Emprise Bank Mortgage Rates, Fees & Info

Wichita, KS

LEI: D32W5EBLENJC27207O81

Tax ID: 48-0807333

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Emprise Bank is a smaller bank specializing in Refi and Home Purchase loans. Emprise Bank has a high proportion of conventional loans. Their top markets by origination volume include: Wichita, Omaha, Hays, Lawrence, and Nashville among others. We have data for 19 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Emprise Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Emprise Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 11/22/24
    30 Year Conventional Purchase 6.35% 11/22/24
    30 Year Conventional Refi 6.42% 11/22/24
    30 Year Cash-out Refi 6.35% 11/22/24
    15 Year Conventional Purchase 5.89% 11/22/24
    15 Year Conventional Refi 5.83% 11/22/24
    15 Year Cash-out Refi 5.83% 11/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Emprise Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Emprise Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    739

    Origination Dollar Volume (All Markets)

    $123,205,000

    Employee count

    407

    Awards

    Emprise Bank 30 Year Conventional Loans bronze Emprise Bank 30 Year Conventional Loans silver
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    WICHITA, KS (FHA|USDA|VA) 558 $75,800,000 $135,842 $2,263 3.66%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $19,055,000 $3,811,000 $0 3.63%
    Outside of Metro Areas 104 $12,040,000 $115,769 $2,609 3.74%
    Hays, KS (FHA|USDA|VA) 18 $4,290,000 $238,333 $1,960 3.83%
    LAWRENCE, KS (FHA|USDA|VA) 25 $4,095,000 $163,800 $2,328 3.68%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $1,835,000 $1,835,000 $0 3.98%
    Hutchinson, KS (FHA|USDA|VA) 6 $1,240,000 $206,667 $2,668 4.02%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $4,459 2.25%
    McPherson, KS (FHA|USDA|VA) 7 $1,155,000 $165,000 $1,915 3.46%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $785,000 $785,000 $3,833 2.25%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $685,000 $685,000 $0 3.87%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 4 $320,000 $80,000 $2,194 3.81%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $275,000 $275,000 $2,460 2.25%
    SANTA FE, NM (FHA|USDA|VA) 1 $205,000 $205,000 $0 1.99%
    MANHATTAN, KS (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.60%
    TOPEKA, KS (FHA|USDA|VA) 2 $50,000 $25,000 $0 4.63%
    Great Bend, KS (FHA|USDA|VA) 1 $25,000 $25,000 $0 1.99%
    Salina, KS (FHA|USDA|VA) 1 $5,000 $5,000 $0 1.99%
    Winfield, KS (FHA|USDA|VA) 1 $5,000 $5,000 $0 4.50%
    Emprise Bank's top markets include Wichita, Omaha, Hays, Lawrence, and Nashville among others.

    Their top states include:
  • Kansas (FHA|USDA|VA)
  • Nebraska (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Emprise Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    GOLDEN PLAINS
    Similarity Rank: 136
    Members Mortgage Services, L.L.C.
    Similarity Rank: 220
    SKYWARD
    Similarity Rank: 240
    PANHANDLE FEDERAL CREDIT UNION
    Similarity Rank: 264
    Central National Bank
    Similarity Rank: 363
    MID AMERICAN
    Similarity Rank: 500
    Wichita Federal Credit Union
    Similarity Rank: 553
    HOME BANK AND TRUST COMPANY
    Similarity Rank: 560
    Intrust Bank
    Similarity Rank: 946
    CREDIT UNION OF AMERICA
    Similarity Rank: 1020

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 395 $107,665,000 $272,570 $2,321 3.57%
    HELOC 344 $15,540,000 $45,174 n/a 3.79%

    For 2021, Emprise Bank's most frequently originated type of loan was Conventional, with 395 originations. Their 2nd most popular type was HELOC, with 344 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 246 $32,780,000 $133,252 $1,779 3.79%
    Home Improvement 187 $6,995,000 $37,406 $743 3.86%
    Home Purchase 166 $66,280,000 $399,277 $3,221 3.66%
    Cash Out Refi 76 $12,620,000 $166,053 $2,212 2.67%
    Other 64 $4,530,000 $70,781 $1,028 3.92%

    For 2021, Emprise Bank's most frequently cited loan purpose was Refi, with 246 originations. The 2nd most popular reason was Home Improvement, with 187 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 392 $27,950,000 $71,301 $2,048 3.82%
    15 Year 93 $18,385,000 $197,688 $2,187 2.56%
    5 Year 92 $39,610,000 $430,543 $299 4.48%
    30 Year 67 $14,185,000 $211,716 $2,365 3.27%
    10 Year 52 $11,410,000 $219,423 $1,652 3.77%
    20 Year 22 $4,540,000 $206,364 $2,181 3.00%
    1 Year 14 $2,420,000 $172,857 $1,739 4.36%
    30+ year 6 $4,430,000 $738,333 $11,310 3.29%
    3 Year 1 $275,000 $275,000 $0 4.53%

    For 2021, Emprise Bank's most frequently cited loan duration was Other, with 392 originations. The 2nd most popular length was 15 Year, with 93 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 236 $38,300,000 $162,288
    $1k-2k 12 $6,330,000 $527,500
    $5k+ 6 $4,800,000 $800,000
    $3k-4k 1 $255,000 $255,000
    $4k-5k 1 $425,000 $425,000

    Emprise Bank's average total fees were $2,365, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 236 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 284 $24,440,000 $86,056
    <2.5% 186 $22,850,000 $122,849
    3-4% 144 $60,970,000 $423,403
    2.5-3% 66 $12,670,000 $191,970
    5-6% 37 $1,535,000 $41,486
    6-7% 16 $560,000 $35,000
    7-8% 3 $45,000 $15,000
    Over 8% 2 $70,000 $35,000

    During 2021, Emprise Bank's average interest rate for loans was 3.27%, while their most frequently originated rate bucket for loans was 4-5%, with 284 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 442 $17,560,000 $39,729 $1,513 3.89%
    $100k-200k 143 $20,225,000 $141,434 $2,169 3.32%
    $200k-400k 100 $26,110,000 $261,100 $2,414 3.39%
    $400k-600k 21 $10,255,000 $488,333 $3,605 3.31%
    $600k-1MM 17 $12,925,000 $760,294 $5,724 3.25%
    $1MM+ 16 $36,130,000 $2,258,125 $9,909 3.50%

    2021 saw Emprise Bank place emphasis on $100,000 or less loans with 442 originations, totaling $17,560,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 146 $8,110,000 $55,548 $1,753 3.72%
    $50k or less 131 $4,985,000 $38,053 $1,680 3.84%
    $75k-100k 97 $8,145,000 $83,969 $2,171 3.42%
    $100k-150k 90 $10,310,000 $114,556 $2,208 3.50%
    $150k-250k 75 $13,255,000 $176,733 $2,374 3.20%
    $250k+ 47 $19,765,000 $420,532 $4,470 3.05%

    Emprise Bank lent most frequently to those with incomes in the $50k-75k range, with 146 originations. The second most popular income band? $50k or less, with 131 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 183 $23,025,000 $125,820 $2,299 3.49%
    <20% 181 $16,405,000 $90,635 $2,157 3.55%
    30-36% 110 $11,450,000 $104,091 $2,485 3.53%
    38% 27 $2,995,000 $110,926 $2,010 3.92%
    39% 26 $3,860,000 $148,462 $2,683 3.49%
    37% 24 $3,250,000 $135,417 $2,456 3.20%
    36% 24 $2,010,000 $83,750 $2,150 3.26%
    41% 5 $1,335,000 $267,000 $4,563 2.70%
    >60% 4 $200,000 $50,000 $299 4.93%
    42% 4 $760,000 $190,000 $9,215 3.56%
    50-60% 3 $365,000 $121,667 $2,764 2.49%
    40% 3 $205,000 $68,333 $2,146 3.42%
    46% 2 $60,000 $30,000 $299 5.53%
    43% 1 $15,000 $15,000 $0 1.99%
    45% 1 $65,000 $65,000 $299 5.88%

    Emprise Bank lent most frequently to those with DTI ratios of 20-30%, with 183 originations. The next most common DTI ratio? <20%, with 181 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 540 $59,550,000 $110,278 $2,321 3.54%
    Not applicable 115 $55,095,000 $479,087 $0 4.19%
    Not provided 63 $6,655,000 $105,635 $2,389 3.88%
    American Indian 7 $815,000 $116,429 $1,975 3.28%
    Black 6 $300,000 $50,000 $2,029 3.43%
    Vietnamese 2 $280,000 $140,000 $0 4.32%
    Other Asian 1 $205,000 $205,000 $0 4.50%
    Asian 3 $175,000 $58,333 $2,291 3.83%
    Japanese 1 $105,000 $105,000 $0 4.50%
    Chinese 1 $25,000 $25,000 $0 4.50%

    Approval Rates

    Total approvals of all applications
    76.29%

    Emprise Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    83.22%

    Emprise Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    694.5 1 $315,000 $315,000
    744.5 1 $455,000 $455,000
    NA 737 $122,435,000 $166,126

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    739 $123,205,000 $166,719

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 141 $8,475,000 $60,106 $1,645 3.97%
    40-60% 115 $17,415,000 $151,435 $2,268 3.27%
    60-80% 193 $55,665,000 $288,420 $2,688 3.50%
    80-100% 78 $14,580,000 $186,923 $2,645 3.45%
    Over 100% 29 $21,835,000 $752,931 $0 4.16%
    Under 20% 183 $5,235,000 $28,607 $531 3.89%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    EMBRACE HOME LOANS Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 40.0%
    EMBRACE HOME LOANS Conventional home mortgage Closing on a mortgage 1 20.0%
    EMBRACE HOME LOANS Conventional home mortgage Trouble during payment process 1 20.0%
    EMBRACE HOME LOANS VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 20.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Emprise Bank 1 West Madison Street Iola, KS 66749 Full Service B&M $72,964
    Emprise Bank 100 North Meridian Ave Valley Center, KS 67147 Full Service B&M $35,571
    Emprise Bank 100 South Randall Potwin, KS 67123 Full Service B&M $22,849
    Emprise Bank 1011 East 27th Street Hays, KS 67601 Full Service B&M $126,117
    Emprise Bank 104 East Grand Hillsboro, KS 67063 Full Service B&M $48,932
    Emprise Bank 10620 W 21st St. N Wichita, KS 67205 Full Service B&M $83,169
    Emprise Bank 11111 East Harry Wichita, KS 67207 Full Service B&M $39,638
    Emprise Bank 1121 Wakarusa Drive Lawrence, KS 66049 Full Service B&M $32,102
    Emprise Bank 1610 East 61st Street North Park City, KS 67219 Full Service B&M $25,119
    Emprise Bank 17 South Lincoln Chanute, KS 66720 Full Service B&M $23,567
    Emprise Bank 1700 Ohio Street Augusta, KS 67010 Full Service B&M $42,875
    Emprise Bank 1719 East Patriot Derby, KS 67037 Full Service B&M $29,425
    Emprise Bank 20 South Mission Council Grove, KS 66846 Full Service B&M $27,526
    Emprise Bank 200 North Main El Dorado, KS 67042 Full Service B&M $63,387
    Emprise Bank 2001 North Broadway Wichita, KS 67214 Full Service B&M $41,571
    Emprise Bank 201 East Kansas Avenue Mcpherson, KS 67460 Full Service B&M $24,764
    Emprise Bank 201 East Ross Avenue Clearwater, KS 67026 Full Service B&M $52,095
    Emprise Bank 201 South Ninth Street Humboldt, KS 66748 Full Service B&M $31,894
    Emprise Bank 2140 North Woodlawn Wichita, KS 67208 Full Service B&M $46,397
    Emprise Bank 2323 South Hydraulic Street Wichita, KS 67211 Full Service B&M $46,203
    Emprise Bank 2433 South Seneca Wichita, KS 67217 Full Service B&M $51,097
    Emprise Bank 257 North Broadway Wichita, KS 67202 Full Service Cyber Office $15,209
    Emprise Bank 257 North Broadway Street Wichita, KS 67202 Full Service B&M $659,554
    Emprise Bank 330 North Main Haysville, KS 67060 Full Service B&M $34,127
    Emprise Bank 3900 West Central Street Wichita, KS 67203 Full Service B&M $77,842
    Emprise Bank 406 South Andover Road Andover, KS 67002 Full Service B&M $43,013
    Emprise Bank 418 North Main Street Eureka, KS 67045 Full Service B&M $28,654
    Emprise Bank 4833 South Broadway Street Wichita, KS 67216 Full Service B&M $21,683
    Emprise Bank 538 W. 7th St. Augusta, KS 67010 Full Service B&M $43,257
    Emprise Bank 6030 East Central Wichita, KS 67208 Full Service B&M $43,560
    Emprise Bank 701 North Goddard Road Goddard, KS 67052 Full Service B&M $49,268
    Emprise Bank 8807 West Central Street Wichita, KS 67212 Full Service B&M $109,533
    Emprise Bank 919 North State Street Iola, KS 66749 Limited, Drive-thru $0
    Emprise Bank 9485 East 21st Street North Wichita, KS 67206 Full Service B&M $40,342

    For 2021, Emprise Bank had 34 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $67,517
    Net interest income $61,797
    Total noninterest income $19,941
    Gross Fiduciary activities income $3,413
    Service charges on deposit accounts $5,407
    Trading account gains and fees $0
    Additional Noninterest Income $11,121
    Pre-tax net operating income $27,730
    Securities gains (or losses, -) $21
    Income before extraordinary items $26,818
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $26,818
    Minority interest net income $0
    Net income $26,818
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $26,797

    Emprise Bank's gross interest income from loans was $67,517,000.
    Emprise Bank's net interest income from loans was $61,797,000.
    Emprise Bank's fee based income from loans was $5,407,000.
    Emprise Bank's net income from loans was $26,818,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $5,720
    Provision for credit losses $-1,250
    Total noninterest expense $55,258
    Salaries and employee benefits $30,630
    Premises and equipment expense $6,125
    Additional noninterest expense $18,503
    Applicable income taxes $933
    Net charge-offs $451
    Cash dividends $0

    Emprise Bank's interest expense for loans was $5,720,000.
    Emprise Bank's payroll and benefits expense were $30,630,000.
    Emprise Bank's property, plant and equipment expenses $6,125,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $2,140,995
    Deposits held in domestic offices $2,140,995
    Deposits by Individuals, partnerships, and corporations $2,081,790
    Deposits by U.S. Government $9
    Deposits by States and political subdivisions in the U.S. $58,925
    Deposits by Commercial banks and other depository institutions in U.S. $271
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,236,326
    Demand deposits $1,236,326
    Nontransaction accounts $904,669
    Money market deposit accounts (MMDAs) $294,090
    Other savings deposits (excluding MMDAs) $424,751
    Total time deposits $185,828
    Total time and savings deposits $904,669
    Noninterest-bearing deposits $645,026
    Interest-bearing deposits $1,495,969
    Retail deposits $2,105,204
    IRAs and Keogh plan accounts $43,054
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,361,582
    Cash & Balances due from depository institutions $201,635
    Interest-bearing balances $166,306
    Total securities $674,147
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,401,404
    Loan and leases loss allowance $16,622
    Trading account assets $0
    Bank premises and fixed assets $28,197
    Other real estate owned $1,237
    Goodwill and other intangibles $23,413
    All other assets $31,549

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,361,582
    Total Liabilities $2,154,708
    Total deposits $2,140,995
    Interest-bearing deposits $1,495,969
    Deposits held in domestic offices $2,140,995
    % insured (estimated) $68
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $5,022
    Subordinated debt $0
    All other liabilities $8,691

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,401,404
    Loan and leases loss allowance $16,622
    Total loans and leases (domestic) $1,418,026
    All real estate loans $1,088,084
    Real estate loans in domestic offices $1,088,084
    Construction and development loans $113,838
    Residential 1-4 family construction $45,944
    Other construction, all land development and other land $67,894
    Loans secured by nonfarm nonresidential properties $528,028
    Nonfarm nonresidential secured by owner-occupied properties $159,980
    Commercial real estate & other non-farm, non-residential $368,048
    Multifamily residential real estate $40,969
    1-4 family residential loans $362,800
    Farmland loans $42,449
    Loans held in foreign offices $0
    Farm loans $60,800
    Commercial and industrial loans $190,202
    To non-U.S. addressees $0
    Loans to individuals $47,089
    Credit card loans $0
    Related Plans $3,037
    Consumer Auto Loans $30,759
    Other loans to individuals $13,293
    All other loans & leases $31,851
    Loans to foreign governments and official institutions $0
    Other loans $13,959
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $321
    Non 1-4 family restructured loans & leases $321
    Total loans and leases (foreign) $0

    Emprise Bank had $1,401,404,000 of loans outstanding in 2021. $1,088,084,000 of loans were in real estate loans. $113,838,000 of loans were in development loans. $40,969,000 of loans were in multifamily mortgage loans. $362,800,000 of loans were in 1-4 family mortgage loans. $60,800,000 of loans were in farm loans. $0 of loans were in credit card loans. $30,759,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 351 $66,131 $188,407
    Nonfarm, nonresidential loans - <$100k 78 $3,101 $39,756
    Nonfarm, nonresidential loans - $100-250k 115 $12,396 $107,791
    Nonfarm, nonresidential loans - $250k-1MM 158 $50,634 $320,468
    Commercial & Industrial, US addressed loans - <$1MM 1,121 $86,169 $76,868
    Commercial & Industrial, US addressed loans - <$100k 679 $14,331 $21,106
    Commercial & Industrial, US addressed loans - $100-250k 190 $14,614 $76,916
    Commercial & Industrial, US addressed loans - $250k-1MM 252 $57,224 $227,079
    Farmland loans - <$1MM 166 $17,736 $106,843
    Farmland loans - <$100k 52 $1,934 $37,192
    Farmland loans - $100-250k 69 $7,014 $101,652
    Farmland loans - $250k-1MM 45 $8,788 $195,289
    Agriculture operations loans - <$1MM 301 $14,382 $47,781
    Agriculture operations loans - <$100k 145 $2,890 $19,931
    Agriculture operations loans - $100-250k 100 $5,958 $59,580
    Agriculture operations loans - $250k-1MM 56 $5,534 $98,821