CHICO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Chico averaged
6.1%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.12% and
one month ago for the week of 2023-04-20, the
average rate was 6.02%.
Chico's average rate one year ago was 4.88%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.63%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Chico 30 Year Fixed Rate | 2023-05-25 | 6.1% |
| Chico 30 Year Fixed Rate Refi | 2023-05-25 | 5.63% |
| Chico 15 Year Fixed Rate | 2023-05-25 | 6.07% |
| Chico 15 Year Fixed Rate Refi | 2023-05-25 | 4.85% |
| Chico 30 Year FHA | 2023-05-25 | 6.27% |
| Chico 30 Year FHA Refi | 2023-05-25 | 6.71% |
| Chico 30 Year USDA | 2023-05-25 | 6.73% |
| Chico 30 Year USDA Refi | 2023-05-25 | 6.83% |
| Chico 30 Year VA | 2023-05-25 | 6.05% |
| Chico 30 Year VA Refi | 2023-05-25 | 6.31% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHICO, CA.
CHICO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHICO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CHICO Average Closing Costs & Other Stats
CHICO, CA's 182 lenders originated 4,403
loans during 2022. The total origination value was $1,364,215,000, with an average loan value of
$309,838.
CHICO's average closing costs are $5,307.
The top CHICO lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with
222 loans originated. Their average total fees are
$7,674, which is $1,139
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee CHICO lenders (with over 10 loans originated) are
Sierra Central Credit Union ($3,655), Wells Fargo Bank ($4,130), GUARANTEED RATE, INC. ($4,163), Bank of America ($4,359) and Tri Counties Bank ($4,535).
The lowest rate CHICO lenders (with over 10 loans originated) are
Bank of America (3.81%), Mr. Cooper ( Nationstar Mortgage ) (3.91%), SUMMIT FUNDING, INC. (3.96%), LOANDEPOT.COM, LLC (4.10%) and GUARANTEED RATE, INC. (4.20%).
CHICO, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Commerce Home Mortgage, Inc. | $177,665,000 | $112,260,000 | -36.8% | 8.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $29,115,000 | $108,210,000 | 271.7% | 7.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $145,285,000 | $93,570,000 | -35.6% | 6.9% |
| CALIBER HOME LOANS, INC. | $225,185,000 | $80,565,000 | -64.2% | 5.9% |
| Tri Counties Bank | $123,265,000 | $80,540,000 | -34.7% | 5.9% |
| QUICKEN LOANS, LLC | $243,605,000 | $79,440,000 | -67.4% | 5.8% |
| SUMMIT FUNDING, INC. | $263,155,000 | $42,010,000 | -84.0% | 3.1% |
| Banner Bank | $39,295,000 | $32,450,000 | -17.4% | 2.4% |
| Bank of America | $13,535,000 | $28,775,000 | 112.6% | 2.1% |
| Paramount Residential Mortgage Group, Inc. | $51,770,000 | $26,210,000 | -49.4% | 1.9% |
| Umpqua Bank | $27,910,000 | $23,375,000 | -16.2% | 1.7% |
| Citibank | $1,425,000 | $23,105,000 | 1,521.4% | 1.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $59,110,000 | $22,885,000 | -61.3% | 1.7% |
| LOANDEPOT.COM, LLC | $69,840,000 | $22,465,000 | -67.8% | 1.6% |
| HOME POINT FINANCIAL CORPORATION | $50,800,000 | $22,115,000 | -56.5% | 1.6% |
| U.S. Bank | $35,475,000 | $21,160,000 | -40.4% | 1.6% |
| MOVEMENT MORTGAGE, LLC | $41,875,000 | $20,890,000 | -50.1% | 1.5% |
| First Republic Bank | $1,205,000 | $18,710,000 | 1,452.7% | 1.4% |
| GUILD MORTGAGE COMPANY | $40,005,000 | $17,040,000 | -57.4% | 1.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $26,470,000 | $16,405,000 | -38.0% | 1.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $24,090,000 | $14,605,000 | -39.4% | 1.1% |
| Wells Fargo Bank | $39,400,000 | $14,075,000 | -64.3% | 1.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $24,015,000 | $12,825,000 | -46.6% | 0.9% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $10,380,000 | $12,620,000 | 21.6% | 0.9% |
| JPMorgan Chase Bank | $52,840,000 | $12,320,000 | -76.7% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $31,950,000 | $12,225,000 | -61.7% | 0.9% |
| ACADEMY MORTGAGE CORPORATION | $11,815,000 | $12,130,000 | 2.7% | 0.9% |
| Mortgage Research Center, LLC | $12,885,000 | $11,615,000 | -9.9% | 0.9% |
| Bank of the West | $6,985,000 | $10,780,000 | 54.3% | 0.8% |
| Hometown Lenders, Inc. | $22,550,000 | $10,700,000 | -52.5% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $41,650,000 | $10,665,000 | -74.4% | 0.8% |
| Sierra Central Credit Union | $12,170,000 | $9,660,000 | -20.6% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $51,510,000 | $9,485,000 | -81.6% | 0.7% |
| Mechanics Bank | $50,535,000 | $8,775,000 | -82.6% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $4,390,000 | $8,410,000 | 91.6% | 0.6% |
| CORNERSTONE HOME LENDING, INC. | $9,160,000 | $7,615,000 | -16.9% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $19,465,000 | $7,515,000 | -61.4% | 0.6% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $23,345,000 | $7,200,000 | -69.2% | 0.5% |
| Flagstar Bank, FSB | $14,085,000 | $7,185,000 | -49.0% | 0.5% |
| WALKER & DUNLOP, LLC | $3,885,000 | $6,735,000 | 73.4% | 0.5% |
| BROKER SOLUTIONS, INC. | $15,590,000 | $6,535,000 | -58.1% | 0.5% |
| THE GOLDEN 1 | $11,745,000 | $6,360,000 | -45.8% | 0.5% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $13,045,000 | $6,335,000 | -51.4% | 0.5% |
| GUARANTEED RATE, INC. | $22,940,000 | $5,935,000 | -74.1% | 0.4% |
| Stifel Bank and Trust | $7,735,000 | $5,655,000 | -26.9% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $12,705,000 | $5,155,000 | -59.4% | 0.4% |
| NEWREZ LLC | $30,205,000 | $4,735,000 | -84.3% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $11,055,000 | $4,045,000 | -63.4% | 0.3% |
| SCHOOLSFIRST | $3,750,000 | $3,925,000 | 4.7% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,290,000 | $3,790,000 | -28.4% | 0.3% |
| BETTER MORTGAGE CORPORATION | $27,325,000 | $3,765,000 | -86.2% | 0.3% |
| Royal Business Bank | $3,420,000 | n/a | 0.3% | |
| LAND HOME FINANCIAL SERVICES, INC. | $3,475,000 | $3,255,000 | -6.3% | 0.2% |
| AMERICAN ADVISORS GROUP | $3,745,000 | $3,245,000 | -13.4% | 0.2% |
| 21ST MORTGAGE CORPORATION | $3,035,000 | $3,240,000 | 6.8% | 0.2% |
| USAA Federal Savings Bank | $4,640,000 | $3,220,000 | -30.6% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $3,445,000 | $3,200,000 | -7.1% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $7,170,000 | $3,175,000 | -55.7% | 0.2% |
| IMPAC MORTGAGE CORP. | $5,655,000 | $2,870,000 | -49.2% | 0.2% |
| LOANPAL, LLC | $7,175,000 | $2,855,000 | -60.2% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $1,555,000 | $2,850,000 | 83.3% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,915,000 | $2,820,000 | -52.3% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $4,130,000 | $2,665,000 | -35.5% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $590,000 | $2,625,000 | 344.9% | 0.2% |
| RESIDENTIAL BANCORP. | $795,000 | $2,560,000 | 222.0% | 0.2% |
| Nations Lending Corporation | $3,155,000 | $2,555,000 | -19.0% | 0.2% |
| Citizens Business Bank | $2,505,000 | n/a | 0.2% | |
| PACIFIC SERVICE | $4,215,000 | $2,450,000 | -41.9% | 0.2% |
| ALLIANT CREDIT UNION | $1,405,000 | $2,445,000 | 74.0% | 0.2% |
| PNC Bank | $2,800,000 | $2,420,000 | -13.6% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $11,005,000 | $2,340,000 | -78.7% | 0.2% |
| REDWOOD | $550,000 | $2,305,000 | 319.1% | 0.2% |
| AmeriHome Mortgage Company, LLC | $620,000 | $2,275,000 | 266.9% | 0.2% |
| EVERETT FINANCIAL, INC. | $1,435,000 | $2,230,000 | 55.4% | 0.2% |
| Fremont Bank | $13,955,000 | $2,155,000 | -84.6% | 0.2% |
| QUORUM FEDERAL CREDIT UNION | $240,000 | $2,050,000 | 754.2% | 0.2% |
| PHH Mortgage Corporation | $4,440,000 | $2,020,000 | -54.5% | 0.1% |
| AXIA FINANCIAL, LLC | $1,180,000 | $1,890,000 | 60.2% | 0.1% |
| MOUNTAIN WEST FINANCIAL, INC. | $2,055,000 | $1,880,000 | -8.5% | 0.1% |
| NBKC BANK | $3,645,000 | $1,865,000 | -48.8% | 0.1% |
| INFINITY EQUITY GROUP, INC. | $2,745,000 | $1,855,000 | -32.4% | 0.1% |
| The Federal Savings Bank | $3,370,000 | $1,855,000 | -45.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $4,085,000 | $1,815,000 | -55.6% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $1,155,000 | $1,800,000 | 55.8% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $285,000 | $1,770,000 | 521.1% | 0.1% |
| S1L, Inc. | $3,910,000 | $1,770,000 | -54.7% | 0.1% |
| AMWEST FUNDING CORP. | $2,330,000 | $1,705,000 | -26.8% | 0.1% |
| MEMBERS 1ST CREDIT UNION | $890,000 | $1,700,000 | 91.0% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $1,680,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $960,000 | $1,645,000 | 71.4% | 0.1% |
| Pacific Premier Bank | $1,585,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $3,890,000 | $1,580,000 | -59.4% | 0.1% |
| LADERA LENDING, INC. | $5,255,000 | $1,485,000 | -71.7% | 0.1% |
| Morgan Stanley Private Bank | $1,475,000 | n/a | 0.1% | |
| Princeton Mortgage Corporation | $135,000 | $1,470,000 | 988.9% | 0.1% |
| Citadel Servicing Corporation | $1,460,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $3,190,000 | $1,440,000 | -54.9% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $4,625,000 | $1,415,000 | -69.4% | 0.1% |
| Firefighters First Federal Credit Union | $1,260,000 | $1,415,000 | 12.3% | 0.1% |
| Provident Savings Bank, F.S.B. | $1,360,000 | n/a | 0.1% | |
| MICHIGAN MUTUAL, INC. | $3,395,000 | $1,350,000 | -60.2% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $1,680,000 | $1,345,000 | -19.9% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,755,000 | $1,330,000 | -64.6% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $5,015,000 | $1,315,000 | -73.8% | 0.1% |
| Merchants Mortgage & Trust Corporation | $1,300,000 | n/a | 0.1% | |
| ALAMEDA MORTGAGE CORPORATION | $2,555,000 | $1,295,000 | -49.3% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $1,630,000 | $1,285,000 | -21.2% | 0.1% |
| First-Citizens Bank & Trust Company | $1,280,000 | n/a | 0.1% | |
| BM Real Estate Services, Inc. | $4,280,000 | $1,275,000 | -70.2% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $580,000 | $1,255,000 | 116.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $3,005,000 | $1,255,000 | -58.2% | 0.1% |
| CHEVRON | $835,000 | $1,230,000 | 47.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $2,110,000 | $1,230,000 | -41.7% | 0.1% |
| OCMBC, INC. | $1,470,000 | $1,210,000 | -17.7% | 0.1% |
| STAR ONE CREDIT UNION | $605,000 | $1,190,000 | 96.7% | 0.1% |
| Strong Home Mortgage, LLC | $6,585,000 | $1,160,000 | -82.4% | 0.1% |
| STANFORD Federal Credit Union | $375,000 | $1,145,000 | 205.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $105,000 | $1,140,000 | 985.7% | 0.1% |
| Watermark Capital, Inc. | $4,930,000 | $1,115,000 | -77.4% | 0.1% |
| Provident Credit Union | $3,430,000 | $1,090,000 | -68.2% | 0.1% |
| CANOPY MORTGAGE, LLC | $1,520,000 | $1,085,000 | -28.6% | 0.1% |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $880,000 | $1,085,000 | 23.3% | 0.1% |
| NEW DAY FINANCIAL, LLC | $3,550,000 | $1,080,000 | -69.6% | 0.1% |
| Amerifirst Financial, Inc. | $495,000 | $1,060,000 | 114.1% | 0.1% |
| KINECTA | $335,000 | $1,045,000 | 211.9% | 0.1% |
| Operating Engineers Local Union #3 | $265,000 | $1,030,000 | 288.7% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $1,010,000 | $1,015,000 | 0.5% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $755,000 | $1,010,000 | 33.8% | 0.1% |
| First Northern Bank of Dixon | $1,005,000 | n/a | 0.1% | |
| Northpointe Bank | $355,000 | $1,000,000 | 181.7% | 0.1% |
| Northwest Farm Credit Services, FLCA | $1,540,000 | $995,000 | -35.4% | 0.1% |
| KELLER MORTGAGE, LLC | $4,105,000 | $980,000 | -76.1% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,980,000 | $975,000 | -50.8% | 0.1% |
| Discover Bank | $665,000 | $950,000 | 42.9% | 0.1% |
| FBC MORTGAGE, LLC | $255,000 | $940,000 | 268.6% | 0.1% |
| Chicago Mortgage Solutions LLC | $915,000 | n/a | 0.1% | |
| MORIA DEVELOPMENT, INC. | $1,585,000 | $915,000 | -42.3% | 0.1% |
| MEGASTAR FINANCIAL CORP. | $905,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $1,590,000 | $900,000 | -43.4% | 0.1% |
| DHI MORTGAGE COMPANY, LTD. | $890,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $1,225,000 | $890,000 | -27.3% | 0.1% |
| Sunflower Bank | $465,000 | $870,000 | 87.1% | 0.1% |
| NexBank | $155,000 | $840,000 | 441.9% | 0.1% |
| Figure Lending LLC | $395,000 | $820,000 | 107.6% | 0.1% |
| Greenbox Loans, Inc. | $305,000 | $805,000 | 163.9% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $5,885,000 | $805,000 | -86.3% | 0.1% |
| Truist | $2,225,000 | $800,000 | -64.0% | 0.1% |
| FirstBank | $2,420,000 | $790,000 | -67.4% | 0.1% |
| First Savings Bank | $1,060,000 | $780,000 | -26.4% | 0.1% |
| NP, Inc. | $785,000 | $770,000 | -1.9% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,400,000 | $765,000 | -45.4% | 0.1% |
| Arvest Bank | $2,800,000 | $750,000 | -73.2% | 0.1% |
| STEARNS LENDING, LLC | $10,130,000 | $735,000 | -92.7% | 0.1% |
| PATELCO | $2,455,000 | $730,000 | -70.3% | 0.1% |
| TRAVIS CREDIT UNION | $330,000 | $730,000 | 121.2% | 0.1% |
| LENDINGONE, LLC | $2,230,000 | $705,000 | -68.4% | 0.1% |
| CBC Federal Credit Union | $685,000 | n/a | 0.1% | |
| JMAC LENDING, INC. | $195,000 | $680,000 | 248.7% | 0.0% |
| Golden Empire Mortgage, Inc. | $1,655,000 | $670,000 | -59.5% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $660,000 | n/a | 0.0% | |
| MUFG Union Bank | $4,740,000 | $655,000 | -86.2% | 0.0% |
| SAFE CREDIT UNION | $5,470,000 | $635,000 | -88.4% | 0.0% |
| North American Savings Bank, F.S.B. | $2,900,000 | $610,000 | -79.0% | 0.0% |
| Pinnacle Bank | $595,000 | n/a | 0.0% | |
| BMO Harris Bank | $585,000 | n/a | 0.0% | |
| Quontic Bank | $570,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $560,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $3,550,000 | $545,000 | -84.6% | 0.0% |
| BEST CAPITAL FUNDING | $795,000 | $540,000 | -32.1% | 0.0% |
| Citizens Bank | $1,035,000 | $540,000 | -47.8% | 0.0% |
| First Bank | $1,260,000 | $540,000 | -57.1% | 0.0% |
| GTE Federal Credit Union | $540,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $615,000 | $535,000 | -13.0% | 0.0% |
| UBS Bank USA | $345,000 | $535,000 | 55.1% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $4,000,000 | $530,000 | -86.8% | 0.0% |
| SOFI LENDING CORP. | $5,255,000 | $525,000 | -90.0% | 0.0% |
| CALTECH EMPLOYEES FEDERAL CREDIT UNION | $515,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $1,150,000 | $510,000 | -55.7% | 0.0% |
| SAN DIEGO COUNTY CREDIT UNION | $115,000 | $500,000 | 334.8% | 0.0% |
| iCore Lending, Inc. | $495,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $475,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $2,395,000 | $455,000 | -81.0% | 0.0% |
| FIRST TECHNOLOGY | $1,050,000 | $455,000 | -56.7% | 0.0% |
| Valley First Credit Union | $445,000 | n/a | 0.0% | |
| LOGIX FEDERAL CREDIT UNION | $470,000 | $435,000 | -7.4% | 0.0% |
| SIRVA MORTGAGE, INC. | $295,000 | $425,000 | 44.1% | 0.0% |
| Waterstone Mortgage Corporation | $425,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $1,490,000 | $415,000 | -72.1% | 0.0% |
| Evolve Bank & Trust | $395,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $125,000 | $375,000 | 200.0% | 0.0% |
| Kwik Mortgage Corporation | $820,000 | $375,000 | -54.3% | 0.0% |
| Washington Trust Bank | $235,000 | $375,000 | 59.6% | 0.0% |
| BAY EQUITY LLC | $1,750,000 | $370,000 | -78.9% | 0.0% |
| NFM, INC. | $870,000 | $365,000 | -58.0% | 0.0% |
| OPEN MORTGAGE, LLC | $295,000 | $365,000 | 23.7% | 0.0% |
| Self-Help Federal Credit Union | $960,000 | $365,000 | -62.0% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,875,000 | $355,000 | -81.1% | 0.0% |
| NEXERA HOLDING LLC | $245,000 | $355,000 | 44.9% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $1,275,000 | $355,000 | -72.2% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $4,465,000 | $355,000 | -92.0% | 0.0% |
| PremierOne Credit Union | $345,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $1,750,000 | $340,000 | -80.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $650,000 | $340,000 | -47.7% | 0.0% |
| 1ST NORTHERN CALIFORNIA | $335,000 | n/a | 0.0% | |
| ONY GLO, INC. | $1,485,000 | $335,000 | -77.4% | 0.0% |
| General Mortgage Capital Corporation | $2,500,000 | $325,000 | -87.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $325,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $335,000 | $315,000 | -6.0% | 0.0% |
| Credit Union of Southern California | $315,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $545,000 | $315,000 | -42.2% | 0.0% |
| CLEARPATH LENDING | $675,000 | $305,000 | -54.8% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $555,000 | $305,000 | -45.0% | 0.0% |
| Hometown Equity Mortgage, LLC | $1,210,000 | $305,000 | -74.8% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $860,000 | $305,000 | -64.5% | 0.0% |
| SWBC MORTGAGE CORPORATION | $305,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,295,000 | $300,000 | -76.8% | 0.0% |
| Ally Bank | $5,480,000 | $295,000 | -94.6% | 0.0% |
| Axos Bank | $2,130,000 | $295,000 | -86.2% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $295,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $295,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $285,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $2,430,000 | $280,000 | -88.5% | 0.0% |
| GENEVA FINANCIAL, LLC | $505,000 | $275,000 | -45.5% | 0.0% |
| NEW WAVE LENDING GROUP INC | $1,370,000 | $275,000 | -79.9% | 0.0% |
| TJC Mortgage, Inc. | $600,000 | $275,000 | -54.2% | 0.0% |
| Constant Investments, Inc. | $300,000 | $265,000 | -11.7% | 0.0% |
| Exchange Bank | $1,055,000 | $265,000 | -74.9% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $265,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $3,040,000 | $260,000 | -91.4% | 0.0% |
| Baxter Credit Union | $255,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $4,950,000 | $255,000 | -94.8% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $245,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $205,000 | $245,000 | 19.5% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $455,000 | $245,000 | -46.2% | 0.0% |
| HomeStreet Bank | $1,535,000 | $240,000 | -84.4% | 0.0% |
| ARC HOME LLC | $775,000 | $235,000 | -69.7% | 0.0% |
| HighTechLending Inc | $705,000 | $235,000 | -66.7% | 0.0% |
| ON Q FINANCIAL, INC. | $225,000 | $235,000 | 4.4% | 0.0% |
| Alaska USA Federal Credit Union | $645,000 | $230,000 | -64.3% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $225,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $225,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $225,000 | n/a | 0.0% | |
| GOOGAIN, INC. | $1,485,000 | $220,000 | -85.2% | 0.0% |
| First Option Mortgage, LLC | $255,000 | $215,000 | -15.7% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $155,000 | $215,000 | 38.7% | 0.0% |
| Servion, Inc. | $610,000 | $215,000 | -64.8% | 0.0% |
| BECKAM FUNDING CORP. | $205,000 | n/a | 0.0% | |
| California Coast Credit Union | $205,000 | n/a | 0.0% | |
| COLUMBIA COMMUNITY CREDIT UNION | $205,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $885,000 | $205,000 | -76.8% | 0.0% |
| SAFEAMERICA CREDIT UNION | $135,000 | $205,000 | 51.9% | 0.0% |
| UNIVERSITY CREDIT UNION | $200,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $175,000 | n/a | 0.0% | |
| FIRST U.S. COMMUNITY CREDIT UNION | $540,000 | $175,000 | -67.6% | 0.0% |
| LIMA ONE CAPITAL, LLC | $165,000 | n/a | 0.0% | |
| HomeTrust Bank | $660,000 | $155,000 | -76.5% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,470,000 | $155,000 | -93.7% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $245,000 | $145,000 | -40.8% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $465,000 | $135,000 | -71.0% | 0.0% |
| Financial Partners Credit Union | $640,000 | $125,000 | -80.5% | 0.0% |
| GEORGIA'S OWN | $305,000 | $105,000 | -65.6% | 0.0% |
| MidFirst Bank | $95,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $75,000 | $85,000 | 13.3% | 0.0% |
| NMSI, INC. | $305,000 | $85,000 | -72.1% | 0.0% |
| DIGITAL Federal Credit Union | $180,000 | $75,000 | -58.3% | 0.0% |
| BAY | $970,000 | $65,000 | -93.3% | 0.0% |
| INTELLILOAN, INC. | $380,000 | $65,000 | -82.9% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $935,000 | $65,000 | -93.0% | 0.0% |
| Consolidated Federal Credit Union | $55,000 | n/a | 0.0% | |
| COMMUNITY FIRST CREDIT UNION | $45,000 | n/a | 0.0% |
CHICO's top lender by overall market share is Commerce Home Mortgage, Inc., with 8.2% market share. In second place, with 7.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $108,210,000 in loans. In third place, with 6.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $93,570,000 in loans. In fourth place, with 5.9%, is CALIBER HOME LOANS, INC., having originated $80,565,000 in loans. In fifth place, with 5.9%, is Tri Counties Bank, having originated $80,540,000 in loans.
CHICO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - CHICO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $287,450 (-0.1%) | $381,482 (10.3%) | 1.07 | 415 |
| 2018-02-01 | $293,750 (2.1%) | $380,820 (7.5%) | 1.07 | 421 |
| 2018-03-01 | $329,000 (14.3%) | $409,710 (16.5%) | 1.15 | 470 |
| 2018-04-01 | $324,950 (12.4%) | $390,656 (5.7%) | 1.10 | 520 |
| 2018-05-01 | $329,625 (12.6%) | $394,507 (4.5%) | 1.10 | 588 |
| 2018-06-01 | $319,450 (9.8%) | $383,082 (4.3%) | 1.07 | 629 |
| 2018-07-01 | $323,575 (12.4%) | $387,376 (7.5%) | 1.08 | 680 |
| 2018-08-01 | $316,375 (9.9%) | $376,846 (3.3%) | 1.06 | 711 |
| 2018-09-01 | $315,500 (9.6%) | $366,600 (-1.6%) | 1.06 | 731 |
| 2018-10-01 | $312,500 (8.3%) | $367,177 (-1.3%) | 1.06 | 726 |
| 2018-11-01 | $302,438 (5.1%) | $370,054 (0.0%) | 1.03 | 574 |
| 2018-12-01 | $329,000 (14.3%) | $392,817 (4.0%) | 1.13 | 342 |
| 2019-01-01 | $334,500 (16.4%) | $391,323 (2.6%) | 1.16 | 396 |
| 2019-02-01 | $332,500 (13.2%) | $383,801 (0.8%) | 1.12 | 413 |
| 2019-03-01 | $344,000 (4.6%) | $397,726 (-2.9%) | 1.15 | 382 |
| 2019-04-01 | $364,000 (12.0%) | $416,002 (6.5%) | 1.16 | 401 |
| 2019-05-01 | $370,000 (12.3%) | $427,159 (8.3%) | 1.16 | 499 |
| 2019-06-01 | $369,000 (15.5%) | $424,173 (10.7%) | 1.15 | 554 |
| 2019-07-01 | $358,255 (10.7%) | $421,912 (8.9%) | 1.12 | 613 |
| 2019-08-01 | $355,000 (12.2%) | $431,978 (14.6%) | 1.11 | 622 |
| 2019-09-01 | $352,500 (11.7%) | $422,774 (15.3%) | 1.11 | 557 |
| 2019-10-01 | $350,000 (12.0%) | $420,825 (14.6%) | 1.13 | 585 |
| 2019-11-01 | $349,500 (15.6%) | $423,281 (14.4%) | 1.15 | 528 |
| 2019-12-01 | $351,715 (6.9%) | $431,692 (9.9%) | 1.17 | 464 |
| 2020-01-01 | $362,500 (8.4%) | $445,568 (13.9%) | 1.21 | 389 |
| 2020-02-01 | $379,500 (14.1%) | $440,942 (14.9%) | 1.24 | 351 |
| 2020-03-01 | $389,000 (13.1%) | $454,168 (14.2%) | 1.22 | 346 |
| 2020-04-01 | $399,000 (9.6%) | $466,651 (12.2%) | 1.25 | 347 |
| 2020-05-01 | $418,000 (13.0%) | $474,953 (11.2%) | 1.27 | 364 |
| 2020-06-01 | $424,000 (14.9%) | $475,467 (12.1%) | 1.25 | 345 |
| 2020-07-01 | $405,000 (13.1%) | $481,051 (14.0%) | 1.17 | 305 |
| 2020-08-01 | $417,000 (17.5%) | $480,119 (11.1%) | 1.19 | 307 |
| 2020-09-01 | $399,750 (13.4%) | $473,628 (12.0%) | 1.15 | 288 |
| 2020-10-01 | $398,000 (13.7%) | $460,962 (9.5%) | 1.14 | 308 |
| 2020-11-01 | $389,225 (11.4%) | $456,687 (7.9%) | 1.14 | 321 |
| 2020-12-01 | $399,000 (13.4%) | $459,965 (6.6%) | 1.19 | 265 |
| 2021-01-01 | $399,550 (10.2%) | $465,300 (4.4%) | 1.19 | 243 |
| 2021-02-01 | $421,613 (11.1%) | $511,874 (16.1%) | 1.23 | 234 |
| 2021-03-01 | $417,500 (7.3%) | $514,341 (13.3%) | 1.18 | 233 |
| 2021-04-01 | $430,250 (7.8%) | $547,253 (17.3%) | 1.16 | 224 |
| 2021-05-01 | $450,000 (7.7%) | $562,981 (18.5%) | 1.19 | 236 |
| 2021-06-01 | $452,250 (6.7%) | $564,564 (18.7%) | 1.19 | 252 |
| 2021-07-01 | $447,000 (10.4%) | $550,888 (14.5%) | 1.18 | 282 |
| 2021-08-01 | $433,750 (4.0%) | $510,201 (6.3%) | 1.16 | 312 |
| 2021-09-01 | $437,450 (9.4%) | $502,209 (6.0%) | 1.17 | 317 |
| 2021-10-01 | $449,000 (12.8%) | $541,429 (17.5%) | 1.20 | 324 |
| 2021-11-01 | $450,000 (15.6%) | $555,696 (21.7%) | 1.20 | 287 |
| 2021-12-01 | $449,000 (12.5%) | $543,274 (18.1%) | 1.22 | 245 |
| 2022-01-01 | $442,500 (10.8%) | $541,457 (16.4%) | 1.20 | 198 |
| 2022-02-01 | $449,950 (6.7%) | $535,830 (4.7%) | 1.17 | 211 |
| 2022-03-01 | $449,225 (7.6%) | $523,628 (1.8%) | 1.12 | 226 |
| 2022-04-01 | $480,000 (11.6%) | $553,553 (1.2%) | 1.14 | 264 |
| 2022-05-01 | $472,000 (4.9%) | $888,874 (57.9%) | 1.08 | 341 |
| 2022-06-01 | $468,750 (3.7%) | $547,222 (-3.1%) | 1.04 | 391 |
| 2022-07-01 | $455,000 (1.8%) | $532,510 (-3.3%) | 1.03 | 482 |
| 2022-08-01 | $457,450 (5.5%) | $529,080 (3.7%) | 1.06 | 523 |
| 2022-09-01 | $450,000 (2.9%) | $517,905 (3.1%) | 1.05 | 509 |
| 2022-10-01 | $444,700 (-1.0%) | $515,769 (-4.7%) | 1.05 | 509 |
| 2022-11-01 | $434,950 (-3.3%) | $510,628 (-8.1%) | 1.04 | 480 |
| 2022-12-01 | $435,000 (-3.1%) | $513,784 (-5.4%) | 1.07 | 446 |
| 2023-01-01 | $422,481 (-4.5%) | $506,691 (-6.4%) | 1.05 | 382 |
| 2023-02-01 | $427,113 (-5.1%) | $519,039 (-3.1%) | 1.03 | 342 |
| 2023-03-01 | $431,175 (-4.0%) | $518,304 (-1.0%) | 1.02 | 318 |
| 2023-04-01 | $436,500 (-9.1%) | $521,999 (-5.7%) | 1.02 | 302 |
CHICO's median listing price for 2023-04-01 was $436,500, a difference of
$-43,500
(-9.1%) versus the prior year and
$5,325 versus the prior month.
CHICO's median listing price comes in at 102% of the national average.
CHICO's average listing price for 2023-04-01 was $521,999, a difference of $-31,554 (-5.7%) versus the prior year and $3,695 versus the prior month.
For the 2023-04-01 period, CHICO had 302 MLS listings, a difference of -16 listings (-5%) versus the prior month and 38 listings (14%) versus the prior year.
CHICO's median listing price comes in at 102% of the national average.
CHICO's average listing price for 2023-04-01 was $521,999, a difference of $-31,554 (-5.7%) versus the prior year and $3,695 versus the prior month.
For the 2023-04-01 period, CHICO had 302 MLS listings, a difference of -16 listings (-5%) versus the prior month and 38 listings (14%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - CHICO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 59 days | 1,621 sqft |
| 2018-02-01 | 41 days | 1,610 sqft |
| 2018-03-01 | 33 days | 1,694 sqft |
| 2018-04-01 | 39 days | 1,667 sqft |
| 2018-05-01 | 35 days | 1,709 sqft |
| 2018-06-01 | 37 days | 1,687 sqft |
| 2018-07-01 | 40 days | 1,673 sqft |
| 2018-08-01 | 46 days | 1,639 sqft |
| 2018-09-01 | 50 days | 1,615 sqft |
| 2018-10-01 | 54 days | 1,615 sqft |
| 2018-11-01 | 56 days | 1,629 sqft |
| 2018-12-01 | 25 days | 1,615 sqft |
| 2019-01-01 | 30 days | 1,593 sqft |
| 2019-02-01 | 32 days | 1,556 sqft |
| 2019-03-01 | 45 days | 1,571 sqft |
| 2019-04-01 | 44 days | 1,613 sqft |
| 2019-05-01 | 37 days | 1,639 sqft |
| 2019-06-01 | 39 days | 1,684 sqft |
| 2019-07-01 | 46 days | 1,699 sqft |
| 2019-08-01 | 54 days | 1,724 sqft |
| 2019-09-01 | 64 days | 1,710 sqft |
| 2019-10-01 | 60 days | 1,694 sqft |
| 2019-11-01 | 65 days | 1,714 sqft |
| 2019-12-01 | 77 days | 1,715 sqft |
| 2020-01-01 | 78 days | 1,710 sqft |
| 2020-02-01 | 80 days | 1,712 sqft |
| 2020-03-01 | 62 days | 1,755 sqft |
| 2020-04-01 | 64 days | 1,833 sqft |
| 2020-05-01 | 66 days | 1,855 sqft |
| 2020-06-01 | 58 days | 1,865 sqft |
| 2020-07-01 | 64 days | 1,857 sqft |
| 2020-08-01 | 58 days | 1,830 sqft |
| 2020-09-01 | 57 days | 1,756 sqft |
| 2020-10-01 | 56 days | 1,748 sqft |
| 2020-11-01 | 53 days | 1,750 sqft |
| 2020-12-01 | 76 days | 1,754 sqft |
| 2021-01-01 | 84 days | 1,743 sqft |
| 2021-02-01 | 70 days | 1,728 sqft |
| 2021-03-01 | 54 days | 1,709 sqft |
| 2021-04-01 | 48 days | 1,729 sqft |
| 2021-05-01 | 38 days | 1,791 sqft |
| 2021-06-01 | 42 days | 1,755 sqft |
| 2021-07-01 | 40 days | 1,729 sqft |
| 2021-08-01 | 46 days | 1,702 sqft |
| 2021-09-01 | 52 days | 1,713 sqft |
| 2021-10-01 | 45 days | 1,731 sqft |
| 2021-11-01 | 51 days | 1,729 sqft |
| 2021-12-01 | 54 days | 1,698 sqft |
| 2022-01-01 | 57 days | 1,626 sqft |
| 2022-02-01 | 36 days | 1,655 sqft |
| 2022-03-01 | 35 days | 1,646 sqft |
| 2022-04-01 | 33 days | 1,722 sqft |
| 2022-05-01 | 36 days | 1,732 sqft |
| 2022-06-01 | 37 days | 1,714 sqft |
| 2022-07-01 | 39 days | 1,693 sqft |
| 2022-08-01 | 47 days | 1,711 sqft |
| 2022-09-01 | 59 days | 1,690 sqft |
| 2022-10-01 | 66 days | 1,680 sqft |
| 2022-11-01 | 65 days | 1,709 sqft |
| 2022-12-01 | 75 days | 1,712 sqft |
| 2023-01-01 | 86 days | 1,705 sqft |
| 2023-02-01 | 82 days | 1,709 sqft |
| 2023-03-01 | 78 days | 1,676 sqft |
| 2023-04-01 | 61 days | 1,674 sqft |
CHICO's median listing age (time on market) for 2023-04-01 was 61 days.
This
is 85%
longer
than the same period one year ago.
CHICO's median square footage for active listings during the 2023-04-01 period was 1,674 sqft. One year prior, the average listing was 1,722 sqft.
CHICO's median square footage for active listings during the 2023-04-01 period was 1,674 sqft. One year prior, the average listing was 1,722 sqft.
CHICO, CA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 95901 | Chico, CA | $940 | $950 | $1,200 | $1,700 | $2,050 |
| 95914 | Chico, CA | $900 | $920 | $1,180 | $1,680 | $2,020 |
| 95916 | Chico, CA | $750 | $820 | $1,080 | $1,530 | $1,880 |
| 95917 | Chico, CA | $810 | $870 | $1,150 | $1,620 | $1,970 |
| 95926 | Chico, CA | $810 | $870 | $1,150 | $1,620 | $1,970 |
| 95927 | Chico, CA | $830 | $900 | $1,180 | $1,670 | $2,020 |
| 95928 | Chico, CA | $880 | $960 | $1,260 | $1,780 | $2,160 |
| 95930 | Chico, CA | $850 | $900 | $1,170 | $1,660 | $2,010 |
| 95938 | Chico, CA | $1,020 | $1,100 | $1,450 | $2,050 | $2,480 |
| 95940 | Chico, CA | $830 | $900 | $1,180 | $1,670 | $2,020 |
| 95941 | Chico, CA | $820 | $880 | $1,150 | $1,630 | $1,980 |
| 95942 | Chico, CA | $870 | $950 | $1,240 | $1,750 | $2,120 |
| 95948 | Chico, CA | $790 | $820 | $1,080 | $1,530 | $1,860 |
| 95954 | Chico, CA | $860 | $930 | $1,220 | $1,720 | $2,090 |
| 95958 | Chico, CA | $830 | $900 | $1,180 | $1,670 | $2,020 |
| 95965 | Chico, CA | $750 | $820 | $1,080 | $1,530 | $1,860 |
| 95966 | Chico, CA | $810 | $870 | $1,150 | $1,620 | $1,970 |
| 95967 | Chico, CA | $830 | $900 | $1,180 | $1,670 | $2,020 |
| 95968 | Chico, CA | $750 | $820 | $1,080 | $1,530 | $1,860 |
| 95969 | Chico, CA | $830 | $900 | $1,190 | $1,680 | $2,040 |
| 95973 | Chico, CA | $890 | $970 | $1,270 | $1,790 | $2,170 |
| 95974 | Chico, CA | $750 | $820 | $1,080 | $1,530 | $1,860 |
| 95978 | Chico, CA | $860 | $930 | $1,220 | $1,720 | $2,090 |
2022 Average & Median Rent Data Statistics
CHICO, CA average 1BR rent: $900, median: $900
CHICO, CA average 2BR rent: $1,179, median: $1,180
CHICO, CA average 3BR rent: $1,667, median: $1,670
CHICO, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,395 | $889,305,000 | $371,317 |
| Cash Out Refi | 891 | $244,395,000 | $274,293 |
| Refi | 561 | $154,945,000 | $276,194 |
| Home Improvement | 291 | $36,985,000 | $127,096 |
| Other | 265 | $38,585,000 | $145,604 |
Chico's most frequently cited loan purpose was Home Purchase, with 2,395 originations. The 2nd most popular reason was Cash Out Refi, with 891 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,131 | $351,905,000 | $311,145 |
| 3-4% | 994 | $382,680,000 | $384,990 |
| 5-6% | 990 | $317,670,000 | $320,879 |
| 6-7% | 479 | $129,695,000 | $270,762 |
| 2.5-3% | 279 | $100,635,000 | $360,699 |
| <2.5% | 233 | $26,315,000 | $112,940 |
| 7-8% | 184 | $36,500,000 | $198,370 |
| Over 8% | 95 | $13,505,000 | $142,158 |
During 2022, Chico's most frequently originated rate bucket was 4-5%, with 1,131 originations.
Loan Sizing (CHICO, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,056 | $606,990,000 | $295,229 |
| $100k-200k | 855 | $128,535,000 | $150,333 |
| $400k-600k | 709 | $333,195,000 | $469,951 |
| $100,000 or less | 581 | $29,375,000 | $50,559 |
| $600k-1000k | 172 | $118,330,000 | $687,965 |
| $Over $1MM | 30 | $147,790,000 | $4,926,333 |
CHICO's loan sizing saw the bucket of loans from $200k-400k with 2,056 originations, totaling $606,990,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,453 | $540,505,000 | $371,992 |
| 60-80% | 1,185 | $505,855,000 | $426,882 |
| 40-60% | 634 | $174,480,000 | $275,205 |
| Under 20% | 537 | $29,885,000 | $55,652 |
| 20-40% | 507 | $82,135,000 | $162,002 |
| Over 100% | 43 | $18,995,000 | $441,744 |
CHICO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,453 originations, totaling $540,505,000 in origination value.