Peoples Security Bank And Trust Company Mortgage Rates, Fees & Info

Hallstead, PA

LEI: 549300PJX0ZHPQ614C72

Tax ID: 24-0603570

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Peoples Security Bank And Trust Company is a smaller bank specializing in Refi and Home Purchase loans. Peoples Security Bank And Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Scranton, Philadelphia, New York, Allentown, and Pittsburgh among others. We have data for 24 markets. (Some data included below & more in-depth data is available with an active subscription.)

Peoples Security Bank And Trust Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Peoples Security Bank And Trust Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
Home Equity Line of Credit (HELOC)	6.27%	4/21/24
30 Year Conventional Purchase	6.47%	4/21/24
30 Year Conventional Refi	6.37%	4/21/24
30 Year Cash-out Refi	6.56%	4/21/24
15 Year Conventional Purchase	6.03%	4/21/24
15 Year Conventional Refi	5.93%	4/21/24
15 Year Cash-out Refi	5.93%	4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Peoples Security Bank And Trust Company Mortgage Calculator

Purchase Price:

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Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Peoples Security Bank And Trust Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

916

Origination Dollar Volume (All Markets)

$339,690,000

Employee count

383

Awards

Peoples Security Bank and Trust Company 30 Year Conventional Loans silver

Peoples Security Bank and Trust Company 30 Year Conventional Loans bronze

Show all (2) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	424	$92,460,000	$218,066	$2,987	2.58%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	43	$70,135,000	$1,631,047	$5,728	3.28%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	20	$52,440,000	$2,622,000	$4,380	3.16%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	157	$46,725,000	$297,611	$4,504	2.48%
Outside of Metro Areas	146	$23,110,000	$158,288	$2,355	2.54%
PITTSBURGH, PA (FHA\|USDA\|VA)	11	$17,645,000	$1,604,091	$500	3.19%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	28	$8,600,000	$307,143	$2,856	2.26%
LEBANON, PA (FHA\|USDA\|VA)	19	$5,615,000	$295,526	$3,708	2.38%
OCEAN CITY, NJ (FHA\|USDA\|VA)	4	$4,540,000	$1,135,000	$4,794	2.79%
BINGHAMTON, NY (FHA\|USDA\|VA)	31	$4,495,000	$145,000	$2,276	2.31%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	2	$4,340,000	$2,170,000	$24,710	3.65%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	1	$1,365,000	$1,365,000	$0	3.65%
Sayre, PA (FHA\|USDA\|VA)	8	$1,240,000	$155,000	$3,186	2.48%
READING, PA (FHA\|USDA\|VA)	7	$1,135,000	$162,143	$3,788	2.30%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	1	$1,105,000	$1,105,000	$4,603	2.79%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	1	$955,000	$955,000	$9,293	2.79%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	1	$855,000	$855,000	$3,207	2.59%
YORK-HANOVER, PA (FHA\|USDA\|VA)	3	$745,000	$248,333	$3,169	2.19%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	1	$675,000	$675,000	$0	3.75%
BLOOMSBURG-BERWICK, PA (FHA\|USDA\|VA)	3	$535,000	$178,333	$2,117	3.04%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	2	$450,000	$225,000	$5,769	2.19%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	1	$365,000	$365,000	$0	1.00%
ERIE, PA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	3.99%
Ogdensburg-Massena, NY (FHA\|USDA\|VA)	1	$65,000	$65,000	$3,453	2.88%

Peoples Security Bank And Trust Company's top markets include Scranton, Philadelphia, New York, Allentown, and Pittsburgh among others.

Their top states include:

Pennsylvania (FHA|USDA|VA)

New Jersey (FHA|USDA|VA)

Florida (FHA|USDA|VA)

New York (FHA|USDA|VA)

Ohio (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against Peoples Security Bank and Trust Company based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	648	$309,430,000	$477,515	$3,156	3.19%
HELOC	268	$30,260,000	$112,910	n/a	1.13%

For 2021, Peoples Security Bank And Trust Company's most frequently originated type of loan was Conventional, with 648 originations. Their 2nd most popular type was HELOC, with 268 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Refi	383	$101,225,000	$264,295	$2,147	2.68%
Home Purchase	291	$209,565,000	$720,155	$4,324	3.17%
Home Improvement	135	$10,575,000	$78,333	$683	1.53%
Other	58	$8,080,000	$139,310	$2,585	1.42%
Cash Out Refi	49	$10,245,000	$209,082	$5,924	2.75%

For 2021, Peoples Security Bank And Trust Company's most frequently cited loan purpose was Refi, with 383 originations. The 2nd most popular reason was Home Purchase, with 291 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	431	$74,315,000	$172,425	$4,836	1.84%
15 Year	170	$31,820,000	$187,176	$2,136	3.01%
20 Year	121	$25,395,000	$209,876	$2,013	3.46%
10 Year	62	$40,990,000	$661,129	$752	3.27%
Other	58	$74,360,000	$1,282,069	$1,807	3.40%
5 Year	36	$78,230,000	$2,173,056	$484	3.69%
30+ year	33	$12,695,000	$384,697	$5,097	2.93%
1 Year	5	$1,885,000	$377,000	$0	4.22%

For 2021, Peoples Security Bank And Trust Company's most frequently cited loan duration was 30 Year, with 431 originations. The 2nd most popular length was 15 Year, with 170 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	311	$63,565,000	$204,389
$1k-2k	87	$15,345,000	$176,379
$2k-3k	32	$7,270,000	$227,188
$3k-4k	22	$5,630,000	$255,909
$4k-5k	9	$2,265,000	$251,667
$5k+	7	$6,765,000	$966,429

Peoples Security Bank And Trust Company's average total fees were $4,836, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 311 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
<2.5%	332	$42,980,000	$129,458
2.5-3%	270	$68,100,000	$252,222
3-4%	264	$220,900,000	$836,742
4-5%	46	$7,290,000	$158,478
5-6%	3	$375,000	$125,000
7-8%	1	$45,000	$45,000

During 2021, Peoples Security Bank And Trust Company's average interest rate for loans was 1.84%, while their most frequently originated rate bucket for loans was <2.5%, with 332 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100,000 or less	305	$17,685,000	$57,984	$1,337	2.14%
$100k-200k	291	$40,635,000	$139,639	$2,819	2.62%
$200k-400k	195	$53,535,000	$274,538	$4,332	2.84%
$1MM+	53	$184,335,000	$3,478,019	$9,601	3.46%
$400k-600k	43	$20,625,000	$479,651	$5,037	2.89%
$600k-1MM	29	$22,875,000	$788,793	$5,649	3.38%

2021 saw Peoples Security Bank And Trust Company place emphasis on $100,000 or less loans with 305 originations, totaling $17,685,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-150k	158	$27,020,000	$171,013	$3,338	2.25%
$50k-75k	133	$15,405,000	$115,827	$2,780	2.48%
$75k-100k	126	$17,300,000	$137,302	$3,043	2.49%
$150k-250k	121	$25,445,000	$210,289	$3,641	2.18%
$50k or less	115	$9,265,000	$80,565	$1,912	2.38%
$250k+	79	$39,355,000	$498,165	$4,974	2.28%

Peoples Security Bank And Trust Company lent most frequently to those with incomes in the $100k-150k range, with 158 originations. The second most popular income band? $50k-75k, with 133 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	208	$33,050,000	$158,894	$3,050	2.18%
30-36%	164	$31,230,000	$190,427	$3,335	2.33%
<20%	116	$24,780,000	$213,621	$3,294	2.14%
41%	37	$5,745,000	$155,270	$3,115	2.19%
37%	36	$6,610,000	$183,611	$2,832	2.51%
42%	33	$5,105,000	$154,697	$3,219	2.41%
39%	31	$4,015,000	$129,516	$3,030	1.98%
38%	31	$4,375,000	$141,129	$2,310	2.41%
36%	26	$7,240,000	$278,462	$4,314	2.30%
40%	24	$3,450,000	$143,750	$2,596	2.66%
43%	7	$875,000	$125,000	$3,411	2.98%
45%	6	$930,000	$155,000	$3,037	2.67%
44%	6	$1,530,000	$255,000	$4,589	2.69%
48%	5	$685,000	$137,000	$4,393	2.63%
46%	4	$750,000	$187,500	$3,091	2.66%
50-60%	4	$510,000	$127,500	$2,104	2.47%
47%	2	$330,000	$165,000	$821	4.00%
49%	2	$220,000	$110,000	$2,407	2.81%
>60%	1	$85,000	$85,000	$2,372	3.50%

Peoples Security Bank And Trust Company lent most frequently to those with DTI ratios of 20-30%, with 208 originations. The next most common DTI ratio? 30-36%, with 164 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
Not applicable	143	$194,735,000	$1,361,783	$0	3.87%
White	689	$118,295,000	$171,691	$3,049	2.33%
Not provided	57	$19,675,000	$345,175	$3,733	2.45%
Asian	22	$6,570,000	$298,636	$4,645	2.63%
Black	3	$325,000	$108,333	$3,492	3.00%
American Indian	2	$90,000	$45,000	$0	2.75%

Approval Rates

Total approvals of all applications
87.52%

Peoples Security Bank And Trust Company has an average approval rate.

Pick Rate

Approvals leading to origination
87.88%

Peoples Security Bank And Trust Company has an average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	916	$339,690,000	$370,841

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	916	$339,690,000	$370,841

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	152	$20,330,000	$133,750	$1,891	1.88%
40-60%	171	$56,995,000	$333,304	$2,357	2.56%
60-80%	346	$185,690,000	$536,676	$3,567	3.07%
80-100%	116	$56,430,000	$486,466	$4,615	2.96%
Over 100%	7	$9,395,000	$1,342,143	$2,724	3.57%
Under 20%	117	$9,505,000	$81,239	$564	1.65%

Complaints

Bank Name	Product	Issue	2021 CPFB Complaints	% of Total Issues
PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION	Conventional home mortgage	Closing on a mortgage	2	15.4%
PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION	Conventional home mortgage	Struggling to pay mortgage	2	15.4%
PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION	Conventional home mortgage	Trouble during payment process	4	30.8%
PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION	Home equity loan or line of credit (HELOC)	Trouble during payment process	2	15.4%
PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION	Other type of mortgage	Trouble during payment process	3	23.1%

Bank Details

Branches

Bank Name	Branch	Branch Type	Deposits (000's)
Peoples Security Bank and Trust Company	1026 Conklin Road Conklin, NY 13748	Full Service B&M	$32,294
Peoples Security Bank and Trust Company	1100 Northern Boulevard Clarks Summit, PA 18411	Full Service B&M	$110,063
Peoples Security Bank and Trust Company	126 Main Street Hop Bottom, PA 18824	Full Service B&M	$78,248
Peoples Security Bank and Trust Company	139-145 North Main Street Moscow, PA 18444	Full Service B&M	$107,579
Peoples Security Bank and Trust Company	150 North Washington Avenue Scranton, PA 18503	Full Service B&M	$192,598
Peoples Security Bank and Trust Company	1901 Sanderson Avenue Scranton, PA 18509	Full Service B&M	$96,219
Peoples Security Bank and Trust Company	215 Erie Boulevard Susquehanna, PA 18847	Full Service B&M	$73,873
Peoples Security Bank and Trust Company	2151 Emrick Blvd. Bethlehem, PA 18020	Full Service B&M	$86,833
Peoples Security Bank and Trust Company	216 South Main Street Old Forge, PA 18518	Full Service B&M	$141,569
Peoples Security Bank and Trust Company	2355 City Line Road Bethlehem, PA 18017	Full Service B&M	$106,246
Peoples Security Bank and Trust Company	25109 State Route 11 Hallstead, PA 18822	Full Service B&M	$405,423
Peoples Security Bank and Trust Company	275 Main St Binghamton, NY 13905	Full Service B&M	$63,377
Peoples Security Bank and Trust Company	325 South Main Street Doylestown, PA 18901	Full Service B&M	$4,916
Peoples Security Bank and Trust Company	3920 Tilghman Street Allentown, PA 18104	Full Service B&M	$78,110
Peoples Security Bank and Trust Company	406 Pocono Boulevard Mount Pocono, PA 18344	Full Service B&M	$81,626
Peoples Security Bank and Trust Company	42-48 State Street Nicholson, PA 18446	Full Service B&M	$59,675
Peoples Security Bank and Trust Company	420 Davis Street Scranton, PA 18505	Full Service B&M	$83,924
Peoples Security Bank and Trust Company	435 Wyoming Avenue Kingston, PA 18704	Full Service B&M	$35,797
Peoples Security Bank and Trust Company	494 Gravel Pond Road Clarks Summit, PA 18411	Full Service B&M	$77,413
Peoples Security Bank and Trust Company	540 Main Street Peckville, PA 18452	Full Service B&M	$75,576
Peoples Security Bank and Trust Company	610 Freedom Business Center Drive King Of Prussia, PA 19406	Full Service B&M	$137,863
Peoples Security Bank and Trust Company	83 East Tioga Street Tunkhannock, PA 18657	Full Service B&M	$131,870
Peoples Security Bank and Trust Company	830 Norman Drive Lebanon, PA 17042	Full Service B&M	$15,191
Peoples Security Bank and Trust Company	968 Prescott Avenue Scranton, PA 18510	Full Service B&M	$58,198
Peoples Security Bank and Trust Company	99 Grow Avenue Montrose, PA 18801	Full Service B&M	$195,807
Peoples Security Bank and Trust Company	U.S. Route 6 Meshoppen, PA 18630	Full Service B&M	$87,729

For 2021, Peoples Security Bank And Trust Company had 26 branches.

Yearly Performance Overview

Bank Income

Item	Value (in 000's)
Total interest income	$94,213
Net interest income	$86,750
Total noninterest income	$29,084
Gross Fiduciary activities income	$2,272
Service charges on deposit accounts	$1,928
Trading account gains and fees	$0
Additional Noninterest Income	$24,884
Pre-tax net operating income	$54,904
Securities gains (or losses, -)	$0
Income before extraordinary items	$45,098
Discontinued Operations (Extraordinary gains, net)	$0
Net income of bank and minority interests	$45,098
Minority interest net income	$0
Net income	$45,098
Sale, conversion, retirement of capital stock, net	$0
Net operating income	$45,098

Peoples Security Bank And Trust Company's gross interest income from loans was $94,213,000.
Peoples Security Bank And Trust Company's net interest income from loans was $86,750,000.
Peoples Security Bank And Trust Company's fee based income from loans was $1,928,000.
Peoples Security Bank And Trust Company's net income from loans was $45,098,000.

Bank Expenses

Item	Value (in 000's)
Total interest expense	$7,463
Provision for credit losses	$1,750
Total noninterest expense	$59,180
Salaries and employee benefits	$32,818
Premises and equipment expense	$10,415
Additional noninterest expense	$15,947
Applicable income taxes	$9,806
Net charge-offs	$711
Cash dividends	$10,792

Peoples Security Bank And Trust Company's interest expense for loans was $7,463,000.
Peoples Security Bank And Trust Company's payroll and benefits expense were $32,818,000.
Peoples Security Bank And Trust Company's property, plant and equipment expenses $10,415,000.

Loan Performance

Type of Loan	% of Loans Noncurrent (30+ days, end of period snapshot)
All loans	0.0%
Real Estate loans	0.0%
Construction & Land Development loans	0.0%
Nonfarm, nonresidential loans	0.0%
Multifamily residential loans	0.0%
1-4 family residential loans	0.0%
HELOC loans	0.0%
All other family	0.0%
Commercial & industrial loans	0.0%
Personal loans	0.0%
Credit card loans	0.0%
Other individual loans	0.0%
Auto loans	0.0%
Other consumer loans	0.0%
Unsecured commercial real estate loans	0.0%

Deposits

Type	Value (in 000's)
Total deposits	$2,967,441
Deposits held in domestic offices	$2,967,441
Deposits by Individuals, partnerships, and corporations	$2,444,461
Deposits by U.S. Government	$5
Deposits by States and political subdivisions in the U.S.	$519,853
Deposits by Commercial banks and other depository institutions in U.S.	$3,122
Deposits by Banks in foreign countries	$0
Deposits by Foreign governments and official institutions	$0
Transaction accounts	$234,027
Demand deposits	$197,869
Nontransaction accounts	$2,733,414
Money market deposit accounts (MMDAs)	$588,246
Other savings deposits (excluding MMDAs)	$1,850,654
Total time deposits	$294,514
Total time and savings deposits	$2,769,572
Noninterest-bearing deposits	$745,029
Interest-bearing deposits	$2,222,412
Retail deposits	$2,865,646
IRAs and Keogh plan accounts	$45,649
Brokered deposits	$12,500
Deposits held in foreign offices	$0

Assets

Asset	Value (in 000's)
Total Assets	$3,366,112
Cash & Balances due from depository institutions	$279,933
Interest-bearing balances	$248,574
Total securities	$588,535
Federal funds sold & reverse repurchase	$0
Net loans and leases	$2,301,198
Loan and leases loss allowance	$28,383
Trading account assets	$9,026
Bank premises and fixed assets	$51,502
Other real estate owned	$609
Goodwill and other intangibles	$64,720
All other assets	$70,589

Liabilities

Liabilities	Value (in 000's)
Total liabilities and capital	$3,366,112
Total Liabilities	$2,999,354
Total deposits	$2,967,441
Interest-bearing deposits	$2,222,412
Deposits held in domestic offices	$2,967,441
% insured (estimated)	$91
Federal funds purchased and repurchase agreements	$0
Trading liabilities	$8,811
Other borrowed funds	$2,711
Subordinated debt	$0
All other liabilities	$20,391

Issued Loan Types

Type	Value (in 000's)
Net loans and leases	$2,301,198
Loan and leases loss allowance	$28,383
Total loans and leases (domestic)	$2,329,581
All real estate loans	$1,708,374
Real estate loans in domestic offices	$1,708,374
Construction and development loans	$178,560
Residential 1-4 family construction	$31,711
Other construction, all land development and other land	$146,849
Loans secured by nonfarm nonresidential properties	$904,175
Nonfarm nonresidential secured by owner-occupied properties	$320,091
Commercial real estate & other non-farm, non-residential	$584,084
Multifamily residential real estate	$189,403
1-4 family residential loans	$420,769
Farmland loans	$15,467
Loans held in foreign offices	$0
Farm loans	$9
Commercial and industrial loans	$353,341
To non-U.S. addressees	$0
Loans to individuals	$73,353
Credit card loans	$0
Related Plans	$1,858
Consumer Auto Loans	$67,029
Other loans to individuals	$4,466
All other loans & leases	$194,504
Loans to foreign governments and official institutions	$0
Other loans	$62,848
Loans to depository institutions and acceptances of other banks	$0
Loans not secured by real estate	$0
Loans secured by real estate to non-U.S. addressees	$238
Restructured Loans & leases	$1,611
Non 1-4 family restructured loans & leases	$1,058
Total loans and leases (foreign)	$0

Peoples Security Bank and Trust Company had $2,301,198,000 of loans outstanding in 2021. $1,708,374,000 of loans were in real estate loans. $178,560,000 of loans were in development loans. $189,403,000 of loans were in multifamily mortgage loans. $420,769,000 of loans were in 1-4 family mortgage loans. $9,000 of loans were in farm loans. $0 of loans were in credit card loans. $67,029,000 of loans were in the auto loan category.

Small Business Loans

Categorization	# of Loans in Category	$ amount of loans (in 000's)	Average $/loan
Nonfarm, nonresidential loans - <$1MM	731	$156,097	$213,539
Nonfarm, nonresidential loans - <$100k	167	$4,741	$28,389
Nonfarm, nonresidential loans - $100-250k	235	$23,310	$99,191
Nonfarm, nonresidential loans - $250k-1MM	329	$128,046	$389,198
Commercial & Industrial, US addressed loans - <$1MM	1,407	$100,645	$71,532
Commercial & Industrial, US addressed loans - <$100k	900	$17,222	$19,136
Commercial & Industrial, US addressed loans - $100-250k	280	$26,140	$93,357
Commercial & Industrial, US addressed loans - $250k-1MM	227	$57,283	$252,348
Farmland loans - <$1MM	26	$3,410	$131,154
Farmland loans - <$100k	8	$196	$24,500
Farmland loans - $100-250k	10	$961	$96,100
Farmland loans - $250k-1MM	8	$2,253	$281,625
Agriculture operations loans - <$1MM	1	$9	$9,000
Agriculture operations loans - <$100k	1	$9	$9,000