ANN ARBOR Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Ann Arbor averaged 5.93% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.7% and one month ago for the week of 2022-05-19, the average rate was 5.57%.

Ann Arbor's average rate one year ago was 3.06%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.88%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Ann Arbor 30 Year Fixed Rate 2022-06-23 5.93%
Ann Arbor 30 Year Fixed Rate Refi 2022-06-23 5.88%
Ann Arbor 15 Year Fixed Rate 2022-06-23 5.34%
Ann Arbor 15 Year Fixed Rate Refi 2022-06-23 5.04%
Ann Arbor 30 Year FHA 2022-06-23 0.07%
Ann Arbor 30 Year FHA Refi 2022-06-23 0.05%
Ann Arbor 30 Year USDA 2022-06-23 -0.1%
Ann Arbor 30 Year USDA Refi 2022-06-23 -0.01%
Ann Arbor 30 Year VA 2022-06-23 0.1%
Ann Arbor 30 Year VA Refi 2022-06-23 -0.03%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ANN ARBOR, MI.

ANN ARBOR Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the ANN ARBOR, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 1,150 3.03% $4,371
UNITED WHOLESALE MORTGAGE, LLC 626 3.01% $3,756
UNIVERSITY LENDING GROUP, LLC 449 3.17% $3,407
JPMorgan Chase Bank 349 3.02% $2,361
LAKE MICHIGAN CREDIT UNION 278 3.00% $3,934
Level One Bank 275 3.13% $3,492
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 268 3.05% $2,836
STAUNTON FINANCIAL, INC. 253 3.07% $3,299
MORTGAGE 1 INCORPORATED 231 3.33% $3,527
The Huntington National Bank 224 2.98% $3,565
Bank of Ann Arbor 202 2.91% $3,053
Old National Bank 202 3.07% $3,063
Flagstar Bank, FSB 167 3.18% $3,148
Bank of America 162 2.79% $3,265
CROSSCOUNTRY MORTGAGE, LLC 158 3.12% $3,551
CALIBER HOME LOANS, INC. 155 3.13% $2,949
Independent Bank 131 3.11% $3,356
U.S. Bank 128 3.00% $2,969
UNIVERSITY OF MICHIGAN CREDIT UNION 125 3.24% $2,796
PNC Bank 120 3.07% $3,018
PULTE MORTGAGE LLC 118 2.90% $2,364
BETTER MORTGAGE CORPORATION 113 2.81% $3,145
LOANDEPOT.COM, LLC 108 2.99% $4,090
Wells Fargo Bank 99 3.14% $3,224
DFCU FINANCIAL 93 3.30% $4,075
AMERISAVE MORTGAGE CORPORATION 91 2.88% $4,001
HOME POINT FINANCIAL CORPORATION 88 2.95% $3,200
GUARANTEED RATE, INC. 86 3.04% $2,967
MORTGAGE CENTER L.C 84 3.15% $2,799
RUOFF MORTGAGE COMPANY, INC. 79 3.07% $2,478
The Dart Bank 72 3.27% $3,130
Mr. Cooper ( Nationstar Mortgage ) 71 3.28% $4,823
BROKER SOLUTIONS, INC. 68 3.16% $3,769
MICHIGAN MUTUAL, INC. 66 3.05% $3,312
ACADEMY MORTGAGE CORPORATION 64 3.18% $4,789
KeyBank 62 2.91% $3,353
Fifth Third Bank 58 3.12% $3,125
TCF National Bank 55 3.05% $2,974
UNION HOME MORTGAGE CORP. 50 3.16% $3,741
HOMESITE MORTGAGE, LLC 48 3.14% $3,794
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 47 3.15% $3,478
Plains Commerce Bank 45 2.92% $3,295
HOWARD HANNA FINANCIAL SERVICES, INC. 43 3.02% $3,581
MICHIGAN FIRST CREDIT UNION 43 3.22% $3,205
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 41 3.05% $3,132
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 41 3.14% $4,152
NEWREZ LLC 41 3.06% $3,992
Citizens Bank 37 2.92% $3,181
TBI MORTGAGE COMPANY 33 3.03% $5,476
Ally Bank 31 2.91% $4,080
Michigan Educational Credit Union 28 3.26% $3,180
COMMUNITY FINANCIAL CREDIT UNION 28 3.10% $2,589
SUCCESS MORTGAGE PARTNERS, INC. 26 3.40% $4,141
MOVEMENT MORTGAGE, LLC 25 3.20% $2,837
GENISYS 25 2.99% $2,381
FREEDOM MORTGAGE CORPORATION 25 3.22% $2,256
Chicago Mortgage Solutions LLC 24 2.82% $1,467
MICHIGAN SCHOOLS AND GOVERNMENT 22 2.96% $2,557
FINANCE OF AMERICA MORTGAGE LLC 21 2.93% $2,558
MEMBER FIRST MORTGAGE, LLC 19 3.19% $2,995
GreenStone Farm Credit Services, FLCA 19 3.65% $6,270
FirstBank 19 2.75% $1,849
PENNYMAC LOAN SERVICES, LLC 19 3.16% $3,622
PRIMELENDING, A PLAINSCAPITAL COMPANY 18 3.29% $4,173
Associated Bank 17 3.02% $6,212
ROSS MORTGAGE CORPORATION 17 3.14% $3,953
ZILLOW HOME LOANS, LLC 16 2.93% $3,222
SUN WEST MORTGAGE COMPANY, INC. 15 2.93% $2,656
NAVY FEDERAL CREDIT UNION 15 3.10% $3,543
MUTUAL OF OMAHA MORTGAGE, INC. 15 2.93% $2,908
First Federal Savings and Loan Association of Lakewood 15 3.06% $4,964
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 14 3.30% $3,033
Charles Schwab Bank, SSB 13 2.40% $4,934
InterContinental Capital Group, Inc 13 2.81% $3,547
MMS MORTGAGE SERVICES, LTD. 13 3.16% $3,123
North American Savings Bank, F.S.B. 12 2.84% $3,161
Northpointe Bank 12 3.13% $3,095
AMERIFIRST FINANCIAL CORPORATION 11 3.15% $3,292
ADVISORS CAPITAL, INC. 11 3.10% $2,810
Wyndham Capital Mortgage, Inc. 11 2.97% $1,652
Morgan Stanley Private Bank 11 2.60% $4,297
SOFI LENDING CORP. 11 3.05% $3,331
SUMMIT FUNDING, INC. 10 3.00% $3,592
J. VIRGIL, INC. 10 3.23% $3,895
Comerica Bank 10 3.01% $2,834
NBKC BANK 10 2.94% $2,371
M/I FINANCIAL, LLC 10 2.81% $3,515
AmeriHome Mortgage Company, LLC 9 3.26% $2,861
AMERICAN FINANCIAL NETWORK, INC. 9 3.18% $8,052
Paramount Residential Mortgage Group, Inc. 9 3.12% $4,655
Auto Club Trust, FSB 9 2.88% $3,272
Mercantile Bank of Michigan 9 2.92% $3,268
Strong Home Mortgage, LLC 9 2.97% $1,709
INSPIRE HOME LOANS INC. 8 3.41% $3,542
AMERICAN INTERNET MORTGAGE, INC. 7 2.77% $2,924
STEARNS LENDING, LLC 7 3.00% $2,908
UBS Bank USA 7 2.79% $4,539
Platinum Home Mortgage Corporation 7 3.05% $3,688
PLAZA HOME MORTGAGE, INC. 7 3.18% $6,434
HOMESIDE FINANCIAL, LLC 7 3.18% $3,478
PROVIDENT FUNDING ASSOCIATES, L.P. 7 2.75% $3,040
First Federal Bank of the Midwest 6 3.15% $3,458
NATIONAL COOPERATIVE BANK, N.A. 6 3.46% $3,156
DRAPER AND KRAMER MORTGAGE CORP. 6 2.71% $3,043
TIAA, FSB 6 3.21% $2,934
Stifel Bank and Trust 6 2.46% $2,820
St James Mortgage Corporation 6 3.00% $2,958
CANOPY MORTGAGE, LLC 6 2.85% $1,726
Luxury Mortgage Corp. 6 3.27% $3,125
First Savings Bank 6 3.21% $5,742
KELLER MORTGAGE, LLC 6 3.13% $1,891
TEAM ONE CREDIT UNION 5 2.88% $1,332
AMERICAN FINANCING CORPORATION 5 3.10% $4,420
BNC National Bank 5 3.13% $2,759
Carrington Mortgage Services, LLC 5 3.53% $4,030
CHURCHILL MORTGAGE CORPORATION 5 3.50% $3,103
Citibank 5 2.83% $3,473
CMG MORTGAGE, INC. 5 4.10% $3,537
First Guaranty Mortgage Corporation 5 3.15% $3,830
GUIDANCE RESIDENTIAL, LLC 5 2.93% $5,164
HARTFORD FUNDING, LTD. 5 3.10% $2,955
HOMESTEAD FUNDING CORP. 5 2.63% $3,382
LAKEVIEW LOAN SERVICING, LLC 5 3.15% $3,092
South Metro Federal Credit Union 5 3.88% $3,183
GVC MORTGAGE, INC. 4 3.34% $4,809
EVERETT FINANCIAL, INC. 4 3.41% $1,280
TJC Mortgage, Inc. 4 3.16% $4,732
VIBE CREDIT UNION 4 3.09% $2,114
ARBOR FINANCIAL CREDIT UNION 4 3.41% $4,574
The State Bank 4 3.58% $2,442
GUARANTEED RATE AFFINITY, LLC 4 2.81% $1,610
Barrington Bank & Trust Company, N.A. 4 3.16% $3,951
BLG HOLDINGS, INC. 4 2.84% $3,967
County National Bank 4 3.19% $6,077
Southern Michigan Bank & Trust 4 2.91% $2,400
GENEVA FINANCIAL, LLC 4 3.38% $4,918
Truist Bank 4 2.87% $3,305
LAND HOME FINANCIAL SERVICES, INC. 4 3.09% $3,268
Preston Home Loans Inc 4 2.88% $3,857
ENVOY MORTGAGE, LTD 4 2.87% $22,922
MID AMERICA MORTGAGE, INC. 4 3.09% $4,770
PHH Mortgage Corporation 4 3.69% $5,547
UIF CORPORATION 4 2.97% $6,359
Cf Bank 3 2.71% $1,206
Prime Choice Funding Inc. 3 3.33% $4,345
EMBRACE HOME LOANS, INC. 3 3.00% $2,783
Mortgage Research Center, LLC 3 2.79% $4,759
TLC COMMUNITY Credit Union 3 2.96% $2,450
LENDERFI, INC. 3 2.71% $1,503
Frankenmuth Credit Union 3 2.79% $2,826
Waterstone Mortgage Corporation 3 3.46% $3,664
First State Bank 3 3.21% $3,090
First Merchants Bank 3 3.04% $2,897
ADVANTAGE ONE Credit Union 3 2.79% $2,963
VAN DYK MORTGAGE CORPORATION 3 3.29% $2,099
WINGS FINANCIAL 3 2.63% $3,251
Horizon Bank 2 3.38% $2,646
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.00% $5,397
HEALTH ADVANTAGE FEDERAL CREDIT UNION 2 3.50% $3,144
Goldman Sachs Bank USA 2 3.03% $2,950
LIBERTY HOME MORTGAGE CORPORATION 2 3.50% $4,688
LOANSNAP, INC. 2 2.75% $2,785
Magnolia Bank 2 2.88% $3,363
First Internet Bank of Indiana 2 2.63% $2,498
FIRST COMMUNITY MORTGAGE, INC. 2 3.25% $1,799
FINANCIAL PLUS CREDIT UNION 2 2.94% $4,989
DOW CHEMICAL EMPLOYEES' 2 3.44% $3,026
Nations Lending Corporation 2 2.81% $6,789
Pacor Mortgage Corp 2 3.25% $2,894
CONSUMERS 2 3.38% $3,300
COMPASS MORTGAGE, INC. 2 2.75% $2,664
PENTAGON FEDERAL CREDIT UNION 2 2.94% $2,984
PLANET HOME LENDING, LLC 2 2.88% $4,662
CIBC Bank USA 2 3.00% $3,854
PREMIA MORTGAGE, LLC 2 2.81% $794
Quontic Bank 2 6.25% $5,787
Raymond James Bank 2 2.94% $3,574
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 3.06% $5,239
RELIANCE FIRST CAPITAL, LLC 2 3.00% $12,806
ROYAL UNITED MORTGAGE LLC 2 3.13% $6,987
SIRVA MORTGAGE, INC. 2 2.94% $1,191
SPRING EQ, LLC 2 3.00% $1,272
BLUELEAF LENDING, LLC 2 3.00% $3,438
Beeline Loans, Inc. 2 2.88% $1,717
STOCKTON MORTGAGE CORPORATION 2 3.38% $4,299
T2 FINANCIAL LLC 2 2.88% $3,930
Arvest Bank 2 2.75% $4,451
THE ANDERSON FINANCIAL GROUP, INC. 2 3.06% $2,709
TOWNE MORTGAGE COMPANY 2 2.88% $5,095
UNIFY FINANCIAL Credit Union 2 3.10% $2,085
United Bank of Michigan 2 3.56% $2,437
American Mortgage & Equity Consultants, Inc. 2 3.13% $4,640
Hometown Lenders, Inc. 2 3.56% $6,415
HOMEXPRESS MORTGAGE CORP. 2 5.44% $11,431
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.50% $3,409
EQUITY RESOURCES, INC. 1 2.75% $2,730
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 2.88% $2,101
FBC MORTGAGE, LLC 1 2.75% $3,652
ChoiceOne Bank 1 3.13% $1,935
Princeton Mortgage Corporation 1 2.88% $4,389
Chickasaw Community Bank 1 3.50% $3,944
Chicago Financial Services, Inc. 1 3.25% $2,522
CHERRY CREEK MORTGAGE, LLC 1 2.75% $785
LAFCU 1 3.00% $2,679
IMPAC MORTGAGE CORP. 1 2.75% $995
RBC Bank, (Georgia) 1 3.75% $2,402
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 3.13% $1,995
UNITED 1 2.88% $3,310
Republic Bank & Trust Company 1 2.88% $2,127
FIRST CENTENNIAL MORTGAGE CORPORATION 1 2.88% $2,261
WRIGHT-PATT CREDIT UNION, INC. 1 3.00% $599
CASE 1 3.25% $3,523
SECURITYNATIONAL MORTGAGE COMPANY 1 4.13% $13,496
Sierra Pacific Mortgage Company, Inc. 1 2.88% $6,237
Silicon Valley Bank 1 2.63% $3,730
Simmons Bank 1 2.88% $2,196
AFFINITY 1 2.88% $2,404
BMO Harris Bank 1 2.38% $4,566
First Federal Bank 1 3.63% $3,575
Meridian Bank Corporation 1 3.00% $4,084
SOVEREIGN LENDING GROUP INCORPORATED 1 3.13% $7,103
Amalgamated Bank 1 2.50% $3,682
STAR ONE CREDIT UNION 1 3.25% $2,033
ALL WESTERN MORTGAGE, INC. 1 3.25% $7,823
Merchants Bank of Indiana 1 2.88% $7,910
Bethpage Federal Credit Union 1 2.63% $4,751
USAA Federal Savings Bank 1 2.88% $4,543
ALLIED MORTGAGE GROUP, INC. 1 2.99% $1,308
Baxter Credit Union 1 3.25% $2,954
First Home Bank 1 3.12% $4,230
Axos Bank 1 3.25% $5,326
Sunflower Bank 1 2.99% $3,270
Austin Capital Bank SSB 1 2.88% $3,475
Superior Credit Union, Inc. 1 3.25% $4,338
GREAT LAKES 1 1.63% $4,403
Atlantic Union Bank 1 2.88% $2,830
GUILD MORTGAGE COMPANY 1 3.50% $3,115
1st National Bank 1 3.00% $750
HALLMARK HOME MORTGAGE, LLC 1 2.63% $3,792
The Cortland Savings and Banking Company 1 2.88% $2,278
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.49% $3,650
The Federal Savings Bank 1 3.25% $8,042
ARC HOME LLC 1 3.88% $2,951
mBank 1 3.50% $1,903
Discover Bank 1 3.99% $0
DIGITAL Federal Credit Union 1 2.75% $6,240
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 2.88% $4,698
NATIONS DIRECT MORTGAGE, LLC 1 2.63% $3,064
THRIVENT Federal Credit Union 1 3.38% $3,030
NATIONS RELIABLE LENDING, LLC 1 3.38% $6,117
Deere Employees Credit Union 1 2.25% $2,764
DAS Acquisition Company, LLC 1 2.75% $2,757
Neighborhood Loans, Inc. 1 3.50% $1,961
NETWORK CAPITAL FUNDING CORPORATION 1 3.13% $6,082
CREDIT UNION ONE 1 3.38% $3,670
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 2.88% $3,366
NORTHERN MORTGAGE SERVICES, LLC 1 3.13% $3,960
Credence Funding Corporation 1 2.75% $5,730
OAK MORTGAGE, LLC 1 2.63% $2,266
Dort Financial Credit Union 1 3.25% $2,186
Manufacturers and Traders Trust Company 1 3.25% $2,857
Macatawa Bank 1 3.25% $2,890
LEADERONE FINANCIAL CORPORATION 1 2.75% $2,708
ALLIANT CREDIT UNION 1 3.00% $3,760
MORTGAGE ACCESS CORP. 1 2.99% $3,397
Commerce Home Mortgage, Inc. 1 4.80% $10,832
Toyota Financial Savings Bank 1 2.75% $2,000
Commerce Bank 1 3.38% $3,045
Citadel Servicing Corporation 1 4.38% $5,614
PLUS RELOCATION MORTGAGE, LLC 1 2.88% $4,544
Zeal Credit Union 1 2.88% $2,764

ANN ARBOR, MI's 271 lenders originated 16,792 loans during 2021. The total origination value was $4,898,740,000, with an average loan value of $291,731.

The top ANN ARBOR lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,150 loans originated. Their average total fees are $4,371, which is $615 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee ANN ARBOR lenders (with over 10 loans originated) are Chicago Mortgage Solutions LLC ($1,467), Wyndham Capital Mortgage, Inc. ($1,652), FirstBank ($1,849), FREEDOM MORTGAGE CORPORATION ($2,256) and JPMorgan Chase Bank ($2,361).

The lowest rate ANN ARBOR lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.40%), Morgan Stanley Private Bank (2.60%), FirstBank (2.75%), Bank of America (2.79%) and InterContinental Capital Group, Inc (2.81%).

ANN ARBOR, MI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $520,195,000 $510,175,000 -1.9% 10.4%
UNITED WHOLESALE MORTGAGE, LLC $203,020,000 $303,945,000 49.7% 6.2%
KeyBank $302,460,000 $238,395,000 -21.2% 4.9%
JPMorgan Chase Bank $169,315,000 $181,515,000 7.2% 3.7%
UNIVERSITY LENDING GROUP, LLC $236,735,000 $173,580,000 -26.7% 3.5%
Old National Bank $179,535,000 $169,585,000 -5.5% 3.5%
The Huntington National Bank $116,115,000 $144,595,000 24.5% 3.0%
LAKE MICHIGAN CREDIT UNION $158,385,000 $136,335,000 -13.9% 2.8%
PNC Bank $83,250,000 $135,155,000 62.3% 2.8%
Level One Bank $168,455,000 $132,800,000 -21.2% 2.7%
Flagstar Bank, FSB $78,610,000 $109,840,000 39.7% 2.2%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $107,725,000 $108,065,000 0.3% 2.2%
Bank of America $80,950,000 $105,835,000 30.7% 2.2%
STAUNTON FINANCIAL, INC. $146,195,000 $95,080,000 -35.0% 1.9%
Bank of Ann Arbor $151,185,000 $95,015,000 -37.2% 1.9%
MORTGAGE 1 INCORPORATED $125,725,000 $80,995,000 -35.6% 1.7%
CALIBER HOME LOANS, INC. $59,690,000 $66,065,000 10.7% 1.3%
Independent Bank $83,520,000 $65,860,000 -21.1% 1.3%
CROSSCOUNTRY MORTGAGE, LLC $65,825,000 $63,965,000 -2.8% 1.3%
BETTER MORTGAGE CORPORATION $37,085,000 $63,695,000 71.8% 1.3%
U.S. Bank $53,960,000 $60,270,000 11.7% 1.2%
PULTE MORTGAGE LLC $28,455,000 $55,480,000 95.0% 1.1%
DFCU FINANCIAL $37,280,000 $54,840,000 47.1% 1.1%
Wells Fargo Bank $37,740,000 $53,750,000 42.4% 1.1%
LOANDEPOT.COM, LLC $34,415,000 $50,920,000 48.0% 1.0%
HOME POINT FINANCIAL CORPORATION $40,860,000 $48,725,000 19.2% 1.0%
UNIVERSITY OF MICHIGAN CREDIT UNION $62,095,000 $45,980,000 -26.0% 0.9%
AMERISAVE MORTGAGE CORPORATION $30,140,000 $44,125,000 46.4% 0.9%
GUARANTEED RATE, INC. $23,450,000 $39,365,000 67.9% 0.8%
BERKELEY POINT CAPITAL LLC $38,925,000 n/a 0.8%
Mr. Cooper ( Nationstar Mortgage ) $37,325,000 $38,915,000 4.3% 0.8%
East West Bank $36,205,000 n/a 0.7%
Santander Bank, N.A. $36,005,000 n/a 0.7%
FREEDOM MORTGAGE CORPORATION $40,050,000 $34,385,000 -14.1% 0.7%
Morgan Stanley Private Bank $3,325,000 $33,620,000 911.1% 0.7%
Fifth Third Bank $26,010,000 $32,795,000 26.1% 0.7%
Plains Commerce Bank $46,520,000 $31,125,000 -33.1% 0.6%
Citizens Bank $30,125,000 $30,780,000 2.2% 0.6%
TCF National Bank $58,020,000 $29,655,000 -48.9% 0.6%
GreenStone Farm Credit Services, FLCA $26,010,000 $28,795,000 10.7% 0.6%
The Dart Bank $56,205,000 $28,440,000 -49.4% 0.6%
RUOFF MORTGAGE COMPANY, INC. $35,010,000 $28,085,000 -19.8% 0.6%
Goldman Sachs Bank USA $985,000 $27,865,000 2,728.9% 0.6%
MORTGAGE CENTER L.C $31,590,000 $26,955,000 -14.7% 0.6%
NEWREZ LLC $11,925,000 $26,760,000 124.4% 0.5%
BROKER SOLUTIONS, INC. $32,520,000 $25,000,000 -23.1% 0.5%
ACADEMY MORTGAGE CORPORATION $27,160,000 $24,715,000 -9.0% 0.5%
MICHIGAN MUTUAL, INC. $39,780,000 $22,850,000 -42.6% 0.5%
WALKER & DUNLOP, LLC $38,685,000 $22,460,000 -41.9% 0.5%
HOMESITE MORTGAGE, LLC $18,395,000 $20,815,000 13.2% 0.4%
MICHIGAN FIRST CREDIT UNION $13,015,000 $20,140,000 54.7% 0.4%
TBI MORTGAGE COMPANY $18,510,000 $18,235,000 -1.5% 0.4%
Comerica Bank $21,995,000 $18,110,000 -17.7% 0.4%
Ally Bank $13,975,000 $17,945,000 28.4% 0.4%
COMMUNITY FINANCIAL CREDIT UNION $21,300,000 $17,910,000 -15.9% 0.4%
UNION HOME MORTGAGE CORP. $16,720,000 $17,835,000 6.7% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $17,770,000 $17,500,000 -1.5% 0.4%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $13,650,000 $16,125,000 18.1% 0.3%
Mortgage Research Center, LLC $11,050,000 $16,095,000 45.7% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $8,610,000 $15,955,000 85.3% 0.3%
HOWARD HANNA FINANCIAL SERVICES, INC. $16,925,000 $14,770,000 -12.7% 0.3%
ORIX REAL ESTATE CAPITAL, LLC $13,825,000 n/a 0.3%
First Federal Bank of the Midwest $3,525,000 $13,320,000 277.9% 0.3%
The State Bank $8,195,000 $12,555,000 53.2% 0.3%
PENNYMAC LOAN SERVICES, LLC $9,980,000 $12,385,000 24.1% 0.3%
Michigan Educational Credit Union $12,240,000 n/a 0.2%
Northstar Bank $9,310,000 $11,710,000 25.8% 0.2%
FirstBank $7,840,000 $11,585,000 47.8% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,230,000 $11,485,000 84.3% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $7,565,000 $11,315,000 49.6% 0.2%
NAVY FEDERAL CREDIT UNION $4,845,000 $10,335,000 113.3% 0.2%
Chicago Mortgage Solutions LLC $5,485,000 $9,845,000 79.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $10,090,000 $9,715,000 -3.7% 0.2%
MOVEMENT MORTGAGE, LLC $5,625,000 $9,635,000 71.3% 0.2%
Charles Schwab Bank, SSB $10,220,000 $9,180,000 -10.2% 0.2%
Associated Bank $22,010,000 $9,090,000 -58.7% 0.2%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $11,915,000 $8,865,000 -25.6% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $6,540,000 $8,830,000 35.0% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $5,450,000 $8,390,000 53.9% 0.2%
UBS Bank USA $5,120,000 $8,190,000 60.0% 0.2%
First Federal Savings and Loan Association of Lakewood $3,175,000 $8,160,000 157.0% 0.2%
GENISYS $9,000,000 $8,050,000 -10.6% 0.2%
NBKC BANK $5,870,000 $7,470,000 27.3% 0.2%
ROSS MORTGAGE CORPORATION $16,305,000 $7,460,000 -54.2% 0.2%
ZILLOW HOME LOANS, LLC $2,165,000 $7,275,000 236.0% 0.1%
MICHIGAN SCHOOLS AND GOVERNMENT $5,945,000 $7,240,000 21.8% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $6,115,000 $6,890,000 12.7% 0.1%
MEMBER FIRST MORTGAGE, LLC $13,395,000 $6,795,000 -49.3% 0.1%
TRIAD FINANCIAL SERVICES, INC. $3,455,000 $6,635,000 92.0% 0.1%
North American Savings Bank, F.S.B. $4,475,000 $6,315,000 41.1% 0.1%
InterContinental Capital Group, Inc $2,530,000 $6,220,000 145.8% 0.1%
CREDIT UNION ONE $21,240,000 $5,550,000 -73.9% 0.1%
Northpointe Bank $7,495,000 $5,380,000 -28.2% 0.1%
SOFI LENDING CORP. $3,285,000 $5,155,000 56.9% 0.1%
Wyndham Capital Mortgage, Inc. $4,870,000 $5,135,000 5.4% 0.1%
First Merchants Bank $2,185,000 $5,020,000 129.7% 0.1%
Strong Home Mortgage, LLC $5,455,000 $4,965,000 -9.0% 0.1%
LAKEVIEW LOAN SERVICING, LLC $4,750,000 $4,930,000 3.8% 0.1%
Citibank $15,575,000 $4,585,000 -70.6% 0.1%
AMERIFIRST FINANCIAL CORPORATION $7,015,000 $4,575,000 -34.8% 0.1%
Platinum Home Mortgage Corporation $4,180,000 $4,450,000 6.5% 0.1%
ARBOR FINANCIAL CREDIT UNION $1,550,000 $4,335,000 179.7% 0.1%
GUIDANCE RESIDENTIAL, LLC $2,870,000 $4,250,000 48.1% 0.1%
Carrington Mortgage Services, LLC $5,250,000 $4,245,000 -19.1% 0.1%
Barrington Bank & Trust Company, N.A. $1,575,000 $4,145,000 163.2% 0.1%
AmeriHome Mortgage Company, LLC $2,160,000 $4,115,000 90.5% 0.1%
PLAZA HOME MORTGAGE, INC. $3,290,000 $4,085,000 24.2% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $7,040,000 $3,855,000 -45.2% 0.1%
MMS MORTGAGE SERVICES, LTD. $8,845,000 $3,830,000 -56.7% 0.1%
CP Financial Credit Union $750,000 $3,805,000 407.3% 0.1%
M&T Realty Capital Corporation $3,785,000 n/a 0.1%
Frankenmuth Credit Union $1,950,000 $3,730,000 91.3% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,465,000 $3,720,000 153.9% 0.1%
M/I FINANCIAL, LLC $3,520,000 $3,675,000 4.4% 0.1%
21ST MORTGAGE CORPORATION $2,915,000 $3,625,000 24.4% 0.1%
J. VIRGIL, INC. $1,290,000 $3,560,000 176.0% 0.1%
NEW DAY FINANCIAL, LLC $3,090,000 $3,465,000 12.1% 0.1%
Mercantile Bank of Michigan $3,950,000 $3,390,000 -14.2% 0.1%
STEARNS LENDING, LLC $4,580,000 $3,360,000 -26.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,145,000 $3,355,000 56.4% 0.1%
USAA Federal Savings Bank $10,110,000 $3,275,000 -67.6% 0.1%
Stifel Bank and Trust $5,565,000 $3,270,000 -41.2% 0.1%
HOMESTEAD FUNDING CORP. $5,770,000 $3,265,000 -43.4% 0.1%
ADVISORS CAPITAL, INC. $7,650,000 $3,245,000 -57.6% 0.1%
TIAA, FSB $5,940,000 $3,195,000 -46.2% 0.1%
Lake Trust Credit Union $2,030,000 $3,170,000 56.2% 0.1%
Paramount Residential Mortgage Group, Inc. $2,610,000 $3,125,000 19.7% 0.1%
BNC National Bank $1,015,000 $3,100,000 205.4% 0.1%
Auto Club Trust, FSB $1,405,000 $3,075,000 118.9% 0.1%
First Guaranty Mortgage Corporation $2,070,000 $3,050,000 47.3% 0.1%
Luxury Mortgage Corp. $8,220,000 $3,030,000 -63.1% 0.1%
CMG MORTGAGE, INC. $1,540,000 $2,955,000 91.9% 0.1%
TJC Mortgage, Inc. $2,955,000 n/a 0.1%
INSPIRE HOME LOANS INC. $2,885,000 n/a 0.1%
CANOPY MORTGAGE, LLC $225,000 $2,840,000 1,162.2% 0.1%
BLG HOLDINGS, INC. $2,520,000 $2,760,000 9.5% 0.1%
GENEVA FINANCIAL, LLC $2,240,000 $2,730,000 21.9% 0.1%
SUMMIT FUNDING, INC. $11,825,000 $2,685,000 -77.3% 0.1%
PHH Mortgage Corporation $915,000 $2,660,000 190.7% 0.1%
The Federal Savings Bank $4,315,000 $2,660,000 -38.4% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,045,000 $2,655,000 -12.8% 0.1%
Oxford Bank & Trust $1,845,000 $2,625,000 42.3% 0.1%
County National Bank $2,935,000 $2,555,000 -12.9% 0.1%
St James Mortgage Corporation $3,990,000 $2,555,000 -36.0% 0.1%
UIF CORPORATION $790,000 $2,510,000 217.7% 0.1%
HARTFORD FUNDING, LTD. $2,440,000 n/a 0.0%
VIBE CREDIT UNION $1,905,000 $2,395,000 25.7% 0.0%
WINGS FINANCIAL $1,950,000 $2,395,000 22.8% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $3,405,000 $2,380,000 -30.1% 0.0%
University Bank $3,040,000 $2,380,000 -21.7% 0.0%
Farmers StateBank of Munith $1,945,000 $2,330,000 19.8% 0.0%
Truist Bank $21,645,000 $2,320,000 -89.3% 0.0%
MID AMERICA MORTGAGE, INC. $3,180,000 $2,315,000 -27.2% 0.0%
KELLER MORTGAGE, LLC $2,760,000 $2,245,000 -18.7% 0.0%
LENDINGHOME FUNDING CORPORATION $1,280,000 $2,225,000 73.8% 0.0%
TLC COMMUNITY Credit Union $5,540,000 $2,225,000 -59.8% 0.0%
AMERICAN FINANCING CORPORATION $1,305,000 $2,220,000 70.1% 0.0%
GVC MORTGAGE, INC. $1,925,000 $2,200,000 14.3% 0.0%
PLANET HOME LENDING, LLC $3,050,000 $2,140,000 -29.8% 0.0%
Cf Bank $1,555,000 $2,095,000 34.7% 0.0%
LENDERFI, INC. $2,555,000 $2,005,000 -21.5% 0.0%
First Savings Bank $3,420,000 $1,985,000 -42.0% 0.0%
HOMESIDE FINANCIAL, LLC $1,495,000 $1,955,000 30.8% 0.0%
VILLAGE CAPITAL & INVESTMENT LLC $2,345,000 $1,920,000 -18.1% 0.0%
CHERRY CREEK MORTGAGE, LLC $3,765,000 $1,890,000 -49.8% 0.0%
CHURCHILL MORTGAGE CORPORATION $4,370,000 $1,890,000 -56.8% 0.0%
Manufacturers and Traders Trust Company $215,000 $1,860,000 765.1% 0.0%
TEAM ONE CREDIT UNION $570,000 $1,860,000 226.3% 0.0%
Third Federal Savings and Loan Association of Cleveland $950,000 $1,855,000 95.3% 0.0%
CLEARPATH LENDING $5,260,000 $1,825,000 -65.3% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,810,000 n/a 0.0%
Raymond James Bank $1,295,000 $1,775,000 37.1% 0.0%
Preston Home Loans Inc $490,000 $1,765,000 260.2% 0.0%
DOW CHEMICAL EMPLOYEES' $1,760,000 $1,740,000 -1.1% 0.0%
EVERETT FINANCIAL, INC. $13,205,000 $1,630,000 -87.7% 0.0%
Arvest Bank $2,395,000 $1,580,000 -34.0% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $410,000 $1,580,000 285.4% 0.0%
Isabella Bank $2,250,000 $1,525,000 -32.2% 0.0%
GUARANTEED RATE AFFINITY, LLC $505,000 $1,470,000 191.1% 0.0%
Dearborn Federal Savings Bank $1,775,000 $1,455,000 -18.0% 0.0%
Amalgamated Bank $1,445,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $2,125,000 $1,440,000 -32.2% 0.0%
First State Bank $1,400,000 $1,425,000 1.8% 0.0%
AMERICAN ADVISORS GROUP $445,000 $1,395,000 213.5% 0.0%
SPRING EQ, LLC $795,000 $1,385,000 74.2% 0.0%
American Mortgage & Equity Consultants, Inc. $1,310,000 n/a 0.0%
Sunflower Bank $3,435,000 $1,290,000 -62.4% 0.0%
CONSUMERS $1,045,000 $1,205,000 15.3% 0.0%
FINANCIAL PLUS CREDIT UNION $395,000 $1,180,000 198.7% 0.0%
RELIANCE FIRST CAPITAL, LLC $910,000 $1,160,000 27.5% 0.0%
Waterstone Mortgage Corporation $1,110,000 $1,140,000 2.7% 0.0%
ENVOY MORTGAGE, LTD $570,000 $1,135,000 99.1% 0.0%
T2 FINANCIAL LLC $995,000 $1,110,000 11.6% 0.0%
Wildfire Credit Union $920,000 $1,110,000 20.7% 0.0%
BLUELEAF LENDING, LLC $2,005,000 $1,100,000 -45.1% 0.0%
Toyota Financial Savings Bank $520,000 $1,100,000 111.5% 0.0%
South Metro Federal Credit Union $445,000 $1,085,000 143.8% 0.0%
BMO Harris Bank $1,060,000 n/a 0.0%
First Internet Bank of Indiana $1,080,000 $1,050,000 -2.8% 0.0%
EMBRACE HOME LOANS, INC. $345,000 $1,045,000 202.9% 0.0%
Wintrust Bank, N.A. $1,045,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,040,000 n/a 0.0%
Lakeview Community Capital, LLC $940,000 $1,030,000 9.6% 0.0%
MIDWEST LOAN SOLUTIONS, INC. $8,115,000 $1,030,000 -87.3% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,015,000 $1,005,000 -1.0% 0.0%
Elements Financial Federal Credit Union $995,000 n/a 0.0%
Dort Financial Credit Union $985,000 $955,000 -3.0% 0.0%
Nations Lending Corporation $1,970,000 $930,000 -52.8% 0.0%
First Independence Bank $1,280,000 $925,000 -27.7% 0.0%
HOMEXPRESS MORTGAGE CORP. $185,000 $910,000 391.9% 0.0%
Southern Michigan Bank & Trust $75,000 $890,000 1,086.7% 0.0%
First Federal Bank $1,410,000 $860,000 -39.0% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $855,000 n/a 0.0%
Discover Bank $890,000 $850,000 -4.5% 0.0%
CASE $845,000 n/a 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $710,000 $835,000 17.6% 0.0%
Magnolia Bank $500,000 $830,000 66.0% 0.0%
ADVANTAGE ONE Credit Union $540,000 $820,000 51.9% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,780,000 $820,000 -53.9% 0.0%
UNIFY FINANCIAL Credit Union $2,915,000 $820,000 -71.9% 0.0%
Figure Lending LLC $775,000 $815,000 5.2% 0.0%
CIBC Bank USA $380,000 $810,000 113.2% 0.0%
Silicon Valley Bank $785,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $750,000 n/a 0.0%
United Bank of Michigan $5,170,000 $725,000 -86.0% 0.0%
Zeal Credit Union $3,140,000 $720,000 -77.1% 0.0%
Axos Bank $1,050,000 $715,000 -31.9% 0.0%
DIGITAL Federal Credit Union $470,000 $715,000 52.1% 0.0%
PREMIA MORTGAGE, LLC $1,590,000 $710,000 -55.3% 0.0%
BancFirst $705,000 n/a 0.0%
Citadel Servicing Corporation $420,000 $705,000 67.9% 0.0%
ALL WESTERN MORTGAGE, INC. $700,000 n/a 0.0%
Chartwell Financial, LLC $35,000 $695,000 1,885.7% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $275,000 $690,000 150.9% 0.0%
Horizon Bank $1,815,000 $680,000 -62.5% 0.0%
LOANSNAP, INC. $670,000 n/a 0.0%
GSF Mortgage Corporation $665,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $1,045,000 $660,000 -36.8% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,150,000 $655,000 -43.0% 0.0%
mBank $330,000 $655,000 98.5% 0.0%
BM Real Estate Services, Inc. $1,265,000 $645,000 -49.0% 0.0%
Pacor Mortgage Corp $640,000 n/a 0.0%
Prime Choice Funding Inc. $635,000 n/a 0.0%
Meridian Bank Corporation $625,000 n/a 0.0%
SIRVA MORTGAGE, INC. $600,000 $620,000 3.3% 0.0%
Bank of England $930,000 $615,000 -33.9% 0.0%
NATIONAL COOPERATIVE BANK, N.A. $930,000 $610,000 -34.4% 0.0%
UNITED $635,000 $610,000 -3.9% 0.0%
AFFINITY $430,000 $600,000 39.5% 0.0%
Directions Credit Union, Inc. $570,000 $600,000 5.3% 0.0%
STOCKTON MORTGAGE CORPORATION $600,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $205,000 $590,000 187.8% 0.0%
Hometown Lenders, Inc. $585,000 n/a 0.0%
NFM, INC. $425,000 $585,000 37.6% 0.0%
JOLT CREDIT UNION $580,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $3,250,000 $580,000 -82.2% 0.0%
NATIONS RELIABLE LENDING, LLC $175,000 $570,000 225.7% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $570,000 $565,000 -0.9% 0.0%
Baxter Credit Union $575,000 $550,000 -4.3% 0.0%
ROYAL UNITED MORTGAGE LLC $2,100,000 $550,000 -73.8% 0.0%
Amerifirst Financial, Inc. $205,000 $545,000 165.9% 0.0%
Princeton Mortgage Corporation $545,000 n/a 0.0%
MEMBERS FIRST Credit Union $540,000 n/a 0.0%
Paramount Bank $285,000 $535,000 87.7% 0.0%
GREAT LAKES $525,000 n/a 0.0%
COMMUNITY CHOICE CREDIT UNION $255,000 $520,000 103.9% 0.0%
Eaton Community Bank $520,000 n/a 0.0%
HALLMARK HOME MORTGAGE, LLC $195,000 $505,000 159.0% 0.0%
Sierra Pacific Mortgage Company, Inc. $395,000 $505,000 27.8% 0.0%
STAR ONE CREDIT UNION $505,000 n/a 0.0%
Beeline Loans, Inc. $500,000 n/a 0.0%
Neighborhood Loans, Inc. $205,000 $490,000 139.0% 0.0%
PLUS RELOCATION MORTGAGE, LLC $485,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $1,410,000 $470,000 -66.7% 0.0%
Commerce Home Mortgage, Inc. $465,000 n/a 0.0%
FineMark National Bank & Trust $530,000 $455,000 -14.2% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $165,000 $450,000 172.7% 0.0%
MONROE COUNTY COMMUNITY CREDIT UNION $35,000 $445,000 1,171.4% 0.0%
Ixonia Bank $440,000 n/a 0.0%
Brighton Bank $415,000 n/a 0.0%
HEALTH ADVANTAGE FEDERAL CREDIT UNION $410,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $520,000 $410,000 -21.2% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $405,000 n/a 0.0%
Fidelity Bank $400,000 n/a 0.0%
INLANTA MORTGAGE, INC. $725,000 $395,000 -45.5% 0.0%
RBC Bank, (Georgia) $345,000 $395,000 14.5% 0.0%
Simmons Bank $395,000 n/a 0.0%
Macatawa Bank $390,000 n/a 0.0%
Bethpage Federal Credit Union $385,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $690,000 $380,000 -44.9% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $295,000 $375,000 27.1% 0.0%
Gold Coast Bank $335,000 $375,000 11.9% 0.0%
Deere Employees Credit Union $125,000 $365,000 192.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $920,000 $360,000 -60.9% 0.0%
FIRST CHOICE MH LLC $1,080,000 $345,000 -68.1% 0.0%
State Department Federal Credit Union $315,000 $345,000 9.5% 0.0%
First Home Bank $125,000 $340,000 172.0% 0.0%
GUILD MORTGAGE COMPANY $335,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $165,000 $335,000 103.0% 0.0%
Chickasaw Community Bank $325,000 n/a 0.0%
Hometown Equity Mortgage, LLC $325,000 n/a 0.0%
MLD MORTGAGE INC. $325,000 n/a 0.0%
ON Q FINANCIAL, INC. $325,000 n/a 0.0%
PARKSIDE LENDING, LLC $320,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $2,210,000 $315,000 -85.7% 0.0%
CITIZENS EQUITY FIRST $305,000 n/a 0.0%
MORTGAGE ACCESS CORP. $205,000 $305,000 48.8% 0.0%
Superior Credit Union, Inc. $335,000 $305,000 -9.0% 0.0%
Centier Bank $710,000 $295,000 -58.5% 0.0%
Honor Credit Union $650,000 $285,000 -56.2% 0.0%
OAK MORTGAGE, LLC $2,515,000 $285,000 -88.7% 0.0%
Austin Capital Bank SSB $275,000 n/a 0.0%
BlueOx Credit Union $215,000 $275,000 27.9% 0.0%
Independent Bank $83,520,000 $275,000 -99.7% 0.0%
Notre Dame Federal Credit Union Corporation $275,000 n/a 0.0%
COMPASS MORTGAGE, INC. $975,000 $270,000 -72.3% 0.0%
Merchants Bank of Indiana $265,000 $255,000 -3.8% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $2,770,000 $250,000 -91.0% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $175,000 $245,000 40.0% 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $335,000 $245,000 -26.9% 0.0%
RESIDENTIAL BANCORP. $245,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $245,000 n/a 0.0%
1st National Bank $235,000 n/a 0.0%
Commercial Bank $235,000 n/a 0.0%
ONY GLO, INC. $235,000 n/a 0.0%
MICHIGAN COLUMBUS $230,000 n/a 0.0%
Quontic Bank $230,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $115,000 $225,000 95.7% 0.0%
ChoiceOne Bank $5,290,000 $225,000 -95.7% 0.0%
Colten Mortgage, LLC $225,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $125,000 $225,000 80.0% 0.0%
The Central Trust Bank $225,000 n/a 0.0%
The Cortland Savings and Banking Company $225,000 n/a 0.0%
The First National Bank of Middle Tennessee $225,000 n/a 0.0%
BOKF $530,000 $215,000 -59.4% 0.0%
Credence Funding Corporation $215,000 n/a 0.0%
BELEM SERVICING LLC $205,000 n/a 0.0%
IMPAC MORTGAGE CORP. $875,000 $205,000 -76.6% 0.0%
Low VA Rates, LLC $1,390,000 $205,000 -85.3% 0.0%
SELFRELIANCE $205,000 n/a 0.0%
Triumph Bank $1,305,000 $205,000 -84.3% 0.0%
Union Savings Bank $205,000 n/a 0.0%
ALLIANT CREDIT UNION $525,000 $200,000 -61.9% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $605,000 $200,000 -66.9% 0.0%
AMWEST FUNDING CORP. $460,000 $195,000 -57.6% 0.0%
Colonial Savings, F.A. $195,000 n/a 0.0%
Leader Bank $195,000 n/a 0.0%
LOANPAL, LLC $195,000 n/a 0.0%
THRIVENT Federal Credit Union $260,000 $195,000 -25.0% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $710,000 $185,000 -73.9% 0.0%
Chicago Financial Services, Inc. $185,000 n/a 0.0%
EQUITY RESOURCES, INC. $540,000 $185,000 -65.7% 0.0%
Northwest Federal Credit Union $455,000 $185,000 -59.3% 0.0%
Republic Bank & Trust Company $235,000 $185,000 -21.3% 0.0%
DAS Acquisition Company, LLC $175,000 n/a 0.0%
LAFCU $215,000 $175,000 -18.6% 0.0%
POLARIS HOME FUNDING CORP. $350,000 $175,000 -50.0% 0.0%
FBC MORTGAGE, LLC $335,000 $165,000 -50.7% 0.0%
UNITED SECURITY FINANCIAL CORP $165,000 n/a 0.0%
BayCoast Bank $155,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $115,000 $155,000 34.8% 0.0%
Homestead Savings Bank $725,000 $155,000 -78.6% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $1,100,000 $155,000 -85.9% 0.0%
NUMARK CREDIT UNION $65,000 $155,000 138.5% 0.0%
Prosperity Home Mortgage, LLC $755,000 $155,000 -79.5% 0.0%
Valley Central Bank $155,000 n/a 0.0%
Watermark Capital, Inc. $815,000 $155,000 -81.0% 0.0%
Commerce Bank $355,000 $145,000 -59.2% 0.0%
Public Service Credit Union $145,000 n/a 0.0%
S1L, Inc. $335,000 $145,000 -56.7% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $730,000 $145,000 -80.1% 0.0%
INLAND BANK & TRUST $515,000 $125,000 -75.7% 0.0%
SIGNATURE MORTGAGE CORPORATION $275,000 $125,000 -54.5% 0.0%
MARSHALL COMMUNITY CREDIT UNION $95,000 $115,000 21.1% 0.0%
The Bank of Kaukauna $395,000 $115,000 -70.9% 0.0%
ADVIA $110,000 n/a 0.0%
Atlantic Union Bank $105,000 n/a 0.0%
U S WIDE FINANCIAL LLC $105,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $105,000 n/a 0.0%
ARC HOME LLC $430,000 $95,000 -77.9% 0.0%
Liberty Savings Bank, F.S.B. $95,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $215,000 $95,000 -55.8% 0.0%
AMERICAN FINANCE HOUSE LARIBA $510,000 $85,000 -83.3% 0.0%
GREENWOOD $85,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $85,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $115,000 $75,000 -34.8% 0.0%
SUN Federal Credit Union $215,000 $65,000 -69.8% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $55,000 n/a 0.0%
GreenStone Farm Credit Services, ACA $75,000 $55,000 -26.7% 0.0%
STAR USA FEDERAL CREDIT UNION $65,000 $55,000 -15.4% 0.0%
Three Rivers Federal Credit Union $325,000 $45,000 -86.2% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
THE BRYN MAWR TRUST COMPANY $25,000 n/a 0.0%

ANN ARBOR's top lender by overall market share is QUICKEN LOANS, LLC, with 10.4% market share. In second place, with 6.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $303,945,000 in loans. In third place, with 4.9%, is KeyBank, having originated $238,395,000 in loans. In third place, with 3.7%, is JPMorgan Chase Bank, having originated $181,515,000 in loans. In third place, with 3.5%, is UNIVERSITY LENDING GROUP, LLC, having originated $173,580,000 in loans.


ANN ARBOR, MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 6,850 $2,089,930,000 $305,099
Home Purchase 5,210 $1,730,400,000 $332,131
Cash Out Refi 3,587 $928,735,000 $258,917
Home Improvement 666 $77,270,000 $116,021
Other 479 $72,405,000 $151,159

Ann Arbor's most frequently cited loan purpose was Refi, with 6,850 originations. The 2nd most popular reason was Home Purchase, with 5,210 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 6,933 $1,964,805,000 $283,399
3-4% 5,389 $1,525,985,000 $283,167
<2.5% 3,529 $1,069,635,000 $303,099
4-5% 421 $236,605,000 $562,007
Over 8% 168 $10,500,000 $62,500
5-6% 119 $12,355,000 $103,824
6-7% 100 $8,100,000 $81,000
7-8% 62 $3,460,000 $55,806

During 2021, Ann Arbor's most frequently originated rate bucket was 2.5-3%, with 6,933 originations.

Loan Sizing (ANN ARBOR, MI MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 7,529 $2,110,575,000 $280,326
$100k-200k 5,195 $789,445,000 $151,962
$400k-600k 1,850 $879,950,000 $475,649
$100,000 or less 1,640 $106,530,000 $64,957
$600k-1000k 447 $325,085,000 $727,260
$Over $1MM 131 $687,155,000 $5,245,458

ANN ARBOR's loan sizing saw the bucket of loans from $200k-400k with 7,529 originations, totaling $2,110,575,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 6,257 $2,292,195,000 $366,341
80-100% 4,305 $1,341,655,000 $311,650
40-60% 3,510 $809,790,000 $230,709
20-40% 1,546 $234,740,000 $151,837
Under 20% 667 $43,925,000 $65,855
Over 100% 49 $58,865,000 $1,201,327

ANN ARBOR's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 6,257 originations, totaling $2,292,195,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - ANN ARBOR (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $369,900 (17.4%) $469,081 (9.6%) 1.36 549
2018-02-01 $371,950 (12.8%) $477,819 (7.7%) 1.34 540
2018-03-01 $370,000 (5.0%) $472,485 (2.9%) 1.28 575
2018-04-01 $382,450 (3.4%) $463,099 (-0.7%) 1.28 663
2018-05-01 $397,300 (4.7%) $470,412 (-2.3%) 1.32 809
2018-06-01 $399,000 (6.4%) $471,769 (0.0%) 1.33 900
2018-07-01 $399,200 (8.2%) $462,224 (0.3%) 1.33 997
2018-08-01 $379,850 (7.8%) $445,903 (-0.8%) 1.27 1,071
2018-09-01 $375,000 (5.6%) $446,989 (-1.1%) 1.25 1,061
2018-10-01 $375,000 (4.2%) $448,434 (-3.9%) 1.25 1,035
2018-11-01 $379,680 (-0.3%) $446,649 (-6.2%) 1.27 953
2018-12-01 $389,900 (1.5%) $443,025 (-5.3%) 1.34 812
2019-01-01 $393,500 (6.4%) $446,333 (-4.9%) 1.36 731
2019-02-01 $398,000 (7.0%) $454,477 (-4.9%) 1.33 737
2019-03-01 $399,000 (7.8%) $463,930 (-1.8%) 1.30 845
2019-04-01 $399,500 (4.5%) $475,152 (2.6%) 1.26 952
2019-05-01 $401,950 (1.2%) $480,445 (2.1%) 1.24 1,074
2019-06-01 $409,000 (2.5%) $489,560 (3.8%) 1.26 1,119
2019-07-01 $398,950 (-0.1%) $473,910 (2.5%) 1.24 1,150
2019-08-01 $381,329 (0.4%) $453,311 (1.7%) 1.20 1,191
2019-09-01 $371,329 (-1.0%) $439,421 (-1.7%) 1.18 1,190
2019-10-01 $374,400 (-0.2%) $438,613 (-2.2%) 1.19 1,196
2019-11-01 $364,900 (-3.9%) $431,427 (-3.4%) 1.18 1,101
2019-12-01 $361,750 (-7.2%) $423,689 (-4.4%) 1.21 949
2020-01-01 $361,250 (-8.2%) $424,275 (-4.9%) 1.20 813
2020-02-01 $378,380 (-4.9%) $441,327 (-2.9%) 1.22 802
2020-03-01 $394,450 (-1.1%) $457,464 (-1.4%) 1.23 859
2020-04-01 $399,000 (-0.1%) $456,212 (-4.0%) 1.24 894
2020-05-01 $393,900 (-2.0%) $452,650 (-5.8%) 1.19 1,062
2020-06-01 $391,950 (-4.2%) $456,605 (-6.7%) 1.14 1,077
2020-07-01 $395,995 (-0.7%) $465,105 (-1.9%) 1.13 1,002
2020-08-01 $393,900 (3.3%) $464,441 (2.5%) 1.13 999
2020-09-01 $398,450 (7.3%) $469,477 (6.8%) 1.14 940
2020-10-01 $409,000 (9.2%) $478,304 (9.1%) 1.17 875
2020-11-01 $413,995 (13.5%) $473,178 (9.7%) 1.19 778
2020-12-01 $415,250 (14.8%) $475,443 (12.2%) 1.22 684
2021-01-01 $425,000 (17.7%) $492,175 (16.0%) 1.25 554
2021-02-01 $437,100 (15.5%) $525,632 (19.1%) 1.26 480
2021-03-01 $450,000 (14.1%) $549,859 (20.2%) 1.26 439
2021-04-01 $443,013 (11.0%) $550,620 (20.7%) 1.19 440
2021-05-01 $434,900 (10.4%) $540,894 (19.5%) 1.14 495
2021-06-01 $425,000 (8.4%) $537,798 (17.8%) 1.10 601
2021-07-01 $419,000 (5.8%) $535,086 (15.1%) 1.09 676
2021-08-01 $399,900 (1.5%) $519,028 (11.8%) 1.05 706
2021-09-01 $409,950 (2.9%) $533,211 (13.6%) 1.08 623
2021-10-01 $409,900 (0.2%) $543,221 (13.6%) 1.08 563
2021-11-01 $394,950 (-4.6%) $548,587 (15.9%) 1.04 495
2021-12-01 $399,000 (-3.9%) $551,149 (15.9%) 1.06 415
2022-01-01 $425,000 (0.0%) $564,842 (14.8%) 1.13 324
2022-02-01 $450,000 (3.0%) $589,158 (12.1%) 1.15 292
2022-03-01 $420,000 (-6.7%) $573,629 (4.3%) 1.04 310
2022-04-01 $425,000 (-4.1%) $579,102 (5.2%) 1.00 348
2022-05-01 $449,938 (3.5%) $581,953 (7.6%) 1.01 386
ANN ARBOR's median listing price for 2022-05-01 was $449,938, a difference of $15,038 (3.5%) versus the prior year and $24,938 versus the prior month.

ANN ARBOR's median listing price comes in at 101% of the national average.

ANN ARBOR's average listing price for 2022-05-01 was $581,953, a difference of $41,059 (7.6%) versus the prior year and $2,851 versus the prior month.

For the 2022-05-01 period, ANN ARBOR had 386 MLS listings, a difference of 38 listings (11%) versus the prior month and -109 listings (-22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ANN ARBOR (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 95 days 2,043 sqft
2018-02-01 87 days 2,039 sqft
2018-03-01 52 days 2,009 sqft
2018-04-01 40 days 2,002 sqft
2018-05-01 33 days 2,011 sqft
2018-06-01 39 days 2,042 sqft
2018-07-01 44 days 2,019 sqft
2018-08-01 44 days 1,936 sqft
2018-09-01 52 days 1,940 sqft
2018-10-01 60 days 1,947 sqft
2018-11-01 60 days 1,959 sqft
2018-12-01 74 days 1,919 sqft
2019-01-01 88 days 1,928 sqft
2019-02-01 83 days 1,943 sqft
2019-03-01 46 days 1,994 sqft
2019-04-01 39 days 2,059 sqft
2019-05-01 45 days 2,052 sqft
2019-06-01 46 days 2,092 sqft
2019-07-01 52 days 2,056 sqft
2019-08-01 51 days 2,042 sqft
2019-09-01 53 days 2,033 sqft
2019-10-01 59 days 2,015 sqft
2019-11-01 66 days 1,972 sqft
2019-12-01 86 days 1,971 sqft
2020-01-01 92 days 1,990 sqft
2020-02-01 82 days 2,052 sqft
2020-03-01 45 days 2,081 sqft
2020-04-01 55 days 2,064 sqft
2020-05-01 63 days 2,024 sqft
2020-06-01 45 days 2,001 sqft
2020-07-01 51 days 2,009 sqft
2020-08-01 56 days 1,986 sqft
2020-09-01 57 days 1,999 sqft
2020-10-01 57 days 2,046 sqft
2020-11-01 57 days 1,956 sqft
2020-12-01 68 days 1,972 sqft
2021-01-01 79 days 2,012 sqft
2021-02-01 65 days 2,022 sqft
2021-03-01 39 days 1,983 sqft
2021-04-01 30 days 1,937 sqft
2021-05-01 31 days 1,902 sqft
2021-06-01 30 days 1,949 sqft
2021-07-01 36 days 1,898 sqft
2021-08-01 36 days 1,845 sqft
2021-09-01 45 days 1,874 sqft
2021-10-01 52 days 1,895 sqft
2021-11-01 54 days 1,889 sqft
2021-12-01 61 days 1,877 sqft
2022-01-01 78 days 1,834 sqft
2022-02-01 50 days 1,852 sqft
2022-03-01 36 days 1,756 sqft
2022-04-01 33 days 1,787 sqft
2022-05-01 30 days 1,868 sqft
ANN ARBOR's median listing age (time on market) for 2022-05-01 was 30 days. This is -3% shorter than the same period one year ago.

ANN ARBOR's median square footage for active listings during the 2022-05-01 period was 1,868 sqft. One year prior, the average listing was 1,902 sqft.