Hillsdale Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hillsdale averaged 5.72% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.93% and one month ago for the week of 2022-05-26, the average rate was 5.32%.

Hillsdale's average rate one year ago was 3.58%.

For refis of the same type during the week of 2022-06-30, the average rate was 6.08%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Hillsdale 30 Year Fixed Rate 2022-06-30 5.72%
Hillsdale 30 Year Fixed Rate Refi 2022-06-30 6.08%
Hillsdale 15 Year Fixed Rate 2022-06-30 5.44%
Hillsdale 15 Year Fixed Rate Refi 2022-06-30 4.88%
Hillsdale 30 Year FHA 2022-06-30 5.86%
Hillsdale 30 Year FHA Refi 2022-06-30 5.85%
Hillsdale 30 Year USDA 2022-06-30 5.92%
Hillsdale 30 Year USDA Refi 2022-06-30 5.01%
Hillsdale 30 Year VA 2022-06-30 5.66%
Hillsdale 30 Year VA Refi 2022-06-30 5.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hillsdale, MI.

Hillsdale Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Hillsdale, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
County National Bank 116 3.44% $3,459
QUICKEN LOANS, LLC 72 3.20% $4,754
RUOFF MORTGAGE COMPANY, INC. 53 3.23% $2,279
Southern Michigan Bank & Trust 26 3.40% $2,665
The Huntington National Bank 23 3.24% $3,162
AMERIFIRST FINANCIAL CORPORATION 20 3.53% $3,029
Honor Credit Union 15 3.35% $2,471
UNITED WHOLESALE MORTGAGE, LLC 15 3.21% $3,441
MORTGAGE 1 INCORPORATED 14 3.48% $4,033
Flagstar Bank, FSB 13 3.31% $2,400
UNION HOME MORTGAGE CORP. 12 3.13% $3,809
Fifth Third Bank 12 3.28% $3,161
The Dart Bank 11 3.43% $2,786
First Federal Bank of the Midwest 9 3.11% $2,773
OAK MORTGAGE, LLC 8 3.12% $3,300
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 8 3.22% $2,665
CONSUMERS 8 3.38% $2,533
CROSSCOUNTRY MORTGAGE, LLC 7 3.23% $4,045
Old National Bank 7 3.18% $2,201
KeyBank 7 3.02% $2,006
The State Bank and Trust Company 6 2.96% $3,203
GreenStone Farm Credit Services, FLCA 6 3.95% $4,253
LOANDEPOT.COM, LLC 6 3.58% $3,768
SUCCESS MORTGAGE PARTNERS, INC. 5 3.10% $3,590
JPMorgan Chase Bank 5 3.20% $3,326
MID AMERICA MORTGAGE, INC. 5 3.10% $2,526
Level One Bank 4 3.38% $2,667
CALIBER HOME LOANS, INC. 4 3.16% $3,746
AMERISAVE MORTGAGE CORPORATION 4 2.72% $5,941
PNC Bank 4 3.41% $2,781
The Farmers & Merchants State Bank 4 3.38% $2,519
GVC MORTGAGE, INC. 4 3.41% $4,755
EQUITY RESOURCES, INC. 3 2.79% $2,602
AMERICAN FINANCING CORPORATION 3 4.00% $4,294
BlueOx Credit Union 3 3.21% $2,176
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 3.38% $3,592
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.46% $6,206
HOME POINT FINANCIAL CORPORATION 3 2.87% $4,244
InterContinental Capital Group, Inc 3 3.04% $3,564
Mr. Cooper ( Nationstar Mortgage ) 3 3.50% $3,921
TLC COMMUNITY Credit Union 3 2.96% $2,504
Waterstone Mortgage Corporation 3 3.25% $2,765
MORTGAGE CENTER L.C 2 3.13% $3,461
Mortgage Research Center, LLC 2 2.56% $532
SOVEREIGN LENDING GROUP INCORPORATED 2 3.13% $5,159
Kellogg Community Credit Union 2 3.38% $2,346
TCF National Bank 2 3.25% $2,820
Wells Fargo Bank 2 3.31% $3,002
BETTER MORTGAGE CORPORATION 2 3.25% $1,469
The Federal Savings Bank 2 3.00% $2,623
Paramount Residential Mortgage Group, Inc. 2 3.25% $6,271
PENNYMAC LOAN SERVICES, LLC 2 3.00% $4,066
Platinum Home Mortgage Corporation 2 3.18% $3,332
HOMESIDE FINANCIAL, LLC 2 2.99% $3,348
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.38% $3,924
Ally Bank 2 3.13% $2,698
FREEDOM MORTGAGE CORPORATION 2 3.00% $3,347
Farmers State Bank 2 2.88% $2,369
GUARANTEED RATE, INC. 2 3.19% $2,104
Comerica Bank 2 2.88% $2,786
ROYAL UNITED MORTGAGE LLC 2 3.50% $3,976
NAVY FEDERAL CREDIT UNION 1 4.75% $7,544
Neighborhood Loans, Inc. 1 4.63% $3,403
NEWREZ LLC 1 3.38% $4,186
DFCU FINANCIAL 1 3.63% $2,635
DAS Acquisition Company, LLC 1 2.75% $3,080
COMPASS MORTGAGE, INC. 1 3.63% $4,559
ProFed Federal Credit Union 1 3.25% $2,414
CIBM Bank 1 3.63% $2,419
CHURCHILL MORTGAGE CORPORATION 1 3.63% $2,285
BROKER SOLUTIONS, INC. 1 4.13% $5,614
BLG HOLDINGS, INC. 1 3.25% $4,288
Associated Bank 1 3.00% $4,955
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.25% $3,083
WINGS FINANCIAL 1 2.75% $2,855
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 2.75% $3,012
UNITED MORTGAGE CORP. 1 3.13% $6,772
FORT FINANCIAL Federal Credit Union 1 3.50% $2,581
GUILD MORTGAGE COMPANY 1 3.50% $2,864
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.00% $3,809
First Western Trust Bank 1 3.63% $4,062
U.S. Bank 1 3.25% $2,686
Hometown Lenders, Inc. 1 3.75% $6,850
First Savings Bank 1 2.88% $3,786
IMPAC MORTGAGE CORP. 1 2.88% $1,269
Independent Bank 1 2.88% $2,339
Zeal Credit Union 1 3.00% $2,377
First Internet Bank of Indiana 1 2.75% $3,304
First Federal Savings Bank 1 3.13% $3,372
LAKE MICHIGAN CREDIT UNION 1 2.88% $2,101
LAKEVIEW LOAN SERVICING, LLC 1 2.88% $4,347
Evolve Bank & Trust 1 3.88% $3,401
Luxury Mortgage Corp. 1 3.25% $3,773
MEMBER FIRST MORTGAGE, LLC 1 3.38% $2,822
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 3.63% $3,082
1st Source Bank 1 3.50% $4,018
Discover Bank 1 7.99% $0
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.25% $3,056
Nations Lending Corporation 1 3.38% $5,211

Hillsdale, MI's 99 lenders originated 1,515 loans during 2021. The total origination value was $228,965,000, with an average loan value of $151,132.

The top Hillsdale lender as defined by loan originations is County National Bank, with 116 loans originated. Their average total fees are $3,459, which is $1,295 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Hillsdale lenders (with over 10 loans originated) are RUOFF MORTGAGE COMPANY, INC. ($2,279), Flagstar Bank, FSB ($2,400), Honor Credit Union ($2,471), Southern Michigan Bank & Trust ($2,665) and The Dart Bank ($2,786).

The lowest rate Hillsdale lenders (with over 10 loans originated) are UNION HOME MORTGAGE CORP. (3.13%), QUICKEN LOANS, LLC (3.20%), UNITED WHOLESALE MORTGAGE, LLC (3.21%), RUOFF MORTGAGE COMPANY, INC. (3.23%) and The Huntington National Bank (3.24%).

Hillsdale, MI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
County National Bank $34,990,000 $31,145,000 -11.0% 13.6%
QUICKEN LOANS, LLC $22,415,000 $23,080,000 3.0% 10.1%
RUOFF MORTGAGE COMPANY, INC. $8,495,000 $13,550,000 59.5% 5.9%
The Huntington National Bank $5,130,000 $13,430,000 161.8% 5.9%
Southern Michigan Bank & Trust $9,860,000 $10,160,000 3.0% 4.4%
MORTGAGE 1 INCORPORATED $8,315,000 $6,905,000 -17.0% 3.0%
Fifth Third Bank $6,845,000 $5,705,000 -16.7% 2.5%
AMERIFIRST FINANCIAL CORPORATION $6,720,000 $5,645,000 -16.0% 2.5%
Flagstar Bank, FSB $4,995,000 $5,535,000 10.8% 2.4%
UNITED WHOLESALE MORTGAGE, LLC $3,380,000 $4,675,000 38.3% 2.0%
First Federal Bank of the Midwest $4,025,000 $4,490,000 11.6% 2.0%
Old National Bank $2,555,000 $4,265,000 66.9% 1.9%
Honor Credit Union $2,470,000 $4,185,000 69.4% 1.8%
The Dart Bank $4,015,000 $3,125,000 -22.2% 1.4%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $2,945,000 $3,015,000 2.4% 1.3%
PNC Bank $2,430,000 $2,915,000 20.0% 1.3%
FREEDOM MORTGAGE CORPORATION $2,265,000 $2,870,000 26.7% 1.3%
Mortgage Research Center, LLC $2,025,000 $2,730,000 34.8% 1.2%
CALIBER HOME LOANS, INC. $1,295,000 $2,580,000 99.2% 1.1%
UNION HOME MORTGAGE CORP. $2,640,000 $2,570,000 -2.7% 1.1%
CROSSCOUNTRY MORTGAGE, LLC $4,805,000 $2,560,000 -46.7% 1.1%
GreenStone Farm Credit Services, FLCA $2,840,000 $2,390,000 -15.8% 1.0%
LOANDEPOT.COM, LLC $860,000 $2,355,000 173.8% 1.0%
HOME POINT FINANCIAL CORPORATION $1,900,000 $2,275,000 19.7% 1.0%
PENNYMAC LOAN SERVICES, LLC $1,100,000 $2,200,000 100.0% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $2,475,000 $2,090,000 -15.6% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,585,000 $1,925,000 21.5% 0.8%
OAK MORTGAGE, LLC $790,000 $1,845,000 133.5% 0.8%
KeyBank $1,385,000 $1,740,000 25.6% 0.8%
TLC COMMUNITY Credit Union $3,080,000 $1,660,000 -46.1% 0.7%
CONSUMERS $820,000 $1,645,000 100.6% 0.7%
Homestead Savings Bank $1,915,000 $1,600,000 -16.4% 0.7%
GVC MORTGAGE, INC. $1,890,000 $1,590,000 -15.9% 0.7%
The State Bank and Trust Company $1,030,000 $1,455,000 41.3% 0.6%
Ottawa Savings Bank $1,385,000 n/a 0.6%
VILLAGE CAPITAL & INVESTMENT LLC $915,000 $1,350,000 47.5% 0.6%
Level One Bank $960,000 $1,330,000 38.5% 0.6%
NEWREZ LLC $635,000 $1,315,000 107.1% 0.6%
JPMorgan Chase Bank $595,000 $1,290,000 116.8% 0.6%
MARSHALL COMMUNITY CREDIT UNION $1,340,000 $1,285,000 -4.1% 0.6%
AMERISAVE MORTGAGE CORPORATION $600,000 $1,140,000 90.0% 0.5%
NEW DAY FINANCIAL, LLC $770,000 $1,110,000 44.2% 0.5%
Farmers StateBank of Munith $915,000 $1,095,000 19.7% 0.5%
SUCCESS MORTGAGE PARTNERS, INC. $75,000 $1,090,000 1,353.3% 0.5%
Wells Fargo Bank $1,265,000 $1,065,000 -15.8% 0.5%
MID AMERICA MORTGAGE, INC. $995,000 $1,050,000 5.5% 0.5%
GUARANTEED RATE, INC. $195,000 $975,000 400.0% 0.4%
MORTGAGE CENTER L.C $195,000 $935,000 379.5% 0.4%
NAVY FEDERAL CREDIT UNION $300,000 $820,000 173.3% 0.4%
Neighborhood Loans, Inc. $340,000 $820,000 141.2% 0.4%
COMMUNITY CHOICE CREDIT UNION $470,000 $790,000 68.1% 0.3%
InterContinental Capital Group, Inc $790,000 n/a 0.3%
Comerica Bank $355,000 $775,000 118.3% 0.3%
Sturgis Bank & Trust Company $730,000 n/a 0.3%
Citizens Bank $1,845,000 $720,000 -61.0% 0.3%
TCF National Bank $2,650,000 $705,000 -73.4% 0.3%
The Farmers & Merchants State Bank $1,385,000 $655,000 -52.7% 0.3%
Independent Bank $750,000 $645,000 -14.0% 0.3%
DFCU FINANCIAL $145,000 $620,000 327.6% 0.3%
HOMESIDE FINANCIAL, LLC $275,000 $565,000 105.5% 0.2%
Farmers State Bank $355,000 $540,000 52.1% 0.2%
LAKEVIEW LOAN SERVICING, LLC $780,000 $530,000 -32.1% 0.2%
BlueOx Credit Union $500,000 n/a 0.2%
Carrington Mortgage Services, LLC $435,000 $490,000 12.6% 0.2%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $280,000 $485,000 73.2% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $195,000 $465,000 138.5% 0.2%
Waterstone Mortgage Corporation $675,000 $465,000 -31.1% 0.2%
ROYAL UNITED MORTGAGE LLC $765,000 $450,000 -41.2% 0.2%
Nations Lending Corporation $490,000 $445,000 -9.2% 0.2%
The Federal Savings Bank $175,000 $445,000 154.3% 0.2%
Ally Bank $440,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $380,000 $440,000 15.8% 0.2%
COMMUNITY FINANCIAL CREDIT UNION $335,000 $435,000 29.9% 0.2%
SOFI LENDING CORP. $425,000 n/a 0.2%
The Campbell & Fetter Bank $425,000 n/a 0.2%
Platinum Home Mortgage Corporation $415,000 $420,000 1.2% 0.2%
AMERICAN FINANCING CORPORATION $255,000 $390,000 52.9% 0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $225,000 $385,000 71.1% 0.2%
Luxury Mortgage Corp. $385,000 n/a 0.2%
PLANET HOME LENDING, LLC $115,000 $380,000 230.4% 0.2%
EQUITY RESOURCES, INC. $450,000 $375,000 -16.7% 0.2%
MEMBER FIRST MORTGAGE, LLC $375,000 n/a 0.2%
LAKE MICHIGAN CREDIT UNION $1,700,000 $370,000 -78.2% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $390,000 $370,000 -5.1% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $360,000 $350,000 -2.8% 0.2%
Bank of America $230,000 $345,000 50.0% 0.2%
MICHIGAN SCHOOLS AND GOVERNMENT $95,000 $345,000 263.2% 0.2%
UNITED MORTGAGE CORP. $345,000 n/a 0.2%
EVERETT FINANCIAL, INC. $735,000 $335,000 -54.4% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $330,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $330,000 n/a 0.1%
BROKER SOLUTIONS, INC. $135,000 $325,000 140.7% 0.1%
Barrington Bank & Trust Company, N.A. $885,000 $320,000 -63.8% 0.1%
Paramount Residential Mortgage Group, Inc. $320,000 n/a 0.1%
Associated Bank $285,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $280,000 n/a 0.1%
Gateway First Bank $280,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $225,000 $265,000 17.8% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $310,000 $265,000 -14.5% 0.1%
Kellogg Community Credit Union $135,000 $260,000 92.6% 0.1%
J. VIRGIL, INC. $115,000 $255,000 121.7% 0.1%
NUMARK CREDIT UNION $255,000 n/a 0.1%
U.S. Bank $610,000 $250,000 -59.0% 0.1%
STEARNS LENDING, LLC $135,000 $245,000 81.5% 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $235,000 n/a 0.1%
1st Source Bank $225,000 n/a 0.1%
AMERICAN ADVISORS GROUP $195,000 $225,000 15.4% 0.1%
First Guaranty Mortgage Corporation $395,000 $225,000 -43.0% 0.1%
HARTFORD FUNDING, LTD. $225,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $145,000 $225,000 55.2% 0.1%
IMPAC MORTGAGE CORP. $220,000 n/a 0.1%
ADVANTAGE ONE Credit Union $205,000 n/a 0.1%
Dearborn Federal Savings Bank $205,000 n/a 0.1%
First Internet Bank of Indiana $205,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $185,000 n/a 0.1%
First Savings Bank $185,000 n/a 0.1%
USAA Federal Savings Bank $720,000 $185,000 -74.3% 0.1%
OCEANSIDE MORTGAGE COMPANY $180,000 n/a 0.1%
Mercantile Bank of Michigan $170,000 n/a 0.1%
The Citizens National Bank of Bluffton $165,000 n/a 0.1%
VAN DYK MORTGAGE CORPORATION $115,000 $165,000 43.5% 0.1%
MICHIGAN MUTUAL, INC. $350,000 $160,000 -54.3% 0.1%
DAS Acquisition Company, LLC $155,000 n/a 0.1%
Directions Credit Union, Inc. $510,000 $155,000 -69.6% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 n/a 0.1%
CREDIT UNION ONE $320,000 $150,000 -53.1% 0.1%
BLG HOLDINGS, INC. $75,000 $145,000 93.3% 0.1%
Hometown Lenders, Inc. $145,000 n/a 0.1%
VIBE CREDIT UNION $145,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $135,000 n/a 0.1%
Community West Credit Union $135,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $105,000 $135,000 28.6% 0.1%
WINGS FINANCIAL $280,000 $135,000 -51.8% 0.1%
CHURCHILL MORTGAGE CORPORATION $175,000 $125,000 -28.6% 0.1%
COMPASS MORTGAGE, INC. $125,000 n/a 0.1%
First Federal Savings Bank $125,000 n/a 0.1%
GUILD MORTGAGE COMPANY $125,000 n/a 0.1%
SUN Federal Credit Union $625,000 $125,000 -80.0% 0.1%
Discover Bank $355,000 $120,000 -66.2% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $115,000 n/a 0.1%
PHH Mortgage Corporation $115,000 n/a 0.1%
Figure Lending LLC $110,000 n/a 0.0%
CP Financial Credit Union $105,000 n/a 0.0%
First Western Trust Bank $105,000 n/a 0.0%
SUMMIT FUNDING, INC. $560,000 $105,000 -81.3% 0.0%
CIBM Bank $95,000 n/a 0.0%
ProFed Federal Credit Union $280,000 $95,000 -66.1% 0.0%
Evolve Bank & Trust $85,000 n/a 0.0%
FORT FINANCIAL Federal Credit Union $85,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $175,000 $75,000 -57.1% 0.0%
Chicago Mortgage Solutions LLC $75,000 n/a 0.0%
MOVEMENT MORTGAGE, LLC $75,000 n/a 0.0%
United Bank of Michigan $75,000 n/a 0.0%
Zeal Credit Union $280,000 $65,000 -76.8% 0.0%
GENISYS $60,000 n/a 0.0%
First National Bank of America $155,000 $55,000 -64.5% 0.0%
HONDA Federal Credit Union $45,000 n/a 0.0%
Oxford Bank & Trust $45,000 n/a 0.0%
21ST MORTGAGE CORPORATION $190,000 $35,000 -81.6% 0.0%
ARBOR FINANCIAL CREDIT UNION $25,000 n/a 0.0%
SPRING EQ, LLC $25,000 n/a 0.0%

Hillsdale's top lender by overall market share is County National Bank, with 13.6% market share. In second place, with 10.1%, is QUICKEN LOANS, LLC, having originated $23,080,000 in loans. In third place, with 5.9%, is RUOFF MORTGAGE COMPANY, INC., having originated $13,550,000 in loans. In third place, with 5.9%, is The Huntington National Bank, having originated $13,430,000 in loans. In third place, with 4.4%, is Southern Michigan Bank & Trust, having originated $10,160,000 in loans.


Hillsdale, MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 555 $95,175,000 $171,486
Refi 514 $76,560,000 $148,949
Cash Out Refi 335 $47,875,000 $142,910
Home Improvement 76 $5,830,000 $76,711
Other 35 $3,525,000 $100,714

Hillsdale's most frequently cited loan purpose was Home Purchase, with 555 originations. The 2nd most popular reason was Refi, with 514 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 637 $92,475,000 $145,173
2.5-3% 527 $79,805,000 $151,433
<2.5% 201 $32,805,000 $163,209
4-5% 98 $12,790,000 $130,510
5-6% 17 $6,305,000 $370,882
Over 8% 6 $250,000 $41,667
7-8% 4 $200,000 $50,000
6-7% 1 $15,000 $15,000

During 2021, Hillsdale's most frequently originated rate bucket was 3-4%, with 637 originations.

Loan Sizing (Hillsdale, MI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 736 $103,580,000 $140,734
$100,000 or less 466 $31,970,000 $68,605
$200k-400k 287 $75,155,000 $261,864
$400k-600k 21 $9,655,000 $459,762
$Over $1MM 3 $7,265,000 $2,421,667
$600k-1000k 2 $1,340,000 $670,000

Hillsdale's loan sizing saw the bucket of loans from $100k-200k with 736 originations, totaling $103,580,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 530 $88,270,000 $166,547
60-80% 470 $77,890,000 $165,723
40-60% 265 $33,815,000 $127,604
20-40% 123 $10,185,000 $82,805
Under 20% 51 $1,675,000 $32,843
Over 100% 11 $6,625,000 $602,273

Hillsdale's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 530 originations, totaling $88,270,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Hillsdale (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $139,900 (-3.5%) $160,319 (-10.0%) 0.00 156
2018-02-01 $139,900 (1.8%) $163,161 (-6.8%) 0.00 152
2018-03-01 $144,000 (2.9%) $165,516 (-7.3%) 0.00 157
2018-04-01 $142,400 (-1.7%) $165,430 (-7.8%) 0.00 166
2018-05-01 $144,950 (0.0%) $167,163 (-5.6%) 0.00 165
2018-06-01 $149,900 (5.3%) $182,951 (5.5%) 0.00 173
2018-07-01 $151,400 (9.8%) $191,792 (16.6%) 0.00 184
2018-08-01 $147,700 (5.9%) $183,940 (15.5%) 0.00 196
2018-09-01 $144,900 (3.6%) $182,197 (13.8%) 0.00 211
2018-10-01 $143,450 (2.5%) $180,803 (10.7%) 0.00 206
2018-11-01 $143,450 (0.7%) $179,079 (8.0%) 0.00 201
2018-12-01 $149,800 (7.1%) $186,291 (16.0%) 0.00 182
2019-01-01 $134,950 (-3.5%) $175,576 (9.5%) 0.00 161
2019-02-01 $135,000 (-3.5%) $183,846 (12.7%) 0.00 140
2019-03-01 $151,714 (5.4%) $200,175 (20.9%) 0.00 139
2019-04-01 $169,900 (19.3%) $217,865 (31.7%) 0.00 143
2019-05-01 $169,900 (17.2%) $217,256 (30.0%) 0.00 157
2019-06-01 $175,000 (16.7%) $219,828 (20.2%) 0.00 169
2019-07-01 $169,900 (12.2%) $213,954 (11.6%) 0.00 189
2019-08-01 $167,100 (13.1%) $209,931 (14.1%) 0.00 198
2019-09-01 $169,700 (17.1%) $209,715 (15.1%) 0.00 207
2019-10-01 $172,900 (20.5%) $208,735 (15.5%) 0.00 196
2019-11-01 $174,900 (21.9%) $208,487 (16.4%) 0.00 184
2019-12-01 $169,500 (13.2%) $196,169 (5.3%) 0.00 158
2020-01-01 $169,575 (25.7%) $193,591 (10.3%) 0.00 134
2020-02-01 $169,000 (25.2%) $195,672 (6.4%) 0.00 130
2020-03-01 $176,450 (16.3%) $205,545 (2.7%) 0.00 126
2020-04-01 $166,250 (-2.2%) $203,992 (-6.4%) 0.00 121
2020-05-01 $165,000 (-2.9%) $207,194 (-4.6%) 0.00 126
2020-06-01 $189,900 (8.5%) $220,489 (0.3%) 0.00 129
2020-07-01 $204,900 (20.6%) $229,283 (7.2%) 0.00 120
2020-08-01 $179,000 (7.1%) $217,590 (3.7%) 0.00 103
2020-09-01 $206,950 (22.0%) $240,881 (14.9%) 0.00 82
2020-10-01 $214,900 (24.3%) $250,976 (20.2%) 0.00 81
2020-11-01 $174,900 (0.0%) $224,311 (7.6%) 0.00 84
2020-12-01 $171,900 (1.4%) $214,409 (9.3%) 0.00 83
2021-01-01 $150,000 (-11.5%) $202,740 (4.7%) 0.00 74
2021-02-01 $149,950 (-11.3%) $208,263 (6.4%) 0.00 62
2021-03-01 $159,900 (-9.4%) $231,568 (12.7%) 0.00 45
2021-04-01 $186,900 (12.4%) $243,549 (19.4%) 0.00 45
2021-05-01 $219,000 (32.7%) $240,301 (16.0%) 0.00 49
2021-06-01 $199,900 (5.3%) $242,793 (10.1%) 0.00 52
2021-07-01 $194,900 (-4.9%) $237,831 (3.7%) 0.00 66
2021-08-01 $189,700 (6.0%) $236,873 (8.9%) 0.00 50
2021-09-01 $177,950 (-14.0%) $222,704 (-7.6%) 0.00 61
2021-10-01 $165,900 (-22.8%) $221,019 (-11.9%) 0.00 63
2021-11-01 $167,450 (-4.3%) $221,657 (-1.2%) 0.00 62
2021-12-01 $169,900 (-1.2%) $215,379 (0.5%) 0.00 62
2022-01-01 $165,000 (10.0%) $212,469 (4.8%) 0.00 50
2022-02-01 $182,250 (21.5%) $224,781 (7.9%) 0.00 38
2022-03-01 $207,400 (29.7%) $269,778 (16.5%) 0.00 40
2022-04-01 $217,000 (16.1%) $318,936 (31.0%) 0.00 41
2022-05-01 $219,900 (0.4%) $307,558 (28.0%) 0.00 54
2022-06-01 $216,950 (8.5%) $313,326 (29.1%) 0.00 73
Hillsdale's median listing price for 2022-06-01 was $216,950, a difference of $17,050 (8.5%) versus the prior year and $-2,950 versus the prior month.

Hillsdale's median listing price comes in at 0% of the national average.

Hillsdale's average listing price for 2022-06-01 was $313,326, a difference of $70,533 (29.1%) versus the prior year and $5,768 versus the prior month.

For the 2022-06-01 period, Hillsdale had 73 MLS listings, a difference of 19 listings (35%) versus the prior month and 21 listings (40%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Hillsdale (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,678 sqft
2018-02-01 0 days 1,712 sqft
2018-03-01 0 days 1,600 sqft
2018-04-01 0 days 1,610 sqft
2018-05-01 0 days 1,665 sqft
2018-06-01 0 days 1,630 sqft
2018-07-01 0 days 1,590 sqft
2018-08-01 0 days 1,561 sqft
2018-09-01 0 days 1,600 sqft
2018-10-01 0 days 1,620 sqft
2018-11-01 0 days 1,632 sqft
2018-12-01 0 days 1,672 sqft
2019-01-01 0 days 1,670 sqft
2019-02-01 0 days 1,680 sqft
2019-03-01 0 days 1,689 sqft
2019-04-01 0 days 1,700 sqft
2019-05-01 0 days 1,763 sqft
2019-06-01 0 days 1,820 sqft
2019-07-01 0 days 1,740 sqft
2019-08-01 0 days 1,769 sqft
2019-09-01 0 days 1,851 sqft
2019-10-01 0 days 1,877 sqft
2019-11-01 0 days 1,868 sqft
2019-12-01 0 days 1,820 sqft
2020-01-01 0 days 1,833 sqft
2020-02-01 0 days 1,774 sqft
2020-03-01 0 days 1,810 sqft
2020-04-01 0 days 1,798 sqft
2020-05-01 0 days 1,798 sqft
2020-06-01 0 days 1,853 sqft
2020-07-01 0 days 1,943 sqft
2020-08-01 0 days 1,744 sqft
2020-09-01 0 days 1,816 sqft
2020-10-01 0 days 1,876 sqft
2020-11-01 0 days 1,650 sqft
2020-12-01 0 days 1,701 sqft
2021-01-01 0 days 1,650 sqft
2021-02-01 0 days 1,600 sqft
2021-03-01 0 days 1,650 sqft
2021-04-01 0 days 1,650 sqft
2021-05-01 0 days 1,808 sqft
2021-06-01 0 days 1,688 sqft
2021-07-01 0 days 1,808 sqft
2021-08-01 0 days 1,687 sqft
2021-09-01 0 days 1,625 sqft
2021-10-01 0 days 1,758 sqft
2021-11-01 0 days 1,714 sqft
2021-12-01 0 days 1,665 sqft
2022-01-01 0 days 1,575 sqft
2022-02-01 0 days 1,568 sqft
2022-03-01 0 days 1,689 sqft
2022-04-01 0 days 1,650 sqft
2022-05-01 0 days 1,670 sqft
2022-06-01 0 days 1,723 sqft
Hillsdale's median listing age (time on market) for 2022-06-01 was 0 days.

Hillsdale's median square footage for active listings during the 2022-06-01 period was 1,723 sqft. One year prior, the average listing was 1,688 sqft.