Adams Bank & Trust Mortgage Rates, Fees & Info
Ogallala, NELEI: 54930040GLSEV5H11Q12
Tax ID: 47-0467141
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Bank Data
Overview
Adams Bank & Trust is a smaller bank specializing in Home Purchase and Refi loans. Adams Bank & Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include North Platte, Colorado Springs, Fort Collins, Denver, and Greeley among others. Adams Bank & Trust has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Adams Bank & Trust is typically an average fee lendor.Originations
708Origination Dollar Volume (All Markets)
$159,510,000Employee count
220Awards
Adams Bank & Trust - 2021
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For 2021, less than of lenders were eligible for this award.
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Relative Rate
Adams Bank & Trust's average 30 year fixed rate mortgage of loans were
2.99%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.16%.
Relative Fees
Adams Bank & Trust's average total fees for a 30 year fixed rate
mortgage are $3,549.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 263 | $39,005,000 | $148,308 | $2,794 | 3.54% |
| North Platte, NE (FHA|USDA|VA) | 175 | $23,965,000 | $136,943 | $2,721 | 3.19% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 60 | $22,830,000 | $380,500 | $4,195 | 3.29% |
| FORT COLLINS, CO (FHA|USDA|VA) | 38 | $15,470,000 | $407,105 | $3,480 | 3.16% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 34 | $11,700,000 | $344,118 | $3,475 | 3.08% |
| GREELEY, CO (FHA|USDA|VA) | 25 | $7,665,000 | $306,600 | $3,047 | 3.23% |
| BOULDER, CO (FHA|USDA|VA) | 22 | $6,960,000 | $316,364 | $3,329 | 3.19% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 16 | $6,520,000 | $407,500 | $5,017 | 4.48% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 8 | $3,710,000 | $463,750 | $5,493 | 4.86% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 11 | $3,195,000 | $290,455 | $2,508 | 3.80% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $2,660,000 | $665,000 | $3,793 | 3.28% |
| Garden City, KS (FHA|USDA|VA) | 3 | $1,925,000 | $641,667 | $0 | 4.13% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $1,895,000 | $631,667 | $6,541 | 3.65% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $1,695,000 | $565,000 | $3,565 | 2.83% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $1,315,000 | $1,315,000 | $0 | 4.00% |
| Columbus, NE (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $0 | 4.25% |
| Lexington, NE (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $2,550 | 2.52% |
| Kearney, NE (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $2,127 | 3.33% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $3,168 | 3.00% |
| LINCOLN, NE (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $1,856 | 3.46% |
| Hastings, NE (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,771 | 2.92% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,789 | 3.13% |
| Sterling, CO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,648 | 2.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,572 | 2.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,647 | 2.75% |
| Hays, KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,259 | 4.25% |
| Laramie, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,959 | 3.13% |
| CHICO, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,427 | 4.75% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,626 | 3.63% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,248 | 2.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,828 | 2.50% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,825 | 3.13% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.50% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,508 | 4.00% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,502 | 3.38% |
Adams Bank & Trust's top markets include North Platte, Colorado Springs, Fort Collins, Denver, and Greeley among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 638 | $147,290,000 | $230,862 | $2,900 | 3.47% |
| FHA | 28 | $4,070,000 | $145,357 | $5,588 | 2.77% |
| USDA | 24 | $3,090,000 | $128,750 | $4,250 | 2.71% |
| VA | 18 | $5,060,000 | $281,111 | $5,591 | 2.62% |
For the 2021 period, Adams Bank & Trust's most frequently originated loan type of loans were Conventional, with 638 originations. Their 2nd most popular type is FHA, with 28 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 355 | $73,855,000 | $208,042 | $3,733 | 3.54% |
| Refi | 181 | $51,275,000 | $283,287 | $2,671 | 3.17% |
| Cash Out Refi | 148 | $31,120,000 | $210,270 | $2,764 | 3.24% |
| Home Improvement | 20 | $2,710,000 | $135,500 | $1,669 | 3.53% |
| Other | 4 | $550,000 | $137,500 | $1,715 | 5.06% |
For the 2021, Adams Bank & Trust's most frequently cited loan purpose of loans were Home Purchase, with 355 originations. The 2nd most popular reason of loans were Refi, with 181 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 361 | $93,575,000 | $259,211 | $3,549 | 2.99% |
| 15 Year | 97 | $15,045,000 | $155,103 | $2,433 | 3.00% |
| 10 Year | 83 | $14,485,000 | $174,518 | $819 | 3.89% |
| Other | 79 | $16,965,000 | $214,747 | $2,744 | 4.08% |
| 20 Year | 41 | $6,485,000 | $158,171 | $2,421 | 3.56% |
| 1 Year | 32 | $11,000,000 | $343,750 | $4,846 | 5.44% |
| 5 Year | 15 | $1,955,000 | $130,333 | $534 | 4.42% |
For the 2021, Adams Bank & Trust's most frequently cited loan length of loans were 30 Year, with 361 originations. The 2nd most popular length of loans were 15 Year, with 97 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 457 | $100,825,000 | $220,624 |
| $<1k | 62 | $4,300,000 | $69,355 |
| $2k-3k | 44 | $12,560,000 | $285,455 |
| $3k-4k | 28 | $11,500,000 | $410,714 |
| $5k+ | 9 | $6,495,000 | $721,667 |
$3,549 of loans were Adams Bank & Trust's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 457 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 218 | $50,510,000 | $231,697 |
| 3-4% | 212 | $53,830,000 | $253,915 |
| 4-5% | 121 | $20,735,000 | $171,364 |
| <2.5% | 120 | $23,140,000 | $192,833 |
| 5-6% | 33 | $11,185,000 | $338,939 |
| 7-8% | 3 | $85,000 | $28,333 |
| 6-7% | 1 | $25,000 | $25,000 |
During 2021, Adams Bank & Trust's average interest rate of loans were 2.99%, while their most frequently originated rate bucket of loans were 2.5-3%, with 218 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-200k | 221 | $32,145,000 | $145,452 | $2,991 | 3.22% |
| $200k-400k | 194 | $55,940,000 | $288,351 | $3,552 | 3.27% |
| $100,000 or less | 191 | $11,305,000 | $59,188 | $1,975 | 3.69% |
| $400k-600k | 78 | $37,280,000 | $477,949 | $4,304 | 3.29% |
| $600k-1MM | 16 | $12,200,000 | $762,500 | $5,691 | 3.77% |
| $1MM+ | 8 | $10,640,000 | $1,330,000 | $8,465 | 4.30% |
2021 saw Adams Bank & Trust place emphasis on $100k-200k loans with 221 originations, totaling $32,145,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 139 | $22,685,000 | $163,201 | $2,987 | 3.21% |
| $100k-150k | 131 | $34,185,000 | $260,954 | $3,051 | 3.24% |
| $50k or less | 122 | $12,400,000 | $101,639 | $2,863 | 3.39% |
| $75k-100k | 96 | $17,020,000 | $177,292 | $3,103 | 3.36% |
| $150k-250k | 92 | $29,300,000 | $318,478 | $3,459 | 3.19% |
| $250k+ | 54 | $21,670,000 | $401,296 | $3,883 | 3.26% |
Adams Bank & Trust lent most frequently to those with incomes in the $50k-75k range, with 139 originations. The second most popular income band? $100k-150k, with 131 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 159 | $34,405,000 | $216,384 | $2,867 | 3.06% |
| 30-36% | 116 | $25,990,000 | $224,052 | $3,190 | 3.18% |
| <20% | 83 | $19,575,000 | $235,843 | $3,316 | 3.30% |
| 40% | 24 | $5,280,000 | $220,000 | $3,630 | 3.28% |
| 44% | 24 | $5,720,000 | $238,333 | $2,722 | 3.39% |
| 42% | 22 | $3,580,000 | $162,727 | $3,045 | 3.34% |
| 36% | 21 | $5,155,000 | $245,476 | $3,512 | 3.38% |
| 41% | 19 | $4,595,000 | $241,842 | $3,219 | 3.12% |
| 37% | 18 | $5,070,000 | $281,667 | $2,781 | 3.06% |
| 39% | 17 | $3,745,000 | $220,294 | $3,434 | 3.00% |
| 38% | 17 | $3,075,000 | $180,882 | $2,838 | 3.18% |
| 43% | 17 | $3,655,000 | $215,000 | $3,191 | 3.33% |
| 45% | 15 | $2,755,000 | $183,667 | $2,713 | 2.73% |
| 47% | 10 | $2,230,000 | $223,000 | $2,698 | 3.01% |
| 48% | 10 | $2,150,000 | $215,000 | $2,968 | 2.82% |
| 50-60% | 10 | $2,120,000 | $212,000 | $3,934 | 4.01% |
| 46% | 9 | $2,035,000 | $226,111 | $3,124 | 3.18% |
| 49% | 8 | $2,390,000 | $298,750 | $6,039 | 2.83% |
| >60% | 4 | $730,000 | $182,500 | $2,721 | 4.56% |
Adams Bank & Trust lent most frequently to those with DTI ratios of 20-30%, with 159 originations. The next most common DTI ratio? 30-36%, with 116 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 577 | $126,805,000 | $219,766 | $3,145 | 3.34% |
| Not applicable | 55 | $17,435,000 | $317,000 | $0 | 4.35% |
| Not provided | 64 | $12,110,000 | $189,219 | $3,083 | 3.12% |
| Asian | 6 | $1,500,000 | $250,000 | $5,237 | 2.96% |
| Black | 2 | $620,000 | $310,000 | $3,676 | 3.00% |
| American Indian | 3 | $535,000 | $178,333 | $2,878 | 3.08% |
| Asian Indian | 1 | $505,000 | $505,000 | $0 | 4.50% |
Approval Rates
Total approvals of all applications89.25%
Adams Bank & Trust has an average approval rate.
Pick Rate
Approvals leading to origination85.34%
Adams Bank & Trust has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 708 | $159,510,000 | $225,297 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 708 | $159,510,000 | $225,297 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 84 | $17,670,000 | $210,357 | $2,904 | 3.99% |
| 40-60% | 116 | $29,520,000 | $254,483 | $2,955 | 3.23% |
| 60-80% | 257 | $68,065,000 | $264,844 | $3,120 | 3.43% |
| 80-100% | 209 | $41,495,000 | $198,541 | $3,657 | 3.14% |
| Over 100% | 1 | $265,000 | $265,000 | $12,647 | 2.75% |
| Under 20% | 41 | $2,495,000 | $60,854 | $714 | 3.68% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Adams Bank & Trust | 3221 South Jeffers Street North Platte, NE 69101 | Full Service B&M | $0 |
| Adams Bank & Trust | 10 E Ken Pratt Blvd Longmont, CO 80501 | Full Service B&M | $41,163 |
| Adams Bank & Trust | 1005 South Range Avenue, Suite 300 Colby, KS 67701 | Full Service B&M | $26,263 |
| Adams Bank & Trust | 108 South Perkins Avenue Madrid, NE 69150 | Full Service B&M | $19,255 |
| Adams Bank & Trust | 1201 Lake Avenue Berthoud, CO 80513 | Full Service B&M | $89,721 |
| Adams Bank & Trust | 121 South Jeffers Street North Platte, NE 69101 | Full Service B&M | $66,768 |
| Adams Bank & Trust | 131 Walnut Street Sutherland, NE 69165 | Full Service B&M | $29,690 |
| Adams Bank & Trust | 1310 Garden Of The Gods Road Colorado Springs, CO 80907 | Full Service B&M | $113,540 |
| Adams Bank & Trust | 148 Remington Street, Suite 101 Fort Collins, CO 80524 | Full Service B&M | $0 |
| Adams Bank & Trust | 150 Central Avenue Grant, NE 69140 | Full Service B&M | $42,002 |
| Adams Bank & Trust | 202 State Street Brule, NE 69127 | Full Service B&M | $19,874 |
| Adams Bank & Trust | 205 North 4th Street Indianola, NE 69034 | Full Service B&M | $26,947 |
| Adams Bank & Trust | 265 East Cheyenne Mountain Boulevard Colorado Springs, CO 80906 | Full Service B&M | $0 |
| Adams Bank & Trust | 315 North Spruce Street Ogallala, NE 69153 | Full Service B&M | $221,280 |
| Adams Bank & Trust | 519 West Main Street, Suite B Sterling, CO 80751 | Full Service B&M | $6,385 |
| Adams Bank & Trust | 545 Broadway Imperial, NE 69033 | Full Service B&M | $98,274 |
| Adams Bank & Trust | 641 2nd Street Chappell, NE 69129 | Full Service B&M | $38,264 |
| Adams Bank & Trust | 702 Sheldon Street Lodgepole, NE 69149 | Full Service B&M | $7,980 |
| Adams Bank & Trust | 7800 South College Avenue Fort Collins, CO 80525 | Full Service B&M | $75,550 |
| Adams Bank & Trust | 8308 Colorado Blvd Firestone, CO 80520 | Full Service B&M | $48,915 |
For 2021, Adams Bank & Trust had 20 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $49,327 |
| Net interest income | $45,712 |
| Total noninterest income | $9,381 |
| Gross Fiduciary activities income | $889 |
| Service charges on deposit accounts | $1,592 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $6,900 |
| Pre-tax net operating income | $20,607 |
| Securities gains (or losses, -) | $-1,433 |
| Income before extraordinary items | $15,421 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $15,421 |
| Minority interest net income | $0 |
| Net income | $15,421 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $16,567 |
Adams Bank & Trust's gross interest income from loans was $49,327,000.
Adams Bank & Trust's net interest income from loans was $45,712,000.
Adams Bank & Trust's fee based income from loans was $1,592,000.
Adams Bank & Trust's net income from loans was $15,421,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $3,615 |
| Provision for credit losses | $338 |
| Total noninterest expense | $34,148 |
| Salaries and employee benefits | $21,199 |
| Premises and equipment expense | $3,049 |
| Additional noninterest expense | $9,900 |
| Applicable income taxes | $3,753 |
| Net charge-offs | $-91 |
| Cash dividends | $6,000 |
Adams Bank & Trust's interest expense for loans was $3,615,000.
Adams Bank & Trust's payroll and benefits expense were $21,199,000.
Adams Bank & Trust's property, plant and equipment expenses $3,049,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $1,040,636 |
| Deposits held in domestic offices | $1,040,636 |
| Deposits by Individuals, partnerships, and corporations | $848,993 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $186,253 |
| Deposits by Commercial banks and other depository institutions in U.S. | $5,390 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $249,722 |
| Demand deposits | $193,686 |
| Nontransaction accounts | $790,914 |
| Money market deposit accounts (MMDAs) | $287,276 |
| Other savings deposits (excluding MMDAs) | $286,225 |
| Total time deposits | $217,413 |
| Total time and savings deposits | $846,950 |
| Noninterest-bearing deposits | $219,958 |
| Interest-bearing deposits | $820,678 |
| Retail deposits | $986,646 |
| IRAs and Keogh plan accounts | $19,793 |
| Brokered deposits | $2,000 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $1,181,623 |
| Cash & Balances due from depository institutions | $111,313 |
| Interest-bearing balances | $96,716 |
| Total securities | $299,243 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $734,497 |
| Loan and leases loss allowance | $12,996 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $15,496 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $0 |
| All other assets | $21,074 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $1,181,623 |
| Total Liabilities | $1,073,038 |
| Total deposits | $1,040,636 |
| Interest-bearing deposits | $820,678 |
| Deposits held in domestic offices | $1,040,636 |
| % insured (estimated) | $78 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $27,000 |
| Subordinated debt | $0 |
| All other liabilities | $5,402 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $734,497 |
| Loan and leases loss allowance | $12,996 |
| Total loans and leases (domestic) | $747,493 |
| All real estate loans | $523,538 |
| Real estate loans in domestic offices | $523,538 |
| Construction and development loans | $53,534 |
| Residential 1-4 family construction | $16,900 |
| Other construction, all land development and other land | $36,634 |
| Loans secured by nonfarm nonresidential properties | $245,967 |
| Nonfarm nonresidential secured by owner-occupied properties | $129,328 |
| Commercial real estate & other non-farm, non-residential | $116,639 |
| Multifamily residential real estate | $21,874 |
| 1-4 family residential loans | $114,949 |
| Farmland loans | $87,214 |
| Loans held in foreign offices | $0 |
| Farm loans | $125,792 |
| Commercial and industrial loans | $79,685 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $12,839 |
| Credit card loans | $0 |
| Related Plans | $1,037 |
| Consumer Auto Loans | $6,208 |
| Other loans to individuals | $5,594 |
| All other loans & leases | $5,639 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $3,165 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $687 |
| Non 1-4 family restructured loans & leases | $655 |
| Total loans and leases (foreign) | $0 |
Adams Bank & Trust had $734,497,000 of loans outstanding in 2021. $523,538,000 of loans were in real estate loans. $53,534,000 of loans were in development loans. $21,874,000 of loans were in multifamily mortgage loans. $114,949,000 of loans were in 1-4 family mortgage loans. $125,792,000 of loans were in farm loans. $0 of loans were in credit card loans. $6,208,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 364 | $80,184 | $220,286 |
| Nonfarm, nonresidential loans - <$100k | 106 | $4,083 | $38,519 |
| Nonfarm, nonresidential loans - $100-250k | 104 | $13,430 | $129,135 |
| Nonfarm, nonresidential loans - $250k-1MM | 154 | $62,671 | $406,955 |
| Commercial & Industrial, US addressed loans - <$1MM | 753 | $50,539 | $67,117 |
| Commercial & Industrial, US addressed loans - <$100k | 589 | $16,177 | $27,465 |
| Commercial & Industrial, US addressed loans - $100-250k | 102 | $11,382 | $111,588 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 62 | $22,980 | $370,645 |
| Farmland loans - <$1MM | 196 | $30,584 | $156,041 |
| Farmland loans - <$100k | 57 | $2,199 | $38,579 |
| Farmland loans - $100-250k | 76 | $9,898 | $130,237 |
| Farmland loans - $250k-1MM | 63 | $18,487 | $293,444 |
| Agriculture operations loans - <$1MM | 784 | $79,677 | $101,629 |
| Agriculture operations loans - <$100k | 547 | $24,514 | $44,815 |
| Agriculture operations loans - $100-250k | 158 | $26,991 | $170,829 |
| Agriculture operations loans - $250k-1MM | 79 | $28,172 | $356,608 |
