Lufkin Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Lufkin averaged
6.87%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.78% and
one month ago for the week of 2025-02-27, the
average rate was 7.09%.
Lufkin's average rate one year ago was 7.22%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.64%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Lufkin 30 Year Fixed Rate | 2025-04-03 | 6.87% |
| Lufkin 30 Year Fixed Rate Refi | 2025-04-03 | 6.64% |
| Lufkin 15 Year Fixed Rate | 2025-04-03 | 5.82% |
| Lufkin 15 Year Fixed Rate Refi | 2025-04-03 | 6.32% |
| Lufkin 30 Year FHA | 2025-04-03 | 6.19% |
| Lufkin 30 Year FHA Refi | 2025-04-03 | 6.26% |
| Lufkin 30 Year USDA | 2025-04-03 | 6.32% |
| Lufkin 30 Year USDA Refi | 2025-04-03 | 6.52% |
| Lufkin 30 Year VA | 2025-04-03 | 6.28% |
| Lufkin 30 Year VA Refi | 2025-04-03 | 5.96% |
Lufkin Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lufkin, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Lufkin Average Closing Costs & Other Stats
Lufkin, TX's 66 lenders originated 971
loans during 2024. The total origination value was $202,065,000, with an average loan value of
$208,100.
Lufkin's average closing costs are $5,908.
The top Lufkin lender as defined by loan originations is Commercial Bank of Texas, with
69 loans originated. Their average total fees are
$4,572, which is $357
lower than the next largest lender,
Southside Bank.
The lowest fee Lufkin lenders (with over 10 loans originated) are
Commercial Bank of Texas ($4,572), Southside Bank ($4,929), Regions Bank ($5,717), QUICKEN LOANS, LLC ($7,446) and HIGHLANDS RESIDENTIAL MORTGAGE, LTD. ($7,965).
The lowest rate Lufkin lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (6.93%), Regions Bank (6.93%), UNITED WHOLESALE MORTGAGE, LLC (7.07%), HIGHLANDS RESIDENTIAL MORTGAGE, LTD. (7.08%) and Southside Bank (7.16%).
Lufkin, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Commercial Bank of Texas | $29,950,000 | $32,875,000 | 9.8% | 16.3% |
| QUICKEN LOANS, LLC | $10,560,000 | $11,590,000 | 9.8% | 5.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $8,620,000 | $11,210,000 | 30.0% | 5.5% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $205,000 | $8,215,000 | 3,907.3% | 4.1% |
| Southside Bank | $7,880,000 | $7,185,000 | -8.8% | 3.6% |
| BancorpSouth | $12,440,000 | $7,055,000 | -43.3% | 3.5% |
| Austin Bank, Texas | $9,130,000 | $6,465,000 | -29.2% | 3.2% |
| Mortgage Research Center, LLC | $5,335,000 | $5,905,000 | 10.7% | 2.9% |
| 21ST MORTGAGE CORPORATION | $5,090,000 | $5,770,000 | 13.4% | 2.9% |
| FREEDOM MORTGAGE CORPORATION | $5,740,000 | n/a | 2.8% | |
| Regions Bank | $3,365,000 | $4,315,000 | 28.2% | 2.1% |
| VAN DYK MORTGAGE CORPORATION | $975,000 | $3,675,000 | 276.9% | 1.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,545,000 | $3,550,000 | 0.1% | 1.8% |
| NAVY FEDERAL CREDIT UNION | $2,860,000 | $3,160,000 | 10.5% | 1.6% |
| Wells Fargo Bank | $1,295,000 | $2,325,000 | 79.5% | 1.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | $155,000 | $2,145,000 | 1,283.9% | 1.1% |
| NATIONS RELIABLE LENDING, LLC | $105,000 | $2,145,000 | 1,942.9% | 1.1% |
| GUILD MORTGAGE COMPANY | $985,000 | $2,005,000 | 103.6% | 1.0% |
| Flagstar Bank, FSB | $7,700,000 | $1,955,000 | -74.6% | 1.0% |
| JPMorgan Chase Bank | $870,000 | $1,870,000 | 114.9% | 0.9% |
| TRIAD FINANCIAL SERVICES, INC. | $1,880,000 | $1,800,000 | -4.3% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,020,000 | $1,780,000 | 74.5% | 0.9% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $3,355,000 | $1,740,000 | -48.1% | 0.9% |
| CMG MORTGAGE, INC. | $1,440,000 | $1,600,000 | 11.1% | 0.8% |
| MOVEMENT MORTGAGE, LLC | $235,000 | $1,340,000 | 470.2% | 0.7% |
| LOANDEPOT.COM, LLC | $840,000 | $1,320,000 | 57.1% | 0.7% |
| Texas National Bank of Jacksonville | $1,025,000 | $1,310,000 | 27.8% | 0.6% |
| American Mortgage & Equity Consultants, Inc. | $1,290,000 | n/a | 0.6% | |
| GENCO Federal Credit Union | $635,000 | $1,240,000 | 95.3% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $1,105,000 | $1,195,000 | 8.1% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,195,000 | $1,085,000 | -9.2% | 0.5% |
| HALLMARK HOME MORTGAGE, LLC | $310,000 | $1,080,000 | 248.4% | 0.5% |
| Waterstone Mortgage Corporation | $380,000 | $1,080,000 | 184.2% | 0.5% |
| PLAZA HOME MORTGAGE, INC. | $405,000 | $1,040,000 | 156.8% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $690,000 | $950,000 | 37.7% | 0.5% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $445,000 | $930,000 | 109.0% | 0.5% |
| BOM Bank | $1,845,000 | $925,000 | -49.9% | 0.5% |
| Network Funding, L.P. | $905,000 | n/a | 0.4% | |
| Paramount Residential Mortgage Group, Inc. | $870,000 | n/a | 0.4% | |
| USAA Federal Savings Bank | $1,300,000 | $855,000 | -34.2% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $825,000 | n/a | 0.4% | |
| LAKEVIEW LOAN SERVICING, LLC | $710,000 | n/a | 0.4% | |
| ROYAL UNITED MORTGAGE LLC | $655,000 | $695,000 | 6.1% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $705,000 | $690,000 | -2.1% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $690,000 | n/a | 0.3% | |
| LEGEND LENDING CORPORATION | $675,000 | n/a | 0.3% | |
| MID AMERICA MORTGAGE, INC. | $160,000 | $675,000 | 321.9% | 0.3% |
| GUARANTEED RATE, INC. | $795,000 | $620,000 | -22.0% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $610,000 | n/a | 0.3% | |
| BROKER SOLUTIONS, INC. | $335,000 | $600,000 | 79.1% | 0.3% |
| NexBank | $570,000 | n/a | 0.3% | |
| VeraBank | $2,835,000 | $535,000 | -81.1% | 0.3% |
| Loan Simple, Inc. | $510,000 | n/a | 0.3% | |
| LOANPAL, LLC | $245,000 | $505,000 | 106.1% | 0.2% |
| FOUNDATION MORTGAGE CORPORATION | $490,000 | n/a | 0.2% | |
| U.S. Bank | $680,000 | $490,000 | -27.9% | 0.2% |
| First National Bank Texas | $215,000 | $485,000 | 125.6% | 0.2% |
| EAST TEXAS PROFESSIONAL Credit Union | $755,000 | $475,000 | -37.1% | 0.2% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $55,000 | $475,000 | 763.6% | 0.2% |
| EDUCATION FIRST | $85,000 | $465,000 | 447.1% | 0.2% |
| NEWREZ LLC | $815,000 | $465,000 | -42.9% | 0.2% |
| AMERICAN FINANCING CORPORATION | $460,000 | n/a | 0.2% | |
| DHI MORTGAGE COMPANY, LTD. | $450,000 | n/a | 0.2% | |
| PNC Bank | $530,000 | $450,000 | -15.1% | 0.2% |
| Logan Finance Corporation | $435,000 | n/a | 0.2% | |
| Telco Plus Credit Union | $435,000 | n/a | 0.2% | |
| Bank of America | $90,000 | $425,000 | 372.2% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $400,000 | n/a | 0.2% | |
| T2 FINANCIAL LLC | $395,000 | $380,000 | -3.8% | 0.2% |
| PREMIA MORTGAGE, LLC | $375,000 | n/a | 0.2% | |
| V.I.P. MORTGAGE, INC. | $550,000 | $360,000 | -34.5% | 0.2% |
| LOANPEOPLE, LLC | $345,000 | n/a | 0.2% | |
| LEADERONE FINANCIAL CORPORATION | $330,000 | n/a | 0.2% | |
| STOCKTON MORTGAGE CORPORATION | $325,000 | n/a | 0.2% | |
| RANDOLPH-BROOKS | $330,000 | $320,000 | -3.0% | 0.2% |
| Equity Prime Mortgage LLC | $315,000 | n/a | 0.2% | |
| CARDINAL FINANCIAL | $2,150,000 | $300,000 | -86.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $295,000 | n/a | 0.1% | |
| UNITED BUILT HOMES, L.L.C. | $295,000 | n/a | 0.1% | |
| HomePromise Corporation | $285,000 | n/a | 0.1% | |
| Discover Bank | $540,000 | $280,000 | -48.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $265,000 | n/a | 0.1% | |
| Commerce Bank | $265,000 | n/a | 0.1% | |
| NP, Inc. | $265,000 | n/a | 0.1% | |
| UBank | $995,000 | $260,000 | -73.9% | 0.1% |
| AMERICAN HOMESTAR MORTGAGE, L.L.C. | $245,000 | n/a | 0.1% | |
| CANOPY MORTGAGE, LLC | $245,000 | n/a | 0.1% | |
| Home Mortgage Alliance Corp | $245,000 | n/a | 0.1% | |
| Zions Bank | $305,000 | $245,000 | -19.7% | 0.1% |
| BMO Harris Bank | $475,000 | $235,000 | -50.5% | 0.1% |
| ALLIANT CREDIT UNION | $215,000 | n/a | 0.1% | |
| First United Bank and Trust Company | $215,000 | n/a | 0.1% | |
| FLAT BRANCH MORTGAGE, INC. | $215,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $605,000 | $210,000 | -65.3% | 0.1% |
| Secured Investment Corp. | $210,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $605,000 | $205,000 | -66.1% | 0.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $205,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $205,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $205,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $205,000 | n/a | 0.1% | |
| The Central Trust Bank | $205,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $465,000 | $195,000 | -58.1% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $285,000 | $195,000 | -31.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $285,000 | $195,000 | -31.6% | 0.1% |
| Ixonia Bank | $195,000 | n/a | 0.1% | |
| LRS FINANCIAL NETWORK, INC. | $195,000 | n/a | 0.1% | |
| SFMC, LP | $195,000 | n/a | 0.1% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $185,000 | n/a | 0.1% | |
| Goldwater Bank, N.A. | $185,000 | n/a | 0.1% | |
| MEMBER FIRST MORTGAGE, LLC | $185,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $165,000 | $185,000 | 12.1% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $700,000 | $180,000 | -74.3% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $165,000 | $175,000 | 6.1% | 0.1% |
| Mid-Continent Funding, Inc. | $175,000 | n/a | 0.1% | |
| A+ Federal Credit Union | $165,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $225,000 | $165,000 | -26.7% | 0.1% |
| EASTMAN | $165,000 | n/a | 0.1% | |
| HOMETRUST MORTGAGE COMPANY | $165,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $490,000 | $155,000 | -68.4% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $155,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $145,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $145,000 | $145,000 | 0.0% | 0.1% |
| AMWEST FUNDING CORP. | $135,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $490,000 | $135,000 | -72.4% | 0.1% |
| CommunityBank of Texas, N.A. | $135,000 | n/a | 0.1% | |
| CSL Financial, LLC | $125,000 | n/a | 0.1% | |
| Amarillo National Bank | $115,000 | n/a | 0.1% | |
| Figure Lending LLC | $110,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $105,000 | n/a | 0.1% | |
| First Financial Bank | $125,000 | $95,000 | -24.0% | 0.0% |
| Prosperity Bank | $95,000 | n/a | 0.0% | |
| Brighton Bank | $85,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $240,000 | $75,000 | -68.8% | 0.0% |
| BOKF | $200,000 | $70,000 | -65.0% | 0.0% |
| Credit Union of Texas | $65,000 | n/a | 0.0% | |
| DUGOOD FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $240,000 | $55,000 | -77.1% | 0.0% |
| MOBILOIL | $60,000 | $45,000 | -25.0% | 0.0% |
| Sabine Federal Credit Union | $15,000 | n/a | 0.0% |
Lufkin's top lender by overall market share is Commercial Bank of Texas, with 16.3% market share. In second place, with 5.7%, is QUICKEN LOANS, LLC, having originated $11,590,000 in loans. In third place, with 5.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $11,210,000 in loans. In fourth place, with 4.1%, is HIGHLANDS RESIDENTIAL MORTGAGE, LTD., having originated $8,215,000 in loans. In fifth place, with 3.6%, is Southside Bank, having originated $7,185,000 in loans.
Lufkin Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Lufkin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $177,450 (11.0%) | $246,098 (10.6%) | 0.00 | 276 |
| 2018-02-01 | $173,350 (9.0%) | $242,755 (5.7%) | 0.00 | 276 |
| 2018-03-01 | $179,900 (12.3%) | $245,070 (4.8%) | 0.00 | 258 |
| 2018-04-01 | $189,175 (18.3%) | $251,627 (9.8%) | 0.00 | 251 |
| 2018-05-01 | $194,405 (18.8%) | $259,430 (13.7%) | 0.00 | 251 |
| 2018-06-01 | $210,000 (29.3%) | $267,288 (16.3%) | 0.00 | 260 |
| 2018-07-01 | $202,450 (19.9%) | $266,836 (13.5%) | 0.00 | 271 |
| 2018-08-01 | $212,200 (21.9%) | $268,625 (6.8%) | 0.00 | 261 |
| 2018-09-01 | $219,900 (22.5%) | $274,485 (9.1%) | 0.00 | 250 |
| 2018-10-01 | $226,225 (29.3%) | $282,344 (18.8%) | 0.00 | 240 |
| 2018-11-01 | $219,450 (29.2%) | $277,801 (17.1%) | 0.00 | 238 |
| 2018-12-01 | $194,900 (14.7%) | $264,297 (8.6%) | 0.00 | 265 |
| 2019-01-01 | $191,950 (8.2%) | $254,379 (3.4%) | 0.00 | 260 |
| 2019-02-01 | $175,980 (1.5%) | $239,172 (-1.5%) | 0.00 | 263 |
| 2019-03-01 | $186,385 (3.6%) | $244,782 (-0.1%) | 0.00 | 244 |
| 2019-04-01 | $200,325 (5.9%) | $252,909 (0.5%) | 0.00 | 223 |
| 2019-05-01 | $215,000 (10.6%) | $257,736 (-0.7%) | 0.00 | 227 |
| 2019-06-01 | $214,900 (2.3%) | $266,881 (-0.2%) | 0.00 | 242 |
| 2019-07-01 | $213,605 (5.5%) | $271,746 (1.8%) | 0.00 | 232 |
| 2019-08-01 | $215,102 (1.4%) | $275,312 (2.5%) | 0.00 | 229 |
| 2019-09-01 | $215,256 (-2.1%) | $275,617 (0.4%) | 0.00 | 232 |
| 2019-10-01 | $219,688 (-2.9%) | $275,821 (-2.3%) | 0.00 | 227 |
| 2019-11-01 | $225,000 (2.5%) | $284,186 (2.3%) | 0.00 | 212 |
| 2019-12-01 | $224,000 (14.9%) | $276,538 (4.6%) | 0.00 | 206 |
| 2020-01-01 | $212,450 (10.7%) | $272,798 (7.2%) | 0.00 | 197 |
| 2020-02-01 | $199,900 (13.6%) | $265,236 (10.9%) | 0.00 | 219 |
| 2020-03-01 | $215,000 (15.4%) | $271,006 (10.7%) | 0.00 | 222 |
| 2020-04-01 | $227,500 (13.6%) | $270,036 (6.8%) | 0.00 | 226 |
| 2020-05-01 | $225,000 (4.7%) | $277,302 (7.6%) | 0.00 | 219 |
| 2020-06-01 | $235,425 (9.6%) | $282,298 (5.8%) | 0.00 | 206 |
| 2020-07-01 | $244,336 (14.4%) | $286,873 (5.6%) | 0.00 | 197 |
| 2020-08-01 | $238,750 (11.0%) | $278,701 (1.2%) | 0.00 | 168 |
| 2020-09-01 | $224,500 (4.3%) | $273,790 (-0.7%) | 0.00 | 150 |
| 2020-10-01 | $245,000 (11.5%) | $299,980 (8.8%) | 0.00 | 136 |
| 2020-11-01 | $254,725 (13.2%) | $300,415 (5.7%) | 0.00 | 125 |
| 2020-12-01 | $245,000 (9.4%) | $294,998 (6.7%) | 0.00 | 131 |
| 2021-01-01 | $233,000 (9.7%) | $281,740 (3.3%) | 0.00 | 126 |
| 2021-02-01 | $217,500 (8.8%) | $264,162 (-0.4%) | 0.00 | 126 |
| 2021-03-01 | $219,925 (2.3%) | $274,407 (1.3%) | 0.00 | 111 |
| 2021-04-01 | $216,200 (-5.0%) | $286,977 (6.3%) | 0.00 | 101 |
| 2021-05-01 | $259,450 (15.3%) | $313,028 (12.9%) | 0.00 | 91 |
| 2021-06-01 | $278,250 (18.2%) | $314,968 (11.6%) | 0.00 | 85 |
| 2021-07-01 | $229,950 (-5.9%) | $303,284 (5.7%) | 0.00 | 118 |
| 2021-08-01 | $247,000 (3.5%) | $363,411 (30.4%) | 0.00 | 122 |
| 2021-09-01 | $241,725 (7.7%) | $363,336 (32.7%) | 0.00 | 127 |
| 2021-10-01 | $253,700 (3.6%) | $386,289 (28.8%) | 0.00 | 122 |
| 2021-11-01 | $276,925 (8.7%) | $401,559 (33.7%) | 0.00 | 121 |
| 2021-12-01 | $271,892 (11.0%) | $395,753 (34.2%) | 0.00 | 106 |
| 2022-01-01 | $269,000 (15.5%) | $403,094 (43.1%) | 0.00 | 93 |
| 2022-02-01 | $278,375 (28.0%) | $333,312 (26.2%) | 0.00 | 90 |
| 2022-03-01 | $279,700 (27.2%) | $313,488 (14.2%) | 0.00 | 98 |
| 2022-04-01 | $304,000 (40.6%) | $322,837 (12.5%) | 0.00 | 101 |
| 2022-05-01 | $280,000 (7.9%) | $332,787 (6.3%) | 0.00 | 132 |
| 2022-06-01 | $272,475 (-2.1%) | $304,736 (-3.3%) | 0.00 | 142 |
| 2022-07-01 | $262,450 (14.1%) | $303,714 (0.1%) | 0.00 | 153 |
| 2022-08-01 | $273,200 (10.6%) | $349,973 (-3.7%) | 0.00 | 155 |
| 2022-09-01 | $292,000 (20.8%) | $373,207 (2.7%) | 0.00 | 163 |
| 2022-10-01 | $292,500 (15.3%) | $361,874 (-6.3%) | 0.00 | 189 |
| 2022-11-01 | $293,075 (5.8%) | $385,287 (-4.1%) | 0.00 | 201 |
| 2022-12-01 | $289,900 (6.6%) | $377,800 (-4.5%) | 0.00 | 208 |
| 2023-01-01 | $280,500 (4.3%) | $365,750 (-9.3%) | 0.00 | 202 |
| 2023-02-01 | $276,500 (-0.7%) | $361,839 (8.6%) | 0.00 | 192 |
| 2023-03-01 | $275,000 (-1.7%) | $370,218 (18.1%) | 0.00 | 189 |
| 2023-04-01 | $285,000 (-6.3%) | $381,166 (18.1%) | 0.00 | 182 |
| 2023-05-01 | $287,125 (2.5%) | $364,119 (9.4%) | 0.00 | 180 |
| 2023-06-01 | $279,000 (2.4%) | $344,762 (13.1%) | 0.00 | 193 |
| 2023-07-01 | $279,000 (6.3%) | $343,321 (13.0%) | 0.00 | 202 |
| 2023-08-01 | $275,375 (0.8%) | $336,171 (-3.9%) | 0.00 | 213 |
| 2023-09-01 | $279,000 (-4.5%) | $342,045 (-8.4%) | 0.00 | 218 |
| 2023-10-01 | $279,700 (-4.4%) | $335,085 (-7.4%) | 0.00 | 238 |
| 2023-11-01 | $272,200 (-7.1%) | $324,353 (-15.8%) | 0.00 | 246 |
| 2023-12-01 | $282,450 (-2.6%) | $321,805 (-14.8%) | 0.00 | 250 |
| 2024-01-01 | $282,500 (0.7%) | $320,597 (-12.4%) | 0.00 | 250 |
| 2024-02-01 | $289,900 (4.9%) | $329,374 (-9.0%) | 0.00 | 254 |
| 2024-03-01 | $291,250 (5.9%) | $330,344 (-10.8%) | 0.00 | 260 |
| 2024-04-01 | $285,000 (0.0%) | $330,889 (-13.2%) | 0.00 | 269 |
| 2024-05-01 | $285,000 (-0.7%) | $326,593 (-10.3%) | 0.00 | 277 |
| 2024-06-01 | $289,000 (3.6%) | $326,141 (-5.4%) | 0.00 | 288 |
| 2024-07-01 | $292,500 (4.8%) | $335,665 (-2.2%) | 0.00 | 305 |
| 2024-08-01 | $295,450 (7.3%) | $352,937 (5.0%) | 0.00 | 280 |
| 2024-09-01 | $290,000 (3.9%) | $362,694 (6.0%) | 0.00 | 272 |
| 2024-10-01 | $289,000 (3.3%) | $359,975 (7.4%) | 0.00 | 286 |
| 2024-11-01 | $289,000 (6.2%) | $353,609 (9.0%) | 0.00 | 283 |
| 2024-12-01 | $285,000 (0.9%) | $350,555 (8.9%) | 0.00 | 300 |
| 2025-01-01 | $285,000 (0.9%) | $350,862 (9.4%) | 0.00 | 296 |
| 2025-02-01 | $277,220 (-4.4%) | $339,454 (3.1%) | 0.00 | 315 |
| 2025-03-01 | $277,990 (-4.6%) | $336,566 (1.9%) | 0.00 | 320 |
Lufkin's median listing price comes in at 0% of the national average.
Lufkin's average listing price for 2025-03-01 was $336,566, a difference of $6,222 (1.9%) versus the prior year and $-2,888 versus the prior month.
For the 2025-03-01 period, Lufkin had 320 MLS listings, a difference of 5 listings (2%) versus the prior month and 60 listings (23%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Lufkin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,988 sqft |
| 2018-02-01 | 0 days | 1,962 sqft |
| 2018-03-01 | 0 days | 1,978 sqft |
| 2018-04-01 | 0 days | 2,035 sqft |
| 2018-05-01 | 0 days | 2,088 sqft |
| 2018-06-01 | 0 days | 2,108 sqft |
| 2018-07-01 | 0 days | 2,055 sqft |
| 2018-08-01 | 0 days | 2,038 sqft |
| 2018-09-01 | 0 days | 2,084 sqft |
| 2018-10-01 | 0 days | 2,112 sqft |
| 2018-11-01 | 0 days | 2,065 sqft |
| 2018-12-01 | 0 days | 1,979 sqft |
| 2019-01-01 | 0 days | 1,933 sqft |
| 2019-02-01 | 0 days | 1,880 sqft |
| 2019-03-01 | 0 days | 1,904 sqft |
| 2019-04-01 | 0 days | 1,955 sqft |
| 2019-05-01 | 0 days | 2,015 sqft |
| 2019-06-01 | 0 days | 2,103 sqft |
| 2019-07-01 | 0 days | 2,109 sqft |
| 2019-08-01 | 0 days | 2,126 sqft |
| 2019-09-01 | 0 days | 2,155 sqft |
| 2019-10-01 | 0 days | 2,189 sqft |
| 2019-11-01 | 0 days | 2,235 sqft |
| 2019-12-01 | 0 days | 2,158 sqft |
| 2020-01-01 | 0 days | 2,050 sqft |
| 2020-02-01 | 0 days | 2,052 sqft |
| 2020-03-01 | 0 days | 2,045 sqft |
| 2020-04-01 | 0 days | 2,039 sqft |
| 2020-05-01 | 0 days | 2,059 sqft |
| 2020-06-01 | 0 days | 2,078 sqft |
| 2020-07-01 | 0 days | 2,088 sqft |
| 2020-08-01 | 0 days | 2,052 sqft |
| 2020-09-01 | 0 days | 1,987 sqft |
| 2020-10-01 | 0 days | 2,123 sqft |
| 2020-11-01 | 0 days | 2,064 sqft |
| 2020-12-01 | 0 days | 1,996 sqft |
| 2021-01-01 | 0 days | 1,996 sqft |
| 2021-02-01 | 0 days | 1,900 sqft |
| 2021-03-01 | 0 days | 1,928 sqft |
| 2021-04-01 | 0 days | 1,935 sqft |
| 2021-05-01 | 0 days | 2,124 sqft |
| 2021-06-01 | 0 days | 2,078 sqft |
| 2021-07-01 | 0 days | 1,738 sqft |
| 2021-08-01 | 0 days | 1,792 sqft |
| 2021-09-01 | 0 days | 1,788 sqft |
| 2021-10-01 | 0 days | 1,980 sqft |
| 2021-11-01 | 0 days | 1,988 sqft |
| 2021-12-01 | 0 days | 1,979 sqft |
| 2022-01-01 | 0 days | 1,968 sqft |
| 2022-02-01 | 0 days | 1,925 sqft |
| 2022-03-01 | 0 days | 1,911 sqft |
| 2022-04-01 | 0 days | 1,965 sqft |
| 2022-05-01 | 0 days | 1,906 sqft |
| 2022-06-01 | 0 days | 1,850 sqft |
| 2022-07-01 | 0 days | 1,814 sqft |
| 2022-08-01 | 0 days | 1,795 sqft |
| 2022-09-01 | 0 days | 1,952 sqft |
| 2022-10-01 | 0 days | 1,950 sqft |
| 2022-11-01 | 0 days | 1,951 sqft |
| 2022-12-01 | 0 days | 1,872 sqft |
| 2023-01-01 | 0 days | 1,864 sqft |
| 2023-02-01 | 0 days | 1,853 sqft |
| 2023-03-01 | 0 days | 1,838 sqft |
| 2023-04-01 | 0 days | 1,857 sqft |
| 2023-05-01 | 0 days | 1,866 sqft |
| 2023-06-01 | 0 days | 1,819 sqft |
| 2023-07-01 | 0 days | 1,823 sqft |
| 2023-08-01 | 0 days | 1,821 sqft |
| 2023-09-01 | 0 days | 1,848 sqft |
| 2023-10-01 | 0 days | 1,829 sqft |
| 2023-11-01 | 0 days | 1,809 sqft |
| 2023-12-01 | 0 days | 1,819 sqft |
| 2024-01-01 | 0 days | 1,800 sqft |
| 2024-02-01 | 0 days | 1,799 sqft |
| 2024-03-01 | 0 days | 1,823 sqft |
| 2024-04-01 | 0 days | 1,838 sqft |
| 2024-05-01 | 0 days | 1,835 sqft |
| 2024-06-01 | 0 days | 1,873 sqft |
| 2024-07-01 | 0 days | 1,889 sqft |
| 2024-08-01 | 0 days | 1,901 sqft |
| 2024-09-01 | 0 days | 1,879 sqft |
| 2024-10-01 | 0 days | 1,856 sqft |
| 2024-11-01 | 0 days | 1,838 sqft |
| 2024-12-01 | 0 days | 1,836 sqft |
| 2025-01-01 | 0 days | 1,825 sqft |
| 2025-02-01 | 0 days | 1,803 sqft |
| 2025-03-01 | 0 days | 1,802 sqft |
Lufkin's median square footage for active listings during the 2025-03-01 period was 1,802 sqft. One year prior, the average listing was 1,823 sqft.
Lufkin, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 723 | $158,755,000 | $219,578 |
| Cash Out Refi | 80 | $13,160,000 | $164,500 |
| Refi | 77 | $19,895,000 | $258,377 |
| Other | 68 | $8,560,000 | $125,882 |
| Home Improvement | 23 | $1,695,000 | $73,696 |
Lufkin's most frequently cited loan purpose was Home Purchase, with 723 originations. The 2nd most popular reason was Cash Out Refi, with 80 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 367 | $86,515,000 | $235,736 |
| 7-8% | 260 | $54,610,000 | $210,038 |
| Over 8% | 207 | $28,115,000 | $135,821 |
| 5-6% | 103 | $27,545,000 | $267,427 |
| <2.5% | 3 | $15,000 | $5,000 |
| 4-5% | 1 | $205,000 | $205,000 |
| 3-4% | 1 | $165,000 | $165,000 |
| 2.5-3% | 1 | $125,000 | $125,000 |
During 2024, Lufkin's most frequently originated rate bucket was 6-7%, with 367 originations.
Loan Sizing (Lufkin, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 375 | $56,665,000 | $151,107 |
| $200k-400k | 350 | $95,050,000 | $271,571 |
| $100,000 or less | 176 | $10,770,000 | $61,193 |
| $400k-600k | 50 | $23,560,000 | $471,200 |
| $600k-1000k | 18 | $13,390,000 | $743,889 |
| $Over $1MM | 2 | $2,630,000 | $1,315,000 |
Lufkin's loan sizing saw the bucket of loans from $100k-200k with 375 originations, totaling $56,665,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 531 | $118,745,000 | $223,625 |
| 60-80% | 195 | $44,065,000 | $225,974 |
| 40-60% | 79 | $14,895,000 | $188,544 |
| 20-40% | 56 | $6,310,000 | $112,679 |
| Under 20% | 38 | $1,410,000 | $37,105 |
| Over 100% | 33 | $9,125,000 | $276,515 |
Lufkin's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 531 originations, totaling $118,745,000 in origination value.