SHERMAN - DENISON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Sherman - Denison averaged
6.8%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.26% and
one month ago for the week of 2026-10-01, the
average rate was 7.3%.
Sherman - Denison's average rate one year ago was 5.89%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.55%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Sherman - Denison 30 Year Fixed Rate | 2026-11-05 | 6.8% |
| Sherman - Denison 30 Year Fixed Rate Refi | 2026-11-05 | 7.55% |
| Sherman - Denison 15 Year Fixed Rate | 2026-11-05 | 6.57% |
| Sherman - Denison 15 Year Fixed Rate Refi | 2026-11-05 | 6.47% |
| Sherman - Denison 30 Year FHA | 2026-11-05 | 6.62% |
| Sherman - Denison 30 Year FHA Refi | 2026-11-05 | 6.81% |
| Sherman - Denison 30 Year USDA | 2026-11-05 | 7% |
| Sherman - Denison 30 Year USDA Refi | 2026-11-05 | 7.2% |
| Sherman - Denison 30 Year VA | 2026-11-05 | 6.38% |
| Sherman - Denison 30 Year VA Refi | 2026-11-05 | 6.38% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SHERMAN-DENISON, TX.
SHERMAN - DENISON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SHERMAN-DENISON, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SHERMAN - DENISON Average Closing Costs & Other Stats
SHERMAN-DENISON, TX's 182 lenders originated 3,989
loans during 2025. The total origination value was $1,268,555,000, with an average loan value of
$318,013.
SHERMAN - DENISON's average closing costs are $7,150.
The top SHERMAN - DENISON lender as defined by loan originations is QUICKEN LOANS, LLC, with
111 loans originated. Their average total fees are
$7,785, which is $4,612
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee SHERMAN - DENISON lenders (with over 10 loans originated) are
PRIORITY HOME MORTGAGE, L.P. ($2,341), EAGLE HOME MORTGAGE, LLC ($3,383), JPMorgan Chase Bank ($4,344), ARK-LA-TEX FINANCIAL SERVICES, LLC. ($4,585) and First State Bank ($5,300).
The lowest rate SHERMAN - DENISON lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.31%), HIGHLAND HOMELOANS, LLC (5.49%), PRIMELENDING, A PLAINSCAPITAL COMPANY (5.50%), PRIORITY HOME MORTGAGE, L.P. (5.66%) and SFMC, LP (5.95%).
SHERMAN-DENISON, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $74,715,000 | $90,465,000 | 21.1% | 7.1% |
| First United Bank and Trust Company | $83,745,000 | $65,845,000 | -21.4% | 5.2% |
| QUICKEN LOANS, LLC | $44,395,000 | $50,310,000 | 13.3% | 4.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $64,770,000 | $49,470,000 | -23.6% | 3.9% |
| GUILD MORTGAGE COMPANY | $45,560,000 | $47,430,000 | 4.1% | 3.7% |
| COLLIERS MORTGAGE LLC | $32,250,000 | n/a | 2.5% | |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $14,475,000 | $31,915,000 | 120.5% | 2.5% |
| DHI MORTGAGE COMPANY, LTD. | $30,290,000 | $28,290,000 | -6.6% | 2.2% |
| BancorpSouth | $20,095,000 | $27,550,000 | 37.1% | 2.2% |
| SFMC, LP | $21,675,000 | $26,280,000 | 21.2% | 2.1% |
| EAGLE HOME MORTGAGE, LLC | $26,210,000 | n/a | 2.1% | |
| American National Bank & Trust | $15,860,000 | $21,125,000 | 33.2% | 1.7% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $18,200,000 | $20,250,000 | 11.3% | 1.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $12,610,000 | $18,850,000 | 49.5% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $15,220,000 | $18,595,000 | 22.2% | 1.5% |
| CMG MORTGAGE, INC. | $20,135,000 | $18,395,000 | -8.6% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $11,350,000 | $18,345,000 | 61.6% | 1.4% |
| LOANDEPOT.COM, LLC | $5,815,000 | $16,555,000 | 184.7% | 1.3% |
| NEWREZ LLC | $6,880,000 | $16,550,000 | 140.6% | 1.3% |
| Mortgage Research Center, LLC | $14,325,000 | $16,265,000 | 13.5% | 1.3% |
| PRIORITY HOME MORTGAGE, L.P. | $6,530,000 | $15,915,000 | 143.7% | 1.3% |
| JPMorgan Chase Bank | $13,065,000 | $15,200,000 | 16.3% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $10,910,000 | $14,975,000 | 37.3% | 1.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $14,565,000 | $13,340,000 | -8.4% | 1.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $14,480,000 | $13,220,000 | -8.7% | 1.0% |
| GREYSTONE SERVICING COMPANY LLC | $12,355,000 | n/a | 1.0% | |
| The Loan Store, Inc. | $7,555,000 | $10,955,000 | 45.0% | 0.9% |
| WALKER & DUNLOP, LLC | $10,575,000 | n/a | 0.8% | |
| GUARANTEED RATE, INC. | $14,045,000 | $10,360,000 | -26.2% | 0.8% |
| First State Bank | $10,150,000 | $8,885,000 | -12.5% | 0.7% |
| South State Bank | $7,915,000 | n/a | 0.6% | |
| BROKER SOLUTIONS, INC. | $7,780,000 | $7,765,000 | -0.2% | 0.6% |
| Century Mortgage Company DBA Century Lending Company | $5,880,000 | $7,740,000 | 31.6% | 0.6% |
| NFM, INC. | $10,465,000 | $7,255,000 | -30.7% | 0.6% |
| UNION HOME MORTGAGE CORP. | $4,090,000 | $7,230,000 | 76.8% | 0.6% |
| First Bank | $6,670,000 | $7,140,000 | 7.0% | 0.6% |
| Paramount Residential Mortgage Group, Inc. | $2,085,000 | $6,890,000 | 230.5% | 0.5% |
| HIGHLAND HOMELOANS, LLC | $10,880,000 | $6,785,000 | -37.6% | 0.5% |
| Community National Bank & Trust of Texas | $8,170,000 | $6,705,000 | -17.9% | 0.5% |
| Great Plains National Bank | $1,290,000 | $6,605,000 | 412.0% | 0.5% |
| VELOCIO MORTGAGE L.L.C. | $2,045,000 | $6,605,000 | 223.0% | 0.5% |
| Prosperity Bank | $2,280,000 | $6,285,000 | 175.7% | 0.5% |
| Frost Bank | $7,100,000 | $6,280,000 | -11.5% | 0.5% |
| Simmons Bank | $4,835,000 | $6,210,000 | 28.4% | 0.5% |
| NexBank | $5,345,000 | $5,710,000 | 6.8% | 0.5% |
| 21ST MORTGAGE CORPORATION | $5,875,000 | $5,625,000 | -4.3% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $1,715,000 | $5,585,000 | 225.7% | 0.4% |
| Bank of America | $4,715,000 | $5,575,000 | 18.2% | 0.4% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD | $8,515,000 | $5,570,000 | -34.6% | 0.4% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $5,360,000 | n/a | 0.4% | |
| AmeriHome Mortgage Company, LLC | $4,265,000 | $5,285,000 | 23.9% | 0.4% |
| PLANET HOME LENDING, LLC | $810,000 | $4,760,000 | 487.7% | 0.4% |
| EVERETT FINANCIAL, INC. | $6,115,000 | $4,705,000 | -23.1% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $2,590,000 | $4,655,000 | 79.7% | 0.4% |
| Lamar National Bank | $780,000 | $4,560,000 | 484.6% | 0.4% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,740,000 | $4,260,000 | 55.5% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,745,000 | $4,170,000 | 11.3% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,505,000 | $4,095,000 | -9.1% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $1,995,000 | $3,890,000 | 95.0% | 0.3% |
| Prosperity Home Mortgage, LLC | $6,335,000 | $3,865,000 | -39.0% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $6,970,000 | $3,855,000 | -44.7% | 0.3% |
| RANDOLPH-BROOKS | $7,270,000 | $3,800,000 | -47.7% | 0.3% |
| Veritex Community Bank | $1,445,000 | $3,705,000 | 156.4% | 0.3% |
| Farm Credit Mid-America, ACA | $1,045,000 | $3,680,000 | 252.2% | 0.3% |
| The First National Bank of Tom Bean | $7,030,000 | $3,650,000 | -48.1% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,685,000 | $3,640,000 | 35.6% | 0.3% |
| USAA Federal Savings Bank | $1,255,000 | $3,630,000 | 189.2% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $3,735,000 | $3,575,000 | -4.3% | 0.3% |
| Ameristate Bank | $1,755,000 | $3,565,000 | 103.1% | 0.3% |
| U.S. Bank | $3,020,000 | $3,550,000 | 17.5% | 0.3% |
| Wells Fargo Bank | $3,650,000 | $3,485,000 | -4.5% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $985,000 | $3,465,000 | 251.8% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $760,000 | $3,340,000 | 339.5% | 0.3% |
| ZILLOW HOME LOANS, LLC | $2,980,000 | $3,160,000 | 6.0% | 0.2% |
| Credit Union of Texas | $2,610,000 | $3,140,000 | 20.3% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,075,000 | n/a | 0.2% | |
| CARDINAL FINANCIAL | $6,440,000 | $3,025,000 | -53.0% | 0.2% |
| Equity Prime Mortgage LLC | $3,635,000 | $3,020,000 | -16.9% | 0.2% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $2,995,000 | $2,835,000 | -5.3% | 0.2% |
| Texas Bank | $7,920,000 | $2,835,000 | -64.2% | 0.2% |
| BOKF | $1,965,000 | $2,765,000 | 40.7% | 0.2% |
| PNC Bank | $990,000 | $2,705,000 | 173.2% | 0.2% |
| T2 FINANCIAL LLC | $370,000 | $2,640,000 | 613.5% | 0.2% |
| Gateway First Bank | $2,375,000 | $2,630,000 | 10.7% | 0.2% |
| Cornerstone First Mortgage, Inc | $545,000 | $2,620,000 | 380.7% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $1,975,000 | $2,610,000 | 32.2% | 0.2% |
| A&D Mortgage LLC | $260,000 | $2,600,000 | 900.0% | 0.2% |
| OCMBC, INC. | $1,785,000 | $2,575,000 | 44.3% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $2,935,000 | $2,555,000 | -12.9% | 0.2% |
| CLM MORTGAGE, INC | $4,205,000 | $2,420,000 | -42.4% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $1,310,000 | $2,405,000 | 83.6% | 0.2% |
| Southside Bank | $840,000 | $2,380,000 | 183.3% | 0.2% |
| CANOPY MORTGAGE, LLC | $2,510,000 | $2,365,000 | -5.8% | 0.2% |
| Hometown Equity Mortgage, LLC | $335,000 | $2,285,000 | 582.1% | 0.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | $2,620,000 | $2,245,000 | -14.3% | 0.2% |
| Regions Bank | $305,000 | $2,240,000 | 634.4% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $355,000 | $2,200,000 | 519.7% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $1,835,000 | $2,190,000 | 19.3% | 0.2% |
| Nascoga Federal Credit Union | $1,680,000 | $2,150,000 | 28.0% | 0.2% |
| SOUTHWEST STAGE FUNDING, LLC | $1,580,000 | $2,145,000 | 35.8% | 0.2% |
| Legend Bank, N.A. | $3,200,000 | $2,100,000 | -34.4% | 0.2% |
| Magnolia Bank | $8,170,000 | $2,080,000 | -74.5% | 0.2% |
| ARC HOME LLC | $360,000 | $2,075,000 | 476.4% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $435,000 | $2,070,000 | 375.9% | 0.2% |
| AMERITRUST MORTGAGE CORPORATION | $430,000 | $1,995,000 | 364.0% | 0.2% |
| RF Renovo Management Company, LLC | $2,365,000 | $1,995,000 | -15.6% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $1,630,000 | $1,940,000 | 19.0% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $4,100,000 | $1,905,000 | -53.5% | 0.2% |
| Guaranty Bank & Trust, N.A. | $780,000 | $1,905,000 | 144.2% | 0.2% |
| Flagstar Bank, FSB | $2,300,000 | $1,895,000 | -17.6% | 0.1% |
| SWBC MORTGAGE CORPORATION | $960,000 | $1,800,000 | 87.5% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,775,000 | n/a | 0.1% | |
| Farmers Bank & Trust Company | $485,000 | $1,775,000 | 266.0% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $855,000 | $1,775,000 | 107.6% | 0.1% |
| NEXERA HOLDING LLC | $675,000 | $1,750,000 | 159.3% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $3,175,000 | $1,730,000 | -45.5% | 0.1% |
| TEXANS | $1,155,000 | $1,720,000 | 48.9% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,935,000 | $1,715,000 | -11.4% | 0.1% |
| Alliance Bank | $2,810,000 | $1,705,000 | -39.3% | 0.1% |
| Plains Commerce Bank | $1,880,000 | $1,695,000 | -9.8% | 0.1% |
| Encompass Lending Group, LP | $450,000 | $1,690,000 | 275.6% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $615,000 | $1,685,000 | 174.0% | 0.1% |
| DATCU | $3,135,000 | $1,680,000 | -46.4% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $785,000 | $1,645,000 | 109.6% | 0.1% |
| Republic State Mortgage Co. | $2,995,000 | $1,645,000 | -45.1% | 0.1% |
| Superior Credit Union, Inc. | $1,640,000 | n/a | 0.1% | |
| LOANPEOPLE, LLC | $205,000 | $1,635,000 | 697.6% | 0.1% |
| Sunflower Bank | $1,710,000 | $1,615,000 | -5.6% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $485,000 | $1,530,000 | 215.5% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $870,000 | $1,500,000 | 72.4% | 0.1% |
| Texas Mortgage Lending, LLC | $2,280,000 | $1,485,000 | -34.9% | 0.1% |
| UNITED BUILT HOMES, L.L.C. | $1,465,000 | $1,450,000 | -1.0% | 0.1% |
| LENDSURE MORTGAGE CORP. | $1,415,000 | $1,420,000 | 0.4% | 0.1% |
| Investmark Mortgage, LLC | $925,000 | $1,415,000 | 53.0% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $3,260,000 | $1,380,000 | -57.7% | 0.1% |
| First Texoma National Bank | $435,000 | $1,370,000 | 214.9% | 0.1% |
| Ixonia Bank | $385,000 | $1,355,000 | 251.9% | 0.1% |
| GENEVA FINANCIAL, LLC | $965,000 | $1,335,000 | 38.3% | 0.1% |
| READYCAP COMMERCIAL, LLC | $1,305,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $1,475,000 | $1,300,000 | -11.9% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $2,370,000 | $1,240,000 | -47.7% | 0.1% |
| CRESTMARK MORTGAGE COMPANY, LTD. | $6,680,000 | $1,225,000 | -81.7% | 0.1% |
| THE MORTGAGE LINK, INC. | $3,750,000 | $1,220,000 | -67.5% | 0.1% |
| FAY SERVICING, LLC | $1,215,000 | n/a | 0.1% | |
| PREMIER LENDING, INC. | $1,205,000 | n/a | 0.1% | |
| TOWNE MORTGAGE COMPANY | $1,880,000 | $1,185,000 | -37.0% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,265,000 | $1,170,000 | -7.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,070,000 | $1,170,000 | 9.3% | 0.1% |
| Bank 7 | $1,135,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $650,000 | $1,120,000 | 72.3% | 0.1% |
| SOUTHWEST FUNDING, LP | $1,235,000 | $1,110,000 | -10.1% | 0.1% |
| Comerica Bank | $735,000 | $1,085,000 | 47.6% | 0.1% |
| Commerce Home Mortgage, Inc. | $820,000 | $1,080,000 | 31.7% | 0.1% |
| The Huntington National Bank | $1,080,000 | n/a | 0.1% | |
| The American National Bank of Texas | $2,185,000 | $1,045,000 | -52.2% | 0.1% |
| GARDNER FINANCIAL SERVICES, LTD. | $1,220,000 | $1,035,000 | -15.2% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $510,000 | $1,005,000 | 97.1% | 0.1% |
| PHH Mortgage Corporation | $965,000 | $965,000 | 0.0% | 0.1% |
| US MORTGAGE CORPORATION | $965,000 | n/a | 0.1% | |
| BELEM SERVICING LLC | $960,000 | n/a | 0.1% | |
| 5TH STREET CAPITAL, INC. | $955,000 | n/a | 0.1% | |
| FIRST COLONY MORTGAGE CORPORATION | $545,000 | $950,000 | 74.3% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $740,000 | $945,000 | 27.7% | 0.1% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $945,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $1,005,000 | $925,000 | -8.0% | 0.1% |
| CAPITAL CONCEPTS, INC. | $905,000 | n/a | 0.1% | |
| First Financial Bank | $2,275,000 | $905,000 | -60.2% | 0.1% |
| GSB MORTGAGE, INC. | $840,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $195,000 | $835,000 | 328.2% | 0.1% |
| Carrington Mortgage Services, LLC | $605,000 | $825,000 | 36.4% | 0.1% |
| Beeline Loans, Inc. | $510,000 | $800,000 | 56.9% | 0.1% |
| First Option Mortgage, LLC | $495,000 | $790,000 | 59.6% | 0.1% |
| NBH Bank | $2,755,000 | $780,000 | -71.7% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $810,000 | $765,000 | -5.6% | 0.1% |
| FBC MORTGAGE, LLC | $765,000 | $765,000 | 0.0% | 0.1% |
| City Bank | $725,000 | $755,000 | 4.1% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $755,000 | n/a | 0.1% | |
| WILLOW BEND MORTGAGE COMPANY, LLC | $1,290,000 | $745,000 | -42.2% | 0.1% |
| Ameris Bank | $255,000 | $735,000 | 188.2% | 0.1% |
| SPRING EQ, LLC | $565,000 | $725,000 | 28.3% | 0.1% |
| AMWEST FUNDING CORP. | $1,265,000 | $710,000 | -43.9% | 0.1% |
| b1BANK | $4,685,000 | $705,000 | -85.0% | 0.1% |
| Mabrey Bank | $705,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $505,000 | $690,000 | 36.6% | 0.1% |
| American Bank of Commerce | $265,000 | $665,000 | 150.9% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,915,000 | $665,000 | -65.3% | 0.1% |
| Firefighters First Federal Credit Union | $925,000 | $665,000 | -28.1% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $665,000 | n/a | 0.1% | |
| The City National Bank of Sulphur Springs | $345,000 | $665,000 | 92.8% | 0.1% |
| Commercial Bank of Texas | $1,130,000 | $650,000 | -42.5% | 0.1% |
| Inwood National Bank | $325,000 | $635,000 | 95.4% | 0.1% |
| Watermark Capital, Inc. | $450,000 | $620,000 | 37.8% | 0.0% |
| Texana Bank | $600,000 | n/a | 0.0% | |
| Bank of Whittier | $580,000 | n/a | 0.0% | |
| FirstTrust Home Loans, Inc. | $570,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $570,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $555,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $970,000 | $550,000 | -43.3% | 0.0% |
| PointBank | $535,000 | $540,000 | 0.9% | 0.0% |
| Truist | $1,260,000 | $540,000 | -57.1% | 0.0% |
| Third Coast Bank SSB | $2,210,000 | $535,000 | -75.8% | 0.0% |
| Alliance Credit Union | $235,000 | $520,000 | 121.3% | 0.0% |
| EECU | $355,000 | $520,000 | 46.5% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $510,000 | n/a | 0.0% | |
| Texas Bank and Trust Company | $155,000 | $510,000 | 229.0% | 0.0% |
| UNITED MORTGAGE CORP | $470,000 | $510,000 | 8.5% | 0.0% |
| First-Citizens Bank & Trust Company | $1,235,000 | $505,000 | -59.1% | 0.0% |
| Herring Bank | $495,000 | $505,000 | 2.0% | 0.0% |
| INTELLILOAN, INC. | $505,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $505,000 | n/a | 0.0% | |
| First Federal Bank | $1,270,000 | $490,000 | -61.4% | 0.0% |
| General Mortgage Capital Corporation | $1,040,000 | $480,000 | -53.8% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $480,000 | n/a | 0.0% | |
| ENCORE BANK | $475,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $470,000 | n/a | 0.0% | |
| Figure Lending LLC | $650,000 | $470,000 | -27.7% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,600,000 | $460,000 | -71.3% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $445,000 | n/a | 0.0% | |
| NEIGHBORHOOD | $430,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $425,000 | n/a | 0.0% | |
| PILGRIM MORTGAGE LLC | $420,000 | n/a | 0.0% | |
| AMERICA'S CREDIT UNION | $1,005,000 | $415,000 | -58.7% | 0.0% |
| COMPEER FINANCIAL, FLCA | $405,000 | n/a | 0.0% | |
| INTOUCH CREDIT UNION | $615,000 | $405,000 | -34.1% | 0.0% |
| Valliance Bank | $95,000 | $395,000 | 315.8% | 0.0% |
| Amarillo National Bank | $370,000 | n/a | 0.0% | |
| Extraco Banks | $365,000 | n/a | 0.0% | |
| New Century Bank | $365,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $310,000 | $365,000 | 17.7% | 0.0% |
| Bank of Colorado | $355,000 | n/a | 0.0% | |
| International Bank of Commerce | $340,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $335,000 | n/a | 0.0% | |
| Security National Bank of Omaha | $335,000 | n/a | 0.0% | |
| Florida Capital Bank | $415,000 | $330,000 | -20.5% | 0.0% |
| Complex Community Federal Credit Union | $325,000 | $325,000 | 0.0% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $325,000 | n/a | 0.0% | |
| Zions Bank | $1,895,000 | $325,000 | -82.8% | 0.0% |
| First National Bank Texas | $320,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $315,000 | n/a | 0.0% | |
| First Liberty Bank | $315,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,020,000 | $315,000 | -69.1% | 0.0% |
| White Sands Federal Credit Union | $315,000 | n/a | 0.0% | |
| Midwest Mortgage Associates Corporation | $305,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $295,000 | n/a | 0.0% | |
| FIRST NATIONAL BANK OF WEATHERFORD | $365,000 | $285,000 | -21.9% | 0.0% |
| Network Funding, L.P. | $2,950,000 | $285,000 | -90.3% | 0.0% |
| NP, Inc. | $285,000 | n/a | 0.0% | |
| Centennial Bank | $595,000 | $280,000 | -52.9% | 0.0% |
| Arvest Bank | $345,000 | $275,000 | -20.3% | 0.0% |
| Golden Empire Mortgage, Inc. | $275,000 | n/a | 0.0% | |
| Northpointe Bank | $295,000 | $275,000 | -6.8% | 0.0% |
| Discover Bank | $2,255,000 | $270,000 | -88.0% | 0.0% |
| BAY EQUITY LLC | $1,835,000 | $265,000 | -85.6% | 0.0% |
| JMAC LENDING, INC. | $265,000 | n/a | 0.0% | |
| Peoples Bank | $255,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $660,000 | $255,000 | -61.4% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,220,000 | $255,000 | -79.1% | 0.0% |
| TEXAS TRUST | $345,000 | $255,000 | -26.1% | 0.0% |
| LADERA LENDING, INC. | $235,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $235,000 | n/a | 0.0% | |
| American Mortgage Bank, LLC | $125,000 | $225,000 | 80.0% | 0.0% |
| Chickasaw Community Bank | $225,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $225,000 | n/a | 0.0% | |
| MidFirst Bank | $245,000 | $225,000 | -8.2% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $225,000 | n/a | 0.0% | |
| Origin Bank | $1,620,000 | $225,000 | -86.1% | 0.0% |
| DIRECT MORTGAGE, CORP. | $215,000 | n/a | 0.0% | |
| Bank of Hope | $225,000 | $205,000 | -8.9% | 0.0% |
| BETTER MORTGAGE CORPORATION | $535,000 | $205,000 | -61.7% | 0.0% |
| RBC Bank, (Georgia) | $205,000 | n/a | 0.0% | |
| Education Credit Union | $195,000 | $195,000 | 0.0% | 0.0% |
| Armed Forces Bank | $385,000 | $185,000 | -51.9% | 0.0% |
| InterBank | $180,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $180,000 | $180,000 | 0.0% | 0.0% |
| Luxury Mortgage Corp. | $165,000 | n/a | 0.0% | |
| NBKC BANK | $1,625,000 | $165,000 | -89.8% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $165,000 | n/a | 0.0% | |
| GMFS LLC | $535,000 | $155,000 | -71.0% | 0.0% |
| LOANPAL, LLC | $1,190,000 | $155,000 | -87.0% | 0.0% |
| SeaTrust Mortgage Company | $630,000 | $155,000 | -75.4% | 0.0% |
| SIRVA MORTGAGE, INC. | $155,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $150,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $185,000 | $145,000 | -21.6% | 0.0% |
| AMPLIFY | $145,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $145,000 | n/a | 0.0% | |
| United Texas Credit Union | $290,000 | $140,000 | -51.7% | 0.0% |
| Goodfield State Bank | $135,000 | n/a | 0.0% | |
| RAIN CITY CAPITAL, LLC | $135,000 | n/a | 0.0% | |
| Ennis State Bank | $1,770,000 | $125,000 | -92.9% | 0.0% |
| ENVOY MORTGAGE, LTD | $770,000 | $125,000 | -83.8% | 0.0% |
| Southwest Airlines Federal Credit Union | $125,000 | n/a | 0.0% | |
| Texas Republic Bank | $125,000 | n/a | 0.0% | |
| Equity Bank | $115,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $715,000 | $105,000 | -85.3% | 0.0% |
| First National Bank of America | $105,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $105,000 | n/a | 0.0% | |
| Vellum Mortgage, Inc. | $225,000 | $105,000 | -53.3% | 0.0% |
| CSL Financial, LLC | $330,000 | $95,000 | -71.2% | 0.0% |
| HighTechLending Inc | $95,000 | n/a | 0.0% | |
| MOBILOIL | $95,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $460,000 | $85,000 | -81.5% | 0.0% |
| SUMMIT FUNDING, INC. | $395,000 | $75,000 | -81.0% | 0.0% |
| Baxter Credit Union | $105,000 | $55,000 | -47.6% | 0.0% |
| LIBERTYONE Credit Union | $55,000 | n/a | 0.0% | |
| JSC | $445,000 | $35,000 | -92.1% | 0.0% |
| MOBILITY Credit Union | $180,000 | $25,000 | -86.1% | 0.0% |
SHERMAN - DENISON's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.1% market share. In second place, with 5.2%, is First United Bank and Trust Company, having originated $65,845,000 in loans. In third place, with 4.0%, is QUICKEN LOANS, LLC, having originated $50,310,000 in loans. In fourth place, with 3.9%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $49,470,000 in loans. In fifth place, with 3.7%, is GUILD MORTGAGE COMPANY, having originated $47,430,000 in loans.
SHERMAN - DENISON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SHERMAN - DENISON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $246,373 (13.4%) | $333,732 (11.0%) | 0.00 | 432 |
| 2018-02-01 | $259,625 (19.7%) | $344,628 (13.0%) | 0.00 | 386 |
| 2018-03-01 | $265,000 (17.8%) | $347,639 (14.1%) | 0.00 | 387 |
| 2018-04-01 | $269,253 (19.7%) | $349,751 (14.6%) | 0.00 | 392 |
| 2018-05-01 | $269,450 (13.3%) | $353,498 (13.4%) | 0.00 | 436 |
| 2018-06-01 | $259,900 (9.2%) | $353,310 (13.8%) | 0.00 | 471 |
| 2018-07-01 | $249,950 (12.8%) | $336,814 (13.3%) | 0.00 | 524 |
| 2018-08-01 | $249,900 (10.6%) | $338,619 (11.7%) | 0.00 | 557 |
| 2018-09-01 | $245,000 (8.2%) | $340,851 (10.0%) | 0.00 | 565 |
| 2018-10-01 | $245,200 (4.7%) | $335,957 (5.1%) | 0.00 | 591 |
| 2018-11-01 | $247,000 (8.6%) | $338,556 (5.0%) | 0.00 | 590 |
| 2018-12-01 | $239,995 (7.3%) | $331,029 (4.5%) | 0.00 | 573 |
| 2019-01-01 | $241,223 (-2.1%) | $334,320 (0.2%) | 0.00 | 508 |
| 2019-02-01 | $238,175 (-8.3%) | $324,568 (-5.8%) | 0.00 | 527 |
| 2019-03-01 | $243,286 (-8.2%) | $328,656 (-5.5%) | 0.00 | 529 |
| 2019-04-01 | $246,198 (-8.6%) | $332,373 (-5.0%) | 0.00 | 538 |
| 2019-05-01 | $249,125 (-7.5%) | $331,444 (-6.2%) | 0.00 | 566 |
| 2019-06-01 | $245,450 (-5.6%) | $321,340 (-9.1%) | 0.00 | 605 |
| 2019-07-01 | $250,000 (0.0%) | $332,138 (-1.4%) | 0.00 | 642 |
| 2019-08-01 | $247,700 (-0.9%) | $329,447 (-2.7%) | 0.00 | 659 |
| 2019-09-01 | $245,000 (0.0%) | $328,212 (-3.7%) | 0.00 | 655 |
| 2019-10-01 | $244,475 (-0.3%) | $328,588 (-2.2%) | 0.00 | 642 |
| 2019-11-01 | $249,000 (0.8%) | $332,162 (-1.9%) | 0.00 | 600 |
| 2019-12-01 | $245,200 (2.2%) | $333,509 (0.8%) | 0.00 | 545 |
| 2020-01-01 | $247,900 (2.8%) | $333,736 (-0.2%) | 0.00 | 513 |
| 2020-02-01 | $249,900 (4.9%) | $333,615 (2.8%) | 0.00 | 496 |
| 2020-03-01 | $236,463 (-2.8%) | $329,399 (0.2%) | 0.00 | 592 |
| 2020-04-01 | $239,000 (-2.9%) | $333,421 (0.3%) | 0.00 | 582 |
| 2020-05-01 | $244,500 (-1.9%) | $343,535 (3.7%) | 0.00 | 544 |
| 2020-06-01 | $241,225 (-1.7%) | $332,823 (3.6%) | 0.00 | 519 |
| 2020-07-01 | $239,924 (-4.0%) | $338,852 (2.0%) | 0.00 | 466 |
| 2020-08-01 | $249,950 (0.9%) | $343,338 (4.2%) | 0.00 | 429 |
| 2020-09-01 | $254,775 (4.0%) | $347,001 (5.7%) | 0.00 | 401 |
| 2020-10-01 | $263,905 (8.0%) | $351,981 (7.1%) | 0.00 | 392 |
| 2020-11-01 | $269,325 (8.2%) | $362,256 (9.1%) | 0.00 | 368 |
| 2020-12-01 | $266,144 (8.5%) | $368,265 (10.4%) | 0.00 | 323 |
| 2021-01-01 | $285,000 (15.0%) | $390,152 (16.9%) | 0.00 | 243 |
| 2021-02-01 | $279,814 (12.0%) | $383,553 (15.0%) | 0.00 | 198 |
| 2021-03-01 | $277,400 (17.3%) | $425,145 (29.1%) | 0.00 | 160 |
| 2021-04-01 | $278,950 (16.7%) | $437,512 (31.2%) | 0.00 | 154 |
| 2021-05-01 | $295,000 (20.7%) | $441,259 (28.5%) | 0.00 | 178 |
| 2021-06-01 | $310,194 (28.6%) | $452,548 (36.0%) | 0.00 | 192 |
| 2021-07-01 | $329,000 (37.1%) | $452,973 (33.7%) | 0.00 | 259 |
| 2021-08-01 | $330,000 (32.0%) | $465,180 (35.5%) | 0.00 | 290 |
| 2021-09-01 | $330,808 (29.8%) | $421,341 (21.4%) | 0.00 | 307 |
| 2021-10-01 | $355,000 (34.5%) | $441,706 (25.5%) | 0.00 | 276 |
| 2021-11-01 | $358,255 (33.0%) | $431,944 (19.2%) | 0.00 | 249 |
| 2021-12-01 | $352,450 (32.4%) | $423,331 (15.0%) | 0.00 | 230 |
| 2022-01-01 | $360,400 (26.5%) | $430,685 (10.4%) | 0.00 | 188 |
| 2022-02-01 | $348,020 (24.4%) | $443,969 (15.8%) | 0.00 | 175 |
| 2022-03-01 | $352,850 (27.2%) | $445,454 (4.8%) | 0.00 | 174 |
| 2022-04-01 | $352,900 (26.5%) | $476,045 (8.8%) | 0.00 | 203 |
| 2022-05-01 | $380,375 (28.9%) | $501,721 (13.7%) | 0.00 | 288 |
| 2022-06-01 | $370,118 (19.3%) | $496,961 (9.8%) | 0.00 | 355 |
| 2022-07-01 | $389,000 (18.2%) | $498,850 (10.1%) | 0.00 | 460 |
| 2022-08-01 | $377,000 (14.2%) | $498,226 (7.1%) | 0.00 | 495 |
| 2022-09-01 | $369,245 (11.6%) | $484,168 (14.9%) | 0.00 | 524 |
| 2022-10-01 | $366,965 (3.4%) | $484,032 (9.6%) | 0.00 | 580 |
| 2022-11-01 | $359,450 (0.3%) | $465,923 (7.9%) | 0.00 | 619 |
| 2022-12-01 | $359,900 (2.1%) | $478,755 (13.1%) | 0.00 | 563 |
| 2023-01-01 | $345,950 (-4.0%) | $459,462 (6.7%) | 0.00 | 525 |
| 2023-02-01 | $349,950 (0.6%) | $452,818 (2.0%) | 0.00 | 480 |
| 2023-03-01 | $359,000 (1.7%) | $472,843 (6.2%) | 0.00 | 465 |
| 2023-04-01 | $365,920 (3.7%) | $484,017 (1.7%) | 0.00 | 471 |
| 2023-05-01 | $386,950 (1.7%) | $523,428 (4.3%) | 0.00 | 499 |
| 2023-06-01 | $385,000 (4.0%) | $532,287 (7.1%) | 0.00 | 552 |
| 2023-07-01 | $391,170 (0.6%) | $536,712 (7.6%) | 0.00 | 617 |
| 2023-08-01 | $386,000 (2.4%) | $544,221 (9.2%) | 0.00 | 637 |
| 2023-09-01 | $385,000 (4.3%) | $536,338 (10.8%) | 0.00 | 664 |
| 2023-10-01 | $375,220 (2.3%) | $515,307 (6.5%) | 0.00 | 731 |
| 2023-11-01 | $379,450 (5.6%) | $525,287 (12.7%) | 0.00 | 725 |
| 2023-12-01 | $375,000 (4.2%) | $532,833 (11.3%) | 0.00 | 699 |
| 2024-01-01 | $374,130 (8.2%) | $531,401 (15.7%) | 0.00 | 660 |
| 2024-02-01 | $374,947 (7.1%) | $544,870 (20.3%) | 0.00 | 677 |
| 2024-03-01 | $379,000 (5.6%) | $545,253 (15.3%) | 0.00 | 730 |
| 2024-04-01 | $397,306 (8.6%) | $547,628 (13.1%) | 0.00 | 822 |
| 2024-05-01 | $403,561 (4.3%) | $554,225 (5.9%) | 0.00 | 847 |
| 2024-06-01 | $399,900 (3.9%) | $555,961 (4.5%) | 0.00 | 886 |
| 2024-07-01 | $397,000 (1.5%) | $545,872 (1.7%) | 0.00 | 942 |
| 2024-08-01 | $383,700 (-0.6%) | $534,172 (-1.9%) | 0.00 | 994 |
| 2024-09-01 | $370,855 (-3.7%) | $499,390 (-6.9%) | 0.00 | 1,010 |
| 2024-10-01 | $361,169 (-3.7%) | $486,772 (-5.5%) | 0.00 | 1,011 |
| 2024-11-01 | $350,000 (-7.8%) | $483,232 (-8.0%) | 0.00 | 1,005 |
| 2024-12-01 | $349,985 (-6.7%) | $477,335 (-10.4%) | 0.00 | 955 |
| 2025-01-01 | $349,950 (-6.5%) | $481,819 (-9.3%) | 0.00 | 943 |
| 2025-02-01 | $352,450 (-6.0%) | $480,932 (-11.7%) | 0.00 | 973 |
| 2025-03-01 | $369,495 (-2.5%) | $490,582 (-10.0%) | 0.00 | 1,034 |
| 2025-04-01 | $372,250 (-6.3%) | $489,196 (-10.7%) | 0.00 | 1,183 |
| 2025-05-01 | $374,900 (-7.1%) | $484,921 (-12.5%) | 0.00 | 1,207 |
| 2025-06-01 | $368,200 (-7.9%) | $481,216 (-13.4%) | 0.00 | 1,291 |
| 2025-07-01 | $357,450 (-10.0%) | $478,532 (-12.3%) | 0.00 | 1,350 |
| 2025-08-01 | $355,000 (-7.5%) | $482,890 (-9.6%) | 0.00 | 1,357 |
| 2025-09-01 | $354,925 (-4.3%) | $481,299 (-3.6%) | 0.00 | 1,290 |
| 2025-10-01 | $350,000 (-3.1%) | $469,843 (-3.5%) | 0.00 | 1,287 |
| 2025-11-01 | $350,000 (0.0%) | $473,843 (-1.9%) | 0.00 | 1,234 |
| 2025-12-01 | $338,675 (-3.2%) | $467,544 (-2.1%) | 0.00 | 1,164 |
| 2026-01-01 | $335,000 (-4.3%) | $462,863 (-3.9%) | 0.00 | 1,067 |
| 2026-02-01 | $339,725 (-3.6%) | $456,405 (-5.1%) | 0.00 | 1,075 |
| 2026-03-01 | $349,675 (-5.4%) | $471,828 (-3.8%) | 0.00 | 1,158 |
| 2026-04-01 | $349,900 (-6.0%) | $466,543 (-4.6%) | 0.00 | 1,243 |
| 2026-05-01 | $348,250 (-7.1%) | $472,846 (-2.5%) | 0.00 | 1,301 |
| 2026-06-01 | $349,950 (-5.0%) | $485,993 (1.0%) | 0.00 | 1,306 |
| 2026-07-01 | $345,500 (-3.3%) | $485,082 (1.4%) | 0.00 | 1,302 |
| 2026-08-01 | $349,000 (-1.7%) | $485,559 (0.6%) | 0.00 | 1,285 |
| 2026-09-01 | $344,450 (-3.0%) | $474,508 (-1.4%) | 0.00 | 1,269 |
| 2026-10-01 | $340,000 (-2.9%) | $477,584 (1.7%) | 0.00 | 1,230 |
SHERMAN - DENISON's median listing price for 2026-10-01 was $340,000, a difference of
$-10,000
(-2.9%) versus the prior year and
$-4,450 versus the prior month.
SHERMAN - DENISON's median listing price comes in at 0% of the national average.
SHERMAN - DENISON's average listing price for 2026-10-01 was $477,584, a difference of $7,741 (1.7%) versus the prior year and $3,076 versus the prior month.
For the 2026-10-01 period, SHERMAN - DENISON had 1,230 MLS listings, a difference of -39 listings (-3%) versus the prior month and -57 listings (-4%) versus the prior year.
SHERMAN - DENISON's median listing price comes in at 0% of the national average.
SHERMAN - DENISON's average listing price for 2026-10-01 was $477,584, a difference of $7,741 (1.7%) versus the prior year and $3,076 versus the prior month.
For the 2026-10-01 period, SHERMAN - DENISON had 1,230 MLS listings, a difference of -39 listings (-3%) versus the prior month and -57 listings (-4%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SHERMAN - DENISON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,099 sqft |
| 2018-02-01 | 0 days | 2,126 sqft |
| 2018-03-01 | 0 days | 2,135 sqft |
| 2018-04-01 | 0 days | 2,131 sqft |
| 2018-05-01 | 0 days | 2,120 sqft |
| 2018-06-01 | 0 days | 2,103 sqft |
| 2018-07-01 | 0 days | 2,070 sqft |
| 2018-08-01 | 0 days | 2,086 sqft |
| 2018-09-01 | 0 days | 2,061 sqft |
| 2018-10-01 | 0 days | 2,039 sqft |
| 2018-11-01 | 0 days | 2,029 sqft |
| 2018-12-01 | 0 days | 2,003 sqft |
| 2019-01-01 | 0 days | 1,999 sqft |
| 2019-02-01 | 0 days | 1,963 sqft |
| 2019-03-01 | 0 days | 1,973 sqft |
| 2019-04-01 | 0 days | 2,007 sqft |
| 2019-05-01 | 0 days | 2,017 sqft |
| 2019-06-01 | 0 days | 2,000 sqft |
| 2019-07-01 | 0 days | 2,000 sqft |
| 2019-08-01 | 0 days | 1,973 sqft |
| 2019-09-01 | 0 days | 1,970 sqft |
| 2019-10-01 | 0 days | 1,984 sqft |
| 2019-11-01 | 0 days | 1,997 sqft |
| 2019-12-01 | 0 days | 1,987 sqft |
| 2020-01-01 | 0 days | 1,977 sqft |
| 2020-02-01 | 0 days | 1,960 sqft |
| 2020-03-01 | 0 days | 1,924 sqft |
| 2020-04-01 | 0 days | 1,900 sqft |
| 2020-05-01 | 0 days | 1,904 sqft |
| 2020-06-01 | 0 days | 1,911 sqft |
| 2020-07-01 | 0 days | 1,899 sqft |
| 2020-08-01 | 0 days | 1,902 sqft |
| 2020-09-01 | 0 days | 1,930 sqft |
| 2020-10-01 | 0 days | 1,992 sqft |
| 2020-11-01 | 0 days | 2,025 sqft |
| 2020-12-01 | 0 days | 1,989 sqft |
| 2021-01-01 | 0 days | 2,010 sqft |
| 2021-02-01 | 0 days | 2,034 sqft |
| 2021-03-01 | 0 days | 1,953 sqft |
| 2021-04-01 | 0 days | 1,883 sqft |
| 2021-05-01 | 0 days | 1,897 sqft |
| 2021-06-01 | 0 days | 1,963 sqft |
| 2021-07-01 | 0 days | 2,020 sqft |
| 2021-08-01 | 0 days | 2,026 sqft |
| 2021-09-01 | 0 days | 2,005 sqft |
| 2021-10-01 | 0 days | 2,067 sqft |
| 2021-11-01 | 0 days | 2,038 sqft |
| 2021-12-01 | 0 days | 2,006 sqft |
| 2022-01-01 | 0 days | 1,920 sqft |
| 2022-02-01 | 0 days | 1,838 sqft |
| 2022-03-01 | 0 days | 1,846 sqft |
| 2022-04-01 | 0 days | 1,850 sqft |
| 2022-05-01 | 0 days | 1,924 sqft |
| 2022-06-01 | 0 days | 1,870 sqft |
| 2022-07-01 | 0 days | 1,978 sqft |
| 2022-08-01 | 0 days | 1,973 sqft |
| 2022-09-01 | 0 days | 1,922 sqft |
| 2022-10-01 | 0 days | 1,937 sqft |
| 2022-11-01 | 0 days | 1,912 sqft |
| 2022-12-01 | 0 days | 1,913 sqft |
| 2023-01-01 | 0 days | 1,863 sqft |
| 2023-02-01 | 0 days | 1,861 sqft |
| 2023-03-01 | 0 days | 1,894 sqft |
| 2023-04-01 | 0 days | 1,908 sqft |
| 2023-05-01 | 0 days | 1,917 sqft |
| 2023-06-01 | 0 days | 1,953 sqft |
| 2023-07-01 | 0 days | 1,933 sqft |
| 2023-08-01 | 0 days | 1,974 sqft |
| 2023-09-01 | 0 days | 1,960 sqft |
| 2023-10-01 | 0 days | 1,931 sqft |
| 2023-11-01 | 0 days | 1,935 sqft |
| 2023-12-01 | 0 days | 1,927 sqft |
| 2024-01-01 | 0 days | 1,901 sqft |
| 2024-02-01 | 0 days | 1,939 sqft |
| 2024-03-01 | 0 days | 1,952 sqft |
| 2024-04-01 | 0 days | 1,977 sqft |
| 2024-05-01 | 0 days | 2,003 sqft |
| 2024-06-01 | 0 days | 2,016 sqft |
| 2024-07-01 | 0 days | 2,009 sqft |
| 2024-08-01 | 0 days | 1,979 sqft |
| 2024-09-01 | 0 days | 1,896 sqft |
| 2024-10-01 | 0 days | 1,870 sqft |
| 2024-11-01 | 0 days | 1,850 sqft |
| 2024-12-01 | 0 days | 1,833 sqft |
| 2025-01-01 | 0 days | 1,830 sqft |
| 2025-02-01 | 0 days | 1,815 sqft |
| 2025-03-01 | 0 days | 1,861 sqft |
| 2025-04-01 | 0 days | 1,880 sqft |
| 2025-05-01 | 0 days | 1,890 sqft |
| 2025-06-01 | 0 days | 1,899 sqft |
| 2025-07-01 | 0 days | 1,889 sqft |
| 2025-08-01 | 0 days | 1,867 sqft |
| 2025-09-01 | 0 days | 1,863 sqft |
| 2025-10-01 | 0 days | 1,841 sqft |
| 2025-11-01 | 0 days | 1,834 sqft |
| 2025-12-01 | 0 days | 1,805 sqft |
| 2026-01-01 | 0 days | 1,804 sqft |
| 2026-02-01 | 0 days | 1,828 sqft |
| 2026-03-01 | 0 days | 1,850 sqft |
| 2026-04-01 | 0 days | 1,878 sqft |
| 2026-05-01 | 0 days | 1,888 sqft |
| 2026-06-01 | 0 days | 1,917 sqft |
| 2026-07-01 | 0 days | 1,904 sqft |
| 2026-08-01 | 0 days | 1,917 sqft |
| 2026-09-01 | 0 days | 1,918 sqft |
| 2026-10-01 | 0 days | 1,923 sqft |
SHERMAN - DENISON's median listing age (time on market) for 2026-10-01 was 0 days.
SHERMAN - DENISON's median square footage for active listings during the 2026-10-01 period was 1,923 sqft. One year prior, the average listing was 1,841 sqft.
SHERMAN - DENISON's median square footage for active listings during the 2026-10-01 period was 1,923 sqft. One year prior, the average listing was 1,841 sqft.
SHERMAN-DENISON, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,651 | $840,515,000 | $317,056 |
| Refi | 563 | $243,735,000 | $432,922 |
| Cash Out Refi | 422 | $100,110,000 | $237,227 |
| Other | 201 | $61,355,000 | $305,249 |
| Home Improvement | 151 | $22,765,000 | $150,762 |
| NA | 1 | $75,000 | $75,000 |
Sherman - Denison's most frequently cited loan purpose was Home Purchase, with 2,651 originations. The 2nd most popular reason was Refi, with 563 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,599 | $520,985,000 | $325,819 |
| 5-6% | 753 | $305,845,000 | $406,169 |
| 7-8% | 708 | $224,580,000 | $317,203 |
| Over 8% | 369 | $66,095,000 | $179,119 |
| 4-5% | 309 | $91,405,000 | $295,809 |
| 3-4% | 84 | $22,090,000 | $262,976 |
| <2.5% | 50 | $1,170,000 | $23,400 |
| 2.5-3% | 3 | $1,135,000 | $378,333 |
During 2025, Sherman - Denison's most frequently originated rate bucket was 6-7%, with 1,599 originations.
Loan Sizing (SHERMAN-DENISON, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,790 | $506,960,000 | $283,218 |
| $100k-200k | 985 | $150,675,000 | $152,970 |
| $400k-600k | 539 | $260,085,000 | $482,532 |
| $100,000 or less | 392 | $22,090,000 | $56,352 |
| $600k-1000k | 218 | $154,840,000 | $710,275 |
| $Over $1MM | 65 | $173,905,000 | $2,675,462 |
SHERMAN - DENISON's loan sizing saw the bucket of loans from $200k-400k with 1,790 originations, totaling $506,960,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,733 | $586,055,000 | $338,174 |
| 60-80% | 1,036 | $365,590,000 | $352,886 |
| 40-60% | 377 | $115,585,000 | $306,592 |
| 20-40% | 311 | $51,585,000 | $165,868 |
| Under 20% | 255 | $17,135,000 | $67,196 |
| Over 100% | 84 | $69,410,000 | $826,310 |
SHERMAN - DENISON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,733 originations, totaling $586,055,000 in origination value.