Coldwater Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Coldwater averaged 6.07% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.74% and one month ago for the week of 2022-05-19, the average rate was 5.31%.

Coldwater's average rate one year ago was 3.45%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.83%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Coldwater 30 Year Fixed Rate 2022-06-23 6.07%
Coldwater 30 Year Fixed Rate Refi 2022-06-23 5.83%
Coldwater 15 Year Fixed Rate 2022-06-23 5.68%
Coldwater 15 Year Fixed Rate Refi 2022-06-23 5.14%
Coldwater 30 Year FHA 2022-06-23 0.2%
Coldwater 30 Year FHA Refi 2022-06-23 0.04%
Coldwater 30 Year USDA 2022-06-23 0.02%
Coldwater 30 Year USDA Refi 2022-06-23 0.01%
Coldwater 30 Year VA 2022-06-23 0.67%
Coldwater 30 Year VA Refi 2022-06-23 0.19%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Coldwater, MI.

Coldwater Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Coldwater, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
OAK MORTGAGE, LLC 63 2.95% $3,393
Honor Credit Union 57 3.32% $2,254
Southern Michigan Bank & Trust 53 3.47% $2,498
QUICKEN LOANS, LLC 43 3.12% $4,079
AMERIFIRST FINANCIAL CORPORATION 42 3.33% $3,092
CONSUMERS 35 3.25% $2,401
The Huntington National Bank 21 3.03% $3,058
RUOFF MORTGAGE COMPANY, INC. 16 3.27% $1,695
Flagstar Bank, FSB 13 3.24% $2,677
BlueOx Credit Union 13 3.40% $2,194
LOANDEPOT.COM, LLC 11 3.38% $3,746
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 3.31% $3,438
UNITED WHOLESALE MORTGAGE, LLC 8 2.96% $4,045
Kellogg Community Credit Union 7 3.32% $2,229
CROSSCOUNTRY MORTGAGE, LLC 6 3.63% $5,566
AMERISAVE MORTGAGE CORPORATION 6 2.96% $4,081
Farmers State Bank 5 3.20% $2,545
Fifth Third Bank 5 3.10% $2,848
MORTGAGE 1 INCORPORATED 5 3.17% $3,557
OMNI Community Credit Union 5 3.45% $2,612
County National Bank 4 3.88% $3,599
ROYAL UNITED MORTGAGE LLC 4 3.56% $5,487
PNC Bank 4 3.13% $3,253
LAKE MICHIGAN CREDIT UNION 4 3.47% $4,091
ProFed Federal Credit Union 3 2.88% $2,159
JPMorgan Chase Bank 3 3.12% $3,047
Mr. Cooper ( Nationstar Mortgage ) 3 3.83% $5,041
CALIBER HOME LOANS, INC. 3 3.00% $2,598
Wells Fargo Bank 3 3.13% $2,329
TCF National Bank 3 3.08% $2,345
First Federal Bank of the Midwest 3 3.42% $2,564
The State Bank and Trust Company 3 3.08% $3,318
BROKER SOLUTIONS, INC. 2 3.31% $3,732
Bank of America 2 3.31% $2,544
GVC MORTGAGE, INC. 2 3.62% $1,918
HALLMARK HOME MORTGAGE, LLC 2 2.88% $2,582
HOME POINT FINANCIAL CORPORATION 2 3.06% $4,081
Independent Bank 2 3.13% $3,871
INTERRA CREDIT UNION 2 3.38% $2,915
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 2 3.56% $2,892
MORTGAGE CENTER L.C 2 3.06% $3,935
Neighborhood Loans, Inc. 2 3.56% $2,743
PENTAGON FEDERAL CREDIT UNION 2 2.56% $2,038
SUMMIT HOME MORTGAGE, LLC 2 3.31% $4,186
SUN WEST MORTGAGE COMPANY, INC. 2 3.18% $1,493
Superior Credit Union, Inc. 2 3.13% $2,643
The Farmers & Merchants State Bank 2 3.25% $2,333
UNION HOME MORTGAGE CORP. 2 3.19% $3,300
U.S. Bank 2 3.00% $4,429
MICHIGAN MUTUAL, INC. 1 2.63% $4,695
ANGEL OAK HOME LOANS LLC 1 5.38% $8,041
MID AMERICA MORTGAGE, INC. 1 2.75% $4,701
FORT FINANCIAL Federal Credit Union 1 3.25% $2,433
The Union Bank Company 1 3.13% $3,419
Mortgage Research Center, LLC 1 2.99% $2,879
First State Bank 1 3.50% $2,700
Nations Lending Corporation 1 3.00% $3,698
UIF CORPORATION 1 3.50% $2,712
NEWREZ LLC 1 3.38% $3,176
First Merchants Bank 1 2.63% $3,323
Old National Bank 1 2.88% $2,480
First Federal Savings Bank 1 3.25% $2,628
Pacor Mortgage Corp 1 3.63% $2,730
AMERICAN FINANCIAL NETWORK, INC. 1 3.75% $5,615
First Federal Savings and Loan Association of Lakewood 1 2.99% $2,186
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 2.88% $4,124
Discover Bank 1 3.99% $0
Citizens Bank 1 3.13% $4,253
ROSS MORTGAGE CORPORATION 1 2.75% $3,207
Carrington Mortgage Services, LLC 1 3.50% $2,297
Ally Bank 1 3.25% $1,655
BNC National Bank 1 3.00% $2,151
SUCCESS MORTGAGE PARTNERS, INC. 1 3.25% $4,905
UNITED 1 3.88% $2,511
AMERICAN FINANCING CORPORATION 1 2.88% $6,078
GUARANTEED RATE, INC. 1 2.63% $2,433
ZILLOW HOME LOANS, LLC 1 3.13% $5,767
Associated Bank 1 4.25% $3,150
The Citizens National Bank of Bluffton 1 3.13% $2,475
HOMEXPRESS MORTGAGE CORP. 1 5.50% $13,166
GUARANTEED RATE AFFINITY, LLC 1 3.13% $3,071
V.I.P. MORTGAGE, INC. 1 3.50% $3,717
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.49% $4,322
GreenStone Farm Credit Services, FLCA 1 3.45% $5,249
KALSEE CREDIT UNION 1 2.88% $3,348
GREAT LAKES 1 3.63% $2,966
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 2.88% $4,222
LAND HOME FINANCIAL SERVICES, INC. 1 3.50% $2,575
FREEDOM MORTGAGE CORPORATION 1 3.25% $3,675
LOANPAL, LLC 1 3.63% $4,493

Coldwater, MI's 90 lenders originated 1,374 loans during 2021. The total origination value was $214,240,000, with an average loan value of $155,924.

The top Coldwater lender as defined by loan originations is OAK MORTGAGE, LLC, with 63 loans originated. Their average total fees are $3,393, which is $1,139 higher than the next largest lender, Honor Credit Union.

The lowest fee Coldwater lenders (with over 10 loans originated) are RUOFF MORTGAGE COMPANY, INC. ($1,695), BlueOx Credit Union ($2,194), Honor Credit Union ($2,254), CONSUMERS ($2,401) and Southern Michigan Bank & Trust ($2,498).

The lowest rate Coldwater lenders (with over 10 loans originated) are OAK MORTGAGE, LLC (2.95%), The Huntington National Bank (3.03%), QUICKEN LOANS, LLC (3.12%), Flagstar Bank, FSB (3.24%) and CONSUMERS (3.25%).

Coldwater, MI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Southern Michigan Bank & Trust $28,540,000 $19,920,000 -30.2% 9.3%
OAK MORTGAGE, LLC $13,640,000 $18,190,000 33.4% 8.5%
QUICKEN LOANS, LLC $13,425,000 $16,870,000 25.7% 7.9%
AMERIFIRST FINANCIAL CORPORATION $25,985,000 $15,530,000 -40.2% 7.2%
Honor Credit Union $17,090,000 $14,505,000 -15.1% 6.8%
CONSUMERS $8,740,000 $9,010,000 3.1% 4.2%
The Huntington National Bank $3,940,000 $8,290,000 110.4% 3.9%
MARSHALL COMMUNITY CREDIT UNION $14,780,000 $5,815,000 -60.7% 2.7%
First Financial Bank $5,405,000 n/a 2.5%
UNITED WHOLESALE MORTGAGE, LLC $2,055,000 $4,750,000 131.1% 2.2%
RUOFF MORTGAGE COMPANY, INC. $4,060,000 $4,700,000 15.8% 2.2%
Flagstar Bank, FSB $2,950,000 $4,130,000 40.0% 1.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $450,000 $3,640,000 708.9% 1.7%
PNC Bank $2,300,000 $3,035,000 32.0% 1.4%
LAKE MICHIGAN CREDIT UNION $200,000 $2,965,000 1,382.5% 1.4%
BlueOx Credit Union $2,160,000 $2,490,000 15.3% 1.2%
LOANDEPOT.COM, LLC $1,165,000 $2,490,000 113.7% 1.2%
Fifth Third Bank $2,735,000 $2,480,000 -9.3% 1.2%
Old National Bank $1,040,000 $1,970,000 89.4% 0.9%
Kellogg Community Credit Union $130,000 $1,905,000 1,365.4% 0.9%
FREEDOM MORTGAGE CORPORATION $2,515,000 $1,895,000 -24.7% 0.9%
MORTGAGE 1 INCORPORATED $960,000 $1,815,000 89.1% 0.8%
VILLAGE CAPITAL & INVESTMENT LLC $440,000 $1,760,000 300.0% 0.8%
AMERISAVE MORTGAGE CORPORATION $205,000 $1,700,000 729.3% 0.8%
First Federal Bank of the Midwest $2,165,000 $1,690,000 -21.9% 0.8%
BROKER SOLUTIONS, INC. $1,310,000 $1,670,000 27.5% 0.8%
Farmers State Bank $445,000 $1,560,000 250.6% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $1,245,000 $1,530,000 22.9% 0.7%
Mortgage Research Center, LLC $1,135,000 $1,455,000 28.2% 0.7%
U.S. Bank $275,000 $1,430,000 420.0% 0.7%
OMNI Community Credit Union $1,010,000 $1,395,000 38.1% 0.7%
GVC MORTGAGE, INC. $135,000 $1,385,000 925.9% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $1,090,000 $1,370,000 25.7% 0.6%
GreenStone Farm Credit Services, FLCA $3,085,000 $1,330,000 -56.9% 0.6%
TCF National Bank $3,345,000 $1,255,000 -62.5% 0.6%
JPMorgan Chase Bank $2,420,000 $1,235,000 -49.0% 0.6%
CALIBER HOME LOANS, INC. $885,000 $1,140,000 28.8% 0.5%
County National Bank $1,465,000 $1,090,000 -25.6% 0.5%
The State Bank and Trust Company $1,865,000 $1,050,000 -43.7% 0.5%
NAVY FEDERAL CREDIT UNION $1,140,000 $980,000 -14.0% 0.5%
Carrington Mortgage Services, LLC $105,000 $950,000 804.8% 0.4%
MORTGAGE CENTER L.C $240,000 $945,000 293.8% 0.4%
Superior Credit Union, Inc. $1,700,000 $945,000 -44.4% 0.4%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $400,000 $910,000 127.5% 0.4%
The Farmers & Merchants State Bank $1,085,000 $780,000 -28.1% 0.4%
GUARANTEED RATE, INC. $240,000 $770,000 220.8% 0.4%
INTERRA CREDIT UNION $745,000 n/a 0.3%
MID AMERICA MORTGAGE, INC. $565,000 $740,000 31.0% 0.3%
UNION HOME MORTGAGE CORP. $1,640,000 $740,000 -54.9% 0.3%
HOME POINT FINANCIAL CORPORATION $330,000 $735,000 122.7% 0.3%
COMMUNITY FINANCIAL CREDIT UNION $700,000 n/a 0.3%
21ST MORTGAGE CORPORATION $220,000 $685,000 211.4% 0.3%
MICHIGAN MUTUAL, INC. $1,490,000 $665,000 -55.4% 0.3%
PENNYMAC LOAN SERVICES, LLC $145,000 $645,000 344.8% 0.3%
The First National Bank of Pandora $710,000 $630,000 -11.3% 0.3%
Wells Fargo Bank $695,000 $615,000 -11.5% 0.3%
FIRST CHOICE MH LLC $680,000 $610,000 -10.3% 0.3%
GENISYS $270,000 $590,000 118.5% 0.3%
The Citizens National Bank of Bluffton $125,000 $585,000 368.0% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $195,000 $570,000 192.3% 0.3%
V.I.P. MORTGAGE, INC. $545,000 n/a 0.3%
Horizon Bank $760,000 $525,000 -30.9% 0.2%
Independent Bank $330,000 $525,000 59.1% 0.2%
NEWREZ LLC $170,000 $525,000 208.8% 0.2%
KALSEE CREDIT UNION $515,000 n/a 0.2%
ProFed Federal Credit Union $500,000 $515,000 3.0% 0.2%
HALLMARK HOME MORTGAGE, LLC $285,000 $500,000 75.4% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,170,000 $500,000 -57.3% 0.2%
Manufacturers and Traders Trust Company $495,000 n/a 0.2%
FORT FINANCIAL Federal Credit Union $490,000 n/a 0.2%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $330,000 $490,000 48.5% 0.2%
First Merchants Bank $485,000 n/a 0.2%
ANGEL OAK HOME LOANS LLC $475,000 n/a 0.2%
Neighborhood Loans, Inc. $640,000 $470,000 -26.6% 0.2%
KeyBank $640,000 $450,000 -29.7% 0.2%
LAKEVIEW LOAN SERVICING, LLC $445,000 $435,000 -2.2% 0.2%
Ally Bank $425,000 n/a 0.2%
SUMMIT HOME MORTGAGE, LLC $145,000 $420,000 189.7% 0.2%
AMERICAN MORTGAGE SERVICE COMPANY $790,000 $405,000 -48.7% 0.2%
Northwest Bank $405,000 n/a 0.2%
The Henry County Bank $375,000 n/a 0.2%
Homestead Savings Bank $505,000 $355,000 -29.7% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $965,000 $350,000 -63.7% 0.2%
PENTAGON FEDERAL CREDIT UNION $350,000 n/a 0.2%
The Union Bank Company $380,000 $325,000 -14.5% 0.2%
GUARANTEED RATE AFFINITY, LLC $320,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $685,000 $320,000 -53.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $450,000 $305,000 -32.2% 0.1%
HOMEXPRESS MORTGAGE CORP. $305,000 n/a 0.1%
TEACHERS CREDIT UNION $305,000 n/a 0.1%
WRIGHT-PATT CREDIT UNION, INC. $305,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $300,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $735,000 $290,000 -60.5% 0.1%
First Federal Savings Bank $890,000 $280,000 -68.5% 0.1%
STOCKTON MORTGAGE CORPORATION $270,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $75,000 $265,000 253.3% 0.1%
Pacor Mortgage Corp $205,000 $255,000 24.4% 0.1%
Directions Credit Union, Inc. $305,000 $235,000 -23.0% 0.1%
Bank of America $295,000 $220,000 -25.4% 0.1%
First Federal Savings and Loan Association of Lakewood $295,000 $215,000 -27.1% 0.1%
Associated Bank $205,000 n/a 0.1%
First State Bank $205,000 n/a 0.1%
Level One Bank $575,000 $205,000 -64.3% 0.1%
The Park National Bank $545,000 $205,000 -62.4% 0.1%
ADVIA $180,000 $200,000 11.1% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $115,000 $200,000 73.9% 0.1%
MEMBER FIRST MORTGAGE, LLC $200,000 n/a 0.1%
Nations Lending Corporation $200,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $915,000 $200,000 -78.1% 0.1%
AMERICAN FINANCING CORPORATION $220,000 $195,000 -11.4% 0.1%
Arvest Bank $195,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $155,000 $195,000 25.8% 0.1%
HOMESTEAD FUNDING CORP. $205,000 $195,000 -4.9% 0.1%
Citizens Bank $315,000 $190,000 -39.7% 0.1%
First Commonwealth Bank $185,000 n/a 0.1%
Mercantile Bank of Michigan $205,000 $175,000 -14.6% 0.1%
SOFI LENDING CORP. $175,000 n/a 0.1%
STAR Financial Bank $780,000 $175,000 -77.6% 0.1%
The Federal Savings Bank $185,000 $165,000 -10.8% 0.1%
Lake Trust Credit Union $125,000 $160,000 28.0% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $270,000 $155,000 -42.6% 0.1%
Bank of England $75,000 $155,000 106.7% 0.1%
Barrington Bank & Trust Company, N.A. $550,000 $155,000 -71.8% 0.1%
BEACON CREDIT UNION $155,000 n/a 0.1%
UIF CORPORATION $425,000 $145,000 -65.9% 0.1%
ARBOR FINANCIAL CREDIT UNION $1,110,000 $140,000 -87.4% 0.1%
BNC National Bank $135,000 n/a 0.1%
Commercial Bank $135,000 n/a 0.1%
DAS Acquisition Company, LLC $135,000 n/a 0.1%
InterContinental Capital Group, Inc $135,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $135,000 n/a 0.1%
GREAT LAKES $125,000 n/a 0.1%
LOANPAL, LLC $125,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $215,000 $115,000 -46.5% 0.1%
CHERRY CREEK MORTGAGE, LLC $115,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $115,000 n/a 0.1%
ALL WESTERN MORTGAGE, INC. $105,000 n/a 0.0%
PLANET HOME LENDING, LLC $85,000 $105,000 23.5% 0.0%
Wildfire Credit Union $105,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $105,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $95,000 n/a 0.0%
Waterford Bank, N.A. $95,000 n/a 0.0%
Discover Bank $45,000 $85,000 88.9% 0.0%
Sturgis Bank & Trust Company $4,920,000 $85,000 -98.3% 0.0%
FINANCIAL PLUS CREDIT UNION $75,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $75,000 n/a 0.0%
SPRING EQ, LLC $75,000 n/a 0.0%
MICHIGAN SCHOOLS AND GOVERNMENT $15,000 $65,000 333.3% 0.0%
The Old Fort Banking Company $55,000 n/a 0.0%
UNITED $55,000 n/a 0.0%
AMERICAN ADVISORS GROUP $75,000 $45,000 -40.0% 0.0%
ROSS MORTGAGE CORPORATION $35,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $35,000 n/a 0.0%
Figure Lending LLC $25,000 n/a 0.0%

Coldwater's top lender by overall market share is Southern Michigan Bank & Trust, with 9.3% market share. In second place, with 8.5%, is OAK MORTGAGE, LLC, having originated $18,190,000 in loans. In third place, with 7.9%, is QUICKEN LOANS, LLC, having originated $16,870,000 in loans. In third place, with 7.2%, is AMERIFIRST FINANCIAL CORPORATION, having originated $15,530,000 in loans. In third place, with 6.8%, is Honor Credit Union, having originated $14,505,000 in loans.


Coldwater, MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 518 $89,740,000 $173,243
Refi 429 $63,815,000 $148,753
Cash Out Refi 321 $53,435,000 $166,464
Home Improvement 71 $4,185,000 $58,944
Other 35 $3,065,000 $87,571

Coldwater's most frequently cited loan purpose was Home Purchase, with 518 originations. The 2nd most popular reason was Refi, with 429 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 526 $85,490,000 $162,529
2.5-3% 487 $80,225,000 $164,733
<2.5% 206 $33,380,000 $162,039
4-5% 86 $10,130,000 $117,791
5-6% 23 $1,915,000 $83,261
Over 8% 18 $840,000 $46,667
6-7% 11 $555,000 $50,455
7-8% 6 $300,000 $50,000

During 2021, Coldwater's most frequently originated rate bucket was 3-4%, with 526 originations.

Loan Sizing (Coldwater, MI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 646 $91,410,000 $141,502
$100,000 or less 433 $28,255,000 $65,254
$200k-400k 252 $66,510,000 $263,929
$400k-600k 35 $16,265,000 $464,714
$600k-1000k 5 $3,895,000 $779,000
$Over $1MM 3 $7,905,000 $2,635,000

Coldwater's loan sizing saw the bucket of loans from $100k-200k with 646 originations, totaling $91,410,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 508 $86,290,000 $169,862
60-80% 452 $81,220,000 $179,690
40-60% 219 $30,115,000 $137,511
20-40% 107 $8,705,000 $81,355
Under 20% 46 $1,590,000 $34,565
Over 100% 7 $1,665,000 $237,857

Coldwater's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 508 originations, totaling $86,290,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Coldwater (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $136,450 (-6.5%) $216,577 (12.1%) 0.00 159
2018-02-01 $144,000 (-3.9%) $228,014 (9.7%) 0.00 164
2018-03-01 $149,900 (-1.5%) $214,614 (-3.8%) 0.00 155
2018-04-01 $159,900 (6.7%) $215,110 (-5.1%) 0.00 165
2018-05-01 $159,950 (6.7%) $213,888 (-3.7%) 0.00 170
2018-06-01 $162,000 (8.4%) $212,826 (-0.8%) 0.00 172
2018-07-01 $160,000 (6.7%) $210,657 (-2.1%) 0.00 183
2018-08-01 $163,500 (4.2%) $210,804 (-0.8%) 0.00 180
2018-09-01 $152,000 (1.4%) $207,616 (-3.3%) 0.00 173
2018-10-01 $159,900 (7.0%) $199,074 (-8.1%) 0.00 166
2018-11-01 $152,450 (2.3%) $193,910 (-10.2%) 0.00 169
2018-12-01 $149,900 (3.4%) $189,278 (-12.1%) 0.00 171
2019-01-01 $143,750 (5.4%) $196,731 (-9.2%) 0.00 148
2019-02-01 $138,450 (-3.9%) $196,403 (-13.9%) 0.00 142
2019-03-01 $144,643 (-3.5%) $206,753 (-3.7%) 0.00 133
2019-04-01 $151,868 (-5.0%) $221,529 (3.0%) 0.00 133
2019-05-01 $159,450 (-0.3%) $236,567 (10.6%) 0.00 137
2019-06-01 $159,900 (-1.3%) $237,479 (11.6%) 0.00 162
2019-07-01 $158,250 (-1.1%) $231,223 (9.8%) 0.00 167
2019-08-01 $147,329 (-9.9%) $217,620 (3.2%) 0.00 167
2019-09-01 $146,879 (-3.4%) $209,730 (1.0%) 0.00 169
2019-10-01 $142,450 (-10.9%) $202,875 (1.9%) 0.00 167
2019-11-01 $143,900 (-5.6%) $199,408 (2.8%) 0.00 165
2019-12-01 $138,500 (-7.6%) $203,522 (7.5%) 0.00 169
2020-01-01 $139,450 (-3.0%) $204,177 (3.8%) 0.00 169
2020-02-01 $139,900 (1.1%) $210,332 (7.1%) 0.00 175
2020-03-01 $147,000 (1.6%) $224,938 (8.8%) 0.00 159
2020-04-01 $144,900 (-4.6%) $235,941 (6.5%) 0.00 149
2020-05-01 $155,000 (-2.8%) $248,497 (5.0%) 0.00 144
2020-06-01 $149,700 (-6.4%) $247,532 (4.2%) 0.00 121
2020-07-01 $159,900 (1.0%) $252,199 (9.1%) 0.00 112
2020-08-01 $159,900 (8.5%) $265,293 (21.9%) 0.00 94
2020-09-01 $164,950 (12.3%) $289,685 (38.1%) 0.00 81
2020-10-01 $182,000 (27.8%) $283,532 (39.8%) 0.00 76
2020-11-01 $185,950 (29.2%) $280,123 (40.5%) 0.00 78
2020-12-01 $179,900 (29.9%) $278,951 (37.1%) 0.00 87
2021-01-01 $169,900 (21.8%) $273,464 (33.9%) 0.00 81
2021-02-01 $179,900 (28.6%) $297,959 (41.7%) 0.00 65
2021-03-01 $194,900 (32.6%) $303,618 (35.0%) 0.00 52
2021-04-01 $174,000 (20.1%) $305,200 (29.4%) 0.00 44
2021-05-01 $179,000 (15.5%) $299,931 (20.7%) 0.00 46
2021-06-01 $187,400 (25.2%) $306,560 (23.9%) 0.00 57
2021-07-01 $179,950 (12.5%) $311,981 (23.7%) 0.00 60
2021-08-01 $176,750 (10.5%) $298,952 (12.7%) 0.00 69
2021-09-01 $169,750 (2.9%) $264,212 (-8.8%) 0.00 71
2021-10-01 $179,000 (-1.7%) $295,767 (4.3%) 0.00 71
2021-11-01 $182,400 (-1.9%) $294,145 (5.0%) 0.00 77
2021-12-01 $187,400 (4.2%) $300,709 (7.8%) 0.00 69
2022-01-01 $199,000 (17.1%) $289,284 (5.8%) 0.00 58
2022-02-01 $204,450 (13.7%) $298,794 (0.3%) 0.00 52
2022-03-01 $199,900 (2.6%) $274,025 (-9.8%) 0.00 44
2022-04-01 $199,900 (14.9%) $313,919 (2.9%) 0.00 47
2022-05-01 $231,950 (29.6%) $298,250 (-0.6%) 0.00 69
Coldwater's median listing price for 2022-05-01 was $231,950, a difference of $52,950 (29.6%) versus the prior year and $32,050 versus the prior month.

Coldwater's median listing price comes in at 0% of the national average.

Coldwater's average listing price for 2022-05-01 was $298,250, a difference of $-1,681 (-0.6%) versus the prior year and $-15,669 versus the prior month.

For the 2022-05-01 period, Coldwater had 69 MLS listings, a difference of 22 listings (47%) versus the prior month and 23 listings (50%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Coldwater (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,600 sqft
2018-02-01 0 days 1,600 sqft
2018-03-01 0 days 1,600 sqft
2018-04-01 0 days 1,600 sqft
2018-05-01 0 days 1,600 sqft
2018-06-01 0 days 1,565 sqft
2018-07-01 0 days 1,600 sqft
2018-08-01 0 days 1,607 sqft
2018-09-01 0 days 1,600 sqft
2018-10-01 0 days 1,600 sqft
2018-11-01 0 days 1,600 sqft
2018-12-01 0 days 1,584 sqft
2019-01-01 0 days 1,616 sqft
2019-02-01 0 days 1,607 sqft
2019-03-01 0 days 1,600 sqft
2019-04-01 0 days 1,605 sqft
2019-05-01 0 days 1,619 sqft
2019-06-01 0 days 1,600 sqft
2019-07-01 0 days 1,653 sqft
2019-08-01 0 days 1,612 sqft
2019-09-01 0 days 1,659 sqft
2019-10-01 0 days 1,694 sqft
2019-11-01 0 days 1,700 sqft
2019-12-01 0 days 1,693 sqft
2020-01-01 0 days 1,694 sqft
2020-02-01 0 days 1,672 sqft
2020-03-01 0 days 1,708 sqft
2020-04-01 0 days 1,722 sqft
2020-05-01 0 days 1,728 sqft
2020-06-01 0 days 1,606 sqft
2020-07-01 0 days 1,727 sqft
2020-08-01 0 days 1,800 sqft
2020-09-01 0 days 1,824 sqft
2020-10-01 0 days 1,900 sqft
2020-11-01 0 days 1,682 sqft
2020-12-01 0 days 1,712 sqft
2021-01-01 0 days 1,590 sqft
2021-02-01 0 days 1,748 sqft
2021-03-01 0 days 1,647 sqft
2021-04-01 0 days 1,524 sqft
2021-05-01 0 days 1,524 sqft
2021-06-01 0 days 1,612 sqft
2021-07-01 0 days 1,575 sqft
2021-08-01 0 days 1,708 sqft
2021-09-01 0 days 1,600 sqft
2021-10-01 0 days 1,664 sqft
2021-11-01 0 days 1,806 sqft
2021-12-01 0 days 1,800 sqft
2022-01-01 0 days 1,800 sqft
2022-02-01 0 days 1,831 sqft
2022-03-01 0 days 1,824 sqft
2022-04-01 0 days 1,718 sqft
2022-05-01 0 days 1,727 sqft
Coldwater's median listing age (time on market) for 2022-05-01 was 0 days.

Coldwater's median square footage for active listings during the 2022-05-01 period was 1,727 sqft. One year prior, the average listing was 1,524 sqft.