Cadillac Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Cadillac averaged 5.87% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.08% and one month ago for the week of 2022-05-26, the average rate was 5.57%.

Cadillac's average rate one year ago was 3.49%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.98%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Cadillac 30 Year Fixed Rate 2022-06-30 5.87%
Cadillac 30 Year Fixed Rate Refi 2022-06-30 5.98%
Cadillac 15 Year Fixed Rate 2022-06-30 5.41%
Cadillac 15 Year Fixed Rate Refi 2022-06-30 5.09%
Cadillac 30 Year FHA 2022-06-30 5.86%
Cadillac 30 Year FHA Refi 2022-06-30 5.84%
Cadillac 30 Year USDA 2022-06-30 5.6%
Cadillac 30 Year USDA Refi 2022-06-30 5.56%
Cadillac 30 Year VA 2022-06-30 5.9%
Cadillac 30 Year VA Refi 2022-06-30 5.46%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Cadillac, MI.

Cadillac Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Cadillac, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 79 3.14% $4,433
AMERIFIRST FINANCIAL CORPORATION 49 3.40% $3,649
The Huntington National Bank 47 3.23% $2,961
Fifth Third Bank 45 3.02% $3,445
CALIBER HOME LOANS, INC. 39 3.35% $2,829
Independent Bank 35 3.19% $3,095
MORTGAGE 1 INCORPORATED 35 3.41% $3,992
TCF National Bank 34 3.22% $2,518
Mercantile Bank of Michigan 28 3.21% $3,194
Horizon Bank 26 3.26% $2,338
J. VIRGIL, INC. 23 3.49% $4,851
UNITED WHOLESALE MORTGAGE, LLC 19 3.08% $3,381
GreenStone Farm Credit Services, FLCA 17 4.09% $4,033
LAKE MICHIGAN CREDIT UNION 15 3.07% $3,377
AMERISAVE MORTGAGE CORPORATION 11 3.16% $3,386
UNION HOME MORTGAGE CORP. 10 3.26% $3,680
VAN DYK MORTGAGE CORPORATION 10 3.18% $2,566
JPMorgan Chase Bank 9 3.24% $2,394
Neighborhood Loans, Inc. 7 3.18% $2,846
Wells Fargo Bank 6 3.21% $2,576
Flagstar Bank, FSB 6 3.62% $2,797
BETTER MORTGAGE CORPORATION 5 3.38% $2,280
SUCCESS MORTGAGE PARTNERS, INC. 5 3.65% $3,286
PNC Bank 4 3.13% $2,771
Mr. Cooper ( Nationstar Mortgage ) 4 3.31% $3,890
West Michigan Credit Union 4 2.97% $4,235
HOMESIDE FINANCIAL, LLC 4 3.91% $3,685
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.19% $3,601
Northpointe Bank 4 3.34% $3,236
Level One Bank 3 3.04% $2,842
NORTHERN MORTGAGE SERVICES, LLC 3 3.00% $3,542
PLANET HOME LENDING, LLC 3 3.04% $2,527
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 3.17% $3,561
MORTGAGE CENTER L.C 3 3.25% $2,355
STAUNTON FINANCIAL, INC. 3 3.21% $3,737
Isabella Bank 2 3.00% $2,889
mBank 2 5.75% $2,235
The Dart Bank 2 3.25% $3,207
Frankenmuth Credit Union 2 3.00% $1,578
GENISYS 2 3.06% $1,938
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 3.63% $2,414
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 2 3.63% $2,861
RUOFF MORTGAGE COMPANY, INC. 2 3.19% $2,773
AMERICAN FINANCIAL NETWORK, INC. 2 3.56% $6,637
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.56% $3,436
DFCU FINANCIAL 2 3.25% $4,494
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.25% $3,227
LAND HOME FINANCIAL SERVICES, INC. 1 3.13% $3,523
ADVISORS CAPITAL, INC. 1 3.25% $3,465
AMERICAN FINANCING CORPORATION 1 3.13% $4,579
American Mortgage & Equity Consultants, Inc. 1 3.38% $2,984
Bank of America 1 2.75% $3,662
Bank of England 1 3.13% $7,817
Call Federal Credit Union 1 3.15% $2,481
ChoiceOne Bank 1 3.75% $2,523
CMG MORTGAGE, INC. 1 2.99% $3,604
COMMUNITY FINANCIAL CREDIT UNION 1 3.38% $2,487
CONSUMERS 1 3.00% $2,895
CREDIT UNION ONE 1 3.00% $3,565
CROSSCOUNTRY MORTGAGE, LLC 1 3.99% $2,712
DOW CHEMICAL EMPLOYEES' 1 3.75% $1,749
ENVOY MORTGAGE, LTD 1 2.88% $2,944
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 2.99% $3,587
First Merchants Bank 1 3.38% $2,411
First State Bank 1 3.00% $2,371
FREEDOM MORTGAGE CORPORATION 1 3.25% $1,978
Goldwater Bank, N.A. 1 4.50% $3,291
GUARANTEED RATE AFFINITY, LLC 1 3.00% $170
GVC MORTGAGE, INC. 1 3.50% $6,888
Hometown Lenders, Inc. 1 3.13% $3,740
Honor Credit Union 1 4.25% $3,237
InterContinental Capital Group, Inc 1 2.50% $5,107
AAC Credit Union 1 3.50% $2,454
LEADERONE FINANCIAL CORPORATION 1 3.38% $2,998
LOANDEPOT.COM, LLC 1 3.13% $3,657
Manufacturers and Traders Trust Company 1 3.38% $3,086
MEMBER FIRST MORTGAGE, LLC 1 3.75% $2,852
MEMBERS FIRST Credit Union 1 3.25% $2,212
MICHIGAN MUTUAL, INC. 1 4.13% $2,713
Mortgage Research Center, LLC 1 3.13% $2,035
MOVEMENT MORTGAGE, LLC 1 3.38% $2,675
NEWREZ LLC 1 6.00% $5,322
OCEANSIDE MORTGAGE COMPANY 1 3.50% $4,024
PENNYMAC LOAN SERVICES, LLC 1 3.38% $3,350
Preston Home Loans Inc 1 2.63% $2,077
ROYAL UNITED MORTGAGE LLC 1 2.75% $7,600
SOFI LENDING CORP. 1 3.13% $3,147
Strong Home Mortgage, LLC 1 2.99% $1,968
T2 FINANCIAL LLC 1 3.13% $3,671
TEAM ONE CREDIT UNION 1 2.75% $6,967
THE ANDERSON FINANCIAL GROUP, INC. 1 3.00% $2,325
TOP FLITE FINANCIAL, INC. 1 3.25% $7,219

Cadillac, MI's 92 lenders originated 1,804 loans during 2021. The total origination value was $269,060,000, with an average loan value of $149,146.

The top Cadillac lender as defined by loan originations is QUICKEN LOANS, LLC, with 79 loans originated. Their average total fees are $4,433, which is $784 higher than the next largest lender, AMERIFIRST FINANCIAL CORPORATION.

The lowest fee Cadillac lenders (with over 10 loans originated) are Horizon Bank ($2,338), TCF National Bank ($2,518), VAN DYK MORTGAGE CORPORATION ($2,566), CALIBER HOME LOANS, INC. ($2,829) and The Huntington National Bank ($2,961).

The lowest rate Cadillac lenders (with over 10 loans originated) are Fifth Third Bank (3.02%), LAKE MICHIGAN CREDIT UNION (3.07%), UNITED WHOLESALE MORTGAGE, LLC (3.08%), QUICKEN LOANS, LLC (3.14%) and AMERISAVE MORTGAGE CORPORATION (3.16%).

Cadillac, MI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $19,045,000 $30,845,000 62.0% 11.5%
The Huntington National Bank $9,360,000 $17,390,000 85.8% 6.5%
AMERIFIRST FINANCIAL CORPORATION $21,940,000 $16,125,000 -26.5% 6.0%
Fifth Third Bank $10,540,000 $15,065,000 42.9% 5.6%
Independent Bank $12,960,000 $13,950,000 7.6% 5.2%
Mercantile Bank of Michigan $11,030,000 $12,770,000 15.8% 4.7%
CALIBER HOME LOANS, INC. $9,865,000 $12,695,000 28.7% 4.7%
Horizon Bank $11,855,000 n/a 4.4%
J. VIRGIL, INC. $5,915,000 $11,475,000 94.0% 4.3%
TCF National Bank $23,790,000 $9,170,000 -61.5% 3.4%
MORTGAGE 1 INCORPORATED $7,360,000 $8,545,000 16.1% 3.2%
GreenStone Farm Credit Services, FLCA $7,475,000 $7,705,000 3.1% 2.9%
LAKE MICHIGAN CREDIT UNION $6,885,000 $7,570,000 9.9% 2.8%
UNITED WHOLESALE MORTGAGE, LLC $3,155,000 $5,390,000 70.8% 2.0%
FREEDOM MORTGAGE CORPORATION $3,270,000 $4,055,000 24.0% 1.5%
VAN DYK MORTGAGE CORPORATION $5,090,000 $3,490,000 -31.4% 1.3%
Mortgage Research Center, LLC $3,130,000 $3,210,000 2.6% 1.2%
JPMorgan Chase Bank $2,395,000 $3,010,000 25.7% 1.1%
ORIX REAL ESTATE CAPITAL, LLC $2,685,000 n/a 1.0%
AMERISAVE MORTGAGE CORPORATION $960,000 $2,420,000 152.1% 0.9%
UNION HOME MORTGAGE CORP. $800,000 $2,135,000 166.9% 0.8%
NEWREZ LLC $295,000 $2,030,000 588.1% 0.8%
Neighborhood Loans, Inc. $1,205,000 $1,970,000 63.5% 0.7%
Flagstar Bank, FSB $535,000 $1,915,000 257.9% 0.7%
PENNYMAC LOAN SERVICES, LLC $165,000 $1,815,000 1,000.0% 0.7%
Wells Fargo Bank $1,135,000 $1,795,000 58.1% 0.7%
USAA Federal Savings Bank $1,055,000 $1,605,000 52.1% 0.6%
SUCCESS MORTGAGE PARTNERS, INC. $355,000 $1,550,000 336.6% 0.6%
LAKEVIEW LOAN SERVICING, LLC $530,000 $1,545,000 191.5% 0.6%
Northpointe Bank $600,000 $1,540,000 156.7% 0.6%
NEW DAY FINANCIAL, LLC $640,000 $1,495,000 133.6% 0.6%
PNC Bank $545,000 $1,385,000 154.1% 0.5%
LOANDEPOT.COM, LLC $1,275,000 $1,350,000 5.9% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $1,285,000 $1,285,000 0.0% 0.5%
BETTER MORTGAGE CORPORATION $250,000 $1,280,000 412.0% 0.5%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $1,235,000 $1,265,000 2.4% 0.5%
West Michigan Credit Union $1,205,000 $1,245,000 3.3% 0.5%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $795,000 $1,235,000 55.3% 0.5%
CREDIT UNION ONE $1,410,000 $1,225,000 -13.1% 0.5%
The Dart Bank $695,000 $1,120,000 61.2% 0.4%
MID AMERICA MORTGAGE, INC. $1,100,000 $995,000 -9.5% 0.4%
Carrington Mortgage Services, LLC $395,000 $990,000 150.6% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,080,000 $985,000 -8.8% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $595,000 $955,000 60.5% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $940,000 n/a 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $860,000 n/a 0.3%
TOP FLITE FINANCIAL, INC. $355,000 $850,000 139.4% 0.3%
TRIAD FINANCIAL SERVICES, INC. $350,000 $840,000 140.0% 0.3%
NAVY FEDERAL CREDIT UNION $1,050,000 $785,000 -25.2% 0.3%
NORTHERN MORTGAGE SERVICES, LLC $625,000 $755,000 20.8% 0.3%
STAUNTON FINANCIAL, INC. $830,000 $750,000 -9.6% 0.3%
ARBOR FINANCIAL CREDIT UNION $415,000 $725,000 74.7% 0.3%
Frankenmuth Credit Union $190,000 $645,000 239.5% 0.2%
HOMESIDE FINANCIAL, LLC $615,000 n/a 0.2%
Preston Home Loans Inc $610,000 n/a 0.2%
DOW CHEMICAL EMPLOYEES' $605,000 n/a 0.2%
HOME POINT FINANCIAL CORPORATION $605,000 $575,000 -5.0% 0.2%
Level One Bank $85,000 $565,000 564.7% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $615,000 $545,000 -11.4% 0.2%
West Michigan Community Bank $115,000 $545,000 373.9% 0.2%
DFCU FINANCIAL $265,000 $535,000 101.9% 0.2%
MORTGAGE CENTER L.C $795,000 $535,000 -32.7% 0.2%
Ally Bank $155,000 $515,000 232.3% 0.2%
AAC Credit Union $490,000 n/a 0.2%
21ST MORTGAGE CORPORATION $140,000 $480,000 242.9% 0.2%
U.S. Bank $220,000 $480,000 118.2% 0.2%
LIBERTY HOME MORTGAGE CORPORATION $470,000 n/a 0.2%
Nations Lending Corporation $455,000 n/a 0.2%
GUARANTEED RATE AFFINITY, LLC $435,000 n/a 0.2%
Isabella Bank $700,000 $430,000 -38.6% 0.2%
MEMBER FIRST MORTGAGE, LLC $605,000 $415,000 -31.4% 0.2%
mBank $585,000 $410,000 -29.9% 0.2%
NBKC BANK $1,040,000 $405,000 -61.1% 0.2%
RUOFF MORTGAGE COMPANY, INC. $680,000 $405,000 -40.4% 0.2%
ROYAL UNITED MORTGAGE LLC $715,000 $400,000 -44.1% 0.1%
AmeriHome Mortgage Company, LLC $320,000 $395,000 23.4% 0.1%
PLANET HOME LENDING, LLC $135,000 $385,000 185.2% 0.1%
BROKER SOLUTIONS, INC. $990,000 $375,000 -62.1% 0.1%
Old National Bank $375,000 n/a 0.1%
OCEANSIDE MORTGAGE COMPANY $485,000 $370,000 -23.7% 0.1%
AMERICAN FINANCING CORPORATION $375,000 $360,000 -4.0% 0.1%
GENISYS $25,000 $355,000 1,320.0% 0.1%
Honor Credit Union $85,000 $355,000 317.6% 0.1%
First State Bank $265,000 $350,000 32.1% 0.1%
STOCKTON MORTGAGE CORPORATION $350,000 n/a 0.1%
Wildfire Credit Union $385,000 $340,000 -11.7% 0.1%
ENVOY MORTGAGE, LTD $325,000 n/a 0.1%
TEAM ONE CREDIT UNION $300,000 $325,000 8.3% 0.1%
Hometown Lenders, Inc. $305,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $310,000 $300,000 -3.2% 0.1%
American Mortgage & Equity Consultants, Inc. $300,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $300,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $515,000 $290,000 -43.7% 0.1%
Colten Mortgage, LLC $165,000 $280,000 69.7% 0.1%
LEADERONE FINANCIAL CORPORATION $295,000 $275,000 -6.8% 0.1%
Arvest Bank $270,000 n/a 0.1%
ACCELERATE MORTGAGE, LLC $255,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $535,000 $250,000 -53.3% 0.1%
THE ANDERSON FINANCIAL GROUP, INC. $245,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $230,000 $240,000 4.3% 0.1%
HARTFORD FUNDING, LTD. $235,000 n/a 0.1%
Bank of America $1,040,000 $230,000 -77.9% 0.1%
ADVISORS CAPITAL, INC. $335,000 $225,000 -32.8% 0.1%
GVC MORTGAGE, INC. $155,000 $225,000 45.2% 0.1%
SOFI LENDING CORP. $225,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $185,000 $220,000 18.9% 0.1%
Bank of England $185,000 $215,000 16.2% 0.1%
EVERETT FINANCIAL, INC. $260,000 $215,000 -17.3% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $800,000 $210,000 -73.8% 0.1%
CONSUMERS $375,000 $205,000 -45.3% 0.1%
MARSHALL COMMUNITY CREDIT UNION $205,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $250,000 $205,000 -18.0% 0.1%
NATIONS DIRECT MORTGAGE, LLC $340,000 $205,000 -39.7% 0.1%
Strong Home Mortgage, LLC $205,000 n/a 0.1%
T2 FINANCIAL LLC $650,000 $190,000 -70.8% 0.1%
CMG MORTGAGE, INC. $185,000 n/a 0.1%
Commercial Bank $245,000 $185,000 -24.5% 0.1%
Eaton Community Bank $145,000 $185,000 27.6% 0.1%
MEMBERS FIRST Credit Union $175,000 n/a 0.1%
Call Federal Credit Union $165,000 n/a 0.1%
COMMUNITY FINANCIAL CREDIT UNION $165,000 n/a 0.1%
Kellogg Community Credit Union $165,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $165,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $95,000 $160,000 68.4% 0.1%
Bank of Pontiac $155,000 n/a 0.1%
Grand River Bank $155,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $155,000 n/a 0.1%
GREENWOOD $150,000 n/a 0.1%
FinancialEdge Community Credit Union $145,000 n/a 0.1%
First Merchants Bank $200,000 $145,000 -27.5% 0.1%
Servion, Inc. $145,000 n/a 0.1%
Manufacturers and Traders Trust Company $135,000 n/a 0.1%
UNIVERSITY LENDING GROUP, LLC $135,000 n/a 0.1%
BayCoast Bank $35,000 $125,000 257.1% 0.0%
PLAZA HOME MORTGAGE, INC. $195,000 $125,000 -35.9% 0.0%
ROSS MORTGAGE CORPORATION $355,000 $125,000 -64.8% 0.0%
SUMMIT FUNDING, INC. $125,000 n/a 0.0%
AMERICAN ADVISORS GROUP $120,000 n/a 0.0%
GreenStone Farm Credit Services, ACA $120,000 n/a 0.0%
ChoiceOne Bank $295,000 $115,000 -61.0% 0.0%
Sunflower Bank $115,000 n/a 0.0%
MICHIGAN SCHOOLS AND GOVERNMENT $80,000 $110,000 37.5% 0.0%
Citizens Bank $305,000 $105,000 -65.6% 0.0%
ELGA CREDIT UNION $135,000 $105,000 -22.2% 0.0%
Gateway First Bank $105,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $105,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $120,000 $105,000 -12.5% 0.0%
Barrington Bank & Trust Company, N.A. $565,000 $95,000 -83.2% 0.0%
Farmers StateBank of Munith $95,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $85,000 n/a 0.0%
FIRST HERITAGE FINANCIAL, LLC $125,000 $85,000 -32.0% 0.0%
LOANPAL, LLC $85,000 n/a 0.0%
MICHIGAN ONE COMMUNITY Credit Union $85,000 n/a 0.0%
First Guaranty Mortgage Corporation $465,000 $75,000 -83.9% 0.0%
Goldwater Bank, N.A. $75,000 n/a 0.0%
InterContinental Capital Group, Inc $75,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $280,000 $75,000 -73.2% 0.0%
Wanigas Credit Union $320,000 $75,000 -76.6% 0.0%
ADVIA $65,000 n/a 0.0%
OMNI Community Credit Union $65,000 n/a 0.0%
The Shelby State Bank $155,000 $65,000 -58.1% 0.0%
Dort Financial Credit Union $55,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $45,000 n/a 0.0%

Cadillac's top lender by overall market share is QUICKEN LOANS, LLC, with 11.5% market share. In second place, with 6.5%, is The Huntington National Bank, having originated $17,390,000 in loans. In third place, with 6.0%, is AMERIFIRST FINANCIAL CORPORATION, having originated $16,125,000 in loans. In third place, with 5.6%, is Fifth Third Bank, having originated $15,065,000 in loans. In third place, with 5.2%, is Independent Bank, having originated $13,950,000 in loans.


Cadillac, MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 696 $118,840,000 $170,747
Refi 557 $78,625,000 $141,158
Cash Out Refi 411 $60,255,000 $146,606
Home Improvement 71 $5,245,000 $73,873
Other 69 $6,095,000 $88,333

Cadillac's most frequently cited loan purpose was Home Purchase, with 696 originations. The 2nd most popular reason was Refi, with 557 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 737 $113,285,000 $153,711
2.5-3% 640 $99,060,000 $154,781
<2.5% 276 $43,540,000 $157,754
4-5% 81 $8,455,000 $104,383
Over 8% 24 $930,000 $38,750
5-6% 23 $1,655,000 $71,957
6-7% 10 $500,000 $50,000
7-8% 4 $220,000 $55,000

During 2021, Cadillac's most frequently originated rate bucket was 3-4%, with 737 originations.

Loan Sizing (Cadillac, MI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 857 $121,385,000 $141,639
$100,000 or less 565 $38,365,000 $67,903
$200k-400k 351 $89,525,000 $255,057
$400k-600k 25 $11,615,000 $464,600
$600k-1000k 3 $2,485,000 $828,333
$Over $1MM 3 $5,685,000 $1,895,000

Cadillac's loan sizing saw the bucket of loans from $100k-200k with 857 originations, totaling $121,385,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 620 $108,130,000 $174,403
60-80% 571 $94,645,000 $165,753
40-60% 300 $36,600,000 $122,000
20-40% 157 $12,505,000 $79,650
Under 20% 59 $2,015,000 $34,153
Over 100% 12 $5,620,000 $468,333

Cadillac's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 620 originations, totaling $108,130,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Cadillac (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $139,000 (15.8%) $166,315 (10.0%) 0.00 260
2018-02-01 $147,950 (23.4%) $172,571 (15.6%) 0.00 240
2018-03-01 $159,900 (24.5%) $182,402 (17.9%) 0.00 238
2018-04-01 $155,000 (19.3%) $183,041 (16.0%) 0.00 245
2018-05-01 $164,000 (13.1%) $187,641 (11.8%) 0.00 277
2018-06-01 $169,900 (17.2%) $194,418 (11.4%) 0.00 306
2018-07-01 $173,900 (21.6%) $197,380 (13.5%) 0.00 327
2018-08-01 $169,900 (22.0%) $194,390 (15.5%) 0.00 324
2018-09-01 $179,000 (28.0%) $199,558 (17.3%) 0.00 324
2018-10-01 $179,000 (25.7%) $199,681 (16.0%) 0.00 302
2018-11-01 $174,950 (25.1%) $195,776 (15.3%) 0.00 282
2018-12-01 $169,900 (22.3%) $189,531 (14.8%) 0.00 248
2019-01-01 $159,950 (15.1%) $183,690 (10.5%) 0.00 233
2019-02-01 $157,250 (6.3%) $179,727 (4.2%) 0.00 228
2019-03-01 $154,243 (-3.5%) $178,885 (-1.9%) 0.00 229
2019-04-01 $150,443 (-2.9%) $179,599 (-1.9%) 0.00 237
2019-05-01 $159,450 (-2.8%) $186,467 (-0.6%) 0.00 279
2019-06-01 $172,900 (1.8%) $206,303 (6.1%) 0.00 300
2019-07-01 $169,900 (-2.3%) $203,657 (3.2%) 0.00 350
2019-08-01 $169,900 (0.0%) $199,928 (2.9%) 0.00 367
2019-09-01 $168,900 (-5.6%) $197,169 (-1.2%) 0.00 371
2019-10-01 $173,450 (-3.1%) $204,280 (2.3%) 0.00 312
2019-11-01 $189,000 (8.0%) $214,758 (9.7%) 0.00 278
2019-12-01 $169,900 (0.0%) $208,064 (9.8%) 0.00 247
2020-01-01 $176,000 (10.0%) $205,223 (11.7%) 0.00 214
2020-02-01 $199,000 (26.6%) $229,779 (27.9%) 0.00 195
2020-03-01 $193,950 (25.7%) $224,662 (25.6%) 0.00 180
2020-04-01 $187,500 (24.6%) $224,412 (25.0%) 0.00 172
2020-05-01 $197,000 (23.6%) $229,729 (23.2%) 0.00 179
2020-06-01 $194,600 (12.6%) $223,899 (8.5%) 0.00 168
2020-07-01 $197,250 (16.1%) $226,247 (11.1%) 0.00 140
2020-08-01 $190,000 (11.8%) $228,155 (14.1%) 0.00 123
2020-09-01 $192,000 (13.7%) $241,534 (22.5%) 0.00 106
2020-10-01 $179,900 (3.7%) $225,688 (10.5%) 0.00 99
2020-11-01 $173,950 (-8.0%) $208,669 (-2.8%) 0.00 81
2020-12-01 $166,400 (-2.1%) $195,763 (-5.9%) 0.00 74
2021-01-01 $160,000 (-9.1%) $187,144 (-8.8%) 0.00 65
2021-02-01 $157,400 (-20.9%) $201,702 (-12.2%) 0.00 46
2021-03-01 $179,450 (-7.5%) $217,763 (-3.1%) 0.00 45
2021-04-01 $189,900 (1.3%) $229,938 (2.5%) 0.00 44
2021-05-01 $195,000 (-1.0%) $250,157 (8.9%) 0.00 43
2021-06-01 $179,450 (-7.8%) $251,010 (12.1%) 0.00 57
2021-07-01 $163,700 (-17.0%) $238,560 (5.4%) 0.00 73
2021-08-01 $179,000 (-5.8%) $251,606 (10.3%) 0.00 80
2021-09-01 $199,950 (4.1%) $261,282 (8.2%) 0.00 93
2021-10-01 $208,900 (16.1%) $270,908 (20.0%) 0.00 110
2021-11-01 $219,900 (26.4%) $245,802 (17.8%) 0.00 94
2021-12-01 $209,450 (25.9%) $245,503 (25.4%) 0.00 87
2022-01-01 $194,000 (21.3%) $242,260 (29.5%) 0.00 77
2022-02-01 $177,450 (12.7%) $224,766 (11.4%) 0.00 57
2022-03-01 $159,900 (-10.9%) $204,182 (-6.2%) 0.00 58
2022-04-01 $165,000 (-13.1%) $217,512 (-5.4%) 0.00 49
2022-05-01 $194,900 (-0.1%) $245,888 (-1.7%) 0.00 66
2022-06-01 $229,900 (28.1%) $266,780 (6.3%) 0.00 72
Cadillac's median listing price for 2022-06-01 was $229,900, a difference of $50,450 (28.1%) versus the prior year and $35,000 versus the prior month.

Cadillac's median listing price comes in at 0% of the national average.

Cadillac's average listing price for 2022-06-01 was $266,780, a difference of $15,770 (6.3%) versus the prior year and $20,892 versus the prior month.

For the 2022-06-01 period, Cadillac had 72 MLS listings, a difference of 6 listings (9%) versus the prior month and 15 listings (26%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Cadillac (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,607 sqft
2018-02-01 0 days 1,600 sqft
2018-03-01 0 days 1,680 sqft
2018-04-01 0 days 1,649 sqft
2018-05-01 0 days 1,637 sqft
2018-06-01 0 days 1,700 sqft
2018-07-01 0 days 1,802 sqft
2018-08-01 0 days 1,763 sqft
2018-09-01 0 days 1,786 sqft
2018-10-01 0 days 1,800 sqft
2018-11-01 0 days 1,779 sqft
2018-12-01 0 days 1,635 sqft
2019-01-01 0 days 1,653 sqft
2019-02-01 0 days 1,657 sqft
2019-03-01 0 days 1,684 sqft
2019-04-01 0 days 1,647 sqft
2019-05-01 0 days 1,592 sqft
2019-06-01 0 days 1,679 sqft
2019-07-01 0 days 1,755 sqft
2019-08-01 0 days 1,734 sqft
2019-09-01 0 days 1,704 sqft
2019-10-01 0 days 1,736 sqft
2019-11-01 0 days 1,800 sqft
2019-12-01 0 days 1,756 sqft
2020-01-01 0 days 1,650 sqft
2020-02-01 0 days 1,704 sqft
2020-03-01 0 days 1,704 sqft
2020-04-01 0 days 1,709 sqft
2020-05-01 0 days 1,792 sqft
2020-06-01 0 days 1,800 sqft
2020-07-01 0 days 1,735 sqft
2020-08-01 0 days 1,838 sqft
2020-09-01 0 days 1,819 sqft
2020-10-01 0 days 1,799 sqft
2020-11-01 0 days 1,686 sqft
2020-12-01 0 days 1,686 sqft
2021-01-01 0 days 1,613 sqft
2021-02-01 0 days 1,526 sqft
2021-03-01 0 days 1,582 sqft
2021-04-01 0 days 1,673 sqft
2021-05-01 0 days 1,613 sqft
2021-06-01 0 days 1,450 sqft
2021-07-01 0 days 1,414 sqft
2021-08-01 0 days 1,459 sqft
2021-09-01 0 days 1,550 sqft
2021-10-01 0 days 1,546 sqft
2021-11-01 0 days 1,618 sqft
2021-12-01 0 days 1,598 sqft
2022-01-01 0 days 1,588 sqft
2022-02-01 0 days 1,478 sqft
2022-03-01 0 days 1,510 sqft
2022-04-01 0 days 1,415 sqft
2022-05-01 0 days 1,436 sqft
2022-06-01 0 days 1,550 sqft
Cadillac's median listing age (time on market) for 2022-06-01 was 0 days.

Cadillac's median square footage for active listings during the 2022-06-01 period was 1,550 sqft. One year prior, the average listing was 1,450 sqft.