KALAMAZOO - PORTAGE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Kalamazoo - Portage averaged 6.11% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.92% and one month ago for the week of 2022-05-26, the average rate was 5.21%.

Kalamazoo - Portage's average rate one year ago was 3.48%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.97%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Kalamazoo - Portage 30 Year Fixed Rate 2022-06-30 6.11%
Kalamazoo - Portage 30 Year Fixed Rate Refi 2022-06-30 5.97%
Kalamazoo - Portage 15 Year Fixed Rate 2022-06-30 5.73%
Kalamazoo - Portage 15 Year Fixed Rate Refi 2022-06-30 4.87%
Kalamazoo - Portage 30 Year FHA 2022-06-30 5.81%
Kalamazoo - Portage 30 Year FHA Refi 2022-06-30 5.89%
Kalamazoo - Portage 30 Year USDA 2022-06-30 5.52%
Kalamazoo - Portage 30 Year USDA Refi 2022-06-30 5.4%
Kalamazoo - Portage 30 Year VA 2022-06-30 5.98%
Kalamazoo - Portage 30 Year VA Refi 2022-06-30 5.17%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within KALAMAZOO-PORTAGE, MI.

KALAMAZOO - PORTAGE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the KALAMAZOO-PORTAGE, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
CONSUMERS 662 3.31% $2,549
LAKE MICHIGAN CREDIT UNION 603 3.07% $2,926
QUICKEN LOANS, LLC 459 3.14% $4,448
Fifth Third Bank 236 3.16% $3,016
UNITED WHOLESALE MORTGAGE, LLC 220 3.10% $3,260
MORTGAGE CENTER L.C 218 3.16% $2,638
ARBOR FINANCIAL CREDIT UNION 208 3.12% $3,159
AMERIFIRST FINANCIAL CORPORATION 206 3.27% $3,452
SUCCESS MORTGAGE PARTNERS, INC. 145 3.40% $4,960
PRIMELENDING, A PLAINSCAPITAL COMPANY 114 3.35% $3,423
SUMMIT HOME MORTGAGE, LLC 101 3.22% $3,497
Pacor Mortgage Corp 96 3.03% $2,763
Honor Credit Union 96 3.22% $2,322
JPMorgan Chase Bank 89 2.99% $1,908
Horizon Bank 89 3.18% $3,283
The Huntington National Bank 82 3.11% $3,064
KALSEE CREDIT UNION 75 3.13% $2,873
Northpointe Bank 74 3.22% $3,451
Kellogg Community Credit Union 74 3.38% $2,394
Mercantile Bank of Michigan 71 3.18% $2,878
Flagstar Bank, FSB 68 3.20% $2,804
Independent Bank 55 3.19% $3,285
CALIBER HOME LOANS, INC. 54 3.25% $3,321
PNC Bank 53 3.09% $2,611
OAK MORTGAGE, LLC 52 2.90% $3,621
RUOFF MORTGAGE COMPANY, INC. 47 3.18% $2,114
Wells Fargo Bank 46 3.24% $2,958
LOANDEPOT.COM, LLC 38 2.99% $4,247
Old National Bank 37 3.21% $2,098
Mr. Cooper ( Nationstar Mortgage ) 33 3.41% $4,876
BETTER MORTGAGE CORPORATION 31 2.93% $2,819
AMERISAVE MORTGAGE CORPORATION 30 2.88% $4,680
NEWREZ LLC 28 3.07% $3,883
OMNI Community Credit Union 27 3.49% $3,149
TCF National Bank 27 3.04% $2,825
MORTGAGE 1 INCORPORATED 25 3.47% $4,057
HOME POINT FINANCIAL CORPORATION 23 3.02% $3,046
CONTOUR MORTGAGE CORPORATION 23 3.39% $3,919
GUARANTEED RATE, INC. 20 3.30% $3,553
Citizens Bank 19 3.23% $3,756
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 19 3.08% $3,346
Neighborhood Loans, Inc. 18 3.18% $2,894
UNION HOME MORTGAGE CORP. 16 3.42% $2,648
FINANCE OF AMERICA MORTGAGE LLC 16 3.32% $3,752
Bank of America 15 2.78% $3,196
BROKER SOLUTIONS, INC. 14 2.96% $3,542
CHURCHILL MORTGAGE CORPORATION 13 3.38% $3,782
1st Source Bank 13 3.23% $3,411
Hometown Lenders, Inc. 11 3.20% $4,438
UNITED 11 3.49% $3,077
ARK-LA-TEX FINANCIAL SERVICES, LLC. 10 3.38% $3,932
HOMESIDE FINANCIAL, LLC 10 3.36% $4,133
Ally Bank 10 2.89% $5,064
PENNYMAC LOAN SERVICES, LLC 10 3.19% $5,272
MUTUAL OF OMAHA MORTGAGE, INC. 10 3.24% $4,307
GreenStone Farm Credit Services, FLCA 9 3.74% $5,136
The Dart Bank 9 3.19% $2,780
ROYAL UNITED MORTGAGE LLC 9 3.36% $7,869
PREMIA MORTGAGE, LLC 9 2.98% $615
Chicago Mortgage Solutions LLC 9 3.01% $1,602
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 9 3.04% $3,788
FREEDOM MORTGAGE CORPORATION 9 3.62% $2,350
Southern Michigan Bank & Trust 8 2.98% $2,873
STOCKTON MORTGAGE CORPORATION 8 2.98% $3,730
U.S. Bank 8 3.04% $2,580
CROSSCOUNTRY MORTGAGE, LLC 8 3.56% $3,686
Comerica Bank 8 3.05% $2,308
GVC MORTGAGE, INC. 7 3.27% $4,032
NORTHERN MORTGAGE SERVICES, LLC 7 2.98% $2,856
MMS MORTGAGE SERVICES, LTD. 7 3.07% $2,987
BlueOx Credit Union 7 3.34% $2,292
INLANTA MORTGAGE, INC. 7 3.04% $3,003
MICHIGAN MUTUAL, INC. 6 3.23% $3,142
MID AMERICA MORTGAGE, INC. 6 3.25% $3,292
CHERRY CREEK MORTGAGE, LLC 6 3.50% $563
DRAPER AND KRAMER MORTGAGE CORP. 6 2.83% $3,018
Wyndham Capital Mortgage, Inc. 5 2.93% $1,858
Carrington Mortgage Services, LLC 5 3.63% $4,826
First Guaranty Mortgage Corporation 5 2.95% $3,180
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 5 3.58% $3,731
Level One Bank 5 3.25% $3,199
VAN DYK MORTGAGE CORPORATION 5 3.33% $1,662
Mortgage Research Center, LLC 4 3.00% $2,716
NAVY FEDERAL CREDIT UNION 4 3.41% $2,315
NBKC BANK 4 3.00% $1,270
ChoiceOne Bank 4 3.31% $2,391
InterContinental Capital Group, Inc 4 3.09% $4,853
MICHIGAN FIRST CREDIT UNION 4 3.38% $2,803
MOVEMENT MORTGAGE, LLC 4 3.23% $7,696
Bank of England 4 3.13% $3,433
Grand River Bank 4 3.25% $3,528
GENISYS 4 2.84% $2,278
Discover Bank 3 4.92% $0
United Bank of Michigan 3 3.63% $2,182
GUARANTEED RATE AFFINITY, LLC 3 3.00% $532
UNIVERSITY LENDING GROUP, LLC 3 3.21% $1,851
PLAZA HOME MORTGAGE, INC. 3 3.29% $2,892
Citibank 3 2.83% $2,859
MEMBER FIRST MORTGAGE, LLC 3 3.25% $3,242
MORIA DEVELOPMENT, INC. 3 3.42% $3,764
KELLER MORTGAGE, LLC 3 3.29% $1,431
County National Bank 3 3.29% $5,193
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.37% $3,285
Strong Home Mortgage, LLC 3 2.96% $1,091
KeyBank 3 2.66% $5,190
PREFERRED CREDIT UNION 3 3.13% $2,727
North American Savings Bank, F.S.B. 3 2.83% $1,930
MICHIGAN SCHOOLS AND GOVERNMENT 3 2.75% $3,192
DOW CHEMICAL EMPLOYEES' 3 3.33% $5,553
TOP FLITE FINANCIAL, INC. 3 3.38% $4,711
FirstBank 3 2.71% $1,237
UIF CORPORATION 3 3.29% $2,148
USAA Federal Savings Bank 2 3.19% $2,762
Adventure Credit Union 2 3.06% $2,436
Waterstone Mortgage Corporation 2 3.38% $5,347
HALLMARK HOME MORTGAGE, LLC 2 3.81% $3,221
STAUNTON FINANCIAL, INC. 2 2.69% $3,165
PHH Mortgage Corporation 2 3.44% $4,512
Plains Commerce Bank 2 3.13% $2,998
EMM LOANS LLC 2 3.31% $6,139
Barrington Bank & Trust Company, N.A. 2 3.19% $3,285
Morgan Stanley Private Bank 2 2.80% $3,720
COMPASS MORTGAGE, INC. 2 2.75% $2,779
RESIDENTIAL BANCORP. 2 3.06% $3,463
ROSS MORTGAGE CORPORATION 2 3.31% $3,603
Independent Bank 2 2.94% $3,285
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.06% $5,258
SECURITYNATIONAL MORTGAGE COMPANY 2 3.06% $3,557
SOFI LENDING CORP. 2 2.69% $4,471
Associated Bank 2 2.88% $9,929
SOVEREIGN LENDING GROUP INCORPORATED 2 3.19% $3,470
PENTAGON FEDERAL CREDIT UNION 2 2.75% $5,017
FIRST CENTENNIAL MORTGAGE CORPORATION 2 2.81% $4,511
Stifel Bank and Trust 2 2.88% $2,853
NEW DAY FINANCIAL, LLC 2 2.63% $2,557
AmeriHome Mortgage Company, LLC 2 3.87% $2,254
EVERETT FINANCIAL, INC. 2 3.63% $1,969
LAKEVIEW LOAN SERVICING, LLC 2 3.81% $2,221
TEACHERS CREDIT UNION 2 3.00% $2,691
AMERICAN FINANCING CORPORATION 2 3.19% $3,160
The State Bank 2 3.35% $3,313
Ixonia Bank 2 3.31% $7,970
J. VIRGIL, INC. 2 2.88% $3,161
ALLIED MORTGAGE GROUP, INC. 2 2.94% $1,537
CELEBRITY HOME LOANS, LLC 2 3.31% $6,991
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.13% $1,811
ALLIANT CREDIT UNION 1 2.75% $6,852
UNIVERSITY OF MICHIGAN CREDIT UNION 1 3.38% $2,731
AAC Credit Union 1 3.25% $2,088
ACADEMY MORTGAGE CORPORATION 1 3.63% $5,071
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.13% $3,079
HANCOCK MORTGAGE PARTNERS, LLC 1 2.63% $3,157
First Horizon Bank 1 3.00% $3,846
First Home Bank 1 2.75% $2,840
First Federal Bank 1 3.25% $7,768
INTERRA CREDIT UNION 1 3.00% $3,215
First American Bank 1 3.00% $3,252
Key Mortgage Services, Inc. 1 2.88% $3,585
KS StateBank 1 2.88% $1,818
LAFCU 1 3.13% $3,288
Lake City Bank 1 2.88% $2,457
WINGS FINANCIAL 1 2.63% $2,765
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 3.25% $2,623
LOANPAL, LLC 1 3.25% $4,181
Low VA Rates, LLC 1 2.88% $2,544
Macatawa Bank 1 3.00% $2,821
Manufacturers and Traders Trust Company 1 3.13% $2,337
MEMBERS FIRST Credit Union 1 2.88% $2,690
ENVOY MORTGAGE, LTD 1 3.13% $3,403
Merchants Bank of Indiana 1 3.00% $3,035
DFCU FINANCIAL 1 3.50% $2,621
CREDIT UNION ONE 1 3.13% $3,828
Colonial Savings, F.A. 1 2.88% $720
NETWORK CAPITAL FUNDING CORPORATION 1 3.38% $1,257
Circle Federal Credit Union 1 3.13% $2,476
NEXERA HOLDING LLC 1 2.88% $2,761
Charles Schwab Bank, SSB 1 2.80% $2,837
Northwest Bank 1 2.88% $3,449
NP, Inc. 1 3.75% $4,518
Cf Bank 1 2.88% $1,078
OCMBC, INC. 1 3.13% $3,801
Carrollton Bank 1 3.25% $2,601
BMO Harris Bank 1 3.38% $3,627
Paramount Residential Mortgage Group, Inc. 1 2.75% $2,098
BLUELEAF LENDING, LLC 1 2.88% $2,882
Pinnacle Bank 1 3.00% $1,973
Platinum Home Mortgage Corporation 1 2.99% $3,452
BLG HOLDINGS, INC. 1 2.75% $3,274
Presidential Bank, FSB 1 3.75% $10,451
Preston Home Loans Inc 1 2.75% $5,150
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 2.75% $5,874
ProFed Federal Credit Union 1 2.88% $2,604
PROPER RATE, LLC 1 3.13% $3,527
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.63% $2,199
PURDUE FEDERAL CREDIT UNION 1 2.88% $2,702
Bank of Ann Arbor 1 2.88% $2,678
RBC Bank, (Georgia) 1 2.88% $2,351
Renasant Bank 1 2.88% $3,373
Republic Bank & Trust Company 1 2.88% $2,574
Axos Bank 1 3.63% $2,583
Auto Club Trust, FSB 1 2.88% $3,906
S1L, Inc. 1 3.99% $3,449
South State Bank 1 3.25% $3,711
SPRING EQ, LLC 1 2.88% $0
STEARNS LENDING, LLC 1 2.88% $2,231
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.88% $6,162
SUMMIT FUNDING, INC. 1 3.25% $3,487
AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.00% $5,908
SUN WEST MORTGAGE COMPANY, INC. 1 2.50% $1,015
T2 FINANCIAL LLC 1 3.25% $3,886
AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $2,241
AMERICAN FINANCIAL NETWORK, INC. 1 3.13% $8,721
TIAA, FSB 1 2.99% $3,132
TOWNE MORTGAGE COMPANY 1 3.75% $2,323
ALL WESTERN MORTGAGE, INC. 1 3.50% $2,689

KALAMAZOO-PORTAGE, MI's 215 lenders originated 12,601 loans during 2021. The total origination value was $2,414,305,000, with an average loan value of $191,596.

The top KALAMAZOO - PORTAGE lender as defined by loan originations is CONSUMERS, with 662 loans originated. Their average total fees are $2,549, which is $377 lower than the next largest lender, LAKE MICHIGAN CREDIT UNION.

The lowest fee KALAMAZOO - PORTAGE lenders (with over 10 loans originated) are JPMorgan Chase Bank ($1,908), Old National Bank ($2,098), RUOFF MORTGAGE COMPANY, INC. ($2,114), Honor Credit Union ($2,322) and Kellogg Community Credit Union ($2,394).

The lowest rate KALAMAZOO - PORTAGE lenders (with over 10 loans originated) are Bank of America (2.78%), AMERISAVE MORTGAGE CORPORATION (2.88%), Ally Bank (2.89%), OAK MORTGAGE, LLC (2.90%) and BETTER MORTGAGE CORPORATION (2.93%).

KALAMAZOO-PORTAGE, MI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
LAKE MICHIGAN CREDIT UNION $270,970,000 $244,705,000 -9.7% 10.1%
CONSUMERS $211,500,000 $236,410,000 11.8% 9.8%
QUICKEN LOANS, LLC $160,340,000 $173,990,000 8.5% 7.2%
ARBOR FINANCIAL CREDIT UNION $137,635,000 $135,600,000 -1.5% 5.6%
Fifth Third Bank $94,615,000 $98,000,000 3.6% 4.1%
UNITED WHOLESALE MORTGAGE, LLC $42,665,000 $81,255,000 90.4% 3.4%
The Huntington National Bank $30,575,000 $72,430,000 136.9% 3.0%
AMERIFIRST FINANCIAL CORPORATION $118,990,000 $70,270,000 -40.9% 2.9%
MORTGAGE CENTER L.C $59,235,000 $66,285,000 11.9% 2.7%
SUCCESS MORTGAGE PARTNERS, INC. $57,170,000 $55,005,000 -3.8% 2.3%
Horizon Bank $59,075,000 $49,770,000 -15.8% 2.1%
PNC Bank $48,260,000 $47,425,000 -1.7% 2.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $33,345,000 $38,500,000 15.5% 1.6%
Honor Credit Union $40,555,000 $36,230,000 -10.7% 1.5%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $30,695,000 $35,630,000 16.1% 1.5%
JPMorgan Chase Bank $23,070,000 $35,440,000 53.6% 1.5%
Northpointe Bank $39,775,000 $31,530,000 -20.7% 1.3%
Pacor Mortgage Corp $47,195,000 $31,335,000 -33.6% 1.3%
WALKER & DUNLOP, LLC $66,725,000 $31,155,000 -53.3% 1.3%
1st Source Bank $10,690,000 $29,885,000 179.6% 1.2%
Old National Bank $40,470,000 $29,210,000 -27.8% 1.2%
Mercantile Bank of Michigan $31,265,000 $28,210,000 -9.8% 1.2%
SUMMIT HOME MORTGAGE, LLC $32,425,000 $28,170,000 -13.1% 1.2%
Kellogg Community Credit Union $30,620,000 $27,230,000 -11.1% 1.1%
Flagstar Bank, FSB $25,950,000 $24,990,000 -3.7% 1.0%
ADVIA $19,950,000 $23,880,000 19.7% 1.0%
FREEDOM MORTGAGE CORPORATION $28,560,000 $23,540,000 -17.6% 1.0%
Wells Fargo Bank $16,285,000 $22,485,000 38.1% 0.9%
KALSEE CREDIT UNION $22,240,000 $22,370,000 0.6% 0.9%
Independent Bank $20,765,000 $20,120,000 -3.1% 0.8%
CALIBER HOME LOANS, INC. $14,825,000 $19,200,000 29.5% 0.8%
Mortgage Research Center, LLC $8,780,000 $17,350,000 97.6% 0.7%
OAK MORTGAGE, LLC $21,970,000 $16,055,000 -26.9% 0.7%
TCF National Bank $19,185,000 $15,905,000 -17.1% 0.7%
LOANDEPOT.COM, LLC $10,875,000 $15,795,000 45.2% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $12,430,000 $14,615,000 17.6% 0.6%
RUOFF MORTGAGE COMPANY, INC. $15,740,000 $14,045,000 -10.8% 0.6%
NEWREZ LLC $7,795,000 $13,810,000 77.2% 0.6%
Southern Michigan Bank & Trust $14,840,000 $13,220,000 -10.9% 0.5%
BETTER MORTGAGE CORPORATION $5,395,000 $12,260,000 127.2% 0.5%
HOME POINT FINANCIAL CORPORATION $12,995,000 $11,440,000 -12.0% 0.5%
AMERISAVE MORTGAGE CORPORATION $7,275,000 $11,215,000 54.2% 0.5%
Citizens Bank $8,435,000 $10,460,000 24.0% 0.4%
PENNYMAC LOAN SERVICES, LLC $2,450,000 $9,815,000 300.6% 0.4%
MORTGAGE 1 INCORPORATED $6,635,000 $9,560,000 44.1% 0.4%
GUARANTEED RATE, INC. $5,190,000 $9,015,000 73.7% 0.4%
Comerica Bank $5,295,000 $8,560,000 61.7% 0.4%
Arbor Realty Trust, Inc. $8,455,000 n/a 0.4%
GREYSTONE SERVICING COMPANY LLC $22,860,000 $8,405,000 -63.2% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $6,465,000 $8,100,000 25.3% 0.3%
Bank of America $6,795,000 $7,775,000 14.4% 0.3%
UNION HOME MORTGAGE CORP. $5,480,000 $7,775,000 41.9% 0.3%
CONTOUR MORTGAGE CORPORATION $645,000 $7,640,000 1,084.5% 0.3%
GENISYS $455,000 $7,210,000 1,484.6% 0.3%
OMNI Community Credit Union $6,940,000 $6,700,000 -3.5% 0.3%
United Bank of Michigan $2,300,000 $6,520,000 183.5% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,690,000 $6,350,000 72.1% 0.3%
Ally Bank $2,790,000 $6,075,000 117.7% 0.3%
BROKER SOLUTIONS, INC. $3,605,000 $6,065,000 68.2% 0.3%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $3,370,000 $5,810,000 72.4% 0.2%
Neighborhood Loans, Inc. $4,955,000 $5,805,000 17.2% 0.2%
Hometown Lenders, Inc. $375,000 $4,855,000 1,194.7% 0.2%
LAKEVIEW LOAN SERVICING, LLC $4,945,000 $4,830,000 -2.3% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $7,790,000 $4,625,000 -40.6% 0.2%
MARSHALL COMMUNITY CREDIT UNION $9,810,000 $4,565,000 -53.5% 0.2%
NAVY FEDERAL CREDIT UNION $3,515,000 $4,270,000 21.5% 0.2%
CHURCHILL MORTGAGE CORPORATION $3,640,000 $4,130,000 13.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,845,000 $4,105,000 122.5% 0.2%
UNITED $3,450,000 $4,070,000 18.0% 0.2%
PREMIA MORTGAGE, LLC $3,240,000 $4,050,000 25.0% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $1,970,000 $3,980,000 102.0% 0.2%
21ST MORTGAGE CORPORATION $2,220,000 $3,935,000 77.3% 0.2%
GreenStone Farm Credit Services, FLCA $8,540,000 $3,900,000 -54.3% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $1,800,000 $3,800,000 111.1% 0.2%
Chicago Mortgage Solutions LLC $1,105,000 $3,765,000 240.7% 0.2%
USAA Federal Savings Bank $7,785,000 $3,610,000 -53.6% 0.1%
INLANTA MORTGAGE, INC. $2,010,000 $3,440,000 71.1% 0.1%
The Dart Bank $2,045,000 $3,225,000 57.7% 0.1%
KeyBank $4,115,000 $3,195,000 -22.4% 0.1%
NEW DAY FINANCIAL, LLC $4,965,000 $3,195,000 -35.6% 0.1%
First Guaranty Mortgage Corporation $2,115,000 $2,800,000 32.4% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,370,000 $2,615,000 90.9% 0.1%
HOMESIDE FINANCIAL, LLC $610,000 $2,485,000 307.4% 0.1%
Carrington Mortgage Services, LLC $2,950,000 $2,465,000 -16.4% 0.1%
CHERRY CREEK MORTGAGE, LLC $1,780,000 $2,450,000 37.6% 0.1%
LENDINGHOME FUNDING CORPORATION $325,000 $2,440,000 650.8% 0.1%
BlueOx Credit Union $1,700,000 $2,390,000 40.6% 0.1%
Sturgis Bank & Trust Company $1,615,000 $2,360,000 46.1% 0.1%
NORTHERN MORTGAGE SERVICES, LLC $4,155,000 $2,305,000 -44.5% 0.1%
Wyndham Capital Mortgage, Inc. $800,000 $2,235,000 179.4% 0.1%
GVC MORTGAGE, INC. $1,220,000 $2,200,000 80.3% 0.1%
GUARANTEED RATE AFFINITY, LLC $2,780,000 $2,175,000 -21.8% 0.1%
The State Bank $165,000 $2,085,000 1,163.6% 0.1%
Barrington Bank & Trust Company, N.A. $1,370,000 $2,020,000 47.4% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,150,000 $2,015,000 75.2% 0.1%
AmeriHome Mortgage Company, LLC $2,955,000 $2,010,000 -32.0% 0.1%
MICHIGAN MUTUAL, INC. $3,300,000 $1,880,000 -43.0% 0.1%
FirstBank $1,665,000 $1,860,000 11.7% 0.1%
Associated Bank $1,470,000 $1,850,000 25.9% 0.1%
ROYAL UNITED MORTGAGE LLC $1,510,000 $1,845,000 22.2% 0.1%
TRIAD FINANCIAL SERVICES, INC. $675,000 $1,795,000 165.9% 0.1%
STOCKTON MORTGAGE CORPORATION $1,350,000 $1,785,000 32.2% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,935,000 $1,780,000 -8.0% 0.1%
United Bay Community Credit Union $5,640,000 $1,750,000 -69.0% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,945,000 $1,740,000 -10.5% 0.1%
STAUNTON FINANCIAL, INC. $135,000 $1,675,000 1,140.7% 0.1%
MID AMERICA MORTGAGE, INC. $1,695,000 $1,670,000 -1.5% 0.1%
U.S. Bank $2,720,000 $1,665,000 -38.8% 0.1%
InterContinental Capital Group, Inc $560,000 $1,645,000 193.8% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,075,000 $1,625,000 -21.7% 0.1%
NBKC BANK $2,335,000 $1,600,000 -31.5% 0.1%
MOVEMENT MORTGAGE, LLC $115,000 $1,565,000 1,260.9% 0.1%
ChoiceOne Bank $2,040,000 $1,520,000 -25.5% 0.1%
MEMBER FIRST MORTGAGE, LLC $945,000 $1,505,000 59.3% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $845,000 $1,420,000 68.0% 0.1%
VAN DYK MORTGAGE CORPORATION $1,355,000 $1,420,000 4.8% 0.1%
Citibank $135,000 $1,340,000 892.6% 0.1%
UNIVERSITY LENDING GROUP, LLC $1,565,000 $1,315,000 -16.0% 0.1%
Morgan Stanley Private Bank $515,000 $1,280,000 148.5% 0.1%
CASE $125,000 $1,275,000 920.0% 0.1%
Grand River Bank $775,000 $1,270,000 63.9% 0.1%
DOW CHEMICAL EMPLOYEES' $1,210,000 $1,245,000 2.9% 0.1%
TOP FLITE FINANCIAL, INC. $590,000 $1,220,000 106.8% 0.1%
PLAZA HOME MORTGAGE, INC. $445,000 $1,205,000 170.8% 0.0%
Strong Home Mortgage, LLC $325,000 $1,195,000 267.7% 0.0%
County National Bank $135,000 $1,180,000 774.1% 0.0%
MMS MORTGAGE SERVICES, LTD. $450,000 $1,155,000 156.7% 0.0%
Southern Bank $1,155,000 n/a 0.0%
North American Savings Bank, F.S.B. $1,195,000 $1,135,000 -5.0% 0.0%
Level One Bank $2,695,000 $1,110,000 -58.8% 0.0%
READYCAP COMMERCIAL, LLC $1,095,000 n/a 0.0%
Farmers Bank & Trust $1,070,000 n/a 0.0%
KELLER MORTGAGE, LLC $575,000 $1,050,000 82.6% 0.0%
UIF CORPORATION $1,565,000 $1,030,000 -34.2% 0.0%
UNITED HOME LOANS, INC. $460,000 $1,030,000 123.9% 0.0%
ZILLOW HOME LOANS, LLC $785,000 $1,010,000 28.7% 0.0%
ORIX REAL ESTATE CAPITAL, LLC $2,375,000 $1,005,000 -57.7% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $870,000 $1,000,000 14.9% 0.0%
CLEARPATH LENDING $2,115,000 $985,000 -53.4% 0.0%
Adventure Credit Union $600,000 $945,000 57.5% 0.0%
MICHIGAN SCHOOLS AND GOVERNMENT $175,000 $945,000 440.0% 0.0%
Bank of England $360,000 $920,000 155.6% 0.0%
LIMA ONE CAPITAL, LLC $920,000 n/a 0.0%
Hometown Equity Mortgage, LLC $275,000 $915,000 232.7% 0.0%
Paramount Residential Mortgage Group, Inc. $900,000 $905,000 0.6% 0.0%
TIAA, FSB $1,070,000 $900,000 -15.9% 0.0%
AMERICAN FINANCING CORPORATION $645,000 $895,000 38.8% 0.0%
ACCELERATE MORTGAGE, LLC $370,000 $870,000 135.1% 0.0%
COMPASS MORTGAGE, INC. $620,000 $835,000 34.7% 0.0%
EVERETT FINANCIAL, INC. $1,715,000 $830,000 -51.6% 0.0%
PREFERRED CREDIT UNION $680,000 $830,000 22.1% 0.0%
RELIANCE FIRST CAPITAL, LLC $195,000 $810,000 315.4% 0.0%
Plains Commerce Bank $830,000 $785,000 -5.4% 0.0%
Ixonia Bank $780,000 n/a 0.0%
Highpoint Community Bank $165,000 $770,000 366.7% 0.0%
Citadel Servicing Corporation $745,000 n/a 0.0%
Figure Lending LLC $270,000 $745,000 175.9% 0.0%
SOFI LENDING CORP. $585,000 $745,000 27.4% 0.0%
PHH Mortgage Corporation $1,020,000 $735,000 -27.9% 0.0%
Low VA Rates, LLC $460,000 $730,000 58.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $725,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $205,000 $700,000 241.5% 0.0%
The Federal Savings Bank $1,415,000 $700,000 -50.5% 0.0%
Centier Bank $360,000 $695,000 93.1% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $695,000 n/a 0.0%
HALLMARK HOME MORTGAGE, LLC $475,000 $685,000 44.2% 0.0%
MICHIGAN FIRST CREDIT UNION $715,000 $685,000 -4.2% 0.0%
Stifel Bank and Trust $1,525,000 $680,000 -55.4% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $675,000 n/a 0.0%
BMO Harris Bank $675,000 n/a 0.0%
LOANPAL, LLC $660,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $665,000 $655,000 -1.5% 0.0%
TEACHERS CREDIT UNION $215,000 $655,000 204.7% 0.0%
Lakeview Community Capital, LLC $245,000 $650,000 165.3% 0.0%
RESIDENTIAL BANCORP. $645,000 n/a 0.0%
Nations Lending Corporation $410,000 $605,000 47.6% 0.0%
SIRVA MORTGAGE, INC. $905,000 $605,000 -33.1% 0.0%
UBS Bank USA $605,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $600,000 n/a 0.0%
PROPER RATE, LLC $1,065,000 $590,000 -44.6% 0.0%
BM Real Estate Services, Inc. $135,000 $580,000 329.6% 0.0%
GUIDANCE RESIDENTIAL, LLC $580,000 n/a 0.0%
First Horizon Bank $570,000 n/a 0.0%
Manufacturers and Traders Trust Company $180,000 $550,000 205.6% 0.0%
STEARNS LENDING, LLC $495,000 $550,000 11.1% 0.0%
BAY EQUITY LLC $545,000 n/a 0.0%
DFCU FINANCIAL $675,000 $540,000 -20.0% 0.0%
Discover Bank $620,000 $530,000 -14.5% 0.0%
Republic Bank & Trust Company $525,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $805,000 $520,000 -35.4% 0.0%
T2 FINANCIAL LLC $985,000 $520,000 -47.2% 0.0%
ACADEMY MORTGAGE CORPORATION $1,480,000 $515,000 -65.2% 0.0%
Independent Bank $20,765,000 $515,000 -97.5% 0.0%
First Dakota National Bank $505,000 n/a 0.0%
Meridian Bank Corporation $505,000 n/a 0.0%
South State Bank $505,000 n/a 0.0%
MEMBERS FIRST Credit Union $490,000 n/a 0.0%
SUMMIT FUNDING, INC. $245,000 $490,000 100.0% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $245,000 $485,000 98.0% 0.0%
SPRING EQ, LLC $255,000 $480,000 88.2% 0.0%
NATIONS RELIABLE LENDING, LLC $475,000 n/a 0.0%
CANOPY MORTGAGE, LLC $470,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $115,000 $470,000 308.7% 0.0%
ALLIED MORTGAGE GROUP, INC. $135,000 $460,000 240.7% 0.0%
Beeline Loans, Inc. $460,000 n/a 0.0%
PLANET HOME LENDING, LLC $115,000 $460,000 300.0% 0.0%
BNC National Bank $450,000 n/a 0.0%
BLG HOLDINGS, INC. $155,000 $440,000 183.9% 0.0%
Waterstone Mortgage Corporation $580,000 $420,000 -27.6% 0.0%
Ameris Bank $395,000 $415,000 5.1% 0.0%
Midwest Community Bank $415,000 n/a 0.0%
Baxter Credit Union $195,000 $410,000 110.3% 0.0%
Chicago Financial Services, Inc. $185,000 $405,000 118.9% 0.0%
First American Bank $395,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $165,000 $395,000 139.4% 0.0%
ROSS MORTGAGE CORPORATION $385,000 $390,000 1.3% 0.0%
Key Mortgage Services, Inc. $375,000 n/a 0.0%
Directions Credit Union, Inc. $365,000 n/a 0.0%
UNIVERSITY OF MICHIGAN CREDIT UNION $365,000 n/a 0.0%
EMM LOANS LLC $665,000 $360,000 -45.9% 0.0%
Third Federal Savings and Loan Association of Cleveland $425,000 $360,000 -15.3% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $350,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $350,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $345,000 n/a 0.0%
ONY GLO, INC. $345,000 n/a 0.0%
Presidential Bank, FSB $345,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $655,000 $340,000 -48.1% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $295,000 $335,000 13.6% 0.0%
RF Renovo Management Company, LLC $335,000 n/a 0.0%
First Federal Bank $815,000 $330,000 -59.5% 0.0%
HARTFORD FUNDING, LTD. $325,000 n/a 0.0%
Paramount Bank $415,000 $325,000 -21.7% 0.0%
J. VIRGIL, INC. $205,000 $320,000 56.1% 0.0%
Colonial Savings, F.A. $315,000 n/a 0.0%
Kwik Mortgage Corporation $315,000 n/a 0.0%
THE EQUITABLE MORTGAGE CORPORATION $315,000 n/a 0.0%
ALLIANT CREDIT UNION $615,000 $310,000 -49.6% 0.0%
NEXERA HOLDING LLC $305,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $630,000 $300,000 -52.4% 0.0%
Cf Bank $305,000 $285,000 -6.6% 0.0%
Notre Dame Federal Credit Union Corporation $485,000 $285,000 -41.2% 0.0%
Renasant Bank $285,000 n/a 0.0%
Amerifirst Financial, Inc. $265,000 n/a 0.0%
Carrollton Bank $255,000 n/a 0.0%
Merchants Bank of Indiana $255,000 n/a 0.0%
Charles Schwab Bank, SSB $245,000 n/a 0.0%
Frankenmuth Credit Union $320,000 $245,000 -23.4% 0.0%
HOMESTEAD FUNDING CORP. $480,000 $245,000 -49.0% 0.0%
WINGS FINANCIAL $245,000 n/a 0.0%
Wanigas Credit Union $240,000 n/a 0.0%
ENVOY MORTGAGE, LTD $145,000 $235,000 62.1% 0.0%
INTERRA CREDIT UNION $235,000 n/a 0.0%
Pinnacle Bank $235,000 n/a 0.0%
AMERICAN ADVISORS GROUP $235,000 $230,000 -2.1% 0.0%
Equity Prime Mortgage LLC $285,000 $225,000 -21.1% 0.0%
Macatawa Bank $1,050,000 $225,000 -78.6% 0.0%
Platinum Home Mortgage Corporation $320,000 $225,000 -29.7% 0.0%
RBC Bank, (Georgia) $225,000 n/a 0.0%
Bank of Ann Arbor $145,000 $215,000 48.3% 0.0%
PURDUE FEDERAL CREDIT UNION $215,000 n/a 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $135,000 $215,000 59.3% 0.0%
Three Rivers Federal Credit Union $215,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $755,000 $210,000 -72.2% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $210,000 n/a 0.0%
Axos Bank $205,000 n/a 0.0%
DAS Acquisition Company, LLC $205,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $205,000 n/a 0.0%
VIBE CREDIT UNION $85,000 $200,000 135.3% 0.0%
ProFed Federal Credit Union $195,000 n/a 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $195,000 n/a 0.0%
Auto Club Trust, FSB $185,000 n/a 0.0%
CREDIT UNION ONE $35,000 $185,000 428.6% 0.0%
EMBRACE HOME LOANS, INC. $370,000 $185,000 -50.0% 0.0%
Signature Federal Credit Union $185,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $165,000 $185,000 12.1% 0.0%
Northwest Bank $175,000 n/a 0.0%
NP, Inc. $295,000 $175,000 -40.7% 0.0%
OCMBC, INC. $175,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $175,000 n/a 0.0%
First National Bank of America $135,000 $165,000 22.2% 0.0%
LAFCU $175,000 $165,000 -5.7% 0.0%
DEEPHAVEN MORTGAGE LLC $185,000 $155,000 -16.2% 0.0%
Circle Federal Credit Union $400,000 $150,000 -62.5% 0.0%
DUPACO COMMUNITY $150,000 n/a 0.0%
BLUELEAF LENDING, LLC $395,000 $145,000 -63.3% 0.0%
Edgewater Bank $125,000 $145,000 16.0% 0.0%
Lake City Bank $8,360,000 $145,000 -98.3% 0.0%
TLC COMMUNITY Credit Union $205,000 $145,000 -29.3% 0.0%
First Financial Bank $135,000 n/a 0.0%
First Home Bank $145,000 $135,000 -6.9% 0.0%
FIRST OHIO HOME FINANCE, INC. $135,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $135,000 n/a 0.0%
MICHIGAN ONE COMMUNITY Credit Union $135,000 n/a 0.0%
Preston Home Loans Inc $135,000 n/a 0.0%
Wildfire Credit Union $135,000 n/a 0.0%
AAC Credit Union $250,000 $125,000 -50.0% 0.0%
Community West Credit Union $515,000 $125,000 -75.7% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $315,000 $125,000 -60.3% 0.0%
FOUR POINTS $125,000 n/a 0.0%
KS StateBank $125,000 n/a 0.0%
MIDWEST LOAN SOLUTIONS, INC. $175,000 $125,000 -28.6% 0.0%
Peoples Bank $135,000 $125,000 -7.4% 0.0%
FIRST CHOICE MH LLC $1,340,000 $120,000 -91.0% 0.0%
Amalgamated Bank $115,000 n/a 0.0%
COPOCO Community Credit Union $105,000 n/a 0.0%
First Internet Bank of Indiana $205,000 $105,000 -48.8% 0.0%
First National Bank of Brookfield $105,000 n/a 0.0%
NBH Bank $105,000 $105,000 0.0% 0.0%
Thumb Bank and Trust $450,000 $105,000 -76.7% 0.0%
ALL WESTERN MORTGAGE, INC. $95,000 n/a 0.0%
Bell Bank $225,000 $85,000 -62.2% 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $450,000 $85,000 -81.1% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $650,000 $85,000 -86.9% 0.0%
IncredibleBank $285,000 $85,000 -70.2% 0.0%
S1L, Inc. $85,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $1,430,000 $85,000 -94.1% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $75,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $75,000 n/a 0.0%
West Michigan Community Bank $215,000 $75,000 -65.1% 0.0%
FINANCE OF AMERICA REVERSE LLC $45,000 n/a 0.0%
GREENWOOD $45,000 n/a 0.0%
NUMARK CREDIT UNION $65,000 $45,000 -30.8% 0.0%
BayCoast Bank $35,000 n/a 0.0%
COMMUNITY CHOICE CREDIT UNION $100,000 $35,000 -65.0% 0.0%
GreenStone Farm Credit Services, ACA $25,000 n/a 0.0%

KALAMAZOO - PORTAGE's top lender by overall market share is LAKE MICHIGAN CREDIT UNION, with 10.1% market share. In second place, with 9.8%, is CONSUMERS, having originated $236,410,000 in loans. In third place, with 7.2%, is QUICKEN LOANS, LLC, having originated $173,990,000 in loans. In third place, with 5.6%, is ARBOR FINANCIAL CREDIT UNION, having originated $135,600,000 in loans. In third place, with 4.1%, is Fifth Third Bank, having originated $98,000,000 in loans.


KALAMAZOO-PORTAGE, MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 4,645 $925,505,000 $199,248
Home Purchase 4,074 $955,610,000 $234,563
Cash Out Refi 2,434 $424,900,000 $174,569
Home Improvement 1,020 $64,130,000 $62,873
Other 428 $44,160,000 $103,178

Kalamazoo - Portage's most frequently cited loan purpose was Refi, with 4,645 originations. The 2nd most popular reason was Home Purchase, with 4,074 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 4,676 $883,880,000 $189,025
2.5-3% 4,541 $952,585,000 $209,774
<2.5% 2,345 $448,955,000 $191,452
4-5% 544 $58,630,000 $107,776
5-6% 210 $14,400,000 $68,571
7-8% 105 $5,565,000 $53,000
6-7% 80 $5,060,000 $63,250
Over 8% 60 $3,030,000 $50,500

During 2021, Kalamazoo - Portage's most frequently originated rate bucket was 3-4%, with 4,676 originations.

Loan Sizing (KALAMAZOO-PORTAGE, MI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 5,446 $795,130,000 $146,003
$200k-400k 3,313 $890,865,000 $268,900
$100,000 or less 3,152 $189,680,000 $60,178
$400k-600k 527 $252,075,000 $478,321
$600k-1000k 116 $86,750,000 $747,845
$Over $1MM 47 $199,805,000 $4,251,170

KALAMAZOO - PORTAGE's loan sizing saw the bucket of loans from $100k-200k with 5,446 originations, totaling $795,130,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 4,270 $930,130,000 $217,829
80-100% 3,787 $840,205,000 $221,866
40-60% 2,072 $363,120,000 $175,251
20-40% 1,192 $132,780,000 $111,393
Under 20% 875 $39,555,000 $45,206
Over 100% 75 $21,085,000 $281,133

KALAMAZOO - PORTAGE's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 4,270 originations, totaling $930,130,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - KALAMAZOO - PORTAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $209,950 (-0.6%) $327,507 (-11.9%) 0.77 879
2018-02-01 $219,950 (-8.3%) $338,683 (-13.5%) 0.79 817
2018-03-01 $249,900 (-1.8%) $383,024 (-5.6%) 0.86 790
2018-04-01 $269,900 (2.3%) $391,380 (-3.0%) 0.91 798
2018-05-01 $282,492 (8.9%) $395,937 (4.6%) 0.94 888
2018-06-01 $275,000 (11.8%) $389,904 (9.8%) 0.92 1,000
2018-07-01 $263,250 (7.5%) $363,615 (3.5%) 0.88 1,055
2018-08-01 $249,900 (8.7%) $351,571 (4.8%) 0.84 1,161
2018-09-01 $235,900 (4.8%) $330,534 (-1.7%) 0.79 1,247
2018-10-01 $238,000 (7.0%) $326,296 (-2.8%) 0.80 1,239
2018-11-01 $239,450 (9.1%) $331,759 (-0.1%) 0.80 1,168
2018-12-01 $235,000 (7.4%) $325,325 (-0.5%) 0.80 1,052
2019-01-01 $229,500 (9.3%) $324,441 (-0.9%) 0.79 954
2019-02-01 $236,650 (7.6%) $342,335 (1.1%) 0.79 888
2019-03-01 $258,243 (3.3%) $365,670 (-4.5%) 0.84 877
2019-04-01 $281,200 (4.2%) $382,221 (-2.3%) 0.89 896
2019-05-01 $290,500 (2.8%) $387,774 (-2.1%) 0.90 924
2019-06-01 $284,900 (3.6%) $380,036 (-2.5%) 0.88 1,039
2019-07-01 $274,950 (4.4%) $373,463 (2.7%) 0.85 1,112
2019-08-01 $261,371 (4.6%) $361,428 (2.8%) 0.82 1,160
2019-09-01 $250,000 (6.0%) $348,183 (5.3%) 0.79 1,211
2019-10-01 $249,950 (5.0%) $343,927 (5.4%) 0.80 1,249
2019-11-01 $245,000 (2.3%) $335,630 (1.2%) 0.79 1,150
2019-12-01 $244,150 (3.9%) $333,621 (2.6%) 0.81 994
2020-01-01 $245,000 (6.8%) $331,583 (2.2%) 0.82 873
2020-02-01 $259,900 (9.8%) $345,058 (0.8%) 0.84 879
2020-03-01 $290,950 (12.7%) $378,056 (3.4%) 0.91 794
2020-04-01 $289,900 (3.1%) $377,856 (-1.1%) 0.90 778
2020-05-01 $299,900 (3.2%) $405,429 (4.6%) 0.91 825
2020-06-01 $314,900 (10.5%) $413,841 (8.9%) 0.92 760
2020-07-01 $299,900 (9.1%) $405,981 (8.7%) 0.86 718
2020-08-01 $299,900 (14.7%) $396,411 (9.7%) 0.86 660
2020-09-01 $297,450 (19.0%) $388,990 (11.7%) 0.85 615
2020-10-01 $299,900 (20.0%) $399,660 (16.2%) 0.86 584
2020-11-01 $299,900 (22.4%) $404,541 (20.5%) 0.86 556
2020-12-01 $287,200 (17.6%) $392,368 (17.6%) 0.84 481
2021-01-01 $284,900 (16.3%) $397,667 (19.9%) 0.84 402
2021-02-01 $302,450 (16.4%) $412,288 (19.5%) 0.87 353
2021-03-01 $329,450 (13.2%) $440,081 (16.4%) 0.92 331
2021-04-01 $337,500 (16.4%) $444,114 (17.5%) 0.91 313
2021-05-01 $349,900 (16.7%) $442,101 (9.0%) 0.92 359
2021-06-01 $329,450 (4.6%) $434,902 (5.1%) 0.86 396
2021-07-01 $307,450 (2.5%) $417,756 (2.9%) 0.80 464
2021-08-01 $302,500 (0.9%) $410,964 (3.7%) 0.80 507
2021-09-01 $299,450 (0.7%) $404,821 (4.1%) 0.79 509
2021-10-01 $290,000 (-3.3%) $409,932 (2.6%) 0.76 483
2021-11-01 $277,450 (-7.5%) $391,015 (-3.3%) 0.73 427
2021-12-01 $269,900 (-6.0%) $388,878 (-0.9%) 0.72 343
2022-01-01 $279,900 (-1.8%) $407,399 (2.5%) 0.75 244
2022-02-01 $297,400 (-1.7%) $418,132 (1.4%) 0.76 221
2022-03-01 $317,450 (-3.6%) $438,575 (-0.3%) 0.78 237
2022-04-01 $329,900 (-2.3%) $459,937 (3.6%) 0.78 263
2022-05-01 $319,888 (-8.6%) $466,155 (5.4%) 0.72 332
2022-06-01 $334,900 (1.7%) $473,085 (8.8%) 0.74 394
KALAMAZOO - PORTAGE's median listing price for 2022-06-01 was $334,900, a difference of $5,450 (1.7%) versus the prior year and $15,012 versus the prior month.

KALAMAZOO - PORTAGE's median listing price comes in at 74% of the national average.

KALAMAZOO - PORTAGE's average listing price for 2022-06-01 was $473,085, a difference of $38,183 (8.8%) versus the prior year and $6,930 versus the prior month.

For the 2022-06-01 period, KALAMAZOO - PORTAGE had 394 MLS listings, a difference of 62 listings (19%) versus the prior month and -2 listings (-1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - KALAMAZOO - PORTAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 86 days 1,858 sqft
2018-02-01 85 days 1,843 sqft
2018-03-01 62 days 1,956 sqft
2018-04-01 53 days 2,072 sqft
2018-05-01 48 days 2,149 sqft
2018-06-01 45 days 2,107 sqft
2018-07-01 48 days 2,070 sqft
2018-08-01 48 days 2,040 sqft
2018-09-01 51 days 2,008 sqft
2018-10-01 57 days 1,996 sqft
2018-11-01 63 days 1,947 sqft
2018-12-01 73 days 1,932 sqft
2019-01-01 78 days 1,885 sqft
2019-02-01 78 days 1,873 sqft
2019-03-01 63 days 1,969 sqft
2019-04-01 48 days 2,050 sqft
2019-05-01 45 days 2,057 sqft
2019-06-01 46 days 2,060 sqft
2019-07-01 47 days 2,066 sqft
2019-08-01 49 days 2,038 sqft
2019-09-01 50 days 2,021 sqft
2019-10-01 54 days 2,016 sqft
2019-11-01 58 days 1,975 sqft
2019-12-01 72 days 1,937 sqft
2020-01-01 84 days 1,928 sqft
2020-02-01 80 days 1,899 sqft
2020-03-01 59 days 1,977 sqft
2020-04-01 68 days 2,006 sqft
2020-05-01 74 days 2,044 sqft
2020-06-01 60 days 2,078 sqft
2020-07-01 54 days 2,069 sqft
2020-08-01 52 days 2,100 sqft
2020-09-01 52 days 2,078 sqft
2020-10-01 52 days 2,075 sqft
2020-11-01 52 days 2,058 sqft
2020-12-01 61 days 1,985 sqft
2021-01-01 69 days 1,924 sqft
2021-02-01 63 days 1,865 sqft
2021-03-01 53 days 1,983 sqft
2021-04-01 48 days 1,972 sqft
2021-05-01 39 days 2,007 sqft
2021-06-01 38 days 2,056 sqft
2021-07-01 38 days 1,959 sqft
2021-08-01 39 days 1,965 sqft
2021-09-01 43 days 1,913 sqft
2021-10-01 46 days 1,946 sqft
2021-11-01 51 days 1,852 sqft
2021-12-01 54 days 1,849 sqft
2022-01-01 63 days 1,866 sqft
2022-02-01 48 days 1,879 sqft
2022-03-01 37 days 1,863 sqft
2022-04-01 38 days 1,870 sqft
2022-05-01 30 days 1,907 sqft
2022-06-01 34 days 1,977 sqft
KALAMAZOO - PORTAGE's median listing age (time on market) for 2022-06-01 was 34 days. This is -12% shorter than the same period one year ago.

KALAMAZOO - PORTAGE's median square footage for active listings during the 2022-06-01 period was 1,977 sqft. One year prior, the average listing was 2,056 sqft.