Network Capital Funding Corporation Mortgage Rates, Fees & Info

Carson City, NV

LEI: 549300GQDT484LGI9C04

Tax ID: 47-0873092

1 stars - Updated: 4/5/25 - out of 5 stars, based on 32 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Network Capital Funding Corporation is a smaller mortgage company specializing in Cash Out Refi loans. Network Capital Funding Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Riverside, New York, Washington, and Miami among others. We have data for 212 markets. (Some data included below & more in-depth data is available with an active subscription.)

Network Capital Funding Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Network Capital Funding Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.19% 4/5/25
30 Year Conventional Refi 6.85% 4/5/25
30 Year Cash-out Refi 7.18% 4/5/25
30 Year FHA Purchase 7.56% 4/5/25
30 Year FHA Refi 6.98% 4/5/25
30 Year VA Purchase 6.54% 4/5/25
30 Year VA Refi 6.11% 4/5/25
15 Year Conventional Purchase 5.96% 4/5/25
15 Year Conventional Refi 5.93% 4/5/25
15 Year Cash-out Refi 5.93% 4/5/25
15 Year FHA Purchase 6.00% 4/5/25
15 Year FHA Refi 6.00% 4/5/25
15 Year VA Refi 6.00% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Network Capital Funding Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Network Capital Funding Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,049

Origination Dollar Volume (All Markets)

$361,745,000

Awards

NETWORK CAPITAL FUNDING CORPORATION FHA Loans silver NETWORK CAPITAL FUNDING CORPORATION FHA Loans gold NETWORK CAPITAL FUNDING CORPORATION FHA Loans bronze
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Relative Rate

Network Capital Funding Corporation's average 30 year fixed mortgage rate was 6.64%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 0.09%.

Relative Fees (Closing Costs)

Network Capital Funding Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $13,431.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 69 $32,425,000 $469,928 $14,664 6.73%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 67 $26,655,000 $397,836 $12,973 6.52%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 68 $24,700,000 $363,235 $16,776 6.88%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 42 $19,750,000 $470,238 $17,021 6.48%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 39 $14,495,000 $371,667 $15,284 6.67%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 17 $10,255,000 $603,235 $17,971 6.89%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 25 $9,605,000 $384,200 $16,330 6.41%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 20 $9,000,000 $450,000 $17,847 7.36%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 29 $8,955,000 $308,793 $12,059 6.66%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 30 $8,040,000 $268,000 $12,141 7.13%
Outside of Metro Areas 31 $7,295,000 $235,323 $10,710 6.81%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 22 $6,420,000 $291,818 $13,129 6.32%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 21 $6,345,000 $302,143 $11,309 6.87%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 18 $6,120,000 $340,000 $13,587 6.47%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 15 $5,415,000 $361,000 $10,761 6.27%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 16 $5,160,000 $322,500 $13,092 6.38%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 15 $5,105,000 $340,333 $11,066 6.59%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 11 $5,055,000 $459,545 $13,355 6.30%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 11 $4,405,000 $400,455 $13,758 7.15%
JACKSONVILLE, FL (FHA|USDA|VA) 13 $4,305,000 $331,154 $14,090 6.31%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 11 $4,045,000 $367,727 $12,278 6.38%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 11 $3,755,000 $341,364 $13,107 6.50%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $3,565,000 $713,000 $27,465 7.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 9 $3,555,000 $395,000 $13,645 6.35%
TUCSON, AZ (FHA|USDA|VA) 11 $3,475,000 $315,909 $9,617 6.32%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 13 $3,175,000 $244,231 $10,734 6.87%
STOCKTON, CA (FHA|USDA|VA) 8 $2,670,000 $333,750 $9,528 6.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $2,600,000 $325,000 $19,272 5.94%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 6 $2,440,000 $406,667 $18,355 6.85%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 6 $2,260,000 $376,667 $8,983 7.15%
WILMINGTON, NC (FHA|USDA|VA) 7 $2,135,000 $305,000 $13,917 6.96%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $2,110,000 $351,667 $15,948 6.23%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $1,935,000 $276,429 $9,611 6.18%
FRESNO, CA (FHA|USDA|VA) 6 $1,930,000 $321,667 $12,111 6.10%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,870,000 $467,500 $20,190 6.63%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $1,835,000 $262,143 $12,696 6.25%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $1,790,000 $447,500 $21,628 6.25%
SALINAS, CA (FHA|USDA|VA) 4 $1,750,000 $437,500 $17,675 5.97%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,720,000 $286,667 $12,058 8.27%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $1,705,000 $341,000 $11,289 6.23%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $1,655,000 $551,667 $10,827 6.92%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $1,620,000 $270,000 $12,377 6.60%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $1,600,000 $266,667 $9,477 6.75%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $1,590,000 $795,000 $24,232 6.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $1,585,000 $317,000 $7,829 6.45%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,515,000 $505,000 $14,644 6.46%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $1,475,000 $491,667 $12,111 7.08%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $1,465,000 $488,333 $20,228 6.54%
EL PASO, TX (FHA|USDA|VA) 5 $1,445,000 $289,000 $10,395 7.58%
OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $1,395,000 $279,000 $11,381 6.68%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $1,390,000 $695,000 $17,532 6.69%
VALLEJO, CA (FHA|USDA|VA) 3 $1,385,000 $461,667 $18,562 6.25%
ASHEVILLE, NC (FHA|USDA|VA) 4 $1,340,000 $335,000 $16,394 6.59%
RICHMOND, VA (FHA|USDA|VA) 6 $1,340,000 $223,333 $7,119 6.38%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4 $1,340,000 $335,000 $13,952 6.53%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $1,330,000 $221,667 $8,162 6.38%
OCALA, FL (FHA|USDA|VA) 5 $1,295,000 $259,000 $11,427 6.30%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $1,290,000 $645,000 $6,859 6.81%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,280,000 $320,000 $8,389 6.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6 $1,270,000 $211,667 $11,719 6.15%
Morehead City, NC (FHA|USDA|VA) 4 $1,260,000 $315,000 $8,080 6.28%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $1,210,000 $201,667 $8,279 6.60%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,205,000 $401,667 $14,640 5.96%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $1,190,000 $297,500 $12,310 6.03%
PITTSBURGH, PA (FHA|USDA|VA) 3 $1,185,000 $395,000 $11,221 6.92%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4 $1,180,000 $295,000 $11,263 6.34%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $1,155,000 $385,000 $22,282 5.92%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $1,115,000 $371,667 $12,692 6.33%
MERCED, CA (FHA|USDA|VA) 3 $1,115,000 $371,667 $15,022 6.04%
GAINESVILLE, FL (FHA|USDA|VA) 4 $1,070,000 $267,500 $15,133 7.16%
COLUMBUS, OH (FHA|USDA|VA) 6 $1,070,000 $178,333 $12,016 6.44%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 5 $1,025,000 $205,000 $10,724 7.20%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 5 $975,000 $195,000 $9,545 6.43%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $975,000 $325,000 $20,990 6.04%
BOISE CITY, ID (FHA|USDA|VA) 2 $970,000 $485,000 $3,589 6.88%
YUBA CITY, CA (FHA|USDA|VA) 3 $965,000 $321,667 $8,816 6.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $915,000 $305,000 $14,149 5.88%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $905,000 $301,667 $13,498 6.75%
Centralia, WA (FHA|USDA|VA) 2 $830,000 $415,000 $32,900 5.75%
Corsicana, TX (FHA|USDA|VA) 3 $795,000 $265,000 $10,883 7.04%
GREENVILLE, NC (FHA|USDA|VA) 3 $785,000 $261,667 $14,349 5.79%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $780,000 $195,000 $12,072 6.00%
REDDING, CA (FHA|USDA|VA) 2 $730,000 $365,000 $15,371 7.13%
Alexandria, MN (FHA|USDA|VA) 2 $710,000 $355,000 $4,737 7.19%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $690,000 $345,000 $10,038 7.13%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $675,000 $225,000 $8,122 7.29%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $645,000 $645,000 $12,928 7.13%
Traverse City, MI (FHA|USDA|VA) 1 $645,000 $645,000 $19,819 6.50%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $615,000 $615,000 $20,075 6.50%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $605,000 $605,000 $21,975 6.63%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $605,000 $201,667 $3,241 6.46%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $605,000 $201,667 $9,421 6.88%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $600,000 $300,000 $5,132 5.69%
SALEM, OR (FHA|USDA|VA) 2 $600,000 $300,000 $11,598 6.19%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $590,000 $295,000 $15,593 5.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $580,000 $290,000 $13,827 7.00%
Port Angeles, WA (FHA|USDA|VA) 1 $565,000 $565,000 $19,075 7.63%
Roseburg, OR (FHA|USDA|VA) 2 $560,000 $280,000 $6,439 8.13%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $560,000 $280,000 $15,025 6.25%
MEDFORD, OR (FHA|USDA|VA) 2 $550,000 $275,000 $8,218 7.25%
NAPA, CA (FHA|USDA|VA) 2 $550,000 $275,000 $11,387 8.56%
Cullowhee, NC (FHA|USDA|VA) 1 $535,000 $535,000 $17,998 6.63%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $515,000 $515,000 $21,730 6.63%
NEW BERN, NC (FHA|USDA|VA) 3 $505,000 $168,333 $7,775 5.54%
YUMA, AZ (FHA|USDA|VA) 1 $505,000 $505,000 $19,170 5.75%
RENO, NV (FHA|USDA|VA) 2 $500,000 $250,000 $12,221 6.06%
ROCHESTER, NY (FHA|USDA|VA) 2 $490,000 $245,000 $11,708 6.75%
Easton, MD (FHA|USDA|VA) 1 $485,000 $485,000 $25,153 6.38%
Key West, FL (FHA|USDA|VA) 1 $485,000 $485,000 $18,215 6.13%
NILES, MI (FHA|USDA|VA) 2 $470,000 $235,000 $13,773 6.00%
LYNCHBURG, VA (FHA|USDA|VA) 2 $470,000 $235,000 $9,085 7.06%
TULSA, OK (FHA|USDA|VA) 2 $450,000 $225,000 $9,578 7.44%
MADERA, CA (FHA|USDA|VA) 2 $450,000 $225,000 $13,595 6.63%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $445,000 $445,000 $13,078 6.00%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $445,000 $445,000 $14,004 6.25%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $430,000 $215,000 $9,220 6.38%
ST. CLOUD, MN (FHA|USDA|VA) 1 $425,000 $425,000 $13,884 6.13%
Batavia, NY (FHA|USDA|VA) 1 $425,000 $425,000 $8,977 7.50%
AMARILLO, TX (FHA|USDA|VA) 2 $420,000 $210,000 $10,588 6.31%
EL CENTRO, CA (FHA|USDA|VA) 2 $420,000 $210,000 $5,863 7.13%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $420,000 $210,000 $11,575 7.63%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $415,000 $415,000 $2,330 6.13%
Levelland, TX (FHA|USDA|VA) 1 $405,000 $405,000 $17,527 5.38%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $395,000 $395,000 $10,765 5.63%
MODESTO, CA (FHA|USDA|VA) 1 $395,000 $395,000 $22,312 6.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $385,000 $385,000 $2,970 4.38%
Sevierville, TN (FHA|USDA|VA) 1 $365,000 $365,000 $0 7.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $365,000 $365,000 $7,410 6.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $360,000 $180,000 $5,749 6.13%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $355,000 $355,000 $14,357 6.88%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $19,747 6.25%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $340,000 $170,000 $11,289 6.00%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $325,000 $325,000 $10,481 6.88%
GREELEY, CO (FHA|USDA|VA) 1 $315,000 $315,000 $6,046 5.63%
Marion, OH (FHA|USDA|VA) 1 $315,000 $315,000 $23,420 5.13%
PANAMA CITY, FL (FHA|USDA|VA) 1 $305,000 $305,000 $2,727 6.50%
VISALIA, CA (FHA|USDA|VA) 1 $305,000 $305,000 $14,087 5.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $305,000 $305,000 $10,565 6.75%
Shelby, NC (FHA|USDA|VA) 1 $295,000 $295,000 $19,752 6.88%
BAY CITY, MI (FHA|USDA|VA) 1 $285,000 $285,000 $15,262 6.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $285,000 $285,000 $16,162 6.13%
Oak Harbor, WA (FHA|USDA|VA) 1 $285,000 $285,000 $23,605 5.75%
ABILENE, TX (FHA|USDA|VA) 2 $280,000 $140,000 $7,181 6.31%
Palatka, FL (FHA|USDA|VA) 1 $275,000 $275,000 $1,770 6.50%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $275,000 $275,000 $16,283 6.00%
YAKIMA, WA (FHA|USDA|VA) 1 $275,000 $275,000 $15,497 6.25%
LONGVIEW, TX (FHA|USDA|VA) 1 $265,000 $265,000 $10,455 7.63%
Newport, OR (FHA|USDA|VA) 1 $265,000 $265,000 $9,774 7.13%
Payson, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $0 7.63%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $255,000 $255,000 $14,860 6.13%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $250,000 $125,000 $7,314 7.19%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $245,000 $245,000 $7,004 7.00%
BATON ROUGE, LA (FHA|USDA|VA) 1 $245,000 $245,000 $13,607 6.25%
LANCASTER, PA (FHA|USDA|VA) 1 $245,000 $245,000 $17,780 5.88%
ERIE, PA (FHA|USDA|VA) 1 $245,000 $245,000 $11,908 6.00%
BURLINGTON, NC (FHA|USDA|VA) 1 $245,000 $245,000 $11,111 7.50%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $240,000 $120,000 $6,825 6.88%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $235,000 $235,000 $9,653 6.38%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $235,000 $235,000 $14,316 5.63%
El Campo, TX (FHA|USDA|VA) 1 $235,000 $235,000 $13,274 6.13%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $235,000 $235,000 $10,383 6.38%
FLINT, MI (FHA|USDA|VA) 1 $225,000 $225,000 $15,373 7.13%
PUEBLO, CO (FHA|USDA|VA) 1 $225,000 $225,000 $5,818 5.75%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $225,000 $225,000 $8,882 6.88%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $225,000 $225,000 $14,342 5.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $225,000 $225,000 $6,918 7.63%
HAMMOND, LA (FHA|USDA|VA) 1 $225,000 $225,000 $19,489 6.25%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $225,000 $225,000 $13,857 6.13%
WALLA WALLA, WA (FHA|USDA|VA) 1 $215,000 $215,000 $10,616 5.88%
Ottumwa, IA (FHA|USDA|VA) 1 $215,000 $215,000 $7,046 6.13%
ROANOKE, VA (FHA|USDA|VA) 1 $205,000 $205,000 $9,168 6.88%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $205,000 $205,000 $2,583 6.63%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $205,000 $205,000 $6,389 7.00%
Ozark, AL (FHA|USDA|VA) 1 $195,000 $195,000 $10,544 5.75%
KNOXVILLE, TN (FHA|USDA|VA) 1 $195,000 $195,000 $2,505 7.00%
Coos Bay, OR (FHA|USDA|VA) 1 $195,000 $195,000 $12,256 5.50%
Durango, CO (FHA|USDA|VA) 1 $195,000 $195,000 $9,400 6.88%
HARRISONBURG, VA (FHA|USDA|VA) 1 $185,000 $185,000 $2,567 8.00%
Pampa, TX (FHA|USDA|VA) 1 $185,000 $185,000 $9,047 6.50%
Show Low, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $7,508 8.13%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $175,000 $175,000 $6,698 7.50%
Nogales, AZ (FHA|USDA|VA) 1 $175,000 $175,000 $12,327 5.50%
SYRACUSE, NY (FHA|USDA|VA) 1 $155,000 $155,000 $2,803 5.75%
LONGVIEW, WA (FHA|USDA|VA) 1 $155,000 $155,000 $0 13.13%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $155,000 $155,000 $9,282 6.50%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $155,000 $155,000 $9,967 6.25%
DUBUQUE, IA (FHA|USDA|VA) 1 $155,000 $155,000 $8,925 7.25%
DeRidder, LA (FHA|USDA|VA) 1 $145,000 $145,000 $1,926 5.75%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $145,000 $145,000 $8,988 6.75%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $145,000 $145,000 $9,794 5.75%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $135,000 $135,000 $7,429 7.00%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $135,000 $135,000 $7,876 7.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $135,000 $135,000 $9,195 6.25%
WACO, TX (FHA|USDA|VA) 1 $125,000 $125,000 $7,520 5.38%
DULUTH, MN-WI (FHA|USDA|VA) 1 $115,000 $115,000 $7,017 6.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $115,000 $115,000 $8,198 5.50%
Huntingdon, PA (FHA|USDA|VA) 1 $115,000 $115,000 $7,265 5.75%
Paris, TN (FHA|USDA|VA) 1 $105,000 $105,000 $4,165 6.63%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $105,000 $105,000 $6,565 6.88%
Cookeville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $7,590 7.00%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $105,000 $105,000 $6,672 5.75%
MONROE, LA (FHA|USDA|VA) 1 $105,000 $105,000 $9,059 5.75%
Auburn, IN (FHA|USDA|VA) 1 $105,000 $105,000 $6,012 7.13%
MOBILE, AL (FHA|USDA|VA) 1 $95,000 $95,000 $5,292 6.63%
Raymondville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $5,162 7.75%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $85,000 $85,000 $5,690 7.13%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $85,000 $85,000 $7,687 7.25%
TYLER, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,955 7.63%
Natchitoches, LA (FHA|USDA|VA) 1 $75,000 $75,000 $6,025 7.13%
Clearlake, CA (FHA|USDA|VA) 1 $75,000 $75,000 $3,188 7.63%
LIMA, OH (FHA|USDA|VA) 1 $65,000 $65,000 $5,633 6.63%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 13.13%
Network Capital Funding Corporation's top markets include Los Angeles, Riverside, New York, Washington, and Miami among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 591 $205,805,000 $348,232 $10,990 6.83%
    FHA 234 $75,260,000 $321,624 $17,692 6.14%
    VA 204 $78,680,000 $385,686 $14,070 6.09%
    HELOC 20 $2,000,000 $100,000 n/a 12.22%

    For 2024, Network Capital Funding Corporation's most frequently originated type of loan was Conventional, with 591 originations. Their 2nd most popular type was FHA, with 234 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 829 $278,075,000 $335,434 $14,370 6.70%
    Refi 162 $55,340,000 $341,605 $8,048 6.22%
    Home Purchase 58 $28,330,000 $488,448 $11,573 6.81%

    For 2024, Network Capital Funding Corporation's most frequently cited loan purpose was Cash Out Refi, with 829 originations. The 2nd most popular reason was Refi, with 162 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 981 $344,845,000 $351,524 $13,431 6.64%
    15 Year 29 $7,445,000 $256,724 $8,532 5.79%
    20 Year 29 $6,165,000 $212,586 $9,146 7.50%
    10 Year 5 $1,355,000 $271,000 $9,094 5.70%
    Other 5 $1,935,000 $387,000 $18,377 6.53%

    For 2024, Network Capital Funding Corporation's most frequently cited loan duration was 30 Year, with 981 originations. The 2nd most popular length was 15 Year, with 29 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 709 $271,725,000 $383,251
    $<1k 96 $37,900,000 $394,792
    $4k-5k 81 $15,445,000 $190,679
    $3k-4k 54 $10,580,000 $195,926
    $2k-3k 36 $7,170,000 $199,167
    $1k-2k 23 $7,225,000 $314,130

    Network Capital Funding Corporation's average total fees were $13,431, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 709 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 476 $168,350,000 $353,676
    5-6% 304 $106,550,000 $350,493
    7-8% 205 $70,735,000 $345,049
    Over 8% 56 $13,710,000 $244,821
    4-5% 8 $2,400,000 $300,000

    During 2024, Network Capital Funding Corporation's average interest rate for loans was 6.64%, while their most frequently originated rate bucket for loans was 6-7%, with 476 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 494 $145,580,000 $294,696 $12,361 6.48%
    $400k-600k 235 $110,575,000 $470,532 $16,857 6.42%
    $100k-200k 186 $27,210,000 $146,290 $7,576 6.82%
    $600k-1MM 92 $67,030,000 $728,587 $19,373 6.65%
    $100,000 or less 35 $2,635,000 $75,286 $5,200 9.11%
    $1MM+ 7 $8,715,000 $1,245,000 $36,575 7.46%

    2024 saw Network Capital Funding Corporation place emphasis on $200k-400k loans with 494 originations, totaling $145,580,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 244 $91,650,000 $375,615 $14,834 6.55%
    $150k-250k 189 $88,135,000 $466,323 $15,264 6.81%
    $75k-100k 189 $57,545,000 $304,471 $14,027 6.52%
    $50k-75k 186 $45,290,000 $243,495 $12,190 6.46%
    $50k or less 109 $17,055,000 $156,468 $8,198 6.67%
    $250k+ 59 $36,275,000 $614,831 $16,819 7.18%

    Network Capital Funding Corporation lent most frequently to those with incomes in the $100k-150k range, with 244 originations. The second most popular income band? $150k-250k, with 189 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 139 $51,315,000 $369,173 $18,970 6.13%
    30-36% 111 $36,065,000 $324,910 $12,635 6.73%
    <20% 99 $33,925,000 $342,677 $6,272 6.84%
    49% 82 $29,980,000 $365,610 $13,614 6.98%
    20-30% 80 $24,310,000 $303,875 $10,429 6.69%
    44% 69 $23,655,000 $342,826 $12,079 6.82%
    48% 63 $21,175,000 $336,111 $13,776 6.62%
    47% 49 $18,055,000 $368,469 $13,297 6.59%
    46% 46 $18,400,000 $400,000 $13,650 6.43%
    39% 43 $14,865,000 $345,698 $11,777 6.69%
    45% 42 $12,390,000 $295,000 $12,170 6.75%
    43% 38 $11,520,000 $303,158 $12,251 6.35%
    42% 36 $13,100,000 $363,889 $14,903 6.90%
    37% 32 $12,320,000 $385,000 $14,630 6.49%
    40% 31 $11,035,000 $355,968 $11,839 6.54%
    41% 27 $7,125,000 $263,889 $11,244 6.84%
    38% 26 $8,370,000 $321,923 $12,811 6.91%
    36% 23 $7,805,000 $339,348 $12,973 6.64%
    >60% 13 $6,335,000 $487,308 $18,309 6.14%

    Network Capital Funding Corporation lent most frequently to those with DTI ratios of 50-60%, with 139 originations. The next most common DTI ratio? 30-36%, with 111 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 661 $222,785,000 $337,042 $12,828 6.67%
    Not provided 294 $107,080,000 $364,218 $13,698 6.56%
    Black 63 $19,025,000 $301,984 $13,905 6.54%
    Asian 27 $11,185,000 $414,259 $14,403 6.83%
    American Indian 3 $1,365,000 $455,000 $14,706 6.21%
    Native Hawaiian or Islander 1 $305,000 $305,000 $17,383 6.13%

    Approval Rates

    Total approvals of all applications
    85.47%

    Network Capital Funding Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    -796.28%

    Network Capital Funding Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 8 $650,000 $81,250
    NA 1,041 $361,095,000 $346,873

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,049 $361,745,000 $344,847

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 94 $22,100,000 $235,106 $9,259 6.64%
    40-60% 246 $80,880,000 $328,780 $11,446 6.55%
    60-80% 368 $132,780,000 $360,815 $14,467 6.65%
    80-100% 298 $119,030,000 $399,430 $14,687 6.32%
    Under 20% 42 $6,680,000 $159,048 $7,089 9.21%