CHICO Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Chico averaged 5.41% for the week of 2022-08-04, compared to the national average of 4.99% for the same period.

The average rate for the prior week (2022-07-28) was 5.42% and one month ago for the week of 2022-06-30, the average rate was 5.72%.

Chico's average rate one year ago was 2.92%.

For refis of the same type during the week of 2022-08-04, the average rate was 5%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-08-04 4.99%
Chico 30 Year Fixed Rate 2022-08-04 5.41%
Chico 30 Year Fixed Rate Refi 2022-08-04 5%
Chico 15 Year Fixed Rate 2022-08-04 4.88%
Chico 15 Year Fixed Rate Refi 2022-08-04 4.19%
Chico 30 Year FHA 2022-08-04 5.16%
Chico 30 Year FHA Refi 2022-08-04 5.3%
Chico 30 Year USDA 2022-08-04 5.32%
Chico 30 Year USDA Refi 2022-08-04 5.54%
Chico 30 Year VA 2022-08-04 5.04%
Chico 30 Year VA Refi 2022-08-04 4.76%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHICO, CA.

CHICO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHICO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
SUMMIT FUNDING, INC. 602 3.19% $4,706
QUICKEN LOANS, LLC 561 3.02% $4,131
CALIBER HOME LOANS, INC. 551 3.09% $3,984
Commerce Home Mortgage, Inc. 372 3.21% $5,200
UNITED WHOLESALE MORTGAGE, LLC 304 2.96% $4,401
LOANDEPOT.COM, LLC 139 2.91% $4,608
Tri Counties Bank 128 3.26% $3,369
HOMEBRIDGE FINANCIAL SERVICES, INC. 124 3.25% $5,272
Paramount Residential Mortgage Group, Inc. 112 3.17% $4,544
HOME POINT FINANCIAL CORPORATION 100 2.95% $4,256
Wells Fargo Bank 99 3.20% $3,309
GUILD MORTGAGE COMPANY 93 3.15% $5,377
MOVEMENT MORTGAGE, LLC 90 3.16% $6,343
JPMorgan Chase Bank 76 3.03% $3,447
NEWREZ LLC 65 3.14% $3,954
PREMIER MORTGAGE RESOURCES, L.L.C. 64 3.16% $6,565
FINANCE OF AMERICA MORTGAGE LLC 64 3.09% $3,813
BETTER MORTGAGE CORPORATION 56 2.74% $3,624
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 55 3.38% $5,724
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 55 3.15% $4,752
AMERISAVE MORTGAGE CORPORATION 54 2.87% $5,733
U.S. Bank 53 3.19% $4,386
Hometown Lenders, Inc. 49 3.12% $4,776
AMERICAN PACIFIC MORTGAGE CORPORATION 45 3.22% $4,859
Mr. Cooper ( Nationstar Mortgage ) 45 3.20% $5,452
Umpqua Bank 42 3.21% $4,786
Flagstar Bank, FSB 40 3.18% $4,348
PENNYMAC LOAN SERVICES, LLC 40 3.22% $5,446
GUARANTEED RATE, INC. 40 2.84% $3,165
BROKER SOLUTIONS, INC. 39 2.99% $4,767
FREEDOM MORTGAGE CORPORATION 36 3.02% $2,985
Sierra Central Credit Union 31 3.13% $3,578
Bank of America 30 3.03% $3,438
Sierra Pacific Mortgage Company, Inc. 30 3.04% $3,334
Fremont Bank 29 3.07% $1,227
ACADEMY MORTGAGE CORPORATION 27 3.14% $6,058
MASON MCDUFFIE MORTGAGE CORPORATION 25 3.23% $5,175
ROUNDPOINT MORTGAGE SERVICING CORPORATION 25 3.22% $4,239
STEARNS LENDING, LLC 24 3.00% $3,929
CORNERSTONE HOME LENDING, INC. 24 3.18% $4,895
THE GOLDEN 1 23 3.17% $3,754
NETWORK CAPITAL FUNDING CORPORATION 20 3.31% $3,740
CROSSCOUNTRY MORTGAGE, LLC 19 3.08% $3,730
Bank of the West 15 3.21% $4,108
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 15 3.20% $5,407
Strong Home Mortgage, LLC 15 2.83% $1,594
KELLER MORTGAGE, LLC 14 3.16% $3,736
Stifel Bank and Trust 13 2.80% $2,410
PROVIDENT FUNDING ASSOCIATES, L.P. 13 2.79% $2,894
LOANPAL, LLC 13 3.01% $5,760
Watermark Capital, Inc. 13 2.77% $3,543
LADERA LENDING, INC. 13 3.11% $4,514
MUTUAL OF OMAHA MORTGAGE, INC. 13 3.08% $4,347
S1L, Inc. 11 3.35% $4,316
PRIMELENDING, A PLAINSCAPITAL COMPANY 11 3.56% $5,205
LAND HOME FINANCIAL SERVICES, INC. 11 3.07% $5,990
First Guaranty Mortgage Corporation 11 3.11% $3,104
IMPAC MORTGAGE CORP. 10 2.86% $362
PACIFIC SERVICE 9 3.10% $3,211
NBKC BANK 8 2.95% $1,583
MICHIGAN MUTUAL, INC. 8 3.03% $7,768
FirstBank 8 2.97% $2,122
LAKEVIEW LOAN SERVICING, LLC 8 3.44% $2,263
Nations Lending Corporation 8 3.16% $6,305
ALAMEDA MORTGAGE CORPORATION 8 3.24% $3,844
InterContinental Capital Group, Inc 8 2.97% $4,353
Wyndham Capital Mortgage, Inc. 8 2.86% $1,768
INFINITY EQUITY GROUP, INC. 8 3.08% $6,337
Ally Bank 8 2.87% $4,858
SOFI LENDING CORP. 7 2.82% $4,059
LENDUS, LLC 7 3.43% $6,915
CHERRY CREEK MORTGAGE, LLC 7 2.98% $1,006
AMERICAN FINANCIAL NETWORK, INC. 7 3.59% $9,086
PNC Bank 7 3.36% $3,414
GUARANTEED RATE AFFINITY, LLC 7 3.05% $3,753
CMG MORTGAGE, INC. 7 3.07% $3,984
PHH Mortgage Corporation 6 3.19% $5,847
SCHOOLSFIRST 6 3.15% $4,224
MUFG Union Bank 6 3.10% $3,243
AMERICAN FINANCING CORPORATION 6 3.00% $4,911
Golden Empire Mortgage, Inc. 6 3.40% $5,448
ZILLOW HOME LOANS, LLC 6 3.02% $3,491
AMERICAN INTERNET MORTGAGE, INC. 6 2.75% $3,777
General Mortgage Capital Corporation 5 3.33% $4,198
Arvest Bank 5 2.98% $2,919
HOMESIDE FINANCIAL, LLC 5 3.05% $4,299
ONY GLO, INC. 5 2.75% $3,291
Provident Credit Union 5 2.70% $4,189
ROYAL UNITED MORTGAGE LLC 5 3.18% $6,348
The Federal Savings Bank 5 3.40% $9,038
Truist Bank 5 2.90% $3,076
LOANFLIGHT LENDING, LLC 4 2.59% $1,494
OCMBC, INC. 4 2.31% $1,861
WESTERN EXPRESS LENDING 4 3.47% $3,210
SOVEREIGN LENDING GROUP INCORPORATED 4 3.06% $5,126
Citibank 4 3.03% $4,758
Cf Bank 4 2.56% $1,557
THRIVE MORTGAGE, LLC 4 3.25% $5,240
EMM LOANS LLC 4 3.03% $9,922
CELEBRITY HOME LOANS, LLC 4 3.03% $5,116
First Savings Bank 4 2.63% $4,822
North American Savings Bank, F.S.B. 4 2.69% $1,667
MOUNTAIN WEST FINANCIAL, INC. 4 3.00% $5,800
NEW WAVE LENDING GROUP INC 4 2.97% $4,519
SUN WEST MORTGAGE COMPANY, INC. 4 2.97% $2,993
PLAZA HOME MORTGAGE, INC. 4 2.75% $4,532
MORIA DEVELOPMENT, INC. 4 3.19% $5,306
GOOGAIN, INC. 3 3.13% $2,977
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 4.96% $11,111
CHEVRON 3 2.83% $3,756
Axos Bank 3 2.83% $1,760
NAVY FEDERAL CREDIT UNION 3 3.92% $11,922
LENOX FINANCIAL MORTGAGE CORPORATION 3 2.92% $2,814
AXIA FINANCIAL, LLC 3 3.13% $4,240
HomeStreet Bank 3 3.17% $3,731
Ameris Bank 3 2.96% $2,842
ARC HOME LLC 3 4.03% $5,583
CENTRAL COAST LENDING, INC. 3 2.83% $4,300
PATELCO 3 3.25% $3,197
BAY EQUITY LLC 3 2.96% $4,680
Carrington Mortgage Services, LLC 3 3.25% $3,904
CANOPY MORTGAGE, LLC 3 3.00% $4,827
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 3.94% $5,882
AMERICAN FINANCIAL RESOURCES, INC. 2 3.25% $5,794
FIRST TECHNOLOGY 2 3.06% $5,986
PENTAGON FEDERAL CREDIT UNION 2 3.31% $3,874
PLANET HOME LENDING, LLC 2 3.19% $1,695
T2 FINANCIAL LLC 2 3.12% $6,064
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.18% $5,526
Prime Choice Funding Inc. 2 3.31% $2,304
GENEVA FINANCIAL, LLC 2 3.25% $2,707
LOGIX FEDERAL CREDIT UNION 2 2.81% $4,899
INTERCAP LENDING INC. 2 3.19% $4,144
Equity Prime Mortgage LLC 2 3.63% $0
MEGA CAPITAL FUNDING, INC. 2 3.44% $4,138
MEMBER FIRST MORTGAGE, LLC 2 2.94% $3,758
REDWOOD 2 3.06% $1,747
Constant Investments, Inc. 2 3.19% $3,865
JMJ FINANCIAL GROUP 2 3.19% $4,674
MORTGAGE 2000, INC. 2 2.81% $4,262
Firefighters First Federal Credit Union 2 2.88% $2,050
Kwik Mortgage Corporation 2 2.75% $2,357
DIRECT MORTGAGE, CORP. 2 3.69% $6,559
Citizens Bank 2 2.88% $2,672
DIGNIFIED HOME LOANS, LLC 2 3.00% $3,464
DATA MORTGAGE, INC. 2 3.31% $6,787
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.19% $5,385
CHURCHILL MORTGAGE CORPORATION 2 3.25% $2,932
SNAPFI, INC. 2 3.19% $7,852
SPRING EQ, LLC 2 2.63% $0
STAR ONE CREDIT UNION 2 2.94% $1,941
LEADERONE FINANCIAL CORPORATION 2 3.12% $5,414
ST FIN CORP 2 3.13% $6,780
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 2.63% $1,362
EVERETT FINANCIAL, INC. 2 3.25% $2,957
CUSTOMER SERVICE MORTGAGE CORPORATION 2 3.00% $3,975
NFM, INC. 2 3.19% $4,014
TJC Mortgage, Inc. 2 2.94% $8,207
THE FIRST FINANCIAL Federal Credit Union 1 3.50% $0
AmRes Corporation 1 3.88% $5,749
TOWNE MORTGAGE COMPANY 1 3.00% $3,003
TRAVIS CREDIT UNION 1 3.25% $3,296
AFFINITY 1 3.25% $2,370
UBS Bank USA 1 3.75% $4,697
AmeriHome Mortgage Company, LLC 1 3.00% $4,599
Amerifirst Financial, Inc. 1 2.88% $3,163
USAA Federal Savings Bank 1 3.13% $2,457
USE Credit Union 1 3.00% $3,280
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.75% $5,142
VERITAS FUNDING, LLC 1 2.38% $2,109
AMCAP MORTGAGE, LTD. 1 3.00% $4,348
FISHER FINANCIAL GROUP, INCORPORATED 1 2.75% $3,185
First Republic Bank 1 2.95% $5,871
First Option Mortgage, LLC 1 4.00% $3,449
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.99% $2,260
FIRST NATIONS HOME FINANCE CORPORATION 1 2.88% $3,360
First Bank 1 2.75% $4,856
FIRST ALLIANCE HOME MORTGAGE, LLC 1 3.25% $4,762
GUARANTY HOME MORTGAGE CORPORATION 1 3.25% $44,169
Financial Partners Credit Union 1 3.13% $4,476
HAMILTON HOME LOANS, INC. 1 3.38% $4,176
HERITAGE COMMUNITY CREDIT UNION 1 3.00% $1,477
HighTechLending Inc 1 3.13% $3,030
Financial Funding Solutions, Inc. 1 3.50% $8,587
Fifth Third Bank 1 2.88% $4,942
ALLIED MORTGAGE GROUP, INC. 1 3.00% $3,689
HOMESTEAD FUNDING CORP. 1 2.50% $3,118
FBC MORTGAGE, LLC 1 2.99% $3,030
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.50% $3,514
INTELLILOAN, INC. 1 3.00% $6,331
EMBRACE HOME LOANS, INC. 1 2.99% $5,915
LENDERFI, INC. 1 2.75% $978
LIBERTY HOME MORTGAGE CORPORATION 1 3.00% $5,550
Crestline Funding Corporation 1 2.88% $3,494
LOANLEADERS OF AMERICA, INC. 1 3.25% $3,890
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 2.88% $3,324
Loan Simple, Inc. 1 2.88% $4,492
Manufacturers and Traders Trust Company 1 3.25% $4,612
COUNTRY CLUB MORTGAGE, INC. 1 3.50% $3,799
MID AMERICA MORTGAGE, INC. 1 4.00% $8,186
MORTGAGE CAPITAL PARTNERS, INC. 1 2.99% $3,816
Mortgage Research Center, LLC 1 2.99% $214,443
Colonial Savings, F.A. 1 3.50% $5,106
CITYWIDE HOME LOANS, LLC 1 3.38% $6,098
NATIONS DIRECT MORTGAGE, LLC 1 2.88% $1,648
CIT Bank 1 3.65% $4,018
Neighborhood Loans, Inc. 1 3.00% $4,736
NEW DAY FINANCIAL, LLC 1 2.99% $4,746
Charles Schwab Bank, SSB 1 1.75% $2,715
NEXERA HOLDING LLC 1 3.00% $2,829
Northwest Farm Credit Services, FLCA 1 3.45% $13,555
NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.38% $3,385
NP, Inc. 1 3.88% $4,002
Operating Engineers Local Union #3 1 4.25% $3,387
CAPSTONE DIRECT, INC. 1 2.75% $5,067
CAMPOS FINANCIAL CORP. 1 3.50% $4,281
Princeton Mortgage Corporation 1 3.13% $5,470
Willamette Valley Bank 1 4.25% $6,761
BOKF 1 3.50% $4,698
Boeing Employees Credit Union 1 2.88% $8,592
RANLIFE, INC. 1 3.75% $4,721
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 3.50% $4,137
RESIDENTIAL BANCORP. 1 2.75% $3,578
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 3.38% $6,579
ROGUE 1 3.25% $3,439
BEST CAPITAL FUNDING 1 5.13% $2,953
WINNPOINTE CORPORATION 1 2.75% $4,191
SACRAMENTO Credit Union 1 2.75% $2,738
SAFE CREDIT UNION 1 3.38% $3,673
SAN DIEGO COUNTY CREDIT UNION 1 2.88% $2,644
San Mateo Credit Union 1 3.25% $2,934
SCENIC OAKS FUNDING, INC. 1 2.88% $3,584
BAY 1 3.38% $15,628
Servion, Inc. 1 2.88% $6,428
Banner Bank 1 3.00% $5,486
SIRVA MORTGAGE, INC. 1 3.13% $2,616
SIWELL, INC. 1 2.75% $2,786
Austin Capital Bank SSB 1 2.88% $4,728
ANGEL OAK HOME LOANS LLC 1 6.38% $7,032
Sunflower Bank 1 3.49% $4,928
The Central Trust Bank 1 2.75% $2,405
ALLIANT CREDIT UNION 1 2.88% $4,021

CHICO, CA's 242 lenders originated 9,108 loans during 2021. The total origination value was $2,780,080,000, with an average loan value of $305,235.

The top CHICO lender as defined by loan originations is SUMMIT FUNDING, INC., with 602 loans originated. Their average total fees are $4,706, which is $575 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee CHICO lenders (with over 10 loans originated) are IMPAC MORTGAGE CORP. ($362), Fremont Bank ($1,227), Strong Home Mortgage, LLC ($1,594), Stifel Bank and Trust ($2,410) and PROVIDENT FUNDING ASSOCIATES, L.P. ($2,894).

The lowest rate CHICO lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.74%), Watermark Capital, Inc. (2.77%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.79%), Stifel Bank and Trust (2.80%) and Strong Home Mortgage, LLC (2.83%).

CHICO, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
SUMMIT FUNDING, INC. $283,175,000 $263,155,000 -7.1% 9.5%
QUICKEN LOANS, LLC $223,550,000 $243,605,000 9.0% 8.8%
CALIBER HOME LOANS, INC. $247,290,000 $225,185,000 -8.9% 8.1%
Commerce Home Mortgage, Inc. $158,385,000 $177,665,000 12.2% 6.4%
UNITED WHOLESALE MORTGAGE, LLC $150,160,000 $145,285,000 -3.2% 5.2%
Tri Counties Bank $122,075,000 $123,265,000 1.0% 4.4%
LOANDEPOT.COM, LLC $39,655,000 $69,840,000 76.1% 2.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $67,965,000 $59,110,000 -13.0% 2.1%
JPMorgan Chase Bank $25,220,000 $52,840,000 109.5% 1.9%
Paramount Residential Mortgage Group, Inc. $50,500,000 $51,770,000 2.5% 1.9%
FREEDOM MORTGAGE CORPORATION $67,520,000 $51,510,000 -23.7% 1.9%
HOME POINT FINANCIAL CORPORATION $36,395,000 $50,800,000 39.6% 1.8%
Mechanics Bank $8,040,000 $50,535,000 528.5% 1.8%
Comerica Bank $45,000 $42,885,000 95,200.0% 1.5%
MOVEMENT MORTGAGE, LLC $50,500,000 $41,875,000 -17.1% 1.5%
PENNYMAC LOAN SERVICES, LLC $26,855,000 $41,650,000 55.1% 1.5%
GUILD MORTGAGE COMPANY $38,060,000 $40,005,000 5.1% 1.4%
Wells Fargo Bank $46,255,000 $39,400,000 -14.8% 1.4%
Banner Bank $6,040,000 $39,295,000 550.6% 1.4%
U.S. Bank $29,390,000 $35,475,000 20.7% 1.3%
Mr. Cooper ( Nationstar Mortgage ) $27,505,000 $31,950,000 16.2% 1.1%
NEWREZ LLC $16,655,000 $30,205,000 81.4% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $21,075,000 $29,115,000 38.1% 1.0%
Umpqua Bank $22,415,000 $27,910,000 24.5% 1.0%
BETTER MORTGAGE CORPORATION $19,615,000 $27,325,000 39.3% 1.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $38,050,000 $26,470,000 -30.4% 1.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $16,040,000 $24,090,000 50.2% 0.9%
FINANCE OF AMERICA MORTGAGE LLC $34,565,000 $24,015,000 -30.5% 0.9%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $18,830,000 $23,345,000 24.0% 0.8%
GUARANTEED RATE, INC. $3,085,000 $22,940,000 643.6% 0.8%
Hometown Lenders, Inc. $18,415,000 $22,550,000 22.5% 0.8%
GREYSTONE SERVICING COMPANY LLC $2,405,000 $20,145,000 737.6% 0.7%
AMERISAVE MORTGAGE CORPORATION $19,550,000 $19,465,000 -0.4% 0.7%
BROKER SOLUTIONS, INC. $9,195,000 $15,590,000 69.5% 0.6%
Flagstar Bank, FSB $16,180,000 $14,085,000 -12.9% 0.5%
Fremont Bank $17,950,000 $13,955,000 -22.3% 0.5%
Bank of America $20,735,000 $13,535,000 -34.7% 0.5%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $520,000 $13,045,000 2,408.7% 0.5%
Mortgage Research Center, LLC $10,440,000 $12,885,000 23.4% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $11,105,000 $12,705,000 14.4% 0.5%
Sierra Central Credit Union $20,470,000 $12,170,000 -40.5% 0.4%
ACADEMY MORTGAGE CORPORATION $2,300,000 $11,815,000 413.7% 0.4%
THE GOLDEN 1 $13,065,000 $11,745,000 -10.1% 0.4%
Sierra Pacific Mortgage Company, Inc. $8,050,000 $11,055,000 37.3% 0.4%
LAKEVIEW LOAN SERVICING, LLC $6,630,000 $11,005,000 66.0% 0.4%
MASON MCDUFFIE MORTGAGE CORPORATION $2,495,000 $10,380,000 316.0% 0.4%
Columbia State Bank $10,375,000 n/a 0.4%
STEARNS LENDING, LLC $9,900,000 $10,130,000 2.3% 0.4%
CORNERSTONE HOME LENDING, INC. $8,100,000 $9,160,000 13.1% 0.3%
Stifel Bank and Trust $7,210,000 $7,735,000 7.3% 0.3%
LOANPAL, LLC $14,440,000 $7,175,000 -50.3% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $6,405,000 $7,170,000 11.9% 0.3%
Bank of the West $7,150,000 $6,985,000 -2.3% 0.3%
Strong Home Mortgage, LLC $7,655,000 $6,585,000 -14.0% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $12,365,000 $5,915,000 -52.2% 0.2%
NETWORK CAPITAL FUNDING CORPORATION $5,405,000 $5,885,000 8.9% 0.2%
IMPAC MORTGAGE CORP. $3,530,000 $5,655,000 60.2% 0.2%
Ally Bank $2,585,000 $5,480,000 112.0% 0.2%
SAFE CREDIT UNION $1,160,000 $5,470,000 371.6% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $6,900,000 $5,290,000 -23.3% 0.2%
LADERA LENDING, INC. $4,960,000 $5,255,000 5.9% 0.2%
SOFI LENDING CORP. $2,875,000 $5,255,000 82.8% 0.2%
CHERRY CREEK MORTGAGE, LLC $3,865,000 $5,015,000 29.8% 0.2%
First Guaranty Mortgage Corporation $1,050,000 $4,950,000 371.4% 0.2%
Watermark Capital, Inc. $6,055,000 $4,930,000 -18.6% 0.2%
MUFG Union Bank $3,320,000 $4,740,000 42.8% 0.2%
USAA Federal Savings Bank $9,310,000 $4,640,000 -50.2% 0.2%
AMERICAN INTERNET MORTGAGE, INC. $4,680,000 $4,625,000 -1.2% 0.2%
Wyndham Capital Mortgage, Inc. $1,045,000 $4,465,000 327.3% 0.2%
PHH Mortgage Corporation $3,835,000 $4,440,000 15.8% 0.2%
NAVY FEDERAL CREDIT UNION $4,030,000 $4,390,000 8.9% 0.2%
BM Real Estate Services, Inc. $4,220,000 $4,280,000 1.4% 0.2%
PACIFIC SERVICE $5,840,000 $4,215,000 -27.8% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $6,125,000 $4,175,000 -31.8% 0.2%
MID AMERICA MORTGAGE, INC. $1,830,000 $4,130,000 125.7% 0.1%
KELLER MORTGAGE, LLC $10,990,000 $4,105,000 -62.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $5,065,000 $4,085,000 -19.3% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $4,945,000 $4,000,000 -19.1% 0.1%
S1L, Inc. $2,905,000 $3,910,000 34.6% 0.1%
PLAZA HOME MORTGAGE, INC. $1,125,000 $3,890,000 245.8% 0.1%
WALKER & DUNLOP, LLC $14,360,000 $3,885,000 -72.9% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,740,000 $3,755,000 -20.8% 0.1%
SCHOOLSFIRST $3,400,000 $3,750,000 10.3% 0.1%
AMERICAN ADVISORS GROUP $2,560,000 $3,745,000 46.3% 0.1%
NBKC BANK $4,395,000 $3,645,000 -17.1% 0.1%
Carrington Mortgage Services, LLC $4,095,000 $3,550,000 -13.3% 0.1%
NEW DAY FINANCIAL, LLC $2,710,000 $3,550,000 31.0% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $5,390,000 $3,475,000 -35.5% 0.1%
FINANCE OF AMERICA REVERSE LLC $1,115,000 $3,445,000 209.0% 0.1%
Provident Credit Union $3,105,000 $3,430,000 10.5% 0.1%
MICHIGAN MUTUAL, INC. $1,625,000 $3,395,000 108.9% 0.1%
The Federal Savings Bank $5,265,000 $3,370,000 -36.0% 0.1%
LENDUS, LLC $1,280,000 $3,275,000 155.9% 0.1%
CMG MORTGAGE, INC. $3,590,000 $3,190,000 -11.1% 0.1%
Nations Lending Corporation $2,740,000 $3,155,000 15.1% 0.1%
GUARANTEED RATE AFFINITY, LLC $2,480,000 $3,040,000 22.6% 0.1%
21ST MORTGAGE CORPORATION $1,805,000 $3,035,000 68.1% 0.1%
ZILLOW HOME LOANS, LLC $1,135,000 $3,005,000 164.8% 0.1%
North American Savings Bank, F.S.B. $5,220,000 $2,900,000 -44.4% 0.1%
Arvest Bank $1,940,000 $2,800,000 44.3% 0.1%
PNC Bank $1,550,000 $2,800,000 80.6% 0.1%
InterContinental Capital Group, Inc $2,695,000 $2,790,000 3.5% 0.1%
INFINITY EQUITY GROUP, INC. $2,745,000 n/a 0.1%
ALAMEDA MORTGAGE CORPORATION $1,380,000 $2,555,000 85.1% 0.1%
General Mortgage Capital Corporation $2,325,000 $2,500,000 7.5% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $395,000 $2,470,000 525.3% 0.1%
PATELCO $2,300,000 $2,455,000 6.7% 0.1%
PLANET HOME LENDING, LLC $1,640,000 $2,430,000 48.2% 0.1%
FirstBank $2,985,000 $2,420,000 -18.9% 0.1%
AMERICAN FINANCING CORPORATION $995,000 $2,395,000 140.7% 0.1%
AMWEST FUNDING CORP. $4,170,000 $2,330,000 -44.1% 0.1%
LENDINGONE, LLC $700,000 $2,230,000 218.6% 0.1%
Truist Bank $1,495,000 $2,225,000 48.8% 0.1%
Axos Bank $1,140,000 $2,130,000 86.8% 0.1%
HOMESIDE FINANCIAL, LLC $3,050,000 $2,110,000 -30.8% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $4,025,000 $2,055,000 -48.9% 0.1%
Cf Bank $2,955,000 $2,000,000 -32.3% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $510,000 $1,980,000 288.2% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $2,625,000 $1,875,000 -28.6% 0.1%
Barrington Bank & Trust Company, N.A. $2,040,000 $1,800,000 -11.8% 0.1%
BAY EQUITY LLC $375,000 $1,750,000 366.7% 0.1%
Lakeview Community Capital, LLC $400,000 $1,750,000 337.5% 0.1%
LOANFLIGHT LENDING, LLC $1,730,000 n/a 0.1%
THRIVE MORTGAGE, LLC $1,575,000 $1,700,000 7.9% 0.1%
WESTERN EXPRESS LENDING $275,000 $1,685,000 512.7% 0.1%
REVERSE MORTGAGE FUNDING LLC $760,000 $1,680,000 121.1% 0.1%
Golden Empire Mortgage, Inc. $2,260,000 $1,655,000 -26.8% 0.1%
MEMBER FIRST MORTGAGE, LLC $2,400,000 $1,630,000 -32.1% 0.1%
Equity Prime Mortgage LLC $960,000 $1,590,000 65.6% 0.1%
MORIA DEVELOPMENT, INC. $540,000 $1,585,000 193.5% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,165,000 $1,555,000 33.5% 0.1%
Northwest Farm Credit Services, FLCA $595,000 $1,540,000 158.8% 0.1%
HomeStreet Bank $765,000 $1,535,000 100.7% 0.1%
CELEBRITY HOME LOANS, LLC $590,000 $1,525,000 158.5% 0.1%
CANOPY MORTGAGE, LLC $1,520,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $1,075,000 $1,490,000 38.6% 0.1%
GOOGAIN, INC. $295,000 $1,485,000 403.4% 0.1%
Low VA Rates, LLC $710,000 $1,485,000 109.2% 0.1%
ONY GLO, INC. $780,000 $1,485,000 90.4% 0.1%
OCMBC, INC. $695,000 $1,470,000 111.5% 0.1%
EVERETT FINANCIAL, INC. $2,065,000 $1,435,000 -30.5% 0.1%
Citibank $840,000 $1,425,000 69.6% 0.1%
ALLIANT CREDIT UNION $1,465,000 $1,405,000 -4.1% 0.1%
FIRST ENTERTAINMENT $775,000 $1,405,000 81.3% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,165,000 $1,400,000 20.2% 0.1%
NEW WAVE LENDING GROUP INC $1,200,000 $1,370,000 14.2% 0.0%
CENTRAL COAST LENDING, INC. $990,000 $1,325,000 33.8% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $665,000 $1,295,000 94.7% 0.0%
SOUTHWEST STAGE FUNDING, LLC $1,275,000 n/a 0.0%
Firefighters First Federal Credit Union $2,075,000 $1,260,000 -39.3% 0.0%
First Bank $1,690,000 $1,260,000 -25.4% 0.0%
ENVOY MORTGAGE, LTD $1,225,000 n/a 0.0%
Hometown Equity Mortgage, LLC $335,000 $1,210,000 261.2% 0.0%
First Republic Bank $1,205,000 n/a 0.0%
AXIA FINANCIAL, LLC $470,000 $1,180,000 151.1% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,155,000 n/a 0.0%
DATA MORTGAGE, INC. $300,000 $1,150,000 283.3% 0.0%
First Federal Bank $680,000 $1,115,000 64.0% 0.0%
SNAPFI, INC. $175,000 $1,080,000 517.1% 0.0%
First Savings Bank $1,790,000 $1,060,000 -40.8% 0.0%
Exchange Bank $1,055,000 n/a 0.0%
EMM LOANS LLC $415,000 $1,050,000 153.0% 0.0%
FIRST TECHNOLOGY $540,000 $1,050,000 94.4% 0.0%
Citizens Bank $515,000 $1,035,000 101.0% 0.0%
Ameris Bank $720,000 $1,015,000 41.0% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,070,000 $1,010,000 -5.6% 0.0%
Luther Burbank Savings $1,005,000 n/a 0.0%
BAY $970,000 n/a 0.0%
Self-Help Federal Credit Union $225,000 $960,000 326.7% 0.0%
SPRING EQ, LLC $1,255,000 $960,000 -23.5% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $620,000 $935,000 50.8% 0.0%
MEMBERS 1ST CREDIT UNION $3,270,000 $890,000 -72.8% 0.0%
Cornerstone First Mortgage, Inc $195,000 $885,000 353.8% 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $1,040,000 $880,000 -15.4% 0.0%
NFM, INC. $1,545,000 $870,000 -43.7% 0.0%
Prime Choice Funding Inc. $1,555,000 $865,000 -44.4% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $165,000 $860,000 421.2% 0.0%
INTERCAP LENDING INC. $275,000 $850,000 209.1% 0.0%
TCF National Bank $970,000 $840,000 -13.4% 0.0%
CHEVRON $270,000 $835,000 209.3% 0.0%
HOMESTEAD FUNDING CORP. $2,355,000 $835,000 -64.5% 0.0%
Kwik Mortgage Corporation $2,555,000 $820,000 -67.9% 0.0%
BEST CAPITAL FUNDING $425,000 $795,000 87.1% 0.0%
RESIDENTIAL BANCORP. $795,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $275,000 $790,000 187.3% 0.0%
NP, Inc. $630,000 $785,000 24.6% 0.0%
ARC HOME LLC $1,260,000 $775,000 -38.5% 0.0%
LONGBRIDGE FINANCIAL, LLC $755,000 n/a 0.0%
BBVA USA $7,180,000 $735,000 -89.8% 0.0%
WINNPOINTE CORPORATION $5,150,000 $730,000 -85.8% 0.0%
ST FIN CORP $1,120,000 $720,000 -35.7% 0.0%
Boeing Employees Credit Union $705,000 n/a 0.0%
HighTechLending Inc $1,085,000 $705,000 -35.0% 0.0%
Bank of England $680,000 n/a 0.0%
CLEARPATH LENDING $2,945,000 $675,000 -77.1% 0.0%
CONTOUR MORTGAGE CORPORATION $675,000 n/a 0.0%
JMJ FINANCIAL GROUP $515,000 $670,000 30.1% 0.0%
CIT Bank $665,000 n/a 0.0%
Discover Bank $575,000 $665,000 15.7% 0.0%
HomeTrust Bank $285,000 $660,000 131.6% 0.0%
EMBRACE HOME LOANS, INC. $1,180,000 $650,000 -44.9% 0.0%
ROYAL UNITED MORTGAGE LLC $260,000 $650,000 150.0% 0.0%
Alaska USA Federal Credit Union $315,000 $645,000 104.8% 0.0%
Financial Partners Credit Union $425,000 $640,000 50.6% 0.0%
Charles Schwab Bank, SSB $2,000,000 $635,000 -68.3% 0.0%
AmeriHome Mortgage Company, LLC $1,080,000 $620,000 -42.6% 0.0%
CHURCHILL MORTGAGE CORPORATION $1,470,000 $615,000 -58.2% 0.0%
Servion, Inc. $480,000 $610,000 27.1% 0.0%
T2 FINANCIAL LLC $610,000 n/a 0.0%
STAR ONE CREDIT UNION $1,580,000 $605,000 -61.7% 0.0%
TJC Mortgage, Inc. $335,000 $600,000 79.1% 0.0%
LENDINGHOME FUNDING CORPORATION $590,000 n/a 0.0%
San Mateo Credit Union $430,000 $590,000 37.2% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $585,000 n/a 0.0%
First Foundation Bank $580,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $715,000 $580,000 -18.9% 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $570,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $560,000 n/a 0.0%
EQUITY WAVE LENDING, INC. $295,000 $555,000 88.1% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $555,000 n/a 0.0%
REDWOOD $275,000 $550,000 100.0% 0.0%
VERITAS FUNDING, LLC $515,000 $545,000 5.8% 0.0%
FIRST U.S. COMMUNITY CREDIT UNION $540,000 n/a 0.0%
THE FIRST FINANCIAL Federal Credit Union $440,000 $540,000 22.7% 0.0%
MEGA CAPITAL FUNDING, INC. $1,750,000 $530,000 -69.7% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $525,000 n/a 0.0%
MK LENDING CORP. $515,000 n/a 0.0%
CUSTOMER SERVICE MORTGAGE CORPORATION $510,000 n/a 0.0%
GENEVA FINANCIAL, LLC $670,000 $505,000 -24.6% 0.0%
LENDERFI, INC. $1,150,000 $500,000 -56.5% 0.0%
Willamette Valley Bank $500,000 n/a 0.0%
Amerifirst Financial, Inc. $1,040,000 $495,000 -52.4% 0.0%
ALLIED MORTGAGE GROUP, INC. $485,000 n/a 0.0%
Austin Capital Bank SSB $495,000 $475,000 -4.0% 0.0%
LOGIX FEDERAL CREDIT UNION $300,000 $470,000 56.7% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $390,000 $465,000 19.2% 0.0%
Sunflower Bank $465,000 n/a 0.0%
Bank of Stockton $455,000 $460,000 1.1% 0.0%
BNC National Bank $840,000 $455,000 -45.8% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $455,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $405,000 $450,000 11.1% 0.0%
SACRAMENTO Credit Union $425,000 n/a 0.0%
USE Credit Union $415,000 n/a 0.0%
DIGNIFIED HOME LOANS, LLC $1,010,000 $410,000 -59.4% 0.0%
TOWNE MORTGAGE COMPANY $405,000 n/a 0.0%
Figure Lending LLC $655,000 $395,000 -39.7% 0.0%
MORTGAGE 2000, INC. $440,000 $390,000 -11.4% 0.0%
ACCELERATE MORTGAGE, LLC $385,000 n/a 0.0%
FEDERATED MORTGAGE CORP. $385,000 n/a 0.0%
Financial Funding Solutions, Inc. $305,000 $385,000 26.2% 0.0%
HAMILTON HOME LOANS, INC. $385,000 n/a 0.0%
INTELLILOAN, INC. $720,000 $380,000 -47.2% 0.0%
Manufacturers and Traders Trust Company $610,000 $380,000 -37.7% 0.0%
STANFORD Federal Credit Union $1,710,000 $375,000 -78.1% 0.0%
Alaska USA Mortgage Company LLC $365,000 n/a 0.0%
Fifth Third Bank $365,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $365,000 n/a 0.0%
MORTGAGE ACCESS CORP. $355,000 n/a 0.0%
Northpointe Bank $955,000 $355,000 -62.8% 0.0%
DIRECT MORTGAGE, CORP. $350,000 n/a 0.0%
SALAL $350,000 n/a 0.0%
AFFINITY $345,000 n/a 0.0%
UBS Bank USA $345,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $390,000 $340,000 -12.8% 0.0%
ANGEL OAK HOME LOANS LLC $335,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $335,000 n/a 0.0%
KINECTA $55,000 $335,000 509.1% 0.0%
TRAVIS CREDIT UNION $950,000 $330,000 -65.3% 0.0%
GREATER NEVADA LLC $325,000 n/a 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $325,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $315,000 n/a 0.0%
COUNTRY CLUB MORTGAGE, INC. $640,000 $315,000 -50.8% 0.0%
Crestline Funding Corporation $315,000 n/a 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $315,000 n/a 0.0%
Luxury Mortgage Corp. $315,000 n/a 0.0%
RANLIFE, INC. $575,000 $315,000 -45.2% 0.0%
First Internet Bank of Indiana $680,000 $305,000 -55.1% 0.0%
GEORGIA'S OWN $305,000 n/a 0.0%
Greenbox Loans, Inc. $145,000 $305,000 110.3% 0.0%
Neighborhood Loans, Inc. $305,000 n/a 0.0%
NMSI, INC. $2,110,000 $305,000 -85.5% 0.0%
Constant Investments, Inc. $300,000 n/a 0.0%
OPEN MORTGAGE, LLC $375,000 $295,000 -21.3% 0.0%
SIRVA MORTGAGE, INC. $965,000 $295,000 -69.4% 0.0%
Colonial Savings, F.A. $290,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $285,000 n/a 0.0%
The Central Trust Bank $285,000 n/a 0.0%
THRIVENT Federal Credit Union $280,000 n/a 0.0%
BOKF $275,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $275,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $175,000 $270,000 54.3% 0.0%
Operating Engineers Local Union #3 $1,785,000 $265,000 -85.2% 0.0%
FBC MORTGAGE, LLC $1,360,000 $255,000 -81.3% 0.0%
First Option Mortgage, LLC $255,000 n/a 0.0%
Goldman Sachs Bank USA $255,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $195,000 $255,000 30.8% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $235,000 $245,000 4.3% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $490,000 $245,000 -50.0% 0.0%
CAPSTONE DIRECT, INC. $245,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,870,000 $245,000 -86.9% 0.0%
NEXERA HOLDING LLC $1,015,000 $245,000 -75.9% 0.0%
Residential Mortgage Solutions, Inc. $205,000 $245,000 19.5% 0.0%
QUORUM FEDERAL CREDIT UNION $685,000 $240,000 -65.0% 0.0%
Loan Simple, Inc. $235,000 n/a 0.0%
Washington Trust Bank $235,000 n/a 0.0%
OAKTREE FUNDING CORP. $225,000 n/a 0.0%
ON Q FINANCIAL, INC. $225,000 n/a 0.0%
TECHNOLOGY $55,000 $225,000 309.1% 0.0%
AmRes Corporation $215,000 n/a 0.0%
CAMPOS FINANCIAL CORP. $215,000 n/a 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $355,000 $215,000 -39.4% 0.0%
ROGUE $215,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $215,000 n/a 0.0%
Adams Bank & Trust $205,000 n/a 0.0%
F&A Federal Credit Union $205,000 n/a 0.0%
JMAC LENDING, INC. $1,180,000 $195,000 -83.5% 0.0%
Utah Power $195,000 n/a 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $285,000 $185,000 -35.1% 0.0%
DIGITAL Federal Credit Union $180,000 n/a 0.0%
UNCLE Credit Union $730,000 $175,000 -76.0% 0.0%
LOANLEADERS OF AMERICA, INC. $205,000 $165,000 -19.5% 0.0%
R M K FINANCIAL CORP. $185,000 $165,000 -10.8% 0.0%
Secured Investment Corp. $165,000 n/a 0.0%
NATIONWIDE EQUITIES CORPORATION $255,000 $155,000 -39.2% 0.0%
NexBank $155,000 n/a 0.0%
SCENIC OAKS FUNDING, INC. $155,000 n/a 0.0%
WINGS FINANCIAL $400,000 $155,000 -61.3% 0.0%
CITIZENS EQUITY FIRST $135,000 n/a 0.0%
Princeton Mortgage Corporation $135,000 n/a 0.0%
SAFEAMERICA CREDIT UNION $235,000 $135,000 -42.6% 0.0%
HERITAGE COMMUNITY CREDIT UNION $130,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $125,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $125,000 n/a 0.0%
SAN DIEGO COUNTY CREDIT UNION $115,000 n/a 0.0%
SIWELL, INC. $115,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $160,000 $105,000 -34.4% 0.0%
VALLEY STRONG CREDIT UNION $95,000 n/a 0.0%
ADVANTIS $85,000 n/a 0.0%
KeyBank $685,000 $85,000 -87.6% 0.0%
Bethpage Federal Credit Union $75,000 n/a 0.0%
MERIWEST MORTGAGE COMPANY, LLC $530,000 $65,000 -87.7% 0.0%
PARTNERS $45,000 n/a 0.0%
GREAT LAKES $55,000 $35,000 -36.4% 0.0%
ALTRA $25,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

CHICO's top lender by overall market share is SUMMIT FUNDING, INC., with 9.5% market share. In second place, with 8.8%, is QUICKEN LOANS, LLC, having originated $243,605,000 in loans. In third place, with 8.1%, is CALIBER HOME LOANS, INC., having originated $225,185,000 in loans. In third place, with 6.4%, is Commerce Home Mortgage, Inc., having originated $177,665,000 in loans. In third place, with 5.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $145,285,000 in loans.



CHICO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - CHICO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $287,450 (-0.1%) $383,568 (10.4%) 1.06 422
2018-02-01 $293,475 (2.0%) $384,058 (8.2%) 1.06 430
2018-03-01 $329,500 (14.5%) $417,704 (18.2%) 1.14 484
2018-04-01 $329,745 (13.7%) $397,540 (7.0%) 1.11 544
2018-05-01 $334,050 (13.3%) $398,812 (3.9%) 1.11 610
2018-06-01 $325,000 (9.4%) $388,879 (3.5%) 1.08 649
2018-07-01 $325,500 (12.6%) $391,584 (6.2%) 1.09 708
2018-08-01 $318,000 (10.5%) $379,153 (3.4%) 1.06 737
2018-09-01 $319,000 (10.8%) $370,469 (-0.6%) 1.07 754
2018-10-01 $315,250 (9.0%) $371,183 (-0.7%) 1.05 757
2018-11-01 $308,000 (7.0%) $373,836 (0.7%) 1.03 595
2018-12-01 $339,000 (17.8%) $397,489 (5.1%) 1.16 359
2019-01-01 $344,750 (19.9%) $397,797 (3.7%) 1.19 407
2019-02-01 $339,250 (15.6%) $387,118 (0.8%) 1.14 428
2019-03-01 $352,285 (6.9%) $399,857 (-4.3%) 1.15 405
2019-04-01 $367,785 (11.5%) $415,114 (4.4%) 1.16 412
2019-05-01 $374,500 (12.1%) $423,046 (6.1%) 1.15 517
2019-06-01 $369,500 (13.7%) $423,574 (8.9%) 1.14 588
2019-07-01 $358,500 (10.1%) $439,448 (12.2%) 1.11 632
2019-08-01 $354,291 (11.4%) $456,437 (20.4%) 1.12 648
2019-09-01 $350,536 (9.9%) $456,307 (23.2%) 1.11 630
2019-10-01 $349,950 (11.0%) $455,627 (22.8%) 1.12 617
2019-11-01 $349,000 (13.3%) $423,875 (13.4%) 1.13 559
2019-12-01 $348,883 (2.9%) $432,039 (8.7%) 1.16 495
2020-01-01 $365,000 (5.9%) $443,602 (11.5%) 1.22 418
2020-02-01 $383,000 (12.9%) $451,890 (16.7%) 1.24 374
2020-03-01 $394,500 (12.0%) $472,819 (18.3%) 1.23 372
2020-04-01 $409,750 (11.4%) $481,267 (15.9%) 1.28 371
2020-05-01 $425,000 (13.5%) $490,548 (16.0%) 1.29 377
2020-06-01 $434,000 (17.5%) $493,871 (16.6%) 1.27 359
2020-07-01 $424,650 (18.5%) $503,184 (14.5%) 1.22 317
2020-08-01 $421,500 (19.0%) $501,042 (9.8%) 1.20 316
2020-09-01 $421,000 (20.1%) $506,818 (11.1%) 1.20 297
2020-10-01 $408,460 (16.7%) $496,815 (9.0%) 1.17 323
2020-11-01 $398,500 (14.2%) $477,045 (12.5%) 1.14 335
2020-12-01 $399,999 (14.7%) $485,709 (12.4%) 1.17 273
2021-01-01 $419,900 (15.0%) $495,920 (11.8%) 1.24 255
2021-02-01 $439,000 (14.6%) $571,523 (26.5%) 1.26 245
2021-03-01 $432,250 (9.6%) $576,586 (22.0%) 1.21 243
2021-04-01 $447,450 (9.2%) $588,869 (22.4%) 1.20 236
2021-05-01 $458,000 (7.8%) $583,968 (19.0%) 1.21 246
2021-06-01 $452,000 (4.2%) $578,436 (17.1%) 1.17 262
2021-07-01 $439,000 (3.4%) $556,376 (10.6%) 1.14 292
2021-08-01 $425,000 (0.8%) $506,350 (1.1%) 1.12 325
2021-09-01 $435,450 (3.4%) $500,840 (-1.2%) 1.15 329
2021-10-01 $449,900 (10.2%) $540,121 (8.7%) 1.18 341
2021-11-01 $450,000 (12.9%) $557,715 (16.9%) 1.19 302
2021-12-01 $449,500 (12.4%) $546,247 (12.5%) 1.20 260
2022-01-01 $449,000 (6.9%) $553,724 (11.7%) 1.20 203
2022-02-01 $453,000 (3.2%) $548,817 (-4.0%) 1.15 221
2022-03-01 $454,450 (5.1%) $540,133 (-6.3%) 1.12 238
2022-04-01 $490,000 (9.5%) $568,491 (-3.5%) 1.15 282
2022-05-01 $477,000 (4.2%) $1,196,869 (105.0%) 1.07 362
2022-06-01 $472,495 (4.5%) $552,754 (-4.4%) 1.05 414
CHICO's median listing price for 2022-06-01 was $472,495, a difference of $20,495 (4.5%) versus the prior year and $-4,505 versus the prior month.

CHICO's median listing price comes in at 105% of the national average.

CHICO's average listing price for 2022-06-01 was $552,754, a difference of $-25,682 (-4.4%) versus the prior year and $-644,115 versus the prior month.

For the 2022-06-01 period, CHICO had 414 MLS listings, a difference of 52 listings (14%) versus the prior month and 152 listings (58%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CHICO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 57 days 1,618 sqft
2018-02-01 37 days 1,604 sqft
2018-03-01 31 days 1,697 sqft
2018-04-01 38 days 1,684 sqft
2018-05-01 34 days 1,712 sqft
2018-06-01 37 days 1,705 sqft
2018-07-01 41 days 1,700 sqft
2018-08-01 46 days 1,657 sqft
2018-09-01 50 days 1,636 sqft
2018-10-01 53 days 1,634 sqft
2018-11-01 56 days 1,648 sqft
2018-12-01 26 days 1,616 sqft
2019-01-01 30 days 1,612 sqft
2019-02-01 32 days 1,584 sqft
2019-03-01 44 days 1,586 sqft
2019-04-01 44 days 1,612 sqft
2019-05-01 36 days 1,642 sqft
2019-06-01 37 days 1,678 sqft
2019-07-01 46 days 1,693 sqft
2019-08-01 48 days 1,674 sqft
2019-09-01 53 days 1,680 sqft
2019-10-01 53 days 1,691 sqft
2019-11-01 60 days 1,720 sqft
2019-12-01 71 days 1,722 sqft
2020-01-01 73 days 1,718 sqft
2020-02-01 61 days 1,728 sqft
2020-03-01 45 days 1,796 sqft
2020-04-01 51 days 1,846 sqft
2020-05-01 59 days 1,863 sqft
2020-06-01 46 days 1,903 sqft
2020-07-01 52 days 1,878 sqft
2020-08-01 44 days 1,853 sqft
2020-09-01 45 days 1,830 sqft
2020-10-01 44 days 1,825 sqft
2020-11-01 46 days 1,770 sqft
2020-12-01 62 days 1,809 sqft
2021-01-01 72 days 1,803 sqft
2021-02-01 42 days 1,815 sqft
2021-03-01 42 days 1,777 sqft
2021-04-01 37 days 1,753 sqft
2021-05-01 35 days 1,817 sqft
2021-06-01 35 days 1,768 sqft
2021-07-01 37 days 1,726 sqft
2021-08-01 42 days 1,683 sqft
2021-09-01 49 days 1,700 sqft
2021-10-01 44 days 1,728 sqft
2021-11-01 49 days 1,728 sqft
2021-12-01 57 days 1,685 sqft
2022-01-01 57 days 1,638 sqft
2022-02-01 35 days 1,655 sqft
2022-03-01 36 days 1,679 sqft
2022-04-01 32 days 1,740 sqft
2022-05-01 33 days 1,741 sqft
2022-06-01 34 days 1,724 sqft
CHICO's median listing age (time on market) for 2022-06-01 was 34 days. This is -3% shorter than the same period one year ago.

CHICO's median square footage for active listings during the 2022-06-01 period was 1,724 sqft. One year prior, the average listing was 1,768 sqft.

CHICO, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 3,483 $991,865,000 $284,773
Home Purchase 2,841 $1,039,745,000 $365,979
Cash Out Refi 2,337 $673,595,000 $288,231
Home Improvement 224 $35,090,000 $156,652
Other 220 $38,810,000 $176,409
NA 3 $975,000 $325,000

Chico's most frequently cited loan purpose was Refi, with 3,483 originations. The 2nd most popular reason was Home Purchase, with 2,841 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 3,783 $1,127,225,000 $297,971
3-4% 3,265 $1,135,545,000 $347,793
<2.5% 1,479 $379,905,000 $256,866
4-5% 433 $115,915,000 $267,702
5-6% 66 $10,260,000 $155,455
6-7% 26 $4,120,000 $158,462
Over 8% 21 $1,895,000 $90,238
7-8% 19 $1,865,000 $98,158

During 2021, Chico's most frequently originated rate bucket was 2.5-3%, with 3,783 originations.

Loan Sizing (CHICO, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 5,010 $1,443,400,000 $288,104
$100k-200k 2,016 $310,720,000 $154,127
$400k-600k 1,356 $642,740,000 $473,997
$100,000 or less 545 $30,605,000 $56,156
$600k-1000k 141 $101,115,000 $717,128
$Over $1MM 40 $251,500,000 $6,287,500

CHICO's loan sizing saw the bucket of loans from $200k-400k with 5,010 originations, totaling $1,443,400,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 3,126 $1,165,030,000 $372,690
40-60% 2,156 $596,780,000 $276,800
80-100% 2,150 $727,880,000 $338,549
20-40% 958 $162,380,000 $169,499
Under 20% 419 $26,025,000 $62,112
Over 100% 53 $37,525,000 $708,019

CHICO's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 3,126 originations, totaling $1,165,030,000 in origination value.