First National Bank Of Pennsylvania Mortgage Rates, Fees & Info
Greenville, PALEI: N8T7HW55LK5D2ORCKP39
Tax ID: 25-1255405
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Mortgage Data
Bank Data
Overview
First National Bank Of Pennsylvania is a mid-sized bank specializing in Refi and Home Purchase loans. First National Bank Of Pennsylvania has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Pittsburgh, Baltimore, Washington, Cleveland, and Charlotte among others. First National Bank Of Pennsylvania has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. First National Bank Of Pennsylvania is typically an average fee lendor.Originations
18,035Origination Dollar Volume (All Markets)
$4,730,475,000Employee count
3,773Awards
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First National Bank of Pennsylvania - 2021
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Relative Rate
First National Bank Of Pennsylvania's average 30 year fixed rate mortgage of loans were
2.95%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.2%.
Relative Fees
First National Bank Of Pennsylvania's average total fees for a 30 year fixed rate
mortgage are $4,604.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PITTSBURGH, PA (FHA|USDA|VA) | 3,400 | $647,610,000 | $190,474 | $2,246 | 2.89% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,344 | $499,390,000 | $371,570 | $4,081 | 2.87% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 812 | $418,950,000 | $515,948 | $4,902 | 2.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1,317 | $373,265,000 | $283,421 | $2,610 | 2.89% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 782 | $297,820,000 | $380,844 | $3,111 | 2.84% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 621 | $223,565,000 | $360,008 | $2,824 | 2.77% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 654 | $160,840,000 | $245,933 | $2,172 | 2.96% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 425 | $155,695,000 | $366,341 | $3,833 | 2.99% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 592 | $145,020,000 | $244,966 | $3,368 | 2.87% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 228 | $121,340,000 | $532,193 | $4,071 | 2.83% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 282 | $108,710,000 | $385,496 | $3,955 | 2.86% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 864 | $108,470,000 | $125,544 | $1,119 | 2.93% |
| Outside of Metro Areas | 491 | $88,105,000 | $179,440 | $1,997 | 2.97% |
| WILMINGTON, NC (FHA|USDA|VA) | 277 | $83,945,000 | $303,051 | $3,205 | 2.89% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 322 | $68,700,000 | $213,354 | $2,208 | 2.90% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 146 | $68,380,000 | $468,356 | $6,216 | 2.91% |
| LANCASTER, PA (FHA|USDA|VA) | 190 | $51,020,000 | $268,526 | $3,320 | 2.89% |
| AKRON, OH (FHA|USDA|VA) | 289 | $50,645,000 | $175,242 | $1,014 | 2.87% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 258 | $50,290,000 | $194,922 | $2,744 | 2.84% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 262 | $47,970,000 | $183,092 | $2,021 | 2.99% |
| READING, PA (FHA|USDA|VA) | 241 | $44,405,000 | $184,253 | $2,278 | 2.99% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 233 | $43,565,000 | $186,974 | $2,389 | 2.95% |
| ERIE, PA (FHA|USDA|VA) | 284 | $41,250,000 | $145,246 | $1,372 | 2.95% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 342 | $36,680,000 | $107,251 | $1,269 | 2.90% |
| ALTOONA, PA (FHA|USDA|VA) | 257 | $36,145,000 | $140,642 | $1,248 | 2.92% |
| New Castle, PA (FHA|USDA|VA) | 243 | $30,405,000 | $125,123 | $1,231 | 3.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 20 | $29,580,000 | $1,479,000 | $4,476 | 2.90% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 40 | $23,210,000 | $580,250 | $4,697 | 2.92% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 107 | $22,725,000 | $212,383 | $1,506 | 2.87% |
| Boone, NC (FHA|USDA|VA) | 77 | $22,565,000 | $293,052 | $3,205 | 2.93% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 54 | $21,300,000 | $394,444 | $4,655 | 2.99% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 76 | $20,950,000 | $275,658 | $3,133 | 2.93% |
| LEBANON, PA (FHA|USDA|VA) | 99 | $20,585,000 | $207,929 | $1,958 | 2.85% |
| Somerset, PA (FHA|USDA|VA) | 186 | $20,350,000 | $109,409 | $1,589 | 2.94% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 58 | $19,170,000 | $330,517 | $3,841 | 2.93% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 9 | $18,555,000 | $2,061,667 | $3,704 | 2.95% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 43 | $17,595,000 | $409,186 | $4,099 | 3.01% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 26 | $16,440,000 | $632,308 | $5,387 | 2.79% |
| ASHEVILLE, NC (FHA|USDA|VA) | 33 | $15,385,000 | $466,212 | $3,061 | 2.86% |
| GREENVILLE, NC (FHA|USDA|VA) | 75 | $14,835,000 | $197,800 | $1,791 | 2.93% |
| North Wilkesboro, NC (FHA|USDA|VA) | 96 | $14,680,000 | $152,917 | $1,485 | 2.86% |
| Lewisburg, PA (FHA|USDA|VA) | 63 | $14,645,000 | $232,460 | $3,528 | 2.99% |
| Meadville, PA (FHA|USDA|VA) | 129 | $13,635,000 | $105,698 | $1,233 | 3.01% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 19 | $13,505,000 | $710,789 | $6,956 | 2.85% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 46 | $13,250,000 | $288,043 | $2,846 | 2.96% |
| Mount Airy, NC (FHA|USDA|VA) | 66 | $12,810,000 | $194,091 | $2,454 | 2.93% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 127 | $12,595,000 | $99,173 | $810 | 3.10% |
| Morehead City, NC (FHA|USDA|VA) | 32 | $12,020,000 | $375,625 | $3,573 | 2.90% |
| Washington, NC (FHA|USDA|VA) | 60 | $11,550,000 | $192,500 | $2,654 | 2.96% |
| TOLEDO, OH (FHA|USDA|VA) | 20 | $11,100,000 | $555,000 | $3,634 | 2.87% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 28 | $10,660,000 | $380,714 | $3,918 | 2.90% |
| RICHMOND, VA (FHA|USDA|VA) | 24 | $10,410,000 | $433,750 | $4,311 | 2.89% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 33 | $10,355,000 | $313,788 | $4,970 | 2.85% |
| Huntingdon, PA (FHA|USDA|VA) | 86 | $10,140,000 | $117,907 | $1,028 | 2.99% |
| COLUMBUS, OH (FHA|USDA|VA) | 30 | $9,930,000 | $331,000 | $3,798 | 2.91% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 13 | $9,835,000 | $756,538 | $8,443 | 2.87% |
| Sanford, NC (FHA|USDA|VA) | 53 | $9,685,000 | $182,736 | $2,612 | 3.01% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 51 | $8,595,000 | $168,529 | $2,210 | 2.97% |
| Indiana, PA (FHA|USDA|VA) | 69 | $8,315,000 | $120,507 | $1,557 | 2.94% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 19 | $8,285,000 | $436,053 | $4,935 | 2.93% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 14 | $8,180,000 | $584,286 | $4,615 | 2.83% |
| Sunbury, PA (FHA|USDA|VA) | 72 | $7,690,000 | $106,806 | $1,308 | 3.06% |
| Lewistown, PA (FHA|USDA|VA) | 67 | $7,425,000 | $110,821 | $589 | 3.12% |
| BURLINGTON, NC (FHA|USDA|VA) | 29 | $7,265,000 | $250,517 | $4,671 | 2.94% |
| Pottsville, PA (FHA|USDA|VA) | 46 | $7,060,000 | $153,478 | $2,799 | 3.01% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 13 | $6,945,000 | $534,231 | $5,091 | 2.82% |
| Georgetown, SC (FHA|USDA|VA) | 11 | $6,915,000 | $628,636 | $3,618 | 2.88% |
| Oil City, PA (FHA|USDA|VA) | 64 | $6,320,000 | $98,750 | $1,021 | 3.09% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 25 | $5,915,000 | $236,600 | $3,858 | 2.80% |
| GETTYSBURG, PA (FHA|USDA|VA) | 16 | $5,860,000 | $366,250 | $5,818 | 2.82% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 28 | $5,850,000 | $208,929 | $1,639 | 2.87% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 21 | $5,755,000 | $274,048 | $4,008 | 3.01% |
| Easton, MD (FHA|USDA|VA) | 11 | $5,715,000 | $519,545 | $3,957 | 2.83% |
| Lock Haven, PA (FHA|USDA|VA) | 38 | $5,050,000 | $132,895 | $1,052 | 2.94% |
| ROANOKE, VA (FHA|USDA|VA) | 11 | $4,735,000 | $430,455 | $4,934 | 2.92% |
| DuBois, PA (FHA|USDA|VA) | 28 | $4,610,000 | $164,643 | $3,290 | 3.10% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 11 | $4,585,000 | $416,818 | $5,107 | 2.91% |
| Selinsgrove, PA (FHA|USDA|VA) | 38 | $4,570,000 | $120,263 | $1,691 | 3.11% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 11 | $4,535,000 | $412,273 | $4,899 | 2.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 12 | $4,430,000 | $369,167 | $3,594 | 2.92% |
| Cullowhee, NC (FHA|USDA|VA) | 6 | $4,350,000 | $725,000 | $5,921 | 2.82% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 9 | $4,255,000 | $472,778 | $4,817 | 2.87% |
| NEW BERN, NC (FHA|USDA|VA) | 9 | $3,935,000 | $437,222 | $6,318 | 2.96% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $3,850,000 | $962,500 | $6,150 | 2.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 24 | $3,770,000 | $157,083 | $1,901 | 2.90% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $3,705,000 | $529,286 | $5,348 | 2.93% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 11 | $3,535,000 | $321,364 | $4,359 | 3.00% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 15 | $3,385,000 | $225,667 | $2,537 | 2.84% |
| Albemarle, NC (FHA|USDA|VA) | 11 | $3,305,000 | $300,455 | $3,786 | 2.89% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 9 | $3,085,000 | $342,778 | $2,928 | 3.05% |
| Ashtabula, OH (FHA|USDA|VA) | 17 | $2,965,000 | $174,412 | $2,183 | 2.90% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $2,935,000 | $587,000 | $4,186 | 2.83% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $2,495,000 | $499,000 | $3,798 | 2.88% |
| Key West, FL (FHA|USDA|VA) | 2 | $2,460,000 | $1,230,000 | $11,125 | 3.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 11 | $2,435,000 | $221,364 | $2,975 | 3.15% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 12 | $2,350,000 | $195,833 | $3,088 | 2.80% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 17 | $2,275,000 | $133,824 | $1,569 | 2.96% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $4,612 | 2.88% |
| Wooster, OH (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $2,016 | 2.77% |
| Seneca, SC (FHA|USDA|VA) | 4 | $1,940,000 | $485,000 | $3,451 | 2.59% |
| Sandusky, OH (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $2,210 | 2.85% |
| Marion, NC (FHA|USDA|VA) | 2 | $1,780,000 | $890,000 | $5,924 | 2.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $1,710,000 | $855,000 | $7,145 | 2.94% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $4,324 | 3.00% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $4,399 | 3.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $7,193 | 2.66% |
| WHEELING, WV-OH (FHA|USDA|VA) | 13 | $1,365,000 | $105,000 | $701 | 3.22% |
| Salem, OH (FHA|USDA|VA) | 12 | $1,350,000 | $112,500 | $710 | 2.78% |
| Mount Vernon, OH (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $1,576 | 2.98% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $4,363 | 3.17% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $5,948 | 3.47% |
| Sayre, PA (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $1,363 | 2.95% |
| Warren, PA (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $2,784 | 2.89% |
| Lumberton, NC (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $5,357 | 2.72% |
| Wilson, NC (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,102 | 3.33% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,199 | 2.85% |
| DOVER, DE (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $4,572 | 3.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $2,441 | 2.58% |
| Gaffney, SC (FHA|USDA|VA) | 10 | $830,000 | $83,000 | $1,076 | 3.68% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $2,387 | 3.07% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $5,477 | 3.06% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,746 | 2.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $5,419 | 2.75% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $4,748 | 2.94% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,919 | 3.25% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,489 | 3.21% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,340 | 2.88% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $4,096 | 3.25% |
| Olean, NY (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,583 | 3.06% |
| Henderson, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,673 | 2.94% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,197 | 2.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,308 | 3.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,021 | 3.13% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,909 | 3.13% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,592 | 2.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,827 | 3.13% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,084 | 3.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,883 | 2.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,932 | 2.50% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,084 | 2.88% |
| Kinston, NC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $1,713 | 3.42% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.29% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,186 | 2.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,111 | 2.88% |
| Americus, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,311 | 3.50% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 2.57% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,253 | 2.75% |
| Ashland, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.24% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,071 | 3.38% |
| Crossville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,047 | 2.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.24% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.24% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.99% |
| Marietta, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,068 | 2.75% |
| Shelby, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,084 | 2.63% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,394 | 2.63% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.79% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,364 | 3.38% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 3.49% |
| Danville, VA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 3.25% |
First National Bank Of Pennsylvania's top markets include Pittsburgh, Baltimore, Washington, Cleveland, and Charlotte among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 17,853 | $4,689,075,000 | $262,649 | $2,630 | 2.90% |
| FHA | 79 | $14,725,000 | $186,392 | $6,994 | 2.74% |
| VA | 66 | $20,860,000 | $316,061 | $8,272 | 2.74% |
| USDA | 37 | $5,815,000 | $157,162 | $5,296 | 2.74% |
For the 2021 period, First National Bank Of Pennsylvania's most frequently originated loan type of loans were Conventional, with 17,853 originations. Their 2nd most popular type is FHA, with 79 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 8,372 | $1,896,570,000 | $226,537 | $1,158 | 2.87% |
| Home Purchase | 4,653 | $2,008,055,000 | $431,561 | $5,559 | 3.01% |
| Home Improvement | 2,887 | $387,645,000 | $134,273 | $22 | 2.82% |
| Other | 1,322 | $184,320,000 | $139,425 | $425 | 2.79% |
| Cash Out Refi | 801 | $253,885,000 | $316,960 | $4,432 | 2.98% |
For the 2021, First National Bank Of Pennsylvania's most frequently cited loan purpose of loans were Refi, with 8,372 originations. The 2nd most popular reason of loans were Home Purchase, with 4,653 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 5,201 | $903,275,000 | $173,673 | $1,037 | 2.64% |
| 30 Year | 4,769 | $1,796,075,000 | $376,615 | $4,604 | 2.95% |
| 15 Year | 3,852 | $651,160,000 | $169,045 | $707 | 2.85% |
| 20 Year | 1,986 | $448,840,000 | $226,002 | $883 | 3.25% |
| 30+ year | 1,074 | $669,760,000 | $623,613 | $8,183 | 3.11% |
| 10 Year | 1,021 | $112,295,000 | $109,985 | $302 | 3.15% |
| 5 Year | 127 | $121,965,000 | $960,354 | $0 | 3.50% |
| 3 Year | 5 | $27,105,000 | $5,421,000 | $0 | 3.40% |
For the 2021, First National Bank Of Pennsylvania's most frequently cited loan length of loans were Other, with 5,201 originations. The 2nd most popular length of loans were 30 Year, with 4,769 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 7,975 | $1,538,575,000 | $192,925 |
| $1k-2k | 3,168 | $1,071,170,000 | $338,122 |
| $3k-4k | 1,219 | $694,945,000 | $570,094 |
| $2k-3k | 449 | $182,065,000 | $405,490 |
| $5k+ | 343 | $237,845,000 | $693,426 |
$4,604 of loans were First National Bank Of Pennsylvania's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 7,975 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 10,077 | $2,646,765,000 | $262,654 |
| 3-4% | 4,174 | $1,098,930,000 | $263,280 |
| <2.5% | 3,333 | $938,475,000 | $281,571 |
| 4-5% | 362 | $42,310,000 | $116,878 |
| 5-6% | 63 | $2,485,000 | $39,444 |
| 6-7% | 24 | $1,330,000 | $55,417 |
| 7-8% | 1 | $45,000 | $45,000 |
| Over 8% | 1 | $135,000 | $135,000 |
During 2021, First National Bank Of Pennsylvania's average interest rate of loans were 2.95%, while their most frequently originated rate bucket of loans were 2.5-3%, with 10,077 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-200k | 5,424 | $776,090,000 | $143,084 | $1,395 | 2.82% |
| $100,000 or less | 4,890 | $282,250,000 | $57,720 | $537 | 3.08% |
| $200k-400k | 4,443 | $1,228,715,000 | $276,551 | $3,036 | 2.82% |
| $400k-600k | 1,728 | $844,360,000 | $488,634 | $5,268 | 2.87% |
| $600k-1MM | 1,145 | $860,285,000 | $751,341 | $6,430 | 2.89% |
| $1MM+ | 405 | $738,775,000 | $1,824,136 | $8,523 | 2.82% |
2021 saw First National Bank Of Pennsylvania place emphasis on $100k-200k loans with 5,424 originations, totaling $776,090,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 3,689 | $768,345,000 | $208,280 | $2,383 | 2.89% |
| $150k-250k | 3,416 | $1,084,600,000 | $317,506 | $3,572 | 2.82% |
| $250k+ | 2,806 | $1,500,970,000 | $534,914 | $4,874 | 2.72% |
| $50k-75k | 2,798 | $366,850,000 | $131,112 | $1,823 | 2.98% |
| $75k-100k | 2,573 | $423,015,000 | $164,405 | $1,950 | 2.92% |
| $50k or less | 1,864 | $174,500,000 | $93,616 | $1,698 | 3.07% |
First National Bank Of Pennsylvania lent most frequently to those with incomes in the $100k-150k range, with 3,689 originations. The second most popular income band? $150k-250k, with 3,416 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 5,313 | $1,269,795,000 | $238,998 | $2,399 | 2.87% |
| <20% | 3,406 | $734,520,000 | $215,655 | $1,823 | 2.83% |
| 30-36% | 3,225 | $848,235,000 | $263,019 | $2,955 | 2.90% |
| 44% | 537 | $104,855,000 | $195,261 | $2,885 | 2.86% |
| 37% | 522 | $153,200,000 | $293,487 | $3,470 | 2.95% |
| 42% | 517 | $141,965,000 | $274,594 | $3,067 | 2.96% |
| 39% | 517 | $165,495,000 | $320,106 | $3,599 | 2.91% |
| 41% | 491 | $137,735,000 | $280,519 | $3,351 | 2.91% |
| 36% | 483 | $127,345,000 | $263,654 | $3,137 | 2.92% |
| 38% | 478 | $142,970,000 | $299,100 | $3,359 | 2.92% |
| 40% | 470 | $144,020,000 | $306,426 | $3,541 | 2.98% |
| 43% | 373 | $88,615,000 | $237,574 | $3,001 | 2.91% |
| 49% | 357 | $93,285,000 | $261,303 | $3,979 | 2.70% |
| 45% | 248 | $60,660,000 | $244,597 | $3,573 | 2.90% |
| 46% | 237 | $61,075,000 | $257,700 | $3,032 | 2.84% |
| 47% | 218 | $62,110,000 | $284,908 | $3,876 | 2.84% |
| 48% | 214 | $55,770,000 | $260,607 | $3,176 | 2.85% |
| 50-60% | 103 | $34,345,000 | $333,447 | $2,304 | 2.78% |
| >60% | 19 | $10,605,000 | $558,158 | $4,341 | 3.03% |
First National Bank Of Pennsylvania lent most frequently to those with DTI ratios of 20-30%, with 5,313 originations. The next most common DTI ratio? <20%, with 3,406 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 14,526 | $3,372,600,000 | $232,177 | $2,388 | 2.89% |
| Not provided | 1,916 | $645,560,000 | $336,931 | $4,458 | 2.90% |
| Not applicable | 451 | $331,795,000 | $735,687 | $25 | 3.30% |
| Asian | 634 | $225,680,000 | $355,962 | $3,713 | 2.75% |
| Black | 388 | $103,770,000 | $267,448 | $3,066 | 2.97% |
| Asian Indian | 46 | $29,960,000 | $651,304 | $5,569 | 2.85% |
| American Indian | 27 | $8,145,000 | $301,667 | $3,271 | 2.83% |
| Other Asian | 11 | $3,785,000 | $344,091 | $4,052 | 2.93% |
| Native Hawaiian | 13 | $2,235,000 | $171,923 | $474 | 3.00% |
| Vietnamese | 6 | $1,750,000 | $291,667 | $3,735 | 2.77% |
| Chinese | 4 | $1,610,000 | $402,500 | $5,986 | 2.81% |
| Filipino | 6 | $1,260,000 | $210,000 | $1,808 | 3.06% |
| Korean | 1 | $1,205,000 | $1,205,000 | $9,463 | 2.38% |
| Other Pacific Islander | 4 | $610,000 | $152,500 | $1,128 | 3.17% |
| 2 | $510,000 | $255,000 | $7,199 | 2.81% |
Approval Rates
Total approvals of all applications79.14%
First National Bank Of Pennsylvania has a below average approval rate.
Pick Rate
Approvals leading to origination89.13%
First National Bank Of Pennsylvania has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 18,035 | $4,730,475,000 | $262,294 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 18,035 | $4,730,475,000 | $262,294 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 3,207 | $437,855,000 | $136,531 | $595 | 2.75% |
| 40-60% | 3,296 | $781,630,000 | $237,145 | $1,464 | 2.83% |
| 60-80% | 5,012 | $1,796,950,000 | $358,530 | $3,099 | 2.95% |
| 80-100% | 4,398 | $1,570,970,000 | $357,201 | $4,288 | 2.94% |
| Over 100% | 13 | $5,555,000 | $427,308 | $14,081 | 2.80% |
| Under 20% | 2,108 | $136,850,000 | $64,919 | $57 | 3.02% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST NATIONAL BANK OF PENNSYLVANIA | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 15.4% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Conventional home mortgage | Closing on a mortgage | 2 | 15.4% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Conventional home mortgage | Struggling to pay mortgage | 1 | 7.7% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Conventional home mortgage | Trouble during payment process | 2 | 15.4% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Other type of mortgage | Struggling to pay mortgage | 1 | 7.7% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 23.1% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Home equity loan or line of credit (HELOC) | Trouble during payment process | 2 | 15.4% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| First National Bank of Pennsylvania | 1053 Broad Street Johnstown, PA 15906 | Full Service B&M | $101,133 |
| First National Bank of Pennsylvania | 1 Fnb Boulevard Hermitage, PA 16148 | Limited, Trust Office | $0 |
| First National Bank of Pennsylvania | 1 Juniper Trail Kitty Hawk, NC 27949 | Full Service B&M | $58,134 |
| First National Bank of Pennsylvania | 1 W Pennsylvania Ave Towson, MD 21204 | Full Service B&M | $52,046 |
| First National Bank of Pennsylvania | 1 West High Street Waynesburg, PA 15370 | Full Service B&M | $74,343 |
| First National Bank of Pennsylvania | 10 South Market Street Shamokin, PA 17872 | Full Service B&M | $39,093 |
| First National Bank of Pennsylvania | 100 Federal St Pittsburgh, PA 15212 | Full Service B&M | $1,349,683 |
| First National Bank of Pennsylvania | 100 North Statesville Road Huntersville, NC 28078 | Full Service B&M | $44,794 |
| First National Bank of Pennsylvania | 1000 Bestgate Road Annapolis, MD 21401 | Full Service B&M | $292,801 |
| First National Bank of Pennsylvania | 1001 Philadelphia Ave Northern Cambria, PA 15714 | Full Service B&M | $109,121 |
| First National Bank of Pennsylvania | 1001 Red Banks Rd Greenville, NC 27858 | Full Service B&M | $88,154 |
| First National Bank of Pennsylvania | 1103 Harvey Point Road Hertford, NC 27944 | Full Service B&M | $72,149 |
| First National Bank of Pennsylvania | 1107 Woodward Dr Greensburg, PA 15601 | Full Service B&M | $137,050 |
| First National Bank of Pennsylvania | 111 West High Street Ebensburg, PA 15931 | Full Service B&M | $163,863 |
| First National Bank of Pennsylvania | 111 Zeigler Rd Lewisburg, PA 17837 | Limited, Drive-thru | $0 |
| First National Bank of Pennsylvania | 1114 Carson Street Pittsburgh, PA 15203 | Full Service B&M | $176,187 |
| First National Bank of Pennsylvania | 113 West Allegheny Street Martinsburg, PA 16662 | Full Service B&M | $99,426 |
| First National Bank of Pennsylvania | 115 Bowman Street Lebanon, PA 17046 | Full Service B&M | $122,315 |
| First National Bank of Pennsylvania | 115 East Carver Street Durham, NC 27704 | Full Service B&M | $136,922 |
| First National Bank of Pennsylvania | 1155 Kildaire Farm Road Cary, NC 27511 | Full Service B&M | $50,604 |
| First National Bank of Pennsylvania | 116 W. 8th Ave Homestead, PA 15120 | Full Service B&M | $16,492 |
| First National Bank of Pennsylvania | 117 South Allen Street State College, PA 16801 | Full Service B&M | $286,263 |
| First National Bank of Pennsylvania | 119 W Main St North East, PA 16428 | Full Service B&M | $76,717 |
| First National Bank of Pennsylvania | 128 West Adams Street Cochranton, PA 16314 | Full Service B&M | $44,281 |
| First National Bank of Pennsylvania | 1291 South Main Street Greensburg, PA 15601 | Full Service B&M | $84,637 |
| First National Bank of Pennsylvania | 1318 North Bridge Street Elkin, NC 28621 | Full Service B&M | $105,090 |
| First National Bank of Pennsylvania | 1331 Moore St Huntingdon, PA 16652 | Full Service B&M | $6,561 |
| First National Bank of Pennsylvania | 135 East Nashannock Avenue New Wilmington, PA 16142 | Full Service B&M | $110,423 |
| First National Bank of Pennsylvania | 137 North Allegheny Street Bellefonte, PA 16823 | Full Service B&M | $142,705 |
| First National Bank of Pennsylvania | 1372-B Cape St. Claire Road Annapolis, MD 21409 | Full Service B&M | $50,390 |
| First National Bank of Pennsylvania | 13860 East Independence Boulevard Indian Trail, NC 28079 | Full Service B&M | $97,467 |
| First National Bank of Pennsylvania | 139 North Center Street Corry, PA 16407 | Full Service B&M | $89,413 |
| First National Bank of Pennsylvania | 13901 Ridge Road North Royalton, OH 44133 | Full Service B&M | $63,147 |
| First National Bank of Pennsylvania | 1400 Mount Zion Road York, PA 17402 | Full Service B&M | $84,323 |
| First National Bank of Pennsylvania | 1402 Logan Avenue Tyrone, PA 16686 | Full Service B&M | $48,950 |
| First National Bank of Pennsylvania | 1567 East Pleasant Valley Boulevard Altoona, PA 16602 | Full Service B&M | $51,062 |
| First National Bank of Pennsylvania | 1601 Main Street Dickson City, PA 18447 | Full Service B&M | $57,172 |
| First National Bank of Pennsylvania | 161 South Stratford Road Winston-Salem, NC 27104 | Full Service B&M | $78,289 |
| First National Bank of Pennsylvania | 1625 Beaver Rd Baden, PA 15005 | Full Service B&M | $66,812 |
| First National Bank of Pennsylvania | 165 Williamson Rd Mooresville, NC 28117 | Full Service B&M | $133,402 |
| First National Bank of Pennsylvania | 166 Main Street Greenville, PA 16125 | Full Service B&M | $146,295 |
| First National Bank of Pennsylvania | 16652 Conneaut Lake Road Meadville, PA 16335 | Full Service B&M | $116,669 |
| First National Bank of Pennsylvania | 1667 North Atherton Street State College, PA 16803 | Full Service B&M | $94,728 |
| First National Bank of Pennsylvania | 1701 Duncan Ave Allison Park, PA 15101 | Full Service B&M | $50,883 |
| First National Bank of Pennsylvania | 1703 Seventh Avenue Beaver Falls, PA 15010 | Full Service B&M | $115,378 |
| First National Bank of Pennsylvania | 1713 Union Ave Natrona Heights, PA 15065 | Full Service B&M | $48,141 |
| First National Bank of Pennsylvania | 1724 Eastwood Road Wilmington, NC 28403 | Full Service B&M | $115,076 |
| First National Bank of Pennsylvania | 19790 Crystal Rock Drive Germantown, MD 20874 | Full Service B&M | $49,828 |
| First National Bank of Pennsylvania | 2 South Market Street Selinsgrove, PA 17870 | Full Service B&M | $107,558 |
| First National Bank of Pennsylvania | 200 Clay Pike North Huntingdon, PA 15642 | Full Service B&M | $180,138 |
| First National Bank of Pennsylvania | 200 Pine Grove Square Grove City, PA 16127 | Full Service B&M | $118,793 |
| First National Bank of Pennsylvania | 200 Westchester Drive High Point, NC 27262 | Full Service B&M | $54,124 |
| First National Bank of Pennsylvania | 2001 Fairview Road Raleigh, NC 27608 | Full Service B&M | $123,642 |
| First National Bank of Pennsylvania | 20100 Route 19 Cranberry Township, PA 16066 | Full Service B&M | $135,417 |
| First National Bank of Pennsylvania | 202 Divine Drive Wexford, PA 15090 | Full Service B&M | $67,903 |
| First National Bank of Pennsylvania | 202 South Main Street Reidsville, NC 27320 | Full Service B&M | $115,497 |
| First National Bank of Pennsylvania | 203 N. Main Street Bel Air, MD 21014 | Full Service B&M | $124,802 |
| First National Bank of Pennsylvania | 2030 North Progress Avenue Harrisburg, PA 17110 | Full Service B&M | $55,074 |
| First National Bank of Pennsylvania | 2125 Centre Ave Pittsburgh, PA 15219 | Full Service B&M | $5,602 |
| First National Bank of Pennsylvania | 2128 N. Fountain Green Rd Bel Air, MD 21015 | Full Service B&M | $70,032 |
| First National Bank of Pennsylvania | 2132 New Garden Road Greensboro, NC 27410 | Full Service B&M | $80,327 |
| First National Bank of Pennsylvania | 2160 South Queen Street York, PA 17402 | Full Service B&M | $298,995 |
| First National Bank of Pennsylvania | 2165a York Road Lutherville Timonium, MD 21093 | Full Service B&M | $164,726 |
| First National Bank of Pennsylvania | 217 North Granard Street Gaffney, SC 29341 | Full Service B&M | $92,118 |
| First National Bank of Pennsylvania | 2204 Lebanon Church Road West Mifflin, PA 15122 | Full Service B&M | $95,233 |
| First National Bank of Pennsylvania | 222 South Allen Street State College, PA 16801 | Limited, Drive-thru | $0 |
| First National Bank of Pennsylvania | 224 Allegheny Street Hollidaysburg, PA 16648 | Full Service B&M | $224,155 |
| First National Bank of Pennsylvania | 227 Market Street Kittanning, PA 16201 | Full Service B&M | $52,292 |
| First National Bank of Pennsylvania | 229 Main Street Meyersdale, PA 15552 | Full Service B&M | $37,307 |
| First National Bank of Pennsylvania | 23 Carriage House Lane Reedsville, PA 17084 | Full Service B&M | $31,928 |
| First National Bank of Pennsylvania | 256 Grove City Road Slippery Rock, PA 16057 | Full Service B&M | $186,070 |
| First National Bank of Pennsylvania | 2593 West Roosevelt Boulevard Monroe, NC 28110 | Full Service B&M | $182,462 |
| First National Bank of Pennsylvania | 2610 Plank Rd Altoona, PA 16601 | Full Service B&M | $145,710 |
| First National Bank of Pennsylvania | 2620 Washington Road Canonsburg, PA 15317 | Full Service B&M | $63,729 |
| First National Bank of Pennsylvania | 2625 North Susquehanna Trail Shamokin Dam, PA 17876 | Full Service B&M | $27,507 |
| First National Bank of Pennsylvania | 2634 Darlington Road Beaver Falls, PA 15010 | Full Service B&M | $202,575 |
| First National Bank of Pennsylvania | 2719 Brodhead Road Aliquippa, PA 15001 | Full Service B&M | $47,223 |
| First National Bank of Pennsylvania | 2721 South Croatan Highway Nags Head, NC 27959 | Full Service B&M | $55,242 |
| First National Bank of Pennsylvania | 274 Jamesway Rd Ebensburg, PA 15931 | Full Service B&M | $26,634 |
| First National Bank of Pennsylvania | 2765 West 8th Street Erie, PA 16505 | Full Service B&M | $302,814 |
| First National Bank of Pennsylvania | 281 Church Street, Suite B Montrose, PA 18801 | Full Service B&M | $76,262 |
| First National Bank of Pennsylvania | 2951 National Pike Chalk Hill, PA 15421 | Full Service B&M | $24,691 |
| First National Bank of Pennsylvania | 3167 Main Street West Middlesex, PA 16159 | Full Service B&M | $93,766 |
| First National Bank of Pennsylvania | 317 Meeting Street Charleston, SC 29401 | Full Service B&M | $37,822 |
| First National Bank of Pennsylvania | 32 East Market Street Lewistown, PA 17044 | Full Service B&M | $101,566 |
| First National Bank of Pennsylvania | 3200 Wilmington Rd New Castle, PA 16105 | Full Service B&M | $185,982 |
| First National Bank of Pennsylvania | 3201 Trindle Road Camp Hill, PA 17011 | Full Service B&M | $245,024 |
| First National Bank of Pennsylvania | 3202 Randleman Road Greensboro, NC 27406 | Full Service B&M | $32,101 |
| First National Bank of Pennsylvania | 322 8th Street New Kensington, PA 15068 | Full Service B&M | $62,992 |
| First National Bank of Pennsylvania | 322 East Innes Street Salisbury, NC 28144 | Full Service B&M | $43,513 |
| First National Bank of Pennsylvania | 325 East Front St. Statesville, NC 28677 | Full Service B&M | $127,095 |
| First National Bank of Pennsylvania | 3296 W Market St Akron, OH 44333 | Full Service B&M | $31,106 |
| First National Bank of Pennsylvania | 3320 East State Street Hermitage, PA 16148 | Full Service B&M | $385,541 |
| First National Bank of Pennsylvania | 3400 Westgate Drive Durham, NC 27707 | Full Service B&M | $81,503 |
| First National Bank of Pennsylvania | 34180 Aurora Road Solon, OH 44139 | Full Service B&M | $144,678 |
| First National Bank of Pennsylvania | 3500 Mt. Holly-Huntersville Road Charlotte, NC 28216 | Full Service B&M | $48,692 |
| First National Bank of Pennsylvania | 3500 Old Salisbury Rd Winston Salem, NC 27127 | Full Service B&M | $76,699 |
| First National Bank of Pennsylvania | 3520 Forbes Avenue Pittsburgh, PA 15213 | Full Service B&M | $143,816 |
| First National Bank of Pennsylvania | 3539 Washington Road Mcmurray, PA 15317 | Full Service B&M | $101,597 |
| First National Bank of Pennsylvania | 361 Presidents Drive State College, PA 16803 | Limited, Mobile/Seasonal Office | $0 |
| First National Bank of Pennsylvania | 3613 Medina Road Medina, OH 44256 | Full Service B&M | $56,550 |
| First National Bank of Pennsylvania | 3618 Mitchell Avenue Linville, NC 28646 | Full Service B&M | $27,716 |
| First National Bank of Pennsylvania | 36311 Detroit Road Avon, OH 44011 | Full Service B&M | $55,672 |
| First National Bank of Pennsylvania | 366 East College Avenue State College, PA 16801 | Full Service B&M | $1,864 |
| First National Bank of Pennsylvania | 37 Dundaff Street Carbondale, PA 18407 | Full Service B&M | $73,488 |
| First National Bank of Pennsylvania | 3718 Belmont Avenue Youngstown, OH 44505 | Full Service B&M | $83,880 |
| First National Bank of Pennsylvania | 38 West First Avenue Lexington, NC 27292 | Full Service B&M | $205,809 |
| First National Bank of Pennsylvania | 3891 Route 30 East Latrobe, PA 15650 | Full Service B&M | $86,577 |
| First National Bank of Pennsylvania | 39 W Liberty Street Hubbard, OH 44425 | Full Service B&M | $78,393 |
| First National Bank of Pennsylvania | 3908 Perrysville Ave Pittsburgh, PA 15214 | Full Service B&M | $13,937 |
| First National Bank of Pennsylvania | 396 South Centre Street Pottsville, PA 17901 | Full Service B&M | $22,899 |
| First National Bank of Pennsylvania | 398 Freshfields Dr Johns Island, SC 29455 | Full Service B&M | $236 |
| First National Bank of Pennsylvania | 4 E Main Street Loganton, PA 17747 | Full Service B&M | $33,385 |
| First National Bank of Pennsylvania | 4 Triangle Drive Greensburg, PA 15601 | Full Service B&M | $142,724 |
| First National Bank of Pennsylvania | 40 Bellefonte Avenue Lock Haven, PA 17745 | Full Service B&M | $90,060 |
| First National Bank of Pennsylvania | 400 Bellemeade Street, Suite 101 Greensboro, NC 27401 | Full Service B&M | $4,003 |
| First National Bank of Pennsylvania | 400 E Boal Ave Boalsburg, PA 16827 | Full Service B&M | $84,119 |
| First National Bank of Pennsylvania | 402 Constant Friendship Boulevard Abingdon, MD 21009 | Full Service B&M | $38,368 |
| First National Bank of Pennsylvania | 402 West Main Street Ligonier, PA 15658 | Full Service B&M | $53,476 |
| First National Bank of Pennsylvania | 403 East Boulevard Williamston, NC 27892 | Full Service B&M | $25,060 |
| First National Bank of Pennsylvania | 413 Northfield Road Bedford, OH 44146 | Full Service B&M | $66,409 |
| First National Bank of Pennsylvania | 41934 Highway 12 Avon, NC 27915 | Full Service Retail | $60,520 |
| First National Bank of Pennsylvania | 420 Grant Avenue Pittsburgh, PA 15209 | Full Service B&M | $55,409 |
| First National Bank of Pennsylvania | 4200 Morganton Road Fayetteville, NC 28314 | Full Service B&M | $61,668 |
| First National Bank of Pennsylvania | 4208 Ebenezer Road Ste A Baltimore, MD 21236 | Full Service B&M | $139,098 |
| First National Bank of Pennsylvania | 4220 William Penn Highway Monroeville, PA 15146 | Full Service B&M | $146,755 |
| First National Bank of Pennsylvania | 4222 Route 66 Apollo, PA 15613 | Full Service B&M | $65,137 |
| First National Bank of Pennsylvania | 4250 Derry Street Harrisburg, PA 17111 | Full Service B&M | $137,121 |
| First National Bank of Pennsylvania | 429 West Coleman Boulevard Mt. Pleasant, SC 29464 | Full Service B&M | $19,215 |
| First National Bank of Pennsylvania | 430 East 25th Avenue Altoona, PA 16601 | Full Service B&M | $106,717 |
| First National Bank of Pennsylvania | 4300 Murray Ave Pittsburgh, PA 15217 | Full Service B&M | $71,955 |
| First National Bank of Pennsylvania | 431 Penn Street Huntingdon, PA 16652 | Full Service B&M | $162,465 |
| First National Bank of Pennsylvania | 4335 Matthews Mint Hill Road Matthews, NC 28105 | Full Service B&M | $70,959 |
| First National Bank of Pennsylvania | 4350 Linglestown Road Harrisburg, PA 17112 | Full Service B&M | $49,783 |
| First National Bank of Pennsylvania | 4481 South Nc Hwy 150 Lexington, NC 27295 | Full Service B&M | $70,797 |
| First National Bank of Pennsylvania | 451 E Hungerford Drive Suite 101 Rockville, MD 20850 | Full Service B&M | $38,644 |
| First National Bank of Pennsylvania | 46 South Mountain Boulevard Mountain Top, PA 18707 | Full Service B&M | $49,044 |
| First National Bank of Pennsylvania | 4630 West 12th St Erie, PA 16505 | Full Service B&M | $62,194 |
| First National Bank of Pennsylvania | 4638 Hicone Road Greensboro, NC 27405 | Full Service B&M | $45,272 |
| First National Bank of Pennsylvania | 4700 Jonestown Road Harrisburg, PA 17109 | Full Service B&M | $94,061 |
| First National Bank of Pennsylvania | 4724 Liberty Ave Pittsburgh, PA 15224 | Full Service B&M | $14,618 |
| First National Bank of Pennsylvania | 928 N. Eighty Eight Rd Rices Landing, PA 15357 | Full Service B&M | $76,908 |
| First National Bank of Pennsylvania | 4860 Carlisle Pike Mechanicsburg, PA 17050 | Full Service B&M | $168,645 |
| First National Bank of Pennsylvania | 490 East North Avenue Pittsburgh, PA 15212 | Full Service B&M | $42,781 |
| First National Bank of Pennsylvania | 4923 William Penn Highway Murrysville, PA 15668 | Full Service B&M | $34,342 |
| First National Bank of Pennsylvania | 4960 William Flynn Highway Allison Park, PA 15101 | Full Service B&M | $43,748 |
| First National Bank of Pennsylvania | 497 East Aurora Road Macedonia, OH 44056 | Full Service B&M | $50,768 |
| First National Bank of Pennsylvania | 500 South Main Street Lexington, NC 27292 | Limited, Drive-thru | $0 |
| First National Bank of Pennsylvania | 501 Fayetteville St, Ste 100 Raleigh, NC 27601 | Full Service B&M | $98,104 |
| First National Bank of Pennsylvania | 501 Towne Square Way, Brentwood Town Square Pittsburgh, PA 15227 | Full Service B&M | $95,633 |
| First National Bank of Pennsylvania | 5032 Simpson Ferry Road Mechanicsburg, PA 17050 | Full Service B&M | $74,101 |
| First National Bank of Pennsylvania | 5074 Main St Shallotte, NC 28470 | Full Service B&M | $52,026 |
| First National Bank of Pennsylvania | 508-510 Hugart Street Confluence, PA 15424 | Full Service B&M | $45,907 |
| First National Bank of Pennsylvania | 509 East Main Street Somerset, PA 15501 | Full Service B&M | $209,791 |
| First National Bank of Pennsylvania | 51 Hadley Road Greenville, PA 16125 | Full Service B&M | $138,148 |
| First National Bank of Pennsylvania | 5140 Perkiomen Avenue Reading, PA 19606 | Full Service B&M | $163,480 |
| First National Bank of Pennsylvania | 520 East Plaza Drive Mooresville, NC 28115 | Full Service B&M | $34,170 |
| First National Bank of Pennsylvania | 521 Main Street Forest City, PA 18421 | Full Service B&M | $86,493 |
| First National Bank of Pennsylvania | 5229 River Road Bethesda, MD 20816 | Full Service B&M | $63,781 |
| First National Bank of Pennsylvania | 5301 Grove Rd Pittsburgh, PA 15236 | Full Service B&M | $65,113 |
| First National Bank of Pennsylvania | 532-534 Main Street Johnstown, PA 15901 | Full Service B&M | $155,132 |
| First National Bank of Pennsylvania | 5340 Campbell Boulevard Nottingham, MD 21236 | Full Service B&M | $111,107 |
| First National Bank of Pennsylvania | 540 North Pointe Circle Seven Fields, PA 16046 | Full Service B&M | $78,381 |
| First National Bank of Pennsylvania | 540 Water Street Chardon, OH 44024 | Full Service B&M | $89,211 |
| First National Bank of Pennsylvania | 55 Arsenal Road York, PA 17404 | Full Service B&M | $61,786 |
| First National Bank of Pennsylvania | 55 Matthew Drive Uniontown, PA 15401 | Full Service B&M | $68,855 |
| First National Bank of Pennsylvania | 55 Public Square Suite 105 Cleveland, OH 44113 | Full Service B&M | $61,782 |
| First National Bank of Pennsylvania | 559 Grant Street Pittsburgh, PA 15219 | Full Service B&M | $84,404 |
| First National Bank of Pennsylvania | 5632 Mahoning Avenue Youngstown, OH 44515 | Full Service B&M | $70,580 |
| First National Bank of Pennsylvania | 57197 Kohler Road Hatteras, NC 27943 | Full Service B&M | $32,787 |
| First National Bank of Pennsylvania | 576 Ritchie Hwy Severna Park, MD 21146 | Full Service B&M | $62,097 |
| First National Bank of Pennsylvania | 58 West Main Street Uniontown, PA 15401 | Full Service B&M | $194,205 |
| First National Bank of Pennsylvania | 580 Wendel Rd Irwin, PA 15642 | Full Service B&M | $203,445 |
| First National Bank of Pennsylvania | 595 Franklin Street Clymer, PA 15728 | Full Service B&M | $35,830 |
| First National Bank of Pennsylvania | 596 South Pike Road Sarver, PA 16055 | Full Service B&M | $90,583 |
| First National Bank of Pennsylvania | 6 E. Main St Thompsontown, PA 17094 | Full Service B&M | $51,343 |
| First National Bank of Pennsylvania | 600 Castle Shannon Boulevard Pittsburgh, PA 15234 | Full Service B&M | $112,155 |
| First National Bank of Pennsylvania | 600 Wal-Mart Drive Gibsonia, PA 15044 | Full Service B&M | $40,365 |
| First National Bank of Pennsylvania | 600 Walton Avenue Hummelstown, PA 17036 | Full Service B&M | $88,423 |
| First National Bank of Pennsylvania | 6000 Penn Circle South Pittsburgh, PA 15206 | Full Service B&M | $11,507 |
| First National Bank of Pennsylvania | 601 W Lackawanna Ave Scranton, PA 18504 | Full Service B&M | $95,027 |
| First National Bank of Pennsylvania | 6023 National Park Grindstone, PA 15442 | Full Service B&M | $108,676 |
| First National Bank of Pennsylvania | 604 Beaver Street Sewickley, PA 15143 | Full Service B&M | $75,161 |
| First National Bank of Pennsylvania | 605 North Highway Street Madison, NC 27025 | Full Service B&M | $41,892 |
| First National Bank of Pennsylvania | 606 E. Lancaster Avenue Shillington, PA 19607 | Full Service B&M | $94,367 |
| First National Bank of Pennsylvania | 6071 Allentown Boulevard Harrisburg, PA 17112 | Full Service B&M | $113,863 |
| First National Bank of Pennsylvania | 6123 Old U.S. Highway 52 Lexington, NC 27295 | Full Service B&M | $93,182 |
| First National Bank of Pennsylvania | 6201 Fairview Road Charlotte, NC 28210 | Full Service B&M | $140,364 |
| First National Bank of Pennsylvania | 6298 Steubenville Pike Pittsburgh, PA 15205 | Full Service B&M | $107,651 |
| First National Bank of Pennsylvania | 6335 Baltimore National Pike Catonsville, MD 21228 | Full Service B&M | $53,807 |
| First National Bank of Pennsylvania | 6408 Falls Of Neuse Rd. Raleigh, NC 27615 | Full Service B&M | $32,307 |
| First National Bank of Pennsylvania | 647 South Main Street King, NC 27021 | Full Service B&M | $52,782 |
| First National Bank of Pennsylvania | 65 Ashland Avenue Carlisle, PA 17013 | Full Service B&M | $154,118 |
| First National Bank of Pennsylvania | 6515 Tippecanoe Road Canfield, OH 44406 | Full Service B&M | $110,959 |
| First National Bank of Pennsylvania | 670 Boardman Poland Rd Boardman, OH 44512 | Full Service B&M | $124,288 |
| First National Bank of Pennsylvania | 6960 Peach St Erie, PA 16509 | Full Service B&M | $141,495 |
| First National Bank of Pennsylvania | 7 West State Street Sharon, PA 16146 | Full Service B&M | $172,761 |
| First National Bank of Pennsylvania | 700 Holly Springs Road Holly Springs, NC 27540 | Full Service B&M | $87,726 |
| First National Bank of Pennsylvania | 701 Green Valley Road, Suite 102 Greensboro, NC 27408 | Full Service B&M | $172,715 |
| First National Bank of Pennsylvania | 7012 Buffalo Rd Harborcreek, PA 16421 | Limited, Drive-thru | $29,034 |
| First National Bank of Pennsylvania | 704 South College Road Wilmington, NC 28403 | Full Service B&M | $118,835 |
| First National Bank of Pennsylvania | 708 S. Church Street Burlington, NC 27215 | Full Service B&M | $32,497 |
| First National Bank of Pennsylvania | 709 East Main Street Jefferson, NC 28640 | Full Service B&M | $120,319 |
| First National Bank of Pennsylvania | 7100 Creedmoor Road Raleigh, NC 27613 | Full Service B&M | $102,843 |
| First National Bank of Pennsylvania | 711 State Street Erie, PA 16509 | Full Service B&M | $413,986 |
| First National Bank of Pennsylvania | 7120 Warren Sharon Road Brookfield, OH 44403 | Full Service B&M | $67,529 |
| First National Bank of Pennsylvania | 725 Front Street Cresson, PA 16630 | Full Service B&M | $84,992 |
| First National Bank of Pennsylvania | 728 Center Avenue Pittsburgh, PA 15229 | Full Service B&M | $91,526 |
| First National Bank of Pennsylvania | 732 Penn Ave Pittsburgh, PA 15221 | Full Service B&M | $5,297 |
| First National Bank of Pennsylvania | 7323 Center Street Mentor, OH 44060 | Full Service B&M | $115,887 |
| First National Bank of Pennsylvania | 74 Allegheny River Blvd Verona, PA 15147 | Full Service B&M | $45,406 |
| First National Bank of Pennsylvania | 74 E Tioga St Tunkhannock, PA 18657 | Full Service B&M | $100,662 |
| First National Bank of Pennsylvania | 742 Wertzville Road Enola, PA 17025 | Full Service B&M | $89,771 |
| First National Bank of Pennsylvania | 747 Corporation Street Beaver, PA 15009 | Full Service B&M | $208,340 |
| First National Bank of Pennsylvania | 7475 Mcknight Road Pittsburgh, PA 15237 | Full Service B&M | $132,093 |
| First National Bank of Pennsylvania | 7475 Wisconsin Ave Bethesda, MD 20814 | Full Service B&M | $88,855 |
| First National Bank of Pennsylvania | 7546 Holabird Ave Dundalk, MD 21222 | Full Service B&M | $110,432 |
| First National Bank of Pennsylvania | 782 Irvin Garrish Highway Ocracoke, NC 27960 | Full Service B&M | $34,243 |
| First National Bank of Pennsylvania | 80 Main Street Swanquarter, NC 27885 | Full Service B&M | $54,311 |
| First National Bank of Pennsylvania | 80 West Streetsboro Street Hudson, OH 44236 | Full Service B&M | $35,115 |
| First National Bank of Pennsylvania | 800 S. Aiken Avenue Pittsburgh, PA 15232 | Full Service B&M | $58,284 |
| First National Bank of Pennsylvania | 801 South Van Buren Road Eden, NC 27288 | Full Service B&M | $96,858 |
| First National Bank of Pennsylvania | 805 Main Street Wintersville, OH 43953 | Full Service B&M | $70,800 |
| First National Bank of Pennsylvania | 825 Beaver Grade Road Coraopolis, PA 15108 | Full Service B&M | $100,392 |
| First National Bank of Pennsylvania | 837 Park Avenue Meadville, PA 16335 | Full Service B&M | $79,484 |
| First National Bank of Pennsylvania | 8500 Washington St Chagrin Falls, OH 44023 | Full Service B&M | $49,534 |
| First National Bank of Pennsylvania | 870 Spring Lane Sanford, NC 27330 | Full Service B&M | $38,693 |
| First National Bank of Pennsylvania | 9 West Main Street Sharpsville, PA 16150 | Full Service B&M | $80,651 |
| First National Bank of Pennsylvania | 90 Maynard Street Williamsport, PA 17701 | Full Service B&M | $141,697 |
| First National Bank of Pennsylvania | 90 Tarentum Bridge Road New Kensington, PA 15068 | Full Service B&M | $110,979 |
| First National Bank of Pennsylvania | 900 19th Street Nw Washington, DC 20006 | Full Service B&M | $6,511 |
| First National Bank of Pennsylvania | 9001 Route 522 Middleburg, PA 17842 | Full Service B&M | $58,262 |
| First National Bank of Pennsylvania | 903 East Main Street Palmyra, PA 17078 | Full Service B&M | $47,435 |
| First National Bank of Pennsylvania | 911 Church Street Saxton, PA 16678 | Full Service B&M | $38,699 |
| First National Bank of Pennsylvania | 9133 West Ridge Road Girard, PA 16417 | Full Service B&M | $90,526 |
| First National Bank of Pennsylvania | 919 Randolph Street Thomasville, NC 27360 | Full Service B&M | $71,209 |
| First National Bank of Pennsylvania | 9231 Lakeside Blvd Owings Mills, MD 21117 | Full Service B&M | $53,920 |
| First National Bank of Pennsylvania | 9416 Baltimore National Pike Ellicott City, MD 21042 | Full Service B&M | $70,837 |
| First National Bank of Pennsylvania | 945 Vandora Springs Road Garner, NC 27529 | Full Service B&M | $37,318 |
| First National Bank of Pennsylvania | 9600 Perry Highway Pittsburgh, PA 15237 | Full Service B&M | $195,730 |
| First National Bank of Pennsylvania | 996 North Main Street Greensburg, PA 15601 | Full Service B&M | $75,393 |
| First National Bank of Pennsylvania | Laurel Avenue And Second Street Cresson, PA 16630 | Limited, Drive-thru | $0 |
| First National Bank of Pennsylvania | One Federal Plaza West Youngstown, OH 44503 | Full Service B&M | $131,805 |
| First National Bank of Pennsylvania | One South Church Street Hazleton, PA 18201 | Full Service B&M | $69,513 |
| First National Bank of Pennsylvania | One Town Square Boulevard Asheville, NC 28803 | Full Service B&M | $8,340 |
| First National Bank of Pennsylvania | Route 611 Tannersville, PA 18372 | Full Service B&M | $58,561 |
| First National Bank of Pennsylvania | Washington Centre 32 North Mill Str New Castle, PA 16103 | Full Service B&M | $195,621 |
| First National Bank of Pennsylvania | 1005 High House Road Cary, NC 27513 | Full Service B&M | $39,927 |
| First National Bank of Pennsylvania | 10071 Darrow Road Twinsburg, OH 44087 | Full Service B&M | $36,849 |
| First National Bank of Pennsylvania | 101 E Main Street Millheim, PA 16854 | Full Service B&M | $54,917 |
| First National Bank of Pennsylvania | 101 North Bridge Street Jonesville, NC 28642 | Full Service B&M | $64,267 |
| First National Bank of Pennsylvania | 101 North Howe Street Southport, NC 28461 | Full Service B&M | $79,588 |
| First National Bank of Pennsylvania | 101 North Main Street Shenandoah, PA 17976 | Full Service B&M | $36,943 |
| First National Bank of Pennsylvania | 101 North Second St Harrisburg, PA 17101 | Full Service B&M | $491,483 |
| First National Bank of Pennsylvania | 1015 Commerce Street Wellsburg, WV 26070 | Full Service B&M | $37,327 |
| First National Bank of Pennsylvania | 10231 Beach Drive Sw Calabash, NC 28467 | Full Service B&M | $59,785 |
| First National Bank of Pennsylvania | 1029 Washington Pike Bridgeville, PA 15017 | Full Service B&M | $52,002 |
| First National Bank of Pennsylvania | 10335 N Nc Highway 109 Winston Salem, NC 27107 | Full Service B&M | $59,296 |
| First National Bank of Pennsylvania | 104 Progress Lane Yadkinville, NC 27055 | Full Service B&M | $101,454 |
| First National Bank of Pennsylvania | 1190 State Road 303 Streetsboro, OH 44241 | Full Service B&M | $39,129 |
| First National Bank of Pennsylvania | 1195 Freeport Road Pittsburgh, PA 15238 | Full Service B&M | $121,660 |
| First National Bank of Pennsylvania | 120 East Central Avenue Edgewater, MD 21037 | Full Service B&M | $78,323 |
| First National Bank of Pennsylvania | 120 Highland Park Boulevard Wilkes Barre, PA 18702 | Full Service B&M | $119,469 |
| First National Bank of Pennsylvania | 12095 Perry Highway Wexford, PA 15090 | Full Service B&M | $41,200 |
| First National Bank of Pennsylvania | 124 S. Juliana Street Bedford, PA 15522 | Full Service B&M | $147,381 |
| First National Bank of Pennsylvania | 1244 Som Center Road Mayfield Heights, OH 44124 | Full Service B&M | $100,140 |
| First National Bank of Pennsylvania | 1245 Shopping Center Road Stevensville, MD 21666 | Full Service B&M | $114,816 |
| First National Bank of Pennsylvania | 125 North State Street Clarks Summit, PA 18411 | Full Service B&M | $65,999 |
| First National Bank of Pennsylvania | 125 Stanton Blvd Steubenville, OH 43952 | Full Service B&M | $47,022 |
| First National Bank of Pennsylvania | 1266 Perry Hwy Portersville, PA 16051 | Full Service B&M | $141,153 |
| First National Bank of Pennsylvania | 127 North Cross Lane Statesville, NC 28625 | Full Service B&M | $72,908 |
| First National Bank of Pennsylvania | 1404 West D Street North Wilkesboro, NC 28659 | Full Service B&M | $90,347 |
| First National Bank of Pennsylvania | 1409 Main Street Follansbee, WV 26037 | Full Service B&M | $37,936 |
| First National Bank of Pennsylvania | 1416 Lititz Pike Lancaster, PA 17601 | Full Service B&M | $196,827 |
| First National Bank of Pennsylvania | 1422 Carolina Avenue Washington, NC 27889 | Full Service B&M | $113,102 |
| First National Bank of Pennsylvania | 1424 E Grandview Blvd Erie, PA 16504 | Full Service B&M | $51,754 |
| First National Bank of Pennsylvania | 1448 Mt. Jefferson Road West Jefferson, NC 28694 | Full Service B&M | $76,164 |
| First National Bank of Pennsylvania | 1458 Scalp Avenue Johnstown, PA 15904 | Full Service B&M | $274,203 |
| First National Bank of Pennsylvania | 1461 Manheim Pike Lancaster, PA 17601 | Full Service B&M | $95,113 |
| First National Bank of Pennsylvania | 1480 East College Avenue State College, PA 16801 | Full Service B&M | $103,583 |
| First National Bank of Pennsylvania | 1497 Cornerside Boulevard Tysons, VA 22182 | Full Service B&M | $3,935 |
| First National Bank of Pennsylvania | 1500 Oxford Drive Bethel Park, PA 15102 | Full Service B&M | $123,561 |
| First National Bank of Pennsylvania | 155 North Richard Street Bedford, PA 15522 | Full Service B&M | $21,329 |
| First National Bank of Pennsylvania | 1738 Gold Hill Road Fort Mill, SC 29708 | Full Service B&M | $42,085 |
| First National Bank of Pennsylvania | 17780 Pearl Road Strongsville, OH 44136 | Full Service B&M | $44,903 |
| First National Bank of Pennsylvania | 1800 Philadelphia Avenue Northern Cambria, PA 15714 | Limited, Drive-thru | $0 |
| First National Bank of Pennsylvania | 1801 Mckees Rocks Road Mckees Rocks, PA 15136 | Full Service B&M | $98,850 |
| First National Bank of Pennsylvania | 1811 South Atherton Street State College, PA 16801 | Full Service B&M | $125,566 |
| First National Bank of Pennsylvania | 185 West Morganton Road Southern Pines, NC 28387 | Full Service B&M | $41,497 |
| First National Bank of Pennsylvania | 18523 N. Frederick Avenue Gaithersburg, MD 20879 | Full Service B&M | $68,019 |
| First National Bank of Pennsylvania | 1900 Minno Drive Suite 1 Johnstown, PA 15905 | Full Service B&M | $63,325 |
| First National Bank of Pennsylvania | 1940 Murray Ave Pittsburgh, PA 15217 | Full Service B&M | $88,439 |
| First National Bank of Pennsylvania | 19525 W. Catawba Avenue Cornelius, NC 28031 | Full Service B&M | $50,371 |
| First National Bank of Pennsylvania | 1970 Greentree Road Pittsburgh, PA 15220 | Full Service B&M | $31,909 |
| First National Bank of Pennsylvania | 205 Us-64 Road Manteo, NC 27954 | Full Service B&M | $76,769 |
| First National Bank of Pennsylvania | 2066 Indian Head Road Normalville, PA 15469 | Full Service B&M | $45,821 |
| First National Bank of Pennsylvania | 210 North Main Street Fuquay Varina, NC 27526 | Full Service B&M | $43,255 |
| First National Bank of Pennsylvania | 210 North Thirteenth Street Franklin, PA 16323 | Full Service B&M | $170,075 |
| First National Bank of Pennsylvania | 210 Sixth Avenue Pittsburgh, PA 15222 | Full Service Retail | $412,175 |
| First National Bank of Pennsylvania | 2100 Washington Pike Carnegie, PA 15106 | Full Service B&M | $79,338 |
| First National Bank of Pennsylvania | 2100 York Crossing Drive York, PA 17408 | Full Service B&M | $103,034 |
| First National Bank of Pennsylvania | 2101 State Hill Road Wyomissing, PA 19610 | Full Service B&M | $126,021 |
| First National Bank of Pennsylvania | 211 Central Park Avenue, Suite M Pinehurst, NC 28374 | Full Service B&M | $45,304 |
| First National Bank of Pennsylvania | 2111 Blowing Rock Road Boone, NC 28607 | Full Service B&M | $214,435 |
| First National Bank of Pennsylvania | 2111 Richmond Road Beachwood, OH 44122 | Full Service B&M | $75,860 |
| First National Bank of Pennsylvania | 2121 Lincoln Hwy E Lancaster, PA 17602 | Full Service B&M | $19,083 |
| First National Bank of Pennsylvania | 23 Rohrerstown Road Lancaster, PA 17603 | Full Service B&M | $146,805 |
| First National Bank of Pennsylvania | 230 East Mountain Street Kernersville, NC 27284 | Full Service B&M | $63,363 |
| First National Bank of Pennsylvania | 2353 Harlansburg Rd New Castle, PA 16101 | Full Service B&M | $92,851 |
| First National Bank of Pennsylvania | 237 South Churton Hillsborough, NC 27278 | Full Service B&M | $66,751 |
| First National Bank of Pennsylvania | 2379 Brandermill Blvd Gambrills, MD 21054 | Full Service B&M | $62,440 |
| First National Bank of Pennsylvania | 2386 Lewisville-Clemmons Road Clemmons, NC 27012 | Full Service B&M | $50,716 |
| First National Bank of Pennsylvania | 2400 Stantonsburg Road Greenville, NC 27834 | Full Service B&M | $38,942 |
| First National Bank of Pennsylvania | 2455 Onslow Drive Jacksonville, NC 28540 | Full Service B&M | $70,032 |
| First National Bank of Pennsylvania | 25 North Kennedy Drive Mcadoo, PA 18237 | Full Service B&M | $46,667 |
| First National Bank of Pennsylvania | 2505 East State Street Hermitage, PA 16148 | Full Service B&M | $47,825 |
| First National Bank of Pennsylvania | 2506 Independence Boulevard Wilmington, NC 28412 | Full Service B&M | $40,302 |
| First National Bank of Pennsylvania | 2550 Brownsville Road South Park, PA 15129 | Full Service B&M | $58,829 |
| First National Bank of Pennsylvania | 298 Lowes Boulevard Lexington, NC 27292 | Full Service B&M | $73,096 |
| First National Bank of Pennsylvania | 300 E Lombard St Baltimore, MD 21202 | Full Service B&M | $128,394 |
| First National Bank of Pennsylvania | 300 Main Street Watsontown, PA 17777 | Full Service B&M | $34,594 |
| First National Bank of Pennsylvania | 301 East Fremont Street Burgaw, NC 28425 | Full Service B&M | $54,477 |
| First National Bank of Pennsylvania | 301 West Main Street Wilkesboro, NC 28697 | Full Service B&M | $66,505 |
| First National Bank of Pennsylvania | 30105 Detroit Road Westlake, OH 44145 | Full Service B&M | $27,471 |
| First National Bank of Pennsylvania | 303 South Salem Street Apex, NC 27502 | Full Service B&M | $48,990 |
| First National Bank of Pennsylvania | 3045 North Fifth Street Highway Reading, PA 19605 | Full Service B&M | $67,377 |
| First National Bank of Pennsylvania | 307 4th Avenue Pittsburgh, PA 15222 | Full Service B&M | $61,443 |
| First National Bank of Pennsylvania | 3109 Cape Horn Road Red Lion, PA 17356 | Full Service B&M | $55,499 |
| First National Bank of Pennsylvania | 311 Market Street Lewisburg, PA 17837 | Full Service B&M | $107,111 |
| First National Bank of Pennsylvania | 315 East Main Street Clayton, NC 27520 | Full Service B&M | $65,285 |
| First National Bank of Pennsylvania | 10583 Perry Highway Wexford, PA 15090 | Full Service B&M | $33,664 |
| First National Bank of Pennsylvania | 108 West Main Street North East, PA 16428 | Limited, Drive-thru | $0 |
| First National Bank of Pennsylvania | 10840 Little Patuxent Parkway Columbia, MD 21044 | Full Service B&M | $69,516 |
| First National Bank of Pennsylvania | 109 Sparks Valley Rd Sparks, MD 21152 | Full Service B&M | $36,242 |
| First National Bank of Pennsylvania | 11 Foster Avenue, Ingram Shopping Center Pittsburgh, PA 15205 | Full Service B&M | $86,827 |
| First National Bank of Pennsylvania | 11 South Second Street Sunbury, PA 17801 | Full Service B&M | $35,920 |
| First National Bank of Pennsylvania | 110 Butler Commons Butler, PA 16001 | Full Service B&M | $95,110 |
| First National Bank of Pennsylvania | 110 South Main Street Davidsville, PA 15928 | Full Service B&M | $38,785 |
| First National Bank of Pennsylvania | 110 South Main Street Masontown, PA 15461 | Full Service B&M | $69,332 |
| First National Bank of Pennsylvania | 1101 North Main Street Danbury, NC 27016 | Full Service B&M | $50,012 |
| First National Bank of Pennsylvania | 11010 Clifton Blvd Cleveland, OH 44102 | Full Service B&M | $41,197 |
For 2021, First National Bank Of Pennsylvania had 341 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $1,011,524 |
| Net interest income | $925,889 |
| Total noninterest income | $304,309 |
| Gross Fiduciary activities income | $38,463 |
| Service charges on deposit accounts | $60,475 |
| Trading account gains and fees | $1,266 |
| Additional Noninterest Income | $204,105 |
| Pre-tax net operating income | $525,988 |
| Securities gains (or losses, -) | $193 |
| Income before extraordinary items | $421,746 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $421,746 |
| Minority interest net income | $5,850 |
| Net income | $415,896 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $421,591 |
First National Bank Of Pennsylvania's gross interest income from loans was $1,011,524,000.
First National Bank Of Pennsylvania's net interest income from loans was $925,889,000.
First National Bank Of Pennsylvania's fee based income from loans was $60,475,000.
First National Bank Of Pennsylvania's net income from loans was $415,896,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $85,635 |
| Provision for credit losses | $-1,314 |
| Total noninterest expense | $705,524 |
| Salaries and employee benefits | $401,425 |
| Premises and equipment expense | $127,200 |
| Additional noninterest expense | $176,899 |
| Applicable income taxes | $104,435 |
| Net charge-offs | $13,448 |
| Cash dividends | $209,400 |
First National Bank Of Pennsylvania's interest expense for loans was $85,635,000.
First National Bank Of Pennsylvania's payroll and benefits expense were $401,425,000.
First National Bank Of Pennsylvania's property, plant and equipment expenses $127,200,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.7% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 37.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $32,055,224 |
| Deposits held in domestic offices | $32,055,224 |
| Deposits by Individuals, partnerships, and corporations | $26,356,644 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $5,622,945 |
| Deposits by Commercial banks and other depository institutions in U.S. | $75,635 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $17,394,651 |
| Demand deposits | $17,394,651 |
| Nontransaction accounts | $14,660,573 |
| Money market deposit accounts (MMDAs) | $8,705,288 |
| Other savings deposits (excluding MMDAs) | $3,095,833 |
| Total time deposits | $2,859,452 |
| Total time and savings deposits | $14,660,573 |
| Noninterest-bearing deposits | $11,118,311 |
| Interest-bearing deposits | $20,936,913 |
| Retail deposits | $31,599,829 |
| IRAs and Keogh plan accounts | $488,580 |
| Brokered deposits | $2,000 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $39,468,318 |
| Cash & Balances due from depository institutions | $3,501,844 |
| Interest-bearing balances | $3,151,774 |
| Total securities | $6,889,076 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $24,896,127 |
| Loan and leases loss allowance | $342,533 |
| Trading account assets | $174,931 |
| Bank premises and fixed assets | $448,580 |
| Other real estate owned | $7,065 |
| Goodwill and other intangibles | $2,325,100 |
| All other assets | $1,225,595 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $39,468,318 |
| Total Liabilities | $34,222,882 |
| Total deposits | $32,055,224 |
| Interest-bearing deposits | $20,936,913 |
| Deposits held in domestic offices | $32,055,224 |
| % insured (estimated) | $55 |
| Federal funds purchased and repurchase agreements | $376,422 |
| Trading liabilities | $44,766 |
| Other borrowed funds | $1,030,000 |
| Subordinated debt | $345,000 |
| All other liabilities | $371,470 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $24,896,127 |
| Loan and leases loss allowance | $342,533 |
| Total loans and leases (domestic) | $25,238,660 |
| All real estate loans | $17,297,930 |
| Real estate loans in domestic offices | $17,297,930 |
| Construction and development loans | $2,107,770 |
| Residential 1-4 family construction | $488,362 |
| Other construction, all land development and other land | $1,619,408 |
| Loans secured by nonfarm nonresidential properties | $7,323,502 |
| Nonfarm nonresidential secured by owner-occupied properties | $2,470,519 |
| Commercial real estate & other non-farm, non-residential | $4,852,983 |
| Multifamily residential real estate | $465,558 |
| 1-4 family residential loans | $7,374,451 |
| Farmland loans | $26,649 |
| Loans held in foreign offices | $0 |
| Farm loans | $18,764 |
| Commercial and industrial loans | $5,627,188 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $1,379,369 |
| Credit card loans | $7,748 |
| Related Plans | $70,921 |
| Consumer Auto Loans | $1,258,690 |
| Other loans to individuals | $42,010 |
| All other loans & leases | $915,409 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $138,118 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $2,272 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $52,060 |
| Non 1-4 family restructured loans & leases | $5,114 |
| Total loans and leases (foreign) | $0 |
First National Bank of Pennsylvania had $24,896,127,000 of loans outstanding in 2021. $17,297,930,000 of loans were in real estate loans. $2,107,770,000 of loans were in development loans. $465,558,000 of loans were in multifamily mortgage loans. $7,374,451,000 of loans were in 1-4 family mortgage loans. $18,764,000 of loans were in farm loans. $7,748,000 of loans were in credit card loans. $1,258,690,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 9,887 | $1,713,222 | $173,280 |
| Nonfarm, nonresidential loans - <$100k | 2,672 | $65,994 | $24,698 |
| Nonfarm, nonresidential loans - $100-250k | 3,203 | $322,518 | $100,692 |
| Nonfarm, nonresidential loans - $250k-1MM | 4,012 | $1,324,710 | $330,187 |
| Commercial & Industrial, US addressed loans - <$1MM | 68,666 | $1,625,022 | $23,666 |
| Commercial & Industrial, US addressed loans - <$100k | 60,076 | $450,663 | $7,502 |
| Commercial & Industrial, US addressed loans - $100-250k | 5,300 | $444,343 | $83,838 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 3,290 | $730,016 | $221,889 |
| Farmland loans - <$1MM | 187 | $17,938 | $95,925 |
| Farmland loans - <$100k | 69 | $1,655 | $23,986 |
| Farmland loans - $100-250k | 73 | $6,591 | $90,288 |
| Farmland loans - $250k-1MM | 45 | $9,692 | $215,378 |
| Agriculture operations loans - <$1MM | 561 | $11,024 | $19,651 |
| Agriculture operations loans - <$100k | 506 | $6,283 | $12,417 |
| Agriculture operations loans - $100-250k | 43 | $2,910 | $67,674 |
| Agriculture operations loans - $250k-1MM | 12 | $1,831 | $152,583 |
