County National Bank Mortgage Rates, Fees & Info
Hillsdale, MILEI: 549300W07W12OUENKR02
Tax ID: 38-0650660
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
County National Bank is a smaller bank specializing in Home Purchase loans. County National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Jackson, Hillsdale, Adrian, Detroit, and Big Rapids among others. We have data for 17 markets. (Some data included below & more in-depth data is available with an active subscription.)County National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
250Origination Dollar Volume (All Markets)
$58,960,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JACKSON, MI (FHA|USDA|VA) | 92 | $19,370,000 | $210,543 | $0 | 0.00% |
| Hillsdale, MI (FHA|USDA|VA) | 64 | $10,960,000 | $171,250 | $0 | 0.00% |
| Adrian, MI (FHA|USDA|VA) | 35 | $9,225,000 | $263,571 | $0 | 0.00% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 12 | $4,830,000 | $402,500 | $0 | 0.00% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $4,225,000 | $4,225,000 | $0 | 0.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $0 | 0.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $0 | 0.00% |
| Outside of Metro Areas | 5 | $1,535,000 | $307,000 | $0 | 0.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 9 | $1,205,000 | $133,889 | $0 | 0.00% |
| Coldwater, MI (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $0 | 0.00% |
| Traverse City, MI (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $0 | 0.00% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $0 | 0.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against County National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 36
Similarity Rank: 78
Similarity Rank: 182
Similarity Rank: 228
Similarity Rank: 288
Similarity Rank: 324
Similarity Rank: 341
Similarity Rank: 352
Similarity Rank: 567
Similarity Rank: 850
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 250 | $58,960,000 | $235,840 | $0 | 0.00% |
For 2024, County National Bank's most frequently originated type of loan was Conventional, with 250 originations.
Loan Reason
For 2024, County National Bank's most frequently cited loan purpose was Home Purchase, with 195 originations. The 2nd most popular reason was Refi, with 19 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 250 | $58,960,000 | $235,840 | $0 | 0.00% |
For 2024, County National Bank's most frequently cited loan duration was Other, with 250 originations.
Loan Sizing
2024 saw County National Bank place emphasis on $100k-200k loans with 98 originations, totaling $14,420,000 in origination value.
Applicant Income
County National Bank lent most frequently to those with incomes in the $50k-75k range, with 51 originations. The second most popular income band? $100k-150k, with 39 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 250 | $58,960,000 | $235,840 | $0 | 0.00% |
County National Bank lent most frequently to those with DTI ratios of Exempt%, with 250 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.57%
County National Bank has an average approval rate.
Pick Rate
Approvals leading to origination84.00%
County National Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 250 | $58,960,000 | $235,840 |