Great Bend Mortgage Rates

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Loan Attributes
  • Market Conditions & Pricing
  • Time on Market/Property Size
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Great Bend averaged 6.05% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

    The average rate for the prior week (2022-06-16) was 5.82% and one month ago for the week of 2022-05-19, the average rate was 5.39%.

    Great Bend's average rate one year ago was 3.18%.

    For refis of the same type during the week of 2022-06-23, the average rate was 5.77%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-23 5.81%
    Great Bend 30 Year Fixed Rate 2022-06-23 6.05%
    Great Bend 30 Year Fixed Rate Refi 2022-06-23 5.77%
    Great Bend 15 Year Fixed Rate 2022-06-23 5.74%
    Great Bend 15 Year Fixed Rate Refi 2022-06-23 5.18%
    Great Bend 30 Year FHA 2022-06-23 0.15%
    Great Bend 30 Year FHA Refi 2022-06-23 -0.25%
    Great Bend 30 Year USDA 2022-06-23 -0.16%
    Great Bend 30 Year USDA Refi 2022-06-23 3.19%
    Great Bend 30 Year VA 2022-06-23 0.16%
    Great Bend 30 Year VA Refi 2022-06-23 -0.07%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Great Bend, KS.

    Great Bend Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Great Bend, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    Landmark National Bank 37 2.99% $1,875
    CREDIT UNION OF AMERICA 28 3.23% $1,952
    QUICKEN LOANS, LLC 9 3.18% $4,677
    Sunflower Bank 8 3.19% $2,890
    FLAT BRANCH MORTGAGE, INC. 7 3.21% $2,735
    Central National Bank 3 2.88% $1,721
    Deere Employees Credit Union 2 2.50% $2,364
    AMERISAVE MORTGAGE CORPORATION 2 3.50% $4,481
    U.S. Bank 2 3.18% $2,621
    AMERICAN FINANCING CORPORATION 2 3.13% $3,454
    LAND HOME FINANCIAL SERVICES, INC. 1 3.63% $3,104
    MAINSTREET FEDERAL CREDIT UNION 1 3.00% $1,141
    Mid-America Bank 1 3.00% $1,941
    MID AMERICA MORTGAGE, INC. 1 3.38% $1,696
    Mortgage Investment Services Corporation 1 3.00% $3,539
    Nations Lending Corporation 1 2.99% $490
    PNC Bank 1 3.38% $2,247
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.63% $4,711
    Sierra Pacific Mortgage Company, Inc. 1 3.63% $4,016
    UMB Bank 1 3.00% $2,703
    UNION HOME MORTGAGE CORP. 1 3.88% $2,753
    Wells Fargo Bank 1 2.88% $2,603
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.50% $5,448
    Bank of America 1 3.25% $2,272
    Bank of the Flint Hills 1 3.25% $2,274
    Barrington Bank & Trust Company, N.A. 1 2.50% $21,906
    Bell Bank 1 2.95% $2,455
    BOKF 1 3.50% $2,719
    CHURCHILL MORTGAGE CORPORATION 1 3.63% $2,911
    Flagstar Bank, FSB 1 3.00% $2,150
    Gateway First Bank 1 2.88% $1,259

    Great Bend, KS's 31 lenders originated 414 loans during 2021. The total origination value was $48,900,000, with an average loan value of $118,116.

    The top Great Bend lender as defined by loan originations is Landmark National Bank, with 37 loans originated. Their average total fees are $1,875, which is $77 lower than the next largest lender, CREDIT UNION OF AMERICA.

    The lowest fee Great Bend lenders (with over 10 loans originated) are Landmark National Bank ($1,875), CREDIT UNION OF AMERICA ($1,952), .

    The lowest rate Great Bend lenders (with over 10 loans originated) are Landmark National Bank (2.99%), CREDIT UNION OF AMERICA (3.23%), .

    Great Bend, KS Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    Landmark National Bank $8,520,000 $13,030,000 52.9% 26.6%
    CREDIT UNION OF AMERICA $9,045,000 $6,660,000 -26.4% 13.6%
    Farmers Bank & Trust $6,165,000 $5,205,000 -15.6% 10.6%
    QUICKEN LOANS, LLC $3,580,000 $3,565,000 -0.4% 7.3%
    Sunflower Bank $1,935,000 $1,850,000 -4.4% 3.8%
    Central National Bank $1,445,000 $1,735,000 20.1% 3.5%
    FLAT BRANCH MORTGAGE, INC. $165,000 $1,565,000 848.5% 3.2%
    Mortgage Investment Services Corporation $140,000 $1,215,000 767.9% 2.5%
    FREEDOM MORTGAGE CORPORATION $1,215,000 $1,035,000 -14.8% 2.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $865,000 $1,010,000 16.8% 2.1%
    Mortgage Research Center, LLC $1,070,000 $605,000 -43.5% 1.2%
    CHURCHILL MORTGAGE CORPORATION $85,000 $565,000 564.7% 1.2%
    Bank of the West $595,000 $550,000 -7.6% 1.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $115,000 $535,000 365.2% 1.1%
    Barrington Bank & Trust Company, N.A. $125,000 $455,000 264.0% 0.9%
    Gateway First Bank $420,000 n/a 0.9%
    MERITRUST Federal Credit Union $410,000 n/a 0.8%
    U.S. Bank $410,000 n/a 0.8%
    AMERICAN FINANCING CORPORATION $380,000 n/a 0.8%
    AMERISAVE MORTGAGE CORPORATION $365,000 n/a 0.7%
    PLANET HOME LENDING, LLC $485,000 $335,000 -30.9% 0.7%
    Nations Lending Corporation $330,000 n/a 0.7%
    Sierra Pacific Mortgage Company, Inc. $665,000 $330,000 -50.4% 0.7%
    UMB Bank $55,000 $310,000 463.6% 0.6%
    PNC Bank $305,000 n/a 0.6%
    NEW DAY FINANCIAL, LLC $220,000 $300,000 36.4% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $155,000 $275,000 77.4% 0.6%
    ZILLOW HOME LOANS, LLC $255,000 n/a 0.5%
    Deere Employees Credit Union $130,000 $245,000 88.5% 0.5%
    Wells Fargo Bank $445,000 $230,000 -48.3% 0.5%
    Carrington Mortgage Services, LLC $225,000 n/a 0.5%
    The Bennington State Bank $410,000 $215,000 -47.6% 0.4%
    USAA Federal Savings Bank $615,000 $210,000 -65.9% 0.4%
    Community National Bank $205,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $175,000 $200,000 14.3% 0.4%
    Flagstar Bank, FSB $195,000 n/a 0.4%
    First Guaranty Mortgage Corporation $325,000 $190,000 -41.5% 0.4%
    MAINSTREET FEDERAL CREDIT UNION $185,000 n/a 0.4%
    UNION HOME MORTGAGE CORP. $165,000 n/a 0.3%
    Bell Bank $155,000 n/a 0.3%
    GOLDEN PLAINS $680,000 $145,000 -78.7% 0.3%
    Members Mortgage Services, L.L.C. $65,000 $145,000 123.1% 0.3%
    First National Bank of Omaha $350,000 $135,000 -61.4% 0.3%
    HEARTLAND CREDIT UNION $135,000 n/a 0.3%
    HOME POINT FINANCIAL CORPORATION $380,000 $135,000 -64.5% 0.3%
    Mid-America Bank $65,000 $135,000 107.7% 0.3%
    BROKER SOLUTIONS, INC. $155,000 $125,000 -19.4% 0.3%
    LAND HOME FINANCIAL SERVICES, INC. $125,000 n/a 0.3%
    COMMUNITYAMERICA $115,000 n/a 0.2%
    Bank of the Flint Hills $95,000 n/a 0.2%
    MID AMERICA MORTGAGE, INC. $95,000 n/a 0.2%
    United Fidelity Funding Corp. $95,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $95,000 n/a 0.2%
    DELMAR FINANCIAL COMPANY $85,000 n/a 0.2%
    FRONTIER COMMUNITY CREDIT UNION $85,000 n/a 0.2%
    BAY EQUITY LLC $75,000 n/a 0.2%
    FirstBank Southwest $75,000 n/a 0.2%
    Community National Bank & Trust $65,000 n/a 0.1%
    JPMorgan Chase Bank $65,000 n/a 0.1%
    Bank of America $55,000 n/a 0.1%
    BOKF $55,000 n/a 0.1%
    Citibank $55,000 n/a 0.1%
    Commerce Bank $85,000 $55,000 -35.3% 0.1%
    NAVY FEDERAL CREDIT UNION $55,000 n/a 0.1%
    UNITED WHOLESALE MORTGAGE, LLC $55,000 n/a 0.1%
    Discover Bank $35,000 n/a 0.1%
    Figure Lending LLC $35,000 n/a 0.1%
    Boeing Employees Credit Union $25,000 n/a 0.1%
    Emprise Bank $35,000 $25,000 -28.6% 0.1%

    Great Bend's top lender by overall market share is Landmark National Bank, with 26.6% market share. In second place, with 13.6%, is CREDIT UNION OF AMERICA, having originated $6,660,000 in loans. In third place, with 10.6%, is Farmers Bank & Trust, having originated $5,205,000 in loans. In third place, with 7.3%, is QUICKEN LOANS, LLC, having originated $3,565,000 in loans. In third place, with 3.8%, is Sunflower Bank, having originated $1,850,000 in loans.

    Great Bend, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 237 $28,855,000 $121,751
    Refi 92 $10,770,000 $117,065
    Cash Out Refi 67 $7,955,000 $118,731
    Home Improvement 10 $630,000 $63,000
    Other 8 $690,000 $86,250

    Great Bend's most frequently cited loan purpose was Home Purchase, with 237 originations. The 2nd most popular reason was Refi, with 92 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 153 $18,355,000 $119,967
    3-4% 137 $15,535,000 $113,394
    <2.5% 67 $8,485,000 $126,642
    4-5% 8 $540,000 $67,500
    5-6% 3 $115,000 $38,333
    7-8% 2 $40,000 $20,000
    Over 8% 2 $130,000 $65,000

    During 2021, Great Bend's most frequently originated rate bucket was 2.5-3%, with 153 originations.

    Loan Sizing (Great Bend, KS MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 192 $12,970,000 $67,552
    $100k-200k 183 $24,745,000 $135,219
    $200k-400k 34 $8,880,000 $261,176
    $400k-600k 5 $2,305,000 $461,000

    Great Bend's loan sizing saw the bucket of loans from $100,000 or less with 192 originations, totaling $12,970,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 201 $25,675,000 $127,736
    60-80% 103 $11,905,000 $115,583
    40-60% 37 $2,585,000 $69,865
    20-40% 11 $515,000 $46,818
    Over 100% 6 $1,040,000 $173,333
    Under 20% 1 $15,000 $15,000

    Great Bend's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 201 originations, totaling $25,675,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Great Bend (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,900 (6.8%) $141,743 (11.3%) 0.00 132
    2018-02-01 $124,000 (10.5%) $143,296 (11.5%) 0.00 129
    2018-03-01 $124,000 (10.5%) $143,093 (11.1%) 0.00 121
    2018-04-01 $119,900 (1.6%) $140,208 (5.1%) 0.00 122
    2018-05-01 $110,950 (-5.1%) $137,955 (5.7%) 0.00 127
    2018-06-01 $109,900 (-3.1%) $140,023 (10.8%) 0.00 141
    2018-07-01 $108,450 (-5.6%) $140,631 (10.7%) 0.00 162
    2018-08-01 $105,900 (-9.5%) $138,688 (4.6%) 0.00 169
    2018-09-01 $105,900 (-10.2%) $138,571 (2.7%) 0.00 162
    2018-10-01 $104,500 (-4.9%) $135,494 (1.8%) 0.00 162
    2018-11-01 $107,000 (-4.8%) $135,077 (1.5%) 0.00 160
    2018-12-01 $109,900 (-4.4%) $133,241 (-1.8%) 0.00 157
    2019-01-01 $109,900 (-8.3%) $135,203 (-4.6%) 0.00 157
    2019-02-01 $109,950 (-11.3%) $133,407 (-6.9%) 0.00 155
    2019-03-01 $112,757 (-9.1%) $131,809 (-7.9%) 0.00 150
    2019-04-01 $110,257 (-8.0%) $129,745 (-7.5%) 0.00 151
    2019-05-01 $114,450 (3.2%) $128,856 (-6.6%) 0.00 152
    2019-06-01 $119,500 (8.7%) $130,709 (-6.7%) 0.00 152
    2019-07-01 $114,950 (6.0%) $128,302 (-8.8%) 0.00 159
    2019-08-01 $114,957 (8.6%) $133,919 (-3.4%) 0.00 154
    2019-09-01 $116,457 (10.0%) $135,306 (-2.4%) 0.00 147
    2019-10-01 $115,400 (10.4%) $139,846 (3.2%) 0.00 147
    2019-11-01 $114,500 (7.0%) $137,345 (1.7%) 0.00 148
    2019-12-01 $112,400 (2.3%) $133,305 (0.1%) 0.00 144
    2020-01-01 $112,000 (1.9%) $133,213 (-1.5%) 0.00 137
    2020-02-01 $114,900 (4.5%) $135,520 (1.6%) 0.00 130
    2020-03-01 $109,700 (-2.7%) $128,025 (-2.9%) 0.00 122
    2020-04-01 $112,450 (2.0%) $138,939 (7.1%) 0.00 122
    2020-05-01 $112,000 (-2.1%) $144,107 (11.8%) 0.00 119
    2020-06-01 $110,950 (-7.2%) $144,919 (10.9%) 0.00 108
    2020-07-01 $123,700 (7.6%) $156,722 (22.2%) 0.00 103
    2020-08-01 $114,900 (-0.1%) $153,236 (14.4%) 0.00 100
    2020-09-01 $111,000 (-4.7%) $144,367 (6.7%) 0.00 82
    2020-10-01 $109,900 (-4.8%) $144,125 (3.1%) 0.00 85
    2020-11-01 $110,450 (-3.5%) $144,329 (5.1%) 0.00 85
    2020-12-01 $105,000 (-6.6%) $134,657 (1.0%) 0.00 76
    2021-01-01 $111,000 (-0.9%) $130,328 (-2.2%) 0.00 70
    2021-02-01 $91,250 (-20.6%) $135,874 (0.3%) 0.00 66
    2021-03-01 $102,400 (-6.7%) $136,115 (6.3%) 0.00 89
    2021-04-01 $111,000 (-1.3%) $136,565 (-1.7%) 0.00 56
    2021-05-01 $119,900 (7.1%) $161,814 (12.3%) 0.00 43
    2021-06-01 $95,750 (-13.7%) $148,755 (2.7%) 0.00 47
    2021-07-01 $109,450 (-11.5%) $160,440 (2.4%) 0.00 39
    2021-08-01 $115,500 (0.5%) $171,470 (11.9%) 0.00 44
    2021-09-01 $124,950 (12.6%) $213,104 (47.6%) 0.00 36
    2021-10-01 $114,900 (4.6%) $199,758 (38.6%) 0.00 45
    2021-11-01 $114,900 (4.0%) $164,954 (14.3%) 0.00 41
    2021-12-01 $108,450 (3.3%) $170,237 (26.4%) 0.00 44
    2022-01-01 $112,000 (0.9%) $171,006 (31.2%) 0.00 43
    2022-02-01 $110,950 (21.6%) $169,550 (24.8%) 0.00 28
    2022-03-01 $127,450 (24.5%) $167,040 (22.7%) 0.00 24
    2022-04-01 $112,000 (0.9%) $162,782 (19.2%) 0.00 28
    2022-05-01 $142,950 (19.2%) $182,222 (12.6%) 0.00 32
    Great Bend's median listing price for 2022-05-01 was $142,950, a difference of $23,050 (19.2%) versus the prior year and $30,950 versus the prior month.

    Great Bend's median listing price comes in at 0% of the national average.

    Great Bend's average listing price for 2022-05-01 was $182,222, a difference of $20,408 (12.6%) versus the prior year and $19,440 versus the prior month.

    For the 2022-05-01 period, Great Bend had 32 MLS listings, a difference of 4 listings (14%) versus the prior month and -11 listings (-26%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Great Bend (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,431 sqft
    2018-02-01 0 days 1,436 sqft
    2018-03-01 0 days 1,431 sqft
    2018-04-01 0 days 1,445 sqft
    2018-05-01 0 days 1,426 sqft
    2018-06-01 0 days 1,430 sqft
    2018-07-01 0 days 1,425 sqft
    2018-08-01 0 days 1,408 sqft
    2018-09-01 0 days 1,425 sqft
    2018-10-01 0 days 1,400 sqft
    2018-11-01 0 days 1,405 sqft
    2018-12-01 0 days 1,400 sqft
    2019-01-01 0 days 1,427 sqft
    2019-02-01 0 days 1,405 sqft
    2019-03-01 0 days 1,389 sqft
    2019-04-01 0 days 1,344 sqft
    2019-05-01 0 days 1,386 sqft
    2019-06-01 0 days 1,404 sqft
    2019-07-01 0 days 1,404 sqft
    2019-08-01 0 days 1,413 sqft
    2019-09-01 0 days 1,411 sqft
    2019-10-01 0 days 1,387 sqft
    2019-11-01 0 days 1,337 sqft
    2019-12-01 0 days 1,344 sqft
    2020-01-01 0 days 1,362 sqft
    2020-02-01 0 days 1,340 sqft
    2020-03-01 0 days 1,247 sqft
    2020-04-01 0 days 1,243 sqft
    2020-05-01 0 days 1,316 sqft
    2020-06-01 0 days 1,338 sqft
    2020-07-01 0 days 1,430 sqft
    2020-08-01 0 days 1,430 sqft
    2020-09-01 0 days 1,400 sqft
    2020-10-01 0 days 1,378 sqft
    2020-11-01 0 days 1,338 sqft
    2020-12-01 0 days 1,321 sqft
    2021-01-01 0 days 1,305 sqft
    2021-02-01 0 days 1,322 sqft
    2021-03-01 0 days 1,361 sqft
    2021-04-01 0 days 1,389 sqft
    2021-05-01 0 days 1,521 sqft
    2021-06-01 0 days 1,277 sqft
    2021-07-01 0 days 1,382 sqft
    2021-08-01 0 days 1,418 sqft
    2021-09-01 0 days 1,355 sqft
    2021-10-01 0 days 1,352 sqft
    2021-11-01 0 days 1,308 sqft
    2021-12-01 0 days 1,360 sqft
    2022-01-01 0 days 1,360 sqft
    2022-02-01 0 days 1,377 sqft
    2022-03-01 0 days 1,411 sqft
    2022-04-01 0 days 1,230 sqft
    2022-05-01 0 days 1,439 sqft
    Great Bend's median listing age (time on market) for 2022-05-01 was 0 days.

    Great Bend's median square footage for active listings during the 2022-05-01 period was 1,439 sqft. One year prior, the average listing was 1,521 sqft.