Premier Community Bank Mortgage Rates, Fees & Info

Marion, WI

LEI: 549300WD04PCWCETKZ02

Tax ID: 39-0451504

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Mortgage Data

Review & Overview

Premier Community Bank is a smaller bank specializing in Home Purchase loans. Premier Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: Oshkosh, Shawano, Green Bay, Appleton, and Fond Du Lac among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)

Premier Community Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

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Originations

149

Origination Dollar Volume (All Markets)

$26,095,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 63 $9,525,000 $151,190 $0 0.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 26 $4,900,000 $188,462 $0 0.00%
Shawano, WI (FHA|USDA|VA) 22 $3,650,000 $165,909 $0 0.00%
GREEN BAY, WI (FHA|USDA|VA) 15 $3,365,000 $224,333 $0 0.00%
APPLETON, WI (FHA|USDA|VA) 7 $1,675,000 $239,286 $0 0.00%
FOND DU LAC, WI (FHA|USDA|VA) 7 $1,335,000 $190,714 $0 0.00%
Marinette, WI-MI (FHA|USDA|VA) 2 $500,000 $250,000 $0 0.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $315,000 $315,000 $0 0.00%
SHEBOYGAN, WI (FHA|USDA|VA) 3 $305,000 $101,667 $0 0.00%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $245,000 $245,000 $0 0.00%
Manitowoc, WI (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
Premier Community Bank's top markets include Oshkosh, Shawano, Green Bay, Appleton, and Fond Du Lac among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 149 $26,095,000 $175,134 $0 0.00%

    For 2023, Premier Community Bank's most frequently originated type of loan was Conventional, with 149 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 83 $16,245,000 $195,723 $0 0.00%
    Cash Out Refi 34 $5,210,000 $153,235 $0 0.00%
    Refi 13 $3,125,000 $240,385 $0 0.00%
    Other 10 $830,000 $83,000 $0 0.00%
    Home Improvement 9 $685,000 $76,111 $0 0.00%

    For 2023, Premier Community Bank's most frequently cited loan purpose was Home Purchase, with 83 originations. The 2nd most popular reason was Cash Out Refi, with 34 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 149 $26,095,000 $175,134 $0 0.00%

    For 2023, Premier Community Bank's most frequently cited loan duration was Other, with 149 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 63 $8,905,000 $141,349 $0 0.00%
    $100,000 or less 48 $2,750,000 $57,292 $0 0.00%
    $200k-400k 26 $7,220,000 $277,692 $0 0.00%
    $400k-600k 9 $4,115,000 $457,222 $0 0.00%
    $1MM+ 2 $2,480,000 $1,240,000 $0 0.00%
    $600k-1MM 1 $625,000 $625,000 $0 0.00%

    2023 saw Premier Community Bank place emphasis on $100k-200k loans with 63 originations, totaling $8,905,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 25 $2,375,000 $95,000 $0 0.00%
    $50k or less 15 $1,215,000 $81,000 $0 0.00%
    $100k-150k 14 $2,460,000 $175,714 $0 0.00%
    $150k-250k 14 $2,720,000 $194,286 $0 0.00%
    $75k-100k 11 $1,575,000 $143,182 $0 0.00%
    $250k+ 7 $1,615,000 $230,714 $0 0.00%

    Premier Community Bank lent most frequently to those with incomes in the $50k-75k range, with 25 originations. The second most popular income band? $50k or less, with 15 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 149 $26,095,000 $175,134 $0 0.00%

    Premier Community Bank lent most frequently to those with DTI ratios of Exempt%, with 149 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 63 $14,135,000 $224,365 $0 0.00%
    White 85 $11,885,000 $139,824 $0 0.00%
    Asian 1 $75,000 $75,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    94.67%

    Premier Community Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    92.62%

    Premier Community Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 149 $26,095,000 $175,134

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    149 $26,095,000 $175,134