Lufkin Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lufkin averaged 7.1% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 7.29% and one month ago for the week of 2023-08-17, the average rate was 7.2%.

Lufkin's average rate one year ago was 5.83%.

For refis of the same type during the week of 2023-09-21, the average rate was 7.79%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Lufkin 30 Year Fixed Rate 2023-09-21 7.1%
Lufkin 30 Year Fixed Rate Refi 2023-09-21 7.79%
Lufkin 15 Year Fixed Rate 2023-09-21 6.54%
Lufkin 15 Year Fixed Rate Refi 2023-09-21 7.14%
Lufkin 30 Year FHA 2023-09-21 6.91%
Lufkin 30 Year FHA Refi 2023-09-21 7.04%
Lufkin 30 Year USDA 2023-09-21 7.12%
Lufkin 30 Year USDA Refi 2023-09-21 6.92%
Lufkin 30 Year VA 2023-09-21 6.53%
Lufkin 30 Year VA Refi 2023-09-21 6.72%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lufkin, TX.

Lufkin Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lufkin, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Commercial Bank of Texas 85 5.17% $4,078
AMCAP MORTGAGE, LTD. 52 5.23% $5,722
QUICKEN LOANS, LLC 41 5.17% $5,438
Flagstar Bank, FSB 29 5.44% $8,122
BancorpSouth 27 4.65% $4,900
UNITED WHOLESALE MORTGAGE, LLC 19 5.69% $7,965
Southside Bank 16 5.30% $6,322
Austin Bank, Texas 16 5.00% $4,045
NTFN, INC. 15 5.42% $6,757
Regions Bank 13 5.04% $5,126
LOANDEPOT.COM, LLC 8 5.06% $6,383
VANDERBILT MORTGAGE AND FINANCE, INC. 6 6.67% $6,001
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 5.17% $5,513
Mr. Cooper ( Nationstar Mortgage ) 5 6.02% $6,966
JPMorgan Chase Bank 5 4.05% $5,446
GUARANTEED RATE, INC. 4 4.38% $4,906
GUILD MORTGAGE COMPANY 4 5.78% $11,882
AMERISAVE MORTGAGE CORPORATION 4 5.47% $5,038
Bank of America 4 3.94% $5,389
VeraBank 4 4.97% $4,378
Wells Fargo Bank 4 4.59% $7,185
HOMETRUST MORTGAGE COMPANY 4 5.75% $7,308
VAN DYK MORTGAGE CORPORATION 3 5.58% $3,047
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 4.71% $7,274
Prosperity Bank 3 5.08% $4,128
U.S. Bank 3 5.37% $4,012
ASPIRE FINANCIAL, INC. 3 5.38% $6,030
MOBILOIL 3 4.67% $3,244
NEWREZ LLC 3 4.54% $4,672
SWBC MORTGAGE CORPORATION 3 5.25% $5,212
BROKER SOLUTIONS, INC. 3 5.21% $7,593
CHURCHILL MORTGAGE CORPORATION 3 4.83% $5,283
AmeriHome Mortgage Company, LLC 3 4.71% $5,596
Sabine State Bank and Trust Company 2 4.56% $2,992
LOANPAL, LLC 2 5.06% $8,648
MORTGAGE FINANCIAL SERVICES, LLC 2 4.99% $9,180
MOVEMENT MORTGAGE, LLC 2 4.94% $11,150
EVERETT FINANCIAL, INC. 2 5.75% $2,145
BETTER MORTGAGE CORPORATION 2 5.56% $5,971
FINANCE OF AMERICA MORTGAGE LLC 2 4.13% $6,235
First Financial Bank 2 5.24% $5,886
PENNYMAC LOAN SERVICES, LLC 2 4.56% $5,411
CALCON MUTUAL MORTGAGE LLC 2 6.06% $7,847
PLAZA HOME MORTGAGE, INC. 2 5.13% $7,433
CALIBER HOME LOANS, INC. 2 5.13% $5,729
LAKEVIEW LOAN SERVICING, LLC 2 5.25% $5,759
Servion, Inc. 2 5.44% $5,268
Gateway First Bank 2 4.50% $6,188
AMERICAN FINANCING CORPORATION 2 4.06% $6,941
Colonial Savings, F.A. 2 5.38% $5,867
USAA Federal Savings Bank 2 6.25% $5,712
CROSSCOUNTRY MORTGAGE, LLC 2 6.66% $8,580
ASSEMBLIES OF GOD Credit Union 2 5.50% $4,262
Lakeview Community Capital, LLC 2 4.49% $3,698
ZILLOW HOME LOANS, LLC 1 6.88% $3,873
Ally Bank 1 3.63% $2,449
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 8.50% $12,105
Carrington Mortgage Services, LLC 1 5.50% $4,867
CHERRY CREEK MORTGAGE, LLC 1 4.75% $966
Citadel Servicing Corporation 1 9.75% $3,732
Citizens Bank 1 3.63% $8,225
CMG MORTGAGE, INC. 1 3.75% $5,165
DAS Acquisition Company, LLC 1 5.38% $8,465
Discover Bank 1 4.49% $0
EAST TEXAS PROFESSIONAL Credit Union 1 6.75% $3,905
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 8.50% $8,888
FIDELITY BANK 1 4.13% $4,290
First Federal Bank 1 4.13% $4,879
First United Bank and Trust Company 1 6.63% $14,229
FREEDOM MORTGAGE CORPORATION 1 5.25% $6,269
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 4.99% $8,948
Goldwater Bank, N.A. 1 5.50% $6,931
GUARANTY HOME MORTGAGE CORPORATION 1 5.25% $7,114
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.75% $6,960
HOME POINT FINANCIAL CORPORATION 1 3.88% $5,581
HOMESTEAD FUNDING CORP. 1 4.13% $5,607
Hometown Lenders, Inc. 1 6.50% $16,829
IMPAC MORTGAGE CORP. 1 2.99% $4,263
INTERLINC MORTGAGE SERVICES, LLC 1 4.88% $8,851
KELLER MORTGAGE, LLC 1 3.25% $3,071
LAND HOME FINANCIAL SERVICES, INC. 1 6.38% $7,253
MEMBER FIRST MORTGAGE, LLC 1 5.00% $3,429
Mortgage Research Center, LLC 1 3.75% $3,823
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.88% $4,894
Nations Lending Corporation 1 3.99% $6,360
NAVY FEDERAL CREDIT UNION 1 7.13% $3,161
NexBank 1 5.25% $5,190
North American Savings Bank, F.S.B. 1 5.00% $12,488
Northpointe Bank 1 5.88% $7,985
PENTAGON FEDERAL CREDIT UNION 1 5.00% $11,986
PHH Mortgage Corporation 1 3.50% $4,911
Prime Choice Funding Inc. 1 3.50% $6,592
SFMC, LP 1 5.75% $6,315
SHELL FEDERAL CREDIT UNION 1 4.38% $4,041
SOUTHWEST STAGE FUNDING, LLC 1 7.05% $9,274
STOCKTON MORTGAGE CORPORATION 1 5.50% $6,107
Strong Home Mortgage, LLC 1 5.75% $9,316
TEXAS DOW EMPLOYEES CREDIT UNION 1 3.25% $4,696
Texas Mortgage Lending, LLC 1 5.88% $3,798
THE MORTGAGE FIRM, INC. 1 4.38% $4,658
TIB The Independent Bankersbank 1 3.38% $3,535
Truist 1 3.88% $1,584
Wyndham Capital Mortgage, Inc. 1 4.50% $3,813
21ST MORTGAGE CORPORATION 1 7.55% $6,624

Lufkin Average Closing Costs & Other Stats

Lufkin, TX's 104 lenders originated 1,243 loans during 2022. The total origination value was $254,195,000, with an average loan value of $204,501.

Lufkin's average closing costs are $5,397.

The top Lufkin lender as defined by loan originations is Commercial Bank of Texas, with 85 loans originated. Their average total fees are $4,078, which is $1,643 lower than the next largest lender, AMCAP MORTGAGE, LTD..

The lowest fee Lufkin lenders (with over 10 loans originated) are Austin Bank, Texas ($4,045), Commercial Bank of Texas ($4,078), BancorpSouth ($4,900), Regions Bank ($5,126) and QUICKEN LOANS, LLC ($5,438).

The lowest rate Lufkin lenders (with over 10 loans originated) are BancorpSouth (4.65%), Austin Bank, Texas (5.00%), Regions Bank (5.04%), QUICKEN LOANS, LLC (5.17%) and Commercial Bank of Texas (5.17%).

Lufkin, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Commercial Bank of Texas $53,935,000 $38,450,000 -28.7% 15.1%
AMCAP MORTGAGE, LTD. $30,290,000 $21,450,000 -29.2% 8.4%
QUICKEN LOANS, LLC $27,385,000 $14,375,000 -47.5% 5.7%
BancorpSouth Bank $13,570,000 $12,945,000 -4.6% 5.1%
Austin Bank, Texas $7,610,000 $10,615,000 39.5% 4.2%
Flagstar Bank, FSB $7,790,000 $10,505,000 34.9% 4.1%
Mortgage Research Center, LLC $7,255,000 $7,915,000 9.1% 3.1%
Southside Bank $8,530,000 $7,500,000 -12.1% 3.0%
NTFN, INC. $9,415,000 $6,865,000 -27.1% 2.7%
UNITED WHOLESALE MORTGAGE, LLC $3,765,000 $6,355,000 68.8% 2.5%
Regions Bank $8,200,000 $5,640,000 -31.2% 2.2%
21ST MORTGAGE CORPORATION $5,915,000 $3,800,000 -35.8% 1.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,570,000 $3,595,000 0.7% 1.4%
LOANDEPOT.COM, LLC $4,015,000 $3,505,000 -12.7% 1.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,720,000 $3,380,000 -9.1% 1.3%
NAVY FEDERAL CREDIT UNION $1,710,000 $3,295,000 92.7% 1.3%
VeraBank $3,770,000 $2,750,000 -27.1% 1.1%
FREEDOM MORTGAGE CORPORATION $11,270,000 $2,730,000 -75.8% 1.1%
UBank $1,740,000 $2,345,000 34.8% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $4,100,000 $2,280,000 -44.4% 0.9%
Prosperity Bank $265,000 $2,115,000 698.1% 0.8%
Bank of Hope $2,005,000 n/a 0.8%
TRIAD FINANCIAL SERVICES, INC. $855,000 $1,965,000 129.8% 0.8%
JPMorgan Chase Bank $1,740,000 $1,955,000 12.4% 0.8%
USAA Federal Savings Bank $1,430,000 $1,845,000 29.0% 0.7%
LIMA ONE CAPITAL, LLC $1,825,000 n/a 0.7%
BROKER SOLUTIONS, INC. $850,000 $1,760,000 107.1% 0.7%
Wells Fargo Bank $4,630,000 $1,735,000 -62.5% 0.7%
CALIBER HOME LOANS, INC. $2,350,000 $1,720,000 -26.8% 0.7%
ORIX REAL ESTATE CAPITAL, LLC $1,655,000 n/a 0.7%
LOANPAL, LLC $105,000 $1,580,000 1,404.8% 0.6%
Bank of America $460,000 $1,560,000 239.1% 0.6%
PENNYMAC LOAN SERVICES, LLC $2,360,000 $1,470,000 -37.7% 0.6%
GUILD MORTGAGE COMPANY $2,130,000 $1,400,000 -34.3% 0.6%
U.S. Bank $1,725,000 $1,400,000 -18.8% 0.6%
American State Bank $1,395,000 $1,365,000 -2.2% 0.5%
SOUTHWEST STAGE FUNDING, LLC $975,000 $1,250,000 28.2% 0.5%
GUARANTEED RATE, INC. $905,000 $1,220,000 34.8% 0.5%
HOMETRUST MORTGAGE COMPANY $175,000 $1,220,000 597.1% 0.5%
SWBC MORTGAGE CORPORATION $1,545,000 $1,185,000 -23.3% 0.5%
First Financial Bank $400,000 $1,180,000 195.0% 0.5%
Texas National Bank of Jacksonville $640,000 $1,085,000 69.5% 0.4%
AMERISAVE MORTGAGE CORPORATION $3,120,000 $980,000 -68.6% 0.4%
COUNTRYPLACE MORTGAGE, LTD. $470,000 $965,000 105.3% 0.4%
CMG MORTGAGE, INC. $440,000 $935,000 112.5% 0.4%
Carrington Mortgage Services, LLC $210,000 $925,000 340.5% 0.4%
MOVEMENT MORTGAGE, LLC $400,000 $920,000 130.0% 0.4%
Gateway First Bank $650,000 $905,000 39.2% 0.4%
PLAZA HOME MORTGAGE, INC. $670,000 $890,000 32.8% 0.4%
Barrington Bank & Trust Company, N.A. $380,000 $885,000 132.9% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $1,375,000 $815,000 -40.7% 0.3%
GENCO Federal Credit Union $1,725,000 $790,000 -54.2% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $175,000 $780,000 345.7% 0.3%
PENTAGON FEDERAL CREDIT UNION $300,000 $775,000 158.3% 0.3%
VAN DYK MORTGAGE CORPORATION $775,000 n/a 0.3%
AmeriHome Mortgage Company, LLC $235,000 $730,000 210.6% 0.3%
MOBILOIL $245,000 $715,000 191.8% 0.3%
First United Bank and Trust Company $545,000 $700,000 28.4% 0.3%
Colonial Savings, F.A. $105,000 $690,000 557.1% 0.3%
LAKEVIEW LOAN SERVICING, LLC $1,475,000 $690,000 -53.2% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $485,000 $680,000 40.2% 0.3%
ASSEMBLIES OF GOD Credit Union $660,000 n/a 0.3%
EUSTIS AND AMERICAN MORTGAGE COMPANY $665,000 $635,000 -4.5% 0.2%
CHURCHILL MORTGAGE CORPORATION $540,000 $625,000 15.7% 0.2%
GENEVA FINANCIAL, LLC $620,000 n/a 0.2%
Paramount Residential Mortgage Group, Inc. $165,000 $620,000 275.8% 0.2%
FIVEPOINT CREDIT UNION $85,000 $600,000 605.9% 0.2%
GUARANTY HOME MORTGAGE CORPORATION $595,000 n/a 0.2%
Lakeview Community Capital, LLC $265,000 $565,000 113.2% 0.2%
OVM FINANCIAL, INC. $440,000 $560,000 27.3% 0.2%
Sabine State Bank and Trust Company $985,000 $550,000 -44.2% 0.2%
NEWREZ LLC $955,000 $530,000 -44.5% 0.2%
BETTER MORTGAGE CORPORATION $1,790,000 $520,000 -70.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $55,000 $520,000 845.5% 0.2%
INTERLINC MORTGAGE SERVICES, LLC $1,370,000 $510,000 -62.8% 0.2%
Citizens Bank $155,000 $500,000 222.6% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $175,000 $480,000 174.3% 0.2%
VILLAGE CAPITAL MORTGAGE $1,135,000 $455,000 -59.9% 0.2%
CALCON MUTUAL MORTGAGE LLC $285,000 $450,000 57.9% 0.2%
MORTGAGE FINANCIAL SERVICES, LLC $450,000 n/a 0.2%
Servion, Inc. $450,000 $445,000 -1.1% 0.2%
BOKF $170,000 $435,000 155.9% 0.2%
EVERETT FINANCIAL, INC. $580,000 $430,000 -25.9% 0.2%
AMERICAN HOMESTAR MORTGAGE, L.L.C. $165,000 $425,000 157.6% 0.2%
MEMBER FIRST MORTGAGE, LLC $320,000 $425,000 32.8% 0.2%
ROYAL UNITED MORTGAGE LLC $380,000 $420,000 10.5% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $405,000 n/a 0.2%
Veritex Community Bank $405,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $935,000 $380,000 -59.4% 0.1%
ASPIRE FINANCIAL, INC. $375,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $370,000 n/a 0.1%
Truist $165,000 $370,000 124.2% 0.1%
Strong Home Mortgage, LLC $365,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $365,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $725,000 $355,000 -51.0% 0.1%
Citizens 1st Bank $345,000 n/a 0.1%
EAST TEXAS PROFESSIONAL Credit Union $345,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $345,000 n/a 0.1%
North American Savings Bank, F.S.B. $345,000 n/a 0.1%
CRESTMARK MORTGAGE COMPANY, LTD. $335,000 n/a 0.1%
NATIONS RELIABLE LENDING, LLC $1,250,000 $335,000 -73.2% 0.1%
TIB The Independent Bankersbank $1,340,000 $325,000 -75.7% 0.1%
NECHES $65,000 $315,000 384.6% 0.1%
NexBank $315,000 n/a 0.1%
Hometown Lenders, Inc. $305,000 n/a 0.1%
Northpointe Bank $295,000 n/a 0.1%
Plains Commerce Bank $295,000 n/a 0.1%
S1L, Inc. $455,000 $275,000 -39.6% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $885,000 $270,000 -69.5% 0.1%
HOME POINT FINANCIAL CORPORATION $2,015,000 $270,000 -86.6% 0.1%
American National Bank & Trust $265,000 n/a 0.1%
ARC HOME LLC $355,000 $265,000 -25.4% 0.1%
CHERRY CREEK MORTGAGE, LLC $255,000 $265,000 3.9% 0.1%
DUGOOD FEDERAL CREDIT UNION $265,000 n/a 0.1%
Guaranty Bank & Trust, N.A. $265,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $265,000 n/a 0.1%
RANDOLPH-BROOKS $515,000 $265,000 -48.5% 0.1%
Republic State Mortgage Co. $400,000 $265,000 -33.8% 0.1%
SOUTHWEST FUNDING, LP $125,000 $265,000 112.0% 0.1%
Discover Bank $265,000 $260,000 -1.9% 0.1%
LEADERONE FINANCIAL CORPORATION $260,000 n/a 0.1%
LOANPEOPLE, LLC $245,000 n/a 0.1%
Network Funding, L.P. $325,000 $245,000 -24.6% 0.1%
NEW DAY FINANCIAL, LLC $440,000 $245,000 -44.3% 0.1%
PHH Mortgage Corporation $310,000 $240,000 -22.6% 0.1%
PNC Bank $1,225,000 $240,000 -80.4% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $235,000 n/a 0.1%
DAS Acquisition Company, LLC $235,000 n/a 0.1%
KELLER MORTGAGE, LLC $235,000 n/a 0.1%
Goldwater Bank, N.A. $225,000 n/a 0.1%
TEXAS DOW EMPLOYEES CREDIT UNION $580,000 $225,000 -61.2% 0.1%
TRUWEST Credit Union $225,000 n/a 0.1%
United Community Bank $220,000 n/a 0.1%
Texas Mortgage Lending, LLC $215,000 n/a 0.1%
THE MORTGAGE FIRM, INC. $215,000 n/a 0.1%
BOM Bank $305,000 $205,000 -32.8% 0.1%
First Federal Bank $205,000 n/a 0.1%
IMPAC MORTGAGE CORP. $205,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $185,000 $205,000 10.8% 0.1%
Mid-Continent Funding, Inc. $195,000 n/a 0.1%
Prime Choice Funding Inc. $195,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $185,000 n/a 0.1%
SFMC, LP $1,565,000 $185,000 -88.2% 0.1%
TOTAL MORTGAGE SERVICES, LLC $185,000 n/a 0.1%
Austin Capital Bank SSB $175,000 n/a 0.1%
Neighborhood Loans, Inc. $175,000 n/a 0.1%
Paramount Bank $175,000 n/a 0.1%
Incommons Bank, N.A. $170,000 n/a 0.1%
Ally Bank $205,000 $165,000 -19.5% 0.1%
COMPASS MORTGAGE, INC. $165,000 n/a 0.1%
HALLMARK HOME MORTGAGE, LLC $165,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $165,000 n/a 0.1%
Metro City Bank $155,000 n/a 0.1%
TEXANS $155,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $720,000 $145,000 -79.9% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,295,000 $145,000 -88.8% 0.1%
Citadel Servicing Corporation $145,000 n/a 0.1%
SHELL FEDERAL CREDIT UNION $145,000 n/a 0.1%
STOCKTON MORTGAGE CORPORATION $165,000 $145,000 -12.1% 0.1%
HANCOCK MORTGAGE PARTNERS, LLC $135,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $340,000 $135,000 -60.3% 0.1%
Deere Employees Credit Union $125,000 n/a 0.0%
Affiliated Bank $115,000 n/a 0.0%
A+ Federal Credit Union $145,000 $105,000 -27.6% 0.0%
FIDELITY BANK $275,000 $105,000 -61.8% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $60,000 $100,000 66.7% 0.0%
Bank of England $125,000 $95,000 -24.0% 0.0%
Nations Lending Corporation $170,000 $85,000 -50.0% 0.0%
EMBRACE HOME LOANS, INC. $75,000 n/a 0.0%
FirstBank $75,000 n/a 0.0%
Citizens State Bank $65,000 n/a 0.0%
AMERICAN ADVISORS GROUP $230,000 $55,000 -76.1% 0.0%
JSC $55,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $55,000 n/a 0.0%
Hancock Whitney Bank $35,000 n/a 0.0%

Lufkin's top lender by overall market share is Commercial Bank of Texas, with 15.1% market share. In second place, with 8.4%, is AMCAP MORTGAGE, LTD., having originated $21,450,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $14,375,000 in loans. In fourth place, with 5.1%, is BancorpSouth Bank, having originated $12,945,000 in loans. In fifth place, with 4.2%, is Austin Bank, Texas, having originated $10,615,000 in loans.


Lufkin Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Lufkin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $177,450 (11.0%) $246,098 (10.6%) 0.00 276
2018-02-01 $173,350 (9.0%) $242,755 (5.7%) 0.00 276
2018-03-01 $179,900 (12.3%) $245,070 (4.8%) 0.00 258
2018-04-01 $189,175 (18.3%) $251,627 (9.8%) 0.00 251
2018-05-01 $194,405 (18.8%) $259,430 (13.7%) 0.00 251
2018-06-01 $210,000 (29.3%) $267,288 (16.3%) 0.00 260
2018-07-01 $202,450 (19.9%) $266,836 (13.5%) 0.00 271
2018-08-01 $212,200 (21.9%) $268,625 (6.8%) 0.00 261
2018-09-01 $219,900 (22.5%) $274,485 (9.1%) 0.00 250
2018-10-01 $226,225 (29.3%) $282,344 (18.8%) 0.00 240
2018-11-01 $219,450 (29.2%) $277,801 (17.1%) 0.00 238
2018-12-01 $194,900 (14.7%) $264,297 (8.6%) 0.00 265
2019-01-01 $191,950 (8.2%) $254,379 (3.4%) 0.00 260
2019-02-01 $175,980 (1.5%) $239,172 (-1.5%) 0.00 263
2019-03-01 $186,385 (3.6%) $244,782 (-0.1%) 0.00 244
2019-04-01 $200,325 (5.9%) $252,909 (0.5%) 0.00 223
2019-05-01 $215,000 (10.6%) $257,736 (-0.7%) 0.00 227
2019-06-01 $214,900 (2.3%) $266,881 (-0.2%) 0.00 242
2019-07-01 $213,605 (5.5%) $271,746 (1.8%) 0.00 232
2019-08-01 $215,102 (1.4%) $275,312 (2.5%) 0.00 229
2019-09-01 $215,256 (-2.1%) $275,617 (0.4%) 0.00 232
2019-10-01 $219,688 (-2.9%) $275,821 (-2.3%) 0.00 227
2019-11-01 $225,000 (2.5%) $284,186 (2.3%) 0.00 212
2019-12-01 $224,000 (14.9%) $276,538 (4.6%) 0.00 206
2020-01-01 $212,450 (10.7%) $272,798 (7.2%) 0.00 197
2020-02-01 $199,900 (13.6%) $265,236 (10.9%) 0.00 219
2020-03-01 $215,000 (15.4%) $271,006 (10.7%) 0.00 222
2020-04-01 $227,500 (13.6%) $270,036 (6.8%) 0.00 226
2020-05-01 $225,000 (4.7%) $277,302 (7.6%) 0.00 219
2020-06-01 $235,425 (9.6%) $282,298 (5.8%) 0.00 206
2020-07-01 $244,336 (14.4%) $286,873 (5.6%) 0.00 197
2020-08-01 $239,000 (11.1%) $278,701 (1.2%) 0.00 168
2020-09-01 $224,700 (4.4%) $274,994 (-0.2%) 0.00 149
2020-10-01 $251,000 (14.3%) $301,492 (9.3%) 0.00 135
2020-11-01 $257,000 (14.2%) $301,930 (6.2%) 0.00 125
2020-12-01 $246,225 (9.9%) $296,416 (7.2%) 0.00 130
2021-01-01 $235,000 (10.6%) $283,238 (3.8%) 0.00 125
2021-02-01 $220,975 (10.5%) $265,484 (0.1%) 0.00 125
2021-03-01 $219,950 (2.3%) $275,961 (1.8%) 0.00 110
2021-04-01 $217,500 (-4.4%) $287,842 (6.6%) 0.00 100
2021-05-01 $259,450 (15.3%) $313,028 (12.9%) 0.00 91
2021-06-01 $278,250 (18.2%) $314,968 (11.6%) 0.00 85
2021-07-01 $229,950 (-5.9%) $303,284 (5.7%) 0.00 118
2021-08-01 $247,000 (3.4%) $363,411 (30.4%) 0.00 122
2021-09-01 $241,725 (7.6%) $363,336 (32.1%) 0.00 127
2021-10-01 $252,500 (0.6%) $384,391 (27.5%) 0.00 122
2021-11-01 $276,925 (7.8%) $401,559 (33.0%) 0.00 121
2021-12-01 $271,892 (10.4%) $395,753 (33.5%) 0.00 106
2022-01-01 $269,000 (14.5%) $403,094 (42.3%) 0.00 93
2022-02-01 $278,375 (26.0%) $333,312 (25.6%) 0.00 90
2022-03-01 $279,700 (27.2%) $313,488 (13.6%) 0.00 98
2022-04-01 $304,000 (39.8%) $322,837 (12.2%) 0.00 101
2022-05-01 $280,000 (7.9%) $332,787 (6.3%) 0.00 132
2022-06-01 $272,475 (-2.1%) $304,736 (-3.3%) 0.00 142
2022-07-01 $262,450 (14.1%) $303,714 (0.1%) 0.00 153
2022-08-01 $274,950 (11.3%) $349,878 (-3.7%) 0.00 156
2022-09-01 $292,000 (20.8%) $373,098 (2.7%) 0.00 164
2022-10-01 $292,500 (15.8%) $361,874 (-5.9%) 0.00 189
2022-11-01 $293,075 (5.8%) $385,287 (-4.1%) 0.00 201
2022-12-01 $289,900 (6.6%) $377,800 (-4.5%) 0.00 208
2023-01-01 $280,500 (4.3%) $365,750 (-9.3%) 0.00 202
2023-02-01 $276,500 (-0.7%) $361,839 (8.6%) 0.00 192
2023-03-01 $275,000 (-1.7%) $370,218 (18.1%) 0.00 189
2023-04-01 $285,000 (-6.3%) $381,166 (18.1%) 0.00 182
2023-05-01 $287,125 (2.5%) $364,119 (9.4%) 0.00 180
2023-06-01 $279,000 (2.4%) $344,762 (13.1%) 0.00 193
2023-07-01 $279,000 (6.3%) $343,321 (13.0%) 0.00 202
2023-08-01 $275,375 (0.2%) $336,171 (-3.9%) 0.00 213
Lufkin's median listing price for 2023-08-01 was $275,375, a difference of $425 (0.2%) versus the prior year and $-3,625 versus the prior month.

Lufkin's median listing price comes in at 0% of the national average.

Lufkin's average listing price for 2023-08-01 was $336,171, a difference of $-13,707 (-3.9%) versus the prior year and $-7,150 versus the prior month.

For the 2023-08-01 period, Lufkin had 213 MLS listings, a difference of 11 listings (5%) versus the prior month and 57 listings (37%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Lufkin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,988 sqft
2018-02-01 0 days 1,962 sqft
2018-03-01 0 days 1,978 sqft
2018-04-01 0 days 2,032 sqft
2018-05-01 0 days 2,088 sqft
2018-06-01 0 days 2,092 sqft
2018-07-01 0 days 2,055 sqft
2018-08-01 0 days 2,041 sqft
2018-09-01 0 days 2,085 sqft
2018-10-01 0 days 2,112 sqft
2018-11-01 0 days 2,068 sqft
2018-12-01 0 days 1,979 sqft
2019-01-01 0 days 1,938 sqft
2019-02-01 0 days 1,884 sqft
2019-03-01 0 days 1,909 sqft
2019-04-01 0 days 1,959 sqft
2019-05-01 0 days 2,015 sqft
2019-06-01 0 days 2,098 sqft
2019-07-01 0 days 2,105 sqft
2019-08-01 0 days 2,116 sqft
2019-09-01 0 days 2,139 sqft
2019-10-01 0 days 2,170 sqft
2019-11-01 0 days 2,236 sqft
2019-12-01 0 days 2,161 sqft
2020-01-01 0 days 2,051 sqft
2020-02-01 0 days 2,052 sqft
2020-03-01 0 days 2,045 sqft
2020-04-01 0 days 2,039 sqft
2020-05-01 0 days 2,059 sqft
2020-06-01 0 days 2,078 sqft
2020-07-01 0 days 2,088 sqft
2020-08-01 0 days 2,063 sqft
2020-09-01 0 days 2,001 sqft
2020-10-01 0 days 2,131 sqft
2020-11-01 0 days 2,070 sqft
2020-12-01 0 days 2,008 sqft
2021-01-01 0 days 2,000 sqft
2021-02-01 0 days 1,903 sqft
2021-03-01 0 days 1,936 sqft
2021-04-01 0 days 1,942 sqft
2021-05-01 0 days 2,124 sqft
2021-06-01 0 days 2,078 sqft
2021-07-01 0 days 1,738 sqft
2021-08-01 0 days 1,792 sqft
2021-09-01 0 days 1,784 sqft
2021-10-01 0 days 1,971 sqft
2021-11-01 0 days 1,986 sqft
2021-12-01 0 days 1,977 sqft
2022-01-01 0 days 1,965 sqft
2022-02-01 0 days 1,910 sqft
2022-03-01 0 days 1,907 sqft
2022-04-01 0 days 1,961 sqft
2022-05-01 0 days 1,898 sqft
2022-06-01 0 days 1,845 sqft
2022-07-01 0 days 1,801 sqft
2022-08-01 0 days 1,779 sqft
2022-09-01 0 days 1,946 sqft
2022-10-01 0 days 1,950 sqft
2022-11-01 0 days 1,951 sqft
2022-12-01 0 days 1,872 sqft
2023-01-01 0 days 1,864 sqft
2023-02-01 0 days 1,853 sqft
2023-03-01 0 days 1,841 sqft
2023-04-01 0 days 1,857 sqft
2023-05-01 0 days 1,866 sqft
2023-06-01 0 days 1,819 sqft
2023-07-01 0 days 1,823 sqft
2023-08-01 0 days 1,821 sqft
Lufkin's median listing age (time on market) for 2023-08-01 was 0 days.

Lufkin's median square footage for active listings during the 2023-08-01 period was 1,821 sqft. One year prior, the average listing was 1,779 sqft.

Lufkin, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 894 $194,140,000 $217,159
Cash Out Refi 150 $28,960,000 $193,067
Refi 107 $20,785,000 $194,252
Other 52 $5,810,000 $111,731
Home Improvement 40 $4,500,000 $112,500

Lufkin's most frequently cited loan purpose was Home Purchase, with 894 originations. The 2nd most popular reason was Cash Out Refi, with 150 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 323 $66,125,000 $204,721
4-5% 293 $65,545,000 $223,703
3-4% 227 $48,335,000 $212,930
6-7% 180 $32,630,000 $181,278
7-8% 75 $15,715,000 $209,533
Over 8% 44 $4,650,000 $105,682
2.5-3% 38 $8,510,000 $223,947
<2.5% 20 $5,120,000 $256,000

During 2022, Lufkin's most frequently originated rate bucket was 5-6%, with 323 originations.

Loan Sizing (Lufkin, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 475 $70,305,000 $148,011
$200k-400k 465 $124,755,000 $268,290
$100,000 or less 232 $16,280,000 $70,172
$400k-600k 51 $23,695,000 $464,608
$600k-1000k 14 $9,840,000 $702,857
$Over $1MM 6 $9,320,000 $1,553,333

Lufkin's loan sizing saw the bucket of loans from $100k-200k with 475 originations, totaling $70,305,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 657 $142,625,000 $217,085
60-80% 313 $68,895,000 $220,112
40-60% 119 $20,025,000 $168,277
20-40% 56 $5,470,000 $97,679
Over 100% 28 $7,240,000 $258,571
Under 20% 24 $1,470,000 $61,250

Lufkin's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 657 originations, totaling $142,625,000 in origination value.