Great Bend Mortgage Rates
30 Year Fixed Rate mortgages in Great Bend averaged
6.05%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
5.82% and
one month ago for the week of 2022-05-19, the
average rate was 5.39%.
Great Bend's average rate one year ago was 3.18%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.77%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
Great Bend 30 Year Fixed Rate | 2022-06-23 | 6.05% |
Great Bend 30 Year Fixed Rate Refi | 2022-06-23 | 5.77% |
Great Bend 15 Year Fixed Rate | 2022-06-23 | 5.74% |
Great Bend 15 Year Fixed Rate Refi | 2022-06-23 | 5.18% |
Great Bend 30 Year FHA | 2022-06-23 | 0.15% |
Great Bend 30 Year FHA Refi | 2022-06-23 | -0.25% |
Great Bend 30 Year USDA | 2022-06-23 | -0.16% |
Great Bend 30 Year USDA Refi | 2022-06-23 | 3.19% |
Great Bend 30 Year VA | 2022-06-23 | 0.16% |
Great Bend 30 Year VA Refi | 2022-06-23 | -0.07% |
Great Bend Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Great Bend, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Great Bend, KS's 31 lenders originated 414
loans during 2021. The total origination value was $48,900,000, with an average loan value of
$118,116.
The top Great Bend lender as defined by loan originations is Landmark National Bank, with
37 loans originated. Their average total fees are
$1,875, which is $77
lower than the next largest lender,
CREDIT UNION OF AMERICA.
The lowest fee Great Bend lenders (with over 10 loans originated) are
Landmark National Bank ($1,875), CREDIT UNION OF AMERICA ($1,952), .
The lowest rate Great Bend lenders (with over 10 loans originated) are
Landmark National Bank (2.99%), CREDIT UNION OF AMERICA (3.23%), .
Great Bend, KS Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
Landmark National Bank | $8,520,000 | $13,030,000 | 52.9% | 26.6% |
CREDIT UNION OF AMERICA | $9,045,000 | $6,660,000 | -26.4% | 13.6% |
Farmers Bank & Trust | $6,165,000 | $5,205,000 | -15.6% | 10.6% |
QUICKEN LOANS, LLC | $3,580,000 | $3,565,000 | -0.4% | 7.3% |
Sunflower Bank | $1,935,000 | $1,850,000 | -4.4% | 3.8% |
Central National Bank | $1,445,000 | $1,735,000 | 20.1% | 3.5% |
FLAT BRANCH MORTGAGE, INC. | $165,000 | $1,565,000 | 848.5% | 3.2% |
Mortgage Investment Services Corporation | $140,000 | $1,215,000 | 767.9% | 2.5% |
FREEDOM MORTGAGE CORPORATION | $1,215,000 | $1,035,000 | -14.8% | 2.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $865,000 | $1,010,000 | 16.8% | 2.1% |
Mortgage Research Center, LLC | $1,070,000 | $605,000 | -43.5% | 1.2% |
CHURCHILL MORTGAGE CORPORATION | $85,000 | $565,000 | 564.7% | 1.2% |
Bank of the West | $595,000 | $550,000 | -7.6% | 1.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $115,000 | $535,000 | 365.2% | 1.1% |
Barrington Bank & Trust Company, N.A. | $125,000 | $455,000 | 264.0% | 0.9% |
Gateway First Bank | $420,000 | n/a | 0.9% | |
MERITRUST Federal Credit Union | $410,000 | n/a | 0.8% | |
U.S. Bank | $410,000 | n/a | 0.8% | |
AMERICAN FINANCING CORPORATION | $380,000 | n/a | 0.8% | |
AMERISAVE MORTGAGE CORPORATION | $365,000 | n/a | 0.7% | |
PLANET HOME LENDING, LLC | $485,000 | $335,000 | -30.9% | 0.7% |
Nations Lending Corporation | $330,000 | n/a | 0.7% | |
Sierra Pacific Mortgage Company, Inc. | $665,000 | $330,000 | -50.4% | 0.7% |
UMB Bank | $55,000 | $310,000 | 463.6% | 0.6% |
PNC Bank | $305,000 | n/a | 0.6% | |
NEW DAY FINANCIAL, LLC | $220,000 | $300,000 | 36.4% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $155,000 | $275,000 | 77.4% | 0.6% |
ZILLOW HOME LOANS, LLC | $255,000 | n/a | 0.5% | |
Deere Employees Credit Union | $130,000 | $245,000 | 88.5% | 0.5% |
Wells Fargo Bank | $445,000 | $230,000 | -48.3% | 0.5% |
Carrington Mortgage Services, LLC | $225,000 | n/a | 0.5% | |
The Bennington State Bank | $410,000 | $215,000 | -47.6% | 0.4% |
USAA Federal Savings Bank | $615,000 | $210,000 | -65.9% | 0.4% |
Community National Bank | $205,000 | n/a | 0.4% | |
PENNYMAC LOAN SERVICES, LLC | $175,000 | $200,000 | 14.3% | 0.4% |
Flagstar Bank, FSB | $195,000 | n/a | 0.4% | |
First Guaranty Mortgage Corporation | $325,000 | $190,000 | -41.5% | 0.4% |
MAINSTREET FEDERAL CREDIT UNION | $185,000 | n/a | 0.4% | |
UNION HOME MORTGAGE CORP. | $165,000 | n/a | 0.3% | |
Bell Bank | $155,000 | n/a | 0.3% | |
GOLDEN PLAINS | $680,000 | $145,000 | -78.7% | 0.3% |
Members Mortgage Services, L.L.C. | $65,000 | $145,000 | 123.1% | 0.3% |
First National Bank of Omaha | $350,000 | $135,000 | -61.4% | 0.3% |
HEARTLAND CREDIT UNION | $135,000 | n/a | 0.3% | |
HOME POINT FINANCIAL CORPORATION | $380,000 | $135,000 | -64.5% | 0.3% |
Mid-America Bank | $65,000 | $135,000 | 107.7% | 0.3% |
BROKER SOLUTIONS, INC. | $155,000 | $125,000 | -19.4% | 0.3% |
LAND HOME FINANCIAL SERVICES, INC. | $125,000 | n/a | 0.3% | |
COMMUNITYAMERICA | $115,000 | n/a | 0.2% | |
Bank of the Flint Hills | $95,000 | n/a | 0.2% | |
MID AMERICA MORTGAGE, INC. | $95,000 | n/a | 0.2% | |
United Fidelity Funding Corp. | $95,000 | n/a | 0.2% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $95,000 | n/a | 0.2% | |
DELMAR FINANCIAL COMPANY | $85,000 | n/a | 0.2% | |
FRONTIER COMMUNITY CREDIT UNION | $85,000 | n/a | 0.2% | |
BAY EQUITY LLC | $75,000 | n/a | 0.2% | |
FirstBank Southwest | $75,000 | n/a | 0.2% | |
Community National Bank & Trust | $65,000 | n/a | 0.1% | |
JPMorgan Chase Bank | $65,000 | n/a | 0.1% | |
Bank of America | $55,000 | n/a | 0.1% | |
BOKF | $55,000 | n/a | 0.1% | |
Citibank | $55,000 | n/a | 0.1% | |
Commerce Bank | $85,000 | $55,000 | -35.3% | 0.1% |
NAVY FEDERAL CREDIT UNION | $55,000 | n/a | 0.1% | |
UNITED WHOLESALE MORTGAGE, LLC | $55,000 | n/a | 0.1% | |
Discover Bank | $35,000 | n/a | 0.1% | |
Figure Lending LLC | $35,000 | n/a | 0.1% | |
Boeing Employees Credit Union | $25,000 | n/a | 0.1% | |
Emprise Bank | $35,000 | $25,000 | -28.6% | 0.1% |
Great Bend's top lender by overall market share is Landmark National Bank, with 26.6% market share. In second place, with 13.6%, is CREDIT UNION OF AMERICA, having originated $6,660,000 in loans. In third place, with 10.6%, is Farmers Bank & Trust, having originated $5,205,000 in loans. In third place, with 7.3%, is QUICKEN LOANS, LLC, having originated $3,565,000 in loans. In third place, with 3.8%, is Sunflower Bank, having originated $1,850,000 in loans.
Great Bend, KS Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 237 | $28,855,000 | $121,751 |
Refi | 92 | $10,770,000 | $117,065 |
Cash Out Refi | 67 | $7,955,000 | $118,731 |
Home Improvement | 10 | $630,000 | $63,000 |
Other | 8 | $690,000 | $86,250 |
Great Bend's most frequently cited loan purpose was Home Purchase, with 237 originations. The 2nd most popular reason was Refi, with 92 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
2.5-3% | 153 | $18,355,000 | $119,967 |
3-4% | 137 | $15,535,000 | $113,394 |
<2.5% | 67 | $8,485,000 | $126,642 |
4-5% | 8 | $540,000 | $67,500 |
5-6% | 3 | $115,000 | $38,333 |
7-8% | 2 | $40,000 | $20,000 |
Over 8% | 2 | $130,000 | $65,000 |
During 2021, Great Bend's most frequently originated rate bucket was 2.5-3%, with 153 originations.
Loan Sizing (Great Bend, KS MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 192 | $12,970,000 | $67,552 |
$100k-200k | 183 | $24,745,000 | $135,219 |
$200k-400k | 34 | $8,880,000 | $261,176 |
$400k-600k | 5 | $2,305,000 | $461,000 |
Great Bend's loan sizing saw the bucket of loans from $100,000 or less with 192 originations, totaling $12,970,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 201 | $25,675,000 | $127,736 |
60-80% | 103 | $11,905,000 | $115,583 |
40-60% | 37 | $2,585,000 | $69,865 |
20-40% | 11 | $515,000 | $46,818 |
Over 100% | 6 | $1,040,000 | $173,333 |
Under 20% | 1 | $15,000 | $15,000 |
Great Bend's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 201 originations, totaling $25,675,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Great Bend (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $119,900 (6.8%) | $141,743 (11.3%) | 0.00 | 132 |
2018-02-01 | $124,000 (10.5%) | $143,296 (11.5%) | 0.00 | 129 |
2018-03-01 | $124,000 (10.5%) | $143,093 (11.1%) | 0.00 | 121 |
2018-04-01 | $119,900 (1.6%) | $140,208 (5.1%) | 0.00 | 122 |
2018-05-01 | $110,950 (-5.1%) | $137,955 (5.7%) | 0.00 | 127 |
2018-06-01 | $109,900 (-3.1%) | $140,023 (10.8%) | 0.00 | 141 |
2018-07-01 | $108,450 (-5.6%) | $140,631 (10.7%) | 0.00 | 162 |
2018-08-01 | $105,900 (-9.5%) | $138,688 (4.6%) | 0.00 | 169 |
2018-09-01 | $105,900 (-10.2%) | $138,571 (2.7%) | 0.00 | 162 |
2018-10-01 | $104,500 (-4.9%) | $135,494 (1.8%) | 0.00 | 162 |
2018-11-01 | $107,000 (-4.8%) | $135,077 (1.5%) | 0.00 | 160 |
2018-12-01 | $109,900 (-4.4%) | $133,241 (-1.8%) | 0.00 | 157 |
2019-01-01 | $109,900 (-8.3%) | $135,203 (-4.6%) | 0.00 | 157 |
2019-02-01 | $109,950 (-11.3%) | $133,407 (-6.9%) | 0.00 | 155 |
2019-03-01 | $112,757 (-9.1%) | $131,809 (-7.9%) | 0.00 | 150 |
2019-04-01 | $110,257 (-8.0%) | $129,745 (-7.5%) | 0.00 | 151 |
2019-05-01 | $114,450 (3.2%) | $128,856 (-6.6%) | 0.00 | 152 |
2019-06-01 | $119,500 (8.7%) | $130,709 (-6.7%) | 0.00 | 152 |
2019-07-01 | $114,950 (6.0%) | $128,302 (-8.8%) | 0.00 | 159 |
2019-08-01 | $114,957 (8.6%) | $133,919 (-3.4%) | 0.00 | 154 |
2019-09-01 | $116,457 (10.0%) | $135,306 (-2.4%) | 0.00 | 147 |
2019-10-01 | $115,400 (10.4%) | $139,846 (3.2%) | 0.00 | 147 |
2019-11-01 | $114,500 (7.0%) | $137,345 (1.7%) | 0.00 | 148 |
2019-12-01 | $112,400 (2.3%) | $133,305 (0.1%) | 0.00 | 144 |
2020-01-01 | $112,000 (1.9%) | $133,213 (-1.5%) | 0.00 | 137 |
2020-02-01 | $114,900 (4.5%) | $135,520 (1.6%) | 0.00 | 130 |
2020-03-01 | $109,700 (-2.7%) | $128,025 (-2.9%) | 0.00 | 122 |
2020-04-01 | $112,450 (2.0%) | $138,939 (7.1%) | 0.00 | 122 |
2020-05-01 | $112,000 (-2.1%) | $144,107 (11.8%) | 0.00 | 119 |
2020-06-01 | $110,950 (-7.2%) | $144,919 (10.9%) | 0.00 | 108 |
2020-07-01 | $123,700 (7.6%) | $156,722 (22.2%) | 0.00 | 103 |
2020-08-01 | $114,900 (-0.1%) | $153,236 (14.4%) | 0.00 | 100 |
2020-09-01 | $111,000 (-4.7%) | $144,367 (6.7%) | 0.00 | 82 |
2020-10-01 | $109,900 (-4.8%) | $144,125 (3.1%) | 0.00 | 85 |
2020-11-01 | $110,450 (-3.5%) | $144,329 (5.1%) | 0.00 | 85 |
2020-12-01 | $105,000 (-6.6%) | $134,657 (1.0%) | 0.00 | 76 |
2021-01-01 | $111,000 (-0.9%) | $130,328 (-2.2%) | 0.00 | 70 |
2021-02-01 | $91,250 (-20.6%) | $135,874 (0.3%) | 0.00 | 66 |
2021-03-01 | $102,400 (-6.7%) | $136,115 (6.3%) | 0.00 | 89 |
2021-04-01 | $111,000 (-1.3%) | $136,565 (-1.7%) | 0.00 | 56 |
2021-05-01 | $119,900 (7.1%) | $161,814 (12.3%) | 0.00 | 43 |
2021-06-01 | $95,750 (-13.7%) | $148,755 (2.7%) | 0.00 | 47 |
2021-07-01 | $109,450 (-11.5%) | $160,440 (2.4%) | 0.00 | 39 |
2021-08-01 | $115,500 (0.5%) | $171,470 (11.9%) | 0.00 | 44 |
2021-09-01 | $124,950 (12.6%) | $213,104 (47.6%) | 0.00 | 36 |
2021-10-01 | $114,900 (4.6%) | $199,758 (38.6%) | 0.00 | 45 |
2021-11-01 | $114,900 (4.0%) | $164,954 (14.3%) | 0.00 | 41 |
2021-12-01 | $108,450 (3.3%) | $170,237 (26.4%) | 0.00 | 44 |
2022-01-01 | $112,000 (0.9%) | $171,006 (31.2%) | 0.00 | 43 |
2022-02-01 | $110,950 (21.6%) | $169,550 (24.8%) | 0.00 | 28 |
2022-03-01 | $127,450 (24.5%) | $167,040 (22.7%) | 0.00 | 24 |
2022-04-01 | $112,000 (0.9%) | $162,782 (19.2%) | 0.00 | 28 |
2022-05-01 | $142,950 (19.2%) | $182,222 (12.6%) | 0.00 | 32 |
Great Bend's median listing price comes in at 0% of the national average.
Great Bend's average listing price for 2022-05-01 was $182,222, a difference of $20,408 (12.6%) versus the prior year and $19,440 versus the prior month.
For the 2022-05-01 period, Great Bend had 32 MLS listings, a difference of 4 listings (14%) versus the prior month and -11 listings (-26%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Great Bend (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,431 sqft |
2018-02-01 | 0 days | 1,436 sqft |
2018-03-01 | 0 days | 1,431 sqft |
2018-04-01 | 0 days | 1,445 sqft |
2018-05-01 | 0 days | 1,426 sqft |
2018-06-01 | 0 days | 1,430 sqft |
2018-07-01 | 0 days | 1,425 sqft |
2018-08-01 | 0 days | 1,408 sqft |
2018-09-01 | 0 days | 1,425 sqft |
2018-10-01 | 0 days | 1,400 sqft |
2018-11-01 | 0 days | 1,405 sqft |
2018-12-01 | 0 days | 1,400 sqft |
2019-01-01 | 0 days | 1,427 sqft |
2019-02-01 | 0 days | 1,405 sqft |
2019-03-01 | 0 days | 1,389 sqft |
2019-04-01 | 0 days | 1,344 sqft |
2019-05-01 | 0 days | 1,386 sqft |
2019-06-01 | 0 days | 1,404 sqft |
2019-07-01 | 0 days | 1,404 sqft |
2019-08-01 | 0 days | 1,413 sqft |
2019-09-01 | 0 days | 1,411 sqft |
2019-10-01 | 0 days | 1,387 sqft |
2019-11-01 | 0 days | 1,337 sqft |
2019-12-01 | 0 days | 1,344 sqft |
2020-01-01 | 0 days | 1,362 sqft |
2020-02-01 | 0 days | 1,340 sqft |
2020-03-01 | 0 days | 1,247 sqft |
2020-04-01 | 0 days | 1,243 sqft |
2020-05-01 | 0 days | 1,316 sqft |
2020-06-01 | 0 days | 1,338 sqft |
2020-07-01 | 0 days | 1,430 sqft |
2020-08-01 | 0 days | 1,430 sqft |
2020-09-01 | 0 days | 1,400 sqft |
2020-10-01 | 0 days | 1,378 sqft |
2020-11-01 | 0 days | 1,338 sqft |
2020-12-01 | 0 days | 1,321 sqft |
2021-01-01 | 0 days | 1,305 sqft |
2021-02-01 | 0 days | 1,322 sqft |
2021-03-01 | 0 days | 1,361 sqft |
2021-04-01 | 0 days | 1,389 sqft |
2021-05-01 | 0 days | 1,521 sqft |
2021-06-01 | 0 days | 1,277 sqft |
2021-07-01 | 0 days | 1,382 sqft |
2021-08-01 | 0 days | 1,418 sqft |
2021-09-01 | 0 days | 1,355 sqft |
2021-10-01 | 0 days | 1,352 sqft |
2021-11-01 | 0 days | 1,308 sqft |
2021-12-01 | 0 days | 1,360 sqft |
2022-01-01 | 0 days | 1,360 sqft |
2022-02-01 | 0 days | 1,377 sqft |
2022-03-01 | 0 days | 1,411 sqft |
2022-04-01 | 0 days | 1,230 sqft |
2022-05-01 | 0 days | 1,439 sqft |
Great Bend's median square footage for active listings during the 2022-05-01 period was 1,439 sqft. One year prior, the average listing was 1,521 sqft.