Tri City National Bank Mortgage Rates, Fees & Info

Oak Creek, WI

LEI: 549300OCKUW7YV0YNV03

Tax ID: 39-1022456

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Tri City National Bank is a smaller bank specializing in Home Purchase and Refi loans. Tri City National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Milwaukee, Racine, Chicago, Beaver Dam, and Watertown among others. We have data for 17 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Tri City National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Tri City National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.32% 4/18/24
    30 Year Conventional Refi 6.08% 4/18/24
    30 Year Cash-out Refi 6.61% 4/18/24
    30 Year FHA Purchase 6.27% 4/18/24
    30 Year FHA Refi 6.27% 4/18/24
    30 Year VA Purchase 6.27% 4/18/24
    30 Year VA Refi 6.27% 4/18/24
    15 Year Conventional Purchase 5.86% 4/18/24
    15 Year Conventional Refi 5.92% 4/18/24
    15 Year Cash-out Refi 5.92% 4/18/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Tri City National Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Tri City National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    618

    Origination Dollar Volume (All Markets)

    $116,450,000

    Employee count

    417

    Awards

    Tri City National Bank 30 Year Conventional Loans silver Tri City National Bank 30 Year Conventional Loans gold Tri City National Bank 30 Year Conventional Loans gold Tri City National Bank 30 Year Conventional Loans silver
    Show all (4) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 417 $83,065,000 $199,197 $1,794 3.95%
    RACINE, WI (FHA|USDA|VA) 139 $20,285,000 $145,935 $1,557 4.04%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 32 $7,840,000 $245,000 $1,511 3.91%
    Outside of Metro Areas 8 $1,870,000 $233,750 $2,010 3.98%
    Beaver Dam, WI (FHA|USDA|VA) 5 $545,000 $109,000 $3,715 3.90%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $545,000 $181,667 $1,600 4.29%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $475,000 $475,000 $5,329 4.50%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $300,000 $150,000 $1,771 3.75%
    Marinette, WI-MI (FHA|USDA|VA) 1 $235,000 $235,000 $2,794 3.88%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,196 4.00%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $185,000 $185,000 $5,048 3.13%
    APPLETON, WI (FHA|USDA|VA) 2 $180,000 $90,000 $0 3.87%
    Shawano, WI (FHA|USDA|VA) 1 $175,000 $175,000 $1,826 4.00%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $165,000 $165,000 $5,324 4.38%
    Manitowoc, WI (FHA|USDA|VA) 2 $140,000 $70,000 $1,982 4.19%
    Iron Mountain, MI-WI (FHA|USDA|VA) 1 $125,000 $125,000 $1,524 3.50%
    Whitewater, WI (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.88%
    Tri City National Bank's top markets include Milwaukee, Racine, Chicago, Beaver Dam, and Watertown among others.

    Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Tri City National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    AppleTree Credit Union
    Similarity Rank: 8
    Liberty Bank for Savings
    Similarity Rank: 85
    NORTHWESTERN MUTUAL
    Similarity Rank: 117
    Empower Credit Union
    Similarity Rank: 144
    The Greenwood's State Bank
    Similarity Rank: 336
    Kohler Credit Union
    Similarity Rank: 418
    Westbury Bank
    Similarity Rank: 437
    UNITED
    Similarity Rank: 498
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    Similarity Rank: 513
    AMERITRUST MORTGAGE CORPORATION
    Similarity Rank: 618

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 446 $93,890,000 $210,516 $1,764 4.22%
    HELOC 172 $22,560,000 $131,163 n/a 3.32%

    For 2019, Tri City National Bank's most frequently originated type of loan was Conventional, with 446 originations. Their 2nd most popular type was HELOC, with 172 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 215 $51,275,000 $238,488 $2,238 4.18%
    Refi 205 $42,315,000 $206,415 $1,255 3.88%
    Home Improvement 105 $13,255,000 $126,238 $0 3.64%
    Other 49 $2,275,000 $46,429 $45 4.22%
    Cash Out Refi 44 $7,330,000 $166,591 $3,095 3.82%

    For 2019, Tri City National Bank's most frequently cited loan purpose was Home Purchase, with 215 originations. The 2nd most popular reason was Refi, with 205 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 196 $39,400,000 $201,020 $2,261 3.93%
    20 Year 183 $13,935,000 $76,148 $1,466 3.30%
    15 Year 86 $13,600,000 $158,140 $1,794 3.64%
    5 Year 55 $24,605,000 $447,364 $55 4.92%
    10 Year 30 $1,280,000 $42,667 $96 5.35%
    3 Year 23 $4,825,000 $209,783 $0 5.13%
    1 Year 23 $6,035,000 $262,391 $1,467 4.89%
    Other 21 $12,065,000 $574,524 $549 4.75%
    30+ year 1 $705,000 $705,000 $3,099 3.88%

    For 2019, Tri City National Bank's most frequently cited loan duration was 30 Year, with 196 originations. The 2nd most popular length was 20 Year, with 183 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 266 $44,540,000 $167,444
    $1k-2k 51 $8,085,000 $158,529
    $2k-3k 33 $6,465,000 $195,909
    $3k-4k 5 $1,075,000 $215,000
    $4k-5k 5 $1,485,000 $297,000
    $5k+ 2 $500,000 $250,000

    Tri City National Bank's average total fees were $2,261, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 266 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 218 $60,940,000 $279,541
    2.5-3% 161 $11,525,000 $71,584
    4-5% 156 $34,740,000 $222,692
    5-6% 73 $8,875,000 $121,575
    6-7% 10 $370,000 $37,000

    During 2019, Tri City National Bank's average interest rate for loans was 3.93%, while their most frequently originated rate bucket for loans was 3-4%, with 218 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 277 $14,425,000 $52,076 $827 3.96%
    $100k-200k 185 $26,105,000 $141,108 $2,066 3.98%
    $200k-400k 110 $28,750,000 $261,364 $2,391 3.94%
    $400k-600k 29 $13,795,000 $475,690 $2,517 4.06%
    $600k-1MM 10 $7,510,000 $751,000 $2,480 4.28%
    $1MM+ 7 $25,865,000 $3,695,000 $0 4.02%

    2019 saw Tri City National Bank place emphasis on $100,000 or less loans with 277 originations, totaling $14,425,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 126 $9,460,000 $75,079 $1,578 3.94%
    $50k-75k 120 $11,820,000 $98,500 $1,606 3.90%
    $100k-150k 109 $18,255,000 $167,477 $1,782 3.84%
    $75k-100k 86 $11,300,000 $131,395 $1,960 3.77%
    $150k-250k 62 $13,120,000 $211,613 $2,063 3.90%
    $250k+ 30 $10,390,000 $346,333 $2,306 3.80%

    Tri City National Bank lent most frequently to those with incomes in the $50k or less range, with 126 originations. The second most popular income band? $50k-75k, with 120 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 142 $21,980,000 $154,789 $1,988 3.70%
    30-36% 114 $15,500,000 $135,965 $1,823 3.79%
    <20% 62 $8,040,000 $129,677 $1,458 3.91%
    41% 27 $2,255,000 $83,519 $1,586 4.01%
    36% 20 $2,450,000 $122,500 $1,211 3.68%
    40% 18 $2,320,000 $128,889 $1,534 4.00%
    44% 18 $2,950,000 $163,889 $2,506 3.66%
    50-60% 18 $2,870,000 $159,444 $1,213 4.51%
    43% 17 $3,105,000 $182,647 $2,500 3.80%
    37% 16 $2,250,000 $140,625 $1,552 3.92%
    38% 15 $1,575,000 $105,000 $1,378 4.00%
    42% 14 $1,580,000 $112,857 $1,850 3.80%
    45% 14 $2,570,000 $183,571 $1,843 3.84%
    39% 13 $1,295,000 $99,615 $1,787 3.81%
    47% 11 $1,495,000 $135,909 $1,456 4.06%
    48% 11 $2,055,000 $186,818 $1,429 3.85%
    46% 10 $1,680,000 $168,000 $1,911 3.85%
    >60% 6 $580,000 $96,667 $963 4.94%
    49% 5 $775,000 $155,000 $2,332 3.75%

    Tri City National Bank lent most frequently to those with DTI ratios of 20-30%, with 142 originations. The next most common DTI ratio? 30-36%, with 114 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 478 $65,660,000 $137,364 $1,672 3.83%
    Not applicable 60 $38,100,000 $635,000 $0 4.98%
    Asian 41 $7,685,000 $187,439 $2,373 3.95%
    Not provided 16 $2,560,000 $160,000 $1,470 4.10%
    Black 14 $1,640,000 $117,143 $2,935 4.30%
    Asian Indian 2 $270,000 $135,000 $2,489 3.75%
    American Indian 2 $120,000 $60,000 $1,820 4.88%
    Filipino 1 $115,000 $115,000 $1,957 4.38%
    Korean 1 $105,000 $105,000 $0 2.99%
    Other Asian 2 $100,000 $50,000 $0 4.12%
    Chinese 1 $95,000 $95,000 $0 4.88%

    Approval Rates

    Total approvals of all applications
    79.89%

    Tri City National Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    83.33%

    Tri City National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 618 $116,450,000 $188,430

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 31 $33,135,000 $1,068,871
    Single Family (1-4 Units):Manufactured 2 $200,000 $100,000
    Single Family (1-4 Units):Site-Built 585 $83,115,000 $142,077

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 107 $9,775,000 $91,355 $842 3.68%
    40-60% 101 $27,405,000 $271,337 $1,810 3.90%
    60-80% 191 $46,005,000 $240,864 $2,224 4.07%
    80-100% 91 $26,335,000 $289,396 $2,271 3.97%
    Over 100% 1 $175,000 $175,000 $0 5.75%
    Under 20% 127 $6,755,000 $53,189 $46 4.10%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    TRUSTMARK CORPORATION Conventional home mortgage Trouble during payment process 5 45.5%
    TRUSTMARK CORPORATION FHA mortgage Struggling to pay mortgage 1 9.1%
    TRUSTMARK CORPORATION FHA mortgage Trouble during payment process 1 9.1%
    TRUSTMARK CORPORATION Home equity loan or line of credit (HELOC) Trouble during payment process 1 9.1%
    TRUSTMARK CORPORATION Other type of mortgage Closing on a mortgage 1 9.1%
    TRUSTMARK CORPORATION Other type of mortgage Trouble during payment process 2 18.2%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Tri City National Bank 10859 West Bluemound Road Wauwatosa, WI 53226 Full Service B&M $19,604
    Tri City National Bank 10909 West Greenfield Avenue West Allis, WI 53214 Full Service B&M $54,287
    Tri City National Bank 1202 North Green Bay Road Racine, WI 53406 Full Service Retail $2,466
    Tri City National Bank 12735 West Capitol Drive Brookfield, WI 53005 Full Service Retail $9,296
    Tri City National Bank 12745 West Capitol Drive Brookfield, WI 53005 Full Service B&M $27,023
    Tri City National Bank 150 West Holt Avenue Milwaukee, WI 53207 Full Service Retail $14,460
    Tri City National Bank 15170 W Greenfield Ave Brookfield, WI 53005 Full Service Retail $5,281
    Tri City National Bank 17100 West Bluemound Road Brookfield, WI 53005 Full Service B&M $58,040
    Tri City National Bank 201 East Sunset Waukesha, WI 53189 Full Service B&M $3,301
    Tri City National Bank 2115 10th Avenue South Milwaukee, WI 53172 Full Service B&M $24,285
    Tri City National Bank 220 East Sunset Drive Waukesha, WI 53186 Full Service Retail $8,751
    Tri City National Bank 2201 Miller Park Way West Milwaukee, WI 53219 Full Service B&M $9,796
    Tri City National Bank 2555 West Ryan Road Franklin, WI 53154 Full Service B&M $54,118
    Tri City National Bank 2625 South 108th Street West Allis, WI 53227 Full Service Retail $16,481
    Tri City National Bank 2704 Lathrop Avenue Racine, WI 53405 Full Service B&M $157,740
    Tri City National Bank 3164 South 76th Street Milwaukee, WI 53219 Full Service B&M $61,382
    Tri City National Bank 3378 South 27th Street Milwaukee, WI 53215 Full Service B&M $16,597
    Tri City National Bank 3701 South 27th Street Milwaukee, WI 53221 Full Service Retail $10,702
    Tri City National Bank 3900 Erie Street Racine, WI 53402 Full Service Retail $9,268
    Tri City National Bank 4101 Durand Avenue Racine, WI 53405 Limited, Drive-thru $0
    Tri City National Bank 4200-D South 76th Street Greenfield, WI 53220 Full Service Retail $13,025
    Tri City National Bank 4295 West Bradley Road Brown Deer, WI 53223 Full Service B&M $61,429
    Tri City National Bank 4708 Northwestern Avenue Racine, WI 53406 Full Service B&M $37,760
    Tri City National Bank 4968 South Whitnall Avenue Saint Francis, WI 53235 Full Service Retail $17,736
    Tri City National Bank 5455 S. 108th St Hales Corners, WI 53130 Limited, Drive-thru $0
    Tri City National Bank 5555 South 108th Street Hales Corners, WI 53130 Full Service B&M $166,106
    Tri City National Bank 5901 Washington Road Kenosha, WI 53140 Full Service B&M $22,526
    Tri City National Bank 6312 South 27th Street Oak Creek, WI 53154 Full Service Retail $21,991
    Tri City National Bank 6400 South 27th Street Oak Creek, WI 53154 Full Service B&M $176,733
    Tri City National Bank 6760 West National Avenue West Allis, WI 53214 Full Service Retail $16,615
    Tri City National Bank 6767 West Greenfield Avenue West Allis, WI 53214 Full Service B&M $41,796
    Tri City National Bank 8710 Durand Avenue Sturtevant, WI 53177 Full Service B&M $25,304
    Tri City National Bank 8770 South Howell Avenue Oak Creek, WI 53154 Full Service Retail $27,071
    Tri City National Bank 9200 North Greenbay Brown Deer, WI 53209 Full Service Retail $9,248
    Tri City National Bank N96 W18211 County Line Menomonee Falls, WI 53051 Full Service B&M $47,218

    For 2019, Tri City National Bank had 35 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $54,486
    Net interest income $52,189
    Total noninterest income $17,399
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $5,247
    Trading account gains and fees $0
    Additional Noninterest Income $12,152
    Pre-tax net operating income $22,427
    Securities gains (or losses, -) $0
    Income before extraordinary items $18,702
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $18,702
    Minority interest net income $0
    Net income $18,702
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $18,702

    Tri City National Bank's gross interest income from loans was $54,486,000.
    Tri City National Bank's net interest income from loans was $52,189,000.
    Tri City National Bank's fee based income from loans was $5,247,000.
    Tri City National Bank's net income from loans was $18,702,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,297
    Provision for credit losses $0
    Total noninterest expense $47,161
    Salaries and employee benefits $25,618
    Premises and equipment expense $6,770
    Additional noninterest expense $14,773
    Applicable income taxes $3,725
    Net charge-offs $-79
    Cash dividends $4,742

    Tri City National Bank's interest expense for loans was $2,297,000.
    Tri City National Bank's payroll and benefits expense were $25,618,000.
    Tri City National Bank's property, plant and equipment expenses $6,770,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 3.0%
    Credit card loans 0.0%
    Other individual loans 3.0%
    Auto loans 0.0%
    Other consumer loans 4.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,273,240
    Deposits held in domestic offices $1,273,240
    Deposits by Individuals, partnerships, and corporations $1,160,839
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $112,401
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $150,894
    Demand deposits $54,401
    Nontransaction accounts $1,122,346
    Money market deposit accounts (MMDAs) $824,828
    Other savings deposits (excluding MMDAs) $237,896
    Total time deposits $59,622
    Total time and savings deposits $1,218,839
    Noninterest-bearing deposits $296,302
    Interest-bearing deposits $976,938
    Retail deposits $1,266,515
    IRAs and Keogh plan accounts $23,789
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,467,068
    Cash & Balances due from depository institutions $84,919
    Interest-bearing balances $49,167
    Total securities $383,026
    Federal funds sold & reverse repurchase $11,601
    Net loans and leases $891,263
    Loan and leases loss allowance $11,073
    Trading account assets $0
    Bank premises and fixed assets $16,368
    Other real estate owned $0
    Goodwill and other intangibles $1,491
    All other assets $78,400

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,467,068
    Total Liabilities $1,294,695
    Total deposits $1,273,240
    Interest-bearing deposits $976,938
    Deposits held in domestic offices $1,273,240
    % insured (estimated) $76
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $21,455

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $891,263
    Loan and leases loss allowance $11,073
    Total loans and leases (domestic) $902,336
    All real estate loans $862,310
    Real estate loans in domestic offices $862,310
    Construction and development loans $59,220
    Residential 1-4 family construction $23,836
    Other construction, all land development and other land $35,384
    Loans secured by nonfarm nonresidential properties $505,207
    Nonfarm nonresidential secured by owner-occupied properties $148,060
    Commercial real estate & other non-farm, non-residential $357,147
    Multifamily residential real estate $112,250
    1-4 family residential loans $184,556
    Farmland loans $1,077
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $35,218
    To non-U.S. addressees $0
    Loans to individuals $4,538
    Credit card loans $0
    Related Plans $220
    Consumer Auto Loans $909
    Other loans to individuals $3,409
    All other loans & leases $270
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $85,164
    Restructured Loans & leases $13,004
    Non 1-4 family restructured loans & leases $3,144
    Total loans and leases (foreign) $0

    Tri City National Bank had $891,263,000 of loans outstanding in 2019. $862,310,000 of loans were in real estate loans. $59,220,000 of loans were in development loans. $112,250,000 of loans were in multifamily mortgage loans. $184,556,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $909,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 751 $143,092 $190,535
    Nonfarm, nonresidential loans - <$100k 155 $8,693 $56,084
    Nonfarm, nonresidential loans - $100-250k 275 $30,243 $109,975
    Nonfarm, nonresidential loans - $250k-1MM 321 $104,156 $324,474
    Commercial & Industrial, US addressed loans - <$1MM 213 $12,017 $56,418
    Commercial & Industrial, US addressed loans - <$100k 156 $3,312 $21,231
    Commercial & Industrial, US addressed loans - $100-250k 28 $1,551 $55,393
    Commercial & Industrial, US addressed loans - $250k-1MM 29 $7,154 $246,690
    Farmland loans - <$1MM 3 $823 $274,333
    Farmland loans - $100-250k 1 $221 $221,000
    Farmland loans - $250k-1MM 2 $602 $301,000