Red Bluff Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Red Bluff averaged 7.01% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.99% and one month ago for the week of 2024-03-14, the average rate was 6.65%.

    Red Bluff's average rate one year ago was 6.08%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Red Bluff 30 Year Fixed Rate 2024-04-18 7.01%
    Red Bluff 30 Year Fixed Rate Refi 2024-04-18 7.7%
    Red Bluff 15 Year Fixed Rate 2024-04-18 6.39%
    Red Bluff 15 Year Fixed Rate Refi 2024-04-18 6.89%
    Red Bluff 30 Year FHA 2024-04-18 6.8%
    Red Bluff 30 Year FHA Refi 2024-04-18 7.16%
    Red Bluff 30 Year USDA 2024-04-18 7.06%
    Red Bluff 30 Year USDA Refi 2024-04-18 6.96%
    Red Bluff 30 Year VA 2024-04-18 6.66%
    Red Bluff 30 Year VA Refi 2024-04-18 6.66%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Red Bluff, CA.

    Red Bluff Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Red Bluff, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    PRIMELENDING, A PLAINSCAPITAL COMPANY 39 6.94% $8,854
    QUICKEN LOANS, LLC 25 6.73% $7,450
    SUMMIT FUNDING, INC. 25 6.78% $9,453
    UNITED WHOLESALE MORTGAGE, LLC 22 6.95% $8,633
    AMERICAN PACIFIC MORTGAGE CORPORATION 11 6.84% $9,100
    American Mortgage & Equity Consultants, Inc. 11 6.81% $7,523
    INFINITY EQUITY GROUP, INC. 10 7.14% $8,382
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 6.79% $8,495
    MOVEMENT MORTGAGE, LLC 9 6.68% $7,884
    Commerce Home Mortgage, Inc. 9 7.28% $13,139
    GUILD MORTGAGE COMPANY 8 6.56% $10,549
    CROSSCOUNTRY MORTGAGE, LLC 7 6.80% $10,497
    CALIBER HOME LOANS, INC. 6 6.62% $7,865
    Tri Counties Bank 5 7.13% $4,149
    Sierra Central Credit Union 5 6.20% $4,271
    Wells Fargo Bank 5 7.25% $4,609
    ON Q FINANCIAL, INC. 4 6.75% $7,124
    Mr. Cooper ( Nationstar Mortgage ) 4 6.31% $12,536
    MEGASTAR FINANCIAL CORP. 4 4.06% $6,997
    U.S. Bank 4 6.91% $5,856
    Cornerstone First Mortgage, Inc 3 6.79% $9,689
    THE GOLDEN 1 3 6.75% $3,780
    AMERISAVE MORTGAGE CORPORATION 3 7.25% $9,891
    CASTLE & COOKE MORTGAGE, LLC 3 7.00% $6,554
    JPMorgan Chase Bank 3 7.46% $6,313
    ZILLOW HOME LOANS, LLC 2 6.88% $9,395
    ALAMEDA MORTGAGE CORPORATION 2 6.62% $7,537
    Banner Bank 2 7.19% $4,828
    BROKER SOLUTIONS, INC. 2 6.75% $7,891
    Carrington Mortgage Services, LLC 2 6.63% $6,673
    Century Mortgage Company DBA Century Lending Company 2 6.68% $7,349
    CHURCHILL MORTGAGE CORPORATION 2 7.43% $7,410
    LOANDEPOT.COM, LLC 2 6.99% $6,876
    MASON MCDUFFIE MORTGAGE CORPORATION 2 6.81% $5,299
    Northwest Farm Credit Services, FLCA 2 7.48% $7,076
    Paramount Residential Mortgage Group, Inc. 2 7.38% $8,166
    PENNYMAC LOAN SERVICES, LLC 2 6.37% $5,559
    SNAPFI, INC. 2 6.50% $5,490
    The Loan Store, Inc. 2 6.63% $5,412
    ACADEMY MORTGAGE CORPORATION 2 6.19% $8,093
    HOMEXPRESS MORTGAGE CORP. 1 9.37% $4,318
    Nations Lending Corporation 1 7.13% $4,019
    NAVY FEDERAL CREDIT UNION 1 6.75% $2,479
    NexBank 1 8.63% $9,530
    NMSI, INC. 1 6.13% $5,514
    UNION HOME MORTGAGE CORP. 1 7.25% $13,114
    OCMBC, INC. 1 8.25% $12,248
    FOUNDATION MORTGAGE CORPORATION 1 10.13% $15,768
    Operating Engineers Local Union #3 1 5.50% $3,362
    Bank of America 1 6.00% $6,645
    USAA Federal Savings Bank 1 7.63% $4,100
    Flagstar Bank, FSB 1 6.52% $2,727
    Prosperity Home Mortgage, LLC 1 5.88% $6,017
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 5.99% $4,651
    RESIDENTIAL BANCORP 1 6.00% $3,807
    SCHOOLSFIRST 1 7.00% $5,338
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.63% $4,433
    Sierra Pacific Mortgage Company, Inc. 1 6.38% $4,426
    AXIA FINANCIAL, LLC 1 6.99% $5,694
    Stifel Bank and Trust 1 5.25% $2,633
    CMG MORTGAGE, INC. 1 6.50% $5,578
    SUN WEST MORTGAGE COMPANY, INC. 1 8.00% $4,652
    Citizens Bank 1 6.88% $4,987
    ALLIANT CREDIT UNION 1 7.00% $5,387
    TRAVIS CREDIT UNION 1 6.38% $4,147
    JMJ FINANCIAL GROUP 1 7.75% $17,334
    LAND HOME FINANCIAL SERVICES, INC. 1 7.25% $5,093
    Citadel Servicing Corporation 1 8.63% $3,597
    LOANPAL, LLC 1 5.99% $6,472
    Umpqua Bank 1 7.25% $7,513
    JMAC LENDING, INC. 1 5.50% $6,032
    MORTGAGEONE, INC. 1 7.38% $12,487
    INTERCAP LENDING INC. 1 6.13% $8,872

    Red Bluff Average Closing Costs & Other Stats

    Red Bluff, CA's 73 lenders originated 851 loans during 2023. The total origination value was $192,685,000, with an average loan value of $226,422.

    Red Bluff's average closing costs are $6,052.

    The top Red Bluff lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 39 loans originated. Their average total fees are $8,854, which is $1,404 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Red Bluff lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($7,450), American Mortgage & Equity Consultants, Inc. ($7,523), INFINITY EQUITY GROUP, INC. ($8,382), UNITED WHOLESALE MORTGAGE, LLC ($8,633) and PRIMELENDING, A PLAINSCAPITAL COMPANY ($8,854).

    The lowest rate Red Bluff lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.73%), SUMMIT FUNDING, INC. (6.78%), American Mortgage & Equity Consultants, Inc. (6.81%), AMERICAN PACIFIC MORTGAGE CORPORATION (6.84%) and PRIMELENDING, A PLAINSCAPITAL COMPANY (6.94%).

    Red Bluff, CA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Commerce Home Mortgage, Inc. $29,030,000 $23,525,000 -19.0% 12.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $22,920,000 $17,235,000 -24.8% 8.9%
    SUMMIT FUNDING, INC. $23,225,000 $13,970,000 -39.8% 7.3%
    QUICKEN LOANS, LLC $27,940,000 $11,740,000 -58.0% 6.1%
    UNITED WHOLESALE MORTGAGE, LLC $18,190,000 $11,480,000 -36.9% 6.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $17,375,000 $8,380,000 -51.8% 4.3%
    GUILD MORTGAGE COMPANY $4,145,000 $4,330,000 4.5% 2.2%
    MOVEMENT MORTGAGE, LLC $17,565,000 $4,180,000 -76.2% 2.2%
    American Mortgage & Equity Consultants, Inc. $3,885,000 n/a 2.0%
    U.S. Bank $8,465,000 $3,765,000 -55.5% 2.0%
    INFINITY EQUITY GROUP, INC. $2,965,000 $3,280,000 10.6% 1.7%
    CROSSCOUNTRY MORTGAGE, LLC $1,455,000 $2,885,000 98.3% 1.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,190,000 $2,825,000 -11.4% 1.5%
    MEGASTAR FINANCIAL CORP. $1,190,000 $2,705,000 127.3% 1.4%
    ON Q FINANCIAL, INC. $2,675,000 n/a 1.4%
    Banner Bank $6,005,000 $2,665,000 -55.6% 1.4%
    CALIBER HOME LOANS, INC. $14,315,000 $2,650,000 -81.5% 1.4%
    Mortgage Research Center, LLC $4,455,000 $2,600,000 -41.6% 1.3%
    Sierra Central Credit Union $3,385,000 $2,515,000 -25.7% 1.3%
    Sierra Pacific Mortgage Company, Inc. $1,955,000 $2,275,000 16.4% 1.2%
    NEWREZ LLC $1,945,000 $2,270,000 16.7% 1.2%
    Umpqua Bank $5,200,000 $2,255,000 -56.6% 1.2%
    Tri Counties Bank $5,890,000 $2,175,000 -63.1% 1.1%
    LOANDEPOT.COM, LLC $4,555,000 $2,010,000 -55.9% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $2,810,000 $1,905,000 -32.2% 1.0%
    MASON MCDUFFIE MORTGAGE CORPORATION $325,000 $1,840,000 466.2% 1.0%
    Paramount Residential Mortgage Group, Inc. $1,440,000 $1,755,000 21.9% 0.9%
    FREEDOM MORTGAGE CORPORATION $5,285,000 $1,715,000 -67.5% 0.9%
    ACADEMY MORTGAGE CORPORATION $745,000 $1,625,000 118.1% 0.8%
    PENNYMAC LOAN SERVICES, LLC $3,560,000 $1,605,000 -54.9% 0.8%
    Cornerstone First Mortgage, Inc $155,000 $1,585,000 922.6% 0.8%
    Wells Fargo Bank $4,030,000 $1,315,000 -67.4% 0.7%
    Flagstar Bank, FSB $3,325,000 $1,230,000 -63.0% 0.6%
    MORTGAGEONE, INC. $1,200,000 n/a 0.6%
    JPMorgan Chase Bank $1,785,000 $1,080,000 -39.5% 0.6%
    BROKER SOLUTIONS, INC. $1,465,000 $1,055,000 -28.0% 0.5%
    LAND HOME FINANCIAL SERVICES, INC. $1,005,000 n/a 0.5%
    NAVY FEDERAL CREDIT UNION $725,000 $960,000 32.4% 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,940,000 $950,000 -51.0% 0.5%
    THE GOLDEN 1 $585,000 $930,000 59.0% 0.5%
    Century Mortgage Company DBA Century Lending Company $510,000 $860,000 68.6% 0.4%
    Northwest Farm Credit Services, FLCA $465,000 $860,000 84.9% 0.4%
    CASTLE & COOKE MORTGAGE, LLC $850,000 n/a 0.4%
    CHURCHILL MORTGAGE CORPORATION $840,000 n/a 0.4%
    NATIONS DIRECT MORTGAGE, LLC $1,685,000 $795,000 -52.8% 0.4%
    ALLIANT CREDIT UNION $345,000 $775,000 124.6% 0.4%
    LOANPAL, LLC $1,215,000 $770,000 -36.6% 0.4%
    OCMBC, INC. $760,000 n/a 0.4%
    Stifel Bank and Trust $355,000 $730,000 105.6% 0.4%
    INTERCAP LENDING INC. $690,000 n/a 0.4%
    MID AMERICA MORTGAGE, INC. $665,000 n/a 0.3%
    Bank of America $2,025,000 $660,000 -67.4% 0.3%
    CARDINAL FINANCIAL $1,770,000 $635,000 -64.1% 0.3%
    PHH Mortgage Corporation $625,000 $585,000 -6.4% 0.3%
    Plains Commerce Bank $575,000 n/a 0.3%
    Figure Lending LLC $435,000 $550,000 26.4% 0.3%
    NEW DAY FINANCIAL, LLC $330,000 $540,000 63.6% 0.3%
    ZILLOW HOME LOANS, LLC $540,000 $520,000 -3.7% 0.3%
    JMJ FINANCIAL GROUP $495,000 n/a 0.3%
    ALAMEDA MORTGAGE CORPORATION $405,000 $480,000 18.5% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $640,000 $480,000 -25.0% 0.2%
    Citizens Bank $465,000 n/a 0.2%
    A&D Mortgage LLC $460,000 n/a 0.2%
    CMG MORTGAGE, INC. $460,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $455,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $2,060,000 $450,000 -78.2% 0.2%
    The Federal Savings Bank $385,000 $445,000 15.6% 0.2%
    LENDINGHOME FUNDING CORPORATION $770,000 $405,000 -47.4% 0.2%
    HOMEXPRESS MORTGAGE CORP. $400,000 n/a 0.2%
    SNAPFI, INC. $400,000 n/a 0.2%
    SCHOOLSFIRST $115,000 $395,000 243.5% 0.2%
    Franklin Loan Corporation $380,000 n/a 0.2%
    The Loan Store, Inc. $380,000 n/a 0.2%
    PLANET HOME LENDING, LLC $275,000 $375,000 36.4% 0.2%
    MEMBERS 1ST CREDIT UNION $220,000 $365,000 65.9% 0.2%
    Operating Engineers Local Union #3 $470,000 $365,000 -22.3% 0.2%
    FOUNDATION MORTGAGE CORPORATION $355,000 n/a 0.2%
    TRAVIS CREDIT UNION $540,000 $355,000 -34.3% 0.2%
    GENEVA FINANCIAL, LLC $690,000 $335,000 -51.4% 0.2%
    Discover Bank $230,000 $330,000 43.5% 0.2%
    AXIA FINANCIAL, LLC $1,440,000 $320,000 -77.8% 0.2%
    Equity Prime Mortgage LLC $285,000 $310,000 8.8% 0.2%
    Lakeview Community Capital, LLC $80,000 $305,000 281.3% 0.2%
    AmeriHome Mortgage Company, LLC $1,160,000 $295,000 -74.6% 0.2%
    BMO Harris Bank $295,000 n/a 0.2%
    NexBank $285,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $520,000 $265,000 -49.0% 0.1%
    UNCLE Credit Union $260,000 n/a 0.1%
    RESIDENTIAL BANCORP $550,000 $255,000 -53.6% 0.1%
    Carrington Mortgage Services, LLC $1,155,000 $250,000 -78.4% 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $245,000 n/a 0.1%
    AMWEST FUNDING CORP. $625,000 $235,000 -62.4% 0.1%
    LONGBRIDGE FINANCIAL, LLC $530,000 $235,000 -55.7% 0.1%
    Magnolia Bank $560,000 $235,000 -58.0% 0.1%
    CORNERSTONE HOME LENDING, INC. $230,000 n/a 0.1%
    OPEN MORTGAGE, LLC $520,000 $230,000 -55.8% 0.1%
    VERITAS FUNDING, LLC $225,000 n/a 0.1%
    USAA Federal Savings Bank $1,125,000 $215,000 -80.9% 0.1%
    Third Federal Savings and Loan Association of Cleveland $210,000 n/a 0.1%
    Axos Bank $195,000 n/a 0.1%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $195,000 n/a 0.1%
    Self-Help Federal Credit Union $195,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $710,000 $185,000 -73.9% 0.1%
    DOMINION FINANCIAL SERVICES, LLC $185,000 n/a 0.1%
    AMERICAN HERITAGE LENDING, INC. $175,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $175,000 n/a 0.1%
    Citadel Servicing Corporation $175,000 n/a 0.1%
    LANTZMAN MANAGEMENT, INC. $175,000 n/a 0.1%
    Merchants Mortgage & Trust Corporation $175,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $135,000 $165,000 22.2% 0.1%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $135,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $475,000 $125,000 -73.7% 0.1%
    CHERRY CREEK MORTGAGE, LLC $135,000 $115,000 -14.8% 0.1%
    ITHINK FINANCIAL Credit Union $105,000 n/a 0.1%
    Mechanics Bank $695,000 $105,000 -84.9% 0.1%
    Nations Lending Corporation $765,000 $105,000 -86.3% 0.1%
    PENTAGON FEDERAL CREDIT UNION $465,000 $105,000 -77.4% 0.1%
    PNC Bank $195,000 $105,000 -46.2% 0.1%
    JMAC LENDING, INC. $545,000 $95,000 -82.6% 0.0%
    NMSI, INC. $245,000 $95,000 -61.2% 0.0%
    Truist $225,000 $95,000 -57.8% 0.0%
    Barrington Bank & Trust Company, N.A. $85,000 n/a 0.0%
    Prosperity Home Mortgage, LLC $575,000 $85,000 -85.2% 0.0%
    City National Bank $75,000 n/a 0.0%
    Coastal Community Bank $60,000 n/a 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $165,000 $55,000 -66.7% 0.0%
    Firefighters First Federal Credit Union $75,000 $35,000 -53.3% 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,820,000 $25,000 -98.6% 0.0%

    Red Bluff's top lender by overall market share is Commerce Home Mortgage, Inc., with 12.2% market share. In second place, with 8.9%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $17,235,000 in loans. In third place, with 7.3%, is SUMMIT FUNDING, INC., having originated $13,970,000 in loans. In fourth place, with 6.1%, is QUICKEN LOANS, LLC, having originated $11,740,000 in loans. In fifth place, with 6.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $11,480,000 in loans.

    Red Bluff Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Red Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $267,500 (5.5%) $383,424 (7.7%) 0.00 217
    2018-02-01 $281,213 (7.5%) $393,798 (9.6%) 0.00 218
    2018-03-01 $292,450 (8.3%) $377,067 (3.9%) 0.00 235
    2018-04-01 $289,225 (8.7%) $390,564 (6.7%) 0.00 275
    2018-05-01 $290,125 (7.9%) $388,245 (4.9%) 0.00 271
    2018-06-01 $299,000 (13.0%) $431,330 (19.9%) 0.00 270
    2018-07-01 $294,250 (13.2%) $416,426 (19.0%) 0.00 304
    2018-08-01 $289,375 (12.4%) $397,951 (15.3%) 0.00 330
    2018-09-01 $290,750 (14.1%) $389,974 (12.5%) 0.00 325
    2018-10-01 $289,250 (5.2%) $383,996 (7.3%) 0.00 330
    2018-11-01 $289,000 (3.2%) $376,688 (2.4%) 0.00 308
    2018-12-01 $299,000 (6.8%) $388,936 (2.6%) 0.00 253
    2019-01-01 $319,500 (19.4%) $392,419 (2.4%) 0.00 227
    2019-02-01 $319,000 (13.4%) $386,482 (-1.9%) 0.00 224
    2019-03-01 $321,000 (9.8%) $396,354 (5.1%) 0.00 214
    2019-04-01 $329,250 (13.8%) $405,945 (3.9%) 0.00 212
    2019-05-01 $331,225 (14.2%) $407,695 (5.0%) 0.00 232
    2019-06-01 $325,000 (8.7%) $415,476 (-3.7%) 0.00 245
    2019-07-01 $339,700 (15.5%) $431,173 (3.5%) 0.00 267
    2019-08-01 $337,782 (16.7%) $445,486 (11.9%) 0.00 275
    2019-09-01 $334,530 (15.1%) $442,620 (13.5%) 0.00 277
    2019-10-01 $333,861 (15.4%) $440,709 (14.8%) 0.00 277
    2019-11-01 $339,000 (17.3%) $421,308 (11.9%) 0.00 254
    2019-12-01 $335,475 (12.2%) $421,223 (8.3%) 0.00 238
    2020-01-01 $319,975 (0.2%) $423,035 (7.8%) 0.00 223
    2020-02-01 $299,900 (-6.0%) $395,388 (2.3%) 0.00 223
    2020-03-01 $307,000 (-4.4%) $399,487 (0.8%) 0.00 235
    2020-04-01 $307,450 (-6.6%) $405,177 (-0.2%) 0.00 220
    2020-05-01 $321,900 (-2.8%) $416,437 (2.1%) 0.00 189
    2020-06-01 $342,250 (5.3%) $433,857 (4.4%) 0.00 170
    2020-07-01 $357,225 (5.2%) $439,132 (1.9%) 0.00 142
    2020-08-01 $379,900 (12.5%) $454,040 (1.9%) 0.00 141
    2020-09-01 $380,000 (13.6%) $464,482 (4.9%) 0.00 155
    2020-10-01 $379,500 (13.7%) $482,919 (9.6%) 0.00 161
    2020-11-01 $394,450 (16.4%) $485,477 (15.2%) 0.00 156
    2020-12-01 $363,750 (8.4%) $466,937 (10.9%) 0.00 154
    2021-01-01 $396,250 (23.8%) $491,196 (16.1%) 0.00 134
    2021-02-01 $414,563 (38.2%) $518,918 (31.2%) 0.00 108
    2021-03-01 $438,000 (42.7%) $539,191 (35.0%) 0.00 95
    2021-04-01 $416,975 (35.6%) $525,307 (29.7%) 0.00 114
    2021-05-01 $399,000 (24.0%) $555,667 (33.4%) 0.00 117
    2021-06-01 $422,250 (23.4%) $563,285 (29.8%) 0.00 104
    2021-07-01 $444,000 (24.3%) $731,927 (66.7%) 0.00 114
    2021-08-01 $399,675 (5.2%) $661,377 (45.7%) 0.00 128
    2021-09-01 $386,225 (1.6%) $637,906 (37.3%) 0.00 145
    2021-10-01 $399,450 (5.3%) $658,957 (36.5%) 0.00 144
    2021-11-01 $383,000 (-2.9%) $638,791 (31.6%) 0.00 146
    2021-12-01 $399,000 (9.7%) $640,934 (37.3%) 0.00 129
    2022-01-01 $399,900 (0.9%) $645,799 (31.5%) 0.00 119
    2022-02-01 $374,725 (-9.6%) $642,175 (23.8%) 0.00 116
    2022-03-01 $399,700 (-8.7%) $639,952 (18.7%) 0.00 119
    2022-04-01 $399,000 (-4.3%) $508,912 (-3.1%) 0.00 134
    2022-05-01 $425,000 (6.5%) $570,167 (2.6%) 0.00 170
    2022-06-01 $447,500 (6.0%) $570,215 (1.2%) 0.00 190
    2022-07-01 $437,000 (-1.6%) $551,077 (-24.7%) 0.00 208
    2022-08-01 $427,450 (7.0%) $524,530 (-20.7%) 0.00 231
    2022-09-01 $410,250 (6.2%) $512,445 (-19.7%) 0.00 235
    2022-10-01 $410,000 (2.6%) $507,950 (-22.9%) 0.00 243
    2022-11-01 $401,975 (5.0%) $507,729 (-20.5%) 0.00 238
    2022-12-01 $399,000 (0.0%) $521,954 (-18.6%) 0.00 219
    2023-01-01 $399,425 (-0.1%) $516,177 (-20.1%) 0.00 190
    2023-02-01 $399,125 (6.5%) $507,049 (-21.0%) 0.00 183
    2023-03-01 $399,425 (-0.1%) $527,358 (-17.6%) 0.00 164
    2023-04-01 $415,000 (4.0%) $547,023 (7.5%) 0.00 161
    2023-05-01 $413,500 (-2.7%) $548,725 (-3.8%) 0.00 168
    2023-06-01 $419,250 (-6.3%) $571,240 (0.2%) 0.00 179
    2023-07-01 $399,000 (-8.7%) $557,038 (1.1%) 0.00 178
    2023-08-01 $395,750 (-7.4%) $541,382 (3.2%) 0.00 189
    2023-09-01 $399,000 (-2.7%) $525,596 (2.6%) 0.00 198
    2023-10-01 $397,500 (-3.1%) $533,240 (5.0%) 0.00 181
    2023-11-01 $390,750 (-2.8%) $530,945 (4.6%) 0.00 192
    2023-12-01 $389,000 (-2.5%) $539,609 (3.4%) 0.00 158
    2024-01-01 $384,000 (-3.9%) $526,283 (2.0%) 0.00 151
    2024-02-01 $394,500 (-1.2%) $521,457 (2.8%) 0.00 148
    2024-03-01 $419,000 (4.9%) $535,793 (1.6%) 0.00 150
    Red Bluff's median listing price for 2024-03-01 was $419,000, a difference of $19,575 (4.9%) versus the prior year and $24,500 versus the prior month.

    Red Bluff's median listing price comes in at 0% of the national average.

    Red Bluff's average listing price for 2024-03-01 was $535,793, a difference of $8,435 (1.6%) versus the prior year and $14,336 versus the prior month.

    For the 2024-03-01 period, Red Bluff had 150 MLS listings, a difference of 2 listings (1%) versus the prior month and -14 listings (-9%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Red Bluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,748 sqft
    2018-02-01 0 days 1,719 sqft
    2018-03-01 0 days 1,725 sqft
    2018-04-01 0 days 1,722 sqft
    2018-05-01 0 days 1,721 sqft
    2018-06-01 0 days 1,741 sqft
    2018-07-01 0 days 1,751 sqft
    2018-08-01 0 days 1,726 sqft
    2018-09-01 0 days 1,708 sqft
    2018-10-01 0 days 1,703 sqft
    2018-11-01 0 days 1,700 sqft
    2018-12-01 0 days 1,700 sqft
    2019-01-01 0 days 1,717 sqft
    2019-02-01 0 days 1,700 sqft
    2019-03-01 0 days 1,659 sqft
    2019-04-01 0 days 1,656 sqft
    2019-05-01 0 days 1,693 sqft
    2019-06-01 0 days 1,712 sqft
    2019-07-01 0 days 1,703 sqft
    2019-08-01 0 days 1,700 sqft
    2019-09-01 0 days 1,684 sqft
    2019-10-01 0 days 1,674 sqft
    2019-11-01 0 days 1,686 sqft
    2019-12-01 0 days 1,682 sqft
    2020-01-01 0 days 1,657 sqft
    2020-02-01 0 days 1,600 sqft
    2020-03-01 0 days 1,628 sqft
    2020-04-01 0 days 1,660 sqft
    2020-05-01 0 days 1,700 sqft
    2020-06-01 0 days 1,744 sqft
    2020-07-01 0 days 1,766 sqft
    2020-08-01 0 days 1,800 sqft
    2020-09-01 0 days 1,810 sqft
    2020-10-01 0 days 1,753 sqft
    2020-11-01 0 days 1,793 sqft
    2020-12-01 0 days 1,669 sqft
    2021-01-01 0 days 1,726 sqft
    2021-02-01 0 days 1,800 sqft
    2021-03-01 0 days 1,805 sqft
    2021-04-01 0 days 1,762 sqft
    2021-05-01 0 days 1,758 sqft
    2021-06-01 0 days 1,719 sqft
    2021-07-01 0 days 1,680 sqft
    2021-08-01 0 days 1,637 sqft
    2021-09-01 0 days 1,664 sqft
    2021-10-01 0 days 1,727 sqft
    2021-11-01 0 days 1,635 sqft
    2021-12-01 0 days 1,614 sqft
    2022-01-01 0 days 1,618 sqft
    2022-02-01 0 days 1,614 sqft
    2022-03-01 0 days 1,671 sqft
    2022-04-01 0 days 1,680 sqft
    2022-05-01 0 days 1,761 sqft
    2022-06-01 0 days 1,789 sqft
    2022-07-01 0 days 1,724 sqft
    2022-08-01 0 days 1,703 sqft
    2022-09-01 0 days 1,679 sqft
    2022-10-01 0 days 1,682 sqft
    2022-11-01 0 days 1,706 sqft
    2022-12-01 0 days 1,697 sqft
    2023-01-01 0 days 1,697 sqft
    2023-02-01 0 days 1,708 sqft
    2023-03-01 0 days 1,748 sqft
    2023-04-01 0 days 1,768 sqft
    2023-05-01 0 days 1,765 sqft
    2023-06-01 0 days 1,724 sqft
    2023-07-01 0 days 1,684 sqft
    2023-08-01 0 days 1,649 sqft
    2023-09-01 0 days 1,650 sqft
    2023-10-01 0 days 1,660 sqft
    2023-11-01 0 days 1,637 sqft
    2023-12-01 0 days 1,682 sqft
    2024-01-01 0 days 1,615 sqft
    2024-02-01 0 days 1,644 sqft
    2024-03-01 0 days 1,701 sqft
    Red Bluff's median listing age (time on market) for 2024-03-01 was 0 days.

    Red Bluff's median square footage for active listings during the 2024-03-01 period was 1,701 sqft. One year prior, the average listing was 1,748 sqft.

    Red Bluff, CA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 552 $150,310,000 $272,301
    Cash Out Refi 111 $20,715,000 $186,622
    Refi 76 $11,880,000 $156,316
    Other 58 $5,290,000 $91,207
    Home Improvement 54 $4,490,000 $83,148

    Red Bluff's most frequently cited loan purpose was Home Purchase, with 552 originations. The 2nd most popular reason was Cash Out Refi, with 111 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 314 $86,420,000 $275,223
    7-8% 179 $47,625,000 $266,061
    Over 8% 165 $18,765,000 $113,727
    5-6% 123 $34,825,000 $283,130
    <2.5% 59 $1,145,000 $19,407
    4-5% 10 $3,010,000 $301,000

    During 2023, Red Bluff's most frequently originated rate bucket was 6-7%, with 314 originations.

    Loan Sizing (Red Bluff, CA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 395 $115,905,000 $293,430
    $100,000 or less 208 $9,370,000 $45,048
    $100k-200k 164 $25,000,000 $152,439
    $400k-600k 68 $31,390,000 $461,618
    $600k-1000k 16 $11,020,000 $688,750

    Red Bluff's loan sizing saw the bucket of loans from $200k-400k with 395 originations, totaling $115,905,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 378 $116,350,000 $307,804
    Under 20% 162 $6,540,000 $40,370
    60-80% 132 $38,390,000 $290,833
    20-40% 84 $9,320,000 $110,952
    40-60% 77 $15,695,000 $203,831
    Over 100% 13 $4,735,000 $364,231

    Red Bluff's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 378 originations, totaling $116,350,000 in origination value.