Adrian Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Adrian averaged
6.69%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.22% and
one month ago for the week of 2023-02-09, the
average rate was 6.31%.
Adrian's average rate one year ago was 4.01%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.98%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Adrian 30 Year Fixed Rate | 2023-03-16 | 6.69% |
| Adrian 30 Year Fixed Rate Refi | 2023-03-16 | 6.98% |
| Adrian 15 Year Fixed Rate | 2023-03-16 | 6.86% |
| Adrian 15 Year Fixed Rate Refi | 2023-03-16 | 6.78% |
| Adrian 30 Year FHA | 2023-03-16 | 6.79% |
| Adrian 30 Year FHA Refi | 2023-03-16 | 5.98% |
| Adrian 30 Year USDA | 2023-03-16 | 6.89% |
| Adrian 30 Year USDA Refi | 2023-03-16 | 6.36% |
| Adrian 30 Year VA | 2023-03-16 | 6.49% |
| Adrian 30 Year VA Refi | 2023-03-16 | 6.08% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Adrian, MI.
Adrian Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Adrian, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Adrian Average Closing Costs & Other Stats
Adrian, MI's 143 lenders originated 2,745
loans during 2022. The total origination value was $547,885,000, with an average loan value of
$199,594.
Adrian's average closing costs are $4,045.
The top Adrian lender as defined by loan originations is TLC COMMUNITY Credit Union, with
155 loans originated. Their average total fees are
$2,716, which is $2,796
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Adrian lenders (with over 10 loans originated) are
Old National Bank ($2,510), JPMorgan Chase Bank ($2,609), TLC COMMUNITY Credit Union ($2,716), KeyBank ($2,905) and The Dart Bank ($2,998).
The lowest rate Adrian lenders (with over 10 loans originated) are
LOANDEPOT.COM, LLC (4.48%), Wells Fargo Bank (4.53%), First Federal Bank of the Midwest (4.63%), The Huntington National Bank (4.79%) and JPMorgan Chase Bank (4.81%).
Adrian, MI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| JPMorgan Chase Bank | $5,070,000 | $99,550,000 | 1,863.5% | 18.2% |
| QUICKEN LOANS, LLC | $98,285,000 | $42,010,000 | -57.3% | 7.7% |
| TLC COMMUNITY Credit Union | $45,355,000 | $38,735,000 | -14.6% | 7.1% |
| GVC MORTGAGE, INC. | $40,225,000 | $28,475,000 | -29.2% | 5.2% |
| Old National Bank | $44,855,000 | $24,920,000 | -44.4% | 4.5% |
| The Huntington National Bank | $33,260,000 | $24,785,000 | -25.5% | 4.5% |
| First Federal Bank of the Midwest | $43,945,000 | $24,745,000 | -43.7% | 4.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $28,930,000 | $15,250,000 | -47.3% | 2.8% |
| County National Bank | $12,705,000 | $11,190,000 | -11.9% | 2.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $9,925,000 | n/a | 1.8% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $14,510,000 | $9,875,000 | -31.9% | 1.8% |
| KeyBank | $21,170,000 | $9,505,000 | -55.1% | 1.7% |
| UNION HOME MORTGAGE CORP. | $19,125,000 | $8,885,000 | -53.5% | 1.6% |
| Mortgage Research Center, LLC | $9,845,000 | $8,610,000 | -12.5% | 1.6% |
| Flagstar Bank, FSB | $10,745,000 | $7,705,000 | -28.3% | 1.4% |
| LOANDEPOT.COM, LLC | $8,600,000 | $6,450,000 | -25.0% | 1.2% |
| MORTGAGE 1 INCORPORATED | $11,050,000 | $5,940,000 | -46.2% | 1.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $9,900,000 | $5,600,000 | -43.4% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $8,495,000 | $5,570,000 | -34.4% | 1.0% |
| RUOFF MORTGAGE COMPANY, INC. | $7,430,000 | $4,960,000 | -33.2% | 0.9% |
| GreenStone Farm Credit Services, FLCA | $4,715,000 | $4,935,000 | 4.7% | 0.9% |
| STAUNTON FINANCIAL, INC. | $4,905,000 | $4,745,000 | -3.3% | 0.9% |
| PNC Bank | $3,705,000 | $4,520,000 | 22.0% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,740,000 | $4,090,000 | -47.2% | 0.7% |
| The Dart Bank | $4,940,000 | $3,745,000 | -24.2% | 0.7% |
| Fifth Third Bank | $5,435,000 | $3,700,000 | -31.9% | 0.7% |
| First Merchants Bank | $915,000 | $3,295,000 | 260.1% | 0.6% |
| LAKE MICHIGAN CREDIT UNION | $5,355,000 | $2,885,000 | -46.1% | 0.5% |
| GUARANTEED RATE, INC. | $1,290,000 | $2,860,000 | 121.7% | 0.5% |
| MORTGAGE CENTER L.C | $2,485,000 | $2,830,000 | 13.9% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $11,970,000 | $2,780,000 | -76.8% | 0.5% |
| Wells Fargo Bank | $6,235,000 | $2,730,000 | -56.2% | 0.5% |
| CALIBER HOME LOANS, INC. | $9,460,000 | $2,710,000 | -71.4% | 0.5% |
| CBRE MULTIFAMILY CAPITAL, INC. | $2,645,000 | n/a | 0.5% | |
| UNIVERSITY LENDING GROUP, LLC | $5,440,000 | $2,640,000 | -51.5% | 0.5% |
| Bank of Ann Arbor | $665,000 | $2,600,000 | 291.0% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $2,905,000 | $2,565,000 | -11.7% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $5,080,000 | $2,455,000 | -51.7% | 0.4% |
| Citizens Bank | $5,240,000 | $2,370,000 | -54.8% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $4,250,000 | $2,370,000 | -44.2% | 0.4% |
| Bank of America | $3,675,000 | $2,230,000 | -39.3% | 0.4% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | $955,000 | $2,150,000 | 125.1% | 0.4% |
| AMERIFIRST FINANCIAL CORPORATION | $2,830,000 | $2,115,000 | -25.3% | 0.4% |
| DFCU FINANCIAL | $3,150,000 | $2,040,000 | -35.2% | 0.4% |
| Comerica Bank | $2,600,000 | $1,900,000 | -26.9% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $1,910,000 | $1,795,000 | -6.0% | 0.3% |
| First Federal Savings and Loan Association of Lakewood | $6,500,000 | $1,755,000 | -73.0% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,450,000 | $1,730,000 | -49.9% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $4,645,000 | $1,660,000 | -64.3% | 0.3% |
| EVERETT FINANCIAL, INC. | $195,000 | $1,590,000 | 715.4% | 0.3% |
| CASE | $1,555,000 | n/a | 0.3% | |
| UBS Bank USA | $1,540,000 | n/a | 0.3% | |
| Waterford Bank, N.A. | $750,000 | $1,515,000 | 102.0% | 0.3% |
| BROKER SOLUTIONS, INC. | $2,940,000 | $1,410,000 | -52.0% | 0.3% |
| University Bank | $45,000 | $1,375,000 | 2,955.6% | 0.3% |
| EQUITY RESOURCES, INC. | $2,600,000 | $1,370,000 | -47.3% | 0.3% |
| USAA Federal Savings Bank | $1,070,000 | $1,325,000 | 23.8% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,250,000 | n/a | 0.2% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $1,125,000 | $1,205,000 | 7.1% | 0.2% |
| LIMA ONE CAPITAL, LLC | $95,000 | $1,180,000 | 1,142.1% | 0.2% |
| ROSS MORTGAGE CORPORATION | $860,000 | $1,175,000 | 36.6% | 0.2% |
| U.S. Bank | $1,280,000 | $1,125,000 | -12.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,215,000 | $1,080,000 | -51.2% | 0.2% |
| MICHIGAN MUTUAL, INC. | $2,920,000 | $1,045,000 | -64.2% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $630,000 | $1,030,000 | 63.5% | 0.2% |
| J. VIRGIL, INC. | $600,000 | $985,000 | 64.2% | 0.2% |
| NEWREZ LLC | $3,525,000 | $960,000 | -72.8% | 0.2% |
| Charles Schwab Bank, SSB | $2,500,000 | $915,000 | -63.4% | 0.2% |
| North American Savings Bank, F.S.B. | $165,000 | $915,000 | 454.5% | 0.2% |
| Carrington Mortgage Services, LLC | $1,290,000 | $910,000 | -29.5% | 0.2% |
| The State Bank and Trust Company | $1,800,000 | $910,000 | -49.4% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $900,000 | n/a | 0.2% | |
| Michigan Educational Credit Union | $420,000 | $870,000 | 107.1% | 0.2% |
| MICHIGAN FIRST CREDIT UNION | $475,000 | $870,000 | 83.2% | 0.2% |
| BETTER MORTGAGE CORPORATION | $3,605,000 | $840,000 | -76.7% | 0.2% |
| AMERICAN FINANCING CORPORATION | $585,000 | $830,000 | 41.9% | 0.2% |
| WINGS FINANCIAL | $885,000 | $825,000 | -6.8% | 0.2% |
| 21ST MORTGAGE CORPORATION | $965,000 | $810,000 | -16.1% | 0.1% |
| Platinum Home Mortgage Corporation | $1,535,000 | $810,000 | -47.2% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $900,000 | $810,000 | -10.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,200,000 | $805,000 | -32.9% | 0.1% |
| Hometown Lenders, Inc. | $390,000 | $795,000 | 103.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,115,000 | $780,000 | -30.0% | 0.1% |
| SOUTHWEST FUNDING, LP | $780,000 | n/a | 0.1% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $785,000 | $760,000 | -3.2% | 0.1% |
| Centennial Bank | $740,000 | n/a | 0.1% | |
| The State Bank | $740,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $585,000 | $690,000 | 17.9% | 0.1% |
| EMBRACE HOME LOANS, INC. | $290,000 | $665,000 | 129.3% | 0.1% |
| Southern Michigan Bank & Trust | $215,000 | $660,000 | 207.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,310,000 | $640,000 | -51.1% | 0.1% |
| The Farmers & Merchants State Bank | $615,000 | $640,000 | 4.1% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $635,000 | $620,000 | -2.4% | 0.1% |
| Directions Credit Union, Inc. | $2,325,000 | $610,000 | -73.8% | 0.1% |
| First Savings Bank | $310,000 | $605,000 | 95.2% | 0.1% |
| UNIFY FINANCIAL Credit Union | $370,000 | $605,000 | 63.5% | 0.1% |
| AMERICAN ADVISORS GROUP | $485,000 | $595,000 | 22.7% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $950,000 | $585,000 | -38.4% | 0.1% |
| Northwest Federal Credit Union | $585,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $1,210,000 | $565,000 | -53.3% | 0.1% |
| Morgan Stanley Private Bank | $555,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $545,000 | n/a | 0.1% | |
| COMMUNITY FINANCIAL CREDIT UNION | $1,615,000 | $545,000 | -66.3% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $540,000 | n/a | 0.1% | |
| Independent Bank | $1,850,000 | $530,000 | -71.4% | 0.1% |
| COMPASS MORTGAGE, INC. | $235,000 | $505,000 | 114.9% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $740,000 | $460,000 | -37.8% | 0.1% |
| Northpointe Bank | $145,000 | $455,000 | 213.8% | 0.1% |
| Nations Lending Corporation | $1,570,000 | $450,000 | -71.3% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $315,000 | $440,000 | 39.7% | 0.1% |
| The Federal Savings Bank | $500,000 | $435,000 | -13.0% | 0.1% |
| COMMUNITY CHOICE CREDIT UNION | $140,000 | $425,000 | 203.6% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $440,000 | $425,000 | -3.4% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $605,000 | $425,000 | -29.8% | 0.1% |
| Waterstone Mortgage Corporation | $755,000 | $405,000 | -46.4% | 0.1% |
| Wayne Savings Community Bank | $405,000 | n/a | 0.1% | |
| GLASS CITY Federal Credit Union | $625,000 | $400,000 | -36.0% | 0.1% |
| NEW ENGLAND FEDERAL CREDIT UNION | $400,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $470,000 | $395,000 | -16.0% | 0.1% |
| Figure Lending LLC | $70,000 | $390,000 | 457.1% | 0.1% |
| LIBERTY HOME MORTGAGE CORPORATION | $390,000 | n/a | 0.1% | |
| Sunflower Bank | $175,000 | $380,000 | 117.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $455,000 | $380,000 | -16.5% | 0.1% |
| CIBM Bank | $365,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $360,000 | n/a | 0.1% | |
| SUN Federal Credit Union | $625,000 | $355,000 | -43.2% | 0.1% |
| FirstBank | $350,000 | n/a | 0.1% | |
| NBKC BANK | $345,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $155,000 | $315,000 | 103.2% | 0.1% |
| TJC Mortgage, Inc. | $315,000 | $315,000 | 0.0% | 0.1% |
| CREDIT UNION ONE | $185,000 | $310,000 | 67.6% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,970,000 | $305,000 | -84.5% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $820,000 | $305,000 | -62.8% | 0.1% |
| 1st State Financial, Ltd. | $295,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $280,000 | n/a | 0.1% | |
| Luxury Mortgage Corp. | $275,000 | n/a | 0.1% | |
| Willamette Valley Bank | $270,000 | n/a | 0.0% | |
| Eaton Community Bank | $265,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $765,000 | $265,000 | -65.4% | 0.0% |
| Total Community Credit Union | $265,000 | n/a | 0.0% | |
| AmRes Corporation | $255,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $490,000 | $255,000 | -48.0% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $245,000 | n/a | 0.0% | |
| The Union Bank Company | $245,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $245,000 | n/a | 0.0% | |
| Baxter Credit Union | $235,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $235,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $360,000 | $235,000 | -34.7% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $1,165,000 | $235,000 | -79.8% | 0.0% |
| Discover Bank | $345,000 | $225,000 | -34.8% | 0.0% |
| Horizon Bank | $220,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $265,000 | $215,000 | -18.9% | 0.0% |
| CONSUMERS | $560,000 | $205,000 | -63.4% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $990,000 | $205,000 | -79.3% | 0.0% |
| MONROE COUNTY COMMUNITY CREDIT UNION | $15,000 | $195,000 | 1,200.0% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $425,000 | $195,000 | -54.1% | 0.0% |
| Preston Home Loans Inc | $440,000 | $185,000 | -58.0% | 0.0% |
| Ally Bank | $935,000 | $180,000 | -80.7% | 0.0% |
| GENISYS | $960,000 | $175,000 | -81.8% | 0.0% |
| VIBE CREDIT UNION | $285,000 | $175,000 | -38.6% | 0.0% |
| SECURITY CREDIT UNION | $165,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $165,000 | n/a | 0.0% | |
| NORTHERN MORTGAGE SERVICES, LLC | $155,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $145,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $575,000 | $145,000 | -74.8% | 0.0% |
| Neighborhood Loans, Inc. | $145,000 | n/a | 0.0% | |
| NUMARK CREDIT UNION | $75,000 | $145,000 | 93.3% | 0.0% |
| Auto Club Trust, FSB | $135,000 | n/a | 0.0% | |
| BLG HOLDINGS, INC. | $390,000 | $135,000 | -65.4% | 0.0% |
| Citibank | $200,000 | $135,000 | -32.5% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $135,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $135,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $135,000 | n/a | 0.0% | |
| Wildfire Credit Union | $135,000 | n/a | 0.0% | |
| ALLIANCE CATHOLIC CREDIT UNION | $125,000 | n/a | 0.0% | |
| EASTMAN | $125,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $125,000 | n/a | 0.0% | |
| Plains Commerce Bank | $125,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $175,000 | $115,000 | -34.3% | 0.0% |
| CMG MORTGAGE, INC. | $420,000 | $115,000 | -72.6% | 0.0% |
| Magnolia Bank | $115,000 | n/a | 0.0% | |
| NFM, INC. | $115,000 | n/a | 0.0% | |
| The Farmers National Bank of Canfield | $160,000 | $115,000 | -28.1% | 0.0% |
| Associated Bank | $105,000 | n/a | 0.0% | |
| FinancialEdge Community Credit Union | $105,000 | n/a | 0.0% | |
| Public Service Credit Union | $130,000 | $105,000 | -19.2% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $225,000 | $105,000 | -53.3% | 0.0% |
| Centier Bank | $100,000 | n/a | 0.0% | |
| First National Bank of America | $95,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $95,000 | n/a | 0.0% | |
| M&T Bank | $260,000 | $95,000 | -63.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $85,000 | $95,000 | 11.8% | 0.0% |
| GREENSTATE CREDIT UNION | $90,000 | n/a | 0.0% | |
| People Driven Credit Union | $90,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $85,000 | n/a | 0.0% | |
| Honor Credit Union | $205,000 | $85,000 | -58.5% | 0.0% |
| Michigan Legacy Credit Union | $85,000 | n/a | 0.0% | |
| Community West Credit Union | $75,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $565,000 | $75,000 | -86.7% | 0.0% |
| Strong Home Mortgage, LLC | $75,000 | n/a | 0.0% | |
| TEAM ONE CREDIT UNION | $65,000 | n/a | 0.0% | |
| The Park National Bank | $65,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $60,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $160,000 | $55,000 | -65.6% | 0.0% |
| BayCoast Bank | $55,000 | n/a | 0.0% | |
| Zeal Credit Union | $115,000 | $50,000 | -56.5% | 0.0% |
| Equity Prime Mortgage LLC | $45,000 | n/a | 0.0% | |
| FIRST CHOICE MH LLC | $45,000 | n/a | 0.0% | |
| GREENWOOD | $45,000 | n/a | 0.0% | |
| Lake Trust Credit Union | $80,000 | $45,000 | -43.8% | 0.0% |
| Meijer Credit Union | $25,000 | n/a | 0.0% |
Adrian's top lender by overall market share is JPMorgan Chase Bank, with 18.2% market share. In second place, with 7.7%, is QUICKEN LOANS, LLC, having originated $42,010,000 in loans. In third place, with 7.1%, is TLC COMMUNITY Credit Union, having originated $38,735,000 in loans. In fourth place, with 5.2%, is GVC MORTGAGE, INC., having originated $28,475,000 in loans. In fifth place, with 4.5%, is Old National Bank, having originated $24,920,000 in loans.
Adrian Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Adrian (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $139,900 (-0.1%) | $170,623 (-1.2%) | 0.00 | 373 |
| 2018-02-01 | $139,900 (-5.1%) | $175,090 (-2.4%) | 0.00 | 360 |
| 2018-03-01 | $142,500 (-4.9%) | $178,394 (-0.4%) | 0.00 | 368 |
| 2018-04-01 | $149,900 (-6.2%) | $193,795 (4.2%) | 0.00 | 391 |
| 2018-05-01 | $153,350 (-4.0%) | $198,306 (5.3%) | 0.00 | 436 |
| 2018-06-01 | $150,950 (-8.5%) | $197,300 (0.2%) | 0.00 | 482 |
| 2018-07-01 | $154,925 (-6.0%) | $202,911 (3.9%) | 0.00 | 494 |
| 2018-08-01 | $154,900 (-1.6%) | $203,162 (5.8%) | 0.00 | 499 |
| 2018-09-01 | $157,000 (3.3%) | $198,925 (4.0%) | 0.00 | 491 |
| 2018-10-01 | $159,900 (7.2%) | $197,126 (5.7%) | 0.00 | 488 |
| 2018-11-01 | $165,000 (16.1%) | $199,099 (11.9%) | 0.00 | 457 |
| 2018-12-01 | $165,000 (17.9%) | $198,363 (14.3%) | 0.00 | 402 |
| 2019-01-01 | $165,000 (17.9%) | $199,841 (17.1%) | 0.00 | 377 |
| 2019-02-01 | $162,400 (16.1%) | $198,670 (13.5%) | 0.00 | 364 |
| 2019-03-01 | $167,064 (17.2%) | $204,610 (14.7%) | 0.00 | 378 |
| 2019-04-01 | $169,925 (13.4%) | $212,190 (9.5%) | 0.00 | 394 |
| 2019-05-01 | $169,950 (10.8%) | $218,277 (10.1%) | 0.00 | 415 |
| 2019-06-01 | $175,000 (15.9%) | $223,898 (13.5%) | 0.00 | 446 |
| 2019-07-01 | $177,000 (14.3%) | $223,071 (9.9%) | 0.00 | 457 |
| 2019-08-01 | $179,900 (16.1%) | $423,373 (108.4%) | 0.00 | 476 |
| 2019-09-01 | $179,900 (14.6%) | $306,074 (53.9%) | 0.00 | 486 |
| 2019-10-01 | $179,900 (12.5%) | $214,092 (8.6%) | 0.00 | 486 |
| 2019-11-01 | $164,900 (-0.1%) | $202,534 (1.7%) | 0.00 | 458 |
| 2019-12-01 | $159,900 (-3.1%) | $195,998 (-1.2%) | 0.00 | 398 |
| 2020-01-01 | $165,200 (0.1%) | $197,889 (-1.0%) | 0.00 | 281 |
| 2020-02-01 | $159,900 (-1.5%) | $202,966 (2.2%) | 0.00 | 255 |
| 2020-03-01 | $164,400 (-1.6%) | $230,940 (12.9%) | 0.00 | 246 |
| 2020-04-01 | $179,894 (5.9%) | $235,859 (11.2%) | 0.00 | 254 |
| 2020-05-01 | $195,000 (14.7%) | $246,453 (12.9%) | 0.00 | 264 |
| 2020-06-01 | $227,729 (30.1%) | $272,116 (21.5%) | 0.00 | 237 |
| 2020-07-01 | $209,971 (18.6%) | $273,233 (22.5%) | 0.00 | 211 |
| 2020-08-01 | $195,000 (8.4%) | $266,659 (-37.0%) | 0.00 | 195 |
| 2020-09-01 | $196,450 (9.2%) | $256,497 (-16.2%) | 0.00 | 196 |
| 2020-10-01 | $199,900 (11.1%) | $255,505 (19.3%) | 0.00 | 184 |
| 2020-11-01 | $189,675 (15.0%) | $244,123 (20.5%) | 0.00 | 180 |
| 2020-12-01 | $179,913 (12.5%) | $241,415 (23.2%) | 0.00 | 140 |
| 2021-01-01 | $169,900 (2.9%) | $227,902 (15.2%) | 0.00 | 127 |
| 2021-02-01 | $179,888 (12.5%) | $247,143 (21.8%) | 0.00 | 131 |
| 2021-03-01 | $191,900 (16.7%) | $283,901 (22.9%) | 0.00 | 115 |
| 2021-04-01 | $203,669 (13.2%) | $293,287 (24.4%) | 0.00 | 104 |
| 2021-05-01 | $207,450 (6.4%) | $308,360 (25.1%) | 0.00 | 123 |
| 2021-06-01 | $220,925 (-3.0%) | $306,147 (12.5%) | 0.00 | 149 |
| 2021-07-01 | $233,000 (11.0%) | $306,744 (12.3%) | 0.00 | 173 |
| 2021-08-01 | $216,200 (10.9%) | $295,157 (10.7%) | 0.00 | 179 |
| 2021-09-01 | $225,950 (15.0%) | $285,678 (11.4%) | 0.00 | 184 |
| 2021-10-01 | $214,900 (7.5%) | $270,304 (5.8%) | 0.00 | 172 |
| 2021-11-01 | $217,200 (14.5%) | $260,681 (6.8%) | 0.00 | 170 |
| 2021-12-01 | $202,400 (12.5%) | $266,407 (10.4%) | 0.00 | 142 |
| 2022-01-01 | $197,450 (16.2%) | $272,439 (19.5%) | 0.00 | 96 |
| 2022-02-01 | $249,925 (38.9%) | $299,951 (21.4%) | 0.00 | 83 |
| 2022-03-01 | $276,200 (43.9%) | $319,767 (12.6%) | 0.00 | 86 |
| 2022-04-01 | $260,000 (27.7%) | $307,421 (4.8%) | 0.00 | 104 |
| 2022-05-01 | $264,950 (27.7%) | $307,770 (-0.2%) | 0.00 | 127 |
| 2022-06-01 | $248,725 (12.6%) | $309,922 (1.2%) | 0.00 | 147 |
| 2022-07-01 | $249,900 (7.3%) | $313,213 (2.1%) | 0.00 | 196 |
| 2022-08-01 | $241,175 (11.6%) | $315,466 (6.9%) | 0.00 | 202 |
| 2022-09-01 | $240,700 (6.5%) | $306,444 (7.3%) | 0.00 | 199 |
| 2022-10-01 | $265,000 (23.3%) | $319,526 (18.2%) | 0.00 | 187 |
| 2022-11-01 | $244,875 (12.7%) | $291,446 (11.8%) | 0.00 | 197 |
| 2022-12-01 | $265,000 (30.9%) | $292,666 (9.9%) | 0.00 | 155 |
| 2023-01-01 | $269,900 (36.7%) | $297,937 (9.4%) | 0.00 | 139 |
| 2023-02-01 | $272,325 (9.0%) | $305,449 (1.8%) | 0.00 | 136 |
Adrian's median listing price for 2023-02-01 was $272,325, a difference of
$22,400
(9.0%) versus the prior year and
$2,425 versus the prior month.
Adrian's median listing price comes in at 0% of the national average.
Adrian's average listing price for 2023-02-01 was $305,449, a difference of $5,498 (1.8%) versus the prior year and $7,512 versus the prior month.
For the 2023-02-01 period, Adrian had 136 MLS listings, a difference of -3 listings (-2%) versus the prior month and 53 listings (64%) versus the prior year.
Adrian's median listing price comes in at 0% of the national average.
Adrian's average listing price for 2023-02-01 was $305,449, a difference of $5,498 (1.8%) versus the prior year and $7,512 versus the prior month.
For the 2023-02-01 period, Adrian had 136 MLS listings, a difference of -3 listings (-2%) versus the prior month and 53 listings (64%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Adrian (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,557 sqft |
| 2018-02-01 | 0 days | 1,563 sqft |
| 2018-03-01 | 0 days | 1,562 sqft |
| 2018-04-01 | 0 days | 1,593 sqft |
| 2018-05-01 | 0 days | 1,584 sqft |
| 2018-06-01 | 0 days | 1,574 sqft |
| 2018-07-01 | 0 days | 1,581 sqft |
| 2018-08-01 | 0 days | 1,610 sqft |
| 2018-09-01 | 0 days | 1,604 sqft |
| 2018-10-01 | 0 days | 1,580 sqft |
| 2018-11-01 | 0 days | 1,623 sqft |
| 2018-12-01 | 0 days | 1,568 sqft |
| 2019-01-01 | 0 days | 1,536 sqft |
| 2019-02-01 | 0 days | 1,536 sqft |
| 2019-03-01 | 0 days | 1,557 sqft |
| 2019-04-01 | 0 days | 1,590 sqft |
| 2019-05-01 | 0 days | 1,604 sqft |
| 2019-06-01 | 0 days | 1,618 sqft |
| 2019-07-01 | 0 days | 1,612 sqft |
| 2019-08-01 | 0 days | 1,623 sqft |
| 2019-09-01 | 0 days | 1,633 sqft |
| 2019-10-01 | 0 days | 1,640 sqft |
| 2019-11-01 | 0 days | 1,576 sqft |
| 2019-12-01 | 0 days | 1,546 sqft |
| 2020-01-01 | 0 days | 1,657 sqft |
| 2020-02-01 | 0 days | 1,694 sqft |
| 2020-03-01 | 0 days | 1,683 sqft |
| 2020-04-01 | 0 days | 1,698 sqft |
| 2020-05-01 | 0 days | 1,718 sqft |
| 2020-06-01 | 0 days | 1,769 sqft |
| 2020-07-01 | 0 days | 1,738 sqft |
| 2020-08-01 | 0 days | 1,701 sqft |
| 2020-09-01 | 0 days | 1,640 sqft |
| 2020-10-01 | 0 days | 1,708 sqft |
| 2020-11-01 | 0 days | 1,655 sqft |
| 2020-12-01 | 0 days | 1,591 sqft |
| 2021-01-01 | 0 days | 1,500 sqft |
| 2021-02-01 | 0 days | 1,500 sqft |
| 2021-03-01 | 0 days | 1,500 sqft |
| 2021-04-01 | 0 days | 1,643 sqft |
| 2021-05-01 | 0 days | 1,769 sqft |
| 2021-06-01 | 0 days | 1,729 sqft |
| 2021-07-01 | 0 days | 1,703 sqft |
| 2021-08-01 | 0 days | 1,701 sqft |
| 2021-09-01 | 0 days | 1,722 sqft |
| 2021-10-01 | 0 days | 1,719 sqft |
| 2021-11-01 | 0 days | 1,623 sqft |
| 2021-12-01 | 0 days | 1,611 sqft |
| 2022-01-01 | 0 days | 1,605 sqft |
| 2022-02-01 | 0 days | 1,700 sqft |
| 2022-03-01 | 0 days | 1,732 sqft |
| 2022-04-01 | 0 days | 1,680 sqft |
| 2022-05-01 | 0 days | 1,781 sqft |
| 2022-06-01 | 0 days | 1,749 sqft |
| 2022-07-01 | 0 days | 1,700 sqft |
| 2022-08-01 | 0 days | 1,720 sqft |
| 2022-09-01 | 0 days | 1,764 sqft |
| 2022-10-01 | 0 days | 1,761 sqft |
| 2022-11-01 | 0 days | 1,704 sqft |
| 2022-12-01 | 0 days | 1,720 sqft |
| 2023-01-01 | 0 days | 1,729 sqft |
| 2023-02-01 | 0 days | 1,759 sqft |
Adrian's median listing age (time on market) for 2023-02-01 was 0 days.
Adrian's median square footage for active listings during the 2023-02-01 period was 1,759 sqft. One year prior, the average listing was 1,700 sqft.
Adrian's median square footage for active listings during the 2023-02-01 period was 1,759 sqft. One year prior, the average listing was 1,700 sqft.
Adrian, MI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,336 | $362,190,000 | $271,100 |
| Cash Out Refi | 699 | $98,845,000 | $141,409 |
| Refi | 324 | $55,440,000 | $171,111 |
| Home Improvement | 234 | $19,210,000 | $82,094 |
| Other | 152 | $12,200,000 | $80,263 |
Adrian's most frequently cited loan purpose was Home Purchase, with 1,336 originations. The 2nd most popular reason was Cash Out Refi, with 699 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 759 | $121,375,000 | $159,914 |
| 3-4% | 609 | $101,205,000 | $166,182 |
| 4-5% | 561 | $105,215,000 | $187,549 |
| 6-7% | 362 | $53,260,000 | $147,127 |
| 2.5-3% | 159 | $26,295,000 | $165,377 |
| 7-8% | 149 | $111,425,000 | $747,819 |
| Over 8% | 69 | $3,475,000 | $50,362 |
| <2.5% | 66 | $12,870,000 | $195,000 |
During 2022, Adrian's most frequently originated rate bucket was 5-6%, with 759 originations.
Loan Sizing (Adrian, MI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,092 | $158,770,000 | $145,394 |
| $100,000 or less | 906 | $50,840,000 | $56,115 |
| $200k-400k | 631 | $165,765,000 | $262,702 |
| $400k-600k | 79 | $37,275,000 | $471,835 |
| $600k-1000k | 28 | $20,610,000 | $736,071 |
| $Over $1MM | 9 | $114,625,000 | $12,736,111 |
Adrian's loan sizing saw the bucket of loans from $100k-200k with 1,092 originations, totaling $158,770,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,072 | $212,210,000 | $197,957 |
| 60-80% | 667 | $222,815,000 | $334,055 |
| 20-40% | 353 | $29,955,000 | $84,858 |
| 40-60% | 312 | $46,710,000 | $149,712 |
| Under 20% | 291 | $11,445,000 | $39,330 |
| Over 100% | 25 | $9,545,000 | $381,800 |
Adrian's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,072 originations, totaling $212,210,000 in origination value.