First National Bank Of Pennsylvania Mortgage Rates, Fees & Info

Greenville, PA

LEI: N8T7HW55LK5D2ORCKP39

Tax ID: 25-1255405

5 stars - out of 5 stars, based on 134 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

First National Bank Of Pennsylvania is a mid-sized bank specializing in Refi and Home Purchase loans. First National Bank Of Pennsylvania has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Pittsburgh, Baltimore, Washington, Cleveland, and Charlotte among others. First National Bank Of Pennsylvania has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. First National Bank Of Pennsylvania is typically an average fee lendor.


Originations

18,035

Origination Dollar Volume (All Markets)

$4,730,475,000

Employee count

3,773 Show all (55) awards

Relative Rate

First National Bank Of Pennsylvania's average 30 year fixed rate mortgage of loans were 2.95%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.2%.

Relative Fees

First National Bank Of Pennsylvania's average total fees for a 30 year fixed rate mortgage are $4,604.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
PITTSBURGH, PA (FHA|USDA|VA) 3,400 $647,610,000 $190,474 $2,246 2.89%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,344 $499,390,000 $371,570 $4,081 2.87%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 812 $418,950,000 $515,948 $4,902 2.75%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1,317 $373,265,000 $283,421 $2,610 2.89%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 782 $297,820,000 $380,844 $3,111 2.84%
RALEIGH-CARY, NC (FHA|USDA|VA) 621 $223,565,000 $360,008 $2,824 2.77%
WINSTON-SALEM, NC (FHA|USDA|VA) 654 $160,840,000 $245,933 $2,172 2.96%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 425 $155,695,000 $366,341 $3,833 2.99%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 592 $145,020,000 $244,966 $3,368 2.87%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 228 $121,340,000 $532,193 $4,071 2.83%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 282 $108,710,000 $385,496 $3,955 2.86%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 864 $108,470,000 $125,544 $1,119 2.93%
Outside of Metro Areas 491 $88,105,000 $179,440 $1,997 2.97%
WILMINGTON, NC (FHA|USDA|VA) 277 $83,945,000 $303,051 $3,205 2.89%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 322 $68,700,000 $213,354 $2,208 2.90%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 146 $68,380,000 $468,356 $6,216 2.91%
LANCASTER, PA (FHA|USDA|VA) 190 $51,020,000 $268,526 $3,320 2.89%
AKRON, OH (FHA|USDA|VA) 289 $50,645,000 $175,242 $1,014 2.87%
STATE COLLEGE, PA (FHA|USDA|VA) 258 $50,290,000 $194,922 $2,744 2.84%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 262 $47,970,000 $183,092 $2,021 2.99%
READING, PA (FHA|USDA|VA) 241 $44,405,000 $184,253 $2,278 2.99%
YORK-HANOVER, PA (FHA|USDA|VA) 233 $43,565,000 $186,974 $2,389 2.95%
ERIE, PA (FHA|USDA|VA) 284 $41,250,000 $145,246 $1,372 2.95%
JOHNSTOWN, PA (FHA|USDA|VA) 342 $36,680,000 $107,251 $1,269 2.90%
ALTOONA, PA (FHA|USDA|VA) 257 $36,145,000 $140,642 $1,248 2.92%
New Castle, PA (FHA|USDA|VA) 243 $30,405,000 $125,123 $1,231 3.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 20 $29,580,000 $1,479,000 $4,476 2.90%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 40 $23,210,000 $580,250 $4,697 2.92%
Kill Devil Hills, NC (FHA|USDA|VA) 107 $22,725,000 $212,383 $1,506 2.87%
Boone, NC (FHA|USDA|VA) 77 $22,565,000 $293,052 $3,205 2.93%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 54 $21,300,000 $394,444 $4,655 2.99%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 76 $20,950,000 $275,658 $3,133 2.93%
LEBANON, PA (FHA|USDA|VA) 99 $20,585,000 $207,929 $1,958 2.85%
Somerset, PA (FHA|USDA|VA) 186 $20,350,000 $109,409 $1,589 2.94%
SALISBURY, MD-DE (FHA|USDA|VA) 58 $19,170,000 $330,517 $3,841 2.93%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $18,555,000 $2,061,667 $3,704 2.95%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 43 $17,595,000 $409,186 $4,099 3.01%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 26 $16,440,000 $632,308 $5,387 2.79%
ASHEVILLE, NC (FHA|USDA|VA) 33 $15,385,000 $466,212 $3,061 2.86%
GREENVILLE, NC (FHA|USDA|VA) 75 $14,835,000 $197,800 $1,791 2.93%
North Wilkesboro, NC (FHA|USDA|VA) 96 $14,680,000 $152,917 $1,485 2.86%
Lewisburg, PA (FHA|USDA|VA) 63 $14,645,000 $232,460 $3,528 2.99%
Meadville, PA (FHA|USDA|VA) 129 $13,635,000 $105,698 $1,233 3.01%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 19 $13,505,000 $710,789 $6,956 2.85%
FAYETTEVILLE, NC (FHA|USDA|VA) 46 $13,250,000 $288,043 $2,846 2.96%
Mount Airy, NC (FHA|USDA|VA) 66 $12,810,000 $194,091 $2,454 2.93%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 127 $12,595,000 $99,173 $810 3.10%
Morehead City, NC (FHA|USDA|VA) 32 $12,020,000 $375,625 $3,573 2.90%
Washington, NC (FHA|USDA|VA) 60 $11,550,000 $192,500 $2,654 2.96%
TOLEDO, OH (FHA|USDA|VA) 20 $11,100,000 $555,000 $3,634 2.87%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 28 $10,660,000 $380,714 $3,918 2.90%
RICHMOND, VA (FHA|USDA|VA) 24 $10,410,000 $433,750 $4,311 2.89%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 33 $10,355,000 $313,788 $4,970 2.85%
Huntingdon, PA (FHA|USDA|VA) 86 $10,140,000 $117,907 $1,028 2.99%
COLUMBUS, OH (FHA|USDA|VA) 30 $9,930,000 $331,000 $3,798 2.91%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 13 $9,835,000 $756,538 $8,443 2.87%
Sanford, NC (FHA|USDA|VA) 53 $9,685,000 $182,736 $2,612 3.01%
WILLIAMSPORT, PA (FHA|USDA|VA) 51 $8,595,000 $168,529 $2,210 2.97%
Indiana, PA (FHA|USDA|VA) 69 $8,315,000 $120,507 $1,557 2.94%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 19 $8,285,000 $436,053 $4,935 2.93%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 14 $8,180,000 $584,286 $4,615 2.83%
Sunbury, PA (FHA|USDA|VA) 72 $7,690,000 $106,806 $1,308 3.06%
Lewistown, PA (FHA|USDA|VA) 67 $7,425,000 $110,821 $589 3.12%
BURLINGTON, NC (FHA|USDA|VA) 29 $7,265,000 $250,517 $4,671 2.94%
Pottsville, PA (FHA|USDA|VA) 46 $7,060,000 $153,478 $2,799 3.01%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 13 $6,945,000 $534,231 $5,091 2.82%
Georgetown, SC (FHA|USDA|VA) 11 $6,915,000 $628,636 $3,618 2.88%
Oil City, PA (FHA|USDA|VA) 64 $6,320,000 $98,750 $1,021 3.09%
JACKSONVILLE, NC (FHA|USDA|VA) 25 $5,915,000 $236,600 $3,858 2.80%
GETTYSBURG, PA (FHA|USDA|VA) 16 $5,860,000 $366,250 $5,818 2.82%
EAST STROUDSBURG, PA (FHA|USDA|VA) 28 $5,850,000 $208,929 $1,639 2.87%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 21 $5,755,000 $274,048 $4,008 3.01%
Easton, MD (FHA|USDA|VA) 11 $5,715,000 $519,545 $3,957 2.83%
Lock Haven, PA (FHA|USDA|VA) 38 $5,050,000 $132,895 $1,052 2.94%
ROANOKE, VA (FHA|USDA|VA) 11 $4,735,000 $430,455 $4,934 2.92%
DuBois, PA (FHA|USDA|VA) 28 $4,610,000 $164,643 $3,290 3.10%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 11 $4,585,000 $416,818 $5,107 2.91%
Selinsgrove, PA (FHA|USDA|VA) 38 $4,570,000 $120,263 $1,691 3.11%
JACKSONVILLE, FL (FHA|USDA|VA) 11 $4,535,000 $412,273 $4,899 2.99%
COLUMBIA, SC (FHA|USDA|VA) 12 $4,430,000 $369,167 $3,594 2.92%
Cullowhee, NC (FHA|USDA|VA) 6 $4,350,000 $725,000 $5,921 2.82%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9 $4,255,000 $472,778 $4,817 2.87%
NEW BERN, NC (FHA|USDA|VA) 9 $3,935,000 $437,222 $6,318 2.96%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $3,850,000 $962,500 $6,150 2.75%
Elizabeth City, NC (FHA|USDA|VA) 24 $3,770,000 $157,083 $1,901 2.90%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $3,705,000 $529,286 $5,348 2.93%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 11 $3,535,000 $321,364 $4,359 3.00%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 15 $3,385,000 $225,667 $2,537 2.84%
Albemarle, NC (FHA|USDA|VA) 11 $3,305,000 $300,455 $3,786 2.89%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 9 $3,085,000 $342,778 $2,928 3.05%
Ashtabula, OH (FHA|USDA|VA) 17 $2,965,000 $174,412 $2,183 2.90%
KNOXVILLE, TN (FHA|USDA|VA) 5 $2,935,000 $587,000 $4,186 2.83%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $2,495,000 $499,000 $3,798 2.88%
Key West, FL (FHA|USDA|VA) 2 $2,460,000 $1,230,000 $11,125 3.00%
MORGANTOWN, WV (FHA|USDA|VA) 11 $2,435,000 $221,364 $2,975 3.15%
ROCKY MOUNT, NC (FHA|USDA|VA) 12 $2,350,000 $195,833 $3,088 2.80%
CANTON-MASSILLON, OH (FHA|USDA|VA) 17 $2,275,000 $133,824 $1,569 2.96%
SAVANNAH, GA (FHA|USDA|VA) 4 $2,040,000 $510,000 $4,612 2.88%
Wooster, OH (FHA|USDA|VA) 10 $1,970,000 $197,000 $2,016 2.77%
Seneca, SC (FHA|USDA|VA) 4 $1,940,000 $485,000 $3,451 2.59%
Sandusky, OH (FHA|USDA|VA) 6 $1,820,000 $303,333 $2,210 2.85%
Marion, NC (FHA|USDA|VA) 2 $1,780,000 $890,000 $5,924 2.88%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $1,710,000 $855,000 $7,145 2.94%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $1,635,000 $327,000 $4,324 3.00%
Roanoke Rapids, NC (FHA|USDA|VA) 4 $1,570,000 $392,500 $4,399 3.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $1,545,000 $515,000 $7,193 2.66%
WHEELING, WV-OH (FHA|USDA|VA) 13 $1,365,000 $105,000 $701 3.22%
Salem, OH (FHA|USDA|VA) 12 $1,350,000 $112,500 $710 2.78%
Mount Vernon, OH (FHA|USDA|VA) 6 $1,070,000 $178,333 $1,576 2.98%
GAINESVILLE, FL (FHA|USDA|VA) 3 $1,045,000 $348,333 $4,363 3.17%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $1,020,000 $510,000 $5,948 3.47%
Sayre, PA (FHA|USDA|VA) 5 $1,005,000 $201,000 $1,363 2.95%
Warren, PA (FHA|USDA|VA) 8 $1,000,000 $125,000 $2,784 2.89%
Lumberton, NC (FHA|USDA|VA) 5 $985,000 $197,000 $5,357 2.72%
Wilson, NC (FHA|USDA|VA) 5 $925,000 $185,000 $3,102 3.33%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $885,000 $295,000 $3,199 2.85%
DOVER, DE (FHA|USDA|VA) 2 $880,000 $440,000 $4,572 3.00%
CHARLESTON, WV (FHA|USDA|VA) 2 $880,000 $440,000 $2,441 2.58%
Gaffney, SC (FHA|USDA|VA) 10 $830,000 $83,000 $1,076 3.68%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $810,000 $405,000 $2,387 3.07%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $810,000 $405,000 $5,477 3.06%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $790,000 $395,000 $4,746 2.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $765,000 $765,000 $5,419 2.75%
SUMTER, SC (FHA|USDA|VA) 2 $750,000 $375,000 $4,748 2.94%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $685,000 $228,333 $3,919 3.25%
Norwalk, OH (FHA|USDA|VA) 3 $675,000 $225,000 $6,489 3.21%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $660,000 $330,000 $3,340 2.88%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $655,000 $655,000 $4,096 3.25%
Olean, NY (FHA|USDA|VA) 2 $620,000 $310,000 $4,583 3.06%
Henderson, NC (FHA|USDA|VA) 2 $560,000 $280,000 $4,673 2.94%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $485,000 $485,000 $4,197 2.88%
HARRISONBURG, VA (FHA|USDA|VA) 1 $475,000 $475,000 $4,308 3.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $475,000 $475,000 $4,021 3.13%
JACKSON, TN (FHA|USDA|VA) 1 $435,000 $435,000 $3,909 3.13%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $415,000 $415,000 $14,592 2.38%
VALDOSTA, GA (FHA|USDA|VA) 1 $415,000 $415,000 $3,827 3.13%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $395,000 $395,000 $4,084 3.38%
THE VILLAGES, FL (FHA|USDA|VA) 1 $385,000 $385,000 $6,883 2.63%
PANAMA CITY, FL (FHA|USDA|VA) 1 $375,000 $375,000 $4,932 2.50%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $365,000 $365,000 $5,084 2.88%
Kinston, NC (FHA|USDA|VA) 3 $355,000 $118,333 $1,713 3.42%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $345,000 $345,000 $0 3.29%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $265,000 $265,000 $3,186 2.63%
LYNCHBURG, VA (FHA|USDA|VA) 2 $260,000 $130,000 $3,111 2.88%
Americus, GA (FHA|USDA|VA) 1 $225,000 $225,000 $3,311 3.50%
Martinsville, VA (FHA|USDA|VA) 2 $220,000 $110,000 $0 2.57%
Bluefield, WV-VA (FHA|USDA|VA) 1 $185,000 $185,000 $4,253 2.75%
Ashland, OH (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.24%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,071 3.38%
Crossville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,047 2.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
GOLDSBORO, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
MANSFIELD, OH (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.99%
Marietta, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,068 2.75%
Shelby, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,084 2.63%
St. Marys, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,394 2.63%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.79%
Oneonta, NY (FHA|USDA|VA) 1 $45,000 $45,000 $3,364 3.38%
SPARTANBURG, SC (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.49%
Danville, VA (FHA|USDA|VA) 1 $15,000 $15,000 $0 3.25%

First National Bank Of Pennsylvania's top markets include Pittsburgh, Baltimore, Washington, Cleveland, and Charlotte among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 17,853 $4,689,075,000 $262,649 $2,630 2.90%
FHA 79 $14,725,000 $186,392 $6,994 2.74%
VA 66 $20,860,000 $316,061 $8,272 2.74%
USDA 37 $5,815,000 $157,162 $5,296 2.74%

For the 2021 period, First National Bank Of Pennsylvania's most frequently originated loan type of loans were Conventional, with 17,853 originations. Their 2nd most popular type is FHA, with 79 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 8,372 $1,896,570,000 $226,537 $1,158 2.87%
Home Purchase 4,653 $2,008,055,000 $431,561 $5,559 3.01%
Home Improvement 2,887 $387,645,000 $134,273 $22 2.82%
Other 1,322 $184,320,000 $139,425 $425 2.79%
Cash Out Refi 801 $253,885,000 $316,960 $4,432 2.98%

For the 2021, First National Bank Of Pennsylvania's most frequently cited loan purpose of loans were Refi, with 8,372 originations. The 2nd most popular reason of loans were Home Purchase, with 4,653 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
Other 5,201 $903,275,000 $173,673 $1,037 2.64%
30 Year 4,769 $1,796,075,000 $376,615 $4,604 2.95%
15 Year 3,852 $651,160,000 $169,045 $707 2.85%
20 Year 1,986 $448,840,000 $226,002 $883 3.25%
30+ year 1,074 $669,760,000 $623,613 $8,183 3.11%
10 Year 1,021 $112,295,000 $109,985 $302 3.15%
5 Year 127 $121,965,000 $960,354 $0 3.50%
3 Year 5 $27,105,000 $5,421,000 $0 3.40%

For the 2021, First National Bank Of Pennsylvania's most frequently cited loan length of loans were Other, with 5,201 originations. The 2nd most popular length of loans were 30 Year, with 4,769 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 7,975 $1,538,575,000 $192,925
$1k-2k 3,168 $1,071,170,000 $338,122
$3k-4k 1,219 $694,945,000 $570,094
$2k-3k 449 $182,065,000 $405,490
$5k+ 343 $237,845,000 $693,426

$4,604 of loans were First National Bank Of Pennsylvania's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 7,975 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 10,077 $2,646,765,000 $262,654
3-4% 4,174 $1,098,930,000 $263,280
<2.5% 3,333 $938,475,000 $281,571
4-5% 362 $42,310,000 $116,878
5-6% 63 $2,485,000 $39,444
6-7% 24 $1,330,000 $55,417
7-8% 1 $45,000 $45,000
Over 8% 1 $135,000 $135,000

During 2021, First National Bank Of Pennsylvania's average interest rate of loans were 2.95%, while their most frequently originated rate bucket of loans were 2.5-3%, with 10,077 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 5,424 $776,090,000 $143,084 $1,395 2.82%
$100,000 or less 4,890 $282,250,000 $57,720 $537 3.08%
$200k-400k 4,443 $1,228,715,000 $276,551 $3,036 2.82%
$400k-600k 1,728 $844,360,000 $488,634 $5,268 2.87%
$600k-1MM 1,145 $860,285,000 $751,341 $6,430 2.89%
$1MM+ 405 $738,775,000 $1,824,136 $8,523 2.82%

2021 saw First National Bank Of Pennsylvania place emphasis on $100k-200k loans with 5,424 originations, totaling $776,090,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 3,689 $768,345,000 $208,280 $2,383 2.89%
$150k-250k 3,416 $1,084,600,000 $317,506 $3,572 2.82%
$250k+ 2,806 $1,500,970,000 $534,914 $4,874 2.72%
$50k-75k 2,798 $366,850,000 $131,112 $1,823 2.98%
$75k-100k 2,573 $423,015,000 $164,405 $1,950 2.92%
$50k or less 1,864 $174,500,000 $93,616 $1,698 3.07%

First National Bank Of Pennsylvania lent most frequently to those with incomes in the $100k-150k range, with 3,689 originations. The second most popular income band? $150k-250k, with 3,416 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 5,313 $1,269,795,000 $238,998 $2,399 2.87%
<20% 3,406 $734,520,000 $215,655 $1,823 2.83%
30-36% 3,225 $848,235,000 $263,019 $2,955 2.90%
44% 537 $104,855,000 $195,261 $2,885 2.86%
37% 522 $153,200,000 $293,487 $3,470 2.95%
42% 517 $141,965,000 $274,594 $3,067 2.96%
39% 517 $165,495,000 $320,106 $3,599 2.91%
41% 491 $137,735,000 $280,519 $3,351 2.91%
36% 483 $127,345,000 $263,654 $3,137 2.92%
38% 478 $142,970,000 $299,100 $3,359 2.92%
40% 470 $144,020,000 $306,426 $3,541 2.98%
43% 373 $88,615,000 $237,574 $3,001 2.91%
49% 357 $93,285,000 $261,303 $3,979 2.70%
45% 248 $60,660,000 $244,597 $3,573 2.90%
46% 237 $61,075,000 $257,700 $3,032 2.84%
47% 218 $62,110,000 $284,908 $3,876 2.84%
48% 214 $55,770,000 $260,607 $3,176 2.85%
50-60% 103 $34,345,000 $333,447 $2,304 2.78%
>60% 19 $10,605,000 $558,158 $4,341 3.03%

First National Bank Of Pennsylvania lent most frequently to those with DTI ratios of 20-30%, with 5,313 originations. The next most common DTI ratio? <20%, with 3,406 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 14,526 $3,372,600,000 $232,177 $2,388 2.89%
Not provided 1,916 $645,560,000 $336,931 $4,458 2.90%
Not applicable 451 $331,795,000 $735,687 $25 3.30%
Asian 634 $225,680,000 $355,962 $3,713 2.75%
Black 388 $103,770,000 $267,448 $3,066 2.97%
Asian Indian 46 $29,960,000 $651,304 $5,569 2.85%
American Indian 27 $8,145,000 $301,667 $3,271 2.83%
Other Asian 11 $3,785,000 $344,091 $4,052 2.93%
Native Hawaiian 13 $2,235,000 $171,923 $474 3.00%
Vietnamese 6 $1,750,000 $291,667 $3,735 2.77%
Chinese 4 $1,610,000 $402,500 $5,986 2.81%
Filipino 6 $1,260,000 $210,000 $1,808 3.06%
Korean 1 $1,205,000 $1,205,000 $9,463 2.38%
Other Pacific Islander 4 $610,000 $152,500 $1,128 3.17%
2 $510,000 $255,000 $7,199 2.81%

Approval Rates

Total approvals of all applications
79.14%

First National Bank Of Pennsylvania has a below average approval rate.

Pick Rate

Approvals leading to origination
89.13%

First National Bank Of Pennsylvania has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 18,035 $4,730,475,000 $262,294

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
18,035 $4,730,475,000 $262,294

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 3,207 $437,855,000 $136,531 $595 2.75%
40-60% 3,296 $781,630,000 $237,145 $1,464 2.83%
60-80% 5,012 $1,796,950,000 $358,530 $3,099 2.95%
80-100% 4,398 $1,570,970,000 $357,201 $4,288 2.94%
Over 100% 13 $5,555,000 $427,308 $14,081 2.80%
Under 20% 2,108 $136,850,000 $64,919 $57 3.02%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
FIRST NATIONAL BANK OF PENNSYLVANIA Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 15.4%
FIRST NATIONAL BANK OF PENNSYLVANIA Conventional home mortgage Closing on a mortgage 2 15.4%
FIRST NATIONAL BANK OF PENNSYLVANIA Conventional home mortgage Struggling to pay mortgage 1 7.7%
FIRST NATIONAL BANK OF PENNSYLVANIA Conventional home mortgage Trouble during payment process 2 15.4%
FIRST NATIONAL BANK OF PENNSYLVANIA Other type of mortgage Struggling to pay mortgage 1 7.7%
FIRST NATIONAL BANK OF PENNSYLVANIA Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 3 23.1%
FIRST NATIONAL BANK OF PENNSYLVANIA Home equity loan or line of credit (HELOC) Trouble during payment process 2 15.4%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
First National Bank of Pennsylvania 1053 Broad Street Johnstown, PA 15906 Full Service B&M $101,133
First National Bank of Pennsylvania 1 Fnb Boulevard Hermitage, PA 16148 Limited, Trust Office $0
First National Bank of Pennsylvania 1 Juniper Trail Kitty Hawk, NC 27949 Full Service B&M $58,134
First National Bank of Pennsylvania 1 W Pennsylvania Ave Towson, MD 21204 Full Service B&M $52,046
First National Bank of Pennsylvania 1 West High Street Waynesburg, PA 15370 Full Service B&M $74,343
First National Bank of Pennsylvania 10 South Market Street Shamokin, PA 17872 Full Service B&M $39,093
First National Bank of Pennsylvania 100 Federal St Pittsburgh, PA 15212 Full Service B&M $1,349,683
First National Bank of Pennsylvania 100 North Statesville Road Huntersville, NC 28078 Full Service B&M $44,794
First National Bank of Pennsylvania 1000 Bestgate Road Annapolis, MD 21401 Full Service B&M $292,801
First National Bank of Pennsylvania 1001 Philadelphia Ave Northern Cambria, PA 15714 Full Service B&M $109,121
First National Bank of Pennsylvania 1001 Red Banks Rd Greenville, NC 27858 Full Service B&M $88,154
First National Bank of Pennsylvania 1103 Harvey Point Road Hertford, NC 27944 Full Service B&M $72,149
First National Bank of Pennsylvania 1107 Woodward Dr Greensburg, PA 15601 Full Service B&M $137,050
First National Bank of Pennsylvania 111 West High Street Ebensburg, PA 15931 Full Service B&M $163,863
First National Bank of Pennsylvania 111 Zeigler Rd Lewisburg, PA 17837 Limited, Drive-thru $0
First National Bank of Pennsylvania 1114 Carson Street Pittsburgh, PA 15203 Full Service B&M $176,187
First National Bank of Pennsylvania 113 West Allegheny Street Martinsburg, PA 16662 Full Service B&M $99,426
First National Bank of Pennsylvania 115 Bowman Street Lebanon, PA 17046 Full Service B&M $122,315
First National Bank of Pennsylvania 115 East Carver Street Durham, NC 27704 Full Service B&M $136,922
First National Bank of Pennsylvania 1155 Kildaire Farm Road Cary, NC 27511 Full Service B&M $50,604
First National Bank of Pennsylvania 116 W. 8th Ave Homestead, PA 15120 Full Service B&M $16,492
First National Bank of Pennsylvania 117 South Allen Street State College, PA 16801 Full Service B&M $286,263
First National Bank of Pennsylvania 119 W Main St North East, PA 16428 Full Service B&M $76,717
First National Bank of Pennsylvania 128 West Adams Street Cochranton, PA 16314 Full Service B&M $44,281
First National Bank of Pennsylvania 1291 South Main Street Greensburg, PA 15601 Full Service B&M $84,637
First National Bank of Pennsylvania 1318 North Bridge Street Elkin, NC 28621 Full Service B&M $105,090
First National Bank of Pennsylvania 1331 Moore St Huntingdon, PA 16652 Full Service B&M $6,561
First National Bank of Pennsylvania 135 East Nashannock Avenue New Wilmington, PA 16142 Full Service B&M $110,423
First National Bank of Pennsylvania 137 North Allegheny Street Bellefonte, PA 16823 Full Service B&M $142,705
First National Bank of Pennsylvania 1372-B Cape St. Claire Road Annapolis, MD 21409 Full Service B&M $50,390
First National Bank of Pennsylvania 13860 East Independence Boulevard Indian Trail, NC 28079 Full Service B&M $97,467
First National Bank of Pennsylvania 139 North Center Street Corry, PA 16407 Full Service B&M $89,413
First National Bank of Pennsylvania 13901 Ridge Road North Royalton, OH 44133 Full Service B&M $63,147
First National Bank of Pennsylvania 1400 Mount Zion Road York, PA 17402 Full Service B&M $84,323
First National Bank of Pennsylvania 1402 Logan Avenue Tyrone, PA 16686 Full Service B&M $48,950
First National Bank of Pennsylvania 1567 East Pleasant Valley Boulevard Altoona, PA 16602 Full Service B&M $51,062
First National Bank of Pennsylvania 1601 Main Street Dickson City, PA 18447 Full Service B&M $57,172
First National Bank of Pennsylvania 161 South Stratford Road Winston-Salem, NC 27104 Full Service B&M $78,289
First National Bank of Pennsylvania 1625 Beaver Rd Baden, PA 15005 Full Service B&M $66,812
First National Bank of Pennsylvania 165 Williamson Rd Mooresville, NC 28117 Full Service B&M $133,402
First National Bank of Pennsylvania 166 Main Street Greenville, PA 16125 Full Service B&M $146,295
First National Bank of Pennsylvania 16652 Conneaut Lake Road Meadville, PA 16335 Full Service B&M $116,669
First National Bank of Pennsylvania 1667 North Atherton Street State College, PA 16803 Full Service B&M $94,728
First National Bank of Pennsylvania 1701 Duncan Ave Allison Park, PA 15101 Full Service B&M $50,883
First National Bank of Pennsylvania 1703 Seventh Avenue Beaver Falls, PA 15010 Full Service B&M $115,378
First National Bank of Pennsylvania 1713 Union Ave Natrona Heights, PA 15065 Full Service B&M $48,141
First National Bank of Pennsylvania 1724 Eastwood Road Wilmington, NC 28403 Full Service B&M $115,076
First National Bank of Pennsylvania 19790 Crystal Rock Drive Germantown, MD 20874 Full Service B&M $49,828
First National Bank of Pennsylvania 2 South Market Street Selinsgrove, PA 17870 Full Service B&M $107,558
First National Bank of Pennsylvania 200 Clay Pike North Huntingdon, PA 15642 Full Service B&M $180,138
First National Bank of Pennsylvania 200 Pine Grove Square Grove City, PA 16127 Full Service B&M $118,793
First National Bank of Pennsylvania 200 Westchester Drive High Point, NC 27262 Full Service B&M $54,124
First National Bank of Pennsylvania 2001 Fairview Road Raleigh, NC 27608 Full Service B&M $123,642
First National Bank of Pennsylvania 20100 Route 19 Cranberry Township, PA 16066 Full Service B&M $135,417
First National Bank of Pennsylvania 202 Divine Drive Wexford, PA 15090 Full Service B&M $67,903
First National Bank of Pennsylvania 202 South Main Street Reidsville, NC 27320 Full Service B&M $115,497
First National Bank of Pennsylvania 203 N. Main Street Bel Air, MD 21014 Full Service B&M $124,802
First National Bank of Pennsylvania 2030 North Progress Avenue Harrisburg, PA 17110 Full Service B&M $55,074
First National Bank of Pennsylvania 2125 Centre Ave Pittsburgh, PA 15219 Full Service B&M $5,602
First National Bank of Pennsylvania 2128 N. Fountain Green Rd Bel Air, MD 21015 Full Service B&M $70,032
First National Bank of Pennsylvania 2132 New Garden Road Greensboro, NC 27410 Full Service B&M $80,327
First National Bank of Pennsylvania 2160 South Queen Street York, PA 17402 Full Service B&M $298,995
First National Bank of Pennsylvania 2165a York Road Lutherville Timonium, MD 21093 Full Service B&M $164,726
First National Bank of Pennsylvania 217 North Granard Street Gaffney, SC 29341 Full Service B&M $92,118
First National Bank of Pennsylvania 2204 Lebanon Church Road West Mifflin, PA 15122 Full Service B&M $95,233
First National Bank of Pennsylvania 222 South Allen Street State College, PA 16801 Limited, Drive-thru $0
First National Bank of Pennsylvania 224 Allegheny Street Hollidaysburg, PA 16648 Full Service B&M $224,155
First National Bank of Pennsylvania 227 Market Street Kittanning, PA 16201 Full Service B&M $52,292
First National Bank of Pennsylvania 229 Main Street Meyersdale, PA 15552 Full Service B&M $37,307
First National Bank of Pennsylvania 23 Carriage House Lane Reedsville, PA 17084 Full Service B&M $31,928
First National Bank of Pennsylvania 256 Grove City Road Slippery Rock, PA 16057 Full Service B&M $186,070
First National Bank of Pennsylvania 2593 West Roosevelt Boulevard Monroe, NC 28110 Full Service B&M $182,462
First National Bank of Pennsylvania 2610 Plank Rd Altoona, PA 16601 Full Service B&M $145,710
First National Bank of Pennsylvania 2620 Washington Road Canonsburg, PA 15317 Full Service B&M $63,729
First National Bank of Pennsylvania 2625 North Susquehanna Trail Shamokin Dam, PA 17876 Full Service B&M $27,507
First National Bank of Pennsylvania 2634 Darlington Road Beaver Falls, PA 15010 Full Service B&M $202,575
First National Bank of Pennsylvania 2719 Brodhead Road Aliquippa, PA 15001 Full Service B&M $47,223
First National Bank of Pennsylvania 2721 South Croatan Highway Nags Head, NC 27959 Full Service B&M $55,242
First National Bank of Pennsylvania 274 Jamesway Rd Ebensburg, PA 15931 Full Service B&M $26,634
First National Bank of Pennsylvania 2765 West 8th Street Erie, PA 16505 Full Service B&M $302,814
First National Bank of Pennsylvania 281 Church Street, Suite B Montrose, PA 18801 Full Service B&M $76,262
First National Bank of Pennsylvania 2951 National Pike Chalk Hill, PA 15421 Full Service B&M $24,691
First National Bank of Pennsylvania 3167 Main Street West Middlesex, PA 16159 Full Service B&M $93,766
First National Bank of Pennsylvania 317 Meeting Street Charleston, SC 29401 Full Service B&M $37,822
First National Bank of Pennsylvania 32 East Market Street Lewistown, PA 17044 Full Service B&M $101,566
First National Bank of Pennsylvania 3200 Wilmington Rd New Castle, PA 16105 Full Service B&M $185,982
First National Bank of Pennsylvania 3201 Trindle Road Camp Hill, PA 17011 Full Service B&M $245,024
First National Bank of Pennsylvania 3202 Randleman Road Greensboro, NC 27406 Full Service B&M $32,101
First National Bank of Pennsylvania 322 8th Street New Kensington, PA 15068 Full Service B&M $62,992
First National Bank of Pennsylvania 322 East Innes Street Salisbury, NC 28144 Full Service B&M $43,513
First National Bank of Pennsylvania 325 East Front St. Statesville, NC 28677 Full Service B&M $127,095
First National Bank of Pennsylvania 3296 W Market St Akron, OH 44333 Full Service B&M $31,106
First National Bank of Pennsylvania 3320 East State Street Hermitage, PA 16148 Full Service B&M $385,541
First National Bank of Pennsylvania 3400 Westgate Drive Durham, NC 27707 Full Service B&M $81,503
First National Bank of Pennsylvania 34180 Aurora Road Solon, OH 44139 Full Service B&M $144,678
First National Bank of Pennsylvania 3500 Mt. Holly-Huntersville Road Charlotte, NC 28216 Full Service B&M $48,692
First National Bank of Pennsylvania 3500 Old Salisbury Rd Winston Salem, NC 27127 Full Service B&M $76,699
First National Bank of Pennsylvania 3520 Forbes Avenue Pittsburgh, PA 15213 Full Service B&M $143,816
First National Bank of Pennsylvania 3539 Washington Road Mcmurray, PA 15317 Full Service B&M $101,597
First National Bank of Pennsylvania 361 Presidents Drive State College, PA 16803 Limited, Mobile/Seasonal Office $0
First National Bank of Pennsylvania 3613 Medina Road Medina, OH 44256 Full Service B&M $56,550
First National Bank of Pennsylvania 3618 Mitchell Avenue Linville, NC 28646 Full Service B&M $27,716
First National Bank of Pennsylvania 36311 Detroit Road Avon, OH 44011 Full Service B&M $55,672
First National Bank of Pennsylvania 366 East College Avenue State College, PA 16801 Full Service B&M $1,864
First National Bank of Pennsylvania 37 Dundaff Street Carbondale, PA 18407 Full Service B&M $73,488
First National Bank of Pennsylvania 3718 Belmont Avenue Youngstown, OH 44505 Full Service B&M $83,880
First National Bank of Pennsylvania 38 West First Avenue Lexington, NC 27292 Full Service B&M $205,809
First National Bank of Pennsylvania 3891 Route 30 East Latrobe, PA 15650 Full Service B&M $86,577
First National Bank of Pennsylvania 39 W Liberty Street Hubbard, OH 44425 Full Service B&M $78,393
First National Bank of Pennsylvania 3908 Perrysville Ave Pittsburgh, PA 15214 Full Service B&M $13,937
First National Bank of Pennsylvania 396 South Centre Street Pottsville, PA 17901 Full Service B&M $22,899
First National Bank of Pennsylvania 398 Freshfields Dr Johns Island, SC 29455 Full Service B&M $236
First National Bank of Pennsylvania 4 E Main Street Loganton, PA 17747 Full Service B&M $33,385
First National Bank of Pennsylvania 4 Triangle Drive Greensburg, PA 15601 Full Service B&M $142,724
First National Bank of Pennsylvania 40 Bellefonte Avenue Lock Haven, PA 17745 Full Service B&M $90,060
First National Bank of Pennsylvania 400 Bellemeade Street, Suite 101 Greensboro, NC 27401 Full Service B&M $4,003
First National Bank of Pennsylvania 400 E Boal Ave Boalsburg, PA 16827 Full Service B&M $84,119
First National Bank of Pennsylvania 402 Constant Friendship Boulevard Abingdon, MD 21009 Full Service B&M $38,368
First National Bank of Pennsylvania 402 West Main Street Ligonier, PA 15658 Full Service B&M $53,476
First National Bank of Pennsylvania 403 East Boulevard Williamston, NC 27892 Full Service B&M $25,060
First National Bank of Pennsylvania 413 Northfield Road Bedford, OH 44146 Full Service B&M $66,409
First National Bank of Pennsylvania 41934 Highway 12 Avon, NC 27915 Full Service Retail $60,520
First National Bank of Pennsylvania 420 Grant Avenue Pittsburgh, PA 15209 Full Service B&M $55,409
First National Bank of Pennsylvania 4200 Morganton Road Fayetteville, NC 28314 Full Service B&M $61,668
First National Bank of Pennsylvania 4208 Ebenezer Road Ste A Baltimore, MD 21236 Full Service B&M $139,098
First National Bank of Pennsylvania 4220 William Penn Highway Monroeville, PA 15146 Full Service B&M $146,755
First National Bank of Pennsylvania 4222 Route 66 Apollo, PA 15613 Full Service B&M $65,137
First National Bank of Pennsylvania 4250 Derry Street Harrisburg, PA 17111 Full Service B&M $137,121
First National Bank of Pennsylvania 429 West Coleman Boulevard Mt. Pleasant, SC 29464 Full Service B&M $19,215
First National Bank of Pennsylvania 430 East 25th Avenue Altoona, PA 16601 Full Service B&M $106,717
First National Bank of Pennsylvania 4300 Murray Ave Pittsburgh, PA 15217 Full Service B&M $71,955
First National Bank of Pennsylvania 431 Penn Street Huntingdon, PA 16652 Full Service B&M $162,465
First National Bank of Pennsylvania 4335 Matthews Mint Hill Road Matthews, NC 28105 Full Service B&M $70,959
First National Bank of Pennsylvania 4350 Linglestown Road Harrisburg, PA 17112 Full Service B&M $49,783
First National Bank of Pennsylvania 4481 South Nc Hwy 150 Lexington, NC 27295 Full Service B&M $70,797
First National Bank of Pennsylvania 451 E Hungerford Drive Suite 101 Rockville, MD 20850 Full Service B&M $38,644
First National Bank of Pennsylvania 46 South Mountain Boulevard Mountain Top, PA 18707 Full Service B&M $49,044
First National Bank of Pennsylvania 4630 West 12th St Erie, PA 16505 Full Service B&M $62,194
First National Bank of Pennsylvania 4638 Hicone Road Greensboro, NC 27405 Full Service B&M $45,272
First National Bank of Pennsylvania 4700 Jonestown Road Harrisburg, PA 17109 Full Service B&M $94,061
First National Bank of Pennsylvania 4724 Liberty Ave Pittsburgh, PA 15224 Full Service B&M $14,618
First National Bank of Pennsylvania 928 N. Eighty Eight Rd Rices Landing, PA 15357 Full Service B&M $76,908
First National Bank of Pennsylvania 4860 Carlisle Pike Mechanicsburg, PA 17050 Full Service B&M $168,645
First National Bank of Pennsylvania 490 East North Avenue Pittsburgh, PA 15212 Full Service B&M $42,781
First National Bank of Pennsylvania 4923 William Penn Highway Murrysville, PA 15668 Full Service B&M $34,342
First National Bank of Pennsylvania 4960 William Flynn Highway Allison Park, PA 15101 Full Service B&M $43,748
First National Bank of Pennsylvania 497 East Aurora Road Macedonia, OH 44056 Full Service B&M $50,768
First National Bank of Pennsylvania 500 South Main Street Lexington, NC 27292 Limited, Drive-thru $0
First National Bank of Pennsylvania 501 Fayetteville St, Ste 100 Raleigh, NC 27601 Full Service B&M $98,104
First National Bank of Pennsylvania 501 Towne Square Way, Brentwood Town Square Pittsburgh, PA 15227 Full Service B&M $95,633
First National Bank of Pennsylvania 5032 Simpson Ferry Road Mechanicsburg, PA 17050 Full Service B&M $74,101
First National Bank of Pennsylvania 5074 Main St Shallotte, NC 28470 Full Service B&M $52,026
First National Bank of Pennsylvania 508-510 Hugart Street Confluence, PA 15424 Full Service B&M $45,907
First National Bank of Pennsylvania 509 East Main Street Somerset, PA 15501 Full Service B&M $209,791
First National Bank of Pennsylvania 51 Hadley Road Greenville, PA 16125 Full Service B&M $138,148
First National Bank of Pennsylvania 5140 Perkiomen Avenue Reading, PA 19606 Full Service B&M $163,480
First National Bank of Pennsylvania 520 East Plaza Drive Mooresville, NC 28115 Full Service B&M $34,170
First National Bank of Pennsylvania 521 Main Street Forest City, PA 18421 Full Service B&M $86,493
First National Bank of Pennsylvania 5229 River Road Bethesda, MD 20816 Full Service B&M $63,781
First National Bank of Pennsylvania 5301 Grove Rd Pittsburgh, PA 15236 Full Service B&M $65,113
First National Bank of Pennsylvania 532-534 Main Street Johnstown, PA 15901 Full Service B&M $155,132
First National Bank of Pennsylvania 5340 Campbell Boulevard Nottingham, MD 21236 Full Service B&M $111,107
First National Bank of Pennsylvania 540 North Pointe Circle Seven Fields, PA 16046 Full Service B&M $78,381
First National Bank of Pennsylvania 540 Water Street Chardon, OH 44024 Full Service B&M $89,211
First National Bank of Pennsylvania 55 Arsenal Road York, PA 17404 Full Service B&M $61,786
First National Bank of Pennsylvania 55 Matthew Drive Uniontown, PA 15401 Full Service B&M $68,855
First National Bank of Pennsylvania 55 Public Square Suite 105 Cleveland, OH 44113 Full Service B&M $61,782
First National Bank of Pennsylvania 559 Grant Street Pittsburgh, PA 15219 Full Service B&M $84,404
First National Bank of Pennsylvania 5632 Mahoning Avenue Youngstown, OH 44515 Full Service B&M $70,580
First National Bank of Pennsylvania 57197 Kohler Road Hatteras, NC 27943 Full Service B&M $32,787
First National Bank of Pennsylvania 576 Ritchie Hwy Severna Park, MD 21146 Full Service B&M $62,097
First National Bank of Pennsylvania 58 West Main Street Uniontown, PA 15401 Full Service B&M $194,205
First National Bank of Pennsylvania 580 Wendel Rd Irwin, PA 15642 Full Service B&M $203,445
First National Bank of Pennsylvania 595 Franklin Street Clymer, PA 15728 Full Service B&M $35,830
First National Bank of Pennsylvania 596 South Pike Road Sarver, PA 16055 Full Service B&M $90,583
First National Bank of Pennsylvania 6 E. Main St Thompsontown, PA 17094 Full Service B&M $51,343
First National Bank of Pennsylvania 600 Castle Shannon Boulevard Pittsburgh, PA 15234 Full Service B&M $112,155
First National Bank of Pennsylvania 600 Wal-Mart Drive Gibsonia, PA 15044 Full Service B&M $40,365
First National Bank of Pennsylvania 600 Walton Avenue Hummelstown, PA 17036 Full Service B&M $88,423
First National Bank of Pennsylvania 6000 Penn Circle South Pittsburgh, PA 15206 Full Service B&M $11,507
First National Bank of Pennsylvania 601 W Lackawanna Ave Scranton, PA 18504 Full Service B&M $95,027
First National Bank of Pennsylvania 6023 National Park Grindstone, PA 15442 Full Service B&M $108,676
First National Bank of Pennsylvania 604 Beaver Street Sewickley, PA 15143 Full Service B&M $75,161
First National Bank of Pennsylvania 605 North Highway Street Madison, NC 27025 Full Service B&M $41,892
First National Bank of Pennsylvania 606 E. Lancaster Avenue Shillington, PA 19607 Full Service B&M $94,367
First National Bank of Pennsylvania 6071 Allentown Boulevard Harrisburg, PA 17112 Full Service B&M $113,863
First National Bank of Pennsylvania 6123 Old U.S. Highway 52 Lexington, NC 27295 Full Service B&M $93,182
First National Bank of Pennsylvania 6201 Fairview Road Charlotte, NC 28210 Full Service B&M $140,364
First National Bank of Pennsylvania 6298 Steubenville Pike Pittsburgh, PA 15205 Full Service B&M $107,651
First National Bank of Pennsylvania 6335 Baltimore National Pike Catonsville, MD 21228 Full Service B&M $53,807
First National Bank of Pennsylvania 6408 Falls Of Neuse Rd. Raleigh, NC 27615 Full Service B&M $32,307
First National Bank of Pennsylvania 647 South Main Street King, NC 27021 Full Service B&M $52,782
First National Bank of Pennsylvania 65 Ashland Avenue Carlisle, PA 17013 Full Service B&M $154,118
First National Bank of Pennsylvania 6515 Tippecanoe Road Canfield, OH 44406 Full Service B&M $110,959
First National Bank of Pennsylvania 670 Boardman Poland Rd Boardman, OH 44512 Full Service B&M $124,288
First National Bank of Pennsylvania 6960 Peach St Erie, PA 16509 Full Service B&M $141,495
First National Bank of Pennsylvania 7 West State Street Sharon, PA 16146 Full Service B&M $172,761
First National Bank of Pennsylvania 700 Holly Springs Road Holly Springs, NC 27540 Full Service B&M $87,726
First National Bank of Pennsylvania 701 Green Valley Road, Suite 102 Greensboro, NC 27408 Full Service B&M $172,715
First National Bank of Pennsylvania 7012 Buffalo Rd Harborcreek, PA 16421 Limited, Drive-thru $29,034
First National Bank of Pennsylvania 704 South College Road Wilmington, NC 28403 Full Service B&M $118,835
First National Bank of Pennsylvania 708 S. Church Street Burlington, NC 27215 Full Service B&M $32,497
First National Bank of Pennsylvania 709 East Main Street Jefferson, NC 28640 Full Service B&M $120,319
First National Bank of Pennsylvania 7100 Creedmoor Road Raleigh, NC 27613 Full Service B&M $102,843
First National Bank of Pennsylvania 711 State Street Erie, PA 16509 Full Service B&M $413,986
First National Bank of Pennsylvania 7120 Warren Sharon Road Brookfield, OH 44403 Full Service B&M $67,529
First National Bank of Pennsylvania 725 Front Street Cresson, PA 16630 Full Service B&M $84,992
First National Bank of Pennsylvania 728 Center Avenue Pittsburgh, PA 15229 Full Service B&M $91,526
First National Bank of Pennsylvania 732 Penn Ave Pittsburgh, PA 15221 Full Service B&M $5,297
First National Bank of Pennsylvania 7323 Center Street Mentor, OH 44060 Full Service B&M $115,887
First National Bank of Pennsylvania 74 Allegheny River Blvd Verona, PA 15147 Full Service B&M $45,406
First National Bank of Pennsylvania 74 E Tioga St Tunkhannock, PA 18657 Full Service B&M $100,662
First National Bank of Pennsylvania 742 Wertzville Road Enola, PA 17025 Full Service B&M $89,771
First National Bank of Pennsylvania 747 Corporation Street Beaver, PA 15009 Full Service B&M $208,340
First National Bank of Pennsylvania 7475 Mcknight Road Pittsburgh, PA 15237 Full Service B&M $132,093
First National Bank of Pennsylvania 7475 Wisconsin Ave Bethesda, MD 20814 Full Service B&M $88,855
First National Bank of Pennsylvania 7546 Holabird Ave Dundalk, MD 21222 Full Service B&M $110,432
First National Bank of Pennsylvania 782 Irvin Garrish Highway Ocracoke, NC 27960 Full Service B&M $34,243
First National Bank of Pennsylvania 80 Main Street Swanquarter, NC 27885 Full Service B&M $54,311
First National Bank of Pennsylvania 80 West Streetsboro Street Hudson, OH 44236 Full Service B&M $35,115
First National Bank of Pennsylvania 800 S. Aiken Avenue Pittsburgh, PA 15232 Full Service B&M $58,284
First National Bank of Pennsylvania 801 South Van Buren Road Eden, NC 27288 Full Service B&M $96,858
First National Bank of Pennsylvania 805 Main Street Wintersville, OH 43953 Full Service B&M $70,800
First National Bank of Pennsylvania 825 Beaver Grade Road Coraopolis, PA 15108 Full Service B&M $100,392
First National Bank of Pennsylvania 837 Park Avenue Meadville, PA 16335 Full Service B&M $79,484
First National Bank of Pennsylvania 8500 Washington St Chagrin Falls, OH 44023 Full Service B&M $49,534
First National Bank of Pennsylvania 870 Spring Lane Sanford, NC 27330 Full Service B&M $38,693
First National Bank of Pennsylvania 9 West Main Street Sharpsville, PA 16150 Full Service B&M $80,651
First National Bank of Pennsylvania 90 Maynard Street Williamsport, PA 17701 Full Service B&M $141,697
First National Bank of Pennsylvania 90 Tarentum Bridge Road New Kensington, PA 15068 Full Service B&M $110,979
First National Bank of Pennsylvania 900 19th Street Nw Washington, DC 20006 Full Service B&M $6,511
First National Bank of Pennsylvania 9001 Route 522 Middleburg, PA 17842 Full Service B&M $58,262
First National Bank of Pennsylvania 903 East Main Street Palmyra, PA 17078 Full Service B&M $47,435
First National Bank of Pennsylvania 911 Church Street Saxton, PA 16678 Full Service B&M $38,699
First National Bank of Pennsylvania 9133 West Ridge Road Girard, PA 16417 Full Service B&M $90,526
First National Bank of Pennsylvania 919 Randolph Street Thomasville, NC 27360 Full Service B&M $71,209
First National Bank of Pennsylvania 9231 Lakeside Blvd Owings Mills, MD 21117 Full Service B&M $53,920
First National Bank of Pennsylvania 9416 Baltimore National Pike Ellicott City, MD 21042 Full Service B&M $70,837
First National Bank of Pennsylvania 945 Vandora Springs Road Garner, NC 27529 Full Service B&M $37,318
First National Bank of Pennsylvania 9600 Perry Highway Pittsburgh, PA 15237 Full Service B&M $195,730
First National Bank of Pennsylvania 996 North Main Street Greensburg, PA 15601 Full Service B&M $75,393
First National Bank of Pennsylvania Laurel Avenue And Second Street Cresson, PA 16630 Limited, Drive-thru $0
First National Bank of Pennsylvania One Federal Plaza West Youngstown, OH 44503 Full Service B&M $131,805
First National Bank of Pennsylvania One South Church Street Hazleton, PA 18201 Full Service B&M $69,513
First National Bank of Pennsylvania One Town Square Boulevard Asheville, NC 28803 Full Service B&M $8,340
First National Bank of Pennsylvania Route 611 Tannersville, PA 18372 Full Service B&M $58,561
First National Bank of Pennsylvania Washington Centre 32 North Mill Str New Castle, PA 16103 Full Service B&M $195,621
First National Bank of Pennsylvania 1005 High House Road Cary, NC 27513 Full Service B&M $39,927
First National Bank of Pennsylvania 10071 Darrow Road Twinsburg, OH 44087 Full Service B&M $36,849
First National Bank of Pennsylvania 101 E Main Street Millheim, PA 16854 Full Service B&M $54,917
First National Bank of Pennsylvania 101 North Bridge Street Jonesville, NC 28642 Full Service B&M $64,267
First National Bank of Pennsylvania 101 North Howe Street Southport, NC 28461 Full Service B&M $79,588
First National Bank of Pennsylvania 101 North Main Street Shenandoah, PA 17976 Full Service B&M $36,943
First National Bank of Pennsylvania 101 North Second St Harrisburg, PA 17101 Full Service B&M $491,483
First National Bank of Pennsylvania 1015 Commerce Street Wellsburg, WV 26070 Full Service B&M $37,327
First National Bank of Pennsylvania 10231 Beach Drive Sw Calabash, NC 28467 Full Service B&M $59,785
First National Bank of Pennsylvania 1029 Washington Pike Bridgeville, PA 15017 Full Service B&M $52,002
First National Bank of Pennsylvania 10335 N Nc Highway 109 Winston Salem, NC 27107 Full Service B&M $59,296
First National Bank of Pennsylvania 104 Progress Lane Yadkinville, NC 27055 Full Service B&M $101,454
First National Bank of Pennsylvania 1190 State Road 303 Streetsboro, OH 44241 Full Service B&M $39,129
First National Bank of Pennsylvania 1195 Freeport Road Pittsburgh, PA 15238 Full Service B&M $121,660
First National Bank of Pennsylvania 120 East Central Avenue Edgewater, MD 21037 Full Service B&M $78,323
First National Bank of Pennsylvania 120 Highland Park Boulevard Wilkes Barre, PA 18702 Full Service B&M $119,469
First National Bank of Pennsylvania 12095 Perry Highway Wexford, PA 15090 Full Service B&M $41,200
First National Bank of Pennsylvania 124 S. Juliana Street Bedford, PA 15522 Full Service B&M $147,381
First National Bank of Pennsylvania 1244 Som Center Road Mayfield Heights, OH 44124 Full Service B&M $100,140
First National Bank of Pennsylvania 1245 Shopping Center Road Stevensville, MD 21666 Full Service B&M $114,816
First National Bank of Pennsylvania 125 North State Street Clarks Summit, PA 18411 Full Service B&M $65,999
First National Bank of Pennsylvania 125 Stanton Blvd Steubenville, OH 43952 Full Service B&M $47,022
First National Bank of Pennsylvania 1266 Perry Hwy Portersville, PA 16051 Full Service B&M $141,153
First National Bank of Pennsylvania 127 North Cross Lane Statesville, NC 28625 Full Service B&M $72,908
First National Bank of Pennsylvania 1404 West D Street North Wilkesboro, NC 28659 Full Service B&M $90,347
First National Bank of Pennsylvania 1409 Main Street Follansbee, WV 26037 Full Service B&M $37,936
First National Bank of Pennsylvania 1416 Lititz Pike Lancaster, PA 17601 Full Service B&M $196,827
First National Bank of Pennsylvania 1422 Carolina Avenue Washington, NC 27889 Full Service B&M $113,102
First National Bank of Pennsylvania 1424 E Grandview Blvd Erie, PA 16504 Full Service B&M $51,754
First National Bank of Pennsylvania 1448 Mt. Jefferson Road West Jefferson, NC 28694 Full Service B&M $76,164
First National Bank of Pennsylvania 1458 Scalp Avenue Johnstown, PA 15904 Full Service B&M $274,203
First National Bank of Pennsylvania 1461 Manheim Pike Lancaster, PA 17601 Full Service B&M $95,113
First National Bank of Pennsylvania 1480 East College Avenue State College, PA 16801 Full Service B&M $103,583
First National Bank of Pennsylvania 1497 Cornerside Boulevard Tysons, VA 22182 Full Service B&M $3,935
First National Bank of Pennsylvania 1500 Oxford Drive Bethel Park, PA 15102 Full Service B&M $123,561
First National Bank of Pennsylvania 155 North Richard Street Bedford, PA 15522 Full Service B&M $21,329
First National Bank of Pennsylvania 1738 Gold Hill Road Fort Mill, SC 29708 Full Service B&M $42,085
First National Bank of Pennsylvania 17780 Pearl Road Strongsville, OH 44136 Full Service B&M $44,903
First National Bank of Pennsylvania 1800 Philadelphia Avenue Northern Cambria, PA 15714 Limited, Drive-thru $0
First National Bank of Pennsylvania 1801 Mckees Rocks Road Mckees Rocks, PA 15136 Full Service B&M $98,850
First National Bank of Pennsylvania 1811 South Atherton Street State College, PA 16801 Full Service B&M $125,566
First National Bank of Pennsylvania 185 West Morganton Road Southern Pines, NC 28387 Full Service B&M $41,497
First National Bank of Pennsylvania 18523 N. Frederick Avenue Gaithersburg, MD 20879 Full Service B&M $68,019
First National Bank of Pennsylvania 1900 Minno Drive Suite 1 Johnstown, PA 15905 Full Service B&M $63,325
First National Bank of Pennsylvania 1940 Murray Ave Pittsburgh, PA 15217 Full Service B&M $88,439
First National Bank of Pennsylvania 19525 W. Catawba Avenue Cornelius, NC 28031 Full Service B&M $50,371
First National Bank of Pennsylvania 1970 Greentree Road Pittsburgh, PA 15220 Full Service B&M $31,909
First National Bank of Pennsylvania 205 Us-64 Road Manteo, NC 27954 Full Service B&M $76,769
First National Bank of Pennsylvania 2066 Indian Head Road Normalville, PA 15469 Full Service B&M $45,821
First National Bank of Pennsylvania 210 North Main Street Fuquay Varina, NC 27526 Full Service B&M $43,255
First National Bank of Pennsylvania 210 North Thirteenth Street Franklin, PA 16323 Full Service B&M $170,075
First National Bank of Pennsylvania 210 Sixth Avenue Pittsburgh, PA 15222 Full Service Retail $412,175
First National Bank of Pennsylvania 2100 Washington Pike Carnegie, PA 15106 Full Service B&M $79,338
First National Bank of Pennsylvania 2100 York Crossing Drive York, PA 17408 Full Service B&M $103,034
First National Bank of Pennsylvania 2101 State Hill Road Wyomissing, PA 19610 Full Service B&M $126,021
First National Bank of Pennsylvania 211 Central Park Avenue, Suite M Pinehurst, NC 28374 Full Service B&M $45,304
First National Bank of Pennsylvania 2111 Blowing Rock Road Boone, NC 28607 Full Service B&M $214,435
First National Bank of Pennsylvania 2111 Richmond Road Beachwood, OH 44122 Full Service B&M $75,860
First National Bank of Pennsylvania 2121 Lincoln Hwy E Lancaster, PA 17602 Full Service B&M $19,083
First National Bank of Pennsylvania 23 Rohrerstown Road Lancaster, PA 17603 Full Service B&M $146,805
First National Bank of Pennsylvania 230 East Mountain Street Kernersville, NC 27284 Full Service B&M $63,363
First National Bank of Pennsylvania 2353 Harlansburg Rd New Castle, PA 16101 Full Service B&M $92,851
First National Bank of Pennsylvania 237 South Churton Hillsborough, NC 27278 Full Service B&M $66,751
First National Bank of Pennsylvania 2379 Brandermill Blvd Gambrills, MD 21054 Full Service B&M $62,440
First National Bank of Pennsylvania 2386 Lewisville-Clemmons Road Clemmons, NC 27012 Full Service B&M $50,716
First National Bank of Pennsylvania 2400 Stantonsburg Road Greenville, NC 27834 Full Service B&M $38,942
First National Bank of Pennsylvania 2455 Onslow Drive Jacksonville, NC 28540 Full Service B&M $70,032
First National Bank of Pennsylvania 25 North Kennedy Drive Mcadoo, PA 18237 Full Service B&M $46,667
First National Bank of Pennsylvania 2505 East State Street Hermitage, PA 16148 Full Service B&M $47,825
First National Bank of Pennsylvania 2506 Independence Boulevard Wilmington, NC 28412 Full Service B&M $40,302
First National Bank of Pennsylvania 2550 Brownsville Road South Park, PA 15129 Full Service B&M $58,829
First National Bank of Pennsylvania 298 Lowes Boulevard Lexington, NC 27292 Full Service B&M $73,096
First National Bank of Pennsylvania 300 E Lombard St Baltimore, MD 21202 Full Service B&M $128,394
First National Bank of Pennsylvania 300 Main Street Watsontown, PA 17777 Full Service B&M $34,594
First National Bank of Pennsylvania 301 East Fremont Street Burgaw, NC 28425 Full Service B&M $54,477
First National Bank of Pennsylvania 301 West Main Street Wilkesboro, NC 28697 Full Service B&M $66,505
First National Bank of Pennsylvania 30105 Detroit Road Westlake, OH 44145 Full Service B&M $27,471
First National Bank of Pennsylvania 303 South Salem Street Apex, NC 27502 Full Service B&M $48,990
First National Bank of Pennsylvania 3045 North Fifth Street Highway Reading, PA 19605 Full Service B&M $67,377
First National Bank of Pennsylvania 307 4th Avenue Pittsburgh, PA 15222 Full Service B&M $61,443
First National Bank of Pennsylvania 3109 Cape Horn Road Red Lion, PA 17356 Full Service B&M $55,499
First National Bank of Pennsylvania 311 Market Street Lewisburg, PA 17837 Full Service B&M $107,111
First National Bank of Pennsylvania 315 East Main Street Clayton, NC 27520 Full Service B&M $65,285
First National Bank of Pennsylvania 10583 Perry Highway Wexford, PA 15090 Full Service B&M $33,664
First National Bank of Pennsylvania 108 West Main Street North East, PA 16428 Limited, Drive-thru $0
First National Bank of Pennsylvania 10840 Little Patuxent Parkway Columbia, MD 21044 Full Service B&M $69,516
First National Bank of Pennsylvania 109 Sparks Valley Rd Sparks, MD 21152 Full Service B&M $36,242
First National Bank of Pennsylvania 11 Foster Avenue, Ingram Shopping Center Pittsburgh, PA 15205 Full Service B&M $86,827
First National Bank of Pennsylvania 11 South Second Street Sunbury, PA 17801 Full Service B&M $35,920
First National Bank of Pennsylvania 110 Butler Commons Butler, PA 16001 Full Service B&M $95,110
First National Bank of Pennsylvania 110 South Main Street Davidsville, PA 15928 Full Service B&M $38,785
First National Bank of Pennsylvania 110 South Main Street Masontown, PA 15461 Full Service B&M $69,332
First National Bank of Pennsylvania 1101 North Main Street Danbury, NC 27016 Full Service B&M $50,012
First National Bank of Pennsylvania 11010 Clifton Blvd Cleveland, OH 44102 Full Service B&M $41,197

For 2021, First National Bank Of Pennsylvania had 341 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $1,011,524
Net interest income $925,889
Total noninterest income $304,309
Gross Fiduciary activities income $38,463
Service charges on deposit accounts $60,475
Trading account gains and fees $1,266
Additional Noninterest Income $204,105
Pre-tax net operating income $525,988
Securities gains (or losses, -) $193
Income before extraordinary items $421,746
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $421,746
Minority interest net income $5,850
Net income $415,896
Sale, conversion, retirement of capital stock, net $0
Net operating income $421,591

First National Bank Of Pennsylvania's gross interest income from loans was $1,011,524,000.
First National Bank Of Pennsylvania's net interest income from loans was $925,889,000.
First National Bank Of Pennsylvania's fee based income from loans was $60,475,000.
First National Bank Of Pennsylvania's net income from loans was $415,896,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $85,635
Provision for credit losses $-1,314
Total noninterest expense $705,524
Salaries and employee benefits $401,425
Premises and equipment expense $127,200
Additional noninterest expense $176,899
Applicable income taxes $104,435
Net charge-offs $13,448
Cash dividends $209,400

First National Bank Of Pennsylvania's interest expense for loans was $85,635,000.
First National Bank Of Pennsylvania's payroll and benefits expense were $401,425,000.
First National Bank Of Pennsylvania's property, plant and equipment expenses $127,200,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.7%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 37.0%

Deposits

Type Value (in 000's)
Total deposits $32,055,224
Deposits held in domestic offices $32,055,224
Deposits by Individuals, partnerships, and corporations $26,356,644
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $5,622,945
Deposits by Commercial banks and other depository institutions in U.S. $75,635
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $17,394,651
Demand deposits $17,394,651
Nontransaction accounts $14,660,573
Money market deposit accounts (MMDAs) $8,705,288
Other savings deposits (excluding MMDAs) $3,095,833
Total time deposits $2,859,452
Total time and savings deposits $14,660,573
Noninterest-bearing deposits $11,118,311
Interest-bearing deposits $20,936,913
Retail deposits $31,599,829
IRAs and Keogh plan accounts $488,580
Brokered deposits $2,000
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $39,468,318
Cash & Balances due from depository institutions $3,501,844
Interest-bearing balances $3,151,774
Total securities $6,889,076
Federal funds sold & reverse repurchase $0
Net loans and leases $24,896,127
Loan and leases loss allowance $342,533
Trading account assets $174,931
Bank premises and fixed assets $448,580
Other real estate owned $7,065
Goodwill and other intangibles $2,325,100
All other assets $1,225,595

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $39,468,318
Total Liabilities $34,222,882
Total deposits $32,055,224
Interest-bearing deposits $20,936,913
Deposits held in domestic offices $32,055,224
% insured (estimated) $55
Federal funds purchased and repurchase agreements $376,422
Trading liabilities $44,766
Other borrowed funds $1,030,000
Subordinated debt $345,000
All other liabilities $371,470

Issued Loan Types

Type Value (in 000's)
Net loans and leases $24,896,127
Loan and leases loss allowance $342,533
Total loans and leases (domestic) $25,238,660
All real estate loans $17,297,930
Real estate loans in domestic offices $17,297,930
Construction and development loans $2,107,770
Residential 1-4 family construction $488,362
Other construction, all land development and other land $1,619,408
Loans secured by nonfarm nonresidential properties $7,323,502
Nonfarm nonresidential secured by owner-occupied properties $2,470,519
Commercial real estate & other non-farm, non-residential $4,852,983
Multifamily residential real estate $465,558
1-4 family residential loans $7,374,451
Farmland loans $26,649
Loans held in foreign offices $0
Farm loans $18,764
Commercial and industrial loans $5,627,188
To non-U.S. addressees $0
Loans to individuals $1,379,369
Credit card loans $7,748
Related Plans $70,921
Consumer Auto Loans $1,258,690
Other loans to individuals $42,010
All other loans & leases $915,409
Loans to foreign governments and official institutions $0
Other loans $138,118
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $2,272
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $52,060
Non 1-4 family restructured loans & leases $5,114
Total loans and leases (foreign) $0

First National Bank of Pennsylvania had $24,896,127,000 of loans outstanding in 2021. $17,297,930,000 of loans were in real estate loans. $2,107,770,000 of loans were in development loans. $465,558,000 of loans were in multifamily mortgage loans. $7,374,451,000 of loans were in 1-4 family mortgage loans. $18,764,000 of loans were in farm loans. $7,748,000 of loans were in credit card loans. $1,258,690,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 9,887 $1,713,222 $173,280
Nonfarm, nonresidential loans - <$100k 2,672 $65,994 $24,698
Nonfarm, nonresidential loans - $100-250k 3,203 $322,518 $100,692
Nonfarm, nonresidential loans - $250k-1MM 4,012 $1,324,710 $330,187
Commercial & Industrial, US addressed loans - <$1MM 68,666 $1,625,022 $23,666
Commercial & Industrial, US addressed loans - <$100k 60,076 $450,663 $7,502
Commercial & Industrial, US addressed loans - $100-250k 5,300 $444,343 $83,838
Commercial & Industrial, US addressed loans - $250k-1MM 3,290 $730,016 $221,889
Farmland loans - <$1MM 187 $17,938 $95,925
Farmland loans - <$100k 69 $1,655 $23,986
Farmland loans - $100-250k 73 $6,591 $90,288
Farmland loans - $250k-1MM 45 $9,692 $215,378
Agriculture operations loans - <$1MM 561 $11,024 $19,651
Agriculture operations loans - <$100k 506 $6,283 $12,417
Agriculture operations loans - $100-250k 43 $2,910 $67,674
Agriculture operations loans - $250k-1MM 12 $1,831 $152,583