Dieterich Bank Mortgage Rates, Fees & Info
Effingham, ILLEI: 549300LTSES0DE01Z405
Tax ID: 37-0274310
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Dieterich Bank is a smaller bank specializing in Home Purchase and Refi loans. Dieterich Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: St. Louis, Effingham, Charleston, Naples, and Centralia among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)Dieterich Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
231Origination Dollar Volume (All Markets)
$65,895,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 38 | $34,170,000 | $899,211 | $0 | 0.00% |
| Effingham, IL (FHA|USDA|VA) | 94 | $14,650,000 | $155,851 | $0 | 0.00% |
| Outside of Metro Areas | 62 | $9,400,000 | $151,613 | $0 | 0.00% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 17 | $2,505,000 | $147,353 | $0 | 0.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $1,530,000 | $765,000 | $0 | 0.00% |
| Centralia, IL (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $0 | 0.00% |
| Key West, FL (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 0.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $0 | 0.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 0.00% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| DANVILLE, IL (FHA|USDA|VA) | 6 | $230,000 | $38,333 | $0 | 0.00% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Dieterich Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 227 | $65,225,000 | $287,335 | $0 | 0.00% |
| USDA | 4 | $670,000 | $167,500 | $0 | 0.00% |
For 2024, Dieterich Bank's most frequently originated type of loan was Conventional, with 227 originations. Their 2nd most popular type was USDA, with 4 originations.
Loan Reason
For 2024, Dieterich Bank's most frequently cited loan purpose was Home Purchase, with 171 originations. The 2nd most popular reason was Other, with 19 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 231 | $65,895,000 | $285,260 | $0 | 0.00% |
For 2024, Dieterich Bank's most frequently cited loan duration was Other, with 231 originations.
Loan Sizing
2024 saw Dieterich Bank place emphasis on $100k-200k loans with 94 originations, totaling $13,210,000 in origination value.
Applicant Income
Dieterich Bank lent most frequently to those with incomes in the $50k-75k range, with 43 originations. The second most popular income band? $75k-100k, with 38 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 231 | $65,895,000 | $285,260 | $0 | 0.00% |
Dieterich Bank lent most frequently to those with DTI ratios of Exempt%, with 231 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.69%
Dieterich Bank has an average approval rate.
Pick Rate
Approvals leading to origination71.00%
Dieterich Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 231 | $65,895,000 | $285,260 |