First National Bank Of Pennsylvania Mortgage Rates, Fees & Info
Greenville, PALEI: N8T7HW55LK5D2ORCKP39
Tax ID: 25-1255405
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Mortgage Data
Review & Overview
First National Bank Of Pennsylvania is a mid-sized bank specializing in Home Purchase loans. First National Bank Of Pennsylvania has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Pittsburgh, Baltimore, Charlotte, and Raleigh among others. We have data for 183 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bank Of Pennsylvania has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First National Bank Of Pennsylvania is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 4.96% | 12/17/24 |
| 30 Year Conventional Purchase | 6.14% | 12/17/24 |
| 30 Year Conventional Refi | 6.22% | 12/17/24 |
| 30 Year Cash-out Refi | 6.56% | 12/17/24 |
| 30 Year FHA Purchase | 7.07% | 12/17/24 |
| 30 Year VA Purchase | 6.23% | 12/17/24 |
| 30 Year USDA Purchase | 6.77% | 12/17/24 |
| 15 Year Conventional Purchase | 5.67% | 12/17/24 |
| 15 Year Conventional Refi | 5.17% | 12/17/24 |
| 15 Year Cash-out Refi | 5.17% | 12/17/24 |
| 15 Year FHA Refi | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First National Bank Of Pennsylvania Mortgage Calculator
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This is not an official calculator from First National Bank Of Pennsylvania. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
12,166Origination Dollar Volume (All Markets)
$3,409,870,000Awards
First National Bank of Pennsylvania - 2023
First National Bank of Pennsylvania is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
First National Bank Of Pennsylvania's average 30 year fixed mortgage rate was
6.41%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.07%.
Relative Fees (Closing Costs)
First National Bank Of Pennsylvania's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,599.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 730 | $436,510,000 | $597,959 | $6,671 | 6.20% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1,769 | $295,155,000 | $166,849 | $2,389 | 6.34% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 955 | $283,285,000 | $296,634 | $3,909 | 6.30% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 575 | $262,215,000 | $456,026 | $4,477 | 6.28% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 531 | $195,815,000 | $368,766 | $2,914 | 6.11% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 702 | $162,230,000 | $231,097 | $3,496 | 6.26% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 500 | $124,540,000 | $249,080 | $3,049 | 6.33% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 437 | $114,855,000 | $262,826 | $4,754 | 6.19% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 288 | $107,850,000 | $374,479 | $5,013 | 6.49% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 201 | $94,465,000 | $469,975 | $4,542 | 6.28% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 188 | $88,140,000 | $468,830 | $6,864 | 5.97% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 217 | $84,555,000 | $389,654 | $5,303 | 6.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 172 | $66,300,000 | $385,465 | $4,952 | 6.27% |
| RICHMOND, VA (FHA|USDA|VA) | 151 | $62,705,000 | $415,265 | $5,064 | 6.56% |
| Outside of Metro Areas | 265 | $50,285,000 | $189,755 | $2,741 | 6.36% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 462 | $47,160,000 | $102,078 | $1,558 | 6.41% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 207 | $45,425,000 | $219,444 | $3,213 | 6.33% |
| LANCASTER, PA (FHA|USDA|VA) | 137 | $38,465,000 | $280,766 | $5,148 | 6.51% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 158 | $28,240,000 | $178,734 | $3,501 | 6.26% |
| ERIE, PA (FHA|USDA|VA) | 197 | $27,945,000 | $141,853 | $2,210 | 6.53% |
| AKRON, OH (FHA|USDA|VA) | 153 | $27,785,000 | $181,601 | $2,074 | 6.45% |
| READING, PA (FHA|USDA|VA) | 166 | $27,730,000 | $167,048 | $2,314 | 6.60% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 55 | $26,285,000 | $477,909 | $4,829 | 6.38% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 40 | $26,070,000 | $651,750 | $6,299 | 6.22% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $25,095,000 | $8,365,000 | $5,396 | 6.94% |
| LEBANON, PA (FHA|USDA|VA) | 104 | $22,990,000 | $221,058 | $4,234 | 6.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 126 | $22,810,000 | $181,032 | $3,420 | 6.47% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 26 | $20,690,000 | $795,769 | $6,923 | 6.18% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 25 | $20,065,000 | $802,600 | $7,108 | 6.12% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 39 | $19,035,000 | $488,077 | $5,495 | 6.38% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 138 | $18,840,000 | $136,522 | $1,417 | 6.28% |
| MORGANTOWN, WV (FHA|USDA|VA) | 60 | $18,360,000 | $306,000 | $5,433 | 6.67% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 214 | $16,780,000 | $78,411 | $1,568 | 6.58% |
| ASHEVILLE, NC (FHA|USDA|VA) | 41 | $16,615,000 | $405,244 | $4,292 | 6.40% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 36 | $16,240,000 | $451,111 | $7,573 | 6.10% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 53 | $16,035,000 | $302,547 | $3,975 | 6.76% |
| ALTOONA, PA (FHA|USDA|VA) | 148 | $14,890,000 | $100,608 | $1,330 | 6.77% |
| COLUMBUS, OH (FHA|USDA|VA) | 38 | $13,940,000 | $366,842 | $5,410 | 6.69% |
| New Castle, PA (FHA|USDA|VA) | 142 | $12,910,000 | $90,915 | $1,063 | 6.59% |
| Somerset, PA (FHA|USDA|VA) | 121 | $12,555,000 | $103,760 | $1,897 | 6.74% |
| Morehead City, NC (FHA|USDA|VA) | 25 | $12,385,000 | $495,400 | $4,116 | 6.41% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 33 | $10,875,000 | $329,545 | $4,053 | 6.42% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 27 | $10,815,000 | $400,556 | $5,515 | 6.41% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 18 | $10,590,000 | $588,333 | $4,444 | 6.18% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 14 | $10,500,000 | $750,000 | $6,879 | 6.37% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 44 | $10,360,000 | $235,455 | $5,254 | 6.84% |
| Boone, NC (FHA|USDA|VA) | 30 | $10,260,000 | $342,000 | $2,775 | 6.60% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 17 | $10,145,000 | $596,765 | $5,925 | 6.23% |
| Meadville, PA (FHA|USDA|VA) | 83 | $10,095,000 | $121,627 | $1,739 | 6.47% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 13 | $10,055,000 | $773,462 | $8,959 | 6.31% |
| BURLINGTON, NC (FHA|USDA|VA) | 42 | $9,570,000 | $227,857 | $4,273 | 6.44% |
| NEW BERN, NC (FHA|USDA|VA) | 63 | $9,555,000 | $151,667 | $1,335 | 5.80% |
| North Wilkesboro, NC (FHA|USDA|VA) | 73 | $9,355,000 | $128,151 | $1,774 | 7.04% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 16 | $8,750,000 | $546,875 | $5,560 | 6.08% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 15 | $8,625,000 | $575,000 | $7,390 | 5.98% |
| Sanford, NC (FHA|USDA|VA) | 36 | $8,560,000 | $237,778 | $3,233 | 6.38% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 18 | $7,500,000 | $416,667 | $4,703 | 6.42% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 24 | $7,410,000 | $308,750 | $7,403 | 6.26% |
| GREENVILLE, NC (FHA|USDA|VA) | 36 | $7,120,000 | $197,778 | $1,761 | 6.68% |
| Mount Airy, NC (FHA|USDA|VA) | 30 | $6,590,000 | $219,667 | $2,823 | 6.27% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 10 | $6,320,000 | $632,000 | $6,288 | 5.88% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 24 | $5,970,000 | $248,750 | $5,108 | 6.65% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $5,780,000 | $1,445,000 | $11,313 | 6.53% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $5,375,000 | $597,222 | $6,782 | 6.44% |
| Lewisburg, PA (FHA|USDA|VA) | 22 | $4,940,000 | $224,545 | $4,383 | 5.82% |
| Easton, MD (FHA|USDA|VA) | 9 | $4,715,000 | $523,889 | $5,088 | 5.41% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 13 | $4,485,000 | $345,000 | $5,328 | 6.05% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 8 | $4,450,000 | $556,250 | $4,878 | 6.36% |
| DuBois, PA (FHA|USDA|VA) | 33 | $4,255,000 | $128,939 | $3,710 | 6.80% |
| Pottsville, PA (FHA|USDA|VA) | 27 | $4,165,000 | $154,259 | $3,859 | 6.64% |
| Georgetown, SC (FHA|USDA|VA) | 8 | $4,140,000 | $517,500 | $4,788 | 6.53% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 56 | $4,110,000 | $73,393 | $600 | 6.32% |
| COLUMBIA, SC (FHA|USDA|VA) | 16 | $4,020,000 | $251,250 | $3,099 | 6.19% |
| Indiana, PA (FHA|USDA|VA) | 43 | $4,015,000 | $93,372 | $1,568 | 6.86% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $3,950,000 | $658,333 | $5,375 | 6.44% |
| ROANOKE, VA (FHA|USDA|VA) | 10 | $3,890,000 | $389,000 | $5,216 | 5.50% |
| Clarksburg, WV (FHA|USDA|VA) | 16 | $3,810,000 | $238,125 | $4,673 | 6.71% |
| Lewistown, PA (FHA|USDA|VA) | 58 | $3,760,000 | $64,828 | $1,004 | 6.83% |
| Huntingdon, PA (FHA|USDA|VA) | 42 | $3,740,000 | $89,048 | $622 | 6.93% |
| Selinsgrove, PA (FHA|USDA|VA) | 45 | $3,705,000 | $82,333 | $1,188 | 6.94% |
| Sunbury, PA (FHA|USDA|VA) | 41 | $3,685,000 | $89,878 | $1,720 | 6.71% |
| Cullowhee, NC (FHA|USDA|VA) | 5 | $3,645,000 | $729,000 | $7,034 | 6.88% |
| Oil City, PA (FHA|USDA|VA) | 44 | $3,570,000 | $81,136 | $623 | 6.64% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $3,570,000 | $595,000 | $4,187 | 6.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 10 | $3,520,000 | $352,000 | $4,986 | 6.01% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 14 | $3,230,000 | $230,714 | $4,238 | 6.81% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $3,130,000 | $391,250 | $4,784 | 6.00% |
| Washington, NC (FHA|USDA|VA) | 27 | $2,965,000 | $109,815 | $1,507 | 6.55% |
| DOVER, DE (FHA|USDA|VA) | 6 | $2,960,000 | $493,333 | $6,716 | 6.35% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 19 | $2,885,000 | $151,842 | $4,566 | 6.72% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $2,705,000 | $541,000 | $6,549 | 6.10% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $2,705,000 | $901,667 | $7,374 | 6.08% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $2,590,000 | $647,500 | $7,034 | 5.97% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $5,703 | 6.36% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $2,225,000 | $741,667 | $6,068 | 6.54% |
| Ashtabula, OH (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $5,316 | 5.64% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $3,759 | 6.58% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $2,065,000 | $688,333 | $5,048 | 6.08% |
| Fairmont, WV (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $6,456 | 6.44% |
| Brevard, NC (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $9,747 | 6.03% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $2,010,000 | $502,500 | $4,617 | 5.75% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $1,955,000 | $651,667 | $5,816 | 6.83% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $1,945,000 | $648,333 | $12,743 | 6.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $1,925,000 | $641,667 | $7,689 | 6.62% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $3,259 | 5.87% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $4,893 | 6.35% |
| Kinston, NC (FHA|USDA|VA) | 15 | $1,805,000 | $120,333 | $2,794 | 6.80% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 10 | $1,720,000 | $172,000 | $2,044 | 6.94% |
| Shelby, NC (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $8,063 | 6.48% |
| Lock Haven, PA (FHA|USDA|VA) | 19 | $1,665,000 | $87,632 | $0 | 7.05% |
| Seneca, SC (FHA|USDA|VA) | 2 | $1,560,000 | $780,000 | $8,449 | 7.06% |
| Elizabeth City, NC (FHA|USDA|VA) | 12 | $1,560,000 | $130,000 | $1,707 | 6.45% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $0 | 6.89% |
| Salem, OH (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $1,135 | 5.23% |
| Albemarle, NC (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $2,263 | 6.41% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $4,372 | 6.40% |
| Wilson, NC (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $4,443 | 5.81% |
| GETTYSBURG, PA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $4,419 | 6.80% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $5,776 | 6.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $3,410 | 6.79% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $5,224 | 6.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $2,375 | 5.52% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $5,907 | 6.00% |
| Cambridge, MD (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $17,213 | 7.41% |
| Gaffney, SC (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $954 | 6.73% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $4,425 | 5.88% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $5,928 | 6.19% |
| Henderson, NC (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $5,438 | 7.41% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $7,697 | 6.38% |
| WHEELING, WV-OH (FHA|USDA|VA) | 10 | $890,000 | $89,000 | $1,297 | 6.01% |
| Sandusky, OH (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $4,063 | 7.10% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $2,765 | 6.19% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $6,407 | 5.63% |
| Wooster, OH (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,367 | 4.79% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $1,556 | 6.99% |
| Forest City, NC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,720 | 6.71% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $7,673 | 5.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,530 | 6.38% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $6,016 | 7.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $2,808 | 5.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $4,387 | 7.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,582 | 5.38% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,775 | 7.21% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $4,941 | 6.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,217 | 6.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $1,772 | 6.05% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,516 | 5.88% |
| Dublin, GA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,655 | 5.94% |
| Marion, NC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,348 | 7.50% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,176 | 6.25% |
| Athens, OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,231 | 6.25% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,033 | 6.69% |
| OCALA, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $588 | 6.38% |
| Rockingham, NC (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,435 | 6.63% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,744 | 5.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $3,518 | 6.17% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,987 | 6.13% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,481 | 6.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,255 | 3.81% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,227 | 6.38% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,740 | 6.25% |
| Marietta, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.49% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 6.70% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.49% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,359 | 7.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,719 | 5.38% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,088 | 6.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,524 | 7.63% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,782 | 6.45% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,220 | 6.25% |
| Ashland, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.34% |
| LIMA, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,246 | 6.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,279 | 7.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,534 | 6.63% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,408 | 7.00% |
| Warren, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,855 | 7.40% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.34% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,833 | 6.63% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,583 | 7.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,268 | 6.38% |
| Marion, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,950 | 6.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,486 | 6.63% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 1.99% |
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Product Mix
For 2023, First National Bank Of Pennsylvania's most frequently originated type of loan was Conventional, with 8,217 originations. Their 2nd most popular type was HELOC, with 3,807 originations.
Loan Reason
For 2023, First National Bank Of Pennsylvania's most frequently cited loan purpose was Home Purchase, with 5,046 originations. The 2nd most popular reason was Home Improvement, with 3,439 originations.
Loan Duration/Length
For 2023, First National Bank Of Pennsylvania's most frequently cited loan duration was Other, with 4,041 originations. The 2nd most popular length was 30 Year, with 4,029 originations.
Origination Fees/Closing Costs
First National Bank Of Pennsylvania's average total fees were $5,599, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,197 originations.
Interest Rates
During 2023, First National Bank Of Pennsylvania's average interest rate for loans was 6.41%, while their most frequently originated rate bucket for loans was 6-7%, with 4,950 originations.
Loan Sizing
2023 saw First National Bank Of Pennsylvania place emphasis on $100,000 or less loans with 4,029 originations, totaling $212,535,000 in origination value.
Applicant Income
First National Bank Of Pennsylvania lent most frequently to those with incomes in the $150k-250k range, with 2,500 originations. The second most popular income band? $250k+, with 2,487 originations.
Applicant Debt to Income Ratio
First National Bank Of Pennsylvania lent most frequently to those with DTI ratios of 20-30%, with 2,668 originations. The next most common DTI ratio? 30-36%, with 2,146 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications74.80%
First National Bank Of Pennsylvania has a below average approval rate.
Pick Rate
Approvals leading to origination89.57%
First National Bank Of Pennsylvania has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,166 | $3,409,870,000 | $280,279 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 12,166 | $3,409,870,000 | $280,279 |