Network Capital Funding Corporation Mortgage Rates, Fees & Info

Carson City, NV

LEI: 549300GQDT484LGI9C04

Tax ID: 47-0873092

5 stars - out of 5 stars, based on 115 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Network Capital Funding Corporation is a mid-sized mortgage company specializing in Refi and Cash Out Refi loans. Network Capital Funding Corporation has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Los Angeles, Washington, Riverside, San Francisco, and Phoenix among others. Network Capital Funding Corporation has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Network Capital Funding Corporation is typically an average fee lendor.


Originations

13,324

Origination Dollar Volume (All Markets)

$4,103,620,000
Show all (50) awards

Relative Rate

Network Capital Funding Corporation's average 30 year fixed rate mortgage of loans were 3.01%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.14%.

Relative Fees

Network Capital Funding Corporation's average total fees for a 30 year fixed rate mortgage are $4,297.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2,072 $773,320,000 $373,224 $4,332 2.86%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2,191 $725,355,000 $331,061 $3,840 2.86%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,043 $315,675,000 $302,661 $3,931 2.96%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 788 $308,010,000 $390,876 $4,252 2.83%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 622 $160,200,000 $257,556 $3,862 3.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 365 $135,025,000 $369,932 $4,673 2.84%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 376 $113,550,000 $301,995 $3,439 2.90%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 335 $98,925,000 $295,299 $5,733 2.92%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 344 $96,080,000 $279,302 $4,998 3.03%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 224 $90,360,000 $403,393 $4,571 2.75%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 263 $85,555,000 $325,304 $3,905 2.93%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 179 $64,155,000 $358,408 $4,355 2.82%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 238 $62,370,000 $262,059 $4,004 2.88%
Outside of Metro Areas 205 $48,155,000 $234,902 $3,798 3.02%
VALLEJO, CA (FHA|USDA|VA) 146 $47,460,000 $325,068 $3,798 2.97%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 158 $46,220,000 $292,532 $3,712 2.93%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 145 $41,695,000 $287,552 $4,437 2.91%
STOCKTON, CA (FHA|USDA|VA) 131 $40,335,000 $307,901 $3,849 2.92%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 161 $34,895,000 $216,739 $3,690 2.95%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 89 $32,325,000 $363,202 $4,252 2.84%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 133 $31,905,000 $239,887 $4,991 3.04%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 119 $28,385,000 $238,529 $3,752 2.93%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 112 $26,860,000 $239,821 $5,230 3.05%
RICHMOND, VA (FHA|USDA|VA) 108 $24,530,000 $227,130 $3,738 3.10%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 96 $23,500,000 $244,792 $5,016 3.02%
FRESNO, CA (FHA|USDA|VA) 110 $22,910,000 $208,273 $4,146 3.02%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 105 $22,815,000 $217,286 $4,541 3.10%
BAKERSFIELD, CA (FHA|USDA|VA) 105 $21,475,000 $204,524 $4,132 3.08%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 97 $20,515,000 $211,495 $4,844 3.00%
MODESTO, CA (FHA|USDA|VA) 74 $18,760,000 $253,514 $3,782 3.06%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 45 $17,175,000 $381,667 $5,352 2.84%
SALINAS, CA (FHA|USDA|VA) 48 $16,690,000 $347,708 $4,134 2.95%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 61 $15,045,000 $246,639 $4,677 3.01%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 53 $13,955,000 $263,302 $4,822 2.97%
TUCSON, AZ (FHA|USDA|VA) 66 $13,650,000 $206,818 $4,316 3.05%
JACKSONVILLE, FL (FHA|USDA|VA) 57 $13,065,000 $229,211 $5,149 2.99%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 32 $12,830,000 $400,938 $3,600 2.86%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 33 $12,055,000 $365,303 $3,880 2.86%
COLORADO SPRINGS, CO (FHA|USDA|VA) 45 $11,465,000 $254,778 $3,657 3.03%
NAPA, CA (FHA|USDA|VA) 29 $11,255,000 $388,103 $4,286 2.84%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 41 $11,105,000 $270,854 $5,570 2.95%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 44 $10,520,000 $239,091 $4,083 2.99%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 35 $10,375,000 $296,429 $4,103 3.07%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 36 $10,170,000 $282,500 $3,491 2.91%
VISALIA, CA (FHA|USDA|VA) 49 $9,725,000 $198,469 $4,038 3.09%
YUBA CITY, CA (FHA|USDA|VA) 37 $9,475,000 $256,081 $3,621 3.03%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 29 $8,785,000 $302,931 $4,646 2.90%
WINCHESTER, VA-WV (FHA|USDA|VA) 34 $8,700,000 $255,882 $4,290 2.89%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 37 $8,355,000 $225,811 $3,920 3.00%
SALEM, OR (FHA|USDA|VA) 31 $8,075,000 $260,484 $4,697 3.07%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 39 $7,815,000 $200,385 $4,376 3.06%
MERCED, CA (FHA|USDA|VA) 33 $7,525,000 $228,030 $4,903 3.12%
FORT COLLINS, CO (FHA|USDA|VA) 26 $7,240,000 $278,462 $2,519 2.96%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 25 $7,085,000 $283,400 $4,064 2.88%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 27 $6,805,000 $252,037 $3,990 2.86%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 22 $6,550,000 $297,727 $5,383 3.11%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 19 $6,445,000 $339,211 $2,953 2.78%
Truckee-Grass Valley, CA (FHA|USDA|VA) 22 $6,220,000 $282,727 $4,059 2.78%
SALISBURY, MD-DE (FHA|USDA|VA) 26 $5,970,000 $229,615 $4,203 2.95%
CHICO, CA (FHA|USDA|VA) 25 $5,885,000 $235,400 $3,717 3.15%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 29 $5,845,000 $201,552 $5,027 3.04%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 30 $5,550,000 $185,000 $4,607 3.07%
PORT ST. LUCIE, FL (FHA|USDA|VA) 24 $5,310,000 $221,250 $5,150 2.83%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 22 $5,120,000 $232,727 $3,942 2.85%
GREELEY, CO (FHA|USDA|VA) 18 $4,650,000 $258,333 $3,447 3.22%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 19 $4,515,000 $237,632 $3,946 2.96%
BOULDER, CO (FHA|USDA|VA) 14 $4,410,000 $315,000 $3,244 2.85%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 18 $4,360,000 $242,222 $3,645 2.85%
LYNCHBURG, VA (FHA|USDA|VA) 19 $4,335,000 $228,158 $3,572 3.20%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 19 $4,185,000 $220,263 $2,987 3.12%
PUNTA GORDA, FL (FHA|USDA|VA) 17 $4,175,000 $245,588 $4,986 3.07%
BELLINGHAM, WA (FHA|USDA|VA) 14 $4,130,000 $295,000 $3,068 2.93%
Sonora, CA (FHA|USDA|VA) 17 $3,845,000 $226,176 $2,776 2.98%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 19 $3,805,000 $200,263 $4,346 3.20%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 15 $3,775,000 $251,667 $4,115 2.77%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 18 $3,670,000 $203,889 $3,176 2.90%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 16 $3,650,000 $228,125 $4,637 2.90%
OCEAN CITY, NJ (FHA|USDA|VA) 12 $3,640,000 $303,333 $4,945 2.94%
MADERA, CA (FHA|USDA|VA) 12 $3,550,000 $295,833 $4,184 2.91%
LONGVIEW, WA (FHA|USDA|VA) 12 $3,430,000 $285,833 $17,538 3.05%
Glenwood Springs, CO (FHA|USDA|VA) 9 $3,215,000 $357,222 $2,577 2.90%
Oak Harbor, WA (FHA|USDA|VA) 9 $3,105,000 $345,000 $5,598 3.00%
EL CENTRO, CA (FHA|USDA|VA) 17 $3,095,000 $182,059 $4,822 3.13%
ROANOKE, VA (FHA|USDA|VA) 16 $3,030,000 $189,375 $4,191 2.88%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 12 $3,010,000 $250,833 $5,716 3.25%
GRAND JUNCTION, CO (FHA|USDA|VA) 13 $2,965,000 $228,077 $5,702 3.15%
MEDFORD, OR (FHA|USDA|VA) 13 $2,915,000 $224,231 $5,561 3.06%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 10 $2,840,000 $284,000 $3,764 2.93%
PUEBLO, CO (FHA|USDA|VA) 14 $2,840,000 $202,857 $4,034 3.06%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 14 $2,740,000 $195,714 $4,103 3.12%
BEND, OR (FHA|USDA|VA) 9 $2,705,000 $300,556 $4,179 2.76%
PITTSBURGH, PA (FHA|USDA|VA) 12 $2,670,000 $222,500 $4,966 2.93%
REDDING, CA (FHA|USDA|VA) 12 $2,450,000 $204,167 $3,698 2.98%
Key West, FL (FHA|USDA|VA) 7 $2,405,000 $343,571 $7,022 3.16%
Clearlake, CA (FHA|USDA|VA) 11 $2,295,000 $208,636 $4,616 2.76%
OCALA, FL (FHA|USDA|VA) 14 $2,230,000 $159,286 $4,329 3.04%
Red Bluff, CA (FHA|USDA|VA) 14 $2,210,000 $157,857 $5,000 3.15%
Newport, OR (FHA|USDA|VA) 6 $2,120,000 $353,333 $5,447 2.65%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 9 $2,095,000 $232,778 $4,115 2.99%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 10 $2,050,000 $205,000 $3,091 2.93%
ALBUQUERQUE, NM (FHA|USDA|VA) 8 $1,930,000 $241,250 $4,462 3.06%
Coos Bay, OR (FHA|USDA|VA) 9 $1,855,000 $206,111 $4,988 3.01%
KNOXVILLE, TN (FHA|USDA|VA) 8 $1,810,000 $226,250 $3,982 2.70%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $1,780,000 $296,667 $3,098 3.02%
Eureka-Arcata, CA (FHA|USDA|VA) 8 $1,690,000 $211,250 $5,109 2.91%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 7 $1,665,000 $237,857 $3,223 3.25%
YUMA, AZ (FHA|USDA|VA) 10 $1,660,000 $166,000 $3,651 3.41%
YAKIMA, WA (FHA|USDA|VA) 8 $1,550,000 $193,750 $2,562 3.03%
FLAGSTAFF, AZ (FHA|USDA|VA) 7 $1,545,000 $220,714 $4,072 2.70%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,535,000 $219,286 $3,454 3.27%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $1,525,000 $217,857 $6,022 3.30%
Payson, AZ (FHA|USDA|VA) 8 $1,520,000 $190,000 $4,016 2.92%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,515,000 $216,429 $2,441 3.14%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $1,425,000 $203,571 $2,895 2.79%
Port Angeles, WA (FHA|USDA|VA) 4 $1,420,000 $355,000 $1,569 3.03%
Roseburg, OR (FHA|USDA|VA) 6 $1,370,000 $228,333 $4,800 2.44%
Montrose, CO (FHA|USDA|VA) 6 $1,350,000 $225,000 $2,380 2.88%
Aberdeen, WA (FHA|USDA|VA) 5 $1,335,000 $267,000 $6,935 3.00%
SANTA FE, NM (FHA|USDA|VA) 4 $1,310,000 $327,500 $5,485 3.28%
COLUMBUS, OH (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,016 2.98%
ST. LOUIS, MO-IL (FHA|USDA|VA) 6 $1,200,000 $200,000 $4,403 3.08%
ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $1,195,000 $239,000 $5,588 3.15%
WENATCHEE, WA (FHA|USDA|VA) 4 $1,170,000 $292,500 $2,713 2.81%
Astoria, OR (FHA|USDA|VA) 3 $1,125,000 $375,000 $2,051 2.71%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 7 $1,115,000 $159,286 $5,616 2.88%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,024 2.70%
Easton, MD (FHA|USDA|VA) 4 $1,090,000 $272,500 $3,326 2.97%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 6 $1,080,000 $180,000 $3,007 3.25%
THE VILLAGES, FL (FHA|USDA|VA) 4 $1,080,000 $270,000 $3,663 3.06%
Ukiah, CA (FHA|USDA|VA) 5 $1,075,000 $215,000 $2,731 3.03%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $1,050,000 $175,000 $3,733 2.94%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,349 2.91%
ANN ARBOR, MI (FHA|USDA|VA) 4 $1,040,000 $260,000 $9,376 2.66%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $1,015,000 $338,333 $4,680 3.46%
MONTGOMERY, AL (FHA|USDA|VA) 4 $990,000 $247,500 $2,511 3.22%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $985,000 $197,000 $3,240 2.63%
MIDLAND, TX (FHA|USDA|VA) 4 $980,000 $245,000 $4,870 2.66%
Durango, CO (FHA|USDA|VA) 4 $980,000 $245,000 $6,295 3.22%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $965,000 $193,000 $4,343 2.83%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 5 $965,000 $193,000 $6,125 3.03%
HARRISONBURG, VA (FHA|USDA|VA) 5 $925,000 $185,000 $3,816 3.03%
DOVER, DE (FHA|USDA|VA) 4 $910,000 $227,500 $6,174 2.84%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $885,000 $295,000 $2,591 2.67%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $880,000 $220,000 $7,663 3.34%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $870,000 $217,500 $2,614 3.09%
Shelton, WA (FHA|USDA|VA) 3 $865,000 $288,333 $6,222 2.96%
EL PASO, TX (FHA|USDA|VA) 6 $860,000 $143,333 $3,113 2.65%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $855,000 $171,000 $4,395 3.25%
GRANTS PASS, OR (FHA|USDA|VA) 4 $850,000 $212,500 $5,124 3.34%
GETTYSBURG, PA (FHA|USDA|VA) 4 $830,000 $207,500 $4,837 2.97%
READING, PA (FHA|USDA|VA) 3 $825,000 $275,000 $3,551 2.58%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 2 $810,000 $405,000 $3,244 3.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $805,000 $268,333 $3,660 3.17%
CaƱon City, CO (FHA|USDA|VA) 3 $795,000 $265,000 $2,615 3.29%
GAINESVILLE, FL (FHA|USDA|VA) 5 $795,000 $159,000 $5,354 3.10%
STAUNTON, VA (FHA|USDA|VA) 5 $785,000 $157,000 $3,735 3.23%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $760,000 $380,000 $2,731 2.56%
WALLA WALLA, WA (FHA|USDA|VA) 3 $735,000 $245,000 $2,593 3.17%
WACO, TX (FHA|USDA|VA) 4 $710,000 $177,500 $2,681 2.72%
Centralia, WA (FHA|USDA|VA) 3 $705,000 $235,000 $82,753 3.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $705,000 $235,000 $3,349 2.92%
Athens, TN (FHA|USDA|VA) 3 $645,000 $215,000 $2,276 2.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $635,000 $211,667 $2,548 2.83%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $635,000 $211,667 $6,821 3.29%
Steamboat Springs, CO (FHA|USDA|VA) 2 $630,000 $315,000 $1,511 3.06%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $620,000 $155,000 $3,677 3.13%
ROCKFORD, IL (FHA|USDA|VA) 2 $620,000 $310,000 $2,315 2.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $615,000 $205,000 $7,727 3.33%
Cambridge, MD (FHA|USDA|VA) 3 $605,000 $201,667 $3,583 3.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $580,000 $290,000 $2,478 3.38%
SAGINAW, MI (FHA|USDA|VA) 1 $545,000 $545,000 $9,097 3.88%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $545,000 $545,000 $1,434 3.00%
KINGSTON, NY (FHA|USDA|VA) 2 $510,000 $255,000 $1,620 2.94%
CORVALLIS, OR (FHA|USDA|VA) 2 $500,000 $250,000 $2,356 2.81%
Granbury, TX (FHA|USDA|VA) 2 $500,000 $250,000 $2,558 2.94%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $495,000 $495,000 $3,105 2.25%
LANCASTER, PA (FHA|USDA|VA) 3 $485,000 $161,667 $5,405 3.25%
LEWISTON, ID-WA (FHA|USDA|VA) 3 $485,000 $161,667 $2,798 3.17%
AKRON, OH (FHA|USDA|VA) 2 $480,000 $240,000 $1,471 3.06%
Prineville, OR (FHA|USDA|VA) 2 $470,000 $235,000 $3,721 2.69%
Ellensburg, WA (FHA|USDA|VA) 1 $465,000 $465,000 $1,786 3.00%
Show Low, AZ (FHA|USDA|VA) 2 $450,000 $225,000 $4,992 3.00%
Lake City, FL (FHA|USDA|VA) 2 $440,000 $220,000 $7,680 3.75%
Klamath Falls, OR (FHA|USDA|VA) 3 $425,000 $141,667 $4,342 3.50%
La Grande, OR (FHA|USDA|VA) 3 $395,000 $131,667 $3,839 3.08%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $395,000 $131,667 $3,719 3.08%
TYLER, TX (FHA|USDA|VA) 2 $390,000 $195,000 $3,776 3.31%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $390,000 $195,000 $4,223 3.06%
LAREDO, TX (FHA|USDA|VA) 2 $390,000 $195,000 $2,336 3.13%
Nogales, AZ (FHA|USDA|VA) 3 $385,000 $128,333 $3,177 2.46%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $380,000 $190,000 $2,816 2.94%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $375,000 $125,000 $2,987 3.38%
Brookings, OR (FHA|USDA|VA) 1 $365,000 $365,000 $2,074 2.88%
TOLEDO, OH (FHA|USDA|VA) 1 $365,000 $365,000 $4,109 3.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $350,000 $175,000 $1,814 3.06%
BATON ROUGE, LA (FHA|USDA|VA) 2 $350,000 $175,000 $1,664 3.06%
PANAMA CITY, FL (FHA|USDA|VA) 2 $350,000 $175,000 $5,214 3.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $350,000 $175,000 $4,102 3.50%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $350,000 $175,000 $2,296 2.31%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $320,000 $160,000 $1,538 3.44%
ST. CLOUD, MN (FHA|USDA|VA) 1 $315,000 $315,000 $2,803 2.25%
Moses Lake, WA (FHA|USDA|VA) 2 $310,000 $155,000 $4,093 3.94%
LONGVIEW, TX (FHA|USDA|VA) 2 $290,000 $145,000 $3,467 2.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $285,000 $285,000 $3,684 3.13%
Hudson, NY (FHA|USDA|VA) 1 $285,000 $285,000 $1,938 2.63%
FLINT, MI (FHA|USDA|VA) 2 $280,000 $140,000 $2,405 3.50%
Fairmont, MN (FHA|USDA|VA) 1 $275,000 $275,000 $1,230 2.75%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $275,000 $275,000 $4,055 3.25%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $275,000 $275,000 $7,636 2.25%
Rochelle, IL (FHA|USDA|VA) 2 $270,000 $135,000 $3,408 2.63%
Bluefield, WV-VA (FHA|USDA|VA) 2 $270,000 $135,000 $4,788 3.50%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $265,000 $265,000 $2,273 3.13%
MANKATO, MN (FHA|USDA|VA) 1 $265,000 $265,000 $1,230 2.63%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $260,000 $130,000 $4,104 2.94%
Fredericksburg, TX (FHA|USDA|VA) 1 $255,000 $255,000 $8,844 2.88%
LAS CRUCES, NM (FHA|USDA|VA) 1 $255,000 $255,000 $1,426 2.50%
DOTHAN, AL (FHA|USDA|VA) 1 $245,000 $245,000 $2,291 2.50%
ALTOONA, PA (FHA|USDA|VA) 1 $245,000 $245,000 $5,558 2.88%
Willmar, MN (FHA|USDA|VA) 1 $245,000 $245,000 $7,845 3.25%
Marshall, MN (FHA|USDA|VA) 1 $245,000 $245,000 $6,048 3.25%
New Castle, PA (FHA|USDA|VA) 2 $240,000 $120,000 $2,891 2.94%
Clewiston, FL (FHA|USDA|VA) 1 $235,000 $235,000 $5,899 2.88%
Palestine, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,947 3.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $230,000 $115,000 $5,484 3.13%
AMARILLO, TX (FHA|USDA|VA) 2 $230,000 $115,000 $4,678 2.63%
ROCHESTER, MN (FHA|USDA|VA) 1 $225,000 $225,000 $5,953 2.38%
ERIE, PA (FHA|USDA|VA) 1 $225,000 $225,000 $5,495 4.00%
Madison, IN (FHA|USDA|VA) 1 $215,000 $215,000 $1,064 3.13%
Gainesville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $2,575 3.50%
Crossville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $1,050 2.25%
FORT WAYNE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $1,055 2.75%
Marion, IN (FHA|USDA|VA) 1 $205,000 $205,000 $1,055 3.63%
Defiance, OH (FHA|USDA|VA) 1 $205,000 $205,000 $8,109 4.00%
Albertville, AL (FHA|USDA|VA) 1 $205,000 $205,000 $1,174 3.25%
LUBBOCK, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,651 3.13%
Palatka, FL (FHA|USDA|VA) 2 $200,000 $100,000 $3,863 3.81%
VICTORIA, TX (FHA|USDA|VA) 1 $195,000 $195,000 $1,324 2.88%
Pearsall, TX (FHA|USDA|VA) 1 $195,000 $195,000 $10,214 4.50%
Sturgis, MI (FHA|USDA|VA) 1 $195,000 $195,000 $1,086 2.88%
Auburn, IN (FHA|USDA|VA) 1 $185,000 $185,000 $5,341 2.88%
MONROE, LA (FHA|USDA|VA) 1 $185,000 $185,000 $4,537 3.63%
Holland, MI (FHA|USDA|VA) 1 $185,000 $185,000 $4,121 3.50%
Huntsville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,039 2.88%
HAMMOND, LA (FHA|USDA|VA) 1 $175,000 $175,000 $2,967 3.25%
Meadville, PA (FHA|USDA|VA) 1 $175,000 $175,000 $6,860 2.38%
Pullman, WA (FHA|USDA|VA) 1 $175,000 $175,000 $4,833 3.38%
NILES, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,769 2.75%
KANKAKEE, IL (FHA|USDA|VA) 1 $165,000 $165,000 $1,770 2.50%
DULUTH, MN-WI (FHA|USDA|VA) 1 $165,000 $165,000 $6,161 3.63%
Susanville, CA (FHA|USDA|VA) 1 $165,000 $165,000 $1,020 3.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $165,000 $165,000 $1,246 2.50%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $155,000 $155,000 $1,821 2.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,090 3.38%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $155,000 $155,000 $6,432 4.63%
Tiffin, OH (FHA|USDA|VA) 1 $155,000 $155,000 $1,273 2.88%
MONROE, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,280 2.63%
MANSFIELD, OH (FHA|USDA|VA) 1 $155,000 $155,000 $6,237 4.38%
Gallup, NM (FHA|USDA|VA) 1 $145,000 $145,000 $5,421 2.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $145,000 $145,000 $4,345 3.13%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $145,000 $145,000 $3,181 3.25%
IOWA CITY, IA (FHA|USDA|VA) 1 $145,000 $145,000 $1,352 2.88%
Selinsgrove, PA (FHA|USDA|VA) 1 $145,000 $145,000 $5,157 3.38%
Alice, TX (FHA|USDA|VA) 1 $145,000 $145,000 $1,133 2.38%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,267 2.25%
Crescent City, CA (FHA|USDA|VA) 1 $125,000 $125,000 $4,025 3.38%
SYRACUSE, NY (FHA|USDA|VA) 1 $125,000 $125,000 $4,633 3.25%
Ottawa, IL (FHA|USDA|VA) 1 $115,000 $115,000 $1,635 2.50%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $1,598 3.75%
Corsicana, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,565 2.13%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,582 3.00%
Ontario, OR-ID (FHA|USDA|VA) 1 $115,000 $115,000 $4,436 3.38%
Dixon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,410 3.25%
Mount Vernon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,054 3.38%
Sunbury, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,879 4.13%
Silver City, NM (FHA|USDA|VA) 1 $105,000 $105,000 $1,666 2.88%
Ozark, AL (FHA|USDA|VA) 1 $105,000 $105,000 $1,165 3.50%
DuBois, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,482 2.88%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,492 2.88%
LEBANON, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,172 3.50%
Pottsville, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,900 3.00%
Warren, PA (FHA|USDA|VA) 1 $95,000 $95,000 $2,548 2.88%
MOBILE, AL (FHA|USDA|VA) 1 $95,000 $95,000 $3,714 3.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $75,000 $75,000 $2,737 3.63%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,267 3.25%
Danville, VA (FHA|USDA|VA) 1 $45,000 $45,000 $2,607 3.88%

Network Capital Funding Corporation's top markets include Los Angeles, Washington, Riverside, San Francisco, and Phoenix among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 12,179 $3,720,275,000 $305,466 $4,075 2.95%
VA 1,019 $348,575,000 $342,076 $4,816 2.52%
FHA 126 $34,770,000 $275,952 $11,605 3.17%

For the 2021 period, Network Capital Funding Corporation's most frequently originated loan type of loans were Conventional, with 12,179 originations. Their 2nd most popular type is VA, with 1,019 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 7,738 $2,384,440,000 $308,147 $3,277 2.80%
Cash Out Refi 5,386 $1,648,740,000 $306,116 $5,479 3.09%
Home Purchase 200 $70,440,000 $352,200 $5,759 3.25%

For the 2021, Network Capital Funding Corporation's most frequently cited loan purpose of loans were Refi, with 7,738 originations. The 2nd most popular reason of loans were Cash Out Refi, with 5,386 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 10,534 $3,403,040,000 $323,053 $4,297 3.01%
15 Year 1,947 $488,725,000 $251,014 $3,998 2.55%
20 Year 426 $114,630,000 $269,085 $3,896 2.80%
Other 223 $60,325,000 $270,516 $3,132 2.99%
10 Year 194 $36,900,000 $190,206 $3,067 2.35%

For the 2021, Network Capital Funding Corporation's most frequently cited loan length of loans were 30 Year, with 10,534 originations. The 2nd most popular length of loans were 15 Year, with 1,947 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 6,177 $2,031,875,000 $328,942
$5k+ 2,482 $931,460,000 $375,286
$3k-4k 2,314 $580,770,000 $250,981
$2k-3k 1,281 $285,675,000 $223,009
$1k-2k 1,039 $264,765,000 $254,827

$4,297 of loans were Network Capital Funding Corporation's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 6,177 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 5,956 $1,878,530,000 $315,401
3-4% 4,139 $1,209,145,000 $292,135
<2.5% 2,950 $944,990,000 $320,336
4-5% 279 $70,955,000 $254,319

During 2021, Network Capital Funding Corporation's average interest rate of loans were 3.01%, while their most frequently originated rate bucket of loans were 2.5-3%, with 5,956 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 6,747 $1,952,625,000 $289,406 $4,098 2.91%
$100k-200k 3,059 $471,395,000 $154,101 $3,534 3.00%
$400k-600k 2,977 $1,418,395,000 $476,451 $4,542 2.83%
$600k-1MM 336 $234,550,000 $698,065 $9,729 3.05%
$100,000 or less 196 $16,100,000 $82,143 $2,970 3.34%
$1MM+ 9 $10,555,000 $1,172,778 $19,133 2.94%

2021 saw Network Capital Funding Corporation place emphasis on $200k-400k loans with 6,747 originations, totaling $1,952,625,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 3,263 $1,115,135,000 $341,751 $4,244 2.91%
$50k-75k 2,623 $657,435,000 $250,642 $4,199 2.97%
$75k-100k 2,518 $766,770,000 $304,515 $4,253 2.93%
$150k-250k 2,186 $832,570,000 $380,865 $4,385 2.91%
$50k or less 1,536 $280,540,000 $182,643 $4,286 3.05%
$250k+ 624 $260,580,000 $417,596 $4,777 2.90%

Network Capital Funding Corporation lent most frequently to those with incomes in the $100k-150k range, with 3,263 originations. The second most popular income band? $50k-75k, with 2,623 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 2,343 $689,095,000 $294,108 $3,963 2.91%
30-36% 2,047 $613,055,000 $299,489 $4,004 2.94%
<20% 1,191 $341,395,000 $286,646 $3,053 2.75%
>60% 720 $253,380,000 $351,917 $3,465 2.71%
44% 631 $192,365,000 $304,857 $4,803 3.10%
50-60% 615 $214,775,000 $349,228 $3,979 2.71%
49% 563 $181,815,000 $322,940 $4,796 3.00%
42% 484 $149,930,000 $309,773 $4,945 3.03%
48% 458 $143,350,000 $312,991 $4,587 2.96%
41% 449 $139,785,000 $311,325 $5,156 3.00%
43% 432 $135,470,000 $313,588 $4,643 3.02%
40% 432 $134,840,000 $312,130 $4,336 2.94%
46% 424 $132,040,000 $311,415 $4,972 2.99%
47% 421 $132,095,000 $313,765 $4,922 3.01%
45% 416 $124,410,000 $299,063 $4,909 2.97%
36% 415 $124,125,000 $299,096 $4,109 3.02%
38% 408 $124,230,000 $304,485 $4,585 3.01%
39% 394 $126,250,000 $320,431 $4,664 3.06%
37% 382 $118,240,000 $309,529 $4,426 2.95%

Network Capital Funding Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,343 originations. The next most common DTI ratio? 30-36%, with 2,047 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 9,704 $2,967,710,000 $305,823 $4,094 2.91%
Not provided 1,939 $607,495,000 $313,303 $4,398 2.95%
Asian 846 $283,250,000 $334,811 $4,178 2.81%
Black 779 $226,055,000 $290,186 $5,068 3.05%
American Indian 32 $9,910,000 $309,688 $4,298 2.95%
Native Hawaiian 24 $9,200,000 $383,333 $5,393 3.20%

Approval Rates

Total approvals of all applications
79.80%

Network Capital Funding Corporation has a below average approval rate.

Pick Rate

Approvals leading to origination
-333.74%

Network Capital Funding Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 13,324 $4,103,620,000 $307,987

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
13,324 $4,103,620,000 $307,987

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 2,117 $513,185,000 $242,411 $3,639 2.82%
40-60% 4,718 $1,466,560,000 $310,844 $3,692 2.87%
60-80% 5,188 $1,720,770,000 $331,683 $4,663 3.03%
80-100% 992 $348,140,000 $350,948 $5,746 2.87%
Over 100% 2 $1,050,000 $525,000 $23,120 2.38%
Under 20% 307 $53,915,000 $175,619 $3,100 2.78%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
NETWORK CAPITAL FUNDING CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 17.6%
NETWORK CAPITAL FUNDING CORP Conventional home mortgage Closing on a mortgage 5 29.4%
NETWORK CAPITAL FUNDING CORP Conventional home mortgage Improper use of your report 1 5.9%
NETWORK CAPITAL FUNDING CORP Conventional home mortgage Struggling to pay mortgage 2 11.8%
NETWORK CAPITAL FUNDING CORP Conventional home mortgage Trouble during payment process 5 29.4%
NETWORK CAPITAL FUNDING CORP Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 5.9%