SHERMAN - DENISON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sherman - Denison averaged 6.91% for the week of 2022-12-01, compared to the national average of 6.49% for the same period.

The average rate for the prior week (2022-11-23) was 7.1% and one month ago for the week of 2022-10-27, the average rate was 7.5%.

Sherman - Denison's average rate one year ago was 3.65%.

For refis of the same type during the week of 2022-12-01, the average rate was 6.78%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-12-01 6.49%
Sherman - Denison 30 Year Fixed Rate 2022-12-01 6.91%
Sherman - Denison 30 Year Fixed Rate Refi 2022-12-01 6.78%
Sherman - Denison 15 Year Fixed Rate 2022-12-01 6.79%
Sherman - Denison 15 Year Fixed Rate Refi 2022-12-01 6.28%
Sherman - Denison 30 Year FHA 2022-12-01 6.71%
Sherman - Denison 30 Year FHA Refi 2022-12-01 6.46%
Sherman - Denison 30 Year USDA 2022-12-01 6.59%
Sherman - Denison 30 Year USDA Refi 2022-12-01 6.19%
Sherman - Denison 30 Year VA 2022-12-01 6.55%
Sherman - Denison 30 Year VA Refi 2022-12-01 6.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SHERMAN-DENISON, TX.

SHERMAN - DENISON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SHERMAN-DENISON, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
GUILD MORTGAGE COMPANY 198 3.23% $6,251
QUICKEN LOANS, LLC 184 3.18% $5,181
First United Bank and Trust Company 173 3.25% $4,337
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 81 3.22% $5,865
First State Bank 80 2.98% $4,782
CALIBER HOME LOANS, INC. 77 3.14% $4,632
Town Square Mortgage & Investments, Inc. 59 3.40% $4,431
Wells Fargo Bank 56 3.06% $4,406
CERTAINTY HOME LOANS, LLC 55 3.24% $4,276
Independent Bank 54 3.52% $5,546
NTFN, INC. 53 3.23% $5,760
JPMorgan Chase Bank 51 3.11% $4,620
LOANDEPOT.COM, LLC 51 3.23% $5,309
BancorpSouth Bank 46 3.27% $5,435
UNITED WHOLESALE MORTGAGE, LLC 45 3.06% $5,296
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 42 3.31% $6,029
PRIMELENDING, A PLAINSCAPITAL COMPANY 40 3.30% $5,956
SFMC, LP 31 3.43% $7,512
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 30 3.39% $5,856
AMERICAN FINANCIAL NETWORK, INC. 30 3.32% $9,396
Gateway First Bank 28 3.31% $5,057
NEWREZ LLC 27 3.26% $4,185
AMERISAVE MORTGAGE CORPORATION 27 3.13% $5,134
HOME POINT FINANCIAL CORPORATION 25 3.06% $5,988
ASPIRE FINANCIAL, INC. 24 3.19% $5,543
Mr. Cooper ( Nationstar Mortgage ) 24 3.27% $6,681
MID AMERICA MORTGAGE, INC. 23 3.34% $6,050
MOVEMENT MORTGAGE, LLC 23 3.22% $4,027
Prosperity Home Mortgage, LLC 23 3.22% $4,983
ANGEL OAK HOME LOANS LLC 21 3.57% $5,540
THRIVE MORTGAGE, LLC 21 3.43% $6,834
HIGHLAND HOMELOANS, LLC 19 3.10% $6,925
PENNYMAC LOAN SERVICES, LLC 18 3.06% $5,716
Simmons Bank 18 3.26% $4,941
WILLOW BEND MORTGAGE COMPANY, LLC 17 3.20% $5,631
NexBank 17 3.05% $5,190
GUARANTEED RATE, INC. 17 3.18% $5,261
Flagstar Bank, FSB 17 3.39% $5,850
PRIMARY RESIDENTIAL MORTGAGE, INC. 16 3.19% $6,873
BETTER MORTGAGE CORPORATION 16 2.92% $4,150
AMCAP MORTGAGE, LTD. 16 3.09% $5,225
South Pacific Financial Corporation 15 2.91% $7,553
EVERETT FINANCIAL, INC. 14 3.54% $3,020
FBC MORTGAGE, LLC 14 3.46% $5,003
CELEBRITY HOME LOANS, LLC 14 3.44% $5,171
ACADEMY MORTGAGE CORPORATION 14 3.28% $6,028
Citizens Bank 14 3.10% $4,935
City Bank 13 3.14% $6,408
CAPITAL CONCEPTS, INC. 12 3.93% $14,784
Texas Mortgage Lending, LLC 12 3.43% $3,908
First Bank 12 3.21% $6,047
MORTGAGE FINANCIAL SERVICES, LLC 11 3.08% $6,123
KELLER MORTGAGE, LLC 11 3.05% $3,586
S1L, Inc. 11 3.57% $5,357
Bank of America 11 2.86% $5,154
INTEGRITY MORTGAGE CORPORATION OF TEXAS 11 3.11% $6,502
GREAT WESTERN FINANCIAL SERVICES, INC. 10 3.24% $4,629
CMG MORTGAGE, INC. 10 3.26% $5,126
BROKER SOLUTIONS, INC. 10 2.99% $5,279
CROSSCOUNTRY MORTGAGE, LLC 10 3.17% $6,653
CHURCHILL MORTGAGE CORPORATION 10 3.42% $5,587
AMERICAN FINANCING CORPORATION 10 3.05% $6,488
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 9 3.18% $5,253
U.S. Bank 9 3.18% $4,284
ROYAL UNITED MORTGAGE LLC 9 3.50% $6,606
ARK-LA-TEX FINANCIAL SERVICES, LLC. 9 3.15% $5,764
LOANPAL, LLC 9 3.22% $7,340
SWBC MORTGAGE CORPORATION 8 3.25% $4,262
Network Funding, L.P. 8 3.25% $5,038
UNION HOME MORTGAGE CORP. 8 3.33% $5,394
Bank of England 8 3.19% $6,227
The American National Bank of Texas 8 3.20% $7,931
BOKF 8 3.28% $4,744
Colonial Savings, F.A. 8 3.22% $3,863
TEXANS 8 2.86% $4,792
PROVIDENT FUNDING ASSOCIATES, L.P. 8 2.78% $3,865
PRIORITY HOME MORTGAGE, L.P. 8 3.34% $3,060
PILGRIM MORTGAGE LLC 8 3.27% $6,096
Paramount Residential Mortgage Group, Inc. 8 3.36% $4,893
MUTUAL OF OMAHA MORTGAGE, INC. 7 3.18% $4,794
First National Bank 7 2.96% $3,591
DATCU 7 2.95% $4,141
Prosperity Bank 7 2.84% $6,300
Regions Bank 6 3.06% $7,243
AmeriHome Mortgage Company, LLC 6 3.17% $5,378
DAS Acquisition Company, LLC 6 3.47% $7,982
FREEDOM MORTGAGE CORPORATION 5 2.95% $3,971
Farm Credit Mid-America, ACA 5 3.61% $11,953
First Guaranty Mortgage Corporation 5 2.95% $3,454
INFINITY MORTGAGE HOLDINGS, LLC 5 3.20% $4,738
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 3.40% $4,739
Sunflower Bank 5 3.52% $5,434
RANDOLPH-BROOKS 5 3.18% $2,294
NATIONS RELIABLE LENDING, LLC 5 3.17% $5,020
Loan Simple, Inc. 5 3.22% $5,158
LAKEVIEW LOAN SERVICING, LLC 4 3.43% $3,835
ZILLOW HOME LOANS, LLC 4 2.97% $6,089
Inwood National Bank 4 2.91% $5,279
Strong Home Mortgage, LLC 4 3.09% $2,561
SUMMIT FUNDING, INC. 4 3.12% $6,788
CRESTMARK MORTGAGE COMPANY, LTD. 4 2.94% $13,195
Chicago Mortgage Solutions LLC 4 2.93% $3,126
HOMESIDE FINANCIAL, LLC 4 3.16% $4,445
Trinity Oaks Mortgage, LLC 4 2.97% $4,904
Atlantic Home Loans, Inc. 4 3.09% $4,156
NAVY FEDERAL CREDIT UNION 4 2.91% $6,196
CHERRY CREEK MORTGAGE, LLC 3 3.67% $836
BBVA USA 3 3.25% $4,344
CORNERSTONE HOME LENDING, INC. 3 3.21% $5,176
Wyndham Capital Mortgage, Inc. 3 3.25% $3,554
SECURITYNATIONAL MORTGAGE COMPANY 3 3.63% $4,525
First Bank & Trust 3 3.58% $4,397
FIRST CENTENNIAL MORTGAGE CORPORATION 3 4.13% $4,176
Mortgage Research Center, LLC 3 3.08% $4,648
LHM FINANCIAL CORPORATION 3 3.29% $4,110
Goldwater Bank, N.A. 3 3.13% $4,526
Watermark Capital, Inc. 3 3.54% $5,642
SOUTHWEST FUNDING, LP 3 3.54% $13,329
UNITED MORTGAGE CORP. 3 3.50% $7,394
EECU 3 3.00% $5,239
INTERLINC MORTGAGE SERVICES, LLC 3 3.01% $7,426
GUARANTEED RATE AFFINITY, LLC 3 3.08% $3,363
PLAZA HOME MORTGAGE, INC. 3 3.63% $5,629
LEADERONE FINANCIAL CORPORATION 3 3.13% $4,430
PULTE MORTGAGE LLC 3 3.38% $419
Happy State Bank 3 3.29% $4,026
InterContinental Capital Group, Inc 2 2.75% $5,031
Amerifirst Financial, Inc. 2 3.25% $4,229
BAY EQUITY LLC 2 3.43% $4,545
BROOKHOLLOW MORTGAGE SERVICES, LTD 2 3.44% $6,652
Carrington Mortgage Services, LLC 2 2.81% $5,257
COUNTRYPLACE MORTGAGE, LTD. 2 3.38% $12,583
Deere Employees Credit Union 2 2.50% $4,234
EMBRACE HOME LOANS, INC. 2 3.06% $4,428
FINANCE OF AMERICA MORTGAGE LLC 2 3.13% $5,464
First Financial Bank 2 3.06% $3,842
First Horizon Bank 2 3.31% $4,855
First National Bank of America 2 6.56% $11,233
GENEVA FINANCIAL, LLC 2 4.00% $5,177
GMFS LLC 2 3.06% $8,321
Hometown Lenders, Inc. 2 3.50% $5,002
InterBank 2 3.75% $1,325
KS StateBank 2 2.63% $4,142
Luxury Mortgage Corp. 2 4.94% $13,411
Magnolia Bank 2 3.06% $5,893
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.25% $6,656
NBKC BANK 2 2.88% $4,007
NETWORK CAPITAL FUNDING CORPORATION 2 3.44% $4,876
Northpointe Bank 2 2.93% $3,373
OAKTREE FUNDING CORP. 2 6.31% $10,753
OPEN MORTGAGE, LLC 2 3.62% $6,184
Origin Bank 2 3.13% $5,851
PLANET HOME LENDING, LLC 2 3.50% $3,822
PNC Bank 2 3.38% $3,964
RED DIAMOND HOME LOANS, LLC 2 3.13% $4,578
RELIANCE FIRST CAPITAL, LLC 2 3.06% $7,026
Republic State Mortgage Co. 2 3.13% $5,400
T2 FINANCIAL LLC 2 3.19% $8,009
Toyota Financial Savings Bank 2 2.94% $4,912
Truist 2 2.92% $6,813
USAA Federal Savings Bank 2 2.94% $5,147
NP, Inc. 1 2.75% $4,112
INTELLILOAN, INC. 1 3.13% $5,418
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.25% $4,929
UNIVERSITY LENDING GROUP, LLC 1 3.38% $5,371
A&D Mortgage LLC 1 4.99% $9,111
INLAND BANK & TRUST 1 3.00% $4,356
HOMEXPRESS MORTGAGE CORP. 1 4.00% $11,555
PENTAGON FEDERAL CREDIT UNION 1 2.75% $6,573
PHH Mortgage Corporation 1 3.50% $5,407
GUARANTY HOME MORTGAGE CORPORATION 1 2.75% $2,668
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.00% $9,387
Guaranty Bank & Trust, N.A. 1 3.13% $5,551
VAN DYK MORTGAGE CORPORATION 1 3.38% $5,190
GSF Mortgage Corporation 1 2.99% $3,990
GSB MORTGAGE, INC. 1 2.88% $3,150
GREATER TEXAS FEDERAL CREDIT UNION 1 3.00% $4,481
Grand Bank for Savings, FSB 1 7.75% $8,087
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 2.88% $6,859
First State Bank of St. Charles, Missouri 1 3.13% $3,570
First Savings Bank 1 2.88% $11,941
First National Bank of Omaha 1 3.13% $2,221
FirstBank 1 2.88% $1,937
V.I.P. MORTGAGE, INC. 1 2.75% $5,076
FIDELITY BANK 1 3.13% $5,754
Wallick & Volk, Inc. 1 3.25% $4,782
Reliant Bank 1 5.72% $6,397
American Bank of Oklahoma 1 3.13% $4,123
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 2.75% $8,560
RUOFF MORTGAGE COMPANY, INC. 1 2.88% $2,318
ENDEAVOR CAPITAL, LLC. 1 3.13% $4,225
Encompass Lending Group, LP 1 2.13% $4,849
SECURITY SERVICE 1 3.50% $16,337
SENTE MORTGAGE, INC. 1 3.63% $5,097
Servion, Inc. 1 3.38% $7,311
Education Credit Union 1 2.88% $5,913
Sierra Pacific Mortgage Company, Inc. 1 2.99% $7,655
EASTMAN 1 4.38% $5,352
SIRVA MORTGAGE, INC. 1 3.00% $2,990
DRAPER AND KRAMER MORTGAGE CORP. 1 3.38% $5,519
DIRECT MORTGAGE, CORP. 1 4.25% $11,138
SOVEREIGN LENDING GROUP INCORPORATED 1 3.38% $6,931
STEARNS LENDING, LLC 1 3.63% $4,010
DELTA COMMUNITY CREDIT UNION 1 2.88% $10,663
SUCCESS MORTGAGE PARTNERS, INC. 1 2.88% $5,589
DEEPHAVEN MORTGAGE LLC 1 6.63% $7,646
CONTOUR MORTGAGE CORPORATION 1 3.50% $4,363
Commercial Bank of Texas 1 3.38% $4,028
Amarillo National Bank 1 3.38% $4,373
Colten Mortgage, LLC 1 2.88% $5,716
Texas Bank Financial 1 3.50% $3,388
TEXAS DOW EMPLOYEES CREDIT UNION 1 3.88% $3,484
Citadel Servicing Corporation 1 5.13% $19,145
TEXAS TECH 1 2.88% $4,094
TEXAS TRUST 1 2.63% $2,237
BNY Mellon 1 2.38% $6,292
The Federal Savings Bank 1 3.00% $2,679
The Huntington National Bank 1 3.70% $9,223
BKCO MORTGAGE, LLC 1 3.13% $3,857
Beeline Loans, Inc. 1 2.88% $3,926
Amalgamated Bank 1 2.88% $5,075
BARTON CREEK LENDING GROUP, LLC 1 2.63% $7,578
Midwest Mortgage Associates Corporation 1 3.13% $3,571
Mabrey Bank 1 3.67% $1,879
NATIONS DIRECT MORTGAGE, LLC 1 3.25% $3,886
Nations Lending Corporation 1 3.25% $7,785
LOANLEADERS OF AMERICA, INC. 1 3.13% $3,827
Affiliated Bank 1 3.25% $4,306
LOANFLIGHT LENDING, LLC 1 2.38% $2,133
NBH Bank 1 2.63% $3,384
UBS Bank USA 1 2.25% $48,779
Arvest Bank 1 3.00% $9,054
LENDUS, LLC 1 3.00% $4,317
J. VIRGIL, INC. 1 3.63% $6,187
INTOUCH CREDIT UNION 1 3.00% $10,846
NMSI, INC. 1 2.75% $3,594
North American Savings Bank, F.S.B. 1 6.38% $2,139
ARC HOME LLC 1 6.08% $25,358

SHERMAN - DENISON Average Closing Costs & Other Stats

SHERMAN-DENISON, TX's 238 lenders originated 5,853 loans during 2021. The total origination value was $1,391,025,000, with an average loan value of $237,660.

SHERMAN - DENISON's average closing costs are $5,680.

The top SHERMAN - DENISON lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 198 loans originated. Their average total fees are $6,251, which is $1,071 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SHERMAN - DENISON lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($3,020), KELLER MORTGAGE, LLC ($3,586), Texas Mortgage Lending, LLC ($3,908), MOVEMENT MORTGAGE, LLC ($4,027) and BETTER MORTGAGE CORPORATION ($4,150).

The lowest rate SHERMAN - DENISON lenders (with over 10 loans originated) are Bank of America (2.86%), South Pacific Financial Corporation (2.91%), BETTER MORTGAGE CORPORATION (2.92%), First State Bank (2.98%) and BROKER SOLUTIONS, INC. (2.99%).

SHERMAN-DENISON, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
First United Bank and Trust Company $103,765,000 $137,775,000 32.8% 9.9%
GUILD MORTGAGE COMPANY $98,555,000 $82,605,000 -16.2% 5.9%
QUICKEN LOANS, LLC $63,010,000 $77,045,000 22.3% 5.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $20,385,000 $37,630,000 84.6% 2.7%
First State Bank $280,000 $37,470,000 13,282.1% 2.7%
CALIBER HOME LOANS, INC. $29,435,000 $35,510,000 20.6% 2.6%
Independent Bank $31,340,000 $31,205,000 -0.4% 2.2%
FREEDOM MORTGAGE CORPORATION $25,580,000 $25,050,000 -2.1% 1.8%
CERTAINTY HOME LOANS, LLC $28,575,000 $23,175,000 -18.9% 1.7%
UNITED WHOLESALE MORTGAGE, LLC $18,965,000 $22,845,000 20.5% 1.6%
BancorpSouth Bank $34,640,000 $22,600,000 -34.8% 1.6%
LOANDEPOT.COM, LLC $14,315,000 $22,600,000 57.9% 1.6%
Town Square Mortgage & Investments, Inc. $23,695,000 $21,355,000 -9.9% 1.5%
Wells Fargo Bank $13,035,000 $20,365,000 56.2% 1.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $15,780,000 $19,690,000 24.8% 1.4%
NTFN, INC. $25,270,000 $19,200,000 -24.0% 1.4%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $11,705,000 $18,715,000 59.9% 1.3%
JPMorgan Chase Bank $13,520,000 $18,110,000 33.9% 1.3%
MID AMERICA MORTGAGE, INC. $12,715,000 $16,420,000 29.1% 1.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $15,990,000 $15,880,000 -0.7% 1.1%
PENNYMAC LOAN SERVICES, LLC $9,055,000 $15,405,000 70.1% 1.1%
HOME POINT FINANCIAL CORPORATION $7,835,000 $14,730,000 88.0% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $10,730,000 $13,920,000 29.7% 1.0%
Mortgage Research Center, LLC $12,750,000 $13,295,000 4.3% 1.0%
AMERISAVE MORTGAGE CORPORATION $4,885,000 $12,240,000 150.6% 0.9%
Gateway First Bank $8,155,000 $11,635,000 42.7% 0.8%
NEWREZ LLC $6,470,000 $10,675,000 65.0% 0.8%
SFMC, LP $11,695,000 $10,660,000 -8.8% 0.8%
ASPIRE FINANCIAL, INC. $9,955,000 $10,410,000 4.6% 0.7%
First Bank $315,000 $10,195,000 3,136.5% 0.7%
Prosperity Home Mortgage, LLC $9,110,000 $9,725,000 6.8% 0.7%
WILLOW BEND MORTGAGE COMPANY, LLC $5,510,000 $9,675,000 75.6% 0.7%
ANGEL OAK HOME LOANS LLC $6,775,000 $9,520,000 40.5% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $6,200,000 $9,110,000 46.9% 0.7%
Simmons Bank $16,515,000 $8,950,000 -45.8% 0.6%
AMERICAN FINANCIAL NETWORK, INC. $6,575,000 $8,920,000 35.7% 0.6%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,500,000 $8,895,000 154.1% 0.6%
THRIVE MORTGAGE, LLC $3,265,000 $8,280,000 153.6% 0.6%
LAKEVIEW LOAN SERVICING, LLC $5,525,000 $8,015,000 45.1% 0.6%
GUARANTEED RATE, INC. $5,995,000 $8,005,000 33.5% 0.6%
AMCAP MORTGAGE, LTD. $4,855,000 $7,795,000 60.6% 0.6%
Prosperity Bank $10,605,000 $7,300,000 -31.2% 0.5%
MOVEMENT MORTGAGE, LLC $7,620,000 $6,980,000 -8.4% 0.5%
RANDOLPH-BROOKS $4,130,000 $6,785,000 64.3% 0.5%
Citizens Bank $3,400,000 $6,715,000 97.5% 0.5%
HIGHLAND HOMELOANS, LLC $1,710,000 $6,600,000 286.0% 0.5%
NexBank $4,160,000 $6,540,000 57.2% 0.5%
Legend Bank, N.A. $6,940,000 $6,485,000 -6.6% 0.5%
ACADEMY MORTGAGE CORPORATION $9,100,000 $6,420,000 -29.5% 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,935,000 $6,250,000 58.8% 0.4%
BETTER MORTGAGE CORPORATION $1,440,000 $6,225,000 332.3% 0.4%
CELEBRITY HOME LOANS, LLC $290,000 $5,935,000 1,946.6% 0.4%
EVERETT FINANCIAL, INC. $25,340,000 $5,930,000 -76.6% 0.4%
S1L, Inc. $3,320,000 $5,840,000 75.9% 0.4%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $7,115,000 $5,825,000 -18.1% 0.4%
South Pacific Financial Corporation $5,680,000 n/a 0.4%
The First National Bank of Tom Bean $5,550,000 $5,480,000 -1.3% 0.4%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $2,815,000 $5,270,000 87.2% 0.4%
NAVY FEDERAL CREDIT UNION $3,580,000 $5,165,000 44.3% 0.4%
FBC MORTGAGE, LLC $1,285,000 $5,100,000 296.9% 0.4%
City Bank $4,560,000 $5,025,000 10.2% 0.4%
Lamar National Bank $2,540,000 $4,990,000 96.5% 0.4%
The American National Bank of Texas $2,605,000 $4,895,000 87.9% 0.4%
21ST MORTGAGE CORPORATION $4,930,000 $4,885,000 -0.9% 0.4%
Flagstar Bank, FSB $4,270,000 $4,755,000 11.4% 0.3%
Bank of America $5,010,000 $4,530,000 -9.6% 0.3%
BOKF $3,545,000 $4,515,000 27.4% 0.3%
CIVIC FINANCIAL SERVICES, LLC $170,000 $4,405,000 2,491.2% 0.3%
Paramount Residential Mortgage Group, Inc. $4,385,000 $4,355,000 -0.7% 0.3%
MORTGAGE FINANCIAL SERVICES, LLC $3,780,000 $4,335,000 14.7% 0.3%
CMG MORTGAGE, INC. $2,985,000 $4,275,000 43.2% 0.3%
Happy State Bank $3,860,000 $4,190,000 8.5% 0.3%
USAA Federal Savings Bank $5,570,000 $4,070,000 -26.9% 0.3%
Colonial Savings, F.A. $5,050,000 $3,970,000 -21.4% 0.3%
Regions Bank $1,305,000 $3,945,000 202.3% 0.3%
U.S. Bank $3,000,000 $3,875,000 29.2% 0.3%
Farm Credit Mid-America, ACA $405,000 $3,810,000 840.7% 0.3%
Bank of England $1,095,000 $3,705,000 238.4% 0.3%
SOUTHWEST FUNDING, LP $1,365,000 $3,530,000 158.6% 0.3%
First National Bank $285,000 $3,500,000 1,128.1% 0.3%
TEXANS $1,450,000 $3,410,000 135.2% 0.2%
PRIORITY HOME MORTGAGE, L.P. $3,395,000 n/a 0.2%
SOUTHWEST STAGE FUNDING, LLC $4,465,000 $3,340,000 -25.2% 0.2%
PENTAGON FEDERAL CREDIT UNION $3,845,000 $3,240,000 -15.7% 0.2%
BROKER SOLUTIONS, INC. $2,085,000 $3,135,000 50.4% 0.2%
UNION HOME MORTGAGE CORP. $2,300,000 $3,120,000 35.7% 0.2%
AMERICAN FINANCING CORPORATION $690,000 $3,110,000 350.7% 0.2%
CHURCHILL MORTGAGE CORPORATION $2,060,000 $3,095,000 50.2% 0.2%
CRESTMARK MORTGAGE COMPANY, LTD. $2,995,000 n/a 0.2%
First Texoma National Bank $1,755,000 $2,970,000 69.2% 0.2%
Alliance Bank $770,000 $2,910,000 277.9% 0.2%
Texas Bank $580,000 $2,895,000 399.1% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,895,000 $2,855,000 -1.4% 0.2%
SWBC MORTGAGE CORPORATION $1,470,000 $2,840,000 93.2% 0.2%
GREAT WESTERN FINANCIAL SERVICES, INC. $2,395,000 $2,805,000 17.1% 0.2%
DATCU $895,000 $2,680,000 199.4% 0.2%
AmeriHome Mortgage Company, LLC $2,795,000 $2,655,000 -5.0% 0.2%
Origin Bank $1,945,000 $2,595,000 33.4% 0.2%
KELLER MORTGAGE, LLC $3,010,000 $2,530,000 -15.9% 0.2%
Nascoga Federal Credit Union $515,000 $2,510,000 387.4% 0.2%
Texas Mortgage Lending, LLC $505,000 $2,395,000 374.3% 0.2%
Truist Bank $350,000 $2,365,000 575.7% 0.2%
First Guaranty Mortgage Corporation $1,880,000 $2,360,000 25.5% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $1,415,000 $2,355,000 66.4% 0.2%
Loan Simple, Inc. $2,015,000 $2,350,000 16.6% 0.2%
INTERLINC MORTGAGE SERVICES, LLC $705,000 $2,325,000 229.8% 0.2%
PULTE MORTGAGE LLC $195,000 $2,245,000 1,051.3% 0.2%
First Financial Bank $820,000 $2,225,000 171.3% 0.2%
INFINITY MORTGAGE HOLDINGS, LLC $2,520,000 $2,190,000 -13.1% 0.2%
Inwood National Bank $1,440,000 $2,130,000 47.9% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $1,975,000 $2,070,000 4.8% 0.1%
Zions Bancorporation, N.A. $2,490,000 $2,065,000 -17.1% 0.1%
SUMMIT FUNDING, INC. $705,000 $2,050,000 190.8% 0.1%
CAPITAL CONCEPTS, INC. $2,045,000 n/a 0.1%
DAS Acquisition Company, LLC $3,695,000 $2,030,000 -45.1% 0.1%
Republic State Mortgage Co. $1,815,000 $2,010,000 10.7% 0.1%
Arbor Realty Trust, Inc. $29,450,000 $1,965,000 -93.3% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $3,865,000 $1,965,000 -49.2% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,415,000 $1,955,000 -19.0% 0.1%
Ameristate Bank $1,670,000 $1,945,000 16.5% 0.1%
LOANPAL, LLC $720,000 $1,945,000 170.1% 0.1%
Trinity Oaks Mortgage, LLC $895,000 $1,930,000 115.6% 0.1%
UNITED BUILT HOMES, L.L.C. $665,000 $1,900,000 185.7% 0.1%
Wyndham Capital Mortgage, Inc. $315,000 $1,890,000 500.0% 0.1%
Atlantic Home Loans, Inc. $1,875,000 n/a 0.1%
PLANET HOME LENDING, LLC $2,445,000 $1,870,000 -23.5% 0.1%
Network Funding, L.P. $1,680,000 $1,780,000 6.0% 0.1%
Carrington Mortgage Services, LLC $2,240,000 $1,770,000 -21.0% 0.1%
NATIONS RELIABLE LENDING, LLC $1,175,000 $1,765,000 50.2% 0.1%
Farmers Bank & Trust Company $85,000 $1,750,000 1,958.8% 0.1%
GENEVA FINANCIAL, LLC $985,000 $1,715,000 74.1% 0.1%
TRIAD FINANCIAL SERVICES, INC. $570,000 $1,690,000 196.5% 0.1%
PILGRIM MORTGAGE LLC $455,000 $1,685,000 270.3% 0.1%
STEARNS LENDING, LLC $2,320,000 $1,680,000 -27.6% 0.1%
UBS Bank USA $105,000 $1,675,000 1,495.2% 0.1%
KS StateBank $1,665,000 n/a 0.1%
Sunflower Bank $3,135,000 $1,665,000 -46.9% 0.1%
InterContinental Capital Group, Inc $1,090,000 $1,650,000 51.4% 0.1%
Watermark Capital, Inc. $855,000 $1,635,000 91.2% 0.1%
HOMESIDE FINANCIAL, LLC $490,000 $1,630,000 232.7% 0.1%
INTOUCH CREDIT UNION $1,615,000 n/a 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $1,520,000 $1,610,000 5.9% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $845,000 $1,600,000 89.3% 0.1%
ROYAL UNITED MORTGAGE LLC $2,255,000 $1,595,000 -29.3% 0.1%
PLAZA HOME MORTGAGE, INC. $1,515,000 $1,500,000 -1.0% 0.1%
Ally Bank $870,000 $1,480,000 70.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,825,000 $1,475,000 -19.2% 0.1%
ZILLOW HOME LOANS, LLC $740,000 $1,470,000 98.6% 0.1%
UNITED MORTGAGE CORP. $1,670,000 $1,450,000 -13.2% 0.1%
AMERICAN ADVISORS GROUP $865,000 $1,380,000 59.5% 0.1%
Arvest Bank $235,000 $1,370,000 483.0% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $430,000 $1,355,000 215.1% 0.1%
BBVA USA $1,120,000 $1,355,000 21.0% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $1,355,000 n/a 0.1%
Amerifirst Financial, Inc. $165,000 $1,335,000 709.1% 0.1%
Northpointe Bank $3,245,000 $1,330,000 -59.0% 0.1%
Hometown Lenders, Inc. $1,325,000 n/a 0.1%
Strong Home Mortgage, LLC $1,245,000 $1,325,000 6.4% 0.1%
GMFS LLC $1,305,000 $1,315,000 0.8% 0.1%
GUARANTEED RATE AFFINITY, LLC $770,000 $1,310,000 70.1% 0.1%
RF Renovo Management Company, LLC $180,000 $1,290,000 616.7% 0.1%
PNC Bank $175,000 $1,275,000 628.6% 0.1%
BROOKHOLLOW MORTGAGE SERVICES, LTD $1,255,000 n/a 0.1%
Texas Security Bank $1,235,000 n/a 0.1%
OPEN MORTGAGE, LLC $135,000 $1,220,000 803.7% 0.1%
NEW DAY FINANCIAL, LLC $3,245,000 $1,215,000 -62.6% 0.1%
Chicago Mortgage Solutions LLC $1,195,000 n/a 0.1%
Reliant Bank $485,000 $1,170,000 141.2% 0.1%
Toyota Financial Savings Bank $1,135,000 n/a 0.1%
ARC HOME LLC $1,115,000 n/a 0.1%
CLEARPATH LENDING $1,380,000 $1,105,000 -19.9% 0.1%
The Federal Savings Bank $885,000 $1,100,000 24.3% 0.1%
Washington Federal Bank $1,095,000 n/a 0.1%
Hometown Equity Mortgage, LLC $295,000 $1,080,000 266.1% 0.1%
BNY Mellon $1,070,000 n/a 0.1%
Lakeview Community Capital, LLC $500,000 $1,045,000 109.0% 0.1%
Sierra Pacific Mortgage Company, Inc. $430,000 $1,045,000 143.0% 0.1%
VAN DYK MORTGAGE CORPORATION $1,045,000 n/a 0.1%
First Savings Bank $580,000 $1,040,000 79.3% 0.1%
Nations Lending Corporation $1,205,000 $1,035,000 -14.1% 0.1%
Veritex Community Bank $695,000 $1,035,000 48.9% 0.1%
EECU $430,000 $1,020,000 137.2% 0.1%
Frost Bank $745,000 $1,010,000 35.6% 0.1%
Luxury Mortgage Corp. $1,010,000 n/a 0.1%
Texas Bank Financial $765,000 $990,000 29.4% 0.1%
AccessBank Texas $365,000 $965,000 164.4% 0.1%
LENDINGHOME FUNDING CORPORATION $935,000 n/a 0.1%
SIRVA MORTGAGE, INC. $920,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $2,895,000 $880,000 -69.6% 0.1%
LHM FINANCIAL CORPORATION $2,195,000 $880,000 -59.9% 0.1%
OAKTREE FUNDING CORP. $295,000 $880,000 198.3% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,440,000 $875,000 -39.2% 0.1%
Midwest Mortgage Associates Corporation $165,000 $870,000 427.3% 0.1%
North Dallas Bank & Trust Co. $1,310,000 $870,000 -33.6% 0.1%
CITY $565,000 $855,000 51.3% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $920,000 $845,000 -8.2% 0.1%
LEADERONE FINANCIAL CORPORATION $1,440,000 $810,000 -43.8% 0.1%
Magnolia Bank $235,000 $810,000 244.7% 0.1%
AAXY L.L.C. $805,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $185,000 $805,000 335.1% 0.1%
Wallick & Volk, Inc. $165,000 $805,000 387.9% 0.1%
Mineola Community Bank, S.S.B. $475,000 $800,000 68.4% 0.1%
Guaranty Bank & Trust, N.A. $2,270,000 $780,000 -65.6% 0.1%
HOMEXPRESS MORTGAGE CORP. $770,000 n/a 0.1%
Amarillo National Bank $765,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $1,245,000 $760,000 -39.0% 0.1%
Credit Union of Texas $110,000 $760,000 590.9% 0.1%
DEEPHAVEN MORTGAGE LLC $105,000 $755,000 619.0% 0.1%
RELIANCE FIRST CAPITAL, LLC $240,000 $740,000 208.3% 0.1%
CHERRY CREEK MORTGAGE, LLC $2,155,000 $725,000 -66.4% 0.1%
BAY EQUITY LLC $190,000 $720,000 278.9% 0.1%
First Horizon Bank $720,000 n/a 0.1%
SECURITY SERVICE $95,000 $715,000 652.6% 0.1%
Goldwater Bank, N.A. $2,950,000 $710,000 -75.9% 0.1%
Deere Employees Credit Union $705,000 n/a 0.1%
Discover Bank $490,000 $700,000 42.9% 0.1%
FirstBank $1,085,000 $690,000 -36.4% 0.0%
First Bank & Trust $745,000 $690,000 -7.4% 0.0%
NBKC BANK $1,145,000 $665,000 -41.9% 0.0%
NATIONS DIRECT MORTGAGE, LLC $740,000 $660,000 -10.8% 0.0%
Texas Bank and Trust Company $660,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $645,000 n/a 0.0%
NP, Inc. $320,000 $645,000 101.6% 0.0%
CERTIFIED FUNDING, L.P. $605,000 $630,000 4.1% 0.0%
V.I.P. MORTGAGE, INC. $275,000 $625,000 127.3% 0.0%
OCEANSIDE MORTGAGE COMPANY $1,010,000 $605,000 -40.1% 0.0%
Chickasaw Community Bank $115,000 $600,000 421.7% 0.0%
LENDINGONE, LLC $180,000 $575,000 219.4% 0.0%
First National Bank of America $660,000 $565,000 -14.4% 0.0%
First Internet Bank of Indiana $555,000 n/a 0.0%
NBH Bank $545,000 n/a 0.0%
T2 FINANCIAL LLC $540,000 n/a 0.0%
The Huntington National Bank $355,000 $535,000 50.7% 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $115,000 $520,000 352.2% 0.0%
Citizens National Bank of Texas $515,000 n/a 0.0%
GSF Mortgage Corporation $510,000 n/a 0.0%
PHH Mortgage Corporation $155,000 $500,000 222.6% 0.0%
Community National Bank & Trust of Texas $495,000 n/a 0.0%
TEXAS TRUST $360,000 $495,000 37.5% 0.0%
Commercial Bank of Texas $880,000 $490,000 -44.3% 0.0%
LONGBRIDGE FINANCIAL, LLC $615,000 $490,000 -20.3% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $1,955,000 $465,000 -76.2% 0.0%
AMWEST FUNDING CORP. $135,000 $455,000 237.0% 0.0%
Valliance Bank $160,000 $455,000 184.4% 0.0%
Citadel Servicing Corporation $255,000 $445,000 74.5% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $595,000 $440,000 -26.1% 0.0%
Stifel Bank and Trust $435,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $455,000 $425,000 -6.6% 0.0%
EASTMAN $345,000 $425,000 23.2% 0.0%
J. VIRGIL, INC. $265,000 $425,000 60.4% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $205,000 $425,000 107.3% 0.0%
UNION SQUARE $265,000 $425,000 60.4% 0.0%
Ciera Bank $865,000 $415,000 -52.0% 0.0%
International Bank of Commerce $425,000 $415,000 -2.4% 0.0%
LENDUS, LLC $165,000 $410,000 148.5% 0.0%
Low VA Rates, LLC $675,000 $405,000 -40.0% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $395,000 n/a 0.0%
BARTON CREEK LENDING GROUP, LLC $155,000 $385,000 148.4% 0.0%
BNC National Bank $215,000 $385,000 79.1% 0.0%
Axos Bank $380,000 n/a 0.0%
Herring Bank $730,000 $375,000 -48.6% 0.0%
AMPLIFY $1,020,000 $370,000 -63.7% 0.0%
EMBRACE HOME LOANS, INC. $370,000 n/a 0.0%
TEXAS TECH $720,000 $370,000 -48.6% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $1,445,000 $350,000 -75.8% 0.0%
Amalgamated Bank $345,000 n/a 0.0%
FIRST TECHNOLOGY $345,000 n/a 0.0%
BancFirst $305,000 $340,000 11.5% 0.0%
BKCO MORTGAGE, LLC $335,000 n/a 0.0%
GREATER TEXAS FEDERAL CREDIT UNION $335,000 n/a 0.0%
Affiliated Bank $635,000 $330,000 -48.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $920,000 $330,000 -64.1% 0.0%
First Federal Bank $330,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $330,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $315,000 n/a 0.0%
SENTE MORTGAGE, INC. $235,000 $315,000 34.0% 0.0%
INTELLILOAN, INC. $310,000 n/a 0.0%
RED DIAMOND HOME LOANS, LLC $310,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $305,000 n/a 0.0%
Great Plains National Bank $290,000 $300,000 3.4% 0.0%
Encompass Lending Group, LP $295,000 n/a 0.0%
First Mortgage Solutions, LLC $1,125,000 $295,000 -73.8% 0.0%
The Jacksboro National Bank $285,000 $295,000 3.5% 0.0%
Vista Bank $75,000 $295,000 293.3% 0.0%
SOFI LENDING CORP. $290,000 n/a 0.0%
American Bank of Oklahoma $750,000 $285,000 -62.0% 0.0%
LOANFLIGHT LENDING, LLC $285,000 n/a 0.0%
MOBILOIL $280,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $275,000 n/a 0.0%
AMERICAN HOMESTAR MORTGAGE, L.L.C. $660,000 $265,000 -59.8% 0.0%
Beeline Loans, Inc. $265,000 n/a 0.0%
Mabrey Bank $265,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $265,000 n/a 0.0%
Austin Bank, Texas $255,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $255,000 n/a 0.0%
First Option Mortgage, LLC $255,000 n/a 0.0%
The Bank of San Antonio $255,000 n/a 0.0%
VELOCIO MORTGAGE L.L.C. $255,000 n/a 0.0%
Texana Bank $550,000 $250,000 -54.5% 0.0%
NMSI, INC. $245,000 $245,000 0.0% 0.0%
Paramount Bank $85,000 $245,000 188.2% 0.0%
RESIDENTIAL BANCORP. $245,000 n/a 0.0%
InterBank $195,000 $240,000 23.1% 0.0%
CONTOUR MORTGAGE CORPORATION $885,000 $235,000 -73.4% 0.0%
First State Bank of St. Charles, Missouri $235,000 n/a 0.0%
Servion, Inc. $235,000 n/a 0.0%
A&D Mortgage LLC $185,000 $225,000 21.6% 0.0%
Credence Funding Corporation $225,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $155,000 $225,000 45.2% 0.0%
Education Credit Union $225,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $645,000 $225,000 -65.1% 0.0%
The Central Trust Bank $225,000 n/a 0.0%
American Airlines Federal Credit Union $75,000 $215,000 186.7% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,335,000 $215,000 -90.8% 0.0%
Commerce Home Mortgage, Inc. $215,000 n/a 0.0%
DIRECT MORTGAGE, CORP. $215,000 n/a 0.0%
First National Bank of Omaha $765,000 $215,000 -71.9% 0.0%
Grand Bank for Savings, FSB $215,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $205,000 $210,000 2.4% 0.0%
Golden Empire Mortgage, Inc. $425,000 $195,000 -54.1% 0.0%
IVY MORTGAGE, INC. $195,000 n/a 0.0%
Secured Investment Corp. $155,000 $195,000 25.8% 0.0%
First National Bank Texas $310,000 $185,000 -40.3% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $185,000 n/a 0.0%
TIAA, FSB $960,000 $185,000 -80.7% 0.0%
MidFirst Bank $175,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $290,000 $170,000 -41.4% 0.0%
ENDEAVOR CAPITAL, LLC. $165,000 n/a 0.0%
North American Savings Bank, F.S.B. $750,000 $165,000 -78.0% 0.0%
UIF CORPORATION $65,000 $165,000 153.8% 0.0%
UNIVERSAL LENDING CORPORATION $165,000 n/a 0.0%
BM Real Estate Services, Inc. $155,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $155,000 n/a 0.0%
Extraco Banks $155,000 n/a 0.0%
Northwest Federal Credit Union $155,000 n/a 0.0%
WinTex Group, LLC $155,000 n/a 0.0%
FIDELITY BANK $145,000 n/a 0.0%
HOMETRUST MORTGAGE COMPANY $195,000 $145,000 -25.6% 0.0%
INLAND BANK & TRUST $145,000 n/a 0.0%
Lend Smart Mortgage, LLC $145,000 n/a 0.0%
PREMIA MORTGAGE, LLC $245,000 $145,000 -40.8% 0.0%
UNIVERSITY LENDING GROUP, LLC $145,000 n/a 0.0%
FORT WORTH COMMUNITY $135,000 n/a 0.0%
Metro City Bank $135,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $135,000 n/a 0.0%
Colten Mortgage, LLC $175,000 $125,000 -28.6% 0.0%
LIMA ONE CAPITAL, LLC $125,000 n/a 0.0%
RANLIFE, INC. $525,000 $125,000 -76.2% 0.0%
TEXAS DOW EMPLOYEES CREDIT UNION $385,000 $125,000 -67.5% 0.0%
BTH Bank $115,000 n/a 0.0%
GSB MORTGAGE, INC. $965,000 $115,000 -88.1% 0.0%
MOBILITY Credit Union $115,000 n/a 0.0%
NEIGHBORHOOD $75,000 $115,000 53.3% 0.0%
Texas Republic Bank $115,000 n/a 0.0%
Visio Financial Services Inc. $115,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $105,000 n/a 0.0%
Central Bank $315,000 $105,000 -66.7% 0.0%
Community First National Bank $105,000 n/a 0.0%
SPRING EQ, LLC $105,000 n/a 0.0%
CSL Financial, LLC $75,000 n/a 0.0%
SHELL FEDERAL CREDIT UNION $75,000 n/a 0.0%
The Home Loan Expert LLC $75,000 n/a 0.0%
LONE STAR $65,000 n/a 0.0%
Texas First Bank $65,000 n/a 0.0%

SHERMAN - DENISON's top lender by overall market share is First United Bank and Trust Company, with 9.9% market share. In second place, with 5.9%, is GUILD MORTGAGE COMPANY, having originated $82,605,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $77,045,000 in loans. In fourth place, with 2.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $37,630,000 in loans. In fifth place, with 2.7%, is First State Bank, having originated $37,470,000 in loans.


SHERMAN - DENISON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SHERMAN - DENISON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $246,495 (13.6%) $333,635 (11.0%) 0.00 433
2018-02-01 $261,750 (20.5%) $344,496 (12.9%) 0.00 387
2018-03-01 $266,750 (18.6%) $347,506 (14.0%) 0.00 388
2018-04-01 $269,576 (19.3%) $349,610 (14.6%) 0.00 393
2018-05-01 $269,451 (13.3%) $353,354 (13.4%) 0.00 437
2018-06-01 $259,900 (9.2%) $353,176 (13.8%) 0.00 472
2018-07-01 $249,950 (12.8%) $336,814 (13.3%) 0.00 524
2018-08-01 $249,900 (10.6%) $338,619 (11.7%) 0.00 557
2018-09-01 $245,000 (8.2%) $340,851 (10.0%) 0.00 565
2018-10-01 $245,200 (4.7%) $335,957 (5.1%) 0.00 591
2018-11-01 $247,000 (8.6%) $338,556 (5.0%) 0.00 590
2018-12-01 $239,995 (7.3%) $331,029 (4.5%) 0.00 573
2019-01-01 $241,223 (-2.1%) $334,320 (0.2%) 0.00 508
2019-02-01 $238,175 (-9.0%) $324,568 (-5.8%) 0.00 527
2019-03-01 $243,286 (-8.8%) $328,656 (-5.4%) 0.00 529
2019-04-01 $246,161 (-8.7%) $332,373 (-4.9%) 0.00 539
2019-05-01 $248,980 (-7.6%) $331,393 (-6.2%) 0.00 566
2019-06-01 $245,000 (-5.7%) $320,657 (-9.2%) 0.00 605
2019-07-01 $249,950 (0.0%) $330,700 (-1.8%) 0.00 640
2019-08-01 $246,545 (-1.3%) $328,020 (-3.1%) 0.00 657
2019-09-01 $242,864 (-0.9%) $326,770 (-4.1%) 0.00 653
2019-10-01 $242,909 (-0.9%) $327,119 (-2.6%) 0.00 640
2019-11-01 $248,450 (0.6%) $330,599 (-2.4%) 0.00 598
2019-12-01 $243,950 (1.7%) $333,344 (0.7%) 0.00 546
2020-01-01 $247,900 (2.8%) $333,561 (-0.2%) 0.00 514
2020-02-01 $249,900 (4.9%) $333,435 (2.7%) 0.00 497
2020-03-01 $236,450 (-2.8%) $329,251 (0.2%) 0.00 593
2020-04-01 $239,000 (-2.9%) $333,266 (0.3%) 0.00 583
2020-05-01 $244,000 (-2.0%) $343,358 (3.6%) 0.00 544
2020-06-01 $240,950 (-1.7%) $332,063 (3.6%) 0.00 519
2020-07-01 $239,450 (-4.2%) $338,083 (2.2%) 0.00 466
2020-08-01 $249,700 (1.3%) $342,510 (4.4%) 0.00 429
2020-09-01 $254,600 (4.8%) $346,774 (6.1%) 0.00 402
2020-10-01 $262,910 (8.2%) $351,722 (7.5%) 0.00 393
2020-11-01 $269,050 (8.3%) $361,950 (9.5%) 0.00 369
2020-12-01 $265,356 (8.8%) $367,910 (10.4%) 0.00 324
2021-01-01 $282,450 (13.9%) $389,663 (16.8%) 0.00 244
2021-02-01 $279,537 (11.9%) $383,163 (14.9%) 0.00 198
2021-03-01 $275,625 (16.6%) $424,373 (28.9%) 0.00 161
2021-04-01 $276,675 (15.8%) $436,539 (31.0%) 0.00 155
2021-05-01 $292,450 (19.9%) $440,359 (28.3%) 0.00 179
2021-06-01 $310,194 (28.7%) $453,554 (36.6%) 0.00 194
2021-07-01 $329,000 (37.4%) $453,280 (34.1%) 0.00 260
2021-08-01 $330,000 (32.2%) $464,514 (35.6%) 0.00 291
2021-09-01 $328,771 (29.1%) $420,825 (21.4%) 0.00 308
2021-10-01 $352,735 (34.2%) $441,104 (25.4%) 0.00 277
2021-11-01 $356,797 (32.6%) $431,287 (19.2%) 0.00 250
2021-12-01 $349,950 (31.9%) $422,698 (14.9%) 0.00 231
2022-01-01 $355,800 (26.0%) $428,907 (10.1%) 0.00 189
2022-02-01 $345,600 (23.6%) $441,757 (15.3%) 0.00 175
2022-03-01 $352,450 (27.9%) $442,980 (4.4%) 0.00 174
2022-04-01 $349,500 (26.3%) $476,901 (9.3%) 0.00 203
2022-05-01 $373,686 (27.8%) $500,727 (13.7%) 0.00 289
2022-06-01 $367,870 (18.6%) $495,925 (9.3%) 0.00 356
2022-07-01 $389,000 (18.2%) $499,097 (10.1%) 0.00 462
2022-08-01 $375,000 (13.6%) $497,603 (7.1%) 0.00 496
2022-09-01 $369,000 (12.2%) $482,996 (14.8%) 0.00 524
2022-10-01 $365,000 (3.5%) $483,478 (9.6%) 0.00 581
2022-11-01 $359,320 (0.7%) $466,072 (8.1%) 0.00 620
SHERMAN - DENISON's median listing price for 2022-11-01 was $359,320, a difference of $2,523 (0.7%) versus the prior year and $-5,680 versus the prior month.

SHERMAN - DENISON's median listing price comes in at 0% of the national average.

SHERMAN - DENISON's average listing price for 2022-11-01 was $466,072, a difference of $34,785 (8.1%) versus the prior year and $-17,406 versus the prior month.

For the 2022-11-01 period, SHERMAN - DENISON had 620 MLS listings, a difference of 39 listings (7%) versus the prior month and 370 listings (148%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SHERMAN - DENISON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,103 sqft
2018-02-01 0 days 2,132 sqft
2018-03-01 0 days 2,140 sqft
2018-04-01 0 days 2,134 sqft
2018-05-01 0 days 2,124 sqft
2018-06-01 0 days 2,107 sqft
2018-07-01 0 days 2,076 sqft
2018-08-01 0 days 2,086 sqft
2018-09-01 0 days 2,061 sqft
2018-10-01 0 days 2,041 sqft
2018-11-01 0 days 2,030 sqft
2018-12-01 0 days 2,004 sqft
2019-01-01 0 days 2,001 sqft
2019-02-01 0 days 1,963 sqft
2019-03-01 0 days 1,973 sqft
2019-04-01 0 days 2,007 sqft
2019-05-01 0 days 2,021 sqft
2019-06-01 0 days 2,000 sqft
2019-07-01 0 days 2,000 sqft
2019-08-01 0 days 1,971 sqft
2019-09-01 0 days 1,968 sqft
2019-10-01 0 days 1,980 sqft
2019-11-01 0 days 1,994 sqft
2019-12-01 0 days 1,987 sqft
2020-01-01 0 days 1,977 sqft
2020-02-01 0 days 1,960 sqft
2020-03-01 0 days 1,924 sqft
2020-04-01 0 days 1,900 sqft
2020-05-01 0 days 1,904 sqft
2020-06-01 0 days 1,911 sqft
2020-07-01 0 days 1,897 sqft
2020-08-01 0 days 1,901 sqft
2020-09-01 0 days 1,929 sqft
2020-10-01 0 days 1,992 sqft
2020-11-01 0 days 2,024 sqft
2020-12-01 0 days 1,984 sqft
2021-01-01 0 days 2,007 sqft
2021-02-01 0 days 2,034 sqft
2021-03-01 0 days 1,946 sqft
2021-04-01 0 days 1,879 sqft
2021-05-01 0 days 1,893 sqft
2021-06-01 0 days 1,963 sqft
2021-07-01 0 days 2,010 sqft
2021-08-01 0 days 2,022 sqft
2021-09-01 0 days 2,004 sqft
2021-10-01 0 days 2,054 sqft
2021-11-01 0 days 2,034 sqft
2021-12-01 0 days 2,003 sqft
2022-01-01 0 days 1,907 sqft
2022-02-01 0 days 1,833 sqft
2022-03-01 0 days 1,841 sqft
2022-04-01 0 days 1,846 sqft
2022-05-01 0 days 1,913 sqft
2022-06-01 0 days 1,863 sqft
2022-07-01 0 days 1,977 sqft
2022-08-01 0 days 1,965 sqft
2022-09-01 0 days 1,919 sqft
2022-10-01 0 days 1,931 sqft
2022-11-01 0 days 1,911 sqft
SHERMAN - DENISON's median listing age (time on market) for 2022-11-01 was 0 days.

SHERMAN - DENISON's median square footage for active listings during the 2022-11-01 period was 1,911 sqft. One year prior, the average listing was 2,034 sqft.

SHERMAN-DENISON, TX Average Rent (2022)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
75020 Sherman-Denison, TX $620 $780 $920 $1,230 $1,470
75021 Sherman-Denison, TX $640 $810 $960 $1,280 $1,530
75058 Sherman-Denison, TX $840 $1,050 $1,250 $1,670 $1,990
75076 Sherman-Denison, TX $720 $910 $1,080 $1,440 $1,720
75090 Sherman-Denison, TX $660 $830 $980 $1,310 $1,560
75091 Sherman-Denison, TX $660 $830 $990 $1,320 $1,580
75092 Sherman-Denison, TX $680 $860 $1,020 $1,360 $1,630
75414 Sherman-Denison, TX $600 $720 $870 $1,170 $1,350
75459 Sherman-Denison, TX $600 $740 $880 $1,180 $1,400
75479 Sherman-Denison, TX $660 $830 $990 $1,320 $1,580
75489 Sherman-Denison, TX $700 $880 $1,040 $1,390 $1,660
75490 Sherman-Denison, TX $830 $1,050 $1,240 $1,660 $1,980
75491 Sherman-Denison, TX $560 $700 $830 $1,110 $1,320
75495 Sherman-Denison, TX $830 $1,030 $1,220 $1,630 $1,950
76233 Sherman-Denison, TX $790 $990 $1,180 $1,580 $1,880
76240 Sherman-Denison, TX $660 $830 $990 $1,320 $1,580
76245 Sherman-Denison, TX $600 $720 $870 $1,170 $1,320
76258 Sherman-Denison, TX $990 $1,060 $1,260 $1,610 $2,110
76264 Sherman-Denison, TX $620 $780 $930 $1,240 $1,480
76268 Sherman-Denison, TX $690 $870 $1,030 $1,370 $1,640
76271 Sherman-Denison, TX $780 $980 $1,160 $1,550 $1,850
76273 Sherman-Denison, TX $740 $930 $1,100 $1,470 $1,750

2022 Average & Median Rent Data Statistics
SHERMAN-DENISON, TX average 1BR rent: $872, median: $845
SHERMAN-DENISON, TX average 2BR rent: $1,036, median: $1,005
SHERMAN-DENISON, TX average 3BR rent: $1,381, median: $1,340

SHERMAN-DENISON, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,039 $784,645,000 $258,192
Refi 1,672 $374,720,000 $224,115
Cash Out Refi 930 $200,160,000 $215,226
Other 119 $22,145,000 $186,092
Home Improvement 93 $9,355,000 $100,591

Sherman - Denison's most frequently cited loan purpose was Home Purchase, with 3,039 originations. The 2nd most popular reason was Refi, with 1,672 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 2,355 $577,645,000 $245,285
2.5-3% 1,836 $471,820,000 $256,983
<2.5% 730 $166,160,000 $227,616
4-5% 518 $104,340,000 $201,429
5-6% 121 $17,555,000 $145,083
Over 8% 66 $8,090,000 $122,576
6-7% 42 $6,040,000 $143,810
7-8% 36 $2,860,000 $79,444

During 2021, Sherman - Denison's most frequently originated rate bucket was 3-4%, with 2,355 originations.

Loan Sizing (SHERMAN-DENISON, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,303 $636,815,000 $276,515
$100k-200k 2,178 $328,250,000 $150,712
$100,000 or less 706 $45,680,000 $64,703
$400k-600k 532 $252,210,000 $474,079
$600k-1000k 103 $74,675,000 $725,000
$Over $1MM 31 $53,395,000 $1,722,419

SHERMAN - DENISON's loan sizing saw the bucket of loans from $200k-400k with 2,303 originations, totaling $636,815,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,238 $584,310,000 $261,086
60-80% 1,989 $506,215,000 $254,507
40-60% 771 $154,385,000 $200,240
20-40% 297 $35,925,000 $120,960
Under 20% 158 $6,860,000 $43,418
Over 100% 92 $32,950,000 $358,152

SHERMAN - DENISON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,238 originations, totaling $584,310,000 in origination value.