Bay City Mortgage Rates
30 Year Fixed Rate mortgages in Bay City averaged
6.17%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.48% and
one month ago for the week of 2022-05-26, the
average rate was 5.57%.
Bay City's average rate one year ago was 3.21%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.88%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Bay City 30 Year Fixed Rate | 2022-06-30 | 6.17% |
| Bay City 30 Year Fixed Rate Refi | 2022-06-30 | 5.88% |
| Bay City 15 Year Fixed Rate | 2022-06-30 | 5.63% |
| Bay City 15 Year Fixed Rate Refi | 2022-06-30 | 5.02% |
| Bay City 30 Year FHA | 2022-06-30 | 5.77% |
| Bay City 30 Year FHA Refi | 2022-06-30 | 5.77% |
| Bay City 30 Year USDA | 2022-06-30 | 5.79% |
| Bay City 30 Year USDA Refi | 2022-06-30 | 5.5% |
| Bay City 30 Year VA | 2022-06-30 | 5.69% |
| Bay City 30 Year VA Refi | 2022-06-30 | 5.32% |
Bay City Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Bay City, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Bay City, TX's 83 lenders originated 775
loans during 2021. The total origination value was $157,855,000, with an average loan value of
$203,684.
The top Bay City lender as defined by loan originations is Gateway First Bank, with
53 loans originated. Their average total fees are
$3,978, which is $802
lower than the next largest lender,
TEXAS DOW EMPLOYEES CREDIT UNION.
The lowest fee Bay City lenders (with over 10 loans originated) are
Gateway First Bank ($3,978), QUICKEN LOANS, LLC ($4,660), TEXAS DOW EMPLOYEES CREDIT UNION ($4,780), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($4,781) and AMCAP MORTGAGE, LTD. ($6,643).
The lowest rate Bay City lenders (with over 10 loans originated) are
Gateway First Bank (3.13%), QUICKEN LOANS, LLC (3.15%), AMCAP MORTGAGE, LTD. (3.24%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (3.32%) and SOUTHWEST FUNDING, LP (3.32%).
Bay City, TX Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Gateway First Bank | $33,140,000 | $25,830,000 | -22.1% | 16.4% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $13,225,000 | $11,620,000 | -12.1% | 7.4% |
| Prosperity Bank | $8,195,000 | $10,715,000 | 30.8% | 6.8% |
| QUICKEN LOANS, LLC | $8,060,000 | $10,665,000 | 32.3% | 6.8% |
| SOUTHWEST FUNDING, LP | $6,550,000 | n/a | 4.1% | |
| FREEDOM MORTGAGE CORPORATION | $7,020,000 | $4,965,000 | -29.3% | 3.1% |
| AMCAP MORTGAGE, LTD. | $2,060,000 | $4,580,000 | 122.3% | 2.9% |
| Independent Bank | $325,000 | $4,330,000 | 1,232.3% | 2.7% |
| Arbor Realty Trust, Inc. | $3,825,000 | n/a | 2.4% | |
| Origin Bank | $3,605,000 | n/a | 2.3% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $185,000 | $3,555,000 | 1,821.6% | 2.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $1,170,000 | $2,230,000 | 90.6% | 1.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,910,000 | $2,135,000 | 11.8% | 1.4% |
| Wells Fargo Bank | $2,575,000 | $1,770,000 | -31.3% | 1.1% |
| LOANDEPOT.COM, LLC | $1,240,000 | $1,680,000 | 35.5% | 1.1% |
| First Financial Bank | $935,000 | $1,600,000 | 71.1% | 1.0% |
| Mortgage Research Center, LLC | $270,000 | $1,590,000 | 488.9% | 1.0% |
| 21ST MORTGAGE CORPORATION | $990,000 | $1,310,000 | 32.3% | 0.8% |
| JPMorgan Chase Bank | $1,315,000 | $1,260,000 | -4.2% | 0.8% |
| GUILD MORTGAGE COMPANY | $1,005,000 | $1,220,000 | 21.4% | 0.8% |
| CMG MORTGAGE, INC. | $1,190,000 | $1,215,000 | 2.1% | 0.8% |
| CommunityBank of Texas, N.A. | $1,205,000 | n/a | 0.8% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,840,000 | $1,175,000 | -36.1% | 0.7% |
| HOME POINT FINANCIAL CORPORATION | $285,000 | $1,170,000 | 310.5% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $320,000 | $1,170,000 | 265.6% | 0.7% |
| CERTAINTY HOME LOANS, LLC | $245,000 | $1,155,000 | 371.4% | 0.7% |
| BROKER SOLUTIONS, INC. | $1,100,000 | n/a | 0.7% | |
| PENNYMAC LOAN SERVICES, LLC | $830,000 | $1,075,000 | 29.5% | 0.7% |
| NATIONS RELIABLE LENDING, LLC | $345,000 | $1,060,000 | 207.2% | 0.7% |
| LAKEVIEW LOAN SERVICING, LLC | $135,000 | $1,005,000 | 644.4% | 0.6% |
| Flagstar Bank, FSB | $905,000 | $965,000 | 6.6% | 0.6% |
| AMERICAN FINANCIAL NETWORK, INC. | $115,000 | $945,000 | 721.7% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $810,000 | $920,000 | 13.6% | 0.6% |
| SECURITYNATIONAL MORTGAGE COMPANY | $135,000 | $920,000 | 581.5% | 0.6% |
| Network Funding, L.P. | $885,000 | $850,000 | -4.0% | 0.5% |
| Bank of America | $365,000 | $840,000 | 130.1% | 0.5% |
| Citizens Bank | $1,310,000 | $800,000 | -38.9% | 0.5% |
| First Mortgage Solutions, LLC | $735,000 | n/a | 0.5% | |
| HOMESIDE FINANCIAL, LLC | $725,000 | n/a | 0.5% | |
| Paramount Residential Mortgage Group, Inc. | $350,000 | $725,000 | 107.1% | 0.5% |
| SENTE MORTGAGE, INC. | $780,000 | $720,000 | -7.7% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $415,000 | $710,000 | 71.1% | 0.4% |
| GUARANTEED RATE, INC. | $700,000 | n/a | 0.4% | |
| RANDOLPH-BROOKS | $65,000 | $700,000 | 976.9% | 0.4% |
| CORNERSTONE HOME LENDING, INC. | $255,000 | $655,000 | 156.9% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $675,000 | $645,000 | -4.4% | 0.4% |
| MEMBER HOME LOAN, L.L.C. | $500,000 | $640,000 | 28.0% | 0.4% |
| ROYAL UNITED MORTGAGE LLC | $95,000 | $610,000 | 542.1% | 0.4% |
| First Guaranty Mortgage Corporation | $145,000 | $605,000 | 317.2% | 0.4% |
| UBS Bank USA | $595,000 | n/a | 0.4% | |
| AmeriHome Mortgage Company, LLC | $245,000 | $580,000 | 136.7% | 0.4% |
| CALIBER HOME LOANS, INC. | $1,125,000 | $555,000 | -50.7% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $735,000 | $550,000 | -25.2% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $770,000 | $530,000 | -31.2% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $665,000 | $530,000 | -20.3% | 0.3% |
| BancorpSouth Bank | $1,400,000 | $520,000 | -62.9% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $105,000 | $515,000 | 390.5% | 0.3% |
| Zions Bancorporation, N.A. | $555,000 | $500,000 | -9.9% | 0.3% |
| Wallick & Volk, Inc. | $250,000 | $485,000 | 94.0% | 0.3% |
| Goldwater Bank, N.A. | $965,000 | $475,000 | -50.8% | 0.3% |
| PNC Bank | $475,000 | n/a | 0.3% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $450,000 | n/a | 0.3% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $410,000 | n/a | 0.3% | |
| FBC MORTGAGE, LLC | $155,000 | $405,000 | 161.3% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $400,000 | $390,000 | -2.5% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $390,000 | n/a | 0.2% | |
| S1L, Inc. | $380,000 | n/a | 0.2% | |
| USAA Federal Savings Bank | $425,000 | $380,000 | -10.6% | 0.2% |
| Carrington Mortgage Services, LLC | $95,000 | $360,000 | 278.9% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $360,000 | n/a | 0.2% | |
| Commerce Home Mortgage, Inc. | $355,000 | n/a | 0.2% | |
| GUARANTEED RATE AFFINITY, LLC | $310,000 | $345,000 | 11.3% | 0.2% |
| LOANPAL, LLC | $345,000 | n/a | 0.2% | |
| AMERICAN ADVISORS GROUP | $120,000 | $335,000 | 179.2% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $135,000 | $335,000 | 148.1% | 0.2% |
| Ally Bank | $215,000 | $325,000 | 51.2% | 0.2% |
| CHERRY CREEK MORTGAGE, LLC | $325,000 | n/a | 0.2% | |
| COUNTRYPLACE MORTGAGE, LTD. | $325,000 | n/a | 0.2% | |
| Encompass Lending Group, LP | $325,000 | n/a | 0.2% | |
| GSF Mortgage Corporation | $315,000 | n/a | 0.2% | |
| SOUTHWEST STAGE FUNDING, LLC | $85,000 | $315,000 | 270.6% | 0.2% |
| First Community Bank | $310,000 | n/a | 0.2% | |
| HOMEXPRESS MORTGAGE CORP. | $310,000 | n/a | 0.2% | |
| PENTAGON FEDERAL CREDIT UNION | $205,000 | $310,000 | 51.2% | 0.2% |
| Gulf Coast Bank and Trust Company | $305,000 | n/a | 0.2% | |
| The First National Bank of McGregor | $305,000 | n/a | 0.2% | |
| UNIVERSITY Federal Credit Union | $300,000 | n/a | 0.2% | |
| LENDINGHOME FUNDING CORPORATION | $295,000 | n/a | 0.2% | |
| DIRECTIONS EQUITY, LLC | $285,000 | n/a | 0.2% | |
| FIRST COMMUNITY CREDIT UNION | $195,000 | $285,000 | 46.2% | 0.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | $280,000 | n/a | 0.2% | |
| AMERICAN FINANCING CORPORATION | $175,000 | $275,000 | 57.1% | 0.2% |
| First Bank | $255,000 | n/a | 0.2% | |
| MID AMERICA MORTGAGE, INC. | $255,000 | n/a | 0.2% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $325,000 | $250,000 | -23.1% | 0.2% |
| International Bank of Commerce | $165,000 | $240,000 | 45.5% | 0.2% |
| TOTAL MORTGAGE SERVICES, LLC | $235,000 | n/a | 0.1% | |
| BARTON CREEK LENDING GROUP, LLC | $225,000 | n/a | 0.1% | |
| BRAZOS VALLEY SCHOOLS | $205,000 | $225,000 | 9.8% | 0.1% |
| Metro City Bank | $225,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $530,000 | $225,000 | -57.5% | 0.1% |
| UNITED BUILT HOMES, L.L.C. | $390,000 | $225,000 | -42.3% | 0.1% |
| LIMA ONE CAPITAL, LLC | $220,000 | n/a | 0.1% | |
| U.S. Bank | $145,000 | $215,000 | 48.3% | 0.1% |
| H E B | $280,000 | $210,000 | -25.0% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $210,000 | n/a | 0.1% | |
| Austin Capital Bank SSB | $550,000 | $205,000 | -62.7% | 0.1% |
| CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION | $205,000 | n/a | 0.1% | |
| Eagle Bank and Trust Company | $205,000 | n/a | 0.1% | |
| SECURITY SERVICE | $205,000 | n/a | 0.1% | |
| FIRST SERVICE Credit Union | $115,000 | $200,000 | 73.9% | 0.1% |
| Amerifirst Financial, Inc. | $195,000 | n/a | 0.1% | |
| ASPIRE FINANCIAL, INC. | $420,000 | $195,000 | -53.6% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $465,000 | $195,000 | -58.1% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $185,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $175,000 | n/a | 0.1% | |
| First Internet Bank of Indiana | $175,000 | n/a | 0.1% | |
| GIBRALTAR MORTGAGE SERVICES, LLC | $370,000 | $175,000 | -52.7% | 0.1% |
| Regions Bank | $630,000 | $175,000 | -72.2% | 0.1% |
| Texas Mortgage Lending, LLC | $145,000 | $175,000 | 20.7% | 0.1% |
| THRIVE MORTGAGE, LLC | $1,370,000 | $175,000 | -87.2% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $300,000 | $165,000 | -45.0% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $165,000 | n/a | 0.1% | |
| First National Bank in Port Lavaca | $165,000 | n/a | 0.1% | |
| INFINITY MORTGAGE HOLDINGS, LLC | $165,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $165,000 | n/a | 0.1% | |
| MEMBERS CHOICE Credit Union | $165,000 | n/a | 0.1% | |
| Spirit of Texas Bank, SSB | $165,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $480,000 | $155,000 | -67.7% | 0.1% |
| Citizens State Bank | $300,000 | $155,000 | -48.3% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $155,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $155,000 | n/a | 0.1% | |
| Wolfe Financial, Inc | $155,000 | $155,000 | 0.0% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $270,000 | $135,000 | -50.0% | 0.1% |
| SWBC MORTGAGE CORPORATION | $360,000 | $135,000 | -62.5% | 0.1% |
| Texas Bank Financial | $135,000 | n/a | 0.1% | |
| AMPLIFY | $125,000 | n/a | 0.1% | |
| Great Southern Bank | $125,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $125,000 | n/a | 0.1% | |
| Victorian Finance, LLC | $125,000 | n/a | 0.1% | |
| Ennis State Bank | $115,000 | n/a | 0.1% | |
| Extraco Banks | $115,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $115,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $115,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $125,000 | $115,000 | -8.0% | 0.1% |
| NEWREZ LLC | $245,000 | $110,000 | -55.1% | 0.1% |
| Chicago Mortgage Solutions LLC | $105,000 | n/a | 0.1% | |
| INTERLINC MORTGAGE SERVICES, LLC | $125,000 | $105,000 | -16.0% | 0.1% |
| RB MORTGAGE LLC | $105,000 | n/a | 0.1% | |
| Frontier Bank of Texas | $95,000 | n/a | 0.1% | |
| Nations Lending Corporation | $175,000 | $85,000 | -51.4% | 0.1% |
| BBVA USA | $105,000 | $75,000 | -28.6% | 0.0% |
| Comerica Bank | $75,000 | n/a | 0.0% | |
| Truist Bank | $75,000 | n/a | 0.0% | |
| Crossroads Bank | $45,000 | n/a | 0.0% |
Bay City's top lender by overall market share is Gateway First Bank, with 16.4% market share. In second place, with 7.4%, is TEXAS DOW EMPLOYEES CREDIT UNION, having originated $11,620,000 in loans. In third place, with 6.8%, is Prosperity Bank, having originated $10,715,000 in loans. In third place, with 6.8%, is QUICKEN LOANS, LLC, having originated $10,665,000 in loans. In third place, with 4.1%, is SOUTHWEST FUNDING, LP, having originated $6,550,000 in loans.
Bay City, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 437 | $90,375,000 | $206,808 |
| Refi | 242 | $44,590,000 | $184,256 |
| Cash Out Refi | 79 | $20,415,000 | $258,418 |
| Other | 9 | $1,535,000 | $170,556 |
| Home Improvement | 8 | $940,000 | $117,500 |
Bay City's most frequently cited loan purpose was Home Purchase, with 437 originations. The 2nd most popular reason was Refi, with 242 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 285 | $63,395,000 | $222,439 |
| 2.5-3% | 235 | $47,155,000 | $200,660 |
| <2.5% | 133 | $25,335,000 | $190,489 |
| 4-5% | 71 | $14,465,000 | $203,732 |
| Over 8% | 13 | $1,355,000 | $104,231 |
| 6-7% | 9 | $795,000 | $88,333 |
| 5-6% | 9 | $1,635,000 | $181,667 |
| 7-8% | 7 | $1,075,000 | $153,571 |
During 2021, Bay City's most frequently originated rate bucket was 3-4%, with 285 originations.
Loan Sizing (Bay City, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 387 | $58,525,000 | $151,227 |
| $200k-400k | 257 | $69,595,000 | $270,798 |
| $100,000 or less | 106 | $7,230,000 | $68,208 |
| $400k-600k | 21 | $9,665,000 | $460,238 |
| $Over $1MM | 4 | $12,840,000 | $3,210,000 |
Bay City's loan sizing saw the bucket of loans from $100k-200k with 387 originations, totaling $58,525,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 387 | $75,885,000 | $196,085 |
| 60-80% | 230 | $52,680,000 | $229,043 |
| 40-60% | 69 | $11,395,000 | $165,145 |
| 20-40% | 21 | $6,375,000 | $303,571 |
| Over 100% | 10 | $1,780,000 | $178,000 |
| Under 20% | 9 | $155,000 | $17,222 |
Bay City's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 387 originations, totaling $75,885,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Bay City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $217,750 (1.3%) | $239,440 (2.7%) | 0.00 | 308 |
| 2018-02-01 | $219,900 (4.7%) | $244,191 (3.4%) | 0.00 | 315 |
| 2018-03-01 | $220,000 (10.0%) | $244,113 (3.5%) | 0.00 | 319 |
| 2018-04-01 | $232,250 (16.7%) | $244,379 (6.1%) | 0.00 | 321 |
| 2018-05-01 | $230,000 (15.6%) | $245,446 (7.0%) | 0.00 | 338 |
| 2018-06-01 | $230,000 (15.6%) | $249,544 (9.3%) | 0.00 | 352 |
| 2018-07-01 | $230,000 (7.0%) | $252,192 (7.5%) | 0.00 | 379 |
| 2018-08-01 | $227,000 (5.6%) | $251,540 (9.5%) | 0.00 | 390 |
| 2018-09-01 | $225,000 (3.2%) | $250,599 (8.3%) | 0.00 | 381 |
| 2018-10-01 | $220,000 (0.9%) | $246,526 (5.2%) | 0.00 | 377 |
| 2018-11-01 | $218,150 (0.1%) | $240,429 (1.4%) | 0.00 | 383 |
| 2018-12-01 | $216,500 (-1.4%) | $240,098 (-0.6%) | 0.00 | 378 |
| 2019-01-01 | $218,900 (0.5%) | $239,641 (0.1%) | 0.00 | 357 |
| 2019-02-01 | $216,500 (-1.6%) | $234,189 (-4.1%) | 0.00 | 365 |
| 2019-03-01 | $216,500 (-1.6%) | $236,182 (-3.3%) | 0.00 | 379 |
| 2019-04-01 | $215,750 (-7.1%) | $236,833 (-3.1%) | 0.00 | 403 |
| 2019-05-01 | $216,527 (-5.9%) | $237,270 (-3.3%) | 0.00 | 393 |
| 2019-06-01 | $214,900 (-6.6%) | $240,101 (-3.8%) | 0.00 | 389 |
| 2019-07-01 | $218,000 (-5.2%) | $246,249 (-2.4%) | 0.00 | 398 |
| 2019-08-01 | $219,214 (-3.4%) | $246,046 (-2.2%) | 0.00 | 375 |
| 2019-09-01 | $219,464 (-2.5%) | $242,932 (-3.1%) | 0.00 | 352 |
| 2019-10-01 | $222,400 (1.1%) | $245,442 (-0.4%) | 0.00 | 346 |
| 2019-11-01 | $209,900 (-3.8%) | $241,285 (0.4%) | 0.00 | 326 |
| 2019-12-01 | $205,000 (-5.3%) | $236,071 (-1.7%) | 0.00 | 311 |
| 2020-01-01 | $205,000 (-6.4%) | $234,778 (-2.0%) | 0.00 | 286 |
| 2020-02-01 | $209,000 (-3.5%) | $238,527 (1.9%) | 0.00 | 282 |
| 2020-03-01 | $213,450 (-1.4%) | $267,018 (13.1%) | 0.00 | 298 |
| 2020-04-01 | $207,000 (-4.1%) | $264,953 (11.9%) | 0.00 | 295 |
| 2020-05-01 | $214,900 (-0.8%) | $267,027 (12.5%) | 0.00 | 277 |
| 2020-06-01 | $217,000 (1.0%) | $268,653 (11.9%) | 0.00 | 267 |
| 2020-07-01 | $212,450 (-2.6%) | $259,486 (5.4%) | 0.00 | 243 |
| 2020-08-01 | $205,000 (-6.5%) | $251,407 (2.2%) | 0.00 | 214 |
| 2020-09-01 | $208,500 (-5.0%) | $248,914 (2.5%) | 0.00 | 196 |
| 2020-10-01 | $212,000 (-4.7%) | $262,189 (6.8%) | 0.00 | 207 |
| 2020-11-01 | $212,000 (1.0%) | $269,132 (11.5%) | 0.00 | 211 |
| 2020-12-01 | $215,000 (4.9%) | $272,763 (15.5%) | 0.00 | 199 |
| 2021-01-01 | $212,000 (3.4%) | $265,701 (13.2%) | 0.00 | 170 |
| 2021-02-01 | $205,000 (-1.9%) | $266,614 (11.8%) | 0.00 | 160 |
| 2021-03-01 | $209,450 (-1.9%) | $302,430 (13.3%) | 0.00 | 143 |
| 2021-04-01 | $210,950 (1.9%) | $298,144 (12.5%) | 0.00 | 140 |
| 2021-05-01 | $219,000 (1.9%) | $313,478 (17.4%) | 0.00 | 134 |
| 2021-06-01 | $234,950 (8.3%) | $326,196 (21.4%) | 0.00 | 117 |
| 2021-07-01 | $238,250 (12.1%) | $329,240 (26.9%) | 0.00 | 118 |
| 2021-08-01 | $249,950 (21.9%) | $323,167 (28.5%) | 0.00 | 123 |
| 2021-09-01 | $246,512 (18.2%) | $289,091 (16.1%) | 0.00 | 117 |
| 2021-10-01 | $255,000 (20.3%) | $294,774 (12.4%) | 0.00 | 115 |
| 2021-11-01 | $239,431 (12.9%) | $286,019 (6.3%) | 0.00 | 140 |
| 2021-12-01 | $235,000 (9.3%) | $288,203 (5.7%) | 0.00 | 157 |
| 2022-01-01 | $234,900 (10.8%) | $298,453 (12.3%) | 0.00 | 148 |
| 2022-02-01 | $232,500 (13.4%) | $302,867 (13.6%) | 0.00 | 144 |
| 2022-03-01 | $214,000 (2.2%) | $312,713 (3.4%) | 0.00 | 141 |
| 2022-04-01 | $249,999 (18.5%) | $355,785 (19.3%) | 0.00 | 155 |
| 2022-05-01 | $271,931 (24.2%) | $368,953 (17.7%) | 0.00 | 172 |
| 2022-06-01 | $260,600 (10.9%) | $367,564 (12.7%) | 0.00 | 186 |
Bay City's median listing price comes in at 0% of the national average.
Bay City's average listing price for 2022-06-01 was $367,564, a difference of $41,368 (12.7%) versus the prior year and $-1,389 versus the prior month.
For the 2022-06-01 period, Bay City had 186 MLS listings, a difference of 14 listings (8%) versus the prior month and 69 listings (59%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Bay City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,550 sqft |
| 2018-02-01 | 0 days | 1,512 sqft |
| 2018-03-01 | 0 days | 1,504 sqft |
| 2018-04-01 | 0 days | 1,491 sqft |
| 2018-05-01 | 0 days | 1,512 sqft |
| 2018-06-01 | 0 days | 1,566 sqft |
| 2018-07-01 | 0 days | 1,598 sqft |
| 2018-08-01 | 0 days | 1,607 sqft |
| 2018-09-01 | 0 days | 1,614 sqft |
| 2018-10-01 | 0 days | 1,600 sqft |
| 2018-11-01 | 0 days | 1,601 sqft |
| 2018-12-01 | 0 days | 1,620 sqft |
| 2019-01-01 | 0 days | 1,598 sqft |
| 2019-02-01 | 0 days | 1,566 sqft |
| 2019-03-01 | 0 days | 1,566 sqft |
| 2019-04-01 | 0 days | 1,566 sqft |
| 2019-05-01 | 0 days | 1,546 sqft |
| 2019-06-01 | 0 days | 1,572 sqft |
| 2019-07-01 | 0 days | 1,546 sqft |
| 2019-08-01 | 0 days | 1,561 sqft |
| 2019-09-01 | 0 days | 1,569 sqft |
| 2019-10-01 | 0 days | 1,585 sqft |
| 2019-11-01 | 0 days | 1,600 sqft |
| 2019-12-01 | 0 days | 1,572 sqft |
| 2020-01-01 | 0 days | 1,585 sqft |
| 2020-02-01 | 0 days | 1,582 sqft |
| 2020-03-01 | 0 days | 1,572 sqft |
| 2020-04-01 | 0 days | 1,603 sqft |
| 2020-05-01 | 0 days | 1,588 sqft |
| 2020-06-01 | 0 days | 1,572 sqft |
| 2020-07-01 | 0 days | 1,542 sqft |
| 2020-08-01 | 0 days | 1,600 sqft |
| 2020-09-01 | 0 days | 1,591 sqft |
| 2020-10-01 | 0 days | 1,647 sqft |
| 2020-11-01 | 0 days | 1,649 sqft |
| 2020-12-01 | 0 days | 1,638 sqft |
| 2021-01-01 | 0 days | 1,634 sqft |
| 2021-02-01 | 0 days | 1,559 sqft |
| 2021-03-01 | 0 days | 1,561 sqft |
| 2021-04-01 | 0 days | 1,543 sqft |
| 2021-05-01 | 0 days | 1,532 sqft |
| 2021-06-01 | 0 days | 1,557 sqft |
| 2021-07-01 | 0 days | 1,555 sqft |
| 2021-08-01 | 0 days | 1,577 sqft |
| 2021-09-01 | 0 days | 1,569 sqft |
| 2021-10-01 | 0 days | 1,560 sqft |
| 2021-11-01 | 0 days | 1,514 sqft |
| 2021-12-01 | 0 days | 1,485 sqft |
| 2022-01-01 | 0 days | 1,478 sqft |
| 2022-02-01 | 0 days | 1,544 sqft |
| 2022-03-01 | 0 days | 1,489 sqft |
| 2022-04-01 | 0 days | 1,549 sqft |
| 2022-05-01 | 0 days | 1,600 sqft |
| 2022-06-01 | 0 days | 1,561 sqft |
Bay City's median square footage for active listings during the 2022-06-01 period was 1,561 sqft. One year prior, the average listing was 1,557 sqft.
