Premier Community Bank Mortgage Rates, Fees & Info
Marion, WILEI: 549300WD04PCWCETKZ02
Tax ID: 39-0451504
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Premier Community Bank is a smaller bank specializing in Home Purchase, Cash Out Refi, and Refi loans. Premier Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: Oshkosh, Green Bay, Shawano, Appleton, and Fond Du Lac among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Premier Community Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
192Origination Dollar Volume (All Markets)
$42,270,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 81 | $15,465,000 | $190,926 | $0 | 0.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 23 | $7,185,000 | $312,391 | $0 | 0.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 20 | $5,490,000 | $274,500 | $0 | 0.00% |
| Shawano, WI (FHA|USDA|VA) | 31 | $5,255,000 | $169,516 | $0 | 0.00% |
| APPLETON, WI (FHA|USDA|VA) | 24 | $4,960,000 | $206,667 | $0 | 0.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $0 | 0.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $0 | 0.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 0.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 0.00% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 0.00% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 192 | $42,270,000 | $220,156 | $0 | 0.00% |
For 2022, Premier Community Bank's most frequently originated type of loan was Conventional, with 192 originations.
Loan Reason
For 2022, Premier Community Bank's most frequently cited loan purpose was Home Purchase, with 67 originations. The 2nd most popular reason was Cash Out Refi, with 63 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 192 | $42,270,000 | $220,156 | $0 | 0.00% |
For 2022, Premier Community Bank's most frequently cited loan duration was Other, with 192 originations.
Loan Sizing
2022 saw Premier Community Bank place emphasis on $100k-200k loans with 84 originations, totaling $11,950,000 in origination value.
Applicant Income
Premier Community Bank lent most frequently to those with incomes in the $50k-75k range, with 37 originations. The second most popular income band? $100k-150k, with 28 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 192 | $42,270,000 | $220,156 | $0 | 0.00% |
Premier Community Bank lent most frequently to those with DTI ratios of Exempt%, with 192 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 65 | $24,065,000 | $370,231 | $0 | 0.00% |
| White | 127 | $18,205,000 | $143,346 | $0 | 0.00% |
Approval Rates
Total approvals of all applications95.77%
Premier Community Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination93.75%
Premier Community Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 192 | $42,270,000 | $220,156 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PRIMARY RESIDENTIAL MORTGAGE | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |
| PRIMARY RESIDENTIAL MORTGAGE | VA mortgage | Trouble during payment process | 1 | 50.0% |