LUBBOCK Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lubbock averaged
6.55%
for the week of 2023-06-01, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2023-05-25) was
6.43% and
one month ago for the week of 2023-04-27, the
average rate was 6.49%.
Lubbock's average rate one year ago was 4.76%.
For refis of the same type during the week of 2023-06-01, the average rate
was 5.96%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-06-01 | 6.79% |
| Lubbock 30 Year Fixed Rate | 2023-06-01 | 6.55% |
| Lubbock 30 Year Fixed Rate Refi | 2023-06-01 | 5.96% |
| Lubbock 15 Year Fixed Rate | 2023-06-01 | 6.2% |
| Lubbock 15 Year Fixed Rate Refi | 2023-06-01 | 5.24% |
| Lubbock 30 Year FHA | 2023-06-01 | -0.42% |
| Lubbock 30 Year FHA Refi | 2023-06-01 | 0.2% |
| Lubbock 30 Year USDA | 2023-06-01 | -0.1% |
| Lubbock 30 Year USDA Refi | 2023-06-01 | -0.2% |
| Lubbock 30 Year VA | 2023-06-01 | -0.09% |
| Lubbock 30 Year VA Refi | 2023-06-01 | 0.2% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LUBBOCK, TX.
LUBBOCK Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LUBBOCK, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LUBBOCK Average Closing Costs & Other Stats
LUBBOCK, TX's 231 lenders originated 7,682
loans during 2022. The total origination value was $2,261,300,000, with an average loan value of
$294,363.
LUBBOCK's average closing costs are $5,232.
The top LUBBOCK lender as defined by loan originations is TEXAS TECH, with
697 loans originated. Their average total fees are
$5,150, which is $1,774
lower than the next largest lender,
Alliance Credit Union.
The lowest fee LUBBOCK lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($2,958), Prosperity Bank ($3,748), JPMorgan Chase Bank ($4,054), DHI MORTGAGE COMPANY, LTD. ($4,101) and Wells Fargo Bank ($4,304).
The lowest rate LUBBOCK lenders (with over 10 loans originated) are
INFINITY MORTGAGE HOLDINGS, LLC (3.89%), Bank of America (4.13%), U.S. Bank (4.23%), DHI MORTGAGE COMPANY, LTD. (4.43%) and Centennial Bank (4.60%).
LUBBOCK, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| JPMorgan Chase Bank | $11,420,000 | $314,340,000 | 2,652.5% | 13.9% |
| TEXAS TECH | $314,090,000 | $237,965,000 | -24.2% | 10.5% |
| First Bank & Trust | $208,525,000 | $140,335,000 | -32.7% | 6.2% |
| Alliance Credit Union | $93,605,000 | $135,390,000 | 44.6% | 6.0% |
| City Bank | $203,470,000 | $117,855,000 | -42.1% | 5.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $159,910,000 | $108,470,000 | -32.2% | 4.8% |
| Prosperity Bank | $72,930,000 | $66,590,000 | -8.7% | 2.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $83,530,000 | $65,215,000 | -21.9% | 2.9% |
| Peoples Bank | $84,160,000 | $54,990,000 | -34.7% | 2.4% |
| QUICKEN LOANS, LLC | $104,330,000 | $48,935,000 | -53.1% | 2.2% |
| First United Bank | $50,550,000 | $43,885,000 | -13.2% | 1.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $36,815,000 | $39,280,000 | 6.7% | 1.7% |
| HomeStreet Bank | $38,505,000 | n/a | 1.7% | |
| Amarillo National Bank | $65,455,000 | $35,885,000 | -45.2% | 1.6% |
| Capital One | $31,400,000 | n/a | 1.4% | |
| Grandbridge Real Estate Capital LLC | $30,550,000 | n/a | 1.4% | |
| Southwest Bank | $38,395,000 | $27,245,000 | -29.0% | 1.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $32,395,000 | $24,860,000 | -23.3% | 1.1% |
| American State Bank | $24,535,000 | n/a | 1.1% | |
| Centennial Bank | $23,295,000 | n/a | 1.0% | |
| Merchants Bank of Indiana | $16,375,000 | $22,840,000 | 39.5% | 1.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $22,605,000 | n/a | 1.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $2,875,000 | $21,160,000 | 636.0% | 0.9% |
| Mortgage Research Center, LLC | $20,190,000 | $19,060,000 | -5.6% | 0.8% |
| Community National Bank | $14,100,000 | $18,665,000 | 32.4% | 0.8% |
| General Mortgage Capital Corporation | $17,625,000 | n/a | 0.8% | |
| American Bank of Commerce | $15,275,000 | n/a | 0.7% | |
| Wells Fargo Bank | $34,970,000 | $15,205,000 | -56.5% | 0.7% |
| Western Bank | $8,680,000 | $13,210,000 | 52.2% | 0.6% |
| LOANDEPOT.COM, LLC | $17,840,000 | $13,135,000 | -26.4% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $19,385,000 | $11,825,000 | -39.0% | 0.5% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $23,000,000 | $11,435,000 | -50.3% | 0.5% |
| DHI MORTGAGE COMPANY, LTD. | $880,000 | $10,430,000 | 1,085.2% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $57,075,000 | $10,155,000 | -82.2% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $24,025,000 | $10,115,000 | -57.9% | 0.4% |
| FirstCapital Bank of Texas | $8,550,000 | $9,850,000 | 15.2% | 0.4% |
| THRIVE MORTGAGE, LLC | $3,430,000 | $8,975,000 | 161.7% | 0.4% |
| Gateway First Bank | $34,135,000 | $8,915,000 | -73.9% | 0.4% |
| Arbor Realty Trust, Inc. | $8,540,000 | n/a | 0.4% | |
| HOMETRUST MORTGAGE COMPANY | $20,050,000 | $8,160,000 | -59.3% | 0.4% |
| Citizens Bank | $12,335,000 | $8,140,000 | -34.0% | 0.4% |
| Prudential Huntoon Paige Associates, LLC | $8,105,000 | n/a | 0.4% | |
| Bank of America | $6,400,000 | $7,755,000 | 21.2% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $17,960,000 | $7,640,000 | -57.5% | 0.3% |
| Vista Bank | $6,335,000 | $7,520,000 | 18.7% | 0.3% |
| First National Bank Texas | $150,000 | $7,080,000 | 4,620.0% | 0.3% |
| GUILD MORTGAGE COMPANY | $3,170,000 | $6,595,000 | 108.0% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $13,520,000 | $6,535,000 | -51.7% | 0.3% |
| EVERETT FINANCIAL, INC. | $1,185,000 | $6,245,000 | 427.0% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $5,525,000 | $5,940,000 | 7.5% | 0.3% |
| U.S. Bank | $4,320,000 | $5,700,000 | 31.9% | 0.3% |
| RANDOLPH-BROOKS | $1,730,000 | $5,500,000 | 217.9% | 0.2% |
| CIVIC FINANCIAL SERVICES, LLC | $770,000 | $5,370,000 | 597.4% | 0.2% |
| Flagstar Bank, FSB | $2,570,000 | $5,325,000 | 107.2% | 0.2% |
| AMCAP MORTGAGE, LTD. | $6,145,000 | $5,185,000 | -15.6% | 0.2% |
| First Financial Bank | $3,540,000 | $4,940,000 | 39.5% | 0.2% |
| KeyBank | $4,810,000 | n/a | 0.2% | |
| Paramount Residential Mortgage Group, Inc. | $2,715,000 | $4,655,000 | 71.5% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $10,110,000 | $4,550,000 | -55.0% | 0.2% |
| CALIBER HOME LOANS, INC. | $15,200,000 | $4,540,000 | -70.1% | 0.2% |
| CMG MORTGAGE, INC. | $5,805,000 | $4,260,000 | -26.6% | 0.2% |
| USAA Federal Savings Bank | $9,190,000 | $4,210,000 | -54.2% | 0.2% |
| LOANPAL, LLC | $6,290,000 | $4,190,000 | -33.4% | 0.2% |
| BROKER SOLUTIONS, INC. | $5,280,000 | $4,145,000 | -21.5% | 0.2% |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $4,145,000 | n/a | 0.2% | |
| SIWELL, INC. | $9,690,000 | $4,100,000 | -57.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $9,555,000 | $4,055,000 | -57.6% | 0.2% |
| INFINITY MORTGAGE HOLDINGS, LLC | $23,465,000 | $4,025,000 | -82.8% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $1,450,000 | $3,130,000 | 115.9% | 0.1% |
| NEWREZ LLC | $6,850,000 | $3,120,000 | -54.5% | 0.1% |
| First United Bank and Trust Company | $1,410,000 | $3,025,000 | 114.5% | 0.1% |
| FLAT BRANCH MORTGAGE, INC. | $2,990,000 | n/a | 0.1% | |
| GREYSTONE SERVICING COMPANY LLC | $2,955,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $5,735,000 | $2,905,000 | -49.3% | 0.1% |
| LIMA ONE CAPITAL, LLC | $1,750,000 | $2,780,000 | 58.9% | 0.1% |
| SECURITY SERVICE | $375,000 | $2,595,000 | 592.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $3,810,000 | $2,530,000 | -33.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $10,670,000 | $2,475,000 | -76.8% | 0.1% |
| Ally Bank | $4,090,000 | $2,410,000 | -41.1% | 0.1% |
| First American Bank | $730,000 | $2,345,000 | 221.2% | 0.1% |
| PHH Mortgage Corporation | $400,000 | $2,320,000 | 480.0% | 0.1% |
| The Huntington National Bank | $245,000 | $2,305,000 | 840.8% | 0.1% |
| Colonial Savings, F.A. | $2,950,000 | $2,285,000 | -22.5% | 0.1% |
| PlainsCapital Bank | $3,280,000 | $2,275,000 | -30.6% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,440,000 | $2,265,000 | -34.2% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,290,000 | $2,225,000 | -2.8% | 0.1% |
| Network Funding, L.P. | $1,990,000 | $2,210,000 | 11.1% | 0.1% |
| GUARANTEED RATE, INC. | $3,460,000 | $2,185,000 | -36.8% | 0.1% |
| Prosperity Home Mortgage, LLC | $800,000 | $2,130,000 | 166.3% | 0.1% |
| Education Credit Union | $385,000 | $2,125,000 | 451.9% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $2,590,000 | $2,020,000 | -22.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $7,825,000 | $2,010,000 | -74.3% | 0.1% |
| Truist | $8,200,000 | $1,970,000 | -76.0% | 0.1% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,230,000 | $1,925,000 | 56.5% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $290,000 | $1,900,000 | 555.2% | 0.1% |
| TRUWEST Credit Union | $1,805,000 | n/a | 0.1% | |
| Neighborhood Loans, Inc. | $1,760,000 | n/a | 0.1% | |
| SFMC, LP | $1,620,000 | $1,755,000 | 8.3% | 0.1% |
| SWBC MORTGAGE CORPORATION | $1,890,000 | $1,735,000 | -8.2% | 0.1% |
| BancorpSouth Bank | $1,430,000 | $1,705,000 | 19.2% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $1,500,000 | $1,680,000 | 12.0% | 0.1% |
| Sunflower Bank | $185,000 | $1,640,000 | 786.5% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $3,760,000 | $1,560,000 | -58.5% | 0.1% |
| LRS FINANCIAL NETWORK, INC. | $3,040,000 | $1,530,000 | -49.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $3,420,000 | $1,470,000 | -57.0% | 0.1% |
| First Western Federal Savings Bank | $105,000 | $1,460,000 | 1,290.5% | 0.1% |
| Morgan Stanley Private Bank | $1,455,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $870,000 | $1,425,000 | 63.8% | 0.1% |
| PNC Bank | $390,000 | $1,405,000 | 260.3% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $230,000 | $1,400,000 | 508.7% | 0.1% |
| NEXERA HOLDING LLC | $1,380,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $1,415,000 | $1,355,000 | -4.2% | 0.1% |
| Carrington Mortgage Services, LLC | $2,915,000 | $1,345,000 | -53.9% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $2,570,000 | $1,320,000 | -48.6% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,190,000 | $1,295,000 | 8.8% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,550,000 | $1,285,000 | -49.6% | 0.1% |
| Discover Bank | $200,000 | $1,260,000 | 530.0% | 0.1% |
| COUNTRYPLACE MORTGAGE, LTD. | $555,000 | $1,235,000 | 122.5% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,455,000 | $1,225,000 | -15.8% | 0.1% |
| American National Bank & Trust | $3,120,000 | $1,220,000 | -60.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,415,000 | $1,210,000 | -14.5% | 0.1% |
| Regions Bank | $2,280,000 | $1,175,000 | -48.5% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $2,800,000 | $1,160,000 | -58.6% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $1,150,000 | n/a | 0.1% | |
| Pinnacle Bank | $145,000 | $1,105,000 | 662.1% | 0.0% |
| First Savings Bank | $680,000 | $1,085,000 | 59.6% | 0.0% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $840,000 | $1,075,000 | 28.0% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,245,000 | $1,065,000 | -14.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $255,000 | $1,050,000 | 311.8% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $955,000 | $1,040,000 | 8.9% | 0.0% |
| BMO Harris Bank | $1,035,000 | n/a | 0.0% | |
| West Gate Bank | $135,000 | $1,005,000 | 644.4% | 0.0% |
| First Federal Bank, A FSB | $995,000 | n/a | 0.0% | |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $3,280,000 | $995,000 | -69.7% | 0.0% |
| Firefighters First Federal Credit Union | $490,000 | $975,000 | 99.0% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $965,000 | n/a | 0.0% | |
| Bank of England | $1,985,000 | $950,000 | -52.1% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,230,000 | $920,000 | -25.2% | 0.0% |
| BOKF | $2,025,000 | $910,000 | -55.1% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $905,000 | $885,000 | -2.2% | 0.0% |
| First Horizon Bank | $695,000 | $870,000 | 25.2% | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | $2,685,000 | $870,000 | -67.6% | 0.0% |
| NBH Bank | $4,885,000 | $855,000 | -82.5% | 0.0% |
| Western Commerce Bank | $320,000 | $855,000 | 167.2% | 0.0% |
| ARC HOME LLC | $845,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $135,000 | $840,000 | 522.2% | 0.0% |
| Broadway National Bank | $835,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $735,000 | $835,000 | 13.6% | 0.0% |
| SUMMIT FUNDING, INC. | $250,000 | $770,000 | 208.0% | 0.0% |
| American Momentum Bank | $1,140,000 | $750,000 | -34.2% | 0.0% |
| Complex Community Federal Credit Union | $310,000 | $750,000 | 141.9% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $210,000 | $750,000 | 257.1% | 0.0% |
| PLANET HOME LENDING, LLC | $1,255,000 | $740,000 | -41.0% | 0.0% |
| Strong Home Mortgage, LLC | $1,375,000 | $735,000 | -46.5% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $855,000 | $725,000 | -15.2% | 0.0% |
| AMWEST FUNDING CORP. | $805,000 | $720,000 | -10.6% | 0.0% |
| AMERICAN ADVISORS GROUP | $1,275,000 | $710,000 | -44.3% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $700,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $585,000 | $695,000 | 18.8% | 0.0% |
| First Guaranty Mortgage Corporation | $3,775,000 | $685,000 | -81.9% | 0.0% |
| Access Community Credit Union | $1,065,000 | $680,000 | -36.2% | 0.0% |
| KELLER MORTGAGE, LLC | $1,955,000 | $680,000 | -65.2% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $675,000 | n/a | 0.0% | |
| Inwood National Bank | $165,000 | $670,000 | 306.1% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $95,000 | $670,000 | 605.3% | 0.0% |
| ASSOCIATED MORTGAGE CORPORATION | $825,000 | $660,000 | -20.0% | 0.0% |
| United Community Bank | $655,000 | n/a | 0.0% | |
| ONY GLO, INC. | $545,000 | $645,000 | 18.3% | 0.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $1,600,000 | $645,000 | -59.7% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $1,450,000 | $640,000 | -55.9% | 0.0% |
| Northpointe Bank | $1,075,000 | $635,000 | -40.9% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $5,940,000 | $630,000 | -89.4% | 0.0% |
| Citadel Servicing Corporation | $625,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $620,000 | n/a | 0.0% | |
| Veritex Community Bank | $2,165,000 | $615,000 | -71.6% | 0.0% |
| CANOPY MORTGAGE, LLC | $760,000 | $610,000 | -19.7% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $1,040,000 | $610,000 | -41.3% | 0.0% |
| North American Savings Bank, F.S.B. | $2,630,000 | $610,000 | -76.8% | 0.0% |
| LOANPEOPLE, LLC | $600,000 | n/a | 0.0% | |
| GMFS LLC | $1,080,000 | $595,000 | -44.9% | 0.0% |
| Village Bank & Trust | $585,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $1,220,000 | $580,000 | -52.5% | 0.0% |
| A&D Mortgage LLC | $575,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $3,295,000 | $545,000 | -83.5% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $870,000 | $545,000 | -37.4% | 0.0% |
| Waterstone Mortgage Corporation | $560,000 | $545,000 | -2.7% | 0.0% |
| Chicago Mortgage Solutions LLC | $1,145,000 | $535,000 | -53.3% | 0.0% |
| AgFirst Farm Credit Bank | $530,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $1,000,000 | $525,000 | -47.5% | 0.0% |
| RF Renovo Management Company, LLC | $515,000 | n/a | 0.0% | |
| International Bank of Commerce | $495,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $185,000 | $485,000 | 162.2% | 0.0% |
| West Texas National Bank | $485,000 | n/a | 0.0% | |
| NBKC BANK | $955,000 | $480,000 | -49.7% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,460,000 | $480,000 | -80.5% | 0.0% |
| FirstBank Southwest | $335,000 | $460,000 | 37.3% | 0.0% |
| Crossroads Bank | $455,000 | n/a | 0.0% | |
| OCMBC, INC. | $195,000 | $455,000 | 133.3% | 0.0% |
| Commerce Home Mortgage, Inc. | $1,130,000 | $450,000 | -60.2% | 0.0% |
| GENEVA FINANCIAL, LLC | $310,000 | $450,000 | 45.2% | 0.0% |
| NexBank | $450,000 | n/a | 0.0% | |
| Hawthorn Bank | $445,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $440,000 | n/a | 0.0% | |
| b1BANK | $135,000 | $430,000 | 218.5% | 0.0% |
| BARTON CREEK LENDING GROUP, LLC | $460,000 | $425,000 | -7.6% | 0.0% |
| FirstBank | $920,000 | $425,000 | -53.8% | 0.0% |
| RED DIAMOND HOME LOANS, LLC | $105,000 | $425,000 | 304.8% | 0.0% |
| Hometown Lenders, Inc. | $420,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $2,815,000 | $420,000 | -85.1% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $205,000 | $420,000 | 104.9% | 0.0% |
| Charles Schwab Bank, SSB | $415,000 | n/a | 0.0% | |
| Guaranty Bank & Trust, N.A. | $415,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $515,000 | $410,000 | -20.4% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $405,000 | n/a | 0.0% | |
| Baxter Credit Union | $155,000 | $390,000 | 151.6% | 0.0% |
| First Commercial Bank | $390,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $705,000 | $390,000 | -44.7% | 0.0% |
| SPRING EQ, LLC | $390,000 | n/a | 0.0% | |
| Trinity Oaks Mortgage, LLC | $365,000 | $390,000 | 6.8% | 0.0% |
| VeraBank | $230,000 | $380,000 | 65.2% | 0.0% |
| CERTAINTY HOME LOANS, LLC | $375,000 | n/a | 0.0% | |
| Devon Bank | $375,000 | n/a | 0.0% | |
| H E B | $375,000 | n/a | 0.0% | |
| The Park National Bank | $375,000 | n/a | 0.0% | |
| Nations Lending Corporation | $1,045,000 | $370,000 | -64.6% | 0.0% |
| SOUTHWEST FUNDING, LP | $330,000 | $365,000 | 10.6% | 0.0% |
| The First National Bank of Albany | $355,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $350,000 | n/a | 0.0% | |
| Plains Commerce Bank | $350,000 | n/a | 0.0% | |
| TEXAS TRUST | $155,000 | $350,000 | 125.8% | 0.0% |
| LEGEND LENDING CORPORATION | $125,000 | $345,000 | 176.0% | 0.0% |
| TJC Mortgage, Inc. | $375,000 | $345,000 | -8.0% | 0.0% |
| EECU | $340,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $125,000 | $340,000 | 172.0% | 0.0% |
| First Bank | $505,000 | $340,000 | -32.7% | 0.0% |
| Mid-Continent Funding, Inc. | $235,000 | $340,000 | 44.7% | 0.0% |
| A+ Federal Credit Union | $335,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $335,000 | n/a | 0.0% | |
| Texas Bank and Trust Company | $335,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $325,000 | $330,000 | 1.5% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $330,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $1,670,000 | $310,000 | -81.4% | 0.0% |
| Security State Bank & Trust | $205,000 | $310,000 | 51.2% | 0.0% |
| The Union Bank Company | $310,000 | n/a | 0.0% | |
| American Community Bank of Indiana | $305,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,685,000 | $305,000 | -81.9% | 0.0% |
| LENDING 3, INC. | $305,000 | n/a | 0.0% | |
| Sabine State Bank and Trust Company | $305,000 | n/a | 0.0% | |
| ASPIRE FINANCIAL, INC. | $845,000 | $300,000 | -64.5% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $295,000 | n/a | 0.0% | |
| Comerica Bank | $40,200,000 | $290,000 | -99.3% | 0.0% |
| American Bank | $285,000 | n/a | 0.0% | |
| BNC National Bank | $285,000 | n/a | 0.0% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $285,000 | n/a | 0.0% | |
| Pinnacle Bank - Wyoming | $285,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $860,000 | $280,000 | -67.4% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $470,000 | $280,000 | -40.4% | 0.0% |
| Citibank | $485,000 | $275,000 | -43.3% | 0.0% |
| Florida Capital Bank | $440,000 | $275,000 | -37.5% | 0.0% |
| METROPLEX MORTGAGE SERVICES, INC. | $275,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $355,000 | $275,000 | -22.5% | 0.0% |
| Renasant Bank | $275,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $515,000 | $275,000 | -46.6% | 0.0% |
| UNIVERSITY Federal Credit Union | $615,000 | $275,000 | -55.3% | 0.0% |
| The Central Trust Bank | $265,000 | n/a | 0.0% | |
| THE MORTGAGE LINK, INC. | $265,000 | n/a | 0.0% | |
| NEW DAY FINANCIAL, LLC | $2,130,000 | $255,000 | -88.0% | 0.0% |
| THE MORTGAGE FIRM, INC. | $255,000 | n/a | 0.0% | |
| Credit Union of Texas | $250,000 | n/a | 0.0% | |
| MidFirst Bank | $15,000 | $250,000 | 1,566.7% | 0.0% |
| M&T Bank | $345,000 | $250,000 | -27.5% | 0.0% |
| Assurance Financial Group, L.L.C. | $245,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $245,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $495,000 | $245,000 | -50.5% | 0.0% |
| LOANFLIGHT LENDING, LLC | $245,000 | n/a | 0.0% | |
| The American National Bank of Texas | $320,000 | $245,000 | -23.4% | 0.0% |
| The Farmers National Bank of Canfield | $245,000 | n/a | 0.0% | |
| Bell Bank | $235,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $1,405,000 | $235,000 | -83.3% | 0.0% |
| OAKTREE FUNDING CORP. | $235,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $330,000 | $235,000 | -28.8% | 0.0% |
| CERTIFIED FUNDING, L.P. | $665,000 | $230,000 | -65.4% | 0.0% |
| Frost Bank | $230,000 | n/a | 0.0% | |
| Herring Bank | $320,000 | $230,000 | -28.1% | 0.0% |
| T2 FINANCIAL LLC | $230,000 | n/a | 0.0% | |
| Countybank | $225,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $235,000 | $225,000 | -4.3% | 0.0% |
| First National Bank | $225,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $715,000 | $225,000 | -68.5% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| Metro City Bank | $400,000 | $225,000 | -43.8% | 0.0% |
| Paramount Bank | $715,000 | $225,000 | -68.5% | 0.0% |
| UIF CORPORATION | $225,000 | n/a | 0.0% | |
| WESTSTAR MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $685,000 | $220,000 | -67.9% | 0.0% |
| COMPEER FINANCIAL, FLCA | $750,000 | $215,000 | -71.3% | 0.0% |
| ENVOY MORTGAGE, LTD | $185,000 | $215,000 | 16.2% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $225,000 | $205,000 | -8.9% | 0.0% |
| Citizens State Bank | $205,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $105,000 | $205,000 | 95.2% | 0.0% |
| DATCU | $205,000 | n/a | 0.0% | |
| Farmers Bank & Trust Company | $205,000 | n/a | 0.0% | |
| FINANCIAL CONCEPTS MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| Generations Community Federal Credit Union | $205,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $695,000 | $205,000 | -70.5% | 0.0% |
| Independent Bank | $1,450,000 | $205,000 | -85.9% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $405,000 | $205,000 | -49.4% | 0.0% |
| Pioneer Bank | $115,000 | $205,000 | 78.3% | 0.0% |
| TIB The Independent Bankersbank | $815,000 | $205,000 | -74.8% | 0.0% |
| UBS Bank USA | $1,650,000 | $205,000 | -87.6% | 0.0% |
| CHEVRON | $195,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $195,000 | n/a | 0.0% | |
| SENTE MORTGAGE, INC. | $975,000 | $195,000 | -80.0% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $380,000 | $195,000 | -48.7% | 0.0% |
| SOFI LENDING CORP. | $1,125,000 | $195,000 | -82.7% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $235,000 | $185,000 | -21.3% | 0.0% |
| Associated Bank | $185,000 | n/a | 0.0% | |
| Community National Bank & Trust of Texas | $185,000 | n/a | 0.0% | |
| Extraco Banks | $440,000 | $185,000 | -58.0% | 0.0% |
| Great Plains National Bank | $410,000 | $185,000 | -54.9% | 0.0% |
| Jefferson Bank | $155,000 | $185,000 | 19.4% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $1,160,000 | $185,000 | -84.1% | 0.0% |
| MYCUMORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| Vantage Bank Texas | $125,000 | $185,000 | 48.0% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $840,000 | $175,000 | -79.2% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $215,000 | $175,000 | -18.6% | 0.0% |
| InterBank | $700,000 | $175,000 | -75.0% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $155,000 | $175,000 | 12.9% | 0.0% |
| SILVER HILL FUNDING, LLC | $405,000 | $175,000 | -56.8% | 0.0% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $415,000 | $175,000 | -57.8% | 0.0% |
| AXIA FINANCIAL, LLC | $165,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $55,000 | $165,000 | 200.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $165,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $275,000 | $165,000 | -40.0% | 0.0% |
| NAVY ARMY COMMUNITY CREDIT UNION | $225,000 | $165,000 | -26.7% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $905,000 | $165,000 | -81.8% | 0.0% |
| SANDIA LABORATORY | $160,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $145,000 | $155,000 | 6.9% | 0.0% |
| NFM, INC. | $185,000 | $155,000 | -16.2% | 0.0% |
| Platinum Home Mortgage Corporation | $195,000 | $145,000 | -25.6% | 0.0% |
| AMERICA'S CHOICE HOME LOANS LP | $230,000 | $135,000 | -41.3% | 0.0% |
| FIDELITY BANK | $325,000 | $135,000 | -58.5% | 0.0% |
| Logan Finance Corporation | $135,000 | n/a | 0.0% | |
| NTFN, INC. | $415,000 | $135,000 | -67.5% | 0.0% |
| Southside Bank | $135,000 | n/a | 0.0% | |
| The First National Bank of Tom Bean | $135,000 | n/a | 0.0% | |
| RANLIFE, INC. | $235,000 | $130,000 | -44.7% | 0.0% |
| Alliance Bank | $125,000 | n/a | 0.0% | |
| FIRST NATIONAL BANK OF WEATHERFORD | $125,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $215,000 | $125,000 | -41.9% | 0.0% |
| Northwest Federal Credit Union | $125,000 | n/a | 0.0% | |
| UNION SQUARE | $125,000 | n/a | 0.0% | |
| Cathay Bank | $115,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $1,515,000 | $115,000 | -92.4% | 0.0% |
| HAMILTON HOME LOANS, INC. | $105,000 | $115,000 | 9.5% | 0.0% |
| HOME FINANCING UNLIMITED, INC. | $115,000 | n/a | 0.0% | |
| VELOCITY Credit Union | $115,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $105,000 | n/a | 0.0% | |
| AMPLIFY | $4,250,000 | $105,000 | -97.5% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $105,000 | n/a | 0.0% | |
| FORT WORTH COMMUNITY | $105,000 | n/a | 0.0% | |
| GREATER TEXAS FEDERAL CREDIT UNION | $460,000 | $105,000 | -77.2% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $450,000 | $95,000 | -78.9% | 0.0% |
| S1L, Inc. | $400,000 | $95,000 | -76.3% | 0.0% |
| AmRes Corporation | $85,000 | n/a | 0.0% | |
| Bank of Colorado | $85,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $125,000 | $75,000 | -40.0% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $75,000 | n/a | 0.0% | |
| Axos Bank | $65,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $280,000 | $65,000 | -76.8% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| TEXANS | $295,000 | $55,000 | -81.4% | 0.0% |
| The People's Federal Credit Union | $55,000 | n/a | 0.0% | |
| United Texas Credit Union | $35,000 | n/a | 0.0% | |
| FIRSTMARK | $15,000 | n/a | 0.0% |
LUBBOCK's top lender by overall market share is JPMorgan Chase Bank, with 13.9% market share. In second place, with 10.5%, is TEXAS TECH, having originated $237,965,000 in loans. In third place, with 6.2%, is First Bank & Trust, having originated $140,335,000 in loans. In fourth place, with 6.0%, is Alliance Credit Union, having originated $135,390,000 in loans. In fifth place, with 5.2%, is City Bank, having originated $117,855,000 in loans.
LUBBOCK Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LUBBOCK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $224,400 (6.9%) | $278,567 (1.8%) | 0.83 | 1,030 |
| 2018-02-01 | $233,863 (5.6%) | $291,535 (1.8%) | 0.85 | 1,003 |
| 2018-03-01 | $235,000 (-4.0%) | $296,210 (-0.3%) | 0.82 | 1,009 |
| 2018-04-01 | $246,750 (-8.6%) | $305,278 (-2.4%) | 0.84 | 1,010 |
| 2018-05-01 | $244,600 (-9.6%) | $300,831 (-4.7%) | 0.82 | 1,054 |
| 2018-06-01 | $238,000 (-10.9%) | $298,884 (-3.5%) | 0.79 | 1,151 |
| 2018-07-01 | $234,950 (-8.7%) | $291,869 (-3.9%) | 0.78 | 1,212 |
| 2018-08-01 | $234,950 (-3.9%) | $292,634 (-0.6%) | 0.79 | 1,221 |
| 2018-09-01 | $225,850 (-3.9%) | $286,607 (-1.8%) | 0.76 | 1,224 |
| 2018-10-01 | $219,975 (-6.4%) | $280,065 (-3.6%) | 0.75 | 1,239 |
| 2018-11-01 | $215,600 (-7.3%) | $275,023 (-4.8%) | 0.73 | 1,207 |
| 2018-12-01 | $215,000 (-6.5%) | $273,348 (-4.9%) | 0.74 | 1,181 |
| 2019-01-01 | $217,373 (-3.1%) | $275,917 (-1.0%) | 0.75 | 1,111 |
| 2019-02-01 | $222,225 (-5.0%) | $279,178 (-4.2%) | 0.75 | 1,075 |
| 2019-03-01 | $231,114 (-1.7%) | $280,854 (-5.2%) | 0.76 | 1,023 |
| 2019-04-01 | $240,875 (-2.4%) | $286,147 (-6.3%) | 0.76 | 967 |
| 2019-05-01 | $244,925 (0.1%) | $292,957 (-2.6%) | 0.77 | 969 |
| 2019-06-01 | $249,900 (5.0%) | $295,457 (-1.2%) | 0.78 | 973 |
| 2019-07-01 | $242,500 (3.2%) | $292,044 (0.1%) | 0.76 | 961 |
| 2019-08-01 | $232,636 (-1.0%) | $283,126 (-3.3%) | 0.74 | 935 |
| 2019-09-01 | $221,591 (-1.9%) | $272,957 (-4.8%) | 0.71 | 925 |
| 2019-10-01 | $216,975 (-1.4%) | $266,727 (-4.8%) | 0.70 | 916 |
| 2019-11-01 | $225,000 (4.4%) | $269,528 (-2.0%) | 0.74 | 900 |
| 2019-12-01 | $234,875 (9.2%) | $277,537 (1.5%) | 0.78 | 838 |
| 2020-01-01 | $235,375 (8.3%) | $343,111 (24.4%) | 0.79 | 806 |
| 2020-02-01 | $236,750 (6.5%) | $286,879 (2.8%) | 0.78 | 846 |
| 2020-03-01 | $239,900 (3.8%) | $293,038 (4.3%) | 0.75 | 847 |
| 2020-04-01 | $242,500 (0.7%) | $300,040 (4.9%) | 0.76 | 863 |
| 2020-05-01 | $249,500 (1.9%) | $307,051 (4.8%) | 0.76 | 766 |
| 2020-06-01 | $250,950 (0.4%) | $315,404 (6.8%) | 0.74 | 698 |
| 2020-07-01 | $249,950 (3.1%) | $321,164 (10.0%) | 0.72 | 684 |
| 2020-08-01 | $263,175 (13.1%) | $327,685 (15.7%) | 0.75 | 641 |
| 2020-09-01 | $262,500 (18.5%) | $325,139 (19.1%) | 0.75 | 639 |
| 2020-10-01 | $246,725 (13.7%) | $305,454 (14.5%) | 0.71 | 641 |
| 2020-11-01 | $232,000 (3.1%) | $293,084 (8.7%) | 0.68 | 611 |
| 2020-12-01 | $237,313 (1.0%) | $297,268 (7.1%) | 0.71 | 549 |
| 2021-01-01 | $259,450 (10.2%) | $297,935 (-13.2%) | 0.77 | 492 |
| 2021-02-01 | $271,900 (14.9%) | $315,573 (10.0%) | 0.79 | 402 |
| 2021-03-01 | $290,000 (20.9%) | $334,488 (14.1%) | 0.82 | 343 |
| 2021-04-01 | $309,975 (27.8%) | $358,033 (19.3%) | 0.84 | 347 |
| 2021-05-01 | $322,990 (29.5%) | $367,040 (19.5%) | 0.86 | 369 |
| 2021-06-01 | $307,450 (22.5%) | $359,194 (13.9%) | 0.81 | 444 |
| 2021-07-01 | $289,400 (15.8%) | $357,915 (11.4%) | 0.76 | 514 |
| 2021-08-01 | $295,625 (12.3%) | $350,907 (7.1%) | 0.79 | 544 |
| 2021-09-01 | $275,975 (5.1%) | $335,705 (3.3%) | 0.74 | 555 |
| 2021-10-01 | $281,500 (14.1%) | $336,209 (10.1%) | 0.75 | 539 |
| 2021-11-01 | $292,500 (26.1%) | $344,632 (17.6%) | 0.78 | 495 |
| 2021-12-01 | $293,000 (23.5%) | $346,467 (16.6%) | 0.79 | 434 |
| 2022-01-01 | $300,000 (15.6%) | $350,831 (17.8%) | 0.81 | 377 |
| 2022-02-01 | $359,175 (32.1%) | $396,514 (25.7%) | 0.93 | 312 |
| 2022-03-01 | $351,475 (21.2%) | $397,044 (18.7%) | 0.88 | 319 |
| 2022-04-01 | $350,000 (12.9%) | $403,057 (12.6%) | 0.83 | 343 |
| 2022-05-01 | $348,850 (8.0%) | $394,410 (7.5%) | 0.80 | 456 |
| 2022-06-01 | $340,000 (10.6%) | $385,144 (7.2%) | 0.76 | 554 |
| 2022-07-01 | $320,000 (10.6%) | $367,961 (2.8%) | 0.72 | 710 |
| 2022-08-01 | $318,880 (7.9%) | $358,200 (2.1%) | 0.74 | 795 |
| 2022-09-01 | $311,738 (13.0%) | $358,526 (6.8%) | 0.73 | 851 |
| 2022-10-01 | $318,000 (13.0%) | $361,158 (7.4%) | 0.75 | 902 |
| 2022-11-01 | $303,725 (3.8%) | $355,390 (3.1%) | 0.73 | 938 |
| 2022-12-01 | $297,600 (1.6%) | $354,215 (2.2%) | 0.73 | 951 |
| 2023-01-01 | $298,650 (-0.5%) | $348,249 (-0.7%) | 0.74 | 927 |
| 2023-02-01 | $300,000 (-16.5%) | $351,592 (-11.3%) | 0.72 | 941 |
| 2023-03-01 | $299,900 (-14.7%) | $348,175 (-12.3%) | 0.71 | 955 |
| 2023-04-01 | $305,000 (-12.9%) | $362,164 (-10.2%) | 0.71 | 934 |
| 2023-05-01 | $299,500 (-14.2%) | $361,447 (-8.4%) | 0.68 | 1,019 |
LUBBOCK's median listing price for 2023-05-01 was $299,500, a difference of
$-49,350
(-14.2%) versus the prior year and
$-5,500 versus the prior month.
LUBBOCK's median listing price comes in at 68% of the national average.
LUBBOCK's average listing price for 2023-05-01 was $361,447, a difference of $-32,963 (-8.4%) versus the prior year and $-717 versus the prior month.
For the 2023-05-01 period, LUBBOCK had 1,019 MLS listings, a difference of 85 listings (9%) versus the prior month and 563 listings (123%) versus the prior year.
LUBBOCK's median listing price comes in at 68% of the national average.
LUBBOCK's average listing price for 2023-05-01 was $361,447, a difference of $-32,963 (-8.4%) versus the prior year and $-717 versus the prior month.
For the 2023-05-01 period, LUBBOCK had 1,019 MLS listings, a difference of 85 listings (9%) versus the prior month and 563 listings (123%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LUBBOCK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 56 days | 2,261 sqft |
| 2018-02-01 | 40 days | 2,313 sqft |
| 2018-03-01 | 43 days | 2,326 sqft |
| 2018-04-01 | 43 days | 2,374 sqft |
| 2018-05-01 | 38 days | 2,362 sqft |
| 2018-06-01 | 40 days | 2,310 sqft |
| 2018-07-01 | 42 days | 2,265 sqft |
| 2018-08-01 | 44 days | 2,285 sqft |
| 2018-09-01 | 46 days | 2,238 sqft |
| 2018-10-01 | 46 days | 2,200 sqft |
| 2018-11-01 | 49 days | 2,190 sqft |
| 2018-12-01 | 58 days | 2,155 sqft |
| 2019-01-01 | 64 days | 2,153 sqft |
| 2019-02-01 | 49 days | 2,158 sqft |
| 2019-03-01 | 45 days | 2,183 sqft |
| 2019-04-01 | 45 days | 2,225 sqft |
| 2019-05-01 | 45 days | 2,244 sqft |
| 2019-06-01 | 41 days | 2,277 sqft |
| 2019-07-01 | 46 days | 2,277 sqft |
| 2019-08-01 | 47 days | 2,235 sqft |
| 2019-09-01 | 47 days | 2,168 sqft |
| 2019-10-01 | 49 days | 2,129 sqft |
| 2019-11-01 | 47 days | 2,138 sqft |
| 2019-12-01 | 57 days | 2,120 sqft |
| 2020-01-01 | 60 days | 2,106 sqft |
| 2020-02-01 | 43 days | 2,111 sqft |
| 2020-03-01 | 42 days | 2,111 sqft |
| 2020-04-01 | 47 days | 2,143 sqft |
| 2020-05-01 | 51 days | 2,172 sqft |
| 2020-06-01 | 42 days | 2,170 sqft |
| 2020-07-01 | 36 days | 2,169 sqft |
| 2020-08-01 | 44 days | 2,227 sqft |
| 2020-09-01 | 44 days | 2,219 sqft |
| 2020-10-01 | 43 days | 2,113 sqft |
| 2020-11-01 | 46 days | 2,037 sqft |
| 2020-12-01 | 47 days | 2,004 sqft |
| 2021-01-01 | 47 days | 2,047 sqft |
| 2021-02-01 | 39 days | 2,078 sqft |
| 2021-03-01 | 37 days | 2,144 sqft |
| 2021-04-01 | 25 days | 2,192 sqft |
| 2021-05-01 | 24 days | 2,230 sqft |
| 2021-06-01 | 24 days | 2,206 sqft |
| 2021-07-01 | 29 days | 2,200 sqft |
| 2021-08-01 | 32 days | 2,146 sqft |
| 2021-09-01 | 36 days | 2,097 sqft |
| 2021-10-01 | 42 days | 2,106 sqft |
| 2021-11-01 | 44 days | 2,089 sqft |
| 2021-12-01 | 49 days | 2,081 sqft |
| 2022-01-01 | 44 days | 2,117 sqft |
| 2022-02-01 | 31 days | 2,211 sqft |
| 2022-03-01 | 25 days | 2,180 sqft |
| 2022-04-01 | 22 days | 2,139 sqft |
| 2022-05-01 | 22 days | 2,125 sqft |
| 2022-06-01 | 25 days | 2,090 sqft |
| 2022-07-01 | 28 days | 2,090 sqft |
| 2022-08-01 | 30 days | 2,088 sqft |
| 2022-09-01 | 36 days | 2,083 sqft |
| 2022-10-01 | 38 days | 2,096 sqft |
| 2022-11-01 | 44 days | 2,067 sqft |
| 2022-12-01 | 50 days | 2,031 sqft |
| 2023-01-01 | 53 days | 2,014 sqft |
| 2023-02-01 | 40 days | 2,026 sqft |
| 2023-03-01 | 43 days | 2,007 sqft |
| 2023-04-01 | 39 days | 2,050 sqft |
| 2023-05-01 | 32 days | 2,039 sqft |
LUBBOCK's median listing age (time on market) for 2023-05-01 was 32 days.
This
is 49%
longer
than the same period one year ago.
LUBBOCK's median square footage for active listings during the 2023-05-01 period was 2,039 sqft. One year prior, the average listing was 2,125 sqft.
LUBBOCK's median square footage for active listings during the 2023-05-01 period was 2,039 sqft. One year prior, the average listing was 2,125 sqft.
LUBBOCK, TX Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 79235 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79243 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79250 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79311 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79313 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79322 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79329 | Lubbock, TX | $610 | $710 | $870 | $1,230 | $1,480 |
| 79343 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79350 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79356 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79357 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79358 | Lubbock, TX | $610 | $710 | $870 | $1,230 | $1,480 |
| 79363 | Lubbock, TX | $610 | $700 | $860 | $1,220 | $1,460 |
| 79364 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79366 | Lubbock, TX | $750 | $870 | $1,070 | $1,520 | $1,820 |
| 79370 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79381 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79382 | Lubbock, TX | $710 | $820 | $1,010 | $1,430 | $1,720 |
| 79401 | Lubbock, TX | $710 | $820 | $1,010 | $1,430 | $1,720 |
| 79402 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79403 | Lubbock, TX | $610 | $700 | $860 | $1,220 | $1,460 |
| 79404 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79406 | Lubbock, TX | $730 | $840 | $1,040 | $1,470 | $1,760 |
| 79407 | Lubbock, TX | $600 | $690 | $850 | $1,200 | $1,450 |
| 79408 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79409 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79410 | Lubbock, TX | $820 | $950 | $1,170 | $1,660 | $1,990 |
| 79411 | Lubbock, TX | $660 | $760 | $940 | $1,330 | $1,600 |
| 79412 | Lubbock, TX | $620 | $720 | $880 | $1,250 | $1,500 |
| 79413 | Lubbock, TX | $760 | $880 | $1,080 | $1,530 | $1,840 |
| 79414 | Lubbock, TX | $650 | $760 | $930 | $1,320 | $1,580 |
| 79415 | Lubbock, TX | $610 | $710 | $870 | $1,230 | $1,480 |
| 79416 | Lubbock, TX | $770 | $890 | $1,090 | $1,540 | $1,850 |
| 79423 | Lubbock, TX | $700 | $810 | $1,000 | $1,420 | $1,700 |
| 79424 | Lubbock, TX | $690 | $800 | $980 | $1,390 | $1,670 |
| 79430 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79452 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79453 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79464 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79490 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79493 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79499 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
2022 Average & Median Rent Data Statistics
LUBBOCK, TX average 1BR rent: $743, median: $760
LUBBOCK, TX average 2BR rent: $913, median: $935
LUBBOCK, TX average 3BR rent: $1,299, median: $1,325
LUBBOCK, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,789 | $1,784,075,000 | $308,184 |
| Cash Out Refi | 843 | $198,855,000 | $235,890 |
| Refi | 772 | $246,910,000 | $319,832 |
| Other | 145 | $18,135,000 | $125,069 |
| Home Improvement | 132 | $13,240,000 | $100,303 |
| NA | 1 | $85,000 | $85,000 |
Lubbock's most frequently cited loan purpose was Home Purchase, with 5,789 originations. The 2nd most popular reason was Cash Out Refi, with 843 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 2,180 | $854,570,000 | $392,005 |
| 4-5% | 1,820 | $455,280,000 | $250,154 |
| 3-4% | 1,346 | $392,560,000 | $291,649 |
| 6-7% | 1,108 | $241,050,000 | $217,554 |
| 7-8% | 336 | $59,930,000 | $178,363 |
| 2.5-3% | 268 | $61,820,000 | $230,672 |
| <2.5% | 98 | $25,660,000 | $261,837 |
| Over 8% | 81 | $11,175,000 | $137,963 |
During 2022, Lubbock's most frequently originated rate bucket was 5-6%, with 2,180 originations.
Loan Sizing (LUBBOCK, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 3,032 | $458,150,000 | $151,105 |
| $200k-400k | 2,902 | $792,700,000 | $273,156 |
| $100,000 or less | 1,010 | $70,300,000 | $69,604 |
| $400k-600k | 514 | $245,210,000 | $477,062 |
| $600k-1000k | 138 | $98,530,000 | $713,986 |
| $Over $1MM | 86 | $596,410,000 | $6,935,000 |
LUBBOCK's loan sizing saw the bucket of loans from $100k-200k with 3,032 originations, totaling $458,150,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,647 | $917,725,000 | $251,638 |
| 60-80% | 2,465 | $668,755,000 | $271,300 |
| 40-60% | 573 | $153,415,000 | $267,740 |
| 20-40% | 279 | $35,535,000 | $127,366 |
| Under 20% | 155 | $315,845,000 | $2,037,710 |
| Over 100% | 97 | $38,205,000 | $393,866 |
LUBBOCK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,647 originations, totaling $917,725,000 in origination value.