YUBA CITY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Yuba City averaged 5.58% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.33% and one month ago for the week of 2022-04-14, the average rate was 5.03%.

Yuba City's average rate one year ago was 3.41%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.34%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Yuba City 30 Year Fixed Rate 2022-05-19 5.58%
Yuba City 30 Year Fixed Rate Refi 2022-05-19 5.34%
Yuba City 15 Year Fixed Rate 2022-05-19 4.79%
Yuba City 15 Year Fixed Rate Refi 2022-05-19 4.48%
Yuba City 30 Year FHA 2022-05-19 5.2%
Yuba City 30 Year FHA Refi 2022-05-19 5.08%
Yuba City 30 Year USDA 2022-05-19 4.99%
Yuba City 30 Year USDA Refi 2022-05-19 5.23%
Yuba City 30 Year VA 2022-05-19 5.11%
Yuba City 30 Year VA Refi 2022-05-19 5%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YUBA CITY, CA.

YUBA CITY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the YUBA CITY, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
UNITED WHOLESALE MORTGAGE, LLC 597 3.01% $4,512
QUICKEN LOANS, LLC 473 3.01% $4,934
Hometown Lenders, Inc. 371 3.20% $4,601
FINANCE OF AMERICA MORTGAGE LLC 219 3.28% $4,515
LOANDEPOT.COM, LLC 142 3.01% $4,636
ROUNDPOINT MORTGAGE SERVICING CORPORATION 123 3.25% $4,303
HOME POINT FINANCIAL CORPORATION 118 2.97% $4,606
FREEDOM MORTGAGE CORPORATION 113 3.18% $3,877
CORNERSTONE HOME LENDING, INC. 113 3.11% $5,115
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 108 3.29% $5,872
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 99 3.24% $5,173
GUILD MORTGAGE COMPANY 97 3.23% $5,502
Wells Fargo Bank 93 3.15% $4,227
AMERICAN PACIFIC MORTGAGE CORPORATION 88 3.22% $4,970
AMERISAVE MORTGAGE CORPORATION 62 2.85% $4,843
CALIBER HOME LOANS, INC. 62 3.16% $4,864
Mr. Cooper ( Nationstar Mortgage ) 61 3.12% $4,639
ACADEMY MORTGAGE CORPORATION 55 3.36% $5,140
Sierra Central Credit Union 50 3.13% $3,639
JPMorgan Chase Bank 48 3.08% $3,393
EAGLE HOME MORTGAGE, LLC 48 3.08% $7,149
PREMIER MORTGAGE RESOURCES, L.L.C. 47 3.39% $4,806
Umpqua Bank 46 3.06% $5,483
NEWREZ LLC 43 3.19% $4,217
MOVEMENT MORTGAGE, LLC 41 3.14% $5,522
LOANPAL, LLC 40 3.18% $5,788
GUARANTEED RATE, INC. 40 2.96% $3,625
SUMMIT FUNDING, INC. 38 3.24% $4,854
THE GOLDEN 1 38 3.27% $3,397
PENNYMAC LOAN SERVICES, LLC 34 3.07% $4,943
PRIMELENDING, A PLAINSCAPITAL COMPANY 33 3.32% $6,302
Flagstar Bank, FSB 30 3.20% $4,068
Sierra Pacific Mortgage Company, Inc. 30 3.22% $4,452
NETWORK CAPITAL FUNDING CORPORATION 28 3.18% $3,193
SCHOOLSFIRST 28 3.08% $4,230
BROKER SOLUTIONS, INC. 27 3.10% $4,525
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 27 3.01% $5,456
CROSSCOUNTRY MORTGAGE, LLC 27 3.13% $5,645
BETTER MORTGAGE CORPORATION 24 2.82% $3,129
Tri Counties Bank 24 3.44% $3,003
S1L, Inc. 24 3.25% $4,820
HOMEAMERICAN MORTGAGE CORPORATION 23 3.07% $280
Commerce Home Mortgage, Inc. 22 3.12% $5,312
Paramount Residential Mortgage Group, Inc. 22 3.33% $6,343
SAFE CREDIT UNION 21 3.24% $3,891
Bank of America 20 2.85% $3,187
HOMEBRIDGE FINANCIAL SERVICES, INC. 20 3.12% $4,577
CALCON MUTUAL MORTGAGE LLC 18 3.28% $7,241
MOUNTAIN WEST FINANCIAL, INC. 17 3.08% $5,185
STEARNS LENDING, LLC 16 3.04% $4,430
InterContinental Capital Group, Inc 15 3.22% $4,292
U.S. Bank 15 3.17% $4,991
IMPAC MORTGAGE CORP. 14 3.03% $1,118
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 14 3.03% $4,768
MUFG Union Bank 13 3.01% $3,575
Fremont Bank 12 3.21% $2,089
LAND HOME FINANCIAL SERVICES, INC. 12 3.37% $4,611
FBC MORTGAGE, LLC 11 3.06% $8,366
Golden Empire Mortgage, Inc. 10 3.21% $3,787
PLANET HOME LENDING, LLC 10 3.05% $4,366
AMERICAN FINANCIAL NETWORK, INC. 10 3.17% $7,904
CHURCHILL MORTGAGE CORPORATION 10 3.46% $5,222
ZILLOW HOME LOANS, LLC 10 3.06% $4,876
MUTUAL OF OMAHA MORTGAGE, INC. 10 3.27% $3,387
ALAMEDA MORTGAGE CORPORATION 10 3.33% $5,327
AMERICAN INTERNET MORTGAGE, INC. 9 2.81% $2,861
DATA MORTGAGE, INC. 9 3.33% $8,840
CELEBRITY HOME LOANS, LLC 9 3.30% $4,077
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 9 3.26% $2,797
GUARANTEED RATE AFFINITY, LLC 9 3.03% $3,549
LAKEVIEW LOAN SERVICING, LLC 8 3.28% $2,751
HOMESIDE FINANCIAL, LLC 8 2.95% $3,255
Amerifirst Financial, Inc. 8 3.11% $5,555
PHH Mortgage Corporation 8 3.22% $6,164
Truist Bank 8 3.12% $4,545
CMG MORTGAGE, INC. 7 2.91% $5,600
First Guaranty Mortgage Corporation 7 3.43% $6,139
MASON MCDUFFIE MORTGAGE CORPORATION 7 3.23% $5,606
PATELCO 7 3.48% $2,371
Carrington Mortgage Services, LLC 7 3.13% $5,406
AMERICAN FINANCING CORPORATION 6 3.04% $2,698
PROVIDENT FUNDING ASSOCIATES, L.P. 6 2.79% $2,926
LENDUS, LLC 6 3.29% $5,832
EVERETT FINANCIAL, INC. 6 3.52% $2,283
RESIDENTIAL BANCORP. 6 2.94% $4,696
NMSI, INC. 6 3.77% $10,106
North American Savings Bank, F.S.B. 6 2.96% $1,398
DHI MORTGAGE COMPANY, LTD. 6 2.93% $3,397
CHERRY CREEK MORTGAGE, LLC 6 2.79% $434
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 3.52% $7,418
Bank of the West 5 3.13% $4,230
First Savings Bank 5 3.33% $11,180
LADERA LENDING, INC. 5 2.83% $5,056
LENOX FINANCIAL MORTGAGE CORPORATION 5 3.05% $3,375
NBKC BANK 5 2.87% $1,383
PNC Bank 5 3.30% $2,893
SUN WEST MORTGAGE COMPANY, INC. 5 3.15% $4,019
Watermark Capital, Inc. 5 2.57% $2,609
STAR ONE CREDIT UNION 4 3.03% $2,349
NAVY FEDERAL CREDIT UNION 4 3.50% $5,852
Banner Bank 4 3.06% $8,666
Prime Choice Funding Inc. 4 2.88% $3,890
Mechanics Bank 4 3.28% $4,582
PLAZA HOME MORTGAGE, INC. 4 3.03% $6,521
MICHIGAN MUTUAL, INC. 4 2.78% $3,613
Mortgage Research Center, LLC 4 2.94% $1,777
Strong Home Mortgage, LLC 4 3.03% $4,001
BAY EQUITY LLC 3 3.13% $5,535
Wyndham Capital Mortgage, Inc. 3 2.91% $1,293
GENEVA FINANCIAL, LLC 3 3.54% $4,445
FIRST TECHNOLOGY 3 3.25% $3,873
REDWOOD 3 3.25% $2,650
CANOPY MORTGAGE, LLC 3 3.21% $4,007
Provident Credit Union 3 2.83% $3,118
DIGNIFIED HOME LOANS, LLC 3 3.13% $4,418
Citizens Bank 3 2.83% $3,689
DIRECT MORTGAGE, CORP. 3 3.33% $10,559
PACIFIC RESIDENTIAL MORTGAGE, LLC 3 3.21% $5,265
Equity Prime Mortgage LLC 3 3.58% $4,654
NATIONS DIRECT MORTGAGE, LLC 3 3.63% $3,998
ENVOY MORTGAGE, LTD 3 3.29% $3,375
SOFI LENDING CORP. 3 2.92% $2,379
HOMEOWNERS FINANCIAL GROUP USA, LLC 3 3.08% $3,363
The Federal Savings Bank 3 3.00% $7,400
Greenbox Loans, Inc. 2 7.00% $12,925
INTELLILOAN, INC. 2 3.50% $5,989
ALL WESTERN MORTGAGE, INC. 2 2.88% $2,531
Franklin Loan Corporation 2 3.50% $3,503
FISHER FINANCIAL GROUP, INCORPORATED 2 3.06% $2,298
WESTERN EXPRESS LENDING 2 3.25% $4,207
LOANFLIGHT LENDING, LLC 2 2.81% $1,805
Nations Lending Corporation 2 3.31% $9,902
EMM LOANS LLC 2 3.25% $8,416
NEXERA HOLDING LLC 2 2.81% $3,744
EMBRACE HOME LOANS, INC. 2 3.00% $7,993
DRAPER AND KRAMER MORTGAGE CORP. 2 3.06% $2,629
Northwest Farm Credit Services, FLCA 2 3.38% $21,668
NOVA FINANCIAL & INVESTMENT CORPORATION 2 2.87% $1,433
ONY GLO, INC. 2 2.69% $4,119
OPEN MORTGAGE, LLC 2 3.00% $6,456
PARKSIDE LENDING, LLC 2 2.99% $6,185
PENTAGON FEDERAL CREDIT UNION 2 2.81% $1,880
WINNPOINTE CORPORATION 2 3.00% $6,235
BEST CAPITAL FUNDING 2 2.56% $5,000
BAYSHORE MORTGAGE FUNDING, LLC 2 3.13% $5,940
San Mateo Credit Union 2 2.81% $2,474
TJC Mortgage, Inc. 2 3.50% $4,777
TOP FLITE FINANCIAL, INC. 2 3.31% $6,744
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 4.94% $7,846
Ameris Bank 2 2.99% $2,133
Ally Bank 2 2.69% $7,513
HOMESTEAD FUNDING CORP. 2 2.50% $4,578
HOMEXPRESS MORTGAGE CORP. 2 4.75% $8,520
UNCLE Credit Union 1 2.88% $3,785
CITYWIDE HOME LOANS, LLC 1 2.50% $3,219
Plains Commerce Bank 1 2.99% $2,203
Financial Funding Solutions, Inc. 1 2.75% $2,719
MEGA CAPITAL FUNDING, INC. 1 2.75% $2,976
INSPIRE HOME LOANS INC. 1 4.13% $6,041
PREMIER LENDING, INC. 1 3.25% $4,360
Citibank 1 3.50% $4,189
Chickasaw Community Bank 1 3.13% $8,862
Firefighters First Federal Credit Union 1 2.88% $1,509
Century Mortgage Company DBA Century Lending Company 1 3.25% $4,945
Magnolia Bank 1 3.25% $6,837
LOANSNAP, INC. 1 2.75% $2,040
CALCULATED RISK ANALYTICS LLC 1 3.38% $5,771
RANLIFE, INC. 1 2.99% $9,544
FirstBank 1 2.75% $1,852
GSF Mortgage Corporation 1 3.38% $2,031
BECKAM FUNDING CORP. 1 3.63% $2,113
ROYAL UNITED MORTGAGE LLC 1 3.50% $5,594
BBVA USA 1 3.00% $3,334
SACRAMENTO Credit Union 1 3.13% $2,464
WALL FINANCIAL, INC. 1 3.63% $12,142
Washington Trust Bank 1 3.38% $3,625
SANTA CLARA COUNTY 1 3.50% $2,095
SCENIC OAKS FUNDING, INC. 1 3.25% $5,942
Florida Capital Bank 1 2.75% $2,435
Kwik Mortgage Corporation 1 3.00% $921
Bank Iowa 1 2.88% $3,479
FUNDLOANS CAPITAL 1 4.00% $12,513
SOVEREIGN LENDING GROUP INCORPORATED 1 2.99% $9,236
SPRING EQ, LLC 1 2.88% $0
SRE MORTGAGE ALLIANCE INC. 1 2.88% $3,523
KELLER MORTGAGE, LLC 1 2.88% $1,037
AXIA FINANCIAL, LLC 1 3.13% $13,425
Kaiperm Diablo Federal Credit Union 1 3.00% $2,614
AUGUSTA FINANCIAL, INC. 1 3.63% $5,482
JMAC LENDING, INC. 1 3.13% $3,055
The Central Trust Bank 1 2.50% $1,215
ISERVE RESIDENTIAL LENDING, LLC 1 3.38% $4,255
Arvest Bank 1 2.88% $3,974
Willamette Valley Bank 1 3.13% $6,682
The Huntington National Bank 1 2.93% $4,976
NexBank 1 2.75% $2,350
ADVANCIAL 1 5.13% $4,709
NFM, INC. 1 3.99% $4,963
GOOGAIN, INC. 1 3.13% $1,866
TRAVIS CREDIT UNION 1 3.25% $3,633
ARC HOME LLC 1 3.88% $9,670
TruHome Solutions, LLC 1 3.38% $4,791
OCMBC, INC. 1 3.13% $2,753
GUIDANCE RESIDENTIAL, LLC 1 2.88% $7,691
UBS Bank USA 1 2.38% $3,905
Operating Engineers Local Union #3 1 3.00% $3,997
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.50% $2,739
PACIFIC SERVICE 1 3.13% $2,060
Paramount Bank 1 3.13% $2,518
FCB Banks 1 2.75% $2,237
AmRes Corporation 1 2.88% $2,613
PARTNERS 1 2.88% $6,267
Fifth Third Bank 1 2.88% $2,168
Deere Employees Credit Union 1 3.88% $2,998

YUBA CITY, CA's 214 lenders originated 9,339 loans during 2021. The total origination value was $2,653,805,000, with an average loan value of $284,164.

The top YUBA CITY lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 597 loans originated. Their average total fees are $4,512, which is $422 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee YUBA CITY lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($280), IMPAC MORTGAGE CORP. ($1,118), Fremont Bank ($2,089), Tri Counties Bank ($3,003) and BETTER MORTGAGE CORPORATION ($3,129).

The lowest rate YUBA CITY lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.82%), AMERISAVE MORTGAGE CORPORATION (2.85%), Bank of America (2.85%), GUARANTEED RATE, INC. (2.96%) and HOME POINT FINANCIAL CORPORATION (2.97%).

YUBA CITY, CA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED WHOLESALE MORTGAGE, LLC $241,415,000 $303,920,000 25.9% 11.5%
QUICKEN LOANS, LLC $196,335,000 $201,130,000 2.4% 7.6%
Hometown Lenders, Inc. $170,660,000 $170,000,000 -0.4% 6.4%
FREEDOM MORTGAGE CORPORATION $225,090,000 $159,600,000 -29.1% 6.0%
FINANCE OF AMERICA MORTGAGE LLC $104,270,000 $104,865,000 0.6% 4.0%
LOANDEPOT.COM, LLC $36,555,000 $81,665,000 123.4% 3.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $2,420,000 $69,225,000 2,760.5% 2.6%
HOME POINT FINANCIAL CORPORATION $25,745,000 $68,395,000 165.7% 2.6%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $49,140,000 $54,160,000 10.2% 2.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $55,730,000 $52,585,000 -5.6% 2.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $34,610,000 $51,135,000 47.7% 1.9%
CORNERSTONE HOME LENDING, INC. $53,315,000 $48,980,000 -8.1% 1.8%
Wells Fargo Bank $58,775,000 $43,585,000 -25.8% 1.6%
Mr. Cooper ( Nationstar Mortgage ) $39,480,000 $42,920,000 8.7% 1.6%
GUILD MORTGAGE COMPANY $76,760,000 $40,965,000 -46.6% 1.5%
CALIBER HOME LOANS, INC. $39,235,000 $40,660,000 3.6% 1.5%
PENNYMAC LOAN SERVICES, LLC $24,140,000 $39,630,000 64.2% 1.5%
JPMorgan Chase Bank $25,920,000 $39,520,000 52.5% 1.5%
MOVEMENT MORTGAGE, LLC $28,850,000 $31,235,000 8.3% 1.2%
Umpqua Bank $18,665,000 $31,060,000 66.4% 1.2%
Mortgage Research Center, LLC $21,335,000 $27,790,000 30.3% 1.0%
EAGLE HOME MORTGAGE, LLC $19,945,000 $27,425,000 37.5% 1.0%
ACADEMY MORTGAGE CORPORATION $440,000 $26,500,000 5,922.7% 1.0%
AMERISAVE MORTGAGE CORPORATION $14,940,000 $24,380,000 63.2% 0.9%
LOANPAL, LLC $38,050,000 $24,105,000 -36.6% 0.9%
Tri Counties Bank $19,020,000 $24,105,000 26.7% 0.9%
NEWREZ LLC $17,035,000 $23,850,000 40.0% 0.9%
SUMMIT FUNDING, INC. $26,145,000 $22,750,000 -13.0% 0.9%
U.S. Bank $18,835,000 $21,990,000 16.8% 0.8%
PREMIER MORTGAGE RESOURCES, L.L.C. $17,930,000 $21,315,000 18.9% 0.8%
Sierra Central Credit Union $21,110,000 $19,250,000 -8.8% 0.7%
GUARANTEED RATE, INC. $3,905,000 $17,925,000 359.0% 0.7%
LAKEVIEW LOAN SERVICING, LLC $18,380,000 $17,865,000 -2.8% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $10,880,000 $17,330,000 59.3% 0.7%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $16,385,000 $16,070,000 -1.9% 0.6%
Commerce Home Mortgage, Inc. $19,425,000 $15,625,000 -19.6% 0.6%
THE GOLDEN 1 $16,160,000 $15,440,000 -4.5% 0.6%
Paramount Residential Mortgage Group, Inc. $15,110,000 $15,290,000 1.2% 0.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. $32,745,000 $15,195,000 -53.6% 0.6%
SCHOOLSFIRST $15,695,000 $14,840,000 -5.4% 0.6%
Sierra Pacific Mortgage Company, Inc. $13,585,000 $14,390,000 5.9% 0.5%
Flagstar Bank, FSB $15,045,000 $14,195,000 -5.6% 0.5%
VILLAGE CAPITAL & INVESTMENT LLC $7,345,000 $14,005,000 90.7% 0.5%
Mechanics Bank $4,925,000 $13,895,000 182.1% 0.5%
BETTER MORTGAGE CORPORATION $4,790,000 $13,265,000 176.9% 0.5%
CALCON MUTUAL MORTGAGE LLC $8,330,000 $13,065,000 56.8% 0.5%
HOMEAMERICAN MORTGAGE CORPORATION $12,995,000 n/a 0.5%
SAFE CREDIT UNION $7,985,000 $12,660,000 58.5% 0.5%
S1L, Inc. $9,650,000 $12,420,000 28.7% 0.5%
BROKER SOLUTIONS, INC. $7,110,000 $12,045,000 69.4% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,265,000 $11,725,000 87.2% 0.4%
Bank of America $10,135,000 $9,885,000 -2.5% 0.4%
MOUNTAIN WEST FINANCIAL, INC. $8,365,000 $9,520,000 13.8% 0.4%
NETWORK CAPITAL FUNDING CORPORATION $7,080,000 $9,475,000 33.8% 0.4%
SUN WEST MORTGAGE COMPANY, INC. $7,515,000 $9,375,000 24.8% 0.4%
Carrington Mortgage Services, LLC $8,005,000 $8,525,000 6.5% 0.3%
STEARNS LENDING, LLC $10,690,000 $8,040,000 -24.8% 0.3%
The Federal Savings Bank $7,100,000 $7,560,000 6.5% 0.3%
CMG MORTGAGE, INC. $4,670,000 $7,430,000 59.1% 0.3%
PNC Bank $1,745,000 $7,295,000 318.1% 0.3%
IMPAC MORTGAGE CORP. $4,800,000 $7,100,000 47.9% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,040,000 $6,995,000 38.8% 0.3%
USAA Federal Savings Bank $13,130,000 $6,655,000 -49.3% 0.3%
DATA MORTGAGE, INC. $7,190,000 $6,600,000 -8.2% 0.2%
InterContinental Capital Group, Inc $6,285,000 $6,585,000 4.8% 0.2%
Fremont Bank $4,140,000 $6,480,000 56.5% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $10,125,000 $6,010,000 -40.6% 0.2%
First Guaranty Mortgage Corporation $3,605,000 $5,745,000 59.4% 0.2%
CLEARPATH LENDING $7,885,000 $5,655,000 -28.3% 0.2%
LAND HOME FINANCIAL SERVICES, INC. $13,240,000 $5,620,000 -57.6% 0.2%
PLANET HOME LENDING, LLC $5,050,000 $5,295,000 4.9% 0.2%
NAVY FEDERAL CREDIT UNION $7,155,000 $5,080,000 -29.0% 0.2%
Golden Empire Mortgage, Inc. $3,705,000 $5,045,000 36.2% 0.2%
FBC MORTGAGE, LLC $4,340,000 $4,945,000 13.9% 0.2%
DHI MORTGAGE COMPANY, LTD. $13,695,000 $4,900,000 -64.2% 0.2%
Bank of the West $2,620,000 $4,885,000 86.5% 0.2%
MUFG Union Bank $2,940,000 $4,615,000 57.0% 0.2%
AMERICAN INTERNET MORTGAGE, INC. $4,635,000 $4,530,000 -2.3% 0.2%
PHH Mortgage Corporation $1,085,000 $4,500,000 314.7% 0.2%
NEW DAY FINANCIAL, LLC $5,600,000 $4,455,000 -20.4% 0.2%
Amerifirst Financial, Inc. $1,020,000 $4,410,000 332.4% 0.2%
LENDUS, LLC $1,655,000 $4,275,000 158.3% 0.2%
CHURCHILL MORTGAGE CORPORATION $980,000 $4,235,000 332.1% 0.2%
Equity Prime Mortgage LLC $3,375,000 $4,125,000 22.2% 0.2%
NBKC BANK $3,015,000 $4,055,000 34.5% 0.2%
ZILLOW HOME LOANS, LLC $370,000 $4,045,000 993.2% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $5,095,000 $3,830,000 -24.8% 0.1%
ALAMEDA MORTGAGE CORPORATION $315,000 $3,745,000 1,088.9% 0.1%
AMWEST FUNDING CORP. $3,125,000 $3,585,000 14.7% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $590,000 $3,490,000 491.5% 0.1%
North American Savings Bank, F.S.B. $3,705,000 $3,410,000 -8.0% 0.1%
NMSI, INC. $2,845,000 $3,065,000 7.7% 0.1%
LADERA LENDING, INC. $3,420,000 $3,015,000 -11.8% 0.1%
PATELCO $1,630,000 $3,015,000 85.0% 0.1%
HOMESIDE FINANCIAL, LLC $1,595,000 $2,890,000 81.2% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,685,000 $2,840,000 5.8% 0.1%
Northwest Farm Credit Services, FLCA $2,795,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $1,695,000 $2,780,000 64.0% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $2,225,000 $2,755,000 23.8% 0.1%
INTELLILOAN, INC. $1,940,000 $2,750,000 41.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $715,000 $2,750,000 284.6% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $2,895,000 $2,750,000 -5.0% 0.1%
Truist Bank $2,455,000 $2,740,000 11.6% 0.1%
Lakeview Community Capital, LLC $2,270,000 $2,610,000 15.0% 0.1%
AMERICAN ADVISORS GROUP $2,810,000 $2,520,000 -10.3% 0.1%
LENDINGHOME FUNDING CORPORATION $1,765,000 $2,470,000 39.9% 0.1%
Luther Burbank Savings $1,500,000 $2,445,000 63.0% 0.1%
HOMEXPRESS MORTGAGE CORP. $2,345,000 n/a 0.1%
CANOPY MORTGAGE, LLC $2,325,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $550,000 $2,290,000 316.4% 0.1%
PLAZA HOME MORTGAGE, INC. $4,280,000 $2,280,000 -46.7% 0.1%
CHERRY CREEK MORTGAGE, LLC $1,985,000 $2,275,000 14.6% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $4,940,000 $2,185,000 -55.8% 0.1%
Banner Bank $1,435,000 $2,125,000 48.1% 0.1%
Strong Home Mortgage, LLC $730,000 $2,120,000 190.4% 0.1%
RESIDENTIAL BANCORP. $2,070,000 n/a 0.1%
EVERETT FINANCIAL, INC. $5,095,000 $2,040,000 -60.0% 0.1%
BBVA USA $690,000 $1,995,000 189.1% 0.1%
ENVOY MORTGAGE, LTD $1,445,000 $1,995,000 38.1% 0.1%
OPEN MORTGAGE, LLC $705,000 $1,970,000 179.4% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $3,640,000 $1,965,000 -46.0% 0.1%
FIRST TECHNOLOGY $2,800,000 $1,960,000 -30.0% 0.1%
DIGNIFIED HOME LOANS, LLC $1,940,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $585,000 $1,920,000 228.2% 0.1%
First Savings Bank $1,335,000 $1,910,000 43.1% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,265,000 $1,905,000 50.6% 0.1%
Prime Choice Funding Inc. $1,715,000 $1,890,000 10.2% 0.1%
Self-Help Federal Credit Union $1,540,000 $1,770,000 14.9% 0.1%
Low VA Rates, LLC $1,620,000 $1,755,000 8.3% 0.1%
FINANCE OF AMERICA REVERSE LLC $520,000 $1,695,000 226.0% 0.1%
GENEVA FINANCIAL, LLC $835,000 $1,620,000 94.0% 0.1%
SOFI LENDING CORP. $570,000 $1,615,000 183.3% 0.1%
REVERSE MORTGAGE FUNDING LLC $1,120,000 $1,610,000 43.8% 0.1%
First Northern Bank of Dixon $1,055,000 $1,605,000 52.1% 0.1%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $1,010,000 $1,595,000 57.9% 0.1%
Wyndham Capital Mortgage, Inc. $710,000 $1,575,000 121.8% 0.1%
BAY EQUITY LLC $1,540,000 n/a 0.1%
Watermark Capital, Inc. $3,630,000 $1,525,000 -58.0% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $905,000 $1,470,000 62.4% 0.1%
NATIONS DIRECT MORTGAGE, LLC $1,585,000 $1,445,000 -8.8% 0.1%
Hometown Equity Mortgage, LLC $1,150,000 $1,395,000 21.3% 0.1%
Citizens Bank $1,685,000 $1,360,000 -19.3% 0.1%
DIRECT MORTGAGE, CORP. $775,000 $1,340,000 72.9% 0.1%
Franklin Loan Corporation $1,330,000 n/a 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $1,225,000 n/a 0.0%
MEGA CAPITAL FUNDING, INC. $195,000 $1,205,000 517.9% 0.0%
MICHIGAN MUTUAL, INC. $865,000 $1,200,000 38.7% 0.0%
Nations Lending Corporation $3,710,000 $1,195,000 -67.8% 0.0%
PACIFIC SERVICE $1,555,000 $1,190,000 -23.5% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $1,115,000 n/a 0.0%
OCMBC, INC. $785,000 $1,100,000 40.1% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $980,000 $1,095,000 11.7% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,070,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $905,000 $1,055,000 16.6% 0.0%
TJC Mortgage, Inc. $1,820,000 $1,050,000 -42.3% 0.0%
BNC National Bank $1,210,000 $1,045,000 -13.6% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $945,000 $1,035,000 9.5% 0.0%
Florida Capital Bank $640,000 $1,020,000 59.4% 0.0%
First Internet Bank of Indiana $730,000 $985,000 34.9% 0.0%
BECKAM FUNDING CORP. $410,000 $975,000 137.8% 0.0%
EMBRACE HOME LOANS, INC. $930,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $1,185,000 $915,000 -22.8% 0.0%
TRAVIS CREDIT UNION $2,115,000 $895,000 -57.7% 0.0%
Operating Engineers Local Union #3 $4,640,000 $890,000 -80.8% 0.0%
TOP FLITE FINANCIAL, INC. $145,000 $875,000 503.4% 0.0%
Plains Commerce Bank $520,000 $865,000 66.3% 0.0%
AmeriHome Mortgage Company, LLC $1,235,000 $860,000 -30.4% 0.0%
ARC HOME LLC $830,000 $855,000 3.0% 0.0%
HighTechLending Inc $850,000 n/a 0.0%
JMAC LENDING, INC. $2,640,000 $850,000 -67.8% 0.0%
Ally Bank $85,000 $840,000 888.2% 0.0%
Figure Lending LLC $520,000 $830,000 59.6% 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $710,000 $830,000 16.9% 0.0%
The Huntington National Bank $820,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $540,000 $780,000 44.4% 0.0%
STAR ONE CREDIT UNION $450,000 $780,000 73.3% 0.0%
NEXERA HOLDING LLC $550,000 $770,000 40.0% 0.0%
ONY GLO, INC. $655,000 $770,000 17.6% 0.0%
BEST CAPITAL FUNDING $755,000 n/a 0.0%
Greenbox Loans, Inc. $730,000 n/a 0.0%
CENTRAL COAST LENDING, INC. $720,000 n/a 0.0%
INSPIRE HOME LOANS INC. $720,000 n/a 0.0%
Arvest Bank $460,000 $710,000 54.3% 0.0%
HOMESTEAD FUNDING CORP. $1,110,000 $710,000 -36.0% 0.0%
SCENIC OAKS FUNDING, INC. $700,000 n/a 0.0%
Exchange Bank $655,000 n/a 0.0%
FJM PRIVATE MORTGAGE FUND, LLC $655,000 n/a 0.0%
Provident Credit Union $645,000 $645,000 0.0% 0.0%
PARKSIDE LENDING, LLC $1,345,000 $640,000 -52.4% 0.0%
WESTERN EXPRESS LENDING $855,000 $640,000 -25.1% 0.0%
RANLIFE, INC. $1,195,000 $630,000 -47.3% 0.0%
SAN FRANCISCO FIRE CREDIT UNION $620,000 n/a 0.0%
ADVANCIAL $615,000 n/a 0.0%
REDWOOD $605,000 n/a 0.0%
SPRING EQ, LLC $80,000 $605,000 656.3% 0.0%
EMM LOANS LLC $815,000 $600,000 -26.4% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $600,000 n/a 0.0%
WINNPOINTE CORPORATION $1,240,000 $600,000 -51.6% 0.0%
LOANFLIGHT LENDING, LLC $580,000 n/a 0.0%
MID-VALLEY SERVICES, INC. $580,000 n/a 0.0%
ALL WESTERN MORTGAGE, INC. $570,000 n/a 0.0%
UBS Bank USA $555,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $215,000 $550,000 155.8% 0.0%
21ST MORTGAGE CORPORATION $455,000 $525,000 15.4% 0.0%
AXIA FINANCIAL, LLC $515,000 n/a 0.0%
DAS Acquisition Company, LLC $495,000 n/a 0.0%
PARTNERS $495,000 n/a 0.0%
CALCULATED RISK ANALYTICS LLC $2,145,000 $490,000 -77.2% 0.0%
HomeStreet Bank $810,000 $485,000 -40.1% 0.0%
THE POLICE Credit Union $225,000 $480,000 113.3% 0.0%
5TH STREET CAPITAL, INC. $475,000 n/a 0.0%
KELLER MORTGAGE, LLC $430,000 $475,000 10.5% 0.0%
TOWNE MORTGAGE COMPANY $245,000 $475,000 93.9% 0.0%
PREMIER LENDING, INC. $670,000 $455,000 -32.1% 0.0%
UNION HOME MORTGAGE CORP. $450,000 n/a 0.0%
ALLIANT CREDIT UNION $650,000 $445,000 -31.5% 0.0%
Merchants Bank of Indiana $9,255,000 $440,000 -95.2% 0.0%
San Mateo Credit Union $185,000 $440,000 137.8% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $250,000 $435,000 74.0% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $340,000 $435,000 27.9% 0.0%
Ameris Bank $1,840,000 $430,000 -76.6% 0.0%
Magnolia Bank $950,000 $430,000 -54.7% 0.0%
Discover Bank $400,000 $425,000 6.3% 0.0%
TruHome Solutions, LLC $425,000 n/a 0.0%
Ukrainian Federal Credit Union $420,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $45,000 $415,000 822.2% 0.0%
GSF Mortgage Corporation $410,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $305,000 $400,000 31.1% 0.0%
GOOGAIN, INC. $980,000 $400,000 -59.2% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $395,000 n/a 0.0%
KS StateBank $740,000 $395,000 -46.6% 0.0%
ROYAL UNITED MORTGAGE LLC $390,000 $395,000 1.3% 0.0%
SRE MORTGAGE ALLIANCE INC. $510,000 $380,000 -25.5% 0.0%
Core Bank $375,000 n/a 0.0%
FEDERATED MORTGAGE CORP. $375,000 n/a 0.0%
FUNDLOANS CAPITAL $375,000 n/a 0.0%
HomePromise Corporation $375,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,645,000 $375,000 -77.2% 0.0%
Academy Bank $365,000 n/a 0.0%
Austin Capital Bank SSB $450,000 $365,000 -18.9% 0.0%
HERITAGE COMMUNITY CREDIT UNION $365,000 n/a 0.0%
Citibank $1,495,000 $360,000 -75.9% 0.0%
GUIDANCE RESIDENTIAL, LLC $355,000 n/a 0.0%
Willamette Valley Bank $345,000 $355,000 2.9% 0.0%
Kaiperm Diablo Federal Credit Union $345,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $345,000 n/a 0.0%
NexBank $225,000 $345,000 53.3% 0.0%
CITYWIDE HOME LOANS, LLC $335,000 n/a 0.0%
FirstBank $375,000 $335,000 -10.7% 0.0%
LOANSNAP, INC. $925,000 $335,000 -63.8% 0.0%
Washington Trust Bank $335,000 n/a 0.0%
GEORGIA'S OWN $330,000 n/a 0.0%
Chickasaw Community Bank $325,000 n/a 0.0%
VERITAS FUNDING, LLC $760,000 $325,000 -57.2% 0.0%
LONGBRIDGE FINANCIAL, LLC $320,000 n/a 0.0%
Colten Mortgage, LLC $835,000 $305,000 -63.5% 0.0%
CONTOUR MORTGAGE CORPORATION $305,000 n/a 0.0%
HOME APPROVALS DIRECT, INC. $175,000 $305,000 74.3% 0.0%
Residential Mortgage Solutions, Inc. $305,000 n/a 0.0%
WALL FINANCIAL, INC. $305,000 n/a 0.0%
Financial Funding Solutions, Inc. $290,000 n/a 0.0%
R M K FINANCIAL CORP. $480,000 $285,000 -40.6% 0.0%
SACRAMENTO Credit Union $880,000 $280,000 -68.2% 0.0%
Century Mortgage Company DBA Century Lending Company $265,000 n/a 0.0%
First Midwest Bank $255,000 n/a 0.0%
Paramount Bank $155,000 $255,000 64.5% 0.0%
Peoples Bank $115,000 $255,000 121.7% 0.0%
Alaska USA Federal Credit Union $245,000 n/a 0.0%
Alaska USA Mortgage Company LLC $245,000 n/a 0.0%
AUGUSTA FINANCIAL, INC. $245,000 n/a 0.0%
Deere Employees Credit Union $245,000 n/a 0.0%
TCF National Bank $670,000 $245,000 -63.4% 0.0%
The Central Trust Bank $245,000 n/a 0.0%
First Federal Bank $285,000 $235,000 -17.5% 0.0%
HOME FUNDING CORPORATION $235,000 n/a 0.0%
Kwik Mortgage Corporation $235,000 n/a 0.0%
Metro City Bank $235,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $175,000 $235,000 34.3% 0.0%
UNCLE Credit Union $235,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $145,000 $235,000 62.1% 0.0%
KINECTA $230,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $790,000 $225,000 -71.5% 0.0%
FIRST U.S. COMMUNITY CREDIT UNION $225,000 n/a 0.0%
MORTGAGE EXPRESS, LLC $225,000 n/a 0.0%
AmRes Corporation $215,000 n/a 0.0%
East West Bank $215,000 n/a 0.0%
Secured Investment Corp. $215,000 n/a 0.0%
Farmers & Merchants Bank of Central California $205,000 n/a 0.0%
Colonial Savings, F.A. $195,000 n/a 0.0%
Fifth Third Bank $265,000 $195,000 -26.4% 0.0%
Manufacturers and Traders Trust Company $105,000 $185,000 76.2% 0.0%
Bank Iowa $175,000 n/a 0.0%
FAY SERVICING, LLC $475,000 $175,000 -63.2% 0.0%
First Federal Bank of Kansas City $1,540,000 $175,000 -88.6% 0.0%
SANTA CLARA COUNTY $175,000 n/a 0.0%
BM Real Estate Services, Inc. $255,000 $165,000 -35.3% 0.0%
NFM, INC. $365,000 $165,000 -54.8% 0.0%
LANTZMAN MANAGEMENT, INC. $145,000 n/a 0.0%
FCB Banks $135,000 n/a 0.0%
Firefighters First Federal Credit Union $705,000 $135,000 -80.9% 0.0%
HomeTrust Bank $25,000 $135,000 440.0% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $25,000 $135,000 440.0% 0.0%
Educational Employees Credit Union $115,000 n/a 0.0%
FRONTWAVE $115,000 n/a 0.0%
MidFirst Bank $105,000 n/a 0.0%
Murphy Bank $95,000 n/a 0.0%
CITIZENS EQUITY FIRST $185,000 $75,000 -59.5% 0.0%
QUORUM FEDERAL CREDIT UNION $140,000 $50,000 -64.3% 0.0%

YUBA CITY's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 11.5% market share. In second place, with 7.6%, is QUICKEN LOANS, LLC, having originated $201,130,000 in loans. In third place, with 6.4%, is Hometown Lenders, Inc., having originated $170,000,000 in loans. In third place, with 6.0%, is FREEDOM MORTGAGE CORPORATION, having originated $159,600,000 in loans. In third place, with 4.0%, is FINANCE OF AMERICA MORTGAGE LLC, having originated $104,865,000 in loans.


YUBA CITY, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 3,640 $951,060,000 $261,280
Home Purchase 3,072 $1,023,900,000 $333,301
Cash Out Refi 2,327 $639,415,000 $274,781
Home Improvement 177 $23,355,000 $131,949
Other 121 $15,755,000 $130,207
NA 2 $320,000 $160,000

Yuba City's most frequently cited loan purpose was Refi, with 3,640 originations. The 2nd most popular reason was Home Purchase, with 3,072 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 3,693 $1,082,335,000 $293,077
3-4% 3,168 $985,760,000 $311,162
<2.5% 2,018 $493,100,000 $244,351
4-5% 309 $72,655,000 $235,129
5-6% 44 $7,400,000 $168,182
6-7% 24 $3,370,000 $140,417
7-8% 24 $3,260,000 $135,833
Over 8% 12 $1,490,000 $124,167

During 2021, Yuba City's most frequently originated rate bucket was 2.5-3%, with 3,693 originations.

Loan Sizing (YUBA CITY, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 5,669 $1,668,215,000 $294,270
$100k-200k 1,683 $261,635,000 $155,458
$400k-600k 1,260 $583,400,000 $463,016
$100,000 or less 630 $27,850,000 $44,206
$600k-1000k 63 $43,545,000 $691,190
$Over $1MM 34 $69,160,000 $2,034,118

YUBA CITY's loan sizing saw the bucket of loans from $200k-400k with 5,669 originations, totaling $1,668,215,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 2,978 $929,960,000 $312,277
80-100% 2,759 $971,265,000 $352,035
40-60% 1,678 $386,260,000 $230,191
20-40% 673 $111,705,000 $165,981
Under 20% 472 $15,770,000 $33,411
Over 100% 165 $69,425,000 $420,758

YUBA CITY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,978 originations, totaling $929,960,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - YUBA CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $299,950 (7.4%) $365,509 (6.8%) 1.10 442
2018-02-01 $315,000 (9.0%) $379,205 (11.6%) 1.14 431
2018-03-01 $325,000 (11.1%) $404,468 (18.8%) 1.12 418
2018-04-01 $339,200 (13.4%) $411,895 (16.4%) 1.14 444
2018-05-01 $330,000 (10.6%) $407,507 (11.9%) 1.10 493
2018-06-01 $334,900 (11.8%) $407,512 (10.8%) 1.12 523
2018-07-01 $326,750 (5.7%) $393,250 (7.2%) 1.09 588
2018-08-01 $319,950 (6.7%) $381,704 (4.2%) 1.07 650
2018-09-01 $320,000 (5.0%) $376,005 (2.7%) 1.07 675
2018-10-01 $315,000 (5.1%) $375,716 (4.2%) 1.05 682
2018-11-01 $309,450 (3.2%) $373,998 (2.3%) 1.04 629
2018-12-01 $305,000 (1.7%) $364,957 (-0.6%) 1.04 526
2019-01-01 $304,900 (1.7%) $354,702 (-3.0%) 1.05 437
2019-02-01 $318,950 (1.3%) $397,019 (4.7%) 1.07 433
2019-03-01 $328,569 (1.1%) $409,032 (1.1%) 1.07 405
2019-04-01 $338,567 (-0.2%) $410,053 (-0.5%) 1.07 415
2019-05-01 $333,650 (1.1%) $418,532 (2.7%) 1.03 463
2019-06-01 $339,000 (1.2%) $416,739 (2.3%) 1.04 499
2019-07-01 $339,950 (4.0%) $885,883 (125.3%) 1.06 556
2019-08-01 $339,729 (6.2%) $938,825 (146.0%) 1.07 554
2019-09-01 $337,250 (5.4%) $383,566 (2.0%) 1.07 539
2019-10-01 $334,950 (6.3%) $384,492 (2.3%) 1.07 528
2019-11-01 $347,900 (12.4%) $393,928 (5.3%) 1.12 498
2019-12-01 $343,950 (12.8%) $420,384 (15.2%) 1.15 405
2020-01-01 $337,450 (10.7%) $424,601 (19.7%) 1.13 359
2020-02-01 $363,000 (13.8%) $446,315 (12.4%) 1.17 368
2020-03-01 $381,950 (16.3%) $438,985 (7.3%) 1.19 395
2020-04-01 $381,578 (12.7%) $440,201 (7.4%) 1.19 394
2020-05-01 $399,500 (19.7%) $458,805 (9.6%) 1.21 354
2020-06-01 $399,000 (17.7%) $459,994 (10.4%) 1.17 308
2020-07-01 $399,250 (17.4%) $462,603 (-47.8%) 1.14 273
2020-08-01 $399,000 (17.5%) $462,949 (-50.7%) 1.14 245
2020-09-01 $404,900 (20.1%) $469,668 (22.5%) 1.16 224
2020-10-01 $405,000 (20.9%) $486,243 (26.5%) 1.16 247
2020-11-01 $406,950 (17.0%) $500,339 (27.0%) 1.17 214
2020-12-01 $432,500 (25.8%) $526,364 (25.2%) 1.27 175
2021-01-01 $445,000 (31.9%) $599,764 (41.3%) 1.31 123
2021-02-01 $445,236 (22.7%) $580,315 (30.0%) 1.28 137
2021-03-01 $424,900 (11.2%) $577,264 (31.5%) 1.19 134
2021-04-01 $404,500 (6.0%) $537,332 (22.1%) 1.09 160
2021-05-01 $419,900 (5.1%) $560,210 (22.1%) 1.11 164
2021-06-01 $427,450 (7.1%) $578,599 (25.8%) 1.11 195
2021-07-01 $430,250 (7.8%) $560,760 (21.2%) 1.12 213
2021-08-01 $415,000 (4.0%) $536,560 (15.9%) 1.09 203
2021-09-01 $420,000 (3.7%) $531,942 (13.3%) 1.11 214
2021-10-01 $429,990 (6.2%) $541,912 (11.5%) 1.13 229
2021-11-01 $438,745 (7.8%) $533,751 (6.7%) 1.16 218
2021-12-01 $438,995 (1.5%) $497,783 (-5.4%) 1.17 161
2022-01-01 $446,000 (0.2%) $507,180 (-15.4%) 1.19 145
2022-02-01 $467,450 (5.0%) $515,932 (-11.1%) 1.19 143
2022-03-01 $475,000 (11.8%) $532,572 (-7.7%) 1.17 176
2022-04-01 $470,000 (16.2%) $525,594 (-2.2%) 1.11 210
YUBA CITY's median listing price for 2022-04-01 was $470,000, a difference of $65,500 (16.2%) versus the prior year and $-5,000 versus the prior month.

YUBA CITY's median listing price comes in at 111% of the national average.

YUBA CITY's average listing price for 2022-04-01 was $525,594, a difference of $-11,738 (-2.2%) versus the prior year and $-6,978 versus the prior month.

For the 2022-04-01 period, YUBA CITY had 210 MLS listings, a difference of 34 listings (19%) versus the prior month and 50 listings (31%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - YUBA CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 74 days 1,848 sqft
2018-02-01 66 days 1,855 sqft
2018-03-01 49 days 1,884 sqft
2018-04-01 46 days 1,895 sqft
2018-05-01 42 days 1,899 sqft
2018-06-01 44 days 1,878 sqft
2018-07-01 44 days 1,832 sqft
2018-08-01 45 days 1,811 sqft
2018-09-01 52 days 1,836 sqft
2018-10-01 54 days 1,818 sqft
2018-11-01 57 days 1,738 sqft
2018-12-01 66 days 1,720 sqft
2019-01-01 67 days 1,697 sqft
2019-02-01 57 days 1,737 sqft
2019-03-01 55 days 1,741 sqft
2019-04-01 48 days 1,734 sqft
2019-05-01 37 days 1,718 sqft
2019-06-01 43 days 1,750 sqft
2019-07-01 43 days 1,756 sqft
2019-08-01 49 days 1,763 sqft
2019-09-01 51 days 1,773 sqft
2019-10-01 51 days 1,820 sqft
2019-11-01 51 days 1,907 sqft
2019-12-01 63 days 1,878 sqft
2020-01-01 71 days 1,863 sqft
2020-02-01 45 days 1,896 sqft
2020-03-01 38 days 1,950 sqft
2020-04-01 44 days 1,951 sqft
2020-05-01 59 days 2,048 sqft
2020-06-01 51 days 2,050 sqft
2020-07-01 57 days 2,036 sqft
2020-08-01 49 days 2,000 sqft
2020-09-01 37 days 2,009 sqft
2020-10-01 36 days 2,000 sqft
2020-11-01 48 days 1,914 sqft
2020-12-01 51 days 1,950 sqft
2021-01-01 53 days 1,996 sqft
2021-02-01 24 days 1,892 sqft
2021-03-01 30 days 1,877 sqft
2021-04-01 30 days 1,873 sqft
2021-05-01 31 days 1,863 sqft
2021-06-01 24 days 1,784 sqft
2021-07-01 27 days 1,809 sqft
2021-08-01 36 days 1,664 sqft
2021-09-01 37 days 1,655 sqft
2021-10-01 38 days 1,714 sqft
2021-11-01 42 days 1,742 sqft
2021-12-01 49 days 1,745 sqft
2022-01-01 48 days 1,767 sqft
2022-02-01 35 days 1,772 sqft
2022-03-01 27 days 1,801 sqft
2022-04-01 26 days 1,744 sqft
YUBA CITY's median listing age (time on market) for 2022-04-01 was 26 days. This is -12% shorter than the same period one year ago.

YUBA CITY's median square footage for active listings during the 2022-04-01 period was 1,744 sqft. One year prior, the average listing was 1,873 sqft.