Great Bend Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Great Bend averaged 6.66% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.47% and one month ago for the week of 2025-02-27, the average rate was 6.58%.

    Great Bend's average rate one year ago was 6.51%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.84%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Great Bend 30 Year Fixed Rate 2025-04-03 6.66%
    Great Bend 30 Year Fixed Rate Refi 2025-04-03 6.84%
    Great Bend 15 Year Fixed Rate 2025-04-03 5.72%
    Great Bend 15 Year Fixed Rate Refi 2025-04-03 5.82%
    Great Bend 30 Year FHA 2025-04-03 6.16%
    Great Bend 30 Year FHA Refi 2025-04-03 6.16%
    Great Bend 30 Year USDA 2025-04-03 6.22%
    Great Bend 30 Year USDA Refi 2025-04-03 6.22%
    Great Bend 30 Year VA 2025-04-03 5.86%
    Great Bend 30 Year VA Refi 2025-04-03 6.16%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Great Bend, KS.

    Great Bend Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Great Bend, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Landmark National Bank 33 6.49% $2,225
    QUICKEN LOANS, LLC 9 6.64% $5,319
    CREDIT UNION OF AMERICA 7 5.34% $4,482
    Sierra Pacific Mortgage Company, Inc. 6 6.69% $3,970
    Farmers Bank & Trust 3 6.83% $2,185
    FLAT BRANCH MORTGAGE, INC. 2 7.00% $3,903
    Central National Bank 2 6.94% $2,807
    GUILD MORTGAGE COMPANY 1 6.38% $2,715
    HEARTLAND CREDIT UNION 1 6.63% $3,081
    LEADERONE FINANCIAL CORPORATION 1 7.38% $3,592
    LOANDEPOT.COM, LLC 1 6.50% $6,441
    Sunflower Bank 1 7.49% $3,553
    U.S. Bank 1 6.55% $0
    Ally Bank 1 7.13% $3,724
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.99% $4,575
    Bank of America 1 7.75% $3,217
    BOKF 1 7.00% $5,007
    Carrington Mortgage Services, LLC 1 6.50% $5,465
    Equity Bank 1 6.75% $2,817
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.13% $3,025
    GOLDEN PLAINS 1 5.88% $1,775

    Great Bend Average Closing Costs & Other Stats

    Great Bend, KS's 21 lenders originated 328 loans during 2024. The total origination value was $37,360,000, with an average loan value of $113,902.

    Great Bend's average closing costs are $3,379.

    The top Great Bend lender as defined by loan originations is Landmark National Bank, with 33 loans originated. Their average total fees are $2,225, which is $3,094 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Great Bend lenders (with over 10 loans originated) are Landmark National Bank ($2,225), .

    The lowest rate Great Bend lenders (with over 10 loans originated) are Landmark National Bank (6.49%), .

    Great Bend, KS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Landmark National Bank $4,635,000 $7,170,000 54.7% 19.2%
    CREDIT UNION OF AMERICA $3,330,000 $3,670,000 10.2% 9.8%
    Central National Bank $540,000 $3,070,000 468.5% 8.2%
    Farmers Bank & Trust $2,150,000 $2,310,000 7.4% 6.2%
    QUICKEN LOANS, LLC $1,280,000 $1,760,000 37.5% 4.7%
    Mortgage Research Center, LLC $1,260,000 $1,240,000 -1.6% 3.3%
    Sierra Pacific Mortgage Company, Inc. $1,375,000 $1,095,000 -20.4% 2.9%
    FLAT BRANCH MORTGAGE, INC. $860,000 $1,025,000 19.2% 2.7%
    Mortgage Investment Services Corporation $325,000 $775,000 138.5% 2.1%
    Members Mortgage Services, L.L.C. $65,000 $700,000 976.9% 1.9%
    BROKER SOLUTIONS, INC. $320,000 $545,000 70.3% 1.5%
    LOANDEPOT.COM, LLC $510,000 $515,000 1.0% 1.4%
    Sunflower Bank $950,000 $515,000 -45.8% 1.4%
    Wells Fargo Bank $95,000 $425,000 347.4% 1.1%
    Equity Bank $140,000 $350,000 150.0% 0.9%
    USAA Federal Savings Bank $340,000 n/a 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $330,000 n/a 0.9%
    FREEDOM MORTGAGE CORPORATION $185,000 $320,000 73.0% 0.9%
    BOKF $305,000 n/a 0.8%
    Bank of America $335,000 $235,000 -29.9% 0.6%
    Figure Lending LLC $65,000 $230,000 253.8% 0.6%
    GUILD MORTGAGE COMPANY $220,000 n/a 0.6%
    PENNYMAC LOAN SERVICES, LLC $125,000 $220,000 76.0% 0.6%
    BMO Harris Bank $210,000 n/a 0.6%
    LEADERONE FINANCIAL CORPORATION $205,000 n/a 0.5%
    HEARTLAND CREDIT UNION $200,000 n/a 0.5%
    UMB Bank $180,000 n/a 0.5%
    JPMorgan Chase Bank $85,000 $175,000 105.9% 0.5%
    VILLAGE CAPITAL MORTGAGE $230,000 $145,000 -37.0% 0.4%
    Fidelity Bank $135,000 n/a 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $135,000 n/a 0.4%
    Capitol Federal Savings Bank $125,000 n/a 0.3%
    Ally Bank $115,000 n/a 0.3%
    Equity Prime Mortgage LLC $95,000 $115,000 21.1% 0.3%
    LONGBRIDGE FINANCIAL, LLC $115,000 n/a 0.3%
    Boeing Employees Credit Union $105,000 n/a 0.3%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $105,000 n/a 0.3%
    NAVY FEDERAL CREDIT UNION $155,000 $105,000 -32.3% 0.3%
    PLANET HOME LENDING, LLC $105,000 n/a 0.3%
    Carrington Mortgage Services, LLC $35,000 $95,000 171.4% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $95,000 n/a 0.3%
    ROYAL UNITED MORTGAGE LLC $140,000 $95,000 -32.1% 0.3%
    GOLDEN PLAINS $140,000 $85,000 -39.3% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $85,000 n/a 0.2%
    U.S. Bank $120,000 $85,000 -29.2% 0.2%
    Emprise Bank $70,000 n/a 0.2%
    Envista Credit Union $65,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $200,000 $65,000 -67.5% 0.2%
    Deere Employees Credit Union $25,000 $55,000 120.0% 0.1%
    CITIZENS EQUITY FIRST $45,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $435,000 $25,000 -94.3% 0.1%
    Coastal Community Bank $15,000 $15,000 0.0% 0.0%

    Great Bend's top lender by overall market share is Landmark National Bank, with 19.2% market share. In second place, with 9.8%, is CREDIT UNION OF AMERICA, having originated $3,670,000 in loans. In third place, with 8.2%, is Central National Bank, having originated $3,070,000 in loans. In fourth place, with 6.2%, is Farmers Bank & Trust, having originated $2,310,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $1,760,000 in loans.

    Great Bend Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Great Bend (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,900 (7.8%) $142,466 (11.6%) 0.00 132
    2018-02-01 $123,500 (10.1%) $144,119 (12.4%) 0.00 130
    2018-03-01 $124,000 (10.7%) $143,595 (11.6%) 0.00 121
    2018-04-01 $119,675 (1.4%) $140,005 (4.3%) 0.00 123
    2018-05-01 $111,450 (-4.1%) $137,578 (5.7%) 0.00 127
    2018-06-01 $109,900 (-1.9%) $140,134 (11.4%) 0.00 141
    2018-07-01 $108,175 (-4.9%) $137,574 (8.8%) 0.00 162
    2018-08-01 $105,900 (-8.5%) $135,762 (2.3%) 0.00 169
    2018-09-01 $104,950 (-11.0%) $135,520 (-0.1%) 0.00 161
    2018-10-01 $104,475 (-6.0%) $134,718 (0.6%) 0.00 164
    2018-11-01 $107,000 (-7.4%) $134,779 (0.3%) 0.00 163
    2018-12-01 $109,900 (-4.4%) $132,785 (-2.3%) 0.00 157
    2019-01-01 $109,900 (-8.3%) $135,414 (-5.0%) 0.00 158
    2019-02-01 $110,950 (-10.2%) $133,756 (-7.2%) 0.00 156
    2019-03-01 $113,786 (-8.2%) $131,703 (-8.3%) 0.00 152
    2019-04-01 $109,950 (-8.1%) $128,844 (-8.0%) 0.00 154
    2019-05-01 $113,450 (1.8%) $128,442 (-6.6%) 0.00 153
    2019-06-01 $118,750 (8.1%) $130,093 (-7.2%) 0.00 153
    2019-07-01 $114,975 (6.3%) $128,533 (-6.6%) 0.00 159
    2019-08-01 $115,982 (9.5%) $134,900 (-0.6%) 0.00 152
    2019-09-01 $116,105 (10.6%) $137,698 (1.6%) 0.00 145
    2019-10-01 $116,036 (11.1%) $139,564 (3.6%) 0.00 143
    2019-11-01 $114,500 (7.0%) $137,177 (1.8%) 0.00 147
    2019-12-01 $112,400 (2.3%) $133,932 (0.9%) 0.00 144
    2020-01-01 $112,625 (2.5%) $133,674 (-1.3%) 0.00 138
    2020-02-01 $114,750 (3.4%) $135,036 (1.0%) 0.00 132
    2020-03-01 $109,600 (-3.7%) $129,618 (-1.6%) 0.00 123
    2020-04-01 $112,000 (1.9%) $138,939 (7.8%) 0.00 123
    2020-05-01 $112,000 (-1.3%) $144,107 (12.2%) 0.00 119
    2020-06-01 $109,975 (-7.4%) $144,541 (11.1%) 0.00 110
    2020-07-01 $119,950 (4.3%) $155,444 (20.9%) 0.00 104
    2020-08-01 $114,900 (-0.9%) $152,867 (13.3%) 0.00 101
    2020-09-01 $110,000 (-5.3%) $146,687 (6.5%) 0.00 84
    2020-10-01 $109,950 (-5.3%) $141,782 (1.6%) 0.00 86
    2020-11-01 $108,975 (-4.8%) $141,923 (3.5%) 0.00 86
    2020-12-01 $105,000 (-6.6%) $137,276 (2.5%) 0.00 77
    2021-01-01 $110,500 (-1.9%) $131,531 (-1.6%) 0.00 72
    2021-02-01 $89,700 (-21.8%) $135,122 (0.1%) 0.00 67
    2021-03-01 $99,950 (-8.8%) $136,593 (5.4%) 0.00 70
    2021-04-01 $104,200 (-7.0%) $138,406 (-0.4%) 0.00 53
    2021-05-01 $118,700 (6.0%) $159,461 (10.7%) 0.00 45
    2021-06-01 $96,600 (-12.2%) $148,062 (2.4%) 0.00 48
    2021-07-01 $102,400 (-14.6%) $157,465 (1.3%) 0.00 42
    2021-08-01 $114,675 (-0.2%) $168,514 (10.2%) 0.00 46
    2021-09-01 $112,450 (2.2%) $180,123 (22.8%) 0.00 41
    2021-10-01 $110,000 (0.1%) $175,618 (23.9%) 0.00 47
    2021-11-01 $110,000 (0.9%) $162,167 (14.3%) 0.00 44
    2021-12-01 $105,950 (0.9%) $166,345 (21.2%) 0.00 47
    2022-01-01 $110,450 (-0.1%) $167,394 (27.3%) 0.00 47
    2022-02-01 $108,925 (21.4%) $165,347 (22.4%) 0.00 31
    2022-03-01 $118,475 (18.5%) $162,292 (18.8%) 0.00 27
    2022-04-01 $111,000 (6.5%) $157,680 (13.9%) 0.00 30
    2022-05-01 $134,900 (13.7%) $177,287 (11.2%) 0.00 34
    2022-06-01 $136,925 (41.7%) $168,373 (13.7%) 0.00 36
    2022-07-01 $129,500 (26.5%) $157,456 (0.0%) 0.00 41
    2022-08-01 $136,650 (19.2%) $177,124 (5.1%) 0.00 41
    2022-09-01 $133,450 (18.7%) $167,204 (-7.2%) 0.00 47
    2022-10-01 $125,000 (13.6%) $167,517 (-4.6%) 0.00 49
    2022-11-01 $119,900 (9.0%) $178,391 (10.0%) 0.00 49
    2022-12-01 $119,900 (13.2%) $176,025 (5.8%) 0.00 53
    2023-01-01 $124,950 (13.1%) $172,254 (2.9%) 0.00 50
    2023-02-01 $123,200 (13.1%) $158,495 (-4.1%) 0.00 54
    2023-03-01 $120,950 (2.1%) $149,950 (-7.6%) 0.00 56
    2023-04-01 $122,000 (9.9%) $159,325 (1.0%) 0.00 55
    2023-05-01 $135,925 (0.8%) $184,897 (4.3%) 0.00 50
    2023-06-01 $149,925 (9.5%) $190,491 (13.1%) 0.00 51
    2023-07-01 $133,900 (3.4%) $186,434 (18.4%) 0.00 58
    2023-08-01 $135,950 (-0.5%) $177,669 (0.3%) 0.00 63
    2023-09-01 $129,000 (-3.3%) $176,667 (5.7%) 0.00 63
    2023-10-01 $127,500 (2.0%) $174,381 (4.1%) 0.00 53
    2023-11-01 $119,950 (0.0%) $165,662 (-7.1%) 0.00 52
    2023-12-01 $119,500 (-0.3%) $163,262 (-7.3%) 0.00 48
    2024-01-01 $121,725 (-2.6%) $181,985 (5.7%) 0.00 43
    2024-02-01 $119,375 (-3.1%) $172,821 (9.0%) 0.00 41
    2024-03-01 $123,450 (2.1%) $170,923 (14.0%) 0.00 41
    2024-04-01 $130,000 (6.6%) $170,920 (7.3%) 0.00 36
    2024-05-01 $136,150 (0.2%) $191,530 (3.6%) 0.00 28
    2024-06-01 $160,000 (6.7%) $211,280 (10.9%) 0.00 39
    2024-07-01 $164,475 (22.8%) $209,111 (12.2%) 0.00 43
    2024-08-01 $165,000 (21.4%) $218,793 (23.2%) 0.00 49
    2024-09-01 $185,925 (44.1%) $228,955 (29.6%) 0.00 64
    2024-10-01 $174,600 (36.9%) $224,870 (29.0%) 0.00 66
    2024-11-01 $174,900 (45.8%) $226,036 (36.4%) 0.00 73
    2024-12-01 $162,675 (36.1%) $214,664 (31.5%) 0.00 68
    2025-01-01 $159,700 (31.2%) $203,272 (11.7%) 0.00 64
    2025-02-01 $166,000 (39.1%) $211,815 (22.6%) 0.00 64
    2025-03-01 $169,900 (37.6%) $212,269 (24.2%) 0.00 68
    Great Bend's median listing price for 2025-03-01 was $169,900, a difference of $46,450 (37.6%) versus the prior year and $3,900 versus the prior month.

    Great Bend's median listing price comes in at 0% of the national average.

    Great Bend's average listing price for 2025-03-01 was $212,269, a difference of $41,346 (24.2%) versus the prior year and $454 versus the prior month.

    For the 2025-03-01 period, Great Bend had 68 MLS listings, a difference of 4 listings (6%) versus the prior month and 27 listings (66%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Great Bend (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,430 sqft
    2018-02-01 0 days 1,435 sqft
    2018-03-01 0 days 1,431 sqft
    2018-04-01 0 days 1,438 sqft
    2018-05-01 0 days 1,427 sqft
    2018-06-01 0 days 1,430 sqft
    2018-07-01 0 days 1,406 sqft
    2018-08-01 0 days 1,402 sqft
    2018-09-01 0 days 1,413 sqft
    2018-10-01 0 days 1,401 sqft
    2018-11-01 0 days 1,405 sqft
    2018-12-01 0 days 1,395 sqft
    2019-01-01 0 days 1,427 sqft
    2019-02-01 0 days 1,400 sqft
    2019-03-01 0 days 1,386 sqft
    2019-04-01 0 days 1,339 sqft
    2019-05-01 0 days 1,366 sqft
    2019-06-01 0 days 1,390 sqft
    2019-07-01 0 days 1,403 sqft
    2019-08-01 0 days 1,400 sqft
    2019-09-01 0 days 1,393 sqft
    2019-10-01 0 days 1,387 sqft
    2019-11-01 0 days 1,340 sqft
    2019-12-01 0 days 1,353 sqft
    2020-01-01 0 days 1,362 sqft
    2020-02-01 0 days 1,339 sqft
    2020-03-01 0 days 1,247 sqft
    2020-04-01 0 days 1,242 sqft
    2020-05-01 0 days 1,316 sqft
    2020-06-01 0 days 1,339 sqft
    2020-07-01 0 days 1,430 sqft
    2020-08-01 0 days 1,430 sqft
    2020-09-01 0 days 1,392 sqft
    2020-10-01 0 days 1,352 sqft
    2020-11-01 0 days 1,338 sqft
    2020-12-01 0 days 1,330 sqft
    2021-01-01 0 days 1,305 sqft
    2021-02-01 0 days 1,305 sqft
    2021-03-01 0 days 1,372 sqft
    2021-04-01 0 days 1,391 sqft
    2021-05-01 0 days 1,489 sqft
    2021-06-01 0 days 1,298 sqft
    2021-07-01 0 days 1,380 sqft
    2021-08-01 0 days 1,431 sqft
    2021-09-01 0 days 1,363 sqft
    2021-10-01 0 days 1,356 sqft
    2021-11-01 0 days 1,292 sqft
    2021-12-01 0 days 1,344 sqft
    2022-01-01 0 days 1,345 sqft
    2022-02-01 0 days 1,371 sqft
    2022-03-01 0 days 1,402 sqft
    2022-04-01 0 days 1,230 sqft
    2022-05-01 0 days 1,439 sqft
    2022-06-01 0 days 1,501 sqft
    2022-07-01 0 days 1,380 sqft
    2022-08-01 0 days 1,425 sqft
    2022-09-01 0 days 1,413 sqft
    2022-10-01 0 days 1,408 sqft
    2022-11-01 0 days 1,391 sqft
    2022-12-01 0 days 1,387 sqft
    2023-01-01 0 days 1,380 sqft
    2023-02-01 0 days 1,366 sqft
    2023-03-01 0 days 1,305 sqft
    2023-04-01 0 days 1,410 sqft
    2023-05-01 0 days 1,485 sqft
    2023-06-01 0 days 1,603 sqft
    2023-07-01 0 days 1,632 sqft
    2023-08-01 0 days 1,544 sqft
    2023-09-01 0 days 1,388 sqft
    2023-10-01 0 days 1,288 sqft
    2023-11-01 0 days 1,338 sqft
    2023-12-01 0 days 1,351 sqft
    2024-01-01 0 days 1,432 sqft
    2024-02-01 0 days 1,510 sqft
    2024-03-01 0 days 1,542 sqft
    2024-04-01 0 days 1,646 sqft
    2024-05-01 0 days 1,882 sqft
    2024-06-01 0 days 1,630 sqft
    2024-07-01 0 days 1,575 sqft
    2024-08-01 0 days 1,609 sqft
    2024-09-01 0 days 1,606 sqft
    2024-10-01 0 days 1,605 sqft
    2024-11-01 0 days 1,612 sqft
    2024-12-01 0 days 1,610 sqft
    2025-01-01 0 days 1,574 sqft
    2025-02-01 0 days 1,655 sqft
    2025-03-01 0 days 1,609 sqft
    Great Bend's median listing age (time on market) for 2025-03-01 was 0 days.

    Great Bend's median square footage for active listings during the 2025-03-01 period was 1,609 sqft. One year prior, the average listing was 1,542 sqft.

    Great Bend, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 183 $27,255,000 $148,934
    Home Improvement 45 $2,095,000 $46,556
    Refi 44 $3,990,000 $90,682
    Other 30 $1,450,000 $48,333
    Cash Out Refi 26 $2,570,000 $98,846

    Great Bend's most frequently cited loan purpose was Home Purchase, with 183 originations. The 2nd most popular reason was Home Improvement, with 45 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 132 $18,120,000 $137,273
    Over 8% 101 $5,985,000 $59,257
    7-8% 47 $7,775,000 $165,426
    5-6% 27 $3,415,000 $126,481
    4-5% 3 $555,000 $185,000

    During 2024, Great Bend's most frequently originated rate bucket was 6-7%, with 132 originations.

    Loan Sizing (Great Bend, KS MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 175 $9,415,000 $53,800
    $100k-200k 110 $14,990,000 $136,273
    $200k-400k 37 $9,325,000 $252,027
    $400k-600k 4 $1,740,000 $435,000
    $600k-1000k 2 $1,890,000 $945,000

    Great Bend's loan sizing saw the bucket of loans from $100,000 or less with 175 originations, totaling $9,415,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 131 $19,715,000 $150,496
    60-80% 61 $7,735,000 $126,803
    Under 20% 42 $1,670,000 $39,762
    20-40% 38 $2,210,000 $58,158
    40-60% 36 $4,240,000 $117,778
    Over 100% 1 $135,000 $135,000

    Great Bend's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 131 originations, totaling $19,715,000 in origination value.