Texas National Bank Of Jacksonville Mortgage Rates, Fees & Info
Jacksonville, TXLEI: 549300NJ26KCZVDMI076
Tax ID: 75-1995738
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Mortgage Data
Review & Overview
Texas National Bank Of Jacksonville is a smaller bank specializing in Home Purchase loans. Texas National Bank Of Jacksonville has a high proportion of conventional loans. Their top markets by origination volume include: Tyler, Jacksonville, Longview, Dallas, and Houston among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)Texas National Bank Of Jacksonville has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
208Origination Dollar Volume (All Markets)
$54,820,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TYLER, TX (FHA|USDA|VA) | 84 | $22,170,000 | $263,929 | $0 | 0.00% |
| Jacksonville, TX (FHA|USDA|VA) | 44 | $10,470,000 | $237,955 | $0 | 0.00% |
| Outside of Metro Areas | 20 | $6,280,000 | $314,000 | $0 | 0.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 31 | $5,265,000 | $169,839 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 6 | $3,640,000 | $606,667 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $2,020,000 | $505,000 | $0 | 0.00% |
| Palestine, TX (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $0 | 0.00% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $0 | 0.00% |
| Athens, TX (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $0 | 0.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Texas National Bank of Jacksonville based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 208 | $54,820,000 | $263,558 | $0 | 0.00% |
For 2023, Texas National Bank Of Jacksonville's most frequently originated type of loan was Conventional, with 208 originations.
Loan Reason
For 2023, Texas National Bank Of Jacksonville's most frequently cited loan purpose was Home Purchase, with 144 originations. The 2nd most popular reason was Cash Out Refi, with 28 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 208 | $54,820,000 | $263,558 | $0 | 0.00% |
For 2023, Texas National Bank Of Jacksonville's most frequently cited loan duration was Other, with 208 originations.
Loan Sizing
2023 saw Texas National Bank Of Jacksonville place emphasis on $200k-400k loans with 62 originations, totaling $16,750,000 in origination value.
Applicant Income
Texas National Bank Of Jacksonville lent most frequently to those with incomes in the $150k-250k range, with 36 originations. The second most popular income band? $100k-150k, with 27 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 208 | $54,820,000 | $263,558 | $0 | 0.00% |
Texas National Bank Of Jacksonville lent most frequently to those with DTI ratios of Exempt%, with 208 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.97%
Texas National Bank Of Jacksonville has an average approval rate.
Pick Rate
Approvals leading to origination89.90%
Texas National Bank Of Jacksonville has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 208 | $54,820,000 | $263,558 |