LUBBOCK Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lubbock averaged
6.62%
for the week of 2023-01-26, compared to the national average of
6.13% for the same period.
The average rate for the prior week (2023-01-19) was
6.34% and
one month ago for the week of 2022-12-22, the
average rate was 6.46%.
Lubbock's average rate one year ago was 3.85%.
For refis of the same type during the week of 2023-01-26, the average rate
was 6.32%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-01-26 | 6.13% |
| Lubbock 30 Year Fixed Rate | 2023-01-26 | 6.62% |
| Lubbock 30 Year Fixed Rate Refi | 2023-01-26 | 6.32% |
| Lubbock 15 Year Fixed Rate | 2023-01-26 | 5.99% |
| Lubbock 15 Year Fixed Rate Refi | 2023-01-26 | 5.45% |
| Lubbock 30 Year FHA | 2023-01-26 | 6.04% |
| Lubbock 30 Year FHA Refi | 2023-01-26 | 5.96% |
| Lubbock 30 Year USDA | 2023-01-26 | 6.07% |
| Lubbock 30 Year USDA Refi | 2023-01-26 | 6.11% |
| Lubbock 30 Year VA | 2023-01-26 | 5.94% |
| Lubbock 30 Year VA Refi | 2023-01-26 | 5.89% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LUBBOCK, TX.
LUBBOCK Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LUBBOCK, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LUBBOCK Average Closing Costs & Other Stats
LUBBOCK, TX's 247 lenders originated 11,316
loans during 2021. The total origination value was $2,556,330,000, with an average loan value of
$225,904.
LUBBOCK's average closing costs are $4,939.
The top LUBBOCK lender as defined by loan originations is TEXAS TECH, with
963 loans originated. Their average total fees are
$4,109, which is $490
lower than the next largest lender,
First Bank & Trust.
The lowest fee LUBBOCK lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION ($3,393), SIWELL, INC. ($3,463), Prosperity Bank ($3,498), Bank of America ($3,586) and U.S. Bank ($3,699).
The lowest rate LUBBOCK lenders (with over 10 loans originated) are
Bank of America (2.90%), LRS FINANCIAL NETWORK, INC. (2.96%), UNITED WHOLESALE MORTGAGE, LLC (2.97%), BETTER MORTGAGE CORPORATION (3.01%) and Truist (3.02%).
LUBBOCK, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| TEXAS TECH | $296,180,000 | $314,090,000 | 6.0% | 12.3% |
| First Bank & Trust | $268,030,000 | $208,525,000 | -22.2% | 8.2% |
| City Bank | $187,380,000 | $203,470,000 | 8.6% | 8.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $137,710,000 | $159,910,000 | 16.1% | 6.3% |
| QUICKEN LOANS, LLC | $84,335,000 | $104,330,000 | 23.7% | 4.1% |
| Alliance Credit Union | $93,955,000 | $93,605,000 | -0.4% | 3.7% |
| Peoples Bank | $81,255,000 | $84,160,000 | 3.6% | 3.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $64,175,000 | $83,530,000 | 30.2% | 3.3% |
| Prosperity Bank | $51,820,000 | $72,930,000 | 40.7% | 2.9% |
| Amarillo National Bank | $78,690,000 | $65,455,000 | -16.8% | 2.6% |
| FREEDOM MORTGAGE CORPORATION | $70,130,000 | $57,075,000 | -18.6% | 2.2% |
| WALKER & DUNLOP, LLC | $52,305,000 | n/a | 2.0% | |
| First United Bank | $62,010,000 | $50,550,000 | -18.5% | 2.0% |
| Happy State Bank | $69,250,000 | $45,765,000 | -33.9% | 1.8% |
| Comerica Bank | $40,200,000 | n/a | 1.6% | |
| Southwest Bank | $46,195,000 | $38,395,000 | -16.9% | 1.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $23,570,000 | $36,815,000 | 56.2% | 1.4% |
| Wells Fargo Bank | $24,235,000 | $34,970,000 | 44.3% | 1.4% |
| Gateway First Bank | $10,180,000 | $34,135,000 | 235.3% | 1.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $14,275,000 | $32,395,000 | 126.9% | 1.3% |
| CBRE MULTIFAMILY CAPITAL, INC. | $29,905,000 | n/a | 1.2% | |
| PENNYMAC LOAN SERVICES, LLC | $8,630,000 | $24,025,000 | 178.4% | 0.9% |
| INFINITY MORTGAGE HOLDINGS, LLC | $18,900,000 | $23,465,000 | 24.2% | 0.9% |
| COREVEST AMERICAN FINANCE LENDER LLC | $3,640,000 | $23,310,000 | 540.4% | 0.9% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $18,670,000 | $23,000,000 | 23.2% | 0.9% |
| Mortgage Research Center, LLC | $15,300,000 | $20,190,000 | 32.0% | 0.8% |
| HOMETRUST MORTGAGE COMPANY | $24,865,000 | $20,050,000 | -19.4% | 0.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $13,870,000 | $19,385,000 | 39.8% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $14,795,000 | $17,960,000 | 21.4% | 0.7% |
| LOANDEPOT.COM, LLC | $10,290,000 | $17,840,000 | 73.4% | 0.7% |
| Merchants Bank of Indiana | $16,375,000 | n/a | 0.6% | |
| CALIBER HOME LOANS, INC. | $9,665,000 | $15,200,000 | 57.3% | 0.6% |
| FINANCE OF AMERICA COMMERCIAL LLC | $14,150,000 | n/a | 0.6% | |
| Community National Bank | $6,275,000 | $14,100,000 | 124.7% | 0.6% |
| HOME POINT FINANCIAL CORPORATION | $3,330,000 | $13,520,000 | 306.0% | 0.5% |
| Citizens Bank | $10,750,000 | $12,335,000 | 14.7% | 0.5% |
| JPMorgan Chase Bank | $10,725,000 | $11,420,000 | 6.5% | 0.4% |
| BETTER MORTGAGE CORPORATION | $1,900,000 | $10,670,000 | 461.6% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $7,570,000 | $10,110,000 | 33.6% | 0.4% |
| SIWELL, INC. | $6,695,000 | $9,690,000 | 44.7% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $2,185,000 | $9,555,000 | 337.3% | 0.4% |
| USAA Federal Savings Bank | $8,760,000 | $9,190,000 | 4.9% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $7,855,000 | $8,680,000 | 10.5% | 0.3% |
| Western Bank | $5,885,000 | $8,680,000 | 47.5% | 0.3% |
| FirstCapital Bank of Texas | $11,510,000 | $8,550,000 | -25.7% | 0.3% |
| Truist Bank | $7,680,000 | $8,200,000 | 6.8% | 0.3% |
| Origin Bank | $650,000 | $7,985,000 | 1,128.5% | 0.3% |
| AmeriHome Mortgage Company, LLC | $8,475,000 | $7,825,000 | -7.7% | 0.3% |
| NEWREZ LLC | $4,325,000 | $6,850,000 | 58.4% | 0.3% |
| Bank of America | $7,260,000 | $6,400,000 | -11.8% | 0.3% |
| Vista Bank | $12,005,000 | $6,335,000 | -47.2% | 0.2% |
| LOANPAL, LLC | $3,540,000 | $6,290,000 | 77.7% | 0.2% |
| AMCAP MORTGAGE, LTD. | $3,100,000 | $6,145,000 | 98.2% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $4,085,000 | $5,940,000 | 45.4% | 0.2% |
| CMG MORTGAGE, INC. | $4,330,000 | $5,805,000 | 34.1% | 0.2% |
| 21ST MORTGAGE CORPORATION | $6,715,000 | $5,735,000 | -14.6% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $3,185,000 | $5,525,000 | 73.5% | 0.2% |
| BROKER SOLUTIONS, INC. | $4,335,000 | $5,280,000 | 21.8% | 0.2% |
| NBH Bank | $4,885,000 | n/a | 0.2% | |
| InterContinental Capital Group, Inc | $2,815,000 | $4,525,000 | 60.7% | 0.2% |
| U.S. Bank | $4,785,000 | $4,320,000 | -9.7% | 0.2% |
| AMPLIFY | $4,250,000 | n/a | 0.2% | |
| Ally Bank | $900,000 | $4,090,000 | 354.4% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $3,805,000 | $3,810,000 | 0.1% | 0.1% |
| First Guaranty Mortgage Corporation | $3,545,000 | $3,775,000 | 6.5% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $5,940,000 | $3,760,000 | -36.7% | 0.1% |
| First Financial Bank | $3,150,000 | $3,540,000 | 12.4% | 0.1% |
| GUARANTEED RATE, INC. | $4,200,000 | $3,460,000 | -17.6% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,045,000 | $3,440,000 | 13.0% | 0.1% |
| THRIVE MORTGAGE, LLC | $185,000 | $3,430,000 | 1,754.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,360,000 | $3,420,000 | 151.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $3,295,000 | n/a | 0.1% | |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $2,020,000 | $3,280,000 | 62.4% | 0.1% |
| PlainsCapital Bank | $29,375,000 | $3,280,000 | -88.8% | 0.1% |
| GUILD MORTGAGE COMPANY | $10,870,000 | $3,170,000 | -70.8% | 0.1% |
| American National Bank & Trust | $2,310,000 | $3,120,000 | 35.1% | 0.1% |
| LRS FINANCIAL NETWORK, INC. | $3,720,000 | $3,040,000 | -18.3% | 0.1% |
| Colonial Savings, F.A. | $1,525,000 | $2,950,000 | 93.4% | 0.1% |
| Carrington Mortgage Services, LLC | $2,160,000 | $2,915,000 | 35.0% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,425,000 | $2,875,000 | 101.8% | 0.1% |
| Lakeview Community Capital, LLC | $1,390,000 | $2,815,000 | 102.5% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $4,445,000 | $2,800,000 | -37.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $965,000 | $2,715,000 | 181.3% | 0.1% |
| MORTGAGE FINANCIAL SERVICES, LLC | $3,660,000 | $2,685,000 | -26.6% | 0.1% |
| North American Savings Bank, F.S.B. | $1,860,000 | $2,630,000 | 41.4% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $3,065,000 | $2,590,000 | -15.5% | 0.1% |
| Flagstar Bank, FSB | $4,015,000 | $2,570,000 | -36.0% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $1,955,000 | $2,570,000 | 31.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,090,000 | $2,550,000 | -17.5% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,340,000 | $2,460,000 | 5.1% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,175,000 | $2,290,000 | 94.9% | 0.1% |
| Regions Bank | $2,445,000 | $2,280,000 | -6.7% | 0.1% |
| Veritex Community Bank | $240,000 | $2,165,000 | 802.1% | 0.1% |
| NEW DAY FINANCIAL, LLC | $3,435,000 | $2,130,000 | -38.0% | 0.1% |
| BOKF | $3,620,000 | $2,025,000 | -44.1% | 0.1% |
| Network Funding, L.P. | $1,095,000 | $1,990,000 | 81.7% | 0.1% |
| Bank of England | $1,060,000 | $1,985,000 | 87.3% | 0.1% |
| KELLER MORTGAGE, LLC | $5,510,000 | $1,955,000 | -64.5% | 0.1% |
| SWBC MORTGAGE CORPORATION | $1,580,000 | $1,890,000 | 19.6% | 0.1% |
| Republic State Mortgage Co. | $1,505,000 | $1,850,000 | 22.9% | 0.1% |
| LIMA ONE CAPITAL, LLC | $1,750,000 | n/a | 0.1% | |
| RANDOLPH-BROOKS | $1,060,000 | $1,730,000 | 63.2% | 0.1% |
| The Northern Trust Company | $1,715,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,335,000 | $1,685,000 | 26.2% | 0.1% |
| CELEBRITY HOME LOANS, LLC | $730,000 | $1,680,000 | 130.1% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $1,515,000 | $1,670,000 | 10.2% | 0.1% |
| UBS Bank USA | $125,000 | $1,650,000 | 1,220.0% | 0.1% |
| SFMC, LP | $1,670,000 | $1,620,000 | -3.0% | 0.1% |
| BBVA USA | $4,085,000 | $1,605,000 | -60.7% | 0.1% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $1,730,000 | $1,600,000 | -7.5% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $820,000 | $1,595,000 | 94.5% | 0.1% |
| CLEARPATH LENDING | $4,000,000 | $1,515,000 | -62.1% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $985,000 | $1,500,000 | 52.3% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,225,000 | $1,455,000 | 18.8% | 0.1% |
| Independent Bank | $310,000 | $1,450,000 | 367.7% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $1,000,000 | $1,450,000 | 45.0% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,335,000 | $1,450,000 | -37.9% | 0.1% |
| BancorpSouth Bank | $1,075,000 | $1,430,000 | 33.0% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,755,000 | $1,415,000 | -19.4% | 0.1% |
| PREMIA MORTGAGE, LLC | $400,000 | $1,415,000 | 253.8% | 0.1% |
| First United Bank and Trust Company | $2,365,000 | $1,410,000 | -40.4% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $540,000 | $1,405,000 | 160.2% | 0.1% |
| Strong Home Mortgage, LLC | $700,000 | $1,375,000 | 96.4% | 0.1% |
| AMERICAN ADVISORS GROUP | $540,000 | $1,275,000 | 136.1% | 0.0% |
| PLANET HOME LENDING, LLC | $1,405,000 | $1,255,000 | -10.7% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,245,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,930,000 | $1,230,000 | -36.3% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,875,000 | $1,230,000 | -68.3% | 0.0% |
| UNION HOME MORTGAGE CORP. | $1,185,000 | $1,220,000 | 3.0% | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,345,000 | $1,190,000 | -49.3% | 0.0% |
| EVERETT FINANCIAL, INC. | $4,450,000 | $1,185,000 | -73.4% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $1,210,000 | $1,160,000 | -4.1% | 0.0% |
| Chicago Mortgage Solutions LLC | $1,145,000 | n/a | 0.0% | |
| American Momentum Bank | $1,985,000 | $1,140,000 | -42.6% | 0.0% |
| Commerce Home Mortgage, Inc. | $335,000 | $1,130,000 | 237.3% | 0.0% |
| SOFI LENDING CORP. | $365,000 | $1,125,000 | 208.2% | 0.0% |
| GMFS LLC | $275,000 | $1,080,000 | 292.7% | 0.0% |
| Northpointe Bank | $175,000 | $1,075,000 | 514.3% | 0.0% |
| Access Community Credit Union | $535,000 | $1,065,000 | 99.1% | 0.0% |
| Nations Lending Corporation | $700,000 | $1,045,000 | 49.3% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $1,040,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $1,015,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $1,605,000 | $1,000,000 | -37.7% | 0.0% |
| The Bank & Trust | $1,000,000 | n/a | 0.0% | |
| SENTE MORTGAGE, INC. | $595,000 | $975,000 | 63.9% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $1,180,000 | $955,000 | -19.1% | 0.0% |
| NBKC BANK | $2,620,000 | $955,000 | -63.5% | 0.0% |
| UNIVERSITY LENDING GROUP, LLC | $1,410,000 | $950,000 | -32.6% | 0.0% |
| V.I.P. MORTGAGE, INC. | $870,000 | $950,000 | 9.2% | 0.0% |
| First State Bank | $935,000 | n/a | 0.0% | |
| FirstBank | $920,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $905,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $905,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $295,000 | $905,000 | 206.8% | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | $880,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $155,000 | $870,000 | 461.3% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $690,000 | $870,000 | 26.1% | 0.0% |
| Equity Prime Mortgage LLC | $115,000 | $860,000 | 647.8% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $855,000 | n/a | 0.0% | |
| ASPIRE FINANCIAL, INC. | $800,000 | $845,000 | 5.6% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $840,000 | n/a | 0.0% | |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $125,000 | $840,000 | 572.0% | 0.0% |
| ASSOCIATED MORTGAGE CORPORATION | $325,000 | $825,000 | 153.8% | 0.0% |
| TIB The Independent Bankersbank | $1,490,000 | $815,000 | -45.3% | 0.0% |
| AMWEST FUNDING CORP. | $805,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $450,000 | $800,000 | 77.8% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $770,000 | n/a | 0.0% | |
| Affiliated Bank | $760,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $730,000 | $760,000 | 4.1% | 0.0% |
| Texas Mortgage Lending, LLC | $185,000 | $760,000 | 310.8% | 0.0% |
| COMPEER FINANCIAL, FLCA | $750,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $1,230,000 | $735,000 | -40.2% | 0.0% |
| First American Bank | $500,000 | $730,000 | 46.0% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $625,000 | $715,000 | 14.4% | 0.0% |
| Paramount Bank | $715,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $705,000 | n/a | 0.0% | |
| InterBank | $190,000 | $700,000 | 268.4% | 0.0% |
| First Horizon Bank | $695,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $695,000 | n/a | 0.0% | |
| BOM Bank | $685,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $145,000 | $685,000 | 372.4% | 0.0% |
| First Savings Bank | $105,000 | $680,000 | 547.6% | 0.0% |
| Arvest Bank | $415,000 | $665,000 | 60.2% | 0.0% |
| CERTIFIED FUNDING, L.P. | $765,000 | $665,000 | -13.1% | 0.0% |
| Commerce Bank | $615,000 | n/a | 0.0% | |
| UNIVERSITY Federal Credit Union | $1,485,000 | $615,000 | -58.6% | 0.0% |
| AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $585,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $195,000 | $585,000 | 200.0% | 0.0% |
| NP, Inc. | $665,000 | $580,000 | -12.8% | 0.0% |
| GEO-CORP, INC. | $570,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $115,000 | $560,000 | 387.0% | 0.0% |
| Waterstone Mortgage Corporation | $615,000 | $560,000 | -8.9% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $770,000 | $555,000 | -27.9% | 0.0% |
| ONY GLO, INC. | $545,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $520,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $995,000 | $515,000 | -48.2% | 0.0% |
| RESIDENTIAL BANCORP. | $515,000 | n/a | 0.0% | |
| First Bank | $250,000 | $505,000 | 102.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $160,000 | $495,000 | 209.4% | 0.0% |
| Firefighters First Federal Credit Union | $490,000 | n/a | 0.0% | |
| Citibank | $255,000 | $485,000 | 90.2% | 0.0% |
| GREAT LAKES | $485,000 | n/a | 0.0% | |
| GSB MORTGAGE, INC. | $125,000 | $480,000 | 284.0% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $470,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $465,000 | n/a | 0.0% | |
| BARTON CREEK LENDING GROUP, LLC | $460,000 | n/a | 0.0% | |
| GREATER TEXAS FEDERAL CREDIT UNION | $235,000 | $460,000 | 95.7% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $225,000 | $450,000 | 100.0% | 0.0% |
| BARTLETT MORTGAGE, INC. | $445,000 | n/a | 0.0% | |
| Extraco Banks | $175,000 | $440,000 | 151.4% | 0.0% |
| Florida Capital Bank | $440,000 | n/a | 0.0% | |
| NTFN, INC. | $720,000 | $415,000 | -42.4% | 0.0% |
| SIRVA MORTGAGE, INC. | $800,000 | $415,000 | -48.1% | 0.0% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $620,000 | $415,000 | -33.1% | 0.0% |
| Great Plains National Bank | $720,000 | $410,000 | -43.1% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $405,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $405,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $270,000 | $405,000 | 50.0% | 0.0% |
| SILVER HILL FUNDING, LLC | $405,000 | n/a | 0.0% | |
| Metro City Bank | $195,000 | $400,000 | 105.1% | 0.0% |
| PHH Mortgage Corporation | $1,005,000 | $400,000 | -60.2% | 0.0% |
| S1L, Inc. | $155,000 | $400,000 | 158.1% | 0.0% |
| PNC Bank | $1,360,000 | $390,000 | -71.3% | 0.0% |
| TIAA, FSB | $1,600,000 | $390,000 | -75.6% | 0.0% |
| WESTERN EXPRESS LENDING | $390,000 | n/a | 0.0% | |
| Education Credit Union | $120,000 | $385,000 | 220.8% | 0.0% |
| First Mortgage Solutions, LLC | $385,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $385,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $380,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $375,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $1,155,000 | $375,000 | -67.5% | 0.0% |
| SECURITY SERVICE | $3,395,000 | $375,000 | -89.0% | 0.0% |
| TJC Mortgage, Inc. | $225,000 | $375,000 | 66.7% | 0.0% |
| Texas Bank Financial | $150,000 | $370,000 | 146.7% | 0.0% |
| Farmers Bank & Trust | $365,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $365,000 | n/a | 0.0% | |
| Trinity Oaks Mortgage, LLC | $365,000 | n/a | 0.0% | |
| VALLEY STRONG CREDIT UNION | $365,000 | n/a | 0.0% | |
| Midland States Bank | $355,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $320,000 | $355,000 | 10.9% | 0.0% |
| Simmons Bank | $365,000 | $355,000 | -2.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $380,000 | $350,000 | -7.9% | 0.0% |
| Manufacturers and Traders Trust Company | $95,000 | $345,000 | 263.2% | 0.0% |
| MOBILITY Credit Union | $355,000 | $345,000 | -2.8% | 0.0% |
| FirstBank Southwest | $1,280,000 | $335,000 | -73.8% | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | $335,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $85,000 | $330,000 | 288.2% | 0.0% |
| SOUTHWEST FUNDING, LP | $1,215,000 | $330,000 | -72.8% | 0.0% |
| FIDELITY BANK | $325,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $820,000 | $325,000 | -60.4% | 0.0% |
| Herring Bank | $1,255,000 | $320,000 | -74.5% | 0.0% |
| The American National Bank of Texas | $320,000 | n/a | 0.0% | |
| Western Commerce Bank | $520,000 | $320,000 | -38.5% | 0.0% |
| First National Bank of Omaha | $315,000 | n/a | 0.0% | |
| HomeBank Texas | $315,000 | n/a | 0.0% | |
| Complex Community Federal Credit Union | $310,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $300,000 | $310,000 | 3.3% | 0.0% |
| LENDERFI, INC. | $205,000 | $300,000 | 46.3% | 0.0% |
| Watermark Capital, Inc. | $175,000 | $300,000 | 71.4% | 0.0% |
| HOME APPROVALS DIRECT, INC. | $295,000 | n/a | 0.0% | |
| TEXANS | $135,000 | $295,000 | 118.5% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $290,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $285,000 | n/a | 0.0% | |
| Spirit of Texas Bank, SSB | $285,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $105,000 | $285,000 | 171.4% | 0.0% |
| Evolve Bank & Trust | $335,000 | $280,000 | -16.4% | 0.0% |
| Encompass Lending Group, LP | $275,000 | n/a | 0.0% | |
| Generations Bank | $265,000 | n/a | 0.0% | |
| Lend Smart Mortgage, LLC | $95,000 | $265,000 | 178.9% | 0.0% |
| JMAC LENDING, INC. | $260,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $255,000 | n/a | 0.0% | |
| Midwest Mortgage Associates Corporation | $155,000 | $255,000 | 64.5% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $155,000 | $255,000 | 64.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $255,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $860,000 | $250,000 | -70.9% | 0.0% |
| Great Southern Bank | $245,000 | n/a | 0.0% | |
| The Huntington National Bank | $245,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $175,000 | $235,000 | 34.3% | 0.0% |
| DAS Acquisition Company, LLC | $230,000 | $235,000 | 2.2% | 0.0% |
| Mid-Continent Funding, Inc. | $165,000 | $235,000 | 42.4% | 0.0% |
| RANLIFE, INC. | $235,000 | n/a | 0.0% | |
| AIR ACADEMY | $230,000 | n/a | 0.0% | |
| AMERICA'S CHOICE HOME LOANS LP | $235,000 | $230,000 | -2.1% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $230,000 | n/a | 0.0% | |
| VeraBank | $230,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| Gate City Bank | $225,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $225,000 | n/a | 0.0% | |
| NAVY ARMY COMMUNITY CREDIT UNION | $225,000 | n/a | 0.0% | |
| Stride Bank | $225,000 | n/a | 0.0% | |
| Wallick & Volk, Inc. | $225,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $215,000 | $215,000 | 0.0% | 0.0% |
| MLD MORTGAGE INC. | $215,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $355,000 | $210,000 | -40.8% | 0.0% |
| MEMBER HOME LOAN, L.L.C. | $185,000 | $210,000 | 13.5% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $815,000 | $205,000 | -74.8% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $365,000 | $205,000 | -43.8% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $1,215,000 | $205,000 | -83.1% | 0.0% |
| PILGRIM MORTGAGE LLC | $475,000 | $205,000 | -56.8% | 0.0% |
| Security State Bank & Trust | $205,000 | n/a | 0.0% | |
| West Town Bank & Trust | $205,000 | n/a | 0.0% | |
| Discover Bank | $1,115,000 | $200,000 | -82.1% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $195,000 | $195,000 | 0.0% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $195,000 | n/a | 0.0% | |
| OCMBC, INC. | $195,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $195,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $255,000 | $185,000 | -27.5% | 0.0% |
| Commercial Bank of Texas | $155,000 | $185,000 | 19.4% | 0.0% |
| EAGLE HOME MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $185,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $185,000 | n/a | 0.0% | |
| NFM, INC. | $185,000 | n/a | 0.0% | |
| Sunflower Bank | $555,000 | $185,000 | -66.7% | 0.0% |
| First National Bank of America | $115,000 | $175,000 | 52.2% | 0.0% |
| The Bank of San Antonio | $175,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $175,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $165,000 | n/a | 0.0% | |
| Inwood National Bank | $785,000 | $165,000 | -79.0% | 0.0% |
| IVY MORTGAGE, INC. | $305,000 | $165,000 | -45.9% | 0.0% |
| NMSI, INC. | $165,000 | n/a | 0.0% | |
| RB MORTGAGE LLC | $205,000 | $165,000 | -19.5% | 0.0% |
| Baxter Credit Union | $75,000 | $155,000 | 106.7% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $155,000 | n/a | 0.0% | |
| Jefferson Bank | $155,000 | n/a | 0.0% | |
| North East Texas Credit Union | $155,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $155,000 | n/a | 0.0% | |
| TEXAS TRUST | $155,000 | n/a | 0.0% | |
| First National Bank Texas | $390,000 | $150,000 | -61.5% | 0.0% |
| Reliant Bank | $145,000 | $150,000 | 3.4% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $145,000 | n/a | 0.0% | |
| Austin Bank, Texas | $145,000 | n/a | 0.0% | |
| BankFirst Financial Services | $105,000 | $145,000 | 38.1% | 0.0% |
| CHAMPIONS MORTGAGE LLC | $145,000 | n/a | 0.0% | |
| CLM MORTGAGE, INC | $145,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $255,000 | $145,000 | -43.1% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $145,000 | n/a | 0.0% | |
| Pinnacle Bank | $145,000 | n/a | 0.0% | |
| b1BANK | $135,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $135,000 | n/a | 0.0% | |
| HIGHLAND HOMELOANS, LLC | $135,000 | n/a | 0.0% | |
| KS StateBank | $135,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $135,000 | n/a | 0.0% | |
| West Gate Bank | $860,000 | $135,000 | -84.3% | 0.0% |
| American Mortgage Bank, LLC | $125,000 | n/a | 0.0% | |
| Citizens Bank of Las Cruces | $125,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $285,000 | $125,000 | -56.1% | 0.0% |
| FBC MORTGAGE, LLC | $700,000 | $125,000 | -82.1% | 0.0% |
| HANCOCK MORTGAGE PARTNERS, LLC | $125,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $430,000 | $125,000 | -70.9% | 0.0% |
| Vantage Bank Texas | $340,000 | $125,000 | -63.2% | 0.0% |
| Visio Financial Services Inc. | $125,000 | n/a | 0.0% | |
| GROUP MORTGAGE, LLC | $115,000 | n/a | 0.0% | |
| Pioneer Bank | $85,000 | $115,000 | 35.3% | 0.0% |
| CityWorth Mortgage LLC | $1,290,000 | $105,000 | -91.9% | 0.0% |
| First Western Federal Savings Bank | $105,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $265,000 | $105,000 | -60.4% | 0.0% |
| HAMILTON HOME LOANS, INC. | $145,000 | $105,000 | -27.6% | 0.0% |
| RED DIAMOND HOME LOANS, LLC | $315,000 | $105,000 | -66.7% | 0.0% |
| SouthStar Bank, S.S.B. | $450,000 | $105,000 | -76.7% | 0.0% |
| The Bank | $105,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $95,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $95,000 | n/a | 0.0% | |
| Nicolet National Bank | $85,000 | n/a | 0.0% | |
| Fortress Bank | $65,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $170,000 | $55,000 | -67.6% | 0.0% |
| New Mexico Bank & Trust | $55,000 | n/a | 0.0% | |
| ABILENE TEACHERS Federal Credit Union | $45,000 | n/a | 0.0% | |
| MidFirst Bank | $15,000 | n/a | 0.0% |
LUBBOCK's top lender by overall market share is TEXAS TECH, with 12.3% market share. In second place, with 8.2%, is First Bank & Trust, having originated $208,525,000 in loans. In third place, with 8.0%, is City Bank, having originated $203,470,000 in loans. In fourth place, with 6.3%, is ARK-LA-TEX FINANCIAL SERVICES, LLC., having originated $159,910,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $104,330,000 in loans.
LUBBOCK Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LUBBOCK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $224,400 (6.9%) | $278,567 (1.7%) | 0.83 | 1,030 |
| 2018-02-01 | $233,863 (5.6%) | $291,535 (1.8%) | 0.85 | 1,003 |
| 2018-03-01 | $235,000 (-4.0%) | $296,210 (-0.3%) | 0.82 | 1,009 |
| 2018-04-01 | $246,750 (-8.6%) | $305,278 (-2.4%) | 0.84 | 1,010 |
| 2018-05-01 | $244,600 (-9.6%) | $300,831 (-4.7%) | 0.82 | 1,054 |
| 2018-06-01 | $238,000 (-10.9%) | $298,884 (-3.5%) | 0.79 | 1,151 |
| 2018-07-01 | $234,950 (-8.7%) | $291,869 (-3.9%) | 0.78 | 1,212 |
| 2018-08-01 | $234,950 (-3.9%) | $292,634 (-0.6%) | 0.79 | 1,221 |
| 2018-09-01 | $225,850 (-3.9%) | $286,607 (-1.8%) | 0.76 | 1,224 |
| 2018-10-01 | $219,975 (-6.4%) | $280,065 (-3.6%) | 0.74 | 1,239 |
| 2018-11-01 | $215,600 (-7.3%) | $275,023 (-4.8%) | 0.73 | 1,207 |
| 2018-12-01 | $215,000 (-6.5%) | $273,348 (-4.9%) | 0.74 | 1,181 |
| 2019-01-01 | $217,373 (-3.1%) | $275,917 (-1.0%) | 0.75 | 1,111 |
| 2019-02-01 | $222,225 (-5.0%) | $279,178 (-4.2%) | 0.75 | 1,075 |
| 2019-03-01 | $231,114 (-1.7%) | $280,854 (-5.2%) | 0.76 | 1,023 |
| 2019-04-01 | $240,875 (-2.4%) | $286,150 (-6.3%) | 0.76 | 967 |
| 2019-05-01 | $244,925 (0.1%) | $292,957 (-2.6%) | 0.77 | 969 |
| 2019-06-01 | $249,900 (5.0%) | $295,457 (-1.2%) | 0.78 | 973 |
| 2019-07-01 | $242,500 (3.2%) | $292,044 (0.1%) | 0.76 | 961 |
| 2019-08-01 | $232,636 (-1.0%) | $283,126 (-3.3%) | 0.74 | 935 |
| 2019-09-01 | $221,591 (-1.9%) | $272,957 (-4.8%) | 0.71 | 925 |
| 2019-10-01 | $216,975 (-1.4%) | $266,727 (-4.8%) | 0.70 | 916 |
| 2019-11-01 | $225,000 (4.4%) | $269,528 (-2.0%) | 0.74 | 900 |
| 2019-12-01 | $234,875 (9.2%) | $277,537 (1.5%) | 0.78 | 838 |
| 2020-01-01 | $235,375 (8.3%) | $343,111 (24.4%) | 0.79 | 806 |
| 2020-02-01 | $236,750 (6.5%) | $286,879 (2.8%) | 0.77 | 846 |
| 2020-03-01 | $239,900 (3.8%) | $293,038 (4.3%) | 0.75 | 847 |
| 2020-04-01 | $242,500 (0.7%) | $300,040 (4.9%) | 0.76 | 863 |
| 2020-05-01 | $249,500 (1.9%) | $307,051 (4.8%) | 0.76 | 766 |
| 2020-06-01 | $250,950 (0.4%) | $315,404 (6.8%) | 0.74 | 698 |
| 2020-07-01 | $249,950 (3.1%) | $321,164 (10.0%) | 0.72 | 684 |
| 2020-08-01 | $263,175 (13.1%) | $327,685 (15.7%) | 0.75 | 641 |
| 2020-09-01 | $262,500 (18.5%) | $325,139 (19.1%) | 0.75 | 639 |
| 2020-10-01 | $246,725 (13.7%) | $305,454 (14.5%) | 0.71 | 641 |
| 2020-11-01 | $232,000 (3.1%) | $293,084 (8.7%) | 0.68 | 611 |
| 2020-12-01 | $237,313 (1.0%) | $297,268 (7.1%) | 0.71 | 549 |
| 2021-01-01 | $259,450 (10.2%) | $297,935 (-13.2%) | 0.77 | 492 |
| 2021-02-01 | $271,900 (14.9%) | $315,573 (10.0%) | 0.79 | 402 |
| 2021-03-01 | $290,000 (20.9%) | $334,489 (14.2%) | 0.82 | 343 |
| 2021-04-01 | $309,975 (27.8%) | $358,033 (19.3%) | 0.84 | 347 |
| 2021-05-01 | $322,990 (29.5%) | $367,040 (19.5%) | 0.85 | 369 |
| 2021-06-01 | $307,450 (22.5%) | $359,194 (13.9%) | 0.81 | 443 |
| 2021-07-01 | $289,400 (15.8%) | $357,915 (11.4%) | 0.76 | 514 |
| 2021-08-01 | $295,625 (12.3%) | $350,907 (7.1%) | 0.79 | 544 |
| 2021-09-01 | $275,975 (5.1%) | $335,705 (3.3%) | 0.74 | 555 |
| 2021-10-01 | $283,250 (14.8%) | $336,209 (10.1%) | 0.76 | 539 |
| 2021-11-01 | $292,500 (26.1%) | $344,632 (17.6%) | 0.78 | 495 |
| 2021-12-01 | $293,000 (23.5%) | $346,467 (16.6%) | 0.79 | 434 |
| 2022-01-01 | $300,000 (15.6%) | $351,395 (17.9%) | 0.81 | 377 |
| 2022-02-01 | $359,175 (32.1%) | $396,514 (25.7%) | 0.93 | 312 |
| 2022-03-01 | $351,475 (21.2%) | $397,044 (18.7%) | 0.88 | 319 |
| 2022-04-01 | $350,999 (13.2%) | $403,570 (12.7%) | 0.84 | 343 |
| 2022-05-01 | $350,000 (8.4%) | $394,410 (7.5%) | 0.80 | 456 |
| 2022-06-01 | $340,000 (10.6%) | $385,144 (7.2%) | 0.76 | 554 |
| 2022-07-01 | $320,000 (10.6%) | $367,961 (2.8%) | 0.72 | 710 |
| 2022-08-01 | $319,305 (8.0%) | $358,270 (2.1%) | 0.74 | 795 |
| 2022-09-01 | $311,738 (13.0%) | $358,526 (6.8%) | 0.73 | 851 |
| 2022-10-01 | $318,000 (12.3%) | $365,082 (8.6%) | 0.75 | 902 |
| 2022-11-01 | $304,362 (4.1%) | $359,187 (4.2%) | 0.73 | 939 |
| 2022-12-01 | $299,000 (2.1%) | $358,233 (3.4%) | 0.75 | 951 |
LUBBOCK's median listing price for 2022-12-01 was $299,000, a difference of
$6,000
(2.1%) versus the prior year and
$-5,362 versus the prior month.
LUBBOCK's median listing price comes in at 75% of the national average.
LUBBOCK's average listing price for 2022-12-01 was $358,233, a difference of $11,766 (3.4%) versus the prior year and $-954 versus the prior month.
For the 2022-12-01 period, LUBBOCK had 951 MLS listings, a difference of 12 listings (1%) versus the prior month and 517 listings (119%) versus the prior year.
LUBBOCK's median listing price comes in at 75% of the national average.
LUBBOCK's average listing price for 2022-12-01 was $358,233, a difference of $11,766 (3.4%) versus the prior year and $-954 versus the prior month.
For the 2022-12-01 period, LUBBOCK had 951 MLS listings, a difference of 12 listings (1%) versus the prior month and 517 listings (119%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LUBBOCK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 57 days | 2,261 sqft |
| 2018-02-01 | 40 days | 2,313 sqft |
| 2018-03-01 | 44 days | 2,326 sqft |
| 2018-04-01 | 44 days | 2,374 sqft |
| 2018-05-01 | 39 days | 2,362 sqft |
| 2018-06-01 | 40 days | 2,310 sqft |
| 2018-07-01 | 43 days | 2,265 sqft |
| 2018-08-01 | 45 days | 2,285 sqft |
| 2018-09-01 | 47 days | 2,238 sqft |
| 2018-10-01 | 46 days | 2,200 sqft |
| 2018-11-01 | 50 days | 2,190 sqft |
| 2018-12-01 | 59 days | 2,155 sqft |
| 2019-01-01 | 65 days | 2,153 sqft |
| 2019-02-01 | 50 days | 2,158 sqft |
| 2019-03-01 | 45 days | 2,183 sqft |
| 2019-04-01 | 45 days | 2,225 sqft |
| 2019-05-01 | 45 days | 2,244 sqft |
| 2019-06-01 | 43 days | 2,277 sqft |
| 2019-07-01 | 46 days | 2,277 sqft |
| 2019-08-01 | 47 days | 2,235 sqft |
| 2019-09-01 | 49 days | 2,168 sqft |
| 2019-10-01 | 50 days | 2,129 sqft |
| 2019-11-01 | 49 days | 2,138 sqft |
| 2019-12-01 | 58 days | 2,120 sqft |
| 2020-01-01 | 61 days | 2,106 sqft |
| 2020-02-01 | 43 days | 2,111 sqft |
| 2020-03-01 | 43 days | 2,111 sqft |
| 2020-04-01 | 48 days | 2,143 sqft |
| 2020-05-01 | 51 days | 2,172 sqft |
| 2020-06-01 | 42 days | 2,170 sqft |
| 2020-07-01 | 37 days | 2,169 sqft |
| 2020-08-01 | 44 days | 2,227 sqft |
| 2020-09-01 | 44 days | 2,219 sqft |
| 2020-10-01 | 43 days | 2,113 sqft |
| 2020-11-01 | 47 days | 2,037 sqft |
| 2020-12-01 | 49 days | 2,004 sqft |
| 2021-01-01 | 50 days | 2,047 sqft |
| 2021-02-01 | 41 days | 2,078 sqft |
| 2021-03-01 | 38 days | 2,144 sqft |
| 2021-04-01 | 26 days | 2,192 sqft |
| 2021-05-01 | 24 days | 2,230 sqft |
| 2021-06-01 | 24 days | 2,206 sqft |
| 2021-07-01 | 29 days | 2,200 sqft |
| 2021-08-01 | 32 days | 2,146 sqft |
| 2021-09-01 | 36 days | 2,097 sqft |
| 2021-10-01 | 43 days | 2,110 sqft |
| 2021-11-01 | 44 days | 2,089 sqft |
| 2021-12-01 | 50 days | 2,081 sqft |
| 2022-01-01 | 44 days | 2,117 sqft |
| 2022-02-01 | 32 days | 2,211 sqft |
| 2022-03-01 | 25 days | 2,180 sqft |
| 2022-04-01 | 23 days | 2,143 sqft |
| 2022-05-01 | 22 days | 2,138 sqft |
| 2022-06-01 | 25 days | 2,090 sqft |
| 2022-07-01 | 28 days | 2,090 sqft |
| 2022-08-01 | 31 days | 2,091 sqft |
| 2022-09-01 | 36 days | 2,083 sqft |
| 2022-10-01 | 38 days | 2,100 sqft |
| 2022-11-01 | 44 days | 2,068 sqft |
| 2022-12-01 | 51 days | 2,031 sqft |
LUBBOCK's median listing age (time on market) for 2022-12-01 was 51 days.
This
is 3%
longer
than the same period one year ago.
LUBBOCK's median square footage for active listings during the 2022-12-01 period was 2,031 sqft. One year prior, the average listing was 2,081 sqft.
LUBBOCK's median square footage for active listings during the 2022-12-01 period was 2,031 sqft. One year prior, the average listing was 2,081 sqft.
LUBBOCK, TX Average Rent (2022)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 79235 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79243 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79250 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79311 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79313 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79322 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79329 | Lubbock, TX | $610 | $710 | $870 | $1,230 | $1,480 |
| 79343 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79350 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79356 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79357 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79358 | Lubbock, TX | $610 | $710 | $870 | $1,230 | $1,480 |
| 79363 | Lubbock, TX | $610 | $700 | $860 | $1,220 | $1,460 |
| 79364 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79366 | Lubbock, TX | $750 | $870 | $1,070 | $1,520 | $1,820 |
| 79370 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79381 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79382 | Lubbock, TX | $710 | $820 | $1,010 | $1,430 | $1,720 |
| 79401 | Lubbock, TX | $710 | $820 | $1,010 | $1,430 | $1,720 |
| 79402 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79403 | Lubbock, TX | $610 | $700 | $860 | $1,220 | $1,460 |
| 79404 | Lubbock, TX | $580 | $660 | $810 | $1,160 | $1,400 |
| 79406 | Lubbock, TX | $730 | $840 | $1,040 | $1,470 | $1,760 |
| 79407 | Lubbock, TX | $600 | $690 | $850 | $1,200 | $1,450 |
| 79408 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79409 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79410 | Lubbock, TX | $820 | $950 | $1,170 | $1,660 | $1,990 |
| 79411 | Lubbock, TX | $660 | $760 | $940 | $1,330 | $1,600 |
| 79412 | Lubbock, TX | $620 | $720 | $880 | $1,250 | $1,500 |
| 79413 | Lubbock, TX | $760 | $880 | $1,080 | $1,530 | $1,840 |
| 79414 | Lubbock, TX | $650 | $760 | $930 | $1,320 | $1,580 |
| 79415 | Lubbock, TX | $610 | $710 | $870 | $1,230 | $1,480 |
| 79416 | Lubbock, TX | $770 | $890 | $1,090 | $1,540 | $1,850 |
| 79423 | Lubbock, TX | $700 | $810 | $1,000 | $1,420 | $1,700 |
| 79424 | Lubbock, TX | $690 | $800 | $980 | $1,390 | $1,670 |
| 79430 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79452 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79453 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79464 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79490 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79493 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
| 79499 | Lubbock, TX | $670 | $770 | $950 | $1,350 | $1,620 |
2022 Average & Median Rent Data Statistics
LUBBOCK, TX average 1BR rent: $743, median: $760
LUBBOCK, TX average 2BR rent: $913, median: $935
LUBBOCK, TX average 3BR rent: $1,299, median: $1,325
LUBBOCK, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 6,725 | $1,565,905,000 | $232,848 |
| Refi | 3,422 | $762,670,000 | $222,873 |
| Cash Out Refi | 1,016 | $206,070,000 | $202,825 |
| Home Improvement | 89 | $9,225,000 | $103,652 |
| Other | 59 | $11,735,000 | $198,898 |
| NA | 5 | $725,000 | $145,000 |
Lubbock's most frequently cited loan purpose was Home Purchase, with 6,725 originations. The 2nd most popular reason was Refi, with 3,422 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 4,275 | $956,615,000 | $223,770 |
| 2.5-3% | 3,639 | $838,545,000 | $230,433 |
| <2.5% | 1,528 | $370,060,000 | $242,186 |
| 4-5% | 1,100 | $205,220,000 | $186,564 |
| 5-6% | 146 | $45,950,000 | $314,726 |
| 6-7% | 45 | $8,405,000 | $186,778 |
| Over 8% | 43 | $4,465,000 | $103,837 |
| 7-8% | 29 | $3,455,000 | $119,138 |
During 2021, Lubbock's most frequently originated rate bucket was 3-4%, with 4,275 originations.
Loan Sizing (LUBBOCK, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 5,278 | $791,560,000 | $149,973 |
| $200k-400k | 3,796 | $1,025,140,000 | $270,058 |
| $100,000 or less | 1,432 | $105,100,000 | $73,394 |
| $400k-600k | 640 | $305,330,000 | $477,078 |
| $600k-1000k | 109 | $81,345,000 | $746,284 |
| $Over $1MM | 61 | $247,855,000 | $4,063,197 |
LUBBOCK's loan sizing saw the bucket of loans from $100k-200k with 5,278 originations, totaling $791,560,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 5,301 | $1,184,425,000 | $223,434 |
| 60-80% | 3,676 | $911,830,000 | $248,050 |
| 40-60% | 954 | $160,750,000 | $168,501 |
| 20-40% | 276 | $38,340,000 | $138,913 |
| Over 100% | 105 | $51,195,000 | $487,571 |
| Under 20% | 85 | $6,095,000 | $71,706 |
LUBBOCK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,301 originations, totaling $1,184,425,000 in origination value.