Lufkin Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lufkin averaged 7.05% for the week of 2024-06-06, compared to the national average of 6.99% for the same period.

The average rate for the prior week (2024-05-30) was 7.39% and one month ago for the week of 2024-05-02, the average rate was 7.48%.

Lufkin's average rate one year ago was 7.15%.

For refis of the same type during the week of 2024-06-06, the average rate was 7.29%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-06 6.99%
Lufkin 30 Year Fixed Rate 2024-06-06 7.05%
Lufkin 30 Year Fixed Rate Refi 2024-06-06 7.29%
Lufkin 15 Year Fixed Rate 2024-06-06 6.19%
Lufkin 15 Year Fixed Rate Refi 2024-06-06 6.79%
Lufkin 30 Year FHA 2024-06-06 6.77%
Lufkin 30 Year FHA Refi 2024-06-06 6.59%
Lufkin 30 Year USDA 2024-06-06 6.6%
Lufkin 30 Year USDA Refi 2024-06-06 6.6%
Lufkin 30 Year VA 2024-06-06 6.5%
Lufkin 30 Year VA Refi 2024-06-06 6.29%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lufkin, TX.

Lufkin Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lufkin, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Commercial Bank of Texas 70 7.30% $4,303
QUICKEN LOANS, LLC 35 6.92% $6,566
AMCAP MORTGAGE, LTD. 24 6.83% $5,803
UNITED WHOLESALE MORTGAGE, LLC 20 6.92% $8,850
Southside Bank 19 6.93% $4,833
Flagstar Bank, FSB 18 6.79% $9,025
BancorpSouth 17 6.76% $6,577
Cornerstone First Mortgage, Inc 10 6.84% $4,945
Austin Bank, Texas 9 6.48% $4,311
NTFN, INC. 7 6.61% $6,308
VeraBank 6 6.46% $3,419
Regions Bank 6 6.77% $5,029
CROSSCOUNTRY MORTGAGE, LLC 5 6.99% $7,643
Mr. Cooper ( Nationstar Mortgage ) 5 6.99% $6,825
CMG MORTGAGE, INC. 4 6.00% $5,634
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.25% $10,204
LOANDEPOT.COM, LLC 3 7.38% $5,707
NAVY FEDERAL CREDIT UNION 3 7.21% $4,491
ROYAL UNITED MORTGAGE LLC 3 7.54% $10,566
VANDERBILT MORTGAGE AND FINANCE, INC. 3 9.17% $4,897
Wells Fargo Bank 3 6.29% $10,219
USAA Federal Savings Bank 2 5.75% $6,456
Nations Lending Corporation 2 6.56% $6,886
CALIBER HOME LOANS, INC. 2 7.00% $8,827
21ST MORTGAGE CORPORATION 2 9.47% $6,454
Discover Bank 2 7.49% $0
JPMorgan Chase Bank 2 7.13% $3,033
HALLMARK HOME MORTGAGE, LLC 1 7.13% $5,223
JSC 1 5.75% $1,409
LOANPAL, LLC 1 5.99% $4,865
MORTGAGE FINANCIAL SERVICES, LLC 1 7.75% $6,114
Mortgage Research Center, LLC 1 5.99% $2,913
NECHES 1 6.90% $5,553
NEWREZ LLC 1 6.88% $14,218
PENNYMAC LOAN SERVICES, LLC 1 6.00% $4,400
PENTAGON FEDERAL CREDIT UNION 1 6.50% $4,391
Plains Commerce Bank 1 7.25% $13,545
PLAZA HOME MORTGAGE, INC. 1 6.13% $6,688
PNC Bank 1 7.88% $2,111
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.38% $8,224
RANDOLPH-BROOKS 1 7.13% $3,559
SECURITY SERVICE 1 6.13% $6,111
SENTE MORTGAGE, INC. 1 6.38% $5,176
SIRVA MORTGAGE, INC. 1 5.88% $2,976
Stifel Bank and Trust 1 7.00% $2,222
TEXAS DOW EMPLOYEES CREDIT UNION 1 9.50% $2,673
Texas Mortgage Lending, LLC 1 5.99% $6,833
The Loan Store, Inc. 1 7.63% $5,644
THRIVE MORTGAGE, LLC 1 6.75% $6,078
TIB The Independent Bankersbank 1 7.38% $3,446
Truist 1 6.60% $4,213
UNION HOME MORTGAGE CORP. 1 7.50% $4,153
UNIVERSITY Federal Credit Union 1 6.88% $5,352
U.S. Bank 1 6.88% $5,030
VAN DYK MORTGAGE CORPORATION 1 8.13% $2,606
V.I.P. MORTGAGE, INC. 1 7.38% $9,190
ZILLOW HOME LOANS, LLC 1 7.13% $5,409
Zions Bank 1 7.00% $6,412
ACADEMY MORTGAGE CORPORATION 1 7.25% $4,495
ALTRA 1 5.45% $13,036
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.75% $7,805
AMERISAVE MORTGAGE CORPORATION 1 5.50% $11,333
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.75% $8,675
Bank of England 1 6.75% $8,152
Bell Bank 1 5.88% $3,604
BMO Harris Bank 1 7.38% $7,367
BOKF 1 6.63% $6,598
BROKER SOLUTIONS, INC. 1 7.13% $7,639
CALCON MUTUAL MORTGAGE LLC 1 6.88% $17,585
CARDINAL FINANCIAL 1 7.13% $7,067
Chicago Mortgage Solutions LLC 1 5.31% $5,189
Citadel Servicing Corporation 1 9.75% $5,024
Citizens Bank 1 6.88% $6,598
CONTOUR MORTGAGE CORPORATION 1 5.75% $8,070
EAST TEXAS PROFESSIONAL Credit Union 1 7.00% $1,557
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 7.50% $5,214
Farm Credit Mid-America, ACA 1 7.00% $10,256
FIRST COMMUNITY CREDIT UNION 1 5.38% $7,778
First Federal Bank 1 6.63% $3,172
First Financial Bank 1 8.50% $3,947
GARDNER FINANCIAL SERVICES, LTD. 1 6.88% $7,412
GMFS LLC 1 5.99% $5,410
GUILD MORTGAGE COMPANY 1 6.13% $8,555
GULF COAST EDUCATORS FEDERAL CREDIT UNION 1 7.00% $5,899

Lufkin Average Closing Costs & Other Stats

Lufkin, TX's 84 lenders originated 936 loans during 2023. The total origination value was $189,770,000, with an average loan value of $202,746.

Lufkin's average closing costs are $5,644.

The top Lufkin lender as defined by loan originations is Commercial Bank of Texas, with 70 loans originated. Their average total fees are $4,303, which is $2,263 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Lufkin lenders (with over 10 loans originated) are Commercial Bank of Texas ($4,303), Southside Bank ($4,833), Cornerstone First Mortgage, Inc ($4,945), AMCAP MORTGAGE, LTD. ($5,803) and QUICKEN LOANS, LLC ($6,566).

The lowest rate Lufkin lenders (with over 10 loans originated) are BancorpSouth (6.76%), Flagstar Bank, FSB (6.79%), AMCAP MORTGAGE, LTD. (6.83%), Cornerstone First Mortgage, Inc (6.84%) and QUICKEN LOANS, LLC (6.92%).

Lufkin, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Commercial Bank of Texas $38,450,000 $29,950,000 -22.1% 15.8%
BancorpSouth $12,945,000 $12,440,000 -3.9% 6.6%
QUICKEN LOANS, LLC $14,375,000 $10,560,000 -26.5% 5.6%
AMCAP MORTGAGE, LTD. $21,450,000 $9,375,000 -56.3% 4.9%
Austin Bank, Texas $10,615,000 $9,130,000 -14.0% 4.8%
UNITED WHOLESALE MORTGAGE, LLC $6,355,000 $8,620,000 35.6% 4.5%
Southside Bank $7,500,000 $7,880,000 5.1% 4.2%
Flagstar Bank, FSB $10,505,000 $7,700,000 -26.7% 4.1%
Mortgage Research Center, LLC $7,915,000 $5,335,000 -32.6% 2.8%
21ST MORTGAGE CORPORATION $3,800,000 $5,090,000 33.9% 2.7%
NTFN, INC. $6,865,000 $4,885,000 -28.8% 2.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,380,000 $3,545,000 4.9% 1.9%
Regions Bank $5,640,000 $3,365,000 -40.3% 1.8%
EUSTIS AND AMERICAN MORTGAGE COMPANY $635,000 $3,355,000 428.3% 1.8%
Cornerstone First Mortgage, Inc $3,205,000 n/a 1.7%
NAVY FEDERAL CREDIT UNION $3,295,000 $2,860,000 -13.2% 1.5%
VeraBank $2,750,000 $2,835,000 3.1% 1.5%
American State Bank $1,365,000 $2,810,000 105.9% 1.5%
CARDINAL FINANCIAL $145,000 $2,150,000 1,382.8% 1.1%
TRIAD FINANCIAL SERVICES, INC. $1,965,000 $1,880,000 -4.3% 1.0%
BOM Bank $205,000 $1,845,000 800.0% 1.0%
CMG MORTGAGE, INC. $935,000 $1,440,000 54.0% 0.8%
USAA Federal Savings Bank $1,845,000 $1,300,000 -29.5% 0.7%
Wells Fargo Bank $1,735,000 $1,295,000 -25.4% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $780,000 $1,225,000 57.1% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $680,000 $1,195,000 75.7% 0.6%
PENNYMAC LOAN SERVICES, LLC $1,470,000 $1,105,000 -24.8% 0.6%
CALIBER HOME LOANS, INC. $1,720,000 $1,055,000 -38.7% 0.6%
Texas National Bank of Jacksonville $1,085,000 $1,025,000 -5.5% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $2,280,000 $1,020,000 -55.3% 0.5%
UBank $2,345,000 $995,000 -57.6% 0.5%
GUILD MORTGAGE COMPANY $1,400,000 $985,000 -29.6% 0.5%
VAN DYK MORTGAGE CORPORATION $775,000 $975,000 25.8% 0.5%
JPMorgan Chase Bank $1,955,000 $870,000 -55.5% 0.5%
LOANDEPOT.COM, LLC $3,505,000 $840,000 -76.0% 0.4%
NEWREZ LLC $530,000 $815,000 53.8% 0.4%
GUARANTEED RATE, INC. $1,220,000 $795,000 -34.8% 0.4%
EAST TEXAS PROFESSIONAL Credit Union $345,000 $755,000 118.8% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,595,000 $705,000 -80.4% 0.4%
SOUTHWEST STAGE FUNDING, LLC $1,250,000 $700,000 -44.0% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $520,000 $690,000 32.7% 0.4%
U.S. Bank $1,400,000 $680,000 -51.4% 0.4%
Plains Commerce Bank $295,000 $665,000 125.4% 0.4%
ROYAL UNITED MORTGAGE LLC $420,000 $655,000 56.0% 0.3%
GENCO Federal Credit Union $790,000 $635,000 -19.6% 0.3%
COUNTRYPLACE MORTGAGE, LTD. $965,000 $625,000 -35.2% 0.3%
Farm Credit Mid-America, ACA $620,000 n/a 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $480,000 $605,000 26.0% 0.3%
Carrington Mortgage Services, LLC $925,000 $605,000 -34.6% 0.3%
V.I.P. MORTGAGE, INC. $550,000 n/a 0.3%
Discover Bank $260,000 $540,000 107.7% 0.3%
Stifel Bank and Trust $535,000 n/a 0.3%
OCMBC, INC. $530,000 n/a 0.3%
PNC Bank $240,000 $530,000 120.8% 0.3%
SECURITY SERVICE $495,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $980,000 $490,000 -50.0% 0.3%
Barrington Bank & Trust Company, N.A. $885,000 $490,000 -44.6% 0.3%
BMO Harris Bank $475,000 n/a 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $465,000 n/a 0.2%
Bank of England $95,000 $465,000 389.5% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $100,000 $445,000 345.0% 0.2%
BNC National Bank $435,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $145,000 $415,000 186.2% 0.2%
Chicago Mortgage Solutions LLC $415,000 n/a 0.2%
PLAZA HOME MORTGAGE, INC. $890,000 $405,000 -54.5% 0.2%
T2 FINANCIAL LLC $395,000 n/a 0.2%
Waterstone Mortgage Corporation $380,000 n/a 0.2%
Ameris Bank $355,000 n/a 0.2%
FIRST COMMUNITY CREDIT UNION $355,000 n/a 0.2%
MORTGAGE ACCESS CORP. $355,000 n/a 0.2%
Nations Lending Corporation $85,000 $350,000 311.8% 0.2%
The Federal Savings Bank $350,000 n/a 0.2%
EVERETT FINANCIAL, INC. $430,000 $340,000 -20.9% 0.2%
BROKER SOLUTIONS, INC. $1,760,000 $335,000 -81.0% 0.2%
RANDOLPH-BROOKS $265,000 $330,000 24.5% 0.2%
Texas Bank $330,000 n/a 0.2%
HALLMARK HOME MORTGAGE, LLC $165,000 $310,000 87.9% 0.2%
Zions Bank $305,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $295,000 n/a 0.2%
BEACON $295,000 n/a 0.2%
GARDNER FINANCIAL SERVICES, LTD. $295,000 n/a 0.2%
CALCON MUTUAL MORTGAGE LLC $450,000 $285,000 -36.7% 0.2%
CHURCHILL MORTGAGE CORPORATION $625,000 $285,000 -54.4% 0.2%
Texas Mortgage Lending, LLC $215,000 $280,000 30.2% 0.1%
Colonial Savings, F.A. $690,000 $275,000 -60.1% 0.1%
Truist $370,000 $275,000 -25.7% 0.1%
BECKAM FUNDING CORP. $270,000 n/a 0.1%
ALTRA $255,000 n/a 0.1%
Commerce Home Mortgage, Inc. $255,000 n/a 0.1%
Hometown Equity Mortgage, LLC $255,000 n/a 0.1%
TIB The Independent Bankersbank $325,000 $255,000 -21.5% 0.1%
TOWNE MORTGAGE COMPANY $365,000 $255,000 -30.1% 0.1%
Herring Bank $250,000 n/a 0.1%
Henderson Federal Savings Bank $245,000 n/a 0.1%
LOANPAL, LLC $1,580,000 $245,000 -84.5% 0.1%
FINANCE OF AMERICA REVERSE LLC $240,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $775,000 $240,000 -69.0% 0.1%
LENDINGHOME FUNDING CORPORATION $235,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $920,000 $235,000 -74.5% 0.1%
PlainsCapital Bank $235,000 n/a 0.1%
SIRVA MORTGAGE, INC. $235,000 n/a 0.1%
Citadel Servicing Corporation $145,000 $225,000 55.2% 0.1%
First National Bank Texas $215,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $270,000 $205,000 -24.1% 0.1%
BOKF $435,000 $200,000 -54.0% 0.1%
Citizens 1st Bank $345,000 $195,000 -43.5% 0.1%
GULF COAST EDUCATORS FEDERAL CREDIT UNION $195,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $405,000 $185,000 -54.3% 0.1%
ACADEMY MORTGAGE CORPORATION $165,000 n/a 0.1%
First Federal Bank $205,000 $165,000 -19.5% 0.1%
GMFS LLC $165,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $165,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $165,000 $165,000 0.0% 0.1%
MID AMERICA MORTGAGE, INC. $355,000 $160,000 -54.9% 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $450,000 $155,000 -65.6% 0.1%
UNION HOME MORTGAGE CORP. $145,000 n/a 0.1%
Bell Bank $135,000 n/a 0.1%
NECHES $315,000 $135,000 -57.1% 0.1%
Sabine State Bank and Trust Company $550,000 $135,000 -75.5% 0.1%
SENTE MORTGAGE, INC. $135,000 n/a 0.1%
THE MORTGAGE FIRM, INC. $215,000 $135,000 -37.2% 0.1%
Citizens Bank $500,000 $125,000 -75.0% 0.1%
First Financial Bank $1,180,000 $125,000 -89.4% 0.1%
UNIVERSITY Federal Credit Union $125,000 n/a 0.1%
CONTOUR MORTGAGE CORPORATION $115,000 n/a 0.1%
OPEN MORTGAGE, LLC $115,000 n/a 0.1%
FirstBank $75,000 $105,000 40.0% 0.1%
NATIONS RELIABLE LENDING, LLC $335,000 $105,000 -68.7% 0.1%
MICHIGAN MUTUAL, INC. $100,000 n/a 0.1%
Bank of America $1,560,000 $90,000 -94.2% 0.0%
EDUCATION FIRST $85,000 n/a 0.0%
Servion, Inc. $445,000 $85,000 -80.9% 0.0%
The Loan Store, Inc. $85,000 n/a 0.0%
JSC $55,000 $75,000 36.4% 0.0%
THRIVE MORTGAGE, LLC $65,000 n/a 0.0%
MOBILOIL $715,000 $60,000 -91.6% 0.0%
TEXAS DOW EMPLOYEES CREDIT UNION $225,000 $55,000 -75.6% 0.0%

Lufkin's top lender by overall market share is Commercial Bank of Texas, with 15.8% market share. In second place, with 6.6%, is BancorpSouth, having originated $12,440,000 in loans. In third place, with 5.6%, is QUICKEN LOANS, LLC, having originated $10,560,000 in loans. In fourth place, with 4.9%, is AMCAP MORTGAGE, LTD., having originated $9,375,000 in loans. In fifth place, with 4.8%, is Austin Bank, Texas, having originated $9,130,000 in loans.


Lufkin Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Lufkin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $177,450 (11.0%) $246,098 (10.3%) 0.00 276
2018-02-01 $173,350 (8.9%) $242,755 (5.4%) 0.00 276
2018-03-01 $179,900 (12.1%) $245,070 (4.5%) 0.00 258
2018-04-01 $189,175 (18.3%) $251,627 (9.5%) 0.00 251
2018-05-01 $194,405 (18.5%) $259,430 (13.4%) 0.00 251
2018-06-01 $210,000 (29.3%) $267,288 (16.3%) 0.00 260
2018-07-01 $202,450 (19.9%) $266,836 (13.5%) 0.00 271
2018-08-01 $212,200 (21.9%) $268,625 (6.8%) 0.00 261
2018-09-01 $219,900 (22.5%) $274,485 (9.1%) 0.00 250
2018-10-01 $226,225 (29.3%) $282,344 (18.8%) 0.00 240
2018-11-01 $219,450 (29.2%) $277,801 (17.1%) 0.00 238
2018-12-01 $194,900 (14.7%) $264,297 (8.6%) 0.00 265
2019-01-01 $191,950 (8.2%) $254,379 (3.4%) 0.00 260
2019-02-01 $175,980 (1.5%) $239,172 (-1.5%) 0.00 263
2019-03-01 $186,385 (3.6%) $244,782 (-0.1%) 0.00 244
2019-04-01 $200,325 (5.9%) $252,909 (0.5%) 0.00 223
2019-05-01 $215,000 (10.6%) $257,736 (-0.7%) 0.00 227
2019-06-01 $214,900 (2.3%) $266,881 (-0.2%) 0.00 242
2019-07-01 $213,605 (5.5%) $271,746 (1.8%) 0.00 232
2019-08-01 $215,102 (1.4%) $275,312 (2.5%) 0.00 229
2019-09-01 $215,256 (-2.1%) $275,617 (0.4%) 0.00 232
2019-10-01 $219,688 (-2.9%) $275,821 (-2.3%) 0.00 227
2019-11-01 $225,000 (2.5%) $284,186 (2.3%) 0.00 212
2019-12-01 $224,000 (14.9%) $276,538 (4.6%) 0.00 206
2020-01-01 $212,450 (10.7%) $272,798 (7.2%) 0.00 197
2020-02-01 $199,900 (13.6%) $265,236 (10.9%) 0.00 219
2020-03-01 $215,000 (15.4%) $271,006 (10.7%) 0.00 222
2020-04-01 $227,500 (13.6%) $270,036 (6.8%) 0.00 226
2020-05-01 $225,000 (4.7%) $277,302 (7.6%) 0.00 219
2020-06-01 $235,425 (9.6%) $282,298 (5.8%) 0.00 206
2020-07-01 $244,336 (14.4%) $286,873 (5.6%) 0.00 197
2020-08-01 $238,750 (11.0%) $278,701 (1.2%) 0.00 168
2020-09-01 $224,500 (4.3%) $273,790 (-0.7%) 0.00 150
2020-10-01 $245,000 (11.5%) $299,980 (8.8%) 0.00 136
2020-11-01 $254,725 (13.2%) $300,415 (5.7%) 0.00 125
2020-12-01 $245,000 (9.4%) $294,998 (6.7%) 0.00 131
2021-01-01 $233,000 (9.7%) $281,740 (3.3%) 0.00 126
2021-02-01 $217,500 (8.8%) $264,162 (-0.4%) 0.00 126
2021-03-01 $219,925 (2.3%) $274,407 (1.3%) 0.00 111
2021-04-01 $216,200 (-5.0%) $286,977 (6.3%) 0.00 101
2021-05-01 $259,450 (15.3%) $313,028 (12.9%) 0.00 91
2021-06-01 $278,250 (18.2%) $314,968 (11.6%) 0.00 85
2021-07-01 $229,950 (-5.9%) $303,284 (5.7%) 0.00 118
2021-08-01 $247,000 (3.5%) $363,411 (30.4%) 0.00 122
2021-09-01 $241,725 (7.7%) $363,336 (32.7%) 0.00 127
2021-10-01 $253,700 (3.6%) $386,289 (28.8%) 0.00 122
2021-11-01 $276,925 (8.7%) $401,559 (33.7%) 0.00 121
2021-12-01 $271,892 (11.0%) $395,753 (34.2%) 0.00 106
2022-01-01 $269,000 (15.5%) $403,094 (43.1%) 0.00 93
2022-02-01 $278,375 (28.0%) $333,312 (26.2%) 0.00 90
2022-03-01 $279,950 (27.3%) $314,822 (14.7%) 0.00 97
2022-04-01 $308,000 (42.5%) $322,837 (12.5%) 0.00 101
2022-05-01 $280,000 (7.9%) $332,787 (6.3%) 0.00 132
2022-06-01 $272,475 (-2.1%) $304,736 (-3.3%) 0.00 142
2022-07-01 $262,450 (14.1%) $303,714 (0.1%) 0.00 153
2022-08-01 $273,175 (10.6%) $350,021 (-3.7%) 0.00 154
2022-09-01 $291,000 (20.4%) $373,287 (2.7%) 0.00 163
2022-10-01 $293,700 (15.8%) $361,614 (-6.4%) 0.00 190
2022-11-01 $293,750 (6.1%) $384,904 (-4.2%) 0.00 202
2022-12-01 $289,900 (6.6%) $377,479 (-4.6%) 0.00 209
2023-01-01 $280,500 (4.3%) $365,750 (-9.3%) 0.00 202
2023-02-01 $276,500 (-0.7%) $361,839 (8.6%) 0.00 192
2023-03-01 $275,000 (-1.8%) $370,218 (17.6%) 0.00 189
2023-04-01 $287,500 (-6.7%) $381,109 (18.1%) 0.00 182
2023-05-01 $288,250 (3.0%) $364,153 (9.4%) 0.00 181
2023-06-01 $279,000 (2.4%) $344,894 (13.2%) 0.00 194
2023-07-01 $279,000 (6.3%) $343,321 (13.0%) 0.00 202
2023-08-01 $275,375 (0.8%) $336,171 (-4.0%) 0.00 213
2023-09-01 $279,000 (-4.1%) $342,045 (-8.4%) 0.00 218
2023-10-01 $279,700 (-4.8%) $335,085 (-7.3%) 0.00 238
2023-11-01 $272,200 (-7.3%) $324,353 (-15.7%) 0.00 246
2023-12-01 $282,450 (-2.6%) $321,805 (-14.8%) 0.00 250
2024-01-01 $282,500 (0.7%) $320,597 (-12.4%) 0.00 250
2024-02-01 $289,900 (4.9%) $329,374 (-9.0%) 0.00 254
2024-03-01 $291,250 (5.9%) $330,344 (-10.8%) 0.00 260
2024-04-01 $285,000 (-0.9%) $330,889 (-13.2%) 0.00 269
2024-05-01 $285,000 (-1.1%) $328,875 (-9.7%) 0.00 277
Lufkin's median listing price for 2024-05-01 was $285,000, a difference of $-3,250 (-1.1%) versus the prior year and $0 versus the prior month.

Lufkin's median listing price comes in at 0% of the national average.

Lufkin's average listing price for 2024-05-01 was $328,875, a difference of $-35,278 (-9.7%) versus the prior year and $-2,014 versus the prior month.

For the 2024-05-01 period, Lufkin had 277 MLS listings, a difference of 8 listings (3%) versus the prior month and 96 listings (53%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Lufkin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,988 sqft
2018-02-01 0 days 1,962 sqft
2018-03-01 0 days 1,978 sqft
2018-04-01 0 days 2,032 sqft
2018-05-01 0 days 2,088 sqft
2018-06-01 0 days 2,092 sqft
2018-07-01 0 days 2,055 sqft
2018-08-01 0 days 2,041 sqft
2018-09-01 0 days 2,085 sqft
2018-10-01 0 days 2,112 sqft
2018-11-01 0 days 2,068 sqft
2018-12-01 0 days 1,979 sqft
2019-01-01 0 days 1,938 sqft
2019-02-01 0 days 1,884 sqft
2019-03-01 0 days 1,906 sqft
2019-04-01 0 days 1,955 sqft
2019-05-01 0 days 2,015 sqft
2019-06-01 0 days 2,103 sqft
2019-07-01 0 days 2,108 sqft
2019-08-01 0 days 2,123 sqft
2019-09-01 0 days 2,146 sqft
2019-10-01 0 days 2,178 sqft
2019-11-01 0 days 2,236 sqft
2019-12-01 0 days 2,161 sqft
2020-01-01 0 days 2,051 sqft
2020-02-01 0 days 2,052 sqft
2020-03-01 0 days 2,045 sqft
2020-04-01 0 days 2,039 sqft
2020-05-01 0 days 2,059 sqft
2020-06-01 0 days 2,078 sqft
2020-07-01 0 days 2,088 sqft
2020-08-01 0 days 2,052 sqft
2020-09-01 0 days 1,987 sqft
2020-10-01 0 days 2,123 sqft
2020-11-01 0 days 2,064 sqft
2020-12-01 0 days 1,996 sqft
2021-01-01 0 days 1,996 sqft
2021-02-01 0 days 1,900 sqft
2021-03-01 0 days 1,928 sqft
2021-04-01 0 days 1,935 sqft
2021-05-01 0 days 2,124 sqft
2021-06-01 0 days 2,078 sqft
2021-07-01 0 days 1,738 sqft
2021-08-01 0 days 1,792 sqft
2021-09-01 0 days 1,788 sqft
2021-10-01 0 days 1,980 sqft
2021-11-01 0 days 1,988 sqft
2021-12-01 0 days 1,979 sqft
2022-01-01 0 days 1,968 sqft
2022-02-01 0 days 1,925 sqft
2022-03-01 0 days 1,907 sqft
2022-04-01 0 days 1,965 sqft
2022-05-01 0 days 1,906 sqft
2022-06-01 0 days 1,850 sqft
2022-07-01 0 days 1,814 sqft
2022-08-01 0 days 1,795 sqft
2022-09-01 0 days 1,953 sqft
2022-10-01 0 days 1,951 sqft
2022-11-01 0 days 1,952 sqft
2022-12-01 0 days 1,882 sqft
2023-01-01 0 days 1,864 sqft
2023-02-01 0 days 1,853 sqft
2023-03-01 0 days 1,841 sqft
2023-04-01 0 days 1,857 sqft
2023-05-01 0 days 1,863 sqft
2023-06-01 0 days 1,819 sqft
2023-07-01 0 days 1,823 sqft
2023-08-01 0 days 1,821 sqft
2023-09-01 0 days 1,848 sqft
2023-10-01 0 days 1,829 sqft
2023-11-01 0 days 1,809 sqft
2023-12-01 0 days 1,815 sqft
2024-01-01 0 days 1,800 sqft
2024-02-01 0 days 1,799 sqft
2024-03-01 0 days 1,823 sqft
2024-04-01 0 days 1,838 sqft
2024-05-01 0 days 1,859 sqft
Lufkin's median listing age (time on market) for 2024-05-01 was 0 days.

Lufkin's median square footage for active listings during the 2024-05-01 period was 1,859 sqft. One year prior, the average listing was 1,863 sqft.

Lufkin, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 717 $155,275,000 $216,562
Refi 67 $11,695,000 $174,552
Cash Out Refi 65 $12,465,000 $191,769
Other 53 $6,595,000 $124,434
Home Improvement 34 $3,740,000 $110,000

Lufkin's most frequently cited loan purpose was Home Purchase, with 717 originations. The 2nd most popular reason was Refi, with 67 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 313 $73,735,000 $235,575
7-8% 262 $50,340,000 $192,137
Over 8% 204 $28,820,000 $141,275
5-6% 106 $26,220,000 $247,358
<2.5% 5 $25,000 $5,000
4-5% 5 $1,455,000 $291,000
3-4% 1 $85,000 $85,000
2.5-3% 1 $55,000 $55,000

During 2023, Lufkin's most frequently originated rate bucket was 6-7%, with 313 originations.

Loan Sizing (Lufkin, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 369 $53,705,000 $145,542
$200k-400k 311 $83,455,000 $268,344
$100,000 or less 189 $12,745,000 $67,434
$400k-600k 48 $22,550,000 $469,792
$600k-1000k 14 $10,030,000 $716,429
$Over $1MM 5 $7,285,000 $1,457,000

Lufkin's loan sizing saw the bucket of loans from $100k-200k with 369 originations, totaling $53,705,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 482 $106,170,000 $220,270
60-80% 228 $47,470,000 $208,202
40-60% 81 $14,735,000 $181,914
20-40% 57 $6,135,000 $107,632
Under 20% 25 $885,000 $35,400
Over 100% 21 $4,805,000 $228,810

Lufkin's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 482 originations, totaling $106,170,000 in origination value.