Adrian Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Adrian averaged 6.91% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 7.02% and one month ago for the week of 2025-02-27, the average rate was 7.13%.

Adrian's average rate one year ago was 7.16%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.84%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Adrian 30 Year Fixed Rate 2025-04-03 6.91%
Adrian 30 Year Fixed Rate Refi 2025-04-03 6.84%
Adrian 15 Year Fixed Rate 2025-04-03 5.72%
Adrian 15 Year Fixed Rate Refi 2025-04-03 5.72%
Adrian 30 Year FHA 2025-04-03 6.68%
Adrian 30 Year FHA Refi 2025-04-03 6.06%
Adrian 30 Year USDA 2025-04-03 6.42%
Adrian 30 Year USDA Refi 2025-04-03 6.42%
Adrian 30 Year VA 2025-04-03 6.3%
Adrian 30 Year VA Refi 2025-04-03 5.96%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Adrian, MI.

Adrian Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Adrian, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
TLC COMMUNITY Credit Union 135 6.47% $2,949
QUICKEN LOANS, LLC 71 6.79% $5,857
GVC MORTGAGE, INC. 54 6.99% $6,084
UNITED WHOLESALE MORTGAGE, LLC 39 6.93% $5,353
Old National Bank 32 6.71% $3,144
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 28 6.83% $4,429
The Huntington National Bank 24 6.84% $3,384
MORTGAGE 1 INCORPORATED 19 6.90% $5,358
FIRST CHOICE MH LLC 19 10.31% $1,337
HOWARD HANNA FINANCIAL SERVICES, INC. 16 6.90% $4,387
First Federal Bank of the Midwest 14 6.72% $3,001
KeyBank 13 6.48% $3,483
UNION HOME MORTGAGE CORP. 13 7.04% $4,642
CROSSCOUNTRY MORTGAGE, LLC 12 6.89% $5,433
STAUNTON FINANCIAL, INC. 10 6.87% $5,057
First Merchants Bank 10 6.73% $3,704
JPMorgan Chase Bank 9 7.34% $4,364
The Dart Bank 8 6.91% $4,099
Fifth Third Bank 7 6.98% $3,973
Flagstar Bank, FSB 7 6.87% $4,316
PNC Bank 6 6.69% $4,051
AMERICAN FINANCIAL NETWORK, INC. 6 6.73% $4,364
MORTGAGE CENTER L.C 5 6.68% $3,832
Directions Credit Union, Inc. 5 6.68% $3,773
MID AMERICA MORTGAGE, INC. 5 6.63% $3,834
CMG MORTGAGE, INC. 4 7.15% $5,112
EQUITY RESOURCES, INC. 4 6.72% $3,863
BROKER SOLUTIONS, INC. 4 7.75% $6,320
University Bank 3 7.12% $3,455
PLAZA HOME MORTGAGE, INC. 3 6.88% $5,403
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 6.21% $7,222
MICHIGAN SCHOOLS AND GOVERNMENT 3 5.96% $2,792
GUARANTEED RATE, INC. 3 6.37% $4,175
NAVY FEDERAL CREDIT UNION 3 6.71% $3,796
THE MORTGAGE LINK, INC. 3 6.62% $9,627
Preston Home Loans Inc 3 6.79% $4,782
ZILLOW HOME LOANS, LLC 3 6.50% $5,332
LAKE MICHIGAN CREDIT UNION 3 6.46% $3,609
PHH Mortgage Corporation 2 6.31% $8,889
Bank of America 2 6.06% $3,543
CHURCHILL MORTGAGE CORPORATION 2 6.50% $3,680
Citizens Bank 2 5.63% $6,247
DFCU FINANCIAL 2 6.88% $5,858
First Federal Savings and Loan Association of Lakewood 2 6.85% $2,433
HOMEXPRESS MORTGAGE CORP. 2 8.62% $11,815
Independent Bank 2 6.75% $3,970
LOANDEPOT.COM, LLC 2 6.56% $7,924
Mortgage Research Center, LLC 2 7.38% $1,880
NEWREZ LLC 2 7.38% $6,795
ROSS MORTGAGE CORPORATION 2 6.68% $4,329
ROYAL UNITED MORTGAGE LLC 2 7.25% $7,380
RUOFF MORTGAGE COMPANY, INC. 2 6.63% $4,116
SUN Federal Credit Union 2 6.50% $3,260
The State Bank and Trust Company 2 6.81% $3,936
UNIVERSITY OF MICHIGAN CREDIT UNION 2 6.69% $2,669
VAN DYK MORTGAGE CORPORATION 2 6.37% $1,278
OAK MORTGAGE, LLC 1 6.38% $4,180
GreenStone Farm Credit Services, FLCA 1 6.60% $3,529
OMNI Community Credit Union 1 6.13% $3,267
PENNYMAC LOAN SERVICES, LLC 1 7.50% $6,128
ADVANTAGE ONE Credit Union 1 6.13% $2,137
GENEVA FINANCIAL, LLC 1 6.63% $4,919
FIRST COLONY MORTGAGE CORPORATION 1 7.13% $2,415
Farmers Bank & Trust 1 6.50% $3,758
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.50% $8,785
Discover Bank 1 7.47% $0
WINGS FINANCIAL 1 6.63% $3,120
USAA Federal Savings Bank 1 6.13% $4,797
U.S. Bank 1 8.63% $4,245
CONSUMERS 1 6.13% $3,270
SUCCESS MORTGAGE PARTNERS, INC. 1 5.99% $5,109
ALLIANCE CATHOLIC CREDIT UNION 1 6.63% $4,596
Superior Credit Union, Inc. 1 5.75% $4,772
TEACHERS CREDIT UNION 1 7.38% $3,098
THE ANDERSON FINANCIAL GROUP, INC. 1 6.63% $2,770
Comerica Bank 1 6.99% $3,488
THE EQUITABLE MORTGAGE CORPORATION 1 6.63% $3,789
The Farmers & Merchants State Bank 1 8.00% $6,531
The Genoa Banking Company 1 7.00% $3,912
Colony Bank 1 6.38% $2,631
The Loan Store, Inc. 1 6.50% $5,053
Civista Bank 1 7.13% $5,082
Wells Fargo Bank 1 5.88% $3,926
BETTER MORTGAGE CORPORATION 1 6.88% $4,787
UBS Bank USA 1 7.13% $3,429
AMERISAVE MORTGAGE CORPORATION 1 7.13% $4,768
United Nations Federal Credit Union 1 6.38% $2,752
Morgan Stanley Private Bank 1 6.05% $3,191
HOMESIDE FINANCIAL, LLC 1 7.38% $3,028
American National Bank & Trust 1 7.13% $4,575
Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $8,311
NATIONS RELIABLE LENDING, LLC 1 6.99% $5,697
GUILD MORTGAGE COMPANY 1 7.50% $4,206
NBKC BANK 1 6.50% $3,249
ALLIED MORTGAGE GROUP, INC. 1 6.63% $2,405
Northpointe Bank 1 7.49% $5,979

Adrian Average Closing Costs & Other Stats

Adrian, MI's 96 lenders originated 1,971 loans during 2024. The total origination value was $315,965,000, with an average loan value of $160,307.

Adrian's average closing costs are $4,314.

The top Adrian lender as defined by loan originations is TLC COMMUNITY Credit Union, with 135 loans originated. Their average total fees are $2,949, which is $2,908 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Adrian lenders (with over 10 loans originated) are FIRST CHOICE MH LLC ($1,337), TLC COMMUNITY Credit Union ($2,949), First Federal Bank of the Midwest ($3,001), Old National Bank ($3,144) and The Huntington National Bank ($3,384).

The lowest rate Adrian lenders (with over 10 loans originated) are TLC COMMUNITY Credit Union (6.47%), KeyBank (6.48%), Old National Bank (6.71%), First Federal Bank of the Midwest (6.72%) and First Merchants Bank (6.73%).

Adrian, MI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
TLC COMMUNITY Credit Union $27,090,000 $35,810,000 32.2% 11.3%
QUICKEN LOANS, LLC $22,450,000 $28,025,000 24.8% 8.9%
GVC MORTGAGE, INC. $23,650,000 $23,830,000 0.8% 7.5%
Old National Bank $13,250,000 $14,790,000 11.6% 4.7%
The Huntington National Bank $14,395,000 $13,655,000 -5.1% 4.3%
UNITED WHOLESALE MORTGAGE, LLC $13,835,000 $12,530,000 -9.4% 4.0%
First Federal Bank of the Midwest $13,105,000 $11,470,000 -12.5% 3.6%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $10,455,000 $10,595,000 1.3% 3.4%
County National Bank $7,685,000 $9,225,000 20.0% 2.9%
Mortgage Research Center, LLC $5,780,000 $8,675,000 50.1% 2.7%
MORTGAGE 1 INCORPORATED $5,315,000 $7,015,000 32.0% 2.2%
GreenStone Farm Credit Services, FLCA $4,745,000 $5,815,000 22.6% 1.8%
CROSSCOUNTRY MORTGAGE, LLC $3,800,000 $4,585,000 20.7% 1.5%
UNION HOME MORTGAGE CORP. $5,760,000 $4,515,000 -21.6% 1.4%
21ST MORTGAGE CORPORATION $915,000 $3,615,000 295.1% 1.1%
Directions Credit Union, Inc. $1,075,000 $3,530,000 228.4% 1.1%
The Dart Bank $4,315,000 $3,495,000 -19.0% 1.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $2,870,000 $3,470,000 20.9% 1.1%
Flagstar Bank, FSB $1,675,000 $3,245,000 93.7% 1.0%
KeyBank $5,345,000 $3,230,000 -39.6% 1.0%
PNC Bank $2,125,000 $3,195,000 50.4% 1.0%
STAUNTON FINANCIAL, INC. $3,645,000 $3,195,000 -12.3% 1.0%
First Merchants Bank $2,190,000 $3,145,000 43.6% 1.0%
Fifth Third Bank $1,590,000 $2,775,000 74.5% 0.9%
AMERICAN FINANCIAL NETWORK, INC. $2,180,000 $2,620,000 20.2% 0.8%
JPMorgan Chase Bank $2,310,000 $2,500,000 8.2% 0.8%
PENNYMAC LOAN SERVICES, LLC $2,095,000 $2,445,000 16.7% 0.8%
LAKE MICHIGAN CREDIT UNION $490,000 $2,280,000 365.3% 0.7%
NAVY FEDERAL CREDIT UNION $1,635,000 $2,160,000 32.1% 0.7%
MORTGAGE CENTER L.C $945,000 $2,125,000 124.9% 0.7%
FREEDOM MORTGAGE CORPORATION $1,015,000 $2,115,000 108.4% 0.7%
LOANDEPOT.COM, LLC $1,070,000 $2,085,000 94.9% 0.7%
USAA Federal Savings Bank $1,075,000 $2,010,000 87.0% 0.6%
FIRST CHOICE MH LLC $815,000 $1,995,000 144.8% 0.6%
PLAZA HOME MORTGAGE, INC. $1,185,000 $1,940,000 63.7% 0.6%
DFCU FINANCIAL $1,125,000 $1,815,000 61.3% 0.6%
Bank of America $1,600,000 $1,730,000 8.1% 0.5%
MICHIGAN SCHOOLS AND GOVERNMENT $320,000 $1,680,000 425.0% 0.5%
EQUITY RESOURCES, INC. $875,000 $1,605,000 83.4% 0.5%
University Bank $2,345,000 $1,580,000 -32.6% 0.5%
CMG MORTGAGE, INC. $155,000 $1,490,000 861.3% 0.5%
GUARANTEED RATE, INC. $440,000 $1,385,000 214.8% 0.4%
NEWREZ LLC $805,000 $1,340,000 66.5% 0.4%
Comerica Bank $1,515,000 $1,320,000 -12.9% 0.4%
AMERISAVE MORTGAGE CORPORATION $1,750,000 $1,155,000 -34.0% 0.4%
MID AMERICA MORTGAGE, INC. $510,000 $1,150,000 125.5% 0.4%
UNIVERSITY OF MICHIGAN CREDIT UNION $1,565,000 $1,105,000 -29.4% 0.3%
SUN Federal Credit Union $355,000 $1,065,000 200.0% 0.3%
RUOFF MORTGAGE COMPANY, INC. $1,770,000 $1,020,000 -42.4% 0.3%
Armed Forces Bank $1,005,000 n/a 0.3%
BROKER SOLUTIONS, INC. $785,000 $915,000 16.6% 0.3%
NEW DAY FINANCIAL, LLC $675,000 $910,000 34.8% 0.3%
Discover Bank $780,000 $840,000 7.7% 0.3%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $1,210,000 $835,000 -31.0% 0.3%
The Farmers & Merchants State Bank $725,000 $830,000 14.5% 0.3%
ROSS MORTGAGE CORPORATION $805,000 n/a 0.3%
NBKC BANK $800,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,790,000 $765,000 -57.3% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $370,000 $765,000 106.8% 0.2%
TRIAD FINANCIAL SERVICES, INC. $665,000 $760,000 14.3% 0.2%
Wells Fargo Bank $880,000 $760,000 -13.6% 0.2%
The Loan Store, Inc. $165,000 $745,000 351.5% 0.2%
Citizens Bank $875,000 $710,000 -18.9% 0.2%
PHH Mortgage Corporation $230,000 $700,000 204.3% 0.2%
HOMEXPRESS MORTGAGE CORP. $145,000 $690,000 375.9% 0.2%
THE MORTGAGE LINK, INC. $680,000 n/a 0.2%
American National Bank & Trust $660,000 n/a 0.2%
NATIONS DIRECT MORTGAGE, LLC $660,000 n/a 0.2%
FINANCE OF AMERICA REVERSE LLC $105,000 $655,000 523.8% 0.2%
First Federal Bank $650,000 n/a 0.2%
LENDINGHOME FUNDING CORPORATION $220,000 $625,000 184.1% 0.2%
VILLAGE CAPITAL MORTGAGE $95,000 $610,000 542.1% 0.2%
LIMA ONE CAPITAL, LLC $485,000 $600,000 23.7% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $365,000 $590,000 61.6% 0.2%
OAK MORTGAGE, LLC $565,000 n/a 0.2%
ZILLOW HOME LOANS, LLC $525,000 $565,000 7.6% 0.2%
CREDIT UNION ONE $950,000 $545,000 -42.6% 0.2%
Independent Bank $245,000 $540,000 120.4% 0.2%
VAN DYK MORTGAGE CORPORATION $520,000 n/a 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,805,000 $515,000 -71.5% 0.2%
Civista Bank $505,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $925,000 $495,000 -46.5% 0.2%
Superior Credit Union, Inc. $35,000 $475,000 1,257.1% 0.2%
CONSUMERS $465,000 $460,000 -1.1% 0.1%
HOMESIDE FINANCIAL, LLC $460,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $450,000 n/a 0.1%
Equity Prime Mortgage LLC $435,000 $450,000 3.4% 0.1%
ROYAL UNITED MORTGAGE LLC $175,000 $440,000 151.4% 0.1%
Preston Home Loans Inc $820,000 $435,000 -47.0% 0.1%
Coastal Community Bank $530,000 $425,000 -19.8% 0.1%
U.S. Bank $1,635,000 $415,000 -74.6% 0.1%
Southern Michigan Bank & Trust $2,065,000 $410,000 -80.1% 0.1%
CASE $405,000 n/a 0.1%
First Federal Savings and Loan Association of Lakewood $545,000 $405,000 -25.7% 0.1%
THE EQUITABLE MORTGAGE CORPORATION $365,000 n/a 0.1%
Farm Credit Mid-America, ACA $355,000 n/a 0.1%
Figure Lending LLC $315,000 $355,000 12.7% 0.1%
ALLIED MORTGAGE GROUP, INC. $350,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $1,560,000 $350,000 -77.6% 0.1%
The State Bank and Trust Company $925,000 $340,000 -63.2% 0.1%
United Nations Federal Credit Union $335,000 n/a 0.1%
PLANET HOME LENDING, LLC $75,000 $325,000 333.3% 0.1%
FIRST COLONY MORTGAGE CORPORATION $320,000 n/a 0.1%
GUILD MORTGAGE COMPANY $315,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $305,000 n/a 0.1%
DOW CHEMICAL EMPLOYEES' $305,000 n/a 0.1%
COMMUNITY CHOICE CREDIT UNION $615,000 $295,000 -52.0% 0.1%
COMMUNITY FINANCIAL CREDIT UNION $1,005,000 $290,000 -71.1% 0.1%
AG Credit, Agricultural Credit Association $285,000 n/a 0.1%
The Genoa Banking Company $595,000 $285,000 -52.1% 0.1%
ALLIANCE CATHOLIC CREDIT UNION $275,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $330,000 $275,000 -16.7% 0.1%
American 1 Credit Union $370,000 $270,000 -27.0% 0.1%
Plains Commerce Bank $270,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $310,000 $265,000 -14.5% 0.1%
WINGS FINANCIAL $710,000 $260,000 -63.4% 0.1%
ELGA CREDIT UNION $255,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $195,000 $255,000 30.8% 0.1%
Morgan Stanley Private Bank $255,000 n/a 0.1%
The Federal Savings Bank $510,000 $255,000 -50.0% 0.1%
Carrington Mortgage Services, LLC $1,000,000 $250,000 -75.0% 0.1%
Mercantile Bank of Michigan $295,000 $245,000 -16.9% 0.1%
NFM, INC. $245,000 n/a 0.1%
Toyota Financial Savings Bank $245,000 n/a 0.1%
UBS Bank USA $245,000 n/a 0.1%
Wayne Savings Community Bank $240,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $450,000 $235,000 -47.8% 0.1%
BETTER MORTGAGE CORPORATION $685,000 $235,000 -65.7% 0.1%
Northpointe Bank $305,000 $235,000 -23.0% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $785,000 $225,000 -71.3% 0.1%
NATIONS RELIABLE LENDING, LLC $225,000 n/a 0.1%
MICHIGAN FIRST CREDIT UNION $250,000 $220,000 -12.0% 0.1%
Citadel Servicing Corporation $215,000 n/a 0.1%
M&T Bank $215,000 n/a 0.1%
MILEND, INC. $205,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $485,000 $195,000 -59.8% 0.1%
GENEVA FINANCIAL, LLC $55,000 $190,000 245.5% 0.1%
Homestead Savings Bank $190,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $185,000 n/a 0.1%
Waterford Bank, N.A. $235,000 $185,000 -21.3% 0.1%
American Mortgage & Equity Consultants, Inc. $175,000 n/a 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $175,000 n/a 0.1%
LOANPAL, LLC $175,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $355,000 $175,000 -50.7% 0.1%
AMERICAN FINANCING CORPORATION $160,000 n/a 0.1%
ADVIA $55,000 $155,000 181.8% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $155,000 n/a 0.0%
Farmers Bank & Trust $255,000 $155,000 -39.2% 0.0%
LONGBRIDGE FINANCIAL, LLC $150,000 n/a 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $145,000 n/a 0.0%
Zeal Credit Union $125,000 $140,000 12.0% 0.0%
Prosperity Home Mortgage, LLC $135,000 n/a 0.0%
TEACHERS CREDIT UNION $135,000 n/a 0.0%
GENISYS $545,000 $125,000 -77.1% 0.0%
OMNI Community Credit Union $125,000 n/a 0.0%
Sound Community Bank $115,000 n/a 0.0%
CARDINAL FINANCIAL $915,000 $105,000 -88.5% 0.0%
Colony Bank $105,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $145,000 $105,000 -27.6% 0.0%
Lake Trust Credit Union $375,000 $90,000 -76.0% 0.0%
ADVANTAGE ONE Credit Union $85,000 n/a 0.0%
First National Bank of America $105,000 $85,000 -19.0% 0.0%
Michigan Educational Credit Union $15,000 $75,000 400.0% 0.0%
GreenStone Farm Credit Services, ACA $15,000 $65,000 333.3% 0.0%
GREENSTATE CREDIT UNION $55,000 n/a 0.0%
Centier Bank $165,000 $45,000 -72.7% 0.0%
Honor Credit Union $205,000 $45,000 -78.0% 0.0%
KEMBA FINANCIAL $45,000 n/a 0.0%
MONROE COUNTY COMMUNITY CREDIT UNION $15,000 $45,000 200.0% 0.0%
VIBE CREDIT UNION $65,000 $45,000 -30.8% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 $35,000 -36.4% 0.0%
SPRING EQ, LLC $130,000 $35,000 -73.1% 0.0%

Adrian's top lender by overall market share is TLC COMMUNITY Credit Union, with 11.3% market share. In second place, with 8.9%, is QUICKEN LOANS, LLC, having originated $28,025,000 in loans. In third place, with 7.5%, is GVC MORTGAGE, INC., having originated $23,830,000 in loans. In fourth place, with 4.7%, is Old National Bank, having originated $14,790,000 in loans. In fifth place, with 4.3%, is The Huntington National Bank, having originated $13,655,000 in loans.


Adrian Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Adrian (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $139,900 (-0.1%) $170,754 (-1.0%) 0.00 372
2018-02-01 $139,900 (-5.1%) $175,234 (-2.2%) 0.00 359
2018-03-01 $143,000 (-4.6%) $178,549 (-0.6%) 0.00 367
2018-04-01 $149,900 (-5.8%) $193,973 (4.5%) 0.00 390
2018-05-01 $153,988 (-3.4%) $198,482 (5.4%) 0.00 435
2018-06-01 $151,900 (-7.9%) $197,460 (0.3%) 0.00 481
2018-07-01 $155,425 (-5.7%) $203,081 (4.0%) 0.00 493
2018-08-01 $154,925 (-1.6%) $203,335 (5.9%) 0.00 498
2018-09-01 $159,000 (4.6%) $199,093 (4.0%) 0.00 490
2018-10-01 $159,900 (7.1%) $197,295 (5.7%) 0.00 488
2018-11-01 $165,000 (15.2%) $199,099 (11.8%) 0.00 457
2018-12-01 $165,000 (17.9%) $198,363 (14.2%) 0.00 402
2019-01-01 $165,000 (17.9%) $199,841 (17.0%) 0.00 377
2019-02-01 $162,400 (16.1%) $198,670 (13.4%) 0.00 364
2019-03-01 $167,086 (16.8%) $204,631 (14.6%) 0.00 378
2019-04-01 $169,950 (13.4%) $212,215 (9.4%) 0.00 394
2019-05-01 $169,950 (10.4%) $218,277 (10.0%) 0.00 415
2019-06-01 $175,000 (15.2%) $223,898 (13.4%) 0.00 447
2019-07-01 $177,000 (13.9%) $223,121 (9.9%) 0.00 457
2019-08-01 $179,900 (16.1%) $423,408 (108.2%) 0.00 476
2019-09-01 $179,900 (13.1%) $306,089 (53.7%) 0.00 486
2019-10-01 $179,900 (12.5%) $214,092 (8.5%) 0.00 486
2019-11-01 $164,900 (-0.1%) $202,534 (1.7%) 0.00 458
2019-12-01 $159,900 (-3.1%) $196,219 (-1.1%) 0.00 397
2020-01-01 $165,200 (0.1%) $197,889 (-1.0%) 0.00 281
2020-02-01 $159,900 (-1.5%) $203,142 (2.3%) 0.00 255
2020-03-01 $164,400 (-1.6%) $230,940 (12.9%) 0.00 246
2020-04-01 $179,894 (5.9%) $235,859 (11.1%) 0.00 254
2020-05-01 $195,000 (14.7%) $246,453 (12.9%) 0.00 264
2020-06-01 $227,729 (30.1%) $272,116 (21.5%) 0.00 237
2020-07-01 $209,971 (18.6%) $273,233 (22.5%) 0.00 211
2020-08-01 $195,000 (8.4%) $266,659 (-37.0%) 0.00 195
2020-09-01 $196,450 (9.2%) $256,497 (-16.2%) 0.00 196
2020-10-01 $199,900 (11.1%) $255,505 (19.3%) 0.00 184
2020-11-01 $189,675 (15.0%) $244,123 (20.5%) 0.00 180
2020-12-01 $179,913 (12.5%) $241,415 (23.0%) 0.00 140
2021-01-01 $169,900 (2.9%) $227,902 (15.2%) 0.00 127
2021-02-01 $179,888 (12.5%) $247,143 (21.7%) 0.00 131
2021-03-01 $191,900 (16.7%) $283,901 (22.9%) 0.00 115
2021-04-01 $203,669 (13.2%) $293,287 (24.4%) 0.00 104
2021-05-01 $199,900 (2.5%) $307,640 (24.8%) 0.00 122
2021-06-01 $218,650 (-4.0%) $305,851 (12.4%) 0.00 148
2021-07-01 $233,000 (11.0%) $306,744 (12.3%) 0.00 173
2021-08-01 $216,200 (10.9%) $294,736 (10.5%) 0.00 179
2021-09-01 $225,950 (15.0%) $285,678 (11.4%) 0.00 184
2021-10-01 $214,900 (7.5%) $270,304 (5.8%) 0.00 172
2021-11-01 $217,200 (14.5%) $260,681 (6.8%) 0.00 170
2021-12-01 $202,400 (12.5%) $266,407 (10.4%) 0.00 142
2022-01-01 $197,450 (16.2%) $272,439 (19.5%) 0.00 96
2022-02-01 $249,925 (38.9%) $299,951 (21.4%) 0.00 83
2022-03-01 $276,200 (43.9%) $319,767 (12.6%) 0.00 86
2022-04-01 $260,000 (27.7%) $307,421 (4.8%) 0.00 104
2022-05-01 $264,950 (32.5%) $307,770 (0.0%) 0.00 127
2022-06-01 $248,725 (13.8%) $309,922 (1.3%) 0.00 147
2022-07-01 $249,900 (7.3%) $313,213 (2.1%) 0.00 196
2022-08-01 $241,175 (11.6%) $315,466 (7.0%) 0.00 202
2022-09-01 $240,700 (6.5%) $306,444 (7.3%) 0.00 199
2022-10-01 $265,000 (23.3%) $319,526 (18.2%) 0.00 187
2022-11-01 $244,875 (12.7%) $291,446 (11.8%) 0.00 197
2022-12-01 $265,000 (30.9%) $292,666 (9.9%) 0.00 155
2023-01-01 $269,900 (36.7%) $297,964 (9.4%) 0.00 139
2023-02-01 $272,325 (9.0%) $305,449 (1.8%) 0.00 136
2023-03-01 $298,125 (7.9%) $306,917 (-4.0%) 0.00 118
2023-04-01 $289,000 (11.2%) $313,511 (2.0%) 0.00 126
2023-05-01 $299,700 (13.1%) $344,355 (11.9%) 0.00 125
2023-06-01 $299,750 (20.5%) $343,115 (10.7%) 0.00 142
2023-07-01 $290,000 (16.1%) $323,421 (3.3%) 0.00 147
2023-08-01 $275,000 (14.0%) $312,339 (-1.0%) 0.00 150
2023-09-01 $284,900 (18.4%) $311,645 (1.7%) 0.00 171
2023-10-01 $298,350 (12.6%) $326,137 (2.1%) 0.00 198
2023-11-01 $303,950 (24.1%) $325,063 (11.5%) 0.00 202
2023-12-01 $294,900 (11.3%) $313,078 (7.0%) 0.00 167
2024-01-01 $277,950 (3.0%) $301,171 (1.1%) 0.00 151
2024-02-01 $268,725 (-1.3%) $296,804 (-2.8%) 0.00 153
2024-03-01 $289,900 (-2.8%) $321,645 (4.8%) 0.00 164
2024-04-01 $299,950 (3.8%) $340,852 (8.7%) 0.00 150
2024-05-01 $301,175 (0.5%) $357,188 (3.7%) 0.00 166
2024-06-01 $299,900 (0.1%) $354,739 (3.4%) 0.00 173
2024-07-01 $287,375 (-0.9%) $346,416 (7.1%) 0.00 195
2024-08-01 $285,000 (3.6%) $330,911 (6.0%) 0.00 217
2024-09-01 $279,900 (-1.8%) $343,365 (10.2%) 0.00 229
2024-10-01 $284,750 (-4.6%) $349,772 (7.3%) 0.00 220
2024-11-01 $292,450 (-3.8%) $355,496 (9.4%) 0.00 210
2024-12-01 $269,500 (-8.6%) $334,569 (6.9%) 0.00 182
2025-01-01 $275,950 (-0.7%) $328,625 (9.1%) 0.00 167
2025-02-01 $266,950 (-0.7%) $331,045 (11.5%) 0.00 145
2025-03-01 $280,950 (-3.1%) $361,745 (12.5%) 0.00 143
Adrian's median listing price for 2025-03-01 was $280,950, a difference of $-8,950 (-3.1%) versus the prior year and $14,000 versus the prior month.

Adrian's median listing price comes in at 0% of the national average.

Adrian's average listing price for 2025-03-01 was $361,745, a difference of $40,100 (12.5%) versus the prior year and $30,700 versus the prior month.

For the 2025-03-01 period, Adrian had 143 MLS listings, a difference of -2 listings (-1%) versus the prior month and -21 listings (-13%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Adrian (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,553 sqft
2018-02-01 0 days 1,560 sqft
2018-03-01 0 days 1,561 sqft
2018-04-01 0 days 1,590 sqft
2018-05-01 0 days 1,583 sqft
2018-06-01 0 days 1,573 sqft
2018-07-01 0 days 1,579 sqft
2018-08-01 0 days 1,609 sqft
2018-09-01 0 days 1,602 sqft
2018-10-01 0 days 1,578 sqft
2018-11-01 0 days 1,623 sqft
2018-12-01 0 days 1,568 sqft
2019-01-01 0 days 1,536 sqft
2019-02-01 0 days 1,536 sqft
2019-03-01 0 days 1,557 sqft
2019-04-01 0 days 1,590 sqft
2019-05-01 0 days 1,604 sqft
2019-06-01 0 days 1,618 sqft
2019-07-01 0 days 1,612 sqft
2019-08-01 0 days 1,623 sqft
2019-09-01 0 days 1,633 sqft
2019-10-01 0 days 1,640 sqft
2019-11-01 0 days 1,576 sqft
2019-12-01 0 days 1,545 sqft
2020-01-01 0 days 1,657 sqft
2020-02-01 0 days 1,694 sqft
2020-03-01 0 days 1,683 sqft
2020-04-01 0 days 1,698 sqft
2020-05-01 0 days 1,718 sqft
2020-06-01 0 days 1,769 sqft
2020-07-01 0 days 1,738 sqft
2020-08-01 0 days 1,701 sqft
2020-09-01 0 days 1,640 sqft
2020-10-01 0 days 1,708 sqft
2020-11-01 0 days 1,655 sqft
2020-12-01 0 days 1,591 sqft
2021-01-01 0 days 1,500 sqft
2021-02-01 0 days 1,500 sqft
2021-03-01 0 days 1,500 sqft
2021-04-01 0 days 1,643 sqft
2021-05-01 0 days 1,769 sqft
2021-06-01 0 days 1,716 sqft
2021-07-01 0 days 1,703 sqft
2021-08-01 0 days 1,701 sqft
2021-09-01 0 days 1,727 sqft
2021-10-01 0 days 1,719 sqft
2021-11-01 0 days 1,623 sqft
2021-12-01 0 days 1,611 sqft
2022-01-01 0 days 1,605 sqft
2022-02-01 0 days 1,700 sqft
2022-03-01 0 days 1,732 sqft
2022-04-01 0 days 1,680 sqft
2022-05-01 0 days 1,781 sqft
2022-06-01 0 days 1,749 sqft
2022-07-01 0 days 1,700 sqft
2022-08-01 0 days 1,720 sqft
2022-09-01 0 days 1,764 sqft
2022-10-01 0 days 1,761 sqft
2022-11-01 0 days 1,704 sqft
2022-12-01 0 days 1,720 sqft
2023-01-01 0 days 1,729 sqft
2023-02-01 0 days 1,759 sqft
2023-03-01 0 days 1,715 sqft
2023-04-01 0 days 1,712 sqft
2023-05-01 0 days 1,738 sqft
2023-06-01 0 days 1,788 sqft
2023-07-01 0 days 1,736 sqft
2023-08-01 0 days 1,717 sqft
2023-09-01 0 days 1,672 sqft
2023-10-01 0 days 1,753 sqft
2023-11-01 0 days 1,782 sqft
2023-12-01 0 days 1,755 sqft
2024-01-01 0 days 1,690 sqft
2024-02-01 0 days 1,674 sqft
2024-03-01 0 days 1,770 sqft
2024-04-01 0 days 1,848 sqft
2024-05-01 0 days 1,833 sqft
2024-06-01 0 days 1,883 sqft
2024-07-01 0 days 1,797 sqft
2024-08-01 0 days 1,822 sqft
2024-09-01 0 days 1,835 sqft
2024-10-01 0 days 1,835 sqft
2024-11-01 0 days 1,852 sqft
2024-12-01 0 days 1,813 sqft
2025-01-01 0 days 1,761 sqft
2025-02-01 0 days 1,741 sqft
2025-03-01 0 days 1,745 sqft
Adrian's median listing age (time on market) for 2025-03-01 was 0 days.

Adrian's median square footage for active listings during the 2025-03-01 period was 1,745 sqft. One year prior, the average listing was 1,770 sqft.

Adrian, MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,079 $221,655,000 $205,426
Cash Out Refi 395 $41,845,000 $105,937
Home Improvement 185 $13,995,000 $75,649
Refi 169 $27,475,000 $162,574
Other 143 $10,995,000 $76,888

Adrian's most frequently cited loan purpose was Home Purchase, with 1,079 originations. The 2nd most popular reason was Cash Out Refi, with 395 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 784 $150,810,000 $192,360
Over 8% 478 $36,510,000 $76,381
7-8% 456 $72,780,000 $159,605
5-6% 188 $39,840,000 $211,915
4-5% 7 $1,555,000 $222,143
<2.5% 5 $55,000 $11,000
3-4% 3 $375,000 $125,000
2.5-3% 2 $670,000 $335,000

During 2024, Adrian's most frequently originated rate bucket was 6-7%, with 784 originations.

Loan Sizing (Adrian, MI MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 715 $37,475,000 $52,413
$100k-200k 700 $102,490,000 $146,414
$200k-400k 473 $126,055,000 $266,501
$400k-600k 60 $28,070,000 $467,833
$600k-1000k 19 $14,165,000 $745,526
$Over $1MM 4 $7,710,000 $1,927,500

Adrian's loan sizing saw the bucket of loans from $100,000 or less with 715 originations, totaling $37,475,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 749 $156,475,000 $208,912
60-80% 349 $72,745,000 $208,438
Under 20% 310 $12,690,000 $40,935
20-40% 291 $24,975,000 $85,825
40-60% 166 $23,280,000 $140,241
Over 100% 14 $3,400,000 $242,857

Adrian's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 749 originations, totaling $156,475,000 in origination value.