LUBBOCK Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lubbock averaged 6.64% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.68% and one month ago for the week of 2024-03-07, the average rate was 7.04%.

Lubbock's average rate one year ago was 6.04%.

For refis of the same type during the week of 2024-04-11, the average rate was 6.95%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Lubbock 30 Year Fixed Rate 2024-04-11 6.64%
Lubbock 30 Year Fixed Rate Refi 2024-04-11 6.95%
Lubbock 15 Year Fixed Rate 2024-04-11 6.43%
Lubbock 15 Year Fixed Rate Refi 2024-04-11 6.16%
Lubbock 30 Year FHA 2024-04-11 6.33%
Lubbock 30 Year FHA Refi 2024-04-11 6.64%
Lubbock 30 Year USDA 2024-04-11 6.81%
Lubbock 30 Year USDA Refi 2024-04-11 6.71%
Lubbock 30 Year VA 2024-04-11 6.31%
Lubbock 30 Year VA Refi 2024-04-11 6.47%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LUBBOCK, TX.

LUBBOCK Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LUBBOCK, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
TEXAS TECH 436 6.70% $4,974
ARK-LA-TEX FINANCIAL SERVICES, LLC. 137 6.87% $5,092
QUICKEN LOANS, LLC 117 7.14% $6,516
Prosperity Bank 109 6.51% $4,016
T2 FINANCIAL LLC 108 6.86% $4,699
City Bank 104 6.92% $6,006
THRIVE MORTGAGE, LLC 91 6.69% $6,529
Alliance Credit Union 89 6.62% $7,630
UNITED WHOLESALE MORTGAGE, LLC 73 6.69% $7,957
First United Bank 59 6.73% $5,607
CARDINAL FINANCIAL 55 6.50% $6,786
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 45 6.52% $8,917
DHI MORTGAGE COMPANY, LTD. 35 5.70% $3,201
Amarillo National Bank 35 6.82% $5,238
MICHIGAN MUTUAL, INC. 33 6.37% $11,640
JPMorgan Chase Bank 32 6.71% $6,056
LOANDEPOT.COM, LLC 31 6.81% $6,827
FLAT BRANCH MORTGAGE, INC. 30 6.68% $7,600
PRIMELENDING, A PLAINSCAPITAL COMPANY 30 6.77% $6,684
Wells Fargo Bank 24 6.36% $5,032
Southwest Bank 23 6.99% $5,270
Mr. Cooper ( Nationstar Mortgage ) 18 7.10% $7,318
Flagstar Bank, FSB 13 6.77% $5,964
Centennial Bank 12 6.59% $4,611
HOMETRUST MORTGAGE COMPANY 12 6.50% $5,901
General Mortgage Capital Corporation 11 6.27% $6,878
NexBank 9 6.71% $9,345
American Bank of Commerce 8 6.72% $4,705
PENNYMAC LOAN SERVICES, LLC 8 6.64% $9,203
USAA Federal Savings Bank 7 6.77% $5,651
ROYAL UNITED MORTGAGE LLC 7 7.00% $7,999
NAVY FEDERAL CREDIT UNION 7 6.91% $4,131
CROSSCOUNTRY MORTGAGE, LLC 6 7.34% $11,575
U.S. Bank 6 6.54% $12,539
The Loan Store, Inc. 6 6.63% $8,524
BancorpSouth 6 6.42% $5,479
Bank of America 6 6.35% $5,121
CHURCHILL MORTGAGE CORPORATION 6 7.21% $6,988
GUARANTY HOME MORTGAGE CORPORATION 6 6.35% $5,425
NEWREZ LLC 5 7.83% $7,207
AMERISAVE MORTGAGE CORPORATION 5 7.38% $9,156
AmeriHome Mortgage Company, LLC 5 6.95% $5,761
ZILLOW HOME LOANS, LLC 5 6.83% $5,945
FREEDOM MORTGAGE CORPORATION 5 7.05% $6,461
SFMC, LP 5 7.62% $9,301
AMCAP MORTGAGE, LTD. 5 6.58% $7,824
A&D Mortgage LLC 5 8.30% $17,452
Regions Bank 5 6.45% $5,043
GUARANTEED RATE, INC. 5 6.53% $6,110
FIRST COLONY MORTGAGE CORPORATION 4 7.00% $5,636
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 7.03% $9,804
Citizens Bank 4 6.97% $5,078
NATIONS RELIABLE LENDING, LLC 4 7.12% $9,410
DEEPHAVEN MORTGAGE LLC 4 8.69% $10,626
First Horizon Bank 3 7.00% $6,974
Affiliated Bank 3 7.00% $10,695
American National Bank & Trust 3 6.67% $3,887
BETTER MORTGAGE CORPORATION 3 6.17% $3,576
First Bank 3 6.67% $6,742
First Financial Bank 3 6.69% $7,931
GUILD MORTGAGE COMPANY 3 7.37% $5,374
HOMESIDE FINANCIAL, LLC 3 6.83% $9,123
HOMEXPRESS MORTGAGE CORP. 3 8.83% $10,242
INTEGRITY MORTGAGE CORPORATION OF TEXAS 3 6.54% $8,966
LEADERONE FINANCIAL CORPORATION 3 6.71% $6,664
Neighborhood Loans, Inc. 3 7.58% $6,305
Network Funding, L.P. 3 7.54% $5,485
PENTAGON FEDERAL CREDIT UNION 3 6.21% $5,054
PNC Bank 3 7.13% $3,604
SUCCESS MORTGAGE PARTNERS, INC. 3 7.04% $12,256
SWBC MORTGAGE CORPORATION 3 6.75% $6,415
The Huntington National Bank 3 6.83% $6,135
Veritex Community Bank 2 5.94% $6,518
SECURITYNATIONAL MORTGAGE COMPANY 2 6.13% $12,474
SECURITY SERVICE 2 5.75% $4,234
Servion, Inc. 2 8.13% $6,034
BROKER SOLUTIONS, INC. 2 6.99% $6,652
Simmons Bank 2 5.94% $4,148
SIWELL, INC. 2 6.56% $15,901
MID AMERICA MORTGAGE, INC. 2 6.43% $15,000
Northpointe Bank 2 7.19% $7,700
Colonial Savings, F.A. 2 6.31% $6,014
CMG MORTGAGE, INC. 2 7.62% $4,415
AMERICAN HERITAGE LENDING, INC. 2 9.75% $8,765
MORTGAGE ACCESS CORP. 2 8.31% $9,007
AMERICAN FINANCING CORPORATION 2 7.13% $9,292
Heritage Bank 2 5.63% $8,474
Carrington Mortgage Services, LLC 2 6.06% $5,115
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.81% $5,061
PILGRIM MORTGAGE LLC 2 7.06% $5,717
Plains Commerce Bank 2 7.38% $6,207
TIB The Independent Bankersbank 2 7.00% $5,370
PLANET HOME LENDING, LLC 2 7.31% $7,674
PLAZA HOME MORTGAGE, INC. 2 7.00% $9,349
MOVEMENT MORTGAGE, LLC 2 6.88% $6,660
Discover Bank 2 7.14% $0
PREMIA MORTGAGE, LLC 2 6.69% $2,399
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.94% $5,846
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 6.75% $9,460
LOANPEOPLE, LLC 2 6.25% $10,163
Citibank 2 5.19% $8,946
Prosperity Home Mortgage, LLC 2 7.13% $4,437
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.50% $6,396
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.81% $4,657
BMO Harris Bank 2 6.19% $4,464
Raymond James Bank 2 6.44% $2,908
Ally Bank 2 6.56% $6,369
NBH Bank 2 6.94% $4,956
GARDNER FINANCIAL SERVICES, LTD. 2 6.81% $10,997
OAKTREE FUNDING CORP. 1 7.88% $11,403
OCMBC, INC. 1 8.00% $21,283
ASSOCIATED MORTGAGE CORPORATION 1 7.63% $3,975
V.I.P. MORTGAGE, INC. 1 6.75% $4,762
PHH Mortgage Corporation 1 8.13% $8,970
AgFirst Farm Credit Bank 1 7.38% $4,157
Arvest Bank 1 6.63% $3,730
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 10.25% $7,095
Ameris Bank 1 5.99% $3,923
RANDOLPH-BROOKS 1 6.13% $8,080
RB MORTGAGE LLC 1 6.63% $4,690
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.88% $6,438
Republic State Mortgage Co. 1 6.88% $4,482
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.50% $6,208
American Momentum Bank 1 5.63% $4,635
AMERICAN INTERNET MORTGAGE, INC. 1 6.38% $4,381
Strong Home Mortgage, LLC 1 6.99% $3,475
WILLOW BEND MORTGAGE COMPANY, LLC 1 7.13% $4,162
A+ Federal Credit Union 1 6.75% $2,072
Texas Mortgage Lending, LLC 1 7.49% $4,225
TEXAS TRUST 1 5.63% $3,590
The City National Bank of Sulphur Springs 1 6.25% $2,683
Zions Bank 1 5.50% $4,603
AMERICAN FINANCIAL NETWORK, INC. 1 6.88% $7,795
AMERICAN FINANCE HOUSE LARIBA 1 6.40% $4,673
TOWNE MORTGAGE COMPANY 1 6.75% $3,579
Truist 1 6.38% $13,547
UNION HOME MORTGAGE CORP. 1 6.63% $4,688
Education Credit Union 1 8.13% $3,538
Encompass Lending Group, LP 1 6.50% $4,084
Extraco Banks 1 6.00% $5,965
DIRECTIONS EQUITY, LLC 1 6.62% $6,014
Farm Credit Mid-America, ACA 1 6.88% $10,800
First American Bank 1 6.63% $3,646
United Fidelity Funding Corp. 1 6.75% $10,255
DIGITAL Federal Credit Union 1 7.25% $3,805
FIRST COMMUNITY MORTGAGE, INC. 1 7.25% $5,298
AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.13% $4,039
ACADEMY MORTGAGE CORPORATION 1 5.00% $4,295
First United Bank and Trust Company 1 8.25% $10,662
CONTOUR MORTGAGE CORPORATION 1 6.13% $14,159
COMPASS MORTGAGE, INC. 1 5.63% $5,256
Commerce Home Mortgage, Inc. 1 8.25% $16,763
Comerica Bank 1 8.13% $3,211
Gateway First Bank 1 6.13% $4,163
GROUP MORTGAGE, LLC 1 6.63% $6,318
GUARANTEED RATE AFFINITY, LLC 1 7.45% $6,253
CITYWIDE HOME LOANS, LLC 1 6.75% $4,796
UNIVERSITY Federal Credit Union 1 7.00% $6,152
GULF COAST EDUCATORS FEDERAL CREDIT UNION 1 6.50% $5,016
CHERRY CREEK MORTGAGE, LLC 1 7.00% $5,989
ALAMEDA MORTGAGE CORPORATION 1 7.25% $8,090
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.13% $4,615
International Bank of Commerce 1 6.25% $4,879
Century Mortgage Company DBA Century Lending Company 1 7.63% $10,702
JSC 1 7.25% $4,394
KEMBA CREDIT UNION, INC. 1 6.75% $4,002
KeyBank 1 7.00% $4,654
Keystone Funding, Inc. 1 6.63% $8,769
Lakeview Community Capital, LLC 1 6.63% $10,503
VAN DYK MORTGAGE CORPORATION 1 7.50% $4,282
LOANPAL, LLC 1 7.75% $7,322
Loan Simple, Inc. 1 7.99% $10,244
LRS FINANCIAL NETWORK, INC. 1 6.00% $14,759
MANN FINANCIAL INC. 1 6.25% $7,609
Morgan Stanley Private Bank 1 5.50% $4,405
MORIA DEVELOPMENT, INC. 1 7.13% $4,765
MORTGAGE FINANCIAL SERVICES, LLC 1 7.50% $4,560
Mortgage Research Center, LLC 1 5.99% $9,722
MOUNTAIN WEST FINANCIAL, INC. 1 6.88% $3,753
BNC National Bank 1 5.63% $3,520
M&T Bank 1 6.25% $8,280
Baxter Credit Union 1 6.50% $4,035
VeraBank 1 6.50% $5,003
Bank of Utah 1 7.50% $3,711
Bank of England 1 6.50% $4,383
NTFN, INC. 1 6.88% $11,262

LUBBOCK Average Closing Costs & Other Stats

LUBBOCK, TX's 186 lenders originated 5,738 loans during 2023. The total origination value was $1,382,030,000, with an average loan value of $240,856.

LUBBOCK's average closing costs are $5,498.

The top LUBBOCK lender as defined by loan originations is TEXAS TECH, with 436 loans originated. Their average total fees are $4,974, which is $118 lower than the next largest lender, ARK-LA-TEX FINANCIAL SERVICES, LLC..

The lowest fee LUBBOCK lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($3,201), Prosperity Bank ($4,016), Centennial Bank ($4,611), T2 FINANCIAL LLC ($4,699) and TEXAS TECH ($4,974).

The lowest rate LUBBOCK lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.70%), General Mortgage Capital Corporation (6.27%), Wells Fargo Bank (6.36%), MICHIGAN MUTUAL, INC. (6.37%) and HOMETRUST MORTGAGE COMPANY (6.50%).

LUBBOCK, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
TEXAS TECH $237,965,000 $167,520,000 -29.6% 12.1%
Alliance Credit Union $135,390,000 $105,260,000 -22.3% 7.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $108,470,000 $74,905,000 -30.9% 5.4%
City Bank $117,855,000 $71,760,000 -39.1% 5.2%
T2 FINANCIAL LLC $230,000 $53,010,000 22,947.8% 3.8%
CARDINAL FINANCIAL $65,215,000 $46,615,000 -28.5% 3.4%
Prosperity Bank $66,590,000 $45,915,000 -31.0% 3.3%
UNITED WHOLESALE MORTGAGE, LLC $24,860,000 $42,245,000 69.9% 3.1%
Merchants Capital Corp. $41,660,000 n/a 3.0%
QUICKEN LOANS, LLC $48,935,000 $37,655,000 -23.1% 2.7%
THRIVE MORTGAGE, LLC $8,975,000 $37,305,000 315.7% 2.7%
Peoples Bank $54,990,000 $33,675,000 -38.8% 2.4%
Amarillo National Bank $35,885,000 $25,370,000 -29.3% 1.8%
Southwest Bank $27,245,000 $25,285,000 -7.2% 1.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $39,280,000 $24,580,000 -37.4% 1.8%
DHI MORTGAGE COMPANY, LTD. $10,430,000 $22,565,000 116.3% 1.6%
First United Bank $43,885,000 $21,130,000 -51.9% 1.5%
Mortgage Research Center, LLC $19,060,000 $18,365,000 -3.6% 1.3%
FLAT BRANCH MORTGAGE, INC. $2,990,000 $15,835,000 429.6% 1.1%
Arbor Realty Trust, Inc. $8,540,000 $13,825,000 61.9% 1.0%
GUILD MORTGAGE COMPANY $6,595,000 $11,880,000 80.1% 0.9%
JPMorgan Chase Bank $314,340,000 $11,475,000 -96.3% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $11,825,000 $11,155,000 -5.7% 0.8%
Wells Fargo Bank $15,205,000 $10,355,000 -31.9% 0.7%
LOANDEPOT.COM, LLC $13,135,000 $9,650,000 -26.5% 0.7%
LIMA ONE CAPITAL, LLC $2,780,000 $9,615,000 245.9% 0.7%
Centennial Bank $23,295,000 $9,195,000 -60.5% 0.7%
LENDINGONE, LLC $485,000 $8,850,000 1,724.7% 0.6%
Western Bank $13,210,000 $8,290,000 -37.2% 0.6%
Community National Bank $18,665,000 $8,265,000 -55.7% 0.6%
NAVY FEDERAL CREDIT UNION $5,940,000 $7,660,000 29.0% 0.6%
FREEDOM MORTGAGE CORPORATION $10,155,000 $7,580,000 -25.4% 0.5%
Flagstar Bank, FSB $5,325,000 $6,940,000 30.3% 0.5%
MICHIGAN MUTUAL, INC. $410,000 $6,425,000 1,467.1% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $7,640,000 $6,160,000 -19.4% 0.4%
ORIX REAL ESTATE CAPITAL, LLC $5,335,000 n/a 0.4%
GUARANTEED RATE, INC. $2,185,000 $4,965,000 127.2% 0.4%
Bank of America $7,755,000 $4,930,000 -36.4% 0.4%
HOMETRUST MORTGAGE COMPANY $8,160,000 $4,930,000 -39.6% 0.4%
Plains Commerce Bank $350,000 $4,835,000 1,281.4% 0.3%
Merchants Bank of Indiana $22,840,000 $4,805,000 -79.0% 0.3%
LONE STAR STATE BANK $4,630,000 n/a 0.3%
21ST MORTGAGE CORPORATION $2,905,000 $4,530,000 55.9% 0.3%
USAA Federal Savings Bank $4,210,000 $4,225,000 0.4% 0.3%
PENNYMAC LOAN SERVICES, LLC $10,115,000 $4,160,000 -58.9% 0.3%
CMG MORTGAGE, INC. $4,260,000 $4,155,000 -2.5% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $2,225,000 $3,975,000 78.7% 0.3%
Vista Bank $7,520,000 $3,960,000 -47.3% 0.3%
SFMC, LP $1,755,000 $3,795,000 116.2% 0.3%
HOMEXPRESS MORTGAGE CORP. $280,000 $3,375,000 1,105.4% 0.2%
PNC Bank $1,405,000 $3,240,000 130.6% 0.2%
A&D Mortgage LLC $575,000 $3,220,000 460.0% 0.2%
U.S. Bank $5,700,000 $3,170,000 -44.4% 0.2%
RANDOLPH-BROOKS $5,500,000 $3,055,000 -44.5% 0.2%
NexBank $450,000 $2,990,000 564.4% 0.2%
Gateway First Bank $8,915,000 $2,965,000 -66.7% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,425,000 $2,935,000 106.0% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,285,000 $2,930,000 128.0% 0.2%
PLAZA HOME MORTGAGE, INC. $310,000 $2,895,000 833.9% 0.2%
American State Bank $24,535,000 $2,520,000 -89.7% 0.2%
BancorpSouth $1,705,000 $2,520,000 47.8% 0.2%
PlainsCapital Bank $2,275,000 $2,495,000 9.7% 0.2%
First Financial Bank $4,940,000 $2,490,000 -49.6% 0.2%
DEEPHAVEN MORTGAGE LLC $2,370,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $920,000 $2,210,000 140.2% 0.2%
PENTAGON FEDERAL CREDIT UNION $3,130,000 $2,200,000 -29.7% 0.2%
ZILLOW HOME LOANS, LLC $835,000 $2,070,000 147.9% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,530,000 $2,035,000 -19.6% 0.1%
First Horizon Bank $870,000 $2,035,000 133.9% 0.1%
AMCAP MORTGAGE, LTD. $5,185,000 $1,970,000 -62.0% 0.1%
AMERISAVE MORTGAGE CORPORATION $4,550,000 $1,920,000 -57.8% 0.1%
Citizens Bank $8,140,000 $1,915,000 -76.5% 0.1%
MID AMERICA MORTGAGE, INC. $1,160,000 $1,830,000 57.8% 0.1%
American Bank of Commerce $15,275,000 $1,770,000 -88.4% 0.1%
Paramount Residential Mortgage Group, Inc. $4,655,000 $1,730,000 -62.8% 0.1%
GARDNER FINANCIAL SERVICES, LTD. $1,705,000 n/a 0.1%
General Mortgage Capital Corporation $17,625,000 $1,685,000 -90.4% 0.1%
EVERETT FINANCIAL, INC. $6,245,000 $1,680,000 -73.1% 0.1%
Discover Bank $1,260,000 $1,670,000 32.5% 0.1%
Commerce Home Mortgage, Inc. $450,000 $1,635,000 263.3% 0.1%
NEWREZ LLC $3,120,000 $1,630,000 -47.8% 0.1%
First United Bank and Trust Company $3,025,000 $1,625,000 -46.3% 0.1%
CALCON MUTUAL MORTGAGE LLC $1,150,000 $1,620,000 40.9% 0.1%
NATIONS RELIABLE LENDING, LLC $1,320,000 $1,570,000 18.9% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $1,535,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $640,000 $1,530,000 139.1% 0.1%
Northpointe Bank $635,000 $1,530,000 140.9% 0.1%
Regions Bank $1,175,000 $1,480,000 26.0% 0.1%
ROYAL UNITED MORTGAGE LLC $2,020,000 $1,470,000 -27.2% 0.1%
The Loan Store, Inc. $1,430,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,295,000 $1,405,000 8.5% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,265,000 $1,380,000 -39.1% 0.1%
Equity Prime Mortgage LLC $280,000 $1,345,000 380.4% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $225,000 $1,345,000 497.8% 0.1%
MORTGAGE ACCESS CORP. $1,280,000 n/a 0.1%
LRS FINANCIAL NETWORK, INC. $1,530,000 $1,260,000 -17.6% 0.1%
PHH Mortgage Corporation $2,320,000 $1,255,000 -45.9% 0.1%
SIWELL, INC. $4,100,000 $1,255,000 -69.4% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,900,000 $1,245,000 -34.5% 0.1%
Neighborhood Loans, Inc. $1,760,000 $1,245,000 -29.3% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $1,065,000 $1,240,000 16.4% 0.1%
LEADERONE FINANCIAL CORPORATION $185,000 $1,170,000 532.4% 0.1%
BETTER MORTGAGE CORPORATION $2,475,000 $1,150,000 -53.5% 0.1%
Citibank $275,000 $1,140,000 314.5% 0.1%
FIRST COLONY MORTGAGE CORPORATION $155,000 $1,120,000 622.6% 0.1%
Century Mortgage Company DBA Century Lending Company $1,105,000 n/a 0.1%
Affiliated Bank $1,065,000 n/a 0.1%
PREMIA MORTGAGE, LLC $1,355,000 $1,060,000 -21.8% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,225,000 $1,060,000 -13.5% 0.1%
Citizens Bank, N.A $1,045,000 n/a 0.1%
Truist $1,970,000 $1,015,000 -48.5% 0.1%
GENEVA FINANCIAL, LLC $450,000 $975,000 116.7% 0.1%
Heritage Bank $960,000 n/a 0.1%
Strong Home Mortgage, LLC $735,000 $935,000 27.2% 0.1%
West Texas National Bank $485,000 $915,000 88.7% 0.1%
SWBC MORTGAGE CORPORATION $1,735,000 $910,000 -47.6% 0.1%
Barrington Bank & Trust Company, N.A. $1,210,000 $885,000 -26.9% 0.1%
BROKER SOLUTIONS, INC. $4,145,000 $885,000 -78.6% 0.1%
Complex Community Federal Credit Union $750,000 $885,000 18.0% 0.1%
TOWNE MORTGAGE COMPANY $880,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $885,000 $865,000 -2.3% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $1,235,000 $860,000 -30.4% 0.1%
Western Commerce Bank $855,000 $860,000 0.6% 0.1%
BOKF $910,000 $840,000 -7.7% 0.1%
AMERICAN HERITAGE LENDING, INC. $675,000 $830,000 23.0% 0.1%
First American Bank $2,345,000 $805,000 -65.7% 0.1%
OCMBC, INC. $455,000 $805,000 76.9% 0.1%
AmeriHome Mortgage Company, LLC $2,010,000 $795,000 -60.4% 0.1%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $1,075,000 $795,000 -26.0% 0.1%
PILGRIM MORTGAGE LLC $795,000 n/a 0.1%
Wellington State Bank $780,000 n/a 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $1,925,000 $770,000 -60.0% 0.1%
SECURITY SERVICE $2,595,000 $770,000 -70.3% 0.1%
ACADEMY MORTGAGE CORPORATION $725,000 $765,000 5.5% 0.1%
The Huntington National Bank $2,305,000 $765,000 -66.8% 0.1%
DOMINION FINANCIAL SERVICES, LLC $1,400,000 $740,000 -47.1% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,560,000 $735,000 -52.9% 0.1%
NBH Bank $855,000 $725,000 -15.2% 0.1%
NFM, INC. $155,000 $725,000 367.7% 0.1%
American National Bank & Trust $1,220,000 $690,000 -43.4% 0.0%
PLANET HOME LENDING, LLC $740,000 $685,000 -7.4% 0.0%
MidFirst Bank $250,000 $665,000 166.0% 0.0%
International Bank of Commerce $495,000 $660,000 33.3% 0.0%
NEXERA HOLDING LLC $1,380,000 $660,000 -52.2% 0.0%
AMWEST FUNDING CORP. $720,000 $630,000 -12.5% 0.0%
The Central Trust Bank $265,000 $625,000 135.8% 0.0%
Raymond James Bank $620,000 n/a 0.0%
Loan Simple, Inc. $390,000 $610,000 56.4% 0.0%
CALIBER HOME LOANS, INC. $4,540,000 $605,000 -86.7% 0.0%
HOMESIDE FINANCIAL, LLC $545,000 $595,000 9.2% 0.0%
Servion, Inc. $590,000 n/a 0.0%
SPRING EQ, LLC $390,000 $590,000 51.3% 0.0%
LEGEND LENDING CORPORATION $345,000 $585,000 69.6% 0.0%
First Commercial Bank $390,000 $555,000 42.3% 0.0%
Colonial Savings, F.A. $2,285,000 $540,000 -76.4% 0.0%
OAKTREE FUNDING CORP. $235,000 $540,000 129.8% 0.0%
AMERICAN FINANCING CORPORATION $1,470,000 $535,000 -63.6% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $530,000 n/a 0.0%
Farm Credit Mid-America, ACA $530,000 n/a 0.0%
VeraBank $380,000 $525,000 38.2% 0.0%
Simmons Bank $520,000 n/a 0.0%
DIRECTIONS EQUITY, LLC $505,000 n/a 0.0%
Extraco Banks $185,000 $505,000 173.0% 0.0%
LOANPAL, LLC $4,190,000 $505,000 -87.9% 0.0%
UNION HOME MORTGAGE CORP. $580,000 $505,000 -12.9% 0.0%
CONTOUR MORTGAGE CORPORATION $495,000 n/a 0.0%
LAKEVIEW LOAN SERVICING, LLC $4,055,000 $495,000 -87.8% 0.0%
ML Mortgage Corp. $475,000 n/a 0.0%
FirstBank Southwest $460,000 $470,000 2.2% 0.0%
Network Funding, L.P. $2,210,000 $470,000 -78.7% 0.0%
First Bank $340,000 $445,000 30.9% 0.0%
Guaranty Bank & Trust, N.A. $415,000 $445,000 7.2% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $440,000 n/a 0.0%
FINANCIAL CONCEPTS MORTGAGE, LLC $205,000 $435,000 112.2% 0.0%
GROUP MORTGAGE, LLC $435,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $430,000 n/a 0.0%
KEMBA CREDIT UNION, INC. $425,000 n/a 0.0%
Veritex Community Bank $615,000 $420,000 -31.7% 0.0%
HOMESPIRE MORTGAGE CORPORATION $205,000 $415,000 102.4% 0.0%
Access Community Credit Union $680,000 $410,000 -39.7% 0.0%
DIGITAL Federal Credit Union $195,000 $410,000 110.3% 0.0%
LOANPEOPLE, LLC $600,000 $410,000 -31.7% 0.0%
BMO Harris Bank $1,035,000 $400,000 -61.4% 0.0%
American Momentum Bank $750,000 $395,000 -47.3% 0.0%
Independent Bank $205,000 $395,000 92.7% 0.0%
KeyBank $4,810,000 $395,000 -91.8% 0.0%
Bank of England $950,000 $390,000 -58.9% 0.0%
Carrington Mortgage Services, LLC $1,345,000 $380,000 -71.7% 0.0%
Prosperity Home Mortgage, LLC $2,130,000 $380,000 -82.2% 0.0%
Waterstone Mortgage Corporation $545,000 $380,000 -30.3% 0.0%
Citizens State Bank $205,000 $365,000 78.0% 0.0%
MANN FINANCIAL INC. $365,000 n/a 0.0%
MORTGAGE FINANCIAL SERVICES, LLC $870,000 $360,000 -58.6% 0.0%
GMFS LLC $595,000 $355,000 -40.3% 0.0%
RUOFF MORTGAGE COMPANY, INC. $355,000 n/a 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $285,000 $350,000 22.8% 0.0%
TIB The Independent Bankersbank $205,000 $350,000 70.7% 0.0%
AgFirst Farm Credit Bank $530,000 $345,000 -34.9% 0.0%
Bank of Utah $345,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $245,000 $345,000 40.8% 0.0%
The First National Bank of Sonora $345,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $335,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $335,000 n/a 0.0%
SouthStar Bank, S.S.B. $335,000 n/a 0.0%
ABILENE TEACHERS Federal Credit Union $330,000 n/a 0.0%
Credit Union of Texas $250,000 $325,000 30.0% 0.0%
HomePromise Corporation $325,000 n/a 0.0%
MLB RESIDENTIAL LENDING, LLC $325,000 n/a 0.0%
Peoples Bank $54,990,000 $325,000 -99.4% 0.0%
United Fidelity Funding Corp. $325,000 n/a 0.0%
A+ Federal Credit Union $335,000 $320,000 -4.5% 0.0%
North American Savings Bank, F.S.B. $610,000 $315,000 -48.4% 0.0%
Texas Bank and Trust Company $335,000 $315,000 -6.0% 0.0%
SOUTHWEST STAGE FUNDING, LLC $545,000 $310,000 -43.1% 0.0%
LENDINGHOME FUNDING CORPORATION $610,000 $305,000 -50.0% 0.0%
THE MORTGAGE LINK, INC. $265,000 $305,000 15.1% 0.0%
FIRST MORTGAGE COMPANY, INC. $300,000 n/a 0.0%
First National Bank Texas $7,080,000 $300,000 -95.8% 0.0%
MEMBER FIRST MORTGAGE, LLC $225,000 $300,000 33.3% 0.0%
EVANSVILLE TEACHERS $285,000 n/a 0.0%
Farmers Bank & Trust $285,000 n/a 0.0%
Lakeview Community Capital, LLC $420,000 $285,000 -32.1% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $280,000 n/a 0.0%
Zions Bank $220,000 $280,000 27.3% 0.0%
ALLIED MORTGAGE GROUP, INC. $275,000 n/a 0.0%
BNC National Bank $285,000 $275,000 -3.5% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $11,435,000 $275,000 -97.6% 0.0%
MORTGAGEONE, INC. $350,000 $275,000 -21.4% 0.0%
NATIONS DIRECT MORTGAGE, LLC $275,000 n/a 0.0%
Baxter Credit Union $390,000 $270,000 -30.8% 0.0%
CHERRY CREEK MORTGAGE, LLC $965,000 $265,000 -72.5% 0.0%
Morgan Stanley Private Bank $1,455,000 $265,000 -81.8% 0.0%
Ally Bank $2,410,000 $260,000 -89.2% 0.0%
M&T Bank $250,000 $255,000 2.0% 0.0%
CIVIC FINANCIAL SERVICES, LLC $5,370,000 $245,000 -95.4% 0.0%
Education Credit Union $2,125,000 $245,000 -88.5% 0.0%
First National Bank and Trust Company $245,000 n/a 0.0%
Mid-Continent Funding, Inc. $340,000 $235,000 -30.9% 0.0%
NTFN, INC. $135,000 $235,000 74.1% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $225,000 n/a 0.0%
CADENCE LENDING GROUP, INC. $225,000 n/a 0.0%
Citadel Servicing Corporation $625,000 $225,000 -64.0% 0.0%
HOME FINANCING UNLIMITED, INC. $115,000 $225,000 95.7% 0.0%
NEW DAY FINANCIAL, LLC $255,000 $225,000 -11.8% 0.0%
Republic State Mortgage Co. $225,000 n/a 0.0%
BECKAM FUNDING CORP. $215,000 n/a 0.0%
Central Bank $215,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $215,000 n/a 0.0%
MORTGAGE EQUITY PARTNERS LLC $215,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $175,000 $215,000 22.9% 0.0%
UNIVERSITY Federal Credit Union $275,000 $215,000 -21.8% 0.0%
AMERICAN FINANCE HOUSE LARIBA $205,000 n/a 0.0%
ASSOCIATED MORTGAGE CORPORATION $660,000 $205,000 -68.9% 0.0%
Stifel Bank and Trust $330,000 $205,000 -37.9% 0.0%
ENCORE BANK $200,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,050,000 $200,000 -81.0% 0.0%
Legend Bank, N.A. $195,000 n/a 0.0%
MOUNTAIN WEST FINANCIAL, INC. $195,000 n/a 0.0%
The First National Bank of Albany $355,000 $195,000 -45.1% 0.0%
VAN DYK MORTGAGE CORPORATION $185,000 n/a 0.0%
VILLAGE CAPITAL MORTGAGE $630,000 $185,000 -70.6% 0.0%
First National Bank of America $180,000 n/a 0.0%
Arvest Bank $175,000 n/a 0.0%
CERTIFIED FUNDING, L.P. $230,000 $175,000 -23.9% 0.0%
Encompass Lending Group, LP $165,000 $175,000 6.1% 0.0%
GUARANTEED RATE AFFINITY, LLC $750,000 $175,000 -76.7% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $235,000 $175,000 -25.5% 0.0%
MORIA DEVELOPMENT, INC. $175,000 n/a 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $165,000 n/a 0.0%
FIRST TECHNOLOGY $165,000 n/a 0.0%
Keystone Funding, Inc. $165,000 n/a 0.0%
The Jacksboro National Bank $165,000 n/a 0.0%
WILLOW BEND MORTGAGE COMPANY, LLC $645,000 $165,000 -74.4% 0.0%
FirstBank $425,000 $160,000 -62.4% 0.0%
ARC HOME LLC $845,000 $155,000 -81.7% 0.0%
CSL Financial, LLC $155,000 n/a 0.0%
First National Bank of Bosque County $155,000 n/a 0.0%
Grandview Bank $155,000 n/a 0.0%
GREATER TEXAS FEDERAL CREDIT UNION $105,000 $155,000 47.6% 0.0%
Greenbox Loans, Inc. $155,000 n/a 0.0%
Hometown Equity Mortgage, LLC $155,000 n/a 0.0%
Inwood National Bank $670,000 $155,000 -76.9% 0.0%
JSC $155,000 n/a 0.0%
RB MORTGAGE LLC $155,000 n/a 0.0%
S1L, Inc. $95,000 $155,000 63.2% 0.0%
ADVANCIAL $145,000 n/a 0.0%
Ameris Bank $135,000 n/a 0.0%
DUGOOD FEDERAL CREDIT UNION $135,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $175,000 $135,000 -22.9% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $125,000 n/a 0.0%
GULF COAST EDUCATORS FEDERAL CREDIT UNION $125,000 n/a 0.0%
The First National Bank of Bastrop $125,000 n/a 0.0%
COMPASS MORTGAGE, INC. $115,000 n/a 0.0%
TEXAS TRUST $350,000 $115,000 -67.1% 0.0%
Axos Bank $65,000 $105,000 61.5% 0.0%
Central Bank $105,000 n/a 0.0%
EECU $340,000 $105,000 -69.1% 0.0%
Ennis State Bank $105,000 n/a 0.0%
Logan Finance Corporation $135,000 $105,000 -22.2% 0.0%
LONGBRIDGE FINANCIAL, LLC $95,000 $105,000 10.5% 0.0%
OPEN MORTGAGE, LLC $235,000 $105,000 -55.3% 0.0%
The City National Bank of Sulphur Springs $105,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $95,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $305,000 $85,000 -72.1% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $165,000 $85,000 -48.5% 0.0%
Texas Mortgage Lending, LLC $85,000 n/a 0.0%
Comerica Bank $290,000 $75,000 -74.1% 0.0%
COMPEER FINANCIAL, FLCA $215,000 $75,000 -65.1% 0.0%
Golden Empire Mortgage, Inc. $75,000 n/a 0.0%
UIF CORPORATION $225,000 $75,000 -66.7% 0.0%
First Western Federal Savings Bank $1,460,000 $65,000 -95.5% 0.0%
1ST COMMUNITY FEDERAL CREDIT UNION $55,000 n/a 0.0%
Deere Employees Credit Union $695,000 $45,000 -93.5% 0.0%
FIRSTMARK $15,000 $45,000 200.0% 0.0%
Notre Dame Federal Credit Union Corporation $45,000 n/a 0.0%
Frost Bank $230,000 $35,000 -84.8% 0.0%

LUBBOCK's top lender by overall market share is TEXAS TECH, with 12.1% market share. In second place, with 7.6%, is Alliance Credit Union, having originated $105,260,000 in loans. In third place, with 5.4%, is ARK-LA-TEX FINANCIAL SERVICES, LLC., having originated $74,905,000 in loans. In fourth place, with 5.2%, is City Bank, having originated $71,760,000 in loans. In fifth place, with 3.8%, is T2 FINANCIAL LLC, having originated $53,010,000 in loans.


LUBBOCK Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - LUBBOCK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $224,400 (6.9%) $278,567 (1.6%) 0.83 1,030
2018-02-01 $233,863 (5.4%) $291,535 (1.7%) 0.85 1,003
2018-03-01 $235,000 (-4.0%) $296,210 (-0.4%) 0.82 1,009
2018-04-01 $246,125 (-9.1%) $305,280 (-2.5%) 0.83 1,009
2018-05-01 $244,500 (-10.1%) $300,833 (-4.8%) 0.82 1,053
2018-06-01 $238,500 (-10.7%) $299,073 (-3.5%) 0.80 1,150
2018-07-01 $234,950 (-8.7%) $291,951 (-3.8%) 0.78 1,211
2018-08-01 $234,950 (-3.9%) $292,634 (-0.6%) 0.79 1,221
2018-09-01 $226,000 (-3.8%) $286,770 (-1.7%) 0.76 1,223
2018-10-01 $219,975 (-6.4%) $280,302 (-3.6%) 0.75 1,239
2018-11-01 $216,245 (-7.0%) $275,191 (-4.7%) 0.73 1,207
2018-12-01 $215,000 (-6.5%) $273,416 (-4.9%) 0.74 1,181
2019-01-01 $217,500 (-3.1%) $276,153 (-0.9%) 0.75 1,110
2019-02-01 $222,225 (-5.0%) $279,300 (-4.2%) 0.75 1,074
2019-03-01 $231,114 (-1.7%) $280,819 (-5.2%) 0.76 1,022
2019-04-01 $240,875 (-2.1%) $286,107 (-6.3%) 0.76 966
2019-05-01 $244,950 (0.2%) $293,053 (-2.6%) 0.77 969
2019-06-01 $249,900 (4.8%) $295,461 (-1.2%) 0.78 973
2019-07-01 $242,500 (3.2%) $292,044 (0.0%) 0.76 961
2019-08-01 $232,636 (-1.0%) $283,126 (-3.3%) 0.74 935
2019-09-01 $221,591 (-2.0%) $272,957 (-4.8%) 0.71 925
2019-10-01 $216,975 (-1.4%) $266,727 (-4.8%) 0.70 916
2019-11-01 $225,000 (4.1%) $269,528 (-2.1%) 0.74 900
2019-12-01 $234,875 (9.2%) $277,537 (1.5%) 0.78 838
2020-01-01 $235,375 (8.2%) $343,111 (24.3%) 0.79 806
2020-02-01 $236,499 (6.4%) $287,113 (2.8%) 0.77 845
2020-03-01 $239,900 (3.8%) $293,342 (4.5%) 0.75 844
2020-04-01 $242,475 (0.7%) $300,356 (5.0%) 0.76 861
2020-05-01 $249,500 (1.9%) $307,444 (4.9%) 0.76 765
2020-06-01 $250,950 (0.4%) $315,404 (6.8%) 0.74 698
2020-07-01 $249,950 (3.1%) $321,164 (10.0%) 0.72 684
2020-08-01 $263,175 (13.1%) $327,824 (15.8%) 0.75 641
2020-09-01 $262,500 (18.5%) $325,139 (19.1%) 0.75 639
2020-10-01 $246,725 (13.7%) $305,454 (14.5%) 0.71 641
2020-11-01 $232,000 (3.1%) $293,084 (8.7%) 0.68 611
2020-12-01 $237,375 (1.1%) $297,335 (7.1%) 0.71 549
2021-01-01 $259,450 (10.2%) $297,935 (-13.2%) 0.77 492
2021-02-01 $271,900 (15.0%) $315,573 (9.9%) 0.79 402
2021-03-01 $290,000 (20.9%) $334,073 (13.9%) 0.82 342
2021-04-01 $309,950 (27.8%) $357,286 (19.0%) 0.84 346
2021-05-01 $322,990 (29.5%) $366,352 (19.2%) 0.86 368
2021-06-01 $306,710 (22.2%) $358,594 (13.7%) 0.81 443
2021-07-01 $289,400 (15.8%) $357,915 (11.4%) 0.76 514
2021-08-01 $295,625 (12.3%) $350,907 (7.0%) 0.79 544
2021-09-01 $275,975 (5.1%) $335,705 (3.3%) 0.74 555
2021-10-01 $281,500 (14.1%) $336,209 (10.1%) 0.75 538
2021-11-01 $292,500 (26.1%) $344,632 (17.6%) 0.78 495
2021-12-01 $292,750 (23.3%) $346,467 (16.5%) 0.79 434
2022-01-01 $300,000 (15.6%) $350,748 (17.7%) 0.81 376
2022-02-01 $358,900 (32.0%) $396,562 (25.7%) 0.93 311
2022-03-01 $350,362 (20.8%) $397,068 (18.9%) 0.88 318
2022-04-01 $350,000 (12.9%) $403,074 (12.8%) 0.83 342
2022-05-01 $348,675 (8.0%) $394,404 (7.7%) 0.80 455
2022-06-01 $340,000 (10.9%) $385,325 (7.5%) 0.76 549
2022-07-01 $320,000 (10.6%) $367,989 (2.8%) 0.72 707
2022-08-01 $318,263 (7.7%) $357,670 (1.9%) 0.74 788
2022-09-01 $312,475 (13.2%) $358,494 (6.8%) 0.73 841
2022-10-01 $317,600 (12.8%) $364,551 (8.4%) 0.75 888
2022-11-01 $303,700 (3.8%) $358,865 (4.1%) 0.73 927
2022-12-01 $296,000 (1.1%) $357,570 (3.2%) 0.73 939
2023-01-01 $297,750 (-0.8%) $351,973 (0.4%) 0.74 915
2023-02-01 $300,000 (-16.4%) $355,159 (-10.4%) 0.72 916
2023-03-01 $300,000 (-14.4%) $354,454 (-10.7%) 0.71 906
2023-04-01 $315,000 (-10.0%) $370,456 (-8.1%) 0.73 882
2023-05-01 $302,248 (-13.3%) $364,671 (-7.5%) 0.69 973
2023-06-01 $308,262 (-9.3%) $361,954 (-6.1%) 0.69 1,023
2023-07-01 $303,850 (-5.1%) $364,806 (-0.9%) 0.69 1,089
2023-08-01 $295,000 (-7.3%) $361,435 (1.1%) 0.68 1,140
2023-09-01 $287,750 (-7.9%) $352,142 (-1.8%) 0.67 1,246
2023-10-01 $273,500 (-13.9%) $342,348 (-6.1%) 0.64 1,267
2023-11-01 $262,125 (-13.7%) $328,269 (-8.5%) 0.62 1,310
2023-12-01 $260,000 (-12.2%) $328,287 (-8.2%) 0.63 1,241
2024-01-01 $260,000 (-12.7%) $327,887 (-6.8%) 0.63 1,200
2024-02-01 $261,000 (-13.0%) $326,514 (-8.1%) 0.63 1,214
2024-03-01 $268,500 (-10.5%) $333,157 (-6.0%) 0.63 1,258
LUBBOCK's median listing price for 2024-03-01 was $268,500, a difference of $-31,500 (-10.5%) versus the prior year and $7,500 versus the prior month.

LUBBOCK's median listing price comes in at 63% of the national average.

LUBBOCK's average listing price for 2024-03-01 was $333,157, a difference of $-21,297 (-6.0%) versus the prior year and $6,643 versus the prior month.

For the 2024-03-01 period, LUBBOCK had 1,258 MLS listings, a difference of 44 listings (4%) versus the prior month and 352 listings (39%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LUBBOCK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 56 days 2,261 sqft
2018-02-01 40 days 2,313 sqft
2018-03-01 43 days 2,326 sqft
2018-04-01 43 days 2,373 sqft
2018-05-01 38 days 2,362 sqft
2018-06-01 40 days 2,310 sqft
2018-07-01 42 days 2,265 sqft
2018-08-01 44 days 2,286 sqft
2018-09-01 46 days 2,238 sqft
2018-10-01 46 days 2,200 sqft
2018-11-01 49 days 2,191 sqft
2018-12-01 58 days 2,155 sqft
2019-01-01 64 days 2,153 sqft
2019-02-01 49 days 2,158 sqft
2019-03-01 45 days 2,184 sqft
2019-04-01 45 days 2,227 sqft
2019-05-01 44 days 2,249 sqft
2019-06-01 40 days 2,281 sqft
2019-07-01 46 days 2,277 sqft
2019-08-01 47 days 2,235 sqft
2019-09-01 47 days 2,168 sqft
2019-10-01 49 days 2,129 sqft
2019-11-01 47 days 2,138 sqft
2019-12-01 57 days 2,120 sqft
2020-01-01 60 days 2,106 sqft
2020-02-01 43 days 2,112 sqft
2020-03-01 42 days 2,111 sqft
2020-04-01 47 days 2,144 sqft
2020-05-01 51 days 2,172 sqft
2020-06-01 42 days 2,170 sqft
2020-07-01 36 days 2,169 sqft
2020-08-01 44 days 2,227 sqft
2020-09-01 44 days 2,219 sqft
2020-10-01 43 days 2,113 sqft
2020-11-01 46 days 2,037 sqft
2020-12-01 47 days 2,005 sqft
2021-01-01 47 days 2,047 sqft
2021-02-01 39 days 2,078 sqft
2021-03-01 37 days 2,142 sqft
2021-04-01 25 days 2,189 sqft
2021-05-01 24 days 2,230 sqft
2021-06-01 24 days 2,206 sqft
2021-07-01 29 days 2,200 sqft
2021-08-01 32 days 2,146 sqft
2021-09-01 36 days 2,097 sqft
2021-10-01 42 days 2,106 sqft
2021-11-01 44 days 2,089 sqft
2021-12-01 49 days 2,080 sqft
2022-01-01 44 days 2,116 sqft
2022-02-01 31 days 2,212 sqft
2022-03-01 25 days 2,174 sqft
2022-04-01 22 days 2,136 sqft
2022-05-01 21 days 2,120 sqft
2022-06-01 25 days 2,092 sqft
2022-07-01 28 days 2,090 sqft
2022-08-01 31 days 2,087 sqft
2022-09-01 36 days 2,085 sqft
2022-10-01 38 days 2,100 sqft
2022-11-01 44 days 2,068 sqft
2022-12-01 50 days 2,031 sqft
2023-01-01 52 days 2,018 sqft
2023-02-01 41 days 2,039 sqft
2023-03-01 44 days 2,047 sqft
2023-04-01 40 days 2,102 sqft
2023-05-01 33 days 2,063 sqft
2023-06-01 37 days 2,083 sqft
2023-07-01 37 days 2,056 sqft
2023-08-01 44 days 2,040 sqft
2023-09-01 45 days 2,000 sqft
2023-10-01 40 days 1,899 sqft
2023-11-01 47 days 1,866 sqft
2023-12-01 59 days 1,860 sqft
2024-01-01 63 days 1,855 sqft
2024-02-01 48 days 1,847 sqft
2024-03-01 40 days 1,903 sqft
LUBBOCK's median listing age (time on market) for 2024-03-01 was 40 days. This is -9% shorter than the same period one year ago.

LUBBOCK's median square footage for active listings during the 2024-03-01 period was 1,903 sqft. One year prior, the average listing was 2,047 sqft.

LUBBOCK, TX Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
79235 Lubbock, TX HUD Metro FMR Area $610 $700 $860 $1,220 $1,460
79243 Lubbock, TX HUD Metro FMR Area $610 $700 $860 $1,220 $1,460
79250 Lubbock, TX HUD Metro FMR Area $610 $700 $860 $1,220 $1,460
79311 Lubbock, TX HUD Metro FMR Area $610 $700 $860 $1,220 $1,460
79313 Lubbock, TX HUD Metro FMR Area $730 $840 $1,020 $1,430 $1,680
79322 Lubbock, TX HUD Metro FMR Area $610 $700 $860 $1,220 $1,460
79329 Lubbock, TX HUD Metro FMR Area $610 $710 $860 $1,220 $1,460
79343 Lubbock, TX HUD Metro FMR Area $610 $700 $860 $1,220 $1,460
79350 Lubbock, TX HUD Metro FMR Area $610 $700 $860 $1,220 $1,460
79356 Lubbock, TX HUD Metro FMR Area $610 $700 $860 $1,220 $1,460
79357 Lubbock, TX HUD Metro FMR Area $610 $700 $860 $1,220 $1,460
79358 Lubbock, TX HUD Metro FMR Area $610 $710 $860 $1,220 $1,460
79363 Lubbock, TX HUD Metro FMR Area $650 $750 $910 $1,270 $1,500
79364 Lubbock, TX HUD Metro FMR Area $610 $700 $860 $1,220 $1,460
79366 Lubbock, TX HUD Metro FMR Area $850 $980 $1,190 $1,670 $1,960
79370 Lubbock, TX HUD Metro FMR Area $610 $700 $860 $1,220 $1,460
79381 Lubbock, TX HUD Metro FMR Area $610 $700 $860 $1,220 $1,460
79382 Lubbock, TX HUD Metro FMR Area $780 $900 $1,090 $1,530 $1,790
79401 Lubbock, TX HUD Metro FMR Area $780 $900 $1,090 $1,530 $1,790
79402 Lubbock, TX HUD Metro FMR Area $730 $840 $1,020 $1,430 $1,680
79403 Lubbock, TX HUD Metro FMR Area $650 $750 $910 $1,270 $1,500
79404 Lubbock, TX HUD Metro FMR Area $610 $700 $860 $1,220 $1,460
79406 Lubbock, TX HUD Metro FMR Area $730 $840 $1,020 $1,430 $1,680
79407 Lubbock, TX HUD Metro FMR Area $680 $780 $950 $1,330 $1,560
79408 Lubbock, TX HUD Metro FMR Area $730 $840 $1,020 $1,430 $1,680
79409 Lubbock, TX HUD Metro FMR Area $730 $840 $1,020 $1,430 $1,680
79410 Lubbock, TX HUD Metro FMR Area $890 $1,020 $1,240 $1,740 $2,040
79411 Lubbock, TX HUD Metro FMR Area $700 $810 $980 $1,370 $1,610
79412 Lubbock, TX HUD Metro FMR Area $660 $760 $920 $1,290 $1,510
79413 Lubbock, TX HUD Metro FMR Area $850 $980 $1,190 $1,670 $1,960
79414 Lubbock, TX HUD Metro FMR Area $720 $830 $1,010 $1,410 $1,660
79415 Lubbock, TX HUD Metro FMR Area $670 $770 $940 $1,320 $1,550
79416 Lubbock, TX HUD Metro FMR Area $840 $960 $1,170 $1,640 $1,920
79423 Lubbock, TX HUD Metro FMR Area $790 $910 $1,110 $1,550 $1,820
79424 Lubbock, TX HUD Metro FMR Area $740 $850 $1,030 $1,440 $1,690
79430 Lubbock, TX HUD Metro FMR Area $730 $840 $1,020 $1,430 $1,680
79452 Lubbock, TX HUD Metro FMR Area $730 $840 $1,020 $1,430 $1,680
79453 Lubbock, TX HUD Metro FMR Area $730 $840 $1,020 $1,430 $1,680
79464 Lubbock, TX HUD Metro FMR Area $730 $840 $1,020 $1,430 $1,680
79490 Lubbock, TX HUD Metro FMR Area $730 $840 $1,020 $1,430 $1,680
79493 Lubbock, TX HUD Metro FMR Area $730 $840 $1,020 $1,430 $1,680
79499 Lubbock, TX HUD Metro FMR Area $730 $840 $1,020 $1,430 $1,680

2022 Average & Median Rent Data Statistics
LUBBOCK, TX average 1BR rent: $799, median: $820
LUBBOCK, TX average 2BR rent: $973, median: $995
LUBBOCK, TX average 3BR rent: $1,369, median: $1,390

LUBBOCK, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,793 $1,157,925,000 $241,587
Cash Out Refi 365 $85,915,000 $235,384
Refi 259 $96,965,000 $374,382
Other 209 $20,565,000 $98,397
Home Improvement 109 $20,065,000 $184,083
NA 3 $595,000 $198,333

Lubbock's most frequently cited loan purpose was Home Purchase, with 4,793 originations. The 2nd most popular reason was Cash Out Refi, with 365 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,224 $541,790,000 $243,611
7-8% 1,402 $317,830,000 $226,698
5-6% 1,011 $258,465,000 $255,653
Over 8% 687 $130,725,000 $190,284
4-5% 45 $11,685,000 $259,667
<2.5% 41 $5,595,000 $136,463
2.5-3% 12 $1,010,000 $84,167
3-4% 7 $1,765,000 $252,143

During 2023, Lubbock's most frequently originated rate bucket was 6-7%, with 2,224 originations.

Loan Sizing (LUBBOCK, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,249 $345,135,000 $153,462
$200k-400k 2,244 $606,260,000 $270,169
$100,000 or less 745 $48,055,000 $64,503
$400k-600k 332 $157,890,000 $475,572
$600k-1000k 117 $84,155,000 $719,274
$Over $1MM 51 $140,535,000 $2,755,588

LUBBOCK's loan sizing saw the bucket of loans from $100k-200k with 2,249 originations, totaling $345,135,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,072 $761,390,000 $247,848
60-80% 1,425 $349,245,000 $245,084
40-60% 399<