LANSING - EAST LANSING Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lansing - East Lansing averaged 6.63% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.54% and one month ago for the week of 2025-02-27, the average rate was 7.05%.

Lansing - East Lansing's average rate one year ago was 6.88%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.16%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Lansing - East Lansing 30 Year Fixed Rate 2025-04-03 6.63%
Lansing - East Lansing 30 Year Fixed Rate Refi 2025-04-03 7.16%
Lansing - East Lansing 15 Year Fixed Rate 2025-04-03 6.55%
Lansing - East Lansing 15 Year Fixed Rate Refi 2025-04-03 6.02%
Lansing - East Lansing 30 Year FHA 2025-04-03 6.32%
Lansing - East Lansing 30 Year FHA Refi 2025-04-03 5.8%
Lansing - East Lansing 30 Year USDA 2025-04-03 6.73%
Lansing - East Lansing 30 Year USDA Refi 2025-04-03 6.32%
Lansing - East Lansing 30 Year VA 2025-04-03 6.42%
Lansing - East Lansing 30 Year VA Refi 2025-04-03 5.65%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LANSING-EAST LANSING, MI.

LANSING - EAST LANSING Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LANSING-EAST LANSING, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
The Dart Bank 561 6.65% $3,582
QUICKEN LOANS, LLC 405 6.75% $4,991
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 359 6.76% $3,728
UNION HOME MORTGAGE CORP. 337 7.10% $6,409
UNITED WHOLESALE MORTGAGE, LLC 270 6.87% $5,718
Flagstar Bank, FSB 269 6.78% $3,781
Fifth Third Bank 100 6.95% $3,318
MORTGAGE CENTER L.C 94 6.41% $3,684
MORTGAGE 1 INCORPORATED 86 6.90% $5,105
The Huntington National Bank 85 6.81% $3,614
JPMorgan Chase Bank 84 6.76% $3,147
EVERETT FINANCIAL, INC. 71 6.66% $5,755
LAKE MICHIGAN CREDIT UNION 62 6.55% $3,457
CROSSCOUNTRY MORTGAGE, LLC 54 6.92% $5,759
Northpointe Bank 48 6.67% $4,752
LAFCU 47 6.20% $3,366
VAN DYK MORTGAGE CORPORATION 45 6.79% $2,577
CASE 41 6.75% $2,883
Mercantile Bank of Michigan 37 6.86% $3,629
CHURCHILL MORTGAGE CORPORATION 36 6.72% $4,650
Preston Home Loans Inc 36 6.99% $5,053
Independent Bank 35 6.65% $3,453
FIRST COMMUNITY MORTGAGE, INC. 31 6.76% $5,228
CONSUMERS 30 6.73% $3,950
PNC Bank 29 6.61% $3,605
PFCU 29 6.52% $3,018
BROKER SOLUTIONS, INC. 22 6.80% $5,173
Mr. Cooper ( Nationstar Mortgage ) 22 6.85% $6,223
NexBank 21 7.10% $4,279
EMM LOANS LLC 21 7.08% $6,730
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 20 6.93% $4,063
SUCCESS MORTGAGE PARTNERS, INC. 20 6.87% $5,502
J. VIRGIL, INC. 19 6.91% $5,267
AMERICAN PORTFOLIO MORTGAGE CORPORATION 19 6.82% $3,961
GUILD MORTGAGE COMPANY 18 6.66% $5,132
FBC MORTGAGE, LLC 18 6.78% $3,929
First State Bank 17 6.66% $3,413
BLG HOLDINGS, INC. 17 6.77% $4,354
MICHIGAN SCHOOLS AND GOVERNMENT 17 5.49% $2,784
MICHIGAN MUTUAL, INC. 17 6.85% $4,817
LOANDEPOT.COM, LLC 16 6.55% $6,751
NEWREZ LLC 16 6.65% $5,982
GUARANTEED RATE AFFINITY, LLC 16 6.61% $1,696
CARDINAL FINANCIAL 16 6.93% $6,437
STAUNTON FINANCIAL, INC. 16 6.65% $4,865
Citizens Bank 16 6.64% $3,229
Bank of America 14 6.26% $2,194
DAS Acquisition Company, LLC 13 7.08% $5,341
MICHIGAN FIRST CREDIT UNION 11 8.83% $4,437
RUOFF MORTGAGE COMPANY, INC. 11 6.73% $4,699
PENNYMAC LOAN SERVICES, LLC 11 6.62% $5,860
BETTER MORTGAGE CORPORATION 10 6.56% $3,032
First Merchants Bank 10 6.68% $3,839
U.S. Bank 9 6.69% $3,346
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 6.65% $4,789
USAA Federal Savings Bank 9 6.60% $5,168
GENISYS 8 6.70% $3,332
MARSHALL COMMUNITY CREDIT UNION 8 6.63% $2,137
DFCU FINANCIAL 8 6.59% $4,346
NORTHERN MORTGAGE SERVICES, LLC 7 6.96% $3,120
Mortgage Research Center, LLC 7 7.02% $3,715
HOMESIDE FINANCIAL, LLC 7 7.20% $6,061
MUTUAL OF OMAHA MORTGAGE, INC. 7 6.62% $5,840
First National Bank of America 7 9.18% $9,868
ZILLOW HOME LOANS, LLC 6 7.21% $3,792
MEMBER FIRST MORTGAGE, LLC 6 6.77% $3,277
AMERICAN PACIFIC MORTGAGE CORPORATION 6 6.79% $10,441
MMS MORTGAGE SERVICES, LTD. 6 6.21% $3,321
CALCON MUTUAL MORTGAGE LLC 6 7.15% $4,445
PROVIDENT FUNDING ASSOCIATES, L.P. 6 6.35% $3,854
The Loan Store, Inc. 6 7.35% $5,976
Comerica Bank 6 6.79% $3,016
The State Bank 6 6.06% $2,626
Adventure Credit Union 6 6.08% $3,578
GUARANTEED RATE, INC. 5 6.87% $4,198
CMG MORTGAGE, INC. 5 7.17% $6,317
PREMIA MORTGAGE, LLC 5 6.90% $1,375
ROSS MORTGAGE CORPORATION 5 7.07% $5,090
DOW CHEMICAL EMPLOYEES' 5 7.55% $4,063
FINANCIAL PLUS CREDIT UNION 5 6.38% $3,310
TOWNE MORTGAGE COMPANY 5 6.45% $6,174
NAVY FEDERAL CREDIT UNION 5 6.30% $3,973
UIF CORPORATION 5 7.13% $3,413
Wells Fargo Bank 5 6.75% $5,415
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 6.91% $5,072
Frankenmuth Credit Union 4 6.34% $3,080
Union Bank 4 7.41% $3,253
Old National Bank 4 6.25% $3,817
Honor Credit Union 4 7.03% $2,817
HOWARD HANNA FINANCIAL SERVICES, INC. 4 7.00% $4,875
Dort Financial Credit Union 4 6.06% $2,845
PHH Mortgage Corporation 4 6.59% $5,239
Plains Commerce Bank 4 7.03% $7,408
PLAZA HOME MORTGAGE, INC. 4 6.38% $5,406
COMMUNITY FINANCIAL CREDIT UNION 4 7.03% $3,139
ROYAL UNITED MORTGAGE LLC 4 7.06% $7,371
FREEDOM MORTGAGE CORPORATION 3 7.71% $6,376
Ally Bank 3 6.21% $8,159
American Mortgage & Equity Consultants, Inc. 3 7.21% $10,000
AMERISAVE MORTGAGE CORPORATION 3 7.33% $6,397
GVC MORTGAGE, INC. 3 7.09% $12,539
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 7.04% $4,804
MOVEMENT MORTGAGE, LLC 3 6.71% $4,565
NBKC BANK 3 6.83% $3,253
SECURITY CREDIT UNION 3 6.17% $2,290
University Bank 3 6.71% $3,880
Kellogg Community Credit Union 2 6.75% $3,168
MICHIGAN ONE COMMUNITY Credit Union 2 6.81% $4,743
Isabella Bank 2 6.06% $2,851
BAYSHORE MORTGAGE FUNDING, LLC 2 7.13% $4,096
OceanFirst Bank 2 5.94% $2,826
CREDIT UNION ONE 2 6.38% $3,387
Barrington Bank & Trust Company, N.A. 2 6.88% $3,989
Truist 2 6.86% $3,735
Carrington Mortgage Services, LLC 2 6.56% $5,577
ELGA CREDIT UNION 2 7.13% $3,910
OMNI Community Credit Union 2 7.06% $3,272
ARBOR FINANCIAL CREDIT UNION 2 6.56% $3,132
UNITED 2 6.38% $4,667
Paramount Residential Mortgage Group, Inc. 2 7.94% $9,340
MEMBERFOCUS COMMUNITY 2 5.63% $2,657
Prosperity Home Mortgage, LLC 2 6.50% $5,427
AMERICAN FINANCIAL RESOURCES, INC. 2 6.38% $6,547
AMERICAN FINANCIAL NETWORK, INC. 2 6.88% $5,513
Connexus Credit Union 2 7.64% $2,294
AMERICAN BANCSHARES MORTGAGE 2 6.75% $3,293
V.I.P. MORTGAGE, INC. 2 5.93% $4,607
COMPASS MORTGAGE, INC. 2 7.18% $3,817
PENTAGON FEDERAL CREDIT UNION 2 6.50% $6,663
LENDSURE MORTGAGE CORP. 2 8.69% $9,953
DIGITAL Federal Credit Union 2 7.00% $2,579
First Federal Bank 2 6.06% $3,905
Devon Bank 1 6.63% $4,060
PLANET HOME LENDING, LLC 1 7.25% $3,921
DELMAR FINANCIAL COMPANY 1 7.13% $3,992
PLUS RELOCATION MORTGAGE, LLC 1 6.99% $7,966
Cornerstone First Mortgage, Inc 1 7.25% $4,439
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.25% $6,548
CONTOUR MORTGAGE CORPORATION 1 6.63% $4,458
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.63% $13,218
RBC Bank, (Georgia) 1 5.63% $2,250
RESIDENTIAL BANCORP 1 7.00% $4,879
ChoiceOne Bank 1 7.50% $3,397
Century Mortgage Company DBA Century Lending Company 1 6.75% $7,944
CBI Bank & Trust 1 6.50% $2,542
ALLIED MORTGAGE GROUP, INC. 1 6.63% $3,097
Sierra Pacific Mortgage Company, Inc. 1 5.99% $10,142
SIRVA MORTGAGE, INC. 1 6.88% $1,948
STOCKTON MORTGAGE CORPORATION 1 6.63% $4,940
BM Real Estate Services, Inc. 1 6.38% $4,523
SUMMIT HOME MORTGAGE, LLC 1 6.99% $5,085
SUN Federal Credit Union 1 6.63% $2,418
Sunflower Bank 1 6.49% $3,373
SUNRISE FAMILY CREDIT UNION 1 6.74% $2,620
Texana Bank 1 7.25% $3,921
THE ANDERSON FINANCIAL GROUP, INC. 1 7.13% $7,512
BMO Harris Bank 1 8.13% $3,259
The Federal Savings Bank 1 7.13% $7,275
Beeline Loans, Inc. 1 7.75% $7,083
BAY-VALLEY MORTGAGE GROUP 1 8.13% $16,387
THE MORTGAGE LINK, INC. 1 6.50% $13,095
TLC COMMUNITY Credit Union 1 6.88% $2,448
TOP FLITE FINANCIAL, INC. 1 5.75% $4,490
UBS Bank USA 1 7.13% $3,138
Assurance Financial Group, L.L.C. 1 7.00% $3,289
Arvest Bank 1 7.50% $3,707
AMERICAN FINANCING CORPORATION 1 6.38% $15,757
A&D Mortgage LLC 1 6.63% $6,996
UNIVERSITY OF MICHIGAN CREDIT UNION 1 6.13% $2,749
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.25% $3,242
Warsaw Federal Savings and Loan Association 1 7.05% $6,500
LEADERONE FINANCIAL CORPORATION 1 5.99% $3,647
LENOX FINANCIAL MORTGAGE CORPORATION 1 7.37% $3,720
LOANPAL, LLC 1 5.88% $15,528
LAKEVIEW LOAN SERVICING, LLC 1 7.38% $8,032
Lake Huron Credit Union 1 7.50% $4,114
Meijer Credit Union 1 6.88% $2,472
KeyBank 1 6.75% $5,311
MEMBERS FIRST Credit Union 1 5.25% $2,630
KALSEE CREDIT UNION 1 7.88% $3,341
Ixonia Bank 1 7.50% $4,214
HEALTH ADVANTAGE FEDERAL CREDIT UNION 1 6.75% $2,914
GUIDANCE RESIDENTIAL, LLC 1 7.13% $3,575
GreenStone Farm Credit Services, FLCA 1 6.50% $2,292
GENEVA FINANCIAL, LLC 1 6.75% $4,675
ABSOLUTE HOME MORTGAGE CORPORATION 1 6.50% $4,954
Watermark Capital, Inc. 1 6.88% $3,373
FOUNDATION MORTGAGE CORPORATION 1 7.25% $9,791
First Federal Bank of the Midwest 1 6.75% $3,728
Nations Lending Corporation 1 6.63% $7,900
Waterstone Mortgage Corporation 1 6.38% $4,501
NETWORK CAPITAL FUNDING CORPORATION 1 7.00% $6,389
NEW ENGLAND FEDERAL CREDIT UNION 1 6.50% $1,893
FIRST COLONY MORTGAGE CORPORATION 1 6.38% $2,195
FirstBank 1 6.75% $4,698
NEXERA HOLDING LLC 1 6.88% $11,741
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 7.25% $4,881
Extra 1 6.50% $4,488
Discover Bank 1 6.49% $0
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 7.50% $5,410

LANSING - EAST LANSING Average Closing Costs & Other Stats

LANSING-EAST LANSING, MI's 200 lenders originated 10,245 loans during 2024. The total origination value was $1,880,515,000, with an average loan value of $183,554.

LANSING - EAST LANSING's average closing costs are $4,135.

The top LANSING - EAST LANSING lender as defined by loan originations is The Dart Bank, with 561 loans originated. Their average total fees are $3,582, which is $1,409 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee LANSING - EAST LANSING lenders (with over 10 loans originated) are GUARANTEED RATE AFFINITY, LLC ($1,696), Bank of America ($2,194), VAN DYK MORTGAGE CORPORATION ($2,577), MICHIGAN SCHOOLS AND GOVERNMENT ($2,784) and CASE ($2,883).

The lowest rate LANSING - EAST LANSING lenders (with over 10 loans originated) are MICHIGAN SCHOOLS AND GOVERNMENT (5.49%), LAFCU (6.20%), Bank of America (6.26%), MORTGAGE CENTER L.C (6.41%) and PFCU (6.52%).

LANSING-EAST LANSING, MI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
The Dart Bank $175,065,000 $197,835,000 13.0% 10.5%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $178,175,000 $172,120,000 -3.4% 9.2%
QUICKEN LOANS, LLC $111,030,000 $160,700,000 44.7% 8.5%
UNITED WHOLESALE MORTGAGE, LLC $78,745,000 $117,500,000 49.2% 6.2%
UNION HOME MORTGAGE CORP. $89,850,000 $115,725,000 28.8% 6.2%
Flagstar Bank, FSB $65,720,000 $82,250,000 25.2% 4.4%
Wells Fargo Bank $16,425,000 $49,475,000 201.2% 2.6%
PNC Bank $24,570,000 $45,355,000 84.6% 2.4%
Fifth Third Bank $38,475,000 $43,245,000 12.4% 2.3%
The Huntington National Bank $42,365,000 $42,840,000 1.1% 2.3%
Mortgage Research Center, LLC $20,905,000 $33,135,000 58.5% 1.8%
MORTGAGE 1 INCORPORATED $27,275,000 $31,530,000 15.6% 1.7%
LAKE MICHIGAN CREDIT UNION $23,465,000 $23,570,000 0.4% 1.3%
Independent Bank $21,725,000 $22,630,000 4.2% 1.2%
JPMorgan Chase Bank $17,235,000 $21,485,000 24.7% 1.1%
MORTGAGE CENTER L.C $13,465,000 $21,335,000 58.4% 1.1%
GreenStone Farm Credit Services, FLCA $20,685,000 $21,215,000 2.6% 1.1%
LAFCU $20,420,000 $19,035,000 -6.8% 1.0%
CASE $5,925,000 $17,095,000 188.5% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $14,960,000 $16,675,000 11.5% 0.9%
Northpointe Bank $12,640,000 $15,955,000 26.2% 0.8%
VAN DYK MORTGAGE CORPORATION $12,540,000 $14,765,000 17.7% 0.8%
EVERETT FINANCIAL, INC. $18,825,000 $14,380,000 -23.6% 0.8%
Eaton Community Bank $9,555,000 $14,205,000 48.7% 0.8%
FREEDOM MORTGAGE CORPORATION $4,590,000 $14,150,000 208.3% 0.8%
Isabella Bank $1,545,000 $13,460,000 771.2% 0.7%
Preston Home Loans Inc $10,380,000 $13,145,000 26.6% 0.7%
CONSUMERS $8,260,000 $12,745,000 54.3% 0.7%
ORIX REAL ESTATE CAPITAL, LLC $12,620,000 n/a 0.7%
BROKER SOLUTIONS, INC. $5,250,000 $11,455,000 118.2% 0.6%
LOANDEPOT.COM, LLC $8,005,000 $11,155,000 39.4% 0.6%
MICHIGAN SCHOOLS AND GOVERNMENT $7,250,000 $10,990,000 51.6% 0.6%
First National Bank of America $13,175,000 $10,785,000 -18.1% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $5,985,000 $10,680,000 78.4% 0.6%
The State Bank $2,915,000 $10,470,000 259.2% 0.6%
Mercantile Bank of Michigan $10,235,000 $10,150,000 -0.8% 0.5%
PENNYMAC LOAN SERVICES, LLC $5,315,000 $10,030,000 88.7% 0.5%
CHURCHILL MORTGAGE CORPORATION $10,755,000 $9,445,000 -12.2% 0.5%
FIRST COMMUNITY MORTGAGE, INC. $3,715,000 $9,270,000 149.5% 0.5%
21ST MORTGAGE CORPORATION $5,715,000 $9,055,000 58.4% 0.5%
PFCU $6,285,000 $8,860,000 41.0% 0.5%
EMM LOANS LLC $8,980,000 $8,730,000 -2.8% 0.5%
NAVY FEDERAL CREDIT UNION $7,050,000 $8,620,000 22.3% 0.5%
J. VIRGIL, INC. $8,395,000 $8,560,000 2.0% 0.5%
NEWREZ LLC $5,995,000 $8,560,000 42.8% 0.5%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $3,685,000 $8,285,000 124.8% 0.4%
SUCCESS MORTGAGE PARTNERS, INC. $6,450,000 $7,940,000 23.1% 0.4%
Citizens Bank $10,445,000 $7,860,000 -24.7% 0.4%
CARDINAL FINANCIAL $9,175,000 $7,110,000 -22.5% 0.4%
MICHIGAN MUTUAL, INC. $9,385,000 $6,560,000 -30.1% 0.3%
Lake Trust Credit Union $6,680,000 $6,540,000 -2.1% 0.3%
GUILD MORTGAGE COMPANY $2,495,000 $6,185,000 147.9% 0.3%
Bank of America $6,700,000 $6,170,000 -7.9% 0.3%
DFCU FINANCIAL $4,255,000 $6,120,000 43.8% 0.3%
GUARANTEED RATE AFFINITY, LLC $2,340,000 $6,080,000 159.8% 0.3%
FBC MORTGAGE, LLC $6,000,000 n/a 0.3%
Comerica Bank $5,285,000 $5,205,000 -1.5% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $3,520,000 $5,125,000 45.6% 0.3%
STAUNTON FINANCIAL, INC. $3,345,000 $5,110,000 52.8% 0.3%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $9,660,000 $4,675,000 -51.6% 0.2%
NexBank $3,540,000 $4,470,000 26.3% 0.2%
Adventure Credit Union $1,415,000 $4,370,000 208.8% 0.2%
Carrington Mortgage Services, LLC $4,300,000 $4,110,000 -4.4% 0.2%
RUOFF MORTGAGE COMPANY, INC. $1,475,000 $4,095,000 177.6% 0.2%
U.S. Bank $1,185,000 $4,065,000 243.0% 0.2%
BLG HOLDINGS, INC. $3,880,000 $4,055,000 4.5% 0.2%
NEW DAY FINANCIAL, LLC $1,195,000 $3,925,000 228.5% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $590,000 $3,915,000 563.6% 0.2%
USAA Federal Savings Bank $7,155,000 $3,825,000 -46.5% 0.2%
MICHIGAN FIRST CREDIT UNION $3,470,000 $3,625,000 4.5% 0.2%
First State Bank $2,295,000 $3,595,000 56.6% 0.2%
DAS Acquisition Company, LLC $5,770,000 $3,455,000 -40.1% 0.2%
LENDINGHOME FUNDING CORPORATION $1,730,000 $3,260,000 88.4% 0.2%
First Merchants Bank $3,865,000 $3,140,000 -18.8% 0.2%
FINANCIAL PLUS CREDIT UNION $530,000 $3,120,000 488.7% 0.2%
First National Bank of Michigan $3,170,000 $3,115,000 -1.7% 0.2%
GUARANTEED RATE, INC. $2,205,000 $3,005,000 36.3% 0.2%
MARSHALL COMMUNITY CREDIT UNION $1,850,000 $2,970,000 60.5% 0.2%
AMERISAVE MORTGAGE CORPORATION $4,025,000 $2,960,000 -26.5% 0.2%
Figure Lending LLC $2,220,000 $2,905,000 30.9% 0.2%
TOWNE MORTGAGE COMPANY $2,085,000 $2,880,000 38.1% 0.2%
GENISYS $11,895,000 $2,830,000 -76.2% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,420,000 $2,770,000 14.5% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,345,000 $2,605,000 93.7% 0.1%
BETTER MORTGAGE CORPORATION $565,000 $2,410,000 326.5% 0.1%
HOMESIDE FINANCIAL, LLC $7,510,000 $2,360,000 -68.6% 0.1%
MEMBER FIRST MORTGAGE, LLC $995,000 $2,320,000 133.2% 0.1%
Century Mortgage Company DBA Century Lending Company $165,000 $2,315,000 1,303.0% 0.1%
Dort Financial Credit Union $3,045,000 $2,290,000 -24.8% 0.1%
Prosperity Home Mortgage, LLC $1,610,000 $2,290,000 42.2% 0.1%
CREDIT UNION ONE $1,745,000 $2,195,000 25.8% 0.1%
The Loan Store, Inc. $1,315,000 $2,120,000 61.2% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,225,000 $2,090,000 -6.1% 0.1%
Old National Bank $1,260,000 $2,090,000 65.9% 0.1%
American Mortgage & Equity Consultants, Inc. $560,000 $2,075,000 270.5% 0.1%
ZILLOW HOME LOANS, LLC $1,085,000 $2,075,000 91.2% 0.1%
VILLAGE CAPITAL MORTGAGE $1,085,000 $2,055,000 89.4% 0.1%
Discover Bank $2,915,000 $2,050,000 -29.7% 0.1%
ELGA CREDIT UNION $1,285,000 $2,005,000 56.0% 0.1%
PLAZA HOME MORTGAGE, INC. $465,000 $1,985,000 326.9% 0.1%
LOANPAL, LLC $650,000 $1,980,000 204.6% 0.1%
CMG MORTGAGE, INC. $590,000 $1,925,000 226.3% 0.1%
Plains Commerce Bank $3,115,000 $1,885,000 -39.5% 0.1%
ROYAL UNITED MORTGAGE LLC $1,115,000 $1,875,000 68.2% 0.1%
PREMIA MORTGAGE, LLC $1,895,000 $1,860,000 -1.8% 0.1%
CALCON MUTUAL MORTGAGE LLC $55,000 $1,780,000 3,136.4% 0.1%
Equity Prime Mortgage LLC $2,090,000 $1,760,000 -15.8% 0.1%
GUIDANCE RESIDENTIAL, LLC $425,000 $1,760,000 314.1% 0.1%
DOW CHEMICAL EMPLOYEES' $225,000 $1,745,000 675.6% 0.1%
Commercial Bank $2,330,000 $1,725,000 -26.0% 0.1%
County National Bank $11,065,000 $1,630,000 -85.3% 0.1%
Union Bank $945,000 $1,625,000 72.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $565,000 $1,590,000 181.4% 0.1%
Horizon Bank $4,340,000 $1,585,000 -63.5% 0.1%
ROSS MORTGAGE CORPORATION $2,375,000 $1,585,000 -33.3% 0.1%
PLANET HOME LENDING, LLC $1,325,000 $1,580,000 19.2% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $3,165,000 $1,570,000 -50.4% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $570,000 $1,565,000 174.6% 0.1%
AMERICAN FINANCING CORPORATION $730,000 $1,565,000 114.4% 0.1%
NORTHERN MORTGAGE SERVICES, LLC $890,000 $1,540,000 73.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $2,720,000 $1,535,000 -43.6% 0.1%
NBKC BANK $410,000 $1,495,000 264.6% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,200,000 $1,440,000 20.0% 0.1%
GVC MORTGAGE, INC. $1,195,000 $1,425,000 19.2% 0.1%
TOP FLITE FINANCIAL, INC. $505,000 $1,405,000 178.2% 0.1%
CP Financial Credit Union $2,025,000 $1,400,000 -30.9% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $1,325,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $325,000 $1,270,000 290.8% 0.1%
Coastal Community Bank $1,010,000 $1,250,000 23.8% 0.1%
ASTERA $1,370,000 $1,225,000 -10.6% 0.1%
DOMINION FINANCIAL SERVICES, LLC $730,000 $1,145,000 56.8% 0.1%
Kellogg Community Credit Union $1,305,000 $1,090,000 -16.5% 0.1%
KeyBank $430,000 $1,085,000 152.3% 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $450,000 $1,080,000 140.0% 0.1%
UIF CORPORATION $1,640,000 $1,075,000 -34.5% 0.1%
Homestead Savings Bank $465,000 $1,060,000 128.0% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $530,000 $1,005,000 89.6% 0.1%
GREENSTATE CREDIT UNION $610,000 $1,000,000 63.9% 0.1%
Frankenmuth Credit Union $1,185,000 $995,000 -16.0% 0.1%
PHH Mortgage Corporation $865,000 $970,000 12.1% 0.1%
Truist $370,000 $970,000 162.2% 0.1%
UNIVERSITY OF MICHIGAN CREDIT UNION $1,000,000 $945,000 -5.5% 0.1%
COMMUNITY FINANCIAL CREDIT UNION $855,000 $905,000 5.8% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $235,000 $900,000 283.0% 0.0%
Barrington Bank & Trust Company, N.A. $890,000 n/a 0.0%
DIGITAL Federal Credit Union $775,000 $890,000 14.8% 0.0%
MEMBERFOCUS COMMUNITY $535,000 $850,000 58.9% 0.0%
First Savings Bank $1,050,000 $845,000 -19.5% 0.0%
Third Federal Savings and Loan Association of Cleveland $555,000 $825,000 48.6% 0.0%
Paramount Residential Mortgage Group, Inc. $785,000 $795,000 1.3% 0.0%
Ally Bank $1,770,000 $790,000 -55.4% 0.0%
FOUNDATION MORTGAGE CORPORATION $515,000 $790,000 53.4% 0.0%
Farmers Bank & Trust $770,000 n/a 0.0%
Consumers Professional Credit Union $2,005,000 $760,000 -62.1% 0.0%
First Federal Bank $295,000 $755,000 155.9% 0.0%
LIMA ONE CAPITAL, LLC $715,000 $725,000 1.4% 0.0%
MOVEMENT MORTGAGE, LLC $1,400,000 $715,000 -48.9% 0.0%
THE MORTGAGE LINK, INC. $1,905,000 $715,000 -62.5% 0.0%
Southern Michigan Bank & Trust $695,000 n/a 0.0%
MMS MORTGAGE SERVICES, LTD. $125,000 $680,000 444.0% 0.0%
UNITED $485,000 $680,000 40.2% 0.0%
Highpoint Community Bank $595,000 $675,000 13.4% 0.0%
Sierra Pacific Mortgage Company, Inc. $675,000 n/a 0.0%
University Bank $625,000 $670,000 7.2% 0.0%
AmeriHome Mortgage Company, LLC $665,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $350,000 $665,000 90.0% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $235,000 $660,000 180.9% 0.0%
ARBOR FINANCIAL CREDIT UNION $2,660,000 $645,000 -75.8% 0.0%
Honor Credit Union $1,575,000 $645,000 -59.0% 0.0%
MID AMERICA MORTGAGE, INC. $1,955,000 $635,000 -67.5% 0.0%
Baxter Credit Union $605,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $595,000 n/a 0.0%
SECURITY CREDIT UNION $880,000 $595,000 -32.4% 0.0%
Michigan Educational Credit Union $580,000 n/a 0.0%
Credence Funding Corporation $570,000 n/a 0.0%
Beeline Loans, Inc. $560,000 n/a 0.0%
NEXERA HOLDING LLC $495,000 $560,000 13.1% 0.0%
STOCKTON MORTGAGE CORPORATION $665,000 $555,000 -16.5% 0.0%
ALLIANT CREDIT UNION $205,000 $550,000 168.3% 0.0%
OCMBC, INC. $480,000 $545,000 13.5% 0.0%
United Bank of Michigan $485,000 $545,000 12.4% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $420,000 $540,000 28.6% 0.0%
LENDSURE MORTGAGE CORP. $540,000 n/a 0.0%
LENDINGONE, LLC $550,000 $525,000 -4.5% 0.0%
NATIONS DIRECT MORTGAGE, LLC $785,000 $525,000 -33.1% 0.0%
PLUS RELOCATION MORTGAGE, LLC $495,000 $525,000 6.1% 0.0%
AMERICAN HERITAGE LENDING, INC. $75,000 $510,000 580.0% 0.0%
SPRING EQ, LLC $365,000 $510,000 39.7% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $505,000 n/a 0.0%
Cornerstone First Mortgage, Inc $500,000 n/a 0.0%
The Federal Savings Bank $550,000 $500,000 -9.1% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $565,000 $480,000 -15.0% 0.0%
CLEARPATH LENDING $325,000 $460,000 41.5% 0.0%
ChoiceOne Bank $1,520,000 $425,000 -72.0% 0.0%
Extra $420,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $405,000 $410,000 1.2% 0.0%
OMNI Community Credit Union $740,000 $410,000 -44.6% 0.0%
Warsaw Federal Savings and Loan Association $85,000 $405,000 376.5% 0.0%
BAY-VALLEY MORTGAGE GROUP $375,000 n/a 0.0%
SOUTHWEST FUNDING, LP $375,000 n/a 0.0%
TEAM ONE CREDIT UNION $1,195,000 $370,000 -69.0% 0.0%
CORNHUSKER BANK $365,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $470,000 $355,000 -24.5% 0.0%
UNITED MORTGAGE CORP $355,000 n/a 0.0%
BM Real Estate Services, Inc. $1,430,000 $350,000 -75.5% 0.0%
Meijer Credit Union $495,000 $350,000 -29.3% 0.0%
SOVITA Credit Union $210,000 $350,000 66.7% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $345,000 n/a 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $270,000 $345,000 27.8% 0.0%
COMPASS MORTGAGE, INC. $165,000 $340,000 106.1% 0.0%
First Federal Bank of the Midwest $280,000 $335,000 19.6% 0.0%
RESIDENTIAL BANCORP $1,385,000 $325,000 -76.5% 0.0%
OceanFirst Bank $320,000 n/a 0.0%
SELFRELIANCE $315,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $600,000 $310,000 -48.3% 0.0%
CBI Bank & Trust $305,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $55,000 $305,000 454.5% 0.0%
MICHIGAN ONE COMMUNITY Credit Union $260,000 $300,000 15.4% 0.0%
Ixonia Bank $295,000 n/a 0.0%
West Michigan Community Bank $295,000 n/a 0.0%
Bank of Ann Arbor $8,600,000 $285,000 -96.7% 0.0%
DATA MORTGAGE, INC. $285,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $190,000 $280,000 47.4% 0.0%
GERBER FEDERAL CREDIT UNION $275,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $275,000 n/a 0.0%
Nations Lending Corporation $65,000 $270,000 315.4% 0.0%
RELIANCE FIRST CAPITAL, LLC $165,000 $265,000 60.6% 0.0%
BAY EQUITY LLC $85,000 $260,000 205.9% 0.0%
Texana Bank $260,000 n/a 0.0%
TEACHERS CREDIT UNION $255,000 n/a 0.0%
UBS Bank USA $255,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $105,000 $250,000 138.1% 0.0%
Devon Bank $245,000 n/a 0.0%
GREENWOOD $410,000 $245,000 -40.2% 0.0%
Magnolia Bank $245,000 n/a 0.0%
RBC Bank, (Georgia) $245,000 n/a 0.0%
TLC COMMUNITY Credit Union $125,000 $240,000 92.0% 0.0%
AMERICAN BANCSHARES MORTGAGE $230,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $225,000 n/a 0.0%
SUNRISE FAMILY CREDIT UNION $215,000 n/a 0.0%
COMMUNITY CHOICE CREDIT UNION $190,000 $205,000 7.9% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $505,000 $205,000 -59.4% 0.0%
Grand River Bank $85,000 $205,000 141.2% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $165,000 $205,000 24.2% 0.0%
GreenStone Farm Credit Services, ACA $585,000 $200,000 -65.8% 0.0%
KALSEE CREDIT UNION $200,000 n/a 0.0%
Bank of England $140,000 $195,000 39.3% 0.0%
Arvest Bank $190,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $185,000 n/a 0.0%
BMO Harris Bank $185,000 n/a 0.0%
JMAC LENDING, INC. $185,000 n/a 0.0%
MILEND, INC. $185,000 n/a 0.0%
AMWEST FUNDING CORP. $175,000 n/a 0.0%
FirstBank $175,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $595,000 $175,000 -70.6% 0.0%
Waterstone Mortgage Corporation $595,000 $175,000 -70.6% 0.0%
Sturgis Bank & Trust Company $170,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $390,000 $165,000 -57.7% 0.0%
Lake Huron Credit Union $270,000 $165,000 -38.9% 0.0%
USAlliance Federal Credit Union $165,000 n/a 0.0%
ADVANTAGE ONE Credit Union $65,000 $155,000 138.5% 0.0%
GENEVA FINANCIAL, LLC $125,000 $155,000 24.0% 0.0%
Notre Dame Federal Credit Union Corporation $25,000 $155,000 520.0% 0.0%
SIRVA MORTGAGE, INC. $315,000 $155,000 -50.8% 0.0%
Sunflower Bank $775,000 $155,000 -80.0% 0.0%
A&D Mortgage LLC $315,000 $145,000 -54.0% 0.0%
SUMMIT HOME MORTGAGE, LLC $145,000 n/a 0.0%
Watermark Capital, Inc. $145,000 n/a 0.0%
Centier Bank $115,000 $140,000 21.7% 0.0%
Connexus Credit Union $140,000 n/a 0.0%
Assurance Financial Group, L.L.C. $135,000 n/a 0.0%
HEALTH ADVANTAGE FEDERAL CREDIT UNION $135,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $435,000 $135,000 -69.0% 0.0%
UNITED FINANCIAL Credit Union $155,000 $130,000 -16.1% 0.0%
1st State Financial, Ltd. $290,000 $125,000 -56.9% 0.0%
United Bay Community Credit Union $120,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $115,000 n/a 0.0%
MEMBERS FIRST Credit Union $55,000 $110,000 100.0% 0.0%
SUN Federal Credit Union $105,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $95,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $135,000 $95,000 -29.6% 0.0%
NEW ENGLAND FEDERAL CREDIT UNION $95,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $95,000 $95,000 0.0% 0.0%
Northwest Federal Credit Union $85,000 n/a 0.0%
American 1 Credit Union $80,000 $75,000 -6.3% 0.0%
SOUTHWEST STAGE FUNDING, LLC $45,000 $65,000 44.4% 0.0%
ADVIA $165,000 $60,000 -63.6% 0.0%
VIBE CREDIT UNION $75,000 $60,000 -20.0% 0.0%
MidAmerica National Bank $55,000 n/a 0.0%
AAC Credit Union $15,000 $45,000 200.0% 0.0%
RIVER VALLEY CREDIT UNION $45,000 n/a 0.0%
Stifel Bank and Trust $825,000 $35,000 -95.8% 0.0%
West Michigan Credit Union $15,000 $25,000 66.7% 0.0%
Northstar Bank $5,000 n/a 0.0%

LANSING - EAST LANSING's top lender by overall market share is The Dart Bank, with 10.5% market share. In second place, with 9.2%, is MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION, having originated $172,120,000 in loans. In third place, with 8.5%, is QUICKEN LOANS, LLC, having originated $160,700,000 in loans. In fourth place, with 6.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $117,500,000 in loans. In fifth place, with 6.2%, is UNION HOME MORTGAGE CORP., having originated $115,725,000 in loans.


LANSING - EAST LANSING Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - LANSING - EAST LANSING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $139,900 (14.7%) $193,469 (12.1%) 0.52 1,176
2018-02-01 $145,000 (12.7%) $199,300 (10.5%) 0.53 1,127
2018-03-01 $149,900 (11.1%) $207,339 (11.4%) 0.53 1,047
2018-04-01 $162,400 (12.1%) $216,811 (11.8%) 0.55 1,009
2018-05-01 $179,000 (19.4%) $223,433 (11.6%) 0.60 1,084
2018-06-01 $179,950 (14.3%) $225,655 (9.5%) 0.60 1,239
2018-07-01 $179,995 (10.8%) $224,205 (8.2%) 0.60 1,386
2018-08-01 $179,900 (12.7%) $220,093 (7.9%) 0.60 1,528
2018-09-01 $174,900 (9.4%) $217,303 (5.8%) 0.59 1,571
2018-10-01 $169,900 (8.6%) $215,966 (6.3%) 0.58 1,577
2018-11-01 $169,450 (13.4%) $214,592 (8.3%) 0.57 1,509
2018-12-01 $165,000 (16.2%) $211,869 (8.3%) 0.57 1,327
2019-01-01 $165,000 (17.9%) $216,844 (12.1%) 0.57 1,172
2019-02-01 $174,283 (20.2%) $224,328 (12.6%) 0.59 1,047
2019-03-01 $180,329 (20.3%) $232,950 (12.4%) 0.59 1,007
2019-04-01 $191,900 (18.2%) $242,457 (11.8%) 0.61 1,017
2019-05-01 $202,450 (13.1%) $250,943 (12.3%) 0.63 1,110
2019-06-01 $204,900 (13.9%) $247,990 (9.9%) 0.64 1,194
2019-07-01 $199,950 (11.1%) $244,202 (8.9%) 0.63 1,285
2019-08-01 $190,336 (5.8%) $236,489 (7.5%) 0.60 1,356
2019-09-01 $176,028 (0.7%) $225,773 (3.9%) 0.56 1,432
2019-10-01 $164,925 (-2.9%) $219,754 (1.8%) 0.53 1,459
2019-11-01 $159,900 (-5.6%) $212,798 (-0.8%) 0.52 1,405
2019-12-01 $151,825 (-8.0%) $209,842 (-1.0%) 0.51 1,257
2020-01-01 $151,575 (-8.1%) $211,408 (-2.5%) 0.51 1,134
2020-02-01 $157,900 (-9.4%) $224,122 (-0.1%) 0.52 1,015
2020-03-01 $172,400 (-4.4%) $233,759 (0.4%) 0.54 907
2020-04-01 $189,900 (-1.0%) $244,135 (0.7%) 0.59 870
2020-05-01 $195,000 (-3.7%) $243,436 (-3.0%) 0.59 893
2020-06-01 $220,000 (7.4%) $270,498 (9.1%) 0.65 814
2020-07-01 $219,350 (9.7%) $268,788 (10.1%) 0.64 804
2020-08-01 $214,900 (12.9%) $260,875 (10.3%) 0.62 794
2020-09-01 $216,200 (22.8%) $262,861 (16.4%) 0.62 792
2020-10-01 $199,900 (21.2%) $260,093 (18.4%) 0.57 770
2020-11-01 $180,100 (12.6%) $253,167 (19.0%) 0.53 723
2020-12-01 $169,900 (11.9%) $248,721 (18.5%) 0.51 625
2021-01-01 $159,900 (5.5%) $244,097 (15.5%) 0.48 495
2021-02-01 $160,000 (1.3%) $242,999 (8.4%) 0.47 384
2021-03-01 $169,900 (-1.5%) $245,887 (5.2%) 0.48 363
2021-04-01 $187,400 (-1.3%) $259,490 (6.3%) 0.51 339
2021-05-01 $179,900 (-7.7%) $247,340 (1.6%) 0.48 418
2021-06-01 $189,975 (-13.7%) $260,551 (-3.7%) 0.50 503
2021-07-01 $185,000 (-15.7%) $254,368 (-5.4%) 0.49 615
2021-08-01 $184,200 (-14.3%) $249,733 (-4.3%) 0.49 746
2021-09-01 $179,900 (-16.8%) $244,743 (-6.9%) 0.48 770
2021-10-01 $176,400 (-11.8%) $237,369 (-8.7%) 0.47 696
2021-11-01 $163,875 (-9.0%) $224,512 (-11.3%) 0.44 644
2021-12-01 $149,950 (-11.7%) $217,235 (-12.7%) 0.41 535
2022-01-01 $145,000 (-9.3%) $215,246 (-11.8%) 0.39 418
2022-02-01 $152,175 (-4.9%) $229,422 (-5.6%) 0.40 336
2022-03-01 $159,450 (-6.2%) $233,684 (-5.0%) 0.40 313
2022-04-01 $189,900 (1.3%) $261,197 (0.7%) 0.45 308
2022-05-01 $199,675 (11.0%) $257,224 (4.0%) 0.46 402
2022-06-01 $200,000 (5.3%) $265,649 (2.0%) 0.45 516
2022-07-01 $209,950 (13.5%) $265,989 (4.6%) 0.47 618
2022-08-01 $209,450 (13.7%) $264,906 (6.1%) 0.48 724
2022-09-01 $205,000 (14.0%) $266,744 (9.0%) 0.48 711
2022-10-01 $219,900 (24.7%) $266,486 (12.3%) 0.52 760
2022-11-01 $194,950 (19.0%) $256,450 (14.2%) 0.47 802
2022-12-01 $194,450 (29.7%) $252,512 (16.2%) 0.48 696
2023-01-01 $191,425 (32.0%) $254,287 (18.1%) 0.47 524
2023-02-01 $201,175 (32.2%) $259,718 (13.2%) 0.49 422
2023-03-01 $228,808 (43.5%) $280,397 (20.0%) 0.54 376
2023-04-01 $229,900 (21.1%) $276,388 (5.8%) 0.53 362
2023-05-01 $246,075 (23.2%) $284,825 (10.7%) 0.56 403
2023-06-01 $259,000 (29.5%) $295,279 (11.2%) 0.58 463
2023-07-01 $259,900 (23.8%) $305,335 (14.8%) 0.59 513
2023-08-01 $249,950 (19.3%) $300,323 (13.4%) 0.57 562
2023-09-01 $244,900 (19.5%) $292,197 (9.5%) 0.57 607
2023-10-01 $245,725 (11.7%) $287,144 (7.8%) 0.58 662
2023-11-01 $237,400 (21.8%) $282,381 (10.1%) 0.57 669
2023-12-01 $225,000 (15.7%) $273,716 (8.4%) 0.55 626
2024-01-01 $224,950 (17.5%) $278,301 (9.4%) 0.55 527
2024-02-01 $210,000 (4.4%) $271,517 (4.5%) 0.51 486
2024-03-01 $225,000 (-1.7%) $275,111 (-1.9%) 0.53 470
2024-04-01 $234,950 (2.2%) $284,209 (2.8%) 0.55 474
2024-05-01 $252,450 (2.6%) $297,476 (4.4%) 0.57 475
2024-06-01 $250,000 (-3.5%) $304,308 (3.1%) 0.57 528
2024-07-01 $249,900 (-3.9%) $303,101 (-0.7%) 0.57 580
2024-08-01 $239,900 (-4.0%) $292,122 (-2.7%) 0.56 682
2024-09-01 $237,450 (-3.0%) $282,839 (-3.2%) 0.56 754
2024-10-01 $234,900 (-4.4%) $282,438 (-1.6%) 0.55 790
2024-11-01 $230,000 (-3.1%) $276,878 (-2.0%) 0.55 810
2024-12-01 $213,500 (-5.1%) $273,248 (-0.2%) 0.53 730
2025-01-01 $214,950 (-4.5%) $278,885 (0.2%) 0.54 673
2025-02-01 $219,800 (4.7%) $280,299 (3.2%) 0.53 613
2025-03-01 $240,000 (6.7%) $286,259 (4.1%) 0.00 573
LANSING - EAST LANSING's median listing price for 2025-03-01 was $240,000, a difference of $15,000 (6.7%) versus the prior year and $20,200 versus the prior month.

LANSING - EAST LANSING's median listing price comes in at 0% of the national average.

LANSING - EAST LANSING's average listing price for 2025-03-01 was $286,259, a difference of $11,148 (4.1%) versus the prior year and $5,960 versus the prior month.

For the 2025-03-01 period, LANSING - EAST LANSING had 573 MLS listings, a difference of -40 listings (-7%) versus the prior month and 103 listings (22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LANSING - EAST LANSING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 74 days 1,603 sqft
2018-02-01 65 days 1,636 sqft
2018-03-01 51 days 1,676 sqft
2018-04-01 46 days 1,710 sqft
2018-05-01 40 days 1,747 sqft
2018-06-01 40 days 1,760 sqft
2018-07-01 43 days 1,774 sqft
2018-08-01 44 days 1,795 sqft
2018-09-01 50 days 1,769 sqft
2018-10-01 57 days 1,762 sqft
2018-11-01 59 days 1,717 sqft
2018-12-01 67 days 1,683 sqft
2019-01-01 77 days 1,665 sqft
2019-02-01 75 days 1,702 sqft
2019-03-01 62 days 1,721 sqft
2019-04-01 46 days 1,787 sqft
2019-05-01 37 days 1,821 sqft
2019-06-01 38 days 1,840 sqft
2019-07-01 42 days 1,838 sqft
2019-08-01 44 days 1,789 sqft
2019-09-01 46 days 1,737 sqft
2019-10-01 49 days 1,704 sqft
2019-11-01 53 days 1,683 sqft
2019-12-01 67 days 1,616 sqft
2020-01-01 73 days 1,606 sqft
2020-02-01 67 days 1,639 sqft
2020-03-01 53 days 1,691 sqft
2020-04-01 56 days 1,699 sqft
2020-05-01 58 days 1,737 sqft
2020-06-01 40 days 1,851 sqft
2020-07-01 38 days 1,789 sqft
2020-08-01 34 days 1,804 sqft
2020-09-01 33 days 1,802 sqft
2020-10-01 35 days 1,775 sqft
2020-11-01 41 days 1,685 sqft
2020-12-01 51 days 1,629 sqft
2021-01-01 57 days 1,550 sqft
2021-02-01 39 days 1,441 sqft
2021-03-01 35 days 1,488 sqft
2021-04-01 36 days 1,565 sqft
2021-05-01 29 days 1,578 sqft
2021-06-01 22 days 1,455 sqft
2021-07-01 23 days 1,454 sqft
2021-08-01 24 days 1,531 sqft
2021-09-01 33 days 1,557 sqft
2021-10-01 36 days 1,549 sqft
2021-11-01 44 days 1,467 sqft
2021-12-01 52 days 1,428 sqft
2022-01-01 52 days 1,422 sqft
2022-02-01 43 days 1,424 sqft
2022-03-01 38 days 1,448 sqft
2022-04-01 28 days 1,600 sqft
2022-05-01 22 days 1,596 sqft
2022-06-01 23 days 1,605 sqft
2022-07-01 27 days 1,640 sqft
2022-08-01 31 days 1,629 sqft
2022-09-01 40 days 1,611 sqft
2022-10-01 40 days 1,650 sqft
2022-11-01 43 days 1,608 sqft
2022-12-01 54 days 1,596 sqft
2023-01-01 63 days 1,553 sqft
2023-02-01 54 days 1,575 sqft
2023-03-01 45 days 1,660 sqft
2023-04-01 33 days 1,656 sqft
2023-05-01 28 days 1,703 sqft
2023-06-01 29 days 1,757 sqft
2023-07-01 33 days 1,808 sqft
2023-08-01 35 days 1,762 sqft
2023-09-01 38 days 1,704 sqft
2023-10-01 37 days 1,692 sqft
2023-11-01 44 days 1,669 sqft
2023-12-01 51 days 1,597 sqft
2024-01-01 57 days 1,590 sqft
2024-02-01 52 days 1,519 sqft
2024-03-01 40 days 1,566 sqft
2024-04-01 36 days 1,633 sqft
2024-05-01 28 days 1,716 sqft
2024-06-01 30 days 1,753 sqft
2024-07-01 35 days 1,741 sqft
2024-08-01 33 days 1,692 sqft
2024-09-01 36 days 1,665 sqft
2024-10-01 38 days 1,635 sqft
2024-11-01 44 days 1,619 sqft
2024-12-01 56 days 1,560 sqft
2025-01-01 62 days 1,568 sqft
2025-02-01 50 days 1,561 sqft
2025-03-01 0 days 1,584 sqft
LANSING - EAST LANSING's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

LANSING - EAST LANSING's median square footage for active listings during the 2025-03-01 period was 1,584 sqft. One year prior, the average listing was 1,566 sqft.

LANSING-EAST LANSING, MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 5,661 $1,219,135,000 $215,357
Cash Out Refi 1,361 $219,005,000 $160,915
Home Improvement 1,123 $98,565,000 $87,769
Other 1,098 $82,590,000 $75,219
Refi 1,002 $261,220,000 $260,699

Lansing - East Lansing's most frequently cited loan purpose was Home Purchase, with 5,661 originations. The 2nd most popular reason was Cash Out Refi, with 1,361 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 4,306 $903,140,000 $209,740
Over 8% 2,406 $207,390,000 $86,197
7-8% 2,112 $464,640,000 $220,000
5-6% 1,058 $252,640,000 $238,790
4-5% 73 $17,785,000 $243,630
<2.5% 53 $1,475,000 $27,830
3-4% 10 $1,630,000 $163,000
2.5-3% 7 $1,255,000 $179,286

During 2024, Lansing - East Lansing's most frequently originated rate bucket was 6-7%, with 4,306 originations.

Loan Sizing (LANSING-EAST LANSING, MI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 3,663 $536,095,000 $146,354
$100,000 or less 3,297 $187,195,000 $56,777
$200k-400k 2,741 $745,775,000 $272,081
$400k-600k 409 $193,185,000 $472,335
$600k-1000k 102 $73,640,000 $721,961
$Over $1MM 33 $144,625,000 $4,382,576

LANSING - EAST LANSING's loan sizing saw the bucket of loans from $100k-200k with 3,663 originations, totaling $536,095,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 4,252 $934,990,000 $219,894
60-80% 2,041 $476,755,000 $233,589
20-40% 1,399 $121,045,000 $86,523
Under 20% 1,232 $50,350,000 $40,869
40-60% 884 $191,310,000 $216,414
Over 100% 95 $41,075,000 $432,368

LANSING - EAST LANSING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,252 originations, totaling $934,990,000 in origination value.