Coshocton VA Loan Rates, Closing Costs & Stats
Coshocton, OH
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Coshocton's 17 lenders originated 31 VA loans during 2023. The total origination value was $5,935,000, with an average VA loan value of $191,452.
Coshocton VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Coshocton
averaged
6.52%
for the week of 2024-12-13, compared to the national average (all VA variants) of
6.077% for the same period.
Coshocton's average VA mortgage closing costs are $4,473.
The average rate for the prior week (2024-12-06) was
6.76% and
one month ago for the week of 2024-11-08, the
average rate was 6.85%.
The average rate one year ago was 6.9%.
For refis of the same type during the week of 2024-12-13, the average rate
was 5.88%.
Coshocton VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Coshocton level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
Mortgage Research Center, LLC | 12 | 7.20% | $2,950 |
QUICKEN LOANS, LLC | 2 | 6.49% | $7,628 |
CROSSCOUNTRY MORTGAGE, LLC | 2 | 7.69% | $3,968 |
NAVY FEDERAL CREDIT UNION | 2 | 5.69% | $5,788 |
HomePromise Corporation | 1 | 8.13% | $9,253 |
JPMorgan Chase Bank | 1 | 7.75% | $1,093 |
MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 6.13% | $19,805 |
NEW DAY FINANCIAL, LLC | 1 | 7.75% | $10,871 |
PENNYMAC LOAN SERVICES, LLC | 1 | 5.25% | $2,059 |
POLARIS HOME FUNDING CORP. | 1 | 7.13% | $2,999 |
RUOFF MORTGAGE COMPANY, INC. | 1 | 6.25% | $0 |
The Park National Bank | 1 | 5.49% | $3,900 |
BROKER SOLUTIONS, INC. | 1 | 6.25% | $3,688 |
UNION HOME MORTGAGE CORP. | 1 | 5.88% | $21,117 |
FIRST COMMUNITY MORTGAGE, INC. | 1 | 8.13% | $3,566 |
GUARANTEED RATE AFFINITY, LLC | 1 | 6.38% | $1,095 |
GUILD MORTGAGE COMPANY | 1 | 6.63% | $7,271 |
The top Coshocton VA lender as defined by loan originations is Mortgage Research Center, LLC, with
12 VA loans originated. Their average total fees are
$2,950, which is $4,678
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Coshocton VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($2,950), .
The lowest rate Coshocton VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC (7.20%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Coshocton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $98,250 (14.1%) | $163,646 (2.9%) | 0.00 | 105 |
2018-02-01 | $110,950 (28.6%) | $179,358 (11.3%) | 0.00 | 101 |
2018-03-01 | $121,500 (39.1%) | $197,725 (21.3%) | 0.00 | 90 |
2018-04-01 | $128,225 (35.0%) | $193,926 (16.9%) | 0.00 | 95 |
2018-05-01 | $132,825 (15.5%) | $203,631 (9.2%) | 0.00 | 106 |
2018-06-01 | $99,450 (-14.6%) | $192,302 (3.7%) | 0.00 | 112 |
2018-07-01 | $89,725 (-26.7%) | $156,127 (-12.4%) | 0.00 | 132 |
2018-08-01 | $99,000 (-16.5%) | $157,937 (-12.1%) | 0.00 | 129 |
2018-09-01 | $99,000 (-12.0%) | $151,091 (-12.3%) | 0.00 | 134 |
2018-10-01 | $109,975 (15.8%) | $156,620 (-2.7%) | 0.00 | 136 |
2018-11-01 | $100,125 (5.5%) | $150,727 (-6.2%) | 0.00 | 128 |
2018-12-01 | $89,000 (-10.9%) | $140,862 (-11.7%) | 0.00 | 118 |
2019-01-01 | $99,675 (1.5%) | $142,135 (-13.1%) | 0.00 | 102 |
2019-02-01 | $107,700 (-2.9%) | $157,535 (-12.2%) | 0.00 | 89 |
2019-03-01 | $98,368 (-19.0%) | $157,693 (-20.3%) | 0.00 | 84 |
2019-04-01 | $86,576 (-32.5%) | $153,247 (-21.0%) | 0.00 | 88 |
2019-05-01 | $94,900 (-28.6%) | $148,352 (-27.2%) | 0.00 | 98 |
2019-06-01 | $94,500 (-5.0%) | $146,202 (-24.0%) | 0.00 | 104 |
2019-07-01 | $102,400 (14.1%) | $150,937 (-3.3%) | 0.00 | 99 |
2019-08-01 | $102,818 (3.9%) | $152,749 (-3.3%) | 0.00 | 100 |
2019-09-01 | $115,295 (16.5%) | $163,097 (8.0%) | 0.00 | 98 |
2019-10-01 | $123,614 (12.4%) | $170,706 (9.0%) | 0.00 | 97 |
2019-11-01 | $119,950 (19.8%) | $172,836 (14.7%) | 0.00 | 103 |
2019-12-01 | $116,250 (30.6%) | $157,467 (11.8%) | 0.00 | 97 |
2020-01-01 | $116,250 (16.6%) | $156,617 (10.2%) | 0.00 | 84 |
2020-02-01 | $119,400 (10.9%) | $166,957 (6.0%) | 0.00 | 79 |
2020-03-01 | $110,000 (11.8%) | $168,822 (7.1%) | 0.00 | 67 |
2020-04-01 | $108,250 (25.0%) | $170,985 (11.6%) | 0.00 | 58 |
2020-05-01 | $110,000 (15.9%) | $151,990 (2.5%) | 0.00 | 60 |
2020-06-01 | $118,450 (25.3%) | $168,920 (15.5%) | 0.00 | 59 |
2020-07-01 | $129,750 (26.7%) | $198,362 (31.4%) | 0.00 | 61 |
2020-08-01 | $131,500 (27.9%) | $184,064 (20.5%) | 0.00 | 61 |
2020-09-01 | $139,925 (21.4%) | $190,468 (16.8%) | 0.00 | 53 |
2020-10-01 | $139,950 (13.2%) | $189,323 (10.9%) | 0.00 | 62 |
2020-11-01 | $132,450 (10.4%) | $184,443 (6.7%) | 0.00 | 58 |
2020-12-01 | $119,975 (3.2%) | $172,165 (9.3%) | 0.00 | 65 |
2021-01-01 | $120,000 (3.2%) | $176,659 (12.8%) | 0.00 | 47 |
2021-02-01 | $116,500 (-2.4%) | $139,783 (-16.3%) | 0.00 | 31 |
2021-03-01 | $109,800 (-0.2%) | $140,369 (-16.9%) | 0.00 | 27 |
2021-04-01 | $131,200 (21.2%) | $194,162 (13.6%) | 0.00 | 21 |
2021-05-01 | $142,450 (29.5%) | $196,041 (29.0%) | 0.00 | 22 |
2021-06-01 | $169,200 (42.9%) | $232,888 (37.9%) | 0.00 | 30 |
2021-07-01 | $149,000 (14.8%) | $261,488 (31.8%) | 0.00 | 43 |
2021-08-01 | $141,125 (7.3%) | $242,317 (31.7%) | 0.00 | 55 |
2021-09-01 | $148,125 (5.9%) | $290,797 (52.7%) | 0.00 | 51 |
2021-10-01 | $137,000 (-2.1%) | $296,257 (56.5%) | 0.00 | 48 |
2021-11-01 | $144,500 (9.1%) | $278,634 (51.1%) | 0.00 | 45 |
2021-12-01 | $149,675 (24.8%) | $298,170 (73.2%) | 0.00 | 39 |
2022-01-01 | $149,900 (24.9%) | $277,451 (57.1%) | 0.00 | 31 |
2022-02-01 | $138,075 (18.5%) | $242,971 (73.8%) | 0.00 | 28 |
2022-03-01 | $161,650 (47.2%) | $267,540 (90.6%) | 0.00 | 29 |
2022-04-01 | $180,750 (37.8%) | $267,784 (37.9%) | 0.00 | 28 |
2022-05-01 | $195,000 (36.9%) | $295,287 (50.6%) | 0.00 | 32 |
2022-06-01 | $162,450 (-4.0%) | $266,057 (14.2%) | 0.00 | 49 |
2022-07-01 | $152,450 (2.3%) | $248,838 (-4.8%) | 0.00 | 53 |
2022-08-01 | $164,475 (16.6%) | $260,625 (7.6%) | 0.00 | 47 |
2022-09-01 | $144,500 (-2.5%) | $253,232 (-12.9%) | 0.00 | 43 |
2022-10-01 | $139,900 (2.1%) | $253,509 (-14.4%) | 0.00 | 38 |
2022-11-01 | $141,475 (-2.1%) | $200,421 (-28.1%) | 0.00 | 32 |
2022-12-01 | $147,500 (-1.5%) | $192,523 (-35.4%) | 0.00 | 31 |
2023-01-01 | $159,975 (6.7%) | $190,575 (-31.3%) | 0.00 | 27 |
2023-02-01 | $158,850 (15.1%) | $253,793 (4.5%) | 0.00 | 30 |
2023-03-01 | $150,000 (-7.2%) | $185,802 (-30.6%) | 0.00 | 36 |
2023-04-01 | $150,000 (-17.0%) | $208,677 (-22.1%) | 0.00 | 35 |
2023-05-01 | $167,400 (-14.2%) | $244,721 (-17.1%) | 0.00 | 31 |
2023-06-01 | $180,425 (11.1%) | $285,366 (7.3%) | 0.00 | 36 |
2023-07-01 | $249,900 (63.9%) | $331,331 (33.2%) | 0.00 | 46 |
2023-08-01 | $248,000 (50.8%) | $314,197 (20.6%) | 0.00 | 45 |
2023-09-01 | $223,500 (54.7%) | $297,360 (17.4%) | 0.00 | 54 |
2023-10-01 | $219,250 (56.7%) | $311,471 (22.9%) | 0.00 | 56 |
2023-11-01 | $206,197 (45.8%) | $304,332 (51.9%) | 0.00 | 52 |
2023-12-01 | $184,900 (25.4%) | $273,530 (42.1%) | 0.00 | 54 |
2024-01-01 | $159,900 (-0.1%) | $285,101 (49.6%) | 0.00 | 48 |
2024-02-01 | $204,950 (29.0%) | $333,031 (31.2%) | 0.00 | 49 |
2024-03-01 | $215,000 (43.3%) | $330,617 (77.9%) | 0.00 | 48 |
2024-04-01 | $194,550 (29.7%) | $283,650 (35.9%) | 0.00 | 45 |
2024-05-01 | $193,250 (15.4%) | $301,037 (23.0%) | 0.00 | 39 |
2024-06-01 | $210,000 (16.4%) | $374,498 (31.2%) | 0.00 | 46 |
2024-07-01 | $215,000 (-14.0%) | $395,685 (19.4%) | 0.00 | 50 |
2024-08-01 | $200,000 (-19.4%) | $369,771 (17.7%) | 0.00 | 57 |
2024-09-01 | $187,750 (-16.0%) | $305,677 (2.8%) | 0.00 | 64 |
2024-10-01 | $169,950 (-22.5%) | $302,799 (-2.8%) | 0.00 | 60 |
2024-11-01 | $179,500 (-13.0%) | $291,465 (-4.2%) | 0.00 | 62 |
Coshocton's median listing price comes in at 0% of the national average.
Coshocton's average listing price for 2024-11-01 was $291,465, a difference of $-12,867 (-4.2%) versus the prior year and $-11,334 versus the prior month.
For the 2024-11-01 period, Coshocton had 62 MLS listings, a difference of 2 listings (3%) versus the prior month and 10 listings (19%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Coshocton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,586 sqft |
2018-02-01 | 0 days | 1,624 sqft |
2018-03-01 | 0 days | 1,637 sqft |
2018-04-01 | 0 days | 1,629 sqft |
2018-05-01 | 0 days | 1,631 sqft |
2018-06-01 | 0 days | 1,632 sqft |
2018-07-01 | 0 days | 1,634 sqft |
2018-08-01 | 0 days | 1,707 sqft |
2018-09-01 | 0 days | 1,620 sqft |
2018-10-01 | 0 days | 1,635 sqft |
2018-11-01 | 0 days | 1,568 sqft |
2018-12-01 | 0 days | 1,411 sqft |
2019-01-01 | 0 days | 1,435 sqft |
2019-02-01 | 0 days | 1,487 sqft |
2019-03-01 | 0 days | 1,471 sqft |
2019-04-01 | 0 days | 1,479 sqft |
2019-05-01 | 0 days | 1,449 sqft |
2019-06-01 | 0 days | 1,516 sqft |
2019-07-01 | 0 days | 1,619 sqft |
2019-08-01 | 0 days | 1,620 sqft |
2019-09-01 | 0 days | 1,621 sqft |
2019-10-01 | 0 days | 1,622 sqft |
2019-11-01 | 0 days | 1,624 sqft |
2019-12-01 | 0 days | 1,692 sqft |
2020-01-01 | 0 days | 1,537 sqft |
2020-02-01 | 0 days | 1,500 sqft |
2020-03-01 | 0 days | 1,462 sqft |
2020-04-01 | 0 days | 1,489 sqft |
2020-05-01 | 0 days | 1,496 sqft |
2020-06-01 | 0 days | 1,600 sqft |
2020-07-01 | 0 days | 1,615 sqft |
2020-08-01 | 0 days | 1,604 sqft |
2020-09-01 | 0 days | 1,608 sqft |
2020-10-01 | 0 days | 1,512 sqft |
2020-11-01 | 0 days | 1,434 sqft |
2020-12-01 | 0 days | 1,419 sqft |
2021-01-01 | 0 days | 1,420 sqft |
2021-02-01 | 0 days | 1,419 sqft |
2021-03-01 | 0 days | 1,471 sqft |
2021-04-01 | 0 days | 1,672 sqft |
2021-05-01 | 0 days | 1,450 sqft |
2021-06-01 | 0 days | 1,661 sqft |
2021-07-01 | 0 days | 1,560 sqft |
2021-08-01 | 0 days | 1,608 sqft |
2021-09-01 | 0 days | 1,603 sqft |
2021-10-01 | 0 days | 1,574 sqft |
2021-11-01 | 0 days | 1,672 sqft |
2021-12-01 | 0 days | 1,599 sqft |
2022-01-01 | 0 days | 1,635 sqft |
2022-02-01 | 0 days | 1,298 sqft |
2022-03-01 | 0 days | 1,473 sqft |
2022-04-01 | 0 days | 1,648 sqft |
2022-05-01 | 0 days | 1,560 sqft |
2022-06-01 | 0 days | 1,563 sqft |
2022-07-01 | 0 days | 1,564 sqft |
2022-08-01 | 0 days | 1,655 sqft |
2022-09-01 | 0 days | 1,632 sqft |
2022-10-01 | 0 days | 1,558 sqft |
2022-11-01 | 0 days | 1,549 sqft |
2022-12-01 | 0 days | 1,568 sqft |
2023-01-01 | 0 days | 1,620 sqft |
2023-02-01 | 0 days | 1,628 sqft |
2023-03-01 | 0 days | 1,641 sqft |
2023-04-01 | 0 days | 1,632 sqft |
2023-05-01 | 0 days | 1,650 sqft |
2023-06-01 | 0 days | 1,673 sqft |
2023-07-01 | 0 days | 1,758 sqft |
2023-08-01 | 0 days | 1,706 sqft |
2023-09-01 | 0 days | 1,689 sqft |
2023-10-01 | 0 days | 1,779 sqft |
2023-11-01 | 0 days | 1,816 sqft |
2023-12-01 | 0 days | 1,768 sqft |
2024-01-01 | 0 days | 1,737 sqft |
2024-02-01 | 0 days | 1,762 sqft |
2024-03-01 | 0 days | 1,682 sqft |
2024-04-01 | 0 days | 1,828 sqft |
2024-05-01 | 0 days | 1,821 sqft |
2024-06-01 | 0 days | 1,824 sqft |
2024-07-01 | 0 days | 1,805 sqft |
2024-08-01 | 0 days | 1,680 sqft |
2024-09-01 | 0 days | 1,643 sqft |
2024-10-01 | 0 days | 1,629 sqft |
2024-11-01 | 0 days | 1,620 sqft |
Coshocton's median square footage for active listings during the 2024-11-01 period was 1,620 sqft. One year prior, the average listing was 1,816 sqft.