Jamestown Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Jamestown averaged
6.68%
for the week of 2024-11-27, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2024-11-21) was
6.61% and
one month ago for the week of 2024-10-24, the
average rate was 6.41%.
Jamestown's average rate one year ago was 7.16%.
For refis of the same type during the week of 2024-11-27, the average rate
was 7.31%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-11-27 | 6.81% |
Jamestown 30 Year Fixed Rate | 2024-11-27 | 6.68% |
Jamestown 30 Year Fixed Rate Refi | 2024-11-27 | 7.31% |
Jamestown 15 Year Fixed Rate | 2024-11-27 | 6.3% |
Jamestown 15 Year Fixed Rate Refi | 2024-11-27 | 6.4% |
Jamestown 30 Year FHA | 2024-11-27 | -0.2% |
Jamestown 30 Year FHA Refi | 2024-11-27 | -0.1% |
Jamestown 30 Year USDA | 2024-11-27 | -0.1% |
Jamestown 30 Year USDA Refi | 2024-11-27 | 0% |
Jamestown 30 Year VA | 2024-11-27 | 0.2% |
Jamestown 30 Year VA Refi | 2024-11-27 | 0.2% |
Jamestown Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jamestown, ND market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
FIRST COMMUNITY CREDIT UNION | 29 | 6.35% | $4,545 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 20 | 7.21% | $4,946 |
Gate City Bank | 16 | 6.42% | $3,903 |
U.S. Bank | 4 | 6.81% | $3,415 |
QUICKEN LOANS, LLC | 3 | 6.92% | $6,858 |
Dacotah Bank | 3 | 7.48% | $2,853 |
UNITED WHOLESALE MORTGAGE, LLC | 2 | 7.11% | $1,722 |
Bank Forward | 2 | 6.88% | $4,673 |
American Mortgage & Equity Consultants, Inc. | 1 | 7.38% | $7,970 |
ZILLOW HOME LOANS, LLC | 1 | 5.13% | $6,687 |
AMERISAVE MORTGAGE CORPORATION | 1 | 5.88% | $3,421 |
Bank of England | 1 | 7.50% | $4,165 |
Barrington Bank & Trust Company, N.A. | 1 | 6.49% | $6,590 |
CAPITAL CREDIT UNION | 1 | 7.88% | $4,200 |
Merchants Bank | 1 | 7.15% | $3,608 |
Plains Commerce Bank | 1 | 6.99% | $4,668 |
Wells Fargo Bank | 1 | 4.50% | $0 |
Jamestown Average Closing Costs & Other Stats
Jamestown, ND's 17 lenders originated 360
loans during 2023. The total origination value was $62,400,000, with an average loan value of
$173,333.
Jamestown's average closing costs are $4,701.
The top Jamestown lender as defined by loan originations is FIRST COMMUNITY CREDIT UNION, with
29 loans originated. Their average total fees are
$4,545, which is $401
lower than the next largest lender,
FAIRWAY INDEPENDENT MORTGAGE CORPORATION.
The lowest fee Jamestown lenders (with over 10 loans originated) are
Gate City Bank ($3,903), FIRST COMMUNITY CREDIT UNION ($4,545), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($4,946), .
The lowest rate Jamestown lenders (with over 10 loans originated) are
FIRST COMMUNITY CREDIT UNION (6.35%), Gate City Bank (6.42%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (7.21%), .
Jamestown, ND Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
FIRST COMMUNITY CREDIT UNION | $16,110,000 | $12,370,000 | -23.2% | 19.8% |
Unison Bank | $16,845,000 | $10,475,000 | -37.8% | 16.8% |
Gate City Bank | $9,095,000 | $7,505,000 | -17.5% | 12.0% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,080,000 | $6,470,000 | 58.6% | 10.4% |
Bremer Bank | $1,935,000 | $5,150,000 | 166.1% | 8.3% |
QUICKEN LOANS, LLC | $2,850,000 | $2,165,000 | -24.0% | 3.5% |
AgCountry Farm Credit Services, FLCA | $1,955,000 | n/a | 3.1% | |
Bank Forward | $4,045,000 | $1,350,000 | -66.6% | 2.2% |
U.S. Bank | $1,615,000 | $1,300,000 | -19.5% | 2.1% |
Mortgage Research Center, LLC | $135,000 | $1,290,000 | 855.6% | 2.1% |
Cornerstone Bank | $1,055,000 | n/a | 1.7% | |
Dacotah Bank | $3,705,000 | $875,000 | -76.4% | 1.4% |
UNITED WHOLESALE MORTGAGE, LLC | $165,000 | $835,000 | 406.1% | 1.3% |
Bell Bank | $2,775,000 | $665,000 | -76.0% | 1.1% |
Security First Bank of North Dakota | $15,000 | $500,000 | 3,233.3% | 0.8% |
CAPITAL CREDIT UNION | $380,000 | n/a | 0.6% | |
AMERISAVE MORTGAGE CORPORATION | $215,000 | $355,000 | 65.1% | 0.6% |
V.I.P. MORTGAGE, INC. | $355,000 | n/a | 0.6% | |
American Mortgage & Equity Consultants, Inc. | $315,000 | n/a | 0.5% | |
Starion Bank | $35,000 | $315,000 | 800.0% | 0.5% |
Barrington Bank & Trust Company, N.A. | $155,000 | $305,000 | 96.8% | 0.5% |
Wells Fargo Bank | $1,605,000 | $280,000 | -82.6% | 0.4% |
FIRST COMMUNITY MORTGAGE, INC. | $245,000 | n/a | 0.4% | |
MOVEMENT MORTGAGE, LLC | $235,000 | n/a | 0.4% | |
GUARANTEED RATE, INC. | $155,000 | $220,000 | 41.9% | 0.4% |
21ST MORTGAGE CORPORATION | $200,000 | $215,000 | 7.5% | 0.3% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $215,000 | n/a | 0.3% | |
GUILD MORTGAGE COMPANY | $135,000 | $205,000 | 51.9% | 0.3% |
Flagstar Bank, FSB | $545,000 | $195,000 | -64.2% | 0.3% |
The Federal Savings Bank | $165,000 | n/a | 0.3% | |
ZILLOW HOME LOANS, LLC | $165,000 | n/a | 0.3% | |
Chickasaw Community Bank | $155,000 | n/a | 0.2% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $155,000 | n/a | 0.2% | |
VALLEY MORTGAGE, INC. | $635,000 | $145,000 | -77.2% | 0.2% |
Bank of England | $135,000 | n/a | 0.2% | |
Choice Financial Group | $205,000 | $135,000 | -34.1% | 0.2% |
CRESCENT MORTGAGE COMPANY | $125,000 | $125,000 | 0.0% | 0.2% |
Merchants Bank | $115,000 | n/a | 0.2% | |
NAVY FEDERAL CREDIT UNION | $115,000 | n/a | 0.2% | |
The Huntington National Bank | $2,845,000 | $115,000 | -96.0% | 0.2% |
LOANDEPOT.COM, LLC | $210,000 | $105,000 | -50.0% | 0.2% |
TOP FLITE FINANCIAL, INC. | $95,000 | n/a | 0.2% | |
Deere Employees Credit Union | $55,000 | $85,000 | 54.5% | 0.1% |
First International Bank & Trust | $760,000 | $85,000 | -88.8% | 0.1% |
Plains Commerce Bank | $75,000 | n/a | 0.1% | |
Alerus Financial | $145,000 | $65,000 | -55.2% | 0.1% |
Discover Bank | $55,000 | n/a | 0.1% | |
Hometown Credit Union | $185,000 | $45,000 | -75.7% | 0.1% |
Nations Lending Corporation | $45,000 | n/a | 0.1% | |
Coastal Community Bank | $25,000 | n/a | 0.0% |
Jamestown's top lender by overall market share is FIRST COMMUNITY CREDIT UNION, with 19.8% market share. In second place, with 16.8%, is Unison Bank, having originated $10,475,000 in loans. In third place, with 12.0%, is Gate City Bank, having originated $7,505,000 in loans. In fourth place, with 10.4%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $6,470,000 in loans. In fifth place, with 8.3%, is Bremer Bank, having originated $5,150,000 in loans.
Jamestown Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Jamestown (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $191,050 (-11.4%) | $227,152 (-12.2%) | 0.00 | 82 |
2018-02-01 | $189,900 (-14.5%) | $230,083 (-14.0%) | 0.00 | 87 |
2018-03-01 | $189,900 (-14.8%) | $225,156 (-13.2%) | 0.00 | 92 |
2018-04-01 | $189,425 (-15.3%) | $223,191 (-16.7%) | 0.00 | 103 |
2018-05-01 | $195,053 (-10.7%) | $222,256 (-11.3%) | 0.00 | 105 |
2018-06-01 | $193,900 (-3.7%) | $218,750 (-7.9%) | 0.00 | 112 |
2018-07-01 | $195,753 (-12.8%) | $223,820 (-8.7%) | 0.00 | 120 |
2018-08-01 | $197,954 (-0.5%) | $223,048 (-5.2%) | 0.00 | 121 |
2018-09-01 | $198,000 (4.3%) | $216,770 (-5.5%) | 0.00 | 121 |
2018-10-01 | $184,450 (-2.9%) | $210,115 (-8.4%) | 0.00 | 117 |
2018-11-01 | $189,225 (-2.7%) | $212,992 (-6.7%) | 0.00 | 109 |
2018-12-01 | $193,500 (1.9%) | $214,902 (-2.7%) | 0.00 | 102 |
2019-01-01 | $184,450 (-3.5%) | $213,441 (-6.0%) | 0.00 | 94 |
2019-02-01 | $179,900 (-5.3%) | $213,531 (-7.2%) | 0.00 | 91 |
2019-03-01 | $189,643 (-0.1%) | $222,626 (-1.1%) | 0.00 | 84 |
2019-04-01 | $194,900 (2.9%) | $229,172 (2.7%) | 0.00 | 79 |
2019-05-01 | $213,950 (9.7%) | $244,050 (9.8%) | 0.00 | 89 |
2019-06-01 | $197,950 (2.1%) | $233,293 (6.7%) | 0.00 | 101 |
2019-07-01 | $196,025 (0.1%) | $233,559 (4.4%) | 0.00 | 99 |
2019-08-01 | $191,005 (-3.5%) | $229,250 (2.8%) | 0.00 | 102 |
2019-09-01 | $184,786 (-6.7%) | $218,050 (0.6%) | 0.00 | 100 |
2019-10-01 | $179,975 (-2.4%) | $209,951 (-0.1%) | 0.00 | 98 |
2019-11-01 | $167,950 (-11.2%) | $197,404 (-7.3%) | 0.00 | 93 |
2019-12-01 | $167,425 (-13.5%) | $191,658 (-10.8%) | 0.00 | 85 |
2020-01-01 | $166,225 (-9.9%) | $194,781 (-8.7%) | 0.00 | 77 |
2020-02-01 | $168,950 (-6.1%) | $195,617 (-8.4%) | 0.00 | 79 |
2020-03-01 | $176,700 (-6.8%) | $209,767 (-5.8%) | 0.00 | 81 |
2020-04-01 | $168,750 (-13.4%) | $202,066 (-11.8%) | 0.00 | 76 |
2020-05-01 | $183,000 (-14.5%) | $210,508 (-13.7%) | 0.00 | 82 |
2020-06-01 | $185,000 (-6.5%) | $211,227 (-9.5%) | 0.00 | 81 |
2020-07-01 | $189,675 (-3.2%) | $218,439 (-6.5%) | 0.00 | 70 |
2020-08-01 | $191,900 (0.5%) | $226,320 (-1.3%) | 0.00 | 77 |
2020-09-01 | $182,400 (-1.3%) | $218,764 (0.3%) | 0.00 | 77 |
2020-10-01 | $185,500 (3.1%) | $217,128 (3.4%) | 0.00 | 77 |
2020-11-01 | $194,725 (15.9%) | $227,999 (15.5%) | 0.00 | 67 |
2020-12-01 | $191,500 (14.4%) | $221,252 (15.4%) | 0.00 | 72 |
2021-01-01 | $186,500 (12.2%) | $211,606 (8.6%) | 0.00 | 57 |
2021-02-01 | $186,500 (10.4%) | $209,538 (7.1%) | 0.00 | 52 |
2021-03-01 | $184,000 (4.1%) | $206,302 (-1.7%) | 0.00 | 51 |
2021-04-01 | $162,000 (-4.0%) | $202,739 (0.3%) | 0.00 | 50 |
2021-05-01 | $163,450 (-10.7%) | $211,147 (0.3%) | 0.00 | 39 |
2021-06-01 | $169,999 (-8.1%) | $223,895 (6.0%) | 0.00 | 37 |
2021-07-01 | $179,000 (-5.6%) | $222,515 (1.9%) | 0.00 | 49 |
2021-08-01 | $193,200 (0.7%) | $216,031 (-4.6%) | 0.00 | 48 |
2021-09-01 | $167,450 (-8.2%) | $223,608 (2.2%) | 0.00 | 45 |
2021-10-01 | $163,000 (-12.1%) | $199,155 (-8.3%) | 0.00 | 37 |
2021-11-01 | $175,000 (-10.1%) | $210,047 (-7.9%) | 0.00 | 30 |
2021-12-01 | $179,900 (-6.1%) | $222,198 (0.4%) | 0.00 | 30 |
2022-01-01 | $179,900 (-3.5%) | $241,277 (14.0%) | 0.00 | 29 |
2022-02-01 | $210,500 (12.9%) | $242,202 (15.6%) | 0.00 | 25 |
2022-03-01 | $200,950 (9.2%) | $238,623 (15.7%) | 0.00 | 32 |
2022-04-01 | $212,000 (30.9%) | $246,500 (21.6%) | 0.00 | 28 |
2022-05-01 | $176,725 (8.1%) | $219,717 (4.1%) | 0.00 | 38 |
2022-06-01 | $169,925 (0.0%) | $200,766 (-10.3%) | 0.00 | 40 |
2022-07-01 | $189,900 (6.1%) | $211,826 (-4.8%) | 0.00 | 43 |
2022-08-01 | $194,950 (0.9%) | $248,696 (15.1%) | 0.00 | 55 |
2022-09-01 | $181,220 (8.2%) | $231,548 (3.6%) | 0.00 | 56 |
2022-10-01 | $174,450 (7.0%) | $226,337 (13.7%) | 0.00 | 57 |
2022-11-01 | $172,900 (-1.2%) | $234,143 (11.5%) | 0.00 | 46 |
2022-12-01 | $170,950 (-5.0%) | $215,851 (-2.9%) | 0.00 | 40 |
2023-01-01 | $164,225 (-8.7%) | $209,265 (-13.3%) | 0.00 | 41 |
2023-02-01 | $164,225 (-22.0%) | $212,842 (-12.1%) | 0.00 | 31 |
2023-03-01 | $168,000 (-16.4%) | $235,283 (-1.4%) | 0.00 | 21 |
2023-04-01 | $179,900 (-15.1%) | $263,042 (6.7%) | 0.00 | 23 |
2023-05-01 | $211,175 (19.5%) | $271,814 (23.7%) | 0.00 | 30 |
2023-06-01 | $248,200 (46.1%) | $278,791 (38.9%) | 0.00 | 48 |
2023-07-01 | $215,950 (13.7%) | $267,630 (26.3%) | 0.00 | 50 |
2023-08-01 | $229,700 (17.8%) | $292,556 (17.6%) | 0.00 | 56 |
2023-09-01 | $234,450 (29.4%) | $290,854 (25.6%) | 0.00 | 50 |
2023-10-01 | $226,175 (29.7%) | $248,052 (9.6%) | 0.00 | 52 |
2023-11-01 | $229,450 (32.7%) | $252,614 (7.9%) | 0.00 | 43 |
2023-12-01 | $244,900 (43.3%) | $259,141 (20.1%) | 0.00 | 36 |
2024-01-01 | $234,450 (42.8%) | $242,017 (15.7%) | 0.00 | 36 |
2024-02-01 | $212,175 (29.2%) | $220,954 (3.8%) | 0.00 | 31 |
2024-03-01 | $174,450 (3.8%) | $254,680 (8.2%) | 0.00 | 28 |
2024-04-01 | $183,475 (2.0%) | $278,272 (5.8%) | 0.00 | 26 |
2024-05-01 | $216,150 (2.4%) | $305,905 (12.5%) | 0.00 | 28 |
2024-06-01 | $229,000 (-7.7%) | $333,966 (19.8%) | 0.00 | 29 |
2024-07-01 | $211,450 (-2.1%) | $332,338 (24.2%) | 0.00 | 34 |
2024-08-01 | $265,000 (15.4%) | $353,805 (20.9%) | 0.00 | 34 |
2024-09-01 | $234,600 (0.1%) | $305,591 (5.1%) | 0.00 | 39 |
2024-10-01 | $204,450 (-9.6%) | $286,166 (15.4%) | 0.00 | 35 |
Jamestown's median listing price comes in at 0% of the national average.
Jamestown's average listing price for 2024-10-01 was $286,166, a difference of $38,114 (15.4%) versus the prior year and $-19,425 versus the prior month.
For the 2024-10-01 period, Jamestown had 35 MLS listings, a difference of -4 listings (-10%) versus the prior month and -17 listings (-33%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Jamestown (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,999 sqft |
2018-02-01 | 0 days | 1,992 sqft |
2018-03-01 | 0 days | 1,959 sqft |
2018-04-01 | 0 days | 1,916 sqft |
2018-05-01 | 0 days | 1,896 sqft |
2018-06-01 | 0 days | 1,904 sqft |
2018-07-01 | 0 days | 1,971 sqft |
2018-08-01 | 0 days | 2,000 sqft |
2018-09-01 | 0 days | 2,008 sqft |
2018-10-01 | 0 days | 1,960 sqft |
2018-11-01 | 0 days | 1,943 sqft |
2018-12-01 | 0 days | 2,000 sqft |
2019-01-01 | 0 days | 1,960 sqft |
2019-02-01 | 0 days | 1,970 sqft |
2019-03-01 | 0 days | 2,034 sqft |
2019-04-01 | 0 days | 2,037 sqft |
2019-05-01 | 0 days | 2,175 sqft |
2019-06-01 | 0 days | 2,036 sqft |
2019-07-01 | 0 days | 2,000 sqft |
2019-08-01 | 0 days | 1,952 sqft |
2019-09-01 | 0 days | 1,880 sqft |
2019-10-01 | 0 days | 1,824 sqft |
2019-11-01 | 0 days | 1,824 sqft |
2019-12-01 | 0 days | 1,816 sqft |
2020-01-01 | 0 days | 1,807 sqft |
2020-02-01 | 0 days | 1,824 sqft |
2020-03-01 | 0 days | 1,920 sqft |
2020-04-01 | 0 days | 1,847 sqft |
2020-05-01 | 0 days | 1,960 sqft |
2020-06-01 | 0 days | 1,991 sqft |
2020-07-01 | 0 days | 1,956 sqft |
2020-08-01 | 0 days | 1,994 sqft |
2020-09-01 | 0 days | 1,988 sqft |
2020-10-01 | 0 days | 1,976 sqft |
2020-11-01 | 0 days | 2,021 sqft |
2020-12-01 | 0 days | 1,994 sqft |
2021-01-01 | 0 days | 1,806 sqft |
2021-02-01 | 0 days | 1,903 sqft |
2021-03-01 | 0 days | 1,784 sqft |
2021-04-01 | 0 days | 1,652 sqft |
2021-05-01 | 0 days | 1,652 sqft |
2021-06-01 | 0 days | 1,639 sqft |
2021-07-01 | 0 days | 1,600 sqft |
2021-08-01 | 0 days | 1,576 sqft |
2021-09-01 | 0 days | 1,627 sqft |
2021-10-01 | 0 days | 1,510 sqft |
2021-11-01 | 0 days | 1,858 sqft |
2021-12-01 | 0 days | 1,989 sqft |
2022-01-01 | 0 days | 1,920 sqft |
2022-02-01 | 0 days | 1,800 sqft |
2022-03-01 | 0 days | 1,850 sqft |
2022-04-01 | 0 days | 2,191 sqft |
2022-05-01 | 0 days | 1,651 sqft |
2022-06-01 | 0 days | 1,569 sqft |
2022-07-01 | 0 days | 1,563 sqft |
2022-08-01 | 0 days | 1,670 sqft |
2022-09-01 | 0 days | 1,615 sqft |
2022-10-01 | 0 days | 1,668 sqft |
2022-11-01 | 0 days | 1,713 sqft |
2022-12-01 | 0 days | 1,698 sqft |
2023-01-01 | 0 days | 1,630 sqft |
2023-02-01 | 0 days | 1,591 sqft |
2023-03-01 | 0 days | 1,582 sqft |
2023-04-01 | 0 days | 1,834 sqft |
2023-05-01 | 0 days | 1,840 sqft |
2023-06-01 | 0 days | 2,195 sqft |
2023-07-01 | 0 days | 2,040 sqft |
2023-08-01 | 0 days | 2,190 sqft |
2023-09-01 | 0 days | 2,068 sqft |
2023-10-01 | 0 days | 1,946 sqft |
2023-11-01 | 0 days | 2,011 sqft |
2023-12-01 | 0 days | 2,026 sqft |
2024-01-01 | 0 days | 2,019 sqft |
2024-02-01 | 0 days | 1,927 sqft |
2024-03-01 | 0 days | 1,952 sqft |
2024-04-01 | 0 days | 2,117 sqft |
2024-05-01 | 0 days | 2,184 sqft |
2024-06-01 | 0 days | 2,158 sqft |
2024-07-01 | 0 days | 2,058 sqft |
2024-08-01 | 0 days | 2,152 sqft |
2024-09-01 | 0 days | 2,029 sqft |
2024-10-01 | 0 days | 1,903 sqft |
Jamestown's median square footage for active listings during the 2024-10-01 period was 1,903 sqft. One year prior, the average listing was 1,946 sqft.
Jamestown, ND Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 202 | $45,960,000 | $227,525 |
Cash Out Refi | 51 | $4,625,000 | $90,686 |
Home Improvement | 48 | $4,210,000 | $87,708 |
Refi | 34 | $5,360,000 | $157,647 |
Other | 25 | $2,245,000 | $89,800 |
Jamestown's most frequently cited loan purpose was Home Purchase, with 202 originations. The 2nd most popular reason was Cash Out Refi, with 51 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 116 | $17,820,000 | $153,621 |
7-8% | 77 | $13,875,000 | $180,195 |
5-6% | 43 | $12,615,000 | $293,372 |
Over 8% | 40 | $5,170,000 | $129,250 |
3-4% | 9 | $575,000 | $63,889 |
2.5-3% | 3 | $145,000 | $48,333 |
4-5% | 1 | $205,000 | $205,000 |
During 2023, Jamestown's most frequently originated rate bucket was 6-7%, with 116 originations.
Loan Sizing (Jamestown, ND MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 140 | $7,470,000 | $53,357 |
$100k-200k | 131 | $19,335,000 | $147,595 |
$200k-400k | 70 | $18,970,000 | $271,000 |
$400k-600k | 9 | $4,165,000 | $462,778 |
$600k-1000k | 6 | $4,610,000 | $768,333 |
$Over $1MM | 4 | $7,850,000 | $1,962,500 |
Jamestown's loan sizing saw the bucket of loans from $100,000 or less with 140 originations, totaling $7,470,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 127 | $23,845,000 | $187,756 |
60-80% | 56 | $18,410,000 | $328,750 |
Under 20% | 43 | $1,715,000 | $39,884 |
20-40% | 40 | $3,620,000 | $90,500 |
40-60% | 22 | $2,760,000 | $125,455 |
Over 100% | 1 | $55,000 | $55,000 |
Jamestown's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 127 originations, totaling $23,845,000 in origination value.