Clearpath Lending Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300G5DVGM0ZHRQC33
Tax ID: 45-5510883
3.1 stars
-
out of 5 stars, based on 48 reviews
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Clearpath Lending is a smaller mortgage company specializing in Cash Out Refi and Refi loans. Clearpath Lending has a low ratio of conventional loans.They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Phoenix, Washington, Las Vegas, Atlanta, and Riverside among others. We have data for 332 markets. (Some data included below & more in-depth data is available with an active subscription.)Clearpath Lending has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Clearpath Lending is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.91% | 6/8/23 |
| 30 Year Conventional Refi | 6.59% | 6/8/23 |
| 30 Year Cash-out Refi | 6.70% | 6/8/23 |
| 30 Year FHA Refi | 7.08% | 6/8/23 |
| 30 Year VA Purchase | 6.24% | 6/8/23 |
| 30 Year VA Refi | 5.67% | 6/8/23 |
| 15 Year Conventional Refi | 6.68% | 6/8/23 |
| 15 Year Cash-out Refi | 6.68% | 6/8/23 |
| 15 Year VA Refi | 5.68% | 6/8/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Clearpath Lending Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Clearpath Lending. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,289Origination Dollar Volume (All Markets)
$711,755,000Awards
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CLEARPATH LENDING - 2022
CLEARPATH LENDING is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Relative Rate
Clearpath Lending's average 30 year fixed mortgage rate was
3.71%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of -1.05%.
Relative Fees (Closing Costs)
Clearpath Lending's average total fees/closing costs for a 30 year fixed rate
mortgage were $11,621.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 138 | $47,020,000 | $340,725 | $14,788 | 3.50% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 81 | $38,175,000 | $471,296 | $15,857 | 3.72% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 82 | $30,490,000 | $371,829 | $13,344 | 3.55% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 94 | $26,740,000 | $284,468 | $12,463 | 3.81% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 64 | $25,590,000 | $399,844 | $12,125 | 3.73% |
| Outside of Metro Areas | 64 | $15,810,000 | $247,031 | $9,161 | 3.84% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 48 | $14,410,000 | $300,208 | $10,774 | 3.59% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 33 | $12,745,000 | $386,212 | $15,799 | 3.69% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 31 | $12,675,000 | $408,871 | $12,822 | 3.31% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 26 | $12,650,000 | $486,538 | $15,963 | 3.21% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 36 | $12,270,000 | $340,833 | $14,714 | 3.74% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 24 | $11,300,000 | $470,833 | $15,110 | 3.46% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 35 | $11,175,000 | $319,286 | $15,227 | 4.16% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 39 | $10,565,000 | $270,897 | $9,973 | 3.58% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 30 | $8,350,000 | $278,333 | $13,201 | 3.79% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 29 | $8,235,000 | $283,966 | $5,980 | 3.87% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 22 | $8,200,000 | $372,727 | $10,869 | 3.83% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 29 | $8,105,000 | $279,483 | $11,062 | 3.89% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 21 | $8,025,000 | $382,143 | $13,912 | 3.67% |
| TUCSON, AZ (FHA|USDA|VA) | 29 | $7,945,000 | $273,966 | $11,604 | 3.63% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 32 | $7,860,000 | $245,625 | $8,986 | 3.92% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 11 | $7,825,000 | $711,364 | $22,023 | 3.48% |
| RICHMOND, VA (FHA|USDA|VA) | 27 | $7,535,000 | $279,074 | $8,156 | 4.36% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 17 | $7,275,000 | $427,941 | $17,834 | 3.76% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 12 | $7,240,000 | $603,333 | $16,677 | 3.61% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 31 | $7,065,000 | $227,903 | $9,438 | 3.92% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 22 | $6,490,000 | $295,000 | $12,324 | 4.16% |
| BOISE CITY, ID (FHA|USDA|VA) | 16 | $6,310,000 | $394,375 | $15,262 | 3.91% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 19 | $5,965,000 | $313,947 | $13,328 | 3.36% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 25 | $5,755,000 | $230,200 | $9,227 | 3.97% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 15 | $5,635,000 | $375,667 | $15,165 | 4.42% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 18 | $5,360,000 | $297,778 | $6,006 | 2.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 20 | $5,230,000 | $261,500 | $9,432 | 3.94% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 18 | $4,860,000 | $270,000 | $5,662 | 3.20% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 14 | $4,650,000 | $332,143 | $7,317 | 3.35% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 14 | $4,570,000 | $326,429 | $10,178 | 3.26% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 16 | $4,440,000 | $277,500 | $11,108 | 3.73% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 17 | $4,415,000 | $259,706 | $10,366 | 3.40% |
| COLUMBIA, SC (FHA|USDA|VA) | 17 | $4,245,000 | $249,706 | $9,230 | 4.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 13 | $4,245,000 | $326,538 | $14,336 | 4.06% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 17 | $4,175,000 | $245,588 | $5,746 | 3.87% |
| RENO, NV (FHA|USDA|VA) | 13 | $4,175,000 | $321,154 | $13,630 | 3.58% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 14 | $4,110,000 | $293,571 | $13,875 | 4.03% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 13 | $3,885,000 | $298,846 | $13,361 | 2.99% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 15 | $3,795,000 | $253,000 | $7,997 | 3.36% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 13 | $3,775,000 | $290,385 | $9,574 | 3.70% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 12 | $3,740,000 | $311,667 | $16,503 | 3.56% |
| STOCKTON, CA (FHA|USDA|VA) | 10 | $3,650,000 | $365,000 | $12,939 | 3.34% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 9 | $3,545,000 | $393,889 | $17,556 | 2.93% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 13 | $3,525,000 | $271,154 | $11,427 | 3.58% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 14 | $3,520,000 | $251,429 | $6,655 | 3.31% |
| Outside of Metro Areas | 9 | $3,485,000 | $387,222 | $22,232 | 4.37% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 13 | $3,455,000 | $265,769 | $8,975 | 3.99% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 13 | $3,455,000 | $265,769 | $9,882 | 3.82% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 10 | $3,410,000 | $341,000 | $13,808 | 4.31% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 14 | $3,360,000 | $240,000 | $9,390 | 4.27% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 12 | $3,260,000 | $271,667 | $9,373 | 3.35% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 12 | $3,210,000 | $267,500 | $10,383 | 3.77% |
| Pahrump, NV (FHA|USDA|VA) | 9 | $3,115,000 | $346,111 | $16,168 | 3.85% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $2,975,000 | $425,000 | $11,866 | 3.71% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 8 | $2,830,000 | $353,750 | $13,085 | 3.67% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $7,812 | 3.77% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,790,000 | $279,000 | $13,478 | 3.64% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 10 | $2,730,000 | $273,000 | $8,995 | 3.54% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 11 | $2,705,000 | $245,909 | $11,770 | 4.37% |
| Fernley, NV (FHA|USDA|VA) | 8 | $2,670,000 | $333,750 | $13,966 | 3.45% |
| KNOXVILLE, TN (FHA|USDA|VA) | 10 | $2,620,000 | $262,000 | $9,985 | 3.56% |
| MODESTO, CA (FHA|USDA|VA) | 8 | $2,600,000 | $325,000 | $7,309 | 3.33% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 9 | $2,595,000 | $288,333 | $14,610 | 4.05% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $2,525,000 | $280,556 | $12,861 | 3.79% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $2,470,000 | $617,500 | $12,033 | 4.16% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $2,455,000 | $272,778 | $10,393 | 3.65% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $2,410,000 | $301,250 | $9,231 | 3.31% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $9,767 | 3.42% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $2,360,000 | $393,333 | $11,574 | 3.58% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $10,181 | 3.28% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $2,220,000 | $370,000 | $8,695 | 2.70% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $2,205,000 | $315,000 | $14,144 | 3.87% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 9 | $2,195,000 | $243,889 | $9,574 | 4.24% |
| PUEBLO, CO (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $8,037 | 5.37% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $13,339 | 3.92% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $14,733 | 4.98% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $10,181 | 4.38% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $9,779 | 3.85% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $14,642 | 3.59% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $10,630 | 3.46% |
| AKRON, OH (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $8,421 | 3.18% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $8,064 | 3.86% |
| SALEM, OR (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $5,976 | 2.45% |
| SUMTER, SC (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $8,068 | 4.15% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $12,629 | 3.41% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $6,160 | 3.97% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $12,103 | 4.65% |
| Helena, MT (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $9,644 | 2.80% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,480,000 | $740,000 | $29,390 | 5.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $11,367 | 4.25% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $9,382 | 2.71% |
| LAS CRUCES, NM (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $10,298 | 3.53% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $13,187 | 3.65% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $16,421 | 3.54% |
| HINESVILLE, GA (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $4,976 | 3.79% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $5,866 | 3.37% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $13,030 | 4.46% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $4,756 | 3.46% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $8,931 | 2.92% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $20,645 | 4.25% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $13,711 | 4.00% |
| REDDING, CA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $12,966 | 3.22% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $8,566 | 3.87% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $7,298 | 4.23% |
| YUMA, AZ (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $10,324 | 4.17% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $11,840 | 3.53% |
| GREAT FALLS, MT (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $15,028 | 4.69% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $11,280 | 3.15% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $8,520 | 3.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $10,917 | 3.53% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $6,910 | 3.83% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $14,914 | 3.18% |
| Fallon, NV (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $9,691 | 4.00% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,536 | 3.78% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $14,197 | 4.63% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $5,278 | 3.70% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $8,546 | 3.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $12,228 | 2.96% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,358 | 2.53% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $21,936 | 4.17% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,741 | 3.21% |
| JONESBORO, AR (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,404 | 4.10% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,089 | 4.83% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,391 | 2.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,022 | 3.87% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $12,396 | 4.25% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $14,057 | 4.08% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $41,428 | 3.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $19,091 | 5.13% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $10,070 | 3.06% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $12,834 | 3.42% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $10,237 | 3.50% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $11,540 | 4.08% |
| OCALA, FL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $12,349 | 3.92% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $8,103 | 3.96% |
| Holland, MI (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $8,363 | 3.58% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $6,625 | 3.34% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $9,406 | 3.71% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $10,524 | 3.42% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $16,240 | 3.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $9,577 | 3.66% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,332 | 4.74% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $10,632 | 2.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $8,853 | 4.29% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,308 | 3.29% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,281 | 3.08% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,144 | 2.56% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $16,659 | 4.56% |
| FLINT, MI (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,778 | 4.58% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $11,339 | 3.75% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $12,277 | 3.91% |
| Sanford, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $10,385 | 4.96% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $9,468 | 3.63% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,349 | 3.00% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $21,298 | 3.93% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $12,264 | 3.17% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $37,145 | 3.13% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $17,058 | 4.75% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,912 | 5.31% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $8,727 | 3.44% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,362 | 5.00% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $16,478 | 4.69% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,359 | 5.79% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $21,818 | 4.81% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,111 | 2.75% |
| Wilson, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $17,037 | 5.88% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,795 | 3.00% |
| BEND, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $9,774 | 2.93% |
| READING, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,862 | 2.79% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,290 | 2.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,561 | 3.54% |
| MERCED, CA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $22,029 | 6.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $42,768 | 5.50% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,340 | 4.62% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,891 | 2.81% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,669 | 2.38% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $7,091 | 5.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,020 | 3.81% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,023 | 2.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $18,320 | 3.63% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $17,251 | 4.06% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $21,263 | 2.88% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $14,669 | 2.88% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,459 | 2.00% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,145 | 4.75% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $17,278 | 4.31% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $12,932 | 5.88% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $27,622 | 2.63% |
| Sonora, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $10,566 | 5.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $21,615 | 4.13% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $36,445 | 4.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,489 | 4.12% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $30,296 | 3.25% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,202 | 3.25% |
| Safford, AZ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $12,240 | 3.94% |
| MONROE, MI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,325 | 2.38% |
| TULSA, OK (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,108 | 4.88% |
| Dayton, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,178 | 4.38% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,462 | 3.81% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,144 | 3.94% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,867 | 2.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,749 | 4.94% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,771 | 4.12% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $17,507 | 5.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,813 | 3.63% |
| NILES, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,305 | 4.00% |
| MADERA, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,822 | 3.13% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $11,295 | 3.69% |
| Moscow, ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $17,255 | 4.25% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,976 | 5.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,798 | 3.62% |
| Auburn, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,204 | 3.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,191 | 1.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,948 | 2.38% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,663 | 6.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,249 | 2.25% |
| Kearney, NE (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $20,279 | 3.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,506 | 2.38% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,444 | 3.88% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $20,980 | 3.13% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,671 | 4.13% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $19,857 | 3.13% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,253 | 5.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,687 | 4.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,635 | 4.75% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,879 | 2.25% |
| ERIE, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,795 | 3.94% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,695 | 1.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,834 | 4.75% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,933 | 2.75% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,920 | 3.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,493 | 4.13% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,670 | 3.06% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,068 | 5.50% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,283 | 2.25% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $26,365 | 4.50% |
| CHICO, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,322 | 2.50% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,853 | 4.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,930 | 3.88% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,172 | 3.56% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,516 | 3.88% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,209 | 3.13% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,889 | 2.38% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,133 | 2.38% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,691 | 2.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,100 | 4.75% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $19,499 | 3.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $18,746 | 5.20% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,788 | 3.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,967 | 2.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,549 | 5.13% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $16,819 | 5.50% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,905 | 2.99% |
| Angola, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $20,949 | 4.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,511 | 4.50% |
| Montrose, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,020 | 2.75% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,843 | 2.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,452 | 3.75% |
| Payson, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $16,712 | 3.38% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $18,020 | 4.75% |
| Marion, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,024 | 2.25% |
| Elko, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,414 | 2.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,371 | 0.99% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,232 | 3.75% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,565 | 2.88% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,311 | 4.38% |
| Deming, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,176 | 3.25% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,841 | 5.88% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,886 | 4.13% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,963 | 5.99% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $17,755 | 3.25% |
| Findlay, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,037 | 2.99% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,848 | 3.75% |
| LIMA, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,625 | 6.00% |
| Waycross, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,383 | 2.75% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,631 | 4.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,106 | 2.99% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,946 | 6.25% |
| Paragould, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,705 | 3.75% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,148 | 4.88% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,766 | 3.63% |
| Albertville, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,359 | 3.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $16,826 | 4.75% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,280 | 2.75% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,451 | 3.88% |
| Wabash, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,443 | 3.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $19,134 | 3.50% |
| ROME, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,605 | 5.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,704 | 6.13% |
| New Castle, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,733 | 1.75% |
| Athens, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,581 | 2.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,854 | 2.99% |
| North Platte, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,302 | 2.38% |
| Jesup, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,820 | 5.13% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,434 | 6.63% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,478 | 7.13% |
| Burley, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,546 | 2.38% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,050 | 4.99% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,374 | 7.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,467 | 4.50% |
| Central City, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,354 | 3.99% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,898 | 2.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,902 | 5.75% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,916 | 2.50% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,293 | 2.38% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,454 | 3.75% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,265 | 3.13% |
| Forest City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,901 | 2.25% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,236 | 2.50% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,016 | 4.00% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,078 | 2.38% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,699 | 1.75% |
| Gallup, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,162 | 2.75% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,236 | 3.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,780 | 3.25% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,529 | 2.63% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,291 | 2.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,217 | 2.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,250 | 5.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,407 | 4.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $836 | 2.99% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,050 | 3.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,587 | 2.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,063 | 2.88% |
| Minden, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,011 | 3.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,902 | 2.75% |
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We use machine learning to identify the top lenders compared against CLEARPATH LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| VA | 2,179 | $681,665,000 | $312,834 | $11,791 | 3.68% |
| Conventional | 91 | $24,795,000 | $272,473 | $8,441 | 4.79% |
| FHA | 19 | $5,295,000 | $278,684 | $8,734 | 3.31% |
For 2022, Clearpath Lending's most frequently originated type of loan was VA, with 2,179 originations. Their 2nd most popular type was Conventional, with 91 originations.
Loan Reason
For 2022, Clearpath Lending's most frequently cited loan purpose was Cash Out Refi, with 1,666 originations. The 2nd most popular reason was Refi, with 550 originations.
Loan Duration/Length
For 2022, Clearpath Lending's most frequently cited loan duration was 30 Year, with 2,236 originations. The 2nd most popular length was Other, with 44 originations.
Origination Fees/Closing Costs
Clearpath Lending's average total fees were $11,621, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 499 originations.
Interest Rates
During 2022, Clearpath Lending's average interest rate for loans was 3.71%, while their most frequently originated rate bucket for loans was 3-4%, with 604 originations.
Loan Sizing
2022 saw Clearpath Lending place emphasis on $200k-400k loans with 1,365 originations, totaling $391,025,000 in origination value.
Applicant Income
Clearpath Lending lent most frequently to those with incomes in the $50k or less range, with 759 originations. The second most popular income band? $50k-75k, with 579 originations.
Applicant Debt to Income Ratio
Clearpath Lending lent most frequently to those with DTI ratios of 30-36%, with 295 originations. The next most common DTI ratio? 50-60%, with 275 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.11%
Clearpath Lending has an average approval rate.
Pick Rate
Approvals leading to origination77.41%
Clearpath Lending has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,289 | $711,755,000 | $310,946 |