First Northern Bank Of Dixon Mortgage Rates, Fees & Info
Dixon, CALEI: 5493005LNO5N4F760786
Tax ID: 94-0475380
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First Northern Bank Of Dixon is a smaller bank specializing in Home Purchase and Refi loans. First Northern Bank Of Dixon has a high proportion of conventional loans. Their top markets by origination volume include: Sacramento, Vallejo, Red Bluff, San Francisco, and Chico among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)First Northern Bank Of Dixon has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
80Origination Dollar Volume (All Markets)
$49,420,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 47 | $28,285,000 | $601,809 | $0 | 0.00% |
| VALLEJO, CA (FHA|USDA|VA) | 23 | $11,305,000 | $491,522 | $0 | 0.00% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $4,005,000 | $4,005,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $2,110,000 | $1,055,000 | $0 | 0.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $870,000 | $435,000 | $0 | 0.00% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| NAPA, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 80 | $49,420,000 | $617,750 | $0 | 0.00% |
For 2022, First Northern Bank Of Dixon's most frequently originated type of loan was Conventional, with 80 originations.
Loan Reason
For 2022, First Northern Bank Of Dixon's most frequently cited loan purpose was Home Purchase, with 38 originations. The 2nd most popular reason was Refi, with 16 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 80 | $49,420,000 | $617,750 | $0 | 0.00% |
For 2022, First Northern Bank Of Dixon's most frequently cited loan duration was Other, with 80 originations.
Loan Sizing
2022 saw First Northern Bank Of Dixon place emphasis on $200k-400k loans with 29 originations, totaling $8,945,000 in origination value.
Applicant Income
First Northern Bank Of Dixon lent most frequently to those with incomes in the $250k+ range, with 29 originations. The second most popular income band? $100k-150k, with 12 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 80 | $49,420,000 | $617,750 | $0 | 0.00% |
First Northern Bank Of Dixon lent most frequently to those with DTI ratios of Exempt%, with 80 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.83%
First Northern Bank Of Dixon has an average approval rate.
Pick Rate
Approvals leading to origination80.00%
First Northern Bank Of Dixon has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 80 | $49,420,000 | $617,750 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST CITIZENS BANCSHARES, INC. | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |