Brookhollow Mortgage Services Ltd Rates, Fees & Info

HOUSTON, TX

LEI: 5493003GO99ZQDTH5407

Tax ID: 32-0306914

3.7 stars - Updated: 4/5/25 - out of 5 stars, based on 27 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Brookhollow Mortgage Services Ltd is a smaller mortgage company specializing in Home Purchase loans. Brookhollow Mortgage Services Ltd has a high proportion of conventional loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: Dallas, Phoenix, San Antonio, Greeley, and Denver among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Brookhollow Mortgage Services Ltd has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Brookhollow Mortgage Services Ltd is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.63% 4/5/25
    30 Year FHA Purchase 6.46% 4/5/25
    30 Year VA Purchase 5.77% 4/5/25
    15 Year Conventional Purchase 5.89% 4/5/25
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Brookhollow Mortgage Services Ltd Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Brookhollow Mortgage Services Ltd. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    752

    Origination Dollar Volume (All Markets)

    $308,420,000
    Show all (13) awards

    Relative Rate

    Brookhollow Mortgage Services Ltd's average 30 year fixed mortgage rate was 6.05%.

    The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

    This yields a difference of -0.5%.

    Relative Fees (Closing Costs)

    Brookhollow Mortgage Services Ltd's average total fees/closing costs for a 30 year fixed rate mortgage were $11,148.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 337 $134,505,000 $399,125 $11,206 6.43%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 158 $66,770,000 $422,595 $12,246 5.69%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 172 $65,260,000 $379,419 $10,128 5.49%
    GREELEY, CO (FHA|USDA|VA) 27 $15,295,000 $566,481 $8,708 6.29%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 20 $11,770,000 $588,500 $8,608 6.12%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 23 $8,515,000 $370,217 $11,944 6.46%
    FORT COLLINS, CO (FHA|USDA|VA) 14 $5,960,000 $425,714 $6,895 6.18%
    JACKSONVILLE, FL (FHA|USDA|VA) 1 $345,000 $345,000 $7,224 5.88%
    Brookhollow Mortgage Services Ltd's top markets include Dallas, Phoenix, San Antonio, Greeley, and Denver among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against BROOKHOLLOW MORTGAGE SERVICES LTD based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    GSB MORTGAGE, INC.
    Similarity Rank: 133
    First Credit Union
    Similarity Rank: 180
    SMART CHOICE MORTGAGE, A TEXAS LIMITED LIABILITY C
    Similarity Rank: 237
    Bankers Trust Company
    Similarity Rank: 380
    DATCU
    Similarity Rank: 468
    UNIVERSAL LENDING CORPORATION
    Similarity Rank: 504
    CREDIT UNION WEST
    Similarity Rank: 648
    OneAZ Credit Union
    Similarity Rank: 732
    HOME FINANCING UNLIMITED, INC.
    Similarity Rank: 770
    ARIZONA CENTRAL
    Similarity Rank: 780

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 391 $154,455,000 $395,026 $7,712 6.44%
    FHA 240 $100,070,000 $416,958 $16,510 5.64%
    VA 121 $53,895,000 $445,413 $9,910 5.56%

    For 2024, Brookhollow Mortgage Services Ltd's most frequently originated type of loan was Conventional, with 391 originations. Their 2nd most popular type was FHA, with 240 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 752 $308,420,000 $410,133 $10,969 6.04%

    For 2024, Brookhollow Mortgage Services Ltd's most frequently cited loan purpose was Home Purchase, with 752 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 729 $302,175,000 $414,506 $11,148 6.05%
    15 Year 18 $5,200,000 $288,889 $4,820 5.90%
    10 Year 2 $350,000 $175,000 $4,557 5.88%
    20 Year 2 $690,000 $345,000 $5,387 6.13%
    3 Year 1 $5,000 $5,000 $0 0.00%

    For 2024, Brookhollow Mortgage Services Ltd's most frequently cited loan duration was 30 Year, with 729 originations. The 2nd most popular length was 15 Year, with 18 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 298 $131,640,000 $441,745
    $<1k 198 $72,770,000 $367,525
    $1k-2k 182 $75,990,000 $417,527
    $4k-5k 26 $9,130,000 $351,154
    $2k-3k 13 $6,195,000 $476,538
    $3k-4k 13 $6,585,000 $506,538

    Brookhollow Mortgage Services Ltd's average total fees were $11,148, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 298 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 275 $117,545,000 $427,436
    5-6% 269 $107,315,000 $398,941
    7-8% 85 $35,565,000 $418,412
    4-5% 84 $33,440,000 $398,095
    3-4% 32 $13,060,000 $408,125
    Over 8% 5 $1,405,000 $281,000
    2.5-3% 1 $85,000 $85,000
    <2.5% 1 $5,000 $5,000

    During 2024, Brookhollow Mortgage Services Ltd's average interest rate for loans was 6.05%, while their most frequently originated rate bucket for loans was 6-7%, with 275 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $400k-600k 333 $158,825,000 $476,952 $12,853 6.08%
    $200k-400k 327 $108,695,000 $332,401 $10,112 6.02%
    $600k-1MM 52 $35,300,000 $678,846 $10,756 6.26%
    $100k-200k 35 $5,305,000 $151,571 $1,715 5.86%
    $100,000 or less 5 $295,000 $59,000 $810 4.00%

    2024 saw Brookhollow Mortgage Services Ltd place emphasis on $400k-600k loans with 333 originations, totaling $158,825,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 297 $122,405,000 $412,138 $12,418 6.08%
    $150k-250k 215 $97,945,000 $455,558 $10,929 6.28%
    $75k-100k 123 $43,325,000 $352,236 $9,522 5.61%
    $250k+ 58 $27,590,000 $475,690 $9,850 6.39%
    $50k-75k 55 $16,595,000 $301,727 $8,224 5.59%
    $50k or less 4 $560,000 $140,000 $922 4.66%

    Brookhollow Mortgage Services Ltd lent most frequently to those with incomes in the $100k-150k range, with 297 originations. The second most popular income band? $150k-250k, with 215 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 154 $62,140,000 $403,506 $10,917 5.96%
    50-60% 111 $48,535,000 $437,252 $14,207 5.72%
    30-36% 77 $30,525,000 $396,429 $9,869 6.24%
    20-30% 56 $19,550,000 $349,107 $7,567 5.88%
    49% 41 $16,115,000 $393,049 $10,223 5.94%
    48% 34 $15,360,000 $451,765 $11,040 6.25%
    46% 31 $12,945,000 $417,581 $10,622 6.16%
    41% 31 $12,555,000 $405,000 $11,797 5.73%
    44% 30 $12,760,000 $425,333 $10,073 6.02%
    47% 29 $12,715,000 $438,448 $12,290 6.36%
    40% 26 $10,930,000 $420,385 $8,070 5.99%
    45% 25 $11,195,000 $447,800 $11,346 6.44%
    42% 22 $9,100,000 $413,636 $9,423 6.43%
    43% 22 $9,100,000 $413,636 $11,370 6.19%
    39% 17 $6,945,000 $408,529 $11,613 6.25%
    36% 17 $6,285,000 $369,706 $10,181 6.29%
    37% 12 $4,470,000 $372,500 $11,163 6.26%
    38% 11 $4,535,000 $412,273 $8,959 6.57%
    >60% 6 $2,660,000 $443,333 $14,295 5.81%

    Brookhollow Mortgage Services Ltd lent most frequently to those with DTI ratios of <20%, with 154 originations. The next most common DTI ratio? 50-60%, with 111 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 372 $150,790,000 $405,349 $10,495 5.87%
    Asian 127 $51,295,000 $403,898 $10,817 6.57%
    Not provided 100 $41,020,000 $410,200 $11,074 5.92%
    Black 94 $40,190,000 $427,553 $12,525 6.10%
    Asian Indian 20 $8,330,000 $416,500 $10,461 6.52%
    American Indian 18 $8,080,000 $448,889 $13,483 5.44%
    Other Asian 7 $3,145,000 $449,286 $7,408 6.52%
    Vietnamese 4 $1,630,000 $407,500 $11,552 6.63%
    Filipino 3 $1,125,000 $375,000 $15,178 5.21%
    Native Hawaiian or Islander 2 $860,000 $430,000 $20,421 5.13%
    Other Pacific Islander 2 $770,000 $385,000 $9,806 5.06%
    Chinese 1 $555,000 $555,000 $8,255 7.13%
    Korean 1 $355,000 $355,000 $16,566 6.25%
    Japanese 1 $275,000 $275,000 $2,647 6.88%

    Approval Rates

    Total approvals of all applications
    99.31%

    Brookhollow Mortgage Services Ltd has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    85.24%

    Brookhollow Mortgage Services Ltd has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 752 $308,420,000 $410,133

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    752 $308,420,000 $410,133

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 30 $5,140,000 $171,333 $2,244 5.77%
    40-60% 42 $10,410,000 $247,857 $4,356 6.00%
    60-80% 133 $51,655,000 $388,383 $7,850 6.38%
    80-100% 509 $226,705,000 $445,393 $12,473 6.01%
    Over 100% 31 $13,985,000 $451,129 $17,059 5.72%
    Under 20% 7 $525,000 $75,000 $684 4.86%