GRAND RAPIDS - KENTWOOD Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Grand Rapids - Kentwood averaged 3.41% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.41% and one month ago for the week of 2021-10-21, the average rate was 3.2%.

Grand Rapids - Kentwood's average rate one year ago was 3.03%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.07%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Grand Rapids - Kentwood 30 Year Fixed Rate 2021-11-24 3.41%
Grand Rapids - Kentwood 30 Year Fixed Rate Refi 2021-11-24 3.07%
Grand Rapids - Kentwood 15 Year Fixed Rate 2021-11-24 3.35%
Grand Rapids - Kentwood 15 Year Fixed Rate Refi 2021-11-24 2.52%
Grand Rapids - Kentwood 30 Year FHA 2021-11-24 3.64%
Grand Rapids - Kentwood 30 Year FHA Refi 2021-11-24 3.58%
Grand Rapids - Kentwood 30 Year USDA 2021-11-24 3.36%
Grand Rapids - Kentwood 30 Year USDA Refi 2021-11-24 3.32%
Grand Rapids - Kentwood 30 Year VA 2021-11-24 3.31%
Grand Rapids - Kentwood 30 Year VA Refi 2021-11-24 2.99%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GRAND RAPIDS-KENTWOOD, MI.

GRAND RAPIDS - KENTWOOD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the GRAND RAPIDS-KENTWOOD, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
LAKE MICHIGAN CREDIT UNION 5,193 3.30% $2,760
Neighborhood Loans, Inc. 1,687 3.25% $2,903
QUICKEN LOANS, LLC 1,243 3.33% $4,677
Fifth Third Bank, National Association 1,150 3.48% $2,610
Independent Bank 969 3.34% $2,863
Mercantile Bank of Michigan 925 3.31% $2,439
The Huntington National Bank 883 3.41% $2,942
Northpointe Bank 859 3.23% $3,150
UNITED WHOLESALE MORTGAGE, LLC 727 3.14% $4,293
MORTGAGE 1 INCORPORATED 676 3.36% $3,218
FINANCE OF AMERICA MORTGAGE LLC 661 3.38% $3,715
CONSUMERS 595 3.44% $2,494
Old National Bank 583 3.28% $2,628
NORTHERN MORTGAGE SERVICES, LLC 516 3.30% $2,888
JPMorgan Chase Bank, National Association 471 3.36% $2,357
Macatawa Bank 411 3.38% $2,275
ARK-LA-TEX FINANCIAL SERVICES, LLC. 392 3.44% $3,665
CHURCHILL MORTGAGE CORPORATION 358 3.46% $3,405
UNION HOME MORTGAGE CORP. 344 3.50% $3,425
INLANTA MORTGAGE, INC. 334 3.26% $2,923
Flagstar Bank, FSB 285 3.31% $2,887
ChoiceOne Bank 269 3.23% $2,131
VAN DYK MORTGAGE CORPORATION 235 3.37% $3,003
PRIMELENDING, A PLAINSCAPITAL COMPANY 204 3.26% $3,456
PNC Bank, National Association 202 3.71% $1,330
CALIBER HOME LOANS, INC. 198 3.35% $3,467
RUOFF MORTGAGE COMPANY, INC. 187 3.23% $2,132
SUCCESS MORTGAGE PARTNERS, INC. 169 3.48% $4,683
Adventure Credit Union 165 3.44% $2,091
MMS MORTGAGE SERVICES, LTD. 163 3.27% $2,742
NATIONSTAR MORTGAGE LLC 147 3.55% $5,190
LOANDEPOT.COM, LLC 144 3.33% $4,341
AMERIFIRST FINANCIAL CORPORATION 142 3.13% $3,194
The Dart Bank 139 3.27% $2,564
TCF National Bank 137 3.30% $3,095
AAC Credit Union 126 3.40% $2,057
PFCU 117 3.35% $2,583
Wells Fargo Bank, National Association 110 3.36% $2,672
MORTGAGE CENTER L.C 103 3.35% $2,527
MICHIGAN MUTUAL, INC. 101 3.29% $3,633
UNITED 101 3.38% $2,847
MICHIGAN FIRST CREDIT UNION 99 3.37% $2,671
GUARANTEED RATE, INC. 98 3.36% $3,311
HOME POINT FINANCIAL CORPORATION 93 3.21% $3,997
KELLER MORTGAGE, LLC 92 3.13% $1,789
Bank of America, National Association 91 3.24% $3,377
POLARIS HOME FUNDING CORP. 91 3.10% $2,694
AMERISAVE MORTGAGE CORPORATION 82 2.98% $3,840
ENVOY MORTGAGE, LTD 81 3.45% $3,079
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 77 3.59% $2,784
Community West Credit Union 76 3.00% $2,287
TOP FLITE FINANCIAL, INC. 74 3.41% $5,371
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 72 3.32% $3,507
BETTER MORTGAGE CORPORATION 72 3.11% $2,922
MUTUAL OF OMAHA MORTGAGE, INC. 71 3.07% $3,403
Isabella Bank 69 3.13% $2,911
Level One Bank 63 3.15% $2,936
TOWNE MORTGAGE COMPANY 60 3.35% $2,957
MICHIGAN ONE COMMUNITY Credit Union 59 3.50% $2,881
PREFERRED CREDIT UNION 57 2.96% $2,516
GreenStone Farm Credit Services, FLCA 53 3.36% $4,715
J. VIRGIL, INC. 52 3.32% $3,200
STOCKTON MORTGAGE CORPORATION 49 3.13% $3,107
Horizon Bank 49 3.44% $2,820
DFCU FINANCIAL 44 3.68% $3,719
KENT COUNTY CREDIT UNION 43 3.24% $2,222
NEWREZ LLC 40 3.46% $3,711
CROSSCOUNTRY MORTGAGE, LLC 39 3.03% $3,136
ARBOR FINANCIAL CREDIT UNION 38 3.44% $2,846
BROKER SOLUTIONS, INC. 37 3.27% $3,806
U.S. Bank National Association 36 3.35% $2,979
MEMBERS FIRST Credit Union 36 3.22% $2,013
T2 FINANCIAL LLC 34 3.11% $3,425
Citizens Bank, National Association 33 3.46% $2,699
MEMBER FIRST MORTGAGE, LLC 28 3.33% $3,079
Comerica Bank 27 3.25% $2,475
CREDIT UNION ONE 27 3.17% $3,604
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 26 3.28% $3,402
SUN WEST MORTGAGE COMPANY, INC. 26 3.26% $1,618
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 25 3.17% $3,533
ROYAL UNITED MORTGAGE LLC 25 3.32% $6,487
OAK MORTGAGE, LLC 24 2.68% $3,055
AMERICAN FINANCING CORPORATION 22 3.31% $4,214
NAVY FEDERAL CREDIT UNION 21 3.45% $3,720
West Michigan Credit Union 19 2.89% $2,623
PENNYMAC LOAN SERVICES, LLC 19 3.56% $4,247
EVERETT FINANCIAL, INC. 19 3.32% $1,192
RIVER VALLEY CREDIT UNION 18 3.63% $2,543
Austin Capital Bank SSB 18 3.96% $3,994
HOMESTEAD FUNDING CORP. 18 3.17% $3,633
Meijer Credit Union 17 3.32% $2,286
SOFI LENDING CORP. 16 3.22% $3,062
DOW CHEMICAL EMPLOYEES' 15 3.64% $2,890
First Guaranty Mortgage Corporation 15 3.00% $2,467
Ally Bank 15 3.14% $3,947
BLG HOLDINGS, INC. 15 3.07% $3,487
PROVIDENT FUNDING ASSOCIATES, L.P. 14 3.33% $3,064
AMERICAN FINANCIAL NETWORK, INC. 14 3.17% $3,465
ANGEL OAK MORTGAGE SOLUTIONS LLC 14 5.94% $3,343
NBKC BANK 14 3.18% $2,764
EMM LOANS LLC 13 3.38% $6,139
HOMEBRIDGE FINANCIAL SERVICES, INC. 13 3.38% $3,395
PLUS RELOCATION MORTGAGE, LLC 13 3.05% $3,441
Pacor Mortgage Corp 13 2.93% $2,419
BNC National Bank 13 3.03% $2,441
Wyndham Capital Mortgage, Inc. 12 3.32% $1,922
GUARANTEED RATE AFFINITY, LLC 12 2.98% $2,035
STAUNTON FINANCIAL, INC. 12 3.17% $2,744
Kellogg Community Credit Union 12 3.09% $2,525
AMERICAN FINANCIAL RESOURCES, INC. 12 3.76% $4,265
HOMESIDE FINANCIAL, LLC 11 4.12% $5,956
InterContinental Capital Group, Inc 11 3.27% $5,041
Carrington Mortgage Services, LLC 11 3.82% $4,180
TEAM ONE CREDIT UNION 11 3.45% $458
CHERRY CREEK MORTGAGE, LLC 11 3.24% $965
GVC MORTGAGE, INC. 11 3.35% $3,041
First National Bank of America 11 7.71% $7,908
First Savings Bank 11 3.40% $2,646
USAA Federal Savings Bank 11 3.73% $2,611
ACADEMY MORTGAGE CORPORATION 11 3.54% $3,177
Morgan Stanley Private Bank, National Association 11 2.98% $3,697
THE ANDERSON FINANCIAL GROUP, INC. 10 2.98% $2,763
Platinum Home Mortgage Corporation 10 3.24% $3,108
PRIMARY RESIDENTIAL MORTGAGE, INC. 10 3.21% $3,066
Frankenmuth Credit Union 10 2.90% $1,984
CIBC Bank USA 10 2.91% $3,654
ROUNDPOINT MORTGAGE SERVICING CORPORATION 10 3.38% $1,795
PLAZA HOME MORTGAGE, INC. 10 3.62% $4,569
PLANET HOME LENDING, LLC 9 3.57% $2,861
UNIVERSITY LENDING GROUP, LLC 9 3.13% $2,723
FirstBank 9 3.35% $1,855
Honor Credit Union 9 2.89% $2,058
North American Savings Bank, F.S.B. 9 3.08% $1,772
BLUELEAF LENDING, LLC 9 2.96% $2,850
AMERICAN INTERNET MORTGAGE, INC. 9 3.33% $3,357
FREEDOM MORTGAGE CORPORATION 8 3.53% $2,162
FIRST HERITAGE FINANCIAL, LLC 8 3.13% $4,094
ROSS MORTGAGE CORPORATION 8 3.38% $2,856
PREMIA MORTGAGE, LLC 8 2.83% $3,068
Stifel Bank and Trust 7 2.95% $2,316
DRAPER AND KRAMER MORTGAGE CORP. 7 3.09% $2,712
Nations Lending Corporation 7 2.86% $7,377
COMMUNITY MORTGAGE FUNDING, LLC 7 3.07% $3,036
FIRST GENERAL 7 3.32% $2,232
MID AMERICA MORTGAGE, INC. 6 2.94% $3,646
The Federal Savings Bank 6 3.33% $2,411
LAFCU 6 3.23% $2,517
TIAA, FSB 6 3.37% $2,887
Main Street Bank 6 3.54% $3,080
BOKF, National Association 6 3.69% $3,366
ZILLOW HOME LOANS, LLC 5 3.45% $2,205
Bank of England 5 3.18% $4,207
Barrington Bank & Trust Company, N.A. 5 3.45% $3,846
CASE 5 3.93% $2,294
CIBM Bank 5 3.20% $2,664
Citibank, National Association 5 3.13% $3,722
COMPASS MORTGAGE, INC. 5 3.20% $3,048
GENISYS 5 3.15% $3,322
Goldman Sachs Bank USA 5 2.93% $2,901
GUARANTY HOME MORTGAGE CORPORATION 5 3.10% $2,894
KeyBank National Association 5 2.93% $2,836
LEADERONE FINANCIAL CORPORATION 5 3.23% $3,793
Luxury Mortgage Corp. 5 3.35% $2,900
Paramount Residential Mortgage Group, Inc. 5 3.18% $3,926
PENTAGON FEDERAL CREDIT UNION 5 2.78% $1,681
Plains Commerce Bank 5 2.95% $3,007
Raymond James Bank, National Association 5 2.98% $3,545
Chicago Financial Services, Inc. 4 2.91% $2,196
Prosperity Home Mortgage, LLC 4 3.44% $3,304
Charles Schwab Bank, SSB 4 2.99% $3,268
SUMMIT HOME MORTGAGE, LLC 4 3.44% $3,616
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 3.06% $2,724
Cf Bank, National Association 4 3.47% $1,316
SUMMIT FUNDING, INC. 4 3.59% $3,273
COMMUNITY FINANCIAL CREDIT UNION 4 2.88% $2,488
NATIONS DIRECT MORTGAGE, LLC 4 4.44% $6,676
First Home Bank 4 3.28% $6,485
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 4 3.31% $3,570
S1L, Inc. 4 3.09% $2,900
Waterstone Mortgage Corporation 4 3.28% $6,039
ADVISORS CAPITAL, INC. 4 2.84% $2,391
Renasant Bank 4 2.97% $2,283
PHH Mortgage Corporation 4 3.69% $5,507
First Federal Bank 4 4.19% $5,540
Associated Bank, National Association 4 3.63% $3,703
The State Bank 4 3.19% $2,079
mBank 4 4.73% $2,248
MICHIGAN SCHOOLS AND GOVERNMENT 4 3.47% $2,118
Sunflower Bank, National Association 4 3.22% $3,377
NATIONS RELIABLE LENDING, LLC 3 3.00% $4,004
1st Source Bank 3 3.29% $2,362
HOMESITE MORTGAGE, LLC 3 3.29% $2,494
Colonial Savings, F.A. 3 3.13% $3,838
NFM, INC. 3 3.13% $2,402
St James Mortgage Corporation 3 2.79% $1,781
Strong Home Mortgage, LLC 3 3.33% $952
FIRST CENTENNIAL MORTGAGE CORPORATION 3 2.83% $2,909
IMPAC MORTGAGE CORP. 3 4.17% $2,661
Manufacturers and Traders Trust Company 3 3.75% $3,787
BMO Harris Bank National Association 3 3.46% $3,604
LENOX FINANCIAL MORTGAGE CORPORATION 3 3.38% $2,069
PANORAMA MORTGAGE GROUP, LLC 3 3.42% $2,445
The Northern Trust Company 3 3.13% $3,003
Arvest Bank 3 3.46% $2,527
Hometown Lenders, Inc. 3 3.33% $5,403
AmeriHome Mortgage Company, LLC 3 3.33% $2,378
UNIVERSITY OF MICHIGAN CREDIT UNION 3 3.38% $2,794
AMERICAN PACIFIC MORTGAGE CORPORATION 3 3.00% $3,231
MEMBER ADVANTAGE MORTGAGE, LLC 3 3.21% $2,919
Wanigas Credit Union 3 3.04% $2,442
LAKEVIEW LOAN SERVICING, LLC 3 4.00% $4,266
LAND HOME FINANCIAL SERVICES, INC. 3 3.67% $5,058
MORTGAGE ACCESS CORP. 3 2.66% $5,260
First State Bank 3 3.42% $2,689
Dort Financial Credit Union 3 3.00% $2,729
Mortgage Research Center, LLC 3 3.13% $2,885
County National Bank 3 3.42% $2,959
First Merchants Bank 3 3.50% $2,505
UIF CORPORATION 2 3.63% $4,169
LENDERFI, INC. 2 2.75% $1,524
FIRST OHIO HOME FINANCE, INC. 2 2.81% $2,770
Ameris Bank 2 4.00% $5,626
EMBRACE HOME LOANS, INC. 2 3.56% $1,788
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.06% $3,367
First Federal Bank of the Midwest 2 3.00% $4,885
INLAND BANK & TRUST 2 3.63% $2,963
Discover Bank 2 4.37% $0
Sierra Pacific Mortgage Company, Inc. 2 3.19% $1,966
First State Bank of St. Charles, Missouri 2 3.00% $5,627
HANCOCK MORTGAGE PARTNERS, LLC 2 3.75% $4,524
Notre Dame Federal Credit Union Corporation 2 3.00% $3,716
RBC Bank, (Georgia) National Association 2 2.94% $2,035
Watermark Capital, Inc. 2 3.44% $2,720
Northwest Bank 2 2.69% $3,259
Busey Bank 2 2.88% $4,844
KS StateBank 2 2.69% $1,435
KALSEE CREDIT UNION 2 2.69% $3,032
Meridian Bank Corporation 2 3.19% $2,775
MOVEMENT MORTGAGE, LLC 2 3.72% $2,834
HEALTH ADVANTAGE FEDERAL CREDIT UNION 2 2.94% $2,537
First Federal Savings and Loan Association of Lakewood 2 3.37% $3,075
SPRING EQ, LLC 2 3.31% $2,108
Midwest Community Bank 2 3.50% $2,790
The Union Bank Company 2 2.94% $4,604
PARKSIDE LENDING, LLC 2 3.00% $3,672
Baxter Credit Union 2 2.88% $2,203
MIDWEST LOAN SOLUTIONS, INC. 2 3.75% $3,140
SOVEREIGN LENDING GROUP INCORPORATED 2 3.19% $3,484
GENEVA FINANCIAL, LLC 2 3.25% $6,254
Truist Bank 2 3.31% $3,301
UBS Bank USA 2 2.63% $7,851
SECURITYNATIONAL MORTGAGE COMPANY 1 3.38% $3,252
LHM FINANCIAL CORPORATION 1 3.38% $3,515
LIBERTY HOME MORTGAGE CORPORATION 1 3.45% $5,920
Independent Bank 1 3.50% $2,817
Amalgamated Bank 1 4.50% $2,511
IncredibleBank 1 2.75% $2,366
Magnolia Bank 1 3.38% $2,831
Marquette Bank 1 2.88% $2,279
HOMESPIRE MORTGAGE CORPORATION 1 4.38% $3,412
Guardian Savings Bank, A Federal Savings Bank 1 3.75% $3,352
Great Southern Bank 1 2.75% $2,627
Goldwater Bank, N.A. 1 2.88% $2,930
Midland States Bank 1 3.88% $2,175
First Western Trust Bank 1 2.63% $2,416
MORIA DEVELOPMENT, INC. 1 3.75% $3,766
First Midwest Bank 1 2.63% $2,639
First Internet Bank of Indiana 1 2.75% $2,910
First Horizon Bank 1 2.88% $3,511
Network Funding, L.P. 1 2.75% $2,113
FIRST COMMUNITY MORTGAGE, INC. 1 3.50% $2,863
NP, Inc. 1 2.88% $3,639
OAKTREE FUNDING CORP. 1 2.88% $1,718
First American Bank 1 3.00% $2,739
OMNI Community Credit Union 1 3.13% $2,530
Extra 1 3.00% $5,802
Paramount Bank 1 2.88% $0
ALLIED MORTGAGE GROUP, INC. 1 3.75% $1,330
EVANSVILLE TEACHERS 1 3.38% $2,761
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 2.88% $2,787
EQUITY RESOURCES, INC. 1 3.25% $2,766
Pinnacle Bank 1 3.63% $4,313
Equity Prime Mortgage LLC 1 3.75% $1,552
Enterprise Bank & Trust 1 2.75% $3,484
EagleBank 1 2.88% $2,779
DIGITAL Federal Credit Union 1 3.63% $5,246
Preston Home Loans Inc 1 2.63% $2,573
CRESCENT MORTGAGE COMPANY 1 3.25% $6,657
Prime Choice Funding Inc. 1 3.50% $8,019
CoVantage Credit Union 1 3.25% $2,063
Core Bank 1 2.50% $2,730
QUORUM FEDERAL CREDIT UNION 1 3.25% $1,668
RELIANCE FIRST CAPITAL, LLC 1 4.50% $5,536
Republic Bank & Trust Company 1 3.00% $2,087
Community Trust Bank, Inc. 1 3.25% $2,577
Civista Bank 1 3.00% $2,338
CITYWIDE HOME LOANS, LLC 1 3.38% $2,945
LENDUS, LLC 1 3.25% $3,464
SIRVA MORTGAGE, INC. 1 3.75% $17
Citizens National Bank of Greater St. Louis 1 3.88% $2,680
South State Bank, National Association 1 3.63% $2,664
STANFORD Federal Credit Union 1 3.13% $3,674
CITIZENS EQUITY FIRST 1 3.50% $1,304
STEARNS LENDING, LLC 1 3.13% $1,474
Stock Yards Bank & Trust Company 1 2.75% $1,899
Centier Bank 1 3.00% $2,320
Superior Credit Union, Inc. 1 3.00% $4,133
CANOPY MORTGAGE, LLC 1 3.25% $1,699
Bremer Bank, National Association 1 3.13% $2,908
Blue Ridge Bank, National Association 1 3.38% $2,726
BEST CAPITAL FUNDING 1 3.63% $8,775
BEACON CREDIT UNION 1 3.38% $1,959
The State Bank and Trust Company 1 3.13% $5,651
THRIVENT Federal Credit Union 1 4.13% $3,805
Atlantic Union Bank 1 2.63% $2,712
Triumph Bank 1 3.50% $2,788
ANDREWS FEDERAL CREDIT UNION 1 3.63% $3,626
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 3.50% $2,518
US MORTGAGE CORPORATION 1 2.75% $4,211
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.88% $2,705
AMERICAN HOME LENDING USA, LLC 1 2.99% $3,074

GRAND RAPIDS-KENTWOOD, MI's 321 lenders originated 59,332 loans during 2020. The total origination value was $12,352,410,000, with an average loan value of $208,191.

The top GRAND RAPIDS - KENTWOOD lender as defined by loan originations is LAKE MICHIGAN CREDIT UNION, with 5,193 loans originated. Their average total fees are $2,760, which is $143 lower than the next largest lender, Neighborhood Loans, Inc..

The lowest fee GRAND RAPIDS - KENTWOOD lenders (with over 10 loans originated) are TEAM ONE CREDIT UNION ($458), CHERRY CREEK MORTGAGE, LLC ($965), EVERETT FINANCIAL, INC. ($1,192), PNC Bank, National Association ($1,330) and SUN WEST MORTGAGE COMPANY, INC. ($1,618).

The lowest rate GRAND RAPIDS - KENTWOOD lenders (with over 10 loans originated) are OAK MORTGAGE, LLC (2.68%), West Michigan Credit Union (2.89%), Frankenmuth Credit Union (2.90%), CIBC Bank USA (2.91%) and Pacor Mortgage Corp (2.93%).

GRAND RAPIDS-KENTWOOD, MI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Lake Michigan Credit Union $1,355,580,000 $2,275,060,000 67.8% 18.4%
Quicken Loans $314,455,000 $600,475,000 91.0% 4.9%
Fifth Third Bank $454,545,000 $520,840,000 14.6% 4.2%
Huntington National Bank $384,280,000 $483,370,000 25.8% 3.9%
Neighborhood Loans $228,590,000 $459,840,000 101.2% 3.7%
Independent Bank $215,000 $392,440,000 182,430.2% 3.2%
Mercantile Bank of Michigan $162,030,000 $386,785,000 138.7% 3.1%
Northpointe Bank $166,220,000 $360,565,000 116.9% 2.9%
WALKER & DUNLOP, LLC $58,285,000 $344,050,000 490.3% 2.8%
TCF National Bank $125,025,000 $325,730,000 160.5% 2.6%
Old National Bank $188,490,000 $311,320,000 65.2% 2.5%
United Shore Financial Services LLC $151,990,000 $266,445,000 75.3% 2.2%
Mortgage 1 Incorporated $131,385,000 $226,690,000 72.5% 1.8%
Finance of America Mortgage LLC $117,025,000 $203,760,000 74.1% 1.6%
Consumers Credit Union $87,825,000 $198,465,000 126.0% 1.6%
Northern Mortgage Services, LLC $102,620,000 $183,165,000 78.5% 1.5%
JPMorgan Chase Bank, NA $162,485,000 $181,985,000 12.0% 1.5%
MACATAWA BANK $107,605,000 $168,725,000 56.8% 1.4%
United Bank Of Michigan $39,805,000 $165,815,000 316.6% 1.3%
PNC BANK NA $221,710,000 $163,455,000 -26.3% 1.3%
Ark-La-Tex Financial Services LLC $83,580,000 $157,550,000 88.5% 1.3%
Berkadia Commercial Mortgage $48,260,000 $132,090,000 173.7% 1.1%
Grand River Bank $73,265,000 $127,800,000 74.4% 1.0%
Union Home Mortgage Company $79,780,000 $119,380,000 49.6% 1.0%
ChoiceOne Bank $46,660,000 $112,875,000 141.9% 0.9%
Inlanta Mortgage $54,240,000 $112,465,000 107.3% 0.9%
Flagstar Bank $84,365,000 $110,185,000 30.6% 0.9%
Churchill Mortgage Corporation $66,200,000 $109,080,000 64.8% 0.9%
Freedom Mortgage Corporation $33,715,000 $107,205,000 218.0% 0.9%
WELLS FARGO BANK NA $57,095,000 $105,295,000 84.4% 0.9%
VanDyk Mortgage Corporation $54,250,000 $93,170,000 71.7% 0.8%
West Michigan Community Bank $50,650,000 $88,370,000 74.5% 0.7%
Caliber Home Loans Inc $46,560,000 $78,835,000 69.3% 0.6%
Nationstar Mortgage $41,020,000 $75,100,000 83.1% 0.6%
PRIMELENDING $31,510,000 $69,765,000 121.4% 0.6%
Ruoff Home Mortgage $6,125,000 $67,430,000 1,000.9% 0.5%
Success Mortgage Partners Inc. $41,790,000 $65,030,000 55.6% 0.5%
Adventure Credit Union $38,400,000 $64,105,000 66.9% 0.5%
loanDepot LLC $32,690,000 $62,820,000 92.2% 0.5%
CBNA $15,175,000 $56,630,000 273.2% 0.5%
AmeriFirst Home Mortgage $25,995,000 $52,240,000 101.0% 0.4%
Michigan State University Federal Credit Union $23,135,000 $47,575,000 105.6% 0.4%
Bank of America NA $65,775,000 $47,470,000 -27.8% 0.4%
The Dart Bank $35,620,000 $46,250,000 29.8% 0.4%
Guaranteed Rate Inc. $35,895,000 $43,225,000 20.4% 0.3%
PFCU $25,590,000 $43,035,000 68.2% 0.3%
GreenStone Farm Credit Services $16,500,000 $40,460,000 145.2% 0.3%
BM REAL ESTATE SERVICES, INC. $9,235,000 $40,400,000 337.5% 0.3%
MMS Mortgage Services, Ltd $23,450,000 $39,285,000 67.5% 0.3%
Home Point Financial Corporation $3,610,000 $37,490,000 938.5% 0.3%
Mortgage Center LLC $11,720,000 $35,430,000 202.3% 0.3%
Capital One, NA $19,610,000 $34,960,000 78.3% 0.3%
Arbor Financial Credit Union $20,215,000 $34,845,000 72.4% 0.3%
Mortgage Research Center LLC $23,195,000 $34,535,000 48.9% 0.3%
AAC Credit Union $14,755,000 $34,245,000 132.1% 0.3%
Amerisave Mortgage Corporation $9,825,000 $33,985,000 245.9% 0.3%
United Federal Credit Union $17,620,000 $33,220,000 88.5% 0.3%
Bellwether Enterprise Real Estate Capital LLC $21,745,000 $32,680,000 50.3% 0.3%
Michigan Mutual, Inc. DBA MiMutual Mortgage $16,885,000 $32,275,000 91.1% 0.3%
Better Mortgage Corporation $9,030,000 $30,035,000 232.6% 0.2%
top flite financial, inc. $11,050,000 $29,400,000 166.1% 0.2%
Level One Bank $16,780,000 $27,645,000 64.7% 0.2%
Isabella Bank $12,410,000 $27,430,000 121.0% 0.2%
Keller Mortgage LLC $16,415,000 $26,865,000 63.7% 0.2%
POLARIS HOME FUNDING CORP $16,005,000 $26,755,000 67.2% 0.2%
Community West Credit Union $12,835,000 $26,690,000 107.9% 0.2%
Envoy Mortgage Ltd. $18,455,000 $26,630,000 44.3% 0.2%
Michigan First Credit Union $12,700,000 $26,255,000 106.7% 0.2%
Gold Star Mortgage Financial Group, Corporation $17,250,000 $24,650,000 42.9% 0.2%
HORIZON BANK $18,945,000 $24,075,000 27.1% 0.2%
Towne Mortgage Company $26,765,000 $23,820,000 -11.0% 0.2%
NEWREZ LLC $5,785,000 $23,605,000 308.0% 0.2%
Synergy One Lending $3,105,000 $23,210,000 647.5% 0.2%
Preferred Credit Union $8,450,000 $22,795,000 169.8% 0.2%
COMERICA BANK $21,055,000 $22,195,000 5.4% 0.2%
Michigan One Community Credit Union $5,615,000 $21,035,000 274.6% 0.2%
USAA FEDERAL SAVINGS BANK $23,990,000 $19,955,000 -16.8% 0.2%
Lakeview Loan Servicing, LLC $8,675,000 $18,710,000 115.7% 0.2%
US BANK, N.A. $12,555,000 $18,110,000 44.2% 0.1%
NAVY FEDERAL CREDIT UNION $13,680,000 $17,900,000 30.8% 0.1%
DFCU Financial $14,820,000 $17,790,000 20.0% 0.1%
PENNYMAC LOAN SERVICES LLC $6,955,000 $17,475,000 151.3% 0.1%
New American Funding (dba for Broker Solutions Inc) $7,795,000 $16,995,000 118.0% 0.1%
Arbor Realty Trust Inc $3,610,000 $16,885,000 367.7% 0.1%
Credit Union One $12,850,000 $16,720,000 30.1% 0.1%
Stockton Mortgage Corporation $6,240,000 $16,375,000 162.4% 0.1%
Member First Mortgage LLC $6,600,000 $15,735,000 138.4% 0.1%
Cason Home Loans $10,445,000 $15,495,000 48.3% 0.1%
CARRINGTON MORTGAGE SERVICES $14,420,000 $15,010,000 4.1% 0.1%
First Guaranty Mortgage Corporation $3,170,000 $13,990,000 341.3% 0.1%
Triad Financial Services Inc $16,850,000 $13,835,000 -17.9% 0.1%
HomeBridge Financial Services, Inc. $10,615,000 $13,550,000 27.6% 0.1%
The Hastings City Bank $5,220,000 $13,455,000 157.8% 0.1%
Cardinal Financial Company LP $5,160,000 $12,660,000 145.3% 0.1%
Members First Credit Union $7,060,000 $12,375,000 75.3% 0.1%
The Federal Savings Bank $6,940,000 $11,305,000 62.9% 0.1%
Morgan Stanley Private Bank NA $11,195,000 $10,870,000 -2.9% 0.1%
Sun West Mortgage Company Inc. $1,145,000 $10,690,000 833.6% 0.1%
T2 Financial LLC $10,525,000 n/a 0.1%
NewDay Financial LLC dba NewDay USA $5,455,000 $10,495,000 92.4% 0.1%
American Financial Resources Inc. $8,915,000 $10,090,000 13.2% 0.1%
FAIRWAY INDEPENDENT MORT CORP $5,620,000 $9,200,000 63.7% 0.1%
Sidney State Bank $7,900,000 $9,110,000 15.3% 0.1%
West Michigan Credit Union $6,145,000 $9,075,000 47.7% 0.1%
AmeriHomeMortgageCompany,LL $4,520,000 $9,065,000 100.6% 0.1%
RED MORTGAGE CAPITAL, LLC $8,915,000 n/a 0.1%
Commercial Bank $4,445,000 $8,480,000 90.8% 0.1%
Homestead Funding Corp. $3,975,000 $8,345,000 109.9% 0.1%
Clearpath Lending $4,415,000 $8,125,000 84.0% 0.1%
River Valley Credit Union $3,230,000 $7,895,000 144.4% 0.1%
Village Capital & Investment $2,345,000 $7,865,000 235.4% 0.1%
BNC NATIONAL BANK $2,570,000 $7,680,000 198.8% 0.1%
Sturgis Bank & Trust Company $155,000 $7,590,000 4,796.8% 0.1%
Barrington Bank & Trust $2,785,000 $7,320,000 162.8% 0.1%
BLG Holdings, Inc. DBA Simple $2,755,000 $7,170,000 160.3% 0.1%
American Financial Network Inc. $2,145,000 $7,145,000 233.1% 0.1%
21ST MORTGAGE $6,780,000 $7,015,000 3.5% 0.1%
Dow Chemical Employees Credit Union $3,120,000 $6,890,000 120.8% 0.1%
Goldman Sachs Bank USA $1,065,000 $6,865,000 544.6% 0.1%
Royal United Mortgage LLC $4,815,000 $6,865,000 42.6% 0.1%
Meijer Credit Union $840,000 $6,785,000 707.7% 0.1%
North American Savings Bank $2,285,000 $6,705,000 193.4% 0.1%
Frankenmuth Credit Union $450,000 $6,215,000 1,281.1% 0.1%
Intercontinental Capital Group, Inc. $850,000 $6,170,000 625.9% 0.0%
Raymond James Bank National Association $860,000 $6,120,000 611.6% 0.0%
NBKC Bank $3,020,000 $5,875,000 94.5% 0.0%
GVC Mortgage Inc. $185,000 $5,715,000 2,989.2% 0.0%
CIBC Bank USA $315,000 $5,705,000 1,711.1% 0.0%
Supreme Lending/ Everett Financial Inc. $1,725,000 $5,700,000 230.4% 0.0%
American Financing Corporation $2,750,000 $5,645,000 105.3% 0.0%
AUSTIN CAPITAL BANK SSB $12,045,000 $5,535,000 -54.0% 0.0%
Provident Funding Associates $5,205,000 $5,405,000 3.8% 0.0%
Plaza Home Mortgage Inc. $1,770,000 $5,275,000 198.0% 0.0%
SoFi Lending Corp $770,000 $5,015,000 551.3% 0.0%
FirstBank $2,895,000 $5,000,000 72.7% 0.0%
Mid America Mortgage Inc. $465,000 $4,750,000 921.5% 0.0%
Honor Credit Union $2,380,000 $4,525,000 90.1% 0.0%
Kellogg Community Credit Union $1,760,000 $4,480,000 154.5% 0.0%
Guaranteed Rate Affinity LLC $1,550,000 $4,420,000 185.2% 0.0%
PLUS RELOCATION MORTGAGE, LLC $5,230,000 $4,395,000 -16.0% 0.0%
LendingHome Funding Corporation $4,380,000 $4,325,000 -1.3% 0.0%
First Savings Bank $2,755,000 $4,310,000 56.4% 0.0%
The Anderson Financial Group Inc $1,095,000 $4,305,000 293.2% 0.0%
CMG Mortgage Inc. $2,700,000 $4,295,000 59.1% 0.0%
Stifel Bank and Trust $3,300,000 $4,280,000 29.7% 0.0%
Planet Home Lending LLC $3,130,000 $4,255,000 35.9% 0.0%
BLUELEAF LENDING, LLC $635,000 $4,230,000 566.1% 0.0%
E Mortgage Management LLC $2,425,000 $4,165,000 71.8% 0.0%
Platinum Home Mortgage Corporation $2,490,000 $4,095,000 64.5% 0.0%
AimLoan.com $3,410,000 $4,090,000 19.9% 0.0%
Nations Direct Mortgage LLC $1,950,000 $4,065,000 108.5% 0.0%
Wyndham Capital Mortgage $2,810,000 $4,040,000 43.8% 0.0%
Premia Mortgage, LLC $2,975,000 $4,020,000 35.1% 0.0%
AAG $875,000 $4,010,000 358.3% 0.0%
Homeside Financial LLC $1,825,000 $3,965,000 117.3% 0.0%
Edgewater Bank $985,000 $3,940,000 300.0% 0.0%
Draper and Kramer Mortgage Corp. $1,835,000 $3,810,000 107.6% 0.0%
John Adams Mortgage Co. $1,110,000 $3,770,000 239.6% 0.0%
Community First Federal Credit $11,165,000 $3,660,000 -67.2% 0.0%
ROSS MORTGAGE CORPORATION $2,800,000 $3,620,000 29.3% 0.0%
Cherry Creek Mortgage Co. Inc. $1,395,000 $3,615,000 159.1% 0.0%
Academy Mortgage Corporation $2,040,000 $3,535,000 73.3% 0.0%
FIRST NATIONAL BANK OF AMERICA $3,620,000 $3,465,000 -4.3% 0.0%
Angel Oak Mortgage Solutions $360,000 $3,440,000 855.6% 0.0%
The Northern Trust Company $3,225,000 $3,400,000 5.4% 0.0%
Paramount Residential Mortgage Group Inc. $1,060,000 $3,365,000 217.5% 0.0%
Primary Residential Mortgage Inc. $880,000 $3,325,000 277.8% 0.0%
UBS Bank USA $5,645,000 $3,310,000 -41.4% 0.0%
Nations Lending Corporation $1,325,000 $3,235,000 144.2% 0.0%
TIAA, FSB $2,245,000 $3,215,000 43.2% 0.0%
Team One Credit Union $1,185,000 $3,195,000 169.6% 0.0%
Centier Bank $2,080,000 $3,155,000 51.7% 0.0%
Finance of America Commercial LLC $13,480,000 $3,110,000 -76.9% 0.0%
Greystone Servicing Corporation, Inc. $3,075,000 n/a 0.0%
Pacor Mortgage Corp $1,255,000 $2,955,000 135.5% 0.0%
Citibank, N.A. $6,230,000 $2,935,000 -52.9% 0.0%
Sovereign Lending Group, Inc $3,075,000 $2,860,000 -7.0% 0.0%
11406 $1,110,000 $2,845,000 156.3% 0.0%
Mortgage Lenders of America LLC $710,000 $2,830,000 298.6% 0.0%
Oxford Bank & Trust $3,620,000 $2,820,000 -22.1% 0.0%
Associated Bank NA $965,000 $2,720,000 181.9% 0.0%
Eaton Federal Savings Bank $1,660,000 $2,690,000 62.0% 0.0%
Sunflower Bank, N.A. $2,310,000 $2,635,000 14.1% 0.0%
Mortgage Services III LLC $1,035,000 $2,595,000 150.7% 0.0%
Low VA Rates $2,975,000 $2,585,000 -13.1% 0.0%
University Lending Group LLC $760,000 $2,525,000 232.2% 0.0%
LeaderOne Financial Corp. $1,335,000 $2,480,000 85.8% 0.0%
Oceanside Mortgage Company $1,365,000 $2,450,000 79.5% 0.0%
KeyBank National Association $2,575,000 $2,425,000 -5.8% 0.0%
CIBM Bank $1,380,000 $2,395,000 73.6% 0.0%
Pentagon Federal Credit Union $710,000 $2,380,000 235.2% 0.0%
First Heritage Financial LLC $2,345,000 n/a 0.0%
Busey Bank $155,000 $2,320,000 1,396.8% 0.0%
Discover Bank $2,405,000 $2,255,000 -6.2% 0.0%
Main Street Bank $1,465,000 $2,250,000 53.6% 0.0%
PHH MORTGAGE CORPORATION $1,065,000 $2,250,000 111.3% 0.0%
LendingOne LLC $340,000 $2,235,000 557.4% 0.0%
Compass Mortgage Inc $800,000 $2,195,000 174.4% 0.0%
Michigan Schools and Government CU $805,000 $2,160,000 168.3% 0.0%
Plains Commerce Bank $560,000 $2,140,000 282.1% 0.0%
Shelby State Bank $2,095,000 n/a 0.0%
LAFCU $1,205,000 $2,055,000 70.5% 0.0%
Providence Bank & Trust $3,230,000 $2,020,000 -37.5% 0.0%
SUMMIT HOME MORTGAGE, LLC $1,200,000 $2,015,000 67.9% 0.0%
MARSHALL COMMUNITY CREDIT UNION $2,005,000 n/a 0.0%
Summit Funding Inc. $1,230,000 $1,915,000 55.7% 0.0%
Gerber Federal Credit Union $190,000 $1,880,000 889.5% 0.0%
CASE CREDIT UNION $1,870,000 n/a 0.0%
Wildfire Credit Union $365,000 $1,855,000 408.2% 0.0%
Longbridge Financial, LLC $550,000 $1,850,000 236.4% 0.0%
Bank of England $830,000 $1,820,000 119.3% 0.0%
Charles Schwab Bank $2,335,000 $1,820,000 -22.1% 0.0%
Dort Federal Credit Union $65,000 $1,800,000 2,669.2% 0.0%
Lakeview Community Capital, LLC $1,730,000 n/a 0.0%
Lake Trust Credit Union $3,155,000 $1,725,000 -45.3% 0.0%
Community Mortgage Funding LLC $610,000 $1,700,000 178.7% 0.0%
Farmers State Bank of Munith $560,000 $1,675,000 199.1% 0.0%
ARVEST BANK $1,345,000 $1,660,000 23.4% 0.0%
Wanigas Credit Union $65,000 $1,645,000 2,430.8% 0.0%
RENASANT BANK $475,000 $1,585,000 233.7% 0.0%
University of Michigan Credit Union $1,365,000 $1,580,000 15.8% 0.0%
KS StateBank $880,000 $1,565,000 77.8% 0.0%
Colonial Savings $205,000 $1,560,000 661.0% 0.0%
Waterstone Mortgage Corp $16,985,000 $1,445,000 -91.5% 0.0%
First General Credit Union $45,000 $1,395,000 3,000.0% 0.0%
Genisys Credit Union $1,080,000 $1,395,000 29.2% 0.0%
1st State Bank $570,000 $1,390,000 143.9% 0.0%
Hometown Lenders LLC $85,000 $1,370,000 1,511.8% 0.0%
Hometown Equity Mortgage LLC $1,365,000 n/a 0.0%
Reliance First Capital LLC $525,000 $1,325,000 152.4% 0.0%
Cf Bank National Association $830,000 $1,320,000 59.0% 0.0%
Guaranty Trust Company $1,350,000 $1,275,000 -5.6% 0.0%
First Home Bank $545,000 $1,240,000 127.5% 0.0%
Chicago Financial Services, In $125,000 $1,220,000 876.0% 0.0%
Branch Banking And Trust Co $1,205,000 n/a 0.0%
M&T Bank $415,000 $1,200,000 189.2% 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $735,000 $1,180,000 60.5% 0.0%
Meridian Bank $295,000 $1,180,000 300.0% 0.0%
Embrace Home Loans, Inc. $2,285,000 $1,165,000 -49.0% 0.0%
BOKF NA $695,000 $1,160,000 66.9% 0.0%
Community Financial Credit Union $495,000 $1,160,000 134.3% 0.0%
Lenox Financial Mortgage Corp. $325,000 $1,160,000 256.9% 0.0%
Prosperity Home Mortgage LLC $890,000 $1,155,000 29.8% 0.0%
Thumb Bank & Trust $1,155,000 n/a 0.0%
DIAMOND RESIDENTIAL MTG CORP $75,000 $1,125,000 1,400.0% 0.0%
Luxury Mortgage Corp. $65,000 $1,125,000 1,630.8% 0.0%
Advisors Capital Inc $490,000 $1,120,000 128.6% 0.0%
Crescent Mortgage Company $285,000 $1,105,000 287.7% 0.0%
Alliant Credit Union $1,095,000 n/a 0.0%
UIF Corporation $1,095,000 n/a 0.0%
Oakland County Credit Union $965,000 $1,090,000 13.0% 0.0%
First Centennial Mortgage Corp. $240,000 $1,085,000 352.1% 0.0%
Homesite Mortgage LLC $340,000 $1,080,000 217.6% 0.0%
First State Bank Of St. Charles Missouri $185,000 $1,065,000 475.7% 0.0%
Watermark Home Loans $320,000 $1,065,000 232.8% 0.0%
Weichert Financial Services $405,000 $1,065,000 163.0% 0.0%
First Community Mortgage Inc. $595,000 $1,060,000 78.2% 0.0%
ST. JAMES MORTGAGE CORPORATION $1,025,000 n/a 0.0%
Magnolia Bank Incorporated $1,570,000 $1,010,000 -35.7% 0.0%
Great Lakes Credit Union $1,000,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $805,000 $1,000,000 24.2% 0.0%
Land Home Financial Services Inc. $2,420,000 $995,000 -58.9% 0.0%
Advia Credit Union $770,000 $990,000 28.6% 0.0%
Third Federal Savings and Loan $1,180,000 $945,000 -19.9% 0.0%
American Pacific Mortgage Corporation $940,000 n/a 0.0%
2018 MASTER HMDA LAR $440,000 $910,000 106.8% 0.0%
FIRST MERCHANTS BANK $995,000 $910,000 -8.5% 0.0%
LenderFi, Inc. $910,000 n/a 0.0%
BNY MELLON, N.A. $855,000 $905,000 5.8% 0.0%
1ST SOURCE BANK $3,015,000 $900,000 -70.1% 0.0%
Highlands Residential Mortgage Ltd $825,000 $895,000 8.5% 0.0%
SPRING EQ, LLC $405,000 $895,000 121.0% 0.0%
Midwest Loan Services Inc $3,925,000 $885,000 -77.5% 0.0%
Mortgage Solutions of Colorado LLC $250,000 $880,000 252.0% 0.0%
American Portfolio Mortgage $315,000 $855,000 171.4% 0.0%
Gold Coast Bank $385,000 $855,000 122.1% 0.0%
First Federal Bank of Kansas City $235,000 $825,000 251.1% 0.0%
Sirva Mortgage Inc. $325,000 $810,000 149.2% 0.0%
Northwest Bank $800,000 n/a 0.0%
Nations Reliable Lending, LLC $195,000 $790,000 305.1% 0.0%
BMO Harris Bank N.A. $755,000 $785,000 4.0% 0.0%
Member Advantage Mortgage $105,000 $770,000 633.3% 0.0%
US Mortgage of Florida $145,000 $770,000 431.0% 0.0%
Nationwide Mortgage Bankers Inc. $360,000 $765,000 112.5% 0.0%
Brighton Bank $195,000 $760,000 289.7% 0.0%
United Security Financial $360,000 $740,000 105.6% 0.0%
Extra Credit Union $725,000 n/a 0.0%
Alterra Group LLC dba Alterra Home Loans $8,205,000 $715,000 -91.3% 0.0%
First Federal Savings and Loan Association $205,000 $710,000 246.3% 0.0%
Guild Mortgage Company $960,000 $710,000 -26.0% 0.0%
Core Bank $700,000 n/a 0.0%
Liberty Home Mortgage Corp $530,000 $685,000 29.2% 0.0%
Baxter Credit Union $1,005,000 $680,000 -32.3% 0.0%
Citywide Home Loans A Utah Corporation $670,000 n/a 0.0%
NBH Bank $125,000 $665,000 432.0% 0.0%
First Ohio Home Finance Inc $640,000 n/a 0.0%
Northstar Bank $640,000 n/a 0.0%
RBC Bank (Georgia), N.A. $640,000 n/a 0.0%
First Federal Bank of the Midwest $780,000 $635,000 -18.6% 0.0%
LendUS LLC dba RPM Mortgage $630,000 n/a 0.0%
Saginaw Medical Federal Credit $630,000 n/a 0.0%
First State Bank $350,000 $625,000 78.6% 0.0%
Geneva Financial LLC $620,000 n/a 0.0%
NFM, Inc. $610,000 n/a 0.0%
The Inglis Dealership INC $610,000 n/a 0.0%
Farmers Bank & Trust $595,000 n/a 0.0%
First Tennessee Bank National $595,000 n/a 0.0%
Community Choice Credit Union $1,325,000 $590,000 -55.5% 0.0%
James B. Nutter & Company $505,000 $585,000 15.8% 0.0%
AMERIS BANK $580,000 n/a 0.0%
Civista Bank $580,000 n/a 0.0%
Parkside Lending LLC $215,000 $580,000 169.8% 0.0%
MIDWEST COMMUNITY BANK $575,000 n/a 0.0%
MOVEMENT MORTGAGE, LLC $720,000 $575,000 -20.1% 0.0%
KALSEE Credit Union $120,000 $565,000 370.8% 0.0%
Inland Bank and Trust $145,000 $560,000 286.2% 0.0%
Digital Federal Credit Union $15,000 $555,000 3,600.0% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $935,000 $545,000 -41.7% 0.0%
FBC Mortgage LLC $295,000 $535,000 81.4% 0.0%
The Union Bank Company $530,000 n/a 0.0%
Allied Mortgage Group Inc $745,000 $525,000 -29.5% 0.0%
Hancock Mortgage Partners LLC $520,000 n/a 0.0%
COUNTRY CLUB BANK $515,000 n/a 0.0%
ENTERPRISE BANK & TRUST $515,000 n/a 0.0%
The State Bank and Trust Company $515,000 n/a 0.0%
First Midwest Bank $1,205,000 $500,000 -58.5% 0.0%
American State Bank $495,000 n/a 0.0%
Hillsdale County National Bank $1,155,000 $495,000 -57.1% 0.0%
Quad City Bank and Trust Company $485,000 n/a 0.0%
SOUTHERN MICHIGAN BANK & TRUST $580,000 $475,000 -18.1% 0.0%
Illinois National Bank $475,000 $455,000 -4.2% 0.0%
Semper Home Loans, Inc $135,000 $455,000 237.0% 0.0%
NETWORK FUNDING, L.P. $450,000 n/a 0.0%
Sierra Pacific Mortgage $260,000 $445,000 71.2% 0.0%
ELGA Credit Union $560,000 $435,000 -22.3% 0.0%
GSF Mortgage Corporation $1,565,000 $435,000 -72.2% 0.0%
Beckham Funding Corp $425,000 n/a 0.0%
CAPITAL BANK, NA $475,000 $410,000 -13.7% 0.0%
Open Mortgage LLC $550,000 $405,000 -26.4% 0.0%
Quorum Federal Credit Union $220,000 $405,000 84.1% 0.0%
Guardian Savings Bank F.S.B. $385,000 n/a 0.0%
BayCoast Bank $155,000 $380,000 145.2% 0.0%
Notre Dame Federal Credit Union $835,000 $380,000 -54.5% 0.0%
Union Bank & Trust $380,000 n/a 0.0%
First Financial Bank $375,000 n/a 0.0%
Peoples Mortgage Company $365,000 n/a 0.0%
WEI Mortgage LLC $135,000 $360,000 166.7% 0.0%
Wings Financial Credit Union $620,000 $360,000 -41.9% 0.0%
Zeal CU $105,000 $360,000 242.9% 0.0%
Mid-Continent Funding, Inc. $245,000 $350,000 42.9% 0.0%
Republic Bank & Trust Company $215,000 $350,000 62.8% 0.0%
Cascade Financial Services $390,000 $340,000 -12.8% 0.0%
Equity Resources Inc. $340,000 n/a 0.0%
Thrivent Federal Credit Union $145,000 $340,000 134.5% 0.0%
Prime Choice Funding, Inc. $655,000 $335,000 -48.9% 0.0%
First Internet Bank $350,000 $325,000 -7.1% 0.0%
Peoples Bank $390,000 $325,000 -16.7% 0.0%
Florida Capital Bank National Association $235,000 $320,000 36.2% 0.0%
CENTERSTATE BANK N.A. $315,000 n/a 0.0%
UMB BANK NA $315,000 n/a 0.0%
NuMark Credit Union $505,000 $310,000 -38.6% 0.0%
First Western Trust Bank $305,000 n/a 0.0%
Guidance Residential LLC $305,000 n/a 0.0%
Triumph Bank $550,000 $305,000 -44.5% 0.0%
BEST FINANCIAL CREDIT UNION $1,645,000 $300,000 -81.8% 0.0%
DEVON BANK $285,000 n/a 0.0%
DIRECTIONS CREDIT UNION $285,000 n/a 0.0%
OMNI Community Credit Union $280,000 n/a 0.0%
Bank & Trust Company $275,000 n/a 0.0%
Congressional Federal Credit Union $270,000 n/a 0.0%
LHM Financial DBA CNN Mortgage $270,000 n/a 0.0%
EagleBank $265,000 n/a 0.0%
Paramount Bank $455,000 $265,000 -41.8% 0.0%
United Bay Community Credit Un $390,000 $260,000 -33.3% 0.0%
Nudge Funding LLC $255,000 n/a 0.0%
Stock Yards Bank and Trust Co $255,000 n/a 0.0%
CITIZENS NATIONAL BANK $235,000 $245,000 4.3% 0.0%
Community Trust Bank, Inc. $245,000 n/a 0.0%
Goldwater Bank National Association $450,000 $245,000 -45.6% 0.0%
Vast Bank, N.A. $245,000 n/a 0.0%
Velocity Commercial Capital LLC $240,000 n/a 0.0%
First American Bank $55,000 $235,000 327.3% 0.0%
SecurityNational Mortgage Company $235,000 n/a 0.0%
Fay Servicing LLC $200,000 $230,000 15.0% 0.0%
Ardent Federal Credit Union $225,000 n/a 0.0%
First Federal Savings Bank $155,000 $225,000 45.2% 0.0%
Four Points Federal Credit Union $225,000 n/a 0.0%
Stearns Lending $115,000 $225,000 95.7% 0.0%
ASTERA CREDIT UNION $250,000 $220,000 -12.0% 0.0%
Colorado Credit Union $215,000 n/a 0.0%
Equity Prime Mortgage LLC $215,000 n/a 0.0%
myCUmortgage LLC $795,000 $215,000 -73.0% 0.0%
Signature Mortgage Corporation $215,000 n/a 0.0%
American Home Lending USA LLC $205,000 n/a 0.0%
MARQUETTE BANK $205,000 n/a 0.0%
Oaktree Funding Corporation $205,000 n/a 0.0%
Star USA Federal Credit Union $260,000 $205,000 -21.2% 0.0%
COPOCO Community Credit Union $145,000 $195,000 34.5% 0.0%
Evansville Teachers Federal Credit Union $195,000 n/a 0.0%
Best Capital Funding $175,000 $185,000 5.7% 0.0%
CORNERSTONE HOME LENDING, INC. $185,000 n/a 0.0%
Nicolet National Bank $185,000 n/a 0.0%
Reverse Mortgage Funding LLC $310,000 $185,000 -40.3% 0.0%
Citizens Equity First Credit Union (CEFCU) $310,000 $175,000 -43.5% 0.0%
Great Southern Bank $205,000 $165,000 -19.5% 0.0%
Midland States Bank $165,000 n/a 0.0%
US Mortgage Corporation $165,000 n/a 0.0%
Blue Ridge Bank, NA $155,000 n/a 0.0%
Homespire Mortgage Corporation $445,000 $155,000 -65.2% 0.0%
Rivertown Community Federal Credit Union $775,000 $155,000 -80.0% 0.0%
Sturgis Bank & Trust Company $155,000 $155,000 0.0% 0.0%
Superior Credit Union Inc. $155,000 n/a 0.0%
Texana Bank, N.A. $155,000 n/a 0.0%
The Equitable Mortgage Corporation $55,000 $155,000 181.8% 0.0%
Evolve Bank & Trust $145,000 n/a 0.0%
First Choice Loan Services Inc. $975,000 $145,000 -85.1% 0.0%
Independent Bank $215,000 $145,000 -32.6% 0.0%
Iowa State Bank $145,000 $145,000 0.0% 0.0%
Credit Human Federal Credit Union $635,000 $140,000 -78.0% 0.0%
Deere Employees Credit Union $965,000 $140,000 -85.5% 0.0%
United States Senate Federal Credit Union $140,000 n/a 0.0%
Carter Federal Credit Union $225,000 $135,000 -40.0% 0.0%
Three Rivers Federal Credit Union $135,000 n/a 0.0%
Andrews Federal Credit Union $125,000 n/a 0.0%
Pinnacle Bank $245,000 $125,000 -49.0% 0.0%
Auto Club Trust, FSB $115,000 n/a 0.0%
BREMER BANK, NA $115,000 n/a 0.0%
CoVantage Credit Union $115,000 n/a 0.0%
Stanford Federal Credit Union $115,000 n/a 0.0%
Amalgamated Bank $105,000 n/a 0.0%
Connexus Credit Union $25,000 $105,000 320.0% 0.0%
Finance of America Reverse LLC $155,000 $105,000 -32.3% 0.0%
SECURITY CREDIT UNION $105,000 n/a 0.0%
DAS Acquisition Company, LLC $810,000 $95,000 -88.3% 0.0%
First Independence Bank $95,000 n/a 0.0%
United Mortgage Corp $500,000 $95,000 -81.0% 0.0%
Farmers Insurance Group Federal Credit Union $500,000 $85,000 -83.0% 0.0%
FIRST NATIONAL BANK OF MIDDLE TENNESSEE $85,000 n/a 0.0%
GreenStone Farm Credit Services $16,500,000 $80,000 -99.5% 0.0%
Purdue Federal Credit Union $975,000 $65,000 -93.3% 0.0%
CountryPlace Mortgage Ltd. $25,000 n/a 0.0%
IBM Southeast Employees Federal Credit Union $25,000 $15,000 -40.0% 0.0%
Home Loan Investment Bank $40,000 $5,000 -87.5% 0.0%

GRAND RAPIDS - KENTWOOD's top lender by overall market share is Lake Michigan Credit Union, with 18.4% market share. In second place, with 4.9%, is Quicken Loans, having originated $600,475,000 in loans. In third place, with 4.2%, is Fifth Third Bank, having originated $520,840,000 in loans. In third place, with 3.9%, is Huntington National Bank, having originated $483,370,000 in loans. In third place, with 3.7%, is Neighborhood Loans, having originated $459,840,000 in loans.


GRAND RAPIDS-KENTWOOD, MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 25,887 $5,784,765,000 $223,462
Home Purchase 17,787 $4,017,405,000 $225,862
Cash Out Refi 10,205 $1,964,575,000 $192,511
Home Improvement 3,225 $290,315,000 $90,020
Other 2,211 $277,625,000 $125,565
NA 17 $17,725,000 $1,042,647

Grand Rapids - Kentwood's most frequently cited loan purpose was Refi, with 25,887 originations. The 2nd most popular reason was Home Purchase, with 17,787 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 26,163 $5,776,055,000 $220,772
2.5-3% 20,191 $4,343,925,000 $215,142
4-5% 4,230 $599,800,000 $141,797
<2.5% 3,445 $748,515,000 $217,276
5-6% 1,028 $80,100,000 $77,918
6-7% 522 $28,940,000 $55,441
Over 8% 521 $27,405,000 $52,601
7-8% 359 $18,465,000 $51,435

During 2020, Grand Rapids - Kentwood's most frequently originated rate bucket was 3-4%, with 26,163 originations.

Loan Sizing (GRAND RAPIDS-KENTWOOD, MI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 26,012 $3,931,240,000 $151,132
$200k-400k 19,699 $5,230,375,000 $265,515
$100,000 or less 10,355 $610,885,000 $58,994
$400k-600k 2,547 $1,192,535,000 $468,212
$600k-1000k 515 $388,605,000 $754,573
$Over $1MM 204 $998,770,000 $4,895,931

GRAND RAPIDS - KENTWOOD's loan sizing saw the bucket of loans from $100k-200k with 26,012 originations, totaling $3,931,240,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 19,939 $4,911,415,000 $246,322
80-100% 17,758 $4,168,630,000 $234,747
40-60% 9,562 $1,724,130,000 $180,311
20-40% 4,703 $598,005,000 $127,154
Under 20% 3,643 $183,305,000 $50,317
Over 100% 236 $76,900,000 $325,847

GRAND RAPIDS - KENTWOOD's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 19,939 originations, totaling $4,911,415,000 in origination value.