YUBA CITY Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Yuba City averaged 6.3% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 6.22% and one month ago for the week of 2023-04-20, the average rate was 6.02%.

Yuba City's average rate one year ago was 4.88%.

For refis of the same type during the week of 2023-05-25, the average rate was 5.33%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
Yuba City 30 Year Fixed Rate 2023-05-25 6.3%
Yuba City 30 Year Fixed Rate Refi 2023-05-25 5.33%
Yuba City 15 Year Fixed Rate 2023-05-25 5.87%
Yuba City 15 Year Fixed Rate Refi 2023-05-25 4.95%
Yuba City 30 Year FHA 2023-05-25 5.99%
Yuba City 30 Year FHA Refi 2023-05-25 6.41%
Yuba City 30 Year USDA 2023-05-25 6.63%
Yuba City 30 Year USDA Refi 2023-05-25 6.43%
Yuba City 30 Year VA 2023-05-25 5.78%
Yuba City 30 Year VA Refi 2023-05-25 6.51%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YUBA CITY, CA.

YUBA CITY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YUBA CITY, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 343 4.86% $6,684
QUICKEN LOANS, LLC 166 4.57% $7,577
Hometown Lenders, Inc. 132 4.82% $6,941
LOANDEPOT.COM, LLC 112 4.63% $7,450
ROUNDPOINT MORTGAGE SERVICING CORPORATION 78 4.38% $6,511
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 70 5.00% $8,577
FINANCE OF AMERICA MORTGAGE LLC 59 4.52% $6,800
HOME POINT FINANCIAL CORPORATION 53 4.50% $6,709
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 49 4.96% $6,603
CORNERSTONE HOME LENDING, INC. 43 5.01% $7,590
Wells Fargo Bank 43 4.77% $4,276
Mr. Cooper ( Nationstar Mortgage ) 40 4.35% $8,196
DHI MORTGAGE COMPANY, LTD. 40 4.30% $4,865
HOMEAMERICAN MORTGAGE CORPORATION 39 5.00% $1,289
EAGLE HOME MORTGAGE, LLC 38 4.13% $8,540
ACADEMY MORTGAGE CORPORATION 37 5.25% $9,400
GUILD MORTGAGE COMPANY 33 4.62% $7,607
AMERICAN PACIFIC MORTGAGE CORPORATION 32 5.13% $7,335
AMERISAVE MORTGAGE CORPORATION 31 4.15% $7,529
JPMorgan Chase Bank 28 4.44% $4,573
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 25 4.79% $9,713
Paramount Residential Mortgage Group, Inc. 23 5.11% $6,844
Sierra Central Credit Union 19 4.64% $3,147
FREEDOM MORTGAGE CORPORATION 19 4.67% $6,758
GUARANTEED RATE, INC. 18 4.18% $5,927
SCHOOLSFIRST 17 3.85% $3,903
BROKER SOLUTIONS, INC. 17 4.83% $8,678
CALIBER HOME LOANS, INC. 17 5.15% $8,633
CROSSCOUNTRY MORTGAGE, LLC 17 5.69% $8,122
Flagstar Bank, FSB 15 4.83% $6,035
PREMIER MORTGAGE RESOURCES, L.L.C. 15 4.80% $7,224
MOVEMENT MORTGAGE, LLC 15 4.81% $7,823
PENNYMAC LOAN SERVICES, LLC 15 3.83% $7,076
PRIMELENDING, A PLAINSCAPITAL COMPANY 14 5.13% $7,175
Sierra Pacific Mortgage Company, Inc. 13 5.16% $5,884
SUMMIT FUNDING, INC. 13 4.72% $8,063
LOANPAL, LLC 11 4.62% $8,323
Bank of America 11 4.32% $6,221
Umpqua Bank 11 4.06% $6,864
SAFE CREDIT UNION 10 4.31% $3,826
BETTER MORTGAGE CORPORATION 10 3.33% $2,667
ALAMEDA MORTGAGE CORPORATION 10 5.52% $10,383
PLAZA HOME MORTGAGE, INC. 9 5.68% $11,497
Commerce Home Mortgage, Inc. 9 4.47% $8,456
S1L, Inc. 9 4.69% $6,939
Tri Counties Bank 8 4.88% $4,115
THE GOLDEN 1 8 4.28% $5,865
HOMEBRIDGE FINANCIAL SERVICES, INC. 7 5.37% $9,349
CARDINAL FINANCIAL 7 5.27% $7,501
PROVIDENT FUNDING ASSOCIATES, L.P. 7 4.36% $3,955
U.S. Bank 7 4.46% $3,992
CANOPY MORTGAGE, LLC 7 4.70% $6,902
KBHS HOME LOANS, LLC 7 4.80% $15,311
FBC MORTGAGE, LLC 6 4.91% $6,287
EVERETT FINANCIAL, INC. 6 4.88% $2,282
NEWREZ LLC 6 4.19% $6,403
Operating Engineers Local Union #3 6 3.85% $3,481
ZILLOW HOME LOANS, LLC 5 4.05% $5,128
Carrington Mortgage Services, LLC 5 4.43% $10,573
RESIDENTIAL BANCORP. 4 3.40% $5,242
Century Mortgage Company DBA Century Lending Company 4 7.06% $7,840
GUARANTEED RATE AFFINITY, LLC 4 4.32% $3,269
REDWOOD 4 3.88% $685
Citadel Servicing Corporation 4 7.56% $11,277
MASON MCDUFFIE MORTGAGE CORPORATION 4 4.84% $8,144
DATA MORTGAGE, INC. 4 5.75% $7,680
MOUNTAIN WEST FINANCIAL, INC. 4 5.22% $9,804
PLANET HOME LENDING, LLC 3 3.92% $5,284
PHH Mortgage Corporation 3 4.08% $5,425
Mortgage Research Center, LLC 3 5.54% $5,248
Amerifirst Financial, Inc. 3 5.04% $8,368
NMSI, INC. 3 5.13% $7,885
NEXERA HOLDING LLC 3 8.29% $10,098
NETWORK CAPITAL FUNDING CORPORATION 3 4.29% $5,902
NAVY FEDERAL CREDIT UNION 3 3.46% $3,901
HOMEXPRESS MORTGAGE CORP. 3 7.50% $15,809
MUTUAL OF OMAHA MORTGAGE, INC. 3 4.08% $4,999
M&T Bank 3 3.71% $7,594
Citizens Bank 3 4.88% $4,318
Truist 3 3.33% $9,668
AmeriHome Mortgage Company, LLC 3 3.79% $6,388
Lakeview Community Capital, LLC 3 4.54% $3,373
Strong Home Mortgage, LLC 3 4.54% $1,873
Mechanics Bank 3 3.71% $2,860
CMG MORTGAGE, INC. 3 4.17% $7,759
AMERICAN INTERNET MORTGAGE, INC. 3 4.88% $4,521
BAY EQUITY LLC 3 5.50% $6,774
Equity Prime Mortgage LLC 2 4.19% $2,103
FIRST TECHNOLOGY 2 4.63% $4,833
Golden Empire Mortgage, Inc. 2 3.69% $8,288
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 2 4.63% $4,333
First Guaranty Mortgage Corporation 2 4.06% $6,277
LADERA LENDING, INC. 2 4.56% $6,581
LAKEVIEW LOAN SERVICING, LLC 2 5.81% $7,178
LENOX FINANCIAL MORTGAGE CORPORATION 2 3.75% $6,117
MICHIGAN MUTUAL, INC. 2 4.94% $7,242
CHURCHILL MORTGAGE CORPORATION 2 4.12% $7,281
OCMBC, INC. 2 4.44% $5,640
CHERRY CREEK MORTGAGE, LLC 2 4.44% $748
PATELCO 2 3.81% $3,024
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.81% $4,693
RANLIFE, INC. 2 3.88% $6,285
Bank of the West 2 4.69% $4,395
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.37% $6,564
ARC HOME LLC 2 4.19% $6,689
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 6.88% $13,746
SOFI LENDING CORP. 2 3.31% $4,075
STAR ONE CREDIT UNION 2 4.06% $3,556
STEARNS LENDING, LLC 2 3.19% $3,823
TRAVIS CREDIT UNION 2 3.88% $4,116
UNION HOME MORTGAGE CORP. 2 4.69% $5,775
USAA Federal Savings Bank 2 5.63% $2,795
V.I.P. MORTGAGE, INC. 2 3.87% $4,244
DIRECT MORTGAGE, CORP. 1 4.00% $14,931
NBKC BANK 1 2.63% $8,041
HOMESIDE FINANCIAL, LLC 1 5.88% $4,652
Franklin Loan Corporation 1 6.63% $6,869
NEW WAVE LENDING GROUP INC 1 6.88% $4,600
EMBRACE HOME LOANS, INC. 1 4.38% $17,090
NFM, INC. 1 7.50% $5,277
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 4.00% $6,799
North American Savings Bank, F.S.B. 1 7.00% $7,138
Northpointe Bank 1 4.63% $4,454
Northwest Farm Credit Services, FLCA 1 4.15% $12,129
TJC Mortgage, Inc. 1 6.00% $4,297
Chicago Mortgage Solutions LLC 1 3.13% $4,533
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 5.50% $8,856
Waterstone Mortgage Corporation 1 6.75% $4,693
TRIAD FINANCIAL SERVICES, INC. 1 5.00% $14,199
ENVOY MORTGAGE, LTD 1 4.63% $9,568
PENTAGON FEDERAL CREDIT UNION 1 3.25% $12,684
Firefighters First Federal Credit Union 1 2.50% $0
Greenbox Loans, Inc. 1 5.63% $11,636
Platinum Home Mortgage Corporation 1 4.50% $9,611
CENTRAL COAST LENDING, INC. 1 6.38% $12,337
PNC Bank 1 2.38% $26,897
PREMIER LENDING, INC. 1 5.50% $4,907
CALIFORNIA CREDIT UNION 1 3.25% $0
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.88% $20,426
Prime Choice Funding Inc. 1 2.88% $6,071
CALCON MUTUAL MORTGAGE LLC 1 5.88% $13,547
Prosperity Home Mortgage, LLC 1 6.88% $4,436
GOOGAIN, INC. 1 5.38% $4,024
Baxter Credit Union 1 5.88% $2,673
Quontic Bank 1 7.25% $9,853
Florida Capital Bank 1 5.38% $4,772
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.88% $7,364
GENEVA FINANCIAL, LLC 1 5.63% $8,741
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 3.50% $8,967
First-Citizens Bank & Trust Company 1 4.88% $10,454
ROYAL UNITED MORTGAGE LLC 1 5.50% $5,690
ALLIANT CREDIT UNION 1 6.25% $3,253
AMCAP MORTGAGE, LTD. 1 3.99% $7,747
San Mateo Credit Union 1 4.63% $2,803
SCENIC OAKS FUNDING, INC. 1 5.50% $15,913
Wyndham Capital Mortgage, Inc. 1 3.38% $4,465
ANGEL OAK HOME LOANS LLC 1 3.63% $3,506
Ameris Bank 1 5.50% $8,273
Ally Bank 1 2.50% $16,047
21ST MORTGAGE CORPORATION 1 7.30% $9,843
Watermark Capital, Inc. 1 3.25% $2,398
Fremont Bank 1 4.25% $11,404
First Bank 1 5.75% $6,593
SUN WEST MORTGAGE COMPANY, INC. 1 5.38% $3,792
Luxury Mortgage Corp. 1 6.13% $16,224
CITIZENS EQUITY FIRST 1 3.00% $4,961
LAND HOME FINANCIAL SERVICES, INC. 1 5.38% $33,450
T2 FINANCIAL LLC 1 5.25% $12,969
MK LENDING CORP. 1 10.38% $5,791
ML Mortgage Corp. 1 4.38% $17,582
Morgan Stanley Private Bank 1 3.85% $2,857
Comerica Bank 1 5.50% $7,318
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 4.00% $3,387
KELLER MORTGAGE, LLC 1 5.63% $5,048
DEEPHAVEN MORTGAGE LLC 1 8.99% $7,694
JET DIRECT FUNDING CORP 1 4.75% $4,585
INTERCAP LENDING INC. 1 2.88% $4,533
MUFG Union Bank 1 3.75% $7,669
INFINITY EQUITY GROUP, INC. 1 3.25% $2,764
NATIONS DIRECT MORTGAGE, LLC 1 3.13% $7,480
Nations Lending Corporation 1 2.99% $6,214
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.50% $3,787

YUBA CITY Average Closing Costs & Other Stats

YUBA CITY, CA's 182 lenders originated 4,734 loans during 2022. The total origination value was $1,513,910,000, with an average loan value of $319,795.

YUBA CITY's average closing costs are $6,781.

The top YUBA CITY lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 343 loans originated. Their average total fees are $6,684, which is $893 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee YUBA CITY lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($1,289), BETTER MORTGAGE CORPORATION ($2,667), Sierra Central Credit Union ($3,147), SAFE CREDIT UNION ($3,826) and SCHOOLSFIRST ($3,903).

The lowest rate YUBA CITY lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (3.33%), PENNYMAC LOAN SERVICES, LLC (3.83%), SCHOOLSFIRST (3.85%), Umpqua Bank (4.06%) and EAGLE HOME MORTGAGE, LLC (4.13%).

YUBA CITY, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
UNITED WHOLESALE MORTGAGE, LLC $303,920,000 $227,645,000 -25.1% 15.0%
QUICKEN LOANS, LLC $201,130,000 $81,765,000 -59.3% 5.4%
LOANDEPOT.COM, LLC $81,665,000 $76,945,000 -5.8% 5.1%
Hometown Lenders, Inc. $170,000,000 $62,815,000 -63.1% 4.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $69,225,000 $44,825,000 -35.2% 3.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $54,160,000 $39,345,000 -27.4% 2.6%
FINANCE OF AMERICA MORTGAGE LLC $104,865,000 $39,005,000 -62.8% 2.6%
HOME POINT FINANCIAL CORPORATION $68,395,000 $32,775,000 -52.1% 2.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $51,135,000 $31,685,000 -38.0% 2.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $52,585,000 $30,180,000 -42.6% 2.0%
HOMEAMERICAN MORTGAGE CORPORATION $12,995,000 $26,950,000 107.4% 1.8%
DHI MORTGAGE COMPANY, LTD. $4,900,000 $26,440,000 439.6% 1.7%
ACADEMY MORTGAGE CORPORATION $26,500,000 $24,860,000 -6.2% 1.6%
KeyBank $23,810,000 n/a 1.6%
EAGLE HOME MORTGAGE, LLC $27,425,000 $22,980,000 -16.2% 1.5%
Mortgage Research Center, LLC $27,790,000 $22,430,000 -19.3% 1.5%
FREEDOM MORTGAGE CORPORATION $159,600,000 $21,505,000 -86.5% 1.4%
CORNERSTONE HOME LENDING, INC. $48,980,000 $21,335,000 -56.4% 1.4%
GUILD MORTGAGE COMPANY $40,965,000 $21,285,000 -48.0% 1.4%
Tri Counties Bank $24,105,000 $19,930,000 -17.3% 1.3%
Wells Fargo Bank $43,585,000 $19,175,000 -56.0% 1.3%
CROSSCOUNTRY MORTGAGE, LLC $17,330,000 $18,380,000 6.1% 1.2%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $16,070,000 $17,950,000 11.7% 1.2%
Umpqua Bank $31,060,000 $17,950,000 -42.2% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $42,920,000 $17,775,000 -58.6% 1.2%
AMERISAVE MORTGAGE CORPORATION $24,380,000 $14,060,000 -42.3% 0.9%
PENNYMAC LOAN SERVICES, LLC $39,630,000 $13,865,000 -65.0% 0.9%
Capital One $13,540,000 n/a 0.9%
JPMorgan Chase Bank $39,520,000 $13,245,000 -66.5% 0.9%
MOVEMENT MORTGAGE, LLC $31,235,000 $13,130,000 -58.0% 0.9%
Paramount Residential Mortgage Group, Inc. $15,290,000 $12,830,000 -16.1% 0.8%
SUMMIT FUNDING, INC. $22,750,000 $12,695,000 -44.2% 0.8%
SCHOOLSFIRST $14,840,000 $12,540,000 -15.5% 0.8%
CALIBER HOME LOANS, INC. $40,660,000 $12,215,000 -70.0% 0.8%
U.S. Bank $21,990,000 $12,210,000 -44.5% 0.8%
Commerce Home Mortgage, Inc. $15,625,000 $11,115,000 -28.9% 0.7%
Grandbridge Real Estate Capital LLC $11,025,000 n/a 0.7%
GUARANTEED RATE, INC. $17,925,000 $10,290,000 -42.6% 0.7%
PREMIER MORTGAGE RESOURCES, L.L.C. $21,315,000 $10,125,000 -52.5% 0.7%
Sierra Central Credit Union $19,250,000 $9,620,000 -50.0% 0.6%
Flagstar Bank, FSB $14,195,000 $9,550,000 -32.7% 0.6%
Bank of America $9,885,000 $9,100,000 -7.9% 0.6%
THE GOLDEN 1 $15,440,000 $8,740,000 -43.4% 0.6%
BROKER SOLUTIONS, INC. $12,045,000 $8,130,000 -32.5% 0.5%
Sierra Pacific Mortgage Company, Inc. $14,390,000 $7,595,000 -47.2% 0.5%
NAVY FEDERAL CREDIT UNION $5,080,000 $7,215,000 42.0% 0.5%
S1L, Inc. $12,420,000 $7,045,000 -43.3% 0.5%
LAKEVIEW LOAN SERVICING, LLC $17,865,000 $7,005,000 -60.8% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $11,725,000 $6,995,000 -40.3% 0.5%
LOANPAL, LLC $24,105,000 $5,650,000 -76.6% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $6,995,000 $5,440,000 -22.2% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $15,195,000 $5,425,000 -64.3% 0.4%
PLAZA HOME MORTGAGE, INC. $2,280,000 $5,410,000 137.3% 0.4%
NEWREZ LLC $23,850,000 $4,755,000 -80.1% 0.3%
FBC MORTGAGE, LLC $4,945,000 $4,585,000 -7.3% 0.3%
EVERETT FINANCIAL, INC. $2,040,000 $4,120,000 102.0% 0.3%
PNC Bank $7,295,000 $4,105,000 -43.7% 0.3%
USAA Federal Savings Bank $6,655,000 $3,800,000 -42.9% 0.3%
ALAMEDA MORTGAGE CORPORATION $3,745,000 $3,700,000 -1.2% 0.2%
SAFE CREDIT UNION $12,660,000 $3,680,000 -70.9% 0.2%
BETTER MORTGAGE CORPORATION $13,265,000 $3,565,000 -73.1% 0.2%
Bank of the West $4,885,000 $3,440,000 -29.6% 0.2%
CMG MORTGAGE, INC. $7,430,000 $3,355,000 -54.8% 0.2%
KBHS HOME LOANS, LLC $3,255,000 n/a 0.2%
SPRING EQ, LLC $605,000 $3,125,000 416.5% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,185,000 $3,020,000 38.2% 0.2%
First Republic Bank $3,005,000 n/a 0.2%
Carrington Mortgage Services, LLC $8,525,000 $2,980,000 -65.0% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $1,965,000 $2,940,000 49.6% 0.2%
MOUNTAIN WEST FINANCIAL, INC. $9,520,000 $2,910,000 -69.4% 0.2%
The Federal Savings Bank $7,560,000 $2,910,000 -61.5% 0.2%
DATA MORTGAGE, INC. $6,600,000 $2,860,000 -56.7% 0.2%
GUARANTEED RATE AFFINITY, LLC $2,780,000 $2,820,000 1.4% 0.2%
PHH Mortgage Corporation $4,500,000 $2,750,000 -38.9% 0.2%
Equity Prime Mortgage LLC $4,125,000 $2,730,000 -33.8% 0.2%
CANOPY MORTGAGE, LLC $2,325,000 $2,725,000 17.2% 0.2%
Zions Bancorporation, N.A. $2,685,000 n/a 0.2%
AMWEST FUNDING CORP. $3,585,000 $2,645,000 -26.2% 0.2%
Golden Empire Mortgage, Inc. $5,045,000 $2,640,000 -47.7% 0.2%
Century Mortgage Company DBA Century Lending Company $265,000 $2,515,000 849.1% 0.2%
Operating Engineers Local Union #3 $890,000 $2,485,000 179.2% 0.2%
FINANCE OF AMERICA REVERSE LLC $1,695,000 $2,480,000 46.3% 0.2%
PENTAGON FEDERAL CREDIT UNION $2,750,000 $2,460,000 -10.5% 0.2%
AMERICAN ADVISORS GROUP $2,520,000 $2,375,000 -5.8% 0.2%
Amerifirst Financial, Inc. $4,410,000 $2,290,000 -48.1% 0.2%
TJC Mortgage, Inc. $1,050,000 $2,245,000 113.8% 0.1%
Fremont Bank $6,480,000 $2,175,000 -66.4% 0.1%
HOMEXPRESS MORTGAGE CORP. $2,345,000 $2,070,000 -11.7% 0.1%
Citizens Business Bank $2,045,000 n/a 0.1%
Figure Lending LLC $830,000 $2,045,000 146.4% 0.1%
Lakeview Community Capital, LLC $2,610,000 $2,020,000 -22.6% 0.1%
OCMBC, INC. $1,100,000 $1,940,000 76.4% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $9,375,000 $1,930,000 -79.4% 0.1%
ZILLOW HOME LOANS, LLC $4,045,000 $1,885,000 -53.4% 0.1%
RESIDENTIAL BANCORP. $2,070,000 $1,865,000 -9.9% 0.1%
MUFG Union Bank $4,615,000 $1,850,000 -59.9% 0.1%
NATIONS DIRECT MORTGAGE, LLC $1,445,000 $1,815,000 25.6% 0.1%
STAR ONE CREDIT UNION $780,000 $1,795,000 130.1% 0.1%
REVERSE MORTGAGE FUNDING LLC $1,610,000 $1,770,000 9.9% 0.1%
5TH STREET CAPITAL, INC. $475,000 $1,755,000 269.5% 0.1%
BAY EQUITY LLC $1,540,000 $1,700,000 10.4% 0.1%
Citadel Servicing Corporation $1,675,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $2,470,000 $1,650,000 -33.2% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $4,530,000 $1,605,000 -64.6% 0.1%
DOMINION FINANCIAL SERVICES, LLC $1,525,000 n/a 0.1%
PLANET HOME LENDING, LLC $5,295,000 $1,515,000 -71.4% 0.1%
PREMIER LENDING, INC. $455,000 $1,435,000 215.4% 0.1%
AMERICAN FINANCING CORPORATION $1,920,000 $1,425,000 -25.8% 0.1%
V.I.P. MORTGAGE, INC. $1,375,000 n/a 0.1%
PATELCO $3,015,000 $1,365,000 -54.7% 0.1%
NEW DAY FINANCIAL, LLC $4,455,000 $1,345,000 -69.8% 0.1%
Mechanics Bank $13,895,000 $1,320,000 -90.5% 0.1%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $435,000 $1,290,000 196.6% 0.1%
REDWOOD $605,000 $1,290,000 113.2% 0.1%
Citizens Bank $1,360,000 $1,265,000 -7.0% 0.1%
Truist $2,740,000 $1,260,000 -54.0% 0.1%
Banner Bank $2,125,000 $1,210,000 -43.1% 0.1%
FIRST TECHNOLOGY $1,960,000 $1,210,000 -38.3% 0.1%
STANFORD Federal Credit Union $1,205,000 n/a 0.1%
21ST MORTGAGE CORPORATION $525,000 $1,185,000 125.7% 0.1%
TRAVIS CREDIT UNION $895,000 $1,185,000 32.4% 0.1%
Strong Home Mortgage, LLC $2,120,000 $1,175,000 -44.6% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $1,115,000 $1,145,000 2.7% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,135,000 n/a 0.1%
M&T Bank $185,000 $1,130,000 510.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,840,000 $1,115,000 -60.7% 0.1%
OPEN MORTGAGE, LLC $1,970,000 $1,110,000 -43.7% 0.1%
Exchange Bank $655,000 $1,090,000 66.4% 0.1%
LONGBRIDGE FINANCIAL, LLC $320,000 $1,055,000 229.7% 0.1%
Self-Help Federal Credit Union $1,770,000 $1,055,000 -40.4% 0.1%
First Guaranty Mortgage Corporation $5,745,000 $1,045,000 -81.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,095,000 $1,025,000 -6.4% 0.1%
Northwest Farm Credit Services, FLCA $2,795,000 $1,000,000 -64.2% 0.1%
SOFI LENDING CORP. $1,615,000 $1,000,000 -38.1% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $375,000 $985,000 162.7% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $9,475,000 $980,000 -89.7% 0.1%
VILLAGE CAPITAL MORTGAGE $14,005,000 $980,000 -93.0% 0.1%
Discover Bank $425,000 $975,000 129.4% 0.1%
Franklin Loan Corporation $1,330,000 $960,000 -27.8% 0.1%
NFM, INC. $165,000 $960,000 481.8% 0.1%
SCENIC OAKS FUNDING, INC. $700,000 $910,000 30.0% 0.1%
LADERA LENDING, INC. $3,015,000 $900,000 -70.1% 0.1%
First Bank $895,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $415,000 $890,000 114.5% 0.1%
CHERRY CREEK MORTGAGE, LLC $2,275,000 $880,000 -61.3% 0.1%
NEXERA HOLDING LLC $770,000 $875,000 13.6% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $3,490,000 $870,000 -75.1% 0.1%
First Northern Bank of Dixon $1,605,000 $850,000 -47.0% 0.1%
UNION HOME MORTGAGE CORP. $450,000 $850,000 88.9% 0.1%
Ally Bank $840,000 $830,000 -1.2% 0.1%
NMSI, INC. $3,065,000 $825,000 -73.1% 0.1%
CENTRAL COAST LENDING, INC. $720,000 $810,000 12.5% 0.1%
ENVOY MORTGAGE, LTD $1,995,000 $810,000 -59.4% 0.1%
IMPAC MORTGAGE CORP. $7,100,000 $810,000 -88.6% 0.1%
CALCON MUTUAL MORTGAGE LLC $13,065,000 $800,000 -93.9% 0.1%
THE POLICE Credit Union $480,000 $795,000 65.6% 0.1%
ADVANCIAL $615,000 $785,000 27.6% 0.1%
BANC ONE MORTGAGE CORPORATION $780,000 n/a 0.1%
HighTechLending Inc $850,000 $780,000 -8.2% 0.1%
Hometown Equity Mortgage, LLC $1,395,000 $775,000 -44.4% 0.1%
CITIZENS EQUITY FIRST $75,000 $770,000 926.7% 0.1%
ALLIANT CREDIT UNION $445,000 $765,000 71.9% 0.1%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $1,595,000 $760,000 -52.4% 0.1%
AmeriHome Mortgage Company, LLC $860,000 $755,000 -12.2% 0.0%
NBKC BANK $4,055,000 $755,000 -81.4% 0.0%
Sunflower Bank $730,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $2,750,000 $720,000 -73.8% 0.0%
Barrington Bank & Trust Company, N.A. $915,000 $710,000 -22.4% 0.0%
HOMESIDE FINANCIAL, LLC $2,890,000 $705,000 -75.6% 0.0%
Luther Burbank Savings $2,445,000 $705,000 -71.2% 0.0%
CHURCHILL MORTGAGE CORPORATION $4,235,000 $700,000 -83.5% 0.0%
VERITAS FUNDING, LLC $325,000 $690,000 112.3% 0.0%
FIRST U.S. COMMUNITY CREDIT UNION $225,000 $685,000 204.4% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,035,000 $675,000 -34.8% 0.0%
AMCAP MORTGAGE, LTD. $660,000 n/a 0.0%
Ameris Bank $430,000 $660,000 53.5% 0.0%
ARC HOME LLC $855,000 $630,000 -26.3% 0.0%
GENEVA FINANCIAL, LLC $1,620,000 $630,000 -61.1% 0.0%
MICHIGAN MUTUAL, INC. $1,200,000 $625,000 -47.9% 0.0%
PACIFIC SERVICE $1,190,000 $625,000 -47.5% 0.0%
Firefighters First Federal Credit Union $135,000 $610,000 351.9% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $605,000 n/a 0.0%
Luxury Mortgage Corp. $585,000 n/a 0.0%
Prosperity Home Mortgage, LLC $565,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $560,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $1,055,000 $560,000 -46.9% 0.0%
Service Federal Credit Union $545,000 n/a 0.0%
RANLIFE, INC. $630,000 $530,000 -15.9% 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $3,830,000 $525,000 -86.3% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $2,755,000 $520,000 -81.1% 0.0%
EMBRACE HOME LOANS, INC. $930,000 $515,000 -44.6% 0.0%
Platinum Home Mortgage Corporation $515,000 n/a 0.0%
Nations Lending Corporation $1,195,000 $510,000 -57.3% 0.0%
SAN FRANCISCO FIRE CREDIT UNION $620,000 $505,000 -18.5% 0.0%
AXIA FINANCIAL, LLC $515,000 $485,000 -5.8% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $485,000 n/a 0.0%
KELLER MORTGAGE, LLC $475,000 $465,000 -2.1% 0.0%
Chicago Mortgage Solutions LLC $455,000 n/a 0.0%
Northpointe Bank $455,000 n/a 0.0%
DIRECT MORTGAGE, CORP. $1,340,000 $445,000 -66.8% 0.0%
First-Citizens Bank & Trust Company $445,000 n/a 0.0%
INTERCAP LENDING INC. $445,000 n/a 0.0%
CALIFORNIA CREDIT UNION $435,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $435,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $1,575,000 $425,000 -73.0% 0.0%
JMAC LENDING, INC. $850,000 $405,000 -52.4% 0.0%
ML Mortgage Corp. $405,000 n/a 0.0%
Plains Commerce Bank $865,000 $405,000 -53.2% 0.0%
Prime Choice Funding Inc. $1,890,000 $405,000 -78.6% 0.0%
Loan Simple, Inc. $395,000 n/a 0.0%
The Central Trust Bank $245,000 $395,000 61.2% 0.0%
MORTGAGEONE, INC. $385,000 n/a 0.0%
Quontic Bank $385,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $385,000 n/a 0.0%
THRIVE MORTGAGE, LLC $380,000 n/a 0.0%
First Mortgage Solutions, LLC $375,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $375,000 n/a 0.0%
NEW WAVE LENDING GROUP INC $375,000 n/a 0.0%
T2 FINANCIAL LLC $375,000 n/a 0.0%
BECKAM FUNDING CORP. $975,000 $365,000 -62.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $435,000 $365,000 -16.1% 0.0%
MEGASTAR FINANCIAL CORP. $365,000 n/a 0.0%
MK LENDING CORP. $365,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $360,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $5,620,000 $345,000 -93.9% 0.0%
San Mateo Credit Union $440,000 $345,000 -21.6% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,905,000 $335,000 -82.4% 0.0%
CLEARPATH LENDING $5,655,000 $335,000 -94.1% 0.0%
Florida Capital Bank $1,020,000 $335,000 -67.2% 0.0%
United Fidelity Funding Corp. $325,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $400,000 $320,000 -20.0% 0.0%
Pacific Lending LLC $315,000 n/a 0.0%
Waterstone Mortgage Corporation $315,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,070,000 $305,000 -71.5% 0.0%
Morgan Stanley Private Bank $305,000 n/a 0.0%
North American Savings Bank, F.S.B. $3,410,000 $305,000 -91.1% 0.0%
Watermark Capital, Inc. $1,525,000 $305,000 -80.0% 0.0%
TOP FLITE FINANCIAL, INC. $875,000 $295,000 -66.3% 0.0%
AMERIFIRST FINANCIAL CORPORATION $265,000 n/a 0.0%
COUNTRY CLUB MORTGAGE, INC. $265,000 n/a 0.0%
GOOGAIN, INC. $400,000 $265,000 -33.8% 0.0%
LANTZMAN MANAGEMENT, INC. $145,000 $265,000 82.8% 0.0%
Citibank $360,000 $255,000 -29.2% 0.0%
Greenbox Loans, Inc. $730,000 $255,000 -65.1% 0.0%
STEARNS LENDING, LLC $8,040,000 $250,000 -96.9% 0.0%
ADVANTIS $220,000 n/a 0.0%
Comerica Bank $215,000 n/a 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $215,000 n/a 0.0%
HANSCOM $205,000 n/a 0.0%
MIDWEST LOAN SOLUTIONS, INC. $205,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $205,000 n/a 0.0%
INFINITY EQUITY GROUP, INC. $195,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $195,000 n/a 0.0%
San Joaquin Power Employees Credit Union $195,000 n/a 0.0%
FAY SERVICING, LLC $175,000 $185,000 5.7% 0.0%
LENDING 3, INC. $185,000 n/a 0.0%
GEORGIA'S OWN $330,000 $180,000 -45.5% 0.0%
ALL REVERSE MORTGAGE, INC. $155,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $155,000 n/a 0.0%
Baxter Credit Union $155,000 n/a 0.0%
GTE Federal Credit Union $145,000 n/a 0.0%
JET DIRECT FUNDING CORP $135,000 n/a 0.0%
California Coast Credit Union $125,000 n/a 0.0%
HomeTrust Bank $135,000 $125,000 -7.4% 0.0%
Secured Investment Corp. $215,000 $115,000 -46.5% 0.0%
SACRAMENTO Credit Union $280,000 $100,000 -64.3% 0.0%
ROYAL UNITED MORTGAGE LLC $395,000 $95,000 -75.9% 0.0%
INTELLILOAN, INC. $2,750,000 $75,000 -97.3% 0.0%
GREAT LAKES $70,000 n/a 0.0%
TOGETHER CREDIT UNION $65,000 n/a 0.0%
WINGS FINANCIAL $65,000 n/a 0.0%
1ST UNITED SERVICES CREDIT UNION $55,000 n/a 0.0%
American Airlines Federal Credit Union $55,000 n/a 0.0%
CANVAS CREDIT UNION $55,000 n/a 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $25,000 n/a 0.0%
UNITED $25,000 n/a 0.0%

YUBA CITY's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 15.0% market share. In second place, with 5.4%, is QUICKEN LOANS, LLC, having originated $81,765,000 in loans. In third place, with 5.1%, is LOANDEPOT.COM, LLC, having originated $76,945,000 in loans. In fourth place, with 4.1%, is Hometown Lenders, Inc., having originated $62,815,000 in loans. In fifth place, with 3.0%, is ROUNDPOINT MORTGAGE SERVICING CORPORATION, having originated $44,825,000 in loans.


YUBA CITY Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - YUBA CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $299,675 (9.0%) $358,757 (3.3%) 1.11 334
2018-02-01 $305,011 (5.5%) $361,905 (3.0%) 1.11 326
2018-03-01 $315,500 (8.2%) $371,041 (6.2%) 1.11 314
2018-04-01 $329,475 (10.6%) $383,143 (6.0%) 1.12 332
2018-05-01 $326,475 (10.1%) $385,088 (4.0%) 1.09 372
2018-06-01 $328,200 (9.4%) $384,694 (3.9%) 1.09 396
2018-07-01 $320,988 (7.0%) $369,895 (0.0%) 1.07 449
2018-08-01 $317,975 (6.4%) $360,262 (-0.1%) 1.07 496
2018-09-01 $319,900 (7.0%) $366,687 (4.0%) 1.08 505
2018-10-01 $312,500 (5.9%) $364,851 (5.6%) 1.06 503
2018-11-01 $306,725 (4.0%) $359,207 (3.3%) 1.04 467
2018-12-01 $300,000 (1.7%) $348,338 (-1.1%) 1.03 383
2019-01-01 $299,950 (0.1%) $354,683 (-1.1%) 1.04 319
2019-02-01 $312,925 (2.6%) $378,550 (4.6%) 1.06 319
2019-03-01 $319,000 (1.1%) $383,177 (3.3%) 1.06 303
2019-04-01 $327,450 (-0.6%) $393,363 (2.7%) 1.04 330
2019-05-01 $327,450 (0.3%) $400,709 (4.1%) 1.02 365
2019-06-01 $334,900 (2.0%) $392,795 (2.1%) 1.05 391
2019-07-01 $335,000 (4.4%) $394,404 (6.6%) 1.05 425
2019-08-01 $329,600 (3.7%) $382,337 (6.1%) 1.03 410
2019-09-01 $330,000 (3.2%) $372,563 (1.6%) 1.04 374
2019-10-01 $331,000 (5.9%) $365,534 (0.2%) 1.07 402
2019-11-01 $339,000 (10.5%) $378,582 (5.4%) 1.11 389
2019-12-01 $329,925 (10.0%) $392,777 (12.8%) 1.10 319
2020-01-01 $332,000 (10.7%) $380,500 (7.3%) 1.11 287
2020-02-01 $349,950 (11.8%) $394,428 (4.2%) 1.15 290
2020-03-01 $358,450 (12.4%) $415,651 (8.5%) 1.12 303
2020-04-01 $359,975 (9.9%) $417,616 (6.2%) 1.13 302
2020-05-01 $385,000 (17.6%) $440,931 (10.0%) 1.17 255
2020-06-01 $385,000 (15.0%) $435,925 (11.0%) 1.13 225
2020-07-01 $380,000 (13.4%) $442,409 (12.2%) 1.10 205
2020-08-01 $369,999 (12.3%) $436,946 (14.3%) 1.06 194
2020-09-01 $388,500 (17.7%) $449,354 (20.6%) 1.11 175
2020-10-01 $378,450 (14.3%) $453,698 (24.1%) 1.08 193
2020-11-01 $394,463 (16.4%) $451,715 (19.3%) 1.15 160
2020-12-01 $403,725 (22.4%) $447,333 (13.9%) 1.20 137
2021-01-01 $399,900 (20.5%) $480,195 (26.2%) 1.19 101
2021-02-01 $399,950 (14.3%) $501,349 (27.1%) 1.16 116
2021-03-01 $404,975 (13.0%) $500,521 (20.4%) 1.15 118
2021-04-01 $404,900 (12.5%) $489,351 (17.2%) 1.10 142
2021-05-01 $415,000 (7.8%) $500,682 (13.6%) 1.10 141
2021-06-01 $427,738 (11.1%) $554,892 (27.3%) 1.13 185
2021-07-01 $429,000 (12.9%) $546,572 (23.5%) 1.13 214
2021-08-01 $415,000 (12.2%) $502,194 (14.9%) 1.11 206
2021-09-01 $422,500 (8.8%) $504,436 (12.3%) 1.13 223
2021-10-01 $429,990 (13.6%) $521,531 (15.0%) 1.15 227
2021-11-01 $440,200 (11.6%) $533,278 (18.1%) 1.18 223
2021-12-01 $443,250 (9.8%) $520,345 (16.3%) 1.20 166
2022-01-01 $454,500 (13.7%) $524,805 (9.3%) 1.23 148
2022-02-01 $474,950 (18.8%) $532,033 (6.1%) 1.24 150
2022-03-01 $477,000 (17.8%) $537,959 (7.5%) 1.19 178
2022-04-01 $475,000 (17.3%) $529,955 (8.3%) 1.13 212
2022-05-01 $492,495 (18.7%) $527,464 (5.4%) 1.13 273
2022-06-01 $480,000 (12.2%) $532,754 (-4.0%) 1.07 331
2022-07-01 $470,000 (9.6%) $523,999 (-4.1%) 1.06 375
2022-08-01 $459,675 (10.8%) $516,679 (2.9%) 1.06 435
2022-09-01 $455,000 (7.7%) $508,514 (0.8%) 1.06 425
2022-10-01 $451,500 (5.0%) $504,049 (-3.4%) 1.06 407
2022-11-01 $457,437 (3.9%) $513,568 (-3.7%) 1.10 378
2022-12-01 $450,450 (1.6%) $512,023 (-1.6%) 1.11 323
2023-01-01 $459,000 (1.0%) $510,900 (-2.7%) 1.14 281
2023-02-01 $459,500 (-3.3%) $507,856 (-4.5%) 1.11 281
2023-03-01 $472,450 (-1.0%) $523,383 (-2.7%) 1.11 263
2023-04-01 $475,000 (0.0%) $537,498 (1.4%) 1.10 210
YUBA CITY's median listing price for 2023-04-01 was $475,000, a difference of $0 (0.0%) versus the prior year and $2,550 versus the prior month.

YUBA CITY's median listing price comes in at 110% of the national average.

YUBA CITY's average listing price for 2023-04-01 was $537,498, a difference of $7,543 (1.4%) versus the prior year and $14,115 versus the prior month.

For the 2023-04-01 period, YUBA CITY had 210 MLS listings, a difference of -53 listings (-20%) versus the prior month and -2 listings (-1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - YUBA CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 74 days 1,829 sqft
2018-02-01 67 days 1,841 sqft
2018-03-01 51 days 1,872 sqft
2018-04-01 47 days 1,871 sqft
2018-05-01 40 days 1,877 sqft
2018-06-01 44 days 1,843 sqft
2018-07-01 43 days 1,797 sqft
2018-08-01 45 days 1,781 sqft
2018-09-01 54 days 1,824 sqft
2018-10-01 57 days 1,778 sqft
2018-11-01 59 days 1,716 sqft
2018-12-01 68 days 1,703 sqft
2019-01-01 65 days 1,634 sqft
2019-02-01 57 days 1,673 sqft
2019-03-01 59 days 1,675 sqft
2019-04-01 45 days 1,694 sqft
2019-05-01 39 days 1,681 sqft
2019-06-01 46 days 1,725 sqft
2019-07-01 47 days 1,727 sqft
2019-08-01 57 days 1,735 sqft
2019-09-01 64 days 1,792 sqft
2019-10-01 61 days 1,764 sqft
2019-11-01 63 days 1,856 sqft
2019-12-01 79 days 1,818 sqft
2020-01-01 75 days 1,845 sqft
2020-02-01 54 days 1,853 sqft
2020-03-01 50 days 1,889 sqft
2020-04-01 54 days 1,857 sqft
2020-05-01 74 days 2,000 sqft
2020-06-01 77 days 1,984 sqft
2020-07-01 75 days 1,884 sqft
2020-08-01 52 days 1,866 sqft
2020-09-01 46 days 1,965 sqft
2020-10-01 45 days 1,850 sqft
2020-11-01 52 days 1,845 sqft
2020-12-01 64 days 1,828 sqft
2021-01-01 54 days 1,801 sqft
2021-02-01 29 days 1,818 sqft
2021-03-01 34 days 1,786 sqft
2021-04-01 28 days 1,857 sqft
2021-05-01 30 days 1,841 sqft
2021-06-01 26 days 1,773 sqft
2021-07-01 28 days 1,731 sqft
2021-08-01 39 days 1,653 sqft
2021-09-01 37 days 1,652 sqft
2021-10-01 39 days 1,716 sqft
2021-11-01 42 days 1,753 sqft
2021-12-01 51 days 1,759 sqft
2022-01-01 51 days 1,791 sqft
2022-02-01 32 days 1,760 sqft
2022-03-01 25 days 1,806 sqft
2022-04-01 27 days 1,754 sqft
2022-05-01 29 days 1,833 sqft
2022-06-01 32 days 1,830 sqft
2022-07-01 40 days 1,785 sqft
2022-08-01 47 days 1,777 sqft
2022-09-01 49 days 1,788 sqft
2022-10-01 56 days 1,810 sqft
2022-11-01 64 days 1,800 sqft
2022-12-01 71 days 1,756 sqft
2023-01-01 75 days 1,797 sqft
2023-02-01 56 days 1,787 sqft
2023-03-01 55 days 1,849 sqft
2023-04-01 53 days 1,864 sqft
YUBA CITY's median listing age (time on market) for 2023-04-01 was 53 days. This is 98% longer than the same period one year ago.

YUBA CITY's median square footage for active listings during the 2023-04-01 period was 1,864 sqft. One year prior, the average listing was 1,754 sqft.

YUBA CITY, CA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
95626 Yuba City, CA $1,310 $1,450 $1,820 $2,580 $3,090
95645 Yuba City, CA $980 $1,040 $1,360 $1,950 $2,330
95659 Yuba City, CA $990 $1,000 $1,260 $1,790 $2,160
95668 Yuba City, CA $1,300 $1,330 $1,690 $2,390 $2,880
95674 Yuba City, CA $1,000 $1,000 $1,270 $1,800 $2,170
95676 Yuba City, CA $930 $940 $1,190 $1,690 $2,040
95692 Yuba City, CA $1,240 $1,250 $1,580 $2,240 $2,700
95836 Yuba City, CA $1,010 $1,070 $1,350 $1,920 $2,300
95837 Yuba City, CA $1,140 $1,200 $1,540 $2,170 $2,620
95901 Yuba City, CA $940 $950 $1,200 $1,700 $2,050
95903 Yuba City, CA $1,380 $1,390 $1,760 $2,500 $3,010
95914 Yuba City, CA $900 $920 $1,180 $1,680 $2,020
95918 Yuba City, CA $1,050 $1,060 $1,340 $1,900 $2,290
95919 Yuba City, CA $940 $950 $1,200 $1,700 $2,050
95922 Yuba City, CA $830 $840 $1,060 $1,510 $1,810
95925 Yuba City, CA $910 $920 $1,160 $1,650 $1,990
95930 Yuba City, CA $850 $900 $1,170 $1,660 $2,010
95935 Yuba City, CA $1,050 $1,050 $1,330 $1,900 $2,280
95941 Yuba City, CA $820 $880 $1,150 $1,630 $1,980
95948 Yuba City, CA $790 $820 $1,080 $1,530 $1,860
95953 Yuba City, CA $910 $920 $1,160 $1,650 $1,990
95957 Yuba City, CA $790 $800 $1,010 $1,450 $1,750
95960 Yuba City, CA $1,250 $1,260 $1,590 $2,260 $2,720
95961 Yuba City, CA $890 $890 $1,130 $1,610 $1,930
95962 Yuba City, CA $1,030 $1,030 $1,310 $1,860 $2,240
95966 Yuba City, CA $810 $870 $1,150 $1,620 $1,970
95972 Yuba City, CA $910 $920 $1,160 $1,650 $1,990
95977 Yuba City, CA $1,250 $1,260 $1,590 $2,260 $2,720
95981 Yuba City, CA $830 $840 $1,060 $1,510 $1,810
95982 Yuba City, CA $1,080 $1,080 $1,370 $1,950 $2,340
95991 Yuba City, CA $910 $920 $1,160 $1,650 $1,990
95992 Yuba City, CA $930 $940 $1,190 $1,690 $2,040
95993 Yuba City, CA $1,080 $1,080 $1,370 $1,950 $2,340

2022 Average & Median Rent Data Statistics
YUBA CITY, CA average 1BR rent: $1,023, median: $950
YUBA CITY, CA average 2BR rent: $1,301, median: $1,200
YUBA CITY, CA average 3BR rent: $1,848, median: $1,700

YUBA CITY, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,561 $993,655,000 $387,995
Cash Out Refi 1,156 $332,930,000 $288,002
Refi 482 $127,740,000 $265,021
Home Improvement 306 $33,590,000 $109,771
Other 228 $25,730,000 $112,851
NA 1 $265,000 $265,000

Yuba City's most frequently cited loan purpose was Home Purchase, with 2,561 originations. The 2nd most popular reason was Cash Out Refi, with 1,156 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 1,253 $429,795,000 $343,013
3-4% 1,175 $394,815,000 $336,013
5-6% 1,009 $360,935,000 $357,716
6-7% 430 $127,980,000 $297,628
2.5-3% 322 $94,510,000 $293,509
<2.5% 230 $33,180,000 $144,261
7-8% 168 $37,710,000 $224,464
Over 8% 115 $15,095,000 $131,261

During 2022, Yuba City's most frequently originated rate bucket was 4-5%, with 1,253 originations.

Loan Sizing (YUBA CITY, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,140 $657,830,000 $307,397
$400k-600k 1,256 $582,890,000 $464,084
$100k-200k 601 $89,705,000 $149,260
$100,000 or less 597 $29,385,000 $49,221
$600k-1000k 122 $81,010,000 $664,016
$Over $1MM 18 $73,090,000 $4,060,556

YUBA CITY's loan sizing saw the bucket of loans from $200k-400k with 2,140 originations, totaling $657,830,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,828 $735,420,000 $402,309
60-80% 1,181 $426,645,000 $361,257
40-60% 627 $177,205,000 $282,624
Under 20% 553 $29,045,000 $52,523
20-40% 346 $60,710,000 $175,462
Over 100% 155 $70,255,000 $453,258

YUBA CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,828 originations, totaling $735,420,000 in origination value.