Peoples Security Bank And Trust Company Mortgage Rates, Fees & Info

Hallstead, PA

LEI: 549300PJX0ZHPQ614C72

Tax ID: 24-0603570

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Peoples Security Bank And Trust Company is a smaller bank specializing in Home Purchase and Refi loans. Peoples Security Bank And Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Scranton, Allentown, Philadelphia, Reading, and East Stroudsburg among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Peoples Security Bank And Trust Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Peoples Security Bank And Trust Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/21/24
    30 Year Conventional Purchase 6.47% 4/21/24
    30 Year Conventional Refi 6.37% 4/21/24
    30 Year Cash-out Refi 6.56% 4/21/24
    15 Year Conventional Purchase 6.03% 4/21/24
    15 Year Conventional Refi 5.93% 4/21/24
    15 Year Cash-out Refi 5.93% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Peoples Security Bank And Trust Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Peoples Security Bank And Trust Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    708

    Origination Dollar Volume (All Markets)

    $131,050,000

    Employee count

    390

    Awards

    Peoples Security Bank and Trust Company 30 Year Conventional Loans bronze
    Show all (1) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 355 $50,665,000 $142,718 $2,665 3.61%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 137 $30,285,000 $221,058 $3,870 4.03%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 35 $19,595,000 $559,857 $3,309 4.06%
    Outside of Metro Areas 115 $13,115,000 $114,043 $2,706 3.73%
    READING, PA (FHA|USDA|VA) 6 $7,350,000 $1,225,000 $5,115 4.93%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 24 $2,260,000 $94,167 $1,749 3.47%
    BINGHAMTON, NY (FHA|USDA|VA) 20 $2,250,000 $112,500 $2,615 3.61%
    Cortland, NY (FHA|USDA|VA) 1 $1,465,000 $1,465,000 $0 4.63%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 4 $1,180,000 $295,000 $2,523 2.72%
    Pottsville, PA (FHA|USDA|VA) 3 $1,145,000 $381,667 $0 5.23%
    OCEAN CITY, NJ (FHA|USDA|VA) 1 $845,000 $845,000 $5,900 4.50%
    Sayre, PA (FHA|USDA|VA) 4 $480,000 $120,000 $2,856 4.49%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,518 5.13%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.50%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $115,000 $115,000 $4,406 4.63%
    Peoples Security Bank And Trust Company's top markets include Scranton, Allentown, Philadelphia, Reading, and East Stroudsburg among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Peoples Security Bank and Trust Company based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    The Neffs National Bank
    Similarity Rank: 30
    Penn Community Bank
    Similarity Rank: 36
    The Honesdale National Bank
    Similarity Rank: 153
    The Luzerne Bank
    Similarity Rank: 216
    MILLENIUM HOME MORTGAGE, LLC
    Similarity Rank: 308
    First Columbia Bank & Trust Co.
    Similarity Rank: 324
    Lafayette Ambassador Bank
    Similarity Rank: 370
    ESSA Bank & Trust
    Similarity Rank: 380
    PENNSYLVANIA STATE EMPLOYEES Credit Union
    Similarity Rank: 380
    AFFINITY
    Similarity Rank: 480

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 476 $106,500,000 $223,739 $2,819 4.70%
    HELOC 232 $24,550,000 $105,819 n/a 1.81%

    For 2018, Peoples Security Bank And Trust Company's most frequently originated type of loan was Conventional, with 476 originations. Their 2nd most popular type was HELOC, with 232 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 297 $75,975,000 $255,808 $3,702 4.66%
    Refi 134 $29,520,000 $220,299 $2,305 3.47%
    Home Improvement 126 $10,560,000 $83,810 $949 2.66%
    Other 87 $6,365,000 $73,161 $507 2.17%
    Cash Out Refi 64 $8,630,000 $134,844 $2,210 4.44%

    For 2018, Peoples Security Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 297 originations. The 2nd most popular reason was Refi, with 134 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 346 $46,910,000 $135,578 $4,028 2.76%
    15 Year 80 $13,030,000 $162,875 $1,145 4.84%
    Other 80 $14,070,000 $175,875 $1,683 4.37%
    10 Year 52 $10,040,000 $193,077 $648 4.74%
    20 Year 47 $7,395,000 $157,340 $3,947 4.93%
    5 Year 44 $23,750,000 $539,773 $410 4.62%
    30+ year 38 $12,420,000 $326,842 $4,471 4.65%
    1 Year 18 $3,240,000 $180,000 $0 5.15%
    3 Year 3 $195,000 $65,000 $963 3.88%

    For 2018, Peoples Security Bank And Trust Company's most frequently cited loan duration was 30 Year, with 346 originations. The 2nd most popular length was 15 Year, with 80 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 242 $35,030,000 $144,752
    $1k-2k 64 $12,620,000 $197,188
    $2k-3k 11 $2,355,000 $214,091
    $3k-4k 5 $1,775,000 $355,000
    $4k-5k 2 $570,000 $285,000
    $5k+ 2 $1,310,000 $655,000

    Peoples Security Bank And Trust Company's average total fees were $4,028, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 242 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 330 $82,920,000 $251,273
    <2.5% 179 $16,925,000 $94,553
    5-6% 129 $20,195,000 $156,550
    3-4% 62 $9,620,000 $155,161
    6-7% 8 $1,390,000 $173,750

    During 2018, Peoples Security Bank And Trust Company's average interest rate for loans was 2.76%, while their most frequently originated rate bucket for loans was 4-5%, with 330 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 337 $16,775,000 $49,777 $1,398 3.39%
    $100k-200k 192 $27,340,000 $142,396 $2,874 3.90%
    $200k-400k 124 $34,790,000 $280,565 $4,625 4.22%
    $400k-600k 26 $12,040,000 $463,077 $6,019 4.12%
    $600k-1MM 15 $11,225,000 $748,333 $6,339 4.58%
    $1MM+ 14 $28,880,000 $2,062,857 $9,204 4.74%

    2018 saw Peoples Security Bank And Trust Company place emphasis on $100,000 or less loans with 337 originations, totaling $16,775,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 142 $12,590,000 $88,662 $2,081 3.49%
    $50k or less 112 $7,540,000 $67,321 $1,942 3.41%
    $100k-150k 110 $18,350,000 $166,818 $3,161 3.54%
    $150k-250k 83 $15,615,000 $188,133 $3,424 3.46%
    $75k-100k 77 $8,915,000 $115,779 $3,044 3.78%
    $250k+ 53 $19,105,000 $360,472 $5,671 3.39%

    Peoples Security Bank And Trust Company lent most frequently to those with incomes in the $50k-75k range, with 142 originations. The second most popular income band? $50k or less, with 112 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 151 $20,925,000 $138,576 $2,897 3.32%
    30-36% 123 $14,115,000 $114,756 $2,585 3.43%
    <20% 62 $8,100,000 $130,645 $2,575 2.75%
    42% 32 $4,230,000 $132,188 $2,970 3.79%
    41% 31 $4,565,000 $147,258 $2,839 4.02%
    40% 27 $6,435,000 $238,333 $3,536 4.05%
    39% 24 $2,710,000 $112,917 $1,906 3.41%
    36% 23 $3,805,000 $165,435 $2,465 4.07%
    38% 20 $2,570,000 $128,500 $2,774 3.64%
    37% 18 $2,170,000 $120,556 $3,641 3.35%
    45% 6 $530,000 $88,333 $3,450 2.23%
    48% 5 $925,000 $185,000 $4,978 2.50%
    50-60% 4 $1,930,000 $482,500 $6,186 3.35%
    43% 4 $390,000 $97,500 $1,195 3.06%
    >60% 3 $415,000 $138,333 $5,329 3.38%
    44% 3 $385,000 $128,333 $0 0.75%
    47% 3 $135,000 $45,000 $0 0.75%
    46% 1 $55,000 $55,000 $0 0.75%

    Peoples Security Bank And Trust Company lent most frequently to those with DTI ratios of 20-30%, with 151 originations. The next most common DTI ratio? 30-36%, with 123 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 570 $80,840,000 $141,825 $2,775 3.54%
    Not applicable 105 $44,975,000 $428,333 $0 5.02%
    Asian 16 $2,470,000 $154,375 $3,001 3.71%
    Not provided 10 $1,420,000 $142,000 $3,547 3.00%
    Asian Indian 1 $685,000 $685,000 $6,293 4.15%
    Black 5 $635,000 $127,000 $4,958 3.22%
    American Indian 1 $25,000 $25,000 $0 0.75%

    Approval Rates

    Total approvals of all applications
    87.14%

    Peoples Security Bank And Trust Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    82.20%

    Peoples Security Bank And Trust Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 708 $131,050,000 $185,099

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 25 $30,745,000 $1,229,800
    Single Family (1-4 Units):Manufactured 21 $1,495,000 $71,190
    Single Family (1-4 Units):Site-Built 662 $98,810,000 $149,260

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 105 $7,385,000 $70,333 $829 2.69%
    40-60% 87 $17,245,000 $198,218 $2,163 3.77%
    60-80% 248 $62,920,000 $253,710 $3,587 4.21%
    80-100% 116 $26,210,000 $225,948 $3,814 4.38%
    Over 100% 22 $7,050,000 $320,455 $0 5.09%
    Under 20% 121 $8,155,000 $67,397 $451 2.78%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Closing on a mortgage 2 40.0%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Trouble during payment process 2 40.0%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Other type of mortgage Closing on a mortgage 1 20.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Peoples Security Bank and Trust Company 99 Grow Avenue Montrose, PA 18801 Full Service B&M $157,029
    Peoples Security Bank and Trust Company 1026 Conklin Road Conklin, NY 13748 Full Service B&M $33,760
    Peoples Security Bank and Trust Company 1100 Northern Boulevard Clarks Summit, PA 18411 Full Service B&M $79,663
    Peoples Security Bank and Trust Company 126 Main Street Hop Bottom, PA 18824 Full Service B&M $51,946
    Peoples Security Bank and Trust Company 139-145 North Main Street Moscow, PA 18444 Full Service B&M $67,959
    Peoples Security Bank and Trust Company 150 North Washington Avenue Scranton, PA 18503 Full Service B&M $182,000
    Peoples Security Bank and Trust Company 1901 Sanderson Avenue Scranton, PA 18509 Full Service B&M $71,813
    Peoples Security Bank and Trust Company 215 Erie Boulevard Susquehanna, PA 18847 Full Service B&M $70,283
    Peoples Security Bank and Trust Company 2151 Emrick Blvd. Bethlehem, PA 18020 Full Service B&M $35,667
    Peoples Security Bank and Trust Company 216 South Main Street Old Forge, PA 18518 Full Service B&M $84,036
    Peoples Security Bank and Trust Company 2355 City Line Road Bethlehem, PA 18017 Full Service B&M $68,798
    Peoples Security Bank and Trust Company 25109 State Route 11 Hallstead, PA 18822 Full Service B&M $152,631
    Peoples Security Bank and Trust Company 275 Main St Binghamton, NY 13905 Full Service B&M $25,709
    Peoples Security Bank and Trust Company 304 Main Street Duryea, PA 18642 Full Service B&M $26,501
    Peoples Security Bank and Trust Company 3920 Tilghman Street Allentown, PA 18104 Full Service B&M $11,494
    Peoples Security Bank and Trust Company 406 Pocono Boulevard Mount Pocono, PA 18344 Full Service B&M $60,941
    Peoples Security Bank and Trust Company 42-48 State Street Nicholson, PA 18446 Full Service B&M $43,927
    Peoples Security Bank and Trust Company 420 Davis Street Scranton, PA 18505 Full Service B&M $37,126
    Peoples Security Bank and Trust Company 435 Wyoming Avenue Kingston, PA 18704 Full Service B&M $19,312
    Peoples Security Bank and Trust Company 494 Gravel Pond Road Clarks Summit, PA 18411 Full Service B&M $65,969
    Peoples Security Bank and Trust Company 526 Cedar Avenue Scranton, PA 18505 Full Service B&M $50,146
    Peoples Security Bank and Trust Company 534 Main Street Gouldsboro, PA 18424 Full Service B&M $19,864
    Peoples Security Bank and Trust Company 540 Main Street Peckville, PA 18452 Full Service B&M $59,221
    Peoples Security Bank and Trust Company 610 Freedom Business Center Drive King Of Prussia, PA 19406 Full Service B&M $42,957
    Peoples Security Bank and Trust Company 83 East Tioga Street Tunkhannock, PA 18657 Full Service B&M $99,001
    Peoples Security Bank and Trust Company 968 Prescott Avenue Scranton, PA 18510 Full Service B&M $45,644
    Peoples Security Bank and Trust Company U.S. Route 6 Meshoppen, PA 18630 Full Service B&M $59,181

    For 2018, Peoples Security Bank And Trust Company had 27 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $85,179
    Net interest income $71,865
    Total noninterest income $13,017
    Gross Fiduciary activities income $2,036
    Service charges on deposit accounts $2,745
    Trading account gains and fees $29
    Additional Noninterest Income $8,207
    Pre-tax net operating income $28,440
    Securities gains (or losses, -) $0
    Income before extraordinary items $25,022
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $25,022
    Minority interest net income $0
    Net income $25,022
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $25,022

    Peoples Security Bank And Trust Company's gross interest income from loans was $85,179,000.
    Peoples Security Bank And Trust Company's net interest income from loans was $71,865,000.
    Peoples Security Bank And Trust Company's fee based income from loans was $2,745,000.
    Peoples Security Bank And Trust Company's net income from loans was $25,022,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $13,314
    Provision for credit losses $4,200
    Total noninterest expense $52,242
    Salaries and employee benefits $28,235
    Premises and equipment expense $9,446
    Additional noninterest expense $14,561
    Applicable income taxes $3,418
    Net charge-offs $1,781
    Cash dividends $9,691

    Peoples Security Bank And Trust Company's interest expense for loans was $13,314,000.
    Peoples Security Bank And Trust Company's payroll and benefits expense were $28,235,000.
    Peoples Security Bank And Trust Company's property, plant and equipment expenses $9,446,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,878,758
    Deposits held in domestic offices $1,878,758
    Deposits by Individuals, partnerships, and corporations $1,550,477
    Deposits by U.S. Government $5
    Deposits by States and political subdivisions in the U.S. $326,827
    Deposits by Commercial banks and other depository institutions in U.S. $1,449
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $134,355
    Demand deposits $92,613
    Nontransaction accounts $1,744,403
    Money market deposit accounts (MMDAs) $326,055
    Other savings deposits (excluding MMDAs) $1,082,106
    Total time deposits $336,242
    Total time and savings deposits $1,786,145
    Noninterest-bearing deposits $413,996
    Interest-bearing deposits $1,464,762
    Retail deposits $1,744,722
    IRAs and Keogh plan accounts $50,131
    Brokered deposits $50,000
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,285,610
    Cash & Balances due from depository institutions $32,616
    Interest-bearing balances $2,690
    Total securities $278,043
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,802,636
    Loan and leases loss allowance $21,379
    Trading account assets $0
    Bank premises and fixed assets $38,888
    Other real estate owned $376
    Goodwill and other intangibles $66,385
    All other assets $66,666

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,285,610
    Total Liabilities $2,012,993
    Total deposits $1,878,758
    Interest-bearing deposits $1,464,762
    Deposits held in domestic offices $1,878,758
    % insured (estimated) $83
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $124,406
    Subordinated debt $0
    All other liabilities $9,829

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,802,636
    Loan and leases loss allowance $21,379
    Total loans and leases (domestic) $1,824,015
    All real estate loans $1,314,379
    Real estate loans in domestic offices $1,314,379
    Construction and development loans $138,586
    Residential 1-4 family construction $23,842
    Other construction, all land development and other land $114,744
    Loans secured by nonfarm nonresidential properties $666,102
    Nonfarm nonresidential secured by owner-occupied properties $279,851
    Commercial real estate & other non-farm, non-residential $386,251
    Multifamily residential real estate $105,366
    1-4 family residential loans $398,661
    Farmland loans $5,664
    Loans held in foreign offices $0
    Farm loans $181
    Commercial and industrial loans $309,263
    To non-U.S. addressees $0
    Loans to individuals $121,282
    Credit card loans $0
    Related Plans $1,361
    Consumer Auto Loans $112,178
    Other loans to individuals $7,743
    All other loans & leases $78,910
    Loans to foreign governments and official institutions $0
    Other loans $347
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $262
    Restructured Loans & leases $2,308
    Non 1-4 family restructured loans & leases $1,778
    Total loans and leases (foreign) $0

    Peoples Security Bank and Trust Company had $1,802,636,000 of loans outstanding in 2018. $1,314,379,000 of loans were in real estate loans. $138,586,000 of loans were in development loans. $105,366,000 of loans were in multifamily mortgage loans. $398,661,000 of loans were in 1-4 family mortgage loans. $181,000 of loans were in farm loans. $0 of loans were in credit card loans. $112,178,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 862 $166,269 $192,887
    Nonfarm, nonresidential loans - <$100k 249 $8,082 $32,458
    Nonfarm, nonresidential loans - $100-250k 273 $28,541 $104,546
    Nonfarm, nonresidential loans - $250k-1MM 340 $129,646 $381,312
    Commercial & Industrial, US addressed loans - <$1MM 1,252 $97,653 $77,998
    Commercial & Industrial, US addressed loans - <$100k 776 $16,266 $20,961
    Commercial & Industrial, US addressed loans - $100-250k 249 $23,423 $94,068
    Commercial & Industrial, US addressed loans - $250k-1MM 227 $57,964 $255,348
    Farmland loans - <$1MM 18 $2,672 $148,444
    Farmland loans - <$100k 5 $207 $41,400
    Farmland loans - $100-250k 7 $502 $71,714
    Farmland loans - $250k-1MM 6 $1,963 $327,167
    Agriculture operations loans - <$1MM 6 $180 $30,000
    Agriculture operations loans - <$100k 5 $91 $18,200
    Agriculture operations loans - $100-250k 1 $89 $89,000