First National Bank Of Pennsylvania Mortgage Rates, Fees & Info
Greenville, PALEI: N8T7HW55LK5D2ORCKP39
Tax ID: 25-1255405
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Mortgage Data
Review & Overview
First National Bank Of Pennsylvania is a mid-sized bank specializing in Home Purchase loans. First National Bank Of Pennsylvania has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Charlotte, Baltimore, Pittsburgh, and Raleigh among others. We have data for 202 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bank Of Pennsylvania has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. First National Bank Of Pennsylvania is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.95% | 4/5/25 |
| 30 Year Conventional Purchase | 6.71% | 4/5/25 |
| 30 Year Conventional Refi | 6.62% | 4/5/25 |
| 30 Year Cash-out Refi | 6.92% | 4/5/25 |
| 30 Year FHA Purchase | 6.95% | 4/5/25 |
| 30 Year FHA Refi | 7.22% | 4/5/25 |
| 30 Year VA Purchase | 6.32% | 4/5/25 |
| 30 Year VA Refi | 6.02% | 4/5/25 |
| 30 Year USDA Purchase | 6.91% | 4/5/25 |
| 15 Year Conventional Purchase | 6.09% | 4/5/25 |
| 15 Year Conventional Refi | 6.37% | 4/5/25 |
| 15 Year Cash-out Refi | 6.37% | 4/5/25 |
| 15 Year VA Purchase | 5.56% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First National Bank Of Pennsylvania Mortgage Calculator
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This is not an official calculator from First National Bank Of Pennsylvania. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
13,057Origination Dollar Volume (All Markets)
$4,155,125,000Awards
First National Bank of Pennsylvania - 2024
First National Bank of Pennsylvania is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
First National Bank Of Pennsylvania's average 30 year fixed mortgage rate was
6.52%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.03%.
Relative Fees (Closing Costs)
First National Bank Of Pennsylvania's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,597.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 798 | $420,000,000 | $526,316 | $5,312 | 6.72% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 892 | $378,840,000 | $424,709 | $4,986 | 6.54% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,001 | $348,105,000 | $347,757 | $4,339 | 7.01% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1,811 | $346,215,000 | $191,173 | $2,891 | 7.11% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 503 | $193,385,000 | $384,463 | $2,931 | 6.96% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 702 | $171,160,000 | $243,818 | $3,411 | 7.01% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 497 | $164,675,000 | $331,338 | $3,363 | 6.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 252 | $161,370,000 | $640,357 | $7,412 | 6.62% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 211 | $141,445,000 | $670,355 | $5,398 | 6.62% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 329 | $140,465,000 | $426,945 | $5,026 | 6.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 382 | $108,370,000 | $283,691 | $5,251 | 6.87% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 246 | $104,710,000 | $425,650 | $5,248 | 6.87% |
| RICHMOND, VA (FHA|USDA|VA) | 245 | $89,815,000 | $366,592 | $4,379 | 6.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 177 | $72,085,000 | $407,260 | $4,499 | 7.04% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 470 | $60,200,000 | $128,085 | $1,966 | 7.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 214 | $59,300,000 | $277,103 | $3,647 | 6.98% |
| Outside of Metro Areas | 285 | $57,965,000 | $203,386 | $3,018 | 7.06% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 106 | $52,180,000 | $492,264 | $5,198 | 6.80% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 43 | $40,685,000 | $946,163 | $8,776 | 6.53% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 51 | $36,415,000 | $714,020 | $6,075 | 6.69% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 40 | $34,630,000 | $865,750 | $8,783 | 6.61% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 64 | $32,310,000 | $504,844 | $5,261 | 6.85% |
| LANCASTER, PA (FHA|USDA|VA) | 111 | $31,685,000 | $285,450 | $3,851 | 6.81% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 144 | $30,210,000 | $209,792 | $3,436 | 6.97% |
| AKRON, OH (FHA|USDA|VA) | 142 | $29,650,000 | $208,803 | $2,338 | 6.96% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 36 | $25,680,000 | $713,333 | $6,918 | 6.60% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 59 | $25,245,000 | $427,881 | $4,712 | 7.02% |
| ERIE, PA (FHA|USDA|VA) | 169 | $25,035,000 | $148,136 | $2,540 | 7.19% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 257 | $24,615,000 | $95,778 | $2,090 | 7.24% |
| COLUMBUS, OH (FHA|USDA|VA) | 54 | $24,410,000 | $452,037 | $4,750 | 6.76% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 167 | $23,815,000 | $142,605 | $1,593 | 7.01% |
| Somerset, PA (FHA|USDA|VA) | 188 | $23,670,000 | $125,904 | $3,100 | 7.16% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 43 | $22,265,000 | $517,791 | $6,297 | 6.96% |
| LEBANON, PA (FHA|USDA|VA) | 80 | $20,770,000 | $259,625 | $3,811 | 6.73% |
| READING, PA (FHA|USDA|VA) | 148 | $20,750,000 | $140,203 | $2,149 | 7.07% |
| BURLINGTON, NC (FHA|USDA|VA) | 71 | $20,235,000 | $285,000 | $6,162 | 6.53% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 119 | $20,195,000 | $169,706 | $2,410 | 7.12% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 24 | $19,510,000 | $812,917 | $7,806 | 6.59% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 41 | $18,685,000 | $455,732 | $5,415 | 7.00% |
| Morehead City, NC (FHA|USDA|VA) | 37 | $17,555,000 | $474,459 | $4,855 | 6.90% |
| MORGANTOWN, WV (FHA|USDA|VA) | 54 | $16,810,000 | $311,296 | $5,787 | 6.76% |
| ASHEVILLE, NC (FHA|USDA|VA) | 33 | $16,525,000 | $500,758 | $3,470 | 6.90% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 24 | $15,510,000 | $646,250 | $6,150 | 6.62% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 19 | $14,575,000 | $767,105 | $7,398 | 6.52% |
| ALTOONA, PA (FHA|USDA|VA) | 120 | $14,340,000 | $119,500 | $1,907 | 7.13% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 20 | $13,830,000 | $691,500 | $6,968 | 6.64% |
| NEW BERN, NC (FHA|USDA|VA) | 68 | $13,550,000 | $199,265 | $1,421 | 7.07% |
| Boone, NC (FHA|USDA|VA) | 26 | $13,020,000 | $500,769 | $4,706 | 6.99% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 15 | $12,845,000 | $856,333 | $4,786 | 6.61% |
| COLUMBIA, SC (FHA|USDA|VA) | 16 | $12,760,000 | $797,500 | $6,053 | 6.50% |
| New Castle, PA (FHA|USDA|VA) | 112 | $11,800,000 | $105,357 | $2,037 | 7.24% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 14 | $10,660,000 | $761,429 | $6,405 | 6.80% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 40 | $9,900,000 | $247,500 | $3,556 | 7.05% |
| ROANOKE, VA (FHA|USDA|VA) | 17 | $9,545,000 | $561,471 | $6,284 | 6.78% |
| Meadville, PA (FHA|USDA|VA) | 68 | $9,390,000 | $138,088 | $2,221 | 7.24% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 19 | $9,135,000 | $480,789 | $6,558 | 6.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 18 | $8,740,000 | $485,556 | $6,715 | 6.87% |
| SPARTANBURG, SC (FHA|USDA|VA) | 19 | $8,455,000 | $445,000 | $5,195 | 6.93% |
| Mount Airy, NC (FHA|USDA|VA) | 34 | $8,270,000 | $243,235 | $3,404 | 7.22% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 37 | $7,585,000 | $205,000 | $3,706 | 7.00% |
| DOVER, DE (FHA|USDA|VA) | 15 | $7,305,000 | $487,000 | $7,686 | 6.73% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 14 | $7,110,000 | $507,857 | $4,032 | 6.91% |
| North Wilkesboro, NC (FHA|USDA|VA) | 51 | $7,045,000 | $138,137 | $1,099 | 7.09% |
| GAINESVILLE, FL (FHA|USDA|VA) | 10 | $6,890,000 | $689,000 | $6,669 | 6.50% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 11 | $6,755,000 | $614,091 | $5,949 | 6.79% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 18 | $6,170,000 | $342,778 | $5,123 | 7.07% |
| Indiana, PA (FHA|USDA|VA) | 63 | $6,085,000 | $96,587 | $2,058 | 7.22% |
| Georgetown, SC (FHA|USDA|VA) | 9 | $5,905,000 | $656,111 | $5,079 | 6.46% |
| Huntingdon, PA (FHA|USDA|VA) | 50 | $5,720,000 | $114,400 | $1,299 | 7.15% |
| KNOXVILLE, TN (FHA|USDA|VA) | 11 | $5,705,000 | $518,636 | $5,787 | 6.58% |
| Lewistown, PA (FHA|USDA|VA) | 59 | $5,545,000 | $93,983 | $1,009 | 7.16% |
| TOLEDO, OH (FHA|USDA|VA) | 13 | $5,515,000 | $424,231 | $4,142 | 6.81% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 12 | $5,450,000 | $454,167 | $4,857 | 6.72% |
| GETTYSBURG, PA (FHA|USDA|VA) | 13 | $5,405,000 | $415,769 | $7,466 | 6.81% |
| Seneca, SC (FHA|USDA|VA) | 8 | $5,260,000 | $657,500 | $6,307 | 6.62% |
| GREENVILLE, NC (FHA|USDA|VA) | 30 | $5,170,000 | $172,333 | $1,172 | 6.93% |
| Washington, NC (FHA|USDA|VA) | 29 | $5,085,000 | $175,345 | $3,743 | 7.35% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 14 | $5,040,000 | $360,000 | $5,450 | 6.59% |
| Sanford, NC (FHA|USDA|VA) | 19 | $4,885,000 | $257,105 | $4,201 | 6.92% |
| Sunbury, PA (FHA|USDA|VA) | 48 | $4,810,000 | $100,208 | $2,364 | 7.12% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $4,450,000 | $741,667 | $4,538 | 6.98% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $4,325,000 | $617,857 | $5,987 | 6.96% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $4,305,000 | $861,000 | $8,253 | 6.82% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 30 | $4,230,000 | $141,000 | $3,161 | 7.27% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $3,970,000 | $992,500 | $7,051 | 6.66% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 45 | $3,745,000 | $83,222 | $721 | 7.37% |
| Ashtabula, OH (FHA|USDA|VA) | 21 | $3,715,000 | $176,905 | $4,289 | 6.85% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $3,590,000 | $598,333 | $5,367 | 6.54% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $3,445,000 | $689,000 | $4,706 | 6.38% |
| Key West, FL (FHA|USDA|VA) | 2 | $3,430,000 | $1,715,000 | $17,905 | 7.06% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 11 | $3,285,000 | $298,636 | $3,164 | 6.86% |
| Lock Haven, PA (FHA|USDA|VA) | 33 | $3,175,000 | $96,212 | $2,214 | 7.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 7 | $3,145,000 | $449,286 | $6,200 | 6.71% |
| Easton, MD (FHA|USDA|VA) | 6 | $3,140,000 | $523,333 | $4,449 | 7.01% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $3,140,000 | $523,333 | $4,498 | 6.37% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $3,080,000 | $770,000 | $8,262 | 6.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 6 | $3,050,000 | $508,333 | $4,789 | 6.73% |
| DuBois, PA (FHA|USDA|VA) | 26 | $3,020,000 | $116,154 | $3,498 | 6.94% |
| Shelby, NC (FHA|USDA|VA) | 6 | $2,890,000 | $481,667 | $5,900 | 6.95% |
| Lewisburg, PA (FHA|USDA|VA) | 15 | $2,825,000 | $188,333 | $3,003 | 6.95% |
| Elizabeth City, NC (FHA|USDA|VA) | 10 | $2,790,000 | $279,000 | $3,736 | 7.20% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $2,770,000 | $692,500 | $4,779 | 6.40% |
| Selinsgrove, PA (FHA|USDA|VA) | 28 | $2,760,000 | $98,571 | $1,255 | 7.20% |
| Oil City, PA (FHA|USDA|VA) | 34 | $2,750,000 | $80,882 | $1,259 | 7.05% |
| Fairmont, WV (FHA|USDA|VA) | 5 | $2,625,000 | $525,000 | $6,659 | 6.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $2,610,000 | $652,500 | $8,689 | 6.44% |
| Sandusky, OH (FHA|USDA|VA) | 6 | $2,520,000 | $420,000 | $5,020 | 7.07% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $2,305,000 | $768,333 | $7,593 | 6.71% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 7 | $2,285,000 | $326,429 | $3,528 | 7.05% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $2,275,000 | $758,333 | $5,641 | 7.00% |
| Pottsville, PA (FHA|USDA|VA) | 17 | $2,195,000 | $129,118 | $3,851 | 7.17% |
| Forest City, NC (FHA|USDA|VA) | 4 | $2,110,000 | $527,500 | $6,991 | 7.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $1,970,000 | $492,500 | $5,992 | 6.44% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $5,766 | 6.58% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $1,780,000 | $890,000 | $10,218 | 6.88% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $1,765,000 | $588,333 | $4,490 | 6.54% |
| Clarksburg, WV (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $6,110 | 6.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $1,610,000 | $805,000 | $7,672 | 6.81% |
| CHARLESTON, WV (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $2,825 | 6.58% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $1,470,000 | $735,000 | $6,205 | 6.69% |
| Henderson, NC (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $3,444 | 7.57% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $1,400,000 | $700,000 | $9,947 | 6.56% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $1,300,000 | $650,000 | $2,681 | 6.75% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $5,285 | 6.83% |
| Kinston, NC (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $2,306 | 7.30% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $1,235,000 | $1,235,000 | $10,377 | 7.13% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $4,477 | 6.13% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $6,863 | 6.50% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $7,739 | 7.25% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $4,365 | 6.67% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $6,798 | 7.04% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $1,105,000 | $1,105,000 | $5,729 | 6.63% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $4,537 | 6.31% |
| Corning, NY (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $7,673 | 6.63% |
| Salem, OH (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $802 | 7.04% |
| GOLDSBORO, NC (FHA|USDA|VA) | 8 | $950,000 | $118,750 | $1,298 | 6.67% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $4,852 | 7.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $5,010 | 6.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $4,194 | 7.31% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $6,581 | 5.88% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,283 | 6.75% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $8,127 | 6.71% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $0 | 8.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 8 | $780,000 | $97,500 | $0 | 7.24% |
| OCALA, FL (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,411 | 6.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $5,008 | 7.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,531 | 6.54% |
| Marion, NC (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,159 | 6.75% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $6,351 | 6.89% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $8,408 | 6.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,730 | 7.38% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,478 | 7.29% |
| Ashland, OH (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,025 | 6.90% |
| Wilson, NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,423 | 7.16% |
| Brevard, NC (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $4,818 | 7.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,699 | 7.06% |
| Newberry, SC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $5,362 | 6.88% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,349 | 6.63% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,629 | 6.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $5,161 | 6.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,834 | 6.75% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,172 | 6.56% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,052 | 6.63% |
| Gaffney, SC (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $2,223 | 6.55% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,694 | 6.88% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,075 | 6.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,346 | 6.38% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,206 | 7.38% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,785 | 6.88% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,669 | 7.31% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 7.27% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,653 | 6.50% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,758 | 6.38% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,450 | 6.50% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,326 | 6.88% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 6.99% |
| Batavia, NY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,821 | 7.63% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $15,228 | 7.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,343 | 6.63% |
| Wooster, OH (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 7.10% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,067 | 5.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,517 | 7.00% |
| Union City, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,139 | 6.75% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,182 | 6.75% |
| Sayre, PA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 7.52% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,000 | 7.25% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 7.02% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,043 | 6.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,970 | 6.63% |
| Bradford, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,386 | 7.31% |
| Warren, PA (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $1,883 | 6.86% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,048 | 7.00% |
| Defiance, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,517 | 7.63% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,222 | 6.50% |
| Olean, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.49% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,557 | 6.50% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,048 | 7.63% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,113 | 6.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,236 | 7.63% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,974 | 5.88% |
| Urbana, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,190 | 7.63% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.99% |
Similar Lenders
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Product Mix
For 2024, First National Bank Of Pennsylvania's most frequently originated type of loan was Conventional, with 8,632 originations. Their 2nd most popular type was HELOC, with 4,178 originations.
Loan Reason
For 2024, First National Bank Of Pennsylvania's most frequently cited loan purpose was Home Purchase, with 5,814 originations. The 2nd most popular reason was Home Improvement, with 3,442 originations.
Loan Duration/Length
For 2024, First National Bank Of Pennsylvania's most frequently cited loan duration was 30 Year, with 4,604 originations. The 2nd most popular length was Other, with 4,437 originations.
Origination Fees/Closing Costs
First National Bank Of Pennsylvania's average total fees were $5,597, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,305 originations.
Interest Rates
During 2024, First National Bank Of Pennsylvania's average interest rate for loans was 6.52%, while their most frequently originated rate bucket for loans was 6-7%, with 6,878 originations.
Loan Sizing
2024 saw First National Bank Of Pennsylvania place emphasis on $100,000 or less loans with 3,559 originations, totaling $189,385,000 in origination value.
Applicant Income
First National Bank Of Pennsylvania lent most frequently to those with incomes in the $250k+ range, with 3,232 originations. The second most popular income band? $150k-250k, with 2,766 originations.
Applicant Debt to Income Ratio
First National Bank Of Pennsylvania lent most frequently to those with DTI ratios of 20-30%, with 2,786 originations. The next most common DTI ratio? 30-36%, with 2,223 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications74.98%
First National Bank Of Pennsylvania has a below average approval rate.
Pick Rate
Approvals leading to origination91.00%
First National Bank Of Pennsylvania has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 13,057 | $4,155,125,000 | $318,230 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 13,057 | $4,155,125,000 | $318,230 |