LUBBOCK Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lubbock averaged 5.74% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.49% and one month ago for the week of 2022-04-14, the average rate was 5.49%.

Lubbock's average rate one year ago was 3.29%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.44%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Lubbock 30 Year Fixed Rate 2022-05-19 5.74%
Lubbock 30 Year Fixed Rate Refi 2022-05-19 5.44%
Lubbock 15 Year Fixed Rate 2022-05-19 5.05%
Lubbock 15 Year Fixed Rate Refi 2022-05-19 4.71%
Lubbock 30 Year FHA 2022-05-19 5.61%
Lubbock 30 Year FHA Refi 2022-05-19 5.23%
Lubbock 30 Year USDA 2022-05-19 4.89%
Lubbock 30 Year USDA Refi 2022-05-19 5.13%
Lubbock 30 Year VA 2022-05-19 5.53%
Lubbock 30 Year VA Refi 2022-05-19 5.18%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LUBBOCK, TX.

LUBBOCK Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LUBBOCK, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
TEXAS TECH 963 3.24% $4,109
First Bank & Trust 395 3.27% $4,599
City Bank 368 3.13% $4,565
ARK-LA-TEX FINANCIAL SERVICES, LLC. 359 3.20% $4,001
Alliance Credit Union 237 3.44% $4,299
QUICKEN LOANS, LLC 236 3.21% $4,825
Prosperity Bank 221 3.28% $3,498
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 170 3.27% $4,833
Amarillo National Bank 147 3.25% $3,940
First United Bank 120 3.09% $3,778
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 88 3.25% $4,889
CITY FIRST MORTGAGE SERVICES, L.L.C. 87 3.50% $4,766
Gateway First Bank 85 3.21% $3,829
Wells Fargo Bank 84 3.19% $3,783
Southwest Bank 78 3.17% $3,971
Happy State Bank 55 3.37% $4,088
INFINITY MORTGAGE HOLDINGS, LLC 54 3.10% $4,665
UNITED WHOLESALE MORTGAGE, LLC 50 2.97% $5,086
PRIMELENDING, A PLAINSCAPITAL COMPANY 48 3.43% $4,839
Citizens Bank 47 3.14% $3,854
HOMETRUST MORTGAGE COMPANY 46 3.14% $5,213
LOANDEPOT.COM, LLC 37 3.12% $5,101
Truist Bank 35 3.02% $4,179
JPMorgan Chase Bank 27 3.15% $4,008
AMERISAVE MORTGAGE CORPORATION 27 3.02% $6,118
CALIBER HOME LOANS, INC. 27 3.11% $4,618
PENNYMAC LOAN SERVICES, LLC 26 3.03% $5,558
Mr. Cooper ( Nationstar Mortgage ) 26 3.52% $5,684
SIWELL, INC. 25 3.11% $3,463
BETTER MORTGAGE CORPORATION 22 3.01% $3,393
AMERICAN FINANCIAL NETWORK, INC. 20 3.65% $9,896
LOANPAL, LLC 16 3.37% $6,660
NEWREZ LLC 16 3.20% $4,394
LRS FINANCIAL NETWORK, INC. 15 2.96% $4,354
Bank of America 13 2.90% $3,586
U.S. Bank 13 3.19% $3,699
HOME POINT FINANCIAL CORPORATION 12 3.10% $5,433
GREAT WESTERN FINANCIAL SERVICES, INC. 12 3.28% $4,299
CHURCHILL MORTGAGE CORPORATION 12 3.47% $4,619
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 12 3.27% $5,509
FINANCE OF AMERICA MORTGAGE LLC 11 3.29% $4,536
AMCAP MORTGAGE, LTD. 11 3.16% $6,400
THRIVE MORTGAGE, LLC 11 3.52% $4,808
ROYAL UNITED MORTGAGE LLC 11 4.02% $5,486
First Guaranty Mortgage Corporation 11 3.34% $4,764
BROKER SOLUTIONS, INC. 10 3.35% $4,344
CMG MORTGAGE, INC. 10 3.11% $5,447
PRIMARY RESIDENTIAL MORTGAGE, INC. 10 3.40% $4,758
GUILD MORTGAGE COMPANY 10 3.47% $6,102
HOMESIDE FINANCIAL, LLC 9 3.46% $5,311
MORTGAGE FINANCIAL SERVICES, LLC 8 2.91% $3,547
FREEDOM MORTGAGE CORPORATION 8 3.00% $3,681
Flagstar Bank, FSB 8 3.34% $6,053
AMERICAN FINANCING CORPORATION 8 3.17% $5,548
NATIONS RELIABLE LENDING, LLC 8 3.08% $4,109
American National Bank & Trust 8 2.94% $3,347
AmeriHome Mortgage Company, LLC 7 3.23% $4,063
WILLOW BEND MORTGAGE COMPANY, LLC 7 3.38% $4,989
First Financial Bank 7 3.18% $3,541
Ally Bank 7 3.09% $4,694
InterContinental Capital Group, Inc 6 2.89% $5,790
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 3.65% $5,849
MUTUAL OF OMAHA MORTGAGE, INC. 6 3.29% $2,688
Colonial Savings, F.A. 6 3.10% $3,151
ACADEMY MORTGAGE CORPORATION 5 3.25% $4,602
Paramount Residential Mortgage Group, Inc. 5 3.20% $5,995
North American Savings Bank, F.S.B. 5 2.98% $5,005
Network Funding, L.P. 5 3.17% $4,543
Regions Bank 5 3.03% $5,528
KELLER MORTGAGE, LLC 5 3.23% $3,230
GUARANTEED RATE, INC. 5 3.02% $3,741
The American National Bank of Texas 4 2.91% $3,857
Access Community Credit Union 4 3.16% $4,525
Independent Bank 4 3.31% $4,799
Strong Home Mortgage, LLC 4 3.34% $3,304
BancorpSouth Bank 4 3.12% $4,413
UNIVERSITY Federal Credit Union 4 3.50% $3,995
Mortgage Research Center, LLC 4 3.38% $2,168
MOVEMENT MORTGAGE, LLC 4 3.22% $4,744
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 3.75% $7,008
NAVY FEDERAL CREDIT UNION 4 3.19% $3,755
CROSSCOUNTRY MORTGAGE, LLC 4 3.06% $6,987
BOKF 4 3.38% $3,826
PREMIA MORTGAGE, LLC 4 2.97% $967
Carrington Mortgage Services, LLC 4 3.13% $6,283
PROVIDENT FUNDING ASSOCIATES, L.P. 4 2.72% $3,586
CELEBRITY HOME LOANS, LLC 4 3.25% $7,849
EUSTIS AND AMERICAN MORTGAGE COMPANY 4 3.75% $4,127
BBVA USA 3 3.29% $7,587
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 4.83% $13,716
ASPIRE FINANCIAL, INC. 3 3.42% $4,986
Bank of England 3 3.21% $7,525
FIRST CENTENNIAL MORTGAGE CORPORATION 3 3.71% $5,587
First State Bank 3 2.83% $3,186
GMFS LLC 3 3.75% $4,178
LEADERONE FINANCIAL CORPORATION 3 2.96% $4,723
Loan Simple, Inc. 3 2.17% $2,753
MICHIGAN MUTUAL, INC. 3 3.29% $5,893
MID AMERICA MORTGAGE, INC. 3 3.21% $2,898
NBKC BANK 3 2.92% $3,681
PENTAGON FEDERAL CREDIT UNION 3 3.04% $2,913
Prosperity Home Mortgage, LLC 3 3.00% $4,288
SECURITYNATIONAL MORTGAGE COMPANY 3 3.12% $4,250
SENTE MORTGAGE, INC. 3 4.00% $4,425
Simmons Bank 3 3.33% $3,056
SOVEREIGN LENDING GROUP INCORPORATED 3 3.21% $5,489
SWBC MORTGAGE CORPORATION 3 3.13% $4,564
TEXAS DOW EMPLOYEES CREDIT UNION 3 3.58% $3,828
Texas Mortgage Lending, LLC 3 3.29% $3,789
The Northern Trust Company 3 2.92% $4,247
Trinity Oaks Mortgage, LLC 3 3.88% $6,020
Waterstone Mortgage Corporation 3 3.46% $3,769
LADERA LENDING, INC. 2 3.13% $4,020
PLANET HOME LENDING, LLC 2 2.81% $3,793
Texas Bank Financial 2 2.94% $4,076
LAKEVIEW LOAN SERVICING, LLC 2 3.25% $4,441
Northpointe Bank 2 3.19% $4,745
Republic State Mortgage Co. 2 3.44% $4,161
RESIDENTIAL BANCORP. 2 2.93% $3,436
CANOPY MORTGAGE, LLC 2 3.38% $3,725
NTFN, INC. 2 2.75% $3,507
V.I.P. MORTGAGE, INC. 2 3.00% $2,916
Wyndham Capital Mortgage, Inc. 2 2.88% $4,197
INTERLINC MORTGAGE SERVICES, LLC 2 3.06% $6,842
TIAA, FSB 2 3.69% $1,604
TIB The Independent Bankersbank 2 2.69% $8,155
Watermark Capital, Inc. 2 2.69% $3,275
ZILLOW HOME LOANS, LLC 2 2.94% $4,851
First United Bank and Trust Company 2 2.94% $3,398
Florida Capital Bank 2 4.00% $5,270
SFMC, LP 2 3.19% $6,805
USAA Federal Savings Bank 2 3.00% $6,898
Zions Bancorporation, N.A. 2 3.19% $4,375
GEO-CORP, INC. 2 3.50% $9,357
Nations Lending Corporation 2 3.50% $6,853
BARTON CREEK LENDING GROUP, LLC 2 2.99% $4,345
GREATER TEXAS FEDERAL CREDIT UNION 2 3.50% $6,693
SOFI LENDING CORP. 2 3.06% $4,921
Great Plains National Bank 2 3.13% $4,044
Evolve Bank & Trust 2 3.75% $3,813
COMPEER FINANCIAL, FLCA 2 3.38% $4,335
GSB MORTGAGE, INC. 2 3.00% $2,854
First American Bank 2 2.75% $2,703
HOMESPIRE MORTGAGE CORPORATION 2 3.38% $4,584
EVERETT FINANCIAL, INC. 2 4.31% $2,752
CORNERSTONE HOME LENDING, INC. 2 3.81% $3,989
DHI MORTGAGE COMPANY, LTD. 1 2.75% $2,918
DEVELOPER'S MORTGAGE COMPANY 1 5.75% $4,654
DELMAR FINANCIAL COMPANY 1 3.63% $154
Deere Employees Credit Union 1 2.00% $3,687
DEEPHAVEN MORTGAGE LLC 1 6.25% $5,544
American Momentum Bank 1 3.38% $9,103
DAS Acquisition Company, LLC 1 3.73% $4,125
NFM, INC. 1 3.38% $6,774
CONTOUR MORTGAGE CORPORATION 1 2.88% $8,433
ONY GLO, INC. 1 2.88% $6,322
OPEN MORTGAGE, LLC 1 2.88% $3,940
Origin Bank 1 4.00% $5,056
PANORAMA MORTGAGE GROUP, LLC 1 3.25% $6,094
Commerce Home Mortgage, Inc. 1 3.25% $4,271
VALLEY STRONG CREDIT UNION 1 2.88% $3,580
PHH Mortgage Corporation 1 3.88% $5,284
PILGRIM MORTGAGE LLC 1 3.88% $6,917
Pinnacle Bank 1 3.13% $2,781
Platinum Home Mortgage Corporation 1 3.50% $8,915
PLAZA HOME MORTGAGE, INC. 1 2.63% $8,235
PLUS RELOCATION MORTGAGE, LLC 1 2.99% $4,649
Comerica Bank 1 3.25% $3,225
CLM MORTGAGE, INC 1 3.50% $3,839
CityWorth Mortgage LLC 1 2.75% $2,343
CITYWIDE HOME LOANS, LLC 1 3.25% $5,318
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.63% $3,086
Citibank 1 2.75% $10,495
Chicago Mortgage Solutions LLC 1 3.25% $2,659
RANDOLPH-BROOKS 1 3.00% $4,347
RANLIFE, INC. 1 2.99% $4,485
RB MORTGAGE LLC 1 3.00% $3,691
RED DIAMOND HOME LOANS, LLC 1 3.63% $4,146
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 2.75% $5,239
CHAMPIONS MORTGAGE LLC 1 3.00% $2,952
S1L, Inc. 1 4.25% $4,899
SECURITY SERVICE 1 3.13% $2,370
Sierra Pacific Mortgage Company, Inc. 1 2.88% $3,665
SIRVA MORTGAGE, INC. 1 3.13% $2,317
BARTLETT MORTGAGE, INC. 1 2.99% $4,599
SOUTHWEST FUNDING, LP 1 3.38% $7,492
ALAMEDA MORTGAGE CORPORATION 1 3.38% $4,949
Austin Bank, Texas 1 2.50% $2,394
SUMMIT FUNDING, INC. 1 3.63% $7,366
Sunflower Bank 1 3.63% $6,351
WESTERN EXPRESS LENDING 1 2.88% $3,819
TEXANS 1 2.88% $2,561
West Gate Bank 1 3.13% $3,734
Affiliated Bank 1 2.75% $5,781
ASSOCIATED MORTGAGE CORPORATION 1 3.63% $4,641
TEXAS TRUST 1 2.63% $2,212
Arvest Bank 1 2.75% $6,243
The Bank 1 4.00% $3,346
The Home Loan Expert LLC 1 2.88% $2,159
ANGEL OAK HOME LOANS LLC 1 7.00% $6,590
TOWNE MORTGAGE COMPANY 1 2.75% $2,230
First Savings Bank 1 4.00% $4,167
Gate City Bank 1 2.88% $4,237
First National Bank Texas 1 3.63% $3,557
AMERICA'S CHOICE HOME LOANS LP 1 3.13% $3,579
Goldwater Bank, N.A. 1 2.75% $3,961
GREAT LAKES 1 2.88% $3,982
Great Southern Bank 1 2.98% $3,574
First National Bank of Omaha 1 3.00% $4,511
First Mortgage Solutions, LLC 1 2.63% $8,745
GUARANTY HOME MORTGAGE CORPORATION 1 3.50% $14,994
First Horizon Bank 1 3.13% $2,914
First Federal Bank of Kansas City 1 3.13% $3,954
HAMILTON HOME LOANS, INC. 1 4.63% $4,432
HIGHLAND HOMELOANS, LLC 1 3.25% $3,991
FIRST COLONY MORTGAGE CORPORATION 1 3.63% $6,561
FirstBank 1 2.75% $3,921
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 4.00% $7,919
First Bank 1 2.88% $4,253
FBC MORTGAGE, LLC 1 3.38% $3,108
Extraco Banks 1 3.38% $4,460
INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 2.99% $5,983
InterBank 1 2.50% $5,612
Jefferson Bank 1 2.88% $4,329
ENVOY MORTGAGE, LTD 1 3.38% $3,852
ENDEAVOR CAPITAL, LLC. 1 3.25% $3,303
KS StateBank 1 2.88% $2,753
UNION HOME MORTGAGE CORP. 1 3.50% $9,260
LEGEND LENDING CORPORATION 1 2.75% $3,028
Lend Smart Mortgage, LLC 1 3.13% $4,679
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.63% $3,919
LIBERTY HOME MORTGAGE CORPORATION 1 3.38% $4,401
Encompass Lending Group, LP 1 3.00% $4,691
Education Credit Union 1 5.00% $253
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.38% $4,250
Low VA Rates, LLC 1 2.75% $3,005
EAGLE HOME MORTGAGE, LLC 1 3.25% $4,122
Luxury Mortgage Corp. 1 3.38% $15,945
Manufacturers and Traders Trust Company 1 3.25% $3,474
MEMBER HOME LOAN, L.L.C. 1 2.88% $4,395
Metro City Bank 1 4.50% $6,707
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 4.50% $4,449
Midwest Mortgage Associates Corporation 1 3.63% $5,657
MORIA DEVELOPMENT, INC. 1 3.63% $7,416
DRAPER AND KRAMER MORTGAGE CORP. 1 3.00% $4,229
Discover Bank 1 4.49% $0
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.00% $4,388

LUBBOCK, TX's 247 lenders originated 11,316 loans during 2021. The total origination value was $2,556,330,000, with an average loan value of $225,904.

The top LUBBOCK lender as defined by loan originations is TEXAS TECH, with 963 loans originated. Their average total fees are $4,109, which is $490 lower than the next largest lender, First Bank & Trust.

The lowest fee LUBBOCK lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION ($3,393), SIWELL, INC. ($3,463), Prosperity Bank ($3,498), Bank of America ($3,586) and U.S. Bank ($3,699).

The lowest rate LUBBOCK lenders (with over 10 loans originated) are Bank of America (2.90%), LRS FINANCIAL NETWORK, INC. (2.96%), UNITED WHOLESALE MORTGAGE, LLC (2.97%), BETTER MORTGAGE CORPORATION (3.01%) and Truist Bank (3.02%).

LUBBOCK, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
TEXAS TECH $296,180,000 $314,090,000 6.0% 12.3%
First Bank & Trust $268,030,000 $208,525,000 -22.2% 8.2%
City Bank $187,380,000 $203,470,000 8.6% 8.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $137,710,000 $159,910,000 16.1% 6.3%
QUICKEN LOANS, LLC $84,335,000 $104,330,000 23.7% 4.1%
Alliance Credit Union $93,955,000 $93,605,000 -0.4% 3.7%
Peoples Bank $81,255,000 $84,160,000 3.6% 3.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $64,175,000 $83,530,000 30.2% 3.3%
Prosperity Bank $51,820,000 $72,930,000 40.7% 2.9%
Amarillo National Bank $78,690,000 $65,455,000 -16.8% 2.6%
FREEDOM MORTGAGE CORPORATION $70,130,000 $57,075,000 -18.6% 2.2%
WALKER & DUNLOP, LLC $52,305,000 n/a 2.0%
First United Bank $62,010,000 $50,550,000 -18.5% 2.0%
Happy State Bank $69,250,000 $45,765,000 -33.9% 1.8%
Comerica Bank $40,200,000 n/a 1.6%
Southwest Bank $46,195,000 $38,395,000 -16.9% 1.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $23,570,000 $36,815,000 56.2% 1.4%
Wells Fargo Bank $24,235,000 $34,970,000 44.3% 1.4%
Gateway First Bank $10,180,000 $34,135,000 235.3% 1.3%
UNITED WHOLESALE MORTGAGE, LLC $14,275,000 $32,395,000 126.9% 1.3%
CBRE MULTIFAMILY CAPITAL, INC. $29,905,000 n/a 1.2%
PENNYMAC LOAN SERVICES, LLC $8,630,000 $24,025,000 178.4% 0.9%
INFINITY MORTGAGE HOLDINGS, LLC $18,900,000 $23,465,000 24.2% 0.9%
COREVEST AMERICAN FINANCE LENDER LLC $3,640,000 $23,310,000 540.4% 0.9%
CITY FIRST MORTGAGE SERVICES, L.L.C. $18,670,000 $23,000,000 23.2% 0.9%
Mortgage Research Center, LLC $15,300,000 $20,190,000 32.0% 0.8%
HOMETRUST MORTGAGE COMPANY $24,865,000 $20,050,000 -19.4% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $13,870,000 $19,385,000 39.8% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $14,795,000 $17,960,000 21.4% 0.7%
LOANDEPOT.COM, LLC $10,290,000 $17,840,000 73.4% 0.7%
Merchants Bank of Indiana $16,375,000 n/a 0.6%
CALIBER HOME LOANS, INC. $9,665,000 $15,200,000 57.3% 0.6%
FINANCE OF AMERICA COMMERCIAL LLC $14,150,000 n/a 0.6%
Community National Bank $6,275,000 $14,100,000 124.7% 0.6%
HOME POINT FINANCIAL CORPORATION $3,330,000 $13,520,000 306.0% 0.5%
Citizens Bank $10,750,000 $12,335,000 14.7% 0.5%
JPMorgan Chase Bank $10,725,000 $11,420,000 6.5% 0.4%
BETTER MORTGAGE CORPORATION $1,900,000 $10,670,000 461.6% 0.4%
AMERISAVE MORTGAGE CORPORATION $7,570,000 $10,110,000 33.6% 0.4%
SIWELL, INC. $6,695,000 $9,690,000 44.7% 0.4%
LAKEVIEW LOAN SERVICING, LLC $2,185,000 $9,555,000 337.3% 0.4%
USAA Federal Savings Bank $8,760,000 $9,190,000 4.9% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $7,855,000 $8,680,000 10.5% 0.3%
Western Bank $5,885,000 $8,680,000 47.5% 0.3%
FirstCapital Bank of Texas $11,510,000 $8,550,000 -25.7% 0.3%
Truist Bank $7,680,000 $8,200,000 6.8% 0.3%
Origin Bank $650,000 $7,985,000 1,128.5% 0.3%
AmeriHome Mortgage Company, LLC $8,475,000 $7,825,000 -7.7% 0.3%
NEWREZ LLC $4,325,000 $6,850,000 58.4% 0.3%
Bank of America $7,260,000 $6,400,000 -11.8% 0.3%
Vista Bank $12,005,000 $6,335,000 -47.2% 0.2%
LOANPAL, LLC $3,540,000 $6,290,000 77.7% 0.2%
AMCAP MORTGAGE, LTD. $3,100,000 $6,145,000 98.2% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $4,085,000 $5,940,000 45.4% 0.2%
CMG MORTGAGE, INC. $4,330,000 $5,805,000 34.1% 0.2%
21ST MORTGAGE CORPORATION $6,715,000 $5,735,000 -14.6% 0.2%
NAVY FEDERAL CREDIT UNION $3,185,000 $5,525,000 73.5% 0.2%
BROKER SOLUTIONS, INC. $4,335,000 $5,280,000 21.8% 0.2%
NBH Bank $4,885,000 n/a 0.2%
InterContinental Capital Group, Inc $2,815,000 $4,525,000 60.7% 0.2%
U.S. Bank $4,785,000 $4,320,000 -9.7% 0.2%
AMPLIFY $4,250,000 n/a 0.2%
Ally Bank $900,000 $4,090,000 354.4% 0.2%
CHURCHILL MORTGAGE CORPORATION $3,805,000 $3,810,000 0.1% 0.1%
First Guaranty Mortgage Corporation $3,545,000 $3,775,000 6.5% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $5,940,000 $3,760,000 -36.7% 0.1%
First Financial Bank $3,150,000 $3,540,000 12.4% 0.1%
GUARANTEED RATE, INC. $4,200,000 $3,460,000 -17.6% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,045,000 $3,440,000 13.0% 0.1%
THRIVE MORTGAGE, LLC $185,000 $3,430,000 1,754.1% 0.1%
AMERICAN FINANCING CORPORATION $1,360,000 $3,420,000 151.5% 0.1%
HOMESIDE FINANCIAL, LLC $3,295,000 n/a 0.1%
GREAT WESTERN FINANCIAL SERVICES, INC. $2,020,000 $3,280,000 62.4% 0.1%
PlainsCapital Bank $29,375,000 $3,280,000 -88.8% 0.1%
GUILD MORTGAGE COMPANY $10,870,000 $3,170,000 -70.8% 0.1%
American National Bank & Trust $2,310,000 $3,120,000 35.1% 0.1%
LRS FINANCIAL NETWORK, INC. $3,720,000 $3,040,000 -18.3% 0.1%
Colonial Savings, F.A. $1,525,000 $2,950,000 93.4% 0.1%
Carrington Mortgage Services, LLC $2,160,000 $2,915,000 35.0% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,425,000 $2,875,000 101.8% 0.1%
Lakeview Community Capital, LLC $1,390,000 $2,815,000 102.5% 0.1%
MID AMERICA MORTGAGE, INC. $4,445,000 $2,800,000 -37.0% 0.1%
Paramount Residential Mortgage Group, Inc. $965,000 $2,715,000 181.3% 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $3,660,000 $2,685,000 -26.6% 0.1%
North American Savings Bank, F.S.B. $1,860,000 $2,630,000 41.4% 0.1%
ROYAL UNITED MORTGAGE LLC $3,065,000 $2,590,000 -15.5% 0.1%
Flagstar Bank, FSB $4,015,000 $2,570,000 -36.0% 0.1%
NATIONS RELIABLE LENDING, LLC $1,955,000 $2,570,000 31.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,090,000 $2,550,000 -17.5% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,340,000 $2,460,000 5.1% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $1,175,000 $2,290,000 94.9% 0.1%
Regions Bank $2,445,000 $2,280,000 -6.7% 0.1%
Veritex Community Bank $240,000 $2,165,000 802.1% 0.1%
NEW DAY FINANCIAL, LLC $3,435,000 $2,130,000 -38.0% 0.1%
BOKF $3,620,000 $2,025,000 -44.1% 0.1%
Network Funding, L.P. $1,095,000 $1,990,000 81.7% 0.1%
Bank of England $1,060,000 $1,985,000 87.3% 0.1%
KELLER MORTGAGE, LLC $5,510,000 $1,955,000 -64.5% 0.1%
SWBC MORTGAGE CORPORATION $1,580,000 $1,890,000 19.6% 0.1%
Republic State Mortgage Co. $1,505,000 $1,850,000 22.9% 0.1%
LIMA ONE CAPITAL, LLC $1,750,000 n/a 0.1%
RANDOLPH-BROOKS $1,060,000 $1,730,000 63.2% 0.1%
The Northern Trust Company $1,715,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,335,000 $1,685,000 26.2% 0.1%
CELEBRITY HOME LOANS, LLC $730,000 $1,680,000 130.1% 0.1%
PLAZA HOME MORTGAGE, INC. $1,515,000 $1,670,000 10.2% 0.1%
UBS Bank USA $125,000 $1,650,000 1,220.0% 0.1%
SFMC, LP $1,670,000 $1,620,000 -3.0% 0.1%
BBVA USA $4,085,000 $1,605,000 -60.7% 0.1%
WILLOW BEND MORTGAGE COMPANY, LLC $1,730,000 $1,600,000 -7.5% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $820,000 $1,595,000 94.5% 0.1%
CLEARPATH LENDING $4,000,000 $1,515,000 -62.1% 0.1%
Wyndham Capital Mortgage, Inc. $985,000 $1,500,000 52.3% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,225,000 $1,455,000 18.8% 0.1%
Independent Bank $310,000 $1,450,000 367.7% 0.1%
MOVEMENT MORTGAGE, LLC $1,000,000 $1,450,000 45.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,335,000 $1,450,000 -37.9% 0.1%
BancorpSouth Bank $1,075,000 $1,430,000 33.0% 0.1%
Barrington Bank & Trust Company, N.A. $1,755,000 $1,415,000 -19.4% 0.1%
PREMIA MORTGAGE, LLC $400,000 $1,415,000 253.8% 0.1%
First United Bank and Trust Company $2,365,000 $1,410,000 -40.4% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $540,000 $1,405,000 160.2% 0.1%
Strong Home Mortgage, LLC $700,000 $1,375,000 96.4% 0.1%
AMERICAN ADVISORS GROUP $540,000 $1,275,000 136.1% 0.0%
PLANET HOME LENDING, LLC $1,405,000 $1,255,000 -10.7% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,245,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $1,930,000 $1,230,000 -36.3% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,875,000 $1,230,000 -68.3% 0.0%
UNION HOME MORTGAGE CORP. $1,185,000 $1,220,000 3.0% 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $2,345,000 $1,190,000 -49.3% 0.0%
EVERETT FINANCIAL, INC. $4,450,000 $1,185,000 -73.4% 0.0%
LEADERONE FINANCIAL CORPORATION $1,210,000 $1,160,000 -4.1% 0.0%
Chicago Mortgage Solutions LLC $1,145,000 n/a 0.0%
American Momentum Bank $1,985,000 $1,140,000 -42.6% 0.0%
Commerce Home Mortgage, Inc. $335,000 $1,130,000 237.3% 0.0%
SOFI LENDING CORP. $365,000 $1,125,000 208.2% 0.0%
GMFS LLC $275,000 $1,080,000 292.7% 0.0%
Northpointe Bank $175,000 $1,075,000 514.3% 0.0%
Access Community Credit Union $535,000 $1,065,000 99.1% 0.0%
Nations Lending Corporation $700,000 $1,045,000 49.3% 0.0%
LENDINGHOME FUNDING CORPORATION $1,040,000 n/a 0.0%
Presidential Bank, FSB $1,015,000 n/a 0.0%
Low VA Rates, LLC $1,605,000 $1,000,000 -37.7% 0.0%
The Bank & Trust $1,000,000 n/a 0.0%
SENTE MORTGAGE, INC. $595,000 $975,000 63.9% 0.0%
CORNERSTONE HOME LENDING, INC. $1,180,000 $955,000 -19.1% 0.0%
NBKC BANK $2,620,000 $955,000 -63.5% 0.0%
UNIVERSITY LENDING GROUP, LLC $1,410,000 $950,000 -32.6% 0.0%
V.I.P. MORTGAGE, INC. $870,000 $950,000 9.2% 0.0%
First State Bank $935,000 n/a 0.0%
FirstBank $920,000 n/a 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $905,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $905,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $295,000 $905,000 206.8% 0.0%
DHI MORTGAGE COMPANY, LTD. $880,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $155,000 $870,000 461.3% 0.0%
SOUTHWEST STAGE FUNDING, LLC $690,000 $870,000 26.1% 0.0%
Equity Prime Mortgage LLC $115,000 $860,000 647.8% 0.0%
ACADEMY MORTGAGE CORPORATION $855,000 n/a 0.0%
ASPIRE FINANCIAL, INC. $800,000 $845,000 5.6% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $840,000 n/a 0.0%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $125,000 $840,000 572.0% 0.0%
ASSOCIATED MORTGAGE CORPORATION $325,000 $825,000 153.8% 0.0%
TIB The Independent Bankersbank $1,490,000 $815,000 -45.3% 0.0%
AMWEST FUNDING CORP. $805,000 n/a 0.0%
Prosperity Home Mortgage, LLC $450,000 $800,000 77.8% 0.0%
CIVIC FINANCIAL SERVICES, LLC $770,000 n/a 0.0%
Affiliated Bank $760,000 n/a 0.0%
CANOPY MORTGAGE, LLC $730,000 $760,000 4.1% 0.0%
Texas Mortgage Lending, LLC $185,000 $760,000 310.8% 0.0%
COMPEER FINANCIAL, FLCA $750,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $1,230,000 $735,000 -40.2% 0.0%
First American Bank $500,000 $730,000 46.0% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $625,000 $715,000 14.4% 0.0%
Paramount Bank $715,000 n/a 0.0%
Loan Simple, Inc. $705,000 n/a 0.0%
InterBank $190,000 $700,000 268.4% 0.0%
First Horizon Bank $695,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $695,000 n/a 0.0%
BOM Bank $685,000 n/a 0.0%
Zions Bancorporation, N.A. $145,000 $685,000 372.4% 0.0%
First Savings Bank $105,000 $680,000 547.6% 0.0%
Arvest Bank $415,000 $665,000 60.2% 0.0%
CERTIFIED FUNDING, L.P. $765,000 $665,000 -13.1% 0.0%
Commerce Bank $615,000 n/a 0.0%
UNIVERSITY Federal Credit Union $1,485,000 $615,000 -58.6% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $585,000 n/a 0.0%
Deere Employees Credit Union $195,000 $585,000 200.0% 0.0%
NP, Inc. $665,000 $580,000 -12.8% 0.0%
GEO-CORP, INC. $570,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $115,000 $560,000 387.0% 0.0%
Waterstone Mortgage Corporation $615,000 $560,000 -8.9% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $770,000 $555,000 -27.9% 0.0%
ONY GLO, INC. $545,000 n/a 0.0%
LADERA LENDING, INC. $520,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $995,000 $515,000 -48.2% 0.0%
RESIDENTIAL BANCORP. $515,000 n/a 0.0%
First Bank $250,000 $505,000 102.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $160,000 $495,000 209.4% 0.0%
Firefighters First Federal Credit Union $490,000 n/a 0.0%
Citibank $255,000 $485,000 90.2% 0.0%
GREAT LAKES $485,000 n/a 0.0%
GSB MORTGAGE, INC. $125,000 $480,000 284.0% 0.0%
HOMEXPRESS MORTGAGE CORP. $470,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $465,000 n/a 0.0%
BARTON CREEK LENDING GROUP, LLC $460,000 n/a 0.0%
GREATER TEXAS FEDERAL CREDIT UNION $235,000 $460,000 95.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $225,000 $450,000 100.0% 0.0%
BARTLETT MORTGAGE, INC. $445,000 n/a 0.0%
Extraco Banks $175,000 $440,000 151.4% 0.0%
Florida Capital Bank $440,000 n/a 0.0%
NTFN, INC. $720,000 $415,000 -42.4% 0.0%
SIRVA MORTGAGE, INC. $800,000 $415,000 -48.1% 0.0%
TEXAS DOW EMPLOYEES CREDIT UNION $620,000 $415,000 -33.1% 0.0%
Great Plains National Bank $720,000 $410,000 -43.1% 0.0%
CITYWIDE HOME LOANS, LLC $405,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $405,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $270,000 $405,000 50.0% 0.0%
SILVER HILL FUNDING, LLC $405,000 n/a 0.0%
Metro City Bank $195,000 $400,000 105.1% 0.0%
PHH Mortgage Corporation $1,005,000 $400,000 -60.2% 0.0%
S1L, Inc. $155,000 $400,000 158.1% 0.0%
PNC Bank $1,360,000 $390,000 -71.3% 0.0%
TIAA, FSB $1,600,000 $390,000 -75.6% 0.0%
WESTERN EXPRESS LENDING $390,000 n/a 0.0%
Education Credit Union $120,000 $385,000 220.8% 0.0%
First Mortgage Solutions, LLC $385,000 n/a 0.0%
Luxury Mortgage Corp. $385,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $380,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $375,000 n/a 0.0%
MORTGAGE ACCESS CORP. $1,155,000 $375,000 -67.5% 0.0%
SECURITY SERVICE $3,395,000 $375,000 -89.0% 0.0%
TJC Mortgage, Inc. $225,000 $375,000 66.7% 0.0%
Texas Bank Financial $150,000 $370,000 146.7% 0.0%
Farmers Bank & Trust $365,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $365,000 n/a 0.0%
Trinity Oaks Mortgage, LLC $365,000 n/a 0.0%
VALLEY STRONG CREDIT UNION $365,000 n/a 0.0%
Midland States Bank $355,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $320,000 $355,000 10.9% 0.0%
Simmons Bank $365,000 $355,000 -2.7% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $380,000 $350,000 -7.9% 0.0%
Manufacturers and Traders Trust Company $95,000 $345,000 263.2% 0.0%
MOBILITY Credit Union $355,000 $345,000 -2.8% 0.0%
FirstBank Southwest $1,280,000 $335,000 -73.8% 0.0%
THE EQUITABLE MORTGAGE CORPORATION $335,000 n/a 0.0%
OPEN MORTGAGE, LLC $85,000 $330,000 288.2% 0.0%
SOUTHWEST FUNDING, LP $1,215,000 $330,000 -72.8% 0.0%
FIDELITY BANK $325,000 n/a 0.0%
Stifel Bank and Trust $820,000 $325,000 -60.4% 0.0%
Herring Bank $1,255,000 $320,000 -74.5% 0.0%
The American National Bank of Texas $320,000 n/a 0.0%
Western Commerce Bank $520,000 $320,000 -38.5% 0.0%
First National Bank of Omaha $315,000 n/a 0.0%
HomeBank Texas $315,000 n/a 0.0%
Complex Community Federal Credit Union $310,000 n/a 0.0%
GENEVA FINANCIAL, LLC $300,000 $310,000 3.3% 0.0%
LENDERFI, INC. $205,000 $300,000 46.3% 0.0%
Watermark Capital, Inc. $175,000 $300,000 71.4% 0.0%
HOME APPROVALS DIRECT, INC. $295,000 n/a 0.0%
TEXANS $135,000 $295,000 118.5% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $290,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $285,000 n/a 0.0%
Spirit of Texas Bank, SSB $285,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $105,000 $285,000 171.4% 0.0%
Evolve Bank & Trust $335,000 $280,000 -16.4% 0.0%
Encompass Lending Group, LP $275,000 n/a 0.0%
Generations Bank $265,000 n/a 0.0%
Lend Smart Mortgage, LLC $95,000 $265,000 178.9% 0.0%
JMAC LENDING, INC. $260,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $255,000 n/a 0.0%
Midwest Mortgage Associates Corporation $155,000 $255,000 64.5% 0.0%
VAN DYK MORTGAGE CORPORATION $155,000 $255,000 64.5% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $255,000 n/a 0.0%
SUMMIT FUNDING, INC. $860,000 $250,000 -70.9% 0.0%
Great Southern Bank $245,000 n/a 0.0%
The Huntington National Bank $245,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $175,000 $235,000 34.3% 0.0%
DAS Acquisition Company, LLC $230,000 $235,000 2.2% 0.0%
Mid-Continent Funding, Inc. $165,000 $235,000 42.4% 0.0%
RANLIFE, INC. $235,000 n/a 0.0%
AIR ACADEMY $230,000 n/a 0.0%
AMERICA'S CHOICE HOME LOANS LP $235,000 $230,000 -2.1% 0.0%
DOMINION FINANCIAL SERVICES, LLC $230,000 n/a 0.0%
VeraBank $230,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $225,000 n/a 0.0%
Gate City Bank $225,000 n/a 0.0%
Hometown Equity Mortgage, LLC $225,000 n/a 0.0%
NAVY ARMY COMMUNITY CREDIT UNION $225,000 n/a 0.0%
Stride Bank $225,000 n/a 0.0%
Wallick & Volk, Inc. $225,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $215,000 $215,000 0.0% 0.0%
MLD MORTGAGE INC. $215,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $355,000 $210,000 -40.8% 0.0%
MEMBER HOME LOAN, L.L.C. $185,000 $210,000 13.5% 0.0%
CONTOUR MORTGAGE CORPORATION $815,000 $205,000 -74.8% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $365,000 $205,000 -43.8% 0.0%
OCEANSIDE MORTGAGE COMPANY $1,215,000 $205,000 -83.1% 0.0%
PILGRIM MORTGAGE LLC $475,000 $205,000 -56.8% 0.0%
Security State Bank & Trust $205,000 n/a 0.0%
West Town Bank & Trust $205,000 n/a 0.0%
Discover Bank $1,115,000 $200,000 -82.1% 0.0%
ACCELERATE MORTGAGE, LLC $195,000 $195,000 0.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $195,000 n/a 0.0%
OCMBC, INC. $195,000 n/a 0.0%
Platinum Home Mortgage Corporation $195,000 n/a 0.0%
BM Real Estate Services, Inc. $255,000 $185,000 -27.5% 0.0%
Commercial Bank of Texas $155,000 $185,000 19.4% 0.0%
EAGLE HOME MORTGAGE, LLC $185,000 n/a 0.0%
ENVOY MORTGAGE, LTD $185,000 n/a 0.0%
LENDINGONE, LLC $185,000 n/a 0.0%
NFM, INC. $185,000 n/a 0.0%
Sunflower Bank $555,000 $185,000 -66.7% 0.0%
First National Bank of America $115,000 $175,000 52.2% 0.0%
The Bank of San Antonio $175,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $175,000 n/a 0.0%
ENDEAVOR CAPITAL, LLC. $165,000 n/a 0.0%
Inwood National Bank $785,000 $165,000 -79.0% 0.0%
IVY MORTGAGE, INC. $305,000 $165,000 -45.9% 0.0%
NMSI, INC. $165,000 n/a 0.0%
RB MORTGAGE LLC $205,000 $165,000 -19.5% 0.0%
Baxter Credit Union $75,000 $155,000 106.7% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $155,000 n/a 0.0%
Jefferson Bank $155,000 n/a 0.0%
North East Texas Credit Union $155,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $155,000 n/a 0.0%
TEXAS TRUST $155,000 n/a 0.0%
First National Bank Texas $390,000 $150,000 -61.5% 0.0%
Reliant Bank $145,000 $150,000 3.4% 0.0%
ALAMEDA MORTGAGE CORPORATION $145,000 n/a 0.0%
Austin Bank, Texas $145,000 n/a 0.0%
BankFirst Financial Services $105,000 $145,000 38.1% 0.0%
CHAMPIONS MORTGAGE LLC $145,000 n/a 0.0%
CLM MORTGAGE, INC $145,000 n/a 0.0%
Colten Mortgage, LLC $255,000 $145,000 -43.1% 0.0%
FIRST COLONY MORTGAGE CORPORATION $145,000 n/a 0.0%
Pinnacle Bank $145,000 n/a 0.0%
b1BANK $135,000 n/a 0.0%
First Federal Bank of Kansas City $135,000 n/a 0.0%
HIGHLAND HOMELOANS, LLC $135,000 n/a 0.0%
KS StateBank $135,000 n/a 0.0%
The Home Loan Expert LLC $135,000 n/a 0.0%
West Gate Bank $860,000 $135,000 -84.3% 0.0%
American Mortgage Bank, LLC $125,000 n/a 0.0%
Citizens Bank of Las Cruces $125,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $285,000 $125,000 -56.1% 0.0%
FBC MORTGAGE, LLC $700,000 $125,000 -82.1% 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $125,000 n/a 0.0%
LEGEND LENDING CORPORATION $430,000 $125,000 -70.9% 0.0%
Vantage Bank Texas $340,000 $125,000 -63.2% 0.0%
Visio Financial Services Inc. $125,000 n/a 0.0%
GROUP MORTGAGE, LLC $115,000 n/a 0.0%
Pioneer Bank $85,000 $115,000 35.3% 0.0%
CityWorth Mortgage LLC $1,290,000 $105,000 -91.9% 0.0%
First Western Federal Savings Bank $105,000 n/a 0.0%
Goldwater Bank, N.A. $265,000 $105,000 -60.4% 0.0%
HAMILTON HOME LOANS, INC. $145,000 $105,000 -27.6% 0.0%
RED DIAMOND HOME LOANS, LLC $315,000 $105,000 -66.7% 0.0%
SouthStar Bank, S.S.B. $450,000 $105,000 -76.7% 0.0%
The Bank $105,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $95,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $95,000 n/a 0.0%
Nicolet National Bank $85,000 n/a 0.0%
Fortress Bank $65,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $170,000 $55,000 -67.6% 0.0%
New Mexico Bank & Trust $55,000 n/a 0.0%
ABILENE TEACHERS Federal Credit Union $45,000 n/a 0.0%
MidFirst Bank $15,000 n/a 0.0%

LUBBOCK's top lender by overall market share is TEXAS TECH, with 12.3% market share. In second place, with 8.2%, is First Bank & Trust, having originated $208,525,000 in loans. In third place, with 8.0%, is City Bank, having originated $203,470,000 in loans. In third place, with 6.3%, is ARK-LA-TEX FINANCIAL SERVICES, LLC., having originated $159,910,000 in loans. In third place, with 4.1%, is QUICKEN LOANS, LLC, having originated $104,330,000 in loans.


LUBBOCK, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 6,725 $1,565,905,000 $232,848
Refi 3,422 $762,670,000 $222,873
Cash Out Refi 1,016 $206,070,000 $202,825
Home Improvement 89 $9,225,000 $103,652
Other 59 $11,735,000 $198,898
NA 5 $725,000 $145,000

Lubbock's most frequently cited loan purpose was Home Purchase, with 6,725 originations. The 2nd most popular reason was Refi, with 3,422 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 4,275 $956,615,000 $223,770
2.5-3% 3,639 $838,545,000 $230,433
<2.5% 1,528 $370,060,000 $242,186
4-5% 1,100 $205,220,000 $186,564
5-6% 146 $45,950,000 $314,726
6-7% 45 $8,405,000 $186,778
Over 8% 43 $4,465,000 $103,837
7-8% 29 $3,455,000 $119,138

During 2021, Lubbock's most frequently originated rate bucket was 3-4%, with 4,275 originations.

Loan Sizing (LUBBOCK, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 5,278 $791,560,000 $149,973
$200k-400k 3,796 $1,025,140,000 $270,058
$100,000 or less 1,432 $105,100,000 $73,394
$400k-600k 640 $305,330,000 $477,078
$600k-1000k 109 $81,345,000 $746,284
$Over $1MM 61 $247,855,000 $4,063,197

LUBBOCK's loan sizing saw the bucket of loans from $100k-200k with 5,278 originations, totaling $791,560,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 5,301 $1,184,425,000 $223,434
60-80% 3,676 $911,830,000 $248,050
40-60% 954 $160,750,000 $168,501
20-40% 276 $38,340,000 $138,913
Over 100% 105 $51,195,000 $487,571
Under 20% 85 $6,095,000 $71,706

LUBBOCK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,301 originations, totaling $1,184,425,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - LUBBOCK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $224,875 (6.7%) $277,320 (0.4%) 0.83 1,006
2018-02-01 $234,700 (5.5%) $289,294 (0.5%) 0.85 987
2018-03-01 $235,000 (-4.0%) $292,864 (-2.6%) 0.81 986
2018-04-01 $248,000 (-8.1%) $303,147 (-4.0%) 0.83 994
2018-05-01 $244,750 (-9.7%) $298,730 (-4.9%) 0.82 1,033
2018-06-01 $239,000 (-10.6%) $295,209 (-4.1%) 0.80 1,118
2018-07-01 $234,925 (-8.9%) $288,451 (-3.9%) 0.78 1,185
2018-08-01 $235,000 (-4.9%) $289,003 (-0.6%) 0.79 1,199
2018-09-01 $229,000 (-2.6%) $282,220 (-2.7%) 0.77 1,207
2018-10-01 $221,250 (-6.2%) $276,234 (-4.3%) 0.74 1,219
2018-11-01 $218,250 (-7.4%) $272,382 (-5.4%) 0.73 1,194
2018-12-01 $217,000 (-5.6%) $271,187 (-4.9%) 0.74 1,173
2019-01-01 $219,450 (-2.4%) $273,971 (-1.2%) 0.76 1,107
2019-02-01 $225,000 (-4.1%) $277,905 (-3.9%) 0.75 1,068
2019-03-01 $233,529 (-0.6%) $281,039 (-4.0%) 0.76 1,006
2019-04-01 $247,400 (-0.2%) $289,488 (-4.5%) 0.78 950
2019-05-01 $249,450 (1.9%) $296,574 (-0.7%) 0.77 959
2019-06-01 $249,900 (4.6%) $298,207 (1.0%) 0.77 960
2019-07-01 $242,900 (3.4%) $292,757 (1.5%) 0.75 947
2019-08-01 $233,529 (-0.6%) $280,395 (-3.0%) 0.73 920
2019-09-01 $224,950 (-1.8%) $271,430 (-3.8%) 0.71 907
2019-10-01 $220,950 (-0.1%) $267,416 (-3.2%) 0.70 897
2019-11-01 $225,000 (3.1%) $269,424 (-1.1%) 0.73 887
2019-12-01 $234,750 (8.2%) $276,374 (1.9%) 0.78 828
2020-01-01 $237,651 (8.3%) $343,660 (25.4%) 0.79 791
2020-02-01 $239,900 (6.6%) $290,338 (4.5%) 0.77 826
2020-03-01 $243,250 (4.2%) $294,966 (5.0%) 0.76 821
2020-04-01 $245,000 (-1.0%) $302,342 (4.4%) 0.76 842
2020-05-01 $249,000 (-0.2%) $310,292 (4.6%) 0.75 744
2020-06-01 $257,750 (3.1%) $318,942 (7.0%) 0.75 679
2020-07-01 $252,500 (4.0%) $326,099 (11.4%) 0.72 663
2020-08-01 $265,000 (13.5%) $329,955 (17.7%) 0.76 624
2020-09-01 $265,000 (17.8%) $330,478 (21.8%) 0.76 621
2020-10-01 $249,750 (13.0%) $311,224 (16.4%) 0.71 620
2020-11-01 $242,750 (7.9%) $296,933 (10.2%) 0.70 585
2020-12-01 $244,750 (4.3%) $299,625 (8.4%) 0.72 526
2021-01-01 $259,900 (9.4%) $300,889 (-12.5%) 0.76 453
2021-02-01 $274,500 (14.4%) $314,883 (8.5%) 0.79 384
2021-03-01 $292,500 (20.3%) $336,976 (14.2%) 0.82 330
2021-04-01 $315,000 (28.6%) $364,389 (20.5%) 0.85 323
2021-05-01 $325,800 (30.8%) $368,517 (18.8%) 0.86 350
2021-06-01 $315,990 (22.6%) $363,457 (14.0%) 0.82 422
2021-07-01 $297,475 (17.8%) $360,038 (10.4%) 0.77 489
2021-08-01 $299,000 (12.8%) $351,855 (6.6%) 0.79 528
2021-09-01 $275,000 (3.8%) $338,095 (2.3%) 0.72 537
2021-10-01 $281,500 (12.7%) $338,522 (8.8%) 0.74 530
2021-11-01 $290,000 (19.5%) $342,561 (15.4%) 0.76 480
2021-12-01 $295,500 (20.7%) $346,511 (15.7%) 0.79 419
2022-01-01 $300,000 (15.4%) $350,764 (16.6%) 0.80 366
2022-02-01 $356,450 (29.9%) $389,508 (23.7%) 0.91 293
2022-03-01 $344,750 (17.9%) $386,757 (14.8%) 0.85 305
2022-04-01 $350,000 (11.1%) $388,541 (6.6%) 0.82 326
LUBBOCK's median listing price for 2022-04-01 was $350,000, a difference of $35,000 (11.1%) versus the prior year and $5,250 versus the prior month.

LUBBOCK's median listing price comes in at 82% of the national average.

LUBBOCK's average listing price for 2022-04-01 was $388,541, a difference of $24,152 (6.6%) versus the prior year and $1,784 versus the prior month.

For the 2022-04-01 period, LUBBOCK had 326 MLS listings, a difference of 21 listings (7%) versus the prior month and 3 listings (1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LUBBOCK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 56 days 2,287 sqft
2018-02-01 40 days 2,321 sqft
2018-03-01 43 days 2,327 sqft
2018-04-01 44 days 2,379 sqft
2018-05-01 39 days 2,369 sqft
2018-06-01 40 days 2,321 sqft
2018-07-01 41 days 2,276 sqft
2018-08-01 44 days 2,291 sqft
2018-09-01 46 days 2,240 sqft
2018-10-01 46 days 2,202 sqft
2018-11-01 48 days 2,195 sqft
2018-12-01 58 days 2,170 sqft
2019-01-01 64 days 2,173 sqft
2019-02-01 50 days 2,175 sqft
2019-03-01 46 days 2,198 sqft
2019-04-01 44 days 2,251 sqft
2019-05-01 43 days 2,260 sqft
2019-06-01 42 days 2,283 sqft
2019-07-01 43 days 2,275 sqft
2019-08-01 44 days 2,232 sqft
2019-09-01 47 days 2,184 sqft
2019-10-01 48 days 2,136 sqft
2019-11-01 46 days 2,135 sqft
2019-12-01 56 days 2,130 sqft
2020-01-01 59 days 2,111 sqft
2020-02-01 42 days 2,129 sqft
2020-03-01 42 days 2,127 sqft
2020-04-01 47 days 2,154 sqft
2020-05-01 51 days 2,173 sqft
2020-06-01 42 days 2,190 sqft
2020-07-01 35 days 2,178 sqft
2020-08-01 43 days 2,240 sqft
2020-09-01 45 days 2,241 sqft
2020-10-01 43 days 2,138 sqft
2020-11-01 44 days 2,059 sqft
2020-12-01 47 days 2,030 sqft
2021-01-01 52 days 2,057 sqft
2021-02-01 41 days 2,083 sqft
2021-03-01 38 days 2,156 sqft
2021-04-01 29 days 2,214 sqft
2021-05-01 24 days 2,260 sqft
2021-06-01 24 days 2,233 sqft
2021-07-01 29 days 2,218 sqft
2021-08-01 33 days 2,157 sqft
2021-09-01 37 days 2,108 sqft
2021-10-01 42 days 2,117 sqft
2021-11-01 44 days 2,095 sqft
2021-12-01 51 days 2,094 sqft
2022-01-01 48 days 2,085 sqft
2022-02-01 34 days 2,215 sqft
2022-03-01 27 days 2,153 sqft
2022-04-01 27 days 2,134 sqft
LUBBOCK's median listing age (time on market) for 2022-04-01 was 27 days. This is -5% shorter than the same period one year ago.

LUBBOCK's median square footage for active listings during the 2022-04-01 period was 2,134 sqft. One year prior, the average listing was 2,214 sqft.