Red Bluff Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Red Bluff averaged
6.72%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.85% and
one month ago for the week of 2023-02-09, the
average rate was 6.44%.
Red Bluff's average rate one year ago was 3.6%.
For refis of the same type during the week of 2023-03-16, the average rate
was 7.13%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Red Bluff 30 Year Fixed Rate | 2023-03-16 | 6.72% |
| Red Bluff 30 Year Fixed Rate Refi | 2023-03-16 | 7.13% |
| Red Bluff 15 Year Fixed Rate | 2023-03-16 | 6.69% |
| Red Bluff 15 Year Fixed Rate Refi | 2023-03-16 | 6.42% |
| Red Bluff 30 Year FHA | 2023-03-16 | 6.27% |
| Red Bluff 30 Year FHA Refi | 2023-03-16 | 6.15% |
| Red Bluff 30 Year USDA | 2023-03-16 | 6.41% |
| Red Bluff 30 Year USDA Refi | 2023-03-16 | 6.29% |
| Red Bluff 30 Year VA | 2023-03-16 | 6.14% |
| Red Bluff 30 Year VA Refi | 2023-03-16 | 5.98% |
Red Bluff Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Red Bluff, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Red Bluff Average Closing Costs & Other Stats
Red Bluff, CA's 102 lenders originated 1,363
loans during 2022. The total origination value was $336,915,000, with an average loan value of
$247,186.
Red Bluff's average closing costs are $5,772.
The top Red Bluff lender as defined by loan originations is QUICKEN LOANS, LLC, with
66 loans originated. Their average total fees are
$6,444, which is $1,027
lower than the next largest lender,
PRIMELENDING, A PLAINSCAPITAL COMPANY.
The lowest fee Red Bluff lenders (with over 10 loans originated) are
Wells Fargo Bank ($3,443), CALIBER HOME LOANS, INC. ($4,650), MOVEMENT MORTGAGE, LLC ($4,931), LOANDEPOT.COM, LLC ($5,733) and HOME POINT FINANCIAL CORPORATION ($5,746).
The lowest rate Red Bluff lenders (with over 10 loans originated) are
Wells Fargo Bank (4.17%), QUICKEN LOANS, LLC (4.49%), HOME POINT FINANCIAL CORPORATION (4.51%), U.S. Bank (4.54%) and LOANDEPOT.COM, LLC (4.59%).
Red Bluff, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Commerce Home Mortgage, Inc. | $45,475,000 | $29,030,000 | -36.2% | 8.6% |
| QUICKEN LOANS, LLC | $58,980,000 | $27,940,000 | -52.6% | 8.3% |
| SUMMIT FUNDING, INC. | $54,705,000 | $23,225,000 | -57.5% | 6.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $35,160,000 | $22,920,000 | -34.8% | 6.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $24,125,000 | $18,190,000 | -24.6% | 5.4% |
| MOVEMENT MORTGAGE, LLC | $32,475,000 | $17,565,000 | -45.9% | 5.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $30,230,000 | $17,375,000 | -42.5% | 5.2% |
| CALIBER HOME LOANS, INC. | $32,900,000 | $14,315,000 | -56.5% | 4.2% |
| U.S. Bank | $7,305,000 | $8,465,000 | 15.9% | 2.5% |
| Banner Bank | $7,285,000 | $6,005,000 | -17.6% | 1.8% |
| Tri Counties Bank | $9,535,000 | $5,890,000 | -38.2% | 1.7% |
| HOME POINT FINANCIAL CORPORATION | $9,825,000 | $5,665,000 | -42.3% | 1.7% |
| FREEDOM MORTGAGE CORPORATION | $20,625,000 | $5,285,000 | -74.4% | 1.6% |
| Umpqua Bank | $12,440,000 | $5,200,000 | -58.2% | 1.5% |
| LOANDEPOT.COM, LLC | $16,850,000 | $4,555,000 | -73.0% | 1.4% |
| Mortgage Research Center, LLC | $3,170,000 | $4,455,000 | 40.5% | 1.3% |
| GUILD MORTGAGE COMPANY | $10,350,000 | $4,145,000 | -60.0% | 1.2% |
| Wells Fargo Bank | $9,405,000 | $4,030,000 | -57.2% | 1.2% |
| First Northern Bank of Dixon | $4,005,000 | n/a | 1.2% | |
| PENNYMAC LOAN SERVICES, LLC | $10,410,000 | $3,560,000 | -65.8% | 1.1% |
| Sierra Central Credit Union | $4,720,000 | $3,385,000 | -28.3% | 1.0% |
| Flagstar Bank, FSB | $8,715,000 | $3,325,000 | -61.8% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,020,000 | $3,190,000 | -20.6% | 0.9% |
| WALKER & DUNLOP, LLC | $3,005,000 | n/a | 0.9% | |
| INFINITY EQUITY GROUP, INC. | $10,630,000 | $2,965,000 | -72.1% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $8,735,000 | $2,810,000 | -67.8% | 0.8% |
| VILLAGE CAPITAL MORTGAGE | $3,000,000 | $2,060,000 | -31.3% | 0.6% |
| AMERICAN FINANCING CORPORATION | $1,785,000 | $2,030,000 | 13.7% | 0.6% |
| Bank of America | $4,765,000 | $2,025,000 | -57.5% | 0.6% |
| Sierra Pacific Mortgage Company, Inc. | $2,685,000 | $1,955,000 | -27.2% | 0.6% |
| NEWREZ LLC | $8,460,000 | $1,945,000 | -77.0% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $3,015,000 | $1,940,000 | -35.7% | 0.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,610,000 | $1,820,000 | -60.5% | 0.5% |
| JPMorgan Chase Bank | $5,365,000 | $1,785,000 | -66.7% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,665,000 | $1,770,000 | 6.3% | 0.5% |
| NATIONS DIRECT MORTGAGE, LLC | $910,000 | $1,685,000 | 85.2% | 0.5% |
| SOVEREIGN LENDING GROUP INCORPORATED | $135,000 | $1,655,000 | 1,125.9% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $5,225,000 | $1,585,000 | -69.7% | 0.5% |
| Bank of Stockton | $1,565,000 | n/a | 0.5% | |
| BROKER SOLUTIONS, INC. | $3,505,000 | $1,465,000 | -58.2% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,220,000 | $1,455,000 | -34.5% | 0.4% |
| AXIA FINANCIAL, LLC | $1,285,000 | $1,440,000 | 12.1% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $3,770,000 | $1,440,000 | -61.8% | 0.4% |
| The Huntington National Bank | $1,340,000 | n/a | 0.4% | |
| LOANPAL, LLC | $3,235,000 | $1,215,000 | -62.4% | 0.4% |
| MEGASTAR FINANCIAL CORP. | $5,855,000 | $1,190,000 | -79.7% | 0.4% |
| AmeriHome Mortgage Company, LLC | $880,000 | $1,160,000 | 31.8% | 0.3% |
| Carrington Mortgage Services, LLC | $2,920,000 | $1,155,000 | -60.4% | 0.3% |
| USAA Federal Savings Bank | $825,000 | $1,125,000 | 36.4% | 0.3% |
| BETTER MORTGAGE CORPORATION | $615,000 | $1,000,000 | 62.6% | 0.3% |
| MOUNTAIN WEST FINANCIAL, INC. | $255,000 | $990,000 | 288.2% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $4,435,000 | $800,000 | -82.0% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $195,000 | $770,000 | 294.9% | 0.2% |
| Nations Lending Corporation | $2,270,000 | $765,000 | -66.3% | 0.2% |
| NFM, INC. | $765,000 | n/a | 0.2% | |
| ACADEMY MORTGAGE CORPORATION | $915,000 | $745,000 | -18.6% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $3,795,000 | $725,000 | -80.9% | 0.2% |
| 21ST MORTGAGE CORPORATION | $200,000 | $710,000 | 255.0% | 0.2% |
| Amerifirst Financial, Inc. | $1,340,000 | $710,000 | -47.0% | 0.2% |
| Mechanics Bank | $245,000 | $695,000 | 183.7% | 0.2% |
| GENEVA FINANCIAL, LLC | $550,000 | $690,000 | 25.5% | 0.2% |
| North American Savings Bank, F.S.B. | $1,560,000 | $690,000 | -55.8% | 0.2% |
| Golden Empire Mortgage, Inc. | $675,000 | n/a | 0.2% | |
| RANLIFE, INC. | $615,000 | $670,000 | 8.9% | 0.2% |
| COREVEST AMERICAN FINANCE LENDER LLC | $655,000 | n/a | 0.2% | |
| MUFG Union Bank | $650,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,350,000 | $640,000 | -52.6% | 0.2% |
| EVERETT FINANCIAL, INC. | $490,000 | $630,000 | 28.6% | 0.2% |
| SPRING EQ, LLC | $525,000 | $630,000 | 20.0% | 0.2% |
| AMWEST FUNDING CORP. | $815,000 | $625,000 | -23.3% | 0.2% |
| PHH Mortgage Corporation | $115,000 | $625,000 | 443.5% | 0.2% |
| FUNDLOANS CAPITAL | $615,000 | n/a | 0.2% | |
| PATELCO | $965,000 | $610,000 | -36.8% | 0.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $885,000 | $590,000 | -33.3% | 0.2% |
| THE GOLDEN 1 | $2,455,000 | $585,000 | -76.2% | 0.2% |
| Prosperity Home Mortgage, LLC | $575,000 | n/a | 0.2% | |
| Magnolia Bank | $215,000 | $560,000 | 160.5% | 0.2% |
| RESIDENTIAL BANCORP. | $205,000 | $550,000 | 168.3% | 0.2% |
| JMAC LENDING, INC. | $155,000 | $545,000 | 251.6% | 0.2% |
| AMERICAN ADVISORS GROUP | $1,430,000 | $540,000 | -62.2% | 0.2% |
| GUARANTEED RATE, INC. | $1,825,000 | $540,000 | -70.4% | 0.2% |
| TRAVIS CREDIT UNION | $115,000 | $540,000 | 369.6% | 0.2% |
| ZILLOW HOME LOANS, LLC | $335,000 | $540,000 | 61.2% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $530,000 | n/a | 0.2% | |
| OPEN MORTGAGE, LLC | $780,000 | $520,000 | -33.3% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $480,000 | $520,000 | 8.3% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $215,000 | $510,000 | 137.2% | 0.2% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,210,000 | $500,000 | -77.4% | 0.1% |
| Fremont Bank | $2,495,000 | $490,000 | -80.4% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $310,000 | $475,000 | 53.2% | 0.1% |
| Operating Engineers Local Union #3 | $175,000 | $470,000 | 168.6% | 0.1% |
| LENDSURE MORTGAGE CORP. | $465,000 | n/a | 0.1% | |
| Northwest Farm Credit Services, FLCA | $465,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $395,000 | $465,000 | 17.7% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $705,000 | $450,000 | -36.2% | 0.1% |
| PACIFIC SERVICE | $2,235,000 | $440,000 | -80.3% | 0.1% |
| Colten Mortgage, LLC | $350,000 | $435,000 | 24.3% | 0.1% |
| Figure Lending LLC | $335,000 | $435,000 | 29.9% | 0.1% |
| FBC MORTGAGE, LLC | $430,000 | n/a | 0.1% | |
| M&T Bank | $425,000 | n/a | 0.1% | |
| STAR ONE CREDIT UNION | $420,000 | n/a | 0.1% | |
| ALAMEDA MORTGAGE CORPORATION | $435,000 | $405,000 | -6.9% | 0.1% |
| CANOPY MORTGAGE, LLC | $405,000 | n/a | 0.1% | |
| The Federal Savings Bank | $915,000 | $385,000 | -57.9% | 0.1% |
| SAN DIEGO COUNTY CREDIT UNION | $380,000 | n/a | 0.1% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $375,000 | n/a | 0.1% | |
| ALL REVERSE MORTGAGE, INC. | $205,000 | $355,000 | 73.2% | 0.1% |
| ATHAS CAPITAL GROUP, INC. | $355,000 | n/a | 0.1% | |
| Northpointe Bank | $175,000 | $355,000 | 102.9% | 0.1% |
| Stifel Bank and Trust | $355,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $360,000 | $345,000 | -4.2% | 0.1% |
| NBKC BANK | $855,000 | $345,000 | -59.6% | 0.1% |
| Mid-Continent Funding, Inc. | $335,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,230,000 | $335,000 | -85.0% | 0.1% |
| Bank of the West | $330,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $870,000 | $330,000 | -62.1% | 0.1% |
| CLEARPATH LENDING | $1,105,000 | $325,000 | -70.6% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $785,000 | $325,000 | -58.6% | 0.1% |
| NEXERA HOLDING LLC | $175,000 | $320,000 | 82.9% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $200,000 | $320,000 | 60.0% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $315,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $600,000 | $315,000 | -47.5% | 0.1% |
| ALTURA | $285,000 | n/a | 0.1% | |
| BECKAM FUNDING CORP. | $285,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $285,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $685,000 | $275,000 | -59.9% | 0.1% |
| PLANET HOME LENDING, LLC | $1,285,000 | $275,000 | -78.6% | 0.1% |
| REDWOOD | $365,000 | $275,000 | -24.7% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $310,000 | $265,000 | -14.5% | 0.1% |
| LADERA LENDING, INC. | $390,000 | $265,000 | -32.1% | 0.1% |
| Ixonia Bank | $255,000 | n/a | 0.1% | |
| NMSI, INC. | $670,000 | $245,000 | -63.4% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $165,000 | $245,000 | 48.5% | 0.1% |
| STEARNS LENDING, LLC | $2,510,000 | $240,000 | -90.4% | 0.1% |
| First Guaranty Mortgage Corporation | $165,000 | $235,000 | 42.4% | 0.1% |
| Hometown Lenders, Inc. | $1,265,000 | $235,000 | -81.4% | 0.1% |
| IMPAC MORTGAGE CORP. | $1,775,000 | $235,000 | -86.8% | 0.1% |
| Loan Simple, Inc. | $235,000 | n/a | 0.1% | |
| Discover Bank | $260,000 | $230,000 | -11.5% | 0.1% |
| ST FIN CORP | $225,000 | n/a | 0.1% | |
| Truist | $55,000 | $225,000 | 309.1% | 0.1% |
| FIRST TECHNOLOGY | $220,000 | n/a | 0.1% | |
| MEMBERS 1ST CREDIT UNION | $2,490,000 | $220,000 | -91.2% | 0.1% |
| Colonial Savings, F.A. | $255,000 | $215,000 | -15.7% | 0.1% |
| Quontic Bank | $215,000 | $205,000 | -4.7% | 0.1% |
| HOMESTEAD FUNDING CORP. | $195,000 | n/a | 0.1% | |
| PNC Bank | $195,000 | n/a | 0.1% | |
| REVERSE MORTGAGE FUNDING LLC | $195,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $195,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $195,000 | n/a | 0.1% | |
| Watermark Capital, Inc. | $1,705,000 | $195,000 | -88.6% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $185,000 | n/a | 0.1% | |
| ARC HOME LLC | $175,000 | n/a | 0.1% | |
| CHEVRON | $175,000 | n/a | 0.1% | |
| MEMBER FIRST MORTGAGE, LLC | $490,000 | $175,000 | -64.3% | 0.1% |
| THE POLICE Credit Union | $175,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $335,000 | $165,000 | -50.7% | 0.0% |
| Hometown Equity Mortgage, LLC | $585,000 | $165,000 | -71.8% | 0.0% |
| Cornerstone First Mortgage, Inc | $475,000 | $155,000 | -67.4% | 0.0% |
| DIRECT MORTGAGE, CORP. | $155,000 | n/a | 0.0% | |
| HighTechLending Inc | $155,000 | n/a | 0.0% | |
| Credit Union of Southern California | $145,000 | $145,000 | 0.0% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $700,000 | $135,000 | -80.7% | 0.0% |
| Columbia State Bank | $380,000 | $135,000 | -64.5% | 0.0% |
| MICHIGAN MUTUAL, INC. | $135,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $135,000 | n/a | 0.0% | |
| SCHOOLSFIRST | $800,000 | $115,000 | -85.6% | 0.0% |
| Arvest Bank | $790,000 | $105,000 | -86.7% | 0.0% |
| Baxter Credit Union | $95,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $240,000 | $95,000 | -60.4% | 0.0% |
| Lakeview Community Capital, LLC | $440,000 | $80,000 | -81.8% | 0.0% |
| Firefighters First Federal Credit Union | $75,000 | n/a | 0.0% | |
| CommonWealth Central Credit Union | $55,000 | n/a | 0.0% |
Red Bluff's top lender by overall market share is Commerce Home Mortgage, Inc., with 8.6% market share. In second place, with 8.3%, is QUICKEN LOANS, LLC, having originated $27,940,000 in loans. In third place, with 6.9%, is SUMMIT FUNDING, INC., having originated $23,225,000 in loans. In fourth place, with 6.8%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $22,920,000 in loans. In fifth place, with 5.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $18,190,000 in loans.
Red Bluff Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Red Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $267,500 (5.5%) | $382,544 (7.5%) | 0.00 | 217 |
| 2018-02-01 | $281,200 (7.5%) | $392,491 (9.2%) | 0.00 | 218 |
| 2018-03-01 | $292,000 (8.2%) | $375,834 (3.5%) | 0.00 | 235 |
| 2018-04-01 | $289,000 (8.7%) | $389,677 (6.4%) | 0.00 | 274 |
| 2018-05-01 | $290,000 (7.8%) | $387,671 (4.7%) | 0.00 | 270 |
| 2018-06-01 | $299,000 (13.0%) | $431,330 (19.9%) | 0.00 | 270 |
| 2018-07-01 | $294,250 (13.2%) | $416,426 (19.1%) | 0.00 | 304 |
| 2018-08-01 | $289,375 (12.4%) | $397,951 (15.4%) | 0.00 | 330 |
| 2018-09-01 | $289,500 (13.6%) | $389,692 (12.4%) | 0.00 | 324 |
| 2018-10-01 | $289,125 (5.1%) | $383,698 (7.4%) | 0.00 | 329 |
| 2018-11-01 | $289,000 (3.2%) | $376,504 (2.6%) | 0.00 | 307 |
| 2018-12-01 | $299,000 (6.8%) | $388,769 (2.8%) | 0.00 | 252 |
| 2019-01-01 | $319,375 (19.4%) | $392,284 (2.6%) | 0.00 | 226 |
| 2019-02-01 | $318,000 (13.1%) | $386,321 (-1.6%) | 0.00 | 223 |
| 2019-03-01 | $318,143 (9.0%) | $396,227 (5.4%) | 0.00 | 213 |
| 2019-04-01 | $329,125 (13.9%) | $405,861 (4.2%) | 0.00 | 211 |
| 2019-05-01 | $331,225 (14.2%) | $413,232 (6.6%) | 0.00 | 232 |
| 2019-06-01 | $325,000 (8.7%) | $420,793 (-2.4%) | 0.00 | 245 |
| 2019-07-01 | $339,700 (15.5%) | $436,068 (4.7%) | 0.00 | 267 |
| 2019-08-01 | $338,600 (17.0%) | $449,126 (12.9%) | 0.00 | 275 |
| 2019-09-01 | $336,575 (16.3%) | $444,468 (14.1%) | 0.00 | 277 |
| 2019-10-01 | $335,000 (15.9%) | $441,363 (15.0%) | 0.00 | 276 |
| 2019-11-01 | $339,000 (17.3%) | $421,308 (11.9%) | 0.00 | 254 |
| 2019-12-01 | $335,475 (12.2%) | $421,223 (8.4%) | 0.00 | 238 |
| 2020-01-01 | $319,975 (0.2%) | $423,035 (7.8%) | 0.00 | 223 |
| 2020-02-01 | $299,900 (-5.7%) | $395,388 (2.4%) | 0.00 | 223 |
| 2020-03-01 | $307,000 (-3.5%) | $399,487 (0.8%) | 0.00 | 235 |
| 2020-04-01 | $307,450 (-6.6%) | $405,177 (-0.2%) | 0.00 | 220 |
| 2020-05-01 | $321,900 (-2.8%) | $416,437 (0.8%) | 0.00 | 189 |
| 2020-06-01 | $342,250 (5.3%) | $433,857 (3.1%) | 0.00 | 170 |
| 2020-07-01 | $357,225 (5.2%) | $439,132 (0.7%) | 0.00 | 142 |
| 2020-08-01 | $379,900 (12.2%) | $454,040 (1.1%) | 0.00 | 141 |
| 2020-09-01 | $379,000 (12.6%) | $464,689 (4.6%) | 0.00 | 154 |
| 2020-10-01 | $374,750 (11.9%) | $483,421 (9.5%) | 0.00 | 160 |
| 2020-11-01 | $393,225 (16.0%) | $486,017 (15.4%) | 0.00 | 155 |
| 2020-12-01 | $361,625 (7.8%) | $467,359 (11.0%) | 0.00 | 153 |
| 2021-01-01 | $395,000 (23.5%) | $491,879 (16.3%) | 0.00 | 133 |
| 2021-02-01 | $414,563 (38.2%) | $518,918 (31.2%) | 0.00 | 108 |
| 2021-03-01 | $438,000 (42.7%) | $539,191 (35.0%) | 0.00 | 95 |
| 2021-04-01 | $416,975 (35.6%) | $525,307 (29.7%) | 0.00 | 114 |
| 2021-05-01 | $399,000 (24.0%) | $555,667 (33.4%) | 0.00 | 117 |
| 2021-06-01 | $422,250 (23.4%) | $563,285 (29.8%) | 0.00 | 104 |
| 2021-07-01 | $444,000 (24.3%) | $731,927 (66.7%) | 0.00 | 114 |
| 2021-08-01 | $399,675 (5.2%) | $661,377 (45.7%) | 0.00 | 128 |
| 2021-09-01 | $386,225 (1.9%) | $637,906 (37.3%) | 0.00 | 145 |
| 2021-10-01 | $399,000 (6.5%) | $655,627 (35.6%) | 0.00 | 143 |
| 2021-11-01 | $383,000 (-2.6%) | $638,791 (31.4%) | 0.00 | 146 |
| 2021-12-01 | $399,000 (10.3%) | $640,934 (37.1%) | 0.00 | 129 |
| 2022-01-01 | $399,900 (1.2%) | $645,799 (31.3%) | 0.00 | 119 |
| 2022-02-01 | $374,725 (-9.6%) | $642,175 (23.8%) | 0.00 | 115 |
| 2022-03-01 | $399,825 (-8.7%) | $642,200 (19.1%) | 0.00 | 118 |
| 2022-04-01 | $399,250 (-4.3%) | $509,906 (-2.9%) | 0.00 | 133 |
| 2022-05-01 | $426,250 (6.8%) | $571,418 (2.8%) | 0.00 | 169 |
| 2022-06-01 | $445,000 (5.4%) | $570,068 (1.2%) | 0.00 | 189 |
| 2022-07-01 | $435,000 (-2.0%) | $550,849 (-24.7%) | 0.00 | 207 |
| 2022-08-01 | $426,350 (6.7%) | $522,708 (-21.0%) | 0.00 | 230 |
| 2022-09-01 | $410,250 (6.2%) | $512,321 (-19.7%) | 0.00 | 234 |
| 2022-10-01 | $410,000 (2.8%) | $507,670 (-22.6%) | 0.00 | 242 |
| 2022-11-01 | $399,500 (4.3%) | $507,445 (-20.6%) | 0.00 | 237 |
| 2022-12-01 | $399,000 (0.0%) | $521,693 (-18.6%) | 0.00 | 218 |
| 2023-01-01 | $399,425 (-0.1%) | $516,177 (-20.1%) | 0.00 | 190 |
| 2023-02-01 | $399,125 (6.5%) | $507,049 (-21.0%) | 0.00 | 183 |
Red Bluff's median listing price comes in at 0% of the national average.
Red Bluff's average listing price for 2023-02-01 was $507,049, a difference of $-135,126 (-21.0%) versus the prior year and $-9,128 versus the prior month.
For the 2023-02-01 period, Red Bluff had 183 MLS listings, a difference of -7 listings (-4%) versus the prior month and 68 listings (59%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Red Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,729 sqft |
| 2018-02-01 | 0 days | 1,718 sqft |
| 2018-03-01 | 0 days | 1,722 sqft |
| 2018-04-01 | 0 days | 1,720 sqft |
| 2018-05-01 | 0 days | 1,720 sqft |
| 2018-06-01 | 0 days | 1,741 sqft |
| 2018-07-01 | 0 days | 1,751 sqft |
| 2018-08-01 | 0 days | 1,726 sqft |
| 2018-09-01 | 0 days | 1,699 sqft |
| 2018-10-01 | 0 days | 1,696 sqft |
| 2018-11-01 | 0 days | 1,698 sqft |
| 2018-12-01 | 0 days | 1,700 sqft |
| 2019-01-01 | 0 days | 1,714 sqft |
| 2019-02-01 | 0 days | 1,697 sqft |
| 2019-03-01 | 0 days | 1,654 sqft |
| 2019-04-01 | 0 days | 1,653 sqft |
| 2019-05-01 | 0 days | 1,687 sqft |
| 2019-06-01 | 0 days | 1,708 sqft |
| 2019-07-01 | 0 days | 1,695 sqft |
| 2019-08-01 | 0 days | 1,698 sqft |
| 2019-09-01 | 0 days | 1,685 sqft |
| 2019-10-01 | 0 days | 1,676 sqft |
| 2019-11-01 | 0 days | 1,686 sqft |
| 2019-12-01 | 0 days | 1,682 sqft |
| 2020-01-01 | 0 days | 1,657 sqft |
| 2020-02-01 | 0 days | 1,600 sqft |
| 2020-03-01 | 0 days | 1,628 sqft |
| 2020-04-01 | 0 days | 1,660 sqft |
| 2020-05-01 | 0 days | 1,700 sqft |
| 2020-06-01 | 0 days | 1,744 sqft |
| 2020-07-01 | 0 days | 1,766 sqft |
| 2020-08-01 | 0 days | 1,800 sqft |
| 2020-09-01 | 0 days | 1,815 sqft |
| 2020-10-01 | 0 days | 1,768 sqft |
| 2020-11-01 | 0 days | 1,798 sqft |
| 2020-12-01 | 0 days | 1,674 sqft |
| 2021-01-01 | 0 days | 1,740 sqft |
| 2021-02-01 | 0 days | 1,800 sqft |
| 2021-03-01 | 0 days | 1,805 sqft |
| 2021-04-01 | 0 days | 1,762 sqft |
| 2021-05-01 | 0 days | 1,758 sqft |
| 2021-06-01 | 0 days | 1,719 sqft |
| 2021-07-01 | 0 days | 1,680 sqft |
| 2021-08-01 | 0 days | 1,637 sqft |
| 2021-09-01 | 0 days | 1,664 sqft |
| 2021-10-01 | 0 days | 1,729 sqft |
| 2021-11-01 | 0 days | 1,635 sqft |
| 2021-12-01 | 0 days | 1,614 sqft |
| 2022-01-01 | 0 days | 1,618 sqft |
| 2022-02-01 | 0 days | 1,614 sqft |
| 2022-03-01 | 0 days | 1,681 sqft |
| 2022-04-01 | 0 days | 1,681 sqft |
| 2022-05-01 | 0 days | 1,761 sqft |
| 2022-06-01 | 0 days | 1,788 sqft |
| 2022-07-01 | 0 days | 1,717 sqft |
| 2022-08-01 | 0 days | 1,702 sqft |
| 2022-09-01 | 0 days | 1,681 sqft |
| 2022-10-01 | 0 days | 1,682 sqft |
| 2022-11-01 | 0 days | 1,705 sqft |
| 2022-12-01 | 0 days | 1,697 sqft |
| 2023-01-01 | 0 days | 1,697 sqft |
| 2023-02-01 | 0 days | 1,708 sqft |
Red Bluff's median square footage for active listings during the 2023-02-01 period was 1,708 sqft. One year prior, the average listing was 1,614 sqft.
Red Bluff, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 688 | $196,500,000 | $285,610 |
| Cash Out Refi | 335 | $79,795,000 | $238,194 |
| Refi | 195 | $46,275,000 | $237,308 |
| Home Improvement | 77 | $7,925,000 | $102,922 |
| Other | 68 | $6,420,000 | $94,412 |
Red Bluff's most frequently cited loan purpose was Home Purchase, with 688 originations. The 2nd most popular reason was Cash Out Refi, with 335 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 342 | $90,190,000 | $263,713 |
| 4-5% | 301 | $79,945,000 | $265,598 |
| 5-6% | 300 | $79,810,000 | $266,033 |
| 6-7% | 155 | $37,645,000 | $242,871 |
| 2.5-3% | 88 | $21,600,000 | $245,455 |
| <2.5% | 73 | $7,635,000 | $104,589 |
| 7-8% | 61 | $10,885,000 | $178,443 |
| Over 8% | 38 | $3,400,000 | $89,474 |
During 2022, Red Bluff's most frequently originated rate bucket was 3-4%, with 342 originations.
Loan Sizing (Red Bluff, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 687 | $193,235,000 | $281,274 |
| $100k-200k | 329 | $50,555,000 | $153,663 |
| $100,000 or less | 192 | $9,570,000 | $49,844 |
| $400k-600k | 131 | $60,125,000 | $458,969 |
| $600k-1000k | 19 | $12,535,000 | $659,737 |
| $Over $1MM | 5 | $10,895,000 | $2,179,000 |
Red Bluff's loan sizing saw the bucket of loans from $200k-400k with 687 originations, totaling $193,235,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 535 | $168,595,000 | $315,131 |
| 60-80% | 336 | $90,740,000 | $270,060 |
| 40-60% | 187 | $41,505,000 | $221,952 |
| Under 20% | 151 | $6,925,000 | $45,861 |
| 20-40% | 129 | $16,545,000 | $128,256 |
| Over 100% | 16 | $5,780,000 | $361,250 |
Red Bluff's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 535 originations, totaling $168,595,000 in origination value.