Lufkin Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lufkin averaged 6.21% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.92% and one month ago for the week of 2022-05-26, the average rate was 5.51%.

Lufkin's average rate one year ago was 3.35%.

For refis of the same type during the week of 2022-06-30, the average rate was 6%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Lufkin 30 Year Fixed Rate 2022-06-30 6.21%
Lufkin 30 Year Fixed Rate Refi 2022-06-30 6%
Lufkin 15 Year Fixed Rate 2022-06-30 5.57%
Lufkin 15 Year Fixed Rate Refi 2022-06-30 5.14%
Lufkin 30 Year FHA 2022-06-30 5.77%
Lufkin 30 Year FHA Refi 2022-06-30 5.63%
Lufkin 30 Year USDA 2022-06-30 5.97%
Lufkin 30 Year USDA Refi 2022-06-30 5.57%
Lufkin 30 Year VA 2022-06-30 5.59%
Lufkin 30 Year VA Refi 2022-06-30 5.51%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lufkin, TX.

Lufkin Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Lufkin, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Commercial Bank of Texas 124 3.30% $3,782
AMCAP MORTGAGE, LTD. 89 3.15% $4,857
QUICKEN LOANS, LLC 57 3.24% $4,574
Austin Bank, Texas 24 3.28% $3,870
NTFN, INC. 22 3.26% $4,722
Southside Bank 21 3.38% $4,454
Regions Bank 17 3.24% $3,834
Flagstar Bank, FSB 16 3.01% $6,715
BancorpSouth Bank 16 3.24% $3,573
Wells Fargo Bank 13 3.18% $4,471
AMERISAVE MORTGAGE CORPORATION 12 3.15% $4,845
UNITED WHOLESALE MORTGAGE, LLC 10 3.02% $5,653
CALIBER HOME LOANS, INC. 7 3.19% $5,245
HOME POINT FINANCIAL CORPORATION 7 3.02% $4,725
LOANDEPOT.COM, LLC 6 2.92% $5,597
JPMorgan Chase Bank 6 3.29% $3,523
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 3.42% $5,170
TIB The Independent Bankersbank 6 3.33% $5,256
GUILD MORTGAGE COMPANY 5 2.90% $5,082
VeraBank 5 3.07% $3,709
Mr. Cooper ( Nationstar Mortgage ) 5 3.53% $4,529
SWBC MORTGAGE CORPORATION 5 3.30% $3,609
Sabine State Bank and Trust Company 4 3.53% $5,189
FINANCE OF AMERICA MORTGAGE LLC 4 3.38% $5,046
EUSTIS AND AMERICAN MORTGAGE COMPANY 3 3.50% $5,678
MID AMERICA MORTGAGE, INC. 3 3.29% $7,453
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.56% $4,681
Gateway First Bank 2 3.25% $4,424
Bank of America 2 2.81% $5,241
RANDOLPH-BROOKS 2 3.50% $1,630
TEXAS DOW EMPLOYEES CREDIT UNION 2 4.13% $7,176
EASTMAN 2 4.31% $5,054
BROKER SOLUTIONS, INC. 2 2.75% $5,276
Chicago Mortgage Solutions LLC 2 3.05% $3,797
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.31% $6,497
PLAZA HOME MORTGAGE, INC. 2 3.50% $5,143
UNION HOME MORTGAGE CORP. 2 3.31% $6,011
First Home Bank 2 3.50% $3,924
First Guaranty Mortgage Corporation 2 3.00% $5,637
U.S. Bank 2 3.44% $4,791
BETTER MORTGAGE CORPORATION 2 3.44% $3,040
NEWREZ LLC 2 3.00% $3,521
NATIONS RELIABLE LENDING, LLC 2 3.63% $5,653
Mortgage Research Center, LLC 2 2.75% $5,557
Servion, Inc. 2 3.25% $5,672
PNC Bank 1 3.00% $3,915
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 2.63% $7,478
RED DIAMOND HOME LOANS, LLC 1 3.38% $3,930
RED RIVER EMPLOYEES 1 3.13% $4,287
Republic State Mortgage Co. 1 3.38% $1,167
ROYAL UNITED MORTGAGE LLC 1 3.25% $7,055
SECURITY SERVICE 1 3.00% $2,937
Signature Federal Credit Union 1 3.00% $2,225
SOVEREIGN LENDING GROUP INCORPORATED 1 2.75% $8,846
STEARNS LENDING, LLC 1 2.63% $5,213
STOCKTON MORTGAGE CORPORATION 1 3.13% $4,566
The First Liberty National Bank 1 3.30% $4,706
TRIAD FINANCIAL SERVICES, INC. 1 6.00% $5,671
Trinity Oaks Mortgage, LLC 1 3.63% $6,154
Truist Bank 1 2.99% $4,034
UNIVERSITY Federal Credit Union 1 2.88% $2,954
Washington Federal Bank 1 3.00% $6,348
WILLOW BEND MORTGAGE COMPANY, LLC 1 2.88% $5,893
5TH STREET CAPITAL, INC. 1 4.50% $13,386
Wyndham Capital Mortgage, Inc. 1 3.38% $2,353
Ally Bank 1 2.88% $5,263
AMERICAN FINANCIAL NETWORK, INC. 1 3.00% $9,836
AMERICAN FINANCING CORPORATION 1 2.63% $8,765
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.50% $3,776
Amerifirst Financial, Inc. 1 3.38% $4,172
AmeriHome Mortgage Company, LLC 1 3.38% $5,296
ANGEL OAK HOME LOANS LLC 1 4.50% $9,058
ARC HOME LLC 1 2.88% $1,799
Assurance Financial Group, L.L.C. 1 3.75% $8,429
Bank of England 1 2.75% $4,416
BAYER HERITAGE 1 3.38% $6,753
BOKF 1 3.00% $3,625
CERTAINTY HOME LOANS, LLC 1 3.25% $3,649
CHERRY CREEK MORTGAGE, LLC 1 3.38% $918
CHURCHILL MORTGAGE CORPORATION 1 3.25% $5,660
Citizens Bank 1 2.88% $2,521
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 3.38% $5,322
CMG MORTGAGE, INC. 1 3.13% $7,323
Colonial Savings, F.A. 1 3.50% $2,877
COMMUNITY RESOURCE CREDIT UNION 1 3.13% $3,528
COUNTRYPLACE MORTGAGE, LTD. 1 2.88% $8,862
DELMAR FINANCIAL COMPANY 1 3.63% $4,351
Discover Bank 1 4.25% $0
EDUCATION FIRST 1 2.63% $5,076
EVERETT FINANCIAL, INC. 1 3.25% $3,759
Farm Credit Mid-America, ACA 1 3.50% $12,188
First Financial Bank 1 2.50% $3,012
First National Bank of Omaha 1 3.13% $3,085
First National Bank Texas 1 2.88% $4,683
First United Bank and Trust Company 1 3.25% $6,244
FLAT BRANCH MORTGAGE, INC. 1 3.25% $3,227
GUARANTEED RATE AFFINITY, LLC 1 2.88% $2,453
HighTechLending Inc 1 3.38% $8,323
HOMESIDE FINANCIAL, LLC 1 4.50% $3,208
INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 2.75% $2,725
InterContinental Capital Group, Inc 1 3.38% $3,844
INTERLINC MORTGAGE SERVICES, LLC 1 4.50% $8,053
KeyBank 1 2.88% $8,568
Loan Simple, Inc. 1 2.75% $4,720
MOBILOIL 1 4.50% $2,622
NAVY FEDERAL CREDIT UNION 1 3.38% $2,669
Paramount Residential Mortgage Group, Inc. 1 2.88% $4,420
PHH Mortgage Corporation 1 2.75% $8,617
PLANET HOME LENDING, LLC 1 3.63% $6,154

Lufkin, TX's 109 lenders originated 1,673 loans during 2021. The total origination value was $322,085,000, with an average loan value of $192,519.

The top Lufkin lender as defined by loan originations is Commercial Bank of Texas, with 124 loans originated. Their average total fees are $3,782, which is $1,075 lower than the next largest lender, AMCAP MORTGAGE, LTD..

The lowest fee Lufkin lenders (with over 10 loans originated) are BancorpSouth Bank ($3,573), Commercial Bank of Texas ($3,782), Regions Bank ($3,834), Austin Bank, Texas ($3,870) and Southside Bank ($4,454).

The lowest rate Lufkin lenders (with over 10 loans originated) are Flagstar Bank, FSB (3.01%), UNITED WHOLESALE MORTGAGE, LLC (3.02%), AMCAP MORTGAGE, LTD. (3.15%), AMERISAVE MORTGAGE CORPORATION (3.15%) and Wells Fargo Bank (3.18%).

Lufkin, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Commercial Bank of Texas $50,700,000 $53,935,000 6.4% 16.7%
AMCAP MORTGAGE, LTD. $28,240,000 $30,290,000 7.3% 9.4%
QUICKEN LOANS, LLC $16,315,000 $27,385,000 67.9% 8.5%
BancorpSouth Bank $16,530,000 $13,570,000 -17.9% 4.2%
BERKELEY POINT CAPITAL LLC $11,605,000 n/a 3.6%
FREEDOM MORTGAGE CORPORATION $7,985,000 $11,270,000 41.1% 3.5%
NTFN, INC. $4,355,000 $9,415,000 116.2% 2.9%
Southside Bank $11,520,000 $8,530,000 -26.0% 2.6%
Regions Bank $8,300,000 $8,200,000 -1.2% 2.5%
Flagstar Bank, FSB $3,625,000 $7,790,000 114.9% 2.4%
Austin Bank, Texas $6,095,000 $7,610,000 24.9% 2.4%
Mortgage Research Center, LLC $4,845,000 $7,255,000 49.7% 2.3%
21ST MORTGAGE CORPORATION $3,180,000 $5,915,000 86.0% 1.8%
Wells Fargo Bank $3,730,000 $4,630,000 24.1% 1.4%
Mr. Cooper ( Nationstar Mortgage ) $2,515,000 $4,100,000 63.0% 1.3%
LOANDEPOT.COM, LLC $875,000 $4,015,000 358.9% 1.2%
VeraBank $3,605,000 $3,770,000 4.6% 1.2%
UNITED WHOLESALE MORTGAGE, LLC $1,300,000 $3,765,000 189.6% 1.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,815,000 $3,720,000 32.1% 1.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,370,000 $3,570,000 160.6% 1.1%
AMERISAVE MORTGAGE CORPORATION $1,715,000 $3,120,000 81.9% 1.0%
PENNYMAC LOAN SERVICES, LLC $1,430,000 $2,360,000 65.0% 0.7%
CALIBER HOME LOANS, INC. $1,885,000 $2,350,000 24.7% 0.7%
GUILD MORTGAGE COMPANY $2,165,000 $2,130,000 -1.6% 0.7%
HOME POINT FINANCIAL CORPORATION $515,000 $2,015,000 291.3% 0.6%
First Guaranty Mortgage Corporation $1,485,000 $1,800,000 21.2% 0.6%
BETTER MORTGAGE CORPORATION $310,000 $1,790,000 477.4% 0.6%
JPMorgan Chase Bank $1,610,000 $1,740,000 8.1% 0.5%
UBank $1,015,000 $1,740,000 71.4% 0.5%
GENCO Federal Credit Union $685,000 $1,725,000 151.8% 0.5%
U.S. Bank $330,000 $1,725,000 422.7% 0.5%
NAVY FEDERAL CREDIT UNION $1,655,000 $1,710,000 3.3% 0.5%
First National Bank Texas $655,000 $1,605,000 145.0% 0.5%
SFMC, LP $1,165,000 $1,565,000 34.3% 0.5%
SWBC MORTGAGE CORPORATION $330,000 $1,545,000 368.2% 0.5%
LAKEVIEW LOAN SERVICING, LLC $350,000 $1,475,000 321.4% 0.5%
USAA Federal Savings Bank $2,505,000 $1,430,000 -42.9% 0.4%
American State Bank $1,015,000 $1,395,000 37.4% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $460,000 $1,375,000 198.9% 0.4%
INTERLINC MORTGAGE SERVICES, LLC $235,000 $1,370,000 483.0% 0.4%
TIB The Independent Bankersbank $4,015,000 $1,340,000 -66.6% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,025,000 $1,295,000 26.3% 0.4%
NATIONS RELIABLE LENDING, LLC $255,000 $1,250,000 390.2% 0.4%
PNC Bank $1,225,000 n/a 0.4%
GUARANTEED RATE AFFINITY, LLC $145,000 $1,220,000 741.4% 0.4%
VILLAGE CAPITAL & INVESTMENT LLC $405,000 $1,135,000 180.2% 0.4%
Farm Credit Mid-America, ACA $495,000 $1,115,000 125.3% 0.3%
EASTMAN $1,055,000 n/a 0.3%
Sabine State Bank and Trust Company $630,000 $985,000 56.3% 0.3%
SOUTHWEST STAGE FUNDING, LLC $280,000 $975,000 248.2% 0.3%
NEWREZ LLC $430,000 $955,000 122.1% 0.3%
AMERICAN FINANCING CORPORATION $575,000 $935,000 62.6% 0.3%
GUARANTEED RATE, INC. $1,260,000 $905,000 -28.2% 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $525,000 $885,000 68.6% 0.3%
TRIAD FINANCIAL SERVICES, INC. $340,000 $855,000 151.5% 0.3%
BROKER SOLUTIONS, INC. $580,000 $850,000 46.6% 0.3%
KeyBank $785,000 n/a 0.2%
MID AMERICA MORTGAGE, INC. $495,000 $725,000 46.5% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $720,000 n/a 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $510,000 $710,000 39.2% 0.2%
PLAZA HOME MORTGAGE, INC. $1,610,000 $670,000 -58.4% 0.2%
EUSTIS AND AMERICAN MORTGAGE COMPANY $1,920,000 $665,000 -65.4% 0.2%
Gateway First Bank $1,165,000 $650,000 -44.2% 0.2%
Texas National Bank of Jacksonville $640,000 n/a 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $210,000 $635,000 202.4% 0.2%
Chicago Mortgage Solutions LLC $600,000 n/a 0.2%
EVERETT FINANCIAL, INC. $385,000 $580,000 50.6% 0.2%
TEXAS DOW EMPLOYEES CREDIT UNION $520,000 $580,000 11.5% 0.2%
First United Bank and Trust Company $205,000 $545,000 165.9% 0.2%
GMFS LLC $545,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $260,000 $540,000 107.7% 0.2%
RANDOLPH-BROOKS $515,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $390,000 $505,000 29.5% 0.2%
THRIVE MORTGAGE, LLC $225,000 $495,000 120.0% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $910,000 $485,000 -46.7% 0.2%
COUNTRYPLACE MORTGAGE, LTD. $565,000 $470,000 -16.8% 0.1%
Bank of America $680,000 $460,000 -32.4% 0.1%
S1L, Inc. $455,000 n/a 0.1%
Servion, Inc. $375,000 $450,000 20.0% 0.1%
CMG MORTGAGE, INC. $685,000 $440,000 -35.8% 0.1%
NEW DAY FINANCIAL, LLC $500,000 $440,000 -12.0% 0.1%
OVM FINANCIAL, INC. $440,000 n/a 0.1%
PLANET HOME LENDING, LLC $1,150,000 $435,000 -62.2% 0.1%
STEARNS LENDING, LLC $430,000 $435,000 1.2% 0.1%
LENDING 3, INC. $425,000 n/a 0.1%
InterContinental Capital Group, Inc $420,000 n/a 0.1%
Sunflower Bank $395,000 $420,000 6.3% 0.1%
SOFI LENDING CORP. $410,000 n/a 0.1%
ANGEL OAK HOME LOANS LLC $405,000 n/a 0.1%
First Financial Bank $160,000 $400,000 150.0% 0.1%
MOVEMENT MORTGAGE, LLC $990,000 $400,000 -59.6% 0.1%
Republic State Mortgage Co. $400,000 n/a 0.1%
Low VA Rates, LLC $605,000 $395,000 -34.7% 0.1%
UNION HOME MORTGAGE CORP. $390,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $375,000 $380,000 1.3% 0.1%
ROYAL UNITED MORTGAGE LLC $905,000 $380,000 -58.0% 0.1%
American Bank $365,000 n/a 0.1%
ARC HOME LLC $355,000 $355,000 0.0% 0.1%
UNITED MORTGAGE CORP. $355,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $340,000 n/a 0.1%
BAYER HERITAGE $325,000 n/a 0.1%
Network Funding, L.P. $325,000 n/a 0.1%
b1BANK $320,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $390,000 $320,000 -17.9% 0.1%
MEMBER FIRST MORTGAGE, LLC $320,000 n/a 0.1%
PHH Mortgage Corporation $310,000 n/a 0.1%
BOM Bank $305,000 n/a 0.1%
RED RIVER EMPLOYEES $305,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $170,000 $300,000 76.5% 0.1%
Stifel Bank and Trust $295,000 n/a 0.1%
UNITED BUILT HOMES, L.L.C. $295,000 n/a 0.1%
First Home Bank $290,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $285,000 n/a 0.1%
CIVIC FINANCIAL SERVICES, LLC $285,000 n/a 0.1%
FIDELITY BANK $275,000 n/a 0.1%
Trustmark National Bank $270,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $915,000 $265,000 -71.0% 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $265,000 n/a 0.1%
Discover Bank $265,000 n/a 0.1%
Lakeview Community Capital, LLC $265,000 n/a 0.1%
Prosperity Bank $975,000 $265,000 -72.8% 0.1%
CHERRY CREEK MORTGAGE, LLC $255,000 n/a 0.1%
MCT Credit Union $165,000 $245,000 48.5% 0.1%
MOBILOIL $300,000 $245,000 -18.3% 0.1%
WILLOW BEND MORTGAGE COMPANY, LLC $245,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $490,000 $235,000 -52.0% 0.1%
AMERICAN ADVISORS GROUP $285,000 $230,000 -19.3% 0.1%
Citibank $220,000 n/a 0.1%
Loan Simple, Inc. $225,000 $215,000 -4.4% 0.1%
RED DIAMOND HOME LOANS, LLC $215,000 n/a 0.1%
Carrington Mortgage Services, LLC $1,020,000 $210,000 -79.4% 0.1%
Manufacturers and Traders Trust Company $210,000 n/a 0.1%
5TH STREET CAPITAL, INC. $205,000 n/a 0.1%
Ally Bank $205,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $410,000 $205,000 -50.0% 0.1%
NATIONS DIRECT MORTGAGE, LLC $205,000 n/a 0.1%
Washington Federal Bank $205,000 n/a 0.1%
CSL Financial, LLC $190,000 $200,000 5.3% 0.1%
A&D Mortgage LLC $195,000 n/a 0.1%
Amerifirst Financial, Inc. $195,000 n/a 0.1%
Assurance Financial Group, L.L.C. $195,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $195,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $195,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $195,000 n/a 0.1%
HighTechLending Inc $185,000 n/a 0.1%
OCEANSIDE MORTGAGE COMPANY $555,000 $185,000 -66.7% 0.1%
Secured Investment Corp. $185,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $185,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $175,000 n/a 0.1%
CERTAINTY HOME LOANS, LLC $165,000 $175,000 6.1% 0.1%
HOMETRUST MORTGAGE COMPANY $325,000 $175,000 -46.2% 0.1%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $175,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $595,000 $175,000 -70.6% 0.1%
SECURITY SERVICE $195,000 $175,000 -10.3% 0.1%
BOKF $170,000 n/a 0.1%
Nations Lending Corporation $230,000 $170,000 -26.1% 0.1%
AMERICAN HOMESTAR MORTGAGE, L.L.C. $165,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $165,000 n/a 0.1%
STOCKTON MORTGAGE CORPORATION $165,000 n/a 0.1%
Truist Bank $215,000 $165,000 -23.3% 0.1%
Citizens Bank $840,000 $155,000 -81.5% 0.0%
CLEARPATH LENDING $645,000 $155,000 -76.0% 0.0%
DIRECT MORTGAGE, CORP. $155,000 n/a 0.0%
EDUCATION FIRST $155,000 n/a 0.0%
First National Bank of Omaha $155,000 n/a 0.0%
OPEN MORTGAGE, LLC $155,000 n/a 0.0%
A+ Federal Credit Union $145,000 n/a 0.0%
Bank of England $215,000 $125,000 -41.9% 0.0%
ENVOY MORTGAGE, LTD $1,220,000 $125,000 -89.8% 0.0%
SOUTHWEST FUNDING, LP $125,000 n/a 0.0%
COMMUNITY RESOURCE CREDIT UNION $115,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $115,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $265,000 $115,000 -56.6% 0.0%
HOMEXPRESS MORTGAGE CORP. $115,000 n/a 0.0%
Trinity Oaks Mortgage, LLC $115,000 n/a 0.0%
Colonial Savings, F.A. $1,120,000 $105,000 -90.6% 0.0%
LOANPAL, LLC $105,000 n/a 0.0%
The First Liberty National Bank $105,000 n/a 0.0%
BBVA USA $135,000 $85,000 -37.0% 0.0%
FIVEPOINT CREDIT UNION $85,000 n/a 0.0%
Signature Federal Credit Union $85,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $65,000 n/a 0.0%
NECHES $455,000 $65,000 -85.7% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $340,000 $60,000 -82.4% 0.0%
Comerica Bank $55,000 n/a 0.0%
MEMBERS CHOICE Credit Union $55,000 n/a 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $135,000 $55,000 -59.3% 0.0%
UNIVERSITY Federal Credit Union $55,000 n/a 0.0%
Equity Prime Mortgage LLC $45,000 n/a 0.0%
CHARTWAY FEDERAL CREDIT UNION $35,000 n/a 0.0%

Lufkin's top lender by overall market share is Commercial Bank of Texas, with 16.7% market share. In second place, with 9.4%, is AMCAP MORTGAGE, LTD., having originated $30,290,000 in loans. In third place, with 8.5%, is QUICKEN LOANS, LLC, having originated $27,385,000 in loans. In third place, with 4.2%, is BancorpSouth Bank, having originated $13,570,000 in loans. In third place, with 3.6%, is BERKELEY POINT CAPITAL LLC, having originated $11,605,000 in loans.


Lufkin, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 970 $188,680,000 $194,515
Refi 426 $77,180,000 $181,174
Cash Out Refi 196 $47,370,000 $241,684
Home Improvement 44 $3,950,000 $89,773
Other 37 $4,905,000 $132,568

Lufkin's most frequently cited loan purpose was Home Purchase, with 970 originations. The 2nd most popular reason was Refi, with 426 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 605 $116,965,000 $193,331
2.5-3% 529 $107,595,000 $203,393
<2.5% 199 $40,625,000 $204,146
4-5% 142 $22,410,000 $157,817
Over 8% 57 $5,275,000 $92,544
6-7% 42 $5,580,000 $132,857
5-6% 36 $4,260,000 $118,333
7-8% 18 $1,510,000 $83,889

During 2021, Lufkin's most frequently originated rate bucket was 3-4%, with 605 originations.

Loan Sizing (Lufkin, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 764 $113,690,000 $148,809
$200k-400k 511 $136,625,000 $267,368
$100,000 or less 327 $23,445,000 $71,697
$400k-600k 60 $28,350,000 $472,500
$600k-1000k 8 $6,180,000 $772,500
$Over $1MM 3 $13,795,000 $4,598,333

Lufkin's loan sizing saw the bucket of loans from $100k-200k with 764 originations, totaling $113,690,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 822 $161,930,000 $196,995
60-80% 491 $106,865,000 $217,648
40-60% 156 $23,020,000 $147,564
20-40% 53 $5,235,000 $98,774
Over 100% 36 $7,830,000 $217,500
Under 20% 18 $790,000 $43,889

Lufkin's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 822 originations, totaling $161,930,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Lufkin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $196,500 (13.0%) $270,290 (10.8%) 0.00 304
2018-02-01 $188,450 (14.3%) $264,627 (8.8%) 0.00 304
2018-03-01 $190,000 (15.2%) $264,347 (8.4%) 0.00 282
2018-04-01 $201,950 (26.3%) $267,896 (12.9%) 0.00 270
2018-05-01 $205,450 (20.9%) $280,234 (18.6%) 0.00 272
2018-06-01 $224,900 (33.7%) $283,553 (22.3%) 0.00 286
2018-07-01 $214,961 (22.9%) $278,890 (15.7%) 0.00 299
2018-08-01 $220,000 (17.7%) $285,443 (7.6%) 0.00 290
2018-09-01 $224,000 (14.9%) $289,995 (7.9%) 0.00 283
2018-10-01 $225,000 (21.7%) $295,453 (16.6%) 0.00 276
2018-11-01 $219,950 (20.6%) $283,553 (9.4%) 0.00 273
2018-12-01 $199,900 (5.8%) $272,557 (2.3%) 0.00 300
2019-01-01 $197,500 (0.5%) $262,506 (-2.9%) 0.00 300
2019-02-01 $189,000 (0.3%) $245,010 (-7.4%) 0.00 304
2019-03-01 $200,100 (5.3%) $252,543 (-4.5%) 0.00 291
2019-04-01 $214,950 (6.4%) $263,224 (-1.7%) 0.00 275
2019-05-01 $225,000 (9.5%) $272,196 (-2.9%) 0.00 288
2019-06-01 $235,000 (4.5%) $285,214 (0.6%) 0.00 309
2019-07-01 $232,500 (8.2%) $286,093 (2.6%) 0.00 300
2019-08-01 $232,214 (5.6%) $288,903 (1.2%) 0.00 290
2019-09-01 $237,214 (5.9%) $294,289 (1.5%) 0.00 286
2019-10-01 $250,000 (11.1%) $296,866 (0.5%) 0.00 293
2019-11-01 $259,900 (18.2%) $306,093 (8.0%) 0.00 281
2019-12-01 $251,400 (25.8%) $299,389 (9.8%) 0.00 271
2020-01-01 $234,950 (19.0%) $290,100 (10.5%) 0.00 253
2020-02-01 $224,000 (18.5%) $284,463 (16.1%) 0.00 283
2020-03-01 $236,500 (18.2%) $290,306 (15.0%) 0.00 275
2020-04-01 $242,000 (12.6%) $287,401 (9.2%) 0.00 297
2020-05-01 $259,900 (15.5%) $298,136 (9.5%) 0.00 300
2020-06-01 $259,900 (10.6%) $310,435 (8.8%) 0.00 284
2020-07-01 $269,000 (15.7%) $311,730 (9.0%) 0.00 272
2020-08-01 $259,900 (11.9%) $308,331 (6.7%) 0.00 238
2020-09-01 $269,000 (13.4%) $306,379 (4.1%) 0.00 214
2020-10-01 $265,000 (6.0%) $326,007 (9.8%) 0.00 183
2020-11-01 $274,000 (5.4%) $329,819 (7.8%) 0.00 165
2020-12-01 $267,000 (6.2%) $319,277 (6.6%) 0.00 173
2021-01-01 $265,000 (12.8%) $295,305 (1.8%) 0.00 167
2021-02-01 $237,450 (6.0%) $286,843 (0.8%) 0.00 166
2021-03-01 $267,450 (13.1%) $305,561 (5.3%) 0.00 145
2021-04-01 $256,300 (5.9%) $309,743 (7.8%) 0.00 127
2021-05-01 $290,000 (11.6%) $329,221 (10.4%) 0.00 121
2021-06-01 $302,400 (16.4%) $334,728 (7.8%) 0.00 108
2021-07-01 $264,450 (-1.7%) $331,237 (6.3%) 0.00 136
2021-08-01 $259,900 (0.0%) $377,444 (22.4%) 0.00 150
2021-09-01 $252,500 (-6.1%) $371,294 (21.2%) 0.00 155
2021-10-01 $264,500 (-0.2%) $388,466 (19.2%) 0.00 165
2021-11-01 $284,250 (3.7%) $394,656 (19.7%) 0.00 158
2021-12-01 $278,950 (4.5%) $384,904 (20.6%) 0.00 135
2022-01-01 $289,000 (9.1%) $403,624 (36.7%) 0.00 115
2022-02-01 $290,000 (22.1%) $343,507 (19.8%) 0.00 106
2022-03-01 $289,000 (8.1%) $312,189 (2.2%) 0.00 126
2022-04-01 $317,000 (23.7%) $320,528 (3.5%) 0.00 128
2022-05-01 $287,450 (-0.9%) $353,524 (7.4%) 0.00 162
2022-06-01 $274,950 (-9.1%) $311,491 (-6.9%) 0.00 171
Lufkin's median listing price for 2022-06-01 was $274,950, a difference of $-27,450 (-9.1%) versus the prior year and $-12,500 versus the prior month.

Lufkin's median listing price comes in at 0% of the national average.

Lufkin's average listing price for 2022-06-01 was $311,491, a difference of $-23,237 (-6.9%) versus the prior year and $-42,033 versus the prior month.

For the 2022-06-01 period, Lufkin had 171 MLS listings, a difference of 9 listings (6%) versus the prior month and 63 listings (58%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Lufkin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,089 sqft
2018-02-01 0 days 2,044 sqft
2018-03-01 0 days 2,086 sqft
2018-04-01 0 days 2,095 sqft
2018-05-01 0 days 2,138 sqft
2018-06-01 0 days 2,145 sqft
2018-07-01 0 days 2,112 sqft
2018-08-01 0 days 2,068 sqft
2018-09-01 0 days 2,086 sqft
2018-10-01 0 days 2,117 sqft
2018-11-01 0 days 2,069 sqft
2018-12-01 0 days 1,989 sqft
2019-01-01 0 days 1,932 sqft
2019-02-01 0 days 1,888 sqft
2019-03-01 0 days 1,910 sqft
2019-04-01 0 days 1,991 sqft
2019-05-01 0 days 2,067 sqft
2019-06-01 0 days 2,165 sqft
2019-07-01 0 days 2,139 sqft
2019-08-01 0 days 2,128 sqft
2019-09-01 0 days 2,135 sqft
2019-10-01 0 days 2,308 sqft
2019-11-01 0 days 2,422 sqft
2019-12-01 0 days 2,340 sqft
2020-01-01 0 days 2,173 sqft
2020-02-01 0 days 2,110 sqft
2020-03-01 0 days 2,100 sqft
2020-04-01 0 days 2,087 sqft
2020-05-01 0 days 2,127 sqft
2020-06-01 0 days 2,162 sqft
2020-07-01 0 days 2,188 sqft
2020-08-01 0 days 2,159 sqft
2020-09-01 0 days 2,159 sqft
2020-10-01 0 days 2,194 sqft
2020-11-01 0 days 2,149 sqft
2020-12-01 0 days 2,123 sqft
2021-01-01 0 days 2,123 sqft
2021-02-01 0 days 2,039 sqft
2021-03-01 0 days 2,104 sqft
2021-04-01 0 days 2,105 sqft
2021-05-01 0 days 2,130 sqft
2021-06-01 0 days 2,127 sqft
2021-07-01 0 days 1,910 sqft
2021-08-01 0 days 1,833 sqft
2021-09-01 0 days 1,804 sqft
2021-10-01 0 days 1,984 sqft
2021-11-01 0 days 2,042 sqft
2021-12-01 0 days 2,072 sqft
2022-01-01 0 days 2,101 sqft
2022-02-01 0 days 1,956 sqft
2022-03-01 0 days 1,889 sqft
2022-04-01 0 days 2,024 sqft
2022-05-01 0 days 1,941 sqft
2022-06-01 0 days 1,906 sqft
Lufkin's median listing age (time on market) for 2022-06-01 was 0 days.

Lufkin's median square footage for active listings during the 2022-06-01 period was 1,906 sqft. One year prior, the average listing was 2,127 sqft.