Dacotah Bank Mortgage Rates, Fees & Info

Aberdeen, SD

LEI: 549300UQPFB0RR8JCA42

Tax ID: 46-0239917

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Dacotah Bank is a smaller bank specializing in Home Purchase and Refi loans. Dacotah Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dickinson, Rapid City, Watertown, Aberdeen, and Sioux Falls among others. We have data for 21 markets. (Some data included below & more in-depth data is available with an active subscription.)

Dacotah Bank has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Dacotah Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.58%	4/21/24
30 Year Conventional Refi	6.47%	4/21/24
30 Year Cash-out Refi	6.51%	4/21/24
30 Year FHA Purchase	7.42%	4/21/24
30 Year VA Purchase	6.14%	4/21/24
30 Year USDA Purchase	6.98%	4/21/24
15 Year Conventional Purchase	6.18%	4/21/24
15 Year Conventional Refi	6.30%	4/21/24
15 Year Cash-out Refi	6.30%	4/21/24
15 Year VA Purchase	6.28%	4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Dacotah Bank Mortgage Calculator

Purchase Price:

Loan Amount:

Deposit Amount:

% Deposit:

Interest Rate:

Loan Type:

Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Dacotah Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

528

Origination Dollar Volume (All Markets)

$107,660,000

Employee count

500

Awards

Dacotah Bank 30 Year Conventional Loans silver

Dacotah Bank 30 Year Conventional Loans gold

Show all (12) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Outside of Metro Areas	201	$24,725,000	$123,010	$2,532	4.92%
Dickinson, ND (FHA\|USDA\|VA)	24	$18,680,000	$778,333	$2,838	4.77%
RAPID CITY, SD (FHA\|USDA\|VA)	55	$14,065,000	$255,727	$2,630	4.67%
Watertown, SD (FHA\|USDA\|VA)	70	$11,510,000	$164,429	$2,105	4.73%
Aberdeen, SD (FHA\|USDA\|VA)	78	$11,030,000	$141,410	$2,778	4.67%
SIOUX FALLS, SD (FHA\|USDA\|VA)	43	$8,525,000	$198,256	$2,509	4.74%
FARGO, ND-MN (FHA\|USDA\|VA)	1	$5,785,000	$5,785,000	$0	4.05%
Brookings, SD (FHA\|USDA\|VA)	23	$5,535,000	$240,652	$2,414	5.08%
BISMARCK, ND (FHA\|USDA\|VA)	3	$2,125,000	$708,333	$2,020	4.71%
Minot, ND (FHA\|USDA\|VA)	13	$2,055,000	$158,077	$1,876	5.08%
Spearfish, SD (FHA\|USDA\|VA)	3	$635,000	$211,667	$2,992	4.63%
Yankton, SD (FHA\|USDA\|VA)	2	$540,000	$270,000	$4,013	5.24%
Vermillion, SD (FHA\|USDA\|VA)	1	$485,000	$485,000	$0	5.25%
Williston, ND (FHA\|USDA\|VA)	2	$430,000	$215,000	$0	6.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	1	$365,000	$365,000	$4,404	4.38%
Fergus Falls, MN (FHA\|USDA\|VA)	2	$310,000	$155,000	$3,086	4.88%
Jamestown, ND (FHA\|USDA\|VA)	2	$290,000	$145,000	$1,919	4.36%
SIOUX CITY, IA-NE-SD (FHA\|USDA\|VA)	1	$215,000	$215,000	$4,055	4.63%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	1	$175,000	$175,000	$909	4.75%
Gillette, WY (FHA\|USDA\|VA)	1	$125,000	$125,000	$3,105	4.63%
Huron, SD (FHA\|USDA\|VA)	1	$55,000	$55,000	$451	5.25%

Dacotah Bank's top markets include Dickinson, Rapid City, Watertown, Aberdeen, and Sioux Falls among others.

Their top states include:

South Dakota (FHA|USDA|VA)

North Dakota (FHA|USDA|VA)

Minnesota (FHA|USDA|VA)

Iowa (FHA|USDA|VA)

California (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against Dacotah Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

WESTERN COOPERATIVE CREDIT UNION
Similarity Rank: 12

First Bank & Trust
Similarity Rank: 144

First International Bank & Trust
Similarity Rank: 259

TOWN AND COUNTRY Credit Union
Similarity Rank: 266

Black Hills Community Bank
Similarity Rank: 308

SERVICE FIRST FEDERAL CREDIT UNION
Similarity Rank: 380

SIOUX FALLS
Similarity Rank: 385

CU MORTGAGE DIRECT, LLC
Similarity Rank: 468

IOWA BANKERS MORTGAGE CORPORATION
Similarity Rank: 530

First Dakota National Bank
Similarity Rank: 552

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	464	$98,480,000	$212,241	$2,317	4.89%
USDA	42	$4,910,000	$116,905	$3,421	4.35%
VA	22	$4,270,000	$194,091	$4,102	4.26%

For 2018, Dacotah Bank's most frequently originated type of loan was Conventional, with 464 originations. Their 2nd most popular type was USDA, with 42 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	283	$57,275,000	$202,385	$3,011	4.73%
Refi	142	$41,480,000	$292,113	$2,131	5.14%
Home Improvement	43	$2,155,000	$50,116	$714	4.14%
Cash Out Refi	34	$5,210,000	$153,235	$3,323	4.56%
Other	26	$1,540,000	$59,231	$1,320	5.49%

For 2018, Dacotah Bank's most frequently cited loan purpose was Home Purchase, with 283 originations. The 2nd most popular reason was Refi, with 142 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	239	$41,585,000	$173,996	$3,116	4.60%
Other	96	$38,840,000	$404,583	$1,554	5.11%
5 Year	53	$10,465,000	$197,453	$883	5.25%
15 Year	45	$4,935,000	$109,667	$2,134	4.83%
10 Year	42	$2,010,000	$47,857	$755	4.55%
20 Year	40	$6,780,000	$169,500	$2,557	4.98%
1 Year	7	$1,325,000	$189,286	$1,477	5.57%
30+ year	6	$1,720,000	$286,667	$3,765	4.60%

For 2018, Dacotah Bank's most frequently cited loan duration was 30 Year, with 239 originations. The 2nd most popular length was Other, with 96 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	226	$21,040,000	$93,097
$1k-2k	119	$18,775,000	$157,773
$2k-3k	50	$12,680,000	$253,600
$3k-4k	12	$3,870,000	$322,500
$4k-5k	7	$3,445,000	$492,143
$5k+	1	$985,000	$985,000

Dacotah Bank's average total fees were $3,116, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 226 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
4-5%	302	$65,350,000	$216,391
5-6%	155	$20,865,000	$134,613
3-4%	33	$19,585,000	$593,485
2.5-3%	23	$575,000	$25,000
6-7%	14	$1,270,000	$90,714
7-8%	1	$15,000	$15,000

During 2018, Dacotah Bank's average interest rate for loans was 4.60%, while their most frequently originated rate bucket for loans was 4-5%, with 302 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100,000 or less	208	$10,860,000	$52,212	$1,566	4.87%
$100k-200k	187	$27,365,000	$146,337	$2,767	4.86%
$200k-400k	102	$27,620,000	$270,784	$3,567	4.73%
$400k-600k	17	$7,855,000	$462,059	$4,891	4.39%
$1MM+	9	$29,385,000	$3,265,000	$0	4.57%
$600k-1MM	5	$4,575,000	$915,000	$8,336	5.02%

2018 saw Dacotah Bank place emphasis on $100,000 or less loans with 208 originations, totaling $10,860,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k or less	126	$10,450,000	$82,937	$2,270	4.59%
$50k-75k	116	$13,070,000	$112,672	$2,267	4.78%
$100k-150k	67	$11,765,000	$175,597	$2,741	5.01%
$75k-100k	65	$9,265,000	$142,538	$2,642	4.80%
$150k-250k	38	$9,470,000	$249,211	$3,492	4.79%
$250k+	17	$6,115,000	$359,706	$3,920	4.69%

Dacotah Bank lent most frequently to those with incomes in the $50k or less range, with 126 originations. The second most popular income band? $50k-75k, with 116 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	120	$15,490,000	$129,083	$2,083	4.80%
30-36%	102	$15,170,000	$148,725	$2,650	4.68%
<20%	42	$3,960,000	$94,286	$2,029	4.77%
41%	26	$2,670,000	$102,692	$2,635	4.77%
36%	25	$4,135,000	$165,400	$2,732	4.66%
40%	22	$3,070,000	$139,545	$2,395	4.79%
38%	21	$3,265,000	$155,476	$2,854	4.66%
42%	13	$1,735,000	$133,462	$1,997	4.36%
39%	13	$2,455,000	$188,846	$4,108	4.72%
43%	10	$1,240,000	$124,000	$2,829	4.85%
37%	9	$1,525,000	$169,444	$3,121	4.68%
46%	8	$1,600,000	$200,000	$3,153	4.53%
>60%	6	$1,030,000	$171,667	$525	5.63%
44%	6	$1,580,000	$263,333	$3,534	4.50%
45%	6	$1,520,000	$253,333	$3,784	4.60%
48%	4	$790,000	$197,500	$3,562	4.59%
49%	4	$990,000	$247,500	$3,269	4.72%
50-60%	4	$730,000	$182,500	$1,129	5.25%
47%	4	$730,000	$182,500	$3,617	4.38%

Dacotah Bank lent most frequently to those with DTI ratios of 20-30%, with 120 originations. The next most common DTI ratio? 30-36%, with 102 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	433	$65,685,000	$151,697	$2,497	4.78%
Not applicable	63	$37,555,000	$596,111	$0	5.15%
American Indian	17	$2,345,000	$137,941	$2,784	4.74%
Not provided	13	$1,805,000	$138,846	$2,882	4.59%
Asian	1	$155,000	$155,000	$5,255	4.38%
Native Hawaiian or Islander	1	$115,000	$115,000	$767	5.00%

Approval Rates

Total approvals of all applications
89.84%

Dacotah Bank has an average approval rate.

Pick Rate

Approvals leading to origination
91.10%

Dacotah Bank has an average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
0.0	1	$15,000	$15,000
237.0	1	$15,000	$15,000
NA	526	$107,630,000	$204,620

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Multifamily:Manufactured	1	$225,000	$225,000
Multifamily:Site-Built	30	$37,340,000	$1,244,667
Single Family (1-4 Units):Manufactured	29	$2,095,000	$72,241
Single Family (1-4 Units):Site-Built	468	$68,000,000	$145,299

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	65	$19,885,000	$305,923	$1,010	4.89%
40-60%	63	$10,265,000	$162,937	$2,003	4.98%
60-80%	166	$39,600,000	$238,554	$3,016	4.83%
80-100%	189	$34,135,000	$180,608	$3,117	4.69%
Over 100%	4	$640,000	$160,000	$5,107	4.41%
Under 20%	40	$2,830,000	$70,750	$614	4.99%

Bank Details

Branches

Bank Name	Branch	Branch Type	Deposits (000's)
Dacotah Bank	101 East Main Street Bison, SD 57620	Full Service B&M	$38,894
Dacotah Bank	111 Garfield Street Willow Lake, SD 57278	Full Service B&M	$26,897
Dacotah Bank	111 Main Street Henry, SD 57243	Full Service B&M	$149
Dacotah Bank	1121 South Broadway Minot, ND 58701	Full Service B&M	$69,303
Dacotah Bank	113 North Commercial Street Clark, SD 57225	Full Service B&M	$93,524
Dacotah Bank	117 8th Avenue South Faulkton, SD 57438	Full Service B&M	$69,683
Dacotah Bank	1209 East 57th Street Sioux Falls, SD 57108	Full Service B&M	$20,313
Dacotah Bank	121 North Main Street Hettinger, ND 58639	Full Service B&M	$34,966
Dacotah Bank	125 Main Street Rapid City, SD 57701	Full Service B&M	$85,016
Dacotah Bank	1310 9th Avenue Southeast Watertown, SD 57201	Full Service B&M	$176,644
Dacotah Bank	1411 6th Street Brookings, SD 57006	Full Service B&M	$68,059
Dacotah Bank	15 Main Avenue East Rolla, ND 58367	Full Service B&M	$89,909
Dacotah Bank	15 Main Street Bowbells, ND 58721	Full Service B&M	$69,949
Dacotah Bank	1707 South Marion Road Sioux Falls, SD 57106	Full Service B&M	$49,998
Dacotah Bank	209 S Main St Chokio, MN 56221	Full Service B&M	$12,071
Dacotah Bank	240 Third Street, Northwest Valley City, ND 58072	Full Service B&M	$159,671
Dacotah Bank	2510 8th Ave Sw Jamestown, ND 58401	Full Service B&M	$23,705
Dacotah Bank	300 South Phillips Avenue Sioux Falls, SD 57104	Full Service B&M	$99,245
Dacotah Bank	308 South Main Street Aberdeen, SD 57401	Full Service B&M	$328,979
Dacotah Bank	320 Main Street Mobridge, SD 57601	Full Service B&M	$130,019
Dacotah Bank	321 Main Avenue Lemmon, SD 57638	Full Service B&M	$56,728
Dacotah Bank	323 First Avenue East Sisseton, SD 57262	Full Service B&M	$121,760
Dacotah Bank	3302 East 10th St Sioux Falls, SD 57103	Full Service B&M	$13,880
Dacotah Bank	3312 6th Ave Se Aberdeen, SD 57401	Full Service B&M	$44,574
Dacotah Bank	35 S 6th St Custer, SD 57730	Full Service B&M	$17,995
Dacotah Bank	3535 5th Street Rapid City, SD 57701	Full Service B&M	$8,474
Dacotah Bank	4 Atlantic Avenue Morris, MN 56267	Full Service B&M	$28,408
Dacotah Bank	410 West Villard Dickinson, ND 58602	Full Service B&M	$62,717
Dacotah Bank	4312 Highway 281 Belcourt, ND 58316	Full Service B&M	$0
Dacotah Bank	506 North Main Street Roslyn, SD 57261	Full Service B&M	$10,194
Dacotah Bank	600 Main Webster, SD 57274	Full Service B&M	$75,467
Dacotah Bank	Main Street New Effington, SD 57255	Full Service B&M	$111

For 2018, Dacotah Bank had 32 branches.

Yearly Performance Overview

Bank Income

Item	Value (in 000's)
Total interest income	$108,021
Net interest income	$91,134
Total noninterest income	$19,049
Gross Fiduciary activities income	$2,243
Service charges on deposit accounts	$3,900
Trading account gains and fees	$0
Additional Noninterest Income	$12,906
Pre-tax net operating income	$37,231
Securities gains (or losses, -)	$-266
Income before extraordinary items	$28,438
Discontinued Operations (Extraordinary gains, net)	$0
Net income of bank and minority interests	$28,438
Minority interest net income	$0
Net income	$28,438
Sale, conversion, retirement of capital stock, net	$0
Net operating income	$28,648

Dacotah Bank's gross interest income from loans was $108,021,000.
Dacotah Bank's net interest income from loans was $91,134,000.
Dacotah Bank's fee based income from loans was $3,900,000.
Dacotah Bank's net income from loans was $28,438,000.

Bank Expenses

Item	Value (in 000's)
Total interest expense	$16,887
Provision for credit losses	$2,350
Total noninterest expense	$70,602
Salaries and employee benefits	$45,678
Premises and equipment expense	$6,452
Additional noninterest expense	$18,472
Applicable income taxes	$8,527
Net charge-offs	$3,192
Cash dividends	$2,500

Dacotah Bank's interest expense for loans was $16,887,000.
Dacotah Bank's payroll and benefits expense were $45,678,000.
Dacotah Bank's property, plant and equipment expenses $6,452,000.

Loan Performance

Type of Loan	% of Loans Noncurrent (30+ days, end of period snapshot)
All loans	0.0%
Real Estate loans	0.0%
Construction & Land Development loans	0.0%
Nonfarm, nonresidential loans	0.0%
Multifamily residential loans	0.0%
1-4 family residential loans	1.0%
HELOC loans	0.0%
All other family	1.0%
Commercial & industrial loans	0.0%
Personal loans	0.0%
Credit card loans	0.0%
Other individual loans	0.0%
Auto loans	0.0%
Other consumer loans	0.0%
Unsecured commercial real estate loans	0.0%

Deposits

Type	Value (in 000's)
Total deposits	$2,219,225
Deposits held in domestic offices	$2,219,225
Deposits by Individuals, partnerships, and corporations	$1,960,584
Deposits by U.S. Government	$0
Deposits by States and political subdivisions in the U.S.	$258,637
Deposits by Commercial banks and other depository institutions in U.S.	$4
Deposits by Banks in foreign countries	$0
Deposits by Foreign governments and official institutions	$0
Transaction accounts	$280,910
Demand deposits	$254,454
Nontransaction accounts	$1,938,315
Money market deposit accounts (MMDAs)	$384,058
Other savings deposits (excluding MMDAs)	$868,446
Total time deposits	$685,811
Total time and savings deposits	$1,964,771
Noninterest-bearing deposits	$254,454
Interest-bearing deposits	$1,964,771
Retail deposits	$2,076,027
IRAs and Keogh plan accounts	$58,455
Brokered deposits	$7,500
Deposits held in foreign offices	$0

Assets

Asset	Value (in 000's)
Total Assets	$2,567,120
Cash & Balances due from depository institutions	$168,698
Interest-bearing balances	$120,447
Total securities	$234,576
Federal funds sold & reverse repurchase	$0
Net loans and leases	$2,017,380
Loan and leases loss allowance	$30,369
Trading account assets	$0
Bank premises and fixed assets	$41,971
Other real estate owned	$1,936
Goodwill and other intangibles	$7,569
All other assets	$94,990

Liabilities

Liabilities	Value (in 000's)
Total liabilities and capital	$2,567,120
Total Liabilities	$2,277,901
Total deposits	$2,219,225
Interest-bearing deposits	$1,964,771
Deposits held in domestic offices	$2,219,225
% insured (estimated)	$68
Federal funds purchased and repurchase agreements	$0
Trading liabilities	$0
Other borrowed funds	$32,000
Subordinated debt	$0
All other liabilities	$26,676

Issued Loan Types

Type	Value (in 000's)
Net loans and leases	$2,017,380
Loan and leases loss allowance	$30,369
Total loans and leases (domestic)	$2,047,749
All real estate loans	$1,316,567
Real estate loans in domestic offices	$1,316,567
Construction and development loans	$68,048
Residential 1-4 family construction	$7,779
Other construction, all land development and other land	$60,269
Loans secured by nonfarm nonresidential properties	$453,493
Nonfarm nonresidential secured by owner-occupied properties	$153,610
Commercial real estate & other non-farm, non-residential	$299,883
Multifamily residential real estate	$106,161
1-4 family residential loans	$120,546
Farmland loans	$568,319
Loans held in foreign offices	$0
Farm loans	$355,928
Commercial and industrial loans	$301,798
To non-U.S. addressees	$0
Loans to individuals	$68,373
Credit card loans	$0
Related Plans	$13,111
Consumer Auto Loans	$16,204
Other loans to individuals	$39,058
All other loans & leases	$5,083
Loans to foreign governments and official institutions	$0
Other loans	$5,083
Loans to depository institutions and acceptances of other banks	$0
Loans not secured by real estate	$279
Loans secured by real estate to non-U.S. addressees	$0
Restructured Loans & leases	$23,071
Non 1-4 family restructured loans & leases	$22,678
Total loans and leases (foreign)	$0

Dacotah Bank had $2,017,380,000 of loans outstanding in 2018. $1,316,567,000 of loans were in real estate loans. $68,048,000 of loans were in development loans. $106,161,000 of loans were in multifamily mortgage loans. $120,546,000 of loans were in 1-4 family mortgage loans. $355,928,000 of loans were in farm loans. $0 of loans were in credit card loans. $16,204,000 of loans were in the auto loan category.

Small Business Loans

Categorization	# of Loans in Category	$ amount of loans (in 000's)	Average $/loan
Nonfarm, nonresidential loans - <$1MM	684	$140,123	$204,858
Nonfarm, nonresidential loans - <$100k	314	$13,634	$43,420
Nonfarm, nonresidential loans - $100-250k	178	$29,414	$165,247
Nonfarm, nonresidential loans - $250k-1MM	192	$97,075	$505,599
Commercial & Industrial, US addressed loans - <$1MM	2,683	$178,546	$66,547
Commercial & Industrial, US addressed loans - <$100k	2,251	$57,524	$25,555
Commercial & Industrial, US addressed loans - $100-250k	263	$41,188	$156,608
Commercial & Industrial, US addressed loans - $250k-1MM	169	$79,834	$472,391
Farmland loans - <$1MM	1,593	$252,934	$158,778
Farmland loans - <$100k	671	$31,676	$47,207
Farmland loans - $100-250k	564	$93,486	$165,755
Farmland loans - $250k-1MM	358	$127,772	$356,905
Agriculture operations loans - <$1MM	2,971	$198,810	$66,917
Agriculture operations loans - <$100k	2,347	$63,719	$27,149
Agriculture operations loans - $100-250k	429	$66,876	$155,888
Agriculture operations loans - $250k-1MM	195	$68,215	$349,821