Effingham Mortgage Rates

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  • Trends
  • Rates vs. Fees
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  • Market Share
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  • Time on Market/Property Size
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Effingham averaged 5.58% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

    The average rate for the prior week (2022-06-23) was 5.79% and one month ago for the week of 2022-05-26, the average rate was 5.28%.

    Effingham's average rate one year ago was 3.13%.

    For refis of the same type during the week of 2022-06-30, the average rate was 5.47%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-30 5.7%
    Effingham 30 Year Fixed Rate 2022-06-30 5.58%
    Effingham 30 Year Fixed Rate Refi 2022-06-30 5.47%
    Effingham 15 Year Fixed Rate 2022-06-30 5.2%
    Effingham 15 Year Fixed Rate Refi 2022-06-30 4.97%
    Effingham 30 Year FHA 2022-06-30 6.04%
    Effingham 30 Year FHA Refi 2022-06-30 5.97%
    Effingham 30 Year USDA 2022-06-30 5.84%
    Effingham 30 Year USDA Refi 2022-06-30 5.41%
    Effingham 30 Year VA 2022-06-30 5.67%
    Effingham 30 Year VA Refi 2022-06-30 5.27%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Effingham, IL.

    Effingham Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Effingham, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    Petefish, Skiles & Co. 52 3.02% $3,559
    Midland States Bank 26 3.18% $2,978
    QUICKEN LOANS, LLC 20 3.21% $4,494
    First Mid Bank & Trust 11 3.22% $2,338
    First National Bank of Waterloo 9 3.22% $1,859
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 3.09% $2,897
    Fifth Third Bank 7 3.38% $2,944
    CELEBRITY HOME LOANS, LLC 6 2.96% $3,171
    Farm Credit Mid-America, ACA 6 3.63% $7,009
    AMERISAVE MORTGAGE CORPORATION 3 2.88% $4,874
    Bank of Hillsboro 3 2.88% $1,852
    JPMorgan Chase Bank 2 2.81% $378
    Mr. Cooper ( Nationstar Mortgage ) 2 3.88% $3,926
    First Financial Bank 2 3.50% $2,632
    United Community Bank 2 2.99% $1,218
    LOANDEPOT.COM, LLC 2 3.18% $5,077
    GENEVA FINANCIAL, LLC 1 3.50% $2,786
    GERSHMAN INVESTMENT CORP. 1 3.38% $2,006
    GSF Mortgage Corporation 1 2.88% $3,527
    GUARANTEED RATE, INC. 1 3.50% $4,466
    Heartland Bank and Trust Company 1 3.75% $3,042
    IAA Credit Union 1 3.00% $1,829
    INB 1 2.88% $3,487
    Iroquois Federal Savings and Loan Association 1 3.00% $2,188
    Ixonia Bank 1 3.50% $3,352
    NAVY FEDERAL CREDIT UNION 1 3.63% $2,237
    NBKC BANK 1 3.00% $2,178
    Peoples National Bank , N.A. 1 3.00% $1,321
    PNC Bank 1 3.38% $1,926
    ROYAL UNITED MORTGAGE LLC 1 4.25% $13,562
    RUOFF MORTGAGE COMPANY, INC. 1 3.00% $2,448
    SCOTT CREDIT UNION 1 3.00% $2,618
    Stifel Bank and Trust 1 2.88% $1,974
    U.S. Bank 1 2.75% $3,268
    ALLIANT CREDIT UNION 1 3.38% $3,984
    Wells Fargo Bank 1 2.13% $3,701
    Arvest Bank 1 3.00% $2,887
    Bank of America 1 1.13% $7,800
    Bank of England 1 3.13% $2,696
    Bank of Springfield 1 2.85% $2,318
    Barrington Bank & Trust Company, N.A. 1 3.38% $2,638
    BROKER SOLUTIONS, INC. 1 3.25% $2,652
    CHURCHILL MORTGAGE CORPORATION 1 3.13% $2,761
    CROSSCOUNTRY MORTGAGE, LLC 1 3.38% $2,916
    DAS Acquisition Company, LLC 1 2.88% $3,087
    DRAPER AND KRAMER MORTGAGE CORP. 1 3.25% $3,222
    EVANSVILLE TEACHERS 1 3.00% $2,482
    First Bank 1 3.25% $2,622
    First Midwest Bank 1 2.63% $2,419
    FLAT BRANCH MORTGAGE, INC. 1 2.63% $3,051
    FREEDOM MORTGAGE CORPORATION 1 3.25% $1,400

    Effingham, IL's 51 lenders originated 878 loans during 2021. The total origination value was $155,550,000, with an average loan value of $177,164.

    The top Effingham lender as defined by loan originations is Petefish, Skiles & Co., with 52 loans originated. Their average total fees are $3,559, which is $582 higher than the next largest lender, Midland States Bank.

    The lowest fee Effingham lenders (with over 10 loans originated) are First Mid Bank & Trust ($2,338), Midland States Bank ($2,978), Petefish, Skiles & Co. ($3,559), QUICKEN LOANS, LLC ($4,494) and .

    The lowest rate Effingham lenders (with over 10 loans originated) are Petefish, Skiles & Co. (3.02%), Midland States Bank (3.18%), QUICKEN LOANS, LLC (3.21%), First Mid Bank & Trust (3.22%) and .

    Effingham, IL Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    Dieterich Bank $84,095,000 $50,310,000 -40.2% 32.3%
    Petefish, Skiles & Co. $43,290,000 $18,960,000 -56.2% 12.2%
    Midland States Bank $18,090,000 $12,025,000 -33.5% 7.7%
    QUICKEN LOANS, LLC $5,495,000 $9,020,000 64.1% 5.8%
    First National Bank of Waterloo $5,620,000 $5,690,000 1.2% 3.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,570,000 $5,555,000 116.1% 3.6%
    CELEBRITY HOME LOANS, LLC $2,940,000 $5,075,000 72.6% 3.3%
    Fifth Third Bank $6,685,000 $4,995,000 -25.3% 3.2%
    WALKER & DUNLOP, LLC $3,045,000 n/a 2.0%
    First Mid Bank & Trust $4,820,000 $2,810,000 -41.7% 1.8%
    Mortgage Research Center, LLC $1,290,000 $2,255,000 74.8% 1.4%
    Farm Credit Mid-America, ACA $1,405,000 $2,250,000 60.1% 1.4%
    BROKER SOLUTIONS, INC. $390,000 $2,175,000 457.7% 1.4%
    GUARANTEED RATE, INC. $1,280,000 n/a 0.8%
    FREEDOM MORTGAGE CORPORATION $1,235,000 $1,265,000 2.4% 0.8%
    Bank of Hillsboro $2,605,000 $1,255,000 -51.8% 0.8%
    JPMorgan Chase Bank $1,240,000 n/a 0.8%
    PENNYMAC LOAN SERVICES, LLC $1,150,000 n/a 0.7%
    FLAT BRANCH MORTGAGE, INC. $175,000 $1,115,000 537.1% 0.7%
    The Peoples State Bank of Newton, Illinois $2,310,000 $950,000 -58.9% 0.6%
    GERSHMAN INVESTMENT CORP. $125,000 $920,000 636.0% 0.6%
    CHURCHILL MORTGAGE CORPORATION $420,000 $705,000 67.9% 0.5%
    RUOFF MORTGAGE COMPANY, INC. $270,000 $690,000 155.6% 0.4%
    NEWREZ LLC $680,000 n/a 0.4%
    The Federal Savings Bank $710,000 $680,000 -4.2% 0.4%
    Wells Fargo Bank $665,000 n/a 0.4%
    Bank of Springfield $650,000 n/a 0.4%
    Heartland Bank and Trust Company $225,000 $610,000 171.1% 0.4%
    AMERISAVE MORTGAGE CORPORATION $325,000 $595,000 83.1% 0.4%
    U.S. Bank $405,000 $590,000 45.7% 0.4%
    NAVY FEDERAL CREDIT UNION $515,000 $550,000 6.8% 0.4%
    First Financial Bank $85,000 $545,000 541.2% 0.4%
    INB $545,000 n/a 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,125,000 $525,000 -53.3% 0.3%
    ROYAL UNITED MORTGAGE LLC $75,000 $515,000 586.7% 0.3%
    LOANDEPOT.COM, LLC $605,000 $510,000 -15.7% 0.3%
    The Huntington National Bank $475,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $380,000 $470,000 23.7% 0.3%
    Arvest Bank $460,000 n/a 0.3%
    Bank of England $155,000 $430,000 177.4% 0.3%
    United Community Bank $350,000 $415,000 18.6% 0.3%
    EVANSVILLE TEACHERS $35,000 $405,000 1,057.1% 0.3%
    FIELD & MAIN BANK, INC. $405,000 n/a 0.3%
    Barrington Bank & Trust Company, N.A. $125,000 $400,000 220.0% 0.3%
    Iroquois Federal Savings and Loan Association $375,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $365,000 n/a 0.2%
    First Midwest Bank $355,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $295,000 $325,000 10.2% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $285,000 n/a 0.2%
    Ixonia Bank $285,000 n/a 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $145,000 $280,000 93.1% 0.2%
    GSF Mortgage Corporation $275,000 n/a 0.2%
    ALLIANT CREDIT UNION $270,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $125,000 $265,000 112.0% 0.2%
    The Bradford National Bank of Greenville $330,000 $265,000 -19.7% 0.2%
    DAS Acquisition Company, LLC $255,000 n/a 0.2%
    Carrington Mortgage Services, LLC $285,000 $245,000 -14.0% 0.2%
    VILLAGE CAPITAL & INVESTMENT LLC $85,000 $245,000 188.2% 0.2%
    CALIBER HOME LOANS, INC. $350,000 $240,000 -31.4% 0.2%
    Peoples National Bank , N.A. $195,000 $235,000 20.5% 0.2%
    RESIDENTIAL BANCORP. $235,000 n/a 0.2%
    Peoples Bank of Kankakee County $225,000 n/a 0.1%
    Stifel Bank and Trust $145,000 $225,000 55.2% 0.1%
    Bank of America $105,000 $220,000 109.5% 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $215,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $510,000 $205,000 -59.8% 0.1%
    IAA Credit Union $195,000 n/a 0.1%
    SCOTT CREDIT UNION $195,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $455,000 $185,000 -59.3% 0.1%
    Community Mortgage Banc Corporation $440,000 $180,000 -59.1% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $175,000 n/a 0.1%
    F&B Acquisition Group LLC $175,000 n/a 0.1%
    PNC Bank $55,000 $175,000 218.2% 0.1%
    Regions Bank $175,000 n/a 0.1%
    United Fidelity Funding Corp. $175,000 n/a 0.1%
    HOME POINT FINANCIAL CORPORATION $165,000 n/a 0.1%
    PHH Mortgage Corporation $165,000 n/a 0.1%
    THRIVENT Federal Credit Union $165,000 n/a 0.1%
    MORIA DEVELOPMENT, INC. $155,000 n/a 0.1%
    SIRVA MORTGAGE, INC. $155,000 n/a 0.1%
    NBKC BANK $145,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $135,000 n/a 0.1%
    SOUTH CENTRAL BANK, INC. $135,000 n/a 0.1%
    THRIVE MORTGAGE, LLC $135,000 n/a 0.1%
    1ST MIDAMERICA $115,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $115,000 n/a 0.1%
    First Bank $115,000 n/a 0.1%
    Legence Bank $105,000 n/a 0.1%
    The FNB Community Bank $185,000 $85,000 -54.1% 0.1%
    ADVIA $75,000 n/a 0.0%
    Fidelity Bank $645,000 $75,000 -88.4% 0.0%
    GENEVA FINANCIAL, LLC $65,000 n/a 0.0%
    Flagstar Bank, FSB $215,000 $45,000 -79.1% 0.0%
    Figure Lending LLC $25,000 $25,000 0.0% 0.0%

    Effingham's top lender by overall market share is Dieterich Bank, with 32.3% market share. In second place, with 12.2%, is Petefish, Skiles & Co., having originated $18,960,000 in loans. In third place, with 7.7%, is Midland States Bank, having originated $12,025,000 in loans. In third place, with 5.8%, is QUICKEN LOANS, LLC, having originated $9,020,000 in loans. In third place, with 3.7%, is First National Bank of Waterloo, having originated $5,690,000 in loans.

    Effingham, IL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 419 $79,245,000 $189,129
    Refi 272 $46,230,000 $169,963
    Cash Out Refi 149 $26,715,000 $179,295
    Other 32 $2,980,000 $93,125
    Home Improvement 6 $380,000 $63,333

    Effingham's most frequently cited loan purpose was Home Purchase, with 419 originations. The 2nd most popular reason was Refi, with 272 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 228 $43,580,000 $191,140
    3-4% 220 $40,340,000 $183,364
    <2.5% 109 $16,975,000 $155,734
    4-5% 13 $1,615,000 $124,231
    5-6% 3 $295,000 $98,333
    7-8% 3 $125,000 $41,667
    6-7% 2 $180,000 $90,000
    Over 8% 1 $95,000 $95,000

    During 2021, Effingham's most frequently originated rate bucket was 2.5-3%, with 228 originations.

    Loan Sizing (Effingham, IL MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 378 $55,700,000 $147,354
    $100,000 or less 236 $15,430,000 $65,381
    $200k-400k 217 $57,395,000 $264,493
    $400k-600k 40 $19,190,000 $479,750
    $600k-1000k 5 $3,555,000 $711,000
    $Over $1MM 2 $4,280,000 $2,140,000

    Effingham's loan sizing saw the bucket of loans from $100k-200k with 378 originations, totaling $55,700,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 288 $53,540,000 $185,903
    60-80% 167 $35,325,000 $211,527
    40-60% 45 $6,995,000 $155,444
    20-40% 37 $3,325,000 $89,865
    Under 20% 19 $485,000 $25,526
    Over 100% 5 $835,000 $167,000

    Effingham's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 288 originations, totaling $53,540,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Effingham (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $187,500 (14.1%) $246,062 (3.3%) 0.00 76
    2018-02-01 $167,400 (-3.8%) $233,309 (-6.2%) 0.00 81
    2018-03-01 $198,000 (5.7%) $240,536 (-6.0%) 0.00 101
    2018-04-01 $199,900 (8.1%) $242,379 (-5.7%) 0.00 115
    2018-05-01 $194,500 (2.9%) $236,098 (-9.9%) 0.00 124
    2018-06-01 $199,900 (5.8%) $219,923 (-10.7%) 0.00 126
    2018-07-01 $199,900 (8.1%) $220,296 (-12.1%) 0.00 127
    2018-08-01 $198,700 (13.6%) $212,958 (-13.7%) 0.00 124
    2018-09-01 $190,000 (14.5%) $210,823 (-6.8%) 0.00 129
    2018-10-01 $174,900 (0.0%) $209,300 (-10.1%) 0.00 127
    2018-11-01 $179,900 (1.7%) $206,788 (-16.0%) 0.00 119
    2018-12-01 $169,900 (-12.8%) $197,890 (-18.7%) 0.00 104
    2019-01-01 $155,900 (-16.9%) $194,879 (-20.8%) 0.00 98
    2019-02-01 $167,400 (0.0%) $209,734 (-10.1%) 0.00 98
    2019-03-01 $174,014 (-12.1%) $226,784 (-5.7%) 0.00 97
    2019-04-01 $178,814 (-10.6%) $235,473 (-2.9%) 0.00 97
    2019-05-01 $179,700 (-7.6%) $243,521 (3.1%) 0.00 103
    2019-06-01 $175,000 (-12.5%) $239,301 (8.8%) 0.00 112
    2019-07-01 $173,700 (-13.1%) $232,578 (5.6%) 0.00 121
    2019-08-01 $174,943 (-12.0%) $233,002 (9.4%) 0.00 122
    2019-09-01 $171,993 (-9.5%) $230,165 (9.2%) 0.00 129
    2019-10-01 $176,950 (1.2%) $238,931 (14.2%) 0.00 134
    2019-11-01 $169,900 (-5.6%) $230,550 (11.5%) 0.00 136
    2019-12-01 $159,900 (-5.9%) $228,183 (15.3%) 0.00 119
    2020-01-01 $159,900 (2.6%) $222,930 (14.4%) 0.00 118
    2020-02-01 $154,900 (-7.5%) $228,870 (9.1%) 0.00 108
    2020-03-01 $175,950 (1.1%) $251,836 (11.1%) 0.00 114
    2020-04-01 $179,000 (0.1%) $251,162 (6.7%) 0.00 115
    2020-05-01 $199,000 (10.7%) $255,226 (4.8%) 0.00 107
    2020-06-01 $214,450 (22.5%) $286,667 (19.8%) 0.00 94
    2020-07-01 $218,950 (26.1%) $294,997 (26.8%) 0.00 91
    2020-08-01 $225,000 (28.6%) $300,691 (29.1%) 0.00 80
    2020-09-01 $227,000 (32.0%) $304,649 (32.4%) 0.00 80
    2020-10-01 $225,000 (27.2%) $300,252 (25.7%) 0.00 79
    2020-11-01 $184,900 (8.8%) $288,437 (25.1%) 0.00 82
    2020-12-01 $169,900 (6.3%) $277,617 (21.7%) 0.00 77
    2021-01-01 $175,000 (9.4%) $289,217 (29.7%) 0.00 59
    2021-02-01 $219,900 (42.0%) $328,149 (43.4%) 0.00 51
    2021-03-01 $214,500 (21.9%) $343,748 (36.5%) 0.00 53
    2021-04-01 $251,500 (40.5%) $364,874 (45.3%) 0.00 53
    2021-05-01 $187,000 (-6.0%) $319,273 (25.1%) 0.00 54
    2021-06-01 $234,450 (9.3%) $338,030 (17.9%) 0.00 55
    2021-07-01 $234,450 (7.1%) $341,556 (15.8%) 0.00 50
    2021-08-01 $190,000 (-15.6%) $318,673 (6.0%) 0.00 48
    2021-09-01 $190,000 (-16.3%) $288,886 (-5.2%) 0.00 50
    2021-10-01 $187,000 (-16.9%) $283,580 (-5.6%) 0.00 47
    2021-11-01 $198,000 (7.1%) $273,927 (-5.0%) 0.00 49
    2021-12-01 $167,400 (-1.5%) $243,260 (-12.4%) 0.00 41
    2022-01-01 $144,500 (-17.4%) $227,387 (-21.4%) 0.00 37
    2022-02-01 $169,950 (-22.7%) $257,920 (-21.4%) 0.00 28
    2022-03-01 $144,500 (-32.6%) $287,343 (-16.4%) 0.00 32
    2022-04-01 $175,000 (-30.4%) $276,583 (-24.2%) 0.00 31
    2022-05-01 $226,950 (21.4%) $309,926 (-2.9%) 0.00 28
    2022-06-01 $270,000 (15.2%) $334,605 (-1.0%) 0.00 23
    Effingham's median listing price for 2022-06-01 was $270,000, a difference of $35,550 (15.2%) versus the prior year and $43,050 versus the prior month.

    Effingham's median listing price comes in at 0% of the national average.

    Effingham's average listing price for 2022-06-01 was $334,605, a difference of $-3,425 (-1.0%) versus the prior year and $24,679 versus the prior month.

    For the 2022-06-01 period, Effingham had 23 MLS listings, a difference of -5 listings (-18%) versus the prior month and -32 listings (-58%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Effingham (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,048 sqft
    2018-02-01 0 days 2,049 sqft
    2018-03-01 0 days 2,310 sqft
    2018-04-01 0 days 2,343 sqft
    2018-05-01 0 days 2,102 sqft
    2018-06-01 0 days 2,211 sqft
    2018-07-01 0 days 2,230 sqft
    2018-08-01 0 days 2,146 sqft
    2018-09-01 0 days 2,080 sqft
    2018-10-01 0 days 2,046 sqft
    2018-11-01 0 days 2,056 sqft
    2018-12-01 0 days 1,960 sqft
    2019-01-01 0 days 1,842 sqft
    2019-02-01 0 days 1,856 sqft
    2019-03-01 0 days 1,940 sqft
    2019-04-01 0 days 2,003 sqft
    2019-05-01 0 days 2,068 sqft
    2019-06-01 0 days 2,039 sqft
    2019-07-01 0 days 2,011 sqft
    2019-08-01 0 days 1,952 sqft
    2019-09-01 0 days 1,889 sqft
    2019-10-01 0 days 1,838 sqft
    2019-11-01 0 days 1,892 sqft
    2019-12-01 0 days 1,850 sqft
    2020-01-01 0 days 1,848 sqft
    2020-02-01 0 days 1,848 sqft
    2020-03-01 0 days 1,957 sqft
    2020-04-01 0 days 2,018 sqft
    2020-05-01 0 days 2,042 sqft
    2020-06-01 0 days 2,110 sqft
    2020-07-01 0 days 2,119 sqft
    2020-08-01 0 days 2,159 sqft
    2020-09-01 0 days 2,264 sqft
    2020-10-01 0 days 2,310 sqft
    2020-11-01 0 days 2,021 sqft
    2020-12-01 0 days 1,856 sqft
    2021-01-01 0 days 1,774 sqft
    2021-02-01 0 days 2,016 sqft
    2021-03-01 0 days 2,041 sqft
    2021-04-01 0 days 2,102 sqft
    2021-05-01 0 days 1,600 sqft
    2021-06-01 0 days 1,964 sqft
    2021-07-01 0 days 2,132 sqft
    2021-08-01 0 days 1,960 sqft
    2021-09-01 0 days 1,920 sqft
    2021-10-01 0 days 2,040 sqft
    2021-11-01 0 days 2,001 sqft
    2021-12-01 0 days 1,631 sqft
    2022-01-01 0 days 1,550 sqft
    2022-02-01 0 days 2,048 sqft
    2022-03-01 0 days 1,809 sqft
    2022-04-01 0 days 1,742 sqft
    2022-05-01 0 days 1,918 sqft
    2022-06-01 0 days 1,959 sqft
    Effingham's median listing age (time on market) for 2022-06-01 was 0 days.

    Effingham's median square footage for active listings during the 2022-06-01 period was 1,959 sqft. One year prior, the average listing was 1,964 sqft.