The Security National Bank Of Sioux City Iowa Mortgage Rates, Fees & Info
Sioux City, IALEI: 5493003QPO86QUI9FJ04
Tax ID: 42-0943319
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Security National Bank Of Sioux City Iowa is a smaller bank specializing in Home Purchase loans. The Security National Bank Of Sioux City Iowa has a high proportion of conventional loans. Their top markets by origination volume include: Sioux City, Spearfish, Crestview, Boise City, and Sioux Falls among others. We have data for 18 markets. (Some data included below & more in-depth data is available with an active subscription.)The Security National Bank Of Sioux City Iowa has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
316Origination Dollar Volume (All Markets)
$59,740,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 242 | $42,040,000 | $173,719 | $0 | 0.00% |
| Outside of Metro Areas | 49 | $7,715,000 | $157,449 | $0 | 0.00% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $1,670,000 | $835,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $1,655,000 | $1,655,000 | $0 | 0.00% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 0.00% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 0.00% |
| Yankton, SD (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 0.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 0.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 316 | $59,740,000 | $189,051 | $0 | 0.00% |
For 2022, The Security National Bank Of Sioux City Iowa's most frequently originated type of loan was Conventional, with 316 originations.
Loan Reason
For 2022, The Security National Bank Of Sioux City Iowa's most frequently cited loan purpose was Home Purchase, with 148 originations. The 2nd most popular reason was Refi, with 74 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 316 | $59,740,000 | $189,051 | $0 | 0.00% |
For 2022, The Security National Bank Of Sioux City Iowa's most frequently cited loan duration was Other, with 316 originations.
Loan Sizing
2022 saw The Security National Bank Of Sioux City Iowa place emphasis on $100,000 or less loans with 144 originations, totaling $6,770,000 in origination value.
Applicant Income
The Security National Bank Of Sioux City Iowa lent most frequently to those with incomes in the $100k-150k range, with 61 originations. The second most popular income band? $75k-100k, with 46 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 316 | $59,740,000 | $189,051 | $0 | 0.00% |
The Security National Bank Of Sioux City Iowa lent most frequently to those with DTI ratios of Exempt%, with 316 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.09%
The Security National Bank Of Sioux City Iowa has an average approval rate.
Pick Rate
Approvals leading to origination76.58%
The Security National Bank Of Sioux City Iowa has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 316 | $59,740,000 | $189,051 |