CHICO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Chico averaged 6.6% for the week of 2024-02-15, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-02-08) was 6.17% and one month ago for the week of 2024-01-11, the average rate was 6.29%.

Chico's average rate one year ago was 6.05%.

For refis of the same type during the week of 2024-02-15, the average rate was 5.93%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-15 6.77%
Chico 30 Year Fixed Rate 2024-02-15 6.6%
Chico 30 Year Fixed Rate Refi 2024-02-15 5.93%
Chico 15 Year Fixed Rate 2024-02-15 6.22%
Chico 15 Year Fixed Rate Refi 2024-02-15 5.1%
Chico 30 Year FHA 2024-02-15 6.17%
Chico 30 Year FHA Refi 2024-02-15 6.41%
Chico 30 Year USDA 2024-02-15 6.69%
Chico 30 Year USDA Refi 2024-02-15 6.69%
Chico 30 Year VA 2024-02-15 5.71%
Chico 30 Year VA Refi 2024-02-15 6.66%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHICO, CA.

CHICO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHICO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 222 5.30% $7,674
QUICKEN LOANS, LLC 188 4.52% $6,535
CALIBER HOME LOANS, INC. 180 4.92% $5,589
UNITED WHOLESALE MORTGAGE, LLC 179 4.92% $6,305
Commerce Home Mortgage, Inc. 155 4.70% $7,032
SUMMIT FUNDING, INC. 91 3.96% $7,230
Tri Counties Bank 56 4.72% $4,535
HOMEBRIDGE FINANCIAL SERVICES, INC. 49 4.91% $7,786
HOME POINT FINANCIAL CORPORATION 45 4.58% $5,783
Paramount Residential Mortgage Group, Inc. 44 4.93% $6,211
LOANDEPOT.COM, LLC 44 4.10% $6,083
MOVEMENT MORTGAGE, LLC 40 4.72% $9,825
Wells Fargo Bank 38 4.41% $4,130
GUILD MORTGAGE COMPANY 33 4.97% $7,379
JPMorgan Chase Bank 29 4.34% $4,591
PREMIER MORTGAGE RESOURCES, L.L.C. 29 5.00% $7,656
U.S. Bank 26 4.81% $6,338
FINANCE OF AMERICA MORTGAGE LLC 26 4.73% $6,413
MASON MCDUFFIE MORTGAGE CORPORATION 25 4.83% $8,210
Hometown Lenders, Inc. 24 4.96% $7,004
ACADEMY MORTGAGE CORPORATION 22 5.11% $5,982
Mr. Cooper ( Nationstar Mortgage ) 22 3.91% $9,418
AMERISAVE MORTGAGE CORPORATION 21 4.57% $9,081
Sierra Central Credit Union 20 4.68% $3,655
GUARANTEED RATE, INC. 17 4.20% $4,163
AMERICAN PACIFIC MORTGAGE CORPORATION 17 5.17% $6,943
Flagstar Bank, FSB 16 4.78% $5,859
ROUNDPOINT MORTGAGE SERVICING CORPORATION 15 5.12% $6,422
Umpqua Bank 14 4.43% $5,481
CORNERSTONE HOME LENDING, INC. 14 4.55% $6,992
Bank of America 13 3.81% $4,359
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 12 4.94% $8,857
BROKER SOLUTIONS, INC. 12 5.41% $6,381
LAND HOME FINANCIAL SERVICES, INC. 11 6.18% $6,018
NEWREZ LLC 11 5.01% $6,035
Bank of the West 11 4.20% $6,007
PENNYMAC LOAN SERVICES, LLC 10 4.91% $6,254
NAVY FEDERAL CREDIT UNION 9 4.03% $3,249
SCHOOLSFIRST 9 4.43% $3,414
BETTER MORTGAGE CORPORATION 9 3.83% $4,615
Stifel Bank and Trust 9 3.82% $2,852
FREEDOM MORTGAGE CORPORATION 9 4.65% $6,197
THE GOLDEN 1 8 3.95% $5,216
MUTUAL OF OMAHA MORTGAGE, INC. 7 4.64% $5,459
CARDINAL FINANCIAL 7 4.02% $6,192
Sierra Pacific Mortgage Company, Inc. 7 5.14% $7,003
PROVIDENT FUNDING ASSOCIATES, L.P. 6 4.13% $6,212
MICHIGAN MUTUAL, INC. 6 4.73% $3,812
REDWOOD 6 5.44% $3,288
Mechanics Bank 6 4.02% $3,564
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 4.77% $5,273
AmeriHome Mortgage Company, LLC 5 3.77% $6,893
CROSSCOUNTRY MORTGAGE, LLC 5 4.86% $9,722
RESIDENTIAL BANCORP 5 4.47% $6,616
INFINITY EQUITY GROUP, INC. 5 5.35% $9,094
LAKEVIEW LOAN SERVICING, LLC 5 3.92% $3,083
LOANPAL, LLC 5 4.20% $11,864
NBKC BANK 5 4.20% $3,839
NETWORK CAPITAL FUNDING CORPORATION 5 4.70% $6,241
Operating Engineers Local Union #3 4 4.22% $3,477
PACIFIC SERVICE 4 4.13% $3,170
Nations Lending Corporation 4 5.50% $9,157
ZILLOW HOME LOANS, LLC 4 5.50% $5,331
Century Mortgage Company DBA Century Lending Company 4 6.34% $5,214
EVERETT FINANCIAL, INC. 4 4.90% $2,919
S1L, Inc. 4 5.28% $5,454
Provident Credit Union 3 3.63% $3,553
STANFORD Federal Credit Union 3 4.29% $6,532
Princeton Mortgage Corporation 3 6.08% $10,396
ALAMEDA MORTGAGE CORPORATION 3 5.21% $7,162
AXIA FINANCIAL, LLC 3 4.63% $4,201
Chicago Mortgage Solutions LLC 3 3.12% $3,767
AMERICAN INTERNET MORTGAGE, INC. 3 4.58% $7,125
Northwest Farm Credit Services, FLCA 3 6.18% $6,790
CALCON MUTUAL MORTGAGE LLC 3 4.88% $7,015
Citadel Servicing Corporation 3 4.17% $12,716
CANOPY MORTGAGE, LLC 3 5.16% $7,012
Morgan Stanley Private Bank 3 4.03% $3,642
LADERA LENDING, INC. 3 5.33% $5,500
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 5.17% $12,169
Arvest Bank 3 4.33% $5,006
PLAZA HOME MORTGAGE, INC. 2 6.31% $12,005
MEGASTAR FINANCIAL CORP. 2 4.56% $6,186
ENVOY MORTGAGE, LTD 2 4.56% $5,152
DHI MORTGAGE COMPANY, LTD. 2 5.75% $2,803
MORIA DEVELOPMENT, INC. 2 6.00% $4,179
Mortgage Research Center, LLC 2 5.00% $2,508
PENTAGON FEDERAL CREDIT UNION 2 3.88% $3,502
MUFG Union Bank 2 4.13% $4,481
NATIONS DIRECT MORTGAGE, LLC 2 4.75% $7,868
ALLIANT CREDIT UNION 2 3.50% $3,404
OCMBC, INC. 2 3.19% $6,779
Northpointe Bank 2 6.38% $4,588
Truist 2 3.89% $3,475
First-Citizens Bank & Trust Company 2 4.36% $5,831
USAA Federal Savings Bank 2 6.00% $5,235
Watermark Capital, Inc. 2 3.25% $10,403
Firefighters First Federal Credit Union 2 3.38% $0
Sunflower Bank 2 4.24% $10,334
Strong Home Mortgage, LLC 2 4.44% $3,674
STEARNS LENDING, LLC 2 3.00% $3,097
Fremont Bank 2 4.75% $710
STAR ONE CREDIT UNION 2 3.69% $3,153
GUARANTEED RATE AFFINITY, LLC 2 5.38% $4,752
BEST CAPITAL FUNDING 2 4.75% $4,413
SAN DIEGO COUNTY CREDIT UNION 2 3.94% $1,718
SAFE CREDIT UNION 2 4.50% $3,380
AMERICAN FINANCING CORPORATION 2 4.00% $6,644
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 5.13% $7,449
Carrington Mortgage Services, LLC 2 6.50% $9,848
ROYAL UNITED MORTGAGE LLC 2 6.06% $4,134
HOMEXPRESS MORTGAGE CORP. 2 7.38% $11,313
IMPAC MORTGAGE CORP. 2 3.50% $17,221
JMAC LENDING, INC. 2 5.31% $4,590
BAY EQUITY LLC 2 5.63% $4,706
KELLER MORTGAGE, LLC 2 3.56% $6,654
CHERRY CREEK MORTGAGE, LLC 2 4.00% $2,686
NexBank 2 5.94% $9,979
PNC Bank 2 5.56% $4,532
SOVEREIGN LENDING GROUP INCORPORATED 1 4.38% $5,840
21ST MORTGAGE CORPORATION 1 7.50% $9,039
Ally Bank 1 3.00% $6,271
Amerifirst Financial, Inc. 1 3.75% $4,141
ARC HOME LLC 1 3.75% $3,387
Baxter Credit Union 1 4.63% $3,444
BECKAM FUNDING CORP. 1 3.38% $2,742
BMO Harris Bank 1 6.88% $4,883
California Coast Credit Union 1 2.88% $2,137
CBC Federal Credit Union 1 4.38% $16,913
CHEVRON 1 4.38% $5,346
CHURCHILL MORTGAGE CORPORATION 1 3.88% $14,297
Citizens Bank 1 5.63% $10,008
CMG MORTGAGE, INC. 1 3.88% $11,762
COLUMBIA COMMUNITY CREDIT UNION 1 3.75% $2,902
Constant Investments, Inc. 1 3.75% $4,407
Credit Union of Southern California 1 3.38% $5,786
DATA MORTGAGE, INC. 1 7.75% $21,856
Equity Prime Mortgage LLC 1 3.75% $11,095
Evolve Bank & Trust 1 6.50% $4,982
F&A Federal Credit Union 1 5.25% $1,434
FBC MORTGAGE, LLC 1 4.88% $4,546
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 1 3.88% $10,727
First Bank 1 5.88% $4,270
First Guaranty Mortgage Corporation 1 3.75% $8,080
First Republic Bank 1 3.90% $6,739
GOOGAIN, INC. 1 5.38% $6,586
Greenbox Loans, Inc. 1 9.75% $21,014
GSF Mortgage Corporation 1 6.99% $4,271
GUIDANCE RESIDENTIAL, LLC 1 6.25% $10,599
HOMESIDE FINANCIAL, LLC 1 2.99% $9,090
iCore Lending, Inc. 1 5.13% $7,623
Kwik Mortgage Corporation 1 2.88% $2,249
LENDSURE MORTGAGE CORP. 1 4.38% $9,757
LENOX FINANCIAL MORTGAGE CORPORATION 1 4.38% $4,089
LOGIX FEDERAL CREDIT UNION 1 3.88% $3,929
MEMBER FIRST MORTGAGE, LLC 1 4.25% $6,122
MEMBERS 1ST CREDIT UNION 1 4.63% $4,475
MOUNTAIN WEST FINANCIAL, INC. 1 2.75% $6,507
NATIONS RELIABLE LENDING, LLC 1 5.13% $11,032
NEW WAVE LENDING GROUP INC 1 8.00% $16,013
NEXERA HOLDING LLC 1 5.63% $12,158
NFM, INC. 1 5.63% $8,252
North American Savings Bank, F.S.B. 1 5.88% $955
ONY GLO, INC. 1 2.99% $4,363
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.13% $7,098
PATELCO 1 4.60% $2,976
PHH Mortgage Corporation 1 3.00% $12,700
Pinnacle Bank 1 4.50% $3,906
PLANET HOME LENDING, LLC 1 2.88% $3,860
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.50% $8,168
Provident Savings Bank, F.S.B. 1 4.50% $3,850
Quontic Bank 1 5.25% $20,862
SAFEAMERICA CREDIT UNION 1 2.99% $2,433
Servion, Inc. 1 3.88% $3,596
SIRVA MORTGAGE, INC. 1 4.25% $3,563
SOFI LENDING CORP. 1 3.88% $3,787
1ST NORTHERN CALIFORNIA 1 3.38% $4,946
SUN WEST MORTGAGE COMPANY, INC. 1 4.88% $4,178
SWBC MORTGAGE CORPORATION 1 3.88% $4,872
TJC Mortgage, Inc. 1 6.00% $12,914
TRAVIS CREDIT UNION 1 4.25% $4,429
Wyndham Capital Mortgage, Inc. 1 5.25% $1,045

CHICO Average Closing Costs & Other Stats

CHICO, CA's 182 lenders originated 4,403 loans during 2022. The total origination value was $1,364,215,000, with an average loan value of $309,838.

CHICO's average closing costs are $5,307.

The top CHICO lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 222 loans originated. Their average total fees are $7,674, which is $1,139 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee CHICO lenders (with over 10 loans originated) are Sierra Central Credit Union ($3,655), Wells Fargo Bank ($4,130), GUARANTEED RATE, INC. ($4,163), Bank of America ($4,359) and Tri Counties Bank ($4,535).

The lowest rate CHICO lenders (with over 10 loans originated) are Bank of America (3.81%), Mr. Cooper ( Nationstar Mortgage ) (3.91%), SUMMIT FUNDING, INC. (3.96%), LOANDEPOT.COM, LLC (4.10%) and GUARANTEED RATE, INC. (4.20%).

CHICO, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Commerce Home Mortgage, Inc. $177,665,000 $112,260,000 -36.8% 8.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $29,115,000 $108,210,000 271.7% 7.9%
UNITED WHOLESALE MORTGAGE, LLC $145,285,000 $93,570,000 -35.6% 6.9%
CALIBER HOME LOANS, INC. $225,185,000 $80,565,000 -64.2% 5.9%
Tri Counties Bank $123,265,000 $80,540,000 -34.7% 5.9%
QUICKEN LOANS, LLC $243,605,000 $79,440,000 -67.4% 5.8%
SUMMIT FUNDING, INC. $263,155,000 $42,010,000 -84.0% 3.1%
Banner Bank $39,295,000 $32,450,000 -17.4% 2.4%
Bank of America $13,535,000 $28,775,000 112.6% 2.1%
Paramount Residential Mortgage Group, Inc. $51,770,000 $26,210,000 -49.4% 1.9%
Umpqua Bank $27,910,000 $23,375,000 -16.2% 1.7%
Citibank $1,425,000 $23,105,000 1,521.4% 1.7%
HOMEBRIDGE FINANCIAL SERVICES, INC. $59,110,000 $22,885,000 -61.3% 1.7%
LOANDEPOT.COM, LLC $69,840,000 $22,465,000 -67.8% 1.6%
HOME POINT FINANCIAL CORPORATION $50,800,000 $22,115,000 -56.5% 1.6%
U.S. Bank $35,475,000 $21,160,000 -40.4% 1.6%
MOVEMENT MORTGAGE, LLC $41,875,000 $20,890,000 -50.1% 1.5%
First Republic Bank $1,205,000 $18,710,000 1,452.7% 1.4%
GUILD MORTGAGE COMPANY $40,005,000 $17,040,000 -57.4% 1.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $26,470,000 $16,405,000 -38.0% 1.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $24,090,000 $14,605,000 -39.4% 1.1%
Wells Fargo Bank $39,400,000 $14,075,000 -64.3% 1.0%
FINANCE OF AMERICA MORTGAGE LLC $24,015,000 $12,825,000 -46.6% 0.9%
MASON MCDUFFIE MORTGAGE CORPORATION $10,380,000 $12,620,000 21.6% 0.9%
JPMorgan Chase Bank $52,840,000 $12,320,000 -76.7% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $31,950,000 $12,225,000 -61.7% 0.9%
ACADEMY MORTGAGE CORPORATION $11,815,000 $12,130,000 2.7% 0.9%
Mortgage Research Center, LLC $12,885,000 $11,615,000 -9.9% 0.9%
Bank of the West $6,985,000 $10,780,000 54.3% 0.8%
Hometown Lenders, Inc. $22,550,000 $10,700,000 -52.5% 0.8%
PENNYMAC LOAN SERVICES, LLC $41,650,000 $10,665,000 -74.4% 0.8%
Sierra Central Credit Union $12,170,000 $9,660,000 -20.6% 0.7%
FREEDOM MORTGAGE CORPORATION $51,510,000 $9,485,000 -81.6% 0.7%
Mechanics Bank $50,535,000 $8,775,000 -82.6% 0.6%
NAVY FEDERAL CREDIT UNION $4,390,000 $8,410,000 91.6% 0.6%
CORNERSTONE HOME LENDING, INC. $9,160,000 $7,615,000 -16.9% 0.6%
AMERISAVE MORTGAGE CORPORATION $19,465,000 $7,515,000 -61.4% 0.6%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $23,345,000 $7,200,000 -69.2% 0.5%
Flagstar Bank, FSB $14,085,000 $7,185,000 -49.0% 0.5%
WALKER & DUNLOP, LLC $3,885,000 $6,735,000 73.4% 0.5%
BROKER SOLUTIONS, INC. $15,590,000 $6,535,000 -58.1% 0.5%
THE GOLDEN 1 $11,745,000 $6,360,000 -45.8% 0.5%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $13,045,000 $6,335,000 -51.4% 0.5%
GUARANTEED RATE, INC. $22,940,000 $5,935,000 -74.1% 0.4%
Stifel Bank and Trust $7,735,000 $5,655,000 -26.9% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $12,705,000 $5,155,000 -59.4% 0.4%
NEWREZ LLC $30,205,000 $4,735,000 -84.3% 0.3%
Sierra Pacific Mortgage Company, Inc. $11,055,000 $4,045,000 -63.4% 0.3%
SCHOOLSFIRST $3,750,000 $3,925,000 4.7% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $5,290,000 $3,790,000 -28.4% 0.3%
BETTER MORTGAGE CORPORATION $27,325,000 $3,765,000 -86.2% 0.3%
Royal Business Bank $3,420,000 n/a 0.3%
LAND HOME FINANCIAL SERVICES, INC. $3,475,000 $3,255,000 -6.3% 0.2%
AMERICAN ADVISORS GROUP $3,745,000 $3,245,000 -13.4% 0.2%
21ST MORTGAGE CORPORATION $3,035,000 $3,240,000 6.8% 0.2%
USAA Federal Savings Bank $4,640,000 $3,220,000 -30.6% 0.2%
FINANCE OF AMERICA REVERSE LLC $3,445,000 $3,200,000 -7.1% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $7,170,000 $3,175,000 -55.7% 0.2%
IMPAC MORTGAGE CORP. $5,655,000 $2,870,000 -49.2% 0.2%
LOANPAL, LLC $7,175,000 $2,855,000 -60.2% 0.2%
PENTAGON FEDERAL CREDIT UNION $1,555,000 $2,850,000 83.3% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $5,915,000 $2,820,000 -52.3% 0.2%
MID AMERICA MORTGAGE, INC. $4,130,000 $2,665,000 -35.5% 0.2%
LENDINGHOME FUNDING CORPORATION $590,000 $2,625,000 344.9% 0.2%
RESIDENTIAL BANCORP. $795,000 $2,560,000 222.0% 0.2%
Nations Lending Corporation $3,155,000 $2,555,000 -19.0% 0.2%
Citizens Business Bank $2,505,000 n/a 0.2%
PACIFIC SERVICE $4,215,000 $2,450,000 -41.9% 0.2%
ALLIANT CREDIT UNION $1,405,000 $2,445,000 74.0% 0.2%
PNC Bank $2,800,000 $2,420,000 -13.6% 0.2%
LAKEVIEW LOAN SERVICING, LLC $11,005,000 $2,340,000 -78.7% 0.2%
REDWOOD $550,000 $2,305,000 319.1% 0.2%
AmeriHome Mortgage Company, LLC $620,000 $2,275,000 266.9% 0.2%
EVERETT FINANCIAL, INC. $1,435,000 $2,230,000 55.4% 0.2%
Fremont Bank $13,955,000 $2,155,000 -84.6% 0.2%
QUORUM FEDERAL CREDIT UNION $240,000 $2,050,000 754.2% 0.2%
PHH Mortgage Corporation $4,440,000 $2,020,000 -54.5% 0.1%
AXIA FINANCIAL, LLC $1,180,000 $1,890,000 60.2% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $2,055,000 $1,880,000 -8.5% 0.1%
NBKC BANK $3,645,000 $1,865,000 -48.8% 0.1%
INFINITY EQUITY GROUP, INC. $2,745,000 $1,855,000 -32.4% 0.1%
The Federal Savings Bank $3,370,000 $1,855,000 -45.0% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $4,085,000 $1,815,000 -55.6% 0.1%
HOMEXPRESS MORTGAGE CORP. $1,155,000 $1,800,000 55.8% 0.1%
Century Mortgage Company DBA Century Lending Company $285,000 $1,770,000 521.1% 0.1%
S1L, Inc. $3,910,000 $1,770,000 -54.7% 0.1%
AMWEST FUNDING CORP. $2,330,000 $1,705,000 -26.8% 0.1%
MEMBERS 1ST CREDIT UNION $890,000 $1,700,000 91.0% 0.1%
CALCON MUTUAL MORTGAGE LLC $1,680,000 n/a 0.1%
SPRING EQ, LLC $960,000 $1,645,000 71.4% 0.1%
Pacific Premier Bank $1,585,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $3,890,000 $1,580,000 -59.4% 0.1%
LADERA LENDING, INC. $5,255,000 $1,485,000 -71.7% 0.1%
Morgan Stanley Private Bank $1,475,000 n/a 0.1%
Princeton Mortgage Corporation $135,000 $1,470,000 988.9% 0.1%
Citadel Servicing Corporation $1,460,000 n/a 0.1%
CMG MORTGAGE, INC. $3,190,000 $1,440,000 -54.9% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $4,625,000 $1,415,000 -69.4% 0.1%
Firefighters First Federal Credit Union $1,260,000 $1,415,000 12.3% 0.1%
Provident Savings Bank, F.S.B. $1,360,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $3,395,000 $1,350,000 -60.2% 0.1%
REVERSE MORTGAGE FUNDING LLC $1,680,000 $1,345,000 -19.9% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,755,000 $1,330,000 -64.6% 0.1%
CHERRY CREEK MORTGAGE, LLC $5,015,000 $1,315,000 -73.8% 0.1%
Merchants Mortgage & Trust Corporation $1,300,000 n/a 0.1%
ALAMEDA MORTGAGE CORPORATION $2,555,000 $1,295,000 -49.3% 0.1%
MEMBER FIRST MORTGAGE, LLC $1,630,000 $1,285,000 -21.2% 0.1%
First-Citizens Bank & Trust Company $1,280,000 n/a 0.1%
BM Real Estate Services, Inc. $4,280,000 $1,275,000 -70.2% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $580,000 $1,255,000 116.4% 0.1%
ZILLOW HOME LOANS, LLC $3,005,000 $1,255,000 -58.2% 0.1%
CHEVRON $835,000 $1,230,000 47.3% 0.1%
HOMESIDE FINANCIAL, LLC $2,110,000 $1,230,000 -41.7% 0.1%
OCMBC, INC. $1,470,000 $1,210,000 -17.7% 0.1%
STAR ONE CREDIT UNION $605,000 $1,190,000 96.7% 0.1%
Strong Home Mortgage, LLC $6,585,000 $1,160,000 -82.4% 0.1%
STANFORD Federal Credit Union $375,000 $1,145,000 205.3% 0.1%
TRIAD FINANCIAL SERVICES, INC. $105,000 $1,140,000 985.7% 0.1%
Watermark Capital, Inc. $4,930,000 $1,115,000 -77.4% 0.1%
Provident Credit Union $3,430,000 $1,090,000 -68.2% 0.1%
CANOPY MORTGAGE, LLC $1,520,000 $1,085,000 -28.6% 0.1%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $880,000 $1,085,000 23.3% 0.1%
NEW DAY FINANCIAL, LLC $3,550,000 $1,080,000 -69.6% 0.1%
Amerifirst Financial, Inc. $495,000 $1,060,000 114.1% 0.1%
KINECTA $335,000 $1,045,000 211.9% 0.1%
Operating Engineers Local Union #3 $265,000 $1,030,000 288.7% 0.1%
NATIONS DIRECT MORTGAGE, LLC $1,010,000 $1,015,000 0.5% 0.1%
LONGBRIDGE FINANCIAL, LLC $755,000 $1,010,000 33.8% 0.1%
First Northern Bank of Dixon $1,005,000 n/a 0.1%
Northpointe Bank $355,000 $1,000,000 181.7% 0.1%
Northwest Farm Credit Services, FLCA $1,540,000 $995,000 -35.4% 0.1%
KELLER MORTGAGE, LLC $4,105,000 $980,000 -76.1% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,980,000 $975,000 -50.8% 0.1%
Discover Bank $665,000 $950,000 42.9% 0.1%
FBC MORTGAGE, LLC $255,000 $940,000 268.6% 0.1%
Chicago Mortgage Solutions LLC $915,000 n/a 0.1%
MORIA DEVELOPMENT, INC. $1,585,000 $915,000 -42.3% 0.1%
MEGASTAR FINANCIAL CORP. $905,000 n/a 0.1%
Equity Prime Mortgage LLC $1,590,000 $900,000 -43.4% 0.1%
DHI MORTGAGE COMPANY, LTD. $890,000 n/a 0.1%
ENVOY MORTGAGE, LTD $1,225,000 $890,000 -27.3% 0.1%
Sunflower Bank $465,000 $870,000 87.1% 0.1%
NexBank $155,000 $840,000 441.9% 0.1%
Figure Lending LLC $395,000 $820,000 107.6% 0.1%
Greenbox Loans, Inc. $305,000 $805,000 163.9% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $5,885,000 $805,000 -86.3% 0.1%
Truist $2,225,000 $800,000 -64.0% 0.1%
FirstBank $2,420,000 $790,000 -67.4% 0.1%
First Savings Bank $1,060,000 $780,000 -26.4% 0.1%
NP, Inc. $785,000 $770,000 -1.9% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,400,000 $765,000 -45.4% 0.1%
Arvest Bank $2,800,000 $750,000 -73.2% 0.1%
STEARNS LENDING, LLC $10,130,000 $735,000 -92.7% 0.1%
PATELCO $2,455,000 $730,000 -70.3% 0.1%
TRAVIS CREDIT UNION $330,000 $730,000 121.2% 0.1%
LENDINGONE, LLC $2,230,000 $705,000 -68.4% 0.1%
CBC Federal Credit Union $685,000 n/a 0.1%
JMAC LENDING, INC. $195,000 $680,000 248.7% 0.0%
Golden Empire Mortgage, Inc. $1,655,000 $670,000 -59.5% 0.0%
NATIONS RELIABLE LENDING, LLC $660,000 n/a 0.0%
MUFG Union Bank $4,740,000 $655,000 -86.2% 0.0%
SAFE CREDIT UNION $5,470,000 $635,000 -88.4% 0.0%
North American Savings Bank, F.S.B. $2,900,000 $610,000 -79.0% 0.0%
Pinnacle Bank $595,000 n/a 0.0%
BMO Harris Bank $585,000 n/a 0.0%
Quontic Bank $570,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $560,000 n/a 0.0%
Carrington Mortgage Services, LLC $3,550,000 $545,000 -84.6% 0.0%
BEST CAPITAL FUNDING $795,000 $540,000 -32.1% 0.0%
Citizens Bank $1,035,000 $540,000 -47.8% 0.0%
First Bank $1,260,000 $540,000 -57.1% 0.0%
GTE Federal Credit Union $540,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $615,000 $535,000 -13.0% 0.0%
UBS Bank USA $345,000 $535,000 55.1% 0.0%
VILLAGE CAPITAL MORTGAGE $4,000,000 $530,000 -86.8% 0.0%
SOFI LENDING CORP. $5,255,000 $525,000 -90.0% 0.0%
CALTECH EMPLOYEES FEDERAL CREDIT UNION $515,000 n/a 0.0%
DATA MORTGAGE, INC. $1,150,000 $510,000 -55.7% 0.0%
SAN DIEGO COUNTY CREDIT UNION $115,000 $500,000 334.8% 0.0%
iCore Lending, Inc. $495,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $475,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $2,395,000 $455,000 -81.0% 0.0%
FIRST TECHNOLOGY $1,050,000 $455,000 -56.7% 0.0%
Valley First Credit Union $445,000 n/a 0.0%
LOGIX FEDERAL CREDIT UNION $470,000 $435,000 -7.4% 0.0%
SIRVA MORTGAGE, INC. $295,000 $425,000 44.1% 0.0%
Waterstone Mortgage Corporation $425,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $1,490,000 $415,000 -72.1% 0.0%
Evolve Bank & Trust $395,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $125,000 $375,000 200.0% 0.0%
Kwik Mortgage Corporation $820,000 $375,000 -54.3% 0.0%
Washington Trust Bank $235,000 $375,000 59.6% 0.0%
BAY EQUITY LLC $1,750,000 $370,000 -78.9% 0.0%
NFM, INC. $870,000 $365,000 -58.0% 0.0%
OPEN MORTGAGE, LLC $295,000 $365,000 23.7% 0.0%
Self-Help Federal Credit Union $960,000 $365,000 -62.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,875,000 $355,000 -81.1% 0.0%
NEXERA HOLDING LLC $245,000 $355,000 44.9% 0.0%
SOUTHWEST STAGE FUNDING, LLC $1,275,000 $355,000 -72.2% 0.0%
Wyndham Capital Mortgage, Inc. $4,465,000 $355,000 -92.0% 0.0%
PremierOne Credit Union $345,000 n/a 0.0%
Lakeview Community Capital, LLC $1,750,000 $340,000 -80.6% 0.0%
ROYAL UNITED MORTGAGE LLC $650,000 $340,000 -47.7% 0.0%
1ST NORTHERN CALIFORNIA $335,000 n/a 0.0%
ONY GLO, INC. $1,485,000 $335,000 -77.4% 0.0%
General Mortgage Capital Corporation $2,500,000 $325,000 -87.0% 0.0%
LENDSURE MORTGAGE CORP. $325,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $335,000 $315,000 -6.0% 0.0%
Credit Union of Southern California $315,000 n/a 0.0%
VERITAS FUNDING, LLC $545,000 $315,000 -42.2% 0.0%
CLEARPATH LENDING $675,000 $305,000 -54.8% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $555,000 $305,000 -45.0% 0.0%
Hometown Equity Mortgage, LLC $1,210,000 $305,000 -74.8% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $860,000 $305,000 -64.5% 0.0%
SWBC MORTGAGE CORPORATION $305,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,295,000 $300,000 -76.8% 0.0%
Ally Bank $5,480,000 $295,000 -94.6% 0.0%
Axos Bank $2,130,000 $295,000 -86.2% 0.0%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $295,000 n/a 0.0%
SKYONE Federal Credit Union $295,000 n/a 0.0%
SeaTrust Mortgage Company $285,000 n/a 0.0%
PLANET HOME LENDING, LLC $2,430,000 $280,000 -88.5% 0.0%
GENEVA FINANCIAL, LLC $505,000 $275,000 -45.5% 0.0%
NEW WAVE LENDING GROUP INC $1,370,000 $275,000 -79.9% 0.0%
TJC Mortgage, Inc. $600,000 $275,000 -54.2% 0.0%
Constant Investments, Inc. $300,000 $265,000 -11.7% 0.0%
Exchange Bank $1,055,000 $265,000 -74.9% 0.0%
FLAT BRANCH MORTGAGE, INC. $265,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $3,040,000 $260,000 -91.4% 0.0%
Baxter Credit Union $255,000 n/a 0.0%
First Guaranty Mortgage Corporation $4,950,000 $255,000 -94.8% 0.0%
ATHAS CAPITAL GROUP, INC. $245,000 n/a 0.0%
F&A Federal Credit Union $205,000 $245,000 19.5% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $455,000 $245,000 -46.2% 0.0%
HomeStreet Bank $1,535,000 $240,000 -84.4% 0.0%
ARC HOME LLC $775,000 $235,000 -69.7% 0.0%
HighTechLending Inc $705,000 $235,000 -66.7% 0.0%
ON Q FINANCIAL, INC. $225,000 $235,000 4.4% 0.0%
Alaska USA Federal Credit Union $645,000 $230,000 -64.3% 0.0%
CIVIC FINANCIAL SERVICES, LLC $225,000 n/a 0.0%
GSF Mortgage Corporation $225,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $225,000 n/a 0.0%
GOOGAIN, INC. $1,485,000 $220,000 -85.2% 0.0%
First Option Mortgage, LLC $255,000 $215,000 -15.7% 0.0%
NATIONWIDE EQUITIES CORPORATION $155,000 $215,000 38.7% 0.0%
Servion, Inc. $610,000 $215,000 -64.8% 0.0%
BECKAM FUNDING CORP. $205,000 n/a 0.0%
California Coast Credit Union $205,000 n/a 0.0%
COLUMBIA COMMUNITY CREDIT UNION $205,000 n/a 0.0%
Cornerstone First Mortgage, Inc $885,000 $205,000 -76.8% 0.0%
SAFEAMERICA CREDIT UNION $135,000 $205,000 51.9% 0.0%
UNIVERSITY CREDIT UNION $200,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $175,000 n/a 0.0%
FIRST U.S. COMMUNITY CREDIT UNION $540,000 $175,000 -67.6% 0.0%
LIMA ONE CAPITAL, LLC $165,000 n/a 0.0%
HomeTrust Bank $660,000 $155,000 -76.5% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $2,470,000 $155,000 -93.7% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $245,000 $145,000 -40.8% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $465,000 $135,000 -71.0% 0.0%
Financial Partners Credit Union $640,000 $125,000 -80.5% 0.0%
GEORGIA'S OWN $305,000 $105,000 -65.6% 0.0%
MidFirst Bank $95,000 n/a 0.0%
Bethpage Federal Credit Union $75,000 $85,000 13.3% 0.0%
NMSI, INC. $305,000 $85,000 -72.1% 0.0%
DIGITAL Federal Credit Union $180,000 $75,000 -58.3% 0.0%
BAY $970,000 $65,000 -93.3% 0.0%
INTELLILOAN, INC. $380,000 $65,000 -82.9% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $935,000 $65,000 -93.0% 0.0%
Consolidated Federal Credit Union $55,000 n/a 0.0%
COMMUNITY FIRST CREDIT UNION $45,000 n/a 0.0%

CHICO's top lender by overall market share is Commerce Home Mortgage, Inc., with 8.2% market share. In second place, with 7.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $108,210,000 in loans. In third place, with 6.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $93,570,000 in loans. In fourth place, with 5.9%, is CALIBER HOME LOANS, INC., having originated $80,565,000 in loans. In fifth place, with 5.9%, is Tri Counties Bank, having originated $80,540,000 in loans.


CHICO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - CHICO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $287,450 (-0.1%) $381,482 (10.3%) 1.07 415
2018-02-01 $293,750 (2.1%) $380,820 (7.5%) 1.07 421
2018-03-01 $329,000 (14.3%) $409,710 (16.5%) 1.15 470
2018-04-01 $324,950 (12.4%) $390,656 (5.7%) 1.10 520
2018-05-01 $329,625 (12.6%) $394,542 (4.6%) 1.10 588
2018-06-01 $319,000 (9.6%) $383,183 (4.3%) 1.06 628
2018-07-01 $323,475 (12.4%) $387,403 (7.5%) 1.08 679
2018-08-01 $316,375 (9.9%) $376,846 (3.3%) 1.06 711
2018-09-01 $315,500 (9.6%) $366,600 (-1.6%) 1.06 731
2018-10-01 $312,500 (8.3%) $367,177 (-1.3%) 1.06 726
2018-11-01 $302,438 (5.1%) $370,054 (0.0%) 1.03 574
2018-12-01 $329,000 (14.3%) $392,817 (4.0%) 1.13 342
2019-01-01 $334,500 (16.4%) $391,621 (2.7%) 1.16 395
2019-02-01 $333,125 (13.4%) $384,086 (0.9%) 1.13 412
2019-03-01 $346,714 (5.4%) $397,138 (-3.1%) 1.13 388
2019-04-01 $366,214 (12.7%) $416,363 (6.6%) 1.16 400
2019-05-01 $370,000 (12.3%) $427,475 (8.4%) 1.16 498
2019-06-01 $369,000 (15.7%) $424,173 (10.7%) 1.15 554
2019-07-01 $358,255 (10.8%) $421,912 (8.9%) 1.12 613
2019-08-01 $355,462 (12.4%) $421,463 (11.8%) 1.13 629
2019-09-01 $352,390 (11.7%) $421,589 (15.0%) 1.13 613
2019-10-01 $350,000 (12.0%) $421,673 (14.8%) 1.13 585
2019-11-01 $349,500 (15.6%) $423,281 (14.4%) 1.15 528
2019-12-01 $351,715 (6.9%) $431,692 (9.9%) 1.17 464
2020-01-01 $362,500 (8.4%) $445,568 (13.8%) 1.21 389
2020-02-01 $379,500 (13.9%) $440,942 (14.8%) 1.24 351
2020-03-01 $389,000 (12.2%) $454,168 (14.4%) 1.22 346
2020-04-01 $399,000 (9.0%) $466,651 (12.1%) 1.25 347
2020-05-01 $418,000 (13.0%) $474,953 (11.1%) 1.27 364
2020-06-01 $424,000 (14.9%) $475,467 (12.1%) 1.25 345
2020-07-01 $402,500 (12.4%) $479,779 (13.7%) 1.17 305
2020-08-01 $417,000 (17.3%) $480,119 (13.9%) 1.19 307
2020-09-01 $399,750 (13.4%) $473,628 (12.3%) 1.15 288
2020-10-01 $398,000 (13.7%) $460,962 (9.3%) 1.14 308
2020-11-01 $389,000 (11.3%) $456,687 (7.9%) 1.14 321
2020-12-01 $399,000 (13.4%) $459,476 (6.4%) 1.19 266
2021-01-01 $399,500 (10.2%) $464,709 (4.3%) 1.19 244
2021-02-01 $421,875 (11.2%) $511,847 (16.1%) 1.23 234
2021-03-01 $417,500 (7.3%) $514,203 (13.2%) 1.18 233
2021-04-01 $430,250 (7.8%) $547,253 (17.3%) 1.16 224
2021-05-01 $450,000 (7.7%) $562,905 (18.5%) 1.20 236
2021-06-01 $452,250 (6.7%) $564,564 (18.7%) 1.19 252
2021-07-01 $447,000 (11.1%) $550,888 (14.8%) 1.18 282
2021-08-01 $433,750 (4.0%) $510,201 (6.3%) 1.16 312
2021-09-01 $437,450 (9.4%) $502,209 (6.0%) 1.17 317
2021-10-01 $449,000 (12.8%) $541,429 (17.5%) 1.20 324
2021-11-01 $450,000 (15.7%) $555,696 (21.7%) 1.20 287
2021-12-01 $449,000 (12.5%) $543,326 (18.3%) 1.22 245
2022-01-01 $442,500 (10.8%) $541,457 (16.5%) 1.20 198
2022-02-01 $449,950 (6.7%) $535,830 (4.7%) 1.17 211
2022-03-01 $449,225 (7.6%) $523,628 (1.8%) 1.12 226
2022-04-01 $480,000 (11.6%) $553,498 (1.1%) 1.14 264
2022-05-01 $472,000 (4.9%) $888,874 (57.9%) 1.08 341
2022-06-01 $468,750 (3.7%) $547,222 (-3.1%) 1.04 391
2022-07-01 $455,000 (1.8%) $532,510 (-3.3%) 1.03 482
2022-08-01 $457,450 (5.5%) $529,080 (3.7%) 1.06 523
2022-09-01 $450,000 (2.9%) $517,905 (3.1%) 1.05 509
2022-10-01 $444,900 (-0.9%) $515,680 (-4.8%) 1.05 509
2022-11-01 $434,950 (-3.3%) $510,628 (-8.1%) 1.05 480
2022-12-01 $435,000 (-3.1%) $513,784 (-5.4%) 1.07 446
2023-01-01 $423,000 (-4.4%) $506,806 (-6.4%) 1.05 382
2023-02-01 $427,113 (-5.1%) $519,039 (-3.1%) 1.03 342
2023-03-01 $431,175 (-4.0%) $518,304 (-1.0%) 1.02 318
2023-04-01 $438,500 (-8.7%) $521,388 (-5.8%) 1.02 302
2023-05-01 $429,975 (-8.9%) $519,607 (-41.5%) 0.98 339
2023-06-01 $429,113 (-8.5%) $516,580 (-5.6%) 0.96 359
2023-07-01 $429,925 (-5.5%) $514,767 (-3.3%) 0.98 366
2023-08-01 $433,625 (-5.2%) $521,724 (-1.4%) 1.00 374
2023-09-01 $425,000 (-5.6%) $510,437 (-1.4%) 0.99 406
2023-10-01 $426,975 (-4.0%) $506,339 (-1.8%) 1.00 426
2023-11-01 $439,500 (1.1%) $557,197 (9.1%) 1.05 420
2023-12-01 $431,750 (-0.8%) $541,538 (5.4%) 1.05 360
CHICO's median listing price for 2023-12-01 was $431,750, a difference of $-3,250 (-0.8%) versus the prior year and $-7,750 versus the prior month.

CHICO's median listing price comes in at 105% of the national average.

CHICO's average listing price for 2023-12-01 was $541,538, a difference of $27,754 (5.4%) versus the prior year and $-15,659 versus the prior month.

For the 2023-12-01 period, CHICO had 360 MLS listings, a difference of -60 listings (-14%) versus the prior month and -86 listings (-19%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CHICO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 55 days 1,621 sqft
2018-02-01 38 days 1,610 sqft
2018-03-01 31 days 1,694 sqft
2018-04-01 39 days 1,667 sqft
2018-05-01 34 days 1,708 sqft
2018-06-01 36 days 1,681 sqft
2018-07-01 39 days 1,673 sqft
2018-08-01 44 days 1,639 sqft
2018-09-01 48 days 1,615 sqft
2018-10-01 53 days 1,615 sqft
2018-11-01 55 days 1,629 sqft
2018-12-01 25 days 1,615 sqft
2019-01-01 30 days 1,594 sqft
2019-02-01 32 days 1,557 sqft
2019-03-01 40 days 1,588 sqft
2019-04-01 43 days 1,632 sqft
2019-05-01 36 days 1,640 sqft
2019-06-01 38 days 1,684 sqft
2019-07-01 45 days 1,699 sqft
2019-08-01 49 days 1,684 sqft
2019-09-01 54 days 1,684 sqft
2019-10-01 59 days 1,688 sqft
2019-11-01 65 days 1,714 sqft
2019-12-01 75 days 1,715 sqft
2020-01-01 77 days 1,710 sqft
2020-02-01 80 days 1,712 sqft
2020-03-01 60 days 1,755 sqft
2020-04-01 63 days 1,833 sqft
2020-05-01 64 days 1,855 sqft
2020-06-01 54 days 1,865 sqft
2020-07-01 62 days 1,856 sqft
2020-08-01 51 days 1,830 sqft
2020-09-01 55 days 1,756 sqft
2020-10-01 52 days 1,748 sqft
2020-11-01 49 days 1,749 sqft
2020-12-01 72 days 1,753 sqft
2021-01-01 82 days 1,736 sqft
2021-02-01 63 days 1,728 sqft
2021-03-01 54 days 1,708 sqft
2021-04-01 47 days 1,729 sqft
2021-05-01 36 days 1,791 sqft
2021-06-01 40 days 1,755 sqft
2021-07-01 40 days 1,729 sqft
2021-08-01 45 days 1,702 sqft
2021-09-01 51 days 1,713 sqft
2021-10-01 44 days 1,731 sqft
2021-11-01 51 days 1,729 sqft
2021-12-01 53 days 1,702 sqft
2022-01-01 57 days 1,626 sqft
2022-02-01 36 days 1,655 sqft
2022-03-01 35 days 1,646 sqft
2022-04-01 33 days 1,722 sqft
2022-05-01 36 days 1,732 sqft
2022-06-01 37 days 1,714 sqft
2022-07-01 39 days 1,693 sqft
2022-08-01 46 days 1,711 sqft
2022-09-01 58 days 1,690 sqft
2022-10-01 65 days 1,680 sqft
2022-11-01 64 days 1,709 sqft
2022-12-01 73 days 1,712 sqft
2023-01-01 82 days 1,707 sqft
2023-02-01 81 days 1,709 sqft
2023-03-01 72 days 1,676 sqft
2023-04-01 59 days 1,674 sqft
2023-05-01 43 days 1,670 sqft
2023-06-01 46 days 1,668 sqft
2023-07-01 51 days 1,653 sqft
2023-08-01 50 days 1,669 sqft
2023-09-01 51 days 1,658 sqft
2023-10-01 55 days 1,638 sqft
2023-11-01 58 days 1,674 sqft
2023-12-01 68 days 1,671 sqft
CHICO's median listing age (time on market) for 2023-12-01 was 68 days. This is -7% shorter than the same period one year ago.

CHICO's median square footage for active listings during the 2023-12-01 period was 1,671 sqft. One year prior, the average listing was 1,712 sqft.

CHICO, CA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
95901 Chico, CA $940 $950 $1,200 $1,700 $2,050
95914 Chico, CA $900 $920 $1,180 $1,680 $2,020
95916 Chico, CA $750 $820 $1,080 $1,530 $1,880
95917 Chico, CA $810 $870 $1,150 $1,620 $1,970
95926 Chico, CA $810 $870 $1,150 $1,620 $1,970
95927 Chico, CA $830 $900 $1,180 $1,670 $2,020
95928 Chico, CA $880 $960 $1,260 $1,780 $2,160
95930 Chico, CA $850 $900 $1,170 $1,660 $2,010
95938 Chico, CA $1,020 $1,100 $1,450 $2,050 $2,480
95940 Chico, CA $830 $900 $1,180 $1,670 $2,020
95941 Chico, CA $820 $880 $1,150 $1,630 $1,980
95942 Chico, CA $870 $950 $1,240 $1,750 $2,120
95948 Chico, CA $790 $820 $1,080 $1,530 $1,860
95954 Chico, CA $860 $930 $1,220 $1,720 $2,090
95958 Chico, CA $830 $900 $1,180 $1,670 $2,020
95965 Chico, CA $750 $820 $1,080 $1,530 $1,860
95966 Chico, CA $810 $870 $1,150 $1,620 $1,970
95967 Chico, CA $830 $900 $1,180 $1,670 $2,020
95968 Chico, CA $750 $820 $1,080 $1,530 $1,860
95969 Chico, CA $830 $900 $1,190 $1,680 $2,040
95973 Chico, CA $890 $970 $1,270 $1,790 $2,170
95974 Chico, CA $750 $820 $1,080 $1,530 $1,860
95978 Chico, CA $860 $930 $1,220 $1,720 $2,090

2022 Average & Median Rent Data Statistics
CHICO, CA average 1BR rent: $900, median: $900
CHICO, CA average 2BR rent: $1,179, median: $1,180
CHICO, CA average 3BR rent: $1,667, median: $1,670

CHICO, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,395 $889,305,000 $371,317
Cash Out Refi 891 $244,395,000 $274,293
Refi 561 $154,945,000 $276,194
Home Improvement 291 $36,985,000 $127,096
Other 265 $38,585,000 $145,604

Chico's most frequently cited loan purpose was Home Purchase, with 2,395 originations. The 2nd most popular reason was Cash Out Refi, with 891 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 1,131 $351,905,000 $311,145
3-4% 994 $382,680,000 $384,990
5-6% 990 $317,670,000 $320,879
6-7% 479 $129,695,000 $270,762
2.5-3% 279 $100,635,000 $360,699
<2.5% 233 $26,315,000 $112,940
7-8% 184 $36,500,000 $198,370
Over 8% 95 $13,505,000 $142,158

During 2022, Chico's most frequently originated rate bucket was 4-5%, with 1,131 originations.

Loan Sizing (CHICO, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,056 $606,990,000 $295,229
$100k-200k 855 $128,535,000 $150,333
$400k-600k 709 $333,195,000 $469,951
$100,000 or less 581 $29,375,000 $50,559
$600k-1000k 172 $118,330,000 $687,965
$Over $1MM 30 $147,790,000 $4,926,333

CHICO's loan sizing saw the bucket of loans from $200k-400k with 2,056 originations, totaling $606,990,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,453 $540,505,000 $371,992
60-80% 1,185 $505,855,000 $426,882
40-60% 634 $174,480,000 $275,205
Under 20% 537 $29,885,000 $55,652
20-40% 507 $82,135,000 $162,002
Over 100% 43 $18,995,000 $441,744

CHICO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,453 originations, totaling $540,505,000 in origination value.