | $4,355,000 | $207,381 | $8,104 | 7.00% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 8 | $4,310,000 | $538,750 | $26,876 | 8.32% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 28 | $4,300,000 | $153,571 | $8,243 | 7.19% |
| EL PASO, TX (FHA|USDA|VA) | 25 | $4,295,000 | $171,800 | $7,925 | 6.96% |
| FLINT, MI (FHA|USDA|VA) | 25 | $4,175,000 | $167,000 | $8,543 | 6.86% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 21 | $4,065,000 | $193,571 | $7,760 | 7.74% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 13 | $4,015,000 | $308,846 | $15,157 | 6.50% |
| GREELEY, CO (FHA|USDA|VA) | 18 | $4,010,000 | $222,778 | $8,373 | 8.59% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 13 | $4,005,000 | $308,077 | $7,018 | 5.85% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 21 | $3,935,000 | $187,381 | $9,356 | 6.77% |
| TOLEDO, OH (FHA|USDA|VA) | 23 | $3,875,000 | $168,478 | $8,068 | 6.30% |
| FORT WAYNE, IN (FHA|USDA|VA) | 32 | $3,710,000 | $115,938 | $6,855 | 7.11% |
| GAINESVILLE, GA (FHA|USDA|VA) | 14 | $3,710,000 | $265,000 | $13,351 | 8.01% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 23 | $3,675,000 | $159,783 | $7,198 | 8.15% |
| BRUNSWICK, GA (FHA|USDA|VA) | 11 | $3,605,000 | $327,727 | $5,143 | 7.72% |
| WILMINGTON, NC (FHA|USDA|VA) | 18 | $3,560,000 | $197,778 | $8,897 | 6.79% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 17 | $3,555,000 | $209,118 | $10,773 | 7.43% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 14 | $3,490,000 | $249,286 | $9,989 | 7.51% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 20 | $3,460,000 | $173,000 | $6,893 | 7.47% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 20 | $3,440,000 | $172,000 | $8,025 | 8.17% |
| FORT COLLINS, CO (FHA|USDA|VA) | 10 | $3,440,000 | $344,000 | $5,749 | 5.39% |
| PROVO-OREM, UT (FHA|USDA|VA) | 11 | $3,435,000 | $312,273 | $9,285 | 7.77% |
| RENO, NV (FHA|USDA|VA) | 14 | $3,410,000 | $243,571 | $7,495 | 8.65% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 17 | $3,365,000 | $197,941 | $7,340 | 7.53% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 20 | $3,290,000 | $164,500 | $10,225 | 6.77% |
| MODESTO, CA (FHA|USDA|VA) | 13 | $3,285,000 | $252,692 | $10,277 | 7.85% |
| LANCASTER, PA (FHA|USDA|VA) | 23 | $3,265,000 | $141,957 | $7,876 | 7.44% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 20 | $3,260,000 | $163,000 | $5,830 | 7.15% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 12 | $3,250,000 | $270,833 | $5,543 | 6.90% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 22 | $3,220,000 | $146,364 | $6,277 | 8.35% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $3,215,000 | $643,000 | $9,558 | 9.45% |
| PUEBLO, CO (FHA|USDA|VA) | 13 | $3,205,000 | $246,538 | $8,106 | 7.88% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 23 | $3,175,000 | $138,043 | $6,132 | 7.78% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 19 | $3,115,000 | $163,947 | $7,231 | 7.74% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 16 | $2,970,000 | $185,625 | $10,184 | 9.54% |
| SPARTANBURG, SC (FHA|USDA|VA) | 17 | $2,955,000 | $173,824 | $10,129 | 6.83% |
| MONTGOMERY, AL (FHA|USDA|VA) | 23 | $2,925,000 | $127,174 | $7,019 | 7.39% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 22 | $2,890,000 | $131,364 | $7,765 | 8.33% |
| London, KY (FHA|USDA|VA) | 14 | $2,860,000 | $204,286 | $8,583 | 6.48% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 14 | $2,840,000 | $202,857 | $9,869 | 6.57% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 15 | $2,825,000 | $188,333 | $7,714 | 6.51% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 17 | $2,815,000 | $165,588 | $9,098 | 7.40% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 17 | $2,805,000 | $165,000 | $7,723 | 7.30% |
| MORRISTOWN, TN (FHA|USDA|VA) | 16 | $2,790,000 | $174,375 | $9,845 | 7.10% |
| GAINESVILLE, FL (FHA|USDA|VA) | 16 | $2,750,000 | $171,875 | $9,419 | 7.39% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 12 | $2,730,000 | $227,500 | $8,925 | 8.01% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 12 | $2,710,000 | $225,833 | $13,712 | 6.43% |
| YUBA CITY, CA (FHA|USDA|VA) | 7 | $2,695,000 | $385,000 | $9,220 | 5.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $7,412 | 8.40% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $9,920 | 7.93% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 19 | $2,675,000 | $140,789 | $5,297 | 7.20% |
| Torrington, CT (FHA|USDA|VA) | 13 | $2,615,000 | $201,154 | $10,356 | 8.02% |
| JACKSON, MS (FHA|USDA|VA) | 14 | $2,610,000 | $186,429 | $8,517 | 6.59% |
| MOBILE, AL (FHA|USDA|VA) | 19 | $2,605,000 | $137,105 | $7,778 | 7.08% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 19 | $2,585,000 | $136,053 | $8,177 | 7.94% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $2,575,000 | $858,333 | $30,316 | 6.83% |
| SALINAS, CA (FHA|USDA|VA) | 8 | $2,560,000 | $320,000 | $12,898 | 7.04% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 16 | $2,530,000 | $158,125 | $6,424 | 7.32% |
| HINESVILLE, GA (FHA|USDA|VA) | 12 | $2,490,000 | $207,500 | $4,687 | 5.91% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 14 | $2,470,000 | $176,429 | $8,639 | 7.47% |
| READING, PA (FHA|USDA|VA) | 14 | $2,460,000 | $175,714 | $8,232 | 6.74% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 15 | $2,405,000 | $160,333 | $9,284 | 6.40% |
| SYRACUSE, NY (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $12,416 | 6.47% |
| LAS CRUCES, NM (FHA|USDA|VA) | 10 | $2,300,000 | $230,000 | $12,363 | 6.72% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 10 | $2,290,000 | $229,000 | $10,976 | 7.53% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 14 | $2,220,000 | $158,571 | $8,703 | 6.52% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 20 | $2,210,000 | $110,500 | $7,333 | 8.78% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 14 | $2,210,000 | $157,857 | $6,907 | 8.71% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 11 | $2,185,000 | $198,636 | $10,202 | 6.53% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 11 | $2,175,000 | $197,727 | $9,055 | 7.23% |
| WICHITA, KS (FHA|USDA|VA) | 13 | $2,125,000 | $163,462 | $8,859 | 7.04% |
| SUMTER, SC (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $7,063 | 7.46% |
| BURLINGTON, NC (FHA|USDA|VA) | 12 | $2,100,000 | $175,000 | $9,686 | 6.94% |
| AKRON, OH (FHA|USDA|VA) | 20 | $2,100,000 | $105,000 | $5,945 | 8.45% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 17 | $2,095,000 | $123,235 | $6,415 | 8.56% |
| LYNCHBURG, VA (FHA|USDA|VA) | 12 | $2,090,000 | $174,167 | $10,943 | 6.33% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 16 | $2,070,000 | $129,375 | $8,577 | 7.36% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 11 | $2,025,000 | $184,091 | $8,330 | 7.69% |
| PANAMA CITY, FL (FHA|USDA|VA) | 11 | $2,025,000 | $184,091 | $10,442 | 6.47% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 12 | $2,020,000 | $168,333 | $6,489 | 9.21% |
| SALEM, OR (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $11,636 | 7.08% |
| LIMA, OH (FHA|USDA|VA) | 11 | $1,945,000 | $176,818 | $6,508 | 7.27% |
| LaGrange, GA-AL (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $9,779 | 6.14% |
| MUSKEGON, MI (FHA|USDA|VA) | 15 | $1,895,000 | $126,333 | $6,593 | 7.61% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $10,374 | 6.65% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,870,000 | $467,500 | $15,299 | 8.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 12 | $1,850,000 | $154,167 | $9,170 | 6.75% |
| Centralia, WA (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $4,600 | 5.92% |
| Astoria, OR (FHA|USDA|VA) | 2 | $1,830,000 | $915,000 | $16,258 | 7.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 12 | $1,830,000 | $152,500 | $9,150 | 7.29% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $6,294 | 7.77% |
| SAGINAW, MI (FHA|USDA|VA) | 11 | $1,795,000 | $163,182 | $9,752 | 7.23% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $7,307 | 6.92% |
| DOTHAN, AL (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $6,149 | 6.39% |
| DECATUR, AL (FHA|USDA|VA) | 10 | $1,760,000 | $176,000 | $9,616 | 6.34% |
| St. Marys, GA (FHA|USDA|VA) | 11 | $1,725,000 | $156,818 | $6,066 | 9.65% |
| LONGVIEW, TX (FHA|USDA|VA) | 11 | $1,725,000 | $156,818 | $6,043 | 7.04% |
| ROCHESTER, NY (FHA|USDA|VA) | 11 | $1,715,000 | $155,909 | $7,548 | 6.42% |
| YAKIMA, WA (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $8,114 | 7.79% |
| JACKSON, TN (FHA|USDA|VA) | 16 | $1,700,000 | $106,250 | $6,167 | 8.29% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $6,719 | 7.56% |
| TOPEKA, KS (FHA|USDA|VA) | 11 | $1,675,000 | $152,273 | $7,057 | 7.82% |
| KINGSTON, NY (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $9,165 | 7.25% |
| Albertville, AL (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $8,545 | 6.60% |
| GOLDSBORO, NC (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $6,945 | 7.23% |
| GREEN BAY, WI (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $6,909 | 8.09% |
| Traverse City, MI (FHA|USDA|VA) | 10 | $1,610,000 | $161,000 | $7,933 | 6.82% |
| Lebanon, NH-VT (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $8,429 | 7.38% |
| DALTON, GA (FHA|USDA|VA) | 10 | $1,600,000 | $160,000 | $7,844 | 7.52% |
| VALDOSTA, GA (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $5,633 | 7.34% |
| LEBANON, PA (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $9,409 | 9.02% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $13,648 | 6.30% |
| OWENSBORO, KY (FHA|USDA|VA) | 10 | $1,570,000 | $157,000 | $8,719 | 8.68% |
| ANCHORAGE, AK (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $5,454 | 6.43% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $6,653 | 5.83% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $11,162 | 7.54% |
| Shelton, WA (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $5,332 | 6.62% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $14,510 | 6.66% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 13 | $1,495,000 | $115,000 | $7,035 | 7.94% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $8,506 | 7.32% |
| ROANOKE, VA (FHA|USDA|VA) | 12 | $1,480,000 | $123,333 | $5,995 | 8.30% |
| MUNCIE, IN (FHA|USDA|VA) | 10 | $1,470,000 | $147,000 | $7,503 | 6.35% |
| GETTYSBURG, PA (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $9,151 | 5.71% |
| YUMA, AZ (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $7,174 | 7.27% |
| Bardstown, KY (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $9,234 | 6.06% |
| APPLETON, WI (FHA|USDA|VA) | 11 | $1,425,000 | $129,545 | $8,849 | 7.49% |
| Cookeville, TN (FHA|USDA|VA) | 10 | $1,410,000 | $141,000 | $7,399 | 7.56% |
| Sturgis, MI (FHA|USDA|VA) | 11 | $1,405,000 | $127,727 | $7,873 | 6.42% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $8,238 | 7.60% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $7,519 | 5.75% |
| MADERA, CA (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $12,590 | 7.60% |
| McMinnville, TN (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $8,006 | 5.86% |
| NILES, MI (FHA|USDA|VA) | 12 | $1,350,000 | $112,500 | $6,721 | 8.46% |
| Okeechobee, FL (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $11,082 | 8.58% |
| LAREDO, TX (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $8,347 | 7.84% |
| Concord, NH (FHA|USDA|VA) | 9 | $1,325,000 | $147,222 | $7,411 | 7.92% |
| Wilson, NC (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $6,261 | 5.59% |
| Coldwater, MI (FHA|USDA|VA) | 10 | $1,320,000 | $132,000 | $6,396 | 7.35% |
| New Castle, IN (FHA|USDA|VA) | 13 | $1,295,000 | $99,615 | $6,991 | 7.31% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $8,127 | 7.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $2,396 | 6.26% |
| Calhoun, GA (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $10,083 | 6.23% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $4,453 | 7.22% |
| ALBANY, GA (FHA|USDA|VA) | 10 | $1,260,000 | $126,000 | $7,644 | 7.42% |
| LAFAYETTE, LA (FHA|USDA|VA) | 12 | $1,260,000 | $105,000 | $5,439 | 7.69% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $13,840 | 6.35% |
| LAWTON, OK (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $2,370 | 6.14% |
| EL CENTRO, CA (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $9,250 | 6.48% |
| Pahrump, NV (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $2,088 | 7.71% |
| Holland, MI (FHA|USDA|VA) | 9 | $1,225,000 | $136,111 | $8,385 | 7.26% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $14,359 | 7.00% |
| Coos Bay, OR (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $17,529 | 6.68% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $10,804 | 8.41% |
| Elizabeth City, NC (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $10,976 | 5.98% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $2,163 | 10.64% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $10,542 | 6.14% |
| MANKATO, MN (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $6,578 | 6.65% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $4,626 | 7.30% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $6,117 | 5.77% |
| LONGVIEW, WA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $2,265 | 8.11% |
| FLORENCE, SC (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $8,083 | 8.62% |
| Kendallville, IN (FHA|USDA|VA) | 10 | $1,150,000 | $115,000 | $5,945 | 8.33% |
| Crescent City, CA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $0 | 6.22% |
| COLUMBUS, IN (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $5,334 | 8.33% |
| PEORIA, IL (FHA|USDA|VA) | 11 | $1,145,000 | $104,091 | $5,660 | 7.68% |
| Statesboro, GA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $14,151 | 6.28% |
| BOISE CITY, ID (FHA|USDA|VA) | 8 | $1,130,000 | $141,250 | $7,155 | 8.94% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $8,548 | 7.40% |
| COLUMBIA, MO (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $6,286 | 7.66% |
| Marion, OH (FHA|USDA|VA) | 9 | $1,095,000 | $121,667 | $7,477 | 7.81% |
| RACINE, WI (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $6,911 | 8.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 10 | $1,090,000 | $109,000 | $5,951 | 8.35% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $8,412 | 7.87% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $7,539 | 7.90% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $2,012 | 9.77% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $9,609 | 6.90% |
| FOND DU LAC, WI (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $13,015 | 6.40% |
| MONROE, MI (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $8,497 | 8.35% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $5,717 | 6.92% |
| DULUTH, MN-WI (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $4,961 | 7.12% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 10 | $1,070,000 | $107,000 | $5,436 | 7.03% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $6,721 | 6.55% |
| Payson, AZ (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $0 | 6.63% |
| Warsaw, IN (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $7,930 | 7.74% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $2,684 | 3.04% |
| AMES, IA (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $6,707 | 7.20% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $18,301 | 8.33% |
| SANTA FE, NM (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $6,688 | 8.35% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $9,375 | 6.38% |
| MERCED, CA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $12,651 | 7.12% |
| Cedartown, GA (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $7,862 | 6.85% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $7,442 | 6.87% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 7.38% |
| Adrian, MI (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,199 | 7.95% |
| Milledgeville, GA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $9,100 | 5.44% |
| Hilo, HI (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $9,951 | 8.97% |
| Lumberton, NC (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $8,290 | 6.88% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $13,111 | 6.50% |
| MONROE, LA (FHA|USDA|VA) | 8 | $990,000 | $123,750 | $6,866 | 7.75% |
| REDDING, CA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $9,669 | 6.25% |
| Outside of Metro Areas | 4 | $990,000 | $247,500 | $13,229 | 6.03% |
| Cedar City, UT (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $9,965 | 7.25% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 10 | $980,000 | $98,000 | $7,499 | 7.40% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $13,696 | 6.03% |
| CHEYENNE, WY (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $7,704 | 8.19% |
| Fernley, NV (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $5,501 | 8.80% |
| Jefferson, GA (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $6,272 | 9.66% |
| GLENS FALLS, NY (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $10,806 | 6.05% |
| Gillette, WY (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $10,579 | 7.31% |
| MADISON, WI (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $6,963 | 9.96% |
| WHEELING, WV-OH (FHA|USDA|VA) | 9 | $945,000 | $105,000 | $6,812 | 5.93% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $9,137 | 5.78% |
| Urbana, OH (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $9,792 | 7.26% |
| Murray, KY (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $8,960 | 7.54% |
| Palatka, FL (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $9,578 | 6.50% |
| WACO, TX (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $8,330 | 6.75% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $13,256 | 6.38% |
| Helena, MT (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,413 | 7.43% |
| JACKSON, MI (FHA|USDA|VA) | 8 | $910,000 | $113,750 | $6,553 | 7.48% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $11,914 | 7.57% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $8,796 | 9.29% |
| CHICO, CA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $17,152 | 6.29% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 8 | $900,000 | $112,500 | $6,219 | 7.15% |
| Frankfort, KY (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $7,543 | 5.79% |
| ALTOONA, PA (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $7,601 | 7.42% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $8,800 | 6.71% |
| JONESBORO, AR (FHA|USDA|VA) | 9 | $885,000 | $98,333 | $6,428 | 8.62% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $5,665 | 8.44% |
| RAPID CITY, SD (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $8,582 | 6.99% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $13,873 | 6.25% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $12,921 | 6.55% |
| Bedford, IN (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $5,294 | 7.73% |
| Greenville, OH (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $16,088 | 6.33% |
| Cambridge, MD (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $11,527 | 7.35% |
| Thomasville, GA (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $9,556 | 7.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $7,170 | 8.43% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $7,692 | 6.88% |
| Chillicothe, OH (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $11,354 | 6.25% |
| Rolla, MO (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,553 | 6.08% |
| Union, SC (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $10,606 | 6.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $11,148 | 7.44% |
| ROCHESTER, MN (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $10,337 | 8.26% |
| ERIE, PA (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $9,120 | 7.43% |
| Ottawa, IL (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $7,373 | 7.01% |
| ROME, GA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $9,084 | 6.31% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $9,526 | 8.80% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $6,301 | 8.77% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $5,637 | 8.22% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $7,695 | 6.68% |
| Maysville, KY (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $8,756 | 6.88% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $7,580 | 7.52% |
| Crawfordsville, IN (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $8,671 | 5.85% |
| Barre, VT (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $9,351 | 8.49% |
| JOPLIN, MO (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $6,519 | 7.49% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $16,251 | 6.00% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $0 | 8.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $6,269 | 7.82% |
| NAPA, CA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $2,770 | 7.59% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $9,914 | 7.07% |
| MANSFIELD, OH (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $4,852 | 6.95% |
| Crossville, TN (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $0 | 5.58% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,509 | 7.92% |
| Cornelia, GA (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $10,024 | 7.87% |
| BANGOR, ME (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $9,150 | 6.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $7,124 | 6.08% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $6,962 | 7.52% |
| Martinsville, VA (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $6,459 | 7.72% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,607 | 6.92% |
| LOGAN, UT-ID (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $15,616 | 5.63% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $8,797 | 8.30% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $6,731 | 8.92% |
| Shelby, NC (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $8,063 | 6.15% |
| Newberry, SC (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $12,551 | 7.63% |
| Safford, AZ (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $8,501 | 6.38% |
| BILLINGS, MT (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $4,184 | 10.68% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $9,106 | 6.41% |
| Cullman, AL (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $7,308 | 6.90% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $13,407 | 6.38% |
| Lawrenceburg, TN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $7,317 | 8.15% |
| BINGHAMTON, NY (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $11,618 | 6.41% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $8,370 | 10.73% |
| Greeneville, TN (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $8,260 | 7.46% |
| Brookings, OR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $21,089 | 6.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $9,558 | 7.67% |
| Orangeburg, SC (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $10,837 | 7.72% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $10,245 | 6.88% |
| Waycross, GA (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $9,049 | 6.30% |
| Del Rio, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,926 | 6.29% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $1,614 | 8.46% |
| KOKOMO, IN (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $9,371 | 6.38% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $5,967 | 9.47% |
| Ashtabula, OH (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $8,088 | 7.61% |
| Huntington, IN (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $5,963 | 7.66% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,464 | 6.13% |
| FARMINGTON, NM (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $8,607 | 6.99% |
| Laconia, NH (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,589 | 6.13% |
| Red Wing, MN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $7,435 | 6.28% |
| Granbury, TX (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $8,926 | 8.28% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,939 | 6.28% |
| CASPER, WY (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $4,052 | 8.44% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $16,560 | 8.44% |
| McAlester, OK (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,135 | 6.25% |
| KANKAKEE, IL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $9,967 | 5.96% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $8,987 | 6.79% |
| Harrison, AR (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,478 | 7.41% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $11,799 | 6.38% |
| Sonora, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,639 | 5.69% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,346 | 6.13% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $12,354 | 6.96% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $10,106 | 7.10% |
| Seymour, IN (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $6,253 | 7.21% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $1,033 | 4.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,087 | 7.17% |
| Wooster, OH (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $7,887 | 7.01% |
| GREAT FALLS, MT (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $8,108 | 7.54% |
| Columbus, MS (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $7,483 | 6.19% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,080 | 5.38% |
| El Campo, TX (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $8,858 | 6.71% |
| TYLER, TX (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $9,274 | 6.96% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $12,519 | 6.25% |
| Sanford, NC (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $5,086 | 8.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $19,587 | 7.58% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $6,082 | 8.63% |
| Van Wert, OH (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $7,364 | 6.44% |
| Mount Sterling, KY (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $7,801 | 6.03% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $21,663 | 6.81% |
| Findlay, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $10,405 | 6.54% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $2,932 | 7.62% |
| Enterprise, AL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,739 | 6.29% |
| Sterling, CO (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $11,981 | 6.63% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $8,599 | 8.21% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $15,134 | 6.56% |
| Seneca, SC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,048 | 7.87% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $8,234 | 6.17% |
| Winona, MN (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 6.13% |
| Zanesville, OH (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $4,253 | 7.25% |
| Price, UT (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $12,742 | 5.94% |
| Dyersburg, TN (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $9,215 | 5.75% |
| Parsons, KS (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $6,986 | 6.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $6,639 | 7.49% |
| Henderson, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,481 | 6.44% |
| Celina, OH (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $7,706 | 8.52% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $12,371 | 6.13% |
| Susanville, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $14,768 | 5.81% |
| Picayune, MS (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $8,865 | 6.96% |
| Jackson, OH (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $7,967 | 6.09% |
| Athens, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,909 | 7.08% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $20,884 | 8.06% |
| Marinette, WI-MI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,949 | 8.59% |
| Morgan City, LA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $8,335 | 6.83% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,303 | 6.83% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,079 | 5.50% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $16,392 | 6.63% |
| Paragould, AR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $16,134 | 6.25% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $10,616 | 6.69% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,598 | 6.13% |
| Summerville, GA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $10,345 | 6.38% |
| Lock Haven, PA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,454 | 8.41% |
| Columbus, NE (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $8,822 | 5.88% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $10,083 | 6.42% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $10,423 | 6.38% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $7,013 | 9.52% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $4,932 | 8.91% |
| Frankfort, IN (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $7,181 | 8.21% |
| Key West, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 5.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $8,323 | 6.25% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $9,133 | 5.96% |
| Defiance, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,424 | 6.00% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,213 | 8.76% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,118 | 6.19% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $8,419 | 5.83% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $10,248 | 6.00% |
| Branson, MO (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $9,345 | 7.95% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $17,836 | 6.63% |
| Fallon, NV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,236 | 4.50% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $11,539 | 6.63% |
| Gaffney, SC (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $7,719 | 6.31% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $27,277 | 6.38% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $11,520 | 7.06% |
| Keene, NH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $12,853 | 6.13% |
| Riverton, WY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $12,573 | 5.44% |
| Juneau, AK (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,931 | 2.25% |
| Salem, OH (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $8,818 | 7.92% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 9.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,816 | 7.97% |
| Richmond, IN (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $5,028 | 8.23% |
| Meadville, PA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,782 | 5.00% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,290 | 6.19% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $12,033 | 7.79% |
| Easton, MD (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,820 | 5.56% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,519 | 6.19% |
| Montrose, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,666 | 7.63% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 7.19% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,045 | 5.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $5,258 | 6.03% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $4,163 | 10.18% |
| Arkadelphia, AR (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,749 | 6.21% |
| Madison, IN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $9,028 | 6.08% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,293 | 8.84% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 5.00% |
| Manitowoc, WI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,867 | 7.74% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,876 | 8.01% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $1,790 | 9.20% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $1,554 | 11.37% |
| Jasper, IN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $8,076 | 6.54% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 6.50% |
| Muscatine, IA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $8,083 | 6.33% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $8,571 | 6.46% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $8,281 | 6.96% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $10,717 | 6.06% |
| Big Rapids, MI (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $9,202 | 6.00% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,709 | 9.98% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,368 | 7.87% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,123 | 6.81% |
| Corning, NY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $11,663 | 6.25% |
| Somerset, KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,519 | 6.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,792 | 6.44% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,821 | 8.22% |
| Toccoa, GA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,502 | 7.57% |
| Jesup, GA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,699 | 6.97% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,114 | 10.27% |
| Central City, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $11,723 | 5.63% |
| Ashland, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,025 | 6.75% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,771 | 7.92% |
| Russellville, AR (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,720 | 7.98% |
| Danville, KY (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,043 | 6.00% |
| Searcy, AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,059 | 6.13% |
| Platteville, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $10,163 | 6.81% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $18,238 | 6.63% |
| Dayton, TN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,033 | 6.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,234 | 6.31% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,230 | 4.75% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $9,711 | 6.06% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,380 | 5.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,790 | 6.69% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,482 | 9.30% |
| Indiana, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,006 | 9.47% |
| Sedalia, MO (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $6,288 | 8.72% |
| Williston, ND (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $20,009 | 6.63% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,290 | 8.34% |
| Paris, TN (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $7,168 | 6.58% |
| Prineville, OR (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,710 | 9.26% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,647 | 6.44% |
| Palestine, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,922 | 6.94% |
| MIDLAND, MI (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $5,195 | 8.54% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,309 | 2.63% |
| Vicksburg, MS (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $7,116 | 6.13% |
| Warren, PA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $6,933 | 6.46% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,546 | 8.45% |
| Moscow, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.13% |
| Atmore, AL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $6,911 | 6.42% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $10,198 | 7.19% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $9,384 | 6.13% |
| DANVILLE, IL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $10,742 | 6.06% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,442 | 8.74% |
| Gloversville, NY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $9,485 | 5.75% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,554 | 6.94% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,169 | 6.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $9,059 | 6.25% |
| Sidney, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $12,248 | 6.56% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $9,108 | 5.88% |
| Shawano, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 5.63% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,961 | 3.00% |
| Freeport, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,414 | 6.13% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,393 | 8.61% |
| Angola, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $10,074 | 5.50% |
| Athens, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,058 | 5.94% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $9,691 | 6.56% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,214 | 10.20% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 6.63% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $7,741 | 6.63% |
| Boone, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $17,084 | 6.13% |
| Española, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 6.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,550 | 10.32% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,409 | 10.82% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $6,235 | 11.35% |
| Troy, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,375 | 6.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,750 | 5.75% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $11,316 | 6.13% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,905 | 9.49% |
| West Point, MS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,387 | 6.81% |
| Mexico, MO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,996 | 6.31% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,731 | 6.38% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.00% |
| Farmington, MO (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,207 | 9.12% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,524 | 5.75% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.13% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,609 | 7.06% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,673 | 6.63% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,379 | 9.51% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $9,856 | 6.13% |
| Austin, MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,545 | 9.36% |
| Dodge City, KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,675 | 5.88% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,144 | 6.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,065 | 7.31% |
| Fremont, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,582 | 6.63% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.50% |
| Fremont, NE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,477 | 5.75% |
| Burley, ID (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $3,981 | 9.64% |
| Elko, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $16,072 | 6.63% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.63% |
| Connersville, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,187 | 6.06% |
| Corinth, MS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,940 | 6.56% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,612 | 6.38% |
| Moberly, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,433 | 6.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,316 | 7.38% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,594 | 5.88% |
| McPherson, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.13% |
| Clovis, NM (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,647 | 7.69% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,699 | 9.64% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $8,069 | 6.31% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,805 | 6.19% |
| Salina, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,337 | 6.63% |
| Sayre, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,390 | 6.50% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $15,568 | 5.63% |
| Dublin, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $9,703 | 6.38% |
| Somerset, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,641 | 6.06% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,909 | 9.49% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,776 | 5.56% |
| Union City, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,275 | 7.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.50% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.13% |
| Marietta, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.13% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,915 | 6.13% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.38% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,829 | 6.38% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,003 | 5.75% |
| Minden, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,017 | 6.00% |
| Elk City, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.00% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.63% |
| Laurel, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,832 | 5.63% |
| Roswell, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.63% |
| Auburn, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,672 | 9.49% |
| Paris, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,433 | 6.81% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,826 | 5.19% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,358 | 8.61% |
| Tifton, GA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,764 | 6.38% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,610 | 6.94% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,452 | 6.63% |
| Alma, MI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,249 | 7.44% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.63% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,856 | 7.13% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.75% |
| Athens, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,857 | 6.13% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,824 | 7.13% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.00% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,556 | 6.38% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.50% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,706 | 8.81% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,518 | 5.69% |
| Ada, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,206 | 6.13% |
| Beeville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,968 | 7.63% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,130 | 5.50% |
| Gallup, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,575 | 5.63% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,585 | 10.91% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,125 | 9.61% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,453 | 12.67% |
| ELMIRA, NY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,290 | 6.06% |
| McComb, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,424 | 6.63% |
| Batesville, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,258 | 7.13% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,390 | 5.50% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,945 | 7.13% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,883 | 5.50% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,905 | 5.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,324 | 6.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,809 | 6.31% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,546 | 9.26% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,457 | 8.26% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $1,514 | 12.47% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,175 | 6.63% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,694 | 2.50% |
| Auburn, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,221 | 6.38% |
| North Platte, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,494 | 6.88% |
| Kinston, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.63% |
| Marion, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,125 | 5.63% |
| Jennings, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,074 | 5.88% |
| Oil City, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,307 | 6.63% |
| Durant, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.88% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,311 | 6.25% |
| Ozark, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.63% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.13% |
| Alpena, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,758 | 7.13% |
| Camden, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,137 | 6.88% |
| Winfield, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,032 | 5.38% |
| Starkville, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,742 | 6.13% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,967 | 5.88% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,306 | 6.50% |
| Olean, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.63% |
| Willmar, MN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,815 | 8.70% |
| Mason City, IA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,568 | 8.80% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,146 | 6.38% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,661 | 6.13% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.13% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,314 | 7.13% |
| Grants, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,436 | 7.13% |
| Bennington, VT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,970 | 6.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,090 | 12.70% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,447 | 6.88% |
| Bonham, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,531 | 6.75% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,328 | 6.75% |
| Macomb, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,053 | 6.13% |
| Marshall, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,704 | 7.13% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,026 | 11.46% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,430 | 6.63% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,452 | 6.38% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.50% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,114 | 6.13% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $4,054 | 8.82% |
| Houghton, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,954 | 6.25% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,289 | 7.50% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,382 | 6.75% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.13% |
| Americus, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,692 | 7.63% |
| Ruston, LA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,465 | 11.65% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,117 | 11.52% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,286 | 7.63% |
| Malvern, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,317 | 6.13% |
| Silver City, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,138 | 10.95% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,241 | 5.75% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,407 | 7.13% |
| Pierre, SD (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,232 | 7.13% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,218 | 6.13% |
| Marion, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,488 | 5.63% |
| Altus, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.13% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,336 | 6.88% |
| Clinton, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,465 | 6.63% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $839 | 13.17% |
| Marshall, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,037 | 6.38% |
| Andrews, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,982 | 5.88% |
| Danville, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,490 | 7.13% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,772 | 7.50% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,813 | 11.85% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,278 | 14.65% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,133 | 10.35% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,200 | 5.63% |
| Laramie, WY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,358 | 11.45% |
| Berlin, NH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,388 | 10.55% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,068 | 11.85% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,034 | 13.15% |
| Rutland, VT (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,133 | 12.05% |
| Newport, TN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,352 | 7.38% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,978 | 12.35% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,335 | 12.35% |
| Elkins, WV (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,935 | 12.35% |
| Emporia, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,282 | 4.75% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,120 | 12.45% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,006 | 9.95% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,830 | 14.30% |
| Lake City, FL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,829 | 14.20% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,028 | 13.35% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,427 | 12.45% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,955 | 14.00% |
| Durango, CO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,942 | 12.10% |
| Grenada, MS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,842 | 13.15% |
Similar Lenders
We use machine learning to identify the top lenders compared against Carrington Mortgage Services based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Walden Savings Bank
Similarity Rank: 15
Similarity Rank: 15
SunWest Credit Union
Similarity Rank: 22
Similarity Rank: 22
TRI BORO
Similarity Rank: 24
Similarity Rank: 24
Charter Oak Federal Credit Union
Similarity Rank: 32
Similarity Rank: 32
OCEAN STATE CREDIT UNION
Similarity Rank: 45
Similarity Rank: 45
SOMERSET
Similarity Rank: 48
Similarity Rank: 48
Sharon & Crescent United Credit Union
Similarity Rank: 50
Similarity Rank: 50
Saco Valley Credit Union
Similarity Rank: 64
Similarity Rank: 64
First Federal Savings and Loan Association of Greene Co
Similarity Rank: 77
Similarity Rank: 77
ROCKLAND
Similarity Rank: 96
Similarity Rank: 96
Product Mix
For 2023, Carrington Mortgage Services's most frequently originated type of loan was FHA, with 5,139 originations. Their 2nd most popular type was Conventional, with 4,776 originations.
Loan Reason
For 2023, Carrington Mortgage Services's most frequently cited loan purpose was Cash Out Refi, with 6,633 originations. The 2nd most popular reason was Other, with 2,349 originations.
Loan Duration/Length
For 2023, Carrington Mortgage Services's most frequently cited loan duration was 30 Year, with 9,838 originations. The 2nd most popular length was 15 Year, with 704 originations.
Origination Fees/Closing Costs
Carrington Mortgage Services's average total fees were $10,085, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 5,541 originations.
Interest Rates
During 2023, Carrington Mortgage Services's average interest rate for loans was 7.48%, while their most frequently originated rate bucket for loans was 6-7%, with 4,253 originations.
Loan Sizing
2023 saw Carrington Mortgage Services place emphasis on $200k-400k loans with 4,020 originations, totaling $1,108,360,000 in origination value.
Applicant Income
Carrington Mortgage Services lent most frequently to those with incomes in the $50k-75k range, with 2,874 originations. The second most popular income band? $100k-150k, with 2,806 originations.
Applicant Debt to Income Ratio
Carrington Mortgage Services lent most frequently to those with DTI ratios of 30-36%, with 1,596 originations. The next most common DTI ratio? 50-60%, with 1,293 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications50.52%
Carrington Mortgage Services has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination25.67%
Carrington Mortgage Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 11,657 | $2,492,635,000 | $213,832 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 11,657 | $2,492,635,000 | $213,832 |