Emprise Bank Mortgage Rates, Fees & Info

Wichita, KS

LEI: D32W5EBLENJC27207O81

Tax ID: 48-0807333

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Emprise Bank is a smaller bank specializing in Home Purchase loans. Emprise Bank has a high proportion of conventional loans. Their top markets by origination volume include: Wichita, Lawrence, Mcpherson, Hays, and Breckenridge among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Emprise Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Emprise Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 11/21/24
    30 Year Conventional Purchase 6.35% 11/21/24
    30 Year Conventional Refi 6.42% 11/21/24
    30 Year Cash-out Refi 6.35% 11/21/24
    15 Year Conventional Purchase 5.89% 11/21/24
    15 Year Conventional Refi 5.83% 11/21/24
    15 Year Cash-out Refi 5.83% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Emprise Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Emprise Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    946

    Origination Dollar Volume (All Markets)

    $104,080,000

    Employee count

    408 Show all (5) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    WICHITA, KS (FHA|USDA|VA) 735 $83,155,000 $113,136 $2,353 5.05%
    Outside of Metro Areas 123 $6,125,000 $49,797 $1,659 5.00%
    LAWRENCE, KS (FHA|USDA|VA) 20 $5,560,000 $278,000 $3,180 5.18%
    McPherson, KS (FHA|USDA|VA) 18 $2,630,000 $146,111 $1,523 5.18%
    Hays, KS (FHA|USDA|VA) 22 $2,550,000 $115,909 $1,827 4.85%
    Breckenridge, CO (FHA|USDA|VA) 1 $1,125,000 $1,125,000 $3,167 4.25%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 10 $800,000 $80,000 $1,773 5.30%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $755,000 $755,000 $6,664 3.88%
    Salina, KS (FHA|USDA|VA) 3 $475,000 $158,333 $2,171 4.42%
    TOPEKA, KS (FHA|USDA|VA) 3 $375,000 $125,000 $1,939 3.75%
    Winfield, KS (FHA|USDA|VA) 5 $255,000 $51,000 $2,378 5.25%
    Hutchinson, KS (FHA|USDA|VA) 3 $145,000 $48,333 $1,612 4.46%
    Great Bend, KS (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.99%
    Emporia, KS (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.80%
    Emprise Bank's top markets include Wichita, Lawrence, Mcpherson, Hays, and Breckenridge among others.

    Their top states include:
  • Kansas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Emprise Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HOME BANK AND TRUST COMPANY
    Similarity Rank: 90
    MID AMERICAN
    Similarity Rank: 128
    SKYWARD
    Similarity Rank: 148
    PANHANDLE FEDERAL CREDIT UNION
    Similarity Rank: 212
    Wichita Federal Credit Union
    Similarity Rank: 275
    Emprise Bank
    Similarity Rank: 294
    GOLDEN PLAINS
    Similarity Rank: 304
    CREDIT UNION OF AMERICA
    Similarity Rank: 450
    HEARTLAND CREDIT UNION
    Similarity Rank: 480
    MERITRUST Federal Credit Union
    Similarity Rank: 532

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 515 $86,855,000 $168,650 $2,253 4.61%
    HELOC 431 $17,225,000 $39,965 n/a 5.54%

    For 2019, Emprise Bank's most frequently originated type of loan was Conventional, with 515 originations. Their 2nd most popular type was HELOC, with 431 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 436 $16,810,000 $38,555 $856 5.55%
    Home Purchase 292 $56,850,000 $194,692 $3,173 4.64%
    Refi 106 $17,550,000 $165,566 $1,184 5.13%
    Cash Out Refi 90 $11,030,000 $122,556 $1,765 3.63%
    Home Improvement 22 $1,840,000 $83,636 $1,087 5.55%

    For 2019, Emprise Bank's most frequently cited loan purpose was Other, with 436 originations. The 2nd most popular reason was Home Purchase, with 292 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    15 Year 333 $19,845,000 $59,595 $1,868 5.56%
    Other 224 $14,570,000 $65,045 $2,343 4.60%
    5 Year 140 $23,270,000 $166,214 $286 5.36%
    30 Year 118 $22,540,000 $191,017 $2,301 3.98%
    10 Year 49 $5,205,000 $106,224 $815 5.57%
    1 Year 31 $4,765,000 $153,710 $1,156 6.03%
    20 Year 28 $3,950,000 $141,071 $1,933 3.75%
    30+ year 20 $8,720,000 $436,000 $7,823 4.12%
    3 Year 3 $1,215,000 $405,000 $0 5.53%

    For 2019, Emprise Bank's most frequently cited loan duration was 15 Year, with 333 originations. The 2nd most popular length was Other, with 224 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 308 $43,400,000 $140,909
    $5k+ 12 $7,490,000 $624,167
    $3k-4k 7 $1,935,000 $276,429
    $4k-5k 4 $1,460,000 $365,000
    $1k-2k 1 $105,000 $105,000
    $2k-3k 1 $175,000 $175,000

    Emprise Bank's average total fees were $2,301, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 308 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 333 $41,515,000 $124,670
    5-6% 255 $22,985,000 $90,137
    6-7% 194 $9,030,000 $46,546
    4-5% 123 $27,945,000 $227,195
    7-8% 22 $540,000 $24,545
    2.5-3% 10 $1,350,000 $135,000
    Over 8% 7 $215,000 $30,714

    During 2019, Emprise Bank's average interest rate for loans was 3.98%, while their most frequently originated rate bucket for loans was 3-4%, with 333 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 613 $23,915,000 $39,013 $1,307 5.36%
    $100k-200k 194 $27,570,000 $142,113 $2,037 4.49%
    $200k-400k 103 $26,865,000 $260,825 $2,926 4.35%
    $400k-600k 19 $9,125,000 $480,263 $6,193 4.60%
    $600k-1MM 10 $6,990,000 $699,000 $7,141 4.22%
    $1MM+ 7 $9,615,000 $1,373,571 $10,252 4.60%

    2019 saw Emprise Bank place emphasis on $100,000 or less loans with 613 originations, totaling $23,915,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 186 $11,340,000 $60,968 $1,768 4.97%
    $50k or less 185 $7,095,000 $38,351 $1,324 5.27%
    $75k-100k 135 $10,215,000 $75,667 $1,988 4.85%
    $100k-150k 118 $13,890,000 $117,712 $2,681 4.96%
    $150k-250k 78 $13,170,000 $168,846 $2,947 4.56%
    $250k+ 45 $14,655,000 $325,667 $4,950 4.50%

    Emprise Bank lent most frequently to those with incomes in the $50k-75k range, with 186 originations. The second most popular income band? $50k or less, with 185 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 228 $20,520,000 $90,000 $2,215 4.91%
    <20% 214 $21,010,000 $98,178 $2,438 4.94%
    30-36% 154 $14,230,000 $92,403 $2,217 4.92%
    37% 31 $2,525,000 $81,452 $1,806 4.81%
    38% 30 $1,540,000 $51,333 $1,617 4.97%
    39% 27 $2,735,000 $101,296 $2,531 4.85%
    36% 26 $1,820,000 $70,000 $2,058 5.09%
    40% 18 $2,450,000 $136,111 $2,953 4.86%
    42% 9 $1,565,000 $173,889 $3,306 4.80%
    41% 7 $985,000 $140,714 $3,158 4.95%
    >60% 4 $90,000 $22,500 $299 6.97%
    50-60% 3 $55,000 $18,333 $299 7.31%
    44% 3 $445,000 $148,333 $7,666 4.79%
    45% 2 $230,000 $115,000 $1,177 5.45%
    43% 2 $170,000 $85,000 $1,736 5.13%
    48% 1 $155,000 $155,000 $2,324 4.13%
    47% 1 $25,000 $25,000 $0 6.00%
    49% 1 $25,000 $25,000 $299 7.03%

    Emprise Bank lent most frequently to those with DTI ratios of 20-30%, with 228 originations. The next most common DTI ratio? <20%, with 214 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 712 $68,210,000 $95,801 $2,325 4.95%
    Not applicable 138 $28,710,000 $208,043 $0 5.34%
    Not provided 58 $4,240,000 $73,103 $1,464 5.39%
    Asian 16 $1,770,000 $110,625 $1,923 4.58%
    Black 12 $590,000 $49,167 $1,119 5.18%
    American Indian 7 $495,000 $70,714 $2,098 4.91%
    Vietnamese 2 $50,000 $25,000 $299 6.32%
    Japanese 1 $15,000 $15,000 $0 7.25%

    Approval Rates

    Total approvals of all applications
    82.10%

    Emprise Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    85.84%

    Emprise Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    294.5 1 $25,000 $25,000
    98.07 1 $205,000 $205,000
    NA 944 $103,850,000 $110,011

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 25 $13,145,000 $525,800
    Single Family (1-4 Units):Manufactured 15 $485,000 $32,333
    Single Family (1-4 Units):Site-Built 906 $90,450,000 $99,834

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 180 $8,800,000 $48,889 $1,267 5.35%
    40-60% 99 $9,165,000 $92,576 $1,686 4.97%
    60-80% 268 $47,090,000 $175,709 $2,858 4.69%
    80-100% 163 $25,415,000 $155,920 $2,323 4.51%
    Over 100% 16 $8,360,000 $522,500 $0 5.16%
    Under 20% 220 $5,250,000 $23,864 $420 5.60%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    EMBRACE HOME LOANS FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 50.0%
    EMBRACE HOME LOANS FHA mortgage Trouble during payment process 2 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Emprise Bank 1 West Madison Street Iola, KS 66749 Full Service B&M $45,847
    Emprise Bank 100 North Meridian Ave Valley Center, KS 67147 Full Service B&M $23,681
    Emprise Bank 100 South Randall Potwin, KS 67123 Full Service B&M $16,656
    Emprise Bank 1011 East 27th Street Hays, KS 67601 Full Service B&M $70,725
    Emprise Bank 104 East Grand Hillsboro, KS 67063 Full Service B&M $41,498
    Emprise Bank 10620 W 21st St. N Wichita, KS 67205 Full Service B&M $55,998
    Emprise Bank 11111 East Harry Wichita, KS 67207 Full Service B&M $26,814
    Emprise Bank 1121 Wakarusa Drive Lawrence, KS 66049 Full Service B&M $20,528
    Emprise Bank 1402 North Rose Hill Road Rose Hill, KS 67133 Full Service B&M $15,349
    Emprise Bank 1610 East 61st Street North Park City, KS 67219 Full Service B&M $17,425
    Emprise Bank 17 South Lincoln Chanute, KS 66720 Full Service B&M $20,645
    Emprise Bank 1700 Ohio Street Augusta, KS 67010 Full Service B&M $39,770
    Emprise Bank 1719 East Patriot Derby, KS 67037 Full Service B&M $11,433
    Emprise Bank 1840 North Rock Road Mulvane, KS 67110 Full Service B&M $10,470
    Emprise Bank 20 South Mission Council Grove, KS 66846 Full Service B&M $20,372
    Emprise Bank 200 North Main El Dorado, KS 67042 Full Service B&M $44,774
    Emprise Bank 2001 North Broadway Wichita, KS 67214 Full Service B&M $35,079
    Emprise Bank 201 East Kansas Avenue Mcpherson, KS 67460 Full Service B&M $21,984
    Emprise Bank 201 East Ross Avenue Clearwater, KS 67026 Full Service B&M $39,586
    Emprise Bank 201 South Ninth Street Humboldt, KS 66748 Full Service B&M $23,801
    Emprise Bank 2140 North Woodlawn Wichita, KS 67208 Full Service B&M $36,090
    Emprise Bank 2323 South Hydraulic Street Wichita, KS 67211 Full Service B&M $37,130
    Emprise Bank 2433 South Seneca Wichita, KS 67217 Full Service B&M $38,273
    Emprise Bank 247 N. Cedar Moran, KS 66755 Full Service B&M $8,271
    Emprise Bank 257 North Broadway Wichita, KS 67202 Full Service Cyber Office $5,129
    Emprise Bank 257 North Broadway Street Wichita, KS 67202 Full Service B&M $439,706
    Emprise Bank 2701 Hall Street Hays, KS 67601 Full Service B&M $29,546
    Emprise Bank 330 North Main Haysville, KS 67060 Full Service B&M $24,284
    Emprise Bank 3900 West Central Street Wichita, KS 67203 Full Service B&M $68,551
    Emprise Bank 406 South Andover Road Andover, KS 67002 Full Service B&M $23,398
    Emprise Bank 418 North Main Street Eureka, KS 67045 Full Service B&M $21,773
    Emprise Bank 4833 South Broadway Street Wichita, KS 67216 Full Service B&M $16,337
    Emprise Bank 538 W. 7th St. Augusta, KS 67010 Full Service B&M $32,200
    Emprise Bank 6030 East Central Wichita, KS 67208 Full Service B&M $32,052
    Emprise Bank 701 North Goddard Road Goddard, KS 67052 Full Service B&M $34,036
    Emprise Bank 8807 West Central Street Wichita, KS 67212 Full Service B&M $79,126
    Emprise Bank 919 North State Street Iola, KS 66749 Limited, Drive-thru $0
    Emprise Bank 9485 East 21st Street North Wichita, KS 67206 Full Service B&M $34,064

    For 2019, Emprise Bank had 38 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $74,223
    Net interest income $65,462
    Total noninterest income $19,710
    Gross Fiduciary activities income $2,752
    Service charges on deposit accounts $5,821
    Trading account gains and fees $0
    Additional Noninterest Income $11,137
    Pre-tax net operating income $30,116
    Securities gains (or losses, -) $2,059
    Income before extraordinary items $30,823
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $30,823
    Minority interest net income $0
    Net income $30,823
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $28,846

    Emprise Bank's gross interest income from loans was $74,223,000.
    Emprise Bank's net interest income from loans was $65,462,000.
    Emprise Bank's fee based income from loans was $5,821,000.
    Emprise Bank's net income from loans was $30,823,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $8,761
    Provision for credit losses $2,550
    Total noninterest expense $52,506
    Salaries and employee benefits $28,771
    Premises and equipment expense $6,399
    Additional noninterest expense $17,336
    Applicable income taxes $1,352
    Net charge-offs $1,008
    Cash dividends $29,500

    Emprise Bank's interest expense for loans was $8,761,000.
    Emprise Bank's payroll and benefits expense were $28,771,000.
    Emprise Bank's property, plant and equipment expenses $6,399,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,641,242
    Deposits held in domestic offices $1,641,242
    Deposits by Individuals, partnerships, and corporations $1,559,852
    Deposits by U.S. Government $11
    Deposits by States and political subdivisions in the U.S. $81,356
    Deposits by Commercial banks and other depository institutions in U.S. $23
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $24,961
    Demand deposits $24,961
    Nontransaction accounts $1,616,281
    Money market deposit accounts (MMDAs) $249,760
    Other savings deposits (excluding MMDAs) $1,122,209
    Total time deposits $244,312
    Total time and savings deposits $1,616,281
    Noninterest-bearing deposits $467,597
    Interest-bearing deposits $1,173,645
    Retail deposits $1,559,599
    IRAs and Keogh plan accounts $44,715
    Brokered deposits $26,000
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,817,179
    Cash & Balances due from depository institutions $81,821
    Interest-bearing balances $43,474
    Total securities $345,821
    Federal funds sold & reverse repurchase $99
    Net loans and leases $1,297,807
    Loan and leases loss allowance $16,197
    Trading account assets $0
    Bank premises and fixed assets $32,685
    Other real estate owned $17
    Goodwill and other intangibles $23,413
    All other assets $35,516

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,817,179
    Total Liabilities $1,650,555
    Total deposits $1,641,242
    Interest-bearing deposits $1,173,645
    Deposits held in domestic offices $1,641,242
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $24
    Subordinated debt $0
    All other liabilities $9,289

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,297,807
    Loan and leases loss allowance $16,197
    Total loans and leases (domestic) $1,314,004
    All real estate loans $984,951
    Real estate loans in domestic offices $984,951
    Construction and development loans $78,148
    Residential 1-4 family construction $38,922
    Other construction, all land development and other land $39,226
    Loans secured by nonfarm nonresidential properties $462,870
    Nonfarm nonresidential secured by owner-occupied properties $148,503
    Commercial real estate & other non-farm, non-residential $314,367
    Multifamily residential real estate $25,813
    1-4 family residential loans $379,666
    Farmland loans $38,454
    Loans held in foreign offices $0
    Farm loans $54,983
    Commercial and industrial loans $192,913
    To non-U.S. addressees $0
    Loans to individuals $51,572
    Credit card loans $0
    Related Plans $3,901
    Consumer Auto Loans $23,430
    Other loans to individuals $24,241
    All other loans & leases $29,585
    Loans to foreign governments and official institutions $0
    Other loans $12,890
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,623
    Non 1-4 family restructured loans & leases $378
    Total loans and leases (foreign) $0

    Emprise Bank had $1,297,807,000 of loans outstanding in 2019. $984,951,000 of loans were in real estate loans. $78,148,000 of loans were in development loans. $25,813,000 of loans were in multifamily mortgage loans. $379,666,000 of loans were in 1-4 family mortgage loans. $54,983,000 of loans were in farm loans. $0 of loans were in credit card loans. $23,430,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 439 $75,608 $172,228
    Nonfarm, nonresidential loans - <$100k 112 $4,258 $38,018
    Nonfarm, nonresidential loans - $100-250k 142 $15,072 $106,141
    Nonfarm, nonresidential loans - $250k-1MM 185 $56,278 $304,205
    Commercial & Industrial, US addressed loans - <$1MM 1,376 $73,966 $53,754
    Commercial & Industrial, US addressed loans - <$100k 873 $16,801 $19,245
    Commercial & Industrial, US addressed loans - $100-250k 265 $16,219 $61,204
    Commercial & Industrial, US addressed loans - $250k-1MM 238 $40,946 $172,042
    Farmland loans - <$1MM 200 $21,159 $105,795
    Farmland loans - <$100k 63 $2,397 $38,048
    Farmland loans - $100-250k 72 $7,710 $107,083
    Farmland loans - $250k-1MM 65 $11,052 $170,031
    Agriculture operations loans - <$1MM 347 $15,078 $43,452
    Agriculture operations loans - <$100k 204 $3,521 $17,260
    Agriculture operations loans - $100-250k 76 $4,728 $62,211
    Agriculture operations loans - $250k-1MM 67 $6,829 $101,925