Liberty National Bank Mortgage Rates, Fees & InfoLawton, OK
Tax ID: 73-0138430
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewLiberty National Bank is a smaller bank specializing in Home Purchase and Refi loans. Liberty National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Oklahoma City, Dallas, Lawton, Amarillo, and Austin among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)
Liberty National Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Origination Dollar Volume (All Markets)$66,500,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|OKLAHOMA CITY, OK (FHA|USDA|VA)||59||$24,065,000||$407,881||$0||0.00%|
|Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA)||25||$9,085,000||$363,400||$0||0.00%|
|LAWTON, OK (FHA|USDA|VA)||54||$8,940,000||$165,556||$0||0.00%|
|AMARILLO, TX (FHA|USDA|VA)||1||$7,535,000||$7,535,000||$0||0.00%|
|AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA)||1||$3,905,000||$3,905,000||$0||0.00%|
|CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA)||4||$3,560,000||$890,000||$0||0.00%|
|Gainesville, TX (FHA|USDA|VA)||1||$2,465,000||$2,465,000||$0||0.00%|
|North Port-Sarasota-Bradenton, FL (FHA|USDA|VA)||3||$1,825,000||$608,333||$0||0.00%|
|Woodward, OK (FHA|USDA|VA)||1||$1,705,000||$1,705,000||$0||0.00%|
|Duncan, OK (FHA|USDA|VA)||16||$1,510,000||$94,375||$0||0.00%|
|Outside of Metro Areas||5||$935,000||$187,000||$0||0.00%|
|TULSA, OK (FHA|USDA|VA)||2||$400,000||$200,000||$0||0.00%|
|Altus, OK (FHA|USDA|VA)||1||$365,000||$365,000||$0||0.00%|
|Stillwater, OK (FHA|USDA|VA)||1||$205,000||$205,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Liberty National Bank's most frequently originated type of loan was Conventional, with 174 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Liberty National Bank's most frequently cited loan purpose was Home Purchase, with 128 originations. The 2nd most popular reason was Refi, with 33 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Liberty National Bank's most frequently cited loan duration was Other, with 174 originations.
2022 saw Liberty National Bank place emphasis on $100,000 or less loans with 57 originations, totaling $3,505,000 in origination value.
Liberty National Bank lent most frequently to those with incomes in the $150k-250k range, with 21 originations. The second most popular income band? $100k-150k, with 18 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Liberty National Bank lent most frequently to those with DTI ratios of Exempt%, with 174 originations.
Approval RatesTotal approvals of all applications
Liberty National Bank has an average approval rate.
Pick RateApprovals leading to origination
Liberty National Bank has an average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|