Liberty National Bank Mortgage Rates, Fees & Info
Lawton, OKLEI: 549300465MKS092D5K02
Tax ID: 73-0138430
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Liberty National Bank is a smaller bank specializing in Home Purchase and Refi loans. Liberty National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Oklahoma City, Dallas, Lawton, Amarillo, and Austin among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)Liberty National Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
174Origination Dollar Volume (All Markets)
$66,500,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 59 | $24,065,000 | $407,881 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 25 | $9,085,000 | $363,400 | $0 | 0.00% |
| LAWTON, OK (FHA|USDA|VA) | 54 | $8,940,000 | $165,556 | $0 | 0.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $7,535,000 | $7,535,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $3,905,000 | $3,905,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $3,560,000 | $890,000 | $0 | 0.00% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $2,465,000 | $2,465,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $1,825,000 | $608,333 | $0 | 0.00% |
| Woodward, OK (FHA|USDA|VA) | 1 | $1,705,000 | $1,705,000 | $0 | 0.00% |
| Duncan, OK (FHA|USDA|VA) | 16 | $1,510,000 | $94,375 | $0 | 0.00% |
| Outside of Metro Areas | 5 | $935,000 | $187,000 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 0.00% |
| Altus, OK (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 174 | $66,500,000 | $382,184 | $0 | 0.00% |
For 2022, Liberty National Bank's most frequently originated type of loan was Conventional, with 174 originations.
Loan Reason
For 2022, Liberty National Bank's most frequently cited loan purpose was Home Purchase, with 128 originations. The 2nd most popular reason was Refi, with 33 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 174 | $66,500,000 | $382,184 | $0 | 0.00% |
For 2022, Liberty National Bank's most frequently cited loan duration was Other, with 174 originations.
Loan Sizing
2022 saw Liberty National Bank place emphasis on $100,000 or less loans with 57 originations, totaling $3,505,000 in origination value.
Applicant Income
Liberty National Bank lent most frequently to those with incomes in the $150k-250k range, with 21 originations. The second most popular income band? $100k-150k, with 18 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 174 | $66,500,000 | $382,184 | $0 | 0.00% |
Liberty National Bank lent most frequently to those with DTI ratios of Exempt%, with 174 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.34%
Liberty National Bank has an average approval rate.
Pick Rate
Approvals leading to origination92.53%
Liberty National Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 174 | $66,500,000 | $382,184 |